CINXE.COM
Best Term Insurance Comparison - Premiums & Plan Features
<!DOCTYPE html><html lang="en"><head><meta charSet="utf-8"/><meta name="viewport" content="width=device-width"/><title>Best Term Insurance Comparison - Premiums & Plan Features</title><meta name="google-site-verification" content="QrLQLfslKx6ySbb3FrPs24DzW0kfybWQ7Syn0ZR7zmk"/><meta name="description" content="Compare premiums, riders & claims ratio of the top term insurance plans in India 2023. Unbiased comparison & assistance from Trained & Certified Advisors."/><meta name="keywords" content="term, insurance, compare, premiums, features, best, plan, policy, comparison"/><link rel="shortcut icon" href="/static/images/favicon.png"/><script data-partytown-config="true"> partytown = { lib: "/_next/static/~partytown/", forward: ["gtag"] }; </script><link rel="canonical" href="https://www.myinsuranceclub.com/life-insurance/term-insurance"/><link rel="preload" as="image" imageSrcSet="/_next/image?url=%2Fstatic%2Fimages%2Fcompanies-image%2Fmic-logo.webp&w=640&q=75 640w, /_next/image?url=%2Fstatic%2Fimages%2Fcompanies-image%2Fmic-logo.webp&w=750&q=75 750w, /_next/image?url=%2Fstatic%2Fimages%2Fcompanies-image%2Fmic-logo.webp&w=828&q=75 828w, /_next/image?url=%2Fstatic%2Fimages%2Fcompanies-image%2Fmic-logo.webp&w=1080&q=75 1080w, /_next/image?url=%2Fstatic%2Fimages%2Fcompanies-image%2Fmic-logo.webp&w=1200&q=75 1200w, /_next/image?url=%2Fstatic%2Fimages%2Fcompanies-image%2Fmic-logo.webp&w=1920&q=75 1920w, /_next/image?url=%2Fstatic%2Fimages%2Fcompanies-image%2Fmic-logo.webp&w=2048&q=75 2048w, /_next/image?url=%2Fstatic%2Fimages%2Fcompanies-image%2Fmic-logo.webp&w=3840&q=75 3840w" imageSizes="100vw" fetchpriority="high"/><link rel="preload" as="image" imageSrcSet="/_next/image?url=%2Fstatic%2Fimages%2Fbars-solid.png&w=32&q=75 1x, /_next/image?url=%2Fstatic%2Fimages%2Fbars-solid.png&w=64&q=75 2x" fetchpriority="high"/><link rel="preload" as="image" imageSrcSet="/static/images/product-page-images/term-product-bubble-shape.svg 1x, /static/images/product-page-images/term-product-bubble-shape.svg 2x"/><meta name="next-head-count" content="12"/><link rel="preload" href="/_next/static/media/eafabf029ad39a43-s.p.woff2" as="font" type="font/woff2" crossorigin="anonymous" data-next-font="size-adjust"/><link rel="preload" href="/_next/static/media/b957ea75a84b6ea7-s.p.woff2" as="font" type="font/woff2" crossorigin="anonymous" data-next-font="size-adjust"/><link rel="preload" href="/_next/static/css/ad4c612156793f10.css" as="style"/><link rel="stylesheet" href="/_next/static/css/ad4c612156793f10.css" data-n-g=""/><link rel="preload" href="/_next/static/css/e3f7e04d93b6cca7.css" as="style"/><link rel="stylesheet" href="/_next/static/css/e3f7e04d93b6cca7.css" data-n-p=""/><link rel="preload" href="/_next/static/css/3aff6df31319b208.css" as="style"/><link rel="stylesheet" href="/_next/static/css/3aff6df31319b208.css"/><noscript data-n-css=""></noscript><script defer="" nomodule="" src="/_next/static/chunks/polyfills-c67a75d1b6f99dc8.js"></script><script data-partytown-config=""> partytown = { lib: "/_next/static/~partytown/" }; </script><script data-partytown="">!(function(w,p,f,c){if(!window.crossOriginIsolated && !navigator.serviceWorker) return;c=w[p]=w[p]||{};c[f]=(c[f]||[])})(window,'partytown','forward');/* Partytown 0.9.2 - MIT builder.io */ const t={preserveBehavior:!1},e=e=>{if("string"==typeof e)return[e,t];const[n,r=t]=e;return[n,{...t,...r}]},n=Object.freeze((t=>{const e=new Set;let n=[];do{Object.getOwnPropertyNames(n).forEach((t=>{"function"==typeof n[t]&&e.add(t)}))}while((n=Object.getPrototypeOf(n))!==Object.prototype);return Array.from(e)})());!function(t,r,o,i,a,s,c,d,l,p,u=t,f){function h(){f||(f=1,"/"==(c=(s.lib||"/~partytown/")+(s.debug?"debug/":""))[0]&&(l=r.querySelectorAll('script[type="text/partytown"]'),i!=t?i.dispatchEvent(new CustomEvent("pt1",{detail:t})):(d=setTimeout(v,1e4),r.addEventListener("pt0",w),a?y(1):o.serviceWorker?o.serviceWorker.register(c+(s.swPath||"partytown-sw.js"),{scope:c}).then((function(t){t.active?y():t.installing&&t.installing.addEventListener("statechange",(function(t){"activated"==t.target.state&&y()}))}),console.error):v())))}function y(t){p=r.createElement(t?"script":"iframe"),t||(p.style.display="block",p.style.width="0",p.style.height="0",p.style.border="0",p.style.visibility="hidden",p.setAttribute("aria-hidden",!0)),p.src=c+"partytown-"+(t?"atomics.js?v=0.9.2":"sandbox-sw.html?"+Date.now()),r.querySelector(s.sandboxParent||"body").appendChild(p)}function v(n,o){for(w(),i==t&&(s.forward||[]).map((function(n){const[r]=e(n);delete t[r.split(".")[0]]})),n=0;n<l.length;n++)(o=r.createElement("script")).innerHTML=l[n].innerHTML,o.nonce=s.nonce,r.head.appendChild(o);p&&p.parentNode.removeChild(p)}function w(){clearTimeout(d)}s=t.partytown||{},i==t&&(s.forward||[]).map((function(r){const[o,{preserveBehavior:i}]=e(r);u=t,o.split(".").map((function(e,r,o){var a;u=u[o[r]]=r+1<o.length?u[o[r]]||(a=o[r+1],n.includes(a)?[]:{}):(()=>{let e=null;if(i){const{methodOrProperty:n,thisObject:r}=((t,e)=>{let n=t;for(let t=0;t<e.length-1;t+=1)n=n[e[t]];return{thisObject:n,methodOrProperty:e.length>0?n[e[e.length-1]]:void 0}})(t,o);"function"==typeof n&&(e=(...t)=>n.apply(r,...t))}return function(){let n;return e&&(n=e(arguments)),(t._ptf=t._ptf||[]).push(o,arguments),n}})()}))})),"complete"==r.readyState?h():(t.addEventListener("DOMContentLoaded",h),t.addEventListener("load",h))}(window,document,navigator,top,window.crossOriginIsolated);</script><script src="https://www.googletagmanager.com/gtag/js?id=G-EBX6HQXY5R" type="text/partytown" data-nscript="worker"></script><script defer="" src="/_next/static/chunks/9955.9def161494284ea8.js"></script><script src="/_next/static/chunks/webpack-8a7cba11ed089d7b.js" defer=""></script><script src="/_next/static/chunks/framework-314c182fa7e2bf37.js" defer=""></script><script src="/_next/static/chunks/main-bf59bc6a9f442a21.js" defer=""></script><script src="/_next/static/chunks/pages/_app-6a200f7f9dccbeae.js" defer=""></script><script src="/_next/static/chunks/5675-44524944fea4fa2f.js" defer=""></script><script src="/_next/static/chunks/1664-ea85f486c0dc1b2c.js" defer=""></script><script src="/_next/static/chunks/8029-22203d1b975192d0.js" defer=""></script><script src="/_next/static/chunks/8044-4935b69abc19df5e.js" defer=""></script><script src="/_next/static/chunks/3016-10d7f26f299f1578.js" defer=""></script><script src="/_next/static/chunks/6738-5ed2b601fad507ad.js" defer=""></script><script src="/_next/static/chunks/149-60762f9b9d393ef0.js" defer=""></script><script src="/_next/static/chunks/874-a86404b334f07355.js" defer=""></script><script src="/_next/static/chunks/6896-0eccf588ad63b165.js" defer=""></script><script src="/_next/static/chunks/pages/life-insurance/term-insurance-77c4793d95d67776.js" defer=""></script><script src="/_next/static/f2zggk0AivFbM3zyq4ncG/_buildManifest.js" defer=""></script><script src="/_next/static/f2zggk0AivFbM3zyq4ncG/_ssgManifest.js" defer=""></script></head><body><div id="__next"><div><main class=" __variable_a6f35b "><div class="container "><main class="main"><div class="base-container"><div><header class=""><div class=""><div style="background-color:#ffffff" class="z-20"><div class="flex justify-between items-center h-16 md:px-8 px-4 md:py-2 py-1 lg:px-20 header-b-bottom "><div class="lg:pl-0"><a href="/"><div style="width:100px"><img alt="MyInsuranceClub" fetchpriority="high" width="145" height="71" decoding="async" data-nimg="1" style="color:transparent;width:100%;height:auto" sizes="100vw" srcSet="/_next/image?url=%2Fstatic%2Fimages%2Fcompanies-image%2Fmic-logo.webp&w=640&q=75 640w, /_next/image?url=%2Fstatic%2Fimages%2Fcompanies-image%2Fmic-logo.webp&w=750&q=75 750w, /_next/image?url=%2Fstatic%2Fimages%2Fcompanies-image%2Fmic-logo.webp&w=828&q=75 828w, /_next/image?url=%2Fstatic%2Fimages%2Fcompanies-image%2Fmic-logo.webp&w=1080&q=75 1080w, /_next/image?url=%2Fstatic%2Fimages%2Fcompanies-image%2Fmic-logo.webp&w=1200&q=75 1200w, /_next/image?url=%2Fstatic%2Fimages%2Fcompanies-image%2Fmic-logo.webp&w=1920&q=75 1920w, /_next/image?url=%2Fstatic%2Fimages%2Fcompanies-image%2Fmic-logo.webp&w=2048&q=75 2048w, /_next/image?url=%2Fstatic%2Fimages%2Fcompanies-image%2Fmic-logo.webp&w=3840&q=75 3840w" src="/_next/image?url=%2Fstatic%2Fimages%2Fcompanies-image%2Fmic-logo.webp&w=3840&q=75"/></div></a></div><div class="md:block hidden pt-3 pr-3 md:pt-3 lg:pr-0 cursor-pointer"><img alt="menu" fetchpriority="high" width="25" height="30" decoding="async" data-nimg="1" style="color:transparent" srcSet="/_next/image?url=%2Fstatic%2Fimages%2Fbars-solid.png&w=32&q=75 1x, /_next/image?url=%2Fstatic%2Fimages%2Fbars-solid.png&w=64&q=75 2x" src="/_next/image?url=%2Fstatic%2Fimages%2Fbars-solid.png&w=64&q=75"/></div><div class="md:hidden block pt-3 cursor-pointer"><img alt="menu" fetchpriority="high" width="25" height="30" decoding="async" data-nimg="1" style="color:transparent" srcSet="/_next/image?url=%2Fstatic%2Fimages%2Fbars-solid.png&w=32&q=75 1x, /_next/image?url=%2Fstatic%2Fimages%2Fbars-solid.png&w=64&q=75 2x" src="/_next/image?url=%2Fstatic%2Fimages%2Fbars-solid.png&w=64&q=75"/></div></div></div></div></header><div class="block min-h-screen "><div class="term-section-a lg:flex justify-center termproduct_term-pseudo-left__DoRjE"><div class="lg:w-9/12 lg:pb-2 px-6 pt-8 termproduct_term-pseudo-right__PXDlX"><div class="lg:grid lg:grid-cols-2 lg:gap-1 flex flex-col-reverse lg:mt-14 mt-3"><div class="left-grid-col col-span-1 lg:px-0 px-0 pt-0 lg:py-0"><h1 class="lg:text-4xl md:text-3xl text-xl lg:text-left text-center font-normal md:mb-2 mb-1 healthproduct_custom-font__79iHE leading-14 healthproduct_product-caption__zNANT">Get The <span class="font-semibold inline-block text-white bg-mic-orange py-0 px-2 origin-bottom -rotate-6 ml-2 relative -top-1">Best</span></h1><h1 class="lg:text-[2.6rem] md:text-4xl text-2xl lg:text-left text-center font-semibold md:mb-8 mb-6 healthproduct_custom-font__79iHE leading-15 healthproduct_product-caption__zNANT">Term Insurance Plan</h1><div class="md:text-base text-sm lg:text-left text-center text-gray-600 lg:mb-6 mb-24"><div class="">We will help you select a plan that offers the best protection for your family.</div><div class="font-semibold mt-3">Affordable premiums & the Best features.</div></div><div class="lg:text-left text-center flex lg:justify-start justify-center"><a href="/life-insurance/term-insurance/form"><span class="btn-next block text-center w-64 rounded bg-mic-orange hover:bg-orange-600/90 mb-3 lg:mt-6 mt-3 py-3.5 px-6 text-white lg:text-lg text-base">Calculate Premium <span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2724%27%20height=%279%27/%3e"/></span><img alt="arrow icon" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="arrow icon" loading="lazy" decoding="async" data-nimg="intrinsic" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%" srcSet="/static/images/product-page-images/white-arrow-sm.svg 1x, /static/images/product-page-images/white-arrow-sm.svg 2x" src="/static/images/product-page-images/white-arrow-sm.svg"/></noscript></span></span></a></div></div><div class="right-grid-col lg:self-start md:mb-0 mb-6"><div class="image-container lg:text-right text-center lg:block hidden"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%27400%27%20height=%27275%27/%3e"/></span><img alt="speech bubble shape" srcSet="/static/images/product-page-images/term-product-bubble-shape.svg 1x, /static/images/product-page-images/term-product-bubble-shape.svg 2x" src="/static/images/product-page-images/term-product-bubble-shape.svg" decoding="async" data-nimg="intrinsic" class="mx-auto" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%"/></span></div><div class="image-container lg:text-right text-center lg:hidden"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%27170%27%20height=%27130%27/%3e"/></span><img alt="speech bubble shape" srcSet="/static/images/product-page-images/term-product-bubble-shape.svg 1x, /static/images/product-page-images/term-product-bubble-shape.svg 2x" src="/static/images/product-page-images/term-product-bubble-shape.svg" decoding="async" data-nimg="intrinsic" class="mx-auto lg:hidden" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%"/></span></div></div></div><div class="md:text-sm text-xs text-center md:mt-4 mt-2 mb-20">India's 1st IRDAI Approved Web Aggregator</div></div></div><div class="term-section-b lg:flex justify-center md:mb-24 mb-16 bg-[#F4F6FF] relative"><div class="lg:w-9/12 lg:py-14 py-12 px-6 termproduct_pseudo-bg-section-b__s_ENy"><div class=""><h2 class="lg:text-2xl md:text-2xl text-xl text-left font-semibold md:mb-8 mb-6 healthproduct_custom-font__79iHE healthproduct_product-caption__zNANT">Compare term insurance plans from <span class="font-semibold text-mic-orange">TOP</span> brands</h2><p class="leading-6 md:mb-10 mb-6">We work with India's most trusted & leading insurance brands to get you the right price and benefits that match your requirements.