CINXE.COM
<!DOCTYPE html><html lang="en"><head><script type="text/javascript" src="/_static/js/bundle-playback.js?v=HxkREWBo" charset="utf-8"></script> <script type="text/javascript" src="/_static/js/wombat.js?v=txqj7nKC" charset="utf-8"></script> <script>window.RufflePlayer=window.RufflePlayer||{};window.RufflePlayer.config={"autoplay":"on","unmuteOverlay":"hidden"};</script> <script type="text/javascript" src="/_static/js/ruffle/ruffle.js"></script> <script type="text/javascript"> __wm.init("https://web.archive.org/web"); __wm.wombat("https://www.forbes.com/fintech/","20201019032344","https://web.archive.org/","web","/_static/", "1603077824"); </script> <link rel="stylesheet" type="text/css" href="/_static/css/banner-styles.css?v=S1zqJCYt" /> <link rel="stylesheet" type="text/css" href="/_static/css/iconochive.css?v=3PDvdIFv" /> <!-- End Wayback Rewrite JS Include --> <title itemprop="headline">Fintech</title><meta charset="UTF-8"><meta http-equiv="Content-Language" content="en_US"><link rel="shortcut icon" href="https://web.archive.org/web/20201019032344im_/https://i.forbesimg.com/48X48-F.png"><link rel="canonical" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/fintech/"><link rel="alternate" type="application/rss+xml" title="Fintech" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/fintech/feed/"><meta name="viewport" content="width=device-width,initial-scale=1,maximum-scale=5,minimum-scale=1,user-scalable=yes"><meta name="referrer" content="origin-when-cross-origin"><meta name="description" itemprop="description" content="Fintech"><meta name="keywords" content="["financial technology","fintech","money","markets","apps","lending","online lender","online brokerage","brokerage","applications","robo lender"]"><meta property="og:site_name" content="Forbes"><meta property="og:title" content="Fintech"><meta property="og:type"><meta property="og:url" content="https://web.archive.org/web/20201019032344/https://www.forbes.com/fintech/"><meta property="og:image" content="/web/20201019032344im_/https://www.forbes.com/fintech/" name="image"><meta property="og:image:type"><meta property="og:description" content="Fintech"><meta property="fb:app_id" content="123694841080850"><meta property="article:publisher"><meta name="twitter:card"><meta name="twitter:site" content="@forbes"><meta name="twitter:image" content="/web/20201019032344im_/https://www.forbes.com/fintech/"><meta name="twitter:title" content="Fintech"><meta name="twitter:description" content="Fintech"><meta itemprop="thumbnailURL" content="/web/20201019032344im_/https://www.forbes.com/fintech/"><meta name="news_keywords" itemprop="keywords" content="["financial technology","fintech","money","markets","apps","lending","online lender","online brokerage","brokerage","applications","robo lender"]"><link rel="apple-touch-icon" href="https://web.archive.org/web/20201019032344im_/https://i.forbesimg.com/media/assets/appicons/forbes-app-icon_57x57.png"><link rel="apple-touch-icon" sizes="72x72" href="https://web.archive.org/web/20201019032344im_/https://i.forbesimg.com/media/assets/appicons/forbes-app-icon_72x72.png"><link rel="apple-touch-icon" sizes="114x114" href="https://web.archive.org/web/20201019032344im_/https://i.forbesimg.com/media/assets/appicons/forbes-app-icon_114x114.png"><link rel="apple-touch-icon" sizes="144x144" href="https://web.archive.org/web/20201019032344im_/https://i.forbesimg.com/media/assets/appicons/forbes-app-icon_144x144.png"><script type="application/ld+json">{"@context":"https://web.archive.org/web/20201019032344/http://schema.org","@type":"WebPage","name":"Fintech","description":"Fintech","image":{"@type":"ImageObject","url":""},"publisher":{"@type":"Organization","name":"Forbes"}}</script><style type="text/css">@font-face{font-display:swap;font-family:Merriweather;font-style:italic;font-weight:700;src:local("Merriweather Bold Italic"),local("Merriweather-BoldItalic"),url(https://web.archive.org/web/20201019032344im_/https://i.forbesimg.com/assets/fonts/merriweather/merriweather-bolditalic-webfont.woff2) format("woff2"),url(https://web.archive.org/web/20201019032344im_/https://i.forbesimg.com/assets/fonts/merriweather/merriweather-bolditalic-webfont.woff) format("woff")}@font-face{font-display:swap;font-family:Merriweather;font-style:normal;font-weight:700;src:local("Merriweather Bold"),local("Merriweather-Bold"),url(https://web.archive.org/web/20201019032344im_/https://i.forbesimg.com/assets/fonts/merriweather/merriweather-bold-webfont.woff2) format("woff2"),url(https://web.archive.org/web/20201019032344im_/https://i.forbesimg.com/assets/fonts/merriweather/merriweather-bold-webfont.woff) format("woff")}@font-face{font-display:swap;font-family:Merriweather;font-style:italic;font-weight:400;src:local("Merriweather Italic"),local("Merriweather-Italic"),url(https://web.archive.org/web/20201019032344im_/https://i.forbesimg.com/assets/fonts/merriweather/merriweather-italic-webfont.woff2) format("woff2"),url(https://web.archive.org/web/20201019032344im_/https://i.forbesimg.com/assets/fonts/merriweather/merriweather-italic-webfont.woff) format("woff")}@font-face{font-display:swap;font-family:Merriweather;font-style:normal;font-weight:400;src:local("Merriweather"),url(https://web.archive.org/web/20201019032344im_/https://i.forbesimg.com/assets/fonts/merriweather/merriweather-regular-webfont.woff2) format("woff2"),url(https://web.archive.org/web/20201019032344im_/https://i.forbesimg.com/assets/fonts/merriweather/merriweather-regular-webfont.woff) format("woff")}@font-face{font-display:swap;font-family:Work Sans;font-style:normal;font-weight:600;src:local("Work Sans SemiBold"),local("WorkSans-SemiBold"),url(https://web.archive.org/web/20201019032344im_/https://i.forbesimg.com/assets/fonts/work-sans/work_sans_600_latin_ext.woff2) format("woff2")}@font-face{font-display:swap;font-family:Work Sans;font-style:normal;font-weight:600;src:local("Work Sans SemiBold"),local("WorkSans-SemiBold"),url(https://web.archive.org/web/20201019032344im_/https://i.forbesimg.com/assets/fonts/work-sans/work_sans_600_latin.woff2) format("woff2")}@font-face{font-display:swap;font-family:Work Sans;font-style:normal;font-weight:400;src:local("Work Sans"),local("WorkSans-Regular"),url(https://web.archive.org/web/20201019032344im_/https://i.forbesimg.com/assets/fonts/work-sans/work_sans_400_latin_ext.woff2) format("woff2")}@font-face{font-display:swap;font-family:Work Sans;font-style:normal;font-weight:400;src:local("Work Sans"),local("WorkSans-Regular"),url(https://web.archive.org/web/20201019032344im_/https://i.forbesimg.com/assets/fonts/work-sans/work_sans_400_latin.woff2) format("woff2")}/*! normalize.css v5.0.0 | MIT License | github.com/necolas/normalize.css */html{font-family:sans-serif;line-height:1.15;-ms-text-size-adjust:100%;-webkit-text-size-adjust:100%}body{margin:0}article,aside,footer,header,nav,section{display:block}h1{font-size:2em;margin:.67em 0}figcaption,figure,main{display:block}figure{margin:1em 40px}hr{-webkit-box-sizing:content-box;box-sizing:content-box;height:0;overflow:visible}pre{font-family:monospace,monospace;font-size:1em}a{background-color:transparent;-webkit-text-decoration-skip:objects}a:active,a:hover{outline-width:0}abbr[title]{border-bottom:none;text-decoration:underline;-webkit-text-decoration:underline dotted;text-decoration:underline dotted}b,strong{font-weight:inherit;font-weight:bolder}code,kbd,samp{font-family:monospace,monospace;font-size:1em}dfn{font-style:italic}mark{background-color:#ff0;color:#000}small{font-size:80%}sub,sup{font-size:75%;line-height:0;position:relative;vertical-align:baseline}sub{bottom:-.25em}sup{top:-.5em}audio,video{display:inline-block}audio:not([controls]){display:none;height:0}img{border-style:none}svg:not(:root){overflow:hidden}button,input,optgroup,select,textarea{font-family:sans-serif;font-size:100%;line-height:1.15;margin:0}button,input{overflow:visible}button,select{text-transform:none}[type=reset],[type=submit],button,html [type=button]{-webkit-appearance:button}[type=button]::-moz-focus-inner,[type=reset]::-moz-focus-inner,[type=submit]::-moz-focus-inner,button::-moz-focus-inner{border-style:none;padding:0}[type=button]:-moz-focusring,[type=reset]:-moz-focusring,[type=submit]:-moz-focusring,button:-moz-focusring{outline:1px dotted ButtonText}fieldset{border:1px solid silver;margin:0 2px;padding:.35em .625em .75em}legend{-webkit-box-sizing:border-box;box-sizing:border-box;color:inherit;display:table;max-width:100%;padding:0;white-space:normal}progress{display:inline-block;vertical-align:baseline}textarea{overflow:auto}[type=checkbox],[type=radio]{-webkit-box-sizing:border-box;box-sizing:border-box;padding:0}[type=number]::-webkit-inner-spin-button,[type=number]::-webkit-outer-spin-button{height:auto}[type=search]{-webkit-appearance:textfield;outline-offset:-2px}[type=search]::-webkit-search-cancel-button,[type=search]::-webkit-search-decoration{-webkit-appearance:none}::-webkit-file-upload-button{-webkit-appearance:button;font:inherit}details,menu{display:block}summary{display:list-item}canvas{display:inline-block}[hidden],template{display:none}*,:after,:before{-webkit-box-sizing:border-box;box-sizing:border-box}body,html{width:100%;height:100%;font-family:Work Sans,sans-serif;text-rendering:optimizeLegibility;-webkit-font-feature-settings:"kern";font-feature-settings:"kern";-webkit-font-kerning:normal;-moz-font-kerning:normal;font-kerning:normal;-webkit-font-variant-ligatures:common-ligatures;font-variant-ligatures:common-ligatures}img{width:auto;max-width:100%;height:auto!important;display:block}figure{margin:0}figure img{display:block;max-width:100%}a{color:inherit}a,button{cursor:pointer}button{border:none;outline:none;padding:0;background:none}em,i{font-style:italic}b,strong{font-weight:700}table{border-collapse:collapse;border-spacing:0}p a{color:#003891}p a:hover{text-decoration:underline}.eyebrows--color-capitalist-teal{background:#00808a}.eyebrows--color-merlot-burgundy{background:#660434}.eyebrows--color-centennial-silver{background:#7e7467}.eyebrows--color-fortknox-gold{background:#887411}.eyebrows--color-benjamins-green{background:#598141}.eyebrows--color-statuesque-bronze{background:#bd5b00}.eyebrows--color-diamondring-blue{background:#0066b2}.eyebrows--color-brandvoice-red{background:#c41a23}.eyebrows--color-advisor-amethyst{background:#5a71ff}.eyebrows--color-shopping-salmon{background:#eb6262}.eyebrows--color-default-gray{background:#737373}body,html{color:#333}h1,h2,h3,h4,h5,h6{-webkit-margin-before:0;-webkit-margin-after:0}.h1--dense,.h2--dense-white{display:block;font:700 22px/34px Merriweather,serif}.h2--dense{font:700 20px/30px Merriweather,serif}.h3--dense{font:700 18px/26px Merriweather,serif}.body--dense-merriweather,.h4--dense{font:700 14px/22px Merriweather,serif}.h5--dense{font:700 11px/18px Merriweather,serif}.body--dense{font:16px/24px tabular-numbers,Georgia}@media (min-width:1280px){.body--dense-merriweather{font:700 16px/24px Merriweather,serif}}@media (max-width:1024px){.h1--dense{font-size:20px;line-height:30px}.h2--dense{font-size:18px;line-height:26px}.h3--dense{font-size:16px;line-height:24px}.body--dense-merriweather,.h4--dense{font-size:12px;line-height:20px}.body--dense{font-size:14px;line-height:22px}}@media (max-width:768px){.h3--dense,.h4--dense{font-size:14px;line-height:22px}}@media (max-width:480px){.h1--dense{font-size:18px;line-height:26px}.body--dense{font-size:14px;line-height:22px}}li{-webkit-font-smoothing:auto}ul{margin:0;padding:0}.ratio16x9{position:relative}.ratio16x9-video:before,.ratio16x9:before{content:"";display:block;padding-bottom:56.25%}.ratio16x9-video{text-decoration:none}.ratio16x9-video,.ratio24x9{position:relative}.ratio24x9:before{content:"";display:block;padding-bottom:37.5%}.ratio9x16{position:relative}.ratio9x16:before{content:"";display:block;padding-bottom:177.77%}.ratio4x3{position:relative}.ratio4x3:before{content:"";display:block;padding-bottom:75%}.ratio1x2{position:relative}.ratio1x2:before{content:"";display:block;padding-bottom:100%}.fs-content{margin:0 auto;max-width:1600px}.main-content .ha__ribbon{top:56px}@media (max-width:1850px){.fs-content{margin:0 125px}}@media (max-width:1820px){.fs-content{margin:0 100px}}@media (max-width:1760px){.fs-content{margin:0 90px}}@media (max-width:1024px){.fs-content{margin:0 67px}}@media (max-width:767px){.fs-content{margin:0 15px}}.body__prevent-scrolling{overflow-y:hidden!important}.dropdown-content.show{background-color:#181716;-webkit-border-radius:4px;border-radius:4px;display:grid;position:absolute;-webkit-transform:translateX(-20px);-ms-transform:translateX(-20px);transform:translateX(-20px);width:212px}.dropdown-content{display:none}.loggedin-dropdown{-webkit-border-radius:4px;border-radius:4px;cursor:pointer;font:14px Work Sans,sans-serif;width:212px}.login-chevron{margin-left:5px}.login-chevron .fs-icon--chevron-down{height:30px;-webkit-transform:translateY(10px);-ms-transform:translateY(10px);transform:translateY(10px);-webkit-transition:-webkit-transform .2s;transition:-webkit-transform .2s;-o-transition:transform .2s;transition:transform .2s;transition:transform .2s,-webkit-transform .2s;width:20px}.login-chevron .fs-icon--chevron-down.rotate{-webkit-transform:translateY(10px) rotate(180deg);-ms-transform:translateY(10px) rotate(180deg);transform:translateY(10px) rotate(180deg)}.profile-button{color:#fff;font:14px Work Sans,sans-serif;margin:10px 10px 0;padding:10px 12px}.profile-button:hover{background-color:#212424;margin:10px 10px 0}.contact-preferences-button,.help-button,.newsletters-button,.signout-button{color:#fff;font:14px Work Sans,sans-serif;margin:0 10px;padding:10px 12px}.contact-preferences-button:hover,.help-button:hover,.newsletters-button:hover{background-color:#212424;margin:0 10px}.signout-button{border-top:1px solid #e2e2e2;cursor:pointer;list-style:none;margin-bottom:10px}.signout-button:hover{background-color:#212424;margin:0 10px 10px}.explore-text{color:#fff;font:14px Work Sans,sans-serif;position:absolute;-webkit-transform:translateX(50px);-ms-transform:translateX(50px);transform:translateX(50px)}.greeting-text{display:inline-block;max-width:26ch;overflow:hidden;-o-text-overflow:ellipsis;text-overflow:ellipsis;white-space:nowrap}.header.universal-header{background:#181716;color:#fcfcfc;left:0;position:fixed;top:0;-webkit-transition:-webkit-transform .8s ease-in-out;transition:-webkit-transform .8s ease-in-out;-o-transition:transform .8s ease-in-out;transition:transform .8s ease-in-out;transition:transform .8s ease-in-out,-webkit-transform .8s ease-in-out;width:100%;z-index:1000}.header.universal-header a{display:block;position:relative;text-decoration:none}.header.universal-header .fs-icon{fill:#fff;pointer-events:none}.header.universal-header .fs-icon--search{color:#fff}.header.universal-header .fs-icon--search circle{stroke:currentColor}.header.universal-header .fs-icon--forbes-logo{height:28px;width:104px}.header.universal-header .fs-icon--arrow-right{fill:currentColor;height:12px;padding-left:8px}.header.universal-header .fs-icon--arrow-right,.header.universal-header .fs-icon--close,.header.universal-header .fs-icon--search{width:20px}.header.universal-header .fs-icon--hamburger{width:31px}@media (max-width:1024px){.header.universal-header .fs-icon--hamburger{width:25px}}.header.universal-header .icon--arrow{fill:currentColor;height:12px;padding:0 10px;-webkit-transform:rotate(-180deg);-ms-transform:rotate(-180deg);transform:rotate(-180deg)}.header__channel{-webkit-box-align:center;-webkit-align-items:center;-ms-flex-align:center;align-items:center;display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;font:18px Work Sans,sans-serif;padding:0 1.5rem}.header__channel a{cursor:pointer}.header__channel span{cursor:default}.header__channel.header__channel--is-open,.header__channel.header__hoverable:hover{border-left:4px solid}.header__channel.header__channel--is-open .header__divider,.header__channel.header__hoverable:hover .header__divider{visibility:visible;width:100%}.header__channel.header__channel--is-open .header__subnav,.header__channel.header__hoverable:hover .header__subnav{display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex}.header__channel.header__channel--is-open .featured-header-content,.header__channel.header__hoverable:hover .featured-header-content,.header__channel.header__subnav--is-open .featured-header-content{display:block}.header__channel.header__channel--no-sections:hover{border-left:4px solid}.header__channel--is-open .header__subnav{display:block}.header__channel--is-open .header__channels--wrapper{width:350px}.header__channel--is-closed{border-left:none}.header__channel--is-closed .featured-header-content,.header__channel--is-closed .header__subnav .header__divider{display:none}.header__channel--is-closed .header__title{color:#fcfcfc}.header__channels{-webkit-box-align:center;-webkit-align-items:center;-ms-flex-align:center;align-items:center;display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;-webkit-box-orient:vertical;-webkit-box-direction:normal;-webkit-flex-direction:column;-ms-flex-direction:column;flex-direction:column;font:18px #FCFCFC;height:100%;-webkit-box-pack:start;-webkit-justify-content:flex-start;-ms-flex-pack:start;justify-content:flex-start;overflow:scroll;scrollbar-width:none;width:100%}.header__channels a,.header__channels span:not(.pc-label){color:#fcfcfc;font-weight:400}.header__channels>li,.header__legal-links{padding:12px 14px;width:100%}.header__channels--wrapper{background-color:#181716;display:none;height:-webkit-calc(100vh - 56px);height:calc(100vh - 56px);left:0;margin:0 auto;min-width:350px;position:absolute;scrollbar-width:none;top:56px;width:30%;z-index:100}.header__channels--wrapper ::-webkit-scrollbar{display:none;width:0}.header__divider{border-bottom:2px solid;left:0;position:fixed;top:56px;-webkit-transition:width .1s ease-in-out .1s;-o-transition:width .1s ease-in-out .1s;transition:width .1s ease-in-out .1s;visibility:hidden;width:0}.header__left{-webkit-box-align:center;-webkit-align-items:center;-ms-flex-align:center;align-items:center;cursor:default;display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;-webkit-box-pack:center;-webkit-justify-content:center;-ms-flex-pack:center;justify-content:center;margin-left:1rem;position:relative}.header__left .icon--close,.header__left .icon--hamburger{display:none;margin-right:1rem}.header__left,.header__right{height:100%;top:0}.header__copyright,.header__legal-link{font:10px/1.2 Work Sans,sans-serif;padding:10px}.header__copyright{-webkit-align-self:flex-start;-ms-flex-item-align:start;align-self:flex-start}.header__legal-links{display:block}.header__nav{-webkit-box-align:center;-webkit-align-items:center;-ms-flex-align:center;align-items:center;display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;height:56px;-webkit-box-pack:justify;-webkit-justify-content:space-between;-ms-flex-pack:justify;justify-content:space-between;margin:0 auto 0 0;position:relative}.header__nav--is-closed .icon--hamburger{display:block}.header__nav--is-closed .header__channels--wrapper,.header__nav--is-closed .icon--close{display:none}.header__right{display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;margin:0 1rem 0 0}.header__section{border-left:1px grey;-webkit-flex-shrink:0;-ms-flex-negative:0;flex-shrink:0;padding:12px 10px}.header__sections{-webkit-box-align:start;-webkit-align-items:flex-start;-ms-flex-align:start;align-items:flex-start;display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;-webkit-box-orient:vertical;-webkit-box-direction:normal;-webkit-flex-direction:column;-ms-flex-direction:column;flex-direction:column;-webkit-flex-wrap:nowrap;-ms-flex-wrap:nowrap;flex-wrap:nowrap;font-size:14px;height:100%;overflow:scroll;scrollbar-width:none;width:100%}.header__subnav{background-color:#181716;border-left:.05px solid #8c8c8c;display:none;font:14px #FCFCFC;height:94vh;left:25%;padding:10px 0 0 25px;position:fixed;top:58px}.featured-header-content{background-color:#212424;display:inline-block;font:700 18px Merriweather,serif #FCFCFC;height:100%;position:fixed;top:58px}.login,.login__section,.register{color:#fff;font:14px Work Sans,sans-serif}.login__menu{bottom:18px;margin-right:150px;position:absolute;right:0}.amp-plus .login__menu{margin-right:0}.login__section{display:none}.login__section.show{display:block;padding:4px 10px}.header__color--capitalist-teal{color:#8aeae2}.header__color--capitalist-teal .featured-header-content>.section-link,.header__color--capitalist-teal.header__channel--is-open>.header__title,.header__color--capitalist-teal.header__channel--no-sections:hover>.header__title,.header__color--capitalist-teal.header__channel--no-sections>.header__title:focus,.header__color--capitalist-teal.header__current>.header__title,.header__color--capitalist-teal.header__hoverable:hover>.header__title,.header__color--capitalist-teal .header__section--all.header__hoverable,.header__color--capitalist-teal .header__section.header__hoverable:hover>a,.header__color--capitalist-teal .header__section.header__hoverable:hover>i,.header__color--capitalist-teal .header__section.mouse__enter>a,.header__color--capitalist-teal .header__section>a:focus,.header__color--capitalist-teal .header__section>a:hover{color:#8aeae2;fill:#8aeae2}.header__color--merlot-burgundy{color:#d0a7bb}.header__color--merlot-burgundy .featured-header-content>.section-link,.header__color--merlot-burgundy.header__channel--is-open>.header__title,.header__color--merlot-burgundy.header__channel--no-sections:hover>.header__title,.header__color--merlot-burgundy.header__channel--no-sections>.header__title:focus,.header__color--merlot-burgundy.header__current>.header__title,.header__color--merlot-burgundy.header__hoverable:hover>.header__title,.header__color--merlot-burgundy .header__section--all.header__hoverable,.header__color--merlot-burgundy .header__section.header__hoverable:hover>a,.header__color--merlot-burgundy .header__section.header__hoverable:hover>i,.header__color--merlot-burgundy .header__section.mouse__enter>a,.header__color--merlot-burgundy .header__section>a:focus,.header__color--merlot-burgundy .header__section>a:hover{color:#d0a7bb;fill:#d0a7bb}.header__color--centennial-silver{color:#cdc1b2}.header__color--centennial-silver .featured-header-content>.section-link,.header__color--centennial-silver.header__channel--is-open>.header__title,.header__color--centennial-silver.header__channel--no-sections:hover>.header__title,.header__color--centennial-silver.header__channel--no-sections>.header__title:focus,.header__color--centennial-silver.header__current>.header__title,.header__color--centennial-silver.header__hoverable:hover>.header__title,.header__color--centennial-silver .header__section--all.header__hoverable,.header__color--centennial-silver .header__section.header__hoverable:hover>a,.header__color--centennial-silver .header__section.header__hoverable:hover>i,.header__color--centennial-silver .header__section.mouse__enter>a,.header__color--centennial-silver .header__section>a:focus,.header__color--centennial-silver .header__section>a:hover{color:#cdc1b2;fill:#cdc1b2}.header__color--fortknox-gold{color:#e1d599}.header__color--fortknox-gold .featured-header-content>.section-link,.header__color--fortknox-gold.header__channel--is-open>.header__title,.header__color--fortknox-gold.header__channel--no-sections:hover>.header__title,.header__color--fortknox-gold.header__channel--no-sections>.header__title:focus,.header__color--fortknox-gold.header__current>.header__title,.header__color--fortknox-gold.header__hoverable:hover>.header__title,.header__color--fortknox-gold .header__section--all.header__hoverable,.header__color--fortknox-gold .header__section.header__hoverable:hover>a,.header__color--fortknox-gold .header__section.header__hoverable:hover>i,.header__color--fortknox-gold .header__section.mouse__enter>a,.header__color--fortknox-gold .header__section>a:focus,.header__color--fortknox-gold .header__section>a:hover{color:#e1d599;fill:#e1d599}.header__color--benjamins-green{color:#c5e5b2}.header__color--benjamins-green .featured-header-content>.section-link,.header__color--benjamins-green.header__channel--is-open>.header__title,.header__color--benjamins-green.header__channel--no-sections:hover>.header__title,.header__color--benjamins-green.header__channel--no-sections>.header__title:focus,.header__color--benjamins-green.header__current>.header__title,.header__color--benjamins-green.header__hoverable:hover>.header__title,.header__color--benjamins-green .header__section--all.header__hoverable,.header__color--benjamins-green .header__section.header__hoverable:hover>a,.header__color--benjamins-green .header__section.header__hoverable:hover>i,.header__color--benjamins-green .header__section.mouse__enter>a,.header__color--benjamins-green .header__section>a:focus,.header__color--benjamins-green .header__section>a:hover{color:#c5e5b2;fill:#c5e5b2}.header__color--statuesque-bronze{color:#f8b579}.header__color--statuesque-bronze .featured-header-content>.section-link,.header__color--statuesque-bronze.header__channel--is-open>.header__title,.header__color--statuesque-bronze.header__channel--no-sections:hover>.header__title,.header__color--statuesque-bronze.header__channel--no-sections>.header__title:focus,.header__color--statuesque-bronze.header__current>.header__title,.header__color--statuesque-bronze.header__hoverable:hover>.header__title,.header__color--statuesque-bronze .header__section--all.header__hoverable,.header__color--statuesque-bronze .header__section.header__hoverable:hover>a,.header__color--statuesque-bronze .header__section.header__hoverable:hover>i,.header__color--statuesque-bronze .header__section.mouse__enter>a,.header__color--statuesque-bronze .header__section>a:focus,.header__color--statuesque-bronze .header__section>a:hover{color:#f8b579;fill:#f8b579}.header__color--diamondring-blue{color:#abcbe3}.header__color--diamondring-blue .featured-header-content>.section-link,.header__color--diamondring-blue.header__channel--is-open>.header__title,.header__color--diamondring-blue.header__channel--no-sections:hover>.header__title,.header__color--diamondring-blue.header__channel--no-sections>.header__title:focus,.header__color--diamondring-blue.header__current>.header__title,.header__color--diamondring-blue.header__hoverable:hover>.header__title,.header__color--diamondring-blue .header__section--all.header__hoverable,.header__color--diamondring-blue .header__section.header__hoverable:hover>a,.header__color--diamondring-blue .header__section.header__hoverable:hover>i,.header__color--diamondring-blue .header__section.mouse__enter>a,.header__color--diamondring-blue .header__section>a:focus,.header__color--diamondring-blue .header__section>a:hover{color:#abcbe3;fill:#abcbe3}.header__color--brandvoice-red{color:#ff696f}.header__color--brandvoice-red .featured-header-content>.section-link,.header__color--brandvoice-red.header__channel--is-open>.header__title,.header__color--brandvoice-red.header__channel--no-sections:hover>.header__title,.header__color--brandvoice-red.header__channel--no-sections>.header__title:focus,.header__color--brandvoice-red.header__current>.header__title,.header__color--brandvoice-red.header__hoverable:hover>.header__title,.header__color--brandvoice-red .header__section--all.header__hoverable,.header__color--brandvoice-red .header__section.header__hoverable:hover>a,.header__color--brandvoice-red .header__section.header__hoverable:hover>i,.header__color--brandvoice-red .header__section.mouse__enter>a,.header__color--brandvoice-red .header__section>a:focus,.header__color--brandvoice-red .header__section>a:hover{color:#ff696f;fill:#ff696f}.header__color--advisor-amethyst{color:#bec7ff}.header__color--advisor-amethyst .featured-header-content>.section-link,.header__color--advisor-amethyst.header__channel--is-open>.header__title,.header__color--advisor-amethyst.header__channel--no-sections:hover>.header__title,.header__color--advisor-amethyst.header__channel--no-sections>.header__title:focus,.header__color--advisor-amethyst.header__current>.header__title,.header__color--advisor-amethyst.header__hoverable:hover>.header__title,.header__color--advisor-amethyst .header__section--all.header__hoverable,.header__color--advisor-amethyst .header__section.header__hoverable:hover>a,.header__color--advisor-amethyst .header__section.header__hoverable:hover>i,.header__color--advisor-amethyst .header__section.mouse__enter>a,.header__color--advisor-amethyst .header__section>a:focus,.header__color--advisor-amethyst .header__section>a:hover{color:#bec7ff;fill:#bec7ff}.header__color--default-gray{color:#bbb}.header__color--default-gray .featured-header-content>.section-link,.header__color--default-gray.header__channel--is-open>.header__title,.header__color--default-gray.header__channel--no-sections:hover>.header__title,.header__color--default-gray.header__channel--no-sections>.header__title:focus,.header__color--default-gray.header__current>.header__title,.header__color--default-gray.header__hoverable:hover>.header__title,.header__color--default-gray .header__section--all.header__hoverable,.header__color--default-gray .header__section.header__hoverable:hover>a,.header__color--default-gray .header__section.header__hoverable:hover>i,.header__color--default-gray .header__section.mouse__enter>a,.header__color--default-gray .header__section>a:focus,.header__color--default-gray .header__section>a:hover{color:#bbb;fill:#bbb}.header__color--racing-orange{color:#ffcfa4}.header__color--racing-orange .featured-header-content>.section-link,.header__color--racing-orange.header__channel--is-open>.header__title,.header__color--racing-orange.header__channel--no-sections:hover>.header__title,.header__color--racing-orange.header__channel--no-sections>.header__title:focus,.header__color--racing-orange.header__current>.header__title,.header__color--racing-orange.header__hoverable:hover>.header__title,.header__color--racing-orange .header__section--all.header__hoverable,.header__color--racing-orange .header__section.header__hoverable:hover>a,.header__color--racing-orange .header__section.header__hoverable:hover>i,.header__color--racing-orange .header__section.mouse__enter>a,.header__color--racing-orange .header__section>a:focus,.header__color--racing-orange .header__section>a:hover{color:#ffcfa4;fill:#ffcfa4}.header__color--shopping-salmon{color:#ffa0a0}.header__color--shopping-salmon .featured-header-content>.section-link,.header__color--shopping-salmon.header__channel--is-open>.header__title,.header__color--shopping-salmon.header__channel--no-sections:hover>.header__title,.header__color--shopping-salmon.header__channel--no-sections>.header__title:focus,.header__color--shopping-salmon.header__current>.header__title,.header__color--shopping-salmon.header__hoverable:hover>.header__title,.header__color--shopping-salmon .header__section--all.header__hoverable,.header__color--shopping-salmon .header__section.header__hoverable:hover>a,.header__color--shopping-salmon .header__section.header__hoverable:hover>i,.header__color--shopping-salmon .header__section.mouse__enter>a,.header__color--shopping-salmon .header__section>a:focus,.header__color--shopping-salmon .header__section>a:hover{color:#ffa0a0;fill:#ffa0a0}.header__color--opulent-purple{color:#b7b2cf}.header__color--opulent-purple .featured-header-content>.section-link,.header__color--opulent-purple.header__channel--is-open>.header__title,.header__color--opulent-purple.header__channel--no-sections:hover>.header__title,.header__color--opulent-purple.header__channel--no-sections>.header__title:focus,.header__color--opulent-purple.header__current>.header__title,.header__color--opulent-purple.header__hoverable:hover>.header__title,.header__color--opulent-purple .header__section--all.header__hoverable,.header__color--opulent-purple .header__section.header__hoverable:hover>a,.header__color--opulent-purple .header__section.header__hoverable:hover>i,.header__color--opulent-purple .header__section.mouse__enter>a,.header__color--opulent-purple .header__section>a:focus,.header__color--opulent-purple .header__section>a:hover{color:#b7b2cf;fill:#b7b2cf}.header__section.mouse__enter{border-left:4px solid}.header__section.mouse__enter>.featured-header-content,.header__section.mouse__enter>.pc-label{visibility:visible}@media (max-width:1484px){.header__channel{padding:0 1.25rem}}@media (max-width:1400px){.header__channel{padding:0 1rem}}@media (max-width:1280px){.header__channel{padding:0 .5rem}}@media (max-width:1025px){.explore-text{visibility:hidden}.featured-header-content{background-color:#212424;display:inline-block;max-width:375px;position:relative;right:0;top:10px}.center{left:50px;position:absolute}.greeting-text{display:inline-block;max-width:15ch;overflow:hidden;-o-text-overflow:ellipsis;text-overflow:ellipsis;white-space:nowrap}.header .fs-icon--forbes-logo{height:24px;width:94px}.login-chevron .fs-icon--chevron-down{-webkit-transform:translateY(7px);-ms-transform:translateY(7px);transform:translateY(7px)}.login-chevron .fs-icon--chevron-down.rotate{-webkit-transform:translateY(7px) rotate(180deg);-ms-transform:translateY(7px) rotate(180deg);transform:translateY(7px) rotate(180deg)}.login__menu{margin-left:10px}.header__channel{-webkit-box-align:start;-webkit-align-items:flex-start;-ms-flex-align:start;align-items:flex-start;-webkit-box-orient:vertical;-webkit-box-direction:normal;-webkit-flex-direction:column;-ms-flex-direction:column;flex-direction:column;font-size:18px;height:auto;width:100%}.header__channel.header__channel--is-open,.header__channel.header__hoverable:hover{border-left:none}.header__channel.header__channel--is-open .header__divider,.header__channel.header__hoverable:hover .header__divider{display:none}.header__channel:last-of-type{margin-bottom:10px}.header__channels{display:block;height:-webkit-calc(100vh - 56px);height:calc(100vh - 56px);overflow-y:scroll;-webkit-overflow-scrolling:touch}.header__channels--wrapper{top:56px;width:100%}.header__divider{display:none}.header__legal-links{margin-bottom:150px}.header__nav{border-bottom:1px inset #333;height:56px}.header__section{height:auto}.header__section.header__hoverable:hover,.header__section.mouse__enter{border-left:none}.header__section--all{color:#fcfcfc;display:block;font-weight:700;padding-top:0}.header__section--all a{-webkit-box-align:center;-webkit-align-items:center;-ms-flex-align:center;align-items:center;display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex}.header__section--all span{color:currentColor;pointer-events:none}.header__sections{display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;-webkit-box-orient:vertical;-webkit-box-direction:normal;-webkit-flex-direction:column;-ms-flex-direction:column;flex-direction:column}.header__subnav{background-color:#212424;border-left:4px solid;-webkit-box-shadow:none;box-shadow:none;height:auto;left:11px;margin-left:-25px;margin-top:20px;overflow:scroll;padding:10px 0;position:relative;scrollbar-width:none;top:0;width:-webkit-calc(100% + 25px);width:calc(100% + 25px)}.header__title{pointer-events:none}.header__title.header__title--click-override{pointer-events:auto}.featured-img{margin-bottom:12px;padding-top:10px}.login__menu{margin-right:45px}.amp-plus .login__menu{margin-right:0}.section-link{display:none}.title-link{font-size:18px;margin-bottom:12px}.header__color--capitalist-teal{color:#8aeae2!important}.header__color--merlot-burgundy{color:#d0a7bb!important}.header__color--centennial-silver{color:#cdc1b2!important}.header__color--fortknox-gold{color:#e1d599!important}.header__color--benjamins-green{color:#c5e5b2!important}.header__color--statuesque-bronze{color:#f8b579!important}.header__color--diamondring-blue{color:#abcbe3!important}.header__color--brandvoice-red{color:#ff696f!important}.header__color--advisor-amethyst{color:#bec7ff!important}.header__color--default-gray{color:#bbb!important}.header__color--racing-orange{color:#ffcfa4!important}.header__color--shopping-salmon{color:#ffa0a0!important}.header__color--opulent-purple{color:#b7b2cf!important}}@media (min-width:1025px){.featured-header-content{background-color:#212424;font:14px #FCFCFC;left:55%;max-width:500px;padding:10px 32px 10px 25px;position:fixed;top:58px;visibility:hidden}.icon--forbes-logo{right:15%}.header__channels--wrapper{background-color:#212424}.header__channels{margin-top:10px;padding-left:40px}.header__channels ::-webkit-scrollbar{display:none;width:0}.header__left{-webkit-box-align:center;-webkit-align-items:center;-ms-flex-align:center;align-items:center;cursor:default;display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;-webkit-box-pack:center;-webkit-justify-content:center;-ms-flex-pack:center;justify-content:center;margin-left:38px;width:30px}.header__left .icon--close,.header__left .icon--hamburger{display:none;margin-right:1rem}.header__left .explore-text{padding:30px;visibility:hidden}.header__left:hover .fs-icon--hamburger{cursor:pointer;fill:#e1d599}.header__left:hover .explore-text{visibility:visible}.header__section--all{display:none}.header__subnav{background-color:#212424;display:none;font:14px #FCFCFC;padding:10px 0 10px 25px;width:30%}.featured-img{margin-bottom:8px;padding-top:10px}}.header__nav .header__legal-links,.header__nav .icon--hamburger{display:block}.header__nav--is-open .icon--hamburger{display:none}.header__nav--is-open .header__left .explore-text{visibility:hidden}.header__nav--is-open .icon--close{display:block}.header__nav--is-open .header__channels--wrapper{display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex}.pc-label{color:#bbb;cursor:default;font:12px Work Sans,sans-serif}.title-link{display:block;font:700 18px Merriweather,serif;line-height:24px;margin-top:8px}.amp-plus .icon--search{display:none}@media (max-width:481px){.dropdown-content{-webkit-transform:translate(-170px);-ms-transform:translate(-170px);transform:translate(-170px);width:500px}.dropdown-content.show{left:0;position:fixed;top:56px;-webkit-transform:none;-ms-transform:none;transform:none;width:100%}.header__channels{height:-webkit-calc(100vh - 100px);height:calc(100vh - 100px)}.header__channels--wrapper{width:100%}.loggedin-dropdown{margin-left:60px}.login__section{margin-left:15px}}.footer{background:#e6e6e6;bottom:0;color:#181716;left:0;min-height:235px;overflow:hidden;position:relative;text-align:center;width:100%}.footer__magazine-image img,.footer__magazine-image progressive-image{pointer-events:none}.footer__logo{border-bottom:1px solid #ccc;padding-bottom:12px;padding-top:26px}.footer__logo svg{width:120px}.footer__logo .footer__copyright{display:block;font:10px Work Sans,sans-serif;padding-top:16px}.footer__links{margin:20px 10px}.footer__links a,.footer__links li{-webkit-box-align:center;-webkit-align-items:center;-ms-flex-align:center;align-items:center;color:#181716;display:inline-block;-webkit-box-orient:horizontal;-webkit-box-direction:normal;-webkit-flex-flow:row wrap;-ms-flex-flow:row wrap;flex-flow:row wrap;font:14px Work Sans,sans-serif;-webkit-box-pack:justify;-webkit-justify-content:space-between;-ms-flex-pack:justify;justify-content:space-between;list-style:none;padding:0 5px;text-decoration:none}.footer__links a .mob,.footer__links li .mob{display:none}@media (max-width:768px){.footer{padding:0 48px}.footer__links a,.footer__links li{font-size:11px}}@media (max-width:480px){.footer__links{display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;-webkit-box-orient:vertical;-webkit-box-direction:normal;-webkit-flex-direction:column;-ms-flex-direction:column;flex-direction:column;margin:0 auto 20px}.footer__links a,.footer__links li{font-size:14px;padding:5px 0}.footer__links a .desk,.footer__links li .desk{display:none}.footer__links a .mob,.footer__links li .mob{display:inline;visibility:visible}.footer--mobile{padding-bottom:70px}.footer--mobile-fluid{padding-bottom:120px}}[position=ntv-contentd]{display:none}[position=bottom],[position=mobilerec],[position=qotd-mob],[position=qotd],[position=top],[position=topx]{display:block;text-align:center;width:100%;z-index:3}[position=top]{-webkit-box-align:center;-webkit-align-items:center;-ms-flex-align:center;align-items:center;display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;-webkit-box-orient:vertical;-webkit-box-direction:normal;-webkit-flex-direction:column;-ms-flex-direction:column;flex-direction:column;-webkit-box-pack:center;-webkit-justify-content:center;-ms-flex-pack:center;justify-content:center;min-height:134px;padding:30px 0 10px}[position=bottom],[position=topx]{min-height:90px;padding:60px 0 40px}.channel--ad [position=topx]{padding:16px 0 40px}.fbs-ad--bottom-wrapper{margin:0 30px;overflow:hidden}[position=bottom]{overflow-x:auto;padding-top:20px}.fbs-ad--fluid-top{display:block;padding-bottom:0}body:not(.adblock-on) .fbs-ad--top-wrapper.fbs-ad--top-wrapper-with-label{display:block}body:not(.adblock-on) .fbs-ad--top-wrapper.fbs-ad--top-wrapper-with-label:before{color:#737373;content:"ADVERTISEMENT";display:block;font:400 10px/10px Work Sans,sans-serif;position:absolute;text-align:center;top:10px;width:100%}.no-ad-label:before{opacity:0;-webkit-transition:opacity .1s ease-in-out .1s;-o-transition:opacity .1s ease-in-out .1s;transition:opacity .1s ease-in-out .1s}.fbs-ad--top-wrapper{background-color:#f4f4f4;-webkit-box-shadow:inset 0 -1px 0 0 #e2e2e2;box-shadow:inset 0 -1px 0 0 #e2e2e2;display:none;height:114px;overflow:hidden;position:relative;-webkit-transform:translateY(0);-ms-transform:translateY(0);transform:translateY(0);-webkit-transition:background-color .2s ease,height .8s ease;-o-transition:background-color .2s ease,height .8s ease;transition:background-color .2s ease,height .8s ease;width:100%}.fbs-ad--top-wrapper.fbs-ad--top-wrapper--desktop.fbs-ad--top-wrapper-with-label{display:block}.fbs-ad--top-wrapper.fbs-ad--top-wrapper--desktop.fbs-ad--top-wrapper-with-label:before{color:#737373;content:"ADVERTISEMENT";display:block;font:400 10px/10px Work Sans,sans-serif;position:absolute;text-align:center;top:10px;width:100%}.fbs-ad--top-wrapper.fbs-ad--top-wrapper--sticky{left:0;position:fixed;top:56px;-webkit-transition:height .8s ease;-o-transition:height .8s ease;transition:height .8s ease;z-index:10}.fbs-ad--top-wrapper.top-ad-article--sticky{-webkit-transition:height .8s ease,-webkit-transform .8s ease-in-out;transition:height .8s ease,-webkit-transform .8s ease-in-out;-o-transition:height .8s ease,transform .8s ease-in-out;transition:height .8s ease,transform .8s ease-in-out;transition:height .8s ease,transform .8s ease-in-out,-webkit-transform .8s ease-in-out}.fbs-ad--top-wrapper.fbs-ad--top-wrapper--up{-webkit-transform:translateY(0);-ms-transform:translateY(0);transform:translateY(0)}.fbs-ad--top-wrapper.fbs-ad--top-wrapper--takeover{background-color:transparent;-webkit-box-shadow:none;box-shadow:none;-webkit-transition:background-color .2s ease;-o-transition:background-color .2s ease;transition:background-color .2s ease}.fbs-ad--top-wrapper.fbs-ad--top-wrapper--takeover fbs-ad,.fbs-ad--top-wrapper.fbs-ad--top-wrapper--takeover iframe{display:none}.fbs-ad--top-wrapper.animating{-webkit-transition:-webkit-transform 1.2s cubic-bezier(.19,1,.22,1);transition:-webkit-transform 1.2s cubic-bezier(.19,1,.22,1);-o-transition:transform 1.2s cubic-bezier(.19,1,.22,1);transition:transform 1.2s cubic-bezier(.19,1,.22,1);transition:transform 1.2s cubic-bezier(.19,1,.22,1),-webkit-transform 1.2s cubic-bezier(.19,1,.22,1)}.rec--sticky.rec--sticky--translate-down fbs-ad>div,.rec--sticky:not(.rec--absolute) fbs-ad>div{-webkit-transition:-webkit-transform .8s ease-in-out;transition:-webkit-transform .8s ease-in-out;-o-transition:transform .8s ease-in-out;transition:transform .8s ease-in-out;transition:transform .8s ease-in-out,-webkit-transform .8s ease-in-out}.rec--sticky.rec--sticky--translate-down fbs-ad>div{-webkit-transform:translateY(40px);-ms-transform:translateY(40px);transform:translateY(40px)}@media (max-width:1024px){.fbs-ad--top-wrapper.fbs-ad--top-wrapper--sticky{-webkit-transform:translateY(48px);-ms-transform:translateY(48px);transform:translateY(48px)}}.rec--sticky fbs-ad{position:fixed;width:100%}.rec--absolute fbs-ad{left:50%;position:absolute;-webkit-transform:translateX(-50%);-ms-transform:translateX(-50%);transform:translateX(-50%);width:100%}[position=mobile],[position=mobilex]{display:block;text-align:center;width:100%;z-index:3}[position=mobile]{-webkit-box-align:center;-webkit-align-items:center;-ms-flex-align:center;align-items:center;-webkit-box-pack:center;-webkit-justify-content:center;-ms-flex-pack:center;justify-content:center}.ribbon-mobile-ad-wrapper,[position=mobile]{bottom:0;display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;left:0;position:fixed}.ribbon-mobile-ad-wrapper{-webkit-box-orient:vertical;-webkit-box-direction:normal;-webkit-flex-direction:column;-ms-flex-direction:column;flex-direction:column;width:100%;z-index:79}.ribbon-mobile-ad-wrapper .fbs-ad--mobile-wrapper{z-index:10}.ribbon-mobile-ad-wrapper .fbs-ad--mobile-wrapper [position=mobile]{position:static}.ribbon-mobile-ad-wrapper .fbs-ad--mobile-wrapper .fbs-ad--mobile-close{position:absolute;z-index:-1}.fbs-ad--mobile{background:#e6e6e6;-webkit-box-shadow:inset 0 1px 2px 0 rgba(24,23,22,.3),inset 0 -1px 2px 0 rgba(24,23,22,.3);box-shadow:inset 0 1px 2px 0 rgba(24,23,22,.3),inset 0 -1px 2px 0 rgba(24,23,22,.3);height:50px}.fbs-ad--mobile>div{max-height:50px}.fbs-ad--mobile-medianet-wrapper>div,[position=mobilerec],[position=mobilex]{padding:20px 0}.fbs-ad--mobile-medianet-wrapper{padding:0 20px}.fbs-ad--mobile-fluid{display:block;padding:0}.ntv-contentm{display:none}.fbs-ad--mobile-fluid{background:#e6e6e6;-webkit-box-shadow:inset 0 1px 2px 0 rgba(24,23,22,.3),inset 0 -1px 2px 0 rgba(24,23,22,.3);box-shadow:inset 0 1px 2px 0 rgba(24,23,22,.3),inset 0 -1px 2px 0 rgba(24,23,22,.3);height:100px;z-index:3}.fbs-ad--mobile-fluid>div{max-height:100px}.fbs-ad--mobile-close{-webkit-box-align:center;-webkit-align-items:center;-ms-flex-align:center;align-items:center;background-color:#b3b3b3;-webkit-border-radius:50%;border-radius:50%;bottom:81px;display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;-webkit-box-orient:vertical;-webkit-box-direction:normal;-webkit-flex-direction:column;-ms-flex-direction:column;flex-direction:column;height:38px;position:fixed;right:5px;text-align:center;width:38px;z-index:2}.fbs-ad--mobile-close .close{color:#fff;font-size:18px;left:0;line-height:20px;position:relative;top:0}.fbs-ad--mobile-hidden{display:none}body:not(.adblock-on) fbs-ad:not([position=top]):not([position=ntv-deskchannel]):not([position=ntv-mobchannel]):not([position=ntv-home]):not([position=mobile]):not([position=mobsearch]):not([position=ntv-mobhome]):not([position=ntv-rail-2]):not([position=artbottom]):not([position=qotd]):not([position=qotd-mob])>div.show-label{position:relative}body:not(.adblock-on) fbs-ad:not([position=top]):not([position=ntv-deskchannel]):not([position=ntv-mobchannel]):not([position=ntv-home]):not([position=mobile]):not([position=mobsearch]):not([position=ntv-mobhome]):not([position=ntv-rail-2]):not([position=artbottom]):not([position=qotd]):not([position=qotd-mob])>div.show-label:before{content:"ADVERTISEMENT";display:block;font:400 10px/10px Work Sans,sans-serif;margin-bottom:10px;text-align:center;width:100%}body:not(.adblock-on) fbs-ad:not([position=top]):not([position=ntv-deskchannel]):not([position=ntv-mobchannel]):not([position=ntv-home]):not([position=mobile]):not([position=mobsearch]):not([position=ntv-mobhome]):not([position=ntv-rail-2]):not([position=artbottom]):not([position=qotd]):not([position=qotd-mob])>.native-ad.show-label:before{content:"PROMOTED";display:block;font:400 10px/10px Work Sans,sans-serif;margin-bottom:10px;text-align:center;width:100%}body:not(.adblock-on) fbs-ad>.blocker.show-label:before{content:"";display:block;font:400 10px/10px Work Sans,sans-serif;margin-bottom:10px;text-align:center;width:100%}body:not(.adblock-on) .search-results__stream-ad{position:relative}body:not(.adblock-on) .search-results__stream-ad:before{content:"ADVERTISEMENT";display:block;font:400 10px/10px Work Sans,sans-serif;margin-bottom:10px;text-align:center;width:100%}body:not(.adblock-on) .main-content--desktop-article fbs-ad[position=top],body:not(.adblock-on) .main-content--desktop-article fbs-ad[position=topx],body:not(.adblock-on) .premium-container fbs-ad[position=top],body:not(.adblock-on) .premium-container fbs-ad[position=topx]{position:relative}body:not(.adblock-on) .main-content--desktop-article fbs-ad[position=top]>div.show-label:before,body:not(.adblock-on) .main-content--desktop-article fbs-ad[position=topx]>div.show-label:before,body:not(.adblock-on) .premium-container fbs-ad[position=top]>div.show-label:before,body:not(.adblock-on) .premium-container fbs-ad[position=topx]>div.show-label:before{content:"ADVERTISEMENT";display:block;font:400 10px/10px Work Sans,sans-serif;margin-bottom:10px;text-align:center;width:100%}body:not(.adblock-on) .main-content--desktop-article fbs-ad[position=top]>div{padding-top:20px}body:not(.adblock-on) .main-content--desktop-article fbs-ad[position=top]>div.show-label:before{position:absolute;top:10px}body:not(.adblock-on) .main-content:not(.main-content--desktop-article) .search-results__stream-ad,body:not(.adblock-on) .main-content:not(.main-content--desktop-article) fbs-ad[position=mobilerec],body:not(.adblock-on) .main-content:not(.main-content--desktop-article) fbs-ad[position=mobilex],body:not(.adblock-on) .main-content:not(.main-content--desktop-article) fbs-ad[position=moreon],body:not(.adblock-on) .main-content:not(.main-content--desktop-article) fbs-ad[position=rec],body:not(.adblock-on) .main-content:not(.main-content--desktop-article) fbs-ad[position=recx],body:not(.adblock-on) .main-content:not(.main-content--desktop-article) fbs-ad[position=top],body:not(.adblock-on) .main-content:not(.main-content--desktop-article) fbs-ad[position=topx],body:not(.adblock-on) article .main-content--body:not(.premium) fbs-ad[position=rec],body:not(.adblock-on) article .main-content--body:not(.premium) fbs-ad[position=recx],body:not(.adblock-on) article .main-content--body:not(.premium) fbs-ad[position=top],body:not(.adblock-on) article .top-ad-container{color:#737373}body:not(.adblock-on) article .main-content--body:not(.premium) .footer-ad-labeling:after{content:"ADVERTISEMENT";display:block;font:400 10px/10px Work Sans,sans-serif;margin-bottom:10px;text-align:center;width:100%;color:#737373}body:not(.adblock-on) .fbs-ad--bottom-medianet-wrapper,body:not(.adblock-on) .fbs-ad--mobile-medianet-wrapper{color:#737373;position:relative}body:not(.adblock-on) .fbs-ad--bottom-medianet-wrapper>div:before,body:not(.adblock-on) .fbs-ad--mobile-medianet-wrapper>div:before{content:"ADVERTISEMENT";display:block;font:400 10px/10px Work Sans,sans-serif;margin-bottom:10px;text-align:center;width:100%}body:not(.adblock-on) .gallery-wrap .fbs-ad--rec-wrapper,body:not(.adblock-on) .gallery-wrap .fbs-ad--recx-wrapper{display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex}body:not(.adblock-on) .contributor-leaderboard-ad fbs-ad[position=top]>div.show-label:before{content:"ADVERTISEMENT";display:block;font:400 10px/10px Work Sans,sans-serif;margin-bottom:10px;text-align:center;width:100%}body:not(.adblock-on) .article-body:not(.fs-premium) .footer-ad-labeling{margin-top:1rem}body:not(.adblock-on) .article-body:not(.fs-premium) .footer-ad-labeling:after{content:"ADVERTISEMENT";display:block;font:400 10px/10px Work Sans,sans-serif;margin-bottom:10px;text-align:center;width:100%;color:#737373}.modal{-webkit-box-align:center;-webkit-align-items:center;-ms-flex-align:center;align-items:center;background-color:rgba(24,23,22,.95);display:none;height:100%;-webkit-box-pack:center;-webkit-justify-content:center;-ms-flex-pack:center;justify-content:center;left:0;overflow:auto;position:fixed;top:0;width:100%;z-index:1000}.body--modal-open{overflow:hidden}.body--modal-open .modal{display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex}.modal__content{max-width:60%;position:relative;width:100%}.modal__content fbs-video{display:block;padding-bottom:56.25%;position:relative}.modal__content fbs-video .video-js{padding-bottom:56.25%;position:absolute;width:100%}.modal__content .sponsor{background:none;display:none}.modal__content .sponsor--loaded{display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;padding-bottom:10px}.modal__content .fs-icon--close{fill:#fff;height:40px;stroke:#fff;stroke-width:.2;width:40px}.modal__content .fs-icon--close:focus,.modal__content .fs-icon--close:hover{fill:#ccc}.modal__content .video-close.hidden{display:none}.modal__title{color:#fff;font-weight:700;padding:10px 0}.close{position:absolute;right:0;top:-50px;z-index:1}.modal__content--has-sponsor .close{top:0}@media (max-width:1024px){.modal__content{max-width:80%}}@media (max-width:768px){.modal__content .sponsor{margin-bottom:10px}.modal__content .fs-icon--close{height:30px;width:30px}}@media (max-width:767px){.close,.modal__content--has-sponsor .close{position:fixed;right:15px;top:15px}}.main-content{background-color:#fff;left:0;overflow:hidden;position:relative;-webkit-transition:left .4s ease;-o-transition:left .4s ease;transition:left .4s ease;z-index:2}.et-on .main-content{-webkit-transform:translateX(300px);-ms-transform:translateX(300px);transform:translateX(300px)}.et-on .main-content .header{left:auto}.et-on .edittools-btn{display:block!important;margin-left:300px}.main-content--desktop-article{overflow:initial}.main-content--desktop-article .main-content--body{padding-top:0}.main-content--desktop-padding{padding-top:340px}.main-content--mobile-padding{padding-top:66px}.main-content--universal-header{background-color:#fcfcfc;padding-top:56px}.main-content--right{display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;-webkit-box-orient:vertical;-webkit-box-direction:normal;-webkit-flex-direction:column;-ms-flex-direction:column;flex-direction:column;height:100%;overflow-y:scroll;width:100%}.main-content--right .playlists-container .fs-content{margin:0 80px}.main-content--overflow-visible{overflow:visible}.main-content__left-col{clear:left;float:left;width:-webkit-calc(100% - 354px);width:calc(100% - 354px)}.main-content__right-col{clear:right;float:right}.main-content__body--animating{-webkit-transition:padding-top .8s ease;-o-transition:padding-top .8s ease;transition:padding-top .8s ease}.main-content--body{padding-top:114px}progressive-image img{width:100%}@media (max-width:1024px){.touch-screen-input-fixed-modal{-webkit-overflow-scrolling:touch!important;height:100%!important;overflow:auto!important}.main-content--universal-header{padding-top:56px}}@media (max-width:480px){.main-content--body{padding-top:0}}.edittools-btn{background:#ffc000;border-bottom:1px solid #fff;-webkit-border-bottom-right-radius:100%;border-bottom-right-radius:100%;border-right:1px solid #fff;color:#fff;display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;-webkit-box-pack:center;-webkit-justify-content:center;-ms-flex-pack:center;justify-content:center;left:0;position:fixed;top:0;z-index:10000}.edittools-btn:hover{-webkit-animation:circleAnimation .1s forwards;animation:circleAnimation .1s forwards}.edittools-btn:hover .icon-cog{-webkit-animation:rotateAnimation .5s forwards;animation:rotateAnimation .5s forwards;color:#181716}.edittools-btn:hover .et-label{opacity:1;-webkit-transition:all .2s ease-in;-o-transition:all .2s ease-in;transition:all .2s ease-in}.edittools-btn .et-label{color:#181716;filter:alpha(opacity=0);font:Work Sans,sans-serif;font-size:.75em;font-weight:700;left:12%;line-height:1.25em;opacity:0;position:absolute;text-align:left;text-transform:uppercase;top:30%;width:5em;z-index:1}.edittools-btn .icon-cog{color:#ffc000;display:block;font-size:1em;height:1em;left:10px;line-height:1em;position:absolute;text-align:center;top:10px;-webkit-transition:all .2s ease-in-out;-o-transition:all .2s ease-in-out;transition:all .2s ease-in-out;width:1em;z-index:1}.et-on .edittools-btn,.et-on .fbs-ad--top-wrapper,.et-on .fbs-ad--topx-wrapper{display:none}.et-on body{overflow:visible!important}.et-on .fto{display:none}@-webkit-keyframes circleAnimation{0%{height:0;width:0}to{height:100px;width:100px}}@keyframes circleAnimation{0%{height:0;width:0}to{height:100px;width:100px}}@-webkit-keyframes rotateAnimation{0%{-webkit-transform:rotate(0deg);transform:rotate(0deg)}to{-webkit-transform:rotate(1turn);transform:rotate(1turn)}}@keyframes rotateAnimation{0%{-webkit-transform:rotate(0deg);transform:rotate(0deg)}to{-webkit-transform:rotate(1turn);transform:rotate(1turn)}}input::-ms-clear{display:none}.search-modal{-webkit-box-align:center;-webkit-align-items:center;-ms-flex-align:center;align-items:center;background-color:#212424;display:none;height:100%;-webkit-box-pack:center;-webkit-justify-content:center;-ms-flex-pack:center;justify-content:center;left:0;overflow:auto;position:fixed;top:0;width:100%;z-index:1000}.body--search-modal-open{overflow:hidden}.body--search-modal-open .search-modal{display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex}.search-modal__icon--forbes-logo-link{color:#fff;position:absolute;text-align:center;top:40px}.search-modal__icon--forbes-logo-link .fs-icon--forbes-logo{fill:currentColor;height:47px;top:-12px}.search-modal__icon--close-circle{-webkit-box-align:center;-webkit-align-items:center;-ms-flex-align:center;align-items:center;border:1px solid #333;-webkit-border-radius:50%;border-radius:50%;color:#fff;cursor:pointer;display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;height:40px;-webkit-box-pack:center;-webkit-justify-content:center;-ms-flex-pack:center;justify-content:center;position:absolute;right:40px;top:40px;width:40px}.search-modal__icon--close-circle:hover{border:1px solid #8c8c8c}.search-modal__icon--close-circle .fs-icon--close{fill:currentColor;height:16px}.search-modal__form,.search-modal__icon--forbes-logo-link{max-width:60%;width:100%}.search-modal__form{-webkit-box-align:center;-webkit-align-items:center;-ms-flex-align:center;align-items:center;-webkit-box-shadow:0 -2px 0 0 #333 inset;box-shadow:inset 0 -2px 0 0 #333;display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;-webkit-box-pack:center;-webkit-justify-content:center;-ms-flex-pack:center;justify-content:center;position:relative}.search-modal__input{-webkit-appearance:none;background:none;border:none;color:#fcfcfc;font-family:Work Sans,sans-serif;font-size:44px;font-weight:400;opacity:.3;outline:none;padding-bottom:15px;text-align:center;width:75%}.search-modal__input:active,.search-modal__input:focus{opacity:1}.search-modal__submit{color:#fff;height:100%;position:absolute;right:0;top:0}.search-modal__submit .fs-icon--arrow-right{fill:currentColor;height:20px}@media (max-width:480px){.search-modal__icon--forbes-logo-link{top:11px}.search-modal__icon--forbes-logo-link .fs-icon--forbes-logo{height:24px}.search-modal__icon--close-circle{border:none;height:20px;right:20px;top:12px;width:20px}.search-modal__icon--close-circle:hover{border:none}.search-modal__icon--close-circle .fs-icon--close{height:20px}.search-modal__form{max-width:80%}}.voice{color:#ff696f}.ftc-label,.paid-program{color:#737373;font:400 12px/16px Work Sans,sans-serif}.voice__disclaimer{position:relative}.ftc-disclaimer:hover .ftc-disclaimer__tooltip,.voice:hover .ftc-disclaimer__tooltip{display:block}.brand,.brand-voice{font-family:Work Sans,sans-serif;font-size:12px;letter-spacing:-.2px}.brand{color:#737373;text-transform:capitalize}.brand-voice{color:#c41a23}.insights{color:#5c76f6}.insights__title{position:relative;text-decoration:none}.insights__title--name{font-size:14px;font-weight:700;text-decoration:none}.insights__title--mobile{display:inline-block;text-decoration:none}.ftc-disclaimer__tooltip{-webkit-box-align:center;-webkit-align-items:center;-ms-flex-align:center;align-items:center;background-color:#e6e6e6;bottom:2em;-webkit-box-shadow:0 0 6px 2.5px #e6e6e6;box-shadow:0 0 6px 2.5px #e6e6e6;color:#333;cursor:pointer;display:none;font:400 12px/16px Work Sans,sans-serif;left:50%;padding:12px;position:absolute;text-align:center;-webkit-transform:translateX(-50%);-ms-transform:translateX(-50%);transform:translateX(-50%);width:275px;z-index:12}.stream-item{-webkit-box-align:start;-webkit-align-items:flex-start;-ms-flex-align:start;align-items:flex-start;border-bottom:1px solid #e2e2e2;-webkit-box-pack:justify;-webkit-justify-content:space-between;-ms-flex-pack:justify;justify-content:space-between;padding:24px 0;width:100%}.stream-item,.stream-item__image{display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex}.stream-item__image{background-position:50%;background-repeat:no-repeat;background-size:cover;-webkit-flex-shrink:0;-ms-flex-negative:0;flex-shrink:0;height:135px;margin-left:40px;position:relative;width:240px}.stream-item__fallback-image{background:#f2f2f2 url(https://web.archive.org/web/20201019032344im_/https://thumbor.forbes.com/thumbor/75x0/i.forbesimg.com/media/assets/logos/f-gray.png) no-repeat center 50%/25%}.stream-item__label{color:#737373;display:inline-block;font:400 12px/1.17 Work Sans,sans-serif;letter-spacing:-.17px;margin-right:16px}.paid-content__company-name,.stream-item__label .paid-content-text-wrapper{display:inline}.stream-item__label-company{margin-right:5px}.paid-label__brandvoice{color:#c41a23}.paid-label__insights{color:#5c76f6}.paid-label__comm{color:#931e1e}.paid-label__authorvoice{color:#1e2e93}.paid-label__connoisseur{color:#537c7c}.stream-item__badge{text-decoration:none;text-transform:uppercase}.stream-item__badge,.stream-item__date,.stream-item__views{color:#737373;display:inline-block;font:400 10px/1.4 Work Sans,sans-serif;letter-spacing:-.1px;white-space:nowrap}.stream-item__title{display:block;font:600 18px/1.56 Merriweather,serif;margin:10px 0 15px;text-decoration:none}.stream-item__description{font:400 14px/1.67 tabular-numbers,Georgia}.stream-item__byline-social-wrapper{-webkit-box-align:center;-webkit-align-items:center;-ms-flex-align:center;align-items:center;display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;-webkit-flex-wrap:wrap;-ms-flex-wrap:wrap;flex-wrap:wrap;margin:10px 0 0}.stream-item__byline-social-wrapper .byline{display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;-webkit-flex-shrink:0;-ms-flex-negative:0;flex-shrink:0;margin-bottom:10px;margin-right:18px}.stream__more-articles-wrapper{padding:24px 0;text-align:center}.load-more{background:#333;color:#fff;font:14px Work Sans,sans-serif;padding:16px 30px}.load-more:hover{background:grey}@media (min-width:1025px){.stream-item:hover .social-share__icon-wrapper{display:inline;opacity:1;-webkit-transform:translateX(0);-ms-transform:translateX(0);transform:translateX(0);-webkit-transition:all .2s;-o-transition:all .2s;transition:all .2s;z-index:0}.stream-item:hover .fs-icon--share path{fill:#737373}}@media (max-width:1024px){.stream-item .social-share--share-open .social-share__icon-wrapper{display:inline;opacity:1;-webkit-transform:translateX(0);-ms-transform:translateX(0);transform:translateX(0);-webkit-transition:all .2s;-o-transition:all .2s;transition:all .2s;z-index:0}.stream-item .social-share--share-open .fs-icon--share path{fill:#737373}}@media (max-width:768px){.stream{margin-right:30px}.stream-item{-webkit-box-align:normal;-webkit-align-items:normal;-ms-flex-align:normal;align-items:normal}.stream-item__description{display:none}.stream-item__image{height:90px;margin-left:16px;width:160px}.stream-item__byline-social-wrapper{-webkit-box-align:start;-webkit-align-items:flex-start;-ms-flex-align:start;align-items:flex-start}.stream-item__byline-social-wrapper .byline{margin-bottom:10px;margin-right:0}}@media (max-width:480px){.stream,.stream-item__image,.stream-item__text{width:100%}.stream{margin-right:0}.stream-item{-webkit-box-orient:vertical;-webkit-box-direction:reverse;-webkit-flex-direction:column-reverse;-ms-flex-direction:column-reverse;flex-direction:column-reverse;padding:15px 0}.stream-item__image{height:195px;margin-bottom:16px;margin-left:0;width:100%}.stream__more-articles--button{margin-bottom:20px}}.social-share{-webkit-box-align:center;-webkit-align-items:center;-ms-flex-align:center;align-items:center;display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;-webkit-flex-shrink:0;-ms-flex-negative:0;flex-shrink:0;margin-bottom:10px}.social-share__arrow{margin-right:18px}.fs-icon--share{width:13px}.fs-icon--share:hover{cursor:pointer}.fs-icon--share path{fill:#e2e2e2}.social-share__icon-wrapper{opacity:0;position:relative;-webkit-transform:translate(-30px);-ms-transform:translate(-30px);transform:translate(-30px);-webkit-transition-duration:.2s;-o-transition-duration:.2s;transition-duration:.2s;-webkit-transition-property:opacity,-webkit-transform;transition-property:opacity,-webkit-transform;-o-transition-property:opacity,transform;transition-property:opacity,transform;transition-property:opacity,transform,-webkit-transform;z-index:-1}.social-share__icon{margin-right:18px}.social-share__icon:hover{cursor:pointer}.social-share__icon svg{fill:#737373;pointer-events:none;width:17px}.social-share__icon--facebook:hover svg{fill:#3b5998}.social-share__icon--twitter:hover svg{fill:#00aced}.social-share__icon--linkedin{width:19px}.social-share__icon--linkedin:hover svg{fill:#0077b5}.social-share__icon--email:hover svg{fill:#ffc000}.search-hidden-icon{opacity:0;pointer-events:none}.search-hidden-icon .star-img{display:inline}.search-hidden-icon.edit-tools-active{content:url(https://web.archive.org/web/20201019032344im_/https://edittools.forbes.com/tools/img/unstar.png);opacity:1;pointer-events:all}.search-hidden-icon.edit-tools-active.edit-tools-starred{content:url(https://web.archive.org/web/20201019032344im_/https://edittools.forbes.com/tools/img/star.png)}@media (max-width:768px){.stream-item__byline-social-wrapper{-webkit-box-align:normal;-webkit-align-items:normal;-ms-flex-align:normal;align-items:normal;-webkit-box-orient:vertical;-webkit-box-direction:normal;-webkit-flex-direction:column;-ms-flex-direction:column;flex-direction:column;margin-bottom:0;margin-top:15px}}.byline__author{position:relative}.byline,.byline__author{font:400 12px/1.33 Work Sans,sans-serif;letter-spacing:-.2px}.byline__by-space{display:none}.byline__by{margin-right:4px}.byline__author-name{color:#333;font-weight:600;margin-right:8px;text-decoration:none}.fs-video-poster{background-position:50% 50%;background-size:cover;cursor:pointer;display:block;position:relative}.fs-video-poster:hover .fs-video-icon-circle{-webkit-transform:scale(0);-ms-transform:scale(0);transform:scale(0)}.fs-video-poster:hover .fs-video-icon-triangle{-webkit-transform:scale(1.7);-ms-transform:scale(1.7);transform:scale(1.7)}.fs-video-icon{bottom:2%;pointer-events:none;position:absolute;right:2%;width:20%}.fs-video-icon-triangle{fill:#fff}.fs-video-icon-circle{fill:rgba(24,23,22,.5)}.fs-video-icon-circle,.fs-video-icon-triangle{-webkit-transform:scale(1);-ms-transform:scale(1);transform:scale(1);-webkit-transform-origin:center;-ms-transform-origin:center;transform-origin:center;-webkit-transition:-webkit-transform .2s ease-in-out;transition:-webkit-transform .2s ease-in-out;-o-transition:transform .2s ease-in-out;transition:transform .2s ease-in-out;transition:transform .2s ease-in-out,-webkit-transform .2s ease-in-out}#teconsent a{background:-webkit-gradient(linear,left top,right top,from(#fff),to(#f4f4f4));background:-webkit-linear-gradient(left,#fff,#f4f4f4);background:-o-linear-gradient(left,#fff,#f4f4f4);background:linear-gradient(90deg,#fff,#f4f4f4);background-color:#fff;border:1px solid #ccc;border-left:none;-webkit-border-radius:0 5px 5px 0;border-radius:0 5px 5px 0;bottom:110px;cursor:pointer;left:0;opacity:.8;padding:7px 2px;position:fixed;z-index:9999}#teconsent a:hover{opacity:1}.amp-plus #amp-plus-consent-flow,.amp-plus amp-consent{display:none!important}.card__icon{-webkit-box-align:center;-webkit-align-items:center;-ms-flex-align:center;align-items:center;-webkit-border-radius:50%;border-radius:50%;bottom:16px;display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;-webkit-box-pack:center;-webkit-justify-content:center;-ms-flex-pack:center;justify-content:center;left:24px;position:absolute}.card__icon--preview{color:#fff;font:600 16px/1.14 Work Sans,sans-serif;letter-spacing:1.17px;text-shadow:0 1px 2px rgba(0,0,0,.4);z-index:2}.card__icon--preview .fs-icon{-webkit-border-radius:50%;border-radius:50%;-webkit-box-shadow:0 1px 2px 0 rgba(0,0,0,.4);box-shadow:0 1px 2px 0 rgba(0,0,0,.4);fill:#fff;height:16px;margin-left:4px}.card--small .card__icon,.chansec-special-feature__card.card--video .card__icon,.chansec-special-feature__thumbnail .card__icon,.stream-item__image .card__icon{bottom:8px;left:16px}.card--small .card__icon--preview,.chansec-special-feature__card.card--video .card__icon--preview,.chansec-special-feature__thumbnail .card__icon--preview,.stream-item__image .card__icon--preview{font:600 12px/1 Work Sans,sans-serif;letter-spacing:1px}.preview__link.ratio1x2 .card__icon{-webkit-box-align:end;-webkit-align-items:flex-end;-ms-flex-align:end;align-items:flex-end;background:-webkit-gradient(linear,left top,left bottom,color-stop(74%,transparent),to(#000));background:-webkit-linear-gradient(transparent 74%,#000);background:-o-linear-gradient(transparent 74%,#000);background:linear-gradient(transparent 74%,#000);-webkit-border-radius:0;border-radius:0;bottom:0;height:100%;left:50%;-webkit-transform:translateX(-50%);-ms-transform:translateX(-50%);transform:translateX(-50%);width:100%}.preview__link.ratio1x2 .card__icon--preview{font:600 8px/1.14 Work Sans,sans-serif;letter-spacing:.73px;padding:4% 2%}.preview__link.ratio1x2 .card__icon--preview .fs-icon{height:10px}@media (max-width:480px){.card__icon{bottom:8px;left:16px}.card__icon.card__icon--preview-eyebrow{bottom:20px}.card__icon--preview{font:600 12px/1 Work Sans,sans-serif;letter-spacing:1px}}.newsletter,.social-media{border-top:1px solid #e2e2e2;margin-top:25px}.social-media{margin-bottom:25px}.newsletter__content,.social-media__content{-webkit-box-align:center;-webkit-align-items:center;-ms-flex-align:center;align-items:center;background-color:#fcfcfc;border-bottom:1px solid #e2e2e2;display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;-webkit-box-orient:horizontal;-webkit-box-direction:normal;-webkit-flex-direction:row;-ms-flex-direction:row;flex-direction:row;-webkit-box-pack:justify;-webkit-justify-content:space-between;-ms-flex-pack:justify;justify-content:space-between;padding:9px;width:100%}.newsletter__header,.social-media__header{font:12px Work Sans,sans-serif;letter-spacing:1px;min-width:216px}.newsletter__header span,.social-media__header span{color:#737373;font-weight:600}.newsletter__description,.social-media__description{font:700 16px Merriweather,serif;padding:0 35px;text-align:center}.newsletter__icon,.social-media__icons{-webkit-box-align:center;-webkit-align-items:center;-ms-flex-align:center;align-items:center;display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex}.newsletter__icon .fs-icon,.social-media__icons .fs-icon{fill:#737373;height:24px;margin:0 15px;pointer-events:none;width:24px}.newsletter__icon .fs-icon--youtube,.social-media__icons .fs-icon--youtube{margin:0 21px 0 15px}.newsletter__icon .fs-icon--instagram circle,.newsletter__icon .fs-icon--instagram path,.social-media__icons .fs-icon--instagram circle,.social-media__icons .fs-icon--instagram path{stroke:#737373}.social-media__icon--facebook:hover svg{fill:#3b5998}.social-media__icon--twitter:hover svg{fill:#00aced}.social-media__icon--instagram:hover circle,.social-media__icon--instagram:hover path{stroke:#c1558b}.social-media__icon--linkedin:hover svg{fill:#0077b5}.social-media__icon--youtube:hover svg{fill:red}@media (max-width:1024px){.newsletter__content,.social-media__content{-webkit-box-orient:vertical;-webkit-box-direction:normal;-webkit-flex-direction:column;-ms-flex-direction:column;flex-direction:column;padding:20px;text-align:center;width:100%}.social-media__description{font-size:14px;margin:16px auto;padding:0}.social-media__icons{margin:0 auto}.social-media__icons svg{margin:0 20px}}@media (max-width:480px){.social-media{margin:0}.social-media__content{border-bottom:1px solid #e2e2e2;border-top:1px solid #e2e2e2;margin:15px 0}.newsletter{margin-top:0}.newsletter__description{margin-top:10px;padding:0}.social-media{background-color:unset;border:none}}.pop-picks__nav{display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;margin-bottom:20px}.pop-picks__flipper{height:14px;left:50%;top:-webkit-calc(100% - 1px);top:calc(100% - 1px);-webkit-transform:translateX(-50%) rotateX(180deg);transform:translateX(-50%) rotateX(180deg);-webkit-transform-origin:top center;-ms-transform-origin:top center;transform-origin:top center;width:18px;z-index:2}.pop-picks__flipper,.pop-picks__square{position:absolute;-webkit-transition:all .2s ease;-o-transition:all .2s ease;transition:all .2s ease}.pop-picks__square{background-color:#e2e2e2;height:12px;top:0;width:2px}.pop-picks__square--left{left:0;-webkit-transform:rotate(-45deg);-ms-transform:rotate(-45deg);transform:rotate(-45deg);-webkit-transform-origin:top left;-ms-transform-origin:top left;transform-origin:top left}.pop-picks__square--right{right:0;-webkit-transform:rotate(45deg);-ms-transform:rotate(45deg);transform:rotate(45deg);-webkit-transform-origin:top right;-ms-transform-origin:top right;transform-origin:top right}.pop-picks__nav-btn{color:#737373;font:600 14px Work Sans,sans-serif;height:32px;position:relative;width:50%}.pop-picks__nav-btn:hover{color:#333;font-size:18px}.pop-picks__nav-btn:after,.pop-picks__nav-btn:before{background-color:#e2e2e2;bottom:0;content:" ";height:2px;position:absolute;-webkit-transition:width .2s ease;-o-transition:width .2s ease;transition:width .2s ease;width:-webkit-calc(50% - 8px);width:calc(50% - 8px)}.pop-picks__nav-btn:before{left:0}.pop-picks__nav-btn:after{right:0}.pop-picks__nav-btn span{position:relative;z-index:3}.pop-picks__nav-btn--active{color:#333;font-size:18px}.pop-picks__nav-btn--active:after,.pop-picks__nav-btn--active:before{background-color:#333;width:-webkit-calc(50% - 14px);width:calc(50% - 14px)}.pop-picks__nav-btn--active .pop-picks__flipper{-webkit-transform:translateX(-50%) rotateX(0deg);transform:translateX(-50%) rotateX(0deg)}.pop-picks__nav-btn--active .pop-picks__square{background-color:#181716;height:21px}.pop-picks__nav-btn--active .pop-picks__square--left{left:-6px}.pop-picks__nav-btn--active .pop-picks__square--right{right:-6px}.pop-picks__single{pointer-events:none;width:100%}.pop-picks__content{display:none;-webkit-box-flex:1;-webkit-flex-grow:1;-ms-flex-positive:1;flex-grow:1;position:relative;width:100%}.pop-picks__content.pop-picks__content--active{display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;-webkit-box-orient:vertical;-webkit-box-direction:normal;-webkit-flex-direction:column;-ms-flex-direction:column;flex-direction:column}.pop-picks__content{overflow:hidden}.data-viz__timestamp{color:#737373;font-size:12px;font-weight:400;margin-bottom:5px}.pop-picks__content--picks{min-height:490px}.editors-pick,.section-pick{border-bottom:1px solid #e2e2e2;padding:16px 0}.editors-pick .byline,.section-pick .byline{display:block;margin-top:10px}.section-pick .data-viz__paid-content-container{padding-bottom:6px;padding-top:5px}.editors-pick--hidden,.section-pick--hidden{opacity:0;pointer-events:none}.editors-pick--last-visible,.editors-pick:last-of-type,.section-pick--last-visible,.section-pick:last-of-type{border-bottom:none}.editors-picks__see-all,.section-picks__see-all{bottom:0;display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;position:absolute;right:5px;text-decoration:none}.editors-picks__see-all:hover .fs-icon,.section-picks__see-all:hover .fs-icon{-webkit-transform:translateX(5px);-ms-transform:translateX(5px);transform:translateX(5px)}.editors-picks__see-all span,.section-picks__see-all span{color:#333;font-size:12px;font-weight:500;letter-spacing:-.1px;margin-right:13px;pointer-events:none}.editors-picks__see-all .fs-icon,.section-picks__see-all .fs-icon{height:12px;pointer-events:none;-webkit-transition:-webkit-transform .1s ease;transition:-webkit-transform .1s ease;-o-transition:transform .1s ease;transition:transform .1s ease;transition:transform .1s ease,-webkit-transform .1s ease;width:12px}.data-viz__council-logo{color:#931e1e}.data-viz__insights-logo{color:#5c76f6}.data-viz__author-post-logo{color:#1e2e93}.data-viz__brandvoice-logo{color:#c41a23}.data-viz__promoted{color:#737373}.section__sidebar--pop-picks .pop-picks__nav{margin-bottom:10px;position:relative;top:-10px}@media (max-width:1280px){.pop-picks__nav-btn{font-size:11px}.pop-picks__nav-btn--active,.pop-picks__nav-btn:hover{font-size:14px}}@media (max-width:768px){.pop-picks__nav{margin-top:20px}.pop-picks__content--picks{min-height:572px}.pop-picks__content--picks .editors-pick:nth-child(n+6),.pop-picks__content--picks .section-pick:nth-child(n+6){display:none}.pop-picks__content--picks .editors-pick:nth-child(5),.pop-picks__content--picks .section-pick:nth-child(5){border-bottom:none}}@media (max-width:768px){.pop-picks__content--picks{min-height:515px}}.card--large{padding-bottom:24px}.card--large .h2--dense-white{bottom:24px;color:#fff;left:24px;padding-bottom:20px;position:absolute;text-align:left;text-decoration:none;z-index:2}.card--large .card--large__color-bar.card__color--capitalist-teal{color:#00808a}.card--large .card--large__color-bar.card__color--merlot-burgundy{color:#660434}.card--large .card--large__color-bar.card__color--centennial-silver{color:#7e7467}.card--large .card--large__color-bar.card__color--fortknox-gold{color:#887411}.card--large .card--large__color-bar.card__color--benjamins-green{color:#598141}.card--large .card--large__color-bar.card__color--statuesque-bronze{color:#bd5b00}.card--large .card--large__color-bar.card__color--diamondring-blue{color:#0066b2}.card--large .card--large__color-bar.card__color--brandvoice-red{color:#c41a23}.card--large .card--large__color-bar.card__color--advisor-amethyst{color:#5a71ff}.card--large .card--large__color-bar.card__color--shopping-salmon{color:#eb6262}.card--large .card--large__color-bar.card__color--default-gray{color:#737373}.card--large:hover .card--large__color-bar{position:relative}.channel__sidebar-video-cards{-webkit-box-flex:1;-webkit-flex:1;-ms-flex:1;flex:1;-webkit-box-orient:vertical;-webkit-box-direction:normal;-webkit-flex-direction:column;-ms-flex-direction:column;flex-direction:column;-webkit-box-pack:justify;-webkit-justify-content:space-between;-ms-flex-pack:justify;justify-content:space-between}.card--video-small,.channel__sidebar-video-cards{display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex}.card--video-small{-webkit-box-align:start;-webkit-align-items:flex-start;-ms-flex-align:start;align-items:flex-start;max-height:212px;width:100%}.card--video-small .preview:before{content:"";display:block;padding-bottom:56.25%}.card--video-small .wrap-text .video-h3--dense{font-family:Merriweather,serif;font-size:clamp(9px,1.15vw,14px);font-weight:700;margin-top:none;text-align:left}.video-card-border{background-color:#e2e2e2;height:1px;width:100%}.video-card-border:last-of-type{display:none}@media (min-width:481px) and (max-width:1024px){.card__description{font-size:14px}.card--video-small-wrapper .card--video-small .card__icon--preview{left:50%;-webkit-transform:translateX(-50%);-ms-transform:translateX(-50%);transform:translateX(-50%)}.card--video-small-wrapper .card--video-small .preview{-webkit-box-flex:0;-webkit-flex:0 0 30%;-ms-flex:0 0 30%;flex:0 0 30%}.card--video-small-wrapper .card--video-small .preview:before{content:"";display:block;padding-bottom:100%}}@media (max-width:768px){.card--large{padding-bottom:0}.card--large__title{padding-top:0}.card--large__color-bar{display:none}.card__fl-link{margin-top:16px}.card--small{position:relative}.card--small:last-of-type .card__photocredit--small{padding-right:0}.card__photocredit--small{padding-right:5%;position:absolute;right:0;width:100%}}.channel__center-video{width:100%}.channel__content{margin:60px 0 24px;position:relative;width:100%}.channel__content:after,.channel__content:before{content:" ";display:table}.channel__content:after{clear:both}.channel__content--video-promo{display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;margin-bottom:63px;padding-top:10px;position:relative;width:100%}.channel__content--video-promo .channel__content-channel-left{-webkit-box-flex:0;-webkit-flex:0 0 66%;-ms-flex:0 0 66%;flex:0 0 66%}.channel__content--video-promo .channel__content-channel-left .card--large{float:none;padding-bottom:0;width:100%}.channel__content--video-promo .channel__content-channel-left .card--large .byline-stats.byline-stats--large{display:none}.channel__content--video-promo .channel__content-channel-left .card--large .preview{margin-bottom:0}.channel__content--video-promo .channel__sidebar{-webkit-box-flex:1;-webkit-flex:1;-ms-flex:1;flex:1}.channel__sidebar{-webkit-box-orient:vertical;-webkit-box-direction:normal;-webkit-flex-direction:column;-ms-flex-direction:column;flex-direction:column;-webkit-box-pack:justify;-webkit-justify-content:space-between;-ms-flex-pack:justify;justify-content:space-between;width:33.33%}.channel__columns,.channel__sidebar{display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex}.channel__columns{border-top:1px solid #e2e2e2;padding-top:24px}.channel__column{width:50%}.channel__column:nth-child(2n){padding-left:3.19%}.channel__column:nth-child(2n-1){border-right:1px solid #e2e2e2;padding-right:3.19%}.channel__column .card--small,.channel__column .card--text:nth-of-type(3){margin-bottom:0}.channel__column .card--text__connoisseur{padding-bottom:8px}.channel--left .card--large,.channel--left .channel__columns{float:left}.channel--left .channel__sidebar{padding-left:3%}.channel--left .channel__divider{right:31.8%}.channel--left .card--large,.channel--left .channel__columns{width:66.66%}.channel--left .channel__sidebar{width:auto}.channel--left .channel__divider{bottom:0;top:0}.channel--left .card--large__connoisseur{text-align:center}.channel--left .card--large__connoisseur~.card--large__title{margin-top:8px}.channel__divider{border-left:1px solid #e2e2e2;position:absolute}.fbs-ad--ntv-home-wrapper{position:relative}.ntv-loading__image,.ntv-loading__large-text,.ntv-loading__small-text{background:#e2e2e2}.fbs-ad--ntv-home-wrapper .ntv-loading{bottom:0;left:0;position:absolute;right:0;top:0}.fbs-ad--ntv-home-wrapper .ntv-loading .ntv-loading__small-text{height:14px;margin:16px 0 12px 16px;width:40%}.fbs-ad--ntv-home-wrapper .ntv-loading .ntv-loading__large-text{height:22px;margin:8px 0 0 16px}.fbs-ad--ntv-home-wrapper .ntv-loading .ntv-loading__large-text--1,.fbs-ad--ntv-home-wrapper .ntv-loading .ntv-loading__large-text--2{width:60%}.fbs-ad--ntv-home-wrapper .ntv-loading .ntv-loading__large-text--3{width:40%}.fbs-ad--ntv-home-wrapper .ntv-loading .ntv-loading__large-text--4{width:80%}.fbs-ad--ntv-deskchannel-wrapper .ntv-loading,.fbs-ad--ntv-mobchannel-wrapper .ntv-loading{display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex}.fbs-ad--ntv-deskchannel-wrapper .ntv-loading .ntv-loading__image,.fbs-ad--ntv-mobchannel-wrapper .ntv-loading .ntv-loading__image{margin-right:16px;width:88px}.fbs-ad--ntv-deskchannel-wrapper .ntv-loading .ntv-loading__text,.fbs-ad--ntv-mobchannel-wrapper .ntv-loading .ntv-loading__text{-webkit-box-flex:1;-webkit-flex-grow:1;-ms-flex-positive:1;flex-grow:1;margin-top:5px}.fbs-ad--ntv-deskchannel-wrapper .ntv-loading .ntv-loading__small-text,.fbs-ad--ntv-mobchannel-wrapper .ntv-loading .ntv-loading__small-text{height:10px;margin-bottom:10px;width:40%}.fbs-ad--ntv-deskchannel-wrapper .ntv-loading .ntv-loading__large-text,.fbs-ad--ntv-mobchannel-wrapper .ntv-loading .ntv-loading__large-text{height:16px;margin:0 0 5px}.fbs-ad--ntv-deskchannel-wrapper .ntv-loading .ntv-loading__large-text--1,.fbs-ad--ntv-mobchannel-wrapper .ntv-loading .ntv-loading__large-text--1{width:70%}.fbs-ad--ntv-deskchannel-wrapper .ntv-loading .ntv-loading__large-text--2,.fbs-ad--ntv-mobchannel-wrapper .ntv-loading .ntv-loading__large-text--2{width:80%}.fbs-ad--ntv-deskchannel-wrapper .ntv-loading .ntv-loading__large-text--3,.fbs-ad--ntv-mobchannel-wrapper .ntv-loading .ntv-loading__large-text--3{width:60%}.fbs-ad--ntv-deskchannel-wrapper .ntv-loading .ntv-loading__large-text--4,.fbs-ad--ntv-mobchannel-wrapper .ntv-loading,.fbs-ad--ntv-mobchannel-wrapper .ntv-loading .ntv-loading__large-text--4{display:none}@media (max-width:768px){.channel__content{margin-top:42px}.channel__sidebar{border-top:1px solid #e2e2e2;bottom:auto;display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;-webkit-box-orient:horizontal;-webkit-box-direction:normal;-webkit-flex-direction:row;-ms-flex-direction:row;flex-direction:row;margin-top:20px;padding:30px 20px 0;position:static;top:auto}.channel__sidebar .card{margin-top:16px;width:50%}.channel__sidebar .card:nth-child(2n){padding-left:2.44%}.channel__sidebar .card:nth-child(2n-1){border-right:1px solid #e2e2e2;padding-right:2.44%}.channel__content--video-promo .channel__sidebar{border-top:none;-webkit-box-orient:vertical;-webkit-box-direction:normal;-webkit-flex-direction:column;-ms-flex-direction:column;flex-direction:column;margin-top:0;padding:0 15px}.channel__content--video-promo .channel__sidebar .card{border-right:none;margin-top:0;width:100%}.channel-layout .channel__sidebar{width:100%}.channel-layout .channel__columns{border:none;display:block;width:100%}.channel__column{border:none;padding:0;width:100%}.channel__column .card{border-top:1px solid #e2e2e2;margin-bottom:0;padding:16px 0}.channel__column .preview{width:13.4%}.channel__column:nth-child(2n){padding-left:0}.channel__column:nth-child(2n-1){border-right:none;padding-right:0}.channel--left .card--large{width:100%}.channel__divider{display:none}}@media (max-width:480px){.main-content--body{padding-top:0}.channel.fs-content{margin:0}.channel--left .channel__sidebar{padding:0}.channel__sidebar{border-top:none;-webkit-box-orient:vertical;-webkit-box-direction:normal;-webkit-flex-direction:column;-ms-flex-direction:column;flex-direction:column;margin-top:0}.channel__sidebar .card{border-top:1px solid #e2e2e2;padding-top:16px;width:100%}.channel__sidebar .card:nth-child(2n){padding-left:0}.channel__sidebar .card:nth-child(2n-1){border-right:none;padding-right:0}.channel__sidebar .card--video-small{border-top:none}.channel__sidebar .preview{display:none}.channel__content--video-promo .channel__sidebar .card{margin-top:0}.channel__columns{padding-top:0}.channel__columns .preview{display:none}.channel--normal .channel__columns{padding:0}.channel--normal .channel__content{margin:35px 0 30px}.fbs-ad--ntv-mobchannel-wrapper{border-top:1px solid #e2e2e2;padding:16px 0 0}.fbs-ad--ntv-mobchannel-wrapper .ntv-loading{display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex}.fbs-ad--ntv-deskchannel-wrapper .ntv-loading,.fbs-ad--ntv-mobchannel-wrapper .ntv-loading .ntv-loading__image{display:none}.video__header{-webkit-box-pack:justify;-webkit-justify-content:space-between;-ms-flex-pack:justify;justify-content:space-between}}.video-channel__header{color:#333}.video-channel__header:hover .video__header--arrow{-webkit-transform:translateX(8px);-ms-transform:translateX(8px);transform:translateX(8px)}.video-channel__header h2{border-bottom:none;margin-right:16px}.video__header{display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;text-decoration:none}.card--large .h1--dense,.card--large .h2--dense-white{margin:8px auto;text-align:center;width:85%}.card--large:hover .card--large__color-bar{-webkit-transform:scaleX(1);-ms-transform:scaleX(1);transform:scaleX(1);-webkit-transition:-webkit-transform .8s ease-in-out .1s;transition:-webkit-transform .8s ease-in-out .1s;-o-transition:transform .8s ease-in-out .1s;transition:transform .8s ease-in-out .1s;transition:transform .8s ease-in-out .1s,-webkit-transform .8s ease-in-out .1s;visibility:visible;z-index:1}.card--large:hover .card--large__title>.headlink{text-decoration:underline}.card--large:hover .preview__image[enhanced]{-webkit-transform:scale(1.03);-ms-transform:scale(1.03);transform:scale(1.03)}.card-badge-text{background-color:#fcfcfc;color:#737373;font:18px Work Sans,sans-serif;letter-spacing:2px;padding:0 25px;position:absolute;right:50%;text-align:center;top:-5px;-webkit-transform:translate(50%,-50%);-ms-transform:translate(50%,-50%);transform:translate(50%,-50%);white-space:nowrap;z-index:1}.card--large__color-bar{border-bottom:4px solid;-webkit-transform:scaleX(0);-ms-transform:scaleX(0);transform:scaleX(0);-webkit-transform-origin:center;-ms-transform-origin:center;transform-origin:center;visibility:hidden}.card--large__title{text-align:center}.card--small{margin-bottom:40px}.card--small .body--dense{margin:8px 0}.card--small .preview{margin-bottom:8px}.card--small .h3--dense{display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;pointer-events:none}.card--small .section-paid-label{margin:8px 0}.card--text{display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;margin-bottom:32px}.card--text .h4--dense span{pointer-events:none}.card--text .section-paid-label{margin-bottom:8px;padding-top:0}.card__description{color:#333;font:normal 16px tabular-numbers,Georgia;line-height:1.5;padding-top:16px;text-align:center}.card__watch-video{display:none}@media (max-width:480px){.card-badge-text{font-size:16px;top:-2px}.card--large{padding:0 15px 16px}.card--large .h1--dense{padding-bottom:20px;position:relative}.card--large .h2--dense-white{color:#333}.card--large .preview .preview__eyebrows--mobile-left{text-align:center}.channel .byline-stats--large{-webkit-box-pack:center;-webkit-justify-content:center;-ms-flex-pack:center;justify-content:center;padding:4px 0 0}.channel .card__photocredit--large{text-align:center}.channel .h1--dense{font-size:20px;line-height:1.5;width:100%}.channel .card--large__title{margin-top:8px}.card__photocredit--small{display:none}.card__watch-video{display:inline}.card--small{margin-bottom:0}.card--small .h3--dense{display:block}.card--video-small{padding:0}.card--video-small .wrap-text .video-h3--dense{font:700 14px Merriweather,serif}.channel__content--video-promo{margin-bottom:400px}.channel__content--video-promo .channel__sidebar{position:absolute;top:95%}.channel__content--video-promo .channel__content-channel-left{-webkit-box-flex:100%;-webkit-flex:100%;-ms-flex:100%;flex:100%;margin:0 -1rem;width:-webkit-calc(100% - 2rem);width:calc(100% - 2rem)}.channel__content--video-promo .channel__content-channel-left .card--large{padding:0}.channel__content--video-promo .channel__content-channel-left .card--large .h1--dense{font-size:18px;margin:20px 0 0;padding:0 15px 20px;text-align:left}.channel__content--video-promo .channel__content-channel-left .card--large .byline-stats--large{margin-top:0}.card--image-and-text__capitalist-teal{border:4px solid #8aeae2;border-right:none;border-left:none}.card--image-and-text__merlot-burgundy{border:4px solid #d0a7bb;border-right:none;border-left:none}.card--image-and-text__centennial-silver{border:4px solid #cdc1b2;border-right:none;border-left:none}.card--image-and-text__fortknox-gold{border:4px solid #e1d599;border-right:none;border-left:none}.card--image-and-text__benjamins-green{border:4px solid #c5e5b2;border-right:none;border-left:none}.card--image-and-text__statuesque-bronze{border:4px solid #f8b579;border-right:none;border-left:none}.card--image-and-text__diamondring-blue{border:4px solid #abcbe3;border-right:none;border-left:none}.card--image-and-text__brandvoice-red{border:4px solid #ff696f;border-right:none;border-left:none}.card--image-and-text__advisor-amethyst{border:4px solid #bec7ff;border-right:none;border-left:none}.card--image-and-text__default-gray{border:4px solid #bbb;border-right:none;border-left:none}.card--image-and-text__racing-orange{border:4px solid #ffcfa4;border-right:none;border-left:none}.card--image-and-text__shopping-salmon{border:4px solid #ffa0a0;border-right:none;border-left:none}.card--image-and-text__opulent-purple{border:4px solid #b7b2cf;border-right:none;border-left:none}}.preview{margin-bottom:24px}.preview .card__photocredit--large{bottom:-17px;position:absolute;right:0;text-align:center}.preview,.preview__link{display:block}.preview__overflow-wrapper{height:100%;overflow:hidden;width:100%}.preview__image,.preview__overflow-wrapper{left:0;pointer-events:none;position:absolute;top:0}.preview__image{background-color:#e2e2e2;background-position:50%;background-size:cover;bottom:0;right:0}.preview__eyebrows{bottom:0;color:#fff;font:600 10px/12px Work Sans,sans-serif;left:50%;letter-spacing:.5px;line-height:12px;position:absolute;text-align:center;text-transform:uppercase;-webkit-transform:translate(-50%,50%);-ms-transform:translate(-50%,50%);transform:translate(-50%,50%);width:100%;z-index:2}.preview__eyebrows span{padding:6px 12px}span.preview__eyebrows--color-capitalist-teal{background:#00808a}span.preview__eyebrows--color-merlot-burgundy{background:#660434}span.preview__eyebrows--color-centennial-silver{background:#7e7467}span.preview__eyebrows--color-fortknox-gold{background:#887411}span.preview__eyebrows--color-benjamins-green{background:#598141}span.preview__eyebrows--color-statuesque-bronze{background:#bd5b00}span.preview__eyebrows--color-diamondring-blue{background:#0066b2}span.preview__eyebrows--color-brandvoice-red{background:#c41a23}span.preview__eyebrows--color-advisor-amethyst{background:#5a71ff}span.preview__eyebrows--color-shopping-salmon{background:#eb6262}span.preview__eyebrows--color-default-gray{background:#737373}.card--large .preview .preview__image{-webkit-transition:-webkit-transform 1s ease-out;transition:-webkit-transform 1s ease-out;-o-transition:transform 1s ease-out;transition:transform 1s ease-out;transition:transform 1s ease-out,-webkit-transform 1s ease-out}.card--large .preview:hover .preview__image--non-progressive,.card--large .preview:hover .preview__image[enhanced]{-webkit-transform:scale(1.03);-ms-transform:scale(1.03);transform:scale(1.03)}.card--text .preview{-webkit-flex-shrink:0;-ms-flex-negative:0;flex-shrink:0;margin-right:16px;width:88px}.card--video-small .card__icon--preview{font-size:clamp(8px,1vw,12px);margin-bottom:-8px;-webkit-transform:translateX(-12px);-ms-transform:translateX(-12px);transform:translateX(-12px)}.card--video-small .preview{-webkit-box-flex:0;-webkit-flex:0 0 45%;-ms-flex:0 0 45%;flex:0 0 45%;margin-right:16px}.card--video-small .headlink.h3--dense{font:700 14px Merriweather,serif;margin-top:none}.card--video-small:last-of-type .preview{margin-bottom:0}.card__photocredit--large,.card__photocredit--small{color:#737373;font:8px/20px Work Sans,sans-serif;letter-spacing:0;line-height:20px;text-transform:uppercase}.card__photocredit--large{padding-top:8px;text-align:center}.card__photocredit--small{padding-top:0;text-align:right}.gradient{background:-webkit-gradient(linear,left top,left bottom,color-stop(50%,transparent),to(rgba(0,0,0,.4)));background:-webkit-linear-gradient(top,transparent 50%,rgba(0,0,0,.4));background:-o-linear-gradient(top,transparent 50%,rgba(0,0,0,.4));background:linear-gradient(180deg,transparent 50%,rgba(0,0,0,.4));height:100%;position:absolute;top:0;width:100%;z-index:1}@media (max-width:480px){.card--large .preview:hover .preview__image[enhanced]{-webkit-transform:none;-ms-transform:none;transform:none}.card--video-small{padding-bottom:14px}.card--video-small .card__icon--preview{-webkit-transform:translate(-8px,-8px);-ms-transform:translate(-8px,-8px);transform:translate(-8px,-8px)}.card--video-small .preview{display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;width:140px}}.headlink{text-decoration:none;width:100%}.headlink:hover{text-decoration:underline}.headlink .h3--dense{margin-bottom:16px;margin-top:16px;text-align:left}.headlink .h1--dense,.headlink .h4--dense{display:block}.headlink .h3--dense{margin-bottom:0;margin-top:0}.byline-stats{margin-top:0}.byline-stats--large{margin-bottom:0;margin-top:8px;text-align:center}.byline-stats--large .byline{font:12px/16px Work Sans,sans-serif}.byline-stats--large .byline .byline__author-type{display:inline-block;font:10px/22px Work Sans,sans-serif}.byline-stats--small{margin-bottom:18px;margin-top:8px}.byline-stats--card{margin-top:8px}.byline{font:12px Work Sans,sans-serif;letter-spacing:-.2px;line-height:1.33}.byline__author-type{color:#737373;font:400 10px/1.2 Work Sans,sans-serif}.byline__and,.byline__by{display:inline-block;margin-right:4px}.byline__author{color:#333;margin-right:8px}.byline__author,.byline__author:hover{text-decoration:none}.byline__duration{color:#bbb;display:inline;font:12px Work Sans,sans-serif;letter-spacing:-.2px;padding-left:8px}.card--text .byline{display:block}@media (max-width:768px){.headlink .h3--dense{margin-top:24px}}@media (max-width:480px){.headlink .h3--dense{margin-bottom:8px;margin-top:0}.byline-stats{padding-bottom:0}.byline-stats--small{margin-bottom:0}}.channel-special-feature{padding:22px 0}.section-special-feature{margin-top:25px}.channel-special-feature__articles,.channel-special-feature__articles-content,.channel-special-feature__articles-wrap,.section-special-feature__articles,.section-special-feature__container{display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex}.channel-special-feature__articles{-webkit-flex-basis:100%;-ms-flex-preferred-size:100%;flex-basis:100%;-webkit-box-orient:vertical;-webkit-box-direction:normal;-webkit-flex-direction:column;-ms-flex-direction:column;flex-direction:column}.channel-special-feature__articles-content,.csf-block{width:100%}.chansec-special-feature__ad-sidebar{margin-left:52px;min-width:300px;position:relative}.chansec-special-feature__card{-webkit-flex-basis:0;-ms-flex-preferred-size:0;flex-basis:0;-webkit-box-flex:1;-webkit-flex-grow:1;-ms-flex-positive:1;flex-grow:1;padding-right:30px}.chansec-special-feature__card:last-child{padding-right:0}.chansec-special-feature__thumbnail a{background-position:50% 0;background-repeat:no-repeat;background-size:cover;display:inline-block;height:50%;width:100%}.chansec-special-feature__description{font:400 10px Work Sans,sans-serif;margin:0;padding-bottom:12px}.chansec-special-feature__title-wrapper{text-decoration:none}.chansec-special-feature__title-wrapper:hover{text-decoration:underline}.chansec-special-feature__title{display:block;font:600 18px/28px Merriweather,serif;padding:0 0 30px}.chansec-special-feature__label~.chansec-special-feature__title{padding:12px 0 24px}.chansec-special-feature__nonpaid--title{font:600 18px/28px Merriweather,serif;margin-top:30px;padding:0 0 30px}.chansec-special-feature__community-voice{color:#20439d;font:italic 700 18px Merriweather,serif}.chansec-special-feature__author-container{-webkit-box-align:center;-webkit-align-items:center;-ms-flex-align:center;align-items:center;display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;-webkit-flex-wrap:wrap;-ms-flex-wrap:wrap;flex-wrap:wrap;font:400 12px/18px Work Sans,sans-serif}.chansec-special-feature__author-name{font:600 12px/18px Work Sans,sans-serif;margin-right:8px;text-decoration:none;text-transform:capitalize}.chansec-special-feature__author-type{color:#737373;font:400 10px/1.2 Work Sans,sans-serif;text-transform:capitalize}.chansec-special-feature__author-type span{padding-left:6px}.chansec-special-feature__ads-container{padding:32px 0;text-align:center}.chansec-special-feature__ads-container .fbs-ad--topx-wrapper{left:50%;margin-left:-50vw;margin-right:-50vw;position:relative;right:50%;width:100vw}@media (max-width:768px){.channel-special-feature__articles-content,.channel-special-feature__articles-wrap{-webkit-box-orient:vertical;-webkit-box-direction:normal;-webkit-flex-direction:column;-ms-flex-direction:column;flex-direction:column;padding:12px 0}.channel-special-feature__articles{margin:0}.chansec-special-feature__ad-sidebar{margin-left:0;text-align:center}.chansec-special-feature__card{padding:0 0 22px}.chansec-special-feature__title{font-size:16px;padding:16px 0 8px}}@media (max-width:480px){.chansec-page-container .fbs-ad--mobile-medianet-wrapper>div,.chansec-page-container [position=mobilerec],.chansec-page-container [position=mobilex]{padding:16px 0}.chansec-special-feature__card:not(:last-of-type){border-bottom:1px solid #e2e2e2}.section-special-feature__articles{-webkit-box-orient:vertical;-webkit-box-direction:normal;-webkit-flex-direction:column;-ms-flex-direction:column;flex-direction:column}.chansec-special-feature__title{padding:0 0 8px}.chansec-special-feature__nonpaid--title{margin-top:0;padding:8px 0}}.image-three-text__body{display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;margin-top:42px}.image-three-text__cards{-webkit-flex-basis:-webkit-calc(100% - 336px);-ms-flex-preferred-size:calc(100% - 336px);flex-basis:calc(100% - 336px);margin-right:36px}.image-three-text__large-card{border-bottom:1px solid #e2e2e2;margin-bottom:18px}.image-three-text__large-card-thumbnail{margin-bottom:12px;position:relative}.section-layout-3 .image-three-text__large-card-thumbnail{margin-bottom:40px}.section-layout-3 .image-three-text__large-card-thumbnail.image-and-text-card{padding:60px 42px;width:100%}.section-layout-3 .image-three-text__large-card-text .image-three-text__small-card{padding:0}.section-layout-3 .image-three-text__card-title:hover{text-decoration:underline}.image-three-text__four-articles{width:100%}.image-three-text__four-articles .image-three-text__large-card-thumbnail{margin-bottom:24px}.image-three-text__four-articles .image-three-text__cards{float:left;margin:0;position:relative;width:-webkit-calc(100% - 320px);width:calc(100% - 320px)}.image-three-text__four-articles .image-three-text__cards.no-articles{margin-bottom:16px}.image-three-text__four-articles .image-three-text__ad{float:right;text-align:center}.image-three-text__four-articles .image-three-text__small-cards{float:left;margin:0;padding-bottom:40px;width:100%}.image-three-text__four-articles .image-three-text__small-cards .image-three-text__small-card{-webkit-flex-basis:0;-ms-flex-preferred-size:0;flex-basis:0;-webkit-box-flex:1;-webkit-flex-grow:1;-ms-flex-positive:1;flex-grow:1;padding:0 32px 0 0}.image-three-text__four-articles .image-three-text__small-cards .section-nonpaid-title{margin:0}.image-three-text__large-card-image{background-repeat:no-repeat;background-size:cover;display:inline-block;height:50%;position:relative;width:100%}.image-three-text__large-card-text{margin:0 58px;text-align:center}.image-three-text__large-card-text .image-three-text__small-card{padding:10px 0 22px}.image-three-text__large-card-text .image-three-text__card-author{-webkit-box-pack:center;-webkit-justify-content:center;-ms-flex-pack:center;justify-content:center}.image-three-text__large-card-text .image-three-text__card-title{font:700 24px/32px Merriweather,serif}.image-three-text__small-cards{display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;margin:0 -22px}.image-three-text__small-card{-webkit-flex-basis:33.33%;-ms-flex-preferred-size:33.33%;flex-basis:33.33%;padding:0 22px 40px}.image-three-text__label{color:#737373;font:100 12px/16px Work Sans,sans-serif;padding-bottom:8px;padding-top:2px}.image-three-text__connoisseur:after{color:#537c7c;content:"CONNOISSEUR";font-weight:100;padding-left:4px}.image-three-text__brandvoice:after{color:#c41a23;content:"BRANDVOICE";font-weight:100;padding-left:4px}.image-three-text__insights{color:#5c76f6}.image-three-text__card-title{display:inline-block;font:700 18px/28px Merriweather,serif;padding-bottom:8px;text-decoration:none}.image-three-text__community-voice{color:#20439d;font-family:Merriweather,serif;font-size:inherit;font-style:italic;font-weight:700}.image-three-text__card-author{-webkit-box-align:center;-webkit-align-items:center;-ms-flex-align:center;align-items:center;display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;-webkit-flex-wrap:wrap;-ms-flex-wrap:wrap;flex-wrap:wrap;font:400 12px/18px Work Sans,sans-serif}.image-three-text__author-image{background-repeat:no-repeat;background-size:cover;-webkit-border-radius:50%;border-radius:50%;display:inline-block;height:18px;margin-right:6px;width:18px}.image-three-text__author-name{font-weight:600;margin-right:8px;text-decoration:none;text-transform:capitalize}.image-three-text__author-type{color:#737373;font-size:10px;text-transform:capitalize}.image-three-text__ad{position:relative;width:300px}.color--capitalist-teal{border-bottom:1px solid #00808a;color:#00808a}.eyebrows__color--capitalist-teal{background:#00808a}.image-three-text__card-title.card-title-color--capitalist-teal:hover{text-decoration:underline;-webkit-text-decoration-color:#00808a;text-decoration-color:#00808a}.color--merlot-burgundy{border-bottom:1px solid #660434;color:#660434}.eyebrows__color--merlot-burgundy{background:#660434}.image-three-text__card-title.card-title-color--merlot-burgundy:hover{text-decoration:underline;-webkit-text-decoration-color:#660434;text-decoration-color:#660434}.color--centennial-silver{border-bottom:1px solid #7e7467;color:#7e7467}.eyebrows__color--centennial-silver{background:#7e7467}.image-three-text__card-title.card-title-color--centennial-silver:hover{text-decoration:underline;-webkit-text-decoration-color:#7e7467;text-decoration-color:#7e7467}.color--fortknox-gold{border-bottom:1px solid #887411;color:#887411}.eyebrows__color--fortknox-gold{background:#887411}.image-three-text__card-title.card-title-color--fortknox-gold:hover{text-decoration:underline;-webkit-text-decoration-color:#887411;text-decoration-color:#887411}.color--benjamins-green{border-bottom:1px solid #598141;color:#598141}.eyebrows__color--benjamins-green{background:#598141}.image-three-text__card-title.card-title-color--benjamins-green:hover{text-decoration:underline;-webkit-text-decoration-color:#598141;text-decoration-color:#598141}.color--statuesque-bronze{border-bottom:1px solid #bd5b00;color:#bd5b00}.eyebrows__color--statuesque-bronze{background:#bd5b00}.image-three-text__card-title.card-title-color--statuesque-bronze:hover{text-decoration:underline;-webkit-text-decoration-color:#bd5b00;text-decoration-color:#bd5b00}.color--diamondring-blue{border-bottom:1px solid #0066b2;color:#0066b2}.eyebrows__color--diamondring-blue{background:#0066b2}.image-three-text__card-title.card-title-color--diamondring-blue:hover{text-decoration:underline;-webkit-text-decoration-color:#0066b2;text-decoration-color:#0066b2}.color--brandvoice-red{border-bottom:1px solid #c41a23;color:#c41a23}.eyebrows__color--brandvoice-red{background:#c41a23}.image-three-text__card-title.card-title-color--brandvoice-red:hover{text-decoration:underline;-webkit-text-decoration-color:#c41a23;text-decoration-color:#c41a23}.color--advisor-amethyst{border-bottom:1px solid #5a71ff;color:#5a71ff}.eyebrows__color--advisor-amethyst{background:#5a71ff}.image-three-text__card-title.card-title-color--advisor-amethyst:hover{text-decoration:underline;-webkit-text-decoration-color:#5a71ff;text-decoration-color:#5a71ff}.color--shopping-salmon{border-bottom:1px solid #eb6262;color:#eb6262}.eyebrows__color--shopping-salmon{background:#eb6262}.image-three-text__card-title.card-title-color--shopping-salmon:hover{text-decoration:underline;-webkit-text-decoration-color:#eb6262;text-decoration-color:#eb6262}.color--default-gray{border-bottom:1px solid #737373;color:#737373}.eyebrows__color--default-gray{background:#737373}.image-three-text__card-title.card-title-color--default-gray:hover{text-decoration:underline;-webkit-text-decoration-color:#737373;text-decoration-color:#737373}@media (max-width:768px){.section-layout-3 .image-three-text__large-card-thumbnail.image-and-text-card{padding:36px 38px}.image-three-text__content{padding:0}.image-three-text__body{-webkit-flex-wrap:wrap;-ms-flex-wrap:wrap;flex-wrap:wrap}.image-three-text__cards{-webkit-flex-basis:100%;-ms-flex-preferred-size:100%;flex-basis:100%;margin:0}.image-three-text__large-card-text{margin:0}.image-three-text__large-card-text .image-three-text__card-title{font-size:18px}.image-three-text__small-cards{-webkit-box-orient:vertical;-webkit-box-direction:normal;-webkit-flex-direction:column;-ms-flex-direction:column;flex-direction:column}.image-three-text__small-cards .image-three-text__small-card{border-bottom:2px solid #e2e2e2;margin:22px 22px 0;padding:0 0 22px}.image-three-text__ad{margin:42px auto 0;padding-bottom:24px}.image-three-text__ad .fbs-ad--mobilerec-wrapper{width:auto}.image-three-text__four-articles{display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;-webkit-box-orient:vertical;-webkit-box-direction:normal;-webkit-flex-direction:column;-ms-flex-direction:column;flex-direction:column}.image-three-text__four-articles .image-three-text__cards{-webkit-box-ordinal-group:2;-webkit-order:1;-ms-flex-order:1;order:1;width:100%}.image-three-text__four-articles .image-three-text__cards.no-articles{margin-bottom:24px}.image-three-text__four-articles .image-three-text__ad{margin:0 auto;-webkit-box-ordinal-group:5;-webkit-order:4;-ms-flex-order:4;order:4}.image-three-text__four-articles .image-three-text__card-title{font-size:14px;line-height:24px}.image-three-text__four-articles .image-three-text__small-cards{padding-bottom:24px;-webkit-box-ordinal-group:4;-webkit-order:3;-ms-flex-order:3;order:3}.image-three-text__four-articles .image-three-text__small-cards .image-three-text__small-card{padding:25px 0 30px}}@media (max-width:480px){.section-layout-3 .image-three-text__large-card-thumbnail.image-and-text-card{margin:27px 0 0;padding:24px 0}.section-layout-3 .image-three-text__large-card-text{margin-bottom:0}.image-three-text__body{margin-top:0}.image-three-text__large-card{margin-bottom:0}.image-three-text__large-card-text{margin-bottom:16px;margin-top:16px}.image-three-text__large-card-text .image-three-text__card-title{font-size:20px;line-height:30px}.image-three-text__large-card-text .image-three-text__small-card{padding:0}.image-three-text__card-title{padding-bottom:4px}.image-three-text__large-card-thumbnail{margin-bottom:0}.image-three-text__small-cards{margin:0}.image-three-text__small-cards .image-three-text__small-card{margin:0;padding:16px 0}}.chansec-stream .chansec-stream__wrap{display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;-webkit-box-pack:justify;-webkit-justify-content:space-between;-ms-flex-pack:justify;justify-content:space-between}.chansec-stream .chansec-stream__wrap.stream-only .chansec-stream__ads{padding:0}.chansec-stream .chansec-stream__wrap.stream-only .stream-item:first-child{padding-top:20px}.chansec-stream__content{margin-right:68px;width:-webkit-calc(100% - 368px);width:calc(100% - 368px)}.chansec-stream__header,.video-chansec-stream__header{font:600 22px Work Sans,sans-serif;letter-spacing:.5px;padding-bottom:16px}.chansec-stream__header--capitalist-teal{border-bottom:1px solid #00808a;color:#00808a}.watch-text__header--capitalist-teal{background:#00808a;color:#fff;font:600 12px Work Sans,sans-serif;letter-spacing:.5px;margin-bottom:1rem;min-width:196px;padding:6px;text-align:center;width:45%}@media (max-width:480px){.watch-text__header--capitalist-teal{margin:25px 0 0;min-width:0;width:155px}}.chansec-stream__header--merlot-burgundy{border-bottom:1px solid #660434;color:#660434}.watch-text__header--merlot-burgundy{background:#660434;color:#fff;font:600 12px Work Sans,sans-serif;letter-spacing:.5px;margin-bottom:1rem;min-width:196px;padding:6px;text-align:center;width:45%}@media (max-width:480px){.watch-text__header--merlot-burgundy{margin:25px 0 0;min-width:0;width:155px}}.chansec-stream__header--centennial-silver{border-bottom:1px solid #7e7467;color:#7e7467}.watch-text__header--centennial-silver{background:#7e7467;color:#fff;font:600 12px Work Sans,sans-serif;letter-spacing:.5px;margin-bottom:1rem;min-width:196px;padding:6px;text-align:center;width:45%}@media (max-width:480px){.watch-text__header--centennial-silver{margin:25px 0 0;min-width:0;width:155px}}.chansec-stream__header--fortknox-gold{border-bottom:1px solid #887411;color:#887411}.watch-text__header--fortknox-gold{background:#887411;color:#fff;font:600 12px Work Sans,sans-serif;letter-spacing:.5px;margin-bottom:1rem;min-width:196px;padding:6px;text-align:center;width:45%}@media (max-width:480px){.watch-text__header--fortknox-gold{margin:25px 0 0;min-width:0;width:155px}}.chansec-stream__header--benjamins-green{border-bottom:1px solid #598141;color:#598141}.watch-text__header--benjamins-green{background:#598141;color:#fff;font:600 12px Work Sans,sans-serif;letter-spacing:.5px;margin-bottom:1rem;min-width:196px;padding:6px;text-align:center;width:45%}@media (max-width:480px){.watch-text__header--benjamins-green{margin:25px 0 0;min-width:0;width:155px}}.chansec-stream__header--statuesque-bronze{border-bottom:1px solid #bd5b00;color:#bd5b00}.watch-text__header--statuesque-bronze{background:#bd5b00;color:#fff;font:600 12px Work Sans,sans-serif;letter-spacing:.5px;margin-bottom:1rem;min-width:196px;padding:6px;text-align:center;width:45%}@media (max-width:480px){.watch-text__header--statuesque-bronze{margin:25px 0 0;min-width:0;width:155px}}.chansec-stream__header--diamondring-blue{border-bottom:1px solid #0066b2;color:#0066b2}.watch-text__header--diamondring-blue{background:#0066b2;color:#fff;font:600 12px Work Sans,sans-serif;letter-spacing:.5px;margin-bottom:1rem;min-width:196px;padding:6px;text-align:center;width:45%}@media (max-width:480px){.watch-text__header--diamondring-blue{margin:25px 0 0;min-width:0;width:155px}}.chansec-stream__header--brandvoice-red{border-bottom:1px solid #c41a23;color:#c41a23}.watch-text__header--brandvoice-red{background:#c41a23;color:#fff;font:600 12px Work Sans,sans-serif;letter-spacing:.5px;margin-bottom:1rem;min-width:196px;padding:6px;text-align:center;width:45%}@media (max-width:480px){.watch-text__header--brandvoice-red{margin:25px 0 0;min-width:0;width:155px}}.chansec-stream__header--advisor-amethyst{border-bottom:1px solid #5a71ff;color:#5a71ff}.watch-text__header--advisor-amethyst{background:#5a71ff;color:#fff;font:600 12px Work Sans,sans-serif;letter-spacing:.5px;margin-bottom:1rem;min-width:196px;padding:6px;text-align:center;width:45%}@media (max-width:480px){.watch-text__header--advisor-amethyst{margin:25px 0 0;min-width:0;width:155px}}.chansec-stream__header--shopping-salmon{border-bottom:1px solid #eb6262;color:#eb6262}.watch-text__header--shopping-salmon{background:#eb6262;color:#fff;font:600 12px Work Sans,sans-serif;letter-spacing:.5px;margin-bottom:1rem;min-width:196px;padding:6px;text-align:center;width:45%}@media (max-width:480px){.watch-text__header--shopping-salmon{margin:25px 0 0;min-width:0;width:155px}}.chansec-stream__header--default-gray{border-bottom:1px solid #737373;color:#737373}.watch-text__header--default-gray{background:#737373;color:#fff;font:600 12px Work Sans,sans-serif;letter-spacing:.5px;margin-bottom:1rem;min-width:196px;padding:6px;text-align:center;width:45%}@media (max-width:480px){.watch-text__header--default-gray{margin:25px 0 0;min-width:0;width:155px}}.chansec-stream__header-text{color:#737373}.chansec-stream__ads{display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;-webkit-box-orient:vertical;-webkit-box-direction:normal;-webkit-flex-direction:column;-ms-flex-direction:column;flex-direction:column;padding-top:26px;position:relative;width:300px}.fbs-ad--recx-wrapper:first-child{height:1000px;margin-bottom:40px}.fbs-ad--recx-wrapper:not(:first-child){-webkit-box-flex:1;-webkit-flex-grow:1;-ms-flex-positive:1;flex-grow:1;min-height:650px}.fbs-ad--recx-wrapper fbs-ad{display:block;position:-webkit-sticky;position:sticky;top:66px;-webkit-transition:top .8s ease-in-out;-o-transition:top .8s ease-in-out;transition:top .8s ease-in-out}.body--nav-up .fbs-ad--recx-wrapper fbs-ad{top:30px}.moreon-ad{min-height:236px;padding:24px 0}.chansec-stream__header__color--capitalist-teal{border-bottom:1px solid #00808a;color:#00808a}.chansec-stream__header__color--merlot-burgundy{border-bottom:1px solid #660434;color:#660434}.chansec-stream__header__color--centennial-silver{border-bottom:1px solid #7e7467;color:#7e7467}.chansec-stream__header__color--fortknox-gold{border-bottom:1px solid #887411;color:#887411}.chansec-stream__header__color--benjamins-green{border-bottom:1px solid #598141;color:#598141}.chansec-stream__header__color--statuesque-bronze{border-bottom:1px solid #bd5b00;color:#bd5b00}.chansec-stream__header__color--diamondring-blue{border-bottom:1px solid #0066b2;color:#0066b2}.chansec-stream__header__color--brandvoice-red{border-bottom:1px solid #c41a23;color:#c41a23}.chansec-stream__header__color--advisor-amethyst{border-bottom:1px solid #5a71ff;color:#5a71ff}.chansec-stream__header__color--shopping-salmon{border-bottom:1px solid #eb6262;color:#eb6262}.chansec-stream__header__color--default-gray{border-bottom:1px solid #737373;color:#737373}@media (max-width:1024px) and (min-width:768px){.chansec-stream__content{-webkit-flex-basis:-webkit-calc(100% - 334px);-ms-flex-preferred-size:calc(100% - 334px);flex-basis:calc(100% - 334px);margin-right:34px}.chansec-stream .chansec-stream__wrap{-webkit-flex-wrap:wrap;-ms-flex-wrap:wrap;flex-wrap:wrap}.fbs-ad--recx-wrapper fbs-ad{top:61px}}@media (max-width:768px){.chansec-stream__ads{-webkit-flex-basis:100%;-ms-flex-preferred-size:100%;flex-basis:100%;margin-bottom:22px;text-align:center}.chansec-stream__ads .fbs-ad--recx-wrapper:last-child{display:none}.chansec-stream{padding:0}.chansec-stream,.chansec-stream .chansec-stream__wrap{-webkit-flex-wrap:wrap;-ms-flex-wrap:wrap;flex-wrap:wrap}.chansec-stream__content{-webkit-flex-basis:100%;-ms-flex-preferred-size:100%;flex-basis:100%;margin-right:0}.video-chansec-stream__header{border-bottom:none;margin-bottom:0}}@media (max-width:480px){.stream-only{padding-top:7px}}.u30-block-container{display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex}.u30-block{-webkit-flex-basis:100%;-ms-flex-preferred-size:100%;flex-basis:100%;margin-bottom:16px;padding-top:22px;position:relative;text-align:center;width:100%}.u30-block__image{background-image:url("https://web.archive.org/web/20201019032344im_/https://thumbor.forbes.com/thumbor/fit-in/1568x0/filters%3Aformat(jpg)/https://i.forbesimg.com/assets/images/under-30-summit/under-30-summit-banner-desktop-2.jpg");background-position-x:50%;background-position-y:50%;background-size:cover;bottom:0;-webkit-box-sizing:border-box;box-sizing:border-box;display:block;height:0;margin-bottom:30px;padding-bottom:25%;position:relative;width:100%}.u30-block__preview-label{bottom:0;color:#fff;font:600 10px/12px Work Sans,sans-serif;left:50%;letter-spacing:.5px;margin:0;position:absolute;text-align:center;-webkit-transform:translate(-50%,50%);-ms-transform:translate(-50%,50%);transform:translate(-50%,50%);z-index:1}.u30-block__preview-label span{background:#887411;padding:6px 12px}.u30-title-text{color:#333;font:600 22px/34px Merriweather,serif;letter-spacing:.2px;text-decoration:none}.u30-title-text:hover{text-decoration:underline;-webkit-text-decoration-color:#887411;text-decoration-color:#887411}@media only screen and (max-width:1024px){.u30-block-container{-webkit-flex-wrap:wrap;-ms-flex-wrap:wrap;flex-wrap:wrap}.u30-block__image{background-image:url("https://web.archive.org/web/20201019032344im_/https://thumbor.forbes.com/thumbor/fit-in/1100x0/filters%3Aformat(jpg)/https://i.forbesimg.com/assets/images/under-30-summit/under-30-summit-banner-mobile.jpg");padding-bottom:58%}}@media screen and (max-width:768px){.u30-block{-webkit-flex-basis:100%;-ms-flex-preferred-size:100%;flex-basis:100%;margin-right:0}.u30-title-text{font-size:18px}}@media screen and (max-width:480px){.u30-block{margin-bottom:30px;padding-top:30px}.u30-title-text{font-size:20px;line-height:30px}}.chansec-header{-webkit-box-align:center;-webkit-align-items:center;-ms-flex-align:center;align-items:center;background-position:100%;background-repeat:no-repeat;background-size:cover;display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;font-size:40px;margin-bottom:18px;min-height:110px;padding:16px 0;text-decoration:none;width:100%}.chansec-header .fs-content{-webkit-box-flex:1;-webkit-flex-grow:1;-ms-flex-positive:1;flex-grow:1}.channel-header{font:600 24px Work Sans,sans-serif;letter-spacing:-.5px}.chansec-header__channel-name{font:600 21px Merriweather,serif;letter-spacing:-.35px;text-decoration:none}.chansec-header__channel-name .fs-icon--arrow-right{fill:#181716;height:20px;margin-left:10px;pointer-events:none;-webkit-transform:translateX(0);-ms-transform:translateX(0);transform:translateX(0);-webkit-transition:-webkit-transform .1s ease;transition:-webkit-transform .1s ease;-o-transition:transform .1s ease;transition:transform .1s ease;transition:transform .1s ease,-webkit-transform .1s ease;width:20px}.chansec-header__channel-name:hover .fs-icon--arrow-right{-webkit-transform:translateX(8px);-ms-transform:translateX(8px);transform:translateX(8px)}.chansec-header__section-name{color:#181716;font:600 40px Work Sans,sans-serif;letter-spacing:-1.33px}.chansec-header__no-channel{padding:18px 0}.channel__color--capitalist-teal{border-bottom:1px solid #00808a;color:#00808a}.video__header--capitalist-teal{border-bottom:1px solid #00808a}.video__header--arrow--capitalist-teal{fill:#00808a;height:20px;margin-top:3px;pointer-events:none;-webkit-transform:translateX(0);-ms-transform:translateX(0);transform:translateX(0);-webkit-transition:-webkit-transform .1s ease;transition:-webkit-transform .1s ease;-o-transition:transform .1s ease;transition:transform .1s ease;transition:transform .1s ease,-webkit-transform .1s ease;width:20px}.channel__color--merlot-burgundy{border-bottom:1px solid #660434;color:#660434}.video__header--merlot-burgundy{border-bottom:1px solid #660434}.video__header--arrow--merlot-burgundy{fill:#660434;height:20px;margin-top:3px;pointer-events:none;-webkit-transform:translateX(0);-ms-transform:translateX(0);transform:translateX(0);-webkit-transition:-webkit-transform .1s ease;transition:-webkit-transform .1s ease;-o-transition:transform .1s ease;transition:transform .1s ease;transition:transform .1s ease,-webkit-transform .1s ease;width:20px}.channel__color--centennial-silver{border-bottom:1px solid #7e7467;color:#7e7467}.video__header--centennial-silver{border-bottom:1px solid #7e7467}.video__header--arrow--centennial-silver{fill:#7e7467;height:20px;margin-top:3px;pointer-events:none;-webkit-transform:translateX(0);-ms-transform:translateX(0);transform:translateX(0);-webkit-transition:-webkit-transform .1s ease;transition:-webkit-transform .1s ease;-o-transition:transform .1s ease;transition:transform .1s ease;transition:transform .1s ease,-webkit-transform .1s ease;width:20px}.channel__color--fortknox-gold{color:#887411}.channel__color--fortknox-gold,.video__header--fortknox-gold{border-bottom:1px solid #887411}.video__header--arrow--fortknox-gold{fill:#887411;height:20px;margin-top:3px;pointer-events:none;-webkit-transform:translateX(0);-ms-transform:translateX(0);transform:translateX(0);-webkit-transition:-webkit-transform .1s ease;transition:-webkit-transform .1s ease;-o-transition:transform .1s ease;transition:transform .1s ease;transition:transform .1s ease,-webkit-transform .1s ease;width:20px}.channel__color--benjamins-green{border-bottom:1px solid #598141;color:#598141}.video__header--benjamins-green{border-bottom:1px solid #598141}.video__header--arrow--benjamins-green{fill:#598141;height:20px;margin-top:3px;pointer-events:none;-webkit-transform:translateX(0);-ms-transform:translateX(0);transform:translateX(0);-webkit-transition:-webkit-transform .1s ease;transition:-webkit-transform .1s ease;-o-transition:transform .1s ease;transition:transform .1s ease;transition:transform .1s ease,-webkit-transform .1s ease;width:20px}.channel__color--statuesque-bronze{border-bottom:1px solid #bd5b00;color:#bd5b00}.video__header--statuesque-bronze{border-bottom:1px solid #bd5b00}.video__header--arrow--statuesque-bronze{fill:#bd5b00;height:20px;margin-top:3px;pointer-events:none;-webkit-transform:translateX(0);-ms-transform:translateX(0);transform:translateX(0);-webkit-transition:-webkit-transform .1s ease;transition:-webkit-transform .1s ease;-o-transition:transform .1s ease;transition:transform .1s ease;transition:transform .1s ease,-webkit-transform .1s ease;width:20px}.channel__color--diamondring-blue{border-bottom:1px solid #0066b2;color:#0066b2}.video__header--diamondring-blue{border-bottom:1px solid #0066b2}.video__header--arrow--diamondring-blue{fill:#0066b2;height:20px;margin-top:3px;pointer-events:none;-webkit-transform:translateX(0);-ms-transform:translateX(0);transform:translateX(0);-webkit-transition:-webkit-transform .1s ease;transition:-webkit-transform .1s ease;-o-transition:transform .1s ease;transition:transform .1s ease;transition:transform .1s ease,-webkit-transform .1s ease;width:20px}.channel__color--brandvoice-red{border-bottom:1px solid #c41a23;color:#c41a23}.video__header--brandvoice-red{border-bottom:1px solid #c41a23}.video__header--arrow--brandvoice-red{fill:#c41a23;height:20px;margin-top:3px;pointer-events:none;-webkit-transform:translateX(0);-ms-transform:translateX(0);transform:translateX(0);-webkit-transition:-webkit-transform .1s ease;transition:-webkit-transform .1s ease;-o-transition:transform .1s ease;transition:transform .1s ease;transition:transform .1s ease,-webkit-transform .1s ease;width:20px}.channel__color--advisor-amethyst{border-bottom:1px solid #5a71ff;color:#5a71ff}.video__header--advisor-amethyst{border-bottom:1px solid #5a71ff}.video__header--arrow--advisor-amethyst{fill:#5a71ff;height:20px;margin-top:3px;pointer-events:none;-webkit-transform:translateX(0);-ms-transform:translateX(0);transform:translateX(0);-webkit-transition:-webkit-transform .1s ease;transition:-webkit-transform .1s ease;-o-transition:transform .1s ease;transition:transform .1s ease;transition:transform .1s ease,-webkit-transform .1s ease;width:20px}.channel__color--shopping-salmon{border-bottom:1px solid #eb6262;color:#eb6262}.video__header--shopping-salmon{border-bottom:1px solid #eb6262}.video__header--arrow--shopping-salmon{fill:#eb6262;height:20px;margin-top:3px;pointer-events:none;-webkit-transform:translateX(0);-ms-transform:translateX(0);transform:translateX(0);-webkit-transition:-webkit-transform .1s ease;transition:-webkit-transform .1s ease;-o-transition:transform .1s ease;transition:transform .1s ease;transition:transform .1s ease,-webkit-transform .1s ease;width:20px}.channel__color--default-gray{color:#737373}.channel__color--default-gray,.video__header--default-gray{border-bottom:1px solid #737373}.video__header--arrow--default-gray{fill:#737373;height:20px;margin-top:3px;pointer-events:none;-webkit-transform:translateX(0);-ms-transform:translateX(0);transform:translateX(0);-webkit-transition:-webkit-transform .1s ease;transition:-webkit-transform .1s ease;-o-transition:transform .1s ease;transition:transform .1s ease;transition:transform .1s ease,-webkit-transform .1s ease;width:20px}@media (max-width:480px){.chansec-header{padding:0}.chansec-header__section-name{font-size:32px;letter-spacing:-1.07px}.chansec-header__channel-name{font-size:16px;letter-spacing:-.27px}.channel__color--capitalist-teal{border-bottom:1px solid #00808a;color:#00808a}.video-chansec-stream__header.chansec-stream__header--capitalist-teal.channel__color--capitalist-teal,.video__header--capitalist-teal{border-bottom:none}.video__header--arrow--capitalist-teal{fill:#00808a;height:20px;margin-top:3px;pointer-events:none;-webkit-transform:translateX(0);-ms-transform:translateX(0);transform:translateX(0);-webkit-transition:-webkit-transform .1s ease;transition:-webkit-transform .1s ease;-o-transition:transform .1s ease;transition:transform .1s ease;transition:transform .1s ease,-webkit-transform .1s ease;width:20px}.channel__color--merlot-burgundy{border-bottom:1px solid #660434;color:#660434}.video-chansec-stream__header.chansec-stream__header--merlot-burgundy.channel__color--merlot-burgundy,.video__header--merlot-burgundy{border-bottom:none}.video__header--arrow--merlot-burgundy{fill:#660434;height:20px;margin-top:3px;pointer-events:none;-webkit-transform:translateX(0);-ms-transform:translateX(0);transform:translateX(0);-webkit-transition:-webkit-transform .1s ease;transition:-webkit-transform .1s ease;-o-transition:transform .1s ease;transition:transform .1s ease;transition:transform .1s ease,-webkit-transform .1s ease;width:20px}.channel__color--centennial-silver{border-bottom:1px solid #7e7467;color:#7e7467}.video-chansec-stream__header.chansec-stream__header--centennial-silver.channel__color--centennial-silver,.video__header--centennial-silver{border-bottom:none}.video__header--arrow--centennial-silver{fill:#7e7467;height:20px;margin-top:3px;pointer-events:none;-webkit-transform:translateX(0);-ms-transform:translateX(0);transform:translateX(0);-webkit-transition:-webkit-transform .1s ease;transition:-webkit-transform .1s ease;-o-transition:transform .1s ease;transition:transform .1s ease;transition:transform .1s ease,-webkit-transform .1s ease;width:20px}.channel__color--fortknox-gold{border-bottom:1px solid #887411;color:#887411}.video-chansec-stream__header.chansec-stream__header--fortknox-gold.channel__color--fortknox-gold,.video__header--fortknox-gold{border-bottom:none}.video__header--arrow--fortknox-gold{fill:#887411;height:20px;margin-top:3px;pointer-events:none;-webkit-transform:translateX(0);-ms-transform:translateX(0);transform:translateX(0);-webkit-transition:-webkit-transform .1s ease;transition:-webkit-transform .1s ease;-o-transition:transform .1s ease;transition:transform .1s ease;transition:transform .1s ease,-webkit-transform .1s ease;width:20px}.channel__color--benjamins-green{border-bottom:1px solid #598141;color:#598141}.video-chansec-stream__header.chansec-stream__header--benjamins-green.channel__color--benjamins-green,.video__header--benjamins-green{border-bottom:none}.video__header--arrow--benjamins-green{fill:#598141;height:20px;margin-top:3px;pointer-events:none;-webkit-transform:translateX(0);-ms-transform:translateX(0);transform:translateX(0);-webkit-transition:-webkit-transform .1s ease;transition:-webkit-transform .1s ease;-o-transition:transform .1s ease;transition:transform .1s ease;transition:transform .1s ease,-webkit-transform .1s ease;width:20px}.channel__color--statuesque-bronze{border-bottom:1px solid #bd5b00;color:#bd5b00}.video-chansec-stream__header.chansec-stream__header--statuesque-bronze.channel__color--statuesque-bronze,.video__header--statuesque-bronze{border-bottom:none}.video__header--arrow--statuesque-bronze{fill:#bd5b00;height:20px;margin-top:3px;pointer-events:none;-webkit-transform:translateX(0);-ms-transform:translateX(0);transform:translateX(0);-webkit-transition:-webkit-transform .1s ease;transition:-webkit-transform .1s ease;-o-transition:transform .1s ease;transition:transform .1s ease;transition:transform .1s ease,-webkit-transform .1s ease;width:20px}.channel__color--diamondring-blue{border-bottom:1px solid #0066b2;color:#0066b2}.video-chansec-stream__header.chansec-stream__header--diamondring-blue.channel__color--diamondring-blue,.video__header--diamondring-blue{border-bottom:none}.video__header--arrow--diamondring-blue{fill:#0066b2;height:20px;margin-top:3px;pointer-events:none;-webkit-transform:translateX(0);-ms-transform:translateX(0);transform:translateX(0);-webkit-transition:-webkit-transform .1s ease;transition:-webkit-transform .1s ease;-o-transition:transform .1s ease;transition:transform .1s ease;transition:transform .1s ease,-webkit-transform .1s ease;width:20px}.channel__color--brandvoice-red{border-bottom:1px solid #c41a23;color:#c41a23}.video-chansec-stream__header.chansec-stream__header--brandvoice-red.channel__color--brandvoice-red,.video__header--brandvoice-red{border-bottom:none}.video__header--arrow--brandvoice-red{fill:#c41a23;height:20px;margin-top:3px;pointer-events:none;-webkit-transform:translateX(0);-ms-transform:translateX(0);transform:translateX(0);-webkit-transition:-webkit-transform .1s ease;transition:-webkit-transform .1s ease;-o-transition:transform .1s ease;transition:transform .1s ease;transition:transform .1s ease,-webkit-transform .1s ease;width:20px}.channel__color--advisor-amethyst{border-bottom:1px solid #5a71ff;color:#5a71ff}.video-chansec-stream__header.chansec-stream__header--advisor-amethyst.channel__color--advisor-amethyst,.video__header--advisor-amethyst{border-bottom:none}.video__header--arrow--advisor-amethyst{fill:#5a71ff;height:20px;margin-top:3px;pointer-events:none;-webkit-transform:translateX(0);-ms-transform:translateX(0);transform:translateX(0);-webkit-transition:-webkit-transform .1s ease;transition:-webkit-transform .1s ease;-o-transition:transform .1s ease;transition:transform .1s ease;transition:transform .1s ease,-webkit-transform .1s ease;width:20px}.channel__color--shopping-salmon{border-bottom:1px solid #eb6262;color:#eb6262}.video-chansec-stream__header.chansec-stream__header--shopping-salmon.channel__color--shopping-salmon,.video__header--shopping-salmon{border-bottom:none}.video__header--arrow--shopping-salmon{fill:#eb6262;height:20px;margin-top:3px;pointer-events:none;-webkit-transform:translateX(0);-ms-transform:translateX(0);transform:translateX(0);-webkit-transition:-webkit-transform .1s ease;transition:-webkit-transform .1s ease;-o-transition:transform .1s ease;transition:transform .1s ease;transition:transform .1s ease,-webkit-transform .1s ease;width:20px}.channel__color--default-gray{border-bottom:1px solid #737373;color:#737373}.video-chansec-stream__header{padding-bottom:0}.video-chansec-stream__header.chansec-stream__header--default-gray.channel__color--default-gray,.video__header--default-gray{border-bottom:none}.video__header--arrow--default-gray{fill:#737373;height:20px;margin-top:3px;pointer-events:none;-webkit-transform:translateX(0);-ms-transform:translateX(0);transform:translateX(0);-webkit-transition:-webkit-transform .1s ease;transition:-webkit-transform .1s ease;-o-transition:transform .1s ease;transition:transform .1s ease;transition:transform .1s ease,-webkit-transform .1s ease;width:20px}}.custom-html-row{margin:50px auto}.image-and-text-card{border:8px solid}.card--large .section-paid-label,.image-and-text-card .section-paid-label{padding-top:0;text-align:center}.image-and-text-card .section-paid-label{padding-bottom:8px}.section-pick__title{font:700 14px/24px Merriweather,serif;max-height:48px;overflow-y:hidden;text-decoration:none}.section-pick__title:hover{text-decoration:underline}.section-paid-label{color:#737373;display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;-webkit-flex-wrap:wrap;-ms-flex-wrap:wrap;flex-wrap:wrap;font:12px/16px Work Sans,sans-serif;margin:8px 0}.section-nonpaid-title{margin-top:27px}.image-and-text{display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;-webkit-box-pack:justify;-webkit-justify-content:space-between;-ms-flex-pack:justify;justify-content:space-between}.fbs-ad--topx-wrapper{left:50%;margin-left:-50vw;margin-right:-50vw;position:relative;right:50%;width:100vw}.fbs-ad--rec-wrapper{margin-top:-20px;text-align:center;width:300px}.fbs-ad--qotd-wrapper{margin-top:20px}.fbs-ad--qotd-mob-wrapper{left:50%;margin:10px 0 20px;position:relative;-webkit-transform:translateX(-50%);-ms-transform:translateX(-50%);transform:translateX(-50%);width:100vw}@media (max-width:1024px){.image-and-text{-webkit-flex-wrap:wrap;-ms-flex-wrap:wrap;flex-wrap:wrap}.pop-picks__content--latest{max-height:640px}}@media (max-width:580px){.image-and-text-card{margin:35px 0 0;padding:20px 0}}@media (max-width:480px){.image-and-text-card{border:4px solid;border-right:none;border-left:none}.fbs-ad--mobilerec-wrapper,.fbs-ad--mobilex-wrapper{margin:0 -5vw;position:relative;width:100vw}.section-nonpaid-title{margin-top:0;padding:0 0 4px}}.section-layout-2 .channel__content{float:left;margin-top:0;width:-webkit-calc(100% - 320px);width:calc(100% - 320px)}.section-layout-2 .image-and-text-card{padding:60px 42px;width:100%}.section-layout-2 .fbs-ad--rec-wrapper{float:right;margin:-20px 0 0 20px}.section-layout-2 .section-special-feature{float:left;margin-bottom:25px;margin-top:0;width:100%}.section-layout-2 .section-special-feature .chansec-special-feature__thumbnail{display:none}.section-layout-2 .chansec-special-feature__text{margin:0}.section-layout-2 .newsletter{clear:both}.section-layout-2 .chansec-special-feature__title{padding:16px 0 24px}.section-layout-2 .section__sidebar{width:300px}.section-layout-2--top-block{margin-top:60px;width:100%}.section-image-three-text__content{margin-left:100px;width:-webkit-calc(100% - 300px);width:calc(100% - 300px)}.section-layout-2--middle-block{margin-top:33px;width:100%}.section-image-three-text__cards,.section-layout-2--middle-block{display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex}.section-image-three-text__cards{-webkit-box-orient:vertical;-webkit-box-direction:normal;-webkit-flex-direction:column;-ms-flex-direction:column;flex-direction:column}.section-image-three-text__small-cards{display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;-webkit-box-pack:justify;-webkit-justify-content:space-between;-ms-flex-pack:justify;justify-content:space-between}.section-image-three-text__small-cards .section-image-three-text__small-card{width:47%}@media (max-width:1024px){.section-layout-2 .fbs-ad--rec-wrapper{margin-top:0}.section-layout-2 .section__sidebar{margin-right:0;margin-top:0;width:60%}.section-image-three-text__content{margin-left:50px}}@media (max-width:768px){.section-layout-2 .image-and-text{margin-right:0;width:100%}.section-layout-2 .image-and-text-card{padding:36px 38px;width:100%}.section-layout-2 .channel__content{margin-bottom:32px;-webkit-box-ordinal-group:2;-webkit-order:1;-ms-flex-order:1;order:1;width:100%}.section-layout-2 .section-special-feature{-webkit-box-ordinal-group:3;-webkit-order:2;-ms-flex-order:2;order:2}.section-layout-2 .fbs-ad--rec-wrapper{margin:0 auto;-webkit-box-ordinal-group:5;-webkit-order:4;-ms-flex-order:4;order:4}.section-layout-2 .section__sidebar{margin-bottom:40px;width:100%}.section-layout-2 .pop-picks__content{min-height:400px}.section-layout-2 .pop-picks__content--latest{max-height:415px}.section-layout-2 .newsletter{margin-bottom:30px;margin-top:0;-webkit-box-ordinal-group:4;-webkit-order:3;-ms-flex-order:3;order:3}.section-layout-2 .chansec-special-feature__card{padding-bottom:0}.section-layout-2 .chansec-special-feature__card .chansec-special-feature__title{font-size:14px;line-height:24px;padding-bottom:0}.section-layout-2 .social-media{margin:40px 0 0}.section-layout-2 .chansec-special-feature__author-container{margin-top:12px}.section-layout-2--top-block{display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;margin-top:50px}.section-layout-2--middle-block,.section-layout-2--top-block{-webkit-box-orient:vertical;-webkit-box-direction:normal;-webkit-flex-direction:column;-ms-flex-direction:column;flex-direction:column}.section-layout-2--middle-block{margin-top:30px}.section-image-three-text__content{width:100%}.section-image-three-text__card-title{font-size:16px}.section-image-three-text__content{margin:0}}@media (max-width:580px){.fbs-ad--rec-wrapper{margin-bottom:50px}}@media (max-width:480px){.section-layout-2 .channel__content{margin-bottom:45px}.section-layout-2 .fbs-ad--mobilerec-wrapper{-webkit-box-ordinal-group:3;-webkit-order:2;-ms-flex-order:2;order:2}.section-layout-2 .section-special-feature{-webkit-box-ordinal-group:4;-webkit-order:3;-ms-flex-order:3;order:3}.section-layout-2 .image-and-text-card{margin-top:0;-webkit-box-ordinal-group:2;-webkit-order:1;-ms-flex-order:1;order:1;padding:24px 0}.section-layout-2 .section__sidebar{margin-bottom:0;-webkit-box-ordinal-group:3;-webkit-order:2;-ms-flex-order:2;order:2}.section-layout-2 .pop-picks__content--latest{max-height:460px}.section-layout-2 .section-image-three-text__content{-webkit-box-ordinal-group:2;-webkit-order:1;-ms-flex-order:1;order:1}.section-layout-2 .section-special-feature__articles .chansec-special-feature__card{padding:22px 0}.section-layout-2 .section-special-feature__articles .chansec-special-feature__card:last-child{padding-bottom:0}.section-layout-2 .section-special-feature__articles .chansec-special-feature__title{font-size:18px;line-height:28px;padding:0}.section-layout-2 .chansec-special-feature__title{font-size:18px;line-height:28px}.section-layout-2 .social-media{margin-top:0}.section-layout-2 .social-media__content{margin:30px 0}.section-layout-2 .chansec-stream{margin-top:20px}.section-layout-2--top-block{margin-top:35px}.section-image-three-text__card-title{margin-left:0}.section-image-three-text__cards,.section-image-three-text__small-cards{-webkit-box-orient:vertical;-webkit-box-direction:normal;-webkit-flex-direction:column;-ms-flex-direction:column;flex-direction:column}.section-image-three-text__cards .section-image-three-text__small-card,.section-image-three-text__small-cards .section-image-three-text__small-card{margin-bottom:35px;width:100%}.section-layout-2--middle-block{margin-top:28px}.section-layout-2--middle-block .section-image-three-text__content{-webkit-box-ordinal-group:2;-webkit-order:1;-ms-flex-order:1;order:1}.section-layout-2--middle-block .pop-picks__nav{margin-top:0}}.section-layout-1 .image-and-text-card{display:block;margin:0 18px auto;padding:50px 35px;width:-webkit-calc(100% - 600px);width:calc(100% - 600px)}.section-layout-1 .section__sidebar{width:300px}.section-layout-1 .section-special-feature__articles{-webkit-box-pack:justify;-webkit-justify-content:space-between;-ms-flex-pack:justify;justify-content:space-between}.section-layout-1 .section-special-feature__articles .section-paid-label{margin:8px 0}.section-layout-1 .chansec-special-feature__card{-webkit-flex-basis:initial;-ms-flex-preferred-size:initial;flex-basis:auto;-webkit-box-flex:initial;-webkit-flex-grow:initial;-ms-flex-positive:initial;flex-grow:0;padding-right:0;width:31%}.section-layout-1 .chansec-special-feature__text{margin:0}.section-layout-1 .chansec-special-feature__author-container{display:none}@media (max-width:1024px){.section-layout-1 .section__sidebar{margin-bottom:0;margin-right:45px;margin-top:40px;-webkit-box-ordinal-group:3;-webkit-order:2;-ms-flex-order:2;order:2;width:50%}.section-layout-1 .fbs-ad--rec-wrapper{margin:40px auto 0;-webkit-box-ordinal-group:3;-webkit-order:2;-ms-flex-order:2;order:2}.section-layout-1 .pop-picks__nav{margin-top:0}.section-layout-1 .image-and-text-card{margin:0;-webkit-box-ordinal-group:2;-webkit-order:1;-ms-flex-order:1;order:1;padding:35px 40px;width:100%}.section-layout-1 .section-special-feature{margin-top:40px}.section-layout-1 .chansec-special-feature__card{padding-bottom:0}.section-layout-1 .social-media{margin-bottom:40px;margin-top:40px}}@media (max-width:768px){.section-layout-1{margin-top:40px}.section-layout-1 .section__sidebar{width:300px}.pop-picks__content--latest{max-height:515px}}@media (max-width:580px){.section-layout-1 .section__sidebar{margin-top:0;-webkit-box-ordinal-group:4;-webkit-order:3;-ms-flex-order:3;order:3;width:100%}}@media (max-width:480px){.section-layout-1 .image-and-text-card{margin-bottom:25px;padding:35px 15px}.section-layout-1 .fbs-ad--mobilerec-wrapper{-webkit-box-ordinal-group:3;-webkit-order:2;-ms-flex-order:2;order:2}.section-layout-1 .section__sidebar{margin:30px 0 0;width:100%}.section-layout-1 .chansec-special-feature__card{width:100%}.section-layout-1 .chansec-special-feature__card:last-child{padding-bottom:0}.section-layout-1 .section-special-feature{margin-top:30px}.section-layout-1 .chansec-special-feature__card{border-bottom:none;margin-bottom:25px}.section-layout-1 .social-media__content{margin-top:5px}.section-layout-1 .chansec-stream{margin-top:25px}}ol,ul{list-style-type:none;-webkit-padding-start:0}.chansec-page-container{margin:0 auto;max-width:1600px;padding:0 16px 16px;width:90%}.main-content{overflow:visible}.chansec-page-container .editors-picks{opacity:0;overflow:hidden}.chansec-page-container .editors-picks.editors-picks--show{opacity:1}@media (max-width:768px){.chansec-page-container{padding:0 0 16px;margin:0 1rem;width:-webkit-calc(100% - 2rem);width:calc(100% - 2rem)}}</style><script>window["forbes"] = window["forbes"] || {}; window["forbes"]["isEurope"] = false</script><script type="text/javascript">LUX = window.LUX || {}; LUX.samplerate = 5; LUX.label = 'chansec-desktop-a';</script><script type="text/javascript" src="https://web.archive.org/web/20201019032344js_/https://cdn.speedcurve.com/js/lux.js?id=22432108" async defer></script><script type="text/javascript">window.advBidxc=window.advBidxc||{},window.advBidxc.misc=window.advBidxc.misc||{},window._mNHandle=window._mNHandle||{},window._mNHandle.queue=window._mNHandle.queue||[];var medianet_versionId="121199";window.forbes=window.forbes||{},window.forbes.fastFetchMedianet=!0;var cbList=[],medianetLoaded=!1;window.forbes.fastFetchMedianetCb=function(e){if(!0===e){for(var t=0;t<cbList.length;t++)cbList[t]();medianetLoaded=!0}else medianetLoaded?e():cbList.push(e)},function(){var e=function(){var e=document.createElement("script"),t=document.getElementsByTagName("script")[0];e.type="text/javascript",e.src="https://web.archive.org/web/20201019032344/https://contextual.media.net/dmedianet.js?cid=8CU2T3HV4&https=1",e.async="async",t.parentNode.insertBefore(e,t)},t=function(){var e=document.createElement("script"),t=document.getElementsByTagName("script")[0],n=navigator.userAgent;e.type="text/javascript",e.onload=function(){window.forbes.fastFetchMedianetCb(!0)},e.src="//web.archive.org/web/20201019032344/https://contextual.media.net/bidexchange.js?cid="+(n.match(/iP(hone|od)/i)||n.match(/iPod/i)||n.match(/BlackBerry/i)||n.match(/Android/i)&&n.match(/Mobile/i)||n.match(/Nokia|NOKIA/i)&&n.match(/Symbian|Windows Phone/i)?"8CUQ517Y2":"8CUX956JU"),e.async="async",t.parentNode.insertBefore(e,t)};if(window.forbes.isEurope&&-1===document.cookie.indexOf("notice_gdpr_prefs=")){var n=function(n){try{var i=JSON.parse(n.data);i&&"preference_manager"===i.source&&"submit_preferences"===i.message&&(e(),t())}catch(e){console.log("Error:",e)}};window.addEventListener("message",n)}else e(),t()}();</script><script type="text/javascript" src="https://web.archive.org/web/20201019032344js_/https://sdk.sharethrough.com/gc.js" data-str-disable-tracking="true" async></script></head><body><div class="main-content main-content--universal-header"><header class="header universal-header"><nav class="header__nav"><div class="header__left"><button class="icon--hamburger" data-ga-track="U18 - Hamburger Icon" tabindex="0" aria-label="Open Navigation Menu"><svg class="fs-icon fs-icon--hamburger" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 20 20"><path d="M2 5.5h16v2H2zM2 9.5h16v2H2zM2 13.5h16v2H2z"/></svg></button><button class="icon--close" data-ga-track="U18 - Hamburger Icon: Close" tabindex="0" aria-label="Close Navigation Menu"><svg class="fs-icon fs-icon--close" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 20 20"><path transform="rotate(45.001 10 10)" d="M2 9h16v2H2z"/><path transform="rotate(134.999 10 10)" d="M2 9h16v2H2z"/></svg></button><button class="explore-text">Explore</button></div><div class="center"><a class="icon--forbes-logo" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/" data-ga-track="U18 - Forbes Logo" aria-label="Forbes Logo"><svg class="fs-icon fs-icon--forbes-logo" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 200 54"><path d="M113.3 18.2c0-5.8.1-11.2.4-16.2L98.4 4.9v1.4l1.5.2c1.1.1 1.8.5 2.2 1.1.4.7.7 1.7.9 3.2.2 2.9.4 9.5.3 19.9 0 10.3-.1 16.8-.3 19.3 5.5 1.2 9.8 1.7 13 1.7 6 0 10.7-1.7 14.1-5.2 3.4-3.4 5.2-8.2 5.2-14.1 0-4.7-1.3-8.6-3.9-11.7-2.6-3.1-5.9-4.6-9.8-4.6-2.6 0-5.3.7-8.3 2.1zm.3 30.8c-.2-3.2-.4-12.8-.4-28.5.9-.3 2.1-.5 3.6-.5 2.4 0 4.3 1.2 5.7 3.7 1.4 2.5 2.1 5.5 2.1 9.3 0 4.7-.8 8.5-2.4 11.7-1.6 3.1-3.6 4.7-6.1 4.7-.8-.2-1.6-.3-2.5-.4zM41 3H1v2l2.1.2c1.6.3 2.7.9 3.4 1.8.7 1 1.1 2.6 1.2 4.8.8 10.8.8 20.9 0 30.2-.2 2.2-.6 3.8-1.2 4.8-.7 1-1.8 1.6-3.4 1.8l-2.1.3v2h25.8v-2l-2.7-.2c-1.6-.2-2.7-.9-3.4-1.8-.7-1-1.1-2.6-1.2-4.8-.3-4-.5-8.6-.5-13.7l5.4.1c2.9.1 4.9 2.3 5.9 6.7h2V18.9h-2c-1 4.3-2.9 6.5-5.9 6.6l-5.4.1c0-9 .2-15.4.5-19.3h7.9c5.6 0 9.4 3.6 11.6 10.8l2.4-.7L41 3zm-4.7 30.8c0 5.2 1.5 9.5 4.4 12.9 2.9 3.4 7.2 5 12.6 5s9.8-1.7 13-5.2c3.2-3.4 4.7-7.7 4.7-12.9s-1.5-9.5-4.4-12.9c-2.9-3.4-7.2-5-12.6-5s-9.8 1.7-13 5.2c-3.2 3.4-4.7 7.7-4.7 12.9zm22.3-11.4c1.2 2.9 1.7 6.7 1.7 11.3 0 10.6-2.2 15.8-6.5 15.8-2.2 0-3.9-1.5-5.1-4.5-1.2-3-1.7-6.8-1.7-11.3C47 23.2 49.2 18 53.5 18c2.2-.1 3.9 1.4 5.1 4.4zm84.5 24.3c3.3 3.3 7.5 5 12.5 5 3.1 0 5.8-.6 8.2-1.9 2.4-1.2 4.3-2.7 5.6-4.5l-1-1.2c-2.2 1.7-4.7 2.5-7.6 2.5-4 0-7.1-1.3-9.2-4-2.2-2.7-3.2-6.1-3-10.5H170c0-4.8-1.2-8.7-3.7-11.8-2.5-3-6-4.5-10.5-4.5-5.6 0-9.9 1.8-13 5.3-3.1 3.5-4.6 7.8-4.6 12.9 0 5.2 1.6 9.4 4.9 12.7zm7.4-25.1c1.1-2.4 2.5-3.6 4.4-3.6 3 0 4.5 3.8 4.5 11.5l-10.6.2c.1-3 .6-5.7 1.7-8.1zm46.4-4c-2.7-1.2-6.1-1.9-10.2-1.9-4.2 0-7.5 1.1-10 3.2s-3.8 4.7-3.8 7.8c0 2.7.8 4.8 2.3 6.3 1.5 1.5 3.9 2.8 7 3.9 2.8 1 4.8 2 5.8 2.9 1 1 1.6 2.1 1.6 3.6 0 1.4-.5 2.7-1.6 3.7-1 1.1-2.4 1.6-4.2 1.6-4.4 0-7.7-3.2-10-9.6l-1.7.5.4 10c3.6 1.4 7.6 2.1 12 2.1 4.6 0 8.1-1 10.7-3.1 2.6-2 3.9-4.9 3.9-8.5 0-2.4-.6-4.4-1.9-5.9-1.3-1.5-3.4-2.8-6.4-4-3.3-1.2-5.6-2.3-6.8-3.3-1.2-1-1.8-2.2-1.8-3.7s.4-2.7 1.3-3.7 2-1.4 3.4-1.4c4 0 6.9 2.9 8.7 8.6l1.7-.5-.4-8.6zm-96.2-.9c-1.4-.7-2.9-1-4.6-1-1.7 0-3.4.7-5.3 2.1-1.9 1.4-3.3 3.3-4.4 5.9l.1-8-15.2 3v1.4l1.5.1c1.9.2 3 1.7 3.2 4.4.6 6.2.6 12.8 0 19.8-.2 2.7-1.3 4.1-3.2 4.4l-1.5.2v1.9h21.2V49l-2.7-.2c-1.9-.2-3-1.7-3.2-4.4-.6-5.8-.7-12-.2-18.4.6-1 1.9-1.6 3.9-1.8 2-.2 4.3.4 6.7 1.8l3.7-9.3z"/></svg></a></div><div class="header__channels--wrapper"><ul class="header__channels"><li class="header__channel header__color--centennial-silver" aria-hidden="false" data-title="Billionaires" data-position="1"><a class="header__title" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/worlds-billionaires/" data-ga-track="U18 - Channel: Billionaires - Position 1" tabindex="0" aria-label="Billionaires">Billionaires</a><div class="header__divider header__color--centennial-silver"></div><div class="header__subnav"><ul class="header__sections header__color--centennial-silver"><li class="header__section header__section--all"><a href="https://web.archive.org/web/20201019032344/https://www.forbes.com/worlds-billionaires/" data-ga-track="U18 - Channel: Billionaires - Position 1"><span>All Billionaires</span><span><svg class="fs-icon fs-icon--arrow-right" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 20 20"><path transform="rotate(-180 8.964 11)" d="M1 10h16v2H1z"/><path transform="rotate(134.999 14.965 13.124)" d="M11 12.1h8v2h-8z"/><path transform="rotate(-134.999 14.965 8.877)" d="M11 7.9h8v2h-8z"/></svg></span></a></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/billionaires/" data-ga-track="U18 - Channel: Billionaires - Position 1 - Section: World's Billionaires" tabindex="0" aria-label="World's Billionaires">World's Billionaires<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/forbes-400/" data-ga-track="U18 - Channel: Billionaires - Position 1 - Section: Forbes 400" tabindex="0" aria-label="Forbes 400">Forbes 400<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/self-made-women/" data-ga-track="U18 - Channel: Billionaires - Position 1 - Section: America's Richest Self-Made Women" tabindex="0" aria-label="America's Richest Self-Made Women">America's Richest Self-Made Women<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/china-billionaires/" data-ga-track="U18 - Channel: Billionaires - Position 1 - Section: China's Richest" tabindex="0" aria-label="China's Richest">China's Richest<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/india-billionaires/" data-ga-track="U18 - Channel: Billionaires - Position 1 - Section: India's Richest" tabindex="0" aria-label="India's Richest">India's Richest<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/indonesia-billionaires/" data-ga-track="U18 - Channel: Billionaires - Position 1 - Section: Indonesia's Richest" tabindex="0" aria-label="Indonesia's Richest">Indonesia's Richest<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/korea-billionaires/list/" data-ga-track="U18 - Channel: Billionaires - Position 1 - Section: Korea's Richest" tabindex="0" aria-label="Korea's Richest">Korea's Richest<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/thailand-billionaires/list/ " data-ga-track="U18 - Channel: Billionaires - Position 1 - Section: Thailand's Richest" tabindex="0" aria-label="Thailand's Richest">Thailand's Richest<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/japan-billionaires/list/" data-ga-track="U18 - Channel: Billionaires - Position 1 - Section: Japan's Richest" tabindex="0" aria-label="Japan's Richest">Japan's Richest<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/australia-billionaires/" data-ga-track="U18 - Channel: Billionaires - Position 1 - Section: Australia's Richest" tabindex="0" aria-label="Australia's Richest">Australia's Richest<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/taiwan-billionaires/" data-ga-track="U18 - Channel: Billionaires - Position 1 - Section: Taiwan's Richest" tabindex="0" aria-label="Taiwan's Richest">Taiwan's Richest<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/singapore-billionaires/" data-ga-track="U18 - Channel: Billionaires - Position 1 - Section: Singapore's Richest" tabindex="0" aria-label="Singapore's Richest">Singapore's Richest<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/philippines-billionaires/" data-ga-track="U18 - Channel: Billionaires - Position 1 - Section: Philippines' Richest" tabindex="0" aria-label="Philippines' Richest">Philippines' Richest<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/hong-kong-billionaires/" data-ga-track="U18 - Channel: Billionaires - Position 1 - Section: Hong Kong's Richest" tabindex="0" aria-label="Hong Kong's Richest">Hong Kong's Richest<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/malaysia-billionaires/" data-ga-track="U18 - Channel: Billionaires - Position 1 - Section: Malaysia's Richest" tabindex="0" aria-label="Malaysia's Richest">Malaysia's Richest<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/money-politics/" data-ga-track="U18 - Channel: Billionaires - Position 1 - Section: Money & Politics " tabindex="0" aria-label="Money & Politics ">Money & Politics <span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/danalexander/2019/08/14/heres-the-net-worth-of-every-2020-presidential-candidate/" data-ga-track="U18 - Channel: Billionaires - Position 1 - Section: 2020 Money" tabindex="0" aria-label="2020 Money">2020 Money<span class="pc-label"> </span></a><div class="pc-label"> </div></li></ul></div></li><li class="header__channel header__color--diamondring-blue" aria-hidden="false" data-title="Innovation" data-position="2"><a class="header__title" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/innovation/" data-ga-track="U18 - Channel: Innovation - Position 2" tabindex="0" aria-label="Innovation">Innovation</a><div class="header__divider header__color--diamondring-blue"></div><div class="header__subnav"><ul class="header__sections header__color--diamondring-blue"><li class="header__section header__section--all"><a href="https://web.archive.org/web/20201019032344/https://www.forbes.com/innovation/" data-ga-track="U18 - Channel: Innovation - Position 2"><span>All Innovation</span><span><svg class="fs-icon fs-icon--arrow-right" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 20 20"><path transform="rotate(-180 8.964 11)" d="M1 10h16v2H1z"/><path transform="rotate(134.999 14.965 13.124)" d="M11 12.1h8v2h-8z"/><path transform="rotate(-134.999 14.965 8.877)" d="M11 7.9h8v2h-8z"/></svg></span></a></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/5g/" data-ga-track="U18 - Channel: Innovation - Position 2 - Section: 5G" tabindex="0" aria-label="5G">5G<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/ai/" data-ga-track="U18 - Channel: Innovation - Position 2 - Section: AI" tabindex="0" aria-label="AI">AI<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/amazonwebservices/" data-ga-track="U18 - Channel: Innovation - Position 2 - Section: Amazon Web Services BrandVoice" tabindex="0" aria-label="Amazon Web Services BrandVoice">Amazon Web Services BrandVoice<span class="pc-label"> | Paid Program</span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/awsinfrastructuresolutions/" data-ga-track="U18 - Channel: Innovation - Position 2 - Section: AWS Infrastructure Solutions BrandVoice" tabindex="0" aria-label="AWS Infrastructure Solutions BrandVoice">AWS Infrastructure Solutions BrandVoice<span class="pc-label"> | Paid Program</span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/big-data/" data-ga-track="U18 - Channel: Innovation - Position 2 - Section: Big Data" tabindex="0" aria-label="Big Data">Big Data<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/cloud/" data-ga-track="U18 - Channel: Innovation - Position 2 - Section: Cloud" tabindex="0" aria-label="Cloud">Cloud<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/cloud100/" data-ga-track="U18 - Channel: Innovation - Position 2 - Section: Cloud 100" tabindex="0" aria-label="Cloud 100">Cloud 100<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/consumer-tech/" data-ga-track="U18 - Channel: Innovation - Position 2 - Section: Consumer Tech" tabindex="0" aria-label="Consumer Tech">Consumer Tech<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/cybersecurity/" data-ga-track="U18 - Channel: Innovation - Position 2 - Section: Cybersecurity" tabindex="0" aria-label="Cybersecurity">Cybersecurity<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/enterprise-tech/" data-ga-track="U18 - Channel: Innovation - Position 2 - Section: Enterprise Tech" tabindex="0" aria-label="Enterprise Tech">Enterprise Tech<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/games/" data-ga-track="U18 - Channel: Innovation - Position 2 - Section: Games" tabindex="0" aria-label="Games">Games<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/green-tech/" data-ga-track="U18 - Channel: Innovation - Position 2 - Section: Green Tech" tabindex="0" aria-label="Green Tech">Green Tech<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/healthcare/" data-ga-track="U18 - Channel: Innovation - Position 2 - Section: Healthcare" tabindex="0" aria-label="Healthcare">Healthcare<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/japan/" data-ga-track="U18 - Channel: Innovation - Position 2 - Section: Japan BrandVoice " tabindex="0" aria-label="Japan BrandVoice ">Japan BrandVoice <span class="pc-label"> | Paid Program</span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/jumio/" data-ga-track="U18 - Channel: Innovation - Position 2 - Section: Jumio BrandVoice" tabindex="0" aria-label="Jumio BrandVoice">Jumio BrandVoice<span class="pc-label"> | Paid Program</span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/sap/" data-ga-track="U18 - Channel: Innovation - Position 2 - Section: SAP BrandVoice" tabindex="0" aria-label="SAP BrandVoice">SAP BrandVoice<span class="pc-label"> | Paid Program</span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/science/" data-ga-track="U18 - Channel: Innovation - Position 2 - Section: Science" tabindex="0" aria-label="Science">Science<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/servicenow/" data-ga-track="U18 - Channel: Innovation - Position 2 - Section: ServiceNow BrandVoice" tabindex="0" aria-label="ServiceNow BrandVoice">ServiceNow BrandVoice<span class="pc-label"> | Paid Program</span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/social-media/" data-ga-track="U18 - Channel: Innovation - Position 2 - Section: Social Media" tabindex="0" aria-label="Social Media">Social Media<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/tableau/#4b584da826d8" data-ga-track="U18 - Channel: Innovation - Position 2 - Section: Tableau BrandVoice" tabindex="0" aria-label="Tableau BrandVoice">Tableau BrandVoice<span class="pc-label"> | Paid Program</span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/tmobile/" data-ga-track="U18 - Channel: Innovation - Position 2 - Section: T-Mobile For Business BrandVoice" tabindex="0" aria-label="T-Mobile For Business BrandVoice">T-Mobile For Business BrandVoice<span class="pc-label"> | Paid Program</span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/venture-capital/" data-ga-track="U18 - Channel: Innovation - Position 2 - Section: Venture Capital" tabindex="0" aria-label="Venture Capital">Venture Capital<span class="pc-label"> </span></a><div class="pc-label"> </div></li></ul></div></li><li class="header__channel header__color--fortknox-gold" aria-hidden="false" data-title="Leadership" data-position="3"><a class="header__title" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/leadership/" data-ga-track="U18 - Channel: Leadership - Position 3" tabindex="0" aria-label="Leadership">Leadership</a><div class="header__divider header__color--fortknox-gold"></div><div class="header__subnav"><ul class="header__sections header__color--fortknox-gold"><li class="header__section header__section--all"><a href="https://web.archive.org/web/20201019032344/https://www.forbes.com/leadership/" data-ga-track="U18 - Channel: Leadership - Position 3"><span>All Leadership</span><span><svg class="fs-icon fs-icon--arrow-right" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 20 20"><path transform="rotate(-180 8.964 11)" d="M1 10h16v2H1z"/><path transform="rotate(134.999 14.965 13.124)" d="M11 12.1h8v2h-8z"/><path transform="rotate(-134.999 14.965 8.877)" d="M11 7.9h8v2h-8z"/></svg></span></a></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/careers/" data-ga-track="U18 - Channel: Leadership - Position 3 - Section: Careers" tabindex="0" aria-label="Careers">Careers<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/ceo-network" data-ga-track="U18 - Channel: Leadership - Position 3 - Section: CEO Network" tabindex="0" aria-label="CEO Network">CEO Network<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/cfo-network/" data-ga-track="U18 - Channel: Leadership - Position 3 - Section: CFO Network" tabindex="0" aria-label="CFO Network">CFO Network<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/cio-network/" data-ga-track="U18 - Channel: Leadership - Position 3 - Section: CIO Network" tabindex="0" aria-label="CIO Network">CIO Network<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/cmo-network/" data-ga-track="U18 - Channel: Leadership - Position 3 - Section: CMO Network" tabindex="0" aria-label="CMO Network">CMO Network<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/crowe/#488a13636b97" data-ga-track="U18 - Channel: Leadership - Position 3 - Section: Crowe BrandVoice" tabindex="0" aria-label="Crowe BrandVoice">Crowe BrandVoice<span class="pc-label"> | Paid Program</span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/deloitte/" data-ga-track="U18 - Channel: Leadership - Position 3 - Section: Deloitte BrandVoice" tabindex="0" aria-label="Deloitte BrandVoice">Deloitte BrandVoice<span class="pc-label"> | Paid Program</span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/diversity-inclusion/" data-ga-track="U18 - Channel: Leadership - Position 3 - Section: Diversity & Inclusion" tabindex="0" aria-label="Diversity & Inclusion">Diversity & Inclusion<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/education/" data-ga-track="U18 - Channel: Leadership - Position 3 - Section: Education" tabindex="0" aria-label="Education">Education<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/forbestheculture/" data-ga-track="U18 - Channel: Leadership - Position 3 - Section: Forbes The Culture" tabindex="0" aria-label="Forbes The Culture">Forbes The Culture<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/women-at-forbes/" data-ga-track="U18 - Channel: Leadership - Position 3 - Section: ForbesWomen" tabindex="0" aria-label="ForbesWomen">ForbesWomen<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/googlecloud/" data-ga-track="U18 - Channel: Leadership - Position 3 - Section: Google Cloud BrandVoice" tabindex="0" aria-label="Google Cloud BrandVoice">Google Cloud BrandVoice<span class="pc-label"> | Paid Program</span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/leadership-strategy/" data-ga-track="U18 - Channel: Leadership - Position 3 - Section: Leadership Strategy" tabindex="0" aria-label="Leadership Strategy">Leadership Strategy<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/under30/" data-ga-track="U18 - Channel: Leadership - Position 3 - Section: Under 30" tabindex="0" aria-label="Under 30">Under 30<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/working-remote/" data-ga-track="U18 - Channel: Leadership - Position 3 - Section: Working Remote" tabindex="0" aria-label="Working Remote">Working Remote<span class="pc-label"> </span></a><div class="pc-label"> </div></li></ul></div></li><li class="header__channel header__color--benjamins-green header__current" aria-hidden="false" data-title="Money" data-position="4"><a class="header__title" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/money/" data-ga-track="U18 - Channel: Money - Position 4" tabindex="0" aria-label="Money">Money</a><div class="header__divider header__color--benjamins-green"></div><div class="header__subnav"><ul class="header__sections header__color--benjamins-green"><li class="header__section header__section--all"><a href="https://web.archive.org/web/20201019032344/https://www.forbes.com/money/" data-ga-track="U18 - Channel: Money - Position 4"><span>All Money</span><span><svg class="fs-icon fs-icon--arrow-right" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 20 20"><path transform="rotate(-180 8.964 11)" d="M1 10h16v2H1z"/><path transform="rotate(134.999 14.965 13.124)" d="M11 12.1h8v2h-8z"/><path transform="rotate(-134.999 14.965 8.877)" d="M11 7.9h8v2h-8z"/></svg></span></a></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/banking-insurance/" data-ga-track="U18 - Channel: Money - Position 4 - Section: Banking & Insurance" tabindex="0" aria-label="Banking & Insurance">Banking & Insurance<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/crypto-blockchain/" data-ga-track="U18 - Channel: Money - Position 4 - Section: Crypto & Blockchain" tabindex="0" aria-label="Crypto & Blockchain">Crypto & Blockchain<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/etfs-mutual-funds/" data-ga-track="U18 - Channel: Money - Position 4 - Section: ETFs & Mutual Funds" tabindex="0" aria-label="ETFs & Mutual Funds">ETFs & Mutual Funds<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/fintech/" data-ga-track="U18 - Channel: Money - Position 4 - Section: Fintech" tabindex="0" aria-label="Fintech">Fintech<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/hedge-funds-private-equity/" data-ga-track="U18 - Channel: Money - Position 4 - Section: Hedge Funds & Private Equity" tabindex="0" aria-label="Hedge Funds & Private Equity">Hedge Funds & Private Equity<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/investing/" data-ga-track="U18 - Channel: Money - Position 4 - Section: Investing" tabindex="0" aria-label="Investing">Investing<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/markets/" data-ga-track="U18 - Channel: Money - Position 4 - Section: Markets" tabindex="0" aria-label="Markets">Markets<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/newyorklifeinvestments/" data-ga-track="U18 - Channel: Money - Position 4 - Section: New York Life Investments BrandVoice" tabindex="0" aria-label="New York Life Investments BrandVoice">New York Life Investments BrandVoice<span class="pc-label"> | Paid Program</span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/personal-finance/" data-ga-track="U18 - Channel: Money - Position 4 - Section: Personal Finance" tabindex="0" aria-label="Personal Finance">Personal Finance<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/newsletters/" data-ga-track="U18 - Channel: Money - Position 4 - Section: Premium Investing Newsletters" tabindex="0" aria-label="Premium Investing Newsletters">Premium Investing Newsletters<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/retirement/" data-ga-track="U18 - Channel: Money - Position 4 - Section: Retirement" tabindex="0" aria-label="Retirement">Retirement<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/taxes/" data-ga-track="U18 - Channel: Money - Position 4 - Section: Taxes" tabindex="0" aria-label="Taxes">Taxes<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/baldwin/2020/10/01/tax-smart-investing-four-ways-to-duck-taxes-on-investments/#559b1f4b53e7" data-ga-track="U18 - Channel: Money - Position 4 - Section: Tax-Smart Investing" tabindex="0" aria-label="Tax-Smart Investing">Tax-Smart Investing<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/top-advisor-shook/ " data-ga-track="U18 - Channel: Money - Position 4 - Section: Top Advisor | SHOOK" tabindex="0" aria-label="Top Advisor | SHOOK">Top Advisor | SHOOK<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/wealth-management/ " data-ga-track="U18 - Channel: Money - Position 4 - Section: Wealth Management" tabindex="0" aria-label="Wealth Management">Wealth Management<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/election-2020" data-ga-track="U18 - Channel: Money - Position 4 - Section: Election 2020" tabindex="0" aria-label="Election 2020">Election 2020<span class="pc-label"> </span></a><div class="pc-label"> </div></li></ul></div></li><li class="header__channel header__color--capitalist-teal" aria-hidden="false" data-title="Business" data-position="5"><a class="header__title" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/business/" data-ga-track="U18 - Channel: Business - Position 5" tabindex="0" aria-label="Business">Business</a><div class="header__divider header__color--capitalist-teal"></div><div class="header__subnav"><ul class="header__sections header__color--capitalist-teal"><li class="header__section header__section--all"><a href="https://web.archive.org/web/20201019032344/https://www.forbes.com/business/" data-ga-track="U18 - Channel: Business - Position 5"><span>All Business</span><span><svg class="fs-icon fs-icon--arrow-right" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 20 20"><path transform="rotate(-180 8.964 11)" d="M1 10h16v2H1z"/><path transform="rotate(134.999 14.965 13.124)" d="M11 12.1h8v2h-8z"/><path transform="rotate(-134.999 14.965 8.877)" d="M11 7.9h8v2h-8z"/></svg></span></a></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/aerospace-defense/" data-ga-track="U18 - Channel: Business - Position 5 - Section: Aerospace & Defense" tabindex="0" aria-label="Aerospace & Defense">Aerospace & Defense<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/energy/" data-ga-track="U18 - Channel: Business - Position 5 - Section: Energy" tabindex="0" aria-label="Energy">Energy<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/food-drink/" data-ga-track="U18 - Channel: Business - Position 5 - Section: Food & Drink" tabindex="0" aria-label="Food & Drink">Food & Drink<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/hollywood-entertainment/" data-ga-track="U18 - Channel: Business - Position 5 - Section: Hollywood & Entertainment" tabindex="0" aria-label="Hollywood & Entertainment">Hollywood & Entertainment<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/honeywell/#168235653d39" data-ga-track="U18 - Channel: Business - Position 5 - Section: Honeywell BrandVoice" tabindex="0" aria-label="Honeywell BrandVoice">Honeywell BrandVoice<span class="pc-label"> | Paid Program</span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/manufacturing/" data-ga-track="U18 - Channel: Business - Position 5 - Section: Manufacturing" tabindex="0" aria-label="Manufacturing">Manufacturing<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/media/" data-ga-track="U18 - Channel: Business - Position 5 - Section: Media" tabindex="0" aria-label="Media">Media<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/mitsubishiheavyindustries/" data-ga-track="U18 - Channel: Business - Position 5 - Section: Mitsubishi Heavy Industries BrandVoice" tabindex="0" aria-label="Mitsubishi Heavy Industries BrandVoice">Mitsubishi Heavy Industries BrandVoice<span class="pc-label"> | Paid Program</span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/policy/" data-ga-track="U18 - Channel: Business - Position 5 - Section: Policy" tabindex="0" aria-label="Policy">Policy<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/real-estate/" data-ga-track="U18 - Channel: Business - Position 5 - Section: Real Estate" tabindex="0" aria-label="Real Estate">Real Estate<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/retail/" data-ga-track="U18 - Channel: Business - Position 5 - Section: Retail" tabindex="0" aria-label="Retail">Retail<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sportsmoney/" data-ga-track="U18 - Channel: Business - Position 5 - Section: SportsMoney" tabindex="0" aria-label="SportsMoney">SportsMoney<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/transportation/" data-ga-track="U18 - Channel: Business - Position 5 - Section: Transportation" tabindex="0" aria-label="Transportation">Transportation<span class="pc-label"> </span></a><div class="pc-label"> </div></li></ul></div></li><li class="header__channel header__color--statuesque-bronze" aria-hidden="false" data-title="Small Business" data-position="6"><a class="header__title" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/small-business/" data-ga-track="U18 - Channel: Small Business - Position 6" tabindex="0" aria-label="Small Business">Small Business</a><div class="header__divider header__color--statuesque-bronze"></div><div class="header__subnav"><ul class="header__sections header__color--statuesque-bronze"><li class="header__section header__section--all"><a href="https://web.archive.org/web/20201019032344/https://www.forbes.com/small-business/" data-ga-track="U18 - Channel: Small Business - Position 6"><span>All Small Business</span><span><svg class="fs-icon fs-icon--arrow-right" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 20 20"><path transform="rotate(-180 8.964 11)" d="M1 10h16v2H1z"/><path transform="rotate(134.999 14.965 13.124)" d="M11 12.1h8v2h-8z"/><path transform="rotate(-134.999 14.965 8.877)" d="M11 7.9h8v2h-8z"/></svg></span></a></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/forbesleadershipteam/2020/08/10/business-as-unusual/#c68d69624d58" data-ga-track="U18 - Channel: Small Business - Position 6 - Section: Business As (Un)usual" tabindex="0" aria-label="Business As (Un)usual">Business As (Un)usual<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/entrepreneurs/" data-ga-track="U18 - Channel: Small Business - Position 6 - Section: Entrepreneurs" tabindex="0" aria-label="Entrepreneurs">Entrepreneurs<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/franchises/" data-ga-track="U18 - Channel: Small Business - Position 6 - Section: Franchises" tabindex="0" aria-label="Franchises">Franchises<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/small-business-strategy/" data-ga-track="U18 - Channel: Small Business - Position 6 - Section: Small Business Strategy" tabindex="0" aria-label="Small Business Strategy">Small Business Strategy<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/square/" data-ga-track="U18 - Channel: Small Business - Position 6 - Section: Square BrandVoice" tabindex="0" aria-label="Square BrandVoice">Square BrandVoice<span class="pc-label"> | Paid Program</span></a><div class="pc-label"> </div></li></ul></div></li><li class="header__channel header__color--merlot-burgundy" aria-hidden="false" data-title="Lifestyle" data-position="7"><a class="header__title" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/lifestyle/" data-ga-track="U18 - Channel: Lifestyle - Position 7" tabindex="0" aria-label="Lifestyle">Lifestyle</a><div class="header__divider header__color--merlot-burgundy"></div><div class="header__subnav"><ul class="header__sections header__color--merlot-burgundy"><li class="header__section header__section--all"><a href="https://web.archive.org/web/20201019032344/https://www.forbes.com/lifestyle/" data-ga-track="U18 - Channel: Lifestyle - Position 7"><span>All Lifestyle</span><span><svg class="fs-icon fs-icon--arrow-right" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 20 20"><path transform="rotate(-180 8.964 11)" d="M1 10h16v2H1z"/><path transform="rotate(134.999 14.965 13.124)" d="M11 12.1h8v2h-8z"/><path transform="rotate(-134.999 14.965 8.877)" d="M11 7.9h8v2h-8z"/></svg></span></a></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/arts/" data-ga-track="U18 - Channel: Lifestyle - Position 7 - Section: Arts" tabindex="0" aria-label="Arts">Arts<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/boats-planes/" data-ga-track="U18 - Channel: Lifestyle - Position 7 - Section: Boats & Planes" tabindex="0" aria-label="Boats & Planes">Boats & Planes<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/cars-bikes/" data-ga-track="U18 - Channel: Lifestyle - Position 7 - Section: Cars & Bikes" tabindex="0" aria-label="Cars & Bikes">Cars & Bikes<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/dining/" data-ga-track="U18 - Channel: Lifestyle - Position 7 - Section: Dining" tabindex="0" aria-label="Dining">Dining<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/forbeslife/" data-ga-track="U18 - Channel: Lifestyle - Position 7 - Section: ForbesLife" tabindex="0" aria-label="ForbesLife">ForbesLife<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/forbes-travel-guide/" data-ga-track="U18 - Channel: Lifestyle - Position 7 - Section: Forbes Travel Guide" tabindex="0" aria-label="Forbes Travel Guide">Forbes Travel Guide<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/spirits/" data-ga-track="U18 - Channel: Lifestyle - Position 7 - Section: Spirits" tabindex="0" aria-label="Spirits">Spirits<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/style-beauty/" data-ga-track="U18 - Channel: Lifestyle - Position 7 - Section: Style & Beauty" tabindex="0" aria-label="Style & Beauty">Style & Beauty<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/travel/" data-ga-track="U18 - Channel: Lifestyle - Position 7 - Section: Travel" tabindex="0" aria-label="Travel">Travel<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/vices/" data-ga-track="U18 - Channel: Lifestyle - Position 7 - Section: Vices" tabindex="0" aria-label="Vices">Vices<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/watches-jewelry/" data-ga-track="U18 - Channel: Lifestyle - Position 7 - Section: Watches" tabindex="0" aria-label="Watches">Watches<span class="pc-label"> </span></a><div class="pc-label"> </div></li></ul></div></li><li class="header__channel header__color--shopping-salmon" aria-hidden="false" data-title="Shopping" data-position="8"><a class="header__title" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/shopping/" data-ga-track="U18 - Channel: Shopping - Position 8" tabindex="0" aria-label="Shopping">Shopping</a><div class="header__divider header__color--shopping-salmon"></div><div class="header__subnav"><ul class="header__sections header__color--shopping-salmon"><li class="header__section header__section--all"><a href="https://web.archive.org/web/20201019032344/https://www.forbes.com/shopping/" data-ga-track="U18 - Channel: Shopping - Position 8"><span>All Shopping</span><span><svg class="fs-icon fs-icon--arrow-right" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 20 20"><path transform="rotate(-180 8.964 11)" d="M1 10h16v2H1z"/><path transform="rotate(134.999 14.965 13.124)" d="M11 12.1h8v2h-8z"/><path transform="rotate(-134.999 14.965 8.877)" d="M11 7.9h8v2h-8z"/></svg></span></a></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/coupons/" data-ga-track="U18 - Channel: Shopping - Position 8 - Section: Forbes Coupons" tabindex="0" aria-label="Forbes Coupons">Forbes Coupons<span class="pc-label"> </span></a><div class="pc-label"> </div></li></ul></div></li><li class="header__channel header__color--advisor-amethyst" aria-hidden="false" data-title="Advisor" data-position="9"><a class="header__title" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/advisor/" data-ga-track="U18 - Channel: Advisor - Position 9" tabindex="0" aria-label="Advisor">Advisor</a><div class="header__divider