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<!DOCTYPE html><html data-wf-domain="www.edgardunn.com" data-wf-page="648af9d89a9b0023571d6eac" data-wf-site="6347b833e9ae66bc0df51418" lang="en"><head><meta charset="utf-8"/><title>Strategy Consulting for Fintech Sector</title><meta content="Edgar, Dunn & Company is an independent and global strategy consulting firm specialising in payments and digital financial services." name="description"/><meta content="Strategy Consulting for Fintech Sector" property="og:title"/><meta content="Edgar, Dunn & Company is an independent and global strategy consulting firm specialising in payments and digital financial services." property="og:description"/><meta content="https://cdn.prod.website-files.com/6347b833e9ae66bc0df51418/63494b4d23c754b5f3d125c0_Open%20Graph.jpeg" property="og:image"/><meta content="Strategy Consulting for Fintech Sector" property="twitter:title"/><meta content="Edgar, Dunn & Company is an independent and global strategy consulting firm specialising in payments and digital 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class="box"><div id="w-node-fa51e70d-4fc4-cfea-d1fb-1e577922219a-79222187" class="marked-text is-bold">Payments</div><p id="w-node-fa51e70d-4fc4-cfea-d1fb-1e577922219c-79222187" class="menu-link-info">Leading by example in the global payments industry</p></div></a><a href="/sector/fintech" aria-current="page" class="mega-menu-link is-pink w-inline-block w--current"><img src="https://cdn.prod.website-files.com/6347b833e9ae66bc0df51418/6347df750768116f31ac7658_feature4.png" loading="lazy" width="18" height="18" alt="" id="w-node-fa51e70d-4fc4-cfea-d1fb-1e57792221a6-79222187" class="icon is-pink"/><div id="w-node-fa51e70d-4fc4-cfea-d1fb-1e57792221a7-79222187" class="box"><div id="w-node-fa51e70d-4fc4-cfea-d1fb-1e57792221a8-79222187" class="marked-text is-bold">Fintech</div><p id="w-node-fa51e70d-4fc4-cfea-d1fb-1e57792221aa-79222187" class="menu-link-info">Building a better way to pay through Fintech </p></div></a><a href="/sector/payment-service-providers-acquirers" class="mega-menu-link is-green w-inline-block"><img src="https://cdn.prod.website-files.com/6347b833e9ae66bc0df51418/63492334667b34e32a42a544_632d142706da0422288e0694_icons8-business-48%202%20(15).png" loading="lazy" width="18" height="18" alt="" id="w-node-fa51e70d-4fc4-cfea-d1fb-1e57792221d7-79222187" class="icon is-green"/><div id="w-node-fa51e70d-4fc4-cfea-d1fb-1e57792221d8-79222187" class="box"><div id="w-node-fa51e70d-4fc4-cfea-d1fb-1e57792221d9-79222187" class="marked-text is-bold">Payment Service Providers & Acquirers</div><p id="w-node-fa51e70d-4fc4-cfea-d1fb-1e57792221db-79222187" class="menu-link-info">Defining the future of payment acceptance</p></div></a><a href="/sector/retail-hospitality" class="mega-menu-link is-green w-inline-block"><img src="https://cdn.prod.website-files.com/6347b833e9ae66bc0df51418/63491e8ca76f031cc0e40367_sector5.png" loading="lazy" width="18" height="18" alt="" id="w-node-fa51e70d-4fc4-cfea-d1fb-1e57792221b4-79222187" class="icon is-green"/><div id="w-node-fa51e70d-4fc4-cfea-d1fb-1e57792221b5-79222187" class="box"><div id="w-node-fa51e70d-4fc4-cfea-d1fb-1e57792221b6-79222187" class="marked-text is-bold">Retail & Hospitality</div><p id="w-node-fa51e70d-4fc4-cfea-d1fb-1e57792221b8-79222187" class="menu-link-info">Optimizing payments for retailers and hospitality merchants</p></div></a><a href="/sector/issuers-account-providers" class="mega-menu-link is-light-blue w-inline-block"><img src="https://cdn.prod.website-files.com/6347b833e9ae66bc0df51418/634922f7d2f3b4681800dafc_632d14269e4da9dfdf54a6b4_icons8-business-48%202%20(14).png" loading="lazy" width="18" height="18" alt="" id="w-node-fa51e70d-4fc4-cfea-d1fb-1e57792221d0-79222187" class="icon is-light-blue"/><div id="w-node-fa51e70d-4fc4-cfea-d1fb-1e57792221d1-79222187" class="box"><div id="w-node-fa51e70d-4fc4-cfea-d1fb-1e57792221d2-79222187" class="marked-text is-bold">Issuers & Account Providers</div><p id="w-node-fa51e70d-4fc4-cfea-d1fb-1e57792221d4-79222187" class="menu-link-info">Making payment services and banking embedded</p></div></a><a href="/sector/travel-transport" class="mega-menu-link is-pink w-inline-block"><img src="https://cdn.prod.website-files.com/6347b833e9ae66bc0df51418/63491e8ceeb5b0380d8f487a_sector2.png" loading="lazy" width="18" height="18" alt="" id="w-node-fa51e70d-4fc4-cfea-d1fb-1e577922219f-79222187" class="icon is-pink"/><div id="w-node-fa51e70d-4fc4-cfea-d1fb-1e57792221a0-79222187" class="box"><div id="w-node-fa51e70d-4fc4-cfea-d1fb-1e57792221a1-79222187" class="marked-text is-bold">Travel & Transport</div><p id="w-node-fa51e70d-4fc4-cfea-d1fb-1e57792221a3-79222187" class="menu-link-info">Innovating payment services for