360 Account - FRANK by OCBC Singapore

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Don't forget your savings! Get an account that earns a higher interest when you credit your salary, insure or invest and more.</p> <ul> <li>18 years old and above</li> <li> <p>Singaporeans, Permanent Residents, Foreigners with valid passes</p> </li> <li>S$1,000 initial deposit </li> </ul></div> </div><a class="hero__cta" href="#apply" target="_self"> <div class="button button--primary">APPLY NOW</div></a></div> </div> </div> </div> <div class="field__item last-visible-element"> <div style="" class="section gradient-block"> <div class="section__inner gradient-block__inner"> <div class="gradient-block__items"> <div class="gradient-block__item gradient-block__item--first"> <div class="header-bottom container-fluid"> <div class="container"> <div class="he-bo-list d-flex align-items-center justify-content-between justify-content-lg-end"> <div class="com_nav-scroller"> <div class="he-bo-menu"> <ul> <li><a href="#benefits">Benefits</a> </li> <li><a href="#how-it-works">how it works</a> </li> <li><a href="#interest-calculator">interest calculator</a> </li> <li><a href="#account-360-opening-promotion">360 ACCOUNT OPENING PROMOTION</a> </li> <li><a href="#before-you-apply">before you apply</a> </li> <li><a href="#faq">FAQ</a> </li> </ul> </div> </div> <div><a class="button button-primary" href="https://openaccount.ocbc.com/" target="_blank">Apply</a> </div> </div> </div> </div> <section id="main-wrapper" class="animate page-theme--red"> <div class="section com_masthead masthead-v3 pb-0"> <div class="container-fluid theme theme-gradient-red bp-rel text-white"> <div class="container com_masthead-main bp-rel d-flex align-items-end"> <div class="row"> <div class="col-12"> <div class="row"> <div class="col-md-12 col-lg-7 com_masthead-title"> <ul class="com_breadcrumbs"> <li><a href="/products/accounts">accounts</a> </li> <li>OCBC 360 Account</li> </ul> <h1 class="mb-0">Your new everyday account</h1> </div> <div class="col-md-6 col-tablet-12 com_masthead-center">  <div class="com_masthead-img d-none d-tablet-block"> <div class="row justify-content-end"> <div class="col-12"> <div class="bp-img pull-left pull-right text-center"> <img src="/iwov-resources/v2/img/360-account/360-acc-masthead@2x.png" width="450" alt=""> </div> </div> </div> </div>  <div class="com_masthead-par par-2 d-tablet-none"> <div class="com_masthead-par-enquire"> <a class="ho-ba-tag bp-ab top left" data-fancybox href="#am-i-eligible">Perfect for <span class="no-wrap">executives <i class="fas fa-info-circle ml-1"></i></span></a> <p>Breaking into the real world? Get an account that maximises your interest when you credit your salary, save and more.</p> <ul class="list-tick"> <li>Up to 2.55% a year for crediting salary</li> <li>S$1,800 min. monthly salary credit</li> <li>Earn bonus interest when you save, invest and insure</li> </ul> <div class="mt2 mob-mt2 text-left text-tablet-center"> <a class="button button-primary button-width-2 btn-white btn-border" href="https://openaccount.ocbc.com/" target="_blank">Apply now</a> </div> </div> </div> </div> </div> </div> </div>  <div class="com_masthead-img bp-ab d-block d-tablet-none"> <div class="row justify-content-end"> <div class="col-md-8 col-lg-8 col-xl-7"> <div class="bp-img"> <img src="/iwov-resources/v2/img/360-account/360-acc-masthead@2x.png" alt=""> </div> </div> </div> </div> </div>  <div class="com_masthead-par par-2 d-none d-tablet-block"> <div class="container bp-rel com_masthead-par-enquire-mobile"></div> </div> </div> </div> <div id="benefits" class="com_parallax group-height"> <div class="section section-large mob-pb0"> <div class="com_parallax-set container-fluid" parallax-content="parent"> <div class="container bp-rel"> <div class="com_fr-cr-col col-left mob-mb3"> <div class="com_fr-cr-par gh1" parallax-content="paragraph"> <h2>Up to <span class="big">2.55%</span> a year <br>for salary credit</h2> <p>Credit a salary of at least S$1,800 and earn up to 2.55% a year</p> </div> </div> <div class="text-center"> <div class="com_lottie"> <lottie-player parallax-content="lottiefiles" data-frames="800" src="/iwov-resources/v2/lottiefiles/360-account/360acc-features-1.json?2020100101"></lottie-player> </div> </div> </div> </div> </div> <div class="section section-large mob-pb0"> <div class="com_parallax-set container-fluid" parallax-content="parent"> <div class="container bp-rel"> <div class="com_fr-cr-col col-right mob-mb3"> <div class="com_fr-cr-par gh1" parallax-content="paragraph"> <h2><span class="big">instant sign-up</span></h2> <p>Get your account right away when you apply online</p> </div> </div> <div class="text-center"> <div class="com_lottie"> <lottie-player parallax-content="lottiefiles" data-frames="950" src="/iwov-resources/v2/lottiefiles/360-account/360acc-features-2.json"></lottie-player> </div> </div> </div> </div> </div> <div class="section section-large"> <div class="com_parallax-set container-fluid" parallax-content="parent"> <div class="container bp-rel"> <div class="com_fr-cr-col col-left mob-mb3"> <div class="com_fr-cr-par gh1" parallax-content="paragraph"> <h2><span class="big">Save for the things you want</span></h2> <p>Set Savings Goals to automatically put money aside each month. Save for that home renovation or next vacay</p> <p><a class="link-arrow" href="https://www.frankbyocbc.com/plan/savings-goals">Learn more</a> </p> </div> </div> <div class="text-center"> <div class="com_lottie"> <lottie-player parallax-content="lottiefiles" data-frames="2750" src="/iwov-resources/v2/lottiefiles/360-account/360acc-features-3.json"></lottie-player> </div> </div> </div> </div> </div> </div> <div id="how-it-works" class="section bg-ice-blue"> <div class="container theme theme-red"> <div class="section-title"> <h5 class="section-header">How it works</h5> <h2>Here's how to earn bonus interest</h2> <p>Get bonus interest (% a year) across any or all of these categories on the first S$100,000 of your account balance. Hit more categories for higher interest!</p> </div> <div class="po-col-set group-height animate" anim-control="parent" anim-name="fadeInLeft" anim-name-mobile="fadeInUp"> <div class="d-tablet-md-none"> <div class="po-col-box box-simple gh4"> <div class="mb15 gh1 mob-height-0"></div> <div class="gh5 mb-0"> <div class="mb-0 gh2 mob-height-0 d-flex align-items-center justify-content-center"> <div> <h4 class="mb-0">First S$75,000</h4> </div> </div> <div class="pc-bo-col gh3 d-flex align-items-center justify-content-center"> <div> <h4 class="mb-0 co-cool-grey">Next S$25,000</h4> </div> </div> </div> </div> </div> <div class="theme theme-red pb2 mob-pb2"> <div class="po-col-box box-white gh4"> <div class="mb15 gh1 mob-height-0"> <h5 class="product-header no-wrap"><sup class="pr-1" style="font-size: 65%;">UPDATE</sup>Salary <span class="no-wrap"><a data-fancybox href="#salary-bonus"><span><i class="fas fa-info-circle"></i></span></a></span></h5> </div> <div class="pc-bo-set set-2 gh5 mb-0"> <div class="pc-bo-set mb-0 gh2 mob-height-0 d-block d-tablet-md-none"> <div class="mb-0"> <h5 class="section-header color-inherit d-none d-tablet-md-block">First <br class="d-block">S$75,000</h5> <h2 class="mb-0 color-inherit">2.00%</h2> </div> </div> <div class="pc-bo-col gh3 d-none d-tablet-md-block"> <div class="mb-0"> <h5 class="section-header color-inherit d-none d-tablet-md-block">First <br class="d-block">S$75,000</h5> <h3 class="mb-0 color-inherit">2.00%</h3> </div> </div> <div class="pc-bo-col gh3"> <div class="mb-0"> <h5 class="section-header color-inherit d-none d-tablet-md-block">next S$25,000</h5> <h2 class="mb-0 color-inherit co-cool-grey">4.00%</h2> </div> </div>  </div> <div class="pc-bo-icon"> <img src="/iwov-resources/v2/img/icon_money_bag.png" width="48" alt=""> </div> </div> <div class="po-col-par mt15"> <p><small>Credit your salary of at least <strong>S$1,800</strong> through