</p><div class="grid lg:grid-cols-6 grid-cols-3 lg:justify-items-start md:justify-items-center gap-6 mb-6"><a href="/life-insurance/companies/aegon-life"><div class="grid-col flex items-center text-center"><div class="flex items-center justify-center bg-white md:w-36 md:h-24 w-32 h-16 p-3"><div class="image-container text-center flex"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2790%27%20height=%2790%27/%3e"/></span><img alt="bandhan life logo" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="mx-auto" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="bandhan life logo" loading="lazy" decoding="async" data-nimg="intrinsic" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%" class="mx-auto" srcSet="/static/images/companies-image/bandhan-life-logo.svg 1x, /static/images/companies-image/bandhan-life-logo.svg 2x" src="/static/images/companies-image/bandhan-life-logo.svg"/></noscript></span></div></div></div></a><a href="/life-insurance/companies/hdfc-life"><div class="grid-col flex items-center text-center"><div class="flex items-center justify-center bg-white md:w-36 md:h-24 w-32 h-16 p-3"><div class="image-container text-center flex"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2790%27%20height=%2790%27/%3e"/></span><img alt="hdfc life logo" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="mx-auto" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="hdfc life logo" loading="lazy" decoding="async" data-nimg="intrinsic" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%" class="mx-auto" srcSet="/static/images/companies-image/hdfc-life-logo.svg 1x, /static/images/companies-image/hdfc-life-logo.svg 2x" src="/static/images/companies-image/hdfc-life-logo.svg"/></noscript></span></div></div></div></a><a href="/life-insurance/companies/icici-prudential"><div class="grid-col flex items-center text-center"><div class="flex items-center justify-center bg-white md:w-36 md:h-24 w-32 h-16 p-3"><div class="image-container text-center flex"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2790%27%20height=%2790%27/%3e"/></span><img alt="icici prudential logo" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="mx-auto" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="icici prudential logo" loading="lazy" decoding="async" data-nimg="intrinsic" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%" class="mx-auto" srcSet="/static/images/companies-image/icici-prudential-logo.svg 1x, /static/images/companies-image/icici-prudential-logo.svg 2x" src="/static/images/companies-image/icici-prudential-logo.svg"/></noscript></span></div></div></div></a><a href="/life-insurance/companies/max-life"><div class="grid-col flex items-center text-center"><div class="flex items-center justify-center bg-white md:w-36 md:h-24 w-32 h-16 p-3"><div class="image-container text-center flex"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2790%27%20height=%2790%27/%3e"/></span><img alt="max life logo" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="mx-auto" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="max life logo" loading="lazy" decoding="async" data-nimg="intrinsic" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%" class="mx-auto" srcSet="/static/images/companies-image/max-life-logo.svg 1x, /static/images/companies-image/max-life-logo.svg 2x" src="/static/images/companies-image/max-life-logo.svg"/></noscript></span></div></div></div></a><a href="/life-insurance/companies/kotak"><div class="grid-col flex items-center text-center"><div class="flex items-center justify-center bg-white md:w-36 md:h-24 w-32 h-16 p-3"><div class="image-container text-center flex"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2790%27%20height=%2790%27/%3e"/></span><img alt="kotak life logo" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="mx-auto" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="kotak life logo" loading="lazy" decoding="async" data-nimg="intrinsic" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%" class="mx-auto" srcSet="/static/images/companies-image/kotak-logo.svg 1x, /static/images/companies-image/kotak-logo.svg 2x" src="/static/images/companies-image/kotak-logo.svg"/></noscript></span></div></div></div></a><a href="/life-insurance/companies/bajaj-allianz"><div class="grid-col flex items-center text-center"><div class="flex items-center justify-center bg-white md:w-36 md:h-24 w-32 h-16 p-3"><div class="image-container text-center flex"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2790%27%20height=%2790%27/%3e"/></span><img alt="bajaj allianz logo" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="mx-auto" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="bajaj allianz logo" loading="lazy" decoding="async" data-nimg="intrinsic" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%" class="mx-auto" srcSet="/static/images/companies-image/bajaj-allianz-logo.svg 1x, /static/images/companies-image/bajaj-allianz-logo.svg 2x" src="/static/images/companies-image/bajaj-allianz-logo.svg"/></noscript></span></div></div></div></a><a href="/life-insurance/companies/pnb-metlife"><div class="grid-col flex items-center text-center"><div class="flex items-center justify-center bg-white md:w-36 md:h-24 w-32 h-16 p-3"><div class="image-container text-center flex"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2790%27%20height=%2790%27/%3e"/></span><img alt="pnb metlife logo" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="mx-auto" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="pnb metlife logo" loading="lazy" decoding="async" data-nimg="intrinsic" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%" class="mx-auto" srcSet="/static/images/companies-image/pnb-metlife-logo.svg 1x, /static/images/companies-image/pnb-metlife-logo.svg 2x" src="/static/images/companies-image/pnb-metlife-logo.svg"/></noscript></span></div></div></div></a><a href="/life-insurance/companies/tata-aia"><div class="grid-col flex items-center text-center"><div class="flex items-center justify-center bg-white md:w-36 md:h-24 w-32 h-16 p-3"><div class="image-container text-center flex"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2790%27%20height=%2790%27/%3e"/></span><img alt="tata aia logo" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="mx-auto" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="tata aia logo" loading="lazy" decoding="async" data-nimg="intrinsic" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%" class="mx-auto" srcSet="/static/images/companies-image/tata-aia-life-logo.svg 1x, /static/images/companies-image/tata-aia-life-logo.svg 2x" src="/static/images/companies-image/tata-aia-life-logo.svg"/></noscript></span></div></div></div></a><a href="/life-insurance/companies/pramerica"><div class="grid-col flex items-center text-center"><div class="flex items-center justify-center bg-white md:w-36 md:h-24 w-32 h-16 p-3"><div class="image-container text-center flex"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2790%27%20height=%2790%27/%3e"/></span><img alt="pramerica logo" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="mx-auto" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="pramerica logo" loading="lazy" decoding="async" data-nimg="intrinsic" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%" class="mx-auto" srcSet="/static/images/companies-image/pramerica-logo.svg 1x, /static/images/companies-image/pramerica-logo.svg 2x" src="/static/images/companies-image/pramerica-logo.svg"/></noscript></span></div></div></div></a></div><div class="flex justify-end items-center lg:mr-6 md:mr-10"><div class="text-[#7B7B7B] text-xs">Last Updated - August 2023</div></div></div></div></div><div class="term-section-c lg:flex justify-center md:mb-24 mb-16 relative"><div class="lg:w-9/12 px-6 termproduct_pseudo-bg-section-c__a0HwK"><div><h2 class="lg:text-2xl md:text-2xl text-xl text-left font-semibold md:mb-8 mb-6 healthproduct_custom-font__79iHE healthproduct_product-caption__zNANT">What is Term Insurance?</h2><p class="leading-6 md:mb-8 mb-6">Term insurance offers the best financial protection for your family. You get a large life insurance cover by paying a small premium. In case of the death of the policyholder during the policy term, the nominee will receive the entire cover amount. Some term insurance plans offer additional in-built features like payments in case of terminal illness or accidental disability. You can enhance your life cover by attaching riders to your policy.</p><div class="flex justify-center"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%27500%27%20height=%27100%27/%3e"/></span><img alt="term-insurance-offerings" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="mx-auto" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="term-insurance-offerings" loading="lazy" decoding="async" data-nimg="intrinsic" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%" class="mx-auto" srcSet="/static/images/term-insurance-offerings.svg 1x, /static/images/term-insurance-offerings.svg 2x" src="/static/images/term-insurance-offerings.svg"/></noscript></span></div></div></div></div><div class="term-section-d lg:flex justify-center md:mb-24 mb-16 relative"><div class="lg:w-9/12 px-6 termproduct_pseudo-bg-section-d__sxCxJ"><div><h2 class="lg:text-2xl md:text-2xl text-xl text-left font-semibold md:mb-8 mb-6 healthproduct_custom-font__79iHE healthproduct_product-caption__zNANT">Why should I buy a Term Insurance Policy?</h2><p class="leading-6 md:mb-10 mb-8">Financial protection is the primary reason for buying a term insurance plan. Your family will receive a substantial amount from the life insurance company if something happens to the policyholder.</p><div class="grid lg:grid-cols-2 grid-cols-1 md:gap-x-14 gap-10"><div class="grid-col lg:h-36"><div class="flex flex-col"><div class="flex justify-start items-center mb-3"><div class="flex"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2735%27%20height=%2735%27/%3e"/></span><img alt="term-product-income-replacement-icon" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="mx-auto" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="term-product-income-replacement-icon" loading="lazy" decoding="async" data-nimg="intrinsic" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%" class="mx-auto" srcSet="/static/images/term-product-income-replacement-icon.svg 1x, /static/images/term-product-income-replacement-icon.svg 2x" src="/static/images/term-product-income-replacement-icon.svg"/></noscript></span></div><h3 class="font-semibold ml-3 text-lg">Income Replacement</h3></div><p>Your family will be able to manage their future financial needs with the amount received from the term insurance payout. In your absence, this is crucial to plan out their life's journey.</p></div></div><div class="grid-col lg:h-36"><div class="flex flex-col"><div class="flex justify-start items-center mb-3"><div class="flex"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2735%27%20height=%2735%27/%3e"/></span><img alt="term-product-business-continuity-icon" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="mx-auto" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="term-product-business-continuity-icon" loading="lazy" decoding="async" data-nimg="intrinsic" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%" class="mx-auto" srcSet="/static/images/term-product-business-continuity-icon.svg 1x, /static/images/term-product-business-continuity-icon.svg 2x" src="/static/images/term-product-business-continuity-icon.svg"/></noscript></span></div><h3 class="font-semibold ml-3 text-lg">Business Continuity</h3></div><p>In the case of a business family, part of the funds can be used to get the business back to normalcy.</p></div></div><div class="grid-col lg:h-36"><div class="flex flex-col"><div class="flex justify-start items-center mb-3"><div class="flex"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2735%27%20height=%2735%27/%3e"/></span><img alt="term-product-paying-off-loans-icon" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="mx-auto" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="term-product-paying-off-loans-icon" loading="lazy" decoding="async" data-nimg="intrinsic" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%" class="mx-auto" srcSet="/static/images/term-product-paying-off-loans-icon.svg 1x, /static/images/term-product-paying-off-loans-icon.svg 2x" src="/static/images/term-product-paying-off-loans-icon.svg"/></noscript></span></div><h3 class="font-semibold ml-3 text-lg">Paying off loans</h3></div><p>You may have taken a home loan and your family can use the payout received from the plan to pay off the outstanding loan amount and secure the house in their name.