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UnitedHealthcare Health Insurance Review • Plans, Pricing & Comparisons - Benzinga
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var(--fa-bounce-land-scale-y, 0.95)) translateY(0); } 57% { -webkit-transform: scale(1, 1) translateY(var(--fa-bounce-rebound, -0.125em)); transform: scale(1, 1) translateY(var(--fa-bounce-rebound, -0.125em)); } 64% { -webkit-transform: scale(1, 1) translateY(0); transform: scale(1, 1) translateY(0); } 100% { -webkit-transform: scale(1, 1) translateY(0); transform: scale(1, 1) translateY(0); } } @keyframes fa-bounce { 0% { -webkit-transform: scale(1, 1) translateY(0); transform: scale(1, 1) translateY(0); } 10% { -webkit-transform: scale(var(--fa-bounce-start-scale-x, 1.1), var(--fa-bounce-start-scale-y, 0.9)) translateY(0); transform: scale(var(--fa-bounce-start-scale-x, 1.1), var(--fa-bounce-start-scale-y, 0.9)) translateY(0); } 30% { -webkit-transform: scale(var(--fa-bounce-jump-scale-x, 0.9), var(--fa-bounce-jump-scale-y, 1.1)) translateY(var(--fa-bounce-height, -0.5em)); transform: scale(var(--fa-bounce-jump-scale-x, 0.9), var(--fa-bounce-jump-scale-y, 1.1)) 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href="https://www.benzinga.com/money/advertiser-disclosure/">Read our Advertiser Disclosure.</a></div><div class="contributor-block-container"><div class="contributor-block"><div class="author"><a href="https://www.benzinga.com/money/author/ashleyashleymhart-com">Ashley Hart</a></div><div class="author-description">Contributor, Benzinga</div><div class="date">March 4, 2022</div></div></div></div><div class="header-container mx-auto container max-w-7xl px-4 flex-col items-start md:flex-row md:items-cetner"><div class="sc-fxPjmO jkUsSg money-product-card header"><div class="review-wrapper"><div class="flex items-center justify-between review-header"><div><a data-label="Product Card Image" href="https://www.benzinga.com/go/unitedhealthcare-health-insurance" rel="noopener sponsored nofollow" target="_blank"><span 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2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div><div class="sc-fqLFto cXJjtT star active"><div style="overflow:hidden;position:absolute;width:0%"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div><div style="color:inherit"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div><div class="sc-fqLFto cXJjtT star active"><div style="overflow:hidden;position:absolute;width:50%"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div><div style="color:#CEDDF2"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div></div></div></div><div class="review-cta"><div class="sc-jDxuQu jqMYd get-started-button-container"><a class="cta-link-button" data-label="Product Card CTA" href="https://www.benzinga.com/go/unitedhealthcare-health-insurance" rel="noopener sponsored nofollow" target="_blank"><button class="sc-iCKXBC jdlker cta md" type="button"><span><span>get started</span></span></button></a><div class="sc-cgiuZH dvJXry"><a class="cta-link-button" data-label="Product Card CTA" href="tel:8663812546" rel="dofollow" target="_blank"><button class="sc-iCKXBC jdlker cta md" type="button"><span><span class="call-now-label"> Call Now </span><svg aria-hidden="true" focusable="false" data-prefix="fas" data-icon="phone-flip" class="svg-inline--fa fa-phone-flip " role="img" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path fill="currentColor" d="M347.1 24.6c7.7-18.6 28-28.5 47.4-23.2l88 24C499.9 30.2 512 46 512 64c0 247.4-200.6 448-448 448c-18 0-33.8-12.1-38.6-29.5l-24-88c-5.3-19.4 4.6-39.7 23.2-47.4l96-40c16.3-6.8 35.2-2.1 46.3 11.6L207.3 368c70.4-33.3 127.4-90.3 160.7-160.7L318.7 167c-13.7-11.2-18.4-30-11.6-46.3l40-96z"></path></svg></span></button></a></div></div></div></div></div></div></div></div><div class="sc-bHIfKj dvxYqy"><div class="sc-hiTDLB jzsSFa"><div class="sc-ejCKsa cApKXp layout-content-container lg:px-0 mx-auto px-4 layout-container max-w-7xl"><div class="main-content-container layout-container mx-auto"><div class="layout-flex flex flex-col w-full items-start relative"><div class="layout-main flex flex-grow flex-col justify-between"><main class="money-page-main"><div class="sc-iCWdMM cmLZFc money-post-wrapper"><div class="sc-hLYKJo iuubWz product-more-details"><div class="product-details-description"><div><p><span style="font-weight: 400;">UnitedHealthcare is an insurance company that is dedicated to making the health care system work better for everyone. Its plans can serve customers of all ages, starting in childhood and continuing all the way through the retirement years. The company partners with more than 1.3 million health care professionals and over 6,500 hospitals to give customers the freedom to access healthcare wherever they are. This insurance provider has a strong financial standing and good ratings, making it a reliable option for just about anybody.</span></p> </div><div class="review-button-wrapper"><a href="https://www.benzinga.com/money/unitedhealthcare-health-insurance-review#one-minute-opinion" class="sc-iCKXBC jdlker flat-light-blue md" type="button"><span>Leave Your Own 1 Minute Review!</span></a></div></div><div class="product-features-section"><div class="sc-jjvwdq isDeQd product-features"><div class="sc-jURttq ivVRbd section-title"><span>Pros</span></div><ul class="product-feature-list pros "><li>Offers a wide variety of plans</li><li>Strong financial and customer service ratings</li><li>ACA and non ACA plans available</li></ul></div><div class="sc-jjvwdq isDeQd product-features"><div class="sc-jURttq ivVRbd section-title"><span>Cons</span></div><ul class="product-feature-list cons "><li>Not all plans ACA-compliant</li><li>The website can make it difficult to get a quote</li></ul></div></div></div><div class="sc-hJOGhH jCVhd money-blocks-wrapper"><!--$--><h2 class="block core-block">UnitedHealthCare Health Insurance Ratings at a Glance</h2><!--/$--><!--$--><figure class="sc-dVRHgJ epaQkb core-block"><table><tbody><tr><td class="label"><a href="#united-healthcare-health-insurance-policy-options">UnitedHealthcare Health Insurance Policy Options</a></td><td><div class="sc-loaeDx diFiSn rate-container undefined readOnly"><div class="sc-fqLFto cXJjtT star active"><div style="overflow:hidden;position:absolute;width:0%"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div><div style="color:inherit"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div><div class="sc-fqLFto cXJjtT star active"><div style="overflow:hidden;position:absolute;width:0%"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div><div style="color:inherit"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div><div class="sc-fqLFto cXJjtT star active"><div style="overflow:hidden;position:absolute;width:0%"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div><div style="color:inherit"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div><div class="sc-fqLFto cXJjtT star active"><div style="overflow:hidden;position:absolute;width:0%"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div><div style="color:inherit"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div><div class="sc-fqLFto cXJjtT star active"><div style="overflow:hidden;position:absolute;width:0%"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div><div style="color:inherit"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div></div></td></tr><tr><td class="label"><a href="#united-healthcare-customer-service">UnitedHealthcare Customer Service</a></td><td><div class="sc-loaeDx diFiSn rate-container undefined readOnly"><div class="sc-fqLFto cXJjtT star active"><div style="overflow:hidden;position:absolute;width:0%"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div><div style="color:inherit"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div><div class="sc-fqLFto cXJjtT star active"><div style="overflow:hidden;position:absolute;width:0%"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div><div style="color:inherit"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div><div class="sc-fqLFto cXJjtT star active"><div style="overflow:hidden;position:absolute;width:0%"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div><div style="color:inherit"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div><div class="sc-fqLFto cXJjtT star active"><div style="overflow:hidden;position:absolute;width:0%"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div><div style="color:inherit"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div><div class="sc-fqLFto cXJjtT star active"><div style="overflow:hidden;position:absolute;width:0%"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div><div style="color:inherit"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div></div></td></tr><tr><td class="label"><a href="#united-healthcare-pricing">UnitedHealthcare Pricing</a></td><td><div class="sc-loaeDx diFiSn rate-container undefined readOnly"><div class="sc-fqLFto cXJjtT star active"><div style="overflow:hidden;position:absolute;width:0%"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div><div style="color:inherit"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div><div class="sc-fqLFto cXJjtT star active"><div style="overflow:hidden;position:absolute;width:0%"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div><div style="color:inherit"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div><div class="sc-fqLFto cXJjtT star active"><div style="overflow:hidden;position:absolute;width:0%"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div><div style="color:inherit"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div><div class="sc-fqLFto cXJjtT star active"><div style="overflow:hidden;position:absolute;width:0%"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div><div style="color:inherit"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div><div class="sc-fqLFto cXJjtT star active"><div style="overflow:hidden;position:absolute;width:0%"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div><div style="color:#CEDDF2"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div></div></td></tr><tr><td class="label"><a href="#united-healthcare-application-experience">UnitedHealthcare Application Experience</a></td><td><div class="sc-loaeDx diFiSn rate-container undefined readOnly"><div class="sc-fqLFto cXJjtT star active"><div style="overflow:hidden;position:absolute;width:0%"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div><div style="color:inherit"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div><div class="sc-fqLFto cXJjtT star active"><div style="overflow:hidden;position:absolute;width:0%"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div><div style="color:inherit"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div><div class="sc-fqLFto cXJjtT star active"><div style="overflow:hidden;position:absolute;width:0%"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div><div style="color:inherit"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div><div class="sc-fqLFto cXJjtT star active"><div style="overflow:hidden;position:absolute;width:0%"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div><div style="color:inherit"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div><div class="sc-fqLFto cXJjtT star active"><div style="overflow:hidden;position:absolute;width:0%"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div><div style="color:#CEDDF2"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div></div></td></tr><tr><td class="label"><a href="#united-healthcare-overall-rating">UnitedHealthcare Overall Rating</a></td><td><div class="sc-loaeDx diFiSn rate-container undefined readOnly"><div class="sc-fqLFto cXJjtT star active"><div style="overflow:hidden;position:absolute;width:0%"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div><div style="color:inherit"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div><div class="sc-fqLFto cXJjtT star active"><div style="overflow:hidden;position:absolute;width:0%"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div><div style="color:inherit"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div><div class="sc-fqLFto cXJjtT star active"><div style="overflow:hidden;position:absolute;width:0%"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div><div style="color:inherit"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div><div class="sc-fqLFto cXJjtT star active"><div style="overflow:hidden;position:absolute;width:0%"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div><div style="color:inherit"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div><div class="sc-fqLFto cXJjtT star active"><div style="overflow:hidden;position:absolute;width:50%"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div><div style="color:#CEDDF2"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div></div></td></tr></tbody></table></figure><!