Using Parametric Insurance to Close the Earthquake Protection Gap

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0.6);--spacer-4:0.4rem;--spacer-8:0.8rem;--spacer-16:1.6rem;--spacer-24:2.4rem;--spacer-32:3.2rem;--spacer-40:4rem;--spacer-48:4.8rem;--spacer-56:5.6rem;--spacer-64:6.4rem;--spacer-80:8rem;--spacer-96:9.6rem;--spacer-128:12.8rem;--zindex-hidden:-1;--zindex-default:1;--zindex-2:2;--zindex-relatedsolutions-thumbnail-bottom:1;--zindex-relatedsolutions-thumbnail-top:2;--zindex-relatedsolutions-box:3;--zindex-relatedsolutions-link:4;--zindex-sticky-nav:5;--zindex-search-mask:6;--zindex-global-nav:16;--zindex-modal:19;--global-header-height-small-size:6.8rem;--global-header-height-full-size:11.6rem;--global-header-height-mobile-size:8.4rem;--border-width-default:0.1rem;--border-width-medium:0.2rem;--aon-signature-red:#eb0017;--aon-white:#fff;--aon-navy:#262836;--aon-orange:#f25d00;--aon-teal-dark:#007585;--aon-teal-light:#29b0c3;--aon-gray-01:#46535e;--aon-gray-02:#5d6d78;--aon-gray-03:#82939a;--aon-gray-04:#acc0c4;--aon-gray-05:#cddbde;--aon-gray-06:#e5eff0;--aon-gray-07:#eef6f7;--aon-gray-08:#f9fcfc;--aon-error:#ea2238;--aon-warning:#ffa600;--aon-success:#12a88a}.aon-lead-modal 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var(--spacer-32);height:var(--spacer-32);color:var(--aon-signature-red);margin-left:auto}.accordion-block__item:not(.active){overflow:hidden}.container{padding-left:var(--spacer-24);padding-right:var(--spacer-24)}.aon-icon{display:block;height:100%}.aon-eyebrow{--eyebrow-main-color:var(--aon-teal-dark);--eyebrow-optional-slash-color:var(--aon-gray-05);--eyebrow-optional-text-color:var(--aon-gray-02);font-size:1.6rem;line-height:2.6rem;color:var(--eyebrow-main-color)}.aon-eyebrow .aon-eyebrow__optional-text{color:var(--eyebrow-optional-text-color);font-family:var(--standard-font-family);font-weight:400;font-size:1.6rem;line-height:2.6rem}.aon-eyebrow .aon-eyebrow__optional-text::before{content:"/";color:var(--eyebrow-optional-slash-color);margin-left:var(--spacer-4);margin-right:var(--spacer-4)}.aon-button{--border-color:var(--aon-signature-red);--fill-color:var(--aon-signature-red);--fill-color-hover:transparent;--disabled-opacity:0.4;padding:0;border:.1rem solid var(--border-color);background-color:var(--fill-color);color:var(--text-color);position:relative}.aon-button .aon-button__wrapper-content{display:inline-flex;align-items:center;justify-content:space-between;padding:var(--spacer-16) var(--spacer-24);text-align:initial}.aon-button .aon-button__text{font-family:var(--standard-font-family);font-weight:500;font-style:normal;font-size:1.6rem;line-height:2.4rem;letter-spacing:0;margin-right:var(--spacer-24)}.aon-button .aon-icon{display:inline-block;min-width:var(--spacer-24);width:var(--spacer-24);height:var(--spacer-24);z-index:var(--zindex-2);color:var(--icon-color)}a.aon-button{display:inline-flex;text-decoration:none}.aon-button__primary--red{--icon-color-hover:var(--aon-signature-red)}.aon-button__secondary--red,[class*="--theme-light-gray"] .aon-button__secondary--red{--border-color:var(--aon-signature-red);--fill-color-hover:var(--aon-signature-red);--text-color-hover:var(--aon-white);--icon-color-hover:var(--aon-white);--text-color:var(--aon-navy)}.aon-button__secondary--red{--fill-color:var(--aon-white);--icon-color:var(--aon-signature-red)}.aon-button__tertiary,.featured-topics .featured-topics__button-less.aon-button__secondary,.featured-topics .featured-topics__button-more.aon-button__secondary,[class*="--theme-light-gray"] .aon-button__secondary--red{--fill-color:transparent}.aon-button__tertiary{--text-color:var(--aon-navy);--icon-color:var(--aon-signature-red);--icon-color-hover:var(--aon-signature-red);border:none}.aon-button__tertiary .aon-button__wrapper-content{display:initial;align-items:center;-webkit-text-fill-color:var(--text-color);padding:0;z-index:unset}.aon-button__tertiary .aon-button__text{position:relative;margin-right:var(--spacer-8);color:var(--aon-navy);background:linear-gradient(to 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var(--spacer-48);width:calc(calc((100vw - var(--spacer-48) * 2 - var(--spacer-40) * 11)/ 12 * 6 + var(--spacer-40) * 5) + var(--spacer-48));min-width:unset;z-index:3}.aon-homepage-hero-v2 .aon-homepage-hero__cta-panel .aon-button,.aon-homepage-hero-v2 .aon-homepage-hero__cta-panel h2{max-width:calc((100vw - var(--spacer-48) * 2 - var(--spacer-40) * 11)/ 12 * 5 + var(--spacer-40) * 4)}.aon-homepage-hero-v2 .aon-homepage-hero__quicklink-panel{width:calc((100vw - var(--spacer-48) * 2 - var(--spacer-40) * 11)/ 12 * 3 + var(--spacer-40) * 3);left:calc(calc((100vw - var(--spacer-48) * 2 - var(--spacer-40) * 11)/ 12 * 6 + var(--spacer-40) * 5) + var(--spacer-48));padding-left:var(--spacer-48);padding-right:var(--spacer-48);z-index:2}.aon-homepage-hero__scroll-loader{position:absolute;inset:0;left:92vw;margin:auto;transform:translateY(-1.6rem);display:flex;height:2.2rem;color:var(--aon-white);z-index:2;--full-arrow-width:20.6rem;--text-width:5rem;--content-gap:var(--spacer-16);width:calc(var(--full-arrow-width) + var(--text-width) + var(--content-gap))}.aon-homepage-hero__scroll-loader p{font-family:var(--title-font-family);font-style:normal;font-weight:700;letter-spacing:0;font-size:1.6rem;line-height:2rem;min-width:3.4rem;width:max-content;max-width:4.7rem;overflow:hidden}.aon-homepage-hero__scroll-loader .arrow{position:absolute;inset:0;width:var(--full-arrow-width);left:calc(var(--text-width) + var(--content-gap));overflow:hidden}.aon-homepage-hero__scroll-loader .arrow 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img{position:absolute;aspect-ratio:unset;inset:-2rem;width:calc(100vw + 4rem);height:calc(100vh + 4rem)}.aon-homepage-hero__section-navigation{--thumbnail-content-gap:var(--spacer-16);--thumbnail-card-width:calc( (100vw - var(--spacer-48) * 2 - var(--spacer-40) * 11) / 12 * 2 + var(--spacer-40) * 1 );--thumbnail-content-width:calc( var(--thumbnail-card-width) - 2 * var(--thumbnail-content-gap) );--navigation-height:0;display:flex;flex-direction:column;gap:var(--spacer-24);width:fit-content;position:fixed;top:calc(100vh - var(--spacer-48) - var(--navigation-height));left:var(--spacer-48);right:var(--spacer-48);opacity:0;transform:translate(0,10rem);z-index:5}.aon-homepage-hero__section-navigation .progress{width:100%;height:.2rem;background-color:var(--aon-white)}.aon-homepage-hero__section-navigation .progress__indicator{height:100%;background-color:var(--aon-signature-red)}.aon-homepage-hero__section-navigation 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var(--spacer-40));position:absolute;inset:0;left:auto;width:100vw;height:100vh}.aon-homepage-hero__content{grid-column:span 7}.aon-homepage-hero__content h6:first-child{display:block}.aon-homepage-hero__content h2.title{display:block;margin-top:var(--spacer-24);margin-bottom:var(--spacer-40);padding-right:var(--spacer-80)}.aon-homepage-hero__content h6.title{display:none}}@media screen and (min-width:1200px) and (min-width:650px){.aon-homepage-hero__content-wrapper{padding-left:var(--spacer-40);padding-right:var(--spacer-40);--grid-gap:var(--spacer-32);--grid-columns:8}}.aon-subscribe-modal__google-privacy,.insights-topics,.search-hero-form,a.aon-button.insights-view-all-mobile{margin-top:var(--spacer-24)}.search-hero-form-input{font-size:3.2rem;line-height:3.6rem;display:block;width:100%;border:none;padding:0}@media screen and (min-width:650px){.search-hero-form-input{font-size:3.6rem;line-height:4rem}}@media screen and (min-width:1200px){.aon-media-hero__media{grid-area:1;grid-column:1/-1;margin:0 calc(-1 * var(--spacer-48))}.aon-media-hero__panel{position:relative;grid-area:1;grid-column:1/span 7;padding-bottom:var(--spacer-48);padding-right:var(--spacer-40);margin-left:calc(-1 * var(--spacer-48));margin-right:calc(-1 * var(--spacer-40))}.search-hero-form-input{font-size:4rem;line-height:4.4rem}}@media screen and (min-width:1900px){h1{line-height:12.4rem;font-size:12rem}h2{font-size:9.6rem;line-height:10rem}h3{font-size:6.6rem;line-height:7rem}.search-hero-form-input,h4{font-size:4.8rem;line-height:5.2rem}h5{font-size:3.8rem;line-height:4rem}.content-card__title,.search-hero-search-bar__title,h6{font-size:2.8rem;line-height:3.2rem}.h7{font-size:1.8rem;line-height:2.2rem}p{font-size:2.2rem;line-height:3.4rem}.aon-button .aon-button__text,button{font-size:1.8rem;line-height:2.6rem}.aon-eyebrow,label{font-size:1.8rem}.aon-eyebrow{line-height:2.2rem}.aon-eyebrow .aon-eyebrow__optional-text{font-size:1.8rem;line-height:3rem}.aon-homepage-hero__cta-panel .aon-button{margin-top:var(--spacer-56)}.aon-homepage-hero__section-navigation{gap:var(--spacer-32);--thumbnail-content-gap:var(--spacer-24);--thumbnail-content-width:22.2rem}.aon-homepage-hero__section-navigation>.thumbnail-container{--grid-gap:var(--spacer-32)}.aon-homepage-hero__section-navigation .progress{height:.3rem}.aon-homepage-hero__content-wrapper{padding-top:calc(var(--spacer-128) + var(--spacer-16))}.aon-homepage-hero__content{grid-column:span 6}.aon-homepage-hero__content h2.title{margin-top:var(--spacer-40);margin-bottom:var(--spacer-56);padding-right:0}.aon-homepage-hero .skip-navigation{padding:var(--spacer-32);padding-left:var(--spacer-40)}}.search-hero-form-input-icon{width:var(--spacer-32);height:var(--spacer-32)}.search-hero-form-input-icon svg{fill:var(--aon-navy)}.search-hero-form-group{display:flex;align-items:center;border-bottom:.2rem solid 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var(--aon-gray-05);font-size:1.6rem;line-height:2.6rem;padding:0;padding-bottom:var(--spacer-8);font-weight:400}.aon-field__label{font-size:1.6rem;line-height:2.6rem;align-self:flex-start;justify-self:self-start;grid-column:1;grid-row:1;color:var(--aon-gray-01)}.aon-field__error-text,.aon-subscribe-modal__form-description p{font-size:1.2rem;line-height:1.8rem;font-weight:400;font-family:var(--standard-font-family)}.aon-field__error{display:none;align-items:center;margin-top:var(--spacer-4);color:var(--aon-signature-red)}.aon-field__error-icon{max-width:var(--spacer-16);max-height:var(--spacer-16);margin-right:var(--spacer-8)}.aon-field__group{display:flex;column-gap:var(--spacer-16)}.aon-field input:-webkit-autofill{-webkit-text-fill-color:var(--aon-navy)}.aon-field__textinput{background:0 0}.hidden-appearance{-webkit-appearance:none;-moz-appearance:none}.hidden-appearance::-webkit-textfield-decoration-container{display:none}.aon-field__select{padding:0 var(--spacer-40) var(--spacer-8) 0}.aon-field__select option{color:initial}.aon-field__appearance-icon,.modal-close svg,.modal-nav-sticky svg{color:var(--aon-signature-red)}.aon-field__appearance-icon{max-width:4rem;max-height:4rem;position:absolute;right:0;top:calc(-1 * var(--spacer-8))}.aon-textarea__input{width:100%;color:var(--aon-navy);padding:var(--spacer-16);border:.2rem solid var(--aon-gray-05);resize:none;outline:0;font-size:1.6rem;line-height:2.6rem}.modal{background-color:var(--aon-white);position:fixed;top:-.1rem;right:0;left:0;bottom:0;z-index:var(--zindex-modal);width:100%;height:calc(100% + .1rem);overflow-x:hidden;overflow-y:auto}.modal-dialog{margin-top:var(--spacer-24);margin-bottom:var(--spacer-24)}.modal-dialog--fullscreen{margin-top:0;margin-bottom:0}.modal-dialog--centered{display:flex;align-items:center;min-height:calc(100% - var(--spacer-24) * 2)}.modal-dialog--top{align-items:start}.modal-content{position:relative;width:100%;margin-left:var(--spacer-24);margin-right:var(--spacer-24)}.modal-content--fullscreen{margin-left:0;margin-right:0}.modal-close button{border:none;background-color:transparent;width:var(--spacer-40);height:var(--spacer-40);padding:1.2rem}.modal-nav-sticky{position:fixed;display:flex;top:0;justify-content:space-between;align-items:center;padding:var(--spacer-24);width:100%;z-index:var(--zindex-2)}.aon-modal__featured-insights-title{color:var(--aon-gray-02);margin-bottom:var(--spacer-32)}.aon-modal__featured-insights-cards{padding-top:var(--spacer-48)}.aon-modal__featured-insights-cards:not(:first-child){margin-top:var(--spacer-48);border-top:.1rem solid var(--aon-gray-05)}.aon-modal__featured-insights-cards .content-card .content-card__title:last-child{margin-bottom:0}@media screen and (min-width:650px){.search-hero-form-input{line-height:3.6rem}.search-hero-form-group .search-hero-form-input{height:calc(var(--spacer-40) + 1rem)}.aon-logo{grid-column:1/span 2}.aon-footer-subscribe__cta .aon-icon{display:none}.modal-nav-sticky{padding:var(--spacer-32) var(--spacer-40)}.aon-modal__success-cta{display:grid;grid-template-columns:repeat(8,1fr);column-gap:var(--spacer-32);height:fit-content}.aon-modal__success-cta .aon-button{grid-column:span 3}.aon-modal__featured-insights-title{grid-column:1/-1}.aon-modal__featured-insights-cards .content-card{grid-column:span 4}.aon-modal__featured-insights-cards{display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap);column-gap:var(--spacer-32);row-gap:0}}@media screen and (min-width:650px) and (min-width:650px){.aon-modal__featured-insights-cards{--grid-gap:var(--spacer-32);--grid-columns:8}}@media screen and (min-width:650px) and (min-width:1200px){.aon-modal__featured-insights-cards{--grid-gap:var(--spacer-40);--grid-columns:12}}.aon-modal__success-short-description{color:var(--aon-gray-02)}.aon-modal__success-icon{width:var(--spacer-80);height:var(--spacer-80);color:var(--aon-teal-dark);margin-bottom:var(--spacer-24)}.aon-modal__success-content{grid-column:span 4;display:flex;flex-direction:column}.aon-lead-modal__sidebar--header,.aon-subscribe-modal__sidebar{grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap)}.aon-subscribe-modal{min-height:100vh;width:100%;background-color:#fff;display:flex;flex-direction:column;position:relative}.aon-subscribe-modal__sidebar{display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-rows:auto 1fr;--grid-columns:4;padding:var(--spacer-80) var(--spacer-24) var(--spacer-40);background:var(--aon-navy);color:var(--aon-white)}@media screen and (min-width:650px){.aon-modal__success-content{grid-column:span 8;display:grid;grid-template-columns:repeat(8,1fr);column-gap:var(--spacer-32)}.aon-modal__success-content>*{grid-column:1/-1}.aon-modal__success-content>.aon-modal__success-short-description{grid-column:span 6}.aon-subscribe-modal__submit-button{width:fit-content}.aon-subscribe-modal__sidebar{--grid-gap:var(--spacer-32);--grid-columns:8}}@media screen and (min-width:1200px){.search-hero-form-input{line-height:4.4rem}.search-hero-form-input-icon{width:var(--spacer-40);height:var(--spacer-40)}.search-hero-form-group .search-hero-form-input{height:calc(var(--spacer-48) + var(--spacer-8))}.aon-footer-top .aon-logo,.modal-nav-sticky{display:none}.aon-modal__success-cta{display:block}.aon-modal__success-cta .aon-button__secondary{width:fit-content}.aon-modal__success-cta .aon-button__secondary .aon-button__wrapper-content{width:auto}.aon-modal__featured-insights-title{margin-bottom:var(--spacer-40)}.aon-modal__featured-insights-cards .content-card{grid-column:span 3}.aon-modal__featured-insights-cards{--grid-columns:6;column-gap:var(--spacer-40);padding-top:var(--spacer-64)}.aon-modal__featured-insights-cards:not(:first-child){margin-top:var(--spacer-64)}.aon-modal__success-icon{margin-bottom:var(--spacer-32)}.aon-modal__success-content{grid-column:2/-2;display:flex}.aon-subscribe-modal{flex-direction:row}.aon-subscribe-modal__sidebar{--grid-gap:var(--spacer-40);--grid-columns:12}}.aon-subscribe-modal__content{padding:var(--spacer-48) var(--spacer-24) var(--spacer-24)}.aon-subscribe-modal__content-header{grid-column:span 4;word-wrap:break-word;-webkit-hyphens:auto;-moz-hyphens:auto;hyphens:auto}.aon-subscribe-modal__content-subhead{grid-column:span 4;color:var(--aon-gray-04);font-weight:400}.aon-subscribe-modal__X-button{position:absolute;right:var(--spacer-24);top:var(--spacer-24)}.aon-subscribe-modal .modal-nav-sticky h4,.aon-subscribe-modal .modal-nav-sticky svg,.aon-subscribe-modal__X-button svg{color:var(--aon-white)}.aon-about-tray__title,.aon-industries-tray__link,.global-header__mega-menu-link,.global-header__mega-sub-menu-title,.insights-topics__item-caption{font-weight:700;font-style:normal;letter-spacing:0;font-family:var(--title-font-family)}.aon-subscribe-modal__form{display:flex;flex-direction:column}.aon-subscribe-modal__form-section{display:flex;flex-direction:column;width:100%}.aon-subscribe-modal__form-section-description-group .aon-button__primary,.aon-subscribe-modal__form-section-description-group .aon-button__primary .aon-button__wrapper-content,.aon-subscribe-modal__form-section-group{width:100%}.aon-subscribe-modal__form-section-input-group>:not(:last-child){margin-bottom:5.2rem}.aon-subscribe-modal__form-section-title{width:100%;margin-bottom:4.4rem}.aon-subscribe-modal__form-section-title--remove-margin-bottom{margin-bottom:0}.aon-subscribe-modal__form-description{color:var(--aon-gray-01);margin-bottom:var(--spacer-40)}.aon-subscribe-modal__form-description a,.aon-subscribe-modal__form-description a:visited{color:var(--aon-gray-01)}.aon-subscribe-modal--success .aon-subscribe-modal__content{padding-bottom:var(--spacer-48);margin-top:8.8rem}.aon-lead-modal{min-height:100vh;width:100%;position:relative;row-gap:0}@media screen and (min-width:650px){.aon-subscribe-modal__sidebar{--grid-columns:8;padding:var(--spacer-48) var(--spacer-40)}.aon-subscribe-modal__content{padding:var(--spacer-48) var(--spacer-40)}.aon-subscribe-modal__content-header{grid-column:span 8}.aon-subscribe-modal__content-subhead{grid-column:span 6}.aon-subscribe-modal__form-section{flex-direction:row}.aon-subscribe-modal__form-section-description-group .aon-button__primary{width:fit-content}.aon-subscribe-modal__form-section-description-group .aon-button__primary .aon-button__wrapper-content{width:auto}.aon-subscribe-modal__form-section-input-group>:not(:last-child){margin-bottom:6rem}.aon-subscribe-modal__form-section-title{min-width:14.8rem;width:14.8rem;margin-right:17.7325581395%;margin-bottom:0}.aon-subscribe-modal--success .aon-subscribe-modal__content{margin-top:10.4rem}.aon-lead-modal{display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap);grid-template-rows:1fr;align-content:flex-start;row-gap:0}}.aon-lead-modal>*,.aon-tray-layouts>*{padding-left:var(--spacer-24);padding-right:var(--spacer-24);margin-left:calc(-1 * var(--spacer-24));margin-right:calc(-1 * var(--spacer-24))}.aon-lead-modal__sidebar{padding-top:var(--spacer-24);padding-bottom:var(--spacer-40);background-color:var(--aon-gray-07);grid-column:span 4}@media screen and (min-width:650px){.aon-lead-modal>*{padding-left:var(--spacer-40);padding-right:var(--spacer-40);margin-left:calc(-1 * var(--spacer-40));margin-right:calc(-1 * var(--spacer-40))}.aon-lead-modal__sidebar{padding-top:var(--spacer-40);grid-column:span 8;display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap)}.aon-lead-modal__sidebar>section:not(:first-child){grid-column:6/-1}}@media screen and (min-width:650px) and (min-width:650px){.aon-lead-modal,.aon-lead-modal__sidebar{--grid-gap:var(--spacer-32);--grid-columns:8}}@media screen and (min-width:650px) and (min-width:1200px){.aon-lead-modal,.aon-lead-modal__sidebar{--grid-gap:var(--spacer-40);--grid-columns:12}}.aon-lead-modal__sidebar>section{grid-column:span 4}@media screen and (min-width:1200px){.aon-subscribe-modal__sidebar{--grid-columns:4;flex-basis:35.3472222222%;padding:var(--spacer-80) var(--spacer-40) var(--spacer-48) var(--spacer-48)}.aon-subscribe-modal__content{flex-basis:64.6527777778%;padding:11.6rem 11.3194444444% var(--spacer-80) 8.0555555556%;display:flex;flex-direction:column}.aon-subscribe-modal__content-header{grid-column:span 4}.aon-subscribe-modal__content-subhead{grid-column:span 3;font-weight:400;margin-right:calc(-1 * var(--spacer-40))}.aon-subscribe-modal__X-button{right:var(--spacer-48);top:var(--spacer-48)}.aon-subscribe-modal__X-button svg{color:var(--aon-signature-red)}.aon-subscribe-modal__form-section-title{margin-right:var(--spacer-40);min-width:19rem;width:19rem}.aon-subscribe-modal--success .aon-subscribe-modal__X-button{display:block}.aon-subscribe-modal--success .aon-subscribe-modal__sidebar{display:grid}.aon-subscribe-modal--success .aon-subscribe-modal__content{margin-top:0;padding-top:var(--spacer-96);padding-bottom:var(--spacer-128)}.aon-lead-modal>*{padding-left:var(--spacer-48);padding-right:var(--spacer-48);margin-left:calc(-1 * var(--spacer-48));margin-right:calc(-1 * var(--spacer-48))}.aon-lead-modal__sidebar{grid-column:span 4;--grid-columns:4;grid-template-rows:auto auto 1fr;height:100%;margin-right:calc(-1 * var(--spacer-40));padding-top:var(--spacer-80);padding-right:var(--spacer-40);padding-bottom:var(--spacer-48)}.aon-lead-modal__sidebar>section:not(:first-child){grid-column:span 4}}.aon-lead-modal__sidebar--header{display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(4,1fr);gap:0 var(--grid-gap);margin-top:var(--spacer-64)}@media screen and (min-width:650px){.aon-lead-modal__sidebar--header{--grid-gap:var(--spacer-32);--grid-columns:8}}.aon-lead-modal__sidebar--header h2,.top-insights__article{grid-column:span 3}.aon-lead-modal__sidebar--header p{margin-top:var(--spacer-24);color:var(--aon-gray-01);grid-column:span 4}@media screen and (min-width:1200px){.aon-lead-modal__sidebar--header{--grid-gap:var(--spacer-40);--grid-columns:12;margin-top:0;display:grid;grid-template-columns:repeat(4,1fr);column-gap:var(--spacer-40)}.aon-lead-modal__sidebar--header p{margin-top:var(--spacer-40)}.aon-lead-modal__sidebar--header>*{grid-column:span 3}.aon-lead-modal__sidebar--header .modal-title{grid-column:span 4;word-wrap:break-word;-webkit-hyphens:auto;-moz-hyphens:auto;hyphens:auto}}.aon-lead-modal__sidebar .aon-lead-modal__sidebar--header{grid-column:span 4}.aon-lead-modal__sidebar--addresses{margin-top:var(--spacer-40)}.aon-lead-modal__sidebar--contacts,.aon-lead-modal__sidebar--cta{display:flex;flex-direction:column}.aon-lead-modal__sidebar--contacts a,.aon-lead-modal__sidebar--contacts p,.aon-lead-modal__sidebar--cta a{font-size:1.6rem;line-height:2.6rem;text-decoration:none;color:inherit}.aon-lead-modal__sidebar--cta{gap:var(--spacer-16)}.aon-lead-modal__sidebar--cta .aon-button{width:fit-content}@media screen and (min-width:650px){.aon-lead-modal__sidebar--addresses{margin-top:0}.aon-lead-modal__sidebar--cta{margin-top:var(--spacer-64);min-height:0}}@media screen and (min-width:1200px){.aon-lead-modal__sidebar--cta{gap:var(--spacer-24);margin-top:0;min-height:calc(var(--spacer-40) * 5 + var(--spacer-48))}}.aon-lead-modal__sidebar--contacts{color:var(--aon-gray-02);gap:var(--spacer-4);margin-top:var(--spacer-40)}.aon-lead-modal__content{padding-top:var(--spacer-48);padding-bottom:var(--spacer-48);background-color:#fff;grid-column:span 4;display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap)}@media screen and (min-width:650px){.aon-lead-modal__content{--grid-gap:var(--spacer-32);--grid-columns:8}}@media screen and (min-width:1200px){.aon-lead-modal__sidebar--contacts{margin-top:0}.aon-lead-modal__content{--grid-gap:var(--spacer-40);--grid-columns:12}}.aon-lead-modal__X-button{color:var(--aon-signature-red);position:absolute;right:var(--spacer-24);top:var(--spacer-24)}.aon-lead-modal__form{display:flex;flex-direction:column;grid-column:span 4;row-gap:var(--spacer-56)!important}@media screen and (min-width:650px){.aon-lead-modal__content{--grid-columns:8;grid-column:span 8;padding-bottom:var(--spacer-48)}.aon-lead-modal__X-button{right:var(--spacer-40);top:var(--spacer-40)}.aon-lead-modal__form{display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap);grid-column:span 8;row-gap:var(--spacer-80)!important;align-content:flex-start}}@media screen and (min-width:650px) and (min-width:650px){.aon-lead-modal__form{--grid-gap:var(--spacer-32);--grid-columns:8}}@media screen and (min-width:650px) and (min-width:1200px){.aon-lead-modal__form{--grid-gap:var(--spacer-40);--grid-columns:12}}@media screen and (min-width:1200px){.aon-lead-modal__content{grid-column:5/-1;padding-top:11.6rem;padding-left:0;padding-bottom:var(--spacer-80);margin-left:0}.aon-lead-modal__X-button{right:var(--spacer-48);top:var(--spacer-48)}.aon-lead-modal__form{grid-column:2/-2;display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap);--grid-columns:6!important}}@media screen and (min-width:1200px) and (min-width:650px){.aon-lead-modal__form{--grid-gap:var(--spacer-32);--grid-columns:8}}.aon-lead-modal__form-section{display:flex;flex-wrap:wrap;padding:0}@media screen and (min-width:650px){.aon-lead-modal__form-section{display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap);grid-column:span 8;--grid-gap:var(--spacer-40)}}@media screen and (min-width:650px) and (min-width:650px){.aon-lead-modal__form-section{--grid-gap:var(--spacer-32);--grid-columns:8}}@media screen and (min-width:650px) and (min-width:1200px){.aon-lead-modal__form-section{--grid-gap:var(--spacer-40);--grid-columns:12}}@media screen and (min-width:1200px){.aon-lead-modal__form-section{display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap);grid-column:span 6;--grid-columns:6!important}}@media screen and (min-width:1200px) and (min-width:650px){.aon-lead-modal__form-section{--grid-gap:var(--spacer-32);--grid-columns:8}}.aon-lead-modal__form-section--title{margin-bottom:var(--spacer-32);width:100%}@media screen and (min-width:650px){.aon-lead-modal__form-section--title{margin-bottom:0;width:14.8rem;grid-column:span 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.search-hero-search-bar__title,.search-nav-zero-state .search-hero-form-input-icon{color:var(--aon-navy)}.aon-lead-modal--success .aon-lead-modal__X-button,.aon-lead-modal--success .aon-lead-modal__sidebar,.global-header__contact,.global-header__languages,.global-header__links,.global-header__mega-menu,.top-insights,a.aon-button.insights-view-all-desktop{display:none}.aon-tray-layouts__left,.aon-tray-layouts__right{display:grid;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap)}.aon-lead-modal--success .aon-lead-modal__content{margin-top:8.8rem}.aon-gate-content__form-legal-container,.aon-gate-content__input-field,.aon-gate-content__success-content,.lead-modal-tag,.popular-searches{grid-column:1/-1}.lead-modal-tag h6{color:var(--aon-teal-dark)}.lead-modal-tag h3{margin-top:var(--spacer-8)}@media screen and (min-width:650px){.aon-lead-modal__form-legal{margin-top:0;margin-bottom:var(--spacer-40)}.aon-lead-modal__form .aon-button{width:fit-content}.aon-lead-modal--success .aon-lead-modal__content{margin-top:10.4rem}.aon-tray-layouts{display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap);row-gap:0}}.aon-tray-layouts__left{background-color:var(--aon-gray-07);padding-top:var(--spacer-40);padding-bottom:var(--spacer-40);--grid-gap:var(--spacer-24);--grid-columns:4;grid-column:span 4}.aon-tray-layouts__right,.insights-tray .aon-tray-layouts__right{background-color:var(--aon-gray-08)}@media screen and (min-width:650px){.aon-tray-layouts>*{padding-left:var(--spacer-40);padding-right:var(--spacer-40);margin-left:calc(-1 * var(--spacer-40));margin-right:calc(-1 * var(--spacer-40))}.aon-tray-layouts__left{--grid-gap:var(--spacer-32);--grid-columns:8;grid-column:span 8}}@media screen and (min-width:1200px){.aon-lead-modal__form-section--group{grid-column:span 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4}}@media screen and (min-width:1900px){.search-hero-form-input{line-height:5.2rem}.search-hero-form-group .search-hero-form-input{height:calc(5.2rem + var(--spacer-8))}.aon-field__input,.aon-field__label,.aon-lead-modal__sidebar--contacts a,.aon-lead-modal__sidebar--contacts p,.aon-lead-modal__sidebar--cta a,.aon-textarea__input{font-size:1.8rem;line-height:3rem}.aon-field__error-text,.aon-lead-modal__form-legal p,.aon-subscribe-modal__form-description p{font-size:1.4rem;line-height:2.2rem}.aon-tray-layouts__left{padding-top:var(--spacer-80);padding-bottom:var(--spacer-80)}.aon-tray-layouts__left--header{padding-right:0;grid-column:span 3}.aon-tray-layouts__left--title{font-family:var(--title-font-family);font-style:normal;font-weight:700;letter-spacing:0;font-size:3.8rem;line-height:4.2rem}}@media screen and (min-width:1900px) and (min-width:650px){.aon-tray-layouts__left--title{font-size:4.4rem;line-height:4.8rem}}@media screen and (min-width:1900px) and (min-width:1200px){.aon-tray-layouts__left--title{font-size:5.6rem;line-height:6rem}}@media screen and (min-width:1900px) and (min-width:1900px){.aon-tray-layouts__left--title{font-size:6.6rem;line-height:7rem}}.aon-tray-layouts__left--subtitle{padding-top:var(--spacer-16);font-size:1.4rem;line-height:2.2rem;color:var(--aon-gray-01)}.aon-tray-layouts__left--button{padding-top:var(--spacer-24)}.aon-tray-layouts__left--button .aon-button__secondary,.aon-tray-layouts__left--button .aon-button__secondary .aon-button__wrapper-content{width:100%}.aon-tray-layouts__right{padding-top:var(--spacer-40);padding-bottom:var(--spacer-40);--grid-gap:var(--spacer-24);--grid-columns:4;grid-column:span 4}@media screen and (min-width:650px){.aon-tray-layouts__left--button .aon-button__secondary{width:fit-content}.aon-tray-layouts__left--button .aon-button__secondary .aon-button__wrapper-content{width:auto}.aon-tray-layouts__right{--grid-gap:var(--spacer-32);--grid-columns:8}}@media screen and (min-width:1200px){.aon-tray-layouts__left--subtitle{padding-top:var(--spacer-24)}.aon-tray-layouts__left--button{padding-top:var(--spacer-32)}.aon-tray-layouts__right{--grid-gap:var(--spacer-40);--grid-columns:12;margin-left:calc(-1 * var(--spacer-40));padding-top:var(--spacer-56);padding-bottom:var(--spacer-56);padding-left:var(--spacer-40)}}@media screen and (min-width:650px){.aon-tray-layouts__right{grid-column:span 8;--grid-columns:8}}.aon-tray-layouts__right--content{grid-column:span 4;row-gap:var(--spacer-56)}@media screen and (min-width:650px){.aon-tray-layouts__right--content{grid-column:span 8;row-gap:var(--spacer-80)}.aon-industries-tray{display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap);grid-auto-flow:column;grid-gap:0 var(--spacer-32);grid-template-rows:repeat(1,1fr);grid-template-columns:repeat(2,1fr)}}.aon-industries-tray__list{list-style-type:none;padding-left:0}.aon-industries-tray__list:not(:last-child){margin-bottom:var(--spacer-48)}.aon-industries-tray__link{color:var(--aon-navy);text-decoration:none;font-size:2.4rem;line-height:2.8rem}.insights-tray .aon-about-tray__title{padding-bottom:0}.insights-tray-right__header{display:flex;align-items:flex-end;justify-content:space-between}.insights-topics__list{list-style:none;padding:0}@media screen and (min-width:650px){.aon-industries-tray__list:not(:last-child){margin-bottom:0}.insights-topics{margin-top:var(--spacer-32)}.insights-topics__list{display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap);row-gap:var(--spacer-40)}.insights-topics__item{grid-column:span 4}}@media screen and (min-width:650px) and (min-width:650px){.aon-industries-tray,.aon-tray-layouts,.insights-topics__list{--grid-gap:var(--spacer-32);--grid-columns:8}}@media screen and (min-width:650px) and (min-width:1200px){.aon-industries-tray,.aon-tray-layouts,.insights-topics__list{--grid-gap:var(--spacer-40);--grid-columns:12}}.insights-topics__link{display:block;color:var(--aon-navy);text-decoration:none}.insights-topics__item img{display:block;object-fit:cover;width:8.4rem;height:8.4rem}.insights-topics__item-caption{font-size:2.4rem;line-height:2.8rem;padding-left:var(--spacer-16)}.insights-topics__figure{display:flex;align-items:center}.aon-about-tray__title{color:var(--aon-teal-dark);padding-bottom:var(--spacer-32);font-size:1.6rem;line-height:2rem}body.has-global-header{padding-top:var(--height-mobile-size)}body.has-global-header.cw{padding-top:var(--header-medium-height)}.global-header{--mask-z-index:var(--zindex-2);--mask-item-z-index:var(--zindex-global-nav);--mega-menu-offset:var(--spacer-40);--header-height:var(--height-full-size);background-color:var(--aon-white);z-index:var(--zindex-global-nav);position:fixed;top:0;left:0;right:0}.global-header__nav{--padding-gap:var(--spacer-24);padding-top:var(--padding-gap);padding-bottom:var(--padding-gap);display:flex;flex-wrap:wrap;align-items:center}.global-header__nav ul{list-style:none}.global-header__nav a{text-decoration:none}.global-header__icon{padding-left:var(--spacer-24);display:inline-flex;align-items:baseline}.global-header__icon a{display:inline-flex;align-items:center;height:3.6rem;width:6.257rem;color:var(--aon-signature-red)}.global-header__mega-menu{padding-left:0;position:relative}.global-header__mega-sub-menu-title{font-size:1.6rem;line-height:2.4rem;align-items:center;z-index:var(--zindex-2);background-color:var(--aon-white);display:none;position:absolute;top:0;left:0;right:50%;transform:translate(0,-100%);padding-top:var(--spacer-24);padding-bottom:var(--spacer-24);padding-left:var(--spacer-24)}@media screen and (min-width:1900px){.aon-tray-layouts__left--subtitle{font-size:1.6rem;line-height:2.4rem}.aon-tray-layouts__right{padding-top:var(--spacer-80);padding-bottom:var(--spacer-80)}.aon-industries-tray__item:not(:last-child){margin-bottom:var(--spacer-32)}.aon-industries-tray__link,.insights-topics__item-caption{font-size:2.8rem;line-height:3.2rem}.aon-about-tray__title,.global-header__mega-sub-menu-title{font-size:1.8rem;line-height:2.2rem}}.global-header__mega-sub-menu-title .aon-icon{width:var(--spacer-24);height:var(--button-size);margin-right:var(--spacer-8)}.global-header__mega-menu-link{font-size:3.2rem;line-height:3.6rem;color:var(--aon-navy);display:flex;align-items:center;justify-content:space-between;outline:0;position:relative}@media screen and (min-width:650px){.insights-topics__item img{width:100%;height:auto}.insights-topics__item-caption{padding-left:0;margin-top:var(--spacer-16)}.insights-topics__figure,a.aon-button.insights-view-all-desktop{display:block}a.aon-button.insights-view-all-mobile{display:none}.global-header__icon,.global-header__mega-sub-menu-title{padding-left:var(--spacer-40)}.global-header__mega-menu-link{font-size:3.6rem;line-height:4rem}}@media screen and (min-width:1200px){.aon-tray-layouts__right--content{grid-column:2/-2;--grid-columns:6}.aon-industries-tray{grid-gap:0 var(--spacer-40)}.insights-topics__list{--grid-columns:6}.insights-topics__item{grid-column:span 3}body.has-global-header{padding-top:var(--height-full-size)}.global-header__icon{z-index:var(--mask-item-z-index);padding-left:var(--spacer-48)}.global-header__mask,.global-header__mask-item{position:absolute;top:calc(100% - var(--mega-menu-offset));left:0;right:0;bottom:0;background-color:var(--aon-white);z-index:var(--mask-z-index)}.global-header__mask-item{z-index:var(--mask-item-z-index)}.global-header__mask{z-index:var(--zindex-sticky-nav)}.global-header__nav{height:var(--height-full-size);--padding-gap:var(--spacer-40)}.global-header__icon a{width:9.5rem}.global-header__contact,.global-header__languages,.global-header__links,.global-header__mega-menu{display:inline-flex}.global-header__mega-menu{position:unset;padding-left:2rem}.global-header__mega-menu::before{content:"";position:absolute;top:calc(100% - var(--mega-menu-offset));left:0;bottom:unset;width:100%;height:0;opacity:0;margin-top:0;padding-bottom:0;background-color:var(--aon-gray-08);overflow-y:auto}.global-header__mega-menu-item{padding-left:2rem;padding-right:2rem}.global-header__mega-sub-menu-title{line-height:3.2rem}.global-header__mega-menu-link{font-size:4rem;line-height:4.4rem}}@media screen and (min-width:1900px){.global-header__mega-menu-link{font-size:4.8rem;line-height:5.2rem}}.global-header__mega-menu-link::before{content:"";width:0;height:.2rem;background-color:var(--aon-signature-red);position:absolute;bottom:0;left:0;z-index:calc(var(--mask-item-z-index) + 1)}.global-header__mega-menu-link .aon-icon{width:var(--spacer-40);height:var(--spacer-40)}@media screen and (min-width:1200px){.global-header__mega-menu-link{font-family:var(--title-font-family);font-style:normal;font-weight:700;letter-spacing:0;font-size:1.6rem;line-height:2rem;padding:var(--spacer-8) 0}.global-header__mega-menu-link .aon-icon{display:none}}.global-header__mega-sub-menu{position:absolute;top:0;bottom:0;left:0;right:0;z-index:var(--zindex-2)}.global-header__trigger-menu-wrapper{position:relative;margin-left:var(--spacer-24);margin-right:var(--spacer-24)}.global-header__search-mask{display:none;width:calc(var(--button-size) * 4);height:calc(100% + .4rem);position:absolute;left:50%;bottom:0;transform:translate(-50%,100%);z-index:var(--zindex-search-mask)}.global-header__languages .aon-icon{width:var(--spacer-24);height:var(--spacer-24);color:var(--aon-gray-01)}.aon-country-selector .accordion-block__icon .aon-icon,.aon-country-selector__sub-menu .aon-icon{color:var(--aon-signature-red)}.global-header__search{display:inline-flex;width:fit-content;height:3.6rem;margin-left:auto;position:relative;--icon-size:var(--spacer-24);--icon-offset:calc(2rem - (var(--button-size) - var(--icon-size)) / 2)}.global-header__search .aon-icon__search{border:0;background-color:transparent;width:var(--button-size);height:100%;position:relative}.global-header__search .aon-icon__search::before{content:"";width:0;height:.2rem;background-color:var(--aon-signature-red);position:absolute;bottom:0;left:calc((var(--button-size) - var(--icon-size))/ 2);z-index:var(--zindex-search-mask);display:none}.global-header__search .aon-icon__search .aon-icon{width:var(--icon-size);height:var(--icon-size);margin-left:auto;margin-right:auto}.global-header__languages-wrapper{display:flex;align-items:flex-end;background:0 0;position:relative;border:0;outline:0}.global-header__languages-wrapper::before{content:"";width:0;height:.2rem;background-color:var(--aon-signature-red);position:absolute;bottom:-.8rem;left:0}.global-header__links{padding:0 var(--spacer-24)}.global-header__links ul{width:100%;border-top:.1rem solid var(--aon-gray-05);padding:0;display:flex;align-items:center}@media screen and (min-width:650px){.global-header__trigger-menu-wrapper{margin-right:var(--spacer-40)}.global-header__links ul{border-top-color:var(--aon-gray-06)}}.global-header__link{color:var(--aon-gray-02);font-family:var(--title-font-family);font-style:normal;letter-spacing:0;font-size:1.6rem;line-height:2rem;font-weight:400}@media screen and (min-width:1900px){.global-header__link{font-size:1.8rem;line-height:2.2rem}}.global-header__contact a,.global-header__mega-sub-menu-title-lang{font-size:1.6rem;line-height:2.4rem;font-style:normal;letter-spacing:0}.global-header__contact a{font-family:var(--standard-font-family);font-weight:500;color:var(--aon-gray-01);border-bottom:.1rem solid var(--aon-signature-red)}@media screen and (min-width:1900px){.global-header__contact a{font-size:1.8rem;line-height:2.6rem}.global-header__mega-sub-menu-title-lang{font-size:1.8rem;line-height:2.2rem}}@media screen and (min-width:1200px){.global-header__mega-sub-menu{display:block;padding-top:var(--mega-menu-offset);top:calc(100% - var(--mega-menu-offset));bottom:unset;height:calc(100vh - var(--height-full-size) + var(--spacer-64));padding-bottom:var(--spacer-24)}.global-header__trigger-menu-wrapper{display:none}.global-header__languages{margin-right:var(--spacer-48);margin-left:auto}.global-header__search .aon-icon__search::before{display:block}.global-header__search{margin-left:0;padding:0 var(--icon-offset)}.global-header__search::before{content:"";position:fixed;top:var(--height-full-size);left:0;bottom:unset;width:100%;height:0;opacity:0;padding-top:0;padding-bottom:0;background-color:var(--aon-white);overflow-y:auto}.global-header__links::after,.global-header__links::before{height:var(--spacer-16);width:.1rem;background-color:var(--aon-gray-05);position:absolute;top:50%;transform:translateY(-50%)}.global-header__links{padding:0 var(--spacer-48) 0 var(--spacer-48);border-top:none;position:relative;margin-left:auto}.global-header__links ul{border-top:none}.global-header__links