</p></div></div><div class="grid-col lg:h-36"><div class="flex flex-col"><div class="flex justify-start items-center mb-3"><div class="flex"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2735%27%20height=%2735%27/%3e"/></span><img alt="term-product-peace-of-mind-icon" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="mx-auto" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="term-product-peace-of-mind-icon" loading="lazy" decoding="async" data-nimg="intrinsic" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%" class="mx-auto" srcSet="/static/images/term-product-peace-of-mind-icon.svg 1x, /static/images/term-product-peace-of-mind-icon.svg 2x" src="/static/images/term-product-peace-of-mind-icon.svg"/></noscript></span></div><h3 class="font-semibold ml-3 text-lg">Peace of mind</h3></div><p>This is the biggest reason why you should have a term insurance policy. Once you have the large life cover you know that your family will be comfortable financially even in your absence.</p></div></div><div class="grid-col"><div class="flex flex-col"><div class="flex justify-start items-center mb-3"><div class="flex"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2735%27%20height=%2735%27/%3e"/></span><img alt="term-product-child-education-icon" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="mx-auto" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="term-product-child-education-icon" loading="lazy" decoding="async" data-nimg="intrinsic" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%" class="mx-auto" srcSet="/static/images/term-product-child-education-icon.svg 1x, /static/images/term-product-child-education-icon.svg 2x" src="/static/images/term-product-child-education-icon.svg"/></noscript></span></div><h3 class="font-semibold ml-3 text-lg">Child's Education</h3></div><p>The funds received from the term insurance plan can be used to fund your child's current and future education.</p></div></div></div></div></div></div><div class="term-section-e lg:flex justify-center md:mb-24 mb-16 bg-[#E8FBFF] relative"><div class="lg:w-9/12 lg:py-14 py-12 px-6 termproduct_pseudo-bg-section-e__w2JJg"><div><h2 class="lg:text-2xl md:text-2xl text-xl text-left font-semibold md:mb-8 mb-6 healthproduct_custom-font__79iHE healthproduct_product-caption__zNANT">Why Compare Term Insurance Plans with MyInsuranceClub?</h2><p class="leading-6 md:mb-10 mb-8">There are more than 50 insurance companies in India providing protection to our lives and our assets. Whether it is life, health, motor or any other insurance policy, MyInsuranceClub simplifies the products to help you select the best insurance plan at the right price.</p><div class="grid lg:grid-cols-2 grid-cols-1 md:gap-x-14 gap-10"><div class="grid-col lg:h-36"><div class="flex flex-col"><div class="flex justify-start items-center mb-3"><div class="flex"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2735%27%20height=%2735%27/%3e"/></span><img alt="term-product-save-money-icon" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="mx-auto" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="term-product-save-money-icon" loading="lazy" decoding="async" data-nimg="intrinsic" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%" class="mx-auto" srcSet="/static/images/term-product-save-money-icon.svg 1x, /static/images/term-product-save-money-icon.svg 2x" src="/static/images/term-product-save-money-icon.svg"/></noscript></span></div><h3 class="font-semibold ml-3 text-lg">We will Save Money for you</h3></div><p>Based on your requirements, we will compare premiums from different insurance companies. You not only get the most suitable plan for your protection but also save a lot of money in the process.</p></div></div><div class="grid-col lg:h-36"><div class="flex flex-col"><div class="flex justify-start items-center mb-3"><div class="flex"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2735%27%20height=%2735%27/%3e"/></span><img alt="term-product-unbiased-icon" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="mx-auto" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="term-product-unbiased-icon" loading="lazy" decoding="async" data-nimg="intrinsic" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%" class="mx-auto" srcSet="/static/images/term-product-unbiased-icon.svg 1x, /static/images/term-product-unbiased-icon.svg 2x" src="/static/images/term-product-unbiased-icon.svg"/></noscript></span></div><h3 class="font-semibold ml-3 text-lg">We are Un-biased</h3></div><p>We are 100% unbiased and work only for our customers. With our technology and partnerships, we ensure that you get the best product at the lowest cost.</p></div></div><div class="grid-col lg:h-36"><div class="flex flex-col"><div class="flex justify-start items-center mb-3"><div class="flex"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2735%27%20height=%2735%27/%3e"/></span><img alt="term-product-licensed-icon" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="mx-auto" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="term-product-licensed-icon" loading="lazy" decoding="async" data-nimg="intrinsic" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%" class="mx-auto" srcSet="/static/images/term-product-licensed-icon.svg 1x, /static/images/term-product-licensed-icon.svg 2x" src="/static/images/term-product-licensed-icon.svg"/></noscript></span></div><h3 class="font-semibold ml-3 text-lg">We are IRDAI Licensed</h3></div><p>We are an IRDAI-licensed insurance comparison site and our operations are audited periodically by the Insurance Regulator.</p></div></div><div class="grid-col lg:h-36"><div class="flex flex-col"><div class="flex justify-start items-center mb-3"><div class="flex"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2735%27%20height=%2735%27/%3e"/></span><img alt="term-product-claim-assistance-icon" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="mx-auto" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="term-product-claim-assistance-icon" loading="lazy" decoding="async" data-nimg="intrinsic" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%" class="mx-auto" srcSet="/static/images/term-product-claim-assistance-icon.svg 1x, /static/images/term-product-claim-assistance-icon.svg 2x" src="/static/images/term-product-claim-assistance-icon.svg"/></noscript></span></div><h3 class="font-semibold ml-3 text-lg">We offer Claims Assistance</h3></div><p>Our team will assist your nominee in making claims in your policy. We are just a phone call away and will help with the entire claim process. This is a free service.</p></div></div><div class="grid-col lg:h-36"><div class="flex flex-col"><div class="flex justify-start items-center mb-3"><div class="flex"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2735%27%20height=%2735%27/%3e"/></span><img alt="term-product-advisor-certified-icon" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="mx-auto" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="term-product-advisor-certified-icon" loading="lazy" decoding="async" data-nimg="intrinsic" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%" class="mx-auto" srcSet="/static/images/term-product-advisor-certified-icon.svg 1x, /static/images/term-product-advisor-certified-icon.svg 2x" src="/static/images/term-product-advisor-certified-icon.svg"/></noscript></span></div><h3 class="font-semibold ml-3 text-lg">Our Advisors are Certified</h3></div><p>Our team of advisors undergo mandatory training and examination conducted by the Insurance Institute of India. This ensures that you only the trusted & accurate information from our advisors.</p></div></div><div class="grid-col lg:h-36"><div class="flex flex-col"><div class="flex justify-start items-center mb-3"><div class="flex"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2735%27%20height=%2735%27/%3e"/></span><img alt="term-product-renewal-reminder-icon" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="mx-auto" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="term-product-renewal-reminder-icon" loading="lazy" decoding="async" data-nimg="intrinsic" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%" class="mx-auto" srcSet="/static/images/term-product-renewal-reminder-icon.svg 1x, /static/images/term-product-renewal-reminder-icon.svg 2x" src="/static/images/term-product-renewal-reminder-icon.svg"/></noscript></span></div><h3 class="font-semibold ml-3 text-lg">Renewal Reminders</h3></div><p>Our service continues even after you buy your plan. To ensure that your plan benefits are always active, we will remind you when your premiums are due.</p></div></div></div></div></div></div><div class="term-section-f lg:flex justify-center md:mb-24 mb-16 relative"><div class="lg:w-9/12 px-6 termproduct_pseudo-bg-section-f__JerOb"><div><div class="grid lg:grid-cols-2 grid-cols-1 md:gap-14 gap-10"><div class="grid-col"><h2 class="lg:text-2xl md:text-2xl text-xl text-left font-semibold md:mb-8 mb-6 healthproduct_custom-font__79iHE healthproduct_product-caption__zNANT">How much Term Insurance do I need?</h2><p class="leading-6">The ideal cover amount will depend on factors like how much savings you already have, if there are other earning members in your family and your age. While there is no perfect answer to this question, for most people it is best to have cover of 20 times your annual income. Keep increasing your life cover as your income increases, till the age of 50.</p></div><div class="grid-col termproduct_term-product__ZG0XY"><div class="py-4 md:px-6 px-3 border border-[#07969F] rounded-md"><div class="font-semibold md:text-xl mb-6 text-center">Calculate Your Cover Amount</div><div class="flex justify-between items-center mb-3"><div class="font-medium md:text-lg">Your Annual Salary</div><div class="font-medium text-[#989898] md:text-lg">₹ <!-- -->2,50,000</div></div><div class="custom-input-range flex justify-around mb-10 termproduct_custom-input-range__5zjT5"><div><div class="mic-slider-container"><div class="range-slider"><div class="range-label text-center text-xl font-semibold"></div><input id="rs-range-line" class="rs-range" type="range" min="5" max="200" style="background:linear-gradient(to right, #28d0cc 0%, #28d0cc 0%, #d9d9d9 0%, #d9d9d9 100%)" value="5"/></div></div></div></div><div class="text-center"><div class="font-semibold md:text-xl mb-1 text-center">Ideal Cover Amount</div><div class="font-semibold text-center text-[#2ACBC9] md:text-3xl text-3xl">₹ <!-- -->30,00,000</div><a href="/life-insurance/term-insurance/form"><button type="button" class="md:w-52 w-52 btn bg-mic-orange border-0 text-white rounded hover:bg-orange-600/90 normal-case mt-12 mb-3">Show Premiums <span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2724%27%20height=%279%27/%3e"/></span><img alt="arrow icon" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="arrow icon" loading="lazy" decoding="async" data-nimg="intrinsic" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%" srcSet="/static/images/product-page-images/white-arrow-sm.svg 1x, /static/images/product-page-images/white-arrow-sm.svg 2x" src="/static/images/product-page-images/white-arrow-sm.svg"/></noscript></span></button></a></div></div></div></div></div></div></div><div class="term-section-g lg:flex justify-center md:mb-24 mb-16 bg-[#F4F6FF] relative"><div class="lg:w-9/12 lg:py-14 py-12 px-6 termproduct_pseudo-bg-section-g__quYjp"><div><h2 class="lg:text-2xl md:text-2xl text-xl text-left font-semibold md:mb-8 mb-6 healthproduct_custom-font__79iHE healthproduct_product-caption__zNANT">How to select the Best Term Insurance Plan?</h2><div class="grid lg:grid-cols-2 grid-cols-1 md:gap-x-14 gap-10"><div class="grid-col lg:h-36"><div class="flex flex-col"><div class="flex justify-start items-center mb-3"><h3 class="font-semibold text-lg">Compare Plans from different insurers</h3></div><p>There is a lot of variation in the benefits and premiums of plans from different insurance companies. Compare plans on sites like ours (MyInsuranceClub) to select the best features at optimum premiums.</p></div></div><div class="grid-col lg:h-36"><div class="flex flex-col"><div class="flex justify-start items-center mb-3"><h3 class="font-semibold text-lg">High Claim Settlement Ratio</h3></div><p>Select a plan from an insurer with a high Claim Settlement Ratio (>95%). Check for the trend of CSR being maintained by the company in the last few years.</p></div></div><div class="grid-col lg:h-36"><div class="flex flex-col"><div class="flex justify-start items-center mb-3"><h3 class="font-semibold text-lg">Brand Preference</h3></div><p>While there will always be differences in premiums, go with a brand that you feel comfortable with. Go for a brand that is well-established and offers a competitive product.