header__color--advisor-amethyst"></div><div class="header__subnav"><ul class="header__sections header__color--advisor-amethyst"><li class="header__section header__section--all"><a href="https://web.archive.org/web/20201019032344/https://www.forbes.com/advisor/" data-ga-track="U18 - Channel: Advisor - Position 9"><span>All Advisor</span><span><svg class="fs-icon fs-icon--arrow-right" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 20 20"><path transform="rotate(-180 8.964 11)" d="M1 10h16v2H1z"/><path transform="rotate(134.999 14.965 13.124)" d="M11 12.1h8v2h-8z"/><path transform="rotate(-134.999 14.965 8.877)" d="M11 7.9h8v2h-8z"/></svg></span></a></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/advisor/credit-cards/best-credit-cards/" data-ga-track="U18 - Channel: Advisor - Position 9 - Section: The Best Credit Cards Of 2020" tabindex="0" aria-label="The Best Credit Cards Of 2020">The Best Credit Cards Of 2020<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/advisor/credit-cards/best/balance-transfer/" data-ga-track="U18 - Channel: Advisor - Position 9 - Section: Best Balance Transfer Credit Cards" tabindex="0" aria-label="Best Balance Transfer Credit Cards">Best Balance Transfer Credit Cards<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/advisor/credit-cards/best/business-cash-back/" data-ga-track="U18 - Channel: Advisor - Position 9 - Section: Best Cash Back Credit Cards" tabindex="0" aria-label="Best Cash Back Credit Cards">Best Cash Back Credit Cards<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/advisor/credit-cards/best/0-apr/" data-ga-track="U18 - Channel: Advisor - Position 9 - Section: Best 0% APR Credit Cards" tabindex="0" aria-label="Best 0% APR Credit Cards">Best 0% APR Credit Cards<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/advisor/credit-cards/best/travel/" data-ga-track="U18 - Channel: Advisor - Position 9 - Section: Best Travel Credit Cards" tabindex="0" aria-label="Best Travel Credit Cards">Best Travel Credit Cards<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/advisor/credit-cards/best/rewards/" data-ga-track="U18 - Channel: Advisor - Position 9 - Section: Best Rewards Credit Cards" tabindex="0" aria-label="Best Rewards Credit Cards">Best Rewards Credit Cards<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/advisor/credit-cards/best/business/" data-ga-track="U18 - Channel: Advisor - Position 9 - Section: Best Business Credit Cards" tabindex="0" aria-label="Best Business Credit Cards">Best Business Credit Cards<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/advisor/credit-cards/" data-ga-track="U18 - Channel: Advisor - Position 9 - Section: Browse All Credit Cards" tabindex="0" aria-label="Browse All Credit Cards">Browse All Credit Cards<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/advisor/travel-insurance/best-travel-insurance-companies/" data-ga-track="U18 - Channel: Advisor - Position 9 - Section: Best Travel Insurance Companies" tabindex="0" aria-label="Best Travel Insurance Companies">Best Travel Insurance Companies<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/advisor/life-insurance/best-life-insurance-companies/" data-ga-track="U18 - Channel: Advisor - Position 9 - Section: Best Life Insurance Companies" tabindex="0" aria-label="Best Life Insurance Companies">Best Life Insurance Companies<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/advisor/car-insurance/best-car-insurance-companies/" data-ga-track="U18 - Channel: Advisor - Position 9 - Section: Best Car Insurance Companies" tabindex="0" aria-label="Best Car Insurance Companies">Best Car Insurance Companies<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/advisor/life-insurance/whole-life-insurance/" data-ga-track="U18 - Channel: Advisor - Position 9 - Section: Whole Life Insurance" tabindex="0" aria-label="Whole Life Insurance">Whole Life Insurance<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/advisor/loans/personal/" data-ga-track="U18 - Channel: Advisor - Position 9 - Section: Best Personal Loans" tabindex="0" aria-label="Best Personal Loans">Best Personal Loans<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/advisor/loans/best-private-student-loans/" data-ga-track="U18 - Channel: Advisor - Position 9 - Section: Best Student Loans" tabindex="0" aria-label="Best Student Loans">Best Student Loans<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/advisor/loans/best-student-loan-refinance-lenders/" data-ga-track="U18 - Channel: Advisor - Position 9 - Section: Best Student Loan Refinance" tabindex="0" aria-label="Best Student Loan Refinance">Best Student Loan Refinance<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/advisor/loans/student-loan-refinance-calculator/" data-ga-track="U18 - Channel: Advisor - Position 9 - Section: Student Loan Refinance Calculator" tabindex="0" aria-label="Student Loan Refinance Calculator">Student Loan Refinance Calculator<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/advisor/loans/auto-loan-calculator/" data-ga-track="U18 - Channel: Advisor - Position 9 - Section: Auto Loan Calculator" tabindex="0" aria-label="Auto Loan Calculator">Auto Loan Calculator<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/advisor/banking/best-online-savings-accounts/" data-ga-track="U18 - Channel: Advisor - Position 9 - Section: Best Savings Accounts" tabindex="0" aria-label="Best Savings Accounts">Best Savings Accounts<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/advisor/banking/best-money-market-accounts/" data-ga-track="U18 - Channel: Advisor - Position 9 - Section: Best Money Market Accounts" tabindex="0" aria-label="Best Money Market Accounts">Best Money Market Accounts<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/advisor/banking/best-checking-accounts/" data-ga-track="U18 - Channel: Advisor - Position 9 - Section: Best Checking Accounts" tabindex="0" aria-label="Best Checking Accounts">Best Checking Accounts<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/advisor/banking/best-cd-rates/" data-ga-track="U18 - Channel: Advisor - Position 9 - Section: Best CD Rates" tabindex="0" aria-label="Best CD Rates">Best CD Rates<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/advisor/banking/best-online-banks/" data-ga-track="U18 - Channel: Advisor - Position 9 - Section: Best Online Banks " tabindex="0" aria-label="Best Online Banks ">Best Online Banks <span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/advisor/personal-finance/best-identity-theft-protection-companies/" data-ga-track="U18 - Channel: Advisor - Position 9 - Section: Best ID Theft Protection Companies" tabindex="0" aria-label="Best ID Theft Protection Companies">Best ID Theft Protection Companies<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/advisor/personal-finance/second-stimulus-check-calculator-how-much/" data-ga-track="U18 - Channel: Advisor - Position 9 - Section: Second Stimulus Check Calculator" tabindex="0" aria-label="Second Stimulus Check Calculator">Second Stimulus Check Calculator<span class="pc-label"> </span></a><div class="pc-label"> </div></li></ul></div></li><li class="header__channel header__color--racing-orange" aria-hidden="false" data-title="Wheels" data-position="10"><a class="header__title header__title--click-override" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/wheels/" data-ga-track="U18 - Channel: Wheels - Position 10" tabindex="0" aria-label="Wheels">Wheels</a><div class="header__divider header__color--racing-orange"></div><div class="header__subnav"><ul class="header__sections header__color--racing-orange"><li class="header__section header__section--all"><a href="https://web.archive.org/web/20201019032344/https://www.forbes.com/wheels/" data-ga-track="U18 - Channel: Wheels - Position 10"><span>All Wheels</span><span><svg class="fs-icon fs-icon--arrow-right" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 20 20"><path transform="rotate(-180 8.964 11)" d="M1 10h16v2H1z"/><path transform="rotate(134.999 14.965 13.124)" d="M11 12.1h8v2h-8z"/><path transform="rotate(-134.999 14.965 8.877)" d="M11 7.9h8v2h-8z"/></svg></span></a></li></ul></div></li><li class="header__channel header__color--default-gray" aria-hidden="false" data-title="Lists" data-position="11"><a class="header__title header__title--click-override" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/lists/" data-ga-track="U18 - Channel: Lists - Position 11" tabindex="0" aria-label="Lists">Lists</a><div class="header__divider header__color--default-gray"></div><div class="header__subnav"><ul class="header__sections header__color--default-gray"><li class="header__section header__section--all"><a href="https://web.archive.org/web/20201019032344/https://www.forbes.com/lists/" data-ga-track="U18 - Channel: Lists - Position 11"><span>All Lists</span><span><svg class="fs-icon fs-icon--arrow-right" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 20 20"><path transform="rotate(-180 8.964 11)" d="M1 10h16v2H1z"/><path transform="rotate(134.999 14.965 13.124)" d="M11 12.1h8v2h-8z"/><path transform="rotate(-134.999 14.965 8.877)" d="M11 7.9h8v2h-8z"/></svg></span></a></li></ul></div></li><li class="header__channel header__color--opulent-purple" aria-hidden="false" data-title="Video" data-position="12"><a class="header__title header__title--click-override" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/video" data-ga-track="U18 - Channel: Video - Position 12" tabindex="0" aria-label="Video">Video</a><div class="header__divider header__color--opulent-purple"></div><div class="header__subnav"><ul class="header__sections header__color--opulent-purple"><li class="header__section header__section--all"><a href="https://web.archive.org/web/20201019032344/https://www.forbes.com/video" data-ga-track="U18 - Channel: Video - Position 12"><span>All Video</span><span><svg class="fs-icon fs-icon--arrow-right" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 20 20"><path transform="rotate(-180 8.964 11)" d="M1 10h16v2H1z"/><path transform="rotate(134.999 14.965 13.124)" d="M11 12.1h8v2h-8z"/><path transform="rotate(-134.999 14.965 8.877)" d="M11 7.9h8v2h-8z"/></svg></span></a></li></ul></div></li><li class="header__channel header__color--default-gray" aria-hidden="false" data-title="Newsletters" data-position="13"><span class="header__title" tabindex="0">Newsletters</span><div class="header__divider header__color--default-gray"></div><div class="header__subnav"><ul class="header__sections header__color--default-gray"><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/dailydozen/" data-ga-track="U18 - Channel: Newsletters - Position 13 - Section: Daily Dozen Briefing" tabindex="0" aria-label="Daily Dozen Briefing">Daily Dozen Briefing<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/http://bit.ly/2Y2rVX8" data-ga-track="U18 - Channel: Newsletters - Position 13 - Section: Crypto Confidential" tabindex="0" aria-label="Crypto Confidential">Crypto Confidential<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://account.forbes.com/?utm_source=forbes&utm_medium=featured&utm_campaign=navigation" data-ga-track="U18 - Channel: Newsletters - Position 13 - Section: Editorial Newsletters" tabindex="0" aria-label="Editorial Newsletters">Editorial Newsletters<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://bit.ly/2Rkd9oN" data-ga-track="U18 - Channel: Newsletters - Position 13 - Section: Investing Digest" tabindex="0" aria-label="Investing Digest">Investing Digest<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/newsletters/" data-ga-track="U18 - Channel: Newsletters - Position 13 - Section: Premium Investing Newsletters" tabindex="0" aria-label="Premium Investing Newsletters">Premium Investing Newsletters<span class="pc-label"> </span></a><div class="pc-label"> </div></li></ul></div></li><li class="header__channel header__color--merlot-burgundy" aria-hidden="false" data-title="Forbes Magazine" data-position="14"><a class="header__title" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/forbes-magazine/#42ad043030a4" data-ga-track="U18 - Channel: Forbes Magazine - Position 14" tabindex="0" aria-label="Forbes Magazine">Forbes Magazine</a><div class="header__divider header__color--merlot-burgundy"></div><div class="header__subnav"><ul class="header__sections header__color--merlot-burgundy"><li class="header__section header__section--all"><a href="https://web.archive.org/web/20201019032344/https://www.forbes.com/forbes-magazine/#42ad043030a4" data-ga-track="U18 - Channel: Forbes Magazine - Position 14"><span>All Forbes Magazine</span><span><svg class="fs-icon fs-icon--arrow-right" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 20 20"><path transform="rotate(-180 8.964 11)" d="M1 10h16v2H1z"/><path transform="rotate(134.999 14.965 13.124)" d="M11 12.1h8v2h-8z"/><path transform="rotate(-134.999 14.965 8.877)" d="M11 7.9h8v2h-8z"/></svg></span></a></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/forbesasia/#7cb46d1d2f95" data-ga-track="U18 - Channel: Forbes Magazine - Position 14 - Section: Forbes Asia" tabindex="0" aria-label="Forbes Asia">Forbes Asia<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://w1.buysub.com/pubs/B4/FRB/16-forbes_relaunch_landingpage_2freetrial.jsp?cds_mag_code=FRB&cds_page_id=241223" data-ga-track="U18 - Channel: Forbes Magazine - Position 14 - Section: Free Issue of Forbes" tabindex="0" aria-label="Free Issue of Forbes">Free Issue of Forbes<span class="pc-label"> </span></a><div class="pc-label"> </div></li></ul></div></li><li class="header__channel header__color--default-gray" aria-hidden="false" data-title="Latest" data-position="15"><span class="header__title" tabindex="0">Latest</span><div class="header__divider header__color--default-gray"></div><div class="header__subnav"><ul class="header__sections header__color--default-gray"><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/coronavirus/#59d4597c20dd" data-ga-track="U18 - Channel: Latest - Position 15 - Section: Coronavirus Coverage" tabindex="0" aria-label="Coronavirus Coverage">Coronavirus Coverage<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/daily-cover-stories/#78127e5b6a74" data-ga-track="U18 - Channel: Latest - Position 15 - Section: Daily Cover Stories" tabindex="0" aria-label="Daily Cover Stories">Daily Cover Stories<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/dark-capital/#4bf21bb954c9" data-ga-track="U18 - Channel: Latest - Position 15 - Section: Dark Capital" tabindex="0" aria-label="Dark Capital">Dark Capital<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/editors-picks/#15c416d878bf" data-ga-track="U18 - Channel: Latest - Position 15 - Section: Editors' Picks" tabindex="0" aria-label="Editors' Picks">Editors' Picks<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/election-2020/#1322f17e230b" data-ga-track="U18 - Channel: Latest - Position 15 - Section: Election 2020" tabindex="0" aria-label="Election 2020">Election 2020<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/stories/collection" data-ga-track="U18 - Channel: Latest - Position 15 - Section: Visual Web Stories" tabindex="0" aria-label="Visual Web Stories">Visual Web Stories<span class="pc-label"> </span></a><div class="pc-label"> </div></li></ul></div></li><li class="header__channel header__color--default-gray" aria-hidden="false" data-title="Featured" data-position="16"><span class="header__title" tabindex="0">Featured</span><div class="header__divider header__color--default-gray"></div><div class="header__subnav"><ul class="header__sections header__color--default-gray"><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/30-under-30/2020/" data-ga-track="U18 - Channel: Featured - Position 16 - Section: 30 Under 30 2020" tabindex="0" aria-label="30 Under 30 2020">30 Under 30 2020<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/forbesunder30team/2020/09/17/a-decade-of-disruption/" data-ga-track="U18 - Channel: Featured - Position 16 - Section: 30 Under 30: A Decade Of Disruption" tabindex="0" aria-label="30 Under 30: A Decade Of Disruption">30 Under 30: A Decade Of Disruption<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/aarp/2020/09/22/the-doctor-will-see-you-now-virtually/" data-ga-track="U18 - Channel: Featured - Position 16 - Section: AARP BrandVoice" tabindex="0" aria-label="AARP BrandVoice">AARP BrandVoice<span class="pc-label"> | Paid Program</span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/tableau/all-hands-on-data/" data-ga-track="U18 - Channel: Featured - Position 16 - Section: All Hands On Data - A Tableau Series" tabindex="0" aria-label="All Hands On Data - A Tableau Series">All Hands On Data - A Tableau Series<span class="pc-label"> | Paid Program</span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/forbesmoneyteam/2020/10/01/antidote-for-uncertainty-build-a-stable-retirement-with-four-key-ingredients/#3beea7d11d60" data-ga-track="U18 - Channel: Featured - Position 16 - Section: Antidote For Uncertainty" tabindex="0" aria-label="Antidote For Uncertainty">Antidote For Uncertainty<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/series/dna-of-success/" data-ga-track="U18 - Channel: Featured - Position 16 - Section: DNA Of Success" tabindex="0" aria-label="DNA Of Success">DNA Of Success<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/insights-docusign/2020/10/08/agree-to-automate-how-digitizing-the-agreement-process-can-move-your-business-forward/" data-ga-track="U18 - Channel: Featured - Position 16 - Section: DocuSign With Forbes Insights" tabindex="0" aria-label="DocuSign With Forbes Insights">DocuSign With Forbes Insights<span class="pc-label"> | Paid Program</span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/video/6194302347001/#b356ce4576e6" data-ga-track="U18 - Channel: Featured - Position 16 - Section: EY & Citi On The Importance Of Resilience And Innovation" tabindex="0" aria-label="EY & Citi On The Importance Of Resilience And Innovation">EY & Citi On The Importance Of Resilience And Innovation<span class="pc-label"> | Paid Program</span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/forbeswealthteam/2020/09/08/impact-50-investors-seeking-profit-and-pushing-for-change-environment/" data-ga-track="U18 - Channel: Featured - Position 16 - Section: Impact 50: Investors Seeking Profit — And Pushing For Change" tabindex="0" aria-label="Impact 50: Investors Seeking Profit — And Pushing For Change">Impact 50: Investors Seeking Profit — And Pushing For Change<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/forbesunder30team/2020/09/29/agtech-hackathon-the-future-of-food--agriculture/" data-ga-track="U18 - Channel: Featured - Position 16 - Section: Forbes AgTech+ Under 30 Hackathon" tabindex="0" aria-label="Forbes AgTech+ Under 30 Hackathon">Forbes AgTech+ Under 30 Hackathon<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/insights-teradata/forbes-analytics+/" data-ga-track="U18 - Channel: Featured - Position 16 - Section: Forbes Analytics Plus With Teradata" tabindex="0" aria-label="Forbes Analytics Plus With Teradata">Forbes Analytics Plus With Teradata<span class="pc-label"> | Paid Program</span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/insights-nuveen/2020/09/01/how-cefs-can-work-for-you/#7328907c2281" data-ga-track="U18 - Channel: Featured - Position 16 - Section: Nuveen With Forbes Insights" tabindex="0" aria-label="Nuveen With Forbes Insights">Nuveen With Forbes Insights<span class="pc-label"> | Paid Program</span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/officedepotofficemax/#3ec2327d5512" data-ga-track="U18 - Channel: Featured - Position 16 - Section: Office Depot OfficeMax BrandVoice" tabindex="0" aria-label="Office Depot OfficeMax BrandVoice">Office Depot OfficeMax BrandVoice<span class="pc-label"> | Paid Program</span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/pastebywetransfer/2020/09/29/paste-it-forward-an-ideas-contest-for-budding-entrepreneurs/" data-ga-track="U18 - Channel: Featured - Position 16 - Section: Paste by WeTransfer BrandVoice" tabindex="0" aria-label="Paste by WeTransfer BrandVoice">Paste by WeTransfer BrandVoice<span class="pc-label"> | Paid Program</span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/servicenow/2020/10/15/using-iot-data-to-drive-customer-satisfaction/" data-ga-track="U18 - Channel: Featured - Position 16 - Section: ServiceNow Brandvoice" tabindex="0" aria-label="ServiceNow Brandvoice">ServiceNow Brandvoice<span class="pc-label"> | Paid Program</span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/stjude/2020/09/30/insightful-investing-giving-with-impact/#30d237d5ceaf" data-ga-track="U18 - Channel: Featured - Position 16 - Section: St. Jude BrandVoice" tabindex="0" aria-label="St. Jude BrandVoice">St. Jude BrandVoice<span class="pc-label"> | Paid Program</span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/square/small-business-advisory-team/" data-ga-track="U18 - Channel: Featured - Position 16 - Section: Square BrandVoice" tabindex="0" aria-label="Square BrandVoice">Square BrandVoice<span class="pc-label"> | Paid Program</span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/forbesleadershipteam/2020/10/01/the-worlds-most-influential-cmos-2020-resolute-leadership-in-transformative-times/" data-ga-track="U18 - Channel: Featured - Position 16 - Section: The World's Most Influential CMOs" tabindex="0" aria-label="The World's Most Influential CMOs">The World's Most Influential CMOs<span class="pc-label"> </span></a><div class="pc-label"> </div></li><li class="header__section"><a class="section__link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/series/voices-of-success/" data-ga-track="U18 - Channel: Featured - Position 16 - Section: Voices Of Success" tabindex="0" aria-label="Voices Of Success">Voices Of Success<span class="pc-label"> </span></a><div class="pc-label"> </div></li></ul></div></li><li class="header__channel header__color--default-gray" aria-hidden="false" data-title="Advertise with Forbes" data-position="17"><a class="header__title header__title--click-override" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/connect/" data-ga-track="U18 - Channel: Advertise with Forbes - Position 17" tabindex="0" aria-label="Advertise with Forbes">Advertise with Forbes</a><div class="header__divider header__color--default-gray"></div><div class="header__subnav"><ul class="header__sections header__color--default-gray"><li class="header__section header__section--all"><a href="https://web.archive.org/web/20201019032344/https://www.forbes.com/connect/" data-ga-track="U18 - Channel: Advertise with Forbes - Position 17"><span>All Advertise with Forbes</span><span><svg class="fs-icon fs-icon--arrow-right" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 20 20"><path transform="rotate(-180 8.964 11)" d="M1 10h16v2H1z"/><path transform="rotate(134.999 14.965 13.124)" d="M11 12.1h8v2h-8z"/><path transform="rotate(-134.999 14.965 8.877)" d="M11 7.9h8v2h-8z"/></svg></span></a></li></ul></div></li><li class="header__legal-link"><a href="https://web.archive.org/web/20201019032344/https://www.forbes.com/contact/">Report a Security Issue</a></li><li class="header__legal-link"><a href="https://web.archive.org/web/20201019032344/mailto:feedback@forbes.com" data-ga-track="U18 - Site Feedback">Site Feedback</a></li><li class="header__legal-link"><a href="https://web.archive.org/web/20201019032344/https://www.forbes.com/tips/" data-ga-track="U18 - Tips" target="_blank">Tips</a></li><li class="header__legal-link header__legal-link--corrections"><a href="https://web.archive.org/web/20201019032344/mailto:corrections@forbes.com?subject=Report Correction&body=Reporting Correction for: %0A %0A Title: Fintech %0A URL: https://www.forbes.com/fintech/%0A %0A - %0A %0A Your Name: %0A Correction Request: %0A %0A - %0A %0A Thank you for reporting a correction. Forbes Staff will review your concern shortly." data-ga-track="U18 - Corrections">Corrections</a></li><li class="header__legal-link"><a href="https://web.archive.org/web/20201019032344/https://www.forbes.com/fdc/privacy.html" data-ga-track="U18 - Privacy" target="_blank">Privacy</a></li><li class="header__legal-link"><a href="https://web.archive.org/web/20201019032344/https://www.forbes.com/terms/" data-ga-track="U18 - Terms" target="_blank">Terms</a></li><li class="header__legal-link"><a href="https://web.archive.org/web/20201019032344/https://preferences-mgr.truste.com/?pid=forbes01&amp;aid=forbes_mobile01" data-ga-track="U18 - AdChoices" target="_blank">AdChoices</a></li><li class="header__legal-link"><a href="https://web.archive.org/web/20201019032344/https://www.parsintl.com/publication/forbes/" data-ga-track="U18 - Reprints & Permissions" target="_blank">Reprints & Permissions</a></li><div class="header__copyright">© 2020 Forbes Media LLC. All Rights Reserved</div></ul></div><div class="header__right"><div class="login__menu"><span class="login__section"><button class="register">Create Account </button><span class="login-divider"> | </span><button class="login"> Sign In</button></span></div><button class="icon--search" data-ga-track="U18 - Search Icon" tabindex="0" aria-label="Search"><svg class="fs-icon fs-icon--search" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 20 20"><circle fill="none" stroke="#000" stroke-width="2" cx="8.5" cy="9" r="6"/><path transform="rotate(45.001 14.922 15.421)" d="M12 14.4h5.9v2H12z"/></svg></button></div><div class="header__divider header__color--centennial-silver"></div><div class="header__divider header__color--diamondring-blue"></div><div class="header__divider header__color--fortknox-gold"></div><div class="header__divider header__color--benjamins-green"></div><div class="header__divider header__color--capitalist-teal"></div><div class="header__divider header__color--statuesque-bronze"></div><div class="header__divider header__color--merlot-burgundy"></div><div class="header__divider header__color--shopping-salmon"></div><div class="header__divider header__color--advisor-amethyst"></div><div class="header__divider header__color--racing-orange"></div><div class="header__divider header__color--default-gray"></div><div class="header__divider header__color--opulent-purple"></div><div class="header__divider header__color--default-gray"></div><div class="header__divider header__color--merlot-burgundy"></div><div class="header__divider header__color--default-gray"></div><div class="header__divider header__color--default-gray"></div><div class="header__divider header__color--default-gray"></div></nav></header><div class="fbs-ad--top-wrapper fbs-ad--top-wrapper--sticky" aria-hidden="true" role="presentation" tabindex="-1"><fbs-ad position="top"></fbs-ad></div><main class="clearfix et-promoblock ng-scope main-content--body" data-et-location="csf-channel_72section_1096"><h1 class="chansec-header" style="background-image:url(https://web.archive.org/web/20201019032344im_/https://images.forbes.com/Landers/Images/Desktop/Money/Money_FinTech.png);border-bottom:1px solid #598141;color:#598141;"><div class="fs-content"><a class="chansec-header__channel-name" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/money">Money<svg class="fs-icon fs-icon--arrow-right" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 20 20"><path transform="rotate(-180 8.964 11)" d="M1 10h16v2H1z"/><path transform="rotate(134.999 14.965 13.124)" d="M11 12.1h8v2h-8z"/><path transform="rotate(-134.999 14.965 8.877)" d="M11 7.9h8v2h-8z"/></svg></a><div class="chansec-header__section-name">Fintech</div></div></h1><div class="chansec-page-container section-layout-1"><section class="channel channel--left channel--normal csf-row et-rows row_5b3fb44444574" id="row-0"><div class="channel__content"><div class="csf-block"><div class="channel__content-channel-left image-and-text"><div class="section__sidebar"><div class="section__sidebar--pop-picks pop-picks pop-picks--pop-active"><div class="pop-picks__nav"><button class="pop-picks__nav-btn pop-picks__nav-btn--picks pop-picks__nav-btn--active"><span>Editors’ Picks</span><div class="pop-picks__flipper"><div class="pop-picks__square pop-picks__square--left"></div><div class="pop-picks__square pop-picks__square--right"></div></div></button><button class="pop-picks__nav-btn pop-picks__nav-btn--popular"><span>Latest</span><div class="pop-picks__flipper"><div class="pop-picks__square pop-picks__square--left"></div><div class="pop-picks__square pop-picks__square--right"></div></div></button></div><div class="pop-picks__content pop-picks__content--picks pop-picks__content--active"><div class="editors-picks"><div class="section-pick"><a class="section-pick__title" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/ronshevlin/2020/10/12/5-bank-and-fintech-partnership-ideas-to-generate-revenue/" title="5 Bank And Fintech Partnership Ideas To Generate Revenue">5 Bank And Fintech Partnership Ideas To Generate Revenue</a><div class="byline"><span class="byline__by">By</span><a class="byline__author-name" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/ronshevlin/" data-ga-track="Channel - Block - undefined - Position undefined - Ron Shevlin">Ron Shevlin</a><span class="byline__author-type">Senior Contributor</span></div></div><div class="section-pick"><a class="section-pick__title" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/stevenehrlich/2020/10/07/a-bedrock-approach-to-asset-diversification-is-failingbitcoin-may-have-the-answer/" title="A Bedrock Approach To Asset Diversification Is Failing - Bitcoin May Have The Answer">A Bedrock Approach To Asset Diversification Is Failing - Bitcoin May Have The Answer</a><div class="byline"><span class="byline__by">By</span><a class="byline__author-name" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/stevenehrlich/" data-ga-track="Channel - Block - undefined - Position undefined - Steven Ehrlich">Steven Ehrlich</a><span class="byline__author-type">Forbes Staff</span></div></div><div class="section-pick"><a class="section-pick__title" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/ronshevlin/2020/10/05/new-research-finds-banks-customer-engagement-is-at-an-all-time-low/" title="How Banks Can Grow Like Bank Of America, Chase, And Wells Fargo: The Reacquisition Imperative">How Banks Can Grow Like Bank Of America, Chase, And Wells Fargo: The Reacquisition Imperative</a><div class="byline"><span class="byline__by">By</span><a class="byline__author-name" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/ronshevlin/" data-ga-track="Channel - Block - undefined - Position undefined - Ron Shevlin">Ron Shevlin</a><span class="byline__author-type">Senior Contributor</span></div></div><div class="section-pick"><a class="section-pick__title" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/ronshevlin/2020/09/28/how-fintech-can-help-the-financial-health-crisis/" title="If Fintechs Want To Generate Revenue, They Should Create A Financial Health Platform">If Fintechs Want To Generate Revenue, They Should Create A Financial Health Platform</a><div class="byline"><span class="byline__by">By</span><a class="byline__author-name" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/ronshevlin/" data-ga-track="Channel - Block - undefined - Position undefined - Ron Shevlin">Ron Shevlin</a><span class="byline__author-type">Senior Contributor</span></div></div><div class="section-pick"><a class="section-pick__title" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/stevenehrlich/2020/09/23/visas-crypto-strategy-is-driving-its-next-stage-of-growth/" title="Visa’s Crypto Strategy Is Driving Its Next Stage Of Growth">Visa’s Crypto Strategy Is Driving Its Next Stage Of Growth</a><div class="byline"><span class="byline__by">By</span><a class="byline__author-name" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/stevenehrlich/" data-ga-track="Channel - Block - undefined - Position undefined - Steven Ehrlich">Steven Ehrlich</a><span class="byline__author-type">Forbes Staff</span></div></div><div class="section-pick"><a class="section-pick__title" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/ronshevlin/2020/09/21/new-consumer-research-finds-consumers-open-more-checking-accounts-digitally-than-in-branches/" title="Digital Account Openings Surged Long Before The Pandemic [Thanks To Bank Of America And Chase]">Digital Account Openings Surged Long Before The Pandemic [Thanks To Bank Of America And Chase]</a><div class="byline"><span class="byline__by">By</span><a class="byline__author-name" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/ronshevlin/" data-ga-track="Channel - Block - undefined - Position undefined - Ron Shevlin">Ron Shevlin</a><span class="byline__author-type">Senior Contributor</span></div></div><div class="section-pick"><a class="section-pick__title" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/gilpress/2020/09/15/launching-a-fintech-platform-for-growing-unicorns/" title="Launching A Fintech Platform For Growing Unicorns">Launching A Fintech Platform For Growing Unicorns</a><div class="byline"><span class="byline__by">By</span><a class="byline__author-name" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/gilpress/" data-ga-track="Channel - Block - undefined - Position undefined - Gil Press">Gil Press</a><span class="byline__author-type">Senior Contributor</span></div></div><div class="section-pick"><a class="section-pick__title" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/ronshevlin/2020/09/14/banks-dont-have-to-innovate/" title="Banks Don’t Have To Innovate">Banks Don’t Have To Innovate</a><div class="byline"><span class="byline__by">By</span><a class="byline__author-name" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/ronshevlin/" data-ga-track="Channel - Block - undefined - Position undefined - Ron Shevlin">Ron Shevlin</a><span class="byline__author-type">Senior Contributor</span></div></div><div class="section-pick"><a class="section-pick__title" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/ronshevlin/2020/09/08/tackle-identity-theft-and-fraud-with-this-new-website/" title="Tackle Identity Theft And Fraud With This New Website">Tackle Identity Theft And Fraud With This New Website</a><div class="byline"><span class="byline__by">By</span><a class="byline__author-name" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/ronshevlin/" data-ga-track="Channel - Block - undefined - Position undefined - Ron Shevlin">Ron Shevlin</a><span class="byline__author-type">Senior Contributor</span></div></div><div class="section-pick"><a class="section-pick__title" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/shamahyder/2020/09/03/disrupting-legacy-industries-with-emerging-technology-a-case-study-with-dia/" title="Disrupting Legacy Industries With Emerging Technology: A Case Study With DIA">Disrupting Legacy Industries With Emerging Technology: A Case Study With DIA</a><div class="byline"><span class="byline__by">By</span><a class="byline__author-name" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/shamahyder/" data-ga-track="Channel - Block - undefined - Position undefined - Shama Hyder">Shama Hyder</a><span class="byline__author-type">Senior Contributor</span></div></div><div class="section-pick"><a class="section-pick__title" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/ronshevlin/2020/09/01/nobody-wants-an-online-bank-and-other-wisdom-from-investing-100-billion-in-fintech/" title="Nobody Wants An Online Bank (And Other Wisdom From Investing $100 Billion In Fintech)">Nobody Wants An Online Bank (And Other Wisdom From Investing $100 Billion In Fintech)</a><div class="byline"><span class="byline__by">By</span><a class="byline__author-name" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/ronshevlin/" data-ga-track="Channel - Block - undefined - Position undefined - Ron Shevlin">Ron Shevlin</a><span class="byline__author-type">Senior Contributor</span></div></div><div class="section-pick"><a class="section-pick__title" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/ronshevlin/2020/08/27/north-korean-beagleboyz-hackers-step-up-attacks-on-us-what-banks-should-do/" title="North Korean BeagleBoyz Hackers Step Up Attacks On US: What Banks Should Do">North Korean BeagleBoyz Hackers Step Up Attacks On US: What Banks Should Do</a><div class="byline"><span class="byline__by">By</span><a class="byline__author-name" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/ronshevlin/" data-ga-track="Channel - Block - undefined - Position undefined - Ron Shevlin">Ron Shevlin</a><span class="byline__author-type">Senior Contributor</span></div></div><div class="section-pick"><a class="section-pick__title" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/ruthumoh/2020/08/26/minority-owned-fintech-app-esusu-closes-23-million-seed-round-announces-plans-to-address-credit-inequality/" title="Minority-Owned Fintech App Esusu Closes $2.3 Million Seed Round, Announces Plans To Address Credit Inequality">Minority-Owned Fintech App Esusu Closes $2.3 Million Seed Round, Announces Plans To Address Credit Inequality</a><div class="byline"><span class="byline__by">By</span><a class="byline__author-name" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/ruthumoh/" data-ga-track="Channel - Block - undefined - Position undefined - Ruth Umoh">Ruth Umoh</a><span class="byline__author-type">Forbes Staff</span></div></div><div class="section-pick"><a class="section-pick__title" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/ronshevlin/2020/08/26/7-new-fintech-newsletters-you-should-be-reading/" title="7 New Fintech Newsletters You Should Be Reading">7 New Fintech Newsletters You Should Be Reading</a><div class="byline"><span class="byline__by">By</span><a class="byline__author-name" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/ronshevlin/" data-ga-track="Channel - Block - undefined - Position undefined - Ron Shevlin">Ron Shevlin</a><span class="byline__author-type">Senior Contributor</span></div></div><div class="section-pick"><a class="section-pick__title" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/davidfrank/2020/08/25/the-covid-pivot-why-bootstrapping-during-hard-times-can-drive-sustainable-growth/" title="The Covid Pivot: Why Bootstrapping During Hard Times Can Drive Sustainable Growth">The Covid Pivot: Why Bootstrapping During Hard Times Can Drive Sustainable Growth</a><div class="byline"><span class="byline__by">By</span><a class="byline__author-name" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/davidfrank/" data-ga-track="Channel - Block - undefined - Position undefined - David Frank, CFA">David Frank, CFA</a><span class="byline__author-type">Contributor</span></div></div></div></div><div class="pop-picks__content pop-picks__content--latest"><div class="latest-picks"><div class="section-pick"><a class="section-pick__title" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/kenrapoza/2020/10/16/chinese-ceo-of-okex-crypto-exchange-arrested-again-whales-bail/" title="Chinese Founder Of OKEx Crypto Exchange ‘Arrested’ Again; Whales Bail">Chinese Founder Of OKEx Crypto Exchange ‘Arrested’ Again; Whales Bail</a><div class="byline"><span class="byline__by">By</span><a class="byline__author-name" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/kenrapoza/" data-ga-track="Channel - Block - undefined - Position undefined - Kenneth Rapoza">Kenneth Rapoza</a><span class="byline__author-type">Senior Contributor</span></div></div><div class="section-pick"><a class="section-pick__title" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/robertwood/2020/10/16/feds-extend-fbar-foreign-account-deadline-to-123120-one-day-later-say-101520/" title="Feds Extend FBAR Foreign Account Deadline To 12/31/20, One Day Later Say 10/15/20">Feds Extend FBAR Foreign Account Deadline To 12/31/20, One Day Later Say 10/15/20</a><div class="byline"><span class="byline__by">By</span><a class="byline__author-name" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/robertwood/" data-ga-track="Channel - Block - undefined - Position undefined - Robert W. Wood">Robert W. Wood</a><span class="byline__author-type">Contributor</span></div></div><div class="section-pick"><a class="section-pick__title" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/cherylwinokurmunk/2020/10/15/new-partnership-builds-bridges-between-women-and-financial-advice/" title="New Partnership Builds Bridges Between Women And Financial Advice">New Partnership Builds Bridges Between Women And Financial Advice</a><div class="byline"><span class="byline__by">By</span><a class="byline__author-name" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/cherylwinokurmunk/" data-ga-track="Channel - Block - undefined - Position undefined - Cheryl Winokur Munk">Cheryl Winokur Munk</a><span class="byline__author-type">Contributor</span></div></div><div class="section-pick"><a class="section-pick__title" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/alanmcintyre/2020/10/15/digital-currencies-are-imminent-and-central-banks-are-a-big-reason-why/" title="Digital Currencies Are Imminent, And Central Banks Are A Big Reason Why">Digital Currencies Are Imminent, And Central Banks Are A Big Reason Why</a><div class="byline"><span class="byline__by">By</span><a class="byline__author-name" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/alanmcintyre/" data-ga-track="Channel - Block - undefined - Position undefined - Alan McIntyre">Alan McIntyre</a><span class="byline__author-type">Contributor</span></div></div><div class="section-pick"><a class="section-pick__title" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/jeffkauflin/2020/10/15/paypal-ceo-dan-schulman-explains-his-strategy-for-investing-in-employees-financial-health/" title="PayPal CEO Dan Schulman Explains His Strategy For Investing In Employees’ Financial Health">PayPal CEO Dan Schulman Explains His Strategy For Investing In Employees’ Financial Health</a><div class="byline"><span class="byline__by">By</span><a class="byline__author-name" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/jeffkauflin/" data-ga-track="Channel - Block - undefined - Position undefined - Jeff Kauflin">Jeff Kauflin</a><span class="byline__author-type">Forbes Staff</span></div></div><div class="section-pick"><a class="section-pick__title" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/luzurawski/2020/10/15/qr-code-contagionwill-phone-friendly-tags-push-cards-into-permanent-quarantine/" title="QR Code Contagion - Will Phone-Friendly Tags Push Cards Into Permanent Quarantine?">QR Code Contagion - Will Phone-Friendly Tags Push Cards Into Permanent Quarantine?</a><div class="byline"><span class="byline__by">By</span><a class="byline__author-name" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/luzurawski/" data-ga-track="Channel - Block - undefined - Position undefined - Lu Zurawski">Lu Zurawski</a><span class="byline__author-type">Contributor</span></div></div><div class="section-pick"><a class="section-pick__title" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/cherylwinokurmunk/2020/10/14/financial-health-still-a-struggle-for-many-more-financial-innovation-needed/" title="Financial Health Still A Struggle For Many—More Financial Innovation Needed">Financial Health Still A Struggle For Many—More Financial Innovation Needed</a><div class="byline"><span class="byline__by">By</span><a class="byline__author-name" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/cherylwinokurmunk/" data-ga-track="Channel - Block - undefined - Position undefined - Cheryl Winokur Munk">Cheryl Winokur Munk</a><span class="byline__author-type">Contributor</span></div></div><div class="section-pick"><a class="section-pick__title" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/anatalonbeck/2020/10/13/investment-bankers-as-underwriters-barbarians-or-gatekeepers/" title="Investment Bankers As Underwriters: Barbarians Or Gatekeepers?">Investment Bankers As Underwriters: Barbarians Or Gatekeepers?