li:not(:last-of-type){margin-bottom:0;margin-right:var(--spacer-24)}.global-header__links+.global-header__languages{margin-left:0}.global-header__links::before{left:var(--spacer-24)}.global-header__links::after{right:var(--spacer-24)}.global-header__link{font-size:1.4rem;line-height:2.2rem}.global-header__contact{margin-left:auto}.global-header__contact a{font-size:1.4rem;line-height:2.2rem;border-bottom:none}.global-header__contact+.global-header__links{margin-left:0}.global-header__contact+.global-header__links::after,.global-header__contact+.global-header__links::before{content:""}}.global-header__trigger-menu{width:var(--spacer-24);height:var(--button-size);border:none;background-color:transparent;padding:0}.global-header__trigger-menu>div{width:var(--spacer-24);height:.1rem;background-color:var(--aon-navy);position:absolute}.global-header__trigger-menu>div:first-child{transform:translateY(-.6rem)}.global-header__trigger-menu>div:last-child{transform:translateY(.6rem);width:var(--spacer-16)}.aon-country-selector__sub-menu{position:fixed;left:0;bottom:0;top:7.2rem;min-height:calc(100vh - 7.2rem);width:100%;overflow-y:scroll;opacity:0;-webkit-overflow-scrolling:touch;background-color:var(--aon-gray-08)}@supports (-webkit-touch-callout:none){.aon-country-selector__sub-menu{padding-bottom:var(--spacer-80)}@media screen and 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var(--spacer-24)}.search-nav-zero-state .search-hero-form-input-icon svg{fill:currentColor}.search-nav-zero-state .search-hero-form-submit{margin-left:var(--spacer-16)}.search-autosuggest{display:none;background-color:inherit;bottom:var(--spacer-24);left:0;position:absolute;width:100%;padding:0 var(--spacer-24);transform:translateY(100%);z-index:var(--zindex-relatedsolutions-thumbnail-bottom)}.aon-country-selector .aon-tray-layouts,.aon-switch{position:relative}.search-autosuggest__list{list-style:none;padding:0;padding-top:var(--spacer-24);padding-bottom:var(--spacer-24)}.search-recommend{padding:var(--spacer-48) 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img{aspect-ratio:16/9;display:block;width:100%}.top-insights__title{color:var(--aon-gray-02)}.top-insights__text{color:var(--aon-navy);margin-top:var(--spacer-16);display:inline-block}.top-insights .view-all-insights{display:flex;justify-content:flex-end;flex:1}.aon-country-selector .aon-tray-layouts__left{padding-top:var(--spacer-40);padding-bottom:var(--spacer-40);--grid-gap:0 var(--spacer-32)}.aon-country-selector .aon-tray-layouts__left--header{grid-column:span 4;padding-right:0}@media screen and (min-width:650px){.global-header__mega-sub-menu-title-lang{padding-left:var(--spacer-40)}.search-nav-zero-state .search-hero-form-input-icon{width:var(--spacer-40);height:var(--spacer-40)}.search-nav-zero-state,.search-recommend{padding:var(--spacer-48) var(--spacer-40)}.search-autosuggest__list{padding-bottom:var(--spacer-48)}.search-autosuggest{bottom:var(--spacer-48);padding:0 var(--spacer-40)}.aon-country-selector .aon-tray-layouts__left--header{grid-column:6/1}}.aon-country-selector 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.aon-gate-content__download-text{font-family:var(--title-font-family);font-style:normal;font-weight:700;letter-spacing:0;font-size:1.6rem;line-height:2rem;margin-top:0;color:var(--aon-gray-01);margin-bottom:var(--spacer-16)}.aon-gate-content__sidebar{padding:var(--spacer-80) var(--grid-gap) var(--spacer-40)}@media screen and (min-width:1200px){.aon-gate-content__sidebar{padding:var(--spacer-80) var(--grid-gap) var(--spacer-40) var(--spacer-48)}.aon-gate-content__title{font-size:4rem;line-height:4.4rem}}@media screen and (min-width:1900px){.aon-gate-content__sidebar--header .aon-gate-content__download-text,.search-recommend__title,.top-insights__text,.top-insights__title{font-size:1.8rem;line-height:2.2rem}.popular-searches{grid-column:span 4}.popular-searches__item{font-size:2.8rem;line-height:3.2rem}.top-insights__article{grid-column:span 2}.aon-country-selector .aon-tray-layouts__left--guide,.aon-country-selector__item,.aon-country-selector__language{font-size:1.6rem;line-height:2.4rem}.aon-country-selector .aon-tray-layouts__left--button{grid-column:span 3;padding-right:0}.aon-gate-content__title{font-size:4.8rem;line-height:5.2rem}}.aon-gate-content__success-content .title,.aon-gate-content__title--small{font-family:var(--title-font-family);font-style:normal;font-weight:700;letter-spacing:0;font-size:3.2rem;line-height:3.6rem}.aon-gate-content__title--large{display:none}.aon-gate-content__form-container{padding:var(--spacer-40) var(--grid-gap)}.aon-gate-content__modal-nav-sticky{display:flex;justify-content:space-between;background-color:var(--aon-gray-07)}.aon-gate-content__form-legal{margin-top:0;margin-bottom:var(--spacer-40)}.aon-gate-content__X-button{top:var(--spacer-24);right:var(--spacer-24)}.aon-gate-content__X-button--large{display:none}.aon-gate-content__success-icon{grid-column:span 1;color:var(--aon-teal-dark);margin-bottom:var(--spacer-24);width:var(--spacer-80);height:var(--spacer-80)}@media screen and (min-width:650px){.aon-gate-content__title--small{font-size:3.6rem;line-height:4rem}.aon-gate-content__X-button{top:var(--spacer-32);right:var(--spacer-32)}.aon-gate-content__success-content{display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap);row-gap:0}.aon-gate-content__success-content .title{font-size:3.6rem;line-height:4rem}}@media screen and (min-width:650px) and (min-width:650px){.aon-gate-content__success-content{--grid-gap:var(--spacer-32);--grid-columns:8}}@media screen and (min-width:650px) and (min-width:1200px){.aon-gate-content__success-content{--grid-gap:var(--spacer-40);--grid-columns:12}}.aon-gate-content__success-content .title{grid-column:1/-1;margin-bottom:var(--spacer-24)}@media screen and (min-width:1200px){.aon-gate-content__title--small{font-size:4rem;line-height:4.4rem;display:none}.aon-gate-content__X-button--large,.aon-gate-content__success-content,.aon-gate-content__title--large{display:block}.aon-gate-content__form-container{padding:11.5rem 0;--grid-columns:6}.aon-gate-content__X-button--small,.aon-gate-content__modal-nav-sticky{display:none}.aon-gate-content__X-button,.aon-gate-content__X-button--large{top:var(--spacer-40);right:var(--spacer-40)}.aon-gate-content__success-icon{margin-bottom:var(--spacer-32)}.aon-gate-content__success-content .title{font-size:4rem;line-height:4.4rem}}@media screen and (min-width:1900px){.aon-gate-content__success-content .title,.aon-gate-content__title--small{font-size:4.8rem;line-height:5.2rem}}@media screen and (min-width:1200px){.aon-gate-content__success-content .title{font-family:var(--title-font-family);font-style:normal;font-weight:700;letter-spacing:0;font-size:2.8rem;line-height:3.2rem}}@media screen and (min-width:1200px) and (min-width:650px){.aon-gate-content__success-content .title{font-size:3.2rem;line-height:3.6rem}}@media screen and (min-width:1200px) and (min-width:1900px){.aon-homepage-hero__scroll-loader p,.aon-homepage-hero__section-navigation .thumbnail__content p,.global-header__mega-menu-link{font-size:1.8rem;line-height:2.2rem}.global-header__contact a,.global-header__link{font-size:1.6rem;line-height:2.4rem}.aon-gate-content__success-content .title{font-size:3.8rem;line-height:4rem}}.aon-gate-content__success-content .description{grid-column:span 6;margin-bottom:var(--spacer-48);color:var(--aon-gray-02)}.aon-gate-content__success-content .aon-button{width:100%}.aon-gate-content__success-form{row-gap:0!important;padding:var(--spacer-48) var(--spacer-24)}.aon-gate-content__success-form-container{padding:8.8rem 0 0}.aon-gate-content__success-sidebar{padding:var(--spacer-24);display:none}@media screen and (min-width:650px){.aon-gate-content__success-content .description{margin-bottom:var(--spacer-40)}.aon-gate-content__success-content .aon-button{grid-column:1/-1;width:fit-content}.aon-gate-content__success-form{padding:var(--spacer-48) var(--spacer-40)}.aon-gate-content__success-form-container{padding:10rem 0 0}.aon-gate-content__success-sidebar{padding:var(--spacer-32) var(--spacer-40)}}.aon-gate-content__success-sidebar .aon-gate-content__sidebar--header{display:flex;justify-content:space-between}.aon-gate-content__success-sidebar .aon-gate-content__download-text,.global-header__languages .aon-country-selector__sub-menu,.global-header__mask,.global-header__mask-item,.global-header__mega-sub-menu,.global-header__search .search-nav-zero{display:none}.aon-gate-content__sidebar--description{grid-column:1/-1}@media screen and (min-width:1200px){.aon-gate-content__success-form{padding:0}.aon-gate-content__success-form-container{padding:var(--spacer-80) 0 var(--spacer-128)}.aon-gate-content__success-sidebar{display:block;padding:var(--spacer-80) var(--grid-gap) var(--spacer-128) var(--spacer-48)}.aon-gate-content__sidebar--description,.aon-gate-content__success-sidebar .aon-gate-content__download-text,.aon-gate-content__success-sidebar .aon-gate-content__sidebar--header{display:block}}.aon-switch{display:inline-block;min-width:4.2rem;width:4.2rem;height:var(--spacer-24)}.aon-switch input[type=checkbox]{opacity:0;width:0;height:0}.aon-switch .aon-slider{position:absolute;top:0;left:0;right:0;bottom:0;background-color:var(--aon-gray-03)}.aon-switch .aon-slider:before{position:absolute;content:"";height:1.2rem;width:1.2rem;left:.6rem;bottom:.6rem;background-color:var(--aon-white)}.aon-switch .aon-slider.aon-round{border-radius:10rem;width:4.2rem;outline:transparent solid .2rem}.aon-switch .aon-slider.aon-round:before{border-radius:50%}.aon-switch__description-group{display:flex}.aon-switch__description-group 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class="aon-sticky-nav__title"> Using Parametric Insurance to Close the Earthquake Protection Gap </div> <div class="aon-sticky-nav__action"> <section class="content-dropdown" data-component="ContentDropdown"> <select> </select> </section> </div> </div> <div data-component="ProgressBar" aria-label="Progress Bar"></div> </div>  <section class="container collection-topper" data-component="CollectionTopper" data-collection-id="24b4fcaf-0931-4b03-a62f-82075aa3eb13"> <div class="collection-topper__info"> <h6 class="collection-topper__title"> <a class="collection-topper__title-cta" href="#">Parametric Insurance</a> </h6> <p class="collection-topper__order">04 of 05</p> <p class="collection-topper__order collection-topper__order--full"> This insight is part 04 of 05 in this Collection. </p> </div> <div class="collection-topper__actions"> <div class="collection-topper__action--prev " data-after="Previous Insight"> <a 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<span class="aon-eyebrow__optional-text">6 mins</span> </div> <h2 class="aon-article-hero__title"> Using Parametric Insurance to Close the Earthquake Protection Gap </h2> <div class="aon-article-hero__author"> </div> </div> <div class="aon-article-hero__media aon-article-media"> <div class="aon-article-media__shade"></div> <div class="aon-article-media__img-container"> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_965,w_1716/https://assets.aon.com//-/media/images/aon/insights/articles/gettyimages_176623210_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_718,w_1277/https://assets.aon.com//-/media/images/aon/insights/articles/gettyimages_176623210_rt.jpg"/><source media="(min-width:650px)" 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article from Aon: Using%20Parametric%20Insurance%20to%20Close%20the%20Earthquake%20Protection%20Gap https%3a%2f%2fwww.aon.com%2fen%2finsights%2farticles%2fusing-parametric-insurance-to-close-the-earthquake-protection-gap&summary=Using%20Parametric%20Insurance%20to%20Close%20the%20Earthquake%20Protection%20Gap" target="_blank"> <svg class="aon-icon" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#linkedin-logo-outline"></use> </svg> </a> </div>  </div> </div> <h4 class="aon-article-hero__summary regular"> Parametric solutions have the flexibility to make hard-to-predict and often uninsurable “grey swan” events insurable. Such is the case for earthquakes — a potentially catastrophic risk across the globe. </h4> <div class="aon-article-hero__keynotes aon-article-keynotes"> <h6 class="aon-article-keynotes__title"> Key Takeaways </h6> <ol> <li> <h6 class="regular"> There is a growing protection gap for grey swan risks — including earthquakes — in traditional risk transfer markets. </h6> </li> <li> <h6 class="regular"> Businesses often struggle to quantify total economic cost and are therefore retaining risk, leading to high uninsured losses. </h6> </li> <li> <h6 class="regular"> Parametric cover — which is triggered by third-party event data rather than physical damage to an owned asset— provides broad and flexible event response to help offset uninsured losses. </h6> </li> </ol> </div> </section>  <section class="layout-rich-text container"> <section class="column-content">  <div class="richtext-editor-place"> <p>Natural catastrophes are growing in frequency and severity across the globe, upending lives, businesses and infrastructure — and they are helping grow a protection gap that is leaving most disaster losses uninsured.<sup>1</sup> </p> <p>According to Aon's <a href="https://www.aon.com/getmedia/f34ec133-3175-406c-9e0b-25cea768c5cf/20230125-weather-climate-catastrophe-insight.pdf" target="_blank">2023 Weather, Climate and Catastrophe Insight</a> report, natural disasters caused global economic losses of $313 billion in 2022, outstripping economic growth. Insured losses lagged behind, accounting for just $132 billion. That’s a 58 percent gap, or $181 billion in uninsured losses. </p> <p>This protection gap has continued to grow, along with uncertainty created by conventional risk transfer solutions as insurers grapple with runaway loss costs. Parametric insurance provides a response by insuring otherwise uninsurable “grey swans” with difficult-to-quantify economic impact. </p> <h4>Better Informed</h4> <h6>The Challenges of Insuring Earthquake Risks</h6> <p>Catastrophic earthquake probability can be calculated, but the ensuing economic impact is difficult to measure. Unable to attach capital to transfer such risks, businesses often end up simply retaining them — with potentially devastating consequences.</p> <p>This creates a “grey swan risk transfer paradox.” Events like catastrophic earthquakes are exactly why businesses should transfer risk. However, if there is insufficient data from an underwriting perspective, it can make sufficient risk transfer unavailable — and therein lies the paradox. </p> <p>Without an action plan to close this growing protection gap in traditional markets, losses will likely continue to mount in a world of increasing extremes, <a href="https://www.aon.com/getmedia/f34ec133-3175-406c-9e0b-25cea768c5cf/20230125-weather-climate-catastrophe-insight.pdf" target="_blank">as global trends indicate</a>. </p> <p>Though a catastrophic earthquake can be perceived as a low probability event, over a long time, horizon expectations of losses should be quite substantial. The last major earthquake in California was the Northridge earthquake in 1994. Over the next 30 years, the United States Geological Survey places the probability of a 6.7 quake (or higher) at 60 percent in Los Angeles and 72 percent in San Francisco.<sup>1</sup> In fact, such hazards exist through the entire U.S. West Coast, as well as in Alaska, the Midwest (New Madrid Fault), and South Carolina. </p> </div>  </section>  <section class="column-siderail "> <article class="siderail-card"> <h6 class="siderail-card__title">More Like This</h6> <ul class="siderail-article-list"> <li class="siderail-article-list__item"> <p class="aon-eyebrow"> Capability Overview </p> <a href="https://www.aon.com/en/capabilities/risk-transfer/parametric-insurance" class="siderail-article-list__link" rel="noopener noreferrer" target="_blank"> <p class="siderail-article-list__text"> Parametric Insurance </p> </a> </li> <li class="siderail-article-list__item"> <p class="aon-eyebrow"> Article </p> <a href="https://www.aon.com/en/insights/articles/using-parametric-insurance-to-match-capital-to-climate-risk" class="siderail-article-list__link" rel="noopener noreferrer" target="_blank"> <p class="siderail-article-list__text"> Using Parametric Insurance to Match Capital to Climate Risk </p> </a> </li> <li class="siderail-article-list__item"> <p class="aon-eyebrow"> Article </p> <a href="https://www.aon.com/en/insights/articles/parametric-insurance-a-complement-to-traditional-property-coverage" class="siderail-article-list__link" rel="noopener noreferrer" target="_blank"> <p class="siderail-article-list__text"> Parametric Insurance: A Complement to Traditional Property Coverage </p> </a> </li> </ul> </article> </section>  </section>  <section class="layout-rich-text container"> <section class="column-content">  <div class="richtext-editor-place"> <p>Estimating the potential loss exposure from an earthquake also presents various challenges. Common complexities include:</p> </div>  <section class="accordion-block" data-component="AccordionBlock"> <ul class="accordion-block-list"> <li class="accordion-block__item"> <details class="accordion-block__details"> <summary class="accordion-block__toggle accordion-block__header"> <h6 class="accordion-block__title"> Limited preparation opportunities </h6> <svg class="aon-icon accordion-block__icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" title="dropdown icon"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </summary> <div class="accordion-block__body"> <div class="richtext-editor-place"> <p>Unlike relatively frequent tropical cyclones, catastrophic earthquakes offer little warning, and their frequency is uncertain. This also limits potential efficacy of catastrophe modeling given limited opportunities to test and refine models.</p> </div> </div> </details> </li> <li class="accordion-block__item"> <details class="accordion-block__details"> <summary class="accordion-block__toggle accordion-block__header"> <h6 class="accordion-block__title"> Interconnected risks </h6> <svg class="aon-icon accordion-block__icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" title="dropdown icon"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </summary> <div class="accordion-block__body"> <div class="richtext-editor-place"> <p>In addition to affected premises and infrastructure damage, the impact of earthquakes can ripple out beyond businesses to stakeholders, such as supply chains, workforce and lenders.</p> </div> </div> </details> </li> <li class="accordion-block__item"> <details class="accordion-block__details"> <summary class="accordion-block__toggle accordion-block__header"> <h6 class="accordion-block__title"> Non-physical losses </h6> <svg class="aon-icon accordion-block__icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" title="dropdown icon"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </summary> <div class="accordion-block__body"> <div class="richtext-editor-place"> <p>Beyond property damage, losses may include difficult to model non-damage business interruption, loss of attraction, and loss of ingress/egress — the inability to enter or leave the affected premises.</p> </div> </div> </details> </li> <li class="accordion-block__item"> <details class="accordion-block__details"> <summary class="accordion-block__toggle accordion-block__header"> <h6 class="accordion-block__title"> Uncertainty over the traditional claims process duration </h6> <svg class="aon-icon accordion-block__icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" title="dropdown icon"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </summary> <div class="accordion-block__body"> <div class="richtext-editor-place"> <p>A major earthquake should be expected to put a strain on claim adjusters, extending the claim process that ties up capital relief.