the travel & transport industry</p></div></a><a href="/sector/payment-networks" class="mega-menu-link w-inline-block"><img src="https://cdn.prod.website-files.com/6347b833e9ae66bc0df51418/634922951227218a19ab039a_633671e4684b94804f5e4425_icons8-business-48%202%20(39).png" loading="lazy" width="18" height="18" alt="" id="w-node-fa51e70d-4fc4-cfea-d1fb-1e57792221c2-79222187" class="icon"/><div id="w-node-fa51e70d-4fc4-cfea-d1fb-1e57792221c3-79222187" class="box"><div id="w-node-fa51e70d-4fc4-cfea-d1fb-1e57792221c4-79222187" class="marked-text is-bold">Payment Networks</div><p id="w-node-fa51e70d-4fc4-cfea-d1fb-1e57792221c6-79222187" class="menu-link-info">Improving the operating strategy of world’s largest payment networks</p></div></a><a href="/sector/investors-private-equity" class="mega-menu-link is-purple w-inline-block"><img src="https://cdn.prod.website-files.com/6347b833e9ae66bc0df51418/63491e8cd2f3b424c500a5de_sector4.png" loading="lazy" width="18" height="18" alt="" id="w-node-fa51e70d-4fc4-cfea-d1fb-1e57792221ad-79222187" class="icon is-purple"/><div id="w-node-fa51e70d-4fc4-cfea-d1fb-1e57792221ae-79222187" class="box"><div id="w-node-fa51e70d-4fc4-cfea-d1fb-1e57792221af-79222187" class="marked-text is-bold">Investors & Private Equity</div><p id="w-node-fa51e70d-4fc4-cfea-d1fb-1e57792221b1-79222187" class="menu-link-info">Helping investors and private equity to make informed decisions</p></div></a><a href="/sector/technology-providers" class="mega-menu-link is-purple w-inline-block"><img src="https://cdn.prod.website-files.com/6347b833e9ae66bc0df51418/634922c2110bdee45759cb02_633671e443334f828e8d5b09_icons8-business-48%202%20(40).png" loading="lazy" width="18" height="18" alt="" id="w-node-fa51e70d-4fc4-cfea-d1fb-1e57792221c9-79222187" class="icon is-purple"/><div id="w-node-fa51e70d-4fc4-cfea-d1fb-1e57792221ca-79222187" class="box"><div id="w-node-fa51e70d-4fc4-cfea-d1fb-1e57792221cb-79222187" class="marked-text is-bold">Technology Providers</div><p id="w-node-fa51e70d-4fc4-cfea-d1fb-1e57792221cd-79222187" class="menu-link-info">Supporting payment technology providers to advance their offering</p></div></a><a href="/sector/government-regulators" class="mega-menu-link is-light-blue w-inline-block"><img src="https://cdn.prod.website-files.com/6347b833e9ae66bc0df51418/6347df7462ac6bc361388ca6_feature5.png" loading="lazy" width="18" height="18" alt="" id="w-node-fa51e70d-4fc4-cfea-d1fb-1e57792221bb-79222187" class="icon is-light-blue"/><div id="w-node-fa51e70d-4fc4-cfea-d1fb-1e57792221bc-79222187" class="box"><div id="w-node-fa51e70d-4fc4-cfea-d1fb-1e57792221bd-79222187" class="marked-text is-bold">Government & Regulators</div><p id="w-node-fa51e70d-4fc4-cfea-d1fb-1e57792221bf-79222187" class="menu-link-info">Supporting governments & regulators to define the next payment generation</p></div></a></div></div></div></nav></div><div data-hover="false" data-delay="0" id="w-node-fa51e70d-4fc4-cfea-d1fb-1e57792221dd-79222187" class="menu-toast w-dropdown"><div class="toast-toggle w-dropdown-toggle"><div>Capabilities</div><div class="toast-icon w-icon-dropdown-toggle"></div></div><nav class="toast-box w-dropdown-list"><div class="toast-content"><div class="box has-20-gap"><div id="w-node-fa51e70d-4fc4-cfea-d1fb-1e57792221e5-79222187" class="toast-heading">CAPABILITIES</div><div id="w-node-fa51e70d-4fc4-cfea-d1fb-1e57792221e7-79222187" class="mega-menu"><a href="/capability/strategy-development" class="mega-menu-link is-green w-inline-block"><img src="https://cdn.prod.website-files.com/6347b833e9ae66bc0df51418/63491f196fe7a9473982a7ea_cap1.png" loading="lazy" width="18" height="18" alt="" id="w-node-fa51e70d-4fc4-cfea-d1fb-1e57792221e9-79222187" class="icon is-green"/><div id="w-node-fa51e70d-4fc4-cfea-d1fb-1e57792221ea-79222187" class="box"><div id="w-node-fa51e70d-4fc4-cfea-d1fb-1e57792221eb-79222187" class="marked-text is-bold">Strategy Development</div><p id="w-node-fa51e70d-4fc4-cfea-d1fb-1e57792221ed-79222187" class="menu-link-info">Anticipating and adapting to change in the Payments and Fintech industry</p></div></a><a href="/capability/payment-optimisation" class="mega-menu-link w-inline-block"><img src="https://cdn.prod.website-files.com/6347b833e9ae66bc0df51418/63491f1a0126a8529de8d6fe_cap2.png" loading="lazy" width="18" height="18" alt="" id="w-node-fa51e70d-4fc4-cfea-d1fb-1e57792221f7-79222187" class="icon"/><div id="w-node-fa51e70d-4fc4-cfea-d1fb-1e57792221f8-79222187" class="box"><div id="w-node-fa51e70d-4fc4-cfea-d1fb-1e57792221f9-79222187" class="marked-text is-bold">Payment Optimisation</div><p id="w-node-fa51e70d-4fc4-cfea-d1fb-1e57792221fb-79222187" class="menu-link-info">Using the 360° Payments Diagnostic to increase revenues & reduce costs</p></div></a><a