GIRO/FAST/PayNow via GIRO/PayNow via FAST</small></p> </div> </div> <div class="theme theme-red pb2 mob-pb2"> <div class="po-col-box box-white gh4"> <div class="mb15 gh1 mob-height-0"> <h5 class="product-header">Save <span class="no-wrap"><a data-fancybox href="#save-bonus"><span><i class="fas fa-info-circle"></i></span></a></span></h5> </div> <div class="pc-bo-set set-2 gh5 mb-0"> <div class="pc-bo-set mb-0 gh2 mob-height-0 d-block d-tablet-md-none"> <div class="mb-0"> <h5 class="section-header color-inherit d-none d-tablet-md-block">First <br class="d-block">S$75,000</h5> <h2 class="mb-0 color-inherit">1.20%</h2> </div> </div> <div class="pc-bo-col gh3 d-none d-tablet-md-block"> <div class="mb-0"> <h5 class="section-header color-inherit d-none d-tablet-md-block">First <br class="d-block">S$75,000</h5> <h3 class="mb-0 color-inherit">1.20%</h3> </div> </div> <div class="pc-bo-col gh3"> <div class="mb-0"> <h5 class="section-header color-inherit d-none d-tablet-md-block">next S$25,000</h5> <h2 class="mb-0 color-inherit co-cool-grey">2.40%</h2> </div> </div>  </div> <div class="pc-bo-icon"> <img src="/iwov-resources/v2/img/icon_banknote_with_dollar_sign.png" width="48" alt=""> </div> </div> <div class="po-col-par mt15"> <p><small>Increase your average daily balance by at least <strong>S$500</strong> monthly</small> </p> </div> </div> <div class="theme theme-red pb2 mob-pb2"> <div class="po-col-box box-white gh4"> <div class="mb15 gh1 mob-height-0"> <h5 class="product-header">Spend <span class="no-wrap"><a data-fancybox href="#spend-bonus"><span><i class="fas fa-info-circle"></i></span></a></span></h5> </div> <div class="pc-bo-set set-2 gh5 d-flex align-items-center justify-content-center mb-0"> <div class="pc-bo-set mb-0 mob-height-0"> <div class="mb-0"> <div class="mb15 mob-mb1 d-flex d-md-block justify-content-center align-items-center"> <h2 class="mb-0 color-inherit">0.60%</h2> </div> </div> </div> </div> <div class="pc-bo-icon"> <img src="/iwov-resources/v2/img/icon_spend.png" width="48" alt=""> </div> </div> <div class="po-col-par mt15"> <p><small>Charge at least S$500 to your OCBC 365, OCBC INFINITY, OCBC NXT, OCBC 90°N or OCBC Rewards Card</small></p> </div> </div> <div class="theme theme-red pb2 mob-pb2"> <div class="po-col-box box-white gh4"> <div class="mb15 gh1 mob-height-0"> <h5 class="product-header"><span class="no-wrap">Insure <a data-fancybox href="#wealth-insure"><span><i class="fas fa-info-circle"></i></span></a></span></h5> </div> <div class="pc-bo-set set-2 gh5 mb-0"> <div class="pc-bo-set mb-0 gh2 mob-height-0 d-block d-tablet-md-none"> <div class="mb-0"> <h5 class="section-header color-inherit d-none d-tablet-md-block">First <br class="d-block">S$75,000</h5> <h2 class="mb-0 color-inherit">1.20%</h2> </div> </div> <div class="pc-bo-col gh3 d-none d-tablet-md-block"> <div class="mb-0"> <h5 class="section-header color-inherit d-none d-tablet-md-block">First <br class="d-block">S$75,000</h5> <h3 class="mb-0 color-inherit">1.20%</h3> </div> </div> <div class="pc-bo-col gh3"> <div class="mb-0"> <h5 class="section-header color-inherit d-none d-tablet-md-block">next S$25,000</h5> <h2 class="mb-0 color-inherit co-cool-grey">2.40%</h2> </div> </div>  </div> <div class="pc-bo-icon"> <img src="/iwov-resources/v2/img/icon_umbrella.png" width="48" alt=""> </div> </div> <div class="po-col-par mt15"> <p><small>Purchase an eligible insurance product from OCBC</small> </p> </div> </div> <div class="theme theme-red pb2 mob-pb2"> <div class="po-col-box box-white gh4"> <div class="mb15 gh1 mob-height-0"> <h5 class="product-header"><span class="no-wrap">Invest <a data-fancybox href="#wealth-invest"><span><i class="fas fa-info-circle"></i></span></a></span></h5> </div> <div class="pc-bo-set set-2 gh5 mb-0"> <div class="pc-bo-set mb-0 gh2 mob-height-0 d-block d-tablet-md-none"> <div class="mb-0"> <h5 class="section-header color-inherit d-none d-tablet-md-block">First <br class="d-block">S$75,000</h5> <h2 class="mb-0 color-inherit">1.20%</h2> </div> </div> <div class="pc-bo-col gh3 d-none d-tablet-md-block"> <div class="mb-0"> <h5 class="section-header color-inherit d-none d-tablet-md-block">First <br class="d-block">S$75,000</h5> <h3 class="mb-0 color-inherit">1.20%</h3> </div> </div> <div class="pc-bo-col gh3"> <div class="mb-0"> <h5 class="section-header color-inherit d-none d-tablet-md-block">next S$25,000</h5> <h2 class="mb-0 color-inherit co-cool-grey">2.40%</h2> </div> </div>  </div> <div class="pc-bo-icon"> <img src="/iwov-resources/v2/img/icon_chart_increasing.png" width="48" alt=""> </div> </div> <div class="po-col-par mt15"> <p><small>Purchase an eligible investment product from OCBC</small> </p> </div> </div> <div class="theme theme-red pb2 mob-pb2"> <div class="po-col-box box-white gh4"> <div class="mb15 gh1 mob-height-0"> <h5 class="product-header"><span class="no-wrap">GROW <a data-fancybox href="#grow-bonus"><span><i class="fas fa-info-circle"></i></span></a></span></h5> </div> <div class="pc-bo-set set-2 gh5 d-flex align-items-center justify-content-center mb-0"> <div class="pc-bo-set mb-0 mob-height-0"> <div class="mb-0"> <div class="mb15 mob-mb1 d-flex d-md-block justify-content-center align-items-center"> <h2 class="mb-0 color-inherit">2.40%</h2> <p class="pl-2 pl-md-0">a year</p> </div> </div> </div> </div> <div class="pc-bo-icon"> <img src="/iwov-resources/v2/img/icon_seedling.png" width="48" alt=""> </div> </div> <div class="po-col-par mt15"> <p><small>Maintain an average daily balance of at least S$200,000</small> </p> </div> </div> </div> <div class="row justify-content-end mt2 mob-mt4 animate" anim-name="fadeInLeft" anim-name-mobile="fadeInUp" anim-delay="0.5"> <div class="col col-new-md-10"> <div class="po-col-row"> <div class="section-par no-wrap text-center"> <h4 class="mb-0">0.05%</h4> <p>a year</p> </div> <div class="section-par"> <p><small>Earn this base interest on your entire account balance</small> </p> </div> </div> </div> </div> </div> </div>  <div id="interest-calculator" class="section bg-gradient-pink"> <div class="container theme theme-red"> <div class="section-title"> <h5 class="section-header">Interest calculator</h5> <h2>See how much interest you can earn</h2> </div> <div class="row justify-content-between com_360-interest-calculator"> <div class="col-lg-5 mob-mb4 mb-lg-0 mb-md-5"> <div class="com_list-switcher cm-li-list-switcher com_360-calc-scenario d-sm-inline-block"> <select name="" id=""> <option value="fresh-grad">fresh grad</option> <option value="executives">executives</option> </select> </div> <ul class="ca-ma-list mt3 mob-mt3"> <li> <ul class="cm-li-list"> <li> <div class="cm-li-set"> <p><strong>Account balance</strong> </p> <div class="cm-li-counter counter-medium com_counter com_360-calc-balance" data-increment="1000" data-min="0" data-max="999999" data-start="10000"> <div class="cl-co-text"><span>S$</span> </div> </div> </div> </li> </ul> </li> <li> <ul class="cm-li-list"> <li> <div class="cm-li-set set-2"> <p>Salary of at least <span class="no-wrap">S$1,800 <img class="emoji pl-1" src="/iwov-resources/v2/img/icon_money_bag.png" alt=""></span> </p> <label class="com_checkbox cm-li-check com_360-calc-salary-minimum"> <input type="checkbox" name="" value=""> <span></span> </label> </div> </li> <li> <div class="cm-li-set set-2"> <p>Purchased an eligible insure <span class="no-wrap">product <img class="emoji pl-1" src="/iwov-resources/v2/img/icon_umbrella.png" alt=""></span> </p> <label class="com_checkbox cm-li-check com_360-calc-purchase-insure"> <input type="checkbox" name="" value=""> <span></span> </label> </div> </li> <li> <div class="cm-li-set set-2"> <p>Purchased an eligible invest <span class="no-wrap">product <img class="emoji pl-1" src="/iwov-resources/v2/img/icon_chart_increasing.png" alt=""></span> </p> <label class="com_checkbox cm-li-check com_360-calc-purchase-invest"> <input