</p> </div> </div> </details> </li> </ul> </section>  <div class="richtext-editor-place"> <p>“Many of our clients have found that even if their own construction quality is outstanding and direct physical exposure to catastrophic events limited, it doesn’t mean their business is not highly exposed,” says Pete Lacovara, managing director in Aon’s Alternative Risk Transfer and Innovation practice in North America “This includes employees who are adversely impacted by local infrastructure, making it difficult to work from home. Even if the office is not damaged, the workforce may not be able to use it.” </p> <h4>Better Decisions</h4> <h6>Parametric: A Compelling Solution for Unexpected Catastrophes</h6> <p>Known unknowns like grey swan earthquakes are where parametric solutions shine. Unlike traditional insurance, the trigger for parametric cover comprises predetermined third-party parameters — such as an earthquake of a particular magnitude within a set geography — rather than physical loss to an owned asset as with conventional cover.</p> <p>Instead of struggling to quantify the economic impact, parametric providers can objectively assess the risk at any given geography and attach capital to that risk to offset uninsured losses. Advancements in data and analytics have allowed clients to obtain cover for more perils with greater precision than ever before.</p> <p>In catastrophe-prone areas where traditional insurance capacity is restricted, the broad coverage offered through parametric insurance is a particularly compelling fit. Parametric solutions are:</p> </div>  <section class="accordion-block" data-component="AccordionBlock"> <ul class="accordion-block-list"> <li class="accordion-block__item"> <details class="accordion-block__details"> <summary class="accordion-block__toggle accordion-block__header"> <h6 class="accordion-block__title"> Independent </h6> <svg class="aon-icon accordion-block__icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" title="dropdown icon"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </summary> <div class="accordion-block__body"> <div class="richtext-editor-place"> <p>Triggering parameters are measured and reported by a third party. Risk managers can clearly define events that will and will not result in paid claims, as well as the sum of those claims.</p> </div> </div> </details> </li> <li class="accordion-block__item"> <details class="accordion-block__details"> <summary class="accordion-block__toggle accordion-block__header"> <h6 class="accordion-block__title"> Fast </h6> <svg class="aon-icon accordion-block__icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" title="dropdown icon"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </summary> <div class="accordion-block__body"> <div class="richtext-editor-place"> <p>Because there is a clear event trigger, claim settlement is quicker and more transparent. Coverage is usually confirmed within days and funds arrive within weeks — avoiding a complex loss adjustment process.</p> </div> </div> </details> </li> <li class="accordion-block__item"> <details class="accordion-block__details"> <summary class="accordion-block__toggle accordion-block__header"> <h6 class="accordion-block__title"> Flexible </h6> <svg class="aon-icon accordion-block__icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" title="dropdown icon"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </summary> <div class="accordion-block__body"> <div class="richtext-editor-place"> <p>Any financial loss ensuing from a triggering event can be an indemnifiable expense under parametric insurance.</p> </div> </div> </details> </li> </ul> </section>  </section>  <section class="column-siderail "> <article class="siderail-card"> <h2 class="siderail-card__title-big">$181B</h2> <p class="siderail-card__p-2"> Uninsured global nat cat losses in 2022 </p> <p class="siderail__source-field"> Source: 2023 Weather, Climate and Catastrophe Insight </p> <div class="siderail-cta"> <a href="https://www.aon.com/getmedia/f34ec133-3175-406c-9e0b-25cea768c5cf/20230125-weather-climate-catastrophe-insight.pdf" class="aon-button aon-button__tertiary aon-button__tertiary--navy" datafileextension="" datafilename=""> <span class="aon-button__wrapper-content"> <span class="aon-button__text">Learn More</span> <svg class="aon-icon aon-arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"><use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use></svg> </span> </a> </div> </article> </section>  </section>   <section class="aon-component "> <div class="container quote-block--theme-signature-red"> <div class="quote-block homepage-animation-element"> <div class="quote-block__content"> <div class="aon-img aon-aspect-ratio--1-1 quote-block__icon"> <svg class="aon-icon aon-icon__quote" viewBox="0 0 32 32" fill="currentColor" xmlns="http://www.w3.org/2000/svg" role="img"> <title>Quote icon</title> <use xlink:href="/lib/icons/symbol-defs.svg#quote"></use> </svg> </div> <div class="quote-block__quotation"> <h4> Every entity exposed to natural catastrophe should have parametric solutions in their risk capital stack, because all risk has a grey swan component.” </h4> </div> </div> <div class="quote-block__author"> <div class="quote-block__author-information"> <div class="quote-block__author-name"> Michael Gruetzmacher </div> <div class="quote-block__author-role"> Head of Alternative Risk Transfer and Innovation, North America </div> </div> </div> </div> </div> </section>  <section class="layout-rich-text container"> <section class="column-content">  <div class="richtext-editor-place"> <h6>Bringing Traditional and Parametric Insurance Together to Close the Gap</h6> <p>With a parametric trigger, uninsurable exposures become more insurable. These solutions are an ideal complement to traditional property insurance. They provide capital for a wide variety of interconnected exposures, such as impacted suppliers, employees, and other stakeholders. </p> <p>"With earthquakes, you have limited opportunity to prepare your business or employees,” says Lacovara. “There is very low insurance penetration for earthquakes on the West Coast for personal lines. Even if a company is buying traditional indemnity earthquake cover, it’s not guaranteed that their employees are. Maybe your buildings are fine, but your employees find themselves without a home. A parametric solution’s flexibility works well in these situations.” </p> <p>Further, parametric insurance does not pose the same capacity challenges as traditional insurance, making it ideal for businesses that are unable to secure traditional cover. In a market where achieving meaningful contingent business interruption limits can be difficult, parametric cover provides additional limits for peak catastrophe risks.</p> </div>  <div class="authors-block"> <div class="authors-block__content"> <div class="authors-block__title">Aon’s Thought Leaders</div> <ul class="authors-block__list"> <li class="authors-block__item"> <div class="m-author"> <div class="m-author__information"> <div class="m-author__name">Michael Gruetzmacher</div> <div class="m-author__role"> Head of Alternative Risk Transfer and Innovation, North America </div> </div> </div> </li> <li class="authors-block__item"> <div class="m-author"> <div class="m-author__information"> <div class="m-author__name">Peter Lacovara </div> <div class="m-author__role"> Managing Director, Alternative Risk Transfer and Innovation, North America </div> </div> </div> </li> <li class="authors-block__item"> <div class="m-author"> <div class="m-author__information"> <div class="m-author__name">Colin Harper</div> <div class="m-author__role"> Managing Director for Alternative Risk Transfer and Innovation, North America </div> </div> </div> </li> <li class="authors-block__item"> <div class="m-author"> <div class="m-author__information"> <div class="m-author__name">Kirstin McMullan </div> <div class="m-author__role"> Principal Consultant, Natural Catastrophe, Australia </div> </div> </div> </li> <li class="authors-block__item"> <div class="m-author"> <div class="m-author__information"> <div class="m-author__name">David Gierski</div> <div class="m-author__role"> Property Broking Director, Europe, Middle East, Africa </div> </div> </div> </li> <li class="authors-block__item"> <div class="m-author"> <div class="m-author__information"> <div class="m-author__name">Aurelien Schwachtgen</div> <div class="m-author__role"> Director, Client Solutions, Aon Global Risk Consulting, Europe, Middle East, Africa </div> </div> </div> </li> </ul> </div> </div>  <div class="richtext-editor-place"> <p class="foot-note"> <sup>1</sup> <a rel="noopener noreferrer" href="https://www.aon.com/getmedia/f34ec133-3175-406c-9e0b-25cea768c5cf/20230125-weather-climate-catastrophe-insight.pdf" target="_blank">2023 Weather, Climate and Catastrophe Insight | Aon</a><br/> </p> </div>  </section>  </section>  <section class="layout-rich-text container"> <section class="column-content">  <div class="disclaimer-block__block"> <p class="disclaimer-block__header">General Disclaimer</p> <p class="disclaimer-block__content"> The information contained herein and the statements expressed are of a general nature and are not intended to address the circumstances of any particular individual or entity. Although we endeavor to provide accurate and timely information and use sources we consider reliable, there can be no guarantee that such information is accurate as of the date it is received or that it will continue to be accurate in the future. No one should act on such information without appropriate professional advice after a thorough examination of the particular situation. </p> </div>  <div class="disclaimer-block__block"> <p class="disclaimer-block__header">Terms of Use</p> <p class="disclaimer-block__content"> The contents herein may not be reproduced, reused, reprinted or redistributed without the expressed written consent of Aon, unless otherwise authorized by Aon. 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srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">20 mins</span> </p> <a 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srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">17 mins</span> </p> <a href="/en/insights/podcasts/on-aon-better-being-series-are-you-taking-care-of-your-digital-wellbeing?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{57BB3BC0-9B5A-4628-B0F6-695677ECA783}" class="content-card__title"> Better Being Series: Are You Taking Care of Your Digital Wellbeing? </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-episode-76-better-being-series-dives-into-women-health?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{FE944A88-78E0-4B25-A2A1-3BE08426563D}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="06"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">19 mins</span> </p> <a href="/en/insights/podcasts/on-aon-episode-76-better-being-series-dives-into-women-health?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{FE944A88-78E0-4B25-A2A1-3BE08426563D}" class="content-card__title"> On Aon Podcast: Better Being Series Dives into Women’s Health </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-episode-64-the-world-wellbeing-movement?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{6E721788-47E5-4FD0-B6FD-E96DDE03C979}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="07"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">29 mins</span> </p> <a href="/en/insights/podcasts/on-aon-episode-64-the-world-wellbeing-movement?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{6E721788-47E5-4FD0-B6FD-E96DDE03C979}" class="content-card__title"> On Aon’s Better Being Series: The World Wellbeing Movement </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-mental-health-and-creating-kinder-cultures?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{9122497F-C8F6-4B2A-ACBF-E5FB30786CC6}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="08"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">28 mins</span> </p> <a href="/en/insights/podcasts/on-aon-mental-health-and-creating-kinder-cultures?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{9122497F-C8F6-4B2A-ACBF-E5FB30786CC6}" class="content-card__title"> On Aon’s Better Being Series: Mental Health and Creating Kinder Cultures </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-episode-59-better-being-managing-loss-and-grief?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{BD1F808C-E3D5-490C-91D6-C7978428029D}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="09"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">25 mins</span> </p> <a href="/en/insights/podcasts/on-aon-episode-59-better-being-managing-loss-and-grief?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{BD1F808C-E3D5-490C-91D6-C7978428029D}" class="content-card__title"> On Aon’s Better Being Series: Managing Loss and Grief </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-episode-57-measuring-wellbeing?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{3E29E421-019C-4456-BC7A-28AD7ED36620}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="10"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast: Measuring Wellbeing " loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">24 mins</span> </p> <a href="/en/insights/podcasts/on-aon-episode-57-measuring-wellbeing?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{3E29E421-019C-4456-BC7A-28AD7ED36620}" class="content-card__title"> On Aon’s Better Being Series: Measuring Wellbeing </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-episode-55-physical-wellbeing-and-resilience?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{8278912B-4281-4C6A-8F29-7842212602B4}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="11"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="Podcast Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">25 mins</span> </p> <a href="/en/insights/podcasts/on-aon-episode-55-physical-wellbeing-and-resilience?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{8278912B-4281-4C6A-8F29-7842212602B4}" class="content-card__title"> On Aon’s Better Being Series: Physical Wellbeing and Resilience </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-episode-51-human-sustainability?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{7C792C6B-2F1B-4F02-8B9F-469962469430}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="12"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">23 mins</span> </p> <a href="/en/insights/podcasts/on-aon-episode-51-human-sustainability?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{7C792C6B-2F1B-4F02-8B9F-469962469430}" class="content-card__title"> On Aon’s Better Being Series: Human Sustainability </a> </article> </li> </ul> <div class="aon-carousel__functions" aria-label="Carousel control" role="group"> <button disabled="" aria-label="Previous slide" class="aon-button aon-button__secondary aon-button__secondary--navy aon-button__icon aon-button__icon--left"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-left"></use> </svg> </span> </button> <button aria-label="Next slide" class="aon-button aon-button__primary aon-button__primary--red aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="468f3165-06cf-4acf-bbe3-85d67cb16e21" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-white " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Aon Insights Series Asia </h3> <p> Expert Views on Today's Risk Capital and Human Capital Issues </p> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul 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data-component="Carousel"> <section class="aon-carousel__header"> <h3> Cyber Labs </h3> <p> Stay in the loop on today's most pressing cyber security matters. </p> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul class="aon-carousel__slide list-content-cards"> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/mounted-guest-edr-bypass?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{A21F3CFB-6069-499E-913E-4A6FA51739B9}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="01"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/people/people-woman-online-685003879.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/people/people-woman-online-685003879.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/people/people-woman-online-685003879.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/people/people-woman-online-685003879.jpg" alt="" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">9 mins</span> </p> <a href="/en/insights/cyber-labs/mounted-guest-edr-bypass?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{A21F3CFB-6069-499E-913E-4A6FA51739B9}" class="content-card__title"> Mounted Guest EDR Bypass </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/optimizing-your-cyber-resilience-strategy-through-ciso-and-cro-connectivity?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{3C76874D-C236-4F1B-A6CB-7237C10CFE60}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="02"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/people/people-diversity-1205789951.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/people/people-diversity-1205789951.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/people/people-diversity-1205789951.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/people/people-diversity-1205789951.jpg" alt="Optimizing Your Cyber Resilience Strategy Through CISO and CRO Connectivity" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">6 mins</span> </p> <a href="/en/insights/cyber-labs/optimizing-your-cyber-resilience-strategy-through-ciso-and-cro-connectivity?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{3C76874D-C236-4F1B-A6CB-7237C10CFE60}" class="content-card__title"> Optimizing Your Cyber Resilience Strategy Through CISO and CRO Connectivity </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/bypassing-edr-through-retrosigned-drivers-and-system-time-manipulation?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{92246279-74D4-4F3C-9F47-2E5BCDABD29A}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="03"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/capabilities/banners/strategy-technology-hero-01-1166619096.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/capabilities/banners/strategy-technology-hero-01-1166619096.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/capabilities/banners/strategy-technology-hero-01-1166619096.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/banners/strategy-technology-hero-01-1166619096.jpg" alt="Hero" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">9 mins</span> </p> <a href="/en/insights/cyber-labs/bypassing-edr-through-retrosigned-drivers-and-system-time-manipulation?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{92246279-74D4-4F3C-9F47-2E5BCDABD29A}" class="content-card__title"> Bypassing EDR through Retrosigned Drivers and System Time Manipulation </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/dnsforge-responding-with-force?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{65FD9382-1CEB-4C1F-B52F-06F519155AEF}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="04"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-environment-volcano-548743549.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-environment-volcano-548743549.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-environment-volcano-548743549.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-environment-volcano-548743549.jpg" alt="DNSForge – Responding with Force" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">10 mins</span> </p> <a href="/en/insights/cyber-labs/dnsforge-responding-with-force?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{65FD9382-1CEB-4C1F-B52F-06F519155AEF}" class="content-card__title"> DNSForge – Responding with Force </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/unveiling-sedexp?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{D6912447-4A0C-46EA-8493-56A742DFD339}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="05"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/people/people-technology-cyber-1340176812.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/people/people-technology-cyber-1340176812.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/people/people-technology-cyber-1340176812.