--/$--><!--$--><div class="sc-ftuRJG eXnPuT bz3_border_box_container table"><div class="bz3_border_box_wrapper p-4 w-auto bg-white"><div class="bz3_table_content_title"><div class="font-semibold text-gray-900 text-left flex items-center justify-between"><div class="flex items-center justify-between gap-3"><div class="fa-list"><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 512 512" xmlns="http://www.w3.org/2000/svg"><path d="M64 64a32 32 0 1 0 0 64 32 32 0 1 0 0-64zm120 8c-13.3 0-24 10.7-24 24s10.7 24 24 24H488c13.3 0 24-10.7 24-24s-10.7-24-24-24H184zm0 160c-13.3 0-24 10.7-24 24s10.7 24 24 24H488c13.3 0 24-10.7 24-24s-10.7-24-24-24H184zm0 160c-13.3 0-24 10.7-24 24s10.7 24 24 24H488c13.3 0 24-10.7 24-24s-10.7-24-24-24H184zM96 256a32 32 0 1 0 -64 0 32 32 0 1 0 64 0zM64 384a32 32 0 1 0 0 64 32 32 0 1 0 0-64z" fill="currentColor"></path></svg></div>Table of Contents</div></div></div><div class="bz3_table_content_list"><ul class="bz3_table_content_ul list-disc text-blue-200 ml-4 mt-2"><li><a href="#united-healthcare-health-insurance-policy-options" title="UnitedHealthcare Health Insurance Policy Options">UnitedHealthcare Health Insurance Policy Options</a></li><li><a href="#united-healthcare-customer-service" title="UnitedHealthcare Customer Service">UnitedHealthcare Customer Service</a></li><li><a href="#united-healthcare-pricing" title="UnitedHealthcare Pricing">UnitedHealthcare Pricing</a></li><li class="see-all">See All <!-- -->7<!-- --> Items</li></ul></div></div></div><!--/$--><!--$--><div class="sc-fWsWcn jicPFN header-rating" id="united-healthcare-health-insurance-policy-options"><div class="header-rating-wrapper"><h2 class="mr-4 core-block">UnitedHealthcare Health Insurance Policy Options</h2><div class="sc-loaeDx diFiSn rate-container rating-component readOnly"><div class="sc-fqLFto cXJjtT star active"><div style="overflow:hidden;position:absolute;width:0%"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div><div style="color:inherit"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div><div class="sc-fqLFto cXJjtT star active"><div style="overflow:hidden;position:absolute;width:0%"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div><div style="color:inherit"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div><div class="sc-fqLFto cXJjtT star active"><div style="overflow:hidden;position:absolute;width:0%"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div><div style="color:inherit"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div><div class="sc-fqLFto cXJjtT star active"><div style="overflow:hidden;position:absolute;width:0%"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div><div style="color:inherit"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div><div class="sc-fqLFto cXJjtT star active"><div style="overflow:hidden;position:absolute;width:0%"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div><div style="color:inherit"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div></div></div></div><!--/$--><!--$--><div class="core-block-table-wrapper overflow-x-auto"> <figure class="wp-block-table"><table><tbody><tr><td><strong>Offers HMO?</strong></td><td>Yes</td></tr><tr><td><strong>Offers PPO?</strong></td><td>Yes</td></tr><tr><td><strong>Offers EPO?</strong></td><td>Yes</td></tr><tr><td><strong>Offers POS?</strong></td><td>Yes</td></tr></tbody></table></figure> </div><!--/$--><!--$--><p class="block core-block">One of the benefits of a UnitedHealthcare healthcare plan is that it offers insurance policies that can meet the needs of most people. Business health insurance plans or group plans are also available. </p><!--/$--><!--$--><p class="block core-block">UnitedHealthcare’s insurance policies can be broken down into 4 kinds of provider networks. Provider networks are made up of hospitals, doctors and other health care providers who have come to an agreement with the insurance company to provide services at a negotiated rate. It’s important to understand how each provider network works so you can pick the right option for you.</p><!--/$--><!--$--><p class="block core-block"><strong>HMO: </strong>Health Maintenance Organization (HMO) health plans typically require you to see a primary care physician (PCP) and other providers within your network. With these types of plans, you may need to get a referral from your PCP if you want to see a specialist. With HMOs, you must use in-network care unless there is an emergency in which you need to use out-of-network care. </p><!--/$--><!--$--><p class="block core-block"><strong>PPO:</strong> Preferred Provider Organization (PPO) health coverage can offer a bit more flexibility than HMO plans. If you see medical providers who are in-network, you’ll be able to access lower rates for your preventative care. You can also receive insurance coverage if you see out-of-network medical providers. The difference is that you may have less coverage and benefits for your visits with out-of-network providers. Some PPO plans do require a referral from a PCP in order to receive coverage for specialist visits, but not all of them do. </p><!--/$--><!--$--><p class="block core-block"><strong>EPO:</strong> Exclusive Provider Organization (EPO) plans are like HMOs in that you’ll probably be restricted to in-network providers except for in the case of emergencies. The good news is that EPOs often allow you to get care from any in-network provider without getting a referral from a PCP, which is a powerful tool in addressing chronic, congenital or unknown conditions. This makes EPOs a great option if you don’t have a PCP or if you just don’t want to have to wait to receive a referral before you can visit a specialist. </p><!--/$--><!--$--><p class="block core-block"><strong>POS: </strong>Point of Service (POS) plans provide a combination of HMO and PPO plans. In most cases, you have to stay in-network to receive insurance coverage. However, in some cases, you may be able to get authorization for out-of-network services. POS plans typically require you to have a PCP who can refer you to a specialist or out-of-network care. </p><!--/$--><!--$--><p class="block core-block">Additionally, UnitedHealthcare offers the following types of health insurance:</p><!--/$--><!--$--><p class="block core-block"><strong>Medicaid:</strong> <a href="https://www.medicaid.gov/medicaid/eligibility/index.html">Medicaid plans</a> offer low-cost or no-cost health insurance coverage. This type of policy is required in each state, and each state has its own eligibility requirements. </p><!--/$--><!--$--><p class="block core-block"><strong>Children’s Health Insurance Program (CHIP):</strong> This form of low-cost or no-cost coverage is for infants, children and teens that meet the eligibility requirements. Coverage for children is especially helpful when parents may qualify for Medicaid or they sit on the line between one income bracket and another.</p><!--/$--><!--$--><p class="block core-block"><strong>Medicare Advantage Plans (Part C): </strong>The federal government provides Original Medicare policies with Part A and Part B of <a href="https://www.benzinga.com/money/what-is-medicare/">Medicare coverage</a>. Private insurers such as UnitedHealthcare provide Part C of Medicare coverage. A Medicare Advantage plan combines parts A and B of Medicare into a single policy. These plans may also offer additional benefits such as prescription drug, dental, hearing and vision coverage.</p><!--/$--><!--$--><p class="block core-block"><strong>Medicare Supplement Insurance Plan: </strong>These plans can help cover some out-of-pocket medical costs that are not covered by Original Medicare. It may also be called Medigap coverage. </p><!--/$--><!--$--><p class="block core-block"><strong>Medicare Prescription Drug Plans (Part D): </strong>Part D of Medicare coverage is the part that covers prescription drugs. These plans can be added to Original Medicare or Medicare Supplement plans. </p><!--/$--><!--$--><p class="block core-block"><strong>Dual Special Needs Plan (D-SNP):</strong> D-SNP offers insurance coverage for people who qualify for both Medicaid and Medicare. These plans can usually give you more benefits than Original Medicare alone. </p><!--/$--><!--$--><p class="block core-block">UnitedHealthcare also offers the following supplemental insurance health benefit plans:</p><!--/$--><!--$--><p class="block core-block"><strong>Dental Insurance:</strong> Provides coverage for <a href="https://www.benzinga.com/money/best-individual-dental-insurance/">dental care</a>, including dental screenings and preventative care.</p><!--/$--><!--$--><p class="block core-block"><strong>Vision Insurance: </strong>Provides coverage for vision care, including vision screenings, routine exams, prescription glasses and contact lenses.</p><!--/$--><!--$--><p class="block core-block"><strong>Critical Illness Insurance: </strong>This coverage offers benefits that can help cover expenses that are related to qualifying serious illnesses.</p><!--/$--><!--$--><p class="block core-block"><strong>Hospitalization Insurance:</strong> These plans can help cover the costs of hospitalizations by paying a fixed amount per day for hospitalization stays.</p><!--/$--><!--$--><p class="block core-block"><strong>Accident Insurance: </strong>Insurance that is specifically designed to help with expenses related to accidental injuries.</p><!--/$--><!--$--><p class="block core-block"><strong>Hospital and doctor fixed indemnity Insurance: </strong>These plans pay a set amount of money for specific medical services. They’re usually used to cover things that are not covered by a traditional health insurance plan. </p><!--/$--><!--$--><p class="block core-block"><strong>International travel insurance: </strong>This plan can offer protection if you experience a medical emergency or illness while traveling. It can also help with unexpected events such as lost passports and lost baggage.</p><!--/$--><!--$--><p class="block core-block"><strong>Term life insurance: </strong><a href="https://www.benzinga.com/money/level-term-life-insurance/">Term life insurance</a> can offer financial protection for your family or other beneficiaries if you pass away.</p><!--/$--><!--$--><div class="sc-fWsWcn jicPFN header-rating" id="united-healthcare-customer-service"><div class="header-rating-wrapper"><h2 class="mr-4 core-block">UnitedHealthcare Customer Service</h2><div class="sc-loaeDx diFiSn rate-container rating-component readOnly"><div class="sc-fqLFto cXJjtT star active"><div style="overflow:hidden;position:absolute;width:0%"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div><div style="color:inherit"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div><div class="sc-fqLFto cXJjtT star active"><div style="overflow:hidden;position:absolute;width:0%"><div><svg 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12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div><div class="sc-fqLFto cXJjtT star active"><div style="overflow:hidden;position:absolute;width:0%"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div><div style="color:inherit"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div><div class="sc-fqLFto cXJjtT star active"><div style="overflow:hidden;position:absolute;width:0%"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div><div style="color:inherit"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div><div class="sc-fqLFto cXJjtT star active"><div style="overflow:hidden;position:absolute;width:0%"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div><div style="color:inherit"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div></div></div></div><!--/$--><!--$--><p class="block core-block">UnitedHealthcare offers several ways for customers to get in touch. In fact, the company has dedicated phone numbers for many of the plans that it offers. This includes Medicare and Medicaid phone lines, phone lines for employer-sponsored health insurance plans and UnitedHealthcare exchange plans. The customer service team is available Monday through Friday from 8 am to 6 pm.</p><!--/$--><!--$--><div class="core-block-table-wrapper overflow-x-auto"> <figure class="wp-block-table"><table><tbody><tr><td><strong>BBB Rating</strong></td><td>A+</td></tr><tr><td><strong>AM Best Rating</strong></td><td>A+ (Superior)</td></tr><tr><td><strong>NAIC Complaint Index</strong></td><td>0.29</td></tr><tr><td><strong>Moody’s Rating</strong></td><td>A1</td></tr><tr><td><strong>J.D. Power Rating</strong></td><td>795 out of 1,000 (for Medicare Advantage plans)</td></tr></tbody></table></figure> </div><!--/$--><!