</p></div></div><div class="grid-col lg:h-36"><div class="flex flex-col"><div class="flex justify-start items-center mb-3"><h3 class="font-semibold text-lg">Check Product Features</h3></div><p>There are a lot of benefits that may be in-built into the plan or offered by way of Riders. Ensure that benefits like Accidental Disability and Critical Illness scenarios are covered in the plan, as such conditions which limit your ability to service your term insurance plan on time.</p></div></div></div></div></div></div><div class="term-section-h lg:flex justify-center md:mb-24 mb-16 relative"><div class="lg:w-9/12 px-6 termproduct_pseudo-bg-section-h__ZGfRa"><div><h2 class="lg:text-2xl md:text-2xl text-xl lg:text-center text-left font-semibold md:mb-8 mb-6 healthproduct_custom-font__79iHE healthproduct_product-caption__zNANT">How much does term insurance cost?</h2><p class="leading-6 md:mb-8 mb-8 text-center md:text-base text-[15px]">For 30 yr old | Male | Policy Term - Till Age 60</p><div class="grid lg:grid-cols-3 grid-cols-1 md:gap-x-14 gap-10"><div class="grid-col"><div class="flex flex-col text-center"><div class="mb-5"><div class="font-semibold text-2xl text-mic-orange">₹ 10,257 / year</div></div><div class="md:text-base text-[15px]"><div class="font-semibold">₹ 1 Crore</div><div>Cover Amount</div></div></div></div><div class="grid-col"><div class="flex flex-col text-center"><div class="mb-5"><div class="font-semibold text-2xl text-mic-orange">₹ 14,230 / year</div></div><div class="md:text-base text-[15px]"><div class="font-semibold">₹ 1.5 Crore</div><div>Cover Amount</div></div></div></div><div class="grid-col"><div class="flex flex-col text-center"><div class="mb-5"><div class="font-semibold text-2xl text-mic-orange">₹ 17,044 / year</div></div><div class="md:text-base text-[15px]"><div class="font-semibold">₹ 2 Crore</div><div>Cover Amount</div></div></div></div></div><div class="text-[#7B7B7B] text-xs lg:text-right text-center mt-6 lg:mr-20 lg:pr-3">Lowest Premiums with us - August 2023</div></div></div></div><div class="term-section-i lg:flex justify-center md:mb-24 mb-16 bg-[#F4F6FF] relative"><div class="lg:w-9/12 lg:py-16 py-12 px-6 termproduct_pseudo-bg-section-i__AJBwZ"><div class=""><h2 class="lg:text-2xl md:text-2xl text-xl lg:text-center text-left font-semibold md:mb-10 mb-6 healthproduct_custom-font__79iHE healthproduct_product-caption__zNANT">Top 6 companies with the highest Claims Settlement Ratio</h2><div class="grid lg:grid-cols-3 grid-cols-2 justify-items-center md:gap-8 gap-6"><div class="md:w-11/12 text-center"><div class="bg-white md:p-4 p-2 rounded"><div><div class="mb-3">Max Life</div><div class="flex items-center justify-center flex-wrap"><span class="font-semibold mr-1.5">99.5%</span><span class="shrink-0"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2720%27%20height=%2720%27/%3e"/></span><img alt="claim ratio bar" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="claim ratio bar" loading="lazy" decoding="async" data-nimg="intrinsic" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%" srcSet="/static/images/claim-ratio-bar.svg 1x, /static/images/claim-ratio-bar.svg 2x" src="/static/images/claim-ratio-bar.svg"/></noscript></span></span><span class="ml-1.5">Claims Ratio</span></div></div></div></div><div class="md:w-11/12 text-center"><div class="bg-white md:p-4 p-2 rounded"><div><div class="mb-3">HDFC Life</div><div class="flex items-center justify-center flex-wrap"><span class="font-semibold mr-1.5">99.4%</span><span class="shrink-0"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2720%27%20height=%2720%27/%3e"/></span><img alt="claim ratio bar" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="claim ratio bar" loading="lazy" decoding="async" data-nimg="intrinsic" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%" srcSet="/static/images/claim-ratio-bar.svg 1x, /static/images/claim-ratio-bar.svg 2x" src="/static/images/claim-ratio-bar.svg"/></noscript></span></span><span class="ml-1.5">Claims Ratio</span></div></div></div></div><div class="md:w-11/12 text-center"><div class="bg-white md:p-4 p-2 rounded"><div><div class="mb-3">Bandhan Life</div><div class="flex items-center justify-center flex-wrap"><span class="font-semibold mr-1.5">99.4%</span><span class="shrink-0"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2720%27%20height=%2720%27/%3e"/></span><img alt="claim ratio bar" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="claim ratio bar" loading="lazy" decoding="async" data-nimg="intrinsic" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%" srcSet="/static/images/claim-ratio-bar.svg 1x, /static/images/claim-ratio-bar.svg 2x" src="/static/images/claim-ratio-bar.svg"/></noscript></span></span><span class="ml-1.5">Claims Ratio</span></div></div></div></div><div class="md:w-11/12 text-center"><div class="bg-white md:p-4 p-2 rounded"><div><div class="mb-3">PNB Metlife</div><div class="flex items-center justify-center flex-wrap"><span class="font-semibold mr-1.5">99.1%</span><span class="shrink-0"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2720%27%20height=%2720%27/%3e"/></span><img alt="claim ratio bar" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="claim ratio bar" loading="lazy" decoding="async" data-nimg="intrinsic" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%" srcSet="/static/images/claim-ratio-bar.svg 1x, /static/images/claim-ratio-bar.svg 2x" src="/static/images/claim-ratio-bar.svg"/></noscript></span></span><span class="ml-1.5">Claims Ratio</span></div></div></div></div><div class="md:w-11/12 text-center"><div class="bg-white md:p-4 p-2 rounded"><div><div class="mb-3">Tata AIA</div><div class="flex items-center justify-center flex-wrap"><span class="font-semibold mr-1.5">99.0%</span><span class="shrink-0"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2720%27%20height=%2720%27/%3e"/></span><img alt="claim ratio bar" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="claim ratio bar" loading="lazy" decoding="async" data-nimg="intrinsic" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%" srcSet="/static/images/claim-ratio-bar.svg 1x, /static/images/claim-ratio-bar.svg 2x" src="/static/images/claim-ratio-bar.svg"/></noscript></span></span><span class="ml-1.5">Claims Ratio</span></div></div></div></div><div class="md:w-11/12 text-center"><div class="bg-white md:p-4 p-2 rounded"><div><div class="mb-3">ICICI Prudential</div><div class="flex items-center justify-center flex-wrap"><span class="font-semibold mr-1.5">97.8%</span><span class="shrink-0"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2720%27%20height=%2720%27/%3e"/></span><img alt="claim ratio bar" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="claim ratio bar" loading="lazy" decoding="async" data-nimg="intrinsic" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%" srcSet="/static/images/claim-ratio-bar.svg 1x, /static/images/claim-ratio-bar.svg 2x" src="/static/images/claim-ratio-bar.svg"/></noscript></span></span><span class="ml-1.5">Claims Ratio</span></div></div></div></div></div></div></div></div><div class="term-section-j lg:flex justify-center md:mb-24 mb-16 relative"><div class="lg:w-9/12 px-6 termproduct_pseudo-bg-section-j__PQlxA"><div><h2 class="lg:text-2xl md:text-2xl text-xl text-left font-semibold md:mb-10 mb-6 healthproduct_custom-font__79iHE healthproduct_product-caption__zNANT">How can I get the Cheapest Term Insurance Plan?</h2><div class="grid lg:grid-cols-2 grid-cols-1 md:gap-14 gap-10"><div class="grid-col"><div class="flex flex-col"><div class="flex justify-start items-center mb-3"><div class="flex shrink-0"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2735%27%20height=%2735%27/%3e"/></span><img alt="term-product-early-age-icon" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="mx-auto" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="term-product-early-age-icon" loading="lazy" decoding="async" data-nimg="intrinsic" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%" class="mx-auto" srcSet="/static/images/term-product-early-age-icon.svg 1x, /static/images/term-product-early-age-icon.svg 2x" src="/static/images/term-product-early-age-icon.svg"/></noscript></span></div><h3 class="font-semibold ml-3 text-lg">Buy at an early age</h3></div><p>Term insurance premiums increase with age. Start your cover before you turn 30 to get the lowest premiums for the rest of your life.</p></div></div><div class="grid-col"><div class="flex flex-col"><div class="flex justify-start items-center mb-3"><div class="flex shrink-0"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2735%27%20height=%2735%27/%3e"/></span><img alt="term-product-compare-plans-icon" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="mx-auto" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="term-product-compare-plans-icon" loading="lazy" decoding="async" data-nimg="intrinsic" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%" class="mx-auto" srcSet="/static/images/term-product-compare-plans-icon.svg 1x, /static/images/term-product-compare-plans-icon.svg 2x" src="/static/images/term-product-compare-plans-icon.svg"/></noscript></span></div><h3 class="font-semibold ml-3 text-lg">Compare Plans from different insurers</h3></div><p>This can help you make substantial savings. Compare plans on sites like ours (MyInsuranceClub) to check premiums from different insurers.</p></div></div><div class="grid-col"><div class="flex flex-col"><div class="flex justify-start items-center mb-3"><div class="flex shrink-0"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2735%27%20height=%2735%27/%3e"/></span><img alt="term-product-healthy-lifestyle-icon" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="mx-auto" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="term-product-healthy-lifestyle-icon" loading="lazy" decoding="async" data-nimg="intrinsic" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%" class="mx-auto" srcSet="/static/images/term-product-healthy-lifestyle-icon.svg 1x, /static/images/term-product-healthy-lifestyle-icon.svg 2x" src="/static/images/term-product-healthy-lifestyle-icon.svg"/></noscript></span></div><h3 class="font-semibold ml-3 text-lg">Maintain a healthy lifestyle</h3></div><p>Avoid habits like smoking and drinking, they will increase your premium. Maintain a healthy lifestyle so that your overall health and BMI are in control to get the lowest premiums.</p></div></div><div class="grid-col"><div class="flex flex-col"><div class="flex justify-start items-center mb-3"><div class="flex shrink-0"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2735%27%20height=%2735%27/%3e"/></span><img alt="term-product-pay-annually-icon" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="mx-auto" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="term-product-pay-annually-icon" loading="lazy" decoding="async" data-nimg="intrinsic" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%" class="mx-auto" srcSet="/static/images/term-product-pay-annually-icon.svg 1x, /static/images/term-product-pay-annually-icon.svg 2x" src="/static/images/term-product-pay-annually-icon.svg"/></noscript></span></div><h3 class="font-semibold ml-3 text-lg">Buy policy online</h3></div><p>Online plans are cheaper than plans that can be purchased offline. Insurers save money through the digital process and pass the savings on to the customer through lower premiums.</p></div></div><div class="grid-col"><div class="flex flex-col"><div class="flex justify-start items-center mb-3"><div class="flex shrink-0"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2735%27%20height=%2735%27/%3e"/></span><img alt="term-product-pay-annually-icon" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="mx-auto" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="term-product-pay-annually-icon" loading="lazy" decoding="async" data-nimg="intrinsic" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%" class="mx-auto" srcSet="/static/images/term-product-pay-annually-icon.svg 1x, /static/images/term-product-pay-annually-icon.svg 2x" src="/static/images/term-product-pay-annually-icon.svg"/></noscript></span></div><h3 class="font-semibold ml-3 text-lg">Pay Annually</h3></div><p>You will pay lower premiums if you select the annual premium payment mode. Premiums will be higher for the monthly, quarterly and half-yearly modes compared to annual.