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/people/people-technology-cyber-1340176812.jpg" alt="Unveiling " a="" stealthy="" linux="" malware="" exploiting="" udev="" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">7 mins</span> </p> <a href="/en/insights/cyber-labs/unveiling-sedexp?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{D6912447-4A0C-46EA-8493-56A742DFD339}" class="content-card__title"> Unveiling "sedexp": A Stealthy Linux Malware Exploiting udev Rules </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/stonefly-sc-vulnerability-disclosure?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{667DDF47-F7F6-4C15-A65D-6A7A741ACAFF}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="06"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/capabilities/banners/cyber-risk-hero-01-906499360.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/capabilities/banners/cyber-risk-hero-01-906499360.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/capabilities/banners/cyber-risk-hero-01-906499360.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/banners/cyber-risk-hero-01-906499360.jpg" alt="Command Injection and Path Traversal in StoneFly Storage Concentrator" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">3 mins</span> </p> <a href="/en/insights/cyber-labs/stonefly-sc-vulnerability-disclosure?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{667DDF47-F7F6-4C15-A65D-6A7A741ACAFF}" class="content-card__title"> Command Injection and Path Traversal in StoneFly Storage Concentrator </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/adopt-an-ai-approach-with-confidence?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{0F314C2F-9845-4341-995B-D7649E11BC07}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="07"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/people/people-technology-cyber-1340176812.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/people/people-technology-cyber-1340176812.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/people/people-technology-cyber-1340176812.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/people/people-technology-cyber-1340176812.jpg" alt="Adopt AI Approach with Confidence for CISO, CIO" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">7 mins</span> </p> <a href="/en/insights/cyber-labs/adopt-an-ai-approach-with-confidence?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{0F314C2F-9845-4341-995B-D7649E11BC07}" class="content-card__title"> Adopt an AI Approach with Confidence, for CISOs and CIOs </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/crowdstrike-outage-aon-cyber-solutions-update?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{F9D18B98-5BC5-4E57-951F-AFB61F5815E7}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="08"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/others/technology-man-1492694836.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/others/technology-man-1492694836.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/others/technology-man-1492694836.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/others/technology-man-1492694836.jpg" alt="Responding to the CrowdStrike Outage: Implications for Cyber and Technology Professionals" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">3 mins</span> </p> <a href="/en/insights/cyber-labs/crowdstrike-outage-aon-cyber-solutions-update?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{F9D18B98-5BC5-4E57-951F-AFB61F5815E7}" class="content-card__title"> Responding to the CrowdStrike Outage: Implications for Cyber and Technology Professionals </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/duality-part-2?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{DC55F9A8-20DC-4737-B522-944D7CAEF6D3}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="09"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/abstract/abstract-pattern-520685174-2.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/abstract/abstract-pattern-520685174-2.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/abstract/abstract-pattern-520685174-2.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/abstract/abstract-pattern-520685174-2.jpg" alt="Daulity Part 2" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">10 mins</span> </p> <a href="/en/insights/cyber-labs/duality-part-2?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{DC55F9A8-20DC-4737-B522-944D7CAEF6D3}" class="content-card__title"> DUALITY Part II - Initial Access and Tradecraft Improvements </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/cracking-into-password-requirements?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{5F92AD1C-7CF9-413D-BE10-3AE3C7C77099}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="10"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/others/technology-woman-1492201952.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/others/technology-woman-1492201952.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/others/technology-woman-1492201952.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/others/technology-woman-1492201952.jpg" alt="Cracking into password requirements" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">17 mins</span> </p> <a href="/en/insights/cyber-labs/cracking-into-password-requirements?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{5F92AD1C-7CF9-413D-BE10-3AE3C7C77099}" class="content-card__title"> Cracking Into Password Requirements </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/duality-part-1?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{B0FC11BD-3B78-4A53-9D1F-F1453815CD0E}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="11"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/others/technology-cyber-woman-1169539462.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/others/technology-cyber-woman-1169539462.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/others/technology-cyber-woman-1169539462.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/others/technology-cyber-woman-1169539462.jpg" alt="Duality Part 1" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">57 mins</span> </p> <a href="/en/insights/cyber-labs/duality-part-1?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{B0FC11BD-3B78-4A53-9D1F-F1453815CD0E}" class="content-card__title"> DUALITY: Advanced Red Team Persistence through Self-Reinfecting DLL Backdoors for Unyielding Control </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/restricted-admin-mode-circumventing-mfa-on-rdp-logons?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{AA34E05E-922C-4A9A-85D0-F2CC18E77444}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="12"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/others/technology-man-1491795578.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/others/technology-man-1491795578.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/others/technology-man-1491795578.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/others/technology-man-1491795578.jpg" alt="Restricted Admin Mode – Circumventing MFA On RDP Logons" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">7 mins</span> </p> <a href="/en/insights/cyber-labs/restricted-admin-mode-circumventing-mfa-on-rdp-logons?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{AA34E05E-922C-4A9A-85D0-F2CC18E77444}" class="content-card__title"> Restricted Admin Mode – Circumventing MFA On RDP Logons </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/detecting-effluence-an-unauthenticated-confluence-web-shell?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{E81B4A27-7545-4954-9E28-1043D61A1F4B}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="13"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/business/buisness-team-624857617.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/business/buisness-team-624857617.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/business/buisness-team-624857617.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/buisness-team-624857617.jpg" alt="Cyber lab hero image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">9 mins</span> </p> <a href="/en/insights/cyber-labs/detecting-effluence-an-unauthenticated-confluence-web-shell?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{E81B4A27-7545-4954-9E28-1043D61A1F4B}" class="content-card__title"> Detecting “Effluence”, An Unauthenticated Confluence Web Shell </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/flash-loan-attacks-a-case-study?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{CF406C26-3441-464F-9D70-ABA87685E3A1}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="14"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/business/buisness-woman-online-748317915.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/business/buisness-woman-online-748317915.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/business/buisness-woman-online-748317915.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/buisness-woman-online-748317915.jpg" alt="Flash Loan Attacks: A Case Study" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">10 mins</span> </p> <a href="/en/insights/cyber-labs/flash-loan-attacks-a-case-study?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{CF406C26-3441-464F-9D70-ABA87685E3A1}" class="content-card__title"> Flash Loan Attacks: A Case Study </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/financially-motivated-criminal-group-target-telecom-technology-manufacturing?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{49E94135-F7A2-44B3-92E9-D989261EBA61}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="15"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/buildings/building-city-top-view-945391574_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/buildings/building-city-top-view-945391574_rt.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/buildings/building-city-top-view-945391574_rt.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/buildings/building-city-top-view-945391574_rt.jpg" alt="Hero banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">7 mins</span> </p> <a href="/en/insights/cyber-labs/financially-motivated-criminal-group-target-telecom-technology-manufacturing?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{49E94135-F7A2-44B3-92E9-D989261EBA61}" class="content-card__title"> Financially Motivated Criminal Group Targets Telecom, Technology & Manufacturing </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/new-burp-suite-extension---blazortrafficprocessor?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{E49FF476-53EB-4522-8CB4-7FC314DB748A}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="16"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/infrastructure/infrastructure-loop-roundabout-data-822649514.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/infrastructure/infrastructure-loop-roundabout-data-822649514.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/infrastructure/infrastructure-loop-roundabout-data-822649514.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/infrastructure/infrastructure-loop-roundabout-data-822649514.jpg" alt="New Burp Suite Extension: BlazorTrafficProcessor" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">16 mins</span> </p> <a href="/en/insights/cyber-labs/new-burp-suite-extension---blazortrafficprocessor?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{E49FF476-53EB-4522-8CB4-7FC314DB748A}" class="content-card__title"> New Burp Suite Extension: BlazorTrafficProcessor </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/command-injection-and-buffer-overflow-in-multiple-sharp-nec-displays?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{6A3FA462-71CF-42C6-8121-07A594DEACF5}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="17"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/capabilities/banners/cyber-risk-hero-01-906499360.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/capabilities/banners/cyber-risk-hero-01-906499360.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/capabilities/banners/cyber-risk-hero-01-906499360.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/banners/cyber-risk-hero-01-906499360.jpg" alt="Command Injection and Buffer Overflow in Multiple Sharp NEC Displays" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">3 mins</span> </p> <a href="/en/insights/cyber-labs/command-injection-and-buffer-overflow-in-multiple-sharp-nec-displays?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{6A3FA462-71CF-42C6-8121-07A594DEACF5}" class="content-card__title"> Command Injection and Buffer Overflow in Multiple Sharp NEC Displays </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/command-injection-in-multiple-snap-one-araknis-networks-products?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{3D6B5269-01C8-4C74-9E6F-E390ACA752C7}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="18"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/capabilities/banners/cyber-risk-hero-01-906499360.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/capabilities/banners/cyber-risk-hero-01-906499360.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/capabilities/banners/cyber-risk-hero-01-906499360.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/banners/cyber-risk-hero-01-906499360.jpg" alt="Command Injection in Multiple Snap One Araknis Networks Products" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">3 mins</span> </p> <a href="/en/insights/cyber-labs/command-injection-in-multiple-snap-one-araknis-networks-products?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{3D6B5269-01C8-4C74-9E6F-E390ACA752C7}" class="content-card__title"> Command Injection in Multiple Snap One Araknis Networks Products </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/introducing-d-modem-a-software-sip-modem?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{8370E681-B938-49F0-A341-68BB302B4FD6}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="19"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/sme/insurance/cyber-liability/get-cyber-insurance-quotes.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/sme/insurance/cyber-liability/get-cyber-insurance-quotes.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/sme/insurance/cyber-liability/get-cyber-insurance-quotes.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/sme/insurance/cyber-liability/get-cyber-insurance-quotes.jpg" alt="Introducing D-Modem: A software SIP modem" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">6 mins</span> </p> <a href="/en/insights/cyber-labs/introducing-d-modem-a-software-sip-modem?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{8370E681-B938-49F0-A341-68BB302B4FD6}" class="content-card__title"> Introducing D-Modem: A software SIP modem </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/cve-2021-1825-inadequate-input-encoding-in-webkit?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{86E358E4-235F-44D3-B6B3-9D600E7C393B}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="20"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/others/technology-cyber-1129342186_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/others/technology-cyber-1129342186_rt.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/others/technology-cyber-1129342186_rt.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/others/technology-cyber-1129342186_rt.jpg" alt="CVE-2021-1825: Inadequate Input Encoding in WebKit" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span 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class="aon-button aon-button__primary aon-button__primary--red aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="3ab7b09b-e783-4c99-b960-0be73fb4fa49" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-white " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Cyber Resilience </h3> <p> Our Cyber Resilience collection gives you access to Aon’s latest insights on the evolving landscape of cyber threats and risk mitigation measures. 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</article> </li> </ul> <div class="aon-carousel__functions" aria-label="Carousel control" role="group"> <button disabled="" aria-label="Previous slide" class="aon-button aon-button__secondary aon-button__secondary--navy aon-button__icon aon-button__icon--left"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-left"></use> </svg> </span> </button> <button aria-label="Next slide" class="aon-button aon-button__primary aon-button__primary--red aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="6611f6a6-db7d-4835-bef2-38a0bce302c4" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-white " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Employee Wellbeing </h3> <p> Our Employee Wellbeing collection gives you access to the latest insights from Aon's human capital team. 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href="/en/insights/articles/the-next-evolution-of-wellbeing-is-about-performance?collection=6611f6a6-db7d-4835-bef2-38a0bce302c4&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{C619938B-7A19-4241-B1A3-ED832E9BFC95}" class="content-card__title"> The Next Evolution of Wellbeing is About Performance </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/three-ways-collective-retirement-plans-support-hr-priorities?collection=6611f6a6-db7d-4835-bef2-38a0bce302c4&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{015CC46C-9B69-4179-BE95-D45ACF41525E}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="02"></div> <picture><source media="(min-width:1900px)" 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href="/en/insights/articles/three-ways-collective-retirement-plans-support-hr-priorities?collection=6611f6a6-db7d-4835-bef2-38a0bce302c4&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{015CC46C-9B69-4179-BE95-D45ACF41525E}" class="content-card__title"> Three Ways Collective Retirement Plans Support HR Priorities </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/employee-wellbeing-strategy-impacts-microstress-and-burnout-at-work?collection=6611f6a6-db7d-4835-bef2-38a0bce302c4&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{A71BB1FD-9454-4E6A-89A9-06F887D24EFE}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="03"></div> <picture><source media="(min-width:1900px)" 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srcSet="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-environment-forest-fire-1329171111.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-environment-forest-fire-1329171111.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-environment-forest-fire-1329171111.jpg" alt="Why ESG Is Even More Important In A Crisis Like COVID-19 Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">8 mins</span> </p> <a 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aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="c41db332-e10c-49aa-9cfa-ec53e117e3fd" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-white " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Regional Results </h3> <p> How do the top risks on business leaders’ minds differ by region and how can these risks be mitigated? Explore the regional results to learn more. </p> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul class="aon-carousel__slide list-content-cards"> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/global-risk-management-survey/top-risks-facing-organizations-in-asia-pacific?collection=c41db332-e10c-49aa-9cfa-ec53e117e3fd&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{A149719E-6146-42AB-832E-010EF774F3F4}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="01"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_271,w_271/https://assets.aon.com//-/media/images/aon/insights/reports/2023/top-risks-facing-organizations-in-asia-pacific-banner.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_190,w_190/https://assets.aon.com//-/media/images/aon/insights/reports/2023/top-risks-facing-organizations-in-asia-pacific-banner.