</a><div class="byline"><span class="byline__by">By</span><a class="byline__author-name" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/anatalonbeck/" data-ga-track="Channel - Block - undefined - Position undefined - Anat Alon-Beck">Anat Alon-Beck</a><span class="byline__author-type">Contributor</span></div></div><div class="section-pick"><a class="section-pick__title" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/davidbirch/2020/10/12/big-regulation-coming-for-big-tech/" title="Big Regulation Coming For Big Tech">Big Regulation Coming For Big Tech</a><div class="byline"><span class="byline__by">By</span><a class="byline__author-name" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/davidbirch/" data-ga-track="Channel - Block - undefined - Position undefined - David G.W. Birch">David G.W. Birch</a><span class="byline__author-type">Contributor</span></div></div><div class="section-pick"><a class="section-pick__title" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/jordanmckee/2020/10/12/covid-19-is-changing-consumer-behavior-at-the-point-of-sale/" title="COVID-19 Is Changing Consumer Behavior At The Point-Of-Sale">COVID-19 Is Changing Consumer Behavior At The Point-Of-Sale</a><div class="byline"><span class="byline__by">By</span><a class="byline__author-name" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/jordanmckee/" data-ga-track="Channel - Block - undefined - Position undefined - Jordan McKee">Jordan McKee</a><span class="byline__author-type">Contributor</span></div></div><div class="section-pick"><a class="section-pick__title" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/ronshevlin/2020/10/12/5-bank-and-fintech-partnership-ideas-to-generate-revenue/" title="5 Bank And Fintech Partnership Ideas To Generate Revenue">5 Bank And Fintech Partnership Ideas To Generate Revenue</a><div class="byline"><span class="byline__by">By</span><a class="byline__author-name" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/ronshevlin/" data-ga-track="Channel - Block - undefined - Position undefined - Ron Shevlin">Ron Shevlin</a><span class="byline__author-type">Senior Contributor</span></div></div><div class="section-pick"><a class="section-pick__title" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/lawrencewintermeyer/2020/10/09/diginex-the-first-crypto-and-digital-asset-exchange-to-go-public-in-the-us--the-future-is-here/" title="Diginex: The First Crypto And Digital Asset Exchange To Go Public In The U.S. – The Future Is Here">Diginex: The First Crypto And Digital Asset Exchange To Go Public In The U.S. – The Future Is Here</a><div class="byline"><span class="byline__by">By</span><a class="byline__author-name" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/lawrencewintermeyer/" data-ga-track="Channel - Block - undefined - Position undefined - Lawrence Wintermeyer">Lawrence Wintermeyer</a><span class="byline__author-type">Contributor</span></div></div><div class="section-pick"><a class="section-pick__title" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/lawrencewintermeyer/2020/10/08/esg-investing-will-not-grow-successfully-without-global-data-standards-and-regulations-says-oecd/" title="ESG Investing Will Not Grow Successfully Without Global Data Standards And Regulations, Says OECD">ESG Investing Will Not Grow Successfully Without Global Data Standards And Regulations, Says OECD</a><div class="byline"><span class="byline__by">By</span><a class="byline__author-name" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/lawrencewintermeyer/" data-ga-track="Channel - Block - undefined - Position undefined - Lawrence Wintermeyer">Lawrence Wintermeyer</a><span class="byline__author-type">Contributor</span></div></div><div class="section-pick"><a class="section-pick__title" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/sanfordstein/2020/10/07/young-and-hurtingmacys-and-simon-announce-painless-plans-to-appeal-to-gen-y-and-z-shoppers/" title="Young and Hurting - Macy’s and Simon Announce Painless Plans To Appeal To Gen Y and Z Shoppers">Young and Hurting - Macy’s and Simon Announce Painless Plans To Appeal To Gen Y and Z Shoppers</a><div class="byline"><span class="byline__by">By</span><a class="byline__author-name" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/sanfordstein/" data-ga-track="Channel - Block - undefined - Position undefined - Sanford Stein">Sanford Stein</a><span class="byline__author-type">Contributor</span></div></div><div class="section-pick"><a class="section-pick__title" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/martinboyd/2020/10/07/reshaping-our-post-covid-obligations-to-investors/" title="Reshaping Our Post-COVID Obligations To Investors">Reshaping Our Post-COVID Obligations To Investors</a><div class="byline"><span class="byline__by">By</span><a class="byline__author-name" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/martinboyd/" data-ga-track="Channel - Block - undefined - Position undefined - Martin Boyd">Martin Boyd</a><span class="byline__author-type">Contributor</span></div></div></div></div></div></div><div class="image-and-text-card" style="border-color:#c5e5b2;position:relative;"><div class="card-badge-text">BREAKING</div><div class="card card--blog"><a class="preview ratio16x9" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/jeffkauflin/2020/08/31/paypal-enters-installment-loan-business-targeting-fintechs-affirm-and-afterpay/" aria-label="PayPal Enters Installment Loan Business Targeting Fintechs Affirm And Afterpay" data-ga-track="Channel - Block - image_and_text - blog - Position undefined - PayPal Enters Installment Loan Business Targeting Fintechs Affirm And Afterpay"><div class="preview__overflow-wrapper"><progressive-image class="preview__image" background-image="https://thumbor.forbes.com/thumbor/fit-in/0x0/filters%3Aformat%28jpg%29/https%3A%2F%2Fspecials-images.forbesimg.com%2Fimageserve%2F5f4d31b48ea23df41ac46e85%2F0x0.jpg"></progressive-image></div><div class="card--large__color-bar" style="color:#598141;"></div></a></div><h2 class="card--large__title"><a class="headlink h1--dense" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/jeffkauflin/2020/08/31/paypal-enters-installment-loan-business-targeting-fintechs-affirm-and-afterpay/" data-ga-track="image_and_text - PayPal Enters Installment Loan Business Targeting Fintechs Affirm And Afterpay" style="text-decoration-color:#598141;">PayPal Enters Installment Loan Business Targeting Fintechs Affirm And Afterpay</a></h2><div class="byline-stats byline-stats--large"><div class="byline"><span class="byline__by">By</span><a class="byline__author-name" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/jeffkauflin/" data-ga-track="Channel - Block - image_and_text - Position undefined - Jeff Kauflin">Jeff Kauflin</a><span class="byline__author-type">Forbes Staff</span></div></div><h2 class="card__description">Point of sale financing, the modern layaway that lets you pay for a new TV in installments, has been rising steeply in popularity over the past two years. Now PayPal is entering the market.</h2></div><div class="fbs-ad--rec-wrapper fbs-ad--rec--sticky" aria-hidden="true" role="presentation" tabindex="-1"><fbs-ad batched="false" position="rec" ad-id="rec"></fbs-ad></div></div></div></div><div class="newsletter"></div><section class="section-special-feature csf-row et-rows row_5b3fb4444569e" id="row-1"><div class="section-special-feature__container"><div class="csf-block"><div class="section-special-feature__articles"><div class="chansec-special-feature__card card--blog"><div class="chansec-special-feature__thumbnail"><a class="ratio16x9" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/ronshevlin/2020/04/02/how-visa-mastercard-and-american-express-can-help-restaurants/" style="background-image: url(https://web.archive.org/web/20201019032344im_/https://thumbor.forbes.com/thumbor/fit-in/0x0/filters%3Aformat%28jpg%29/https%3A%2F%2Fspecials-images.forbesimg.com%2Fimageserve%2F5e87793ee2bb040006426df1%2F0x0.jpg)" aria-label="Graphic How Visa, MasterCard, And American Express Can Help Restaurants"></a></div><div class="chansec-special-feature__text"><a class="chansec-special-feature__title-wrapper" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/ronshevlin/2020/04/02/how-visa-mastercard-and-american-express-can-help-restaurants/" style="text-decoration-color:#598141;"><h2 class="chansec-special-feature__nonpaid--title">How Visa, MasterCard, And American Express Can Help Restaurants</h2></a><div class="chansec-special-feature__author-container"><span class="byline__by">By</span><a class="chansec-special-feature__author-name" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/ronshevlin/">Ron Shevlin</a><span class="chansec-special-feature__author-type">Senior Contributor</span></div></div></div><div class="chansec-special-feature__card card--blog"><div class="chansec-special-feature__thumbnail"><a class="ratio16x9" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/ilonalimonta-volkova/2020/08/31/how-latin-american-fintechs-tackle-income-and-gender-inequality/" style="background-image: url(https://web.archive.org/web/20201019032344im_/https://thumbor.forbes.com/thumbor/fit-in/0x0/filters%3Aformat%28jpg%29/https%3A%2F%2Fspecials-images.forbesimg.com%2Fimageserve%2F5f4d31985be3aefb29bee48a%2F0x0.jpg)" aria-label="Graphic How Latin American Fintechs Tackle Income And Gender Inequality"></a></div><div class="chansec-special-feature__text"><a class="chansec-special-feature__title-wrapper" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/ilonalimonta-volkova/2020/08/31/how-latin-american-fintechs-tackle-income-and-gender-inequality/" style="text-decoration-color:#598141;"><h2 class="chansec-special-feature__nonpaid--title">How Latin American Fintechs Tackle Income And Gender Inequality</h2></a><div class="chansec-special-feature__author-container"><span class="byline__by">By</span><a class="chansec-special-feature__author-name" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/ilonalimonta-volkova/">Ilona Limonta-Volkova</a><span class="chansec-special-feature__author-type">Contributor</span></div></div></div><div class="chansec-special-feature__card card--blog"><div class="chansec-special-feature__thumbnail"><a class="ratio16x9" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/kareemsaleh/2020/08/13/5-persistent-hurdles-to-fair-lending-in-america-may-be-falling/" style="background-image: url(https://web.archive.org/web/20201019032344im_/https://thumbor.forbes.com/thumbor/fit-in/0x0/filters%3Aformat%28jpg%29/https%3A%2F%2Fspecials-images.forbesimg.com%2Fimageserve%2F5f4d318016f6e6bd86a8595c%2F0x0.jpg)" aria-label="Graphic 5 Persistent Hurdles To Fair Lending In America May Be Falling"></a></div><div class="chansec-special-feature__text"><a class="chansec-special-feature__title-wrapper" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/kareemsaleh/2020/08/13/5-persistent-hurdles-to-fair-lending-in-america-may-be-falling/" style="text-decoration-color:#598141;"><h2 class="chansec-special-feature__nonpaid--title">5 Persistent Hurdles To Fair Lending In America May Be Falling</h2></a><div class="chansec-special-feature__author-container"><span class="byline__by">By</span><a class="chansec-special-feature__author-name" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/kareemsaleh/">Kareem Saleh</a><span class="chansec-special-feature__author-type">Contributor</span></div></div></div></div></div></div></section><div class="fbs-ad--topx-wrapper" aria-hidden="true" role="presentation" tabindex="-1"><fbs-ad position="topx"></fbs-ad></div><!-- This placeholder row is rendered for Edit Tools to count "Scroll To Row" correctly--><section class="csf-row et-rows row_5b3fb44444574" id="row-0"><!-- pre=JSON.stringify(row, null, 4)--></section><!-- This placeholder row is rendered for Edit Tools to count "Scroll To Row" correctly--><section class="csf-row et-rows row_5b3fb4444569e" id="row-1"><!-- pre=JSON.stringify(row, null, 4)--></section><section class="csf-row et-rows row_5b3fb444463c6" id="row-2"><div class="chansec-stream"><div class="csf-block"><div class="chansec-stream__wrap"><div class="chansec-stream__content"><h2 class="chansec-stream__header" style="border-bottom:1px solid #598141;color:#598141;"><span class="chansec-stream__header-text">More from </span><span>Fintech</span></h2><div class="chansec-stream__list"><div class="chansec-stream__items"><article class="stream-item et-promoblock-removeable-item et-promoblock-star-item" data-date="1602869991526" data-id="content_5f89ccd4853c7400061a5594" data-et-id="content_5f89ccd4853c7400061a5594"><div class="stream-item__text"><div class="stream-item__date" data-date="1602869991526">Oct 16, 2020</div><h2><a class="stream-item__title" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/kenrapoza/2020/10/16/chinese-ceo-of-okex-crypto-exchange-arrested-again-whales-bail/">Chinese Founder Of OKEx Crypto Exchange ‘Arrested’ Again; Whales Bail</a></h2><div class="stream-item__description">Star Xu is MIA. One of China's biggest cryptocurrency exchanges sees massive outflows as CEO situation questionable. </div><div class="stream-item__byline-social-wrapper"><span class="byline"><div class="byline__author-group"><div class="byline__author"><span class="byline__by">By</span><a class="byline__author-name" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/kenrapoza/">Kenneth Rapoza</a><span class="byline__author-type">Senior Contributor</span></div></div></span><div class="social-share"><span class="social-share__arrow"><svg class="fs-icon fs-icon--share" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 60 60"><path fill="#010101" d="M34 19.6V4.9L59.2 28 34 51.2V36.5C17.3 32.9 1.8 38.5.8 55.4-1 40.8 3.9 31.1 11.3 25.5c6.3-4.8 15.2-6.6 22.7-5.9z"/></svg></span><div class="social-share__icon-wrapper"><a class="social-share__icon social-share__icon--facebook" href="https://web.archive.org/web/20201019032344/https://www.facebook.com/dialog/feed?app_id=123694841080850&link=https%3A%2F%2Fwww.forbes.com%2Fsites%2Fkenrapoza%2F2020%2F10%2F16%2Fchinese-ceo-of-okex-crypto-exchange-arrested-again-whales-bail%2F&picture=https%3A%2F%2Fthumbor.forbes.com%2Fthumbor%2Ffit-in%2F440x0%2Ffilters%253Aformat%2528jpg%2529%2Fhttps%253A%252F%252Fspecials-images.forbesimg.com%252Fimageserve%252F5f89d9edb5edc5e56a757fea%252F0x0.jpg&name=Chinese%20Founder%20Of%20OKEx%20Crypto%20Exchange%20%E2%80%98Arrested%E2%80%99%20Again%3B%20Whales%20Bail&caption=www.forbes.com&description=Star%20Xu%20is%20MIA.%20One%20of%20China's%20biggest%20cryptocurrency%20exchanges%20sees%20massive%20outflows%20as%20CEO%20situation%20questionable.%20" target="_blank" data-src="Facebook" aria-label="Share Facebook" data-ga-track="Facebook Click"><svg class="fs-icon fs-icon--facebook" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 60 60"><path d="M32.9 49H25V30h-3.9v-6.6H25v-3.9c0-5.4 2.2-8.5 8.5-8.5h5.2v6.6h-3.3c-2.5 0-2.6.9-2.6 2.6v3.3h5.9l-.5 6.5H33v19h-.1z"/></svg></a><a class="social-share__icon social-share__icon--twitter" href="https://web.archive.org/web/20201019032344/https://twitter.com/intent/tweet?url=https%3A%2F%2Fwww.forbes.com%2Fsites%2Fkenrapoza%2F2020%2F10%2F16%2Fchinese-ceo-of-okex-crypto-exchange-arrested-again-whales-bail%2F&via=forbes&text=Chinese%20Founder%20Of%20OKEx%20Crypto%20Exchange%20%E2%80%98Arrested%E2%80%99%20Again%3B%20Whales%20Bail" target="_blank" data-src="Twitter" aria-label="Share Twitter" data-ga-track="Twitter Click"><svg class="fs-icon fs-icon--twitter" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 60 60"><path d="M22.2 38.9c-3.4-.3-6.1-1.7-7.5-5.1h3.6c-3.9-1.4-5.6-4.3-5.9-8.4 1.2.6 2.3.7 3.5.7-2.1-1.6-3.6-3.4-3.7-6.1-.1-1.5.5-2.8 1.3-4 4.4 5 9.7 8.3 16.5 8.9v-2.7c.1-1.9.6-3.6 1.9-5.1 2.5-2.8 6.9-3.1 9.8-.7.2.2.5.4.7.6.2.2.4.2.7.2 1.1-.3 2-.9 3-1.4.5-.3 1.1-.6 1.7-1-.4 1.1-.9 2-1.5 2.8-.6.8-1.3 1.6-2.2 2.2 1.6-.2 3.2-.6 4.8-1.1-.3.4-.6.8-.9 1.1l-2.7 2.4c-.1.1-.2.3-.2.4.1 3.3-.6 6.5-1.9 9.6-1.9 4.2-4.7 7.5-8.6 9.9-2.5 1.5-5.2 2.4-8.1 2.9-5.5.8-10.5-.5-15.1-3.3-.1 0-.1-.1-.2-.1h.2c1.1.5 2.2.4 3.3.3 2.3-.2 4.5-.9 6.6-2.1l.9-.6v-.3z"/></svg></a><a class="social-share__icon social-share__icon--linkedin" href="https://web.archive.org/web/20201019032344/https://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.forbes.com%2Fsites%2Fkenrapoza%2F2020%2F10%2F16%2Fchinese-ceo-of-okex-crypto-exchange-arrested-again-whales-bail%2F&title=Chinese%20Founder%20Of%20OKEx%20Crypto%20Exchange%20%E2%80%98Arrested%E2%80%99%20Again%3B%20Whales%20Bail&summary=Star%20Xu%20is%20MIA.%20One%20of%20China's%20biggest%20cryptocurrency%20exchanges%20sees%20massive%20outflows%20as%20CEO%20situation%20questionable.%20" target="_blank" data-src="LinkedIn" aria-label="Share Linkedin" data-ga-track="LinkedIn Click"><svg class="fs-icon fs-icon--linkedin" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 60 60"><path d="M44.9 33.2v11h-6.4V34c0-2.6-.9-4.3-3.2-4.3-1.8 0-2.8 1.2-3.3 2.3-.2.4-.2 1-.2 1.6v10.7h-6.4s.1-17.4 0-19.2h6.4V27.9v-.1c.8-1.3 2.4-3.2 5.8-3.2 4.1 0 7.3 2.7 7.3 8.6zM18.7 15.8c-2.2 0-3.6 1.4-3.6 3.3 0 1.8 1.4 3.3 3.5 3.3 2.2 0 3.6-1.5 3.6-3.3 0-1.9-1.3-3.3-3.5-3.3zm-3.2 28.4h6.4V25h-6.4v19.2z"/></svg></a><a class="desktop email social-share__icon social-share__icon--email" href="https://web.archive.org/web/20201019032344/mailto:/?subject=Chinese%20Founder%20Of%20OKEx%20Crypto%20Exchange%20%E2%80%98Arrested%E2%80%99%20Again%3B%20Whales%20Bail&body=Hi%2C%0A%0AI%20thought%20you'd%20like%20this%3A%0Ahttps%3A%2F%2Fwww.forbes.com%2Fsites%2Fkenrapoza%2F2020%2F10%2F16%2Fchinese-ceo-of-okex-crypto-exchange-arrested-again-whales-bail%2F%0A%0AChinese%20Founder%20Of%20OKEx%20Crypto%20Exchange%20%E2%80%98Arrested%E2%80%99%20Again%3B%20Whales%20Bail%0A" aria-label="Share Email" data-ga-track="Email Click"><svg class="fs-icon fs-icon--email" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 20 20"><path class="fs-icon fs-icon--_xF106_" d="M17 15.2H3.2l5.2-4.3.6.4c.3.3.7.4 1.1.4s.8-.1 1.1-.4l.6-.5 5.2 4.4zm.6-9.2v8l-4.8-4 4.8-4zm-15 8V6l4.8 4-4.8 4zm7.8-3.6c-.2.2-.4.2-.6 0L3.6 5.2h13l-6.2 5.2z"/></svg></a><a class="social-share__icon search-hidden-icon search-hidden-star"><img class="star-img"></a></div></div></div></div><a class="stream-item__image ratio16x9" style="background-image: url("https://web.archive.org/web/20201019032344im_/https://thumbor.forbes.com/thumbor/fit-in/440x0/filters%3Aformat%28jpg%29/https%3A%2F%2Fspecials-images.forbesimg.com%2Fimageserve%2F5f89d9edb5edc5e56a757fea%2F0x0.jpg")" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/kenrapoza/2020/10/16/chinese-ceo-of-okex-crypto-exchange-arrested-again-whales-bail/" aria-label="Graphic Chinese Founder Of OKEx Crypto Exchange ‘Arrested’ Again; Whales Bail"></a></article><article class="stream-item et-promoblock-removeable-item et-promoblock-star-item" data-date="1602825590933" data-id="content_5f8926fd800d860006ed21a7" data-et-id="content_5f8926fd800d860006ed21a7"><div class="stream-item__text"><div class="stream-item__date" data-date="1602825590933">Oct 16, 2020</div><h2><a class="stream-item__title" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/robertwood/2020/10/16/feds-extend-fbar-foreign-account-deadline-to-123120-one-day-later-say-101520/">Feds Extend FBAR Foreign Account Deadline To 12/31/20, One Day Later Say 10/15/20</a></h2><div class="stream-item__description">On October 14, FinCEN, the Financial Crimes Enforcement Network unit of the Treasury Department that handles millions of FBAR reports on foreign bank accounts, announced that you had until December 31, 2020 to file your 2019 FBAR.</div><div class="stream-item__byline-social-wrapper"><span class="byline"><div class="byline__author-group"><div class="byline__author"><span class="byline__by">By</span><a class="byline__author-name" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/robertwood/">Robert W. Wood</a><span class="byline__author-type">Contributor</span></div></div></span><div class="social-share"><span class="social-share__arrow"><svg class="fs-icon fs-icon--share" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 60 60"><path fill="#010101" d="M34 19.6V4.9L59.2 28 34 51.2V36.5C17.3 32.9 1.8 38.5.8 55.4-1 40.8 3.9 31.1 11.3 25.5c6.3-4.8 15.2-6.6 22.7-5.9z"/></svg></span><div class="social-share__icon-wrapper"><a class="social-share__icon social-share__icon--facebook" href="https://web.archive.org/web/20201019032344/https://www.facebook.com/dialog/feed?app_id=123694841080850&link=https%3A%2F%2Fwww.forbes.com%2Fsites%2Frobertwood%2F2020%2F10%2F16%2Ffeds-extend-fbar-foreign-account-deadline-to-123120-one-day-later-say-101520%2F&picture=https%3A%2F%2Fthumbor.forbes.com%2Fthumbor%2Ffit-in%2F440x0%2Ffilters%253Aformat%2528jpg%2529%2Fhttps%253A%252F%252Fspecials-images.forbesimg.com%252Fimageserve%252F5f892aac933c4d4aef7f9ee6%252F0x0.jpg&name=Feds%20Extend%20FBAR%20Foreign%20Account%20Deadline%20To%2012%2F31%2F20%2C%20One%20Day%20Later%20Say%2010%2F15%2F20&caption=www.forbes.com&description=On%20October%2014%2C%20FinCEN%2C%20the%20Financial%20Crimes%20Enforcement%20Network%20unit%20of%20the%20Treasury%20Department%20that%20handles%20millions%20of%20FBAR%20reports%20on%20foreign%20bank%20accounts%2C%20announced%20that%20you%20had%20until%20December%2031%2C%202020%20to%20file%20your%202019%20FBAR." target="_blank" data-src="Facebook" aria-label="Share Facebook" data-ga-track="Facebook Click"><svg class="fs-icon fs-icon--facebook" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 60 60"><path d="M32.9 49H25V30h-3.9v-6.6H25v-3.9c0-5.4 2.2-8.5 8.5-8.5h5.2v6.6h-3.3c-2.5 0-2.6.9-2.6 2.6v3.3h5.9l-.5 6.5H33v19h-.1z"/></svg></a><a class="social-share__icon social-share__icon--twitter" href="https://web.archive.org/web/20201019032344/https://twitter.com/intent/tweet?url=https%3A%2F%2Fwww.forbes.com%2Fsites%2Frobertwood%2F2020%2F10%2F16%2Ffeds-extend-fbar-foreign-account-deadline-to-123120-one-day-later-say-101520%2F&via=forbes&text=Feds%20Extend%20FBAR%20Foreign%20Account%20Deadline%20To%2012%2F31%2F20%2C%20One%20Day%20Later%20Say%2010%2F15%2F20" target="_blank" data-src="Twitter" aria-label="Share Twitter" data-ga-track="Twitter Click"><svg class="fs-icon fs-icon--twitter" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 60 60"><path d="M22.2 38.9c-3.4-.3-6.1-1.7-7.5-5.1h3.6c-3.9-1.4-5.6-4.3-5.9-8.4 1.2.6 2.3.7 3.5.7-2.1-1.6-3.6-3.4-3.7-6.1-.1-1.5.5-2.8 1.3-4 4.4 5 9.7 8.3 16.5 8.9v-2.7c.1-1.9.6-3.6 1.9-5.1 2.5-2.8 6.9-3.1 9.8-.7.2.2.5.4.7.6.2.2.4.2.7.2 1.1-.3 2-.9 3-1.4.5-.3 1.1-.6 1.7-1-.4 1.1-.9 2-1.5 2.8-.6.8-1.3 1.6-2.2 2.2 1.6-.2 3.2-.6 4.8-1.1-.3.4-.6.8-.9 1.1l-2.7 2.4c-.1.1-.2.3-.2.4.1 3.3-.6 6.5-1.9 9.6-1.9 4.2-4.7 7.5-8.6 9.9-2.5 1.5-5.2 2.4-8.1 2.9-5.5.8-10.5-.5-15.1-3.3-.1 0-.1-.1-.2-.1h.2c1.1.5 2.2.4 3.3.3 2.3-.2 4.5-.9 6.6-2.1l.9-.6v-.3z"/></svg></a><a class="social-share__icon social-share__icon--linkedin" href="https://web.archive.org/web/20201019032344/https://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.forbes.com%2Fsites%2Frobertwood%2F2020%2F10%2F16%2Ffeds-extend-fbar-foreign-account-deadline-to-123120-one-day-later-say-101520%2F&title=Feds%20Extend%20FBAR%20Foreign%20Account%20Deadline%20To%2012%2F31%2F20%2C%20One%20Day%20Later%20Say%2010%2F15%2F20&summary=On%20October%2014%2C%20FinCEN%2C%20the%20Financial%20Crimes%20Enforcement%20Network%20unit%20of%20the%20Treasury%20Department%20that%20handles%20millions%20of%20FBAR%20reports%20on%20foreign%20bank%20accounts%2C%20announced%20that%20you%20had%20until%20December%2031%2C%202020%20to%20file%20your%202019%20FBAR." target="_blank" data-src="LinkedIn" aria-label="Share Linkedin" data-ga-track="LinkedIn Click"><svg class="fs-icon fs-icon--linkedin" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 60 60"><path d="M44.9 33.2v11h-6.4V34c0-2.6-.9-4.3-3.2-4.3-1.8 0-2.8 1.2-3.3 2.3-.2.4-.2 1-.2 1.6v10.7h-6.4s.1-17.4 0-19.2h6.4V27.9v-.1c.8-1.3 2.4-3.2 5.8-3.2 4.1 0 7.3 2.7 7.3 8.6zM18.7 15.8c-2.2 0-3.6 1.4-3.6 3.3 0 1.8 1.4 3.3 3.5 3.3 2.2 0 3.6-1.5 3.6-3.3 0-1.9-1.3-3.3-3.5-3.3zm-3.2 28.4h6.4V25h-6.4v19.2z"/></svg></a><a class="desktop email social-share__icon social-share__icon--email" href="https://web.archive.org/web/20201019032344/mailto:/?subject=Feds%20Extend%20FBAR%20Foreign%20Account%20Deadline%20To%2012%2F31%2F20%2C%20One%20Day%20Later%20Say%2010%2F15%2F20&body=Hi%2C%0A%0AI%20thought%20you'd%20like%20this%3A%0Ahttps%3A%2F%2Fwww.forbes.com%2Fsites%2Frobertwood%2F2020%2F10%2F16%2Ffeds-extend-fbar-foreign-account-deadline-to-123120-one-day-later-say-101520%2F%0A%0AFeds%20Extend%20FBAR%20Foreign%20Account%20Deadline%20To%2012%2F31%2F20%2C%20One%20Day%20Later%20Say%2010%2F15%2F20%0A" aria-label="Share Email" data-ga-track="Email Click"><svg class="fs-icon fs-icon--email" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 20 20"><path class="fs-icon fs-icon--_xF106_" d="M17 15.2H3.2l5.2-4.3.6.4c.3.3.7.4 1.1.4s.8-.1 1.1-.4l.6-.5 5.2 4.4zm.6-9.2v8l-4.8-4 4.8-4zm-15 8V6l4.8 4-4.8 4zm7.8-3.6c-.2.2-.4.2-.6 0L3.6 5.2h13l-6.2 5.2z"/></svg></a><a class="social-share__icon search-hidden-icon search-hidden-star"><img class="star-img"></a></div></div></div></div><a class="stream-item__image ratio16x9" style="background-image: url("https://web.archive.org/web/20201019032344im_/https://thumbor.forbes.com/thumbor/fit-in/440x0/filters%3Aformat%28jpg%29/https%3A%2F%2Fspecials-images.forbesimg.com%2Fimageserve%2F5f892aac933c4d4aef7f9ee6%2F0x0.jpg")" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/robertwood/2020/10/16/feds-extend-fbar-foreign-account-deadline-to-123120-one-day-later-say-101520/" aria-label="Graphic Feds Extend FBAR Foreign Account Deadline To 12/31/20, One Day Later Say 10/15/20"></a></article><article class="stream-item et-promoblock-removeable-item et-promoblock-star-item" data-date="1602788763520" data-id="content_5f888806853c74000613f741" data-et-id="content_5f888806853c74000613f741"><div class="stream-item__text"><div class="stream-item__date" data-date="1602788763520">Oct 15, 2020</div><h2><a class="stream-item__title" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/cherylwinokurmunk/2020/10/15/new-partnership-builds-bridges-between-women-and-financial-advice/">New Partnership Builds Bridges Between Women And Financial Advice</a></h2><div class="stream-item__description">“The question I am asked most often by women is: ‘Where can I find the right advisor for me?’ It’s often clear that they want me — like they would want a friend — to give them a personalized recommendation, which of course is not always possible. Our partnership with Wealthramp, though, paves the...</div><div class="stream-item__byline-social-wrapper"><span class="byline"><div class="byline__author-group"><div class="byline__author"><span class="byline__by">By</span><a class="byline__author-name" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/cherylwinokurmunk/">Cheryl Winokur Munk</a><span class="byline__author-type">Contributor</span></div></div></span><div class="social-share"><span class="social-share__arrow"><svg class="fs-icon fs-icon--share" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 60 60"><path fill="#010101" d="M34 19.6V4.9L59.2 28 34 51.2V36.5C17.3 32.9 1.8 38.5.8 55.4-1 40.8 3.9 31.1 11.3 25.5c6.3-4.8 15.2-6.6 22.7-5.9z"/></svg></span><div class="social-share__icon-wrapper"><a class="social-share__icon social-share__icon--facebook" href="https://web.archive.org/web/20201019032344/https://www.facebook.com/dialog/feed?app_id=123694841080850&link=https%3A%2F%2Fwww.forbes.com%2Fsites%2Fcherylwinokurmunk%2F2020%2F10%2F15%2Fnew-partnership-builds-bridges-between-women-and-financial-advice%2F&picture=https%3A%2F%2Fthumbor.forbes.com%2Fthumbor%2Ffit-in%2F440x0%2Ffilters%253Aformat%2528jpg%2529%2Fhttps%253A%252F%252Fspecials-images.forbesimg.com%252Fimageserve%252F5f889057b3b540adf859d7b1%252F0x0.jpg&name=New%20Partnership%20Builds%20Bridges%20Between%20Women%20And%20Financial%20Advice&caption=www.forbes.com&description=%E2%80%9CThe%20question%20I%20am%20asked%20most%20often%20by%20women%20is%3A%20%E2%80%98Where%20can%20I%20find%20the%20right%20advisor%20for%20me%3F%E2%80%99%20It%E2%80%99s%20often%20clear%20that%20they%20want%20me%20%E2%80%94%20like%20they%20would%20want%20a%20friend%20%E2%80%94%20to%20give%20them%20a%20personalized%20recommendation%2C%20which%20of%20course%20is%20not%20always%20possible.%20Our%20partnership%20with%20Wealthramp%2C%20though%2C%20paves%20the..." target="_blank" data-src="Facebook" aria-label="Share Facebook" data-ga-track="Facebook Click"><svg class="fs-icon fs-icon--facebook" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 60 60"><path d="M32.9 49H25V30h-3.9v-6.6H25v-3.9c0-5.4 2.2-8.5 8.5-8.5h5.2v6.6h-3.3c-2.5 0-2.6.9-2.6 2.6v3.3h5.9l-.5 6.5H33v19h-.1z"/></svg></a><a class="social-share__icon social-share__icon--twitter" href="https://web.archive.org/web/20201019032344/https://twitter.com/intent/tweet?url=https%3A%2F%2Fwww.forbes.com%2Fsites%2Fcherylwinokurmunk%2F2020%2F10%2F15%2Fnew-partnership-builds-bridges-between-women-and-financial-advice%2F&via=forbes&text=New%20Partnership%20Builds%20Bridges%20Between%20Women%20And%20Financial%20Advice" target="_blank" data-src="Twitter" aria-label="Share Twitter" data-ga-track="Twitter Click"><svg class="fs-icon fs-icon--twitter" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 60 60"><path d="M22.2 38.9c-3.4-.3-6.1-1.7-7.5-5.1h3.6c-3.9-1.4-5.6-4.3-5.9-8.4 1.2.6 2.3.7 3.5.7-2.1-1.6-3.6-3.4-3.7-6.1-.1-1.5.5-2.8 1.3-4 4.4 5 9.7 8.3 16.5 8.9v-2.7c.1-1.9.6-3.6 1.9-5.1 2.5-2.8 6.9-3.1 9.8-.7.2.2.5.4.7.6.2.2.4.2.7.2 1.1-.3 2-.9 3-1.4.5-.3 1.1-.6 1.7-1-.4 1.1-.9 2-1.5 2.8-.6.8-1.3 1.6-2.2 2.2 1.6-.2 3.2-.6 4.8-1.1-.3.4-.6.8-.9 1.1l-2.7 2.4c-.1.1-.2.3-.2.4.1 3.3-.6 6.5-1.9 9.6-1.9 4.2-4.7 7.5-8.6 9.9-2.5 1.5-5.2 2.4-8.1 2.9-5.5.8-10.5-.5-15.1-3.3-.1 0-.1-.1-.2-.1h.2c1.1.5 2.2.4 3.3.3 2.3-.2 4.5-.9 6.6-2.1l.9-.6v-.3z"/></svg></a><a class="social-share__icon social-share__icon--linkedin" href="https://web.archive.org/web/20201019032344/https://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.forbes.com%2Fsites%2Fcherylwinokurmunk%2F2020%2F10%2F15%2Fnew-partnership-builds-bridges-between-women-and-financial-advice%2F&title=New%20Partnership%20Builds%20Bridges%20Between%20Women%20And%20Financial%20Advice&summary=%E2%80%9CThe%20question%20I%20am%20asked%20most%20often%20by%20women%20is%3A%20%E2%80%98Where%20can%20I%20find%20the%20right%20advisor%20for%20me%3F%E2%80%99%20It%E2%80%99s%20often%20clear%20that%20they%20want%20me%20%E2%80%94%20like%20they%20would%20want%20a%20friend%20%E2%80%94%20to%20give%20them%20a%20personalized%20recommendation%2C%20which%20of%20course%20is%20not%20always%20possible.%20Our%20partnership%20with%20Wealthramp%2C%20though%2C%20paves%20the..." target="_blank" data-src="LinkedIn" aria-label="Share Linkedin" data-ga-track="LinkedIn Click"><svg class="fs-icon fs-icon--linkedin" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 60 60"><path d="M44.9 33.2v11h-6.4V34c0-2.6-.9-4.3-3.2-4.3-1.8 0-2.8 1.2-3.3 2.3-.2.4-.2 1-.2 1.6v10.7h-6.4s.1-17.4 0-19.2h6.4V27.9v-.1c.8-1.3 2.4-3.2 5.8-3.2 4.1 0 7.3 2.7 7.3 8.6zM18.7 15.8c-2.2 0-3.6 1.4-3.6 3.3 0 1.8 1.4 3.3 3.5 3.3 2.2 0 3.6-1.5 3.6-3.3 0-1.9-1.3-3.3-3.5-3.3zm-3.2 28.4h6.4V25h-6.4v19.2z"/></svg></a><a class="desktop email social-share__icon social-share__icon--email" href="https://web.archive.org/web/20201019032344/mailto:/?subject=New%20Partnership%20Builds%20Bridges%20Between%20Women%20And%20Financial%20Advice&body=Hi%2C%0A%0AI%20thought%20you'd%20like%20this%3A%0Ahttps%3A%2F%2Fwww.forbes.com%2Fsites%2Fcherylwinokurmunk%2F2020%2F10%2F15%2Fnew-partnership-builds-bridges-between-women-and-financial-advice%2F%0A%0ANew%20Partnership%20Builds%20Bridges%20Between%20Women%20And%20Financial%20Advice%0A" aria-label="Share Email" data-ga-track="Email Click"><svg class="fs-icon fs-icon--email" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 20 20"><path class="fs-icon fs-icon--_xF106_" d="M17 15.2H3.2l5.2-4.3.6.4c.3.3.7.4 1.1.4s.8-.1 1.1-.4l.6-.5 5.2 4.4zm.6-9.2v8l-4.8-4 4.8-4zm-15 8V6l4.8 4-4.8 4zm7.8-3.6c-.2.2-.4.2-.6 0L3.6 5.2h13l-6.2 5.2z"/></svg></a><a class="social-share__icon search-hidden-icon search-hidden-star"><img class="star-img"></a></div></div></div></div><a class="stream-item__image ratio16x9" style="background-image: url("https://web.archive.org/web/20201019032344im_/https://thumbor.forbes.com/thumbor/fit-in/440x0/filters%3Aformat%28jpg%29/https%3A%2F%2Fspecials-images.forbesimg.com%2Fimageserve%2F5f889057b3b540adf859d7b1%2F0x0.jpg")" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/cherylwinokurmunk/2020/10/15/new-partnership-builds-bridges-between-women-and-financial-advice/" aria-label="Graphic New Partnership Builds Bridges Between Women And Financial Advice"></a></article><article class="stream-item et-promoblock-removeable-item et-promoblock-star-item" data-date="1602786803321" data-id="content_5f888ac0853c74000615fef5" data-et-id="content_5f888ac0853c74000615fef5"><div class="stream-item__text"><div class="stream-item__date" data-date="1602786803321">Oct 15, 2020</div><h2><a class="stream-item__title" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/alanmcintyre/2020/10/15/digital-currencies-are-imminent-and-central-banks-are-a-big-reason-why/">Digital Currencies Are Imminent, And Central Banks Are A Big Reason Why</a></h2><div class="stream-item__description">Central bank digital currencies could alter our financial system and banks need to think through what broad adoption would mean for their businesses and clients. </div><div class="stream-item__byline-social-wrapper"><span class="byline"><div class="byline__author-group"><div class="byline__author"><span class="byline__by">By</span><a class="byline__author-name" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/alanmcintyre/">Alan McIntyre</a><span class="byline__author-type">Contributor</span></div></div></span><div class="social-share"><span class="social-share__arrow"><svg class="fs-icon fs-icon--share" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 60 60"><path fill="#010101" d="M34 19.6V4.9L59.2 28 34 51.2V36.5C17.3 32.9 1.8 38.5.8 55.4-1 40.8 3.9 31.1 11.3 25.5c6.3-4.8 15.2-6.6 22.7-5.9z"/></svg></span><div class="social-share__icon-wrapper"><a class="social-share__icon social-share__icon--facebook" href="https://web.archive.org/web/20201019032344/https://www.facebook.com/dialog/feed?app_id=123694841080850&link=https%3A%2F%2Fwww.forbes.com%2Fsites%2Falanmcintyre%2F2020%2F10%2F15%2Fdigital-currencies-are-imminent-and-central-banks-are-a-big-reason-why%2F&picture=https%3A%2F%2Fthumbor.forbes.com%2Fthumbor%2Ffit-in%2F440x0%2Ffilters%253Aformat%2528jpg%2529%2Fhttps%253A%252F%252Fspecials-images.forbesimg.com%252Fimageserve%252F5f888fbfdfc1b6e9a559d7b1%252F0x0.jpg%253FcropX1%253D0%2526cropX2%253D7951%2526cropY1%253D0%2526cropY2%253D4470&name=Digital%20Currencies%20Are%20Imminent%2C%20And%20Central%20Banks%20Are%20A%20Big%20Reason%20Why&caption=www.forbes.com&description=Central%20bank%20digital%20currencies%20could%20alter%20our%20financial%20system%20and%20banks%20need%20to%20think%20through%20what%20broad%20adoption%20would%20mean%20for%20their%20businesses%20and%20clients.%20" target="_blank" data-src="Facebook" aria-label="Share Facebook" data-ga-track="Facebook Click"><svg class="fs-icon fs-icon--facebook" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 60 60"><path d="M32.9 49H25V30h-3.9v-6.6H25v-3.9c0-5.4 2.2-8.5 8.5-8.5h5.2v6.6h-3.3c-2.5 0-2.6.9-2.6 2.6v3.3h5.9l-.5 6.5H33v19h-.1z"/></svg></a><a class="social-share__icon social-share__icon--twitter" href="https://web.archive.org/web/20201019032344/https://twitter.com/intent/tweet?url=https%3A%2F%2Fwww.forbes.com%2Fsites%2Falanmcintyre%2F2020%2F10%2F15%2Fdigital-currencies-are-imminent-and-central-banks-are-a-big-reason-why%2F&via=forbes&text=Digital%20Currencies%20Are%20Imminent%2C%20And%20Central%20Banks%20Are%20A%20Big%20Reason%20Why" target="_blank" data-src="Twitter" aria-label="Share Twitter" data-ga-track="Twitter Click"><svg class="fs-icon fs-icon--twitter" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 60 60"><path d="M22.2 38.9c-3.4-.3-6.1-1.7-7.5-5.1h3.6c-3.9-1.4-5.6-4.3-5.9-8.4 1.2.6 2.3.7 3.5.7-2.1-1.6-3.6-3.4-3.7-6.1-.1-1.5.5-2.8 1.3-4 4.4 5 9.7 8.3 16.5 8.9v-2.7c.1-1.9.6-3.6 1.9-5.1 2.5-2.8 6.9-3.1 9.8-.7.2.2.5.4.7.6.2.2.4.2.7.2 1.1-.3 2-.9 3-1.4.5-.3 1.1-.6 1.7-1-.4 1.1-.9 2-1.5 2.8-.6.8-1.3 1.6-2.2 2.2 1.6-.2 3.2-.6 4.8-1.1-.3.4-.6.8-.9 1.1l-2.7 2.4c-.1.1-.2.3-.2.4.1 3.3-.6 6.5-1.9 9.6-1.9 4.2-4.7 7.5-8.6 9.9-2.5 1.5-5.2 2.4-8.1 2.9-5.5.8-10.5-.5-15.1-3.3-.1 0-.1-.1-.2-.1h.2c1.1.5 2.2.4 3.3.3 2.3-.2 4.5-.9 6.6-2.1l.9-.6v-.3z"/></svg></a><a class="social-share__icon social-share__icon--linkedin" href="https://web.archive.org/web/20201019032344/https://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.forbes.com%2Fsites%2Falanmcintyre%2F2020%2F10%2F15%2Fdigital-currencies-are-imminent-and-central-banks-are-a-big-reason-why%2F&title=Digital%20Currencies%20Are%20Imminent%2C%20And%20Central%20Banks%20Are%20A%20Big%20Reason%20Why&summary=Central%20bank%20digital%20currencies%20could%20alter%20our%20financial%20system%20and%20banks%20need%20to%20think%20through%20what%20broad%20adoption%20would%20mean%20for%20their%20businesses%20and%20clients.%20" target="_blank" data-src="LinkedIn" aria-label="Share Linkedin" data-ga-track="LinkedIn Click"><svg class="fs-icon fs-icon--linkedin" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 60 60"><path d="M44.9 33.2v11h-6.4V34c0-2.6-.9-4.3-3.2-4.3-1.8 0-2.8 1.2-3.3 2.3-.2.4-.2 1-.2 1.6v10.7h-6.4s.1-17.4 0-19.2h6.4V27.9v-.1c.8-1.3 2.4-3.2 5.8-3.2 4.1 0 7.3 2.7 7.3 8.6zM18.7 15.8c-2.2 0-3.6 1.4-3.6 3.3 0 1.8 1.4 3.3 3.5 3.3 2.2 0 3.6-1.5 3.6-3.3 0-1.9-1.3-3.3-3.5-3.3zm-3.2 28.4h6.4V25h-6.4v19.2z"/></svg></a><a class="desktop email social-share__icon social-share__icon--email" href="https://web.archive.org/web/20201019032344/mailto:/?subject=Digital%20Currencies%20Are%20Imminent%2C%20And%20Central%20Banks%20Are%20A%20Big%20Reason%20Why&body=Hi%2C%0A%0AI%20thought%20you'd%20like%20this%3A%0Ahttps%3A%2F%2Fwww.forbes.com%2Fsites%2Falanmcintyre%2F2020%2F10%2F15%2Fdigital-currencies-are-imminent-and-central-banks-are-a-big-reason-why%2F%0A%0ADigital%20Currencies%20Are%20Imminent%2C%20And%20Central%20Banks%20Are%20A%20Big%20Reason%20Why%0A" aria-label="Share Email" data-ga-track="Email Click"><svg class="fs-icon fs-icon--email" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 20 20"><path class="fs-icon fs-icon--_xF106_" d="M17 15.2H3.2l5.2-4.3.6.4c.3.3.7.4 1.1.4s.8-.1 1.1-.4l.6-.5 5.2 4.4zm.6-9.2v8l-4.8-4 4.8-4zm-15 8V6l4.8 4-4.8 4zm7.8-3.6c-.2.2-.4.2-.6 0L3.6 5.2h13l-6.2 5.2z"/></svg></a><a class="social-share__icon search-hidden-icon search-hidden-star"><img class="star-img"></a></div></div></div></div><a class="stream-item__image ratio16x9" style="background-image: url("https://web.archive.org/web/20201019032344im_/https://thumbor.forbes.com/thumbor/fit-in/440x0/filters%3Aformat%28jpg%29/https%3A%2F%2Fspecials-images.forbesimg.com%2Fimageserve%2F5f888fbfdfc1b6e9a559d7b1%2F0x0.jpg%3FcropX1%3D0%26cropX2%3D7951%26cropY1%3D0%26cropY2%3D4470")" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/alanmcintyre/2020/10/15/digital-currencies-are-imminent-and-central-banks-are-a-big-reason-why/" aria-label="Graphic Digital Currencies Are Imminent, And Central Banks Are A Big Reason Why"></a></article><div class="moreon-ad"><div class="fbs-ad--moreon-wrapper" aria-hidden="true" role="presentation"><fbs-ad position="moreon"></fbs-ad></div></div><article class="stream-item et-promoblock-removeable-item et-promoblock-star-item" data-date="1602778014564" data-id="content_5f886fe1853c74000601403e" data-et-id="content_5f886fe1853c74000601403e"><div class="stream-item__text"><div class="stream-item__date" data-date="1602778014564">Oct 15, 2020</div><h2><a class="stream-item__title" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/jeffkauflin/2020/10/15/paypal-ceo-dan-schulman-explains-his-strategy-for-investing-in-employees-financial-health/">PayPal CEO Dan Schulman Explains His Strategy For Investing In Employees’ Financial Health</a></h2><div class="stream-item__description">Schulman has taken bold measures to help PayPal employees get better control of their finances. </div><div class="stream-item__byline-social-wrapper"><span class="byline"><div class="byline__author-group"><div class="byline__author"><span class="byline__by">By</span><a class="byline__author-name" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/jeffkauflin/">Jeff Kauflin</a><span class="byline__author-type">Forbes Staff</span></div></div></span><div class="social-share"><span class="social-share__arrow"><svg class="fs-icon fs-icon--share" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 60 60"><path fill="#010101" d="M34 19.6V4.9L59.2 28 34 51.2V36.5C17.3 32.9 1.8 38.5.8 55.4-1 40.8 3.9 31.1 11.3 25.5c6.3-4.8 15.2-6.6 22.7-5.9z"/></svg></span><div class="social-share__icon-wrapper"><a class="social-share__icon social-share__icon--facebook" href="https://web.archive.org/web/20201019032344/https://www.facebook.com/dialog/feed?app_id=123694841080850&link=https%3A%2F%2Fwww.forbes.com%2Fsites%2Fjeffkauflin%2F2020%2F10%2F15%2Fpaypal-ceo-dan-schulman-explains-his-strategy-for-investing-in-employees-financial-health%2F&picture=https%3A%2F%2Fthumbor.forbes.com%2Fthumbor%2Ffit-in%2F440x0%2Ffilters%253Aformat%2528jpg%2529%2Fhttps%253A%252F%252Fspecials-images.forbesimg.com%252Fimageserve%252F5f88717e5b0e370a707fc53d%252F0x0.jpg&name=PayPal%20CEO%20Dan%20Schulman%20Explains%20His%20Strategy%20For%20Investing%20In%20Employees%E2%80%99%20Financial%20Health&caption=www.forbes.com&description=Schulman%20has%20taken%20bold%20measures%20to%20help%20PayPal%20employees%20get%20better%20control%20of%20their%20finances.%20" target="_blank" data-src="Facebook" aria-label="Share Facebook" data-ga-track="Facebook Click"><svg class="fs-icon fs-icon--facebook" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 60 60"><path d="M32.9 49H25V30h-3.9v-6.6H25v-3.9c0-5.4 2.2-8.5 8.5-8.5h5.2v6.6h-3.3c-2.5 0-2.6.9-2.6 2.6v3.3h5.9l-.5 6.5H33v19h-.1z"/></svg></a><a class="social-share__icon social-share__icon--twitter" href="https://web.archive.org/web/20201019032344/https://twitter.com/intent/tweet?url=https%3A%2F%2Fwww.forbes.com%2Fsites%2Fjeffkauflin%2F2020%2F10%2F15%2Fpaypal-ceo-dan-schulman-explains-his-strategy-for-investing-in-employees-financial-health%2F&via=forbes&text=PayPal%20CEO%20Dan%20Schulman%20Explains%20His%20Strategy%20For%20Investing%20In%20Employees%E2%80%99%20Financial%20Health" target="_blank" data-src="Twitter" aria-label="Share Twitter" data-ga-track="Twitter Click"><svg class="fs-icon fs-icon--twitter" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 60 60"><path d="M22.2 38.9c-3.4-.3-6.1-1.7-7.5-5.1h3.6c-3.9-1.4-5.6-4.3-5.9-8.4 1.2.6 2.3.7 3.5.7-2.1-1.6-3.6-3.4-3.7-6.1-.1-1.5.5-2.8 1.3-4 4.4 5 9.7 8.3 16.5 8.9v-2.7c.1-1.9.6-3.6 1.9-5.1 2.5-2.8 6.9-3.1 9.8-.7.2.2.5.4.7.6.2.2.4.2.7.2 1.1-.3 2-.9 3-1.4.5-.3 1.1-.6 1.7-1-.4 1.1-.9 2-1.5 2.8-.6.8-1.3 1.6-2.2 2.2 1.6-.2 3.2-.6 4.8-1.1-.3.4-.6.8-.9 1.1l-2.7 2.4c-.1.1-.2.3-.2.4.1 3.3-.6 6.5-1.9 9.6-1.9 4.2-4.7 7.5-8.6 9.9-2.5 1.5-5.2 2.4-8.1 2.9-5.5.8-10.5-.5-15.1-3.3-.1 0-.1-.1-.2-.1h.2c1.1.5 2.2.4 3.3.3 2.3-.2 4.5-.9 6.6-2.1l.9-.6v-.3z"/></svg></a><a class="social-share__icon social-share__icon--linkedin" href="https://web.archive.org/web/20201019032344/https://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.forbes.com%2Fsites%2Fjeffkauflin%2F2020%2F10%2F15%2Fpaypal-ceo-dan-schulman-explains-his-strategy-for-investing-in-employees-financial-health%2F&title=PayPal%20CEO%20Dan%20Schulman%20Explains%20His%20Strategy%20For%20Investing%20In%20Employees%E2%80%99%20Financial%20Health&summary=Schulman%20has%20taken%20bold%20measures%20to%20help%20PayPal%20employees%20get%20better%20control%20of%20their%20finances.%20" target="_blank" data-src="LinkedIn" aria-label="Share Linkedin" data-ga-track="LinkedIn Click"><svg class="fs-icon fs-icon--linkedin" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 60 60"><path d="M44.9 33.2v11h-6.4V34c0-2.6-.9-4.3-3.2-4.3-1.8 0-2.8 1.2-3.3 2.3-.2.4-.2 1-.2 1.6v10.7h-6.4s.1-17.4 0-19.2h6.4V27.9v-.1c.8-1.3 2.4-3.2 5.8-3.2 4.1 0 7.3 2.7 7.3 8.6zM18.7 15.8c-2.2 0-3.6 1.4-3.6 3.3 0 1.8 1.4 3.3 3.5 3.3 2.2 0 3.6-1.5 3.6-3.3 0-1.9-1.3-3.3-3.5-3.3zm-3.2 28.4h6.4V25h-6.4v19.2z"/></svg></a><a class="desktop email social-share__icon social-share__icon--email" href="https://web.archive.org/web/20201019032344/mailto:/?subject=PayPal%20CEO%20Dan%20Schulman%20Explains%20His%20Strategy%20For%20Investing%20In%20Employees%E2%80%99%20Financial%20Health&body=Hi%2C%0A%0AI%20thought%20you'd%20like%20this%3A%0Ahttps%3A%2F%2Fwww.forbes.com%2Fsites%2Fjeffkauflin%2F2020%2F10%2F15%2Fpaypal-ceo-dan-schulman-explains-his-strategy-for-investing-in-employees-financial-health%2F%0A%0APayPal%20CEO%20Dan%20Schulman%20Explains%20His%20Strategy%20For%20Investing%20In%20Employees%E2%80%99%20Financial%20Health%0A" aria-label="Share Email" data-ga-track="Email Click"><svg class="fs-icon fs-icon--email" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 20 20"><path class="fs-icon fs-icon--_xF106_" d="M17 15.2H3.2l5.2-4.3.6.4c.3.3.7.4 1.1.4s.8-.1 1.1-.4l.6-.5 5.2 4.4zm.6-9.2v8l-4.8-4 4.8-4zm-15 8V6l4.8 4-4.8 4zm7.8-3.6c-.2.2-.4.2-.6 0L3.6 5.2h13l-6.2 5.2z"/></svg></a><a class="social-share__icon search-hidden-icon search-hidden-star"><img class="star-img"></a></div></div></div></div><a class="stream-item__image ratio16x9" style="background-image: url("https://web.archive.org/web/20201019032344im_/https://thumbor.forbes.com/thumbor/fit-in/440x0/filters%3Aformat%28jpg%29/https%3A%2F%2Fspecials-images.forbesimg.com%2Fimageserve%2F5f88717e5b0e370a707fc53d%2F0x0.jpg")" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/jeffkauflin/2020/10/15/paypal-ceo-dan-schulman-explains-his-strategy-for-investing-in-employees-financial-health/" aria-label="Graphic PayPal CEO Dan Schulman Explains His Strategy For Investing In Employees’ Financial Health"></a></article><article class="stream-item et-promoblock-removeable-item et-promoblock-star-item" data-date="1602777866131" data-id="content_5f886ff9853c74000601509c" data-et-id="content_5f886ff9853c74000601509c"><div class="stream-item__text"><div class="stream-item__date" data-date="1602777866131">Oct 15, 2020</div><h2><a class="stream-item__title" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/luzurawski/2020/10/15/qr-code-contagionwill-phone-friendly-tags-push-cards-into-permanent-quarantine/">QR Code Contagion - Will Phone-Friendly Tags Push Cards Into Permanent Quarantine?