</p></div></div><div class="grid-col"><div class="flex flex-col"><div class="flex justify-start items-center mb-3"><div class="flex shrink-0"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2735%27%20height=%2735%27/%3e"/></span><img alt="term-product-avoid-add-ons-icon" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="mx-auto" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="term-product-avoid-add-ons-icon" loading="lazy" decoding="async" data-nimg="intrinsic" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%" class="mx-auto" srcSet="/static/images/term-product-avoid-add-ons-icon.svg 1x, /static/images/term-product-avoid-add-ons-icon.svg 2x" src="/static/images/term-product-avoid-add-ons-icon.svg"/></noscript></span></div><h3 class="font-semibold ml-3 text-lg">Avoid unnecessary add-on covers</h3></div><p>Insurers offer a lot of additional covers in the form of Riders, for which additional premiums are charged. Opt for riders that are beneficial and really required by you.</p></div></div></div></div></div></div><div class="term-section-k lg:flex justify-center md:mb-0 mb-0 bg-[#E8FBFF]"><div class="lg:w-9/12 lg:py-16 py-12 px-6"><div><h2 class="lg:text-2xl md:text-2xl text-xl text-left font-semibold md:mb-8 mb-6 healthproduct_custom-font__79iHE healthproduct_product-caption__zNANT">Riders - Optional Covers</h2><p class="leading-6 md:mb-10 mb-8">Some of the popular riders that are offered along with term insurance policies are the following.</p><div class="grid lg:grid-cols-2 grid-cols-1 md:gap-14 gap-10"><div class="grid-col"><div class="flex flex-col"><div class="flex justify-start items-center mb-3"><div class="flex"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2735%27%20height=%2735%27/%3e"/></span><img alt="critical-illness-rider-icon" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="mx-auto" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="critical-illness-rider-icon" loading="lazy" decoding="async" data-nimg="intrinsic" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%" class="mx-auto" srcSet="/static/images/term-critical-illness-rider-icon.svg 1x, /static/images/term-critical-illness-rider-icon.svg 2x" src="/static/images/term-critical-illness-rider-icon.svg"/></noscript></span></div><h3 class="font-semibold ml-3 text-lg">Critical Illness Rider</h3></div><p>With a Critical Illness Rider, a lumpsum amount is paid to the policyholder in case they are diagnosed with a critical illness. In some plans, the future premiums are waived and the coverage continues.</p></div></div><div class="grid-col"><div class="flex flex-col"><div class="flex justify-start items-center mb-3"><div class="flex"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2735%27%20height=%2735%27/%3e"/></span><img alt="accidental-death-benefit-icon" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="mx-auto" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="accidental-death-benefit-icon" loading="lazy" decoding="async" data-nimg="intrinsic" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%" class="mx-auto" srcSet="/static/images/term-accidental-death-benefit-icon.svg 1x, /static/images/term-accidental-death-benefit-icon.svg 2x" src="/static/images/term-accidental-death-benefit-icon.svg"/></noscript></span></div><h3 class="font-semibold ml-3 text-lg">Accidental Death Benefit</h3></div><p>With this rider, an additional amount is paid in case of accidental death of the policyholder.</p></div></div><div class="grid-col"><div class="flex flex-col"><div class="flex justify-start items-center mb-3"><div class="flex"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2735%27%20height=%2735%27/%3e"/></span><img alt="waiver-of-premium-rider-icon" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="mx-auto" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="waiver-of-premium-rider-icon" loading="lazy" decoding="async" data-nimg="intrinsic" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%" class="mx-auto" srcSet="/static/images/term-wop-rider-icon.svg 1x, /static/images/term-wop-rider-icon.svg 2x" src="/static/images/term-wop-rider-icon.svg"/></noscript></span></div><h3 class="font-semibold ml-3 text-lg">Waiver of Premium Rider</h3></div><p>This rider ensures that the benefits of the policy continue even if the policyholder is unable to pay policy premiums due to a critical illness or disability. All future premiums are waived.</p></div></div><div class="grid-col"><div class="flex flex-col"><div class="flex justify-start items-center mb-3"><div class="flex"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2735%27%20height=%2735%27/%3e"/></span><img alt="terminal-illness-rider-icon" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="mx-auto" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="terminal-illness-rider-icon" loading="lazy" decoding="async" data-nimg="intrinsic" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%" class="mx-auto" srcSet="/static/images/term-terminal-illness-icon.svg 1x, /static/images/term-terminal-illness-icon.svg 2x" src="/static/images/term-terminal-illness-icon.svg"/></noscript></span></div><h3 class="font-semibold ml-3 text-lg">Terminal Illness Rider</h3></div><p>In case the policyholder is diagnosed with a life-threatening disease, the full cover amount is paid out.</p></div></div></div></div></div></div><div class="term-section-l lg:flex justify-center md:mb-0 mb-0 healthproduct_bg-green-linear__n9fed"><div class="lg:w-9/12 lg:py-16 py-12 px-6"><div class="lg:grid lg:grid-cols-4 lg:gap-x-8 text-white"><div class="col-span-1"><div class="flex justify-center lg:mt-2 lg:mb-0 mb-8"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%27150%27%20height=%27150%27/%3e"/></span><img alt="term-product-our-expert" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="mx-auto" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="term-product-our-expert" loading="lazy" decoding="async" data-nimg="intrinsic" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%" class="mx-auto" srcSet="/static/images/term-product-our-expert.svg 1x, /static/images/term-product-our-expert.svg 2x" src="/static/images/term-product-our-expert.svg"/></noscript></span></div></div><div class="col-span-3"><h3 class="md:text-2xl text-xl font-semibold mb-8 lg:text-left text-center healthproduct_custom-font__79iHE">Our Expert Says</h3><p>The significance of the term plan has increased dramatically in the past few years. It was once viewed as a wise decision but with changing times it has become absolutely necessary to have a term plan. It serves as a strong financial safety in today's world of increased financial dependency and unpredictability. Its cost-effectiveness and features that give you premiums back have elevated it to the status of a necessary tool for providing financial security to your loved ones.</p><p class="mt-4"> - <span class="font-medium">Alesha Yadav</span>, Insurance Expert</p></div></div></div></div><div class="term-section-m lg:flex justify-center md:mb-0 mb-0 bg-[#F4F6FF] lg:px-44 relative"><div class="lg:w-full lg:py-16 lg:pb-24 py-12 px-6 termproduct_pseudo-bg-section-m___EjZf"><div class="text-gray-600"><div class="lg:flex justify-between items-center mb-3 lg:px-6"><h2 class="lg:text-2xl md:text-2xl text-xl lg:text-left text-center font-semibold md:mb-8 mb-6 healthproduct_custom-font__79iHE healthproduct_product-caption__zNANT">Happy Customers!!!</h2><div class="leading-6 text-center mb-8 flex justify-center items-center"><div class="image-container text-center mr-3"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2735%27%20height=%2735%27/%3e"/></span><img alt="google-logo" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="mx-auto" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="google-logo" loading="lazy" decoding="async" data-nimg="intrinsic" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%" class="mx-auto" srcSet="/_next/image?url=%2Fstatic%2Fimages%2Fgoogle-logo.webp&w=48&q=75 1x, /_next/image?url=%2Fstatic%2Fimages%2Fgoogle-logo.webp&w=96&q=75 2x" src="/_next/image?url=%2Fstatic%2Fimages%2Fgoogle-logo.webp&w=96&q=75"/></noscript></span></div><div class="mr-3 text-grey-600 text-lg"><span class="mr-0.5">4.9</span><span class="mr-0.5">/</span><span>5</span></div><div class="star-icon-container"><svg class="hidden"><symbol id="star" width="32" height="30" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M31.77 11.857H19.74L15.99.5l-3.782 11.357H0l9.885 6.903-3.692 11.21 9.736-7.05 9.796 6.962-3.722-11.18 9.766-6.845z" fill="currentColor"></path></symbol></svg><div class="text-[#C4C4C4]"><div class="relative flex mb-1"><div class="text-[#C4C4C4] inline-flex space-x-1"><svg viewBox="0 0 32 30" class="w-5 h-5"><use href="#star"></use></svg><svg viewBox="0 0 32 30" class="w-5 h-5"><use href="#star"></use></svg><svg viewBox="0 0 32 30" class="w-5 h-5"><use href="#star"></use></svg><svg viewBox="0 0 32 30" class="w-5 h-5"><use href="#star"></use></svg><svg viewBox="0 0 32 30" class="w-5 h-5"><use href="#star"></use></svg></div><div class="overflow-hidden absolute left-0 top-0 text-[#F26622] flex space-x-1" style="width:95%"><svg viewBox="0 0 32 30" class="w-5 h-5 flex-shrink-0"><use href="#star"></use></svg><svg viewBox="0 0 32 30" class="w-5 h-5 flex-shrink-0 "><use href="#star"></use></svg><svg viewBox="0 0 32 30" class="w-5 h-5 flex-shrink-0 "><use href="#star"></use></svg><svg viewBox="0 0 32 30" class="w-5 h-5 flex-shrink-0 "><use href="#star"></use></svg><svg viewBox="0 0 32 30" class="w-5 h-5 flex-shrink-0 "><use href="#star"></use></svg></div></div></div></div></div></div><div><div class="grid-col justify-center items-center text-center py-5 px-4 mb-6 shadow-inner bg-white drop-shadow-lg"><div class="flex justify-between items-center mb-6"><div><div class="flex justify-start items-center gap-1"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2745%27%20height=%2745%27/%3e"/></span><img alt="customer image" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="mx-auto shadow rounded-full max-w-full h-auto align-middle border-none" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="customer image" loading="lazy" decoding="async" data-nimg="intrinsic" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%" class="mx-auto shadow rounded-full max-w-full h-auto align-middle border-none" srcSet="/static/images/customer-review-das.svg 1x, /static/images/customer-review-das.svg 2x" src="/static/images/customer-review-das.svg"/></noscript></span><div class="text-left ml-2"><p class="font-semibold">Das P</p><p class="text-[#A8A2A2] text-sm">January, 2023</p></div></div></div><div><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2760%27%20height=%2720%27/%3e"/></span><img alt="star-group-icon" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="mx-auto" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="star-group-icon" loading="lazy" decoding="async" data-nimg="intrinsic" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%" class="mx-auto" srcSet="/static/images/star-group-icon.svg 1x, /static/images/star-group-icon.svg 2x" src="/static/images/star-group-icon.svg"/></noscript></span></div></div><div class="leading-6 mb-2 text-left">Yukti she explained me each and every thing about my policy then i purchased. She knows better time management. She is very friendly not like as other tele caller. In future if i need more plan i will definitely consult her.</div></div><div class="grid-col justify-center items-center text-center py-5 px-4 mb-6 shadow-inner bg-white drop-shadow-lg"><div class="flex justify-between items-center mb-6"><div><div class="flex justify-start items-center gap-1"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2745%27%20height=%2745%27/%3e"/></span><img alt="customer image" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="mx-auto shadow rounded-full max-w-full h-auto align-middle border-none" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="customer image" loading="lazy" decoding="async" data-nimg="intrinsic" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%" class="mx-auto shadow rounded-full max-w-full h-auto align-middle border-none" srcSet="/static/images/customer-review-jitendra.svg 1x, /static/images/customer-review-jitendra.svg 2x" src="/static/images/customer-review-jitendra.svg"/></noscript></span><div class="text-left ml-2"><p class="font-semibold">Jitendra Sonawane</p><p class="text-[#A8A2A2] text-sm">February, 2022</p></div></div></div><div><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2760%27%20height=%2720%27/%3e"/></span><img alt="star-group-icon" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="mx-auto" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="star-group-icon" loading="lazy" decoding="async" data-nimg="intrinsic" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%" class="mx-auto" srcSet="/static/images/star-group-icon.svg 1x, /static/images/star-group-icon.svg 2x" src="/static/images/star-group-icon.svg"/></noscript></span></div></div><div class="leading-6 mb-2 text-left">Ms. Prapti, very professional and focused. She helped me to understand the diference between the policies, pleasure to work with, got the policy issued much sooner than expected.