type="checkbox" name="" value=""> <span></span> </label> </div> </li> <li> <div class="cm-li-set set-2"> <p>I spend at least S$500 on my OCBC 365, OCBC INFINITY, OCBC NXT, OCBC 90°N or OCBC Rewards Card <img class="emoji pl-1" src="/iwov-resources/v2/img/icon_spend.png" alt=""></span> </p> <label class="com_checkbox cm-li-check com_360-calc-spend-minimum"> <input type="checkbox" name="" value=""> <span></span> </label> </div> </li> <li> <div class="cm-li-set set-2"> <p>Increase in account balance per <span class="no-wrap">month <img class="emoji pl-1" src="/iwov-resources/v2/img/icon_banknote_with_dollar_sign.png" alt=""></span> </p> <div class="cm-li-counter com_counter com_360-calc-increase-balance" data-increment="100" data-min="0" data-max="9999" data-start="500"> <div class="cl-co-text"><span>S$</span> </div> </div> </div> </li> </ul> </li> </ul> </div> <div class="col-lg-6"> <div class="ca-ma-box"> <h5 class="mb15">Interest <span class="no-wrap">earned <a class="link-inherit link-info pl-1" data-fancybox href="#interest-earned"><span><i class="fas fa-info-circle"></i></span></a></span></h5> <div class="row"> <div class="col-12"> <div class="d-flex align-items-center text-center"> <h2 class="mb-0 pr-2">S$<span class="com_360-calc-text-interest-month">0</span></h2> <p class="mb-0">a month</p> </div> </div> </div> <div class="mt15 com_single-dropdown"> <div class="com_single-dropdown-title bp-set"><span class="link-underline">See breakdown</span> <span><i class="far fa-angle-down pl-1"></i></span> </div> <div class="com_single-dropdown-content cm-bo-main"> <ul class="cm-bo-list"> <li> <div class="cb-li-set"> <span>Salary bonus</span> <span>S$<strong class="com_360-calc-text-salary-bonus">0</strong></span> </div> </li> <li> <div class="cb-li-set"> <span>Save bonus</span> <span>S$<strong class="com_360-calc-text-save-bonus">0</strong></span> </div> </li> <li> <div class="cb-li-set"> <span>Insure bonus</span> <span>S$<strong class="com_360-calc-text-insure-bonus">0</strong></span> </div> </li> <li> <div class="cb-li-set"> <span>Invest bonus</span> <span>S$<strong class="com_360-calc-text-invest-bonus">0</strong></span> </div> </li> <li> <div class="cb-li-set"> <span>Grow bonus</span> <span>S$<strong class="com_360-calc-text-grow-bonus">0</strong></span> </div> </li> <li> <div class="cb-li-set"> <span>Spend bonus</span> <span>S$<strong class="com_360-calc-text-spend-bonus">0</strong></span> </div> </li> <li> <div class="cb-li-set"> <span>Base interest</span> <span>S$<strong class="com_360-calc-text-base-interest">0</strong></span> </div> </li> </ul> </div> </div> </div> </div> </div> </div> </div>  <div style="display: none;"> <div id="acc-opening-promo" class="popup-content popup-width-2"> <div class="theme"> <div class="section-par"> <p>If the account is successfully opened in June 2024, the double bonus interest rate will be applicable for July and August 2024.</p> </div> </div> </div> </div> <div id="account-360-opening-promotion" class="section com_index-top"> <div class="container theme theme-red"> <div class="section-title"> <h5 class="section-header">360 ACCOUNT OPENING PROMOTION</h5> <p>Apply for a 360 Account and fulfill these categories to enjoy double bonus interest rate on the first S$75,000 balances for the first 2 months after the month of account opening. <a data-fancybox="" href="#acc-opening-promo" class="link-simple link-inherit link-info pl-1"><span><i class="fas fa-info-circle"></i></span></a></p> <p>Valid from 1 September to 30 September 2024. <a class="link-inherit link-underline" href="https://www.ocbc.com/iwov-resources/sg/ocbc/personal/pdf/accounts/tncs-governing-ocbc-new-360-account-promo.pdf" target="_blank">Terms and conditions apply</a>. Insured up to S$100K by SDIC.</p> </div> <div class="com_table-scrollable mob-pull-left mob-pull-right mt3 mb3"> <div class="com_table table-size-3 table-border pattern-v2 theme theme-pink"> <table> <colgroup> <col width="17%"> <col width="27.33%"> <col width="27.33%"> <col width="27.33%"> </colgroup> <tbody> <tr> <th></th> <th> <h5 class="font-a mb-0" style="line-height: 1;"><small style="line-height: normal;">ORIGINAL INTEREST RATE A YEAR<br /> FOR THE FIRST S$75,000 </small> </h5> </th> <th> <h5 class="font-a mb-0" style="line-height: 1;"><small style="line-height: normal;">PROMOTIONAL INTEREST RATE A YEAR<br /> FOR THE FIRST S$75,000 </small> </h5> </th> </tr> <tr style="font-size: 10px;"> <td valign="top"> <h6 class="theme-color font-a mb-0" style="line-height: 1.0;">Salary bonus</h6> </td> <td valign="top"> 2.00% </td> <td valign="top"> 4.00% </td> </tr> <tr style="font-size: 10px;"> <td valign="top"> <h6 class="theme-color font-a mb-0" style="line-height: 1.0;">Spend bonus</h6> </td> <td valign="top"> 0.60% </td> <td valign="top"> 1.20% </td> </tr> </tbody> </table> </div> </div> </div> </div>  <div class="section section-large"> <div id="before-you-apply" class="container"> <h5 class="section-header">Before you apply</h5> <ul class="st-do-list list-2"> <li> <div class="row"> <div class="col-md-3"> <h4 class="mob-mb15">Eligibility</h4> </div> <div class="col-md-9"> <div class="row mob-mb1"> <div class="col-md-5"> <p><strong>Min. age</strong> </p> </div> <div class="col-md-7"> <p>18 years old</p> </div> </div> <div class="row mob-mb1"> <div class="col-md-5"> <p><strong>Nationality</strong> </p> </div> <div class="col-md-7"> <p>Singaporean / Singapore PR / Foreigners with a valid Employment pass, S-Pass or Student Pass</p> </div> </div> </div> </div> </li> <li> <div class="row"> <div class="col-md-3"> <h4 class="mob-mb15">FEES & CHARGES</h4> </div> <div class="col-md-9"> <div class="row mob-mb1"> <div class="col-md-5"> <p><strong>Initial deposit</strong> </p> </div> <div class="col-md-7"> <p>S$1,000</p> </div> </div> <div class="row mob-mb1"> <div class="col-md-5"> <p><strong>Fall below fee</strong> </p> </div> <div class="col-md-7"> <p>S$2 <a class="link-simple link-inherit link-info pl-1" data-fancybox href="#fall-below-fee"><span><i class="fas fa-info-circle"></i></span></a> </p> </div> </div> <div class="row mob-mb1"> <div class="col-md-5"> <p><strong>Automatic fall below fee waiver</strong> </p> </div> <div class="col-md-7"> <p>Minimum average daily balance of S$3,000</p> </div> </div> <div class="row mob-mb1"> <div class="col-md-5"> <p><strong>Others</strong> </p> </div> <div class="col-md-7"> <p><a class="link-inherit link-underline" href="https://www.ocbc.com/personal-banking/help-and-support/general" target="_blank">See all fees & charges</a> </p> </div> </div> </div> </div> </li> <li> <div class="row"> <div class="col-md-3"> <h4 class="mob-mb15">what to prepare</h4> </div> <div class="col-md-9"> <div class="row mob-mb1"> <div class="col-md-5"> <p><strong>Singaporeans or Singapore PR</strong> </p> </div> <div class="col-md-7"> <p>NRIC and an image of your signature <br>If new OCBC customer and mailing in <span class="no-wrap">application <a class="link-simple link-inherit link-info pl-1" data-fancybox href="#new-ocbc-customer-and-mailing"><span><i class="fas fa-info-circle"></i></span> </a> </span> </p> </div> </div> <div class="row mob-mb1"> <div class="col-md-5"> <p><strong>Foreigners</strong> </p> </div> <div class="col-md-7"> <p>Passport with 6 months' validity <br>Employment Pass, Special Pass or Student Pass <br>If new OCBC <span class="no-wrap">customer <a class="link-simple link-inherit link-info pl-1" data-fancybox href="#new-ocbc-customer"><span><i class="fas fa-info-circle"></i></span> </a> </span> </p> </div> </div> </div> </div> </li> </ul> </div> </div> <div class="section com_promotion-box"> <div class="container theme theme-blue"> <div class="com_promotion-box-pull"> <div class="theme theme-red"> <div class="com_pr-box-main box-gradient box-large"> <div class="com_pr-box box-col"> <div class="row align-items-center"> <div class="col-md-6 col-xl-4"> <h2 class="mb0 mob-mb1">Get that bonus you deserve</h2> </div> <div class="col-md-6 col-xl-8"> <div class="row"> <div class="col-xl-auto mb2 mob-mb2"> <a class="button button-primary button-width-1" href="https://openaccount.ocbc.com/" target="_blank">Apply online</a> </div> <div class="col-xl-auto text-center text-sm-left"> <p class="mb-1">or visit us with <a class="link-inherit link-underline" data-fancybox="" href="#what-you-need-to-apply">these documents</a>.