--$--><div class="sc-fWsWcn jicPFN header-rating" id="united-healthcare-pricing"><div class="header-rating-wrapper"><h2 class="mr-4 core-block">UnitedHealthcare Pricing</h2><div class="sc-loaeDx diFiSn rate-container rating-component readOnly"><div class="sc-fqLFto cXJjtT star active"><div style="overflow:hidden;position:absolute;width:0%"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div><div style="color:inherit"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div><div class="sc-fqLFto cXJjtT star active"><div style="overflow:hidden;position:absolute;width:0%"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div><div style="color:inherit"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div><div class="sc-fqLFto cXJjtT star active"><div style="overflow:hidden;position:absolute;width:0%"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div><div style="color:inherit"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div><div class="sc-fqLFto cXJjtT star active"><div style="overflow:hidden;position:absolute;width:0%"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div><div style="color:inherit"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div><div class="sc-fqLFto cXJjtT star active"><div style="overflow:hidden;position:absolute;width:0%"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div><div style="color:#CEDDF2"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div></div></div></div><!--/$--><!--$--><p class="block core-block">To evaluate pricing, I requested a quote for a 35-year-old female who is a non-smoker. I was able to receive quotes for several plans. According to the UnitedHealthcare Exchange, the most popular plan was the UHC Silver First - HMO plan. The monthly premium for this plan was $465.14.</p><!--/$--><!--$--><div class="core-block-table-wrapper overflow-x-auto"> <figure class="wp-block-table"><table><tbody><tr><td><strong>Maximum Annual out of Pocket</strong></td><td>$8,700</td></tr><tr><td><strong>Minimum Deductible</strong></td><td>$5,000</td></tr></tbody></table></figure> </div><!--/$--><!--$--><p class="block core-block">When shopping for a health insurance plan, it’s important to consider several factors to understand your total health insurance cost. Here are some key terms to look out for:</p><!--/$--><!--$--><ul class="block core-block"><li>The <strong>deductible</strong> is the amount that you’ll have to pay upfront for your covered health services before your health insurance coverage will pay for your care. </li><li>If your plan has a <strong>copayment</strong>, this is the amount that you’ll pay for covered health care services after you’ve met your deductible. Copayments are fixed amounts, and different types of health services also carry different copayments. For example, you might have a $15 copayment for a visit with your PCP, but a $30 copayment for a visit with a specialist.</li><li>Some plans have <strong>coinsurance</strong> instead of copayments. Coinsurance is similar, but instead of a fixed amount, you’ll be responsible for a percentage of your covered health services. </li><li>The <strong>premium</strong> of a health insurance plan is the amount that you must pay to keep your health insurance coverage active. Most health insurance plans charge a monthly premium. If you have health insurance through your employer, your premium is probably taken out of your paychecks automatically. </li><li>Your <strong>out-of-pocket limit </strong>is the maximum amount of money that you could pay during your health insurance coverage period. Typically, the amount that you’ve paid toward your deductible and for copayment/coinsurance costs will count toward your out-of-pocket limit. However, some insurance plans don’t count some of all of this toward your limit and your insurance premium is never counted toward this limit.</li></ul><!--/$--><!--$--><div class="sc-fWsWcn jicPFN header-rating" id="united-healthcare-application-experience"><div class="header-rating-wrapper"><h2 class="mr-4 core-block">UnitedHealthcare Application Experience</h2><div class="sc-loaeDx diFiSn rate-container rating-component readOnly"><div class="sc-fqLFto cXJjtT star active"><div style="overflow:hidden;position:absolute;width:0%"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div><div style="color:inherit"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div><div class="sc-fqLFto cXJjtT star active"><div style="overflow:hidden;position:absolute;width:0%"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div><div style="color:inherit"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div><div class="sc-fqLFto cXJjtT star active"><div style="overflow:hidden;position:absolute;width:0%"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div><div style="color:inherit"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div><div class="sc-fqLFto cXJjtT star active"><div style="overflow:hidden;position:absolute;width:0%"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div><div style="color:inherit"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div><div class="sc-fqLFto cXJjtT star active"><div style="overflow:hidden;position:absolute;width:0%"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div><div style="color:#CEDDF2"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div></div></div></div><!--/$--><!--$--><p class="block core-block">UnitedHealthcare allows you to start the quote process on its website, but it can get confusing. You may be redirected to another independent website to get your quote, or you may be able to look for coverage through the UHC Exchange. You may also be able to call UnitedHealthcare for your quote. You only need to provide your basic information to get your quote, including your name and age. If you go through the UHC Exchange, you can also select how often you anticipate needing healthcare services. The UHC Exchange uses this information to select plans that will best suit your needs.</p><!--/$--><!--$--><h2 class="block core-block" id="united-healthcare-vs-competitors">UnitedHealthcare vs. Competitors</h2><!--/$--><!--$--><p class="block core-block">UnitedHealthcare is a reputable insurance provider that can provide individual, family, employer-sponsored and other health insurance plans. Coverage is widely available nationwide, but there may be some areas where plans are limited or aren’t available at all. Since the insurance market can vary so widely based on location, it’s important to compare health insurance options in your area to find the best deal.</p><!--/$--><!--$--><div class="sc-huAHOl faPGeX block compare-products"><div class="sc-eOGyVF bvxazX compare-products-table-container"><ul class="compare-products-list"><li><div class="list-items-container "><div class="list-items product-info"><div class="flex items-center flex-row"><div class="image-container mr-4"><a class="image-anchor-wrapper" data-label="Product Table Image" href="https://www.benzinga.com/go/unitedhealthcare-health-insurance" rel="noopener sponsored nofollow" target="_blank"><span style="background:none;border:0;box-sizing:border-box;display:inline-block;height:initial;margin:0;opacity:1;overflow:hidden;padding:0;width:initial;position:relative;max-width:100%"><span style="background:none;border:0;box-sizing:border-box;display:block;height:initial;margin:0;opacity:1;padding:0;width:initial;max-width:100%"><img 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href="https://www.benzinga.com/money/unitedhealthcare-health-insurance-review">UnitedHealthCare<!-- --> Review</a></div></div><div class="flex items-center flex-row product-cta-wrap"><div class="attribute-container flex items-center gap-1 flex-col items-end"><div class="sc-jURttq ivVRbd section-title"><span>Best For:</span></div><div class="attribute-value medium">Same day coverage available</div></div></div><div class="flex items-end flex-col product-cta-wrap"><div class="section-title"><span>VIEW PROS & CONS:</span></div><div class="product-toggle-wrap"><div class="toggle-product-block flex items-center"><div class="icon-wrapper"><div style="color:#99AECC"><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 512 512" xmlns="http://www.w3.org/2000/svg"><path d="M233.4 406.6c12.5 12.5 32.8 12.5 45.3 0l192-192c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0L256 338.7 86.6 169.4c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 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113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div><div style="color:inherit"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div><div class="sc-fqLFto cXJjtT star active"><div style="overflow:hidden;position:absolute;width:0%"><div><svg aria-hidden="true" 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542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div></div><a class="read-review" href="https://www.benzinga.com/money/aetna-insurance-review">Aetna Inc<!-- --> Review</a></div></div><div class="flex items-center flex-row product-cta-wrap"><div class="attribute-container flex items-center gap-1 flex-col items-end"><div class="sc-jURttq ivVRbd section-title"><span>Best For:</span></div><div class="attribute-value medium">Member support</div></div></div><div class="flex items-end flex-col product-cta-wrap"><div class="section-title"><span>VIEW PROS & CONS:</span></div><div class="product-toggle-wrap"><div class="toggle-product-block flex items-center"><div class="icon-wrapper"><div style="color:#99AECC"><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 512 512" xmlns="http://www.w3.org/2000/svg"><path d="M233.4 406.6c12.5 12.5 32.8 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68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div><div style="color:#CEDDF2"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div></div><a class="read-review" href="https://www.benzinga.com/money/blue-cross-blue-shield-health-insurance-review">Blue Cross Blue Shield<!-- --> Review</a></div></div><div class="flex items-center flex-row product-cta-wrap"><div class="attribute-container flex items-center gap-1 flex-col items-end"><div class="sc-jURttq ivVRbd section-title"><span>Best For:</span></div><div class="attribute-value medium">Nationwide coverage </div></div></div><div class="flex items-end flex-col product-cta-wrap"><div class="section-title"><span>VIEW PROS & CONS:</span></div><div class="product-toggle-wrap"><div class="toggle-product-block flex items-center"><div class="icon-wrapper"><div style="color:#99AECC"><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 512 512" xmlns="http://www.w3.org/2000/svg"><path d="M233.4 406.6c12.5 12.5 32.8 12.5 45.3 0l192-192c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0L256 338.7 86.6 169.4c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3l192 192z" fill="currentColor"></path></svg></div></div></div></div></div><div class="securely-mobile"><span class="securely">securely through Blue Cross Blue Shield 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542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div></div><a class="read-review" href="https://www.benzinga.com/money/cigna-health-insurance-review">Cigna<!-- --> Review</a></div></div><div class="flex items-center flex-row product-cta-wrap"><div class="attribute-container flex items-center gap-1 flex-col items-end"><div class="sc-jURttq ivVRbd section-title"><span>Best For:</span></div><div class="attribute-value medium">Pharmacy programs</div></div></div><div class="flex items-end flex-col product-cta-wrap"><div class="section-title"><span>VIEW PROS & CONS:</span></div><div class="product-toggle-wrap"><div class="toggle-product-block flex items-center"><div class="icon-wrapper"><div style="color:#99AECC"><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 512 512" xmlns="http://www.w3.org/2000/svg"><path d="M233.4 406.6c12.5 12.5 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68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div><div style="color:inherit"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div></div><a class="read-review" href="https://www.benzinga.com/money/mutual-of-omaha-life-insurance-review">Mutual of Omaha - Health Insurance<!-- --> Review</a></div></div><div class="flex items-center flex-row product-cta-wrap"><div class="attribute-container flex items-center gap-1 flex-col items-end"><div class="sc-jURttq ivVRbd section-title"><span>Best For:</span></div><div class="attribute-value medium">Medigap</div></div></div><div class="securely-mobile"><span class="securely">securely through Mutual of Omaha Health Insurance's website</span></div></div><div class="action-btn"><a class="cta-link-button" data-label="Product Table CTA" href="https://www.benzinga.com/go/mutual-of-omaha-medicare-2" rel="noopener sponsored nofollow" target="_blank"><button class="sc-iCKXBC jdlker flat-blue md" type="button"><span><span>Get Started with Mutual of Omaha - Health Insurance</span></span></button></a></div></div></li></ul></div></div><!--/$--><!