</a></h2><div class="stream-item__description">QR Codes used to be seen as wholly unnecessary technology in the field of retail payments; are they back and here to stay?</div><div class="stream-item__byline-social-wrapper"><span class="byline"><div class="byline__author-group"><div class="byline__author"><span class="byline__by">By</span><a class="byline__author-name" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/luzurawski/">Lu Zurawski</a><span class="byline__author-type">Contributor</span></div></div></span><div class="social-share"><span class="social-share__arrow"><svg class="fs-icon fs-icon--share" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 60 60"><path fill="#010101" d="M34 19.6V4.9L59.2 28 34 51.2V36.5C17.3 32.9 1.8 38.5.8 55.4-1 40.8 3.9 31.1 11.3 25.5c6.3-4.8 15.2-6.6 22.7-5.9z"/></svg></span><div class="social-share__icon-wrapper"><a class="social-share__icon social-share__icon--facebook" href="https://web.archive.org/web/20201019032344/https://www.facebook.com/dialog/feed?app_id=123694841080850&link=https%3A%2F%2Fwww.forbes.com%2Fsites%2Fluzurawski%2F2020%2F10%2F15%2Fqr-code-contagionwill-phone-friendly-tags-push-cards-into-permanent-quarantine%2F&picture=https%3A%2F%2Fthumbor.forbes.com%2Fthumbor%2Ffit-in%2F440x0%2Ffilters%253Aformat%2528jpg%2529%2Fhttps%253A%252F%252Fspecials-images.forbesimg.com%252Fimageserve%252F5f8870b0e6e3dfb58dc5bd21%252F0x0.jpg%253FcropX1%253D154%2526cropX2%253D4532%2526cropY1%253D0%2526cropY2%253D2791&name=QR%20Code%20Contagion%20-%20Will%20Phone-Friendly%20Tags%20Push%20Cards%20Into%20Permanent%20Quarantine%3F&caption=www.forbes.com&description=QR%20Codes%20used%20to%20be%20seen%20as%20wholly%20unnecessary%20technology%20in%20the%20field%20of%20retail%20payments%3B%20are%20they%20back%20and%20here%20to%20stay%3F" target="_blank" data-src="Facebook" aria-label="Share Facebook" data-ga-track="Facebook Click"><svg class="fs-icon fs-icon--facebook" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 60 60"><path d="M32.9 49H25V30h-3.9v-6.6H25v-3.9c0-5.4 2.2-8.5 8.5-8.5h5.2v6.6h-3.3c-2.5 0-2.6.9-2.6 2.6v3.3h5.9l-.5 6.5H33v19h-.1z"/></svg></a><a class="social-share__icon social-share__icon--twitter" href="https://web.archive.org/web/20201019032344/https://twitter.com/intent/tweet?url=https%3A%2F%2Fwww.forbes.com%2Fsites%2Fluzurawski%2F2020%2F10%2F15%2Fqr-code-contagionwill-phone-friendly-tags-push-cards-into-permanent-quarantine%2F&via=forbes&text=QR%20Code%20Contagion%20-%20Will%20Phone-Friendly%20Tags%20Push%20Cards%20Into%20Permanent%20Quarantine%3F" target="_blank" data-src="Twitter" aria-label="Share Twitter" data-ga-track="Twitter Click"><svg class="fs-icon fs-icon--twitter" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 60 60"><path d="M22.2 38.9c-3.4-.3-6.1-1.7-7.5-5.1h3.6c-3.9-1.4-5.6-4.3-5.9-8.4 1.2.6 2.3.7 3.5.7-2.1-1.6-3.6-3.4-3.7-6.1-.1-1.5.5-2.8 1.3-4 4.4 5 9.7 8.3 16.5 8.9v-2.7c.1-1.9.6-3.6 1.9-5.1 2.5-2.8 6.9-3.1 9.8-.7.2.2.5.4.7.6.2.2.4.2.7.2 1.1-.3 2-.9 3-1.4.5-.3 1.1-.6 1.7-1-.4 1.1-.9 2-1.5 2.8-.6.8-1.3 1.6-2.2 2.2 1.6-.2 3.2-.6 4.8-1.1-.3.4-.6.8-.9 1.1l-2.7 2.4c-.1.1-.2.3-.2.4.1 3.3-.6 6.5-1.9 9.6-1.9 4.2-4.7 7.5-8.6 9.9-2.5 1.5-5.2 2.4-8.1 2.9-5.5.8-10.5-.5-15.1-3.3-.1 0-.1-.1-.2-.1h.2c1.1.5 2.2.4 3.3.3 2.3-.2 4.5-.9 6.6-2.1l.9-.6v-.3z"/></svg></a><a class="social-share__icon social-share__icon--linkedin" href="https://web.archive.org/web/20201019032344/https://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.forbes.com%2Fsites%2Fluzurawski%2F2020%2F10%2F15%2Fqr-code-contagionwill-phone-friendly-tags-push-cards-into-permanent-quarantine%2F&title=QR%20Code%20Contagion%20-%20Will%20Phone-Friendly%20Tags%20Push%20Cards%20Into%20Permanent%20Quarantine%3F&summary=QR%20Codes%20used%20to%20be%20seen%20as%20wholly%20unnecessary%20technology%20in%20the%20field%20of%20retail%20payments%3B%20are%20they%20back%20and%20here%20to%20stay%3F" target="_blank" data-src="LinkedIn" aria-label="Share Linkedin" data-ga-track="LinkedIn Click"><svg class="fs-icon fs-icon--linkedin" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 60 60"><path d="M44.9 33.2v11h-6.4V34c0-2.6-.9-4.3-3.2-4.3-1.8 0-2.8 1.2-3.3 2.3-.2.4-.2 1-.2 1.6v10.7h-6.4s.1-17.4 0-19.2h6.4V27.9v-.1c.8-1.3 2.4-3.2 5.8-3.2 4.1 0 7.3 2.7 7.3 8.6zM18.7 15.8c-2.2 0-3.6 1.4-3.6 3.3 0 1.8 1.4 3.3 3.5 3.3 2.2 0 3.6-1.5 3.6-3.3 0-1.9-1.3-3.3-3.5-3.3zm-3.2 28.4h6.4V25h-6.4v19.2z"/></svg></a><a class="desktop email social-share__icon social-share__icon--email" href="https://web.archive.org/web/20201019032344/mailto:/?subject=QR%20Code%20Contagion%20-%20Will%20Phone-Friendly%20Tags%20Push%20Cards%20Into%20Permanent%20Quarantine%3F&body=Hi%2C%0A%0AI%20thought%20you'd%20like%20this%3A%0Ahttps%3A%2F%2Fwww.forbes.com%2Fsites%2Fluzurawski%2F2020%2F10%2F15%2Fqr-code-contagionwill-phone-friendly-tags-push-cards-into-permanent-quarantine%2F%0A%0AQR%20Code%20Contagion%20-%20Will%20Phone-Friendly%20Tags%20Push%20Cards%20Into%20Permanent%20Quarantine%3F%0A" aria-label="Share Email" data-ga-track="Email Click"><svg class="fs-icon fs-icon--email" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 20 20"><path class="fs-icon fs-icon--_xF106_" d="M17 15.2H3.2l5.2-4.3.6.4c.3.3.7.4 1.1.4s.8-.1 1.1-.4l.6-.5 5.2 4.4zm.6-9.2v8l-4.8-4 4.8-4zm-15 8V6l4.8 4-4.8 4zm7.8-3.6c-.2.2-.4.2-.6 0L3.6 5.2h13l-6.2 5.2z"/></svg></a><a class="social-share__icon search-hidden-icon search-hidden-star"><img class="star-img"></a></div></div></div></div><a class="stream-item__image ratio16x9" style="background-image: url("https://web.archive.org/web/20201019032344im_/https://thumbor.forbes.com/thumbor/fit-in/440x0/filters%3Aformat%28jpg%29/https%3A%2F%2Fspecials-images.forbesimg.com%2Fimageserve%2F5f8870b0e6e3dfb58dc5bd21%2F0x0.jpg%3FcropX1%3D154%26cropX2%3D4532%26cropY1%3D0%26cropY2%3D2791")" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/luzurawski/2020/10/15/qr-code-contagionwill-phone-friendly-tags-push-cards-into-permanent-quarantine/" aria-label="Graphic QR Code Contagion - Will Phone-Friendly Tags Push Cards Into Permanent Quarantine?"></a></article><article class="stream-item et-promoblock-removeable-item et-promoblock-star-item" data-date="1602688903017" data-id="content_5f87036d7297c90006e6ba68" data-et-id="content_5f87036d7297c90006e6ba68"><div class="stream-item__text"><div class="stream-item__date" data-date="1602688903017">Oct 14, 2020</div><h2><a class="stream-item__title" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/cherylwinokurmunk/2020/10/14/financial-health-still-a-struggle-for-many-more-financial-innovation-needed/">Financial Health Still A Struggle For Many—More Financial Innovation Needed</a></h2><div class="stream-item__description">33% of people in America are financially healthy, an increase likely equated to short-term recovery efforts and changes in consumer behavior amidst the pandemic.</div><div class="stream-item__byline-social-wrapper"><span class="byline"><div class="byline__author-group"><div class="byline__author"><span class="byline__by">By</span><a class="byline__author-name" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/cherylwinokurmunk/">Cheryl Winokur Munk</a><span class="byline__author-type">Contributor</span></div></div></span><div class="social-share"><span class="social-share__arrow"><svg class="fs-icon fs-icon--share" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 60 60"><path fill="#010101" d="M34 19.6V4.9L59.2 28 34 51.2V36.5C17.3 32.9 1.8 38.5.8 55.4-1 40.8 3.9 31.1 11.3 25.5c6.3-4.8 15.2-6.6 22.7-5.9z"/></svg></span><div class="social-share__icon-wrapper"><a class="social-share__icon social-share__icon--facebook" href="https://web.archive.org/web/20201019032344/https://www.facebook.com/dialog/feed?app_id=123694841080850&link=https%3A%2F%2Fwww.forbes.com%2Fsites%2Fcherylwinokurmunk%2F2020%2F10%2F14%2Ffinancial-health-still-a-struggle-for-many-more-financial-innovation-needed%2F&picture=https%3A%2F%2Fthumbor.forbes.com%2Fthumbor%2Ffit-in%2F440x0%2Ffilters%253Aformat%2528jpg%2529%2Fhttps%253A%252F%252Fspecials-images.forbesimg.com%252Fimageserve%252F5f870c0c3921dc76c6929dd6%252F0x0.jpg&name=Financial%20Health%20Still%20A%20Struggle%20For%20Many%E2%80%94More%20Financial%20Innovation%20Needed&caption=www.forbes.com&description=33%25%20of%20people%20in%20America%20are%20financially%20healthy%2C%20an%20increase%20likely%20equated%20to%20short-term%20recovery%20efforts%20and%20changes%20in%20consumer%20behavior%20amidst%20the%20pandemic." target="_blank" data-src="Facebook" aria-label="Share Facebook" data-ga-track="Facebook Click"><svg class="fs-icon fs-icon--facebook" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 60 60"><path d="M32.9 49H25V30h-3.9v-6.6H25v-3.9c0-5.4 2.2-8.5 8.5-8.5h5.2v6.6h-3.3c-2.5 0-2.6.9-2.6 2.6v3.3h5.9l-.5 6.5H33v19h-.1z"/></svg></a><a class="social-share__icon social-share__icon--twitter" href="https://web.archive.org/web/20201019032344/https://twitter.com/intent/tweet?url=https%3A%2F%2Fwww.forbes.com%2Fsites%2Fcherylwinokurmunk%2F2020%2F10%2F14%2Ffinancial-health-still-a-struggle-for-many-more-financial-innovation-needed%2F&via=forbes&text=Financial%20Health%20Still%20A%20Struggle%20For%20Many%E2%80%94More%20Financial%20Innovation%20Needed" target="_blank" data-src="Twitter" aria-label="Share Twitter" data-ga-track="Twitter Click"><svg class="fs-icon fs-icon--twitter" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 60 60"><path d="M22.2 38.9c-3.4-.3-6.1-1.7-7.5-5.1h3.6c-3.9-1.4-5.6-4.3-5.9-8.4 1.2.6 2.3.7 3.5.7-2.1-1.6-3.6-3.4-3.7-6.1-.1-1.5.5-2.8 1.3-4 4.4 5 9.7 8.3 16.5 8.9v-2.7c.1-1.9.6-3.6 1.9-5.1 2.5-2.8 6.9-3.1 9.8-.7.2.2.5.4.7.6.2.2.4.2.7.2 1.1-.3 2-.9 3-1.4.5-.3 1.1-.6 1.7-1-.4 1.1-.9 2-1.5 2.8-.6.8-1.3 1.6-2.2 2.2 1.6-.2 3.2-.6 4.8-1.1-.3.4-.6.8-.9 1.1l-2.7 2.4c-.1.1-.2.3-.2.4.1 3.3-.6 6.5-1.9 9.6-1.9 4.2-4.7 7.5-8.6 9.9-2.5 1.5-5.2 2.4-8.1 2.9-5.5.8-10.5-.5-15.1-3.3-.1 0-.1-.1-.2-.1h.2c1.1.5 2.2.4 3.3.3 2.3-.2 4.5-.9 6.6-2.1l.9-.6v-.3z"/></svg></a><a class="social-share__icon social-share__icon--linkedin" href="https://web.archive.org/web/20201019032344/https://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.forbes.com%2Fsites%2Fcherylwinokurmunk%2F2020%2F10%2F14%2Ffinancial-health-still-a-struggle-for-many-more-financial-innovation-needed%2F&title=Financial%20Health%20Still%20A%20Struggle%20For%20Many%E2%80%94More%20Financial%20Innovation%20Needed&summary=33%25%20of%20people%20in%20America%20are%20financially%20healthy%2C%20an%20increase%20likely%20equated%20to%20short-term%20recovery%20efforts%20and%20changes%20in%20consumer%20behavior%20amidst%20the%20pandemic." target="_blank" data-src="LinkedIn" aria-label="Share Linkedin" data-ga-track="LinkedIn Click"><svg class="fs-icon fs-icon--linkedin" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 60 60"><path d="M44.9 33.2v11h-6.4V34c0-2.6-.9-4.3-3.2-4.3-1.8 0-2.8 1.2-3.3 2.3-.2.4-.2 1-.2 1.6v10.7h-6.4s.1-17.4 0-19.2h6.4V27.9v-.1c.8-1.3 2.4-3.2 5.8-3.2 4.1 0 7.3 2.7 7.3 8.6zM18.7 15.8c-2.2 0-3.6 1.4-3.6 3.3 0 1.8 1.4 3.3 3.5 3.3 2.2 0 3.6-1.5 3.6-3.3 0-1.9-1.3-3.3-3.5-3.3zm-3.2 28.4h6.4V25h-6.4v19.2z"/></svg></a><a class="desktop email social-share__icon social-share__icon--email" href="https://web.archive.org/web/20201019032344/mailto:/?subject=Financial%20Health%20Still%20A%20Struggle%20For%20Many%E2%80%94More%20Financial%20Innovation%20Needed&body=Hi%2C%0A%0AI%20thought%20you'd%20like%20this%3A%0Ahttps%3A%2F%2Fwww.forbes.com%2Fsites%2Fcherylwinokurmunk%2F2020%2F10%2F14%2Ffinancial-health-still-a-struggle-for-many-more-financial-innovation-needed%2F%0A%0AFinancial%20Health%20Still%20A%20Struggle%20For%20Many%E2%80%94More%20Financial%20Innovation%20Needed%0A" aria-label="Share Email" data-ga-track="Email Click"><svg class="fs-icon fs-icon--email" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 20 20"><path class="fs-icon fs-icon--_xF106_" d="M17 15.2H3.2l5.2-4.3.6.4c.3.3.7.4 1.1.4s.8-.1 1.1-.4l.6-.5 5.2 4.4zm.6-9.2v8l-4.8-4 4.8-4zm-15 8V6l4.8 4-4.8 4zm7.8-3.6c-.2.2-.4.2-.6 0L3.6 5.2h13l-6.2 5.2z"/></svg></a><a class="social-share__icon search-hidden-icon search-hidden-star"><img class="star-img"></a></div></div></div></div><a class="stream-item__image ratio16x9" style="background-image: url("https://web.archive.org/web/20201019032344im_/https://thumbor.forbes.com/thumbor/fit-in/440x0/filters%3Aformat%28jpg%29/https%3A%2F%2Fspecials-images.forbesimg.com%2Fimageserve%2F5f870c0c3921dc76c6929dd6%2F0x0.jpg")" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/cherylwinokurmunk/2020/10/14/financial-health-still-a-struggle-for-many-more-financial-innovation-needed/" aria-label="Graphic Financial Health Still A Struggle For Many—More Financial Innovation Needed"></a></article><article class="stream-item et-promoblock-removeable-item et-promoblock-star-item" data-date="1602608208630" data-id="content_5f835d850777890006ac5a51" data-et-id="content_5f835d850777890006ac5a51"><div class="stream-item__text"><div class="stream-item__date" data-date="1602608208630">Oct 13, 2020</div><h2><a class="stream-item__title" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/anatalonbeck/2020/10/13/investment-bankers-as-underwriters-barbarians-or-gatekeepers/">Investment Bankers As Underwriters: Barbarians Or Gatekeepers?</a></h2><div class="stream-item__description">Recently, Palantir (PLTR) and Asana (ASAN), used direct listings as an alternative to the traditional underwritten initial public securities offerings (IPO).</div><div class="stream-item__byline-social-wrapper"><span class="byline"><div class="byline__author-group"><div class="byline__author"><span class="byline__by">By</span><a class="byline__author-name" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/anatalonbeck/">Anat Alon-Beck</a><span class="byline__author-type">Contributor</span></div></div></span><div class="social-share"><span class="social-share__arrow"><svg class="fs-icon fs-icon--share" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 60 60"><path fill="#010101" d="M34 19.6V4.9L59.2 28 34 51.2V36.5C17.3 32.9 1.8 38.5.8 55.4-1 40.8 3.9 31.1 11.3 25.5c6.3-4.8 15.2-6.6 22.7-5.9z"/></svg></span><div class="social-share__icon-wrapper"><a class="social-share__icon social-share__icon--facebook" href="https://web.archive.org/web/20201019032344/https://www.facebook.com/dialog/feed?app_id=123694841080850&link=https%3A%2F%2Fwww.forbes.com%2Fsites%2Fanatalonbeck%2F2020%2F10%2F13%2Finvestment-bankers-as-underwriters-barbarians-or-gatekeepers%2F&picture=https%3A%2F%2Fthumbor.forbes.com%2Fthumbor%2Ffit-in%2F440x0%2Ffilters%253Aformat%2528jpg%2529%2Fhttps%253A%252F%252Fspecials-images.forbesimg.com%252Fimageserve%252F5f835ee6b1f1e4aa927f88db%252F0x0.jpg%253FcropX1%253D0%2526cropX2%253D8256%2526cropY1%253D423%2526cropY2%253D5067&name=Investment%20Bankers%20As%20Underwriters%3A%20Barbarians%20Or%20Gatekeepers%3F&caption=www.forbes.com&description=Recently%2C%20Palantir%20(PLTR)%20and%20Asana%20(ASAN)%2C%20used%20direct%20listings%20as%20an%20alternative%20to%20the%20traditional%20underwritten%20initial%20public%20securities%20offerings%20(IPO)." target="_blank" data-src="Facebook" aria-label="Share Facebook" data-ga-track="Facebook Click"><svg class="fs-icon fs-icon--facebook" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 60 60"><path d="M32.9 49H25V30h-3.9v-6.6H25v-3.9c0-5.4 2.2-8.5 8.5-8.5h5.2v6.6h-3.3c-2.5 0-2.6.9-2.6 2.6v3.3h5.9l-.5 6.5H33v19h-.1z"/></svg></a><a class="social-share__icon social-share__icon--twitter" href="https://web.archive.org/web/20201019032344/https://twitter.com/intent/tweet?url=https%3A%2F%2Fwww.forbes.com%2Fsites%2Fanatalonbeck%2F2020%2F10%2F13%2Finvestment-bankers-as-underwriters-barbarians-or-gatekeepers%2F&via=forbes&text=Investment%20Bankers%20As%20Underwriters%3A%20Barbarians%20Or%20Gatekeepers%3F" target="_blank" data-src="Twitter" aria-label="Share Twitter" data-ga-track="Twitter Click"><svg class="fs-icon fs-icon--twitter" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 60 60"><path d="M22.2 38.9c-3.4-.3-6.1-1.7-7.5-5.1h3.6c-3.9-1.4-5.6-4.3-5.9-8.4 1.2.6 2.3.7 3.5.7-2.1-1.6-3.6-3.4-3.7-6.1-.1-1.5.5-2.8 1.3-4 4.4 5 9.7 8.3 16.5 8.9v-2.7c.1-1.9.6-3.6 1.9-5.1 2.5-2.8 6.9-3.1 9.8-.7.2.2.5.4.7.6.2.2.4.2.7.2 1.1-.3 2-.9 3-1.4.5-.3 1.1-.6 1.7-1-.4 1.1-.9 2-1.5 2.8-.6.8-1.3 1.6-2.2 2.2 1.6-.2 3.2-.6 4.8-1.1-.3.4-.6.8-.9 1.1l-2.7 2.4c-.1.1-.2.3-.2.4.1 3.3-.6 6.5-1.9 9.6-1.9 4.2-4.7 7.5-8.6 9.9-2.5 1.5-5.2 2.4-8.1 2.9-5.5.8-10.5-.5-15.1-3.3-.1 0-.1-.1-.2-.1h.2c1.1.5 2.2.4 3.3.3 2.3-.2 4.5-.9 6.6-2.1l.9-.6v-.3z"/></svg></a><a class="social-share__icon social-share__icon--linkedin" href="https://web.archive.org/web/20201019032344/https://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.forbes.com%2Fsites%2Fanatalonbeck%2F2020%2F10%2F13%2Finvestment-bankers-as-underwriters-barbarians-or-gatekeepers%2F&title=Investment%20Bankers%20As%20Underwriters%3A%20Barbarians%20Or%20Gatekeepers%3F&summary=Recently%2C%20Palantir%20(PLTR)%20and%20Asana%20(ASAN)%2C%20used%20direct%20listings%20as%20an%20alternative%20to%20the%20traditional%20underwritten%20initial%20public%20securities%20offerings%20(IPO)." target="_blank" data-src="LinkedIn" aria-label="Share Linkedin" data-ga-track="LinkedIn Click"><svg class="fs-icon fs-icon--linkedin" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 60 60"><path d="M44.9 33.2v11h-6.4V34c0-2.6-.9-4.3-3.2-4.3-1.8 0-2.8 1.2-3.3 2.3-.2.4-.2 1-.2 1.6v10.7h-6.4s.1-17.4 0-19.2h6.4V27.9v-.1c.8-1.3 2.4-3.2 5.8-3.2 4.1 0 7.3 2.7 7.3 8.6zM18.7 15.8c-2.2 0-3.6 1.4-3.6 3.3 0 1.8 1.4 3.3 3.5 3.3 2.2 0 3.6-1.5 3.6-3.3 0-1.9-1.3-3.3-3.5-3.3zm-3.2 28.4h6.4V25h-6.4v19.2z"/></svg></a><a class="desktop email social-share__icon social-share__icon--email" href="https://web.archive.org/web/20201019032344/mailto:/?subject=Investment%20Bankers%20As%20Underwriters%3A%20Barbarians%20Or%20Gatekeepers%3F&body=Hi%2C%0A%0AI%20thought%20you'd%20like%20this%3A%0Ahttps%3A%2F%2Fwww.forbes.com%2Fsites%2Fanatalonbeck%2F2020%2F10%2F13%2Finvestment-bankers-as-underwriters-barbarians-or-gatekeepers%2F%0A%0AInvestment%20Bankers%20As%20Underwriters%3A%20Barbarians%20Or%20Gatekeepers%3F%0A" aria-label="Share Email" data-ga-track="Email Click"><svg class="fs-icon fs-icon--email" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 20 20"><path class="fs-icon fs-icon--_xF106_" d="M17 15.2H3.2l5.2-4.3.6.4c.3.3.7.4 1.1.4s.8-.1 1.1-.4l.6-.5 5.2 4.4zm.6-9.2v8l-4.8-4 4.8-4zm-15 8V6l4.8 4-4.8 4zm7.8-3.6c-.2.2-.4.2-.6 0L3.6 5.2h13l-6.2 5.2z"/></svg></a><a class="social-share__icon search-hidden-icon search-hidden-star"><img class="star-img"></a></div></div></div></div><a class="stream-item__image ratio16x9" style="background-image: url("https://web.archive.org/web/20201019032344im_/https://thumbor.forbes.com/thumbor/fit-in/440x0/filters%3Aformat%28jpg%29/https%3A%2F%2Fspecials-images.forbesimg.com%2Fimageserve%2F5f835ee6b1f1e4aa927f88db%2F0x0.jpg%3FcropX1%3D0%26cropX2%3D8256%26cropY1%3D423%26cropY2%3D5067")" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/anatalonbeck/2020/10/13/investment-bankers-as-underwriters-barbarians-or-gatekeepers/" aria-label="Graphic Investment Bankers As Underwriters: Barbarians Or Gatekeepers?"></a></article><article class="stream-item et-promoblock-removeable-item et-promoblock-star-item" data-date="1602525482100" data-id="content_5f7aec2dc702a6000762fd3d" data-et-id="content_5f7aec2dc702a6000762fd3d"><div class="stream-item__text"><div class="stream-item__date" data-date="1602525482100">Oct 12, 2020</div><h2><a class="stream-item__title" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/davidbirch/2020/10/12/big-regulation-coming-for-big-tech/">Big Regulation Coming For Big Tech</a></h2><div class="stream-item__description">Instead of turning back to the 19th and 20th century anti-trust remedies against monopolies perhaps open banking adumbrates a model for the 21st century. The way to deal with the power of BigTech is not to break them up, but to open them up.</div><div class="stream-item__byline-social-wrapper"><span class="byline"><div class="byline__author-group"><div class="byline__author"><span class="byline__by">By</span><a class="byline__author-name" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/davidbirch/">David G.W. Birch</a><span class="byline__author-type">Contributor</span></div></div></span><div class="social-share"><span class="social-share__arrow"><svg class="fs-icon fs-icon--share" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 60 60"><path fill="#010101" d="M34 19.6V4.9L59.2 28 34 51.2V36.5C17.3 32.9 1.8 38.5.8 55.4-1 40.8 3.9 31.1 11.3 25.5c6.3-4.8 15.2-6.6 22.7-5.9z"/></svg></span><div class="social-share__icon-wrapper"><a class="social-share__icon social-share__icon--facebook" href="https://web.archive.org/web/20201019032344/https://www.facebook.com/dialog/feed?app_id=123694841080850&link=https%3A%2F%2Fwww.forbes.com%2Fsites%2Fdavidbirch%2F2020%2F10%2F12%2Fbig-regulation-coming-for-big-tech%2F&picture=https%3A%2F%2Fthumbor.forbes.com%2Fthumbor%2Ffit-in%2F440x0%2Ffilters%253Aformat%2528jpg%2529%2Fhttps%253A%252F%252Fspecials-images.forbesimg.com%252Fimageserve%252F5f8496bd4007ab3a3cf8ecb9%252F0x0.jpg&name=Big%20Regulation%20Coming%20For%20Big%20Tech&caption=www.forbes.com&description=Instead%20of%20turning%20back%20to%20the%2019th%20and%2020th%20century%20anti-trust%20remedies%20against%20monopolies%20perhaps%20open%20banking%20adumbrates%20a%20model%20for%20the%2021st%20century.%20The%20way%20to%20deal%20with%20the%20power%20of%20BigTech%20is%20not%20to%20break%20them%20up%2C%20but%20to%20open%20them%20up." target="_blank" data-src="Facebook" aria-label="Share Facebook" data-ga-track="Facebook Click"><svg class="fs-icon fs-icon--facebook" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 60 60"><path d="M32.9 49H25V30h-3.9v-6.6H25v-3.9c0-5.4 2.2-8.5 8.5-8.5h5.2v6.6h-3.3c-2.5 0-2.6.9-2.6 2.6v3.3h5.9l-.5 6.5H33v19h-.1z"/></svg></a><a class="social-share__icon social-share__icon--twitter" href="https://web.archive.org/web/20201019032344/https://twitter.com/intent/tweet?url=https%3A%2F%2Fwww.forbes.com%2Fsites%2Fdavidbirch%2F2020%2F10%2F12%2Fbig-regulation-coming-for-big-tech%2F&via=forbes&text=Big%20Regulation%20Coming%20For%20Big%20Tech" target="_blank" data-src="Twitter" aria-label="Share Twitter" data-ga-track="Twitter Click"><svg class="fs-icon fs-icon--twitter" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 60 60"><path d="M22.2 38.9c-3.4-.3-6.1-1.7-7.5-5.1h3.6c-3.9-1.4-5.6-4.3-5.9-8.4 1.2.6 2.3.7 3.5.7-2.1-1.6-3.6-3.4-3.7-6.1-.1-1.5.5-2.8 1.3-4 4.4 5 9.7 8.3 16.5 8.9v-2.7c.1-1.9.6-3.6 1.9-5.1 2.5-2.8 6.9-3.1 9.8-.7.2.2.5.4.7.6.2.2.4.2.7.2 1.1-.3 2-.9 3-1.4.5-.3 1.1-.6 1.7-1-.4 1.1-.9 2-1.5 2.8-.6.8-1.3 1.6-2.2 2.2 1.6-.2 3.2-.6 4.8-1.1-.3.4-.6.8-.9 1.1l-2.7 2.4c-.1.1-.2.3-.2.4.1 3.3-.6 6.5-1.9 9.6-1.9 4.2-4.7 7.5-8.6 9.9-2.5 1.5-5.2 2.4-8.1 2.9-5.5.8-10.5-.5-15.1-3.3-.1 0-.1-.1-.2-.1h.2c1.1.5 2.2.4 3.3.3 2.3-.2 4.5-.9 6.6-2.1l.9-.6v-.3z"/></svg></a><a class="social-share__icon social-share__icon--linkedin" href="https://web.archive.org/web/20201019032344/https://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.forbes.com%2Fsites%2Fdavidbirch%2F2020%2F10%2F12%2Fbig-regulation-coming-for-big-tech%2F&title=Big%20Regulation%20Coming%20For%20Big%20Tech&summary=Instead%20of%20turning%20back%20to%20the%2019th%20and%2020th%20century%20anti-trust%20remedies%20against%20monopolies%20perhaps%20open%20banking%20adumbrates%20a%20model%20for%20the%2021st%20century.%20The%20way%20to%20deal%20with%20the%20power%20of%20BigTech%20is%20not%20to%20break%20them%20up%2C%20but%20to%20open%20them%20up." target="_blank" data-src="LinkedIn" aria-label="Share Linkedin" data-ga-track="LinkedIn Click"><svg class="fs-icon fs-icon--linkedin" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 60 60"><path d="M44.9 33.2v11h-6.4V34c0-2.6-.9-4.3-3.2-4.3-1.8 0-2.8 1.2-3.3 2.3-.2.4-.2 1-.2 1.6v10.7h-6.4s.1-17.4 0-19.2h6.4V27.9v-.1c.8-1.3 2.4-3.2 5.8-3.2 4.1 0 7.3 2.7 7.3 8.6zM18.7 15.8c-2.2 0-3.6 1.4-3.6 3.3 0 1.8 1.4 3.3 3.5 3.3 2.2 0 3.6-1.5 3.6-3.3 0-1.9-1.3-3.3-3.5-3.3zm-3.2 28.4h6.4V25h-6.4v19.2z"/></svg></a><a class="desktop email social-share__icon social-share__icon--email" href="https://web.archive.org/web/20201019032344/mailto:/?subject=Big%20Regulation%20Coming%20For%20Big%20Tech&body=Hi%2C%0A%0AI%20thought%20you'd%20like%20this%3A%0Ahttps%3A%2F%2Fwww.forbes.com%2Fsites%2Fdavidbirch%2F2020%2F10%2F12%2Fbig-regulation-coming-for-big-tech%2F%0A%0ABig%20Regulation%20Coming%20For%20Big%20Tech%0A" aria-label="Share Email" data-ga-track="Email Click"><svg class="fs-icon fs-icon--email" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 20 20"><path class="fs-icon fs-icon--_xF106_" d="M17 15.2H3.2l5.2-4.3.6.4c.3.3.7.4 1.1.4s.8-.1 1.1-.4l.6-.5 5.2 4.4zm.6-9.2v8l-4.8-4 4.8-4zm-15 8V6l4.8 4-4.8 4zm7.8-3.6c-.2.2-.4.2-.6 0L3.6 5.2h13l-6.2 5.2z"/></svg></a><a class="social-share__icon search-hidden-icon search-hidden-star"><img class="star-img"></a></div></div></div></div><a class="stream-item__image ratio16x9" style="background-image: url("https://web.archive.org/web/20201019032344im_/https://thumbor.forbes.com/thumbor/fit-in/440x0/filters%3Aformat%28jpg%29/https%3A%2F%2Fspecials-images.forbesimg.com%2Fimageserve%2F5f8496bd4007ab3a3cf8ecb9%2F0x0.jpg")" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/davidbirch/2020/10/12/big-regulation-coming-for-big-tech/" aria-label="Graphic Big Regulation Coming For Big Tech"></a></article><article class="stream-item et-promoblock-removeable-item et-promoblock-star-item" data-date="1602507944129" data-id="content_5f844dd237c5660007b48715" data-et-id="content_5f844dd237c5660007b48715"><div class="stream-item__text"><div class="stream-item__date" data-date="1602507944129">Oct 12, 2020</div><h2><a class="stream-item__title" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/jordanmckee/2020/10/12/covid-19-is-changing-consumer-behavior-at-the-point-of-sale/">COVID-19 Is Changing Consumer Behavior At The Point-Of-Sale</a></h2><div class="stream-item__description">451 Research's survey revealed that more than two in five consumers are using cash less often since the COVID-19 outbreak started. Simultanously, one in six consumers have made their first ever contactless payment. </div><div class="stream-item__byline-social-wrapper"><span class="byline"><div class="byline__author-group"><div class="byline__author"><span class="byline__by">By</span><a class="byline__author-name" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/jordanmckee/">Jordan McKee</a><span class="byline__author-type">Contributor</span></div></div></span><div class="social-share"><span class="social-share__arrow"><svg class="fs-icon fs-icon--share" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 60 60"><path fill="#010101" d="M34 19.6V4.9L59.2 28 34 51.2V36.5C17.3 32.9 1.8 38.5.8 55.4-1 40.8 3.9 31.1 11.3 25.5c6.3-4.8 15.2-6.6 22.7-5.9z"/></svg></span><div class="social-share__icon-wrapper"><a class="social-share__icon social-share__icon--facebook" href="https://web.archive.org/web/20201019032344/https://www.facebook.com/dialog/feed?app_id=123694841080850&link=https%3A%2F%2Fwww.forbes.com%2Fsites%2Fjordanmckee%2F2020%2F10%2F12%2Fcovid-19-is-changing-consumer-behavior-at-the-point-of-sale%2F&picture=https%3A%2F%2Fthumbor.forbes.com%2Fthumbor%2Ffit-in%2F440x0%2Ffilters%253Aformat%2528jpg%2529%2Fhttps%253A%252F%252Fspecials-images.forbesimg.com%252Fimageserve%252F5f8450a26333e180b97b4e93%252F0x0.jpg&name=COVID-19%20Is%20Changing%20Consumer%20Behavior%20At%20The%20Point-Of-Sale&caption=www.forbes.com&description=451%20Research's%20survey%20revealed%20that%20more%20than%20two%20in%20five%20consumers%20are%20using%20cash%20less%20often%20since%20the%20COVID-19%20outbreak%20started.%20Simultanously%2C%20one%20in%20six%20consumers%20have%20made%20their%20first%20ever%20contactless%20payment.%20" target="_blank" data-src="Facebook" aria-label="Share Facebook" data-ga-track="Facebook Click"><svg class="fs-icon fs-icon--facebook" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 60 60"><path d="M32.9 49H25V30h-3.9v-6.6H25v-3.9c0-5.4 2.2-8.5 8.5-8.5h5.2v6.6h-3.3c-2.5 0-2.6.9-2.6 2.6v3.3h5.9l-.5 6.5H33v19h-.1z"/></svg></a><a class="social-share__icon social-share__icon--twitter" href="https://web.archive.org/web/20201019032344/https://twitter.com/intent/tweet?url=https%3A%2F%2Fwww.forbes.com%2Fsites%2Fjordanmckee%2F2020%2F10%2F12%2Fcovid-19-is-changing-consumer-behavior-at-the-point-of-sale%2F&via=forbes&text=COVID-19%20Is%20Changing%20Consumer%20Behavior%20At%20The%20Point-Of-Sale" target="_blank" data-src="Twitter" aria-label="Share Twitter" data-ga-track="Twitter Click"><svg class="fs-icon fs-icon--twitter" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 60 60"><path d="M22.2 38.9c-3.4-.3-6.1-1.7-7.5-5.1h3.6c-3.9-1.4-5.6-4.3-5.9-8.4 1.2.6 2.3.7 3.5.7-2.1-1.6-3.6-3.4-3.7-6.1-.1-1.5.5-2.8 1.3-4 4.4 5 9.7 8.3 16.5 8.9v-2.7c.1-1.9.6-3.6 1.9-5.1 2.5-2.8 6.9-3.1 9.8-.7.2.2.5.4.7.6.2.2.4.2.7.2 1.1-.3 2-.9 3-1.4.5-.3 1.1-.6 1.7-1-.4 1.1-.9 2-1.5 2.8-.6.8-1.3 1.6-2.2 2.2 1.6-.2 3.2-.6 4.8-1.1-.3.4-.6.8-.9 1.1l-2.7 2.4c-.1.1-.2.3-.2.4.1 3.3-.6 6.5-1.9 9.6-1.9 4.2-4.7 7.5-8.6 9.9-2.5 1.5-5.2 2.4-8.1 2.9-5.5.8-10.5-.5-15.1-3.3-.1 0-.1-.1-.2-.1h.2c1.1.5 2.2.4 3.3.3 2.3-.2 4.5-.9 6.6-2.1l.9-.6v-.3z"/></svg></a><a class="social-share__icon social-share__icon--linkedin" href="https://web.archive.org/web/20201019032344/https://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.forbes.com%2Fsites%2Fjordanmckee%2F2020%2F10%2F12%2Fcovid-19-is-changing-consumer-behavior-at-the-point-of-sale%2F&title=COVID-19%20Is%20Changing%20Consumer%20Behavior%20At%20The%20Point-Of-Sale&summary=451%20Research's%20survey%20revealed%20that%20more%20than%20two%20in%20five%20consumers%20are%20using%20cash%20less%20often%20since%20the%20COVID-19%20outbreak%20started.%20Simultanously%2C%20one%20in%20six%20consumers%20have%20made%20their%20first%20ever%20contactless%20payment.%20" target="_blank" data-src="LinkedIn" aria-label="Share Linkedin" data-ga-track="LinkedIn Click"><svg class="fs-icon fs-icon--linkedin" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 60 60"><path d="M44.9 33.2v11h-6.4V34c0-2.6-.9-4.3-3.2-4.3-1.8 0-2.8 1.2-3.3 2.3-.2.4-.2 1-.2 1.6v10.7h-6.4s.1-17.4 0-19.2h6.4V27.9v-.1c.8-1.3 2.4-3.2 5.8-3.2 4.1 0 7.3 2.7 7.3 8.6zM18.7 15.8c-2.2 0-3.6 1.4-3.6 3.3 0 1.8 1.4 3.3 3.5 3.3 2.2 0 3.6-1.5 3.6-3.3 0-1.9-1.3-3.3-3.5-3.3zm-3.2 28.4h6.4V25h-6.4v19.2z"/></svg></a><a class="desktop email social-share__icon social-share__icon--email" href="https://web.archive.org/web/20201019032344/mailto:/?subject=COVID-19%20Is%20Changing%20Consumer%20Behavior%20At%20The%20Point-Of-Sale&body=Hi%2C%0A%0AI%20thought%20you'd%20like%20this%3A%0Ahttps%3A%2F%2Fwww.forbes.com%2Fsites%2Fjordanmckee%2F2020%2F10%2F12%2Fcovid-19-is-changing-consumer-behavior-at-the-point-of-sale%2F%0A%0ACOVID-19%20Is%20Changing%20Consumer%20Behavior%20At%20The%20Point-Of-Sale%0A" aria-label="Share Email" data-ga-track="Email Click"><svg class="fs-icon fs-icon--email" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 20 20"><path class="fs-icon fs-icon--_xF106_" d="M17 15.2H3.2l5.2-4.3.6.4c.3.3.7.4 1.1.4s.8-.1 1.1-.4l.6-.5 5.2 4.4zm.6-9.2v8l-4.8-4 4.8-4zm-15 8V6l4.8 4-4.8 4zm7.8-3.6c-.2.2-.4.2-.6 0L3.6 5.2h13l-6.2 5.2z"/></svg></a><a class="social-share__icon search-hidden-icon search-hidden-star"><img class="star-img"></a></div></div></div></div><a class="stream-item__image ratio16x9" style="background-image: url("https://web.archive.org/web/20201019032344im_/https://thumbor.forbes.com/thumbor/fit-in/440x0/filters%3Aformat%28jpg%29/https%3A%2F%2Fspecials-images.forbesimg.com%2Fimageserve%2F5f8450a26333e180b97b4e93%2F0x0.jpg")" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/jordanmckee/2020/10/12/covid-19-is-changing-consumer-behavior-at-the-point-of-sale/" aria-label="Graphic COVID-19 Is Changing Consumer Behavior At The Point-Of-Sale"></a></article><article class="stream-item et-promoblock-removeable-item et-promoblock-star-item" data-date="1602504000000" data-id="content_5f80b4369a41420006a4b864" data-et-id="content_5f80b4369a41420006a4b864"><div class="stream-item__text"><div class="stream-item__date" data-date="1602504000000">Oct 12, 2020</div><h2><a class="stream-item__title" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/ronshevlin/2020/10/12/5-bank-and-fintech-partnership-ideas-to-generate-revenue/">5 Bank And Fintech Partnership Ideas To Generate Revenue</a></h2><div class="stream-item__description">If banks would stop obsessing over digital account opening, they'd realize there are fintech partnership opportunities out there that could generate new streams of revenue.</div><div class="stream-item__byline-social-wrapper"><span class="byline"><div class="byline__author-group"><div class="byline__author"><span class="byline__by">By</span><a class="byline__author-name" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/ronshevlin/">Ron Shevlin</a><span class="byline__author-type">Senior Contributor</span></div></div></span><div class="social-share"><span class="social-share__arrow"><svg class="fs-icon fs-icon--share" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 60 60"><path fill="#010101" d="M34 19.6V4.9L59.2 28 34 51.2V36.5C17.3 32.9 1.8 38.5.8 55.4-1 40.8 3.9 31.1 11.3 25.5c6.3-4.8 15.2-6.6 22.7-5.9z"/></svg></span><div class="social-share__icon-wrapper"><a class="social-share__icon social-share__icon--facebook" href="https://web.archive.org/web/20201019032344/https://www.facebook.com/dialog/feed?app_id=123694841080850&link=https%3A%2F%2Fwww.forbes.com%2Fsites%2Fronshevlin%2F2020%2F10%2F12%2F5-bank-and-fintech-partnership-ideas-to-generate-revenue%2F&picture=https%3A%2F%2Fthumbor.forbes.com%2Fthumbor%2Ffit-in%2F440x0%2Ffilters%253Aformat%2528jpg%2529%2Fhttps%253A%252F%252Fspecials-images.forbesimg.com%252Fimageserve%252F5f81ac22d7fa50db6f2b3d06%252F0x0.jpg%253FcropX1%253D0%2526cropX2%253D7360%2526cropY1%253D517%2526cropY2%253D4657&name=5%20Bank%20And%20Fintech%20Partnership%20Ideas%20To%20Generate%20Revenue&caption=www.forbes.com&description=If%20banks%20would%20stop%20obsessing%20over%20digital%20account%20opening%2C%20they'd%20realize%20there%20are%20fintech%20partnership%20opportunities%20out%20there%20that%20could%20generate%20new%20streams%20of%20revenue." target="_blank" data-src="Facebook" aria-label="Share Facebook" data-ga-track="Facebook Click"><svg class="fs-icon fs-icon--facebook" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 60 60"><path d="M32.9 49H25V30h-3.9v-6.6H25v-3.9c0-5.4 2.2-8.5 8.5-8.5h5.2v6.6h-3.3c-2.5 0-2.6.9-2.6 2.6v3.3h5.9l-.5 6.5H33v19h-.1z"/></svg></a><a class="social-share__icon social-share__icon--twitter" href="https://web.archive.org/web/20201019032344/https://twitter.com/intent/tweet?url=https%3A%2F%2Fwww.forbes.com%2Fsites%2Fronshevlin%2F2020%2F10%2F12%2F5-bank-and-fintech-partnership-ideas-to-generate-revenue%2F&via=forbes&text=5%20Bank%20And%20Fintech%20Partnership%20Ideas%20To%20Generate%20Revenue" target="_blank" data-src="Twitter" aria-label="Share Twitter" data-ga-track="Twitter Click"><svg class="fs-icon fs-icon--twitter" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 60 60"><path d="M22.2 38.9c-3.4-.3-6.1-1.7-7.5-5.1h3.6c-3.9-1.4-5.6-4.3-5.9-8.4 1.2.6 2.3.7 3.5.7-2.1-1.6-3.6-3.4-3.7-6.1-.1-1.5.5-2.8 1.3-4 4.4 5 9.7 8.3 16.5 8.9v-2.7c.1-1.9.6-3.6 1.9-5.1 2.5-2.8 6.9-3.1 9.8-.7.2.2.5.4.7.6.2.2.4.2.7.2 1.1-.3 2-.9 3-1.4.5-.3 1.1-.6 1.7-1-.4 1.1-.9 2-1.5 2.8-.6.8-1.3 1.6-2.2 2.2 1.6-.2 3.2-.6 4.8-1.1-.3.4-.6.8-.9 1.1l-2.7 2.4c-.1.1-.2.3-.2.4.1 3.3-.6 6.5-1.9 9.6-1.9 4.2-4.7 7.5-8.6 9.9-2.5 1.5-5.2 2.4-8.1 2.9-5.5.8-10.5-.5-15.1-3.3-.1 0-.1-.1-.2-.1h.2c1.1.5 2.2.4 3.3.3 2.3-.2 4.5-.9 6.6-2.1l.9-.6v-.3z"/></svg></a><a class="social-share__icon social-share__icon--linkedin" href="https://web.archive.org/web/20201019032344/https://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.forbes.com%2Fsites%2Fronshevlin%2F2020%2F10%2F12%2F5-bank-and-fintech-partnership-ideas-to-generate-revenue%2F&title=5%20Bank%20And%20Fintech%20Partnership%20Ideas%20To%20Generate%20Revenue&summary=If%20banks%20would%20stop%20obsessing%20over%20digital%20account%20opening%2C%20they'd%20realize%20there%20are%20fintech%20partnership%20opportunities%20out%20there%20that%20could%20generate%20new%20streams%20of%20revenue." target="_blank" data-src="LinkedIn" aria-label="Share Linkedin" data-ga-track="LinkedIn Click"><svg class="fs-icon fs-icon--linkedin" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 60 60"><path d="M44.9 33.2v11h-6.4V34c0-2.6-.9-4.3-3.2-4.3-1.8 0-2.8 1.2-3.3 2.3-.2.4-.2 1-.2 1.6v10.7h-6.4s.1-17.4 0-19.2h6.4V27.9v-.1c.8-1.3 2.4-3.2 5.8-3.2 4.1 0 7.3 2.7 7.3 8.6zM18.7 15.8c-2.2 0-3.6 1.4-3.6 3.3 0 1.8 1.4 3.3 3.5 3.3 2.2 0 3.6-1.5 3.6-3.3 0-1.9-1.3-3.3-3.5-3.3zm-3.2 28.4h6.4V25h-6.4v19.2z"/></svg></a><a class="desktop email social-share__icon social-share__icon--email" href="https://web.archive.org/web/20201019032344/mailto:/?subject=5%20Bank%20And%20Fintech%20Partnership%20Ideas%20To%20Generate%20Revenue&body=Hi%2C%0A%0AI%20thought%20you'd%20like%20this%3A%0Ahttps%3A%2F%2Fwww.forbes.com%2Fsites%2Fronshevlin%2F2020%2F10%2F12%2F5-bank-and-fintech-partnership-ideas-to-generate-revenue%2F%0A%0A5%20Bank%20And%20Fintech%20Partnership%20Ideas%20To%20Generate%20Revenue%0A" aria-label="Share Email" data-ga-track="Email Click"><svg class="fs-icon fs-icon--email" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 20 20"><path class="fs-icon fs-icon--_xF106_" d="M17 15.2H3.2l5.2-4.3.6.4c.3.3.7.4 1.1.4s.8-.1 1.1-.4l.6-.5 5.2 4.4zm.6-9.2v8l-4.8-4 4.8-4zm-15 8V6l4.8 4-4.8 4zm7.8-3.6c-.2.2-.4.2-.6 0L3.6 5.2h13l-6.2 5.2z"/></svg></a><a class="social-share__icon search-hidden-icon search-hidden-star"><img class="star-img"></a></div></div></div></div><a class="stream-item__image ratio16x9" style="background-image: url("https://web.archive.org/web/20201019032344im_/https://thumbor.forbes.com/thumbor/fit-in/440x0/filters%3Aformat%28jpg%29/https%3A%2F%2Fspecials-images.forbesimg.com%2Fimageserve%2F5f81ac22d7fa50db6f2b3d06%2F0x0.jpg%3FcropX1%3D0%26cropX2%3D7360%26cropY1%3D517%26cropY2%3D4657")" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/ronshevlin/2020/10/12/5-bank-and-fintech-partnership-ideas-to-generate-revenue/" aria-label="Graphic 5 Bank And Fintech Partnership Ideas To Generate Revenue"></a></article><article class="stream-item et-promoblock-removeable-item et-promoblock-star-item" data-date="1602228692917" data-id="content_5f8002c421df9b000633bfcc" data-et-id="content_5f8002c421df9b000633bfcc"><div class="stream-item__text"><div class="stream-item__date" data-date="1602228692917">Oct 9, 2020</div><h2><a class="stream-item__title" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/lawrencewintermeyer/2020/10/09/diginex-the-first-crypto-and-digital-asset-exchange-to-go-public-in-the-us--the-future-is-here/">Diginex: The First Crypto And Digital Asset Exchange To Go Public In The U.S. – The Future Is Here</a></h2><div class="stream-item__description">Diginex (EQOS), the Singapore-based digital assets group went public with a Nasdaq listing last week. This is the first digital assets group with a crypto exchange to publicly launch in the U.S. and it has chosen a SPAC to launch on Nasdaq. </div><div class="stream-item__byline-social-wrapper"><span class="byline"><div class="byline__author-group"><div class="byline__author"><span class="byline__by">By</span><a class="byline__author-name" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/lawrencewintermeyer/">Lawrence Wintermeyer</a><span class="byline__author-type">Contributor</span></div></div></span><div class="social-share"><span class="social-share__arrow"><svg class="fs-icon fs-icon--share" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 60 60"><path fill="#010101" d="M34 19.6V4.9L59.2 28 34 51.2V36.5C17.3 32.9 1.8 38.5.8 55.4-1 40.8 3.9 31.1 11.3 25.5c6.3-4.8 15.2-6.6 22.7-5.9z"/></svg></span><div class="social-share__icon-wrapper"><a class="social-share__icon social-share__icon--facebook" href="https://web.archive.org/web/20201019032344/https://www.facebook.com/dialog/feed?app_id=123694841080850&link=https%3A%2F%2Fwww.forbes.com%2Fsites%2Flawrencewintermeyer%2F2020%2F10%2F09%2Fdiginex-the-first-crypto-and-digital-asset-exchange-to-go-public-in-the-us--the-future-is-here%2F&picture=https%3A%2F%2Fthumbor.forbes.com%2Fthumbor%2Ffit-in%2F440x0%2Ffilters%253Aformat%2528jpg%2529%2Fhttps%253A%252F%252Fspecials-images.forbesimg.com%252Fimageserve%252F5f800d7de270fe1904c7d85a%252F0x0.jpg&name=Diginex%3A%20The%20First%20Crypto%20And%20Digital%20Asset%20Exchange%20To%20Go%20Public%20In%20The%20U.S.%20%E2%80%93%20The%20Future%20Is%20Here&caption=www.forbes.com&description=Diginex%20(EQOS)%2C%20the%20Singapore-based%20digital%20assets%20group%20went%20public%20with%20a%20Nasdaq%20listing%20last%20week.%20This%20is%20the%20first%20digital%20assets%20group%20with%20a%20crypto%20exchange%20to%20publicly%20launch%20in%20the%20U.S.%20and%20it%20has%20chosen%20a%20SPAC%20to%20launch%20on%20Nasdaq.%20" target="_blank" data-src="Facebook" aria-label="Share Facebook" data-ga-track="Facebook Click"><svg class="fs-icon fs-icon--facebook" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 60 60"><path d="M32.9 49H25V30h-3.9v-6.6H25v-3.9c0-5.4 2.2-8.5 8.5-8.5h5.2v6.6h-3.3c-2.5 0-2.6.9-2.6 2.6v3.3h5.9l-.5 6.5H33v19h-.1z"/></svg></a><a class="social-share__icon social-share__icon--twitter" href="https://web.archive.org/web/20201019032344/https://twitter.com/intent/tweet?url=https%3A%2F%2Fwww.forbes.com%2Fsites%2Flawrencewintermeyer%2F2020%2F10%2F09%2Fdiginex-the-first-crypto-and-digital-asset-exchange-to-go-public-in-the-us--the-future-is-here%2F&via=forbes&text=Diginex%3A%20The%20First%20Crypto%20And%20Digital%20Asset%20Exchange%20To%20Go%20Public%20In%20The%20U.S.%20%E2%80%93%20The%20Future%20Is%20Here" target="_blank" data-src="Twitter" aria-label="Share Twitter" data-ga-track="Twitter Click"><svg class="fs-icon fs-icon--twitter" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 60 60"><path d="M22.2 38.9c-3.4-.3-6.1-1.7-7.5-5.1h3.6c-3.9-1.4-5.6-4.3-5.9-8.4 1.2.6 2.3.7 3.5.7-2.1-1.6-3.6-3.4-3.7-6.1-.1-1.5.5-2.8 1.3-4 4.4 5 9.7 8.3 16.5 8.9v-2.7c.1-1.9.6-3.6 1.9-5.1 2.5-2.8 6.9-3.1 9.8-.7.2.2.5.4.7.6.2.2.4.2.7.2 1.1-.3 2-.9 3-1.4.5-.3 1.1-.6 1.7-1-.4 1.1-.9 2-1.5 2.8-.6.8-1.3 1.6-2.2 2.2 1.6-.2 3.2-.6 4.8-1.1-.3.4-.6.8-.9 1.1l-2.7 2.4c-.1.1-.2.3-.2.4.1 3.3-.6 6.5-1.9 9.6-1.9 4.2-4.7 7.5-8.6 9.9-2.5 1.5-5.2 2.4-8.1 2.9-5.5.8-10.5-.5-15.1-3.3-.1 0-.1-.1-.2-.1h.2c1.1.5 2.2.4 3.3.3 2.3-.2 4.5-.9 6.6-2.1l.9-.6v-.3z"/></svg></a><a class="social-share__icon social-share__icon--linkedin" href="https://web.archive.org/web/20201019032344/https://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.forbes.com%2Fsites%2Flawrencewintermeyer%2F2020%2F10%2F09%2Fdiginex-the-first-crypto-and-digital-asset-exchange-to-go-public-in-the-us--the-future-is-here%2F&title=Diginex%3A%20The%20First%20Crypto%20And%20Digital%20Asset%20Exchange%20To%20Go%20Public%20In%20The%20U.S.%20%E2%80%93%20The%20Future%20Is%20Here&summary=Diginex%20(EQOS)%2C%20the%20Singapore-based%20digital%20assets%20group%20went%20public%20with%20a%20Nasdaq%20listing%20last%20week.%20This%20is%20the%20first%20digital%20assets%20group%20with%20a%20crypto%20exchange%20to%20publicly%20launch%20in%20the%20U.S.%20and%20it%20has%20chosen%20a%20SPAC%20to%20launch%20on%20Nasdaq.%20" target="_blank" data-src="LinkedIn" aria-label="Share Linkedin" data-ga-track="LinkedIn Click"><svg class="fs-icon fs-icon--linkedin" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 60 60"><path d="M44.9 33.2v11h-6.4V34c0-2.6-.9-4.3-3.2-4.3-1.8 0-2.8 1.2-3.3 2.3-.2.4-.2 1-.2 1.6v10.7h-6.4s.1-17.4 0-19.2h6.4V27.9v-.1c.8-1.3 2.4-3.2 5.8-3.2 4.1 0 7.3 2.7 7.3 8.6zM18.7 15.8c-2.2 0-3.6 1.4-3.6 3.3 0 1.8 1.4 3.3 3.5 3.3 2.2 0 3.6-1.5 3.6-3.3 0-1.9-1.3-3.3-3.5-3.3zm-3.2 28.4h6.4V25h-6.4v19.2z"/></svg></a><a class="desktop email social-share__icon social-share__icon--email" href="https://web.archive.org/web/20201019032344/mailto:/?subject=Diginex%3A%20The%20First%20Crypto%20And%20Digital%20Asset%20Exchange%20To%20Go%20Public%20In%20The%20U.S.%20%E2%80%93%20The%20Future%20Is%20Here&body=Hi%2C%0A%0AI%20thought%20you'd%20like%20this%3A%0Ahttps%3A%2F%2Fwww.forbes.com%2Fsites%2Flawrencewintermeyer%2F2020%2F10%2F09%2Fdiginex-the-first-crypto-and-digital-asset-exchange-to-go-public-in-the-us--the-future-is-here%2F%0A%0ADiginex%3A%20The%20First%20Crypto%20And%20Digital%20Asset%20Exchange%20To%20Go%20Public%20In%20The%20U.S.