</p> <p class="mb-0"><a class="link-inherit link-arrow" href="https://www.frankbyocbc.com/stores">Find a FRANK store</a> </p> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="section bg-ice-blue"> <div class="container theme theme-red"> <div class="section-title"> <h5 class="section-header">Going further</h5> <h2>Make the most of your account</h2> </div> <div class="row"> <div class="col-md-6 mob-mb3"> <div class="st-pr-set row"> <div class="col-auto"> <div class="st-pr-img"> <img src="/iwov-resources/v2/img/crosssell-frankcc@2x.png" alt=""> </div> </div> <div class="col section-par"> <h5 class="product-header">frank credit card</h5> <h5>Earn 6% cashback</h5> <div class="d-none d-lg-block"> <p>Get up to S$75 back in your pocket each month when you shop online, pay via contactless mobile payments and spend overseas.</p> <div class="mt2"> <a class="link-arrow" href="/products/cards/credit-card">Learn more</a> </div> </div> </div> </div> <div class="d-block d-lg-none"> <p>Get up to S$75 back in your pocket each month when you shop online, pay via contactless mobile payments and spend overseas.</p> <div class="mt2"> <a class="link-arrow" href="/products/cards/credit-card">Learn more</a> </div> </div> </div> <div class="col-md-6 mob-mb3"> <div class="st-pr-set row flex-row-reverse flex-md-row"> <div class="col-auto"> <div class="st-pr-img"> <img src="/iwov-resources/v2/img/invest-bluechip@2x.png" alt=""> </div> </div> <div class="col section-par"> <h5 class="product-header">Grow your wealth</h5> <h5>Invest without the stress</h5> <div class="d-none d-lg-block"> <p>We'll do the hard work so you can make smart decisions to build your investment portfolio. Plus, you can fund your investments with your account!</p> <div class="mt2"> <a class="link-arrow" href="https://www.frankbyocbc.com/products/investments">Learn more</a> </div> </div> </div> </div> <div class="d-block d-lg-none"> <p>We'll do the hard work so you can make smart decisions to build your investment portfolio. Plus, you can fund your investments with your account!</p> <div class="mt2"> <a class="link-arrow" href="https://www.frankbyocbc.com/products/investments">Learn more</a> </div> </div> </div> </div> </div> </div> <div id="faq" class="section section-large"> <div class="container"> <div class="section-title mb1"> <div class="d-flex align-items-center justify-content-between"> <h4 class="mb-0">FAQ</h4> <a class="link-arrow" href="https://www.ocbc.com/personal-banking/help-and-support/accounts/360account-general" target="_blank">See all FAQ</a> </div> </div> <ul class="theme-accordion com_accordion" close-others="true" open-first="false"> <li class="com_accordion-set"> <div class="com_accordion-title"> <p>How different is the 360 Account from other savings or current accounts?</p> </div> <div class="com_accordion-content"> <p>The 360 Account is a deposit account that pays you bonus interest when you do all or any of these:</p> <ul class="list-dot mt15 mb15"> <li>Credit your salary through GIRO/FAST/PayNow via GIRO/PayNow via FAST</li> <li>Save and increase your account balance</li> <li>Charge at least S$500 to your OCBC 365, OCBC INFINITY, OCBC NXT, OCBC 90°N or OCBC Rewards Card</li> <li>Insure with OCBC</li> <li>Invest with OCBC</li> </ul> <p>The account comes with e-statements and you can choose to have a cheque book.</p> </div> </li> <li class="com_accordion-set"> <div class="com_accordion-title"> <p>How is the interest calculated?</p> </div> <div class="com_accordion-content"> <p>You get 2 types of interest on your account balance every month.</p> <p> <strong>Base interest:</strong> <br>This interest is accrued daily based on your account's day-end balance and you will receive this at the end of the month. </p> <p> <strong>Bonus interest:</strong> <br>For the SIX types of bonus below, you will earn bonus interest at 3 tiers based on your account balance, up to the first S$100,000: </p> <ul class="list-decimal mt15 mb15"> <li>Earn up to 4.0% a year for crediting your salary of at least S$1,800 through GIRO/FAST/PayNow via GIRO/PayNow via FAST and/or</li> <li>Earn up to 2.4% a year for increasing your account average daily balance by S$500 from the previous month and/or</li> <li>Earn up to 0.6% a year for spending at least S$500 on your OCBC 365, OCBC INFINITY, OCBC NXT, OCBC 90°N or OCBC Rewards Card</li> <li>Earn up to 2.4% a year for 12 consecutive months when you purchase an eligible insurance product from OCBC and/or</li> <li>Earn up to 2.4% a year for 12 consecutive months when you purchase an eligible investment product from OCBC and/or</li> <li>Earn 2.4% a year if your account average daily balance is S$200,000 or more.</li> </ul> <p><i>For illustration purpose:</i> </p> <div class="com_table table-width-2 mt15 mb15"> <table> <tbody> <tr> <th class="col-6">Bonus Interest Categories</th> <th class="col-6">Maximum interest earned a year<sup>1</sup> </th> </tr> <tr> <td>SALARY</td> <td>S$2,500</td> </tr> <tr> <td>SAVE</td> <td>S$1,500</td> </tr> <tr> <td>SPEND</td> <td>S$600</td> </tr> <tr> <td>INSURE</td> <td>S$1,500</td> </tr> <tr> <td>INVEST</td> <td>S$1,500</td> </tr> <tr> <td>GROW</td> <td>S$2,400</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>S$10,000</strong></td> </tr> </tbody> </table> </div> <p><small><sup>1</sup> The maximum interest earned is computed based on the effective interest rate of the respective bonus interest categories and the bonus interest balance cap, based on a 365 day calendar year.</small> </p>  <p>Please refer to the <a class="link-inherit link-underline auto-scroll" href="#interest-calculator">calculator</a> find out more.</p> </div> </li> <li class="com_accordion-set"> <div class="com_accordion-title"> <p>How will I know that the bonus interest is credited to my 360 Account?</p> </div> <div class="com_accordion-content"> <p>Your bonus interest will be reflected in your e-statement, Online Banking and Mobile Banking transaction history as follows</p> <ul class="list-dot mt15 mb15"> <li><strong>360 SALARY BONUS</strong> </li> <li><strong>360 SAVE BONUS</strong> </li> <li><strong>360 CC SPEND BONUS</strong></li> <li><strong>360 INSURE BONUS</strong> </li> <li><strong>360 INVEST BONUS</strong> </li> <li><strong>360 GROW BONUS</strong> </li> </ul> <p>If you close your account before the bonus interest crediting date, the bonus interest for the previous month will be forfeited.</p> </div> </li> <li class="com_accordion-set"> <div class="com_accordion-title"> <p>Can I open more than one 360 Account?</p> </div> <div class="com_accordion-content"> <p>Each customer is only allowed to open one 360 Account where he/she is the Primary Account holder. The signing mandate can be either signed singly or joint alternate.</p> </div> </li> </ul> </div> </div> <div class="section-sep"></div> <div class="section section-large"> <div class="container"> <div class="section-title mb1"> <div class="d-flex align-items-center justify-content-between"> <h4 class="mb-0">blog</h4> </div> </div> <div class="com_mobile-carousel row group-height"> <div class="item col-md-4"> <a class="st-bl-set" href="https://www.frankbyocbc.com/blog/why-you-should-already-be-investing-in-blue-chip-stocks"> <div class="bp-img gh1"> <img src="/iwov-resources/v2/img/360-acc-blog-1@2x.jpg" alt=""> </div> <div class="st-bl-par section-par gh2"> <div class="section-header d-flex justify-content-between"> <span>Blog post</span> <span>10 mins read</span> </div> <h4>Why You Should Already be Investing in Blue Chip Stocks</h4> <p>Investing might not sound as exciting as going on an overseas holiday or hanging out with your friends at a café.