href="/capability/product-innovation" class="mega-menu-link is-pink w-inline-block"><img src="https://cdn.prod.website-files.com/6347b833e9ae66bc0df51418/63491f191301de3239be56b2_cap3.png" loading="lazy" width="18" height="18" alt="" id="w-node-fa51e70d-4fc4-cfea-d1fb-1e5779222205-79222187" class="icon is-pink"/><div id="w-node-fa51e70d-4fc4-cfea-d1fb-1e5779222206-79222187" class="box"><div id="w-node-fa51e70d-4fc4-cfea-d1fb-1e5779222207-79222187" class="marked-text is-bold">Product Innovation</div><p id="w-node-fa51e70d-4fc4-cfea-d1fb-1e5779222209-79222187" class="menu-link-info">Driving digital innovation in payments and fintech</p></div></a><a href="/capability/vendor-selection" class="mega-menu-link is-purple w-inline-block"><img src="https://cdn.prod.website-files.com/6347b833e9ae66bc0df51418/63491f198f9005366897170a_cap6.png" loading="lazy" width="18" height="18" alt="" id="w-node-fa51e70d-4fc4-cfea-d1fb-1e57792221fe-79222187" class="icon is-purple"/><div id="w-node-fa51e70d-4fc4-cfea-d1fb-1e57792221ff-79222187" class="box"><div id="w-node-fa51e70d-4fc4-cfea-d1fb-1e5779222200-79222187" class="marked-text is-bold">Partner Selection</div><p id="w-node-fa51e70d-4fc4-cfea-d1fb-1e5779222202-79222187" class="menu-link-info">Providing objective and independent advice on selecting the best partners</p></div></a><a href="/capability/growth-commercial-excellence" class="mega-menu-link w-inline-block"><img src="https://cdn.prod.website-files.com/6347b833e9ae66bc0df51418/63496225d2f3b4d07004e711_icon-graph.png" loading="lazy" width="18" height="18" alt="" id="w-node-fa51e70d-4fc4-cfea-d1fb-1e577922220c-79222187" class="icon"/><div id="w-node-fa51e70d-4fc4-cfea-d1fb-1e577922220d-79222187" class="box"><div id="w-node-fa51e70d-4fc4-cfea-d1fb-1e577922220e-79222187" class="marked-text is-bold">Growth & Commercial Excellence</div><p id="w-node-fa51e70d-4fc4-cfea-d1fb-1e5779222210-79222187" class="menu-link-info">Growth strategy for sustainable and profitable top-line growth </p></div></a><a href="/capability/m-a-advisory" class="mega-menu-link is-green w-inline-block"><img src="https://cdn.prod.website-files.com/6347b833e9ae66bc0df51418/63491f192ede5bf17f63b526_cap4.png" loading="lazy" width="18" height="18" alt="" id="w-node-fa51e70d-4fc4-cfea-d1fb-1e5779222213-79222187" class="icon is-green"/><div id="w-node-fa51e70d-4fc4-cfea-d1fb-1e5779222214-79222187" class="box"><div id="w-node-fa51e70d-4fc4-cfea-d1fb-1e5779222215-79222187" class="marked-text is-bold">M&A Advisory</div><p id="w-node-fa51e70d-4fc4-cfea-d1fb-1e5779222217-79222187" class="menu-link-info">Informing private equity and investors to make the tough decisions</p></div></a><a href="/capability/regulatory-expert-testimony" class="mega-menu-link is-light-blue w-inline-block"><img src="https://cdn.prod.website-files.com/6347b833e9ae66bc0df51418/6347df74437345a1f8134648_feature3.png" loading="lazy" width="18" height="18" alt="" id="w-node-fa51e70d-4fc4-cfea-d1fb-1e57792221f0-79222187" class="icon is-light-blue"/><div id="w-node-fa51e70d-4fc4-cfea-d1fb-1e57792221f1-79222187" class="box"><div id="w-node-fa51e70d-4fc4-cfea-d1fb-1e57792221f2-79222187" class="marked-text is-bold">Regulatory & Expert Testimony</div><p id="w-node-fa51e70d-4fc4-cfea-d1fb-1e57792221f4-79222187" class="menu-link-info">Guiding the clients through the minefield of regulatory barriers</p></div></a><a href="/capability/implementation-support" class="mega-menu-link w-inline-block"><img src="https://cdn.prod.website-files.com/6347b833e9ae66bc0df51418/63491f19a76f03bc2fe40c36_cap7.png" loading="lazy" width="18" height="18" alt="" id="w-node-fbaee650-628b-aea7-e411-92634ec0a1ee-79222187" class="icon"/><div id="w-node-fbaee650-628b-aea7-e411-92634ec0a1ef-79222187" class="box"><div id="w-node-fbaee650-628b-aea7-e411-92634ec0a1f0-79222187" class="marked-text is-bold">Implementation Support</div><p id="w-node-fbaee650-628b-aea7-e411-92634ec0a1f2-79222187" class="menu-link-info">Helping clients implement our recommendations to deliver growth</p></div></a></div></div></div></nav></div><a id="w-node-fa51e70d-4fc4-cfea-d1fb-1e5779222219-79222187" href="/case-studies" class="menu-link">Case Studies</a><div data-hover="false" data-delay="0" id="w-node-fa51e70d-4fc4-cfea-d1fb-1e577922221b-79222187" class="menu-toast w-dropdown"><div 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id="w-node-da7f8b7e-4ce4-9733-cf7e-8fe646a4bdc8-571d6eac" class="intro"><h1 parallax="20" id="w-node-b0a19ba9-7d0c-9632-e2cc-3dce41566ab5-571d6eac" class="tagline is-light">Fintech</h1><div parallax="-20" id="w-node-_99cac6ca-b338-d45a-5af1-6ab12abe0ac6-571d6eac" class="header-stripes"><div id="w-node-_6054b11d-cc7c-6a4c-5b74-177751f87026-571d6eac" class="header-stripe"><h2 class="heading is-jumbo">Building