%20%E2%80%93%20The%20Future%20Is%20Here%0A" aria-label="Share Email" data-ga-track="Email Click"><svg class="fs-icon fs-icon--email" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 20 20"><path class="fs-icon fs-icon--_xF106_" d="M17 15.2H3.2l5.2-4.3.6.4c.3.3.7.4 1.1.4s.8-.1 1.1-.4l.6-.5 5.2 4.4zm.6-9.2v8l-4.8-4 4.8-4zm-15 8V6l4.8 4-4.8 4zm7.8-3.6c-.2.2-.4.2-.6 0L3.6 5.2h13l-6.2 5.2z"/></svg></a><a class="social-share__icon search-hidden-icon search-hidden-star"><img class="star-img"></a></div></div></div></div><a class="stream-item__image ratio16x9" style="background-image: url("https://web.archive.org/web/20201019032344im_/https://thumbor.forbes.com/thumbor/fit-in/440x0/filters%3Aformat%28jpg%29/https%3A%2F%2Fspecials-images.forbesimg.com%2Fimageserve%2F5f800d7de270fe1904c7d85a%2F0x0.jpg")" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/lawrencewintermeyer/2020/10/09/diginex-the-first-crypto-and-digital-asset-exchange-to-go-public-in-the-us--the-future-is-here/" aria-label="Graphic Diginex: The First Crypto And Digital Asset Exchange To Go Public In The U.S. – The Future Is Here"></a></article><article class="stream-item et-promoblock-removeable-item et-promoblock-star-item" data-date="1602180438023" data-id="content_5f7f17375b81aa00071f8a73" data-et-id="content_5f7f17375b81aa00071f8a73"><div class="stream-item__text"><div class="stream-item__date" data-date="1602180438023">Oct 8, 2020</div><h2><a class="stream-item__title" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/lawrencewintermeyer/2020/10/08/esg-investing-will-not-grow-successfully-without-global-data-standards-and-regulations-says-oecd/">ESG Investing Will Not Grow Successfully Without Global Data Standards And Regulations, Says OECD</a></h2><div class="stream-item__description">The OECD released its 2020 report on Sustainable and Resilient Finance: ESG scoring and reporting has the potential to unlock a significant amount of information on the management and resilience of companies but will require agreed global data standards and regulations. </div><div class="stream-item__byline-social-wrapper"><span class="byline"><div class="byline__author-group"><div class="byline__author"><span class="byline__by">By</span><a class="byline__author-name" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/lawrencewintermeyer/">Lawrence Wintermeyer</a><span class="byline__author-type">Contributor</span></div></div></span><div class="social-share"><span class="social-share__arrow"><svg class="fs-icon fs-icon--share" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 60 60"><path fill="#010101" d="M34 19.6V4.9L59.2 28 34 51.2V36.5C17.3 32.9 1.8 38.5.8 55.4-1 40.8 3.9 31.1 11.3 25.5c6.3-4.8 15.2-6.6 22.7-5.9z"/></svg></span><div class="social-share__icon-wrapper"><a class="social-share__icon social-share__icon--facebook" href="https://web.archive.org/web/20201019032344/https://www.facebook.com/dialog/feed?app_id=123694841080850&link=https%3A%2F%2Fwww.forbes.com%2Fsites%2Flawrencewintermeyer%2F2020%2F10%2F08%2Fesg-investing-will-not-grow-successfully-without-global-data-standards-and-regulations-says-oecd%2F&picture=https%3A%2F%2Fthumbor.forbes.com%2Fthumbor%2Ffit-in%2F440x0%2Ffilters%253Aformat%2528jpg%2529%2Fhttps%253A%252F%252Fspecials-images.forbesimg.com%252Fimageserve%252F5f7f17803529899b2e4ae49f%252F0x0.jpg%253FcropX1%253D0%2526cropX2%253D500%2526cropY1%253D223%2526cropY2%253D598&name=ESG%20Investing%20Will%20Not%20Grow%20Successfully%20Without%20Global%20Data%20Standards%20And%20Regulations%2C%20Says%20OECD&caption=www.forbes.com&description=The%20OECD%20released%20its%202020%20report%20on%20Sustainable%20and%20Resilient%20Finance%3A%20ESG%20scoring%20and%20reporting%20has%20the%20potential%20to%20unlock%20a%20significant%20amount%20of%20information%20on%20the%20management%20and%20resilience%20of%20companies%20but%20will%20require%20agreed%20global%20data%20standards%20and%20regulations.%20" target="_blank" data-src="Facebook" aria-label="Share Facebook" data-ga-track="Facebook Click"><svg class="fs-icon fs-icon--facebook" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 60 60"><path d="M32.9 49H25V30h-3.9v-6.6H25v-3.9c0-5.4 2.2-8.5 8.5-8.5h5.2v6.6h-3.3c-2.5 0-2.6.9-2.6 2.6v3.3h5.9l-.5 6.5H33v19h-.1z"/></svg></a><a class="social-share__icon social-share__icon--twitter" href="https://web.archive.org/web/20201019032344/https://twitter.com/intent/tweet?url=https%3A%2F%2Fwww.forbes.com%2Fsites%2Flawrencewintermeyer%2F2020%2F10%2F08%2Fesg-investing-will-not-grow-successfully-without-global-data-standards-and-regulations-says-oecd%2F&via=forbes&text=ESG%20Investing%20Will%20Not%20Grow%20Successfully%20Without%20Global%20Data%20Standards%20And%20Regulations%2C%20Says%20OECD" target="_blank" data-src="Twitter" aria-label="Share Twitter" data-ga-track="Twitter Click"><svg class="fs-icon fs-icon--twitter" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 60 60"><path d="M22.2 38.9c-3.4-.3-6.1-1.7-7.5-5.1h3.6c-3.9-1.4-5.6-4.3-5.9-8.4 1.2.6 2.3.7 3.5.7-2.1-1.6-3.6-3.4-3.7-6.1-.1-1.5.5-2.8 1.3-4 4.4 5 9.7 8.3 16.5 8.9v-2.7c.1-1.9.6-3.6 1.9-5.1 2.5-2.8 6.9-3.1 9.8-.7.2.2.5.4.7.6.2.2.4.2.7.2 1.1-.3 2-.9 3-1.4.5-.3 1.1-.6 1.7-1-.4 1.1-.9 2-1.5 2.8-.6.8-1.3 1.6-2.2 2.2 1.6-.2 3.2-.6 4.8-1.1-.3.4-.6.8-.9 1.1l-2.7 2.4c-.1.1-.2.3-.2.4.1 3.3-.6 6.5-1.9 9.6-1.9 4.2-4.7 7.5-8.6 9.9-2.5 1.5-5.2 2.4-8.1 2.9-5.5.8-10.5-.5-15.1-3.3-.1 0-.1-.1-.2-.1h.2c1.1.5 2.2.4 3.3.3 2.3-.2 4.5-.9 6.6-2.1l.9-.6v-.3z"/></svg></a><a class="social-share__icon social-share__icon--linkedin" href="https://web.archive.org/web/20201019032344/https://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.forbes.com%2Fsites%2Flawrencewintermeyer%2F2020%2F10%2F08%2Fesg-investing-will-not-grow-successfully-without-global-data-standards-and-regulations-says-oecd%2F&title=ESG%20Investing%20Will%20Not%20Grow%20Successfully%20Without%20Global%20Data%20Standards%20And%20Regulations%2C%20Says%20OECD&summary=The%20OECD%20released%20its%202020%20report%20on%20Sustainable%20and%20Resilient%20Finance%3A%20ESG%20scoring%20and%20reporting%20has%20the%20potential%20to%20unlock%20a%20significant%20amount%20of%20information%20on%20the%20management%20and%20resilience%20of%20companies%20but%20will%20require%20agreed%20global%20data%20standards%20and%20regulations.%20" target="_blank" data-src="LinkedIn" aria-label="Share Linkedin" data-ga-track="LinkedIn Click"><svg class="fs-icon fs-icon--linkedin" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 60 60"><path d="M44.9 33.2v11h-6.4V34c0-2.6-.9-4.3-3.2-4.3-1.8 0-2.8 1.2-3.3 2.3-.2.4-.2 1-.2 1.6v10.7h-6.4s.1-17.4 0-19.2h6.4V27.9v-.1c.8-1.3 2.4-3.2 5.8-3.2 4.1 0 7.3 2.7 7.3 8.6zM18.7 15.8c-2.2 0-3.6 1.4-3.6 3.3 0 1.8 1.4 3.3 3.5 3.3 2.2 0 3.6-1.5 3.6-3.3 0-1.9-1.3-3.3-3.5-3.3zm-3.2 28.4h6.4V25h-6.4v19.2z"/></svg></a><a class="desktop email social-share__icon social-share__icon--email" href="https://web.archive.org/web/20201019032344/mailto:/?subject=ESG%20Investing%20Will%20Not%20Grow%20Successfully%20Without%20Global%20Data%20Standards%20And%20Regulations%2C%20Says%20OECD&body=Hi%2C%0A%0AI%20thought%20you'd%20like%20this%3A%0Ahttps%3A%2F%2Fwww.forbes.com%2Fsites%2Flawrencewintermeyer%2F2020%2F10%2F08%2Fesg-investing-will-not-grow-successfully-without-global-data-standards-and-regulations-says-oecd%2F%0A%0AESG%20Investing%20Will%20Not%20Grow%20Successfully%20Without%20Global%20Data%20Standards%20And%20Regulations%2C%20Says%20OECD%0A" aria-label="Share Email" data-ga-track="Email Click"><svg class="fs-icon fs-icon--email" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 20 20"><path class="fs-icon fs-icon--_xF106_" d="M17 15.2H3.2l5.2-4.3.6.4c.3.3.7.4 1.1.4s.8-.1 1.1-.4l.6-.5 5.2 4.4zm.6-9.2v8l-4.8-4 4.8-4zm-15 8V6l4.8 4-4.8 4zm7.8-3.6c-.2.2-.4.2-.6 0L3.6 5.2h13l-6.2 5.2z"/></svg></a><a class="social-share__icon search-hidden-icon search-hidden-star"><img class="star-img"></a></div></div></div></div><a class="stream-item__image ratio16x9" style="background-image: url("https://web.archive.org/web/20201019032344im_/https://thumbor.forbes.com/thumbor/fit-in/440x0/filters%3Aformat%28jpg%29/https%3A%2F%2Fspecials-images.forbesimg.com%2Fimageserve%2F5f7f17803529899b2e4ae49f%2F0x0.jpg%3FcropX1%3D0%26cropX2%3D500%26cropY1%3D223%26cropY2%3D598")" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/lawrencewintermeyer/2020/10/08/esg-investing-will-not-grow-successfully-without-global-data-standards-and-regulations-says-oecd/" aria-label="Graphic ESG Investing Will Not Grow Successfully Without Global Data Standards And Regulations, Says OECD"></a></article><article class="stream-item et-promoblock-removeable-item et-promoblock-star-item" data-date="1602104162344" data-id="content_5f7e121899ba6d000721682e" data-et-id="content_5f7e121899ba6d000721682e"><div class="stream-item__text"><div class="stream-item__date" data-date="1602104162344">Oct 7, 2020</div><h2><a class="stream-item__title" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/sanfordstein/2020/10/07/young-and-hurtingmacys-and-simon-announce-painless-plans-to-appeal-to-gen-y-and-z-shoppers/">Young and Hurting - Macy’s and Simon Announce Painless Plans To Appeal To Gen Y and Z Shoppers</a></h2><div class="stream-item__description">This latest recession has been particularly hard for the youngest earners among us. Now two leading buy-now-pay-later leaders are teaming up with two retail giants to stimulate holiday sales. </div><div class="stream-item__byline-social-wrapper"><span class="byline"><div class="byline__author-group"><div class="byline__author"><span class="byline__by">By</span><a class="byline__author-name" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/sanfordstein/">Sanford Stein</a><span class="byline__author-type">Contributor</span></div></div></span><div class="social-share"><span class="social-share__arrow"><svg class="fs-icon fs-icon--share" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 60 60"><path fill="#010101" d="M34 19.6V4.9L59.2 28 34 51.2V36.5C17.3 32.9 1.8 38.5.8 55.4-1 40.8 3.9 31.1 11.3 25.5c6.3-4.8 15.2-6.6 22.7-5.9z"/></svg></span><div class="social-share__icon-wrapper"><a class="social-share__icon social-share__icon--facebook" href="https://web.archive.org/web/20201019032344/https://www.facebook.com/dialog/feed?app_id=123694841080850&link=https%3A%2F%2Fwww.forbes.com%2Fsites%2Fsanfordstein%2F2020%2F10%2F07%2Fyoung-and-hurtingmacys-and-simon-announce-painless-plans-to-appeal-to-gen-y-and-z-shoppers%2F&picture=https%3A%2F%2Fthumbor.forbes.com%2Fthumbor%2Ffit-in%2F440x0%2Ffilters%253Aformat%2528jpg%2529%2Fhttps%253A%252F%252Fspecials-images.forbesimg.com%252Fimageserve%252F5f7e1955dcecda7e0dd77a20%252F0x0.jpg&name=Young%20and%20Hurting%20-%20Macy%E2%80%99s%20and%20Simon%20Announce%20Painless%20Plans%20To%20Appeal%20To%20Gen%20Y%20and%20Z%20Shoppers&caption=www.forbes.com&description=This%20latest%20recession%20has%20been%20particularly%20hard%20for%20the%20youngest%20earners%20among%20us.%20Now%20two%20leading%20buy-now-pay-later%20leaders%20are%20teaming%20up%20with%20two%20retail%20giants%20to%20stimulate%20holiday%20sales.%20" target="_blank" data-src="Facebook" aria-label="Share Facebook" data-ga-track="Facebook Click"><svg class="fs-icon fs-icon--facebook" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 60 60"><path d="M32.9 49H25V30h-3.9v-6.6H25v-3.9c0-5.4 2.2-8.5 8.5-8.5h5.2v6.6h-3.3c-2.5 0-2.6.9-2.6 2.6v3.3h5.9l-.5 6.5H33v19h-.1z"/></svg></a><a class="social-share__icon social-share__icon--twitter" href="https://web.archive.org/web/20201019032344/https://twitter.com/intent/tweet?url=https%3A%2F%2Fwww.forbes.com%2Fsites%2Fsanfordstein%2F2020%2F10%2F07%2Fyoung-and-hurtingmacys-and-simon-announce-painless-plans-to-appeal-to-gen-y-and-z-shoppers%2F&via=forbes&text=Young%20and%20Hurting%20-%20Macy%E2%80%99s%20and%20Simon%20Announce%20Painless%20Plans%20To%20Appeal%20To%20Gen%20Y%20and%20Z%20Shoppers" target="_blank" data-src="Twitter" aria-label="Share Twitter" data-ga-track="Twitter Click"><svg class="fs-icon fs-icon--twitter" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 60 60"><path d="M22.2 38.9c-3.4-.3-6.1-1.7-7.5-5.1h3.6c-3.9-1.4-5.6-4.3-5.9-8.4 1.2.6 2.3.7 3.5.7-2.1-1.6-3.6-3.4-3.7-6.1-.1-1.5.5-2.8 1.3-4 4.4 5 9.7 8.3 16.5 8.9v-2.7c.1-1.9.6-3.6 1.9-5.1 2.5-2.8 6.9-3.1 9.8-.7.2.2.5.4.7.6.2.2.4.2.7.2 1.1-.3 2-.9 3-1.4.5-.3 1.1-.6 1.7-1-.4 1.1-.9 2-1.5 2.8-.6.8-1.3 1.6-2.2 2.2 1.6-.2 3.2-.6 4.8-1.1-.3.4-.6.8-.9 1.1l-2.7 2.4c-.1.1-.2.3-.2.4.1 3.3-.6 6.5-1.9 9.6-1.9 4.2-4.7 7.5-8.6 9.9-2.5 1.5-5.2 2.4-8.1 2.9-5.5.8-10.5-.5-15.1-3.3-.1 0-.1-.1-.2-.1h.2c1.1.5 2.2.4 3.3.3 2.3-.2 4.5-.9 6.6-2.1l.9-.6v-.3z"/></svg></a><a class="social-share__icon social-share__icon--linkedin" href="https://web.archive.org/web/20201019032344/https://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.forbes.com%2Fsites%2Fsanfordstein%2F2020%2F10%2F07%2Fyoung-and-hurtingmacys-and-simon-announce-painless-plans-to-appeal-to-gen-y-and-z-shoppers%2F&title=Young%20and%20Hurting%20-%20Macy%E2%80%99s%20and%20Simon%20Announce%20Painless%20Plans%20To%20Appeal%20To%20Gen%20Y%20and%20Z%20Shoppers&summary=This%20latest%20recession%20has%20been%20particularly%20hard%20for%20the%20youngest%20earners%20among%20us.%20Now%20two%20leading%20buy-now-pay-later%20leaders%20are%20teaming%20up%20with%20two%20retail%20giants%20to%20stimulate%20holiday%20sales.%20" target="_blank" data-src="LinkedIn" aria-label="Share Linkedin" data-ga-track="LinkedIn Click"><svg class="fs-icon fs-icon--linkedin" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 60 60"><path d="M44.9 33.2v11h-6.4V34c0-2.6-.9-4.3-3.2-4.3-1.8 0-2.8 1.2-3.3 2.3-.2.4-.2 1-.2 1.6v10.7h-6.4s.1-17.4 0-19.2h6.4V27.9v-.1c.8-1.3 2.4-3.2 5.8-3.2 4.1 0 7.3 2.7 7.3 8.6zM18.7 15.8c-2.2 0-3.6 1.4-3.6 3.3 0 1.8 1.4 3.3 3.5 3.3 2.2 0 3.6-1.5 3.6-3.3 0-1.9-1.3-3.3-3.5-3.3zm-3.2 28.4h6.4V25h-6.4v19.2z"/></svg></a><a class="desktop email social-share__icon social-share__icon--email" href="https://web.archive.org/web/20201019032344/mailto:/?subject=Young%20and%20Hurting%20-%20Macy%E2%80%99s%20and%20Simon%20Announce%20Painless%20Plans%20To%20Appeal%20To%20Gen%20Y%20and%20Z%20Shoppers&body=Hi%2C%0A%0AI%20thought%20you'd%20like%20this%3A%0Ahttps%3A%2F%2Fwww.forbes.com%2Fsites%2Fsanfordstein%2F2020%2F10%2F07%2Fyoung-and-hurtingmacys-and-simon-announce-painless-plans-to-appeal-to-gen-y-and-z-shoppers%2F%0A%0AYoung%20and%20Hurting%20-%20Macy%E2%80%99s%20and%20Simon%20Announce%20Painless%20Plans%20To%20Appeal%20To%20Gen%20Y%20and%20Z%20Shoppers%0A" aria-label="Share Email" data-ga-track="Email Click"><svg class="fs-icon fs-icon--email" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 20 20"><path class="fs-icon fs-icon--_xF106_" d="M17 15.2H3.2l5.2-4.3.6.4c.3.3.7.4 1.1.4s.8-.1 1.1-.4l.6-.5 5.2 4.4zm.6-9.2v8l-4.8-4 4.8-4zm-15 8V6l4.8 4-4.8 4zm7.8-3.6c-.2.2-.4.2-.6 0L3.6 5.2h13l-6.2 5.2z"/></svg></a><a class="social-share__icon search-hidden-icon search-hidden-star"><img class="star-img"></a></div></div></div></div><a class="stream-item__image ratio16x9" style="background-image: url("https://web.archive.org/web/20201019032344im_/https://thumbor.forbes.com/thumbor/fit-in/440x0/filters%3Aformat%28jpg%29/https%3A%2F%2Fspecials-images.forbesimg.com%2Fimageserve%2F5f7e1955dcecda7e0dd77a20%2F0x0.jpg")" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/sanfordstein/2020/10/07/young-and-hurtingmacys-and-simon-announce-painless-plans-to-appeal-to-gen-y-and-z-shoppers/" aria-label="Graphic Young and Hurting - Macy’s and Simon Announce Painless Plans To Appeal To Gen Y and Z Shoppers"></a></article><div class="moreon-ad"><div class="fbs-ad--moreon-wrapper" aria-hidden="true" role="presentation"><fbs-ad position="moreon"></fbs-ad></div></div><article class="stream-item et-promoblock-removeable-item et-promoblock-star-item" data-date="1602077702970" data-id="content_5f7dbe73097eca000781ec02" data-et-id="content_5f7dbe73097eca000781ec02"><div class="stream-item__text"><div class="stream-item__date" data-date="1602077702970">Oct 7, 2020</div><h2><a class="stream-item__title" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/martinboyd/2020/10/07/reshaping-our-post-covid-obligations-to-investors/">Reshaping Our Post-COVID Obligations To Investors</a></h2><div class="stream-item__description">We need to understand what is behind some of the trends we see now in consumer behavior in a Post Covid-world.</div><div class="stream-item__byline-social-wrapper"><span class="byline"><div class="byline__author-group"><div class="byline__author"><span class="byline__by">By</span><a class="byline__author-name" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/martinboyd/">Martin Boyd</a><span class="byline__author-type">Contributor</span></div></div></span><div class="social-share"><span class="social-share__arrow"><svg class="fs-icon fs-icon--share" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 60 60"><path fill="#010101" d="M34 19.6V4.9L59.2 28 34 51.2V36.5C17.3 32.9 1.8 38.5.8 55.4-1 40.8 3.9 31.1 11.3 25.5c6.3-4.8 15.2-6.6 22.7-5.9z"/></svg></span><div class="social-share__icon-wrapper"><a class="social-share__icon social-share__icon--facebook" href="https://web.archive.org/web/20201019032344/https://www.facebook.com/dialog/feed?app_id=123694841080850&link=https%3A%2F%2Fwww.forbes.com%2Fsites%2Fmartinboyd%2F2020%2F10%2F07%2Freshaping-our-post-covid-obligations-to-investors%2F&picture=https%3A%2F%2Fthumbor.forbes.com%2Fthumbor%2Ffit-in%2F440x0%2Ffilters%253Aformat%2528jpg%2529%2Fhttps%253A%252F%252Fspecials-images.forbesimg.com%252Fimageserve%252F5f7dc1bf3411411fa66434e0%252F0x0.jpg%253FcropX1%253D0%2526cropX2%253D4000%2526cropY1%253D206%2526cropY2%253D2456&name=Reshaping%20Our%20Post-COVID%20Obligations%20To%20Investors&caption=www.forbes.com&description=We%20need%20to%20understand%20what%20is%20behind%20some%20of%20the%20trends%20we%20see%20now%20in%20consumer%20behavior%20in%20a%20Post%20Covid-world." target="_blank" data-src="Facebook" aria-label="Share Facebook" data-ga-track="Facebook Click"><svg class="fs-icon fs-icon--facebook" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 60 60"><path d="M32.9 49H25V30h-3.9v-6.6H25v-3.9c0-5.4 2.2-8.5 8.5-8.5h5.2v6.6h-3.3c-2.5 0-2.6.9-2.6 2.6v3.3h5.9l-.5 6.5H33v19h-.1z"/></svg></a><a class="social-share__icon social-share__icon--twitter" href="https://web.archive.org/web/20201019032344/https://twitter.com/intent/tweet?url=https%3A%2F%2Fwww.forbes.com%2Fsites%2Fmartinboyd%2F2020%2F10%2F07%2Freshaping-our-post-covid-obligations-to-investors%2F&via=forbes&text=Reshaping%20Our%20Post-COVID%20Obligations%20To%20Investors" target="_blank" data-src="Twitter" aria-label="Share Twitter" data-ga-track="Twitter Click"><svg class="fs-icon fs-icon--twitter" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 60 60"><path d="M22.2 38.9c-3.4-.3-6.1-1.7-7.5-5.1h3.6c-3.9-1.4-5.6-4.3-5.9-8.4 1.2.6 2.3.7 3.5.7-2.1-1.6-3.6-3.4-3.7-6.1-.1-1.5.5-2.8 1.3-4 4.4 5 9.7 8.3 16.5 8.9v-2.7c.1-1.9.6-3.6 1.9-5.1 2.5-2.8 6.9-3.1 9.8-.7.2.2.5.4.7.6.2.2.4.2.7.2 1.1-.3 2-.9 3-1.4.5-.3 1.1-.6 1.7-1-.4 1.1-.9 2-1.5 2.8-.6.8-1.3 1.6-2.2 2.2 1.6-.2 3.2-.6 4.8-1.1-.3.4-.6.8-.9 1.1l-2.7 2.4c-.1.1-.2.3-.2.4.1 3.3-.6 6.5-1.9 9.6-1.9 4.2-4.7 7.5-8.6 9.9-2.5 1.5-5.2 2.4-8.1 2.9-5.5.8-10.5-.5-15.1-3.3-.1 0-.1-.1-.2-.1h.2c1.1.5 2.2.4 3.3.3 2.3-.2 4.5-.9 6.6-2.1l.9-.6v-.3z"/></svg></a><a class="social-share__icon social-share__icon--linkedin" href="https://web.archive.org/web/20201019032344/https://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.forbes.com%2Fsites%2Fmartinboyd%2F2020%2F10%2F07%2Freshaping-our-post-covid-obligations-to-investors%2F&title=Reshaping%20Our%20Post-COVID%20Obligations%20To%20Investors&summary=We%20need%20to%20understand%20what%20is%20behind%20some%20of%20the%20trends%20we%20see%20now%20in%20consumer%20behavior%20in%20a%20Post%20Covid-world." target="_blank" data-src="LinkedIn" aria-label="Share Linkedin" data-ga-track="LinkedIn Click"><svg class="fs-icon fs-icon--linkedin" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 60 60"><path d="M44.9 33.2v11h-6.4V34c0-2.6-.9-4.3-3.2-4.3-1.8 0-2.8 1.2-3.3 2.3-.2.4-.2 1-.2 1.6v10.7h-6.4s.1-17.4 0-19.2h6.4V27.9v-.1c.8-1.3 2.4-3.2 5.8-3.2 4.1 0 7.3 2.7 7.3 8.6zM18.7 15.8c-2.2 0-3.6 1.4-3.6 3.3 0 1.8 1.4 3.3 3.5 3.3 2.2 0 3.6-1.5 3.6-3.3 0-1.9-1.3-3.3-3.5-3.3zm-3.2 28.4h6.4V25h-6.4v19.2z"/></svg></a><a class="desktop email social-share__icon social-share__icon--email" href="https://web.archive.org/web/20201019032344/mailto:/?subject=Reshaping%20Our%20Post-COVID%20Obligations%20To%20Investors&body=Hi%2C%0A%0AI%20thought%20you'd%20like%20this%3A%0Ahttps%3A%2F%2Fwww.forbes.com%2Fsites%2Fmartinboyd%2F2020%2F10%2F07%2Freshaping-our-post-covid-obligations-to-investors%2F%0A%0AReshaping%20Our%20Post-COVID%20Obligations%20To%20Investors%0A" aria-label="Share Email" data-ga-track="Email Click"><svg class="fs-icon fs-icon--email" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 20 20"><path class="fs-icon fs-icon--_xF106_" d="M17 15.2H3.2l5.2-4.3.6.4c.3.3.7.4 1.1.4s.8-.1 1.1-.4l.6-.5 5.2 4.4zm.6-9.2v8l-4.8-4 4.8-4zm-15 8V6l4.8 4-4.8 4zm7.8-3.6c-.2.2-.4.2-.6 0L3.6 5.2h13l-6.2 5.2z"/></svg></a><a class="social-share__icon search-hidden-icon search-hidden-star"><img class="star-img"></a></div></div></div></div><a class="stream-item__image ratio16x9" style="background-image: url("https://web.archive.org/web/20201019032344im_/https://thumbor.forbes.com/thumbor/fit-in/440x0/filters%3Aformat%28jpg%29/https%3A%2F%2Fspecials-images.forbesimg.com%2Fimageserve%2F5f7dc1bf3411411fa66434e0%2F0x0.jpg%3FcropX1%3D0%26cropX2%3D4000%26cropY1%3D206%26cropY2%3D2456")" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/martinboyd/2020/10/07/reshaping-our-post-covid-obligations-to-investors/" aria-label="Graphic Reshaping Our Post-COVID Obligations To Investors"></a></article><article class="stream-item et-promoblock-removeable-item et-promoblock-star-item" data-date="1602073800000" data-id="content_5f7cb4d1f6816d000614d471" data-et-id="content_5f7cb4d1f6816d000614d471"><div class="stream-item__text"><div class="stream-item__date" data-date="1602073800000">Oct 7, 2020</div><h2><a class="stream-item__title" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/boblegters/2020/10/07/how-your-shopping-habits-are-shaping-the-future-of-retail/">How Your Shopping Habits Are Shaping The Future Of Retail</a></h2><div class="stream-item__description">When we think of data, we immediately think about our online presence, but the convergence of digital technology has now brought the virtual to the real.</div><div class="stream-item__byline-social-wrapper"><span class="byline"><div class="byline__author-group"><div class="byline__author"><span class="byline__by">By</span><a class="byline__author-name" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/boblegters/">Bob Legters</a><span class="byline__author-type">Contributor</span></div></div></span><div class="social-share"><span class="social-share__arrow"><svg class="fs-icon fs-icon--share" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 60 60"><path fill="#010101" d="M34 19.6V4.9L59.2 28 34 51.2V36.5C17.3 32.9 1.8 38.5.8 55.4-1 40.8 3.9 31.1 11.3 25.5c6.3-4.8 15.2-6.6 22.7-5.9z"/></svg></span><div class="social-share__icon-wrapper"><a class="social-share__icon social-share__icon--facebook" href="https://web.archive.org/web/20201019032344/https://www.facebook.com/dialog/feed?app_id=123694841080850&link=https%3A%2F%2Fwww.forbes.com%2Fsites%2Fboblegters%2F2020%2F10%2F07%2Fhow-your-shopping-habits-are-shaping-the-future-of-retail%2F&picture=https%3A%2F%2Fthumbor.forbes.com%2Fthumbor%2Ffit-in%2F440x0%2Ffilters%253Aformat%2528jpg%2529%2Fhttps%253A%252F%252Fspecials-images.forbesimg.com%252Fimageserve%252F5f7cb5c71a48eccfa92e1c9a%252F0x0.jpg%253FcropX1%253D0%2526cropX2%253D3840%2526cropY1%253D0%2526cropY2%253D2160&name=How%20Your%20Shopping%20Habits%20Are%20Shaping%20The%20Future%20Of%20Retail&caption=www.forbes.com&description=When%20we%20think%20of%20data%2C%20we%20immediately%20think%20about%20our%20online%20presence%2C%20but%20the%20convergence%20of%20digital%20technology%20has%20now%20brought%20the%20virtual%20to%20the%20real." target="_blank" data-src="Facebook" aria-label="Share Facebook" data-ga-track="Facebook Click"><svg class="fs-icon fs-icon--facebook" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 60 60"><path d="M32.9 49H25V30h-3.9v-6.6H25v-3.9c0-5.4 2.2-8.5 8.5-8.5h5.2v6.6h-3.3c-2.5 0-2.6.9-2.6 2.6v3.3h5.9l-.5 6.5H33v19h-.1z"/></svg></a><a class="social-share__icon social-share__icon--twitter" href="https://web.archive.org/web/20201019032344/https://twitter.com/intent/tweet?url=https%3A%2F%2Fwww.forbes.com%2Fsites%2Fboblegters%2F2020%2F10%2F07%2Fhow-your-shopping-habits-are-shaping-the-future-of-retail%2F&via=forbes&text=How%20Your%20Shopping%20Habits%20Are%20Shaping%20The%20Future%20Of%20Retail" target="_blank" data-src="Twitter" aria-label="Share Twitter" data-ga-track="Twitter Click"><svg class="fs-icon fs-icon--twitter" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 60 60"><path d="M22.2 38.9c-3.4-.3-6.1-1.7-7.5-5.1h3.6c-3.9-1.4-5.6-4.3-5.9-8.4 1.2.6 2.3.7 3.5.7-2.1-1.6-3.6-3.4-3.7-6.1-.1-1.5.5-2.8 1.3-4 4.4 5 9.7 8.3 16.5 8.9v-2.7c.1-1.9.6-3.6 1.9-5.1 2.5-2.8 6.9-3.1 9.8-.7.2.2.5.4.7.6.2.2.4.2.7.2 1.1-.3 2-.9 3-1.4.5-.3 1.1-.6 1.7-1-.4 1.1-.9 2-1.5 2.8-.6.8-1.3 1.6-2.2 2.2 1.6-.2 3.2-.6 4.8-1.1-.3.4-.6.8-.9 1.1l-2.7 2.4c-.1.1-.2.3-.2.4.1 3.3-.6 6.5-1.9 9.6-1.9 4.2-4.7 7.5-8.6 9.9-2.5 1.5-5.2 2.4-8.1 2.9-5.5.8-10.5-.5-15.1-3.3-.1 0-.1-.1-.2-.1h.2c1.1.5 2.2.4 3.3.3 2.3-.2 4.5-.9 6.6-2.1l.9-.6v-.3z"/></svg></a><a class="social-share__icon social-share__icon--linkedin" href="https://web.archive.org/web/20201019032344/https://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.forbes.com%2Fsites%2Fboblegters%2F2020%2F10%2F07%2Fhow-your-shopping-habits-are-shaping-the-future-of-retail%2F&title=How%20Your%20Shopping%20Habits%20Are%20Shaping%20The%20Future%20Of%20Retail&summary=When%20we%20think%20of%20data%2C%20we%20immediately%20think%20about%20our%20online%20presence%2C%20but%20the%20convergence%20of%20digital%20technology%20has%20now%20brought%20the%20virtual%20to%20the%20real." target="_blank" data-src="LinkedIn" aria-label="Share Linkedin" data-ga-track="LinkedIn Click"><svg class="fs-icon fs-icon--linkedin" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 60 60"><path d="M44.9 33.2v11h-6.4V34c0-2.6-.9-4.3-3.2-4.3-1.8 0-2.8 1.2-3.3 2.3-.2.4-.2 1-.2 1.6v10.7h-6.4s.1-17.4 0-19.2h6.4V27.9v-.1c.8-1.3 2.4-3.2 5.8-3.2 4.1 0 7.3 2.7 7.3 8.6zM18.7 15.8c-2.2 0-3.6 1.4-3.6 3.3 0 1.8 1.4 3.3 3.5 3.3 2.2 0 3.6-1.5 3.6-3.3 0-1.9-1.3-3.3-3.5-3.3zm-3.2 28.4h6.4V25h-6.4v19.2z"/></svg></a><a class="desktop email social-share__icon social-share__icon--email" href="https://web.archive.org/web/20201019032344/mailto:/?subject=How%20Your%20Shopping%20Habits%20Are%20Shaping%20The%20Future%20Of%20Retail&body=Hi%2C%0A%0AI%20thought%20you'd%20like%20this%3A%0Ahttps%3A%2F%2Fwww.forbes.com%2Fsites%2Fboblegters%2F2020%2F10%2F07%2Fhow-your-shopping-habits-are-shaping-the-future-of-retail%2F%0A%0AHow%20Your%20Shopping%20Habits%20Are%20Shaping%20The%20Future%20Of%20Retail%0A" aria-label="Share Email" data-ga-track="Email Click"><svg class="fs-icon fs-icon--email" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 20 20"><path class="fs-icon fs-icon--_xF106_" d="M17 15.2H3.2l5.2-4.3.6.4c.3.3.7.4 1.1.4s.8-.1 1.1-.4l.6-.5 5.2 4.4zm.6-9.2v8l-4.8-4 4.8-4zm-15 8V6l4.8 4-4.8 4zm7.8-3.6c-.2.2-.4.2-.6 0L3.6 5.2h13l-6.2 5.2z"/></svg></a><a class="social-share__icon search-hidden-icon search-hidden-star"><img class="star-img"></a></div></div></div></div><a class="stream-item__image ratio16x9" style="background-image: url("https://web.archive.org/web/20201019032344im_/https://thumbor.forbes.com/thumbor/fit-in/440x0/filters%3Aformat%28jpg%29/https%3A%2F%2Fspecials-images.forbesimg.com%2Fimageserve%2F5f7cb5c71a48eccfa92e1c9a%2F0x0.jpg%3FcropX1%3D0%26cropX2%3D3840%26cropY1%3D0%26cropY2%3D2160")" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/boblegters/2020/10/07/how-your-shopping-habits-are-shaping-the-future-of-retail/" aria-label="Graphic How Your Shopping Habits Are Shaping The Future Of Retail"></a></article><article class="stream-item et-promoblock-removeable-item et-promoblock-star-item" data-date="1602072156890" data-id="content_5f7da02b097eca00076e413c" data-et-id="content_5f7da02b097eca00076e413c"><div class="stream-item__text"><div class="stream-item__date" data-date="1602072156890">Oct 7, 2020</div><h2><a class="stream-item__title" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/stevenehrlich/2020/10/07/a-bedrock-approach-to-asset-diversification-is-failingbitcoin-may-have-the-answer/">A Bedrock Approach To Asset Diversification Is Failing - Bitcoin May Have The Answer</a></h2><div class="stream-item__description">Known as the 60/40 portfolio, adherents allocate 60 percent of their investment to equities with the balance placed into debt instruments. This approach has served investors well, but it is unfit for today's markets. Enter bitcoin.</div><div class="stream-item__byline-social-wrapper"><span class="byline"><div class="byline__author-group"><div class="byline__author"><span class="byline__by">By</span><a class="byline__author-name" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/stevenehrlich/">Steven Ehrlich</a><span class="byline__author-type">Forbes Staff</span></div></div></span><div class="social-share"><span class="social-share__arrow"><svg class="fs-icon fs-icon--share" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 60 60"><path fill="#010101" d="M34 19.6V4.9L59.2 28 34 51.2V36.5C17.3 32.9 1.8 38.5.8 55.4-1 40.8 3.9 31.1 11.3 25.5c6.3-4.8 15.2-6.6 22.7-5.9z"/></svg></span><div class="social-share__icon-wrapper"><a class="social-share__icon social-share__icon--facebook" href="https://web.archive.org/web/20201019032344/https://www.facebook.com/dialog/feed?app_id=123694841080850&link=https%3A%2F%2Fwww.forbes.com%2Fsites%2Fstevenehrlich%2F2020%2F10%2F07%2Fa-bedrock-approach-to-asset-diversification-is-failingbitcoin-may-have-the-answer%2F&picture=https%3A%2F%2Fthumbor.forbes.com%2Fthumbor%2Ffit-in%2F440x0%2Ffilters%253Aformat%2528jpg%2529%2Fhttps%253A%252F%252Fspecials-images.forbesimg.com%252Fimageserve%252F5f7dabb6c5f978db2222009a%252F0x0.jpg%253FcropX1%253D0%2526cropX2%253D4274%2526cropY1%253D314%2526cropY2%253D2718&name=A%20Bedrock%20Approach%20To%20Asset%20Diversification%20Is%20Failing%20-%20Bitcoin%20May%20Have%20The%20Answer&caption=www.forbes.com&description=Known%20as%20the%2060%2F40%20portfolio%2C%20adherents%20allocate%2060%20percent%20of%20their%20investment%20to%20equities%20with%20the%20balance%20placed%20into%20debt%20instruments.%20This%20approach%20has%20served%20investors%20well%2C%20but%20it%20is%20unfit%20for%20today's%20markets.%20Enter%20bitcoin." target="_blank" data-src="Facebook" aria-label="Share Facebook" data-ga-track="Facebook Click"><svg class="fs-icon fs-icon--facebook" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 60 60"><path d="M32.9 49H25V30h-3.9v-6.6H25v-3.9c0-5.4 2.2-8.5 8.5-8.5h5.2v6.6h-3.3c-2.5 0-2.6.9-2.6 2.6v3.3h5.9l-.5 6.5H33v19h-.1z"/></svg></a><a class="social-share__icon social-share__icon--twitter" href="https://web.archive.org/web/20201019032344/https://twitter.com/intent/tweet?url=https%3A%2F%2Fwww.forbes.com%2Fsites%2Fstevenehrlich%2F2020%2F10%2F07%2Fa-bedrock-approach-to-asset-diversification-is-failingbitcoin-may-have-the-answer%2F&via=forbes&text=A%20Bedrock%20Approach%20To%20Asset%20Diversification%20Is%20Failing%20-%20Bitcoin%20May%20Have%20The%20Answer" target="_blank" data-src="Twitter" aria-label="Share Twitter" data-ga-track="Twitter Click"><svg class="fs-icon fs-icon--twitter" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 60 60"><path d="M22.2 38.9c-3.4-.3-6.1-1.7-7.5-5.1h3.6c-3.9-1.4-5.6-4.3-5.9-8.4 1.2.6 2.3.7 3.5.7-2.1-1.6-3.6-3.4-3.7-6.1-.1-1.5.5-2.8 1.3-4 4.4 5 9.7 8.3 16.5 8.9v-2.7c.1-1.9.6-3.6 1.9-5.1 2.5-2.8 6.9-3.1 9.8-.7.2.2.5.4.7.6.2.2.4.2.7.2 1.1-.3 2-.9 3-1.4.5-.3 1.1-.6 1.7-1-.4 1.1-.9 2-1.5 2.8-.6.8-1.3 1.6-2.2 2.2 1.6-.2 3.2-.6 4.8-1.1-.3.4-.6.8-.9 1.1l-2.7 2.4c-.1.1-.2.3-.2.4.1 3.3-.6 6.5-1.9 9.6-1.9 4.2-4.7 7.5-8.6 9.9-2.5 1.5-5.2 2.4-8.1 2.9-5.5.8-10.5-.5-15.1-3.3-.1 0-.1-.1-.2-.1h.2c1.1.5 2.2.4 3.3.3 2.3-.2 4.5-.9 6.6-2.1l.9-.6v-.3z"/></svg></a><a class="social-share__icon social-share__icon--linkedin" href="https://web.archive.org/web/20201019032344/https://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.forbes.com%2Fsites%2Fstevenehrlich%2F2020%2F10%2F07%2Fa-bedrock-approach-to-asset-diversification-is-failingbitcoin-may-have-the-answer%2F&title=A%20Bedrock%20Approach%20To%20Asset%20Diversification%20Is%20Failing%20-%20Bitcoin%20May%20Have%20The%20Answer&summary=Known%20as%20the%2060%2F40%20portfolio%2C%20adherents%20allocate%2060%20percent%20of%20their%20investment%20to%20equities%20with%20the%20balance%20placed%20into%20debt%20instruments.%20This%20approach%20has%20served%20investors%20well%2C%20but%20it%20is%20unfit%20for%20today's%20markets.%20Enter%20bitcoin." target="_blank" data-src="LinkedIn" aria-label="Share Linkedin" data-ga-track="LinkedIn Click"><svg class="fs-icon fs-icon--linkedin" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 60 60"><path d="M44.9 33.2v11h-6.4V34c0-2.6-.9-4.3-3.2-4.3-1.8 0-2.8 1.2-3.3 2.3-.2.4-.2 1-.2 1.6v10.7h-6.4s.1-17.4 0-19.2h6.4V27.9v-.1c.8-1.3 2.4-3.2 5.8-3.2 4.1 0 7.3 2.7 7.3 8.6zM18.7 15.8c-2.2 0-3.6 1.4-3.6 3.3 0 1.8 1.4 3.3 3.5 3.3 2.2 0 3.6-1.5 3.6-3.3 0-1.9-1.3-3.3-3.5-3.3zm-3.2 28.4h6.4V25h-6.4v19.2z"/></svg></a><a class="desktop email social-share__icon social-share__icon--email" href="https://web.archive.org/web/20201019032344/mailto:/?subject=A%20Bedrock%20Approach%20To%20Asset%20Diversification%20Is%20Failing%20-%20Bitcoin%20May%20Have%20The%20Answer&body=Hi%2C%0A%0AI%20thought%20you'd%20like%20this%3A%0Ahttps%3A%2F%2Fwww.forbes.com%2Fsites%2Fstevenehrlich%2F2020%2F10%2F07%2Fa-bedrock-approach-to-asset-diversification-is-failingbitcoin-may-have-the-answer%2F%0A%0AA%20Bedrock%20Approach%20To%20Asset%20Diversification%20Is%20Failing%20-%20Bitcoin%20May%20Have%20The%20Answer%0A" aria-label="Share Email" data-ga-track="Email Click"><svg class="fs-icon fs-icon--email" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 20 20"><path class="fs-icon fs-icon--_xF106_" d="M17 15.2H3.2l5.2-4.3.6.4c.3.3.7.4 1.1.4s.8-.1 1.1-.4l.6-.5 5.2 4.4zm.6-9.2v8l-4.8-4 4.8-4zm-15 8V6l4.8 4-4.8 4zm7.8-3.6c-.2.2-.4.2-.6 0L3.6 5.2h13l-6.2 5.2z"/></svg></a><a class="social-share__icon search-hidden-icon search-hidden-star"><img class="star-img"></a></div></div></div></div><a class="stream-item__image ratio16x9" style="background-image: url("https://web.archive.org/web/20201019032344im_/https://thumbor.forbes.com/thumbor/fit-in/440x0/filters%3Aformat%28jpg%29/https%3A%2F%2Fspecials-images.forbesimg.com%2Fimageserve%2F5f7dabb6c5f978db2222009a%2F0x0.jpg%3FcropX1%3D0%26cropX2%3D4274%26cropY1%3D314%26cropY2%3D2718")" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/stevenehrlich/2020/10/07/a-bedrock-approach-to-asset-diversification-is-failingbitcoin-may-have-the-answer/" aria-label="Graphic A Bedrock Approach To Asset Diversification Is Failing - Bitcoin May Have The Answer"></a></article><div class="stream__more-articles-wrapper"><button class="load-more" data-limit="17" data-source-value="channel_72section_1096">More Articles</button></div></div></div></div><div class="chansec-stream__ads"><div class="fbs-ad--recx-wrapper fbs-ad--recx--sticky" aria-hidden="true" role="presentation" tabindex="-1"><fbs-ad batched="false" position="recx" ad-id="recx-1"></fbs-ad></div><div class="fbs-ad--recx-wrapper fbs-ad--recx--sticky" aria-hidden="true" role="presentation" tabindex="-1"><fbs-ad batched="false" position="recx" ad-id="recx-2"></fbs-ad></div></div></div></div></div></section></section></div></main></div><footer class="footer"><div class="footer__logo"><a href="https://web.archive.org/web/20201019032344/https://www.forbes.com/" target="_self" aria-label="Link to Forbes Homepage"><svg class="fs-icon fs-icon--forbes-logo" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 200 54"><path d="M113.3 18.2c0-5.8.1-11.2.4-16.2L98.4 4.9v1.4l1.5.2c1.1.1 1.8.5 2.2 1.1.4.7.7 1.7.9 3.2.2 2.9.4 9.5.3 19.9 0 10.3-.1 16.8-.3 19.3 5.5 1.2 9.8 1.7 13 1.7 6 0 10.7-1.7 14.1-5.2 3.4-3.4 5.2-8.2 5.2-14.1 0-4.7-1.3-8.6-3.9-11.7-2.6-3.1-5.9-4.6-9.8-4.6-2.6 0-5.3.7-8.3 2.1zm.3 30.8c-.2-3.2-.4-12.8-.4-28.5.9-.3 2.1-.5 3.6-.5 2.4 0 4.3 1.2 5.7 3.7 1.4 2.5 2.1 5.5 2.1 9.3 0 4.7-.8 8.5-2.4 11.7-1.6 3.1-3.6 4.7-6.1 4.7-.8-.2-1.6-.3-2.5-.4zM41 3H1v2l2.1.2c1.6.3 2.7.9 3.4 1.8.7 1 1.1 2.6 1.2 4.8.8 10.8.8 20.9 0 30.2-.2 2.2-.6 3.8-1.2 4.8-.7 1-1.8 1.6-3.4 1.8l-2.1.3v2h25.8v-2l-2.7-.2c-1.6-.2-2.7-.9-3.4-1.8-.7-1-1.1-2.6-1.2-4.8-.3-4-.5-8.6-.5-13.7l5.4.1c2.9.1 4.9 2.3 5.9 6.7h2V18.9h-2c-1 4.3-2.9 6.5-5.9 6.6l-5.4.1c0-9 .2-15.4.5-19.3h7.9c5.6 0 9.4 3.6 11.6 10.8l2.4-.7L41 3zm-4.7 30.8c0 5.2 1.5 9.5 4.4 12.9 2.9 3.4 7.2 5 12.6 5s9.8-1.7 13-5.2c3.2-3.4 4.7-7.7 4.7-12.9s-1.5-9.5-4.4-12.9c-2.9-3.4-7.2-5-12.6-5s-9.8 1.7-13 5.2c-3.2 3.4-4.7 7.7-4.7 12.9zm22.3-11.4c1.2 2.9 1.7 6.7 1.7 11.3 0 10.6-2.2 15.8-6.5 15.8-2.2 0-3.9-1.5-5.1-4.5-1.2-3-1.7-6.8-1.7-11.3C47 23.2 49.2 18 53.5 18c2.2-.1 3.9 1.4 5.1 4.4zm84.5 24.3c3.3 3.3 7.5 5 12.5 5 3.1 0 5.8-.6 8.2-1.9 2.4-1.2 4.3-2.7 5.6-4.5l-1-1.2c-2.2 1.7-4.7 2.5-7.6 2.5-4 0-7.1-1.3-9.2-4-2.2-2.7-3.2-6.1-3-10.5H170c0-4.8-1.2-8.7-3.7-11.8-2.5-3-6-4.5-10.5-4.5-5.6 0-9.9 1.8-13 5.3-3.1 3.5-4.6 7.8-4.6 12.9 0 5.2 1.6 9.4 4.9 12.7zm7.4-25.1c1.1-2.4 2.5-3.6 4.4-3.6 3 0 4.5 3.8 4.5 11.5l-10.6.2c.1-3 .6-5.7 1.7-8.1zm46.4-4c-2.7-1.2-6.1-1.9-10.2-1.9-4.2 0-7.5 1.1-10 3.2s-3.8 4.7-3.8 7.8c0 2.7.8 4.8 2.3 6.3 1.5 1.5 3.9 2.8 7 3.9 2.8 1 4.8 2 5.8 2.9 1 1 1.6 2.1 1.6 3.6 0 1.4-.5 2.7-1.6 3.7-1 1.1-2.4 1.6-4.2 1.6-4.4 0-7.7-3.2-10-9.6l-1.7.5.4 10c3.6 1.4 7.6 2.1 12 2.1 4.6 0 8.1-1 10.7-3.1 2.6-2 3.9-4.9 3.9-8.5 0-2.4-.6-4.4-1.9-5.9-1.3-1.5-3.4-2.8-6.4-4-3.3-1.2-5.6-2.3-6.8-3.3-1.2-1-1.8-2.2-1.8-3.7s.4-2.7 1.3-3.7 2-1.4 3.4-1.4c4 0 6.9 2.9 8.7 8.6l1.7-.5-.4-8.6zm-96.2-.9c-1.4-.7-2.9-1-4.6-1-1.7 0-3.4.7-5.3 2.1-1.9 1.4-3.3 3.3-4.4 5.9l.1-8-15.2 3v1.4l1.5.1c1.9.2 3 1.7 3.2 4.4.6 6.2.6 12.8 0 19.8-.2 2.7-1.3 4.1-3.2 4.4l-1.5.2v1.9h21.2V49l-2.7-.2c-1.9-.2-3-1.7-3.2-4.4-.6-5.8-.7-12-.2-18.4.6-1 1.9-1.6 3.9-1.8 2-.2 4.3.4 6.7 1.8l3.7-9.3z"/></svg></a><span class="footer__copyright">© 2020 Forbes Media LLC. All Rights Reserved.</span></div><ul class="footer__links"><li><a class="desk" href="https://web.archive.org/web/20201019032344/https://preferences-mgr.truste.com/?pid=forbes01" target="_blank" data-ga-track="AdChoices">AdChoices</a></li><li><a class="mob" href="https://web.archive.org/web/20201019032344/https://preferences-mgr.truste.com/?pid=forbes01&amp;aid=forbes_mobile01" target="_blank" data-ga-track="AdChoices">AdChoices</a></li><li><a href="https://web.archive.org/web/20201019032344/https://www.forbes.com/fdc/privacy.html" target="_self" data-ga-track="Privacy Statement">Privacy Statement</a></li><li><a href="https://web.archive.org/web/20201019032344/https://www.forbes.com/terms" target="_self" data-ga-track="Terms and Conditions">Terms and Conditions</a></li><li><a href="https://web.archive.org/web/20201019032344/https://www.forbes.com/fdc/contact.html" target="_self" data-ga-track="Contact Us">Contact Us</a></li><li><a href="https://web.archive.org/web/20201019032344/mailto:feedback@forbes.com" data-ga-track="Send Us Feedback">Send Us Feedback</a></li><li><a href="https://web.archive.org/web/20201019032344/https://www.forbes.com/contact/">Report a Security Issue</a></li><li><a href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/careers-at-forbes/" target="_self" data-ga-track="Jobs At Forbes">Jobs At Forbes</a></li><li><a href="https://web.archive.org/web/20201019032344/http://forbesreprints.magreprints.com/" target="_blank" data-ga-track="Reprints & Permissions">Reprints & Permissions</a></li><li><a href="https://web.archive.org/web/20201019032344/https://www.forbes.com/sites/forbespr/" target="_self" data-ga-track="Forbes Press Room">Forbes Press Room</a></li><li><a href="https://web.archive.org/web/20201019032344/https://www.forbes.com/quotes/" target="_self" data-ga-track="Forbes Quote of the Day">Forbes Quote of the Day</a></li><li><a href="https://web.archive.org/web/20201019032344/http://www.forbesmedia.com/" target="_blank" data-ga-track="Advertise">Advertise</a></li></ul></footer><div class="search-modal"><a class="search-modal__icon--forbes-logo-link" href="https://web.archive.org/web/20201019032344/https://www.forbes.com/" aria-label="Forbes Homepage"><svg class="fs-icon fs-icon--forbes-logo" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 200 54"><path d="M113.3 18.2c0-5.8.1-11.2.4-16.2L98.4 4.9v1.4l1.5.2c1.1.1 1.8.5 2.2 1.1.4.7.7 1.7.9 3.2.2 2.9.4 9.5.3 19.9 0 10.3-.1 16.8-.3 19.3 5.5 1.2 9.8 1.7 13 1.7 6 0 10.7-1.7 14.1-5.2 3.4-3.4 5.2-8.2 5.2-14.1 0-4.7-1.3-8.6-3.9-11.7-2.6-3.1-5.9-4.6-9.8-4.6-2.6 0-5.3.7-8.3 2.1zm.3 30.8c-.2-3.2-.4-12.8-.4-28.5.9-.3 2.1-.5 3.6-.5 2.4 0 4.3 1.2 5.7 3.7 1.4 2.5 2.1 5.5 2.1 9.3 0 4.7-.8 8.5-2.4 11.7-1.6 3.1-3.6 4.7-6.1 4.7-.8-.2-1.6-.3-2.5-.4zM41 3H1v2l2.1.2c1.6.3 2.7.9 3.4 1.8.7 1 1.1 2.6 1.2 4.8.8 10.8.8 20.9 0 30.2-.2 2.2-.6 3.8-1.2 4.8-.7 1-1.8 1.6-3.4 1.8l-2.1.3v2h25.8v-2l-2.7-.2c-1.6-.2-2.7-.9-3.4-1.8-.7-1-1.1-2.6-1.2-4.8-.3-4-.5-8.6-.5-13.7l5.4.1c2.9.1 4.9 2.3 5.9 6.7h2V18.9h-2c-1 4.3-2.9 6.5-5.9 6.6l-5.4.1c0-9 .2-15.4.5-19.3h7.9c5.6 0 9.4 3.6 11.6 10.8l2.4-.7L41 3zm-4.7 30.8c0 5.2 1.5 9.5 4.4 12.9 2.9 3.4 7.2 5 12.6 5s9.8-1.7 13-5.2c3.2-3.4 4.7-7.7 4.7-12.9s-1.5-9.5-4.4-12.9c-2.9-3.4-7.2-5-12.6-5s-9.8 1.7-13 5.2c-3.2 3.4-4.7 7.7-4.7 12.9zm22.3-11.4c1.2 2.9 1.7 6.7 1.7 11.3 0 10.6-2.2 15.8-6.5 15.8-2.2 0-3.9-1.5-5.1-4.5-1.2-3-1.7-6.8-1.7-11.3C47 23.2 49.2 18 53.5 18c2.2-.1 3.9 1.4 5.1 4.4zm84.5 24.3c3.3 3.3 7.5 5 12.5 5 3.1 0 5.8-.6 8.2-1.9 2.4-1.2 4.3-2.7 5.6-4.5l-1-1.2c-2.2 1.7-4.7 2.5-7.6 2.5-4 0-7.1-1.3-9.2-4-2.2-2.7-3.2-6.1-3-10.5H170c0-4.8-1.2-8.7-3.7-11.8-2.5-3-6-4.5-10.5-4.5-5.6 0-9.9 1.8-13 5.3-3.1 3.5-4.6 7.8-4.6 12.9 0 5.2 1.6 9.4 4.9 12.7zm7.4-25.1c1.1-2.4 2.5-3.6 4.4-3.6 3 0 4.5 3.8 4.5 11.5l-10.6.2c.1-3 .6-5.7 1.7-8.1zm46.4-4c-2.7-1.2-6.1-1.9-10.2-1.9-4.2 0-7.5 1.1-10 3.2s-3.8 4.7-3.8 7.8c0 2.7.8 4.8 2.3 6.3 1.5 1.5 3.9 2.8 7 3.9 2.8 1 4.8 2 5.8 2.9 1 1 1.6 2.1 1.6 3.6 0 1.4-.5 2.7-1.6 3.7-1 1.1-2.4 1.6-4.2 1.6-4.4 0-7.7-3.2-10-9.6l-1.7.5.4 10c3.6 1.4 7.6 2.1 12 2.1 4.6 0 8.1-1 10.7-3.1 2.6-2 3.9-4.9 3.9-8.5 0-2.4-.6-4.4-1.9-5.9-1.3-1.5-3.4-2.8-6.4-4-3.3-1.2-5.6-2.3-6.8-3.3-1.2-1-1.8-2.2-1.8-3.7s.4-2.7 1.3-3.7 2-1.4 3.4-1.4c4 0 6.9 2.9 8.7 8.6l1.7-.5-.4-8.6zm-96.2-.9c-1.4-.7-2.9-1-4.6-1-1.7 0-3.4.7-5.3 2.1-1.9 1.4-3.3 3.3-4.4 5.9l.1-8-15.2 3v1.4l1.5.1c1.9.2 3 1.7 3.2 4.4.6 6.2.6 12.8 0 19.8-.2 2.7-1.3 4.1-3.2 4.4l-1.5.2v1.9h21.2V49l-2.7-.2c-1.9-.2-3-1.7-3.2-4.4-.6-5.8-.7-12-.2-18.4.6-1 1.9-1.6 3.9-1.8 2-.2 4.3.4 6.7 1.8l3.7-9.3z"/></svg></a><div class="search-modal__icon--close-circle" tabindex="0" aria-label="Close" role="button"><svg class="fs-icon fs-icon--close" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 20 20"><path transform="rotate(45.001 10 10)" d="M2 9h16v2H2z"/><path transform="rotate(134.999 10 10)" d="M2 9h16v2H2z"/></svg></div><form class="search-modal__form"><input class="search-modal__input" type="text" placeholder="Search" autofocus><button class="search-modal__submit" role="button" tabindex="0" title="Submit"><svg class="fs-icon fs-icon--arrow-right" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 20 20"><path transform="rotate(-180 8.964 11)" d="M1 10h16v2H1z"/><path transform="rotate(134.999 14.965 13.124)" d="M11 12.1h8v2h-8z"/><path transform="rotate(-134.999 14.965 8.877)" d="M11 7.9h8v2h-8z"/></svg></button></form></div><div class="modal" id="modal__box"><div class="modal__content"><button class="close" aria-label="Close"><svg class="fs-icon fs-icon--close" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 20 20"><path transform="rotate(45.001 10 10)" d="M2 9h16v2H2z"/><path transform="rotate(134.999 10 10)" d="M2 9h16v2H2z"/></svg></button></div></div><script>window["forbes"] = window["forbes"] || {}; window["forbes"]["simple-site"] = {"tracking":{"slot":"","swimLane":"","pageType":"csf","dfpZone":"section","primaryChannel":"Money","primarySection":"Fintech","bvProgramType":"","channelNames":"money","sectionNames":"money:fintech","title":"Fintech","fastCh":"channel_72","fastSe":"section_1096","fastSu":"https://web.archive.org/web/20201019032344/https://www.forbes.com/fintech/","fastAu":"","badges":"","login":false},"adZone":"section","adId":"channel_72section_1096","isProd":true,"edittools":"edittools.forbes.com","name":"fintech","isE2E":false,"channelName":"Money","channelId":"channel_72","channelColor":"#598141","sectionId":"section_1096","specialSlot":"","swimLane":"","playerId":"L16x9SwOEo","streamSourceType":"channelsection","adBlockClasses":"AD-RC-300x250 ADTop AD300x250A ADBAR ADFooter ADInfo AD_MOVIE_ITEM AD_MOVIE_ITEMROW AD_area AD_underpost","isLocal":false}</script><script type="text/javascript" src="https://web.archive.org/web/20201019032344js_/https://i.forbesimg.com/simple-site/dist/js/common-9fcf98cc3e02172ae54d.js"></script><script type="text/javascript" src="https://web.archive.org/web/20201019032344js_/https://i.forbesimg.com/simple-site/dist/js/chansec-7777f92de46d48a51963.js"></script></body></html><!-- FILE ARCHIVED ON 03:23:44 Oct 19, 2020 AND RETRIEVED FROM THE INTERNET ARCHIVE ON 03:39:28 Dec 01, 2024. JAVASCRIPT APPENDED BY WAYBACK MACHINE, COPYRIGHT INTERNET ARCHIVE. ALL OTHER CONTENT MAY ALSO BE PROTECTED BY COPYRIGHT (17 U.S.C. SECTION 108(a)(3)). --> <!-- playback timings (ms): captures_list: 0.876 exclusion.robots: 0.039 exclusion.robots.policy: 0.023 esindex: 0.016 cdx.remote: 20.651 LoadShardBlock: 292.367 (6) PetaboxLoader3.datanode: 258.649 (7) load_resource: 207.986 PetaboxLoader3.resolve: 87.807 -->