</div></div><div class="grid-col justify-center items-center text-center py-5 px-4 mb-6 shadow-inner bg-white drop-shadow-lg"><div class="flex justify-between items-center mb-6"><div><div class="flex justify-start items-center gap-1"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2745%27%20height=%2745%27/%3e"/></span><img alt="customer image" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="mx-auto shadow rounded-full max-w-full h-auto align-middle border-none" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="customer image" loading="lazy" decoding="async" data-nimg="intrinsic" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%" class="mx-auto shadow rounded-full max-w-full h-auto align-middle border-none" srcSet="/static/images/customer-review-dinesh.svg 1x, /static/images/customer-review-dinesh.svg 2x" src="/static/images/customer-review-dinesh.svg"/></noscript></span><div class="text-left ml-2"><p class="font-semibold">Dinesh Mali</p><p class="text-[#A8A2A2] text-sm">March, 2023</p></div></div></div><div><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2760%27%20height=%2720%27/%3e"/></span><img alt="star-group-icon" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="mx-auto" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="star-group-icon" loading="lazy" decoding="async" data-nimg="intrinsic" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%" class="mx-auto" srcSet="/static/images/star-group-icon.svg 1x, /static/images/star-group-icon.svg 2x" src="/static/images/star-group-icon.svg"/></noscript></span></div></div><div class="leading-6 mb-2 text-left">It was good support from Subhojeet Shah to make Home loan protection plan of HDFC .so it was good experience to me. From Subhojeet shah ji..Thankyou</div></div><div class="flex justify-center items-center py-3"><button class="text-sm text-[#1358B1]"><span class="mr-2">View All</span><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2710%27%20height=%2710%27/%3e"/></span><img alt="down-arrow-blue" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="mx-auto" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="down-arrow-blue" loading="lazy" decoding="async" data-nimg="intrinsic" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%" class="mx-auto" srcSet="/static/images/down-arrow-blue.svg 1x, /static/images/down-arrow-blue.svg 2x" src="/static/images/down-arrow-blue.svg"/></noscript></span></button></div></div></div></div></div><div class="term-section-n lg:flex justify-center md:mb-20 mb-16 bg-[#E8FBFF] relative"><div class="lg:w-9/12 lg:py-16 py-14 px-6 termproduct_pseudo-bg-section-n__HfDzx"><div><h2 class="lg:text-2xl md:text-2xl text-xl text-left font-semibold md:mb-10 mb-6 healthproduct_custom-font__79iHE healthproduct_product-caption__zNANT">Important Terms You Should Know</h2><div class="grid lg:grid-cols-2 grid-cols-1 md:gap-x-14 gap-10"><div class="grid-col lg:h-56 rounded-md bg-[#B9F3FF] px-5 py-5"><div class="flex flex-col"><div class="flex justify-start items-center mb-3"><h3 class="font-semibold text-lg">Sum Assured</h3></div><p>Sum Assured is a fixed amount that is paid to the nominee in case of the death of the policyholder. This is the cover amount of the policy.</p></div></div><div class="grid-col lg:h-56 rounded-md bg-[#B9F3FF] px-5 py-5"><div class="flex flex-col"><div class="flex justify-start items-center mb-3"><h3 class="font-semibold text-lg">Policy Term</h3></div><p>Policy term refers to the period for which the benefits of your term insurance policy will remain active. This period is determined at the time of purchasing the insurance plan.</p></div></div><div class="grid-col lg:h-56 rounded-md bg-[#B9F3FF] px-5 py-5"><div class="flex flex-col"><div class="flex justify-start items-center mb-3"><h3 class="font-semibold text-lg">Premium Payment Term</h3></div><p>The premium payment term is the total number of years the policyholder has to pay the premium. This could be single, limited or regular pay.</p></div></div><div class="grid-col lg:h-56 rounded-md bg-[#B9F3FF] px-5 py-5"><div class="flex flex-col"><div class="flex justify-start items-center mb-3"><h3 class="font-semibold text-lg">Premium Payment Mode</h3></div><p>Your mode of premium payment determines the frequency with which payments are made. It could be Annual, Half-yearly, Quarterly or Monthly.</p></div></div><div class="grid-col lg:h-56 rounded-md bg-[#B9F3FF] px-5 py-5"><div class="flex flex-col"><div class="flex justify-start items-center mb-3"><h3 class="font-semibold text-lg">Free Look Period</h3></div><p>A free look period is the time period when a new life insurance policyholder can terminate the policy without any penalties.</p></div></div><div class="grid-col lg:h-56 rounded-md bg-[#B9F3FF] px-5 py-5"><div class="flex flex-col"><div class="flex justify-start items-center mb-3"><h3 class="font-semibold text-lg">Claim Settlement Ratio</h3></div><p>The claim settlement ratio is a metric used to gauge the percentage of life insurance claims an insurer has settled during a financial year against the number of claims it has received including pending claims.</p></div></div><div class="grid-col lg:h-56 rounded-md bg-[#B9F3FF] px-5 py-5"><div class="flex flex-col"><div class="flex justify-start items-center mb-3"><h3 class="font-semibold text-lg">Nominee</h3></div><p>The policyholder can decide who should get the benefits of the policy in case of her/his death. This person is called the nominee in the policy and the details should be mentioned in the policy document. You can have more than 1 nominee and decide the % split in benefits that need to be paid. You can also change the nominee anytime after purchasing the policy.</p></div></div><div class="grid-col lg:h-56 rounded-md bg-[#B9F3FF] px-5 py-5"><div class="flex flex-col"><div class="flex justify-start items-center mb-3"><h3 class="font-semibold text-lg">Tax Benefits</h3></div><p>The premiums paid for term insurance are eligible for income tax deductions under Section 80C. The proceeds from the policy are also exempt from tax under Section 10 (10DD).</p></div></div></div></div></div></div><div class="term-section-o lg:flex justify-center md:mb-20 mb-16 relative"><div class="lg:w-9/12 px-6 termproduct_pseudo-bg-section-o__Dzd1p"><div><div class="mb-6"><h2 class="lg:text-2xl md:text-2xl text-xl text-center font-semibold md:mb-8 mb-6 inline healthproduct_custom-font__79iHE healthproduct_product-caption__zNANT">Term Insurance Guides</h2><a class="md:flex justify-end text-sm align-bottom mt-1.5 hidden custom-text-blue float-right relative top-0 right-7 hover:underline" href="/guides">View all guides</a></div><div><div class="grid lg:grid-cols-3 md:grid-cols-1 gap-4 md:text-center lg:text-left"><div class="lg:pr-6 lg:py-6 pb-6 grid grid-cols-3 md:block text-sm single-post"><div class="thumbnail-container grid md:block articles_thumbnail-container__N1cqp"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%27483%27%20height=%27256%27/%3e"/></span><img alt="article image" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="article image" loading="lazy" decoding="async" data-nimg="intrinsic" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" srcSet="/_next/image?url=https%3A%2F%2Fmic-wordpress.s3.amazonaws.com%2Fuploads%2Fincome-tax-benefits-in-life-insurance-plans-1645695756.jpg&w=640&q=75 1x, /_next/image?url=https%3A%2F%2Fmic-wordpress.s3.amazonaws.com%2Fuploads%2Fincome-tax-benefits-in-life-insurance-plans-1645695756.jpg&w=1080&q=75 2x" src="/_next/image?url=https%3A%2F%2Fmic-wordpress.s3.amazonaws.com%2Fuploads%2Fincome-tax-benefits-in-life-insurance-plans-1645695756.jpg&w=1080&q=75"/></noscript></span></div><div class="flex flex-col justify-between lg:text-base text-sm font-extrabold md:pt-3 pt-0 pl-3 lg:pl-0 text-gray-600 single-post-caption col-span-2"><div class="lg:h-12 mb-2 hover:text-cyan-600 articles_side-post-caption__l71yc"><a href="/guides/paid-up-insurance-policy">Paid Up Insurance Policy</a></div><p class="w-10 border-b-2 lg:mx-0 md:mx-auto" style="border-bottom:3px solid #ff6633"></p><p class="text-sm custom-text-sky mt-2 font-normal">Sachin Telawane</p></div></div><div class="lg:pr-6 lg:py-6 pb-6 grid grid-cols-3 md:block text-sm single-post"><div class="thumbnail-container grid md:block articles_thumbnail-container__N1cqp"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%27483%27%20height=%27256%27/%3e"/></span><img alt="article image" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="article image" loading="lazy" decoding="async" data-nimg="intrinsic" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" srcSet="/_next/image?url=https%3A%2F%2Fmic-wordpress.s3.amazonaws.com%2Fuploads%2Fsurrender-value-in-lic-aadhar-stambh-plan-check-your-surrender-value-1524734646.jpg&w=640&q=75 1x, /_next/image?url=https%3A%2F%2Fmic-wordpress.s3.amazonaws.com%2Fuploads%2Fsurrender-value-in-lic-aadhar-stambh-plan-check-your-surrender-value-1524734646.jpg&w=1080&q=75 2x" src="/_next/image?url=https%3A%2F%2Fmic-wordpress.s3.amazonaws.com%2Fuploads%2Fsurrender-value-in-lic-aadhar-stambh-plan-check-your-surrender-value-1524734646.jpg&w=1080&q=75"/></noscript></span></div><div class="flex flex-col justify-between lg:text-base text-sm font-extrabold md:pt-3 pt-0 pl-3 lg:pl-0 text-gray-600 single-post-caption col-span-2"><div class="lg:h-12 mb-2 hover:text-cyan-600 articles_side-post-caption__l71yc"><a href="/guides/surrender-value-in-lic-aadhar-stambh-plan-check-your-surrender-value">Surrender Value in LIC Aadhar Stambh Plan - Check your surrender value</a></div><p class="w-10 border-b-2 lg:mx-0 md:mx-auto" style="border-bottom:3px solid #ff6633"></p><p class="text-sm custom-text-sky mt-2 font-normal">Jay Vasa</p></div></div><div class="lg:pr-6 lg:py-6 pb-6 grid grid-cols-3 md:block text-sm single-post"><div class="thumbnail-container grid md:block articles_thumbnail-container__N1cqp"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%27483%27%20height=%27256%27/%3e"/></span><img alt="article image" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="article image" loading="lazy" decoding="async" data-nimg="intrinsic" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" srcSet="/_next/image?url=https%3A%2F%2Fmic-wordpress.s3.amazonaws.com%2Fuploads%2Fsurrender-value-in-lic-jeevan-labh-plan-check-your-surrender-value-1524735761.jpg&w=640&q=75 1x, /_next/image?url=https%3A%2F%2Fmic-wordpress.s3.amazonaws.com%2Fuploads%2Fsurrender-value-in-lic-jeevan-labh-plan-check-your-surrender-value-1524735761.jpg&w=1080&q=75 2x" src="/_next/image?url=https%3A%2F%2Fmic-wordpress.s3.amazonaws.com%2Fuploads%2Fsurrender-value-in-lic-jeevan-labh-plan-check-your-surrender-value-1524735761.jpg&w=1080&q=75"/></noscript></span></div><div class="flex flex-col justify-between lg:text-base text-sm font-extrabold md:pt-3 pt-0 pl-3 lg:pl-0 text-gray-600 single-post-caption col-span-2"><div class="lg:h-12 mb-2 hover:text-cyan-600 articles_side-post-caption__l71yc"><a href="/guides/surrender-value-in-lic-jeevan-labh-plan-check-your-surrender-value">Surrender Value in LIC Jeevan Labh Plan - Check your surrender value</a></div><p class="w-10 border-b-2 lg:mx-0 md:mx-auto" style="border-bottom:3px solid #ff6633"></p><p class="text-sm custom-text-sky mt-2 font-normal">Jay Vasa</p></div></div></div></div><a class="md:hidden justify-center align-bottom mt-6 flex custom-text-blue hover:underline" href="/guides">View all guides</a></div></div></div><div class="term-section-p lg:flex justify-center md:mb-44 mb-44"><div class="lg:w-9/12 px-6"><div><h2 class="lg:text-2xl md:text-2xl text-xl text-left font-semibold md:mb-8 mb-6 healthproduct_custom-font__79iHE healthproduct_product-caption__zNANT">Frequently Asked Questions</h2><p class="leading-6 md:mb-8 mb-8">Below mentioned are the most Frequently Asked Questions on Term Insurance.</p><div class="accordion"><div class="accordion-item border rounded border-blue-200 py-3 mb-5"><div class="accordion-title flex flex-row justify-between cursor-pointer p-3 select-none"><div class="font-semibold"><div class="mr-3 inline float-left" style="width:15px"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2715%27%20height=%2715%27/%3e"/></span><img alt="angle right icon" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="w-auto h-auto" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="angle right icon" loading="lazy" decoding="async" data-nimg="intrinsic" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%" class="w-auto h-auto" srcSet="/static/images/right-arrow-blue.svg 1x, /static/images/right-arrow-blue.svg 2x" src="/static/images/right-arrow-blue.svg"/></noscript></span></div><h3 class="overflow-hidden block">What is Zero Cost Term Insurance?