</p> </div> </a> </div> <div class="item col-md-4"> <a class="st-bl-set" href="https://www.frankbyocbc.com/blog/quarter-life-ingredients-of-success"> <div class="bp-img gh1"> <img src="/iwov-resources/v2/img/360-acc-blog-2@2x.jpg" alt=""> </div> <div class="st-bl-par section-par gh2"> <div class="section-header d-flex justify-content-between"> <span>Blog post</span> <span>10 mins read</span> </div> <h4>FRANK x SHENTONISTA: Quarter-life Confidence — Ingredients of Success</h4> <p>As young professionals hoping to make a mark in the world, we carry with us ambitions that are more often than not fuelled by passion. Yet what happens…</p> </div> </a> </div> <div class="item col-md-4"> <a class="st-bl-set" href="https://www.frankbyocbc.com/blog/a-newbie-guide-to-home-ownership"> <div class="bp-img gh1"> <img src="/iwov-resources/v2/img/360-acc-blog-3@2x.jpg" alt=""> </div> <div class="st-bl-par section-par gh2"> <div class="section-header d-flex justify-content-between"> <span>Blog post</span> <span>10 mins read</span> </div> <h4>A Newbie's Guide to Home Ownership</h4> <p>Way before rushing to view houses, prospective homeowners should get tough with the following questions, says Segment Manager Kenny Loh.</p> </div> </a> </div> </div> </div> </div> <div class="section bg-ice-blue bp-rel"> <div class="container pb2"> <ul class="st-do-list com_accordion" close-others="true" open-first="false"> <li class="com_accordion-set"> <div class="com_accordion-title">Terms and conditions</div> <div class="com_accordion-content"> <ul class="list-links list-v2"> <li><a class="link-inherit" href="https://www.ocbc.com/iwov-resources/sg/ocbc/personal/pdf/accounts/tnc-governing-ocbc-360-account.pdf" target="_blank">Terms and Conditions governing the 360 <span class="no-wrap">Account <i class="fal fa-angle-right"></i></span></a> </li> <li><a class="link-inherit" href="https://www.ocbc.com/personal-banking/terms-and-conditions/terms-and-conditions-governing-deposit-accounts" target="_blank">Terms and Conditions governing Deposit <span class="no-wrap">Accounts <i class="fal fa-angle-right"></i></span></a> </li> <li><a class="link-inherit" href="https://www.ocbc.com/personal-banking/terms-and-conditions/terms-and-conditions-governing-electronic-banking-services" target="_blank">Terms and Conditions governing Electronic Banking <span class="no-wrap">Services <i class="fal fa-angle-right"></i></span></a> </li> <li><a class="link-inherit" href="https://www.ocbc.com/personal-banking/terms-and-conditions/terms-and-conditions-governing-estatements" target="_blank">Terms and Conditions governing OCBC Electronic <span class="no-wrap">Statements <i class="fal fa-angle-right"></i></span></a> </li> <li><a class="link-inherit" href="https://www.ocbc.com/iwov-resources/sg/ocbc/personal/pdf/accounts/tcs-governing-automatic-standing-instruction.pdf" target="_blank">Terms and Conditions governing Automatic Standing <span class="no-wrap">Instruction <i class="fal fa-angle-right"></i></span></a> </li> <li><a class="link-inherit" href="https://www.ocbc.com/iwov-resources/sg/ocbc/personal/pdf/accounts/tncs-governing-ocbc-new-360-account-promo.pdf" target="_blank">Terms and Conditions governing the OCBC New 360 Account <span class="no-wrap">Promotion <i class="fal fa-angle-right"></i></span></a> </li> </ul> </div> </li> <li class="com_accordion-set"> <div class="com_accordion-title">Important notices</div> <div class="com_accordion-content"> <ul class="list-links list-v2"> <li><a class="link-inherit" href="https://www.ocbc.com/personal-banking/help-and-support/general" target="_blank">Fees & <span class="no-wrap">Charges <i class="fal fa-angle-right"></i></span></a> </li> <li><a class="link-inherit" href="https://www.ocbc.com/personal-banking/help-and-support/payments-and-transactions/giro" target="_blank"><span class="no-wrap">GIRO <i class="fal fa-angle-right"></i></span></a> </li> <li><a class="link-inherit" href="https://www.ocbc.com/iwov-resources/sg/ocbc/personal/pdf/accounts/sdic-register-of-insured-deposits.pdf" target="_blank">Insured Deposits <span class="no-wrap">Register <i class="fal fa-angle-right"></i></span></a> </li> <li><a class="link-inherit" data-fancybox href="#important-notice-for-insurance">Important Notice for <span class="no-wrap">Insurance <i class="fal fa-angle-right"></i></span></a> </li> <li><a class="link-inherit" data-fancybox href="#important-notice-for-investments">Important notice for <span class="no-wrap">Investments <i class="fal fa-angle-right"></i></span></a> </li> <li><a class="link-inherit" data-fancybox href="#unit-trusts-disclaimer">Unit Trust <span class="no-wrap">Disclaimer <i class="fal fa-angle-right"></i></span></a> </li> <li><a class="link-inherit" data-fancybox href="#structured-deposits-disclaimer">Structured Deposits <span class="no-wrap">Disclaimer <i class="fal fa-angle-right"></i></span></a> </li> </ul> </div> </li> <li class="com_accordion-set"> <div class="com_accordion-title">Deposit Insurance Scheme</div> <div class="com_accordion-content"> <p>Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$100,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.</p> </div> </li> <li class="com_accordion-set"> <div class="com_accordion-title">Policy Owners' Protection Scheme</div> <div class="com_accordion-content"> <p><small>This plan is protected under the Policy Owner's Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites (<a class="link-inherit link-underline" href="http://www.lia.org.sg" target="_blank">www.lia.org.sg</a> or <a class="link-inherit link-underline" href="http://www.sdic.org.sg" target="_blank">www.sdic.org.sg</a>).</small> </p> </div> </li> </ul> </div> <div class="com_bottom-arrow"> <div class="container"><span></span> </div> </div> </div> </section> <form id="ag-d-form" method="POST" action="/frankbyocbc/article-details.page?submit=true&componentID=1540376819611" enctype="multipart/form-data"> <input type="hidden" name="cardType" id="cardType" value=""> <input type="hidden" name="prodData" id="prodData" value=""> <input type="hidden" name="facData" id="facData" value=""> <input type="hidden" name="tracker" id="tracker" value=""> <input type="hidden" name="external_link" id="external_link" value=""> <input type="hidden" name="FacType" id="FacType" class="FacType2" value=""> <input type="hidden" name="selected-card1" id="selected-card1" value=""> <input type="hidden" name="selected-card2" id="selected-card2" value=""> <input type="hidden" name="selected-card3" id="selected-card3" value=""> <input type="hidden" name="AgentSourceCode" id="AgentSourceCode" value=""> <input type="hidden" name="AgentIntroducerID" id="AgentIntroducerID"> <input type="hidden" name="AgentID" id="AgentID"> </form> <div style="display: none;"> <div id="am-i-eligible" class="popup-content popup-width-2 theme"> <div class="section-title mb3"> <h4>Am I eligible?</h4> </div> <div class="section-par"> <h6>Here's who can apply:</h6> <ul class="list-tick"> <li>Anyone 18 years old and above</li> <li>Singaporeans and Singapore PR</li> <li>Foreigners with a valid pass</li> </ul> </div> </div> <div id="salary-bonus" class="popup-content popup-width-2"> <div class="theme"> <div class="section-title mb3"> <h4>How to earn salary <span class="no-wrap">bonus <img class="emoji ml-1" src="/iwov-resources/v2/img/icon_money_bag.png" alt=""></span></h4> </div> <div class="section-par"> <ul class="list-dot"> <li>Credit your salary of at least S$1,800 into the 360 Account.</li> <li> Only salary credit through these transaction descriptions and codes in your statements will qualify for this bonus: <ul class="list-circle mt-2"> <li>GIRO / PayNow via GIRO with the transaction description “GIRO-SALARY”</li> <li>FAST / PayNow via FAST with transaction code “SAL” or transaction description “SALARY / SALA / SAL”</li> </ul> </li> <li>To set up your OCBC 360 Account as your salary crediting account, please inform your HR department of your new account number. You will only need to do it once.