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_238,w_238/https://assets.aon.com//-/media/images/aon/insights/reports/2023/top-risks-facing-organizations-in-asia-pacific-banner.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/reports/2023/top-risks-facing-organizations-in-asia-pacific-banner.jpg" alt="Top Risks Facing Organizations in Asia Pacific Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">12 mins</span> </p> <a 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aon-button__primary aon-button__primary--red aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="5b1456a2-3649-4a1d-82de-4ce97e2bec27" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-white " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Human Capital Analytics </h3> <p> Our Human Capital Analytics collection gives you access to the latest insights from Aon's human capital team. 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style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="949b8c56-d96f-4367-987a-e6f97f107c55" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-white " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Workforce </h3> <p> Our Workforce Collection provides access to the latest insights from Aon’s Human Capital team on topics ranging from health and benefits, retirement and talent practices. You can reach out to our team at any time to learn how we can help address emerging workforce challenges. </p> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul class="aon-carousel__slide list-content-cards"> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/client-trends/workforce?collection=949b8c56-d96f-4367-987a-e6f97f107c55&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{B521ABEC-FDF5-45F9-AA7F-DCBA18AEE3DA}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="01"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-workforce-16x9.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-workforce-16x9.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-workforce-16x9.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-workforce-16x9.jpg" alt="Workforce Trends" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Report <span class="aon-eyebrow__optional-text">14 mins</span> </p> <a href="/en/insights/client-trends/workforce?collection=949b8c56-d96f-4367-987a-e6f97f107c55&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{B521ABEC-FDF5-45F9-AA7F-DCBA18AEE3DA}" class="content-card__title"> A Workforce in Transition Prepares to Meet a Host of Challenges </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/3-strategies-for-organizations-to-improve-career-outcomes-for-older-employees?collection=949b8c56-d96f-4367-987a-e6f97f107c55&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{4780D270-ABFF-453C-8811-B44BA2650E4A}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="02"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/people/people-woman-senior-824396746_e.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/people/people-woman-senior-824396746_e.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/people/people-woman-senior-824396746_e.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/people/people-woman-senior-824396746_e.jpg" alt="Older employees working in their late careers are an important part of the workforce for organizations. Explore strategies that can enhance their sense of belonging." loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">17 mins</span> </p> <a href="/en/insights/articles/3-strategies-for-organizations-to-improve-career-outcomes-for-older-employees?collection=949b8c56-d96f-4367-987a-e6f97f107c55&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{4780D270-ABFF-453C-8811-B44BA2650E4A}" class="content-card__title"> 3 Strategies to Improve Career Outcomes for Older Employees </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/building-a-global-benefits-identity-in-an-era-of-cost-containment?collection=949b8c56-d96f-4367-987a-e6f97f107c55&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{765FDB99-A937-405D-B741-28A2BE22E149}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="03"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/capabilities/banners/human-capital-hero-01-1391590187.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/capabilities/banners/human-capital-hero-01-1391590187.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/capabilities/banners/human-capital-hero-01-1391590187.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/banners/human-capital-hero-01-1391590187.jpg" alt="testBuilding a Global Benefits Identity in an Era of Cost Containment" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">7 mins</span> </p> <a href="/en/insights/articles/building-a-global-benefits-identity-in-an-era-of-cost-containment?collection=949b8c56-d96f-4367-987a-e6f97f107c55&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{765FDB99-A937-405D-B741-28A2BE22E149}" class="content-card__title"> Companies Need a Global Benefits Identity in an Era of Cost Containment </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/driving-inclusion-and-diversity-with-employee-benefits?collection=949b8c56-d96f-4367-987a-e6f97f107c55&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{B2BB8001-F20A-4841-9691-F63BC14DBD3D}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="04"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/people/people-diversity-1056236446-2.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/people/people-diversity-1056236446-2.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/people/people-diversity-1056236446-2.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/people/people-diversity-1056236446-2.jpg" alt="People Diversity" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">8 mins</span> </p> <a href="/en/insights/articles/driving-inclusion-and-diversity-with-employee-benefits?collection=949b8c56-d96f-4367-987a-e6f97f107c55&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{B2BB8001-F20A-4841-9691-F63BC14DBD3D}" class="content-card__title"> Driving Inclusion and Diversity with Employee Benefits </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/five-big-hr-trends-to-watch-in-2024?collection=949b8c56-d96f-4367-987a-e6f97f107c55&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{6E2A0959-D3D5-448C-97AF-15BB23EE5BF8}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="05"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/featured/public-sector-1441453430_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/featured/public-sector-1441453430_rt.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/featured/public-sector-1441453430_rt.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/featured/public-sector-1441453430_rt.jpg" alt="Five Big HR Trends to Watch in 2024 Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">17 mins</span> </p> <a href="/en/insights/articles/five-big-hr-trends-to-watch-in-2024?collection=949b8c56-d96f-4367-987a-e6f97f107c55&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{6E2A0959-D3D5-448C-97AF-15BB23EE5BF8}" class="content-card__title"> Five Big Human Resources Trends to Watch in 2024 </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/how-companies-are-mitigating-rising-medical-costs?collection=949b8c56-d96f-4367-987a-e6f97f107c55&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{38C7FE4D-A824-4C7C-B164-D00686979F68}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="06"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/featured/healthcare-530021923_rt.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/featured/healthcare-530021923_rt.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/featured/healthcare-530021923_rt.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/featured/healthcare-530021923_rt.png" alt="How Companies are Mitigating Rising Medical Costs Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">8 mins</span> </p> <a href="/en/insights/articles/how-companies-are-mitigating-rising-medical-costs?collection=949b8c56-d96f-4367-987a-e6f97f107c55&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{38C7FE4D-A824-4C7C-B164-D00686979F68}" class="content-card__title"> How Companies are Mitigating Rising Medical Costs </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/the-global-medical-trend-rates-report?collection=949b8c56-d96f-4367-987a-e6f97f107c55&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{6DD5607C-9E0D-4CD8-8A5A-F8D5CBEF6AE5}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="07"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_271,w_271/https://assets.aon.com//-/media/images/photos/buildings/building-data-pattern_142520887.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_190,w_190/https://assets.aon.com//-/media/images/photos/buildings/building-data-pattern_142520887.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_238,w_238/https://assets.aon.com//-/media/images/photos/buildings/building-data-pattern_142520887.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/buildings/building-data-pattern_142520887.jpg" alt="The Global Medical Trend Rates Report 2025" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Report <span class="aon-eyebrow__optional-text">1 mins</span> </p> <a href="/en/insights/reports/the-global-medical-trend-rates-report?collection=949b8c56-d96f-4367-987a-e6f97f107c55&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{6DD5607C-9E0D-4CD8-8A5A-F8D5CBEF6AE5}" class="content-card__title"> The Global Medical Trend Rates Report 2025 </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-episode-55-physical-wellbeing-and-resilience?collection=949b8c56-d96f-4367-987a-e6f97f107c55&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{8278912B-4281-4C6A-8F29-7842212602B4}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="08"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="Podcast Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">25 mins</span> </p> <a href="/en/insights/podcasts/on-aon-episode-55-physical-wellbeing-and-resilience?collection=949b8c56-d96f-4367-987a-e6f97f107c55&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{8278912B-4281-4C6A-8F29-7842212602B4}" class="content-card__title"> On Aon’s Better Being Series: Physical Wellbeing and Resilience </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/employee-wellbeing-strategy-impacts-microstress-and-burnout-at-work?collection=949b8c56-d96f-4367-987a-e6f97f107c55&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{A71BB1FD-9454-4E6A-89A9-06F887D24EFE}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="09"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/people/people-wellbeing_1321111818.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/people/people-wellbeing_1321111818.jpg"/><source media="(min-width:650px)" 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Plans Help Support Financial Sustainability </a> </article> </li> </ul> <div class="aon-carousel__functions" aria-label="Carousel control" role="group"> <button disabled="" aria-label="Previous slide" class="aon-button aon-button__secondary aon-button__secondary--navy aon-button__icon aon-button__icon--left"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-left"></use> </svg> </span> </button> <button aria-label="Next slide" class="aon-button aon-button__primary aon-button__primary--red aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="ecbe4be2-4364-42c5-bb1f-48b08afedb04" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-white " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Mergers and Acquisitions </h3> <p> Our Mergers and Acquisitions (M&A) collection gives you access to the latest insights from Aon's thought leaders to help dealmakers make better decisions. Explore our latest insights and reach out to the team at any time for assistance with transaction challenges and opportunities. </p> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul class="aon-carousel__slide list-content-cards"> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/exit-strategy-value-creation-opportunities-exist-as-economic-pressures-persist?collection=ecbe4be2-4364-42c5-bb1f-48b08afedb04&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{F7CBEFD1-6FC5-4953-8BB8-67D846E1CCD3}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="01"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/buildings/building-windows-1290100526.jpg"/><source 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</p> <a href="/en/insights/articles/how-technology-enhancements-are-boosting-parametric?collection=24b4fcaf-0931-4b03-a62f-82075aa3eb13&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{E4E94304-6220-452F-8EE5-2C276CF0B6BA}" class="content-card__title"> How Technology Enhancements are Boosting Parametric </a> </article> </li> </ul> <div class="aon-carousel__functions" aria-label="Carousel control" role="group"> <button disabled="" aria-label="Previous slide" class="aon-button aon-button__secondary aon-button__secondary--navy aon-button__icon aon-button__icon--left"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-left"></use> </svg> </span> </button> <button aria-label="Next slide" class="aon-button aon-button__primary aon-button__primary--red aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="a0c616c3-6700-4cdf-956c-639f55f279d8" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-white " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Pay Transparency and Equity </h3> <p> Our Pay Transparency and Equity collection gives you access to the latest insights from Aon's human capital team on topics ranging from pay equity to diversity, equity and inclusion. Contact us to learn how we can help your organization address these issues. </p> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul class="aon-carousel__slide list-content-cards"> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/how-financial-institutions-can-prepare-for-pay-transparency-legislation?collection=a0c616c3-6700-4cdf-956c-639f55f279d8&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{5FCDE662-BA3B-464F-B03E-AE75CA501421}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="01"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/featured/financial-institutions-942696884_rt.jpg"/><source media="(min-width:1200px)" 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href="/en/insights/articles/how-financial-institutions-can-prepare-for-pay-transparency-legislation?collection=a0c616c3-6700-4cdf-956c-639f55f279d8&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{5FCDE662-BA3B-464F-B03E-AE75CA501421}" class="content-card__title"> How Financial Institutions can Prepare for Pay Transparency Legislation </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/pay-transparency-can-lead-to-better-equity-across-benefits?collection=a0c616c3-6700-4cdf-956c-639f55f279d8&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{412E1C7D-0488-4785-989D-478FEAD4EDA0}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="02"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/featured/financial-institutions-1163568487_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/featured/financial-institutions-1163568487_rt.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/featured/financial-institutions-1163568487_rt.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/featured/financial-institutions-1163568487_rt.jpg" alt="1163568487_rt" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">8 mins</span> </p> <a href="/en/insights/articles/pay-transparency-can-lead-to-better-equity-across-benefits?collection=a0c616c3-6700-4cdf-956c-639f55f279d8&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{412E1C7D-0488-4785-989D-478FEAD4EDA0}" class="content-card__title"> Pay Transparency Can Lead to Better Equity Across Benefits </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/understanding-and-preparing-for-the-rise-in-pay-transparency?collection=a0c616c3-6700-4cdf-956c-639f55f279d8&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{A3133757-239E-4366-8F86-F4FDB8078CA9}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="03"></div> <picture><source media="(min-width:1900px)" 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aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="e201f778-5b33-494e-9147-a3e899f05b09" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-white " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Property Risk Management </h3> <p> Forecasters are predicting an extremely active 2024 Atlantic hurricane season. 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srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/environment/environment-iceberg-1165013957.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/environment/environment-iceberg-1165013957.jpg" alt="Navigating Climate Risk Using Multiple Models and Data Sets" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">6 mins</span> </p> <a href="/en/insights/articles/navigating-climate-risk-using-multiple-models-and-data-sets?collection=e201f778-5b33-494e-9147-a3e899f05b09&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{FF0445B0-F425-4130-B556-840503B37A24}" class="content-card__title"> Navigating Climate Risk Using Multiple Models and Data Sets </a> </article> </li> 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aon-button__primary aon-button__primary--red aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="65b4896d-8843-4831-b61a-b9ac31196758" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-white " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Technology </h3> <p> Our Technology Collection provides access to the latest insights from Aon's thought leaders on navigating the evolving risks and opportunities of technology. Reach out to the team to learn how we can help you use technology to make better decisions for the future. </p> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul class="aon-carousel__slide list-content-cards"> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/how-artificial-intelligence-is-transforming-human-resources-and-the-workforce?collection=65b4896d-8843-4831-b61a-b9ac31196758&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{32E2D208-701A-4842-BDB1-61E99059B1FD}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="01"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/business/buisness-team-624857617.jpg"/><source media="(min-width:1200px)" 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srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_238,w_238/https://assets.aon.com//-/media/images/photos/people/people-crowd-silhouette-1396661791.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/people/people-crowd-silhouette-1396661791.jpg" alt="Economic Slowdown/Slow Recovery" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">4 mins</span> </p> <a href="/en/insights/reports/global-risk-management-survey/top-global-risk-3-economic-slowdown-slow-recovery?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{899FC833-A9AE-4432-B426-567F73AF509F}" class="content-card__title"> Economic Slowdown or Slow Recovery </a> </article> </li> <li class="aon-carousel__slide-item"> 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<article class="content-card"> <a href="/en/insights/reports/global-risk-management-survey/top-global-risk-6-supply-chain-and-distribution-failure?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{147F3E85-F582-42CF-92A5-C94D51C63EF8}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="06"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_271,w_271/https://assets.aon.com//-/media/images/photos/industries/banners/transport-logistics-hero-01-1396977662.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_190,w_190/https://assets.aon.com//-/media/images/photos/industries/banners/transport-logistics-hero-01-1396977662.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_238,w_238/https://assets.aon.com//-/media/images/photos/industries/banners/transport-logistics-hero-01-1396977662.