</h3></div></div><div class="px-10 md:pr-10 pr-6 pt-6 pb-3 mt-3 border-t healthproduct_accordion-content__LwBHg"><div>Zero cost term insurance plans give you the option to discontinue the plan after a certain number of years. The premiums paid by you will be returned and the plan is terminated. These are offered in longer duration policy terms. These are different from Return of Premium Plans where the premiums are returned at the end of the policy term.</div></div></div><div class="accordion-item border rounded border-blue-200 py-3 mb-5"><div class="accordion-title flex flex-row justify-between cursor-pointer p-3 select-none"><div class="font-semibold"><div class="mr-3 inline float-left" style="width:15px"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2715%27%20height=%2715%27/%3e"/></span><img alt="angle right icon" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="w-auto h-auto" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="angle right icon" loading="lazy" decoding="async" data-nimg="intrinsic" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%" class="w-auto h-auto" srcSet="/static/images/right-arrow-blue.svg 1x, /static/images/right-arrow-blue.svg 2x" src="/static/images/right-arrow-blue.svg"/></noscript></span></div><h3 class="overflow-hidden block">What policy term should I select?</h3></div></div><div class="px-10 md:pr-10 pr-6 pt-6 pb-3 mt-3 border-t healthproduct_accordion-content__LwBHg"><div>You should choose a policy term till your retirement age or maybe till a few years after retirement. Term policy is taken to cover the risk of loss of income. So ideally take a term policy for a period in which you will be earning money. Beyond that period, the premiums paid by you will become a burden for you.</div></div></div><div class="accordion-item border rounded border-blue-200 py-3 mb-5"><div class="accordion-title flex flex-row justify-between cursor-pointer p-3 select-none"><div class="font-semibold"><div class="mr-3 inline float-left" style="width:15px"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2715%27%20height=%2715%27/%3e"/></span><img alt="angle right icon" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="w-auto h-auto" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="angle right icon" loading="lazy" decoding="async" data-nimg="intrinsic" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%" class="w-auto h-auto" srcSet="/static/images/right-arrow-blue.svg 1x, /static/images/right-arrow-blue.svg 2x" src="/static/images/right-arrow-blue.svg"/></noscript></span></div><h3 class="overflow-hidden block">Is it safe to buy term insurance plans online?</h3></div></div><div class="px-10 md:pr-10 pr-6 pt-6 pb-3 mt-3 border-t healthproduct_accordion-content__LwBHg"><div>Yes, it is absolutely safe to buy term insurance plans online. In fact, it is better to buy your term plan online as you would be filling up the form yourself ensuring that all details are filled accurately. This is very important to ensure that there will be no issues in case of a claim.</div></div></div><div class="accordion-item border rounded border-blue-200 py-3 mb-5"><div class="accordion-title flex flex-row justify-between cursor-pointer p-3 select-none"><div class="font-semibold"><div class="mr-3 inline float-left" style="width:15px"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2715%27%20height=%2715%27/%3e"/></span><img alt="angle right icon" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="w-auto h-auto" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="angle right icon" loading="lazy" decoding="async" data-nimg="intrinsic" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%" class="w-auto h-auto" srcSet="/static/images/right-arrow-blue.svg 1x, /static/images/right-arrow-blue.svg 2x" src="/static/images/right-arrow-blue.svg"/></noscript></span></div><h3 class="overflow-hidden block">Will I face issues at the time of claim if I purchase the plan online?</h3></div></div><div class="px-10 md:pr-10 pr-6 pt-6 pb-3 mt-3 border-t healthproduct_accordion-content__LwBHg"><div>You will be provided the same level of support in case of a claim. It does not matter whether you purchased your term plan online or through any other mode. It is a bit like purchasing your movie tickets online - the product and the level of service remain the same.</div></div></div><div class="accordion-item border rounded border-blue-200 py-3 mb-5"><div class="accordion-title flex flex-row justify-between cursor-pointer p-3 select-none"><div class="font-semibold"><div class="mr-3 inline float-left" style="width:15px"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2715%27%20height=%2715%27/%3e"/></span><img alt="angle right icon" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="w-auto h-auto" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="angle right icon" loading="lazy" decoding="async" data-nimg="intrinsic" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%" class="w-auto h-auto" srcSet="/static/images/right-arrow-blue.svg 1x, /static/images/right-arrow-blue.svg 2x" src="/static/images/right-arrow-blue.svg"/></noscript></span></div><h3 class="overflow-hidden block">What kinds of deaths are not covered in term insurance?</h3></div></div><div class="px-10 md:pr-10 pr-6 pt-6 pb-3 mt-3 border-t healthproduct_accordion-content__LwBHg"><div><p>Some of the conditions under which your term insurance coverage would be invalid are as follows.</p><ul class = "list-disc md:pl-5 pl-4 mt-1"><li>Death due to involvement in criminal activity</li><li>Death due to a pre-existing health condition which was not disclosed</li><li>Death due to suicide in the 1st year</li><li>Death due to murder by nominee</li><li>Death under the influence of alcohol or drugs</li></ul></div></div></div><div class="accordion-item border rounded border-blue-200 py-3 mb-5"><div class="accordion-title flex flex-row justify-between cursor-pointer p-3 select-none"><div class="font-semibold"><div class="mr-3 inline float-left" style="width:15px"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2715%27%20height=%2715%27/%3e"/></span><img alt="angle right icon" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="w-auto h-auto" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="angle right icon" loading="lazy" decoding="async" data-nimg="intrinsic" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%" class="w-auto h-auto" srcSet="/static/images/right-arrow-blue.svg 1x, /static/images/right-arrow-blue.svg 2x" src="/static/images/right-arrow-blue.svg"/></noscript></span></div><h3 class="overflow-hidden block">Why is there a vast difference in premiums of term insurance plans from different insurers?</h3></div></div><div class="px-10 md:pr-10 pr-6 pt-6 pb-3 mt-3 border-t healthproduct_accordion-content__LwBHg"><div>Not all plans are identical - the benefits and features vary from plan to plan. Also, different insurance companies will price their products differently based on the strength of their brand and market competitiveness.</div></div></div><div class="accordion-item border rounded border-blue-200 py-3 mb-5"><div class="accordion-title flex flex-row justify-between cursor-pointer p-3 select-none"><div class="font-semibold"><div class="mr-3 inline float-left" style="width:15px"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2715%27%20height=%2715%27/%3e"/></span><img alt="angle right icon" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="w-auto h-auto" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="angle right icon" loading="lazy" decoding="async" data-nimg="intrinsic" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%" class="w-auto h-auto" srcSet="/static/images/right-arrow-blue.svg 1x, /static/images/right-arrow-blue.svg 2x" src="/static/images/right-arrow-blue.svg"/></noscript></span></div><h3 class="overflow-hidden block">What documents are required for buying a term insurance plan?</h3></div></div><div class="px-10 md:pr-10 pr-6 pt-6 pb-3 mt-3 border-t healthproduct_accordion-content__LwBHg"><div><p>You will be required to provide the following documents at the time of purchase. Companies will accept Aadhaar as Address, ID & Age proof.</p><ul class = "list-disc md:pl-5 pl-4 mt-1"><li>Completed Proposal Form</li><li>Income document - Salary Slips / Form 16 / ITR</li><li>Address Proof</li><li>ID Proof</li><li>Age Proof</li><li>Medical Test Reports, if required</li></ul></div></div></div><div class="accordion-item border rounded border-blue-200 py-3 mb-5"><div class="accordion-title flex flex-row justify-between cursor-pointer p-3 select-none"><div class="font-semibold"><div class="mr-3 inline float-left" style="width:15px"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2715%27%20height=%2715%27/%3e"/></span><img alt="angle right icon" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="w-auto h-auto" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="angle right icon" loading="lazy" decoding="async" data-nimg="intrinsic" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%" class="w-auto h-auto" srcSet="/static/images/right-arrow-blue.svg 1x, /static/images/right-arrow-blue.svg 2x" src="/static/images/right-arrow-blue.svg"/></noscript></span></div><h3 class="overflow-hidden block">What are the different payout options in term insurance?</h3></div></div><div class="px-10 md:pr-10 pr-6 pt-6 pb-3 mt-3 border-t healthproduct_accordion-content__LwBHg"><div><p>You can decide the way the policy benefits will get paid to your nominee. You can select the following options.</p><ul class = "list-disc md:pl-5 pl-4 mt-1"><li>Lumpsum - all money paid at one go</li><li>Monthly payments for a fixed number of years</li><li>Part lumpsum + Balance in Monthly payment for a fixed number of years</li></ul></div></div></div><div class="accordion-item border rounded border-blue-200 py-3 mb-5"><div class="accordion-title flex flex-row justify-between cursor-pointer p-3 select-none"><div class="font-semibold"><div class="mr-3 inline float-left" style="width:15px"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2715%27%20height=%2715%27/%3e"/></span><img alt="angle right icon" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="w-auto h-auto" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="angle right icon" loading="lazy" decoding="async" data-nimg="intrinsic" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%" class="w-auto h-auto" srcSet="/static/images/right-arrow-blue.svg 1x, /static/images/right-arrow-blue.svg 2x" src="/static/images/right-arrow-blue.svg"/></noscript></span></div><h3 class="overflow-hidden block">What is Terminal Illness in Term Insurance?</h3></div></div><div class="px-10 md:pr-10 pr-6 pt-6 pb-3 mt-3 border-t healthproduct_accordion-content__LwBHg"><div>Terminal illness refers to a medical condition due to which the patient is not expected to live for more than 6 months. Some term insurance plans make a payout in case doctors confirm that the policyholder is terminally ill.</div></div></div><div class="accordion-item border rounded border-blue-200 py-3 mb-5"><div class="accordion-title flex flex-row justify-between cursor-pointer p-3 select-none"><div class="font-semibold"><div class="mr-3 inline float-left" style="width:15px"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2715%27%20height=%2715%27/%3e"/></span><img alt="angle right icon" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="w-auto h-auto" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="angle right icon" loading="lazy" decoding="async" data-nimg="intrinsic" style="max-width:100%;height:0;position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;min-width:100%;min-height:100%;max-height:100%" class="w-auto h-auto" srcSet="/static/images/right-arrow-blue.svg 1x, /static/images/right-arrow-blue.svg 2x" src="/static/images/right-arrow-blue.svg"/></noscript></span></div><h3 class="overflow-hidden block">How many Term Insurance plans can one take?</h3></div></div><div class="px-10 md:pr-10 pr-6 pt-6 pb-3 mt-3 border-t healthproduct_accordion-content__LwBHg"><div>There is no limit on the count of term insurance plans that one can take. However, insurance companies cap the overall cover amount that should be offered to an individual based on their underwriting rules. When you buy a new policy, you will have to share the details of other life insurance policies that you hold - based on this the new insurance companies make their decision on offering you a new cover. Mostly your life insurance coverage will be capped anywhere between 20 to 25 times your annual income.