a better way</h2><div class="slope w-embed"><svg width="100%" height="100%" preserveAspectRatio="none" viewBox="0 0 69 106" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M68.606 0H0L60.894 106H68.606V0Z" fill="currentColor"/> </svg></div><div class="slope-span"><div class="slope is-right-top w-embed"><svg width="100%" height="100%" preserveAspectRatio="none" viewBox="0 0 69 106" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 106H68.606L7.71198 -7.62939e-06H0V106Z" fill="currentColor"/> </svg></div><div class="skewed-slope"></div></div></div><div class="header-stripe is-stripe-2"><h2 class="heading is-jumbo">to pay through Fintech</h2><div class="slope is-right-bottom w-embed"><svg width="100%" height="100%" preserveAspectRatio="none" viewBox="0 0 69 106" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 106H68.606L7.71198 -7.62939e-06H0V106Z" fill="currentColor"/> </svg></div><div class="slope-span is-left-bottom"><div class="slope is-left-bottom w-embed"><svg width="100%" height="100%" preserveAspectRatio=none viewBox="0 0 69 106" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M68.606 0H0L60.894 106H68.606V0Z" fill="currentColor"/> </svg></div><div class="skewed-slope is-top"></div></div></div></div></div><div id="w-node-_3a10e46b-5f62-7487-bddb-30b9e7eacfa2-571d6eac" class="intro"><p id="w-node-edd95409-e9da-e9e1-6381-9923148b29c3-571d6eac" class="subheading">We’re seeing a new era of financial technology (fintech). Fintech is becoming an ingredient for other technologies and businesses outside of financial services. Retailers, for example, are offering credit services at checkout. New banking-as-a-service providers offer a broad range of services such as insurance and lending , that can be embedded in software and apps. We expect significant growth in embedded finance as the next phase of fintech evolves.</p></div><a event="cta" parallax="-50" id="w-node-_16f77584-bb03-dfb4-f097-2f3c9a56ccdc-571d6eac" href="/connect" class="button is-light w-button">Connect with us</a></div><div parallax="100" id="w-node-_49894470-0065-a997-d821-aef7407777b6-571d6eac" class="absolute-shape is-shape-6 w-embed"><svg width="131" height="769" viewBox="0 0 131 769" fill="none" xmlns="http://www.w3.org/2000/svg"><rect width="53" height="344" fill="#2D1B98"/> <rect x="80" y="230" width="51" height="299" fill="#0B3ADE"/> <rect y="396" width="51" height="373" fill="#107EFF"/> </svg></div><div parallax="-100" id="w-node-_1ca1f880-3b67-8f1a-2d8b-e22cf15dd5e8-571d6eac" class="absolute-shape is-shape-7 w-embed"><svg width="131" height="649" viewBox="0 0 131 649" fill="none" xmlns="http://www.w3.org/2000/svg"> <rect y="263" width="53" height="92" fill="#FF357E"/> <rect x="80" width="51" height="468" fill="#107EFF"/> <rect y="423" width="51" height="226" fill="#0B3ADE"/> </svg></div></div></section><section class="section"><div class="columns"><img src="https://cdn.prod.website-files.com/6347b833e9ae66bc0df51418/634a661c37a6530b1c7ae27c_Illustration%202.webp" loading="lazy" height="682" width="680" alt="" data-aos="fade-up" id="w-node-_614bea95-07c0-7d9f-763e-92685813ec16-571d6eac" class="contained-image"/><div id="w-node-_614bea95-07c0-7d9f-763e-92685813ec0e-571d6eac" class="box has-20-gap"><img src="https://cdn.prod.website-files.com/6347b833e9ae66bc0df51418/63496225d2f3b4d07004e711_icon-graph.png" loading="lazy" id="w-node-d622818b-cc61-6627-c90a-0773ea720645-571d6eac" data-aos="fade-up" alt="" class="icon"/><h2 data-aos="fade-up" id="w-node-_614bea95-07c0-7d9f-763e-92685813ec10-571d6eac" class="heading is-medium has-gradient">While the payments ecosystem has become faster and more convenient for customers, there is still a lot of untapped potential for international trade and business-to-business transactions.</h2><p data-aos="fade-up" id="w-node-_4c8d0dbe-94a3-0eb1-f85d-ed1574d4bdef-571d6eac" class="subheading">Organizations risk falling behind if they cannot put their customers first and respond to rapid change.</p><p data-aos="fade-up" id="w-node-_614bea95-07c0-7d9f-763e-92685813ec12-571d6eac">For payments companies to succeed, it won’t be enough to focus on the transactions. Companies need to understand each customer and provide personalized services they need. </p></div></div></section><section parallax="section" class="section"><div class="columns"><div id="w-node-_4c8d0dbe-94a3-0eb1-f85d-ed1574d4bdec-571d6eac" class="box has-200-gap"><div id="w-node-c1fde525-1964-0495-d4db-409a32897294-571d6eac" class="box has-20-gap"><h2 data-aos="fade-up" id="w-node-_06798a8b-20f2-d0a1-437c-ff9f7ef1a9dd-571d6eac" class="heading is-jumbo has-gradient">Blockchain and digital assets</h2><p data-aos="fade-up" id="w-node-_86094ca9-45e3-8450-b29c-5e4551aba64f-571d6eac" class="subheading">Although cryptocurrency markets are volatile, we believe there is huge potential in the underlying blockchain technology.