</li> </ul> </div> </div> </div> <div id="save-bonus" class="popup-content popup-width-2"> <div class="theme"> <div class="section-title mb3"> <h4>How to earn the Save bonus <span class="no-wrap">interest <img class="emoji ml-1" src="/iwov-resources/v2/img/icon_banknote_with_dollar_sign.png" alt=""></span></h4> </div> <div class="section-par"> <p>Increase your account's average daily balance in the current month by at least S$500 from the previous month's average daily balance.</p> </div> </div> </div> <div id="spend-bonus" class="popup-content popup-width-2"> <div class="theme"> <div class="section-title mb3"> <h4>How to earn the Spend bonus <span class="no-wrap">interest <img class="emoji ml-1" src="/iwov-resources/v2/img/icon_spend.png" alt=""></span></h4> </div> <div class="section-par"> <p>Charge at least S$500 to your OCBC 365, OCBC INFINITY, OCBC NXT, OCBC 90°N or OCBC Rewards Card.</p> </div> </div> </div> <div id="wealth-insure" class="popup-content popup-width-3"> <div class="theme"> <div class="section-title mb3"> <h4>How to earn the Insure bonus <span class="no-wrap">interest <img class="emoji ml-1" src="/iwov-resources/v2/img/icon_umbrella.png" alt=""></span></h4> </div> <div class="section-par"> <p>Purchase any <u>one</u> of the eligible insurance products from OCBC of at least the minimum amount as follows:</p> <div class="mt4 mb4"> <div class="row"> <div class="col-md-6 mb-2 mb-md-0"> <h5 class="section-header mb-0">Eligible Insurance Products</h5> </div> <div class="col-md-6"> <h5 class="section-header mb-0">Minimum qualifying amount</h5> </div> </div> <ul class="com_accordion po-co-accordion" close-others="true" open-first="true"> <li class="com_accordion-set"> <div class="com_accordion-title"> <div class="row"> <div class="col-md-6 mb-2 mb-md-0"> <p>Regular Premium: Protection/Legacy</p> </div> <div class="col-md-6"> <p><strong>S$2,000</strong> </p> </div> </div> </div> <div class="com_accordion-content"> <div class="row"> <div class="col-md-6 mb-2 mb-md-0"> <ul class="list-dot"> <li>GREAT Term (including riders)</li> <li>GREAT Term Special</li> <li>GREAT Cancer Guard</li> <li>Investment Linked Insurance Plan</li> </ul> </div> <div class="col-md-6"> <ul class="list-dot"> <li>Mortgage Protect Advantage</li> <li>Universal Life Plans</li> </ul> </div> </div> </div> </li> <li class="com_accordion-set"> <div class="com_accordion-title"> <div class="row"> <div class="col-md-6 mb-2 mb-md-0"> <p>Regular Premium: Endowment/Retirement</p> </div> <div class="col-md-6"> <p><strong>S$4,000</strong> </p> </div> </div> </div> <div class="com_accordion-content"> <div class="row"> <div class="col-md-6 mb-2 mb-md-0"> <ul class="list-dot"> <li>MaxEndowment Insurance Special II</li> <li>GREAT Retire Income 5/10/15/20</li> </ul> </div> <div class="col-md-6"> <ul class="list-dot"> <li>GREATLife Endowment Insurance II 5/10/15</li> </ul> </div> </div> </div> </li> <li class="com_accordion-set"> <div class="com_accordion-title"> <div class="row"> <div class="col-md-6 mb-2 mb-md-0"> <p>Single Premium Insurance</p> </div> <div class="col-md-6"> <p><strong>S$20,000</strong> </p> </div> </div> </div> <div class="com_accordion-content"> <div class="row"> <div class="col-md-6 mb-2 mb-md-0"> <ul class="list-dot"> <li>PremierLife Generation V (SGD)</li> <li>PremierLife Generation 5A (SGD)</li> <li>PremierLife Generation III (USD)</li> <li>PremierLife Legacy 3 (USD)</li> <li>PremierLife Legacy 4 (SGD)</li> <li>Emerald Legacy Life (USD)</li> <li>Emerald Legacy Life II (SGD)</li> <li>Universal Life Plans</li> </ul> </div> <div class="col-md-6"> <ul class="list-dot"> <li>HSBC Life Variable Annuity</li> </ul> </div> </div> </div> </li> </ul> </div> <div class="small-caption"> <p>Note: The minimum placement amount to qualify for the insure bonus may differ from the minimum premiums required for the insurance products. <a href="https://www.ocbc.com/personal-banking/forms/insurance-contact-form.page" target="_blank">Speak to our Personal Financial Consultants</a> for more details. They can aid you by performing a Financial Needs Analysis (FNA) to ensure that the product you purchase meets your financial needs.</p> <p>For Regular Premium Insurance Categories, the minimum qualifying amount refers to the annual premium of the policy. Qualifying amount is taken after prepayment discount (if any).</p> <p>You need to be the primary account holder of the 360 Account as well as the policyowner of the eligible insurance product.</p> <p>Purchases of the same financial product will be aggregated, if their effective date post free-look period or 14 days whichever is longer, falls in the same calendar month.</p> <p>This bonus interest is accorded for 12 months after the effective date of purchase, post the free look/cancellation period or 14 days, whichever is longer.</p> </div> </div> </div> </div> <div id="wealth-invest" class="popup-content popup-width-3"> <div class="theme"> <div class="section-title mb3"> <h4>How to earn the Invest bonus <span class="no-wrap">interest <img class="emoji ml-1" src="/iwov-resources/v2/img/icon_chart_increasing.png" alt=""></span></h4> </div> <div class="section-par"> <p>Purchase any <u>one</u> of the eligible investment products from OCBC of at least the minimum amount as follows:</p> <div class="mt4 mb4"> <div class="row"> <div class="col-md-6 mb-2 mb-md-0"> <h5 class="section-header mb-0">Eligible Investment Products</h5> </div> <div class="col-md-6"> <h5 class="section-header mb-0">Minimum qualifying amount</h5> </div> </div> <ul class="com_accordion po-co-accordion" close-others="true" open-first="true"> <li class="com_accordion-set"> <div class="com_accordion-title"> <div class="row"> <div class="col-md-6 mb-2 mb-md-0"> <p>Unit Trusts</p> </div> <div class="col-md-6"> <p><strong>S$20,000</strong> </p> </div> </div> </div> <div class="com_accordion-content"> <div class="section-par"> <p>Exclude Unit Trusts investments into money market funds, Systematic Investment Programme (OCBC Momentum) and Unit Trusts transferred in from other financial institutions</p> </div> </div> </li> <li class="com_accordion-set"> <div class="com_accordion-content d-block"> <div class="row"> <div class="col-md-6 mb-2 mb-md-0"> <p>Structured Deposits</p> </div> <div class="col-md-6"> <p><strong>S$20,000</strong> </p> </div> </div> </div> </li> <li class="com_accordion-set"> <div class="com_accordion-title"> <div class="row"> <div class="col-md-6 mb-2 mb-md-0"> <p>Bonds and structured products</p> </div> <div class="col-md-6"> <p><strong>S$200,000</strong> </p> </div> </div> </div> <div class="com_accordion-content"> <div class="row"> <div class="col-md-6 mb-2 mb-md-0"> <ul class="list-dot"> <li>Bonds</li> <li>Equity-Linked Convertible Investments</li> <li>Reverse Equity-Linked Convertible Investment</li> </ul> </div> <div class="col-md-6"> <ul class="list-dot"> <li>Structured Investments</li> <li>Structured Notes</li> </ul> </div> </div> </div> </li> </ul> </div> <div class="small-caption"> <p>Note: <a class="link-underline" href="https://www.ocbc.com/personal-banking/forms/investments-contact-form.page" target="_blank">Speak to our Personal Financial Consultants</a> for more details. They can aid you by performing a Financial Needs Analysis (FNA) to ensure that the product you purchase meets your financial needs.</p> <p>You need to be the primary account holder of the 360 Account as well as the single name account holder of the eligible investment product.</p> <p>This bonus interest is accorded for 12 months after the effective date of purchase, post the free look/cancellation period or 14 days, whichever is longer.