</div></div></div></div></div></div></div></div><div class="sc-bczRLJ kEeNDb"></div><footer><div class="bottom-0 left-0 right-0 block lg:pt-24 pt-10 md:pb-0 pb-12 pl-8 pr-8 min-h-min min-h-500 lg:pl-16 sm:pl-12 lg:pr-24 footer-bg"><div><div class="inline-block w-full pt-3 pl-3 align-top lg:w-1/4 lg:pl-14 lg:pt-0 home_ms-custom-pl__lMuRH"><div tabindex="0" class="collapse collapse-close"><div class="font-semibold text-gray-700 lg:text-xl text:sm"><div class="flex justify-between items-center cursor-pointer collapse-title"><div>Company</div><div class="inline float-right shrink-0" style="width:15px"><img alt="plus icon" loading="lazy" width="15" height="15" decoding="async" data-nimg="1" style="color:transparent;width:100%;height:auto" src="/static/images/plus_icon.svg"/></div></div><div class="pt-3 collapse-content"><ul class="border-b-2 border-zinc"><li class="py-3 text-sm font-medium footer-text break-words border-t-2 border-zinc-300 lg:px-0"><a href="/about-us">About us</a></li><li class="py-3 text-sm font-medium footer-text break-words border-t-2 border-zinc-300 lg:px-0"><div class="inline-block lg:py-2 lg:pr-2 align-middle lg:pr-4" style="width:15px"><img alt="footer icon" loading="lazy" width="15" height="15" decoding="async" data-nimg="1" style="color:transparent;width:100%;height:auto" src="/static/images/phone_icon.svg"/></div><a href="tel:7304568955"><span class="hover:underline ml-2">7304568955</span></a></li><li class="py-3 text-sm font-medium footer-text break-words border-t-2 border-zinc-300 lg:px-0"><div class="inline-block lg:py-2 lg:pr-2 align-middle lg:pr-4" style="width:15px"><img alt="footer icon" loading="lazy" width="15" height="15" decoding="async" data-nimg="1" style="color:transparent;width:100%;height:auto" src="/static/images/mail_icon.svg"/></div><a href="mailto:contact@myinsuranceclub.com"><span class="hover:underline ml-2">contact@myinsuranceclub.com</span></a></li><li class="py-3 text-sm font-medium footer-text break-words border-t-2 border-zinc-300 lg:px-0"><a href="/contact-us">Contact us</a></li><li class="py-3 text-sm font-medium footer-text break-words border-t-2 border-zinc-300 lg:px-0"><a href="/feedback">Feedback</a></li><li class="py-3 text-sm font-medium footer-text break-words border-t-2 border-zinc-300 lg:px-0"><a href="/claim-assistance">Claim Assistance</a></li><li class="py-3 text-sm font-medium footer-text break-words border-t-2 border-zinc-300 lg:px-0"><a href="/terms-of-use">Terms of Use</a></li><li class="py-3 text-sm font-medium footer-text break-words border-t-2 border-zinc-300 lg:px-0"><a target="_blank" title="/static/pdfs/grievance_redressal_process.pdf" href="/static/pdfs/grievance_redressal_process.pdf">Grievance Redressal</a></li><li class="py-3 text-sm font-medium footer-text break-words border-t-2 border-zinc-300 lg:px-0"><a target="_blank" title="/static/pdfs/coi.pdf" href="/static/pdfs/coi.pdf">COI</a></li><li class="py-3 text-sm font-medium footer-text break-words border-t-2 border-zinc-300 lg:px-0"><a href="/privacy-policy">Privacy Policy</a></li></ul></div></div></div></div><div class="inline-block w-full pt-3 pl-3 align-top lg:w-1/4 lg:pl-14 lg:pt-0 home_ms-custom-pl__lMuRH"><div tabindex="0" class="collapse collapse-close"><div class="font-semibold text-gray-700 lg:text-xl text:sm"><div class="flex justify-between items-center cursor-pointer collapse-title"><div>Other Links</div><div class="inline float-right shrink-0" style="width:15px"><img alt="plus icon" loading="lazy" width="15" height="15" decoding="async" data-nimg="1" style="color:transparent;width:100%;height:auto" src="/static/images/plus_icon.svg"/></div></div><div class="pt-3 collapse-content"><ul class="border-b-2 border-zinc"><li class="py-3 text-sm font-medium footer-text break-words border-t-2 border-zinc-300 lg:px-0"><a href="/articles">Insurance Articles</a></li><li class="py-3 text-sm font-medium footer-text break-words border-t-2 border-zinc-300 lg:px-0"><a href="/guides">Insurance Guides</a></li><li class="py-3 text-sm font-medium footer-text break-words border-t-2 border-zinc-300 lg:px-0"><a href="/insurance-news">Insurance News</a></li><li class="py-3 text-sm font-medium footer-text break-words border-t-2 border-zinc-300 lg:px-0"><a href="/videos">Insurance Videos</a></li><li class="py-3 text-sm font-medium footer-text break-words border-t-2 border-zinc-300 lg:px-0"><a href="/life-insurance/companies">Life Insurance Companies in India</a></li><li class="py-3 text-sm font-medium footer-text break-words border-t-2 border-zinc-300 lg:px-0"><a href="/general-insurance-companies">General Insurance Companies in India</a></li></ul></div></div></div></div><div class="inline-block w-full pt-3 pl-3 align-top lg:w-1/4 lg:pl-14 lg:pt-0 home_ms-custom-pl__lMuRH"><div tabindex="0" class="collapse collapse-close"><div class="font-semibold text-gray-700 lg:text-xl text:sm"><div class="flex justify-between items-center cursor-pointer collapse-title"><div>Religare Group</div><div class="inline float-right shrink-0" style="width:15px"><img alt="plus icon" loading="lazy" width="15" height="15" decoding="async" data-nimg="1" style="color:transparent;width:100%;height:auto" src="/static/images/plus_icon.svg"/></div></div><div class="pt-3 collapse-content"><ul class="border-b-2 border-zinc"><li class="py-3 text-sm font-medium footer-text break-words border-t-2 border-zinc-300 lg:px-0"><a target="_blank" title="https://www.religare.com" href="https://www.religare.com">Religare Enterprises Limited</a></li><li class="py-3 text-sm font-medium footer-text break-words border-t-2 border-zinc-300 lg:px-0"><a target="_blank" title="https://www.religarefinvest.com" href="https://www.religarefinvest.com">Religare Finvest</a></li><li class="py-3 text-sm font-medium footer-text break-words border-t-2 border-zinc-300 lg:px-0"><a target="_blank" title="https://www.religarehomeloans.com" href="https://www.religarehomeloans.com">Religare Housing Development Finance</a></li><li class="py-3 text-sm font-medium footer-text break-words border-t-2 border-zinc-300 lg:px-0"><a target="_blank" title="https://www.religareonline.com" href="https://www.religareonline.com">Religare Broking</a></li><li class="py-3 text-sm font-medium footer-text break-words border-t-2 border-zinc-300 lg:px-0"><a target="_blank" title="https://www.careinsurance.com" href="https://www.careinsurance.com">Care Health Insurance</a></li><li class="py-3 text-sm font-medium footer-text break-words border-t-2 border-zinc-300 lg:px-0"><a target="_blank" title="https://www.religare.com/Religare-Care-Foundation.aspx" href="https://www.religare.com/Religare-Care-Foundation.aspx">Religare Care Foundation</a></li></ul></div></div></div></div><div class="w-full pt-8 pl-2 align-top lg:inline-block lg:w-1/4 lg:pl-14 lg:pt-0"><div class="flex justify-center w-full px-2 lg:justify-around lg:px-0"><div class="border border-black cursor-pointer w-fit"><a href="/irdai-license"><div style="width:258px"><img alt="Insurance Regulatory & Development Authority (IRDAI) License Details" loading="lazy" width="258" height="125" decoding="async" data-nimg="1" style="color:transparent;width:100%;height:auto" sizes="100vw" srcSet="/_next/image?url=%2Fstatic%2Fimages%2Firdai_mic.webp&w=640&q=75 640w, /_next/image?url=%2Fstatic%2Fimages%2Firdai_mic.webp&w=750&q=75 750w, /_next/image?url=%2Fstatic%2Fimages%2Firdai_mic.webp&w=828&q=75 828w, /_next/image?url=%2Fstatic%2Fimages%2Firdai_mic.webp&w=1080&q=75 1080w, /_next/image?url=%2Fstatic%2Fimages%2Firdai_mic.webp&w=1200&q=75 1200w, /_next/image?url=%2Fstatic%2Fimages%2Firdai_mic.webp&w=1920&q=75 1920w, /_next/image?url=%2Fstatic%2Fimages%2Firdai_mic.webp&w=2048&q=75 2048w, /_next/image?url=%2Fstatic%2Fimages%2Firdai_mic.webp&w=3840&q=75 3840w" src="/_next/image?url=%2Fstatic%2Fimages%2Firdai_mic.webp&w=3840&q=75"/></div></a></div></div><div class="flex justify-center py-6 lg:justify-around"><div class="inline-block"><div class="inline-block px-2.5 py-0 m-0 cursor-pointer"><a target="_blank" title="https://www.google.com/search?q=myinsuranceclub" href="https://www.google.com/search?q=myinsuranceclub"><div style="width:28px"><img alt="Google" loading="lazy" width="30" height="30" decoding="async" data-nimg="1" style="color:transparent;width:100%;height:auto" src="/static/images/google_default.svg"/></div></a></div></div><div class="inline-block"><div class="inline-block px-2.5 py-0 m-0 cursor-pointer"><a target="_blank" title="https://www.instagram.com/myinsuranceclub" href="https://www.instagram.com/myinsuranceclub"><div style="width:28px"><img alt="Instagram" loading="lazy" width="30" height="30" decoding="async" data-nimg="1" style="color:transparent;width:100%;height:auto" src="/static/images/ig_default.svg"/></div></a></div></div><div class="inline-block"><div class="inline-block px-2.5 py-0 m-0 cursor-pointer"><a target="_blank" title="https://www.facebook.com/myinsuranceclub" href="https://www.facebook.com/myinsuranceclub"><div style="width:28px"><img alt="Facebook" loading="lazy" width="30" height="30" decoding="async" data-nimg="1" style="color:transparent;width:100%;height:auto" src="/static/images/fb_default.svg"/></div></a></div></div><div class="inline-block"><div class="inline-block px-2.5 py-0 m-0 cursor-pointer"><a target="_blank" title="https://www.linkedin.com/company/myinsuranceclub" href="https://www.linkedin.com/company/myinsuranceclub"><div style="width:28px"><img alt="Linked In" loading="lazy" width="30" height="30" decoding="async" data-nimg="1" style="color:transparent;width:100%;height:auto" src="/static/images/linkedin_default.svg"/></div></a></div></div><div class="inline-block"><div class="inline-block px-2.5 py-0 m-0 cursor-pointer"><a target="_blank" title="https://twitter.com/MyInsuranceClub" href="https://twitter.com/MyInsuranceClub"><div style="width:28px"><img alt="Twitter" loading="lazy" width="30" height="30" decoding="async" data-nimg="1" style="color:transparent;width:100%;height:auto" src="/static/images/twitter_default.svg"/></div></a></div></div></div><div class="flex justify-center" style="text-align:center"><img alt="godaddy-siteseal" loading="lazy" width="200" height="65" decoding="async" data-nimg="1" style="color:transparent;max-width:100%;height:auto" srcSet="/_next/image?url=%2Fstatic%2Fimages%2Fgodaddy-siteseal.webp&w=256&q=75 1x, /_next/image?url=%2Fstatic%2Fimages%2Fgodaddy-siteseal.webp&w=640&q=75 2x" src="/_next/image?url=%2Fstatic%2Fimages%2Fgodaddy-siteseal.webp&w=640&q=75"/></div></div></div><div class="lg:px-6 px-1 py-6 text-sm text-center footer-declaration lg:py-8 lg:px-0"><div>MIC Insurance Web Aggregator Private Limited</div><div>CIN: U67190DL2009PTC436456</div><div>Registered Office: 1407,14th Floor, Chiranjiv Tower, 43 Nehru Place, New Delhi, India, Pin-110019</div><div>Important: Insurance is the subject matter of solicitation © 2009-2024 MyInsuranceClub.com</div><div>Details of the prospects who visit the website may be shared with insurers for the purposes of soliciting insurance policies.</div><div>Product information is authentic and based solely on information received from insurers.</div><div>The information displayed on this website is of the insurers with whom our company has an agreement.</div></div></div></footer></div></div></main></div><script id="gtm-script" type="text/partytown"> window.dataLayer = window.dataLayer || []; window.gtag = function gtag(){window.dataLayer.push(arguments);} gtag('js', new Date()); gtag('config', 'G-EBX6HQXY5R', { page_path: window.location.pathname, }) </script></main></div></div><script id="__NEXT_DATA__" type="application/json">{"props":{"pageProps":{"guides":[{"article_title":"Paid Up Insurance Policy","article_slug":"paid-up-insurance-policy","thumbnail":{"large":"https://mic-wordpress.s3.amazonaws.com/uploads/income-tax-benefits-in-life-insurance-plans-1645695756.jpg"},"language":"en","author":{"name":"Sachin Telawane","author_id":"2"}},{"article_title":"Surrender Value in LIC Aadhar Stambh Plan - Check your surrender value","article_slug":"surrender-value-in-lic-aadhar-stambh-plan-check-your-surrender-value","thumbnail":{"large":"https://mic-wordpress.s3.amazonaws.com/uploads/surrender-value-in-lic-aadhar-stambh-plan-check-your-surrender-value-1524734646.jpg"},"language":"en","author":{"name":"Jay Vasa","author_id":"4"}},{"article_title":"Surrender Value in LIC Jeevan Labh Plan - Check your surrender value","article_slug":"surrender-value-in-lic-jeevan-labh-plan-check-your-surrender-value","thumbnail":{"large":"https://mic-wordpress.s3.amazonaws.com/uploads/surrender-value-in-lic-jeevan-labh-plan-check-your-surrender-value-1524735761.jpg"},"language":"en","author":{"name":"Jay Vasa","author_id":"4"}}]},"__N_SSP":true},"page":"/life-insurance/term-insurance","query":{},"buildId":"f2zggk0AivFbM3zyq4ncG","runtimeConfig":{"baseURL":"https://www.myinsuranceclub.com","proxyAPIPath":"/api","googleAnalyticsKey":"G-EBX6HQXY5R","universalAnalyticsKey":"UA-10819086-1","customEnv":"prod"},"isFallback":false,"isExperimentalCompile":false,"dynamicIds":[59955],"gssp":true,"appGip":true,"locale":"en","locales":["en"],"defaultLocale":"en","scriptLoader":[]}</script></body></html>