</p><p data-aos="fade-up" id="w-node-ca5f82aa-db1f-dfe7-d367-e80e25b44b9f-571d6eac">The first blockchain-based cryptocurrencies have proven that two parties can transact without relying on a middleman as a validating agent. Now decentralized finance (DeFi) offers exciting new opportunities that will eventually find a path to mass adoption.</p></div></div><img src="https://cdn.prod.website-files.com/6347b833e9ae66bc0df51418/634abab037a6533c587e3539_Illustration%204.webp" loading="lazy" height="740" width="680" alt="" data-aos="fade-up" id="w-node-_4c8d0dbe-94a3-0eb1-f85d-ed1574d4bdeb-571d6eac" class="contained-image"/><div parallax="-100" id="w-node-_1d6bf201-14e0-f616-d7e6-0725829aefbc-571d6eac" class="absolute-shape is-shape-8 w-embed"><svg width="131" height="769" viewBox="0 0 131 769" fill="none" xmlns="http://www.w3.org/2000/svg"> <rect width="53" height="344" fill="#FF357E"/> <rect x="80" y="230" width="51" height="299" fill="#38E1B9"/> <rect y="396" width="51" height="373" fill="#107EFF"/> </svg></div><div parallax="60" id="w-node-dda2c6da-e14d-eec6-ebf8-af41b593930f-571d6eac" class="absolute-shape is-shape-9 w-embed"><svg width="131" height="468" viewBox="0 0 131 468" fill="none" xmlns="http://www.w3.org/2000/svg"> <rect y="263" width="53" height="92" fill="#38E1B9"/> <rect x="80" width="51" height="468" fill="#107EFF"/> </svg></div></div></section><section parallax="section" class="section"><div class="columns"><img src="https://cdn.prod.website-files.com/6347b833e9ae66bc0df51418/634abc81af899d00dee0607a_Illustration%205.webp" loading="lazy" height="740" width="680" alt="" data-aos="fade-up" id="w-node-c20c3a69-7278-ec61-b6d9-efcd03ca5371-571d6eac" class="contained-image"/><div id="w-node-c20c3a69-7278-ec61-b6d9-efcd03ca5369-571d6eac" class="box has-200-gap"><div id="w-node-c20c3a69-7278-ec61-b6d9-efcd03ca536a-571d6eac" class="box has-20-gap"><h2 data-aos="fade-up" id="w-node-_8f177acf-229d-5891-ac07-cd9de7747bc4-571d6eac" class="heading is-jumbo has-gradient">Working with our fintech clients</h2><p data-aos="fade-up" id="w-node-c20c3a69-7278-ec61-b6d9-efcd03ca536d-571d6eac" class="subheading">Our consultants help you to design, commercially validate, build and launch new digital products and services.</p><p data-aos="fade-up" id="w-node-c20c3a69-7278-ec61-b6d9-efcd03ca536f-571d6eac">EDC’s fintech consulting capabilities are built on our deep expertise in payments and digital financial services. When you work with us, your project team is made up of experts from around the world. You benefit from international knowledge transfer and local insight, wherever your target market is.</p></div></div><div parallax="50" id="w-node-a2072f8e-4a9d-2b65-2d3c-6e13f1f3d8a1-571d6eac" class="absolute-shape is-shape-10 w-embed"><svg width="51" height="346" viewBox="0 0 51 346" fill="none" xmlns="http://www.w3.org/2000/svg"> <rect width="51" height="346" fill="#8F00A6"/> </svg></div></div></section><section parallax="section" class="section"><div class="container"><div data-aos="fade-up" id="w-node-_72166496-6890-42d7-064d-993e0bcf1398-571d6eac" class="intro is-small"><h2 id="w-node-_801e4830-4532-9e3d-92ff-c4922d0ee13d-571d6eac" class="heading is-medium has-gradient">When we work with fintech companies our service capabilities include:</h2><p data-aos="fade-up" id="w-node-_2b53423b-7351-a7b9-827a-51df491045c6-571d6eac">Our fintech consultants have multidisciplinary expertise to help you every step of the way. We’ll work alongside you as you define your value proposition. We’ll collaborate with you throughout the development and launch phases, and ultimately help you to scale.</p></div><div id="w-node-_50aba9b4-7ac8-32ea-e689-730c14b2539b-571d6eac" class="grid is-auto"><a data-aos="fade-up" id="w-node-ec858c65-ceff-cff9-c93d-b4d249299df6-571d6eac" href="/capability/strategy-development" class="card is-link w-inline-block"><img src="https://cdn.prod.website-files.com/6347b833e9ae66bc0df51418/634a6ab574f29862a7ea998c_category%201.webp" loading="lazy" width="255" height="180" alt="" id="w-node-_65a56904-295e-152a-6d5d-2da57e6cebeb-571d6eac" class="contained-image"/><h3 id="w-node-_23f68d2d-6128-d6fc-1037-f72d15904390-571d6eac" class="card-heading">Payment Strategy Development</h3><img src="https://cdn.prod.website-files.com/6347b833e9ae66bc0df51418/6347dcd7f20738d5342ae7df_arrow-light.svg" loading="lazy" width="12" height="12" alt="" id="w-node-d14056a3-142d-681e-6984-21b3b348f630-571d6eac" class="card-arrow"/></a><a data-aos="fade-up" 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src="https://cdn.prod.website-files.com/6347b833e9ae66bc0df51418/634ab8f2a626bc89d29d600d_category%206.webp" width="255" height="180" alt="" sizes="(max-width: 