--$--><div class="sc-fWsWcn jicPFN header-rating" id="united-healthcare-overall-rating"><div class="header-rating-wrapper"><h2 class="mr-4 core-block">UnitedHealthcare Overall Rating</h2><div class="sc-loaeDx diFiSn rate-container rating-component 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32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div><div class="sc-fqLFto cXJjtT star active"><div style="overflow:hidden;position:absolute;width:0%"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div><div style="color:inherit"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div><div class="sc-fqLFto cXJjtT star active"><div style="overflow:hidden;position:absolute;width:0%"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div><div style="color:inherit"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div><div class="sc-fqLFto cXJjtT star active"><div style="overflow:hidden;position:absolute;width:0%"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div><div style="color:inherit"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div><div class="sc-fqLFto cXJjtT star active"><div style="overflow:hidden;position:absolute;width:50%"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div><div style="color:#CEDDF2"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div></div></div></div><!--/$--><!--$--><p class="block core-block">UnitedHealthcare can be a great health insurance option for most people. With the wide variety of health insurance plans available, UnitedHealthcare has plans that can suit the needs of people who are looking for individual coverage, supplemental coverage or an alternative to Original Medicare. The company has strong financial ratings and high ratings from third-party sources, making it a trustworthy option for your healthcare needs.</p><!--/$--><!--$--><h2 class="block core-block" id="frequently-asked-questions">Frequently Asked Questions</h2><!--/$--><!--$--><div class="sc-dwVpht YnmPH block"><div class="sc-kyeWiB erouxN faq-container"><div class="sc-iAMrAa eflFza faq-block"><div class="sc-eAQwYs EDDPz qa-container"><div class="qa-header"><div class="qa-letter-icon">Q</div><h3 class="font-bold question">Is UnitedHealthcare a good network?</h3></div><div class="qa-body"><div class="qa-letter-icon">A</div><div class="answer-container"><p>UnitedHealthcare has a strong network of participating providers and facilities. There’s a good chance that you’ll find what you need within the UHC network, but if not, you may also be able to select a plan that offers out-of-network coverage.</p> </div></div></div><div class="sc-eAQwYs EDDPz qa-container"><div class="qa-header"><div class="qa-letter-icon">Q</div><h3 class="font-bold question">What’s the difference between AARP and UnitedHealthcare?</h3></div><div class="qa-body"><div class="qa-letter-icon">A</div><div class="answer-container"><p>AARP is a non-profit organization that is dedicated to Americans who are 50-years-old and older. UnitedHealthcare is an insurance provider. The 2 are linked because UnitedHealthcare is the exclusive insurer of AARP’s Medicare Supplement insurance plans.</p> </div></div></div></div></div></div><!--/$--><!--$--><p class="block core-block"><strong>Sources</strong></p><!--/$--><!--$--><ol class="block core-block"><li>Business Wire. “<a href="https://www.businesswire.com/news/home/20211209005714/en/AM-Best-Upgrades-Credit-Ratings-for-Most-UnitedHealth-Group-Incorporated-LifeHealth-Subsidiaries">AM Best Upgrades Credit Ratings for Most UnitedHealth Group Incorporated Life/Health Subsidiaries</a>.” Accessed March 3, 2022.</li><li>Moody’s. “<a href="https://www.moodys.com/research/Moodys-affirms-UnitedHealth-Groups-ratings-after-acquisition-announcement-outlook-stable--PR_1000004082">Moody’s affirms UnitedHealth Group’s ratings after acquisition announcement; outlook stable</a>.” Accessed March 3, 2022.</li></ol><!--/$--></div></div><div class="reviews-section"><div class="sc-jURttq ivVRbd section-title review-heading bordered"><h3>User Reviews</h3></div><div class="sc-eUJXWJ eQcWXX review-entries grid gap-3 md:grid-cols-2 xs:grid-cols-1 grid-cols-1 p-4"><div class="sc-iQnIMI bMmFGm review-entry bg-gray-50 p-2 border rounded px-2"><div class="review-entry-top"><h3 class="leading-6 font-manrope text-left text-base text-blue-nocollight_30 m-0 font-bold uppercase">Erla </h3><div class="sc-loaeDx diFiSn rate-container undefined readOnly"><div class="sc-fqLFto cXJjtT star active"><div style="overflow:hidden;position:absolute;width:0%"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div><div style="color:inherit"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div><div class="sc-fqLFto cXJjtT star active"><div style="overflow:hidden;position:absolute;width:0%"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div><div style="color:inherit"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div><div class="sc-fqLFto cXJjtT star active"><div style="overflow:hidden;position:absolute;width:0%"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div><div style="color:inherit"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div><div class="sc-fqLFto cXJjtT star active"><div style="overflow:hidden;position:absolute;width:0%"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div><div style="color:inherit"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div><div class="sc-fqLFto cXJjtT star active"><div style="overflow:hidden;position:absolute;width:0%"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div><div style="color:inherit"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div></div></div><div class="custom-e mt-1"><div class="label relative bg-gray-50 text-blue-light_30 text-sm font-bold inline-block uppercase mb-2"><span class="">How do you use this product to boost your finances?</span></div><div class="sc-kmRilw eLiTpf review-data"><p class="text-blue-dark_60 text-sm font-medium">A lot of experiences</p></div></div></div><div class="sc-iQnIMI bMmFGm review-entry bg-gray-50 p-2 border rounded px-2"><div class="review-entry-top"><h3 class="leading-6 font-manrope text-left text-base text-blue-nocollight_30 m-0 font-bold uppercase">Jordan Robertson</h3><div class="sc-loaeDx diFiSn rate-container undefined readOnly"><div class="sc-fqLFto cXJjtT star active"><div style="overflow:hidden;position:absolute;width:0%"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div><div style="color:inherit"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div><div class="sc-fqLFto cXJjtT star active"><div style="overflow:hidden;position:absolute;width:0%"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div><div style="color:inherit"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div><div class="sc-fqLFto cXJjtT star 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31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div><div class="sc-fqLFto cXJjtT star active"><div style="overflow:hidden;position:absolute;width:0%"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div><div style="color:inherit"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div><div class="sc-fqLFto cXJjtT star active"><div style="overflow:hidden;position:absolute;width:0%"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div><div style="color:inherit"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div></div></div><div class="custom-e mt-1"><div class="label relative bg-gray-50 text-blue-light_30 text-sm font-bold inline-block uppercase mb-2"><span class="">How do you use this product to boost your finances?</span></div><div class="sc-kmRilw eLiTpf review-data"><p class="text-blue-dark_60 text-sm font-medium">I really like their customer service, very responsive and helpful when figuring out coverage and questions about my network.</p></div></div></div></div></div><div class="review-form-wrapper"><div class="sc-jURttq ivVRbd section-title bordered" id="one-minute-opinion"><h3>Submit Your One Minute Opinion</h3></div><div class="sc-cXrtoi iQQQdi submit-review-box m-auto"><div class="rating-form mrp-shortcode"><h4>How do you like UnitedHealthCare Health Insurance?</h4><div><div class="rating-item mrp"><div class="sc-loaeDx diFiSn rate-container undefined "><div class="sc-fqLFto cXJjtT star active" role="button"><div style="overflow:hidden;position:absolute;width:0%"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div><div style="color:#CEDDF2"><div><svg aria-hidden="true" class="leading-none" stroke="currentColor" stroke-width="1" style="height:1em;width:1em" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor"></path></svg></div></div></div><div class="sc-fqLFto cXJjtT star active" role="button"><div 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class="sc-hTKOPA hwXAAs mt-6 border rounded-md p-3"><div class="flex flex-nowrap gap-3"><div class="flex-col w-1/6"><a href="https://www.benzinga.com/money/author/ashleyashleymhart-com"><img alt="Ashley Hart" class="rounded-full" height="96" src="https://secure.gravatar.com/avatar/b17b67d4d1aba4548fbcbbffac9518f3?s=96&d=mm&r=g" width="96"/></a></div><div class="flex-col w-5/6"><a href="https://www.benzinga.com/money/author/ashleyashleymhart-com"><h4>About<!-- --> <!-- -->Ashley Hart</h4></a><div><p><span style="font-weight: 400;">Ashley Hart is a personal finance writer passionate about helping people feel empowered to take control of their finances. 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.NET CLR 1.1.4322)","type":"default"},{"blockName":"core/table","attrs":{"data":[]},"innerBlocks":[],"innerHTML":"\n\u003cfigure class=\"wp-block-table\"\u003e\u003ctable\u003e\u003ctbody\u003e\u003ctr\u003e\u003ctd\u003e\u003cstrong\u003eOffers HMO?\u003c/strong\u003e\u003c/td\u003e\u003ctd\u003eYes\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003e\u003cstrong\u003eOffers PPO?\u003c/strong\u003e\u003c/td\u003e\u003ctd\u003eYes\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003e\u003cstrong\u003eOffers EPO?\u003c/strong\u003e\u003c/td\u003e\u003ctd\u003eYes\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003e\u003cstrong\u003eOffers POS?\u003c/strong\u003e\u003c/td\u003e\u003ctd\u003eYes\u003c/td\u003e\u003c/tr\u003e\u003c/tbody\u003e\u003c/table\u003e\u003c/figure\u003e\n","tag":"table","html":"\u003ctbody\u003e\u003ctr\u003e\u003ctd\u003e\u003cstrong\u003eOffers HMO?\u003c/strong\u003e\u003c/td\u003e\u003ctd\u003eYes\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003e\u003cstrong\u003eOffers PPO?\u003c/strong\u003e\u003c/td\u003e\u003ctd\u003eYes\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003e\u003cstrong\u003eOffers EPO?\u003c/strong\u003e\u003c/td\u003e\u003ctd\u003eYes\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003e\u003cstrong\u003eOffers POS?\u003c/strong\u003e\u003c/td\u003e\u003ctd\u003eYes\u003c/td\u003e\u003c/tr\u003e\u003c/tbody\u003e","deviceType":"desktop","userAgent":"Mozilla/4.0 (compatible; MSIE 7.0; Windows NT 6.0; SLCC1; .NET CLR 2.0.50727; .NET CLR 3.0.04506; .NET CLR 3.5.21022; .NET CLR 1.0.3705; .NET CLR 1.1.4322)","type":"default"},{"blockName":"core/paragraph","attrs":{"data":[]},"innerBlocks":[],"innerHTML":"\n\u003cp\u003eOne of the benefits of a UnitedHealthcare healthcare plan is that it offers insurance policies that can meet the needs of most people. Business health insurance plans or group plans are also available. \u003c/p\u003e\n","html":"One of the benefits of a UnitedHealthcare healthcare plan is that it offers insurance policies that can meet the needs of most people. Business health insurance plans or group plans are also available. ","tag":"p","deviceType":"desktop","userAgent":"Mozilla/4.0 (compatible; MSIE 7.0; Windows NT 6.0; SLCC1; .NET CLR 2.0.50727; .NET CLR 3.0.04506; .NET CLR 3.5.21022; .NET CLR 1.0.3705; .NET CLR 1.1.4322)","type":"default"},{"blockName":"core/paragraph","attrs":{"data":[]},"innerBlocks":[],"innerHTML":"\n\u003cp\u003eUnitedHealthcare’s insurance policies can be broken down into 4 kinds of provider networks. Provider networks are made up of hospitals, doctors and other health care providers who have come to an agreement with the insurance company to provide services at a negotiated rate. It’s important to understand how each provider network works so you can pick the right option for you.