</p> </div> </div> </div> </div> <div id="grow-bonus" class="popup-content popup-width-2"> <div class="theme"> <div class="section-title mb3"> <h4>How to earn the Grow bonus <span class="no-wrap">interest <img class="emoji ml-1" src="/iwov-resources/v2/img/icon_seedling.png" alt=""></span></h4> </div> <div class="section-par"> <p>Your account's average daily balance for the month must be at least S$200,000.</p> </div> </div> </div> <div id="interest-earned" class="popup-content popup-width-2"> <div class="section-par"> <p>The amount is calculated on a month (31 days) basis, this is for illustration purposes only. Actual amounts and figures may differ and vary based on the actual circumstances.</p> <p>The calculator is for your convenience only and you have chosen to use it and rely on any results at your own risk. OCBC Bank will not under any circumstances accept responsibility or liability for any losses that may arise from a decision that you may make as a result of using the calculator.</p> </div> </div> <div id="fall-below-fee" class="popup-content popup-width-2"> <div class="section-par"> <h6>Fall below fee</h6> <p>There will be a monthly fall below fee of $2 should your daily average balance fall below S$3,000. The fee is waived for the first the calendar year.</p> </div> </div> <div id="new-ocbc-customer-and-mailing" class="popup-content popup-width-2"> <div class="section-par"> <h6>Singaporean or Singapore PR</h6> <p class="mb-2">Any of these documents that shows your residential address:</p> <ul class="list-dot"> <li>Phone bill</li> <li>Utilities bill</li> <li>Bank statement</li> </ul> <div class="com_sep-line"> <span>or</span> </div> <p>Income tax Notice of Assessment</p> </div> </div> <div id="new-ocbc-customer" class="popup-content popup-width-2"> <div class="section-par"> <h6>Foreigners</h6> <p>Valid government correspondence or notice that shows your residential address from last 3 months</p> <div class="com_sep-line"> <span>or</span> </div> <p>Income tax Notice of Assessment</p> </div> </div> <div id="what-you-need-to-apply" class="popup-content popup-width-3"> <div class="section-title mb3"> <h4>What you need to apply at a FRANK store</h4> </div> <div class="row mob-mb15"> <div class="col-md-5"> <p><strong>Singaporeans or Singapore PR</strong> </p> </div> <div class="col-md-7"> <ul class="list-dot mb2"> <li>NRIC</li> <li>S$1,000 deposit</li> <li>Any of these documents that shows your residential address: Phone bill / Half yearly CPF statement / Any bank statement</li> </ul> </div> </div> <div class="row"> <div class="col-md-5"> <p><strong>Foreigners</strong> </p> </div> <div class="col-md-7"> <ul class="list-dot mb2"> <li>Passport with 6 months' validity</li> <li>Employment Pass, Special Pass or Student Pass</li> <li>S$1,000 deposit</li> <li>Valid government correspondence or notice that shows your residential address from last 3 months OR Income tax Notice of Assessment</li> </ul> </div> </div> </div> <div id="important-notice-for-insurance" class="popup-content"> <div class="section-par"> <h6>Important notice for Insurance</h6> <p>The insurance plans are provided by The Great Eastern Life Assurance Company Limited, a wholly-owned subsidiary of Great Eastern Holdings Limited and a member of the OCBC Group and Transamerica Life Bermuda Ltd. The insurance plans are not bank deposits and OCBC Bank does not guarantee or have any obligations in connection with it.</p> <p>You may want to seek advice from a financial adviser before committing to buy the product. If you choose to not seek advice from a financial adviser, you should consider if the product is suitable for you.</p> <p>Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high cost and the surrender value payable may be less than the total premiums paid.</p> <p>This document is for general information only. It is not a contract of insurance or an offer to buy an insurance product or service. It is also not meant to provide any insurance or financial advice. The specific terms and conditions of the plan are set out in the policy documents. If you are interested in the insurance policy, you should read the product summary and benefit illustration (available from us) before deciding whether to buy this product.</p> <p>We do not guarantee, represent or warrant that any of the information provided in this document is accurate and you should not rely on it as such. We do not undertake to update the information or to correct any inaccuracies. All information may change without notice. We will not be liable for any loss or damage arising directly or indirectly in connection with or as a result of you acting on the information in this document. This document may be translated into the Chinese language. If there is any difference between the English and Chinese versions, the English version will prevail.</p> </div> </div> <div id="important-notice-for-investments" class="popup-content"> <div class="section-par"> <h6>Important notice for Investments</h6> <p>The information provided herein is intended for general circulation and/or discussion purposes only. It does not take into account the specific investment objectives, financial situation or particular needs of any particular person.</p> <p>Without prejudice to the generality of the foregoing, please seek advice from a financial adviser regarding the suitability of any investment product taking into account your specific investment objectives, financial situation or particular needs before you make a commitment to purchase the investment product. In the event that you choose not to seek advice from a financial adviser, you should consider whether the product in question is suitable for you. This does not constitute an offer or solicitation to buy or sell or subscribe for any security or financial instrument or to enter into a transaction or to participate in any particular trading or investment strategy.</p> <p>No representation or warranty whatsoever (including without limitation any representation or warranty as to accuracy, usefulness, adequacy, timeliness or completeness) in respect of any information (including without limitation any statement, figures, opinion, view or estimate) provided herein is given by OCBC Bank and it should not be relied upon as such. OCBC Bank does not undertake an obligation to update the information or to correct any inaccuracy that may become apparent at a later time. All information presented is subject to change without notice. OCBC Bank shall not be responsible or liable for any loss or damage whatsoever arising directly or indirectly howsoever in connection with or as a result of any person acting on any information provided herein.</p> <p>The information provided herein may contain projections or other forward-looking statement regarding future events or future performance of countries, assets, markets or companies. Actual events or results may differ materially. Past performance figures are not necessarily indicative of future or likely performance. Any reference to any specific company, financial product or asset class in whatever way is used for illustrative purposes only and does not constitute a recommendation on the same. This presentation and its contents are considered proprietary information and may not be reproduced or disseminated in whole or in part without our written consent.</p> <p>Oversea-Chinese Banking Corporation Limited ("OCBC Bank") and OCBC Securities Private Limited ("OCBC Securities") are related but separate entities. All securities trading services and products are offered by OCBC Securities and are subject to the relevant terms and conditions of OCBC Securities.</p> <p>Trading in securities can be very risky, and you may lose all or more than the principal amount invested. This is particularly so when you need to (i) make your own trading decisions and (ii) ensure each trade is specifically suitable for you the only basis for trading through or with OCBC Securities Private Limited.