479px) 100vw, (max-width: 767px) 255px, (max-width: 991px) 33vw, 19vw" id="w-node-_190fc093-2f50-636e-6cac-fda4e214ff45-571d6eac" loading="lazy" srcset="https://cdn.prod.website-files.com/6347b833e9ae66bc0df51418/634ab8f2a626bc89d29d600d_category%206-p-500.webp 500w, https://cdn.prod.website-files.com/6347b833e9ae66bc0df51418/634ab8f2a626bc89d29d600d_category%206.webp 510w"/><h3 id="w-node-_190fc093-2f50-636e-6cac-fda4e214ff46-571d6eac" class="card-heading">Payment Partner Selection</h3><img src="https://cdn.prod.website-files.com/6347b833e9ae66bc0df51418/6347dcd7f20738d5342ae7df_arrow-light.svg" loading="lazy" width="12" height="12" alt="" id="w-node-_190fc093-2f50-636e-6cac-fda4e214ff4b-571d6eac" class="card-arrow"/></a><a data-aos="fade-up" id="w-node-_3d846fa8-0e9e-d386-953e-2a2034b6701f-571d6eac" href="/capability/implementation-support" class="card is-link w-inline-block"><img src="https://cdn.prod.website-files.com/6347b833e9ae66bc0df51418/634a6ab5007b7f9308726f19_category%204.webp" loading="lazy" width="255" height="180" alt="" id="w-node-_3d846fa8-0e9e-d386-953e-2a2034b67020-571d6eac" class="contained-image"/><h3 id="w-node-_3d846fa8-0e9e-d386-953e-2a2034b67021-571d6eac" class="card-heading">Payment Implementation<span class="line-break"> </span>Support</h3><img src="https://cdn.prod.website-files.com/6347b833e9ae66bc0df51418/6347dcd7f20738d5342ae7df_arrow-light.svg" loading="lazy" width="12" height="12" alt="" id="w-node-_3d846fa8-0e9e-d386-953e-2a2034b67026-571d6eac" class="card-arrow"/></a></div></div></section><section parallax="section" class="section is-naked"><div class="container"><div data-aos="fade-up" id="w-node-_3137fc88-b568-a038-6621-632fb9c272aa-571d6eac" class="intro is-small"><h2 id="w-node-_07a888b2-a587-528c-42eb-8a92b1635df8-571d6eac" class="tagline">Our Experts</h2><h3 id="w-node-_07a24d05-d117-0df8-c4ba-b6a5f573c94b-571d6eac" class="heading is-jumbo">Working with our experts<span class="line-break"> </span>in fintech</h3></div><div data-delay="4000" data-animation="cross" class="review-slider w-slider" data-autoplay="false" data-easing="ease" data-hide-arrows="false" data-disable-swipe="false" data-autoplay-limit="0" data-nav-spacing="3" data-duration="500" data-infinite="true" id="w-node-d305ecf1-b501-4eeb-1c45-1a9ea3a58c3b-571d6eac"><div class="mask w-slider-mask"><div class="slider w-slide"><div data-aos="fade-up" class="columns"><div id="w-node-_2bc57492-3d0b-067a-1e48-3cabe32cca09-571d6eac" class="slider-figure"><img src="https://cdn.prod.website-files.com/6347b833e9ae66bc0df51418/63728de9fb3a00b4be71bc6f_Martin%20at%20conference.webp" loading="lazy" width="680" height="804" alt="" class="cover-image mk"/></div><div id="w-node-c0d2374d-1404-5bd0-0389-085b05476bc8-571d6eac" class="box has-20-gap"><p id="w-node-_7ddc7f0f-f9c0-6a93-bdf6-1d2f8f7991d0-571d6eac" class="subheading"><em>“In the next decade, we are going to see new technologies really start to drive business models, transformational innovation and further shape the competitive landscape across the financial services industry. For example, banks and other financial institutions are now rapidly deploying artificial intelligence (AI) into their tech stack. Augmentation of human decision making like this is going to make entirely new operating models possible.” </em></p><div id="w-node-_21b2820e-a3d3-8563-f4f9-daa9cedf1a26-571d6eac" class="box"><div id="w-node-_4e8613b2-61e9-2297-f46b-b685ab227547-571d6eac" class="marked-text is-bold">Martin Koderisch</div><div id="w-node-_8cc55f78-dbc7-3619-b123-ddbc35a4be2f-571d6eac" class="text-block">Principal</div></div></div></div></div><div class="slider w-slide"><div class="columns"><div id="w-node-aa4fe949-e8ed-074d-196d-f637c60b6a17-571d6eac" class="slider-figure"><img src="https://cdn.prod.website-files.com/6347b833e9ae66bc0df51418/637cdfecc949de758cfd1047_Samee%20FINTECH%20-%20generic%20image.webp" loading="eager" width="680" height="804" alt="" class="cover-image fin2"/></div><div id="w-node-aa4fe949-e8ed-074d-196d-f637c60b6a19-571d6eac" class="box has-20-gap"><p id="w-node-aa4fe949-e8ed-074d-196d-f637c60b6a1a-571d6eac" class="subheading"><em>“As the boundary between financial and non-financial businesses continues to blur, innovators, incumbents and new entrants need to strike now if they want to take advantage of the opportunities of the rapidly growing market of embedded finance. Embedded Finance, is a great example whereby there is integration of a financial solution into a business’ operation which avoids the need for customers to go to another company or third party to make a payment, take out insurance or apply for a loan to buy products or services.”