\u003c/p\u003e\n","html":"UnitedHealthcare’s insurance policies can be broken down into 4 kinds of provider networks. Provider networks are made up of hospitals, doctors and other health care providers who have come to an agreement with the insurance company to provide services at a negotiated rate. It’s important to understand how each provider network works so you can pick the right option for you.","tag":"p","deviceType":"desktop","userAgent":"Mozilla/4.0 (compatible; MSIE 7.0; Windows NT 6.0; SLCC1; .NET CLR 2.0.50727; .NET CLR 3.0.04506; .NET CLR 3.5.21022; .NET CLR 1.0.3705; .NET CLR 1.1.4322)","type":"default"},{"blockName":"core/paragraph","attrs":{"data":[]},"innerBlocks":[],"innerHTML":"\n\u003cp\u003e\u003cstrong\u003eHMO: \u003c/strong\u003eHealth Maintenance Organization (HMO) health plans typically require you to see a primary care physician (PCP) and other providers within your network. With these types of plans, you may need to get a referral from your PCP if you want to see a specialist. With HMOs, you must use in-network care unless there is an emergency in which you need to use out-of-network care. \u003c/p\u003e\n","html":"\u003cstrong\u003eHMO: \u003c/strong\u003eHealth Maintenance Organization (HMO) health plans typically require you to see a primary care physician (PCP) and other providers within your network. With these types of plans, you may need to get a referral from your PCP if you want to see a specialist. With HMOs, you must use in-network care unless there is an emergency in which you need to use out-of-network care. ","tag":"p","deviceType":"desktop","userAgent":"Mozilla/4.0 (compatible; MSIE 7.0; Windows NT 6.0; SLCC1; .NET CLR 2.0.50727; .NET CLR 3.0.04506; .NET CLR 3.5.21022; .NET CLR 1.0.3705; .NET CLR 1.1.4322)","type":"default"},{"blockName":"core/paragraph","attrs":{"data":[]},"innerBlocks":[],"innerHTML":"\n\u003cp\u003e\u003cstrong\u003ePPO:\u003c/strong\u003e Preferred Provider Organization (PPO) health coverage can offer a bit more flexibility than HMO plans. If you see medical providers who are in-network, you’ll be able to access lower rates for your preventative care. You can also receive insurance coverage if you see out-of-network medical providers. The difference is that you may have less coverage and benefits for your visits with out-of-network providers. Some PPO plans do require a referral from a PCP in order to receive coverage for specialist visits, but not all of them do. \u003c/p\u003e\n","html":"\u003cstrong\u003ePPO:\u003c/strong\u003e Preferred Provider Organization (PPO) health coverage can offer a bit more flexibility than HMO plans. If you see medical providers who are in-network, you’ll be able to access lower rates for your preventative care. You can also receive insurance coverage if you see out-of-network medical providers. The difference is that you may have less coverage and benefits for your visits with out-of-network providers. Some PPO plans do require a referral from a PCP in order to receive coverage for specialist visits, but not all of them do. ","tag":"p","deviceType":"desktop","userAgent":"Mozilla/4.0 (compatible; MSIE 7.0; Windows NT 6.0; SLCC1; .NET CLR 2.0.50727; .NET CLR 3.0.04506; .NET CLR 3.5.21022; .NET CLR 1.0.3705; .NET CLR 1.1.4322)","type":"default"},{"blockName":"core/paragraph","attrs":{"data":[]},"innerBlocks":[],"innerHTML":"\n\u003cp\u003e\u003cstrong\u003eEPO:\u003c/strong\u003e Exclusive Provider Organization (EPO) plans are like HMOs in that you’ll probably be restricted to in-network providers except for in the case of emergencies. The good news is that EPOs often allow you to get care from any in-network provider without getting a referral from a PCP, which is a powerful tool in addressing chronic, congenital or unknown conditions. This makes EPOs a great option if you don’t have a PCP or if you just don’t want to have to wait to receive a referral before you can visit a specialist. \u003c/p\u003e\n","html":"\u003cstrong\u003eEPO:\u003c/strong\u003e Exclusive Provider Organization (EPO) plans are like HMOs in that you’ll probably be restricted to in-network providers except for in the case of emergencies. The good news is that EPOs often allow you to get care from any in-network provider without getting a referral from a PCP, which is a powerful tool in addressing chronic, congenital or unknown conditions. This makes EPOs a great option if you don’t have a PCP or if you just don’t want to have to wait to receive a referral before you can visit a specialist. ","tag":"p","deviceType":"desktop","userAgent":"Mozilla/4.0 (compatible; MSIE 7.0; Windows NT 6.0; SLCC1; .NET CLR 2.0.50727; .NET CLR 3.0.04506; .NET CLR 3.5.21022; .NET CLR 1.0.3705; .NET CLR 1.1.4322)","type":"default"},{"blockName":"core/paragraph","attrs":{"data":[]},"innerBlocks":[],"innerHTML":"\n\u003cp\u003e\u003cstrong\u003ePOS: \u003c/strong\u003ePoint of Service (POS) plans provide a combination of HMO and PPO plans. In most cases, you have to stay in-network to receive insurance coverage. However, in some cases, you may be able to get authorization for out-of-network services. POS plans typically require you to have a PCP who can refer you to a specialist or out-of-network care.\u0026nbsp;\u003c/p\u003e\n","html":"\u003cstrong\u003ePOS: \u003c/strong\u003ePoint of Service (POS) plans provide a combination of HMO and PPO plans. In most cases, you have to stay in-network to receive insurance coverage. However, in some cases, you may be able to get authorization for out-of-network services. POS plans typically require you to have a PCP who can refer you to a specialist or out-of-network care.\u0026nbsp;","tag":"p","deviceType":"desktop","userAgent":"Mozilla/4.0 (compatible; MSIE 7.0; Windows NT 6.0; SLCC1; .NET CLR 2.0.50727; .NET CLR 3.0.04506; .NET CLR 3.5.21022; .NET CLR 1.0.3705; .NET CLR 1.1.4322)","type":"default"},{"blockName":"core/paragraph","attrs":{"data":[]},"innerBlocks":[],"innerHTML":"\n\u003cp\u003eAdditionally, UnitedHealthcare offers the following types of health insurance:\u003c/p\u003e\n","html":"Additionally, UnitedHealthcare offers the following types of health insurance:","tag":"p","deviceType":"desktop","userAgent":"Mozilla/4.0 (compatible; MSIE 7.0; Windows NT 6.0; SLCC1; .NET CLR 2.0.50727; .NET CLR 3.0.04506; .NET CLR 3.5.21022; .NET CLR 1.0.3705; .NET CLR 1.1.4322)","type":"default"},{"blockName":"core/paragraph","attrs":{"data":[]},"innerBlocks":[],"innerHTML":"\n\u003cp\u003e\u003cstrong\u003eMedicaid:\u003c/strong\u003e \u003ca href=\"https://www.medicaid.gov/medicaid/eligibility/index.html\"\u003eMedicaid plans\u003c/a\u003e offer low-cost or no-cost health insurance coverage. This type of policy is required in each state, and each state has its own eligibility requirements.\u0026nbsp;\u003c/p\u003e\n","html":"\u003cstrong\u003eMedicaid:\u003c/strong\u003e \u003ca href=\"https://www.medicaid.gov/medicaid/eligibility/index.html\"\u003eMedicaid plans\u003c/a\u003e offer low-cost or no-cost health insurance coverage. This type of policy is required in each state, and each state has its own eligibility requirements.\u0026nbsp;","tag":"p","deviceType":"desktop","userAgent":"Mozilla/4.0 (compatible; MSIE 7.0; Windows NT 6.0; SLCC1; .NET CLR 2.0.50727; .NET CLR 3.0.04506; .NET CLR 3.5.21022; .NET CLR 1.0.3705; .NET CLR 1.1.4322)","type":"default"},{"blockName":"core/paragraph","attrs":{"data":[]},"innerBlocks":[],"innerHTML":"\n\u003cp\u003e\u003cstrong\u003eChildren’s Health Insurance Program (CHIP):\u003c/strong\u003e This form of low-cost or no-cost coverage is for infants, children and teens that meet the eligibility requirements. Coverage for children is especially helpful when parents may qualify for Medicaid or they sit on the line between one income bracket and another.\u003c/p\u003e\n","html":"\u003cstrong\u003eChildren’s Health Insurance Program (CHIP):\u003c/strong\u003e This form of low-cost or no-cost coverage is for infants, children and teens that meet the eligibility requirements. Coverage for children is especially helpful when parents may qualify for Medicaid or they sit on the line between one income bracket and another.","tag":"p","deviceType":"desktop","userAgent":"Mozilla/4.0 (compatible; MSIE 7.0; Windows NT 6.0; SLCC1; .NET CLR 2.0.50727; .NET CLR 3.0.04506; .NET CLR 3.5.21022; .NET CLR 1.0.3705; .NET CLR 1.1.4322)","type":"default"},{"blockName":"core/paragraph","attrs":{"data":[]},"innerBlocks":[],"innerHTML":"\n\u003cp\u003e\u003cstrong\u003eMedicare Advantage Plans (Part C): \u003c/strong\u003eThe federal government provides Original Medicare policies with Part A and Part B of \u003ca href=\"https://www.benzinga.com/money/what-is-medicare/\"\u003eMedicare coverage\u003c/a\u003e. Private insurers such as UnitedHealthcare provide Part C of Medicare coverage. A Medicare Advantage plan combines parts A and B of Medicare into a single policy. These plans may also offer additional benefits such as prescription drug, dental, hearing and vision coverage.\u003c/p\u003e\n","html":"\u003cstrong\u003eMedicare Advantage Plans (Part C): \u003c/strong\u003eThe federal government provides Original Medicare policies with Part A and Part B of \u003ca href=\"https://www.benzinga.com/money/what-is-medicare/\"\u003eMedicare coverage\u003c/a\u003e. Private insurers such as UnitedHealthcare provide Part C of Medicare coverage. A Medicare Advantage plan combines parts A and B of Medicare into a single policy. These plans may also offer additional benefits such as prescription drug, dental, hearing and vision coverage.","tag":"p","deviceType":"desktop","userAgent":"Mozilla/4.0 (compatible; MSIE 7.0; Windows NT 6.0; SLCC1; .NET CLR 2.0.50727; .NET CLR 3.0.04506; .NET CLR 3.5.21022; .NET CLR 1.0.3705; .NET CLR 1.1.4322)","type":"default"},{"blockName":"core/paragraph","attrs":{"data":[]},"innerBlocks":[],"innerHTML":"\n\u003cp\u003e\u003cstrong\u003eMedicare Supplement Insurance Plan: \u003c/strong\u003eThese plans can help cover some out-of-pocket medical costs that are not covered by Original Medicare. It may also be called Medigap coverage.\u0026nbsp;\u003c/p\u003e\n","html":"\u003cstrong\u003eMedicare Supplement Insurance Plan: \u003c/strong\u003eThese plans can help cover some out-of-pocket medical costs that are not covered by Original Medicare. It may also be called Medigap coverage.\u0026nbsp;","tag":"p","deviceType":"desktop","userAgent":"Mozilla/4.0 (compatible; MSIE 7.0; Windows NT 6.0; SLCC1; .NET CLR 2.0.50727; .NET CLR 3.0.04506; .NET CLR 3.5.21022; .NET CLR 1.0.3705; .NET CLR 1.1.4322)","type":"default"},{"blockName":"core/paragraph","attrs":{"data":[]},"innerBlocks":[],"innerHTML":"\n\u003cp\u003e\u003cstrong\u003eMedicare Prescription Drug Plans (Part D): \u003c/strong\u003ePart D of Medicare coverage is the part that covers prescription drugs. These plans can be added to Original Medicare or Medicare Supplement plans.\u0026nbsp;\u003c/p\u003e\n","html":"\u003cstrong\u003eMedicare Prescription Drug Plans (Part D): \u003c/strong\u003ePart D of Medicare coverage is the part that covers prescription drugs. These plans can be added to Original Medicare or Medicare Supplement plans.\u0026nbsp;","tag":"p","deviceType":"desktop","userAgent":"Mozilla/4.0 (compatible; MSIE 7.0; Windows NT 6.0; SLCC1; .NET CLR 2.0.50727; .NET CLR 3.0.04506; .NET CLR 3.5.21022; .NET CLR 1.0.3705; .NET CLR 1.1.4322)","type":"default"},{"blockName":"core/paragraph","attrs":{"data":[]},"innerBlocks":[],"innerHTML":"\n\u003cp\u003e\u003cstrong\u003eDual Special Needs Plan (D-SNP):\u003c/strong\u003e D-SNP offers insurance coverage for people who qualify for both Medicaid and Medicare. These plans can usually give you more benefits than Original Medicare alone.\u0026nbsp;\u003c/p\u003e\n","html":"\u003cstrong\u003eDual Special Needs Plan (D-SNP):\u003c/strong\u003e D-SNP offers insurance coverage for people who qualify for both Medicaid and Medicare. These plans can usually give you more benefits than Original Medicare alone.\u0026nbsp;","tag":"p","deviceType":"desktop","userAgent":"Mozilla/4.0 (compatible; MSIE 7.0; Windows NT 6.0; SLCC1; .NET CLR 2.0.50727; .NET CLR 3.0.04506; .NET CLR 3.5.21022; .NET CLR 1.0.3705; .NET CLR 1.1.4322)","type":"default"},{"blockName":"core/paragraph","attrs":{"data":[]},"innerBlocks":[],"innerHTML":"\n\u003cp\u003eUnitedHealthcare also offers the following supplemental insurance health benefit plans:\u003c/p\u003e\n","html":"UnitedHealthcare also offers the following supplemental insurance health benefit plans:","tag":"p","deviceType":"desktop","userAgent":"Mozilla/4.0 (compatible; MSIE 7.0; Windows NT 6.0; SLCC1; .NET CLR 2.0.50727; .NET CLR 3.0.04506; .NET CLR 3.5.21022; .NET CLR 1.0.3705; .NET CLR 1.1.4322)","type":"default"},{"blockName":"core/paragraph","attrs":{"data":[]},"innerBlocks":[],"innerHTML":"\n\u003cp\u003e\u003cstrong\u003eDental Insurance:\u003c/strong\u003e Provides coverage for \u003ca href=\"https://www.benzinga.com/money/best-individual-dental-insurance/\"\u003edental care\u003c/a\u003e, including dental screenings and preventative care.\u003c/p\u003e\n","html":"\u003cstrong\u003eDental Insurance:\u003c/strong\u003e Provides coverage for \u003ca href=\"https://www.benzinga.com/money/best-individual-dental-insurance/\"\u003edental care\u003c/a\u003e, including dental screenings and preventative care.","tag":"p","deviceType":"desktop","userAgent":"Mozilla/4.0 (compatible; MSIE 7.0; Windows NT 6.0; SLCC1; .NET CLR 2.0.50727; .NET CLR 3.0.04506; .NET CLR 3.5.21022; .NET CLR 1.0.3705; .NET CLR 1.1.4322)","type":"default"},{"blockName":"core/paragraph","attrs":{"data":[]},"innerBlocks":[],"innerHTML":"\n\u003cp\u003e\u003cstrong\u003eVision Insurance: \u003c/strong\u003eProvides coverage for vision care, including vision screenings, routine exams, prescription glasses and contact lenses.