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/banners/transport-logistics-hero-01-1396977662.jpg" alt="Supply chain" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">4 mins</span> </p> <a href="/en/insights/reports/global-risk-management-survey/top-global-risk-6-supply-chain-and-distribution-failure?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{147F3E85-F582-42CF-92A5-C94D51C63EF8}" class="content-card__title"> Supply Chain or Distribution Failure </a> </article> </li> <li 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href="/en/insights/reports/global-risk-management-survey/top-global-risk-7-commodity-price-risk-and-scarcity-of-materials?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{03C92AEF-9340-437C-A416-D9842F104F1E}" class="content-card__title"> Commodity Price Risk or Scarcity of Materials </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/global-risk-management-survey/top-global-risk-8-damage-to-brand-or-reputation?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{C7D1928D-B0A5-4285-980F-80AFB94091BD}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="08"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_271,w_271/https://assets.aon.com//-/media/images/photos/business/business-man-asia-1492190979.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_190,w_190/https://assets.aon.com//-/media/images/photos/business/business-man-asia-1492190979.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_238,w_238/https://assets.aon.com//-/media/images/photos/business/business-man-asia-1492190979.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/business-man-asia-1492190979.jpg" alt="Damage to Brand or Reputation Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">4 mins</span> </p> <a href="/en/insights/reports/global-risk-management-survey/top-global-risk-8-damage-to-brand-or-reputation?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{C7D1928D-B0A5-4285-980F-80AFB94091BD}" class="content-card__title"> Damage to Brand or Reputation </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/global-risk-management-survey/top-global-risk-9-failure-to-innovate-and-meet-customer-needs?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{7D39CB63-B9CB-4201-8872-4B3BDCC78984}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="09"></div> <picture><source media="(min-width:1900px)" 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<span class="aon-eyebrow__optional-text">5 mins</span> </p> <a href="/en/insights/reports/global-risk-management-survey/top-global-risk-9-failure-to-innovate-and-meet-customer-needs?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{7D39CB63-B9CB-4201-8872-4B3BDCC78984}" class="content-card__title"> Failure to Innovate or Meet Customer Needs </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/global-risk-management-survey/top-global-risk-10-increasing-competition?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{5A23219A-74FA-4EAC-B980-49BC74EA398D}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="10"></div> 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srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_271,w_271/https://assets.aon.com//-/media/images/aon/insights/reports/2024/23127-bpi-executive-risk-survey-hero-1x1.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_190,w_190/https://assets.aon.com//-/media/images/aon/insights/reports/2024/23127-bpi-executive-risk-survey-hero-1x1.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_238,w_238/https://assets.aon.com//-/media/images/aon/insights/reports/2024/23127-bpi-executive-risk-survey-hero-1x1.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/reports/2024/23127-bpi-executive-risk-survey-hero-1x1.png" alt="Business Decision Maker Survey" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Report <span 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aon-button__primary--red aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="29da4b7b-a0c3-4034-998c-53bb528566eb" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-white " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Trade </h3> <p> Our Trade Collection gives you access to the latest insights from Aon's thought leaders on navigating the evolving risks and opportunities for international business. Reach out to our team to understand how to make better decisions around macro trends and why they matter to businesses. </p> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul class="aon-carousel__slide list-content-cards"> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/the-evolving-threat-of-cargo-theft-5-key-mitigation-strategies?collection=29da4b7b-a0c3-4034-998c-53bb528566eb&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{FCCBF244-DFF3-4E91-AF26-DC30F413FF04}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="01"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/others/transport-trucks-containers-1196016060.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/others/transport-trucks-containers-1196016060.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/others/transport-trucks-containers-1196016060.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/others/transport-trucks-containers-1196016060.jpg" alt="The Evolving Threat of Cargo Theft: 5 Key Mitigation Strategies" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">8 mins</span> </p> <a href="/en/insights/articles/the-evolving-threat-of-cargo-theft-5-key-mitigation-strategies?collection=29da4b7b-a0c3-4034-998c-53bb528566eb&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{FCCBF244-DFF3-4E91-AF26-DC30F413FF04}" class="content-card__title"> The Evolving Threat of Cargo Theft: 5 Key Mitigation Strategies </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/global-risk-management-survey?collection=29da4b7b-a0c3-4034-998c-53bb528566eb&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{DE78C184-19CC-402A-827D-37B085581D28}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="02"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_271,w_271/https://assets.aon.com//-/media/images/aon/insights/reports/2023/grms-top-10-risks.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_190,w_190/https://assets.aon.com//-/media/images/aon/insights/reports/2023/grms-top-10-risks.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_238,w_238/https://assets.aon.com//-/media/images/aon/insights/reports/2023/grms-top-10-risks.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/reports/2023/grms-top-10-risks.jpg" alt="Global risk management survey" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Report <span class="aon-eyebrow__optional-text">3 mins</span> </p> <a href="/en/insights/reports/global-risk-management-survey?collection=29da4b7b-a0c3-4034-998c-53bb528566eb&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{DE78C184-19CC-402A-827D-37B085581D28}" class="content-card__title"> Global Risk Management Survey </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/client-trends/trade?collection=29da4b7b-a0c3-4034-998c-53bb528566eb&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{EF66045C-0A51-46EB-A206-7EA43CE3FE1E}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="03"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-trade-16x9.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-trade-16x9.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-trade-16x9.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-trade-16x9.jpg" alt="Trade Trends" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Report <span class="aon-eyebrow__optional-text">15 mins</span> </p> <a href="/en/insights/client-trends/trade?collection=29da4b7b-a0c3-4034-998c-53bb528566eb&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{EF66045C-0A51-46EB-A206-7EA43CE3FE1E}" class="content-card__title"> Wide-Ranging Trade Issues Confront Global Businesses on Multiple Fronts </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/four-steps-to-develop-strong-property-risk-coverage-in-a-hardening-market?collection=29da4b7b-a0c3-4034-998c-53bb528566eb&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{F167D8EE-9FFD-47ED-B397-05A4ACA107CB}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="04"></div> <picture><source media="(min-width:1900px)" 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aria-hidden="true" data-position="05"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/others/transport-trucks-containers-data-1161658331.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/others/transport-trucks-containers-data-1161658331.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/others/transport-trucks-containers-data-1161658331.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/others/transport-trucks-containers-data-1161658331.jpg" alt="Cutting Supply Chains: How to Achieve 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class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="06"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/infrastructure/infrastructure-highway-forest-car-1283696474_e.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/infrastructure/infrastructure-highway-forest-car-1283696474_e.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/infrastructure/infrastructure-highway-forest-car-1283696474_e.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/infrastructure/infrastructure-highway-forest-car-1283696474_e.jpg" alt="Driving Private Equity Value Creation Through Credit Solutions" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">9 mins</span> </p> <a href="/en/insights/articles/driving-private-equity-value-creation-through-credit-solutions?collection=29da4b7b-a0c3-4034-998c-53bb528566eb&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{6A5FED59-9EB3-444C-9A56-E9413435CF19}" class="content-card__title"> Driving Private Equity Value Creation Through Credit Solutions </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/4-steps-to-help-take-advantage-of-a-buyer-friendly-directors-and-officers-market?collection=29da4b7b-a0c3-4034-998c-53bb528566eb&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{E30B96C6-111E-4A29-8B63-4CFF880299DD}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="07"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-1129489636_e.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-1129489636_e.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-1129489636_e.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-1129489636_e.jpg" alt="4 Steps to Help Take Advantage of a Buyer-Friendly Directors' & Officers' Market Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">7 mins</span> </p> <a href="/en/insights/articles/4-steps-to-help-take-advantage-of-a-buyer-friendly-directors-and-officers-market?collection=29da4b7b-a0c3-4034-998c-53bb528566eb&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{E30B96C6-111E-4A29-8B63-4CFF880299DD}" class="content-card__title"> 4 Steps to Help Take Advantage of a Buyer-Friendly Directors' & Officers' Market </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/managing-reputational-risks-in-global-supply-chains?collection=29da4b7b-a0c3-4034-998c-53bb528566eb&parentUrl=/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap#aon-collection-carousel-item-{B6352414-4949-468F-A947-3488785EA5D5}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="08"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/capabilities/banners/captives-hero-571065955_e.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/capabilities/banners/captives-hero-571065955_e.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/capabilities/banners/captives-hero-571065955_e.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/banners/captives-hero-571065955_e.jpg" alt="Managing Reputational Risks in Global Supply Chains Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">9 mins</span> </p> <a 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srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-629358988_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-629358988_rt.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-629358988_rt.jpg"/><img class="aon-img aon-aspect-ratio--16-9" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-629358988_rt.jpg" alt="How Data and Analytics Can Optimize HR Programs Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article </p> <a href="" class="content-card__title"> <h6> How Data and Analytics Can Optimize HR Programs </h6> </a> </article> </section> <div class="aon-modal__success-cta"> <a href="/en/insights" class="aon-button aon-button__secondary aon-button__secondary--red"> <span class="aon-button__wrapper-content" aria-hidden="true"> <span class="aon-button__text">View All Insights</span> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </a> </div> </section> </section> <div class="modal-close aon-subscribe-modal__X-button"> <button data-dismiss="modal" aria-label="close"> <svg class="aon-icon" viewBox="0 0 16 16" fill="currentColor" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"> <use xlink:href="/lib/icons/symbol-defs.svg#close"></use> </svg> </button> </div> <div class="modal-nav-sticky"> <h4>Thank You</h4> <div class="modal-close"> <button 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<section class="aon-lead-modal__sidebar--cta"> <a href="/en/support" class="aon-button aon-button__tertiary aon-button__tertiary--navy"> <span class="aon-button__wrapper-content" aria-hidden="true"> <span class="aon-button__text">Support (e.g., benefit sites, certificates, claims, etc.)</span> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </a> </section> <section class="aon-lead-modal__sidebar--contacts"> </section> </section> </aside> <section class="aon-lead-modal__content"> <form class="aon-lead-modal__form elq-form" data-component="EloquaForm" data-validate-type="onChange" novalidate="" method="post" name="gbl_contact_us_v20" action="https://s362693299.t.eloqua.com/e/f2" data-token-url="https://s362693299.t.eloqua.com/e/formsubmittoken" data-form-type="Contact Us" autoComplete="off" data-datapass-capability="Risk Management" data-datapass-solution_line="" data-datapass-lead_details="Aon.com" data-datapass-product_service=""> <input type="hidden" name="openModal" value="leadModalSuccess"/> <input type="hidden" name="g-recaptcha-token" value=""/> <input type="hidden" name="elqSiteId" value="362693299"/> <input type="hidden" name="address3" value=""/> <input type="hidden" name="contact_me" value="ON"/> <div class="lead-modal-tag"> <h6>I’m interested in</h6> <h3 id="leadModalTitle">Talking to Aon</h3> </div> <fieldset class="aon-lead-modal__form-section"> <h6 class="aon-lead-modal__form-section--title">About You</h6> <div class="aon-lead-modal__form-section--group"> <div class="aon-field" data-component="TextInput" data-input-name="firstName"> <input aria-errormessage="error-firstname-text" aria-invalid="false" name="firstName" required="" type="text" class="aon-field__input aon-field__textinput" value=""/> <label class="aon-field__label" for="firstName"> First Name </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text" id="error-firstname-text"></span> </div> </div> <div class="aon-field" data-component="TextInput" data-input-name="lastName"> <input aria-errormessage="error-lastname-text" aria-invalid="false" name="lastName" required="" type="text" class="aon-field__input aon-field__textinput" value=""/> <label class="aon-field__label" for="lastName"> Last Name </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text"></span> </div> </div> <div class="aon-field" data-component="TextInput" data-input-name="title"> <input id="jobtitle" aria-errormessage="error-jobtitle-text" aria-invalid="false" name="title" required="" class="aon-field__input aon-field__textinput" value=""/> <label class="aon-field__label" for="title"> Job Title </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text" id="error-jobtitle-text"></span> </div> </div> <div class="aon-field" data-component="TextInput" data-input-name="emailAddress"> <input aria-errormessage="error-email-text" aria-invalid="false" name="emailAddress" type="email" required="" class="aon-field__input aon-field__textinput" value=""/> <label class="aon-field__label" for="emailAddress"> Business Email Address </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text"></span> </div> </div> <div class="aon-field" data-component="Dropdown" data-input-name="country"> <div class="aon-field__appearance-icon"> <svg class="aon-icon aon-icon__chevron-down" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </div> <select class="aon-field__input aon-field__select hidden-appearance" aria-errormessage="error-location-text" aria-invalid="false" id="country" required="" name="country"> <option class="aon-field__option" value="" selected=""> </option><option class="aon-field__option" value="AR"> Argentina </option><option class="aon-field__option" value="AW"> Aruba </option><option class="aon-field__option" value="AU"> Australia </option><option class="aon-field__option" value="AT"> Austria </option><option class="aon-field__option" value="BS"> Bahamas </option><option class="aon-field__option" value="BH"> Bahrain </option><option class="aon-field__option" value="BB"> Barbados </option><option class="aon-field__option" value="BE"> Belgium </option><option class="aon-field__option" value="BM"> Bermuda </option><option class="aon-field__option" value="BO"> Bolivia </option><option class="aon-field__option" value="BW"> Botswana </option><option class="aon-field__option" value="BR"> Brazil </option><option class="aon-field__option" value="VG"> British Virgin Islands </option><option class="aon-field__option" value="BG"> Bulgaria </option><option class="aon-field__option" value="CA"> Canada </option><option class="aon-field__option" value="KY"> Cayman Islands </option><option class="aon-field__option" value="CL"> Chile </option><option class="aon-field__option" value="CN"> China </option><option class="aon-field__option" value="CO"> Colombia </option><option class="aon-field__option" value="CR"> Costa Rica </option><option class="aon-field__option" value="HR"> Croatia </option><option class="aon-field__option" value="CY"> Cyprus </option><option class="aon-field__option" value="CZ"> Czechia </option><option class="aon-field__option" value="DK"> Denmark </option><option class="aon-field__option" value="DO"> Dominican Republic </option><option class="aon-field__option" value="EC"> Ecuador </option><option class="aon-field__option" value="EG"> Egypt </option><option class="aon-field__option" value="SV"> El Salvador </option><option class="aon-field__option" value="EE"> Estonia </option><option class="aon-field__option" value="FJ"> Fiji </option><option class="aon-field__option" value="FI"> Finland </option><option class="aon-field__option" value="FR"> France </option><option class="aon-field__option" value="DE"> Germany </option><option class="aon-field__option" value="GH"> Ghana </option><option class="aon-field__option" value="GI"> Gibraltar </option><option class="aon-field__option" value="GR"> Greece </option><option class="aon-field__option" value="GT"> Guatemala </option><option class="aon-field__option" value="GG"> Guernsey </option><option class="aon-field__option" value="GY"> Guyana </option><option class="aon-field__option" value="HT"> Haiti </option><option class="aon-field__option" value="HN"> Honduras </option><option class="aon-field__option" value="HK"> Hong Kong SAR </option><option class="aon-field__option" value="HU"> Hungary </option><option class="aon-field__option" value="IN"> India </option><option class="aon-field__option" value="ID"> Indonesia </option><option class="aon-field__option" value="IE"> Ireland </option><option class="aon-field__option" value="IM"> Isle of Man </option><option class="aon-field__option" value="IL"> Israel </option><option class="aon-field__option" value="IT"> Italy </option><option class="aon-field__option" value="JM"> Jamaica </option><option