</em></p><div id="w-node-aa4fe949-e8ed-074d-196d-f637c60b6a1c-571d6eac" class="box"><div id="w-node-aa4fe949-e8ed-074d-196d-f637c60b6a1d-571d6eac" class="marked-text is-bold">Samee Zafar</div><div id="w-node-aa4fe949-e8ed-074d-196d-f637c60b6a1f-571d6eac" class="text-block-2">Head of Fintech & Advanced Payments Practice</div></div></div></div></div></div><div class="slider-arrow is-previous w-slider-arrow-left"><img src="https://cdn.prod.website-files.com/6347b833e9ae66bc0df51418/634a7308428502bde44a2b52_arrow-black.svg" loading="lazy" alt="" class="contained-image"/></div><div class="slider-arrow w-slider-arrow-right"><img 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class="grid has-3-columns w-dyn-items"><div role="listitem" class="collection-item w-dyn-item"><a data-aos="fade-up" href="/articles/b2b-payment-processing-fintech-turns-to-edc-to-gain-deeper-insight-and-understanding-of-travel-payments-and-engage-directly-with-key-stakeholders" class="card is-article w-inline-block"><div id="w-node-_5d9bac12-01d2-5401-adf9-3bd0e54962ea-571d6eac" class="article-card-image"><img height="280" loading="lazy" width="682" src="https://cdn.prod.website-files.com/6348568f7fba2909538d12b9/639b38d0a7b77ac1eea3f6f9_yousef-alfuhigi-bMIlyKZHKMY-unsplash.webp" alt="B2B payment processing FinTech turns to EDC to gain deeper insight and understanding of travel payments and engage directly with key stakeholders" sizes="(max-width: 479px) 100vw, (max-width: 767px) 94vw, (max-width: 991px) 45vw, 30vw" srcset="https://cdn.prod.website-files.com/6348568f7fba2909538d12b9/639b38d0a7b77ac1eea3f6f9_yousef-alfuhigi-bMIlyKZHKMY-unsplash-p-500.webp 500w, https://cdn.prod.website-files.com/6348568f7fba2909538d12b9/639b38d0a7b77ac1eea3f6f9_yousef-alfuhigi-bMIlyKZHKMY-unsplash-p-800.webp 800w, https://cdn.prod.website-files.com/6348568f7fba2909538d12b9/639b38d0a7b77ac1eea3f6f9_yousef-alfuhigi-bMIlyKZHKMY-unsplash-p-1080.webp 1080w, https://cdn.prod.website-files.com/6348568f7fba2909538d12b9/639b38d0a7b77ac1eea3f6f9_yousef-alfuhigi-bMIlyKZHKMY-unsplash-p-1600.webp 1600w, https://cdn.prod.website-files.com/6348568f7fba2909538d12b9/639b38d0a7b77ac1eea3f6f9_yousef-alfuhigi-bMIlyKZHKMY-unsplash-p-2000.webp 2000w, https://cdn.prod.website-files.com/6348568f7fba2909538d12b9/639b38d0a7b77ac1eea3f6f9_yousef-alfuhigi-bMIlyKZHKMY-unsplash-p-2600.webp 2600w, https://cdn.prod.website-files.com/6348568f7fba2909538d12b9/639b38d0a7b77ac1eea3f6f9_yousef-alfuhigi-bMIlyKZHKMY-unsplash.webp 3648w" class="cover-image"/></div><div class="article-card-content"><div id="w-node-_5d9bac12-01d2-5401-adf9-3bd0e54962ed-571d6eac" class="box has-10-gap"><h3 id="w-node-_5d9bac12-01d2-5401-adf9-3bd0e54962ee-571d6eac" class="heading is-regular">B2B payment processing FinTech turns to EDC to gain deeper insight and understanding of travel payments and engage directly with key stakeholders</h3><p lines="3" id="w-node-_5d9bac12-01d2-5401-adf9-3bd0e54962ef-571d6eac" class="article-card-snippet">Our client is a fintech acquirer exclusively focused on the B2B marketplace</p><div fs-cmsfilter-field="sector" id="w-node-_5d9bac12-01d2-5401-adf9-3bd0e54962f0-571d6eac" class="hidden-element">Fintech</div><div fs-cmsfilter-field="capability" id="w-node-_5d9bac12-01d2-5401-adf9-3bd0e54962f1-571d6eac" class="hidden-element">Growth, GTM & Commercial Excellence</div></div><div id="w-node-_5d9bac12-01d2-5401-adf9-3bd0e54962f2-571d6eac" class="button is-outlined">Learn more</div></div></a></div><div role="listitem" class="collection-item w-dyn-item"><a data-aos="fade-up" href="/articles/edc-assists-one-of-the-leading-big-tech-companies-with-its-global-expansion-strategy" class="card is-article w-inline-block"><div id="w-node-_5d9bac12-01d2-5401-adf9-3bd0e54962ea-571d6eac" class="article-card-image"><img height="280" loading="lazy" width="682" src="https://cdn.prod.website-files.com/6348568f7fba2909538d12b9/637b6248bfbdd831f5203260_Article%20%26%20Case%20Study%20Thumbnail%20Image%201%20(8).webp" alt="EDC assists one of the leading “Big Tech” companies with its global expansion strategy " sizes="(max-width: 479px) 100vw, (max-width: 767px) 94vw, (max-width: 991px) 45vw, 30vw" srcset="https://cdn.prod.website-files.com/6348568f7fba2909538d12b9/637b6248bfbdd831f5203260_Article%20%26%20Case%20Study%20Thumbnail%20Image%201%20(8)-p-500.webp 500w, https://cdn.prod.website-files.com/6348568f7fba2909538d12b9/637b6248bfbdd831f5203260_Article%20%26%20Case%20Study%20Thumbnail%20Image%201%20(8)-p-800.webp 800w, https://cdn.prod.website-files.com/6348568f7fba2909538d12b9/637b6248bfbdd831f5203260_Article%20%26%20Case%20Study%20Thumbnail%20Image%201%20(8)-p-1080.webp 1080w, https://cdn.prod.website-files.com/6348568f7fba2909538d12b9/637b6248bfbdd831f5203260_Article%20%26%20Case%20Study%20Thumbnail%20Image%201%20(8).webp 