\u003c/p\u003e\n","html":"\u003cstrong\u003eVision Insurance: \u003c/strong\u003eProvides coverage for vision care, including vision screenings, routine exams, prescription glasses and contact lenses.","tag":"p","deviceType":"desktop","userAgent":"Mozilla/4.0 (compatible; MSIE 7.0; Windows NT 6.0; SLCC1; .NET CLR 2.0.50727; .NET CLR 3.0.04506; .NET CLR 3.5.21022; .NET CLR 1.0.3705; .NET CLR 1.1.4322)","type":"default"},{"blockName":"core/paragraph","attrs":{"data":[]},"innerBlocks":[],"innerHTML":"\n\u003cp\u003e\u003cstrong\u003eCritical Illness Insurance: \u003c/strong\u003eThis coverage offers benefits that can help cover expenses that are related to qualifying serious illnesses.\u003c/p\u003e\n","html":"\u003cstrong\u003eCritical Illness Insurance: \u003c/strong\u003eThis coverage offers benefits that can help cover expenses that are related to qualifying serious illnesses.","tag":"p","deviceType":"desktop","userAgent":"Mozilla/4.0 (compatible; MSIE 7.0; Windows NT 6.0; SLCC1; .NET CLR 2.0.50727; .NET CLR 3.0.04506; .NET CLR 3.5.21022; .NET CLR 1.0.3705; .NET CLR 1.1.4322)","type":"default"},{"blockName":"core/paragraph","attrs":{"data":[]},"innerBlocks":[],"innerHTML":"\n\u003cp\u003e\u003cstrong\u003eHospitalization Insurance:\u003c/strong\u003e These plans can help cover the costs of hospitalizations by paying a fixed amount per day for hospitalization stays.\u003c/p\u003e\n","html":"\u003cstrong\u003eHospitalization Insurance:\u003c/strong\u003e These plans can help cover the costs of hospitalizations by paying a fixed amount per day for hospitalization stays.","tag":"p","deviceType":"desktop","userAgent":"Mozilla/4.0 (compatible; MSIE 7.0; Windows NT 6.0; SLCC1; .NET CLR 2.0.50727; .NET CLR 3.0.04506; .NET CLR 3.5.21022; .NET CLR 1.0.3705; .NET CLR 1.1.4322)","type":"default"},{"blockName":"core/paragraph","attrs":{"data":[]},"innerBlocks":[],"innerHTML":"\n\u003cp\u003e\u003cstrong\u003eAccident Insurance: \u003c/strong\u003eInsurance that is specifically designed to help with expenses related to accidental injuries.\u003c/p\u003e\n","html":"\u003cstrong\u003eAccident Insurance: \u003c/strong\u003eInsurance that is specifically designed to help with expenses related to accidental injuries.","tag":"p","deviceType":"desktop","userAgent":"Mozilla/4.0 (compatible; MSIE 7.0; Windows NT 6.0; SLCC1; .NET CLR 2.0.50727; .NET CLR 3.0.04506; .NET CLR 3.5.21022; .NET CLR 1.0.3705; .NET CLR 1.1.4322)","type":"default"},{"blockName":"core/paragraph","attrs":{"data":[]},"innerBlocks":[],"innerHTML":"\n\u003cp\u003e\u003cstrong\u003eHospital and doctor fixed indemnity Insurance: \u003c/strong\u003eThese plans pay a set amount of money for specific medical services. They’re usually used to cover things that are not covered by a traditional health insurance plan.\u0026nbsp;\u003c/p\u003e\n","html":"\u003cstrong\u003eHospital and doctor fixed indemnity Insurance: \u003c/strong\u003eThese plans pay a set amount of money for specific medical services. They’re usually used to cover things that are not covered by a traditional health insurance plan.\u0026nbsp;","tag":"p","deviceType":"desktop","userAgent":"Mozilla/4.0 (compatible; MSIE 7.0; Windows NT 6.0; SLCC1; .NET CLR 2.0.50727; .NET CLR 3.0.04506; .NET CLR 3.5.21022; .NET CLR 1.0.3705; .NET CLR 1.1.4322)","type":"default"},{"blockName":"core/paragraph","attrs":{"data":[]},"innerBlocks":[],"innerHTML":"\n\u003cp\u003e\u003cstrong\u003eInternational travel insurance: \u003c/strong\u003eThis plan can offer protection if you experience a medical emergency or illness while traveling. It can also help with unexpected events such as lost passports and lost baggage.\u003c/p\u003e\n","html":"\u003cstrong\u003eInternational travel insurance: \u003c/strong\u003eThis plan can offer protection if you experience a medical emergency or illness while traveling. It can also help with unexpected events such as lost passports and lost baggage.","tag":"p","deviceType":"desktop","userAgent":"Mozilla/4.0 (compatible; MSIE 7.0; Windows NT 6.0; SLCC1; .NET CLR 2.0.50727; .NET CLR 3.0.04506; .NET CLR 3.5.21022; .NET CLR 1.0.3705; .NET CLR 1.1.4322)","type":"default"},{"blockName":"core/paragraph","attrs":{"data":[]},"innerBlocks":[],"innerHTML":"\n\u003cp\u003e\u003cstrong\u003eTerm life insurance: \u003c/strong\u003e\u003ca href=\"https://www.benzinga.com/money/level-term-life-insurance/\"\u003eTerm life insurance\u003c/a\u003e can offer financial protection for your family or other beneficiaries if you pass away.\u003c/p\u003e\n","html":"\u003cstrong\u003eTerm life insurance: \u003c/strong\u003e\u003ca href=\"https://www.benzinga.com/money/level-term-life-insurance/\"\u003eTerm life insurance\u003c/a\u003e can offer financial protection for your family or other beneficiaries if you pass away.","tag":"p","deviceType":"desktop","userAgent":"Mozilla/4.0 (compatible; MSIE 7.0; Windows NT 6.0; SLCC1; .NET CLR 2.0.50727; .NET CLR 3.0.04506; .NET CLR 3.5.21022; .NET CLR 1.0.3705; .NET CLR 1.1.4322)","type":"default"},{"blockName":"acf/star-rating","attrs":{"id":"block_6222408c109a2","name":"acf/star-rating","data":{"heading":"UnitedHealthcare Customer Service","level":"h2","rating":"5"},"align":"","mode":"edit"},"innerBlocks":[],"innerHTML":"","id":"united-healthcare-customer-service","deviceType":"desktop","userAgent":"Mozilla/4.0 (compatible; MSIE 7.0; Windows NT 6.0; SLCC1; .NET CLR 2.0.50727; .NET CLR 3.0.04506; .NET CLR 3.5.21022; .NET CLR 1.0.3705; .NET CLR 1.1.4322)","type":"default"},{"blockName":"core/paragraph","attrs":{"data":[]},"innerBlocks":[],"innerHTML":"\n\u003cp\u003eUnitedHealthcare offers several ways for customers to get in touch. In fact, the company has dedicated phone numbers for many of the plans that it offers. This includes Medicare and Medicaid phone lines, phone lines for employer-sponsored health insurance plans and UnitedHealthcare exchange plans. The customer service team is available Monday through Friday from 8 am to 6 pm.\u003c/p\u003e\n","html":"UnitedHealthcare offers several ways for customers to get in touch. In fact, the company has dedicated phone numbers for many of the plans that it offers. This includes Medicare and Medicaid phone lines, phone lines for employer-sponsored health insurance plans and UnitedHealthcare exchange plans. The customer service team is available Monday through Friday from 8 am to 6 pm.","tag":"p","deviceType":"desktop","userAgent":"Mozilla/4.0 (compatible; MSIE 7.0; Windows NT 6.0; SLCC1; .NET CLR 2.0.50727; .NET CLR 3.0.04506; .NET CLR 3.5.21022; .NET CLR 1.0.3705; .NET CLR 1.1.4322)","type":"default"},{"blockName":"core/table","attrs":{"data":[]},"innerBlocks":[],"innerHTML":"\n\u003cfigure class=\"wp-block-table\"\u003e\u003ctable\u003e\u003ctbody\u003e\u003ctr\u003e\u003ctd\u003e\u003cstrong\u003eBBB Rating\u003c/strong\u003e\u003c/td\u003e\u003ctd\u003eA+\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003e\u003cstrong\u003eAM Best Rating\u003c/strong\u003e\u003c/td\u003e\u003ctd\u003eA+ (Superior)\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003e\u003cstrong\u003eNAIC Complaint Index\u003c/strong\u003e\u003c/td\u003e\u003ctd\u003e0.29\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003e\u003cstrong\u003eMoody’s Rating\u003c/strong\u003e\u003c/td\u003e\u003ctd\u003eA1\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003e\u003cstrong\u003eJ.D. Power Rating\u003c/strong\u003e\u003c/td\u003e\u003ctd\u003e795 out of 1,000 (for Medicare Advantage plans)\u003c/td\u003e\u003c/tr\u003e\u003c/tbody\u003e\u003c/table\u003e\u003c/figure\u003e\n","tag":"table","html":"\u003ctbody\u003e\u003ctr\u003e\u003ctd\u003e\u003cstrong\u003eBBB Rating\u003c/strong\u003e\u003c/td\u003e\u003ctd\u003eA+\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003e\u003cstrong\u003eAM Best Rating\u003c/strong\u003e\u003c/td\u003e\u003ctd\u003eA+ (Superior)\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003e\u003cstrong\u003eNAIC Complaint Index\u003c/strong\u003e\u003c/td\u003e\u003ctd\u003e0.29\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003e\u003cstrong\u003eMoody’s Rating\u003c/strong\u003e\u003c/td\u003e\u003ctd\u003eA1\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003e\u003cstrong\u003eJ.D. Power Rating\u003c/strong\u003e\u003c/td\u003e\u003ctd\u003e795 out of 1,000 (for Medicare Advantage plans)\u003c/td\u003e\u003c/tr\u003e\u003c/tbody\u003e","deviceType":"desktop","userAgent":"Mozilla/4.0 (compatible; MSIE 7.0; Windows NT 6.0; SLCC1; .NET CLR 2.0.50727; .NET CLR 3.0.04506; .NET CLR 3.5.21022; .NET CLR 1.0.3705; .NET CLR 1.1.4322)","type":"default"},{"blockName":"acf/star-rating","attrs":{"id":"block_62224081109a1","name":"acf/star-rating","data":{"heading":"UnitedHealthcare Pricing","level":"h2","rating":"4"},"align":"","mode":"edit"},"innerBlocks":[],"innerHTML":"","id":"united-healthcare-pricing","deviceType":"desktop","userAgent":"Mozilla/4.0 (compatible; MSIE 7.0; Windows NT 6.0; SLCC1; .NET CLR 2.0.50727; .NET CLR 3.0.04506; .NET CLR 3.5.21022; .NET CLR 1.0.3705; .NET CLR 1.1.4322)","type":"default"},{"blockName":"core/paragraph","attrs":{"data":[]},"innerBlocks":[],"innerHTML":"\n\u003cp\u003eTo evaluate pricing, I requested a quote for a 35-year-old female who is a non-smoker. I was able to receive quotes for several plans. According to the UnitedHealthcare Exchange, the most popular plan was the UHC Silver First - HMO plan. The monthly premium for this plan was $465.14.\u003c/p\u003e\n","html":"To evaluate pricing, I requested a quote for a 35-year-old female who is a non-smoker. I was able to receive quotes for several plans. According to the UnitedHealthcare Exchange, the most popular plan was the UHC Silver First - HMO plan. The monthly premium for this plan was $465.14.","tag":"p","deviceType":"desktop","userAgent":"Mozilla/4.0 (compatible; MSIE 7.0; Windows NT 6.0; SLCC1; .NET CLR 2.0.50727; .NET CLR 3.0.04506; .NET CLR 3.5.21022; .NET CLR 1.0.3705; .NET CLR 1.1.4322)","type":"default"},{"blockName":"core/table","attrs":{"data":[]},"innerBlocks":[],"innerHTML":"\n\u003cfigure class=\"wp-block-table\"\u003e\u003ctable\u003e\u003ctbody\u003e\u003ctr\u003e\u003ctd\u003e\u003cstrong\u003eMaximum Annual out of Pocket\u003c/strong\u003e\u003c/td\u003e\u003ctd\u003e$8,700\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003e\u003cstrong\u003eMinimum Deductible\u003c/strong\u003e\u003c/td\u003e\u003ctd\u003e$5,000\u003c/td\u003e\u003c/tr\u003e\u003c/tbody\u003e\u003c/table\u003e\u003c/figure\u003e\n","tag":"table","html":"\u003ctbody\u003e\u003ctr\u003e\u003ctd\u003e\u003cstrong\u003eMaximum Annual out of Pocket\u003c/strong\u003e\u003c/td\u003e\u003ctd\u003e$8,700\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003e\u003cstrong\u003eMinimum Deductible\u003c/strong\u003e\u003c/td\u003e\u003ctd\u003e$5,000\u003c/td\u003e\u003c/tr\u003e\u003c/tbody\u003e","deviceType":"desktop","userAgent":"Mozilla/4.0 (compatible; MSIE 7.0; Windows NT 6.0; SLCC1; .NET CLR 2.0.50727; .NET CLR 3.0.04506; .NET CLR 3.5.21022; .NET CLR 1.0.3705; .NET CLR 1.1.4322)","type":"default"},{"blockName":"core/paragraph","attrs":{"data":[]},"innerBlocks":[],"innerHTML":"\n\u003cp\u003eWhen shopping for a health insurance plan, it’s important to consider several factors to understand your total health insurance cost. Here are some key terms to look out for:\u003c/p\u003e\n","html":"When shopping for a health insurance plan, it’s important to consider several factors to understand your total health insurance cost. Here are some key terms to look out for:","tag":"p","deviceType":"desktop","userAgent":"Mozilla/4.0 (compatible; MSIE 7.0; Windows NT 6.0; SLCC1; .NET CLR 2.0.50727; .NET CLR 3.0.04506; .NET CLR 3.5.21022; .NET CLR 1.0.3705; .NET CLR 1.1.4322)","type":"default"},{"blockName":"core/list","attrs":{"data":[]},"innerBlocks":[],"innerHTML":"\n\u003cul\u003e\u003cli\u003eThe \u003cstrong\u003edeductible\u003c/strong\u003e is the amount that you’ll have to pay upfront for your covered health services before your health insurance coverage will pay for your care.\u0026nbsp;\u003c/li\u003e\u003cli\u003eIf your plan has a \u003cstrong\u003ecopayment\u003c/strong\u003e, this is the amount that you’ll pay for covered health care services after you’ve met your deductible. Copayments are fixed amounts, and different types of health services also carry different copayments. For example, you might have a $15 copayment for a visit with your PCP, but a $30 copayment for a visit with a specialist.\u003c/li\u003e\u003cli\u003eSome plans have \u003cstrong\u003ecoinsurance\u003c/strong\u003e instead of copayments. Coinsurance is similar, but instead of a fixed amount, you’ll be responsible for a percentage of your covered health services.