class="aon-field__option" value="JP"> Japan </option><option class="aon-field__option" value="JO"> Jordan </option><option class="aon-field__option" value="KZ"> Kazakhstan </option><option class="aon-field__option" value="KP"> Korea </option><option class="aon-field__option" value="KW"> Kuwait </option><option class="aon-field__option" value="LV"> Latvia </option><option class="aon-field__option" value="LB"> Lebanon </option><option class="aon-field__option" value="LT"> Lithuania </option><option class="aon-field__option" value="LU"> Luxembourg </option><option class="aon-field__option" value="MW"> Malawi </option><option class="aon-field__option" value="MY"> Malaysia </option><option class="aon-field__option" value="MT"> Malta </option><option class="aon-field__option" value="MU"> Mauritius </option><option class="aon-field__option" value="MX"> Mexico </option><option class="aon-field__option" value="MA"> Morocco </option><option class="aon-field__option" value="NA"> Namibia </option><option class="aon-field__option" value="NL"> Netherlands </option><option class="aon-field__option" value="NZ"> New Zealand </option><option class="aon-field__option" value="NI"> Nicaragua </option><option class="aon-field__option" value="NO"> Norway </option><option class="aon-field__option" value="OM"> Oman </option><option class="aon-field__option" value="PA"> Panama </option><option class="aon-field__option" value="PG"> Papua New Guinea </option><option class="aon-field__option" value="PE"> Peru </option><option class="aon-field__option" value="PH"> Philippines </option><option class="aon-field__option" value="PL"> Poland </option><option class="aon-field__option" value="PT"> Portugal </option><option class="aon-field__option" value="PR"> Puerto Rico </option><option class="aon-field__option" value="QA"> Qatar </option><option class="aon-field__option" value="RO"> Romania </option><option class="aon-field__option" value="SA"> Saudi Arabia </option><option class="aon-field__option" value="RS"> Serbia </option><option class="aon-field__option" value="SG"> Singapore </option><option class="aon-field__option" value="SK"> Slovak Republic </option><option class="aon-field__option" value="SI"> Slovenia </option><option class="aon-field__option" value="ZA"> South Africa </option><option class="aon-field__option" value="ES"> Spain </option><option class="aon-field__option" value="SE"> Sweden </option><option class="aon-field__option" value="CH"> Switzerland </option><option class="aon-field__option" value="TW"> Taiwan </option><option class="aon-field__option" value="TH"> Thailand </option><option class="aon-field__option" value="TT"> Trinidad and Tobago </option><option class="aon-field__option" value="TR"> Turkiye </option><option class="aon-field__option" value="TC"> Turks and Caicos Islands </option><option class="aon-field__option" value="UG"> Uganda </option><option class="aon-field__option" value="UA"> Ukraine </option><option class="aon-field__option" value="AE"> United Arab Emirates </option><option class="aon-field__option" value="GB"> United Kingdom </option><option class="aon-field__option" value="US"> United States </option><option class="aon-field__option" value="UY"> Uruguay </option><option class="aon-field__option" value="VU"> Vanuatu </option><option class="aon-field__option" value="VE"> Venezuela </option><option class="aon-field__option" value="VN"> Vietnam </option><option class="aon-field__option" value="YE"> Yemen </option></select> <label class="aon-field__label" for="country"> Location </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text"></span> </div> </div> <div data-component="PhoneInput" data-input-name="busPhone"> <div class="aon-field__group"> <div class="aon-field aon-field__country"> <div class="aon-field__appearance-icon" aria-hidden="true"> <svg class="aon-icon aon-icon__chevron-down" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </div> <label class="aon-field__label" for="countryCode">Country Code</label> <select class="aon-field__input aon-field__select hidden-appearance" name="countryCode" id="countryCode" required="" data-country-code="true"> <option value="" selected=""> </option><option class="aon-field__option" data-sync="AR" value="+54"> +54 </option><option class="aon-field__option" data-sync="AW" value="+297"> +297 </option><option class="aon-field__option" data-sync="AU" value="+61"> +61 </option><option class="aon-field__option" data-sync="AT" value="+43"> +43 </option><option class="aon-field__option" data-sync="BS" value="+1-242"> +1-242 </option><option class="aon-field__option" data-sync="BH" value="+973"> +973 </option><option class="aon-field__option" data-sync="BB" value="+1-246"> +1-246 </option><option class="aon-field__option" data-sync="BE" value="+32"> +32 </option><option class="aon-field__option" data-sync="BM" value="+1-441"> +1-441 </option><option class="aon-field__option" data-sync="BO" value="+591"> +591 </option><option class="aon-field__option" data-sync="BW" value="+267"> +267 </option><option class="aon-field__option" data-sync="BR" value="+55"> +55 </option><option class="aon-field__option" data-sync="VG" value="+1-284"> +1-284 </option><option class="aon-field__option" data-sync="BG" value="+359"> +359 </option><option class="aon-field__option" data-sync="CA" value="+1"> +1 </option><option class="aon-field__option" data-sync="KY" value="+1-345"> +1-345 </option><option class="aon-field__option" data-sync="CL" value="+56"> +56 </option><option class="aon-field__option" data-sync="CN" value="+86"> +86 </option><option class="aon-field__option" data-sync="CO" value="+57"> +57 </option><option class="aon-field__option" data-sync="CR" value="+506"> +506 </option><option class="aon-field__option" data-sync="HR" value="+385"> +385 </option><option class="aon-field__option" data-sync="CY" value="+357"> +357 </option><option class="aon-field__option" data-sync="CZ" value="+420"> +420 </option><option class="aon-field__option" data-sync="DK" value="+45"> +45 </option><option class="aon-field__option" data-sync="DO" value="+1"> +1 </option><option class="aon-field__option" data-sync="EC" value="+593"> +593 </option><option class="aon-field__option" data-sync="EG" value="+20"> +20 </option><option class="aon-field__option" data-sync="SV" value="+503"> +503 </option><option class="aon-field__option" data-sync="EE" value="+372"> +372 </option><option class="aon-field__option" data-sync="FJ" value="+679"> +679 </option><option class="aon-field__option" data-sync="FI" value="+358"> +358 </option><option class="aon-field__option" data-sync="FR" value="+33"> +33 </option><option class="aon-field__option" data-sync="DE" value="+49"> +49 </option><option class="aon-field__option" data-sync="GH" value="+233"> +233 </option><option class="aon-field__option" data-sync="GI" value="+350"> +350 </option><option class="aon-field__option" data-sync="GR" value="+30"> +30 </option><option class="aon-field__option" data-sync="GT" value="+502"> +502 </option><option class="aon-field__option" data-sync="GG" value="+44"> +44 </option><option class="aon-field__option" data-sync="GY" value="+592"> +592 </option><option class="aon-field__option" data-sync="HT" value="+509"> +509 </option><option class="aon-field__option" data-sync="HN" value="+504"> +504 </option><option class="aon-field__option" data-sync="HK" value="+852"> +852 </option><option class="aon-field__option" data-sync="HU" value="+36"> +36 </option><option class="aon-field__option" data-sync="IN" value="+91"> +91 </option><option class="aon-field__option" data-sync="ID" value="+62"> +62 </option><option class="aon-field__option" data-sync="IE" value="+353"> +353 </option><option class="aon-field__option" data-sync="IM" value="+44"> +44 </option><option class="aon-field__option" data-sync="IL" value="+972"> +972 </option><option class="aon-field__option" data-sync="IT" value="+39"> +39 </option><option class="aon-field__option" data-sync="JM" value="+1"> +1 </option><option class="aon-field__option" data-sync="JP" value="+81"> +81 </option><option class="aon-field__option" data-sync="JO" value="+962"> +962 </option><option class="aon-field__option" data-sync="KZ" value="+7"> +7 </option><option class="aon-field__option" data-sync="KP" value="+82"> +82 </option><option class="aon-field__option" data-sync="KW" value="+965"> +965 </option><option class="aon-field__option" data-sync="LV" value="+371"> +371 </option><option class="aon-field__option" data-sync="LB" value="+961"> +961 </option><option class="aon-field__option" data-sync="LT" value="+370"> +370 </option><option class="aon-field__option" data-sync="LU" value="+352"> +352 </option><option class="aon-field__option" data-sync="MW" value="+265"> +265 </option><option class="aon-field__option" data-sync="MY" value="+60"> +60 </option><option class="aon-field__option" data-sync="MT" value="+356"> +356 </option><option class="aon-field__option" data-sync="MU" value="+230"> +230 </option><option class="aon-field__option" data-sync="MX" value="+52"> +52 </option><option class="aon-field__option" data-sync="MA" value="+212"> +212 </option><option class="aon-field__option" data-sync="NA" value="+264"> +264 </option><option class="aon-field__option" data-sync="NL" value="+31"> +31 </option><option class="aon-field__option" data-sync="NZ" value="+64"> +64 </option><option class="aon-field__option" data-sync="NI" value="+505"> +505 </option><option class="aon-field__option" data-sync="NO" value="+47"> +47 </option><option class="aon-field__option" data-sync="OM" value="+968"> +968 </option><option class="aon-field__option" data-sync="PA" value="+507"> +507 </option><option class="aon-field__option" data-sync="PG" value="+675"> +675 </option><option class="aon-field__option" data-sync="PE" value="+51"> +51 </option><option class="aon-field__option" data-sync="PH" value="+63"> +63 </option><option class="aon-field__option" data-sync="PL" value="+48"> +48 </option><option class="aon-field__option" data-sync="PT" value="+351"> +351 </option><option class="aon-field__option" data-sync="PR" value="+1"> +1 </option><option class="aon-field__option" data-sync="QA" value="+974"> +974 </option><option class="aon-field__option" data-sync="RO" value="+40"> +40 </option><option class="aon-field__option" data-sync="SA" value="+966"> +966 </option><option class="aon-field__option" data-sync="RS" value="+381"> +381 </option><option class="aon-field__option" data-sync="SG" value="+65"> +65 </option><option class="aon-field__option" data-sync="SK" value="+421"> +421 </option><option class="aon-field__option" data-sync="SI" value="+386"> +386 </option><option class="aon-field__option" data-sync="ZA" value="+27"> +27 </option><option class="aon-field__option" data-sync="ES" value="+34"> +34 </option><option class="aon-field__option" data-sync="SE" value="+46"> +46 </option><option class="aon-field__option" data-sync="CH" value="+41"> +41 </option><option class="aon-field__option" data-sync="TW" value="+886"> +886 </option><option class="aon-field__option" data-sync="TH" value="+66"> +66 </option><option class="aon-field__option" data-sync="TT" value="+1-868"> +1-868 </option><option class="aon-field__option" data-sync="TR" value="+90"> +90 </option><option class="aon-field__option" data-sync="TC" value="+1-649"> +1-649 </option><option class="aon-field__option" data-sync="UG" value="+256"> +256 </option><option class="aon-field__option" data-sync="UA" value="+380"> +380 </option><option class="aon-field__option" data-sync="AE" value="+971"> +971 </option><option class="aon-field__option" data-sync="GB" value="+44"> +44 </option><option class="aon-field__option" data-sync="US" value="+1"> +1 </option><option class="aon-field__option" data-sync="UY" value="+598"> +598 </option><option class="aon-field__option" data-sync="VU" value="+678"> +678 </option><option class="aon-field__option" data-sync="VE" value="+58"> +58 </option><option class="aon-field__option" data-sync="VN" value="+84"> +84 </option><option class="aon-field__option" data-sync="YE" value="+967"> +967 </option></select> </div> <div class="aon-field aon-field__phone"> <label class="aon-field__label">Phone Number</label> <input aria-errormessage="error-phone-text" type="tel" aria-invalid="false" name="busPhone" required="" class="aon-field__phone aon-field__input aon-field__phone-input" value=""/> </div> </div> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span id="error-phone-text" class="aon-field__error-text"> </span> </div> </div> </div> </fieldset> <fieldset class="aon-lead-modal__form-section"> <h6 class="aon-lead-modal__form-section--title"> About Your Business </h6> <div class="aon-lead-modal__form-section--group"> <div class="aon-field" data-component="TextInput" data-input-name="company"> <input aria-errormessage="error-company-text" aria-invalid="false" name="company" required="" type="text" class="aon-field__input aon-field__textinput" value=""/> <label class="aon-field__label" for="company"> Organization Name </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text"></span> </div> </div> <div class="aon-field" data-component="Dropdown" data-input-name="industry"> <div class="aon-field__appearance-icon"> <svg class="aon-icon aon-icon__chevron-down" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </div> <select class="aon-field__input aon-field__select hidden-appearance" name="industry" id="industry" aria-errormessage="error-industry-text" aria-invalid="false" required=""> <option class="aon-field__option" value=""> </option><option class="aon-field__option" value="Construction and Infrastructure"> Construction and Infrastructure </option><option class="aon-field__option" value="Construction and Real Estate"> Construction and Real Estate </option><option class="aon-field__option" value="Financial Institutions"> Financial Institutions </option><option class="aon-field__option" value="Financial Sponsors"> Financial Sponsors </option><option class="aon-field__option" value="Food Agribusiness and Beverage"> Food Agribusiness and Beverage </option><option class="aon-field__option" value="Healthcare Providers and Services"> Healthcare Providers and Services </option><option class="aon-field__option" value="Hospitality Travel and Leisure"> Hospitality Travel and Leisure </option><option class="aon-field__option" value="Industrials and Manufacturing"> Industrials and Manufacturing </option><option class="aon-field__option" value="Insurance"> Insurance </option><option class="aon-field__option" value="Life Sciences"> Life Sciences </option><option class="aon-field__option" value="Natural Resources"> Natural Resources </option><option class="aon-field__option" value="Professional and Business Services"> Professional and Business Services </option><option class="aon-field__option" value="Public Sector"> Public Sector </option><option class="aon-field__option" value="Retail and Consumer Goods"> Retail and Consumer Goods </option><option class="aon-field__option" value="Sports and Entertainment"> Sports and Entertainment </option><option class="aon-field__option" value="Technology Media and Communications"> Technology Media and Communications </option><option class="aon-field__option" value="Transportation and Logistics"> Transportation and Logistics </option></select> <label class="aon-field__label" for="industry"> Industry </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text" id="error-industry-text"></span> </div> </div> <div class="aon-field" data-component="Dropdown" data-input-name="revenue"> <div class="aon-field__appearance-icon"> <svg class="aon-icon aon-icon__chevron-down" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </div> <select class="aon-field__input aon-field__select hidden-appearance" name="revenue" id="revenue" aria-errormessage="error-revenue-text" aria-invalid="false" required=""> <option class="aon-field__option" value=""> </option><option class="aon-field__option" value="Pre-Revenue"> Pre-Revenue </option><option class="aon-field__option" value="Less than 1.0 Million"> Less than 1.0 Million </option><option class="aon-field__option" value="1.0 Million to 4.9 Million"> 1.0 Million to 4.9 Million </option><option class="aon-field__option" value="5.0 Million to 24.9 Million"> 5.0 Million to 24.9 Million </option><option class="aon-field__option" value="25.0 Million to 49.9 Million"> 25.0 Million to 49.9 Million </option><option class="aon-field__option" value="50.0 Million to 99.9 Million"> 50.0 Million to 99.9 Million </option><option class="aon-field__option" value="100 Million to 749.9 Million"> 100 Million to 749.9 Million </option><option class="aon-field__option" value="750 Million to 9.9 Billion"> 750 Million to 9.9 Billion </option><option class="aon-field__option" value="More than 10.0 Billion"> More than 10.0 Billion </option><option class="aon-field__option" value="Not Applicable"> Not Applicable </option></select> <label class="aon-field__label" for="industry"> Annual Revenue </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text" id="error-industry-text"></span> </div> </div> <div class="aon-field" data-component="Dropdown" data-input-name="headcount"> <div class="aon-field__appearance-icon"> <svg class="aon-icon aon-icon__chevron-down" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </div> <select class="aon-field__input aon-field__select hidden-appearance" name="headcount" id="headcount" aria-errormessage="error-companysize-text" aria-invalid="false" required=""> <option class="aon-field__option" value=""> </option><option class="aon-field__option" value="Less than 100 employees"> Less than 100 employees </option><option class="aon-field__option" value="100 to 499 employees"> 100 to 499 employees </option><option class="aon-field__option" value="500 to 999 employees"> 500 to 999 employees </option><option class="aon-field__option" value="1,000 to 4,999 employees"> 1,000 to 4,999 employees </option><option class="aon-field__option" value="5,000 to 14,999 employees"> 5,000 to 14,999 employees </option><option class="aon-field__option" value="More than 15,000 employees"> More than 15,000 employees </option><option class="aon-field__option" value="Not Applicable"> Not Applicable </option></select> <label class="aon-field__label" for="industry"> Employee Headcount </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text" id="error-industry-text"></span> </div> </div> </div> </fieldset> <fieldset class="aon-lead-modal__form-section"> <h6 class="aon-lead-modal__form-section--title"> How Can We Help? </h6> <div class="aon-lead-modal__form-section--group"> <div class="aon-textarea"> <textarea class="aon-textarea__input" name="comments" rows="5" placeholder="Add a message"></textarea> </div> </div> <div class="aon-lead-modal__form-legal-container"> <div class="aon-lead-modal__form-legal"> <p style="margin-top:0in;margin-bottom:0in;line-height:normal"><span>Aon 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value="SV"> El Salvador </option><option class="aon-field__option" value="EE"> Estonia </option><option class="aon-field__option" value="FJ"> Fiji </option><option class="aon-field__option" value="FI"> Finland </option><option class="aon-field__option" value="FR"> France </option><option class="aon-field__option" value="DE"> Germany </option><option class="aon-field__option" value="GH"> Ghana </option><option class="aon-field__option" value="GI"> Gibraltar </option><option class="aon-field__option" value="GR"> Greece </option><option class="aon-field__option" value="GT"> Guatemala </option><option class="aon-field__option" value="GG"> Guernsey </option><option class="aon-field__option" value="GY"> Guyana </option><option class="aon-field__option" value="HT"> Haiti </option><option class="aon-field__option" value="HN"> Honduras </option><option class="aon-field__option" value="HK"> Hong Kong SAR </option><option class="aon-field__option" value="HU"> Hungary </option><option 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Using Parametric Insurance to Close the Earthquake Protection Gap