2000w" class="cover-image"/></div><div class="article-card-content"><div id="w-node-_5d9bac12-01d2-5401-adf9-3bd0e54962ed-571d6eac" class="box has-10-gap"><h3 id="w-node-_5d9bac12-01d2-5401-adf9-3bd0e54962ee-571d6eac" class="heading is-regular">EDC assists one of the leading “Big Tech” companies with its global expansion strategy </h3><p lines="3" id="w-node-_5d9bac12-01d2-5401-adf9-3bd0e54962ef-571d6eac" class="article-card-snippet">EDC also worked closely with the client to globally expand its new payment system in a scalable, replicable and defensible manner, and develop a clear line of sight on the recommended model per country and associated investments to inform a playbook for international expansion. </p><div fs-cmsfilter-field="sector" id="w-node-_5d9bac12-01d2-5401-adf9-3bd0e54962f0-571d6eac" class="hidden-element">Fintech</div><div fs-cmsfilter-field="capability" id="w-node-_5d9bac12-01d2-5401-adf9-3bd0e54962f1-571d6eac" class="hidden-element">Strategy Development</div></div><div id="w-node-_5d9bac12-01d2-5401-adf9-3bd0e54962f2-571d6eac" class="button is-outlined">Learn more</div></div></a></div></div></div></div></section><section parallax="section" color="gray" class="section is-featured-resources"><div class="container"><div class="columns is-card"><div data-aos="fade-up" id="w-node-f50e6c04-f923-f0ee-6e46-8462af293684-571d6eac" class="columns"><div id="w-node-f50e6c04-f923-f0ee-6e46-8462af293685-571d6eac" class="box has-10-gap"><h2 id="w-node-f50e6c04-f923-f0ee-6e46-8462af293686-571d6eac" class="tagline">Resources</h2><h3 id="w-node-f50e6c04-f923-f0ee-6e46-8462af293688-571d6eac" class="heading is-jumbo">Read our insights, thought leadership 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src="https://cdn.prod.website-files.com/6348568f7fba2909538d12b9/679cef551f539060a1a37407_Article%20%26%20Case%20Study%20Thumbnail%20Image%201%20(8).webp" id="w-node-f50e6c04-f923-f0ee-6e46-8462af293693-571d6eac" class="cover-image"/><div id="w-node-f50e6c04-f923-f0ee-6e46-8462af293694-571d6eac" class="card-fade"></div></a></div></div></div><div id="w-node-f50e6c04-f923-f0ee-6e46-8462af293698-571d6eac" class="w-dyn-list"><div role="list" class="box has-20-gap w-dyn-items"><div data-aos="fade-up" role="listitem" class="collection-item w-dyn-item"><a href="/articles/the-revolution-of-instant-payments-continues-in-europe" class="medium-article w-inline-block"><div id="w-node-f50e6c04-f923-f0ee-6e46-8462af29369c-571d6eac" class="box has-10-gap"><h3 id="w-node-f50e6c04-f923-f0ee-6e46-8462af29369d-571d6eac" class="subheading">Trustech: The revolution of instant payments continues in Europe</h3><div id="w-node-f50e6c04-f923-f0ee-6e46-8462af29369e-571d6eac" class="marked-text is-opaque w-embed"><p style="color:black">Feb 01, 2025 | 2 min read</p></div></div><div id="w-node-f50e6c04-f923-f0ee-6e46-8462af29369f-571d6eac" class="medium-article-image"><img height="180" loading="lazy" width="180" alt="" src="https://cdn.prod.website-files.com/6348568f7fba2909538d12b9/679a5ade6861ffaba4ec99d6_Article%20%26%20Case%20Study%20Thumbnail%20Image%202%20(15).webp" class="cover-image"/></div></a></div><div data-aos="fade-up" role="listitem" class="collection-item w-dyn-item"><a href="/articles/inside-the-mind-of-a-digital-pioneer-a-conversation-with-magdy-hassan-ceo-of-taly" class="medium-article w-inline-block"><div id="w-node-f50e6c04-f923-f0ee-6e46-8462af29369c-571d6eac" class="box has-10-gap"><h3 id="w-node-f50e6c04-f923-f0ee-6e46-8462af29369d-571d6eac" class="subheading">Conversation with Magdy Hassan, CEO of Taly</h3><div id="w-node-f50e6c04-f923-f0ee-6e46-8462af29369e-571d6eac" class="marked-text is-opaque w-embed"><p style="color:black">Dec 02, 2024 | 4 min 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Perez, Executive Board Member at Bamboo Payment Systems</h3><div id="w-node-f50e6c04-f923-f0ee-6e46-8462af29369e-571d6eac" class="marked-text is-opaque w-embed"><p style="color:black">Nov 01, 2024 | 4 min read</p></div></div><div id="w-node-f50e6c04-f923-f0ee-6e46-8462af29369f-571d6eac" class="medium-article-image"><img height="180" loading="lazy" width="180" alt="" src="https://cdn.prod.website-files.com/6348568f7fba2909538d12b9/6718c51abc64434e27c5cb0a_Article%20%26%20Case%20Study%20Thumbnail%20Image%201%20(6).webp" sizes="(max-width: 479px) 100vw, (max-width: 767px) 23vw, 180px" srcset="https://cdn.prod.website-files.com/6348568f7fba2909538d12b9/6718c51abc64434e27c5cb0a_Article%20%26%20Case%20Study%20Thumbnail%20Image%201%20(6)-p-500.webp 500w, https://cdn.prod.website-files.com/6348568f7fba2909538d12b9/6718c51abc64434e27c5cb0a_Article%20%26%20Case%20Study%20Thumbnail%20Image%201%20(6)-p-800.webp 800w, 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