\u0026nbsp;\u003c/li\u003e\u003cli\u003eThe \u003cstrong\u003epremium\u003c/strong\u003e of a health insurance plan is the amount that you must pay to keep your health insurance coverage active. Most health insurance plans charge a monthly premium. If you have health insurance through your employer, your premium is probably taken out of your paychecks automatically.\u0026nbsp;\u003c/li\u003e\u003cli\u003eYour \u003cstrong\u003eout-of-pocket limit \u003c/strong\u003eis the maximum amount of money that you could pay during your health insurance coverage period. Typically, the amount that you’ve paid toward your deductible and for copayment/coinsurance costs will count toward your out-of-pocket limit. However, some insurance plans don’t count some of all of this toward your limit and your insurance premium is never counted toward this limit.\u003c/li\u003e\u003c/ul\u003e\n","tag":"ul","html":"\u003cli\u003eThe \u003cstrong\u003edeductible\u003c/strong\u003e is the amount that you’ll have to pay upfront for your covered health services before your health insurance coverage will pay for your care.\u0026nbsp;\u003c/li\u003e\u003cli\u003eIf your plan has a \u003cstrong\u003ecopayment\u003c/strong\u003e, this is the amount that you’ll pay for covered health care services after you’ve met your deductible. Copayments are fixed amounts, and different types of health services also carry different copayments. For example, you might have a $15 copayment for a visit with your PCP, but a $30 copayment for a visit with a specialist.\u003c/li\u003e\u003cli\u003eSome plans have \u003cstrong\u003ecoinsurance\u003c/strong\u003e instead of copayments. Coinsurance is similar, but instead of a fixed amount, you’ll be responsible for a percentage of your covered health services.\u0026nbsp;\u003c/li\u003e\u003cli\u003eThe \u003cstrong\u003epremium\u003c/strong\u003e of a health insurance plan is the amount that you must pay to keep your health insurance coverage active. Most health insurance plans charge a monthly premium. If you have health insurance through your employer, your premium is probably taken out of your paychecks automatically.\u0026nbsp;\u003c/li\u003e\u003cli\u003eYour \u003cstrong\u003eout-of-pocket limit \u003c/strong\u003eis the maximum amount of money that you could pay during your health insurance coverage period. Typically, the amount that you’ve paid toward your deductible and for copayment/coinsurance costs will count toward your out-of-pocket limit. However, some insurance plans don’t count some of all of this toward your limit and your insurance premium is never counted toward this limit.\u003c/li\u003e","deviceType":"desktop","userAgent":"Mozilla/4.0 (compatible; MSIE 7.0; Windows NT 6.0; SLCC1; .NET CLR 2.0.50727; .NET CLR 3.0.04506; .NET CLR 3.5.21022; .NET CLR 1.0.3705; .NET CLR 1.1.4322)","type":"default"},{"blockName":"acf/star-rating","attrs":{"id":"block_62224070109a0","name":"acf/star-rating","data":{"heading":"UnitedHealthcare Application Experience","level":"h2","rating":"4"},"align":"","mode":"edit"},"innerBlocks":[],"innerHTML":"","id":"united-healthcare-application-experience","deviceType":"desktop","userAgent":"Mozilla/4.0 (compatible; MSIE 7.0; Windows NT 6.0; SLCC1; .NET CLR 2.0.50727; .NET CLR 3.0.04506; .NET CLR 3.5.21022; .NET CLR 1.0.3705; .NET CLR 1.1.4322)","type":"default"},{"blockName":"core/paragraph","attrs":{"data":[]},"innerBlocks":[],"innerHTML":"\n\u003cp\u003eUnitedHealthcare allows you to start the quote process on its website, but it can get confusing. You may be redirected to another independent website to get your quote, or you may be able to look for coverage through the UHC Exchange. You may also be able to call UnitedHealthcare for your quote. You only need to provide your basic information to get your quote, including your name and age. If you go through the UHC Exchange, you can also select how often you anticipate needing healthcare services. The UHC Exchange uses this information to select plans that will best suit your needs.\u003c/p\u003e\n","html":"UnitedHealthcare allows you to start the quote process on its website, but it can get confusing. You may be redirected to another independent website to get your quote, or you may be able to look for coverage through the UHC Exchange. You may also be able to call UnitedHealthcare for your quote. You only need to provide your basic information to get your quote, including your name and age. If you go through the UHC Exchange, you can also select how often you anticipate needing healthcare services. The UHC Exchange uses this information to select plans that will best suit your needs.","tag":"p","deviceType":"desktop","userAgent":"Mozilla/4.0 (compatible; MSIE 7.0; Windows NT 6.0; SLCC1; .NET CLR 2.0.50727; .NET CLR 3.0.04506; .NET CLR 3.5.21022; .NET CLR 1.0.3705; .NET CLR 1.1.4322)","type":"default"},{"blockName":"core/heading","attrs":{"data":[]},"innerBlocks":[],"innerHTML":"\n\u003ch2\u003eUnitedHealthcare vs. Competitors\u003c/h2\u003e\n","tag":"h2","id":"united-healthcare-vs-competitors","html":"UnitedHealthcare vs. Competitors","deviceType":"desktop","userAgent":"Mozilla/4.0 (compatible; MSIE 7.0; Windows NT 6.0; SLCC1; .NET CLR 2.0.50727; .NET CLR 3.0.04506; .NET CLR 3.5.21022; .NET CLR 1.0.3705; .NET CLR 1.1.4322)","type":"default"},{"blockName":"core/paragraph","attrs":{"data":[]},"innerBlocks":[],"innerHTML":"\n\u003cp\u003eUnitedHealthcare is a reputable insurance provider that can provide individual, family, employer-sponsored and other health insurance plans. Coverage is widely available nationwide, but there may be some areas where plans are limited or aren’t available at all. Since the insurance market can vary so widely based on location, it’s important to compare health insurance options in your area to find the best deal.\u003c/p\u003e\n","html":"UnitedHealthcare is a reputable insurance provider that can provide individual, family, employer-sponsored and other health insurance plans. Coverage is widely available nationwide, but there may be some areas where plans are limited or aren’t available at all. Since the insurance market can vary so widely based on location, it’s important to compare health insurance options in your area to find the best deal.","tag":"p","deviceType":"desktop","userAgent":"Mozilla/4.0 (compatible; MSIE 7.0; Windows NT 6.0; SLCC1; .NET CLR 2.0.50727; .NET CLR 3.0.04506; .NET CLR 3.5.21022; .NET CLR 1.0.3705; .NET CLR 1.1.4322)","type":"default"},{"blockName":"acf/compare-products","attrs":{"id":"block_622240361099f","name":"acf/compare-products","data":{"compare_products":[36289,36666,36316,148300,50095,36223],"style":"","show_product_names":false,"opened":false},"align":"","mode":"edit"},"innerBlocks":[],"innerHTML":"","products":[{"id":36289,"image":"https://cdnwp-s3.benzinga.com/wp-content/uploads/2019/04/24194011/header-logo.png","square_image":null,"best_for":"Same day coverage available","teaser":"","filters":{"#_of_healthcare_providers":855,"online_application?":0,"aca_approved?":0},"name":"UnitedHealthCare Health Insurance","link":"https://www.benzinga.com/go/unitedhealthcare-health-insurance","rating":4.5,"review":"https://www.benzinga.com/money/unitedhealthcare-health-insurance-review","insurance_types_of_plans":"","hide_securely_through":true,"trust":"","current_promotion":null,"disclosure":"","button_text":"get started","product_badge_image":false,"go_link_id":170777,"company_id":36290,"company_name":"UnitedHealthCare","tune_offer_id":null,"go_link_dofollow":0,"details":{"desc":"\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eUnitedHealthcare is an insurance company that is dedicated to making the health care system work better for everyone. Its plans can serve customers of all ages, starting in childhood and continuing all the way through the retirement years. The company partners with more than 1.3 million health care professionals and over 6,500 hospitals to give customers the freedom to access healthcare wherever they are. This insurance provider has a strong financial standing and good ratings, making it a reliable option for just about anybody.\u003c/span\u003e\u003c/p\u003e\n","pros":["Offers a wide variety of plans","Strong financial and customer service ratings","ACA and non ACA plans available"],"cons":["Not all plans ACA-compliant","The website can make it difficult to get a quote"],"best_for":["People who want flexibility in their health care coverage","People who want supplemental insurance coverage","People who qualify for both Medicare and Medicaid"],"custom_sec":[]},"phone":"8663812546","data":{}},{"id":36666,"image":"https://cdnwp-s3.benzinga.com/wp-content/uploads/2018/04/01192750/aetna-768x146.png","square_image":null,"best_for":"Member support","teaser":"","filters":{"#_of_healthcare_providers":700,"online_application?":0},"name":"Aetna Health Insurance","link":"https://www.benzinga.com/go/aetna-health-insurance","rating":4,"review":"https://www.benzinga.com/money/aetna-insurance-review","insurance_types_of_plans":"","hide_securely_through":true,"trust":"","current_promotion":null,"disclosure":"","button_text":"get started","product_badge_image":false,"go_link_id":174173,"company_id":12834,"company_name":"Aetna Inc","tune_offer_id":null,"go_link_dofollow":0,"details":{"desc":"\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eIn the past, Aetna health insurance plans were available on Affordable Care Act (ACA) Marketplaces across the country. Though Aetna no longer offers ACA-compliant plans, the company continues to make healthcare more affordable through Medicare Advantage Part D coverage and dental insurance plans.\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eAetna’s Medicare options extend to most parts of the country, and premiums for Advantage plans begin at $0 a month. Part D coverage, which helps pay for prescription drugs, begins at about $7 a month in most states. Additionally, Aetna offers dental insurance and dental discount plan options that anyone who doesn’t have dental coverage through their employer can take advantage of. In addition, Aetna also offers a number of additional benefits not seen with other coverage providers, including discounts on prescription drugs and rewards for meeting health goals. \u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u0026nbsp;\u003c/p\u003e\n","pros":["Offers multiple mobile app offerings to reward you for reaching fitness goals","Dental discount plans may include coverage for prescription drugs","Medicare Advantage plans available with no monthly premiums"],"cons":["Vision insurance only available when purchased with a dental plan","ACA-compliant health insurance no longer available"],"best_for":["Member support"],"custom_sec":[]},"phone":"","data":{}},{"id":36316,"image":"https://cdnwp-s3.benzinga.com/wp-content/uploads/2019/04/29175231/bluecrossblueshield-768x153.png","square_image":null,"best_for":"Nationwide coverage ","teaser":"","filters":{"#_of_healthcare_providers":28,"online_application?":0,"aca_approved?":0},"name":"Blue Cross Blue Shield Health Insurance","link":"https://www.benzinga.com/go/bluecross-blueshield","rating":4.5,"review":"https://www.benzinga.com/money/blue-cross-blue-shield-health-insurance-review","insurance_types_of_plans":"","hide_securely_through":false,"trust":"securely through Blue Cross Blue Shield Health Insurance's website","current_promotion":null,"disclosure":"","button_text":"get started","product_badge_image":false,"go_link_id":170773,"company_id":36314,"company_name":"Blue Cross Blue Shield","tune_offer_id":null,"go_link_dofollow":0,"details":{"desc":"\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eBlue Cross Blue Shield consists of 35 separate companies that provide \u003c/span\u003e\u003cb\u003ehealth insurance \u003c/b\u003e\u003cspan style=\"font-weight: 400;\"\u003efor roughly one-third of Americans. The company serves all 50 states, Washington D.C., Puerto Rico, and many international areas.\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eWhile you look into the BCBS affiliates near you, understand what health plans are available as well as the health insurance cost. It offers extensive coverage that gives just about every American the opportunity to purchase a BCBS-affiliated health plan. However, be sure to read up on the company because the premiums and deductibles may not suit you and your circumstances. \u003c/span\u003e\u003c/p\u003e\n","pros":["Coverage in all 50 states and outside the country","Covers both generic and brand-name drugs","Wide network of doctors, hospitals and specialists"],"cons":["Plans offered through regional companies, meaning you must look to your regional company for specific policies","Main customer service helpline may be difficult to reach"],"best_for":["Desire for a new doctor with plenty of options","No cap on annual maximum limits","Comprehensive coverage with exclusive discounts and partnerships"],"custom_sec":[]},"phone":"8663183068","data":{}},{"id":148300,"image":"https://cdnwp-s3.benzinga.com/wp-content/uploads/2019/04/29182502/Cigna_logo.svg_-768x824.png","square_image":null,"best_for":"Pharmacy programs","teaser":"","filters":{"#_of_healthcare_providers":875,"online_application?":0,"aca_approved?":0},"name":"Cigna Health Insurance","link":"https://www.benzinga.com/go/cigna-health-insurance","rating":4,"review":"https://www.benzinga.com/money/cigna-health-insurance-review","insurance_types_of_plans":"","hide_securely_through":true,"trust":"","current_promotion":null,"disclosure":"","button_text":"get started","product_badge_image":false,"go_link_id":170774,"company_id":36346,"company_name":"Cigna","tune_offer_id":null,"go_link_dofollow":0,"details":{"desc":"\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eCigna Health Insurance offers low-cost private health insurance and Medicare Advantage and Supplement Plans for families and individuals. Founded in 1982 and based in Bloomfield, Connecticut, the company offers a wide array of health insurance plans including three Bronze plans, four Silver and one Gold. All Cigna plans are EPO plans, meaning they are all in-network. Free telehealth visits come with every plan and are available to customers 24/7.\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eThe four-metal tier coverage plans include:\u003c/span\u003e\u003c/p\u003e\n\u003cul\u003e\n\u003cli style=\"font-weight: 400;\" aria-level=\"1\"\u003e\u003cspan style=\"font-weight: 400;\"\u003eBronze\u003c/span\u003e\u003c/li\u003e\n\u003cli style=\"font-weight: 400;\" aria-level=\"1\"\u003e\u003cspan style=\"font-weight: 400;\"\u003eExpanded bronze\u003c/span\u003e\u003c/li\u003e\n\u003cli style=\"font-weight: 400;\" aria-level=\"1\"\u003e\u003cspan style=\"font-weight: 400;\"\u003eSilver\u003c/span\u003e\u003c/li\u003e\n\u003cli style=\"font-weight: 400;\" aria-level=\"1\"\u003e\u003cspan style=\"font-weight: 400;\"\u003eGold\u003c/span\u003e\u003c/li\u003e\n\u003c/ul\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eIndividual and family Cigna private insurance plans are all available on the Marketplace and through the Cigna website, as well as with licensed agents in each state. Because they are sold through the Marketplace, they can only be purchased during your state’s open enrollment period. Special enrollment periods apply for special circumstances.\u003c/span\u003e\u003c/p\u003e\n","pros":["Home delivery for prescriptions","Health management mobile apps","Easy ID card replacement"],"cons":["Potentially high deductibles","Not available in all 50 states"],"best_for":["Easy access to benefits","Pharmacy programs","Savings and spending accounts such as HSA and FSA","Supplemental plans"],"custom_sec":[]},"phone":"8668591384","data":{}},{"id":50095,"image":"https://cdnwp-s3.benzinga.com/wp-content/uploads/2019/05/01185758/humana-logo-768x192.png","square_image":null,"best_for":"PPO plans","teaser":"","filters":{"online_application?":0},"name":"Humana Health Insurance","link":"https://www.benzinga.com/go/humana-health-insurance","rating":4,"review":"https://www.benzinga.com/money/humana-health-insurance-review","insurance_types_of_plans":"","hide_securely_through":true,"trust":"","current_promotion":null,"disclosure":"","button_text":"get started","product_badge_image":false,"go_link_id":172903,"company_id":50094,"company_name":"Humana Review","tune_offer_id":null,"go_link_dofollow":0,"details":{"desc":"\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eIt isn\u0026#8217;t easy to choose a \u003c/span\u003e\u003ca href=\"https://www.benzinga.com/money/what-is-health-insurance-a-comprehensive-guide/\"\u003e\u003cb\u003ehealth insurance\u003c/b\u003e\u003c/a\u003e \u003cspan style=\"font-weight: 400;\"\u003ecompany. You want to ensure you select the best carrier that will offer you the ultimate protection and has an excellent reputation within the industry. With annual revenue in the billions, Louisville, Kentucky-based Humana Health Insurance Co. is one of the largest health insurance carriers in the U.S. and offers coverage for millions of people. Humana is available in all 50 states and sells individual insurance, Medicare plans and group health insurance plans to businesses.\u003c/span\u003e\u003c/p\u003e\n","pros":["Partnerships with Walgreens and Walmart to bring you expanded prescription drug coverage","Rewards for healthy habits","Large provider network"],"cons":["HMO plans only available in 22 of 50 states","No short-term plans offered","Costlier plan required if you need international coverage"],"best_for":["People ages 65 and older and looking to enroll in Medicare","Extras such as dental and vision coverage","Free fitness program","A business of any size"],"custom_sec":[]},"phone":"","data":{}},{"id":36223,"image":"https://cdnwp-s3.benzinga.com/wp-content/uploads/2019/04/26193811/mutualofomaha-768x182.png","square_image":null,"best_for":"Medigap","teaser":"","filters":[],"name":"Mutual of Omaha Health Insurance","link":"https://www.benzinga.com/go/mutual-of-omaha-medicare-2","rating":5,"review":"https://www.benzinga.com/money/mutual-of-omaha-life-insurance-review","insurance_types_of_plans":"","hide_securely_through":false,"trust":"securely through Mutual of Omaha Health Insurance's website","current_promotion":null,"disclosure":"","button_text":"get started","product_badge_image":false,"go_link_id":209472,"company_id":36221,"company_name":"Mutual of Omaha - Health Insurance","tune_offer_id":"","go_link_dofollow":0,"details":{"desc":"","pros":[],"cons":[],"best_for":[],"custom_sec":[]},"phone":"","data":{}}],"deviceType":"desktop","userAgent":"Mozilla/4.0 (compatible; MSIE 7.0; Windows NT 6.0; SLCC1; .NET CLR 2.0.50727; .NET CLR 3.0.04506; .NET CLR 3.5.21022; .NET CLR 1.0.3705; .NET CLR 1.1.4322)","type":"default"},{"blockName":"acf/star-rating","attrs":{"id":"block_622240271099e","name":"acf/star-rating","data":{"heading":"UnitedHealthcare Overall Rating","level":"h2","rating":"4.5"},"align":"","mode":"edit"},"innerBlocks":[],"innerHTML":"","id":"united-healthcare-overall-rating","deviceType":"desktop","userAgent":"Mozilla/4.0 (compatible; MSIE 7.0; Windows NT 6.0; SLCC1; .NET CLR 2.0.50727; .NET CLR 3.0.04506; .NET CLR 3.5.21022; .NET CLR 1.0.3705; .NET CLR 1.1.4322)","type":"default"},{"blockName":"core/paragraph","attrs":{"data":[]},"innerBlocks":[],"innerHTML":"\n\u003cp\u003eUnitedHealthcare can be a great health insurance option for most people. With the wide variety of health insurance plans available, UnitedHealthcare has plans that can suit the needs of people who are looking for individual coverage, supplemental coverage or an alternative to Original Medicare. The company has strong financial ratings and high ratings from third-party sources, making it a trustworthy option for your healthcare needs.\u003c/p\u003e\n","html":"UnitedHealthcare can be a great health insurance option for most people. With the wide variety of health insurance plans available, UnitedHealthcare has plans that can suit the needs of people who are looking for individual coverage, supplemental coverage or an alternative to Original Medicare. The company has strong financial ratings and high ratings from third-party sources, making it a trustworthy option for your healthcare needs.","tag":"p","deviceType":"desktop","userAgent":"Mozilla/4.0 (compatible; MSIE 7.0; Windows NT 6.0; SLCC1; .NET CLR 2.0.50727; .NET CLR 3.0.04506; .NET CLR 3.5.21022; .NET CLR 1.0.3705; .NET CLR 1.1.4322)","type":"default"},{"blockName":"core/heading","attrs":{"data":[]},"innerBlocks":[],"innerHTML":"\n\u003ch2\u003eFrequently Asked Questions\u003c/h2\u003e\n","tag":"h2","id":"frequently-asked-questions","html":"Frequently Asked Questions","deviceType":"desktop","userAgent":"Mozilla/4.0 (compatible; MSIE 7.0; Windows NT 6.0; SLCC1; .NET CLR 2.0.50727; .NET CLR 3.0.04506; .NET CLR 3.5.21022; .NET CLR 1.0.3705; .NET CLR 1.1.4322)","type":"default"},{"blockName":"acf/faq","attrs":{"id":"block_6222400b1099b","name":"acf/faq","data":{"questions":[{"question_text":"Is UnitedHealthcare a good network?","answer_text":"\u003cp\u003eUnitedHealthcare has a strong network of participating providers and facilities. There’s a good chance that you’ll find what you need within the UHC network, but if not, you may also be able to select a plan that offers out-of-network coverage.\u003c/p\u003e\n","answer_link":"https://www.benzinga.com/?post_type=post\u0026p=172190","author":"","created_at":"2022-03-04","style":"default"},{"question_text":"What’s the difference between AARP and UnitedHealthcare?","answer_text":"\u003cp\u003eAARP is a non-profit organization that is dedicated to Americans who are 50-years-old and older. UnitedHealthcare is an insurance provider. The 2 are linked because UnitedHealthcare is the exclusive insurer of AARP’s Medicare Supplement insurance plans.\u003c/p\u003e\n","answer_link":"https://www.benzinga.com/?post_type=post\u0026p=172190","author":"","created_at":"2022-03-04","style":"default"}],"tailwind_layout":true},"align":"","mode":"edit"},"innerBlocks":[],"innerHTML":"","faq":[{"answer_link":"https://www.benzinga.com/?post_type=post\u0026p=172190","author":"","created_at":"2022-03-04","style":"default","question":"Is UnitedHealthcare a good network?","answer":"\u003cp\u003eUnitedHealthcare has a strong network of participating providers and facilities. There’s a good chance that you’ll find what you need within the UHC network, but if not, you may also be able to select a plan that offers out-of-network coverage.\u003c/p\u003e\n"},{"answer_link":"https://www.benzinga.com/?post_type=post\u0026p=172190","author":"","created_at":"2022-03-04","style":"default","question":"What’s the difference between AARP and UnitedHealthcare?","answer":"\u003cp\u003eAARP is a non-profit organization that is dedicated to Americans who are 50-years-old and older. UnitedHealthcare is an insurance provider. The 2 are linked because UnitedHealthcare is the exclusive insurer of AARP’s Medicare Supplement insurance plans.\u003c/p\u003e\n"}],"deviceType":"desktop","userAgent":"Mozilla/4.0 (compatible; MSIE 7.0; Windows NT 6.0; SLCC1; .NET CLR 2.0.50727; .NET CLR 3.0.04506; .NET CLR 3.5.21022; .NET CLR 1.0.3705; .NET CLR 1.1.4322)","type":"default"},{"blockName":"core/paragraph","attrs":{"data":[]},"innerBlocks":[],"innerHTML":"\n\u003cp\u003e\u003cstrong\u003eSources\u003c/strong\u003e\u003c/p\u003e\n","html":"\u003cstrong\u003eSources\u003c/strong\u003e","tag":"p","deviceType":"desktop","userAgent":"Mozilla/4.0 (compatible; MSIE 7.0; Windows NT 6.0; SLCC1; .NET CLR 2.0.50727; .NET CLR 3.0.04506; .NET CLR 3.5.21022; .NET CLR 1.0.3705; .NET CLR 1.1.4322)","type":"default"},{"blockName":"core/list","attrs":{"ordered":true,"data":[]},"innerBlocks":[],"innerHTML":"\n\u003col\u003e\u003cli\u003eBusiness Wire. “\u003ca href=\"https://www.businesswire.com/news/home/20211209005714/en/AM-Best-Upgrades-Credit-Ratings-for-Most-UnitedHealth-Group-Incorporated-LifeHealth-Subsidiaries\"\u003eAM Best Upgrades Credit Ratings for Most UnitedHealth Group Incorporated Life/Health Subsidiaries\u003c/a\u003e.” Accessed March 3, 2022.\u003c/li\u003e\u003cli\u003eMoody’s. “\u003ca href=\"https://www.moodys.com/research/Moodys-affirms-UnitedHealth-Groups-ratings-after-acquisition-announcement-outlook-stable--PR_1000004082\"\u003eMoody’s affirms UnitedHealth Group’s ratings after acquisition announcement; 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\u003ca href=\"https://www.benzinga.com/money/advertise-with-us/\" target=\"_blank\" rel=\"noreferrer noopener\"\u003eSend us a message\u003c/a\u003e. \u003c/strong\u003e\u003c/p\u003e\n","html":"\u003cstrong\u003eWant to advertise with us? \u003ca href=\"https://www.benzinga.com/money/advertise-with-us/\" target=\"_blank\" rel=\"noreferrer noopener\"\u003eSend us a message\u003c/a\u003e. \u003c/strong\u003e","tag":"p"}]},"content_footer":{"blocks":[{"blockName":"money-author-bio","attrs":{"data":{"user_name":"Ashley Hart","bio":"\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eAshley Hart is a personal finance writer passionate about helping people feel empowered to take control of their finances. She has more than eight years of writing experience, focused on insurance.\u003c/span\u003e\u003c/p\u003e\n","type":"author","image":"https://secure.gravatar.com/avatar/b17b67d4d1aba4548fbcbbffac9518f3?s=96\u0026d=mm\u0026r=g","url":"https://www.benzinga.com/money/author/ashleyashleymhart-com"}},"innerBlocks":[],"innerHTML":"","type":"default"}]},"footer":{"id":53816,"title":"Health Insurance","type":"footer","blocks":[{"blockName":"core/heading","attrs":{"level":3,"data":[]},"innerBlocks":[],"innerHTML":"\n\u003ch3 id=\"best-dental-insurance-methodology\"\u003eHealth Insurance Methodology\u003c/h3\u003e\n","tag":"h3","id":"health-insurance-methodology","html":"Health Insurance Methodology"},{"blockName":"core/paragraph","attrs":{"data":[]},"innerBlocks":[],"innerHTML":"\n\u003cp\u003e\u003cem\u003eTo