</p> </div> </div> <div id="unit-trusts-disclaimer" class="popup-content"> <div class="section-par"> <h6>Unit trusts disclaimer</h6> <p>The information contained herein has been prepared by OCBC Bank, the issuer and manager of the fund. It is for general information only. It does not take account of your specific investment aims, financial situation or needs.</p> <p>This is not a formal offer for this product. We are not recommending that you buy this product as you must first assess whether it is suitable for your investment needs. You should speak to a financial adviser before you buy an investment product. The financial adviser will look at your specific investment aims, financial situation and particular needs before advising you on whether the product is suitable for you. Of course, if you decide not to get advice from a financial adviser, you should consider carefully whether this product is suitable for you.</p> <p>The investment objective of the fund is more particularly described in the fund prospectus. You can get a copy of the prospectus of the fund from the manager of the fund, or any of its approved distributors. You should read the prospectus for details of the fund before deciding whether to subscribe for, or buy, units in the fund. The value of the units in the fund and the income building up from the units, if any, may fall or rise.</p> <p>The information in this document may contain projections or other predictions regarding future events or the future performance of countries, assets, markets or companies. These may be different from actual events or results. Past performance figures are not necessarily an indication of future or likely performance. Any reference to any specific company, financial product or asset class is used as an example only. We (OCBC Bank), and any of our related and connected companies, and their directors and employees (known as ‘related people'), may have interests in, and may make transactions in, the products mentioned in this document. We may have connections with, and may receive a fee from, the product providers. Product providers may also be related people, who may receive fees from investors. We and our related people may also carry out or try to carry out broking and other financial services for the product providers.</p> <p>We have done all we can to make sure that this document is accurate at the time of printing, but we are not responsible if there are any errors or missing information. If the document becomes out of date, we do not have to replace it. We are not responsible for any direct or indirect loss or damage arising in connection with, or as a result of, any person acting on any information provided in this document.</p> <p>Please do not reproduce or share any of the information in this document without our written permission.</p> </div> </div> <div id="structured-deposits-disclaimer" class="popup-content"> <div class="section-par"> <h6>Structured Deposits disclaimer</h6> <p>Unlike traditional deposits, Structured Deposits have an investment element and returns may vary. The initial investment amount of a Structured Deposit will be returned to you only if you hold it until maturity date. Early withdrawal of Structured Deposits may result in you receiving significantly less than your initial investment amount. You further understand that you will bear any costs and charges associated with such early withdrawal of the Structured Deposits. OCBC Bank may have the right to terminate the Structured Deposits and return an amount in cash to you from the due settlement of the Structured Deposits before the maturity date. You may be exposed to inherent exchange rate risks and exchange controls when you place a Structured Deposit.</p> <p>Structured Deposits are not insured deposits for the purposes of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011 of Singapore. You may wish to seek advice from a licensed of an exempt financial adviser before making a commitment to purchase this product. In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should carefully consider whether this product is suitable for you.</p> <p>The proposed transaction(s) herein (if any) is/are subject to the final expression of the terms set forth in the definitive agreement(s) and/or confirmation(s). No representation or warranty whatsoever (including without limitation any representation or warranty as to accuracy, usefulness, adequacy, timeliness or completeness) in respect of any information (including without limitation any statement, figures, opinion, view or estimate) provided herein is given by OCBC Bank and it should not be relied upon as such. OCBC Bank does not undertake an obligation to update the information or to correct any inaccuracy that may become apparent at a later time. All information presented is subject to change without notice. OCBC Bank shall not be responsible or liable for any loss or damage whatsoever arising directly or indirectly howsoever in connection with or as a result of any person acting on any information provided herein.</p> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </article> </div> </div> <div class="footer__pad__filler"> <div class="footer__pad__filler--left"></div> <div class="footer__pad__filler--right"></div> </div> <div class="footer__pad"> <div class="footer__pad--left"></div> <div class="footer__pad--right"></div> </div> </main>   <div class="iw_component" id="iw_comp1540376819631"> </div>  <div class="iw_component" id="iw_comp1540376819627"> <footer id="footer"> <div class="footer-content"> <div class="footer-top container-fluid"> <div class="container"> <div class="row align-items-end"> <div class="col-auto"> <div class="logo mb1"><img src="/iwov-resources/v2/img/frank-logo-clean.png" width="101" alt=""></div> <h5 class="section-header mb2 mob-mb2">SAYING IT AS IT IS.</h5> <div class="fo-co-par par-small"> <p><p><b>Get in touch with us</b><br /><a href="tel:18003633333">1800 363 3333 (local)</a> <br /><a href="tel:+6563633333">+65 6363 3333 (overseas)</a><br /><a href="https://www.ocbc.com/personal-banking/contact-us" class="" target="_target">Contact Us</a></p></p> </div> <div><ul class="fo-co-sns"> <li><a href="https://www.facebook.com/FRANKbyOCBC/" target="_blank"><i class="fab fa-facebook"></i></a></li> <li><a href="https://www.youtube.com/user/FRANKbyOCBC/" target="_blank"><i class="fab fa-youtube"></i></a></li> <li><a href="https://www.instagram.com/frankbyocbc/" target="_blank"><i class="fab fa-instagram"></i></a></li> <li><a href="https://twitter.com/frankbyocbc?lang=en" target="_blank"><i class="fab fa-twitter"></i></a></li> </ul></div> </div> <div class="col-auto d-none d-md-block"> <div class="row"> <div class="col-auto"> <ul class="fo-to-links mb1"> <li><a href="/executives" target="_self">For Executives</a></li> <li><a href="/students" target="_self">For Students</a></li> <li><a href="/plan/digital-banking" target="_self">Digital Banking</a></li> <li><a href="https://www.frankbyocbc.com/faq" target="_self">FAQ</a></li> </ul> </div> <div class="col-auto"> <ul class="fo-to-links mb1"> <li><a href="/" target="_self">Accounts</a></li> <li><a href="/products/cards/which-is-the-right-card-for-me" target="_self">Cards</a></li> <li><a href="/products/investments" target="_self">Investments</a></li> <li><a href="/products/investments/student-loan" target="_self">Student Loans</a></li> </ul> </div> <div class="col-auto"> <ul class="fo-to-links mb1"> <li><a href="/blog" target="_self">Blog</a></li> <li><a href="/products/cards/hot-deals" target="_self">Hot Deals</a></li> <li><a href="/frankpreneurship" target="_self">FRANKPRENEURSHIP</a></li> <li><a href="/stores" target="_self">Stores</a></li> </ul> </div> </div> </div> </div> </div> </div> <div class="footer-bottom container-fluid"> <div class="container fo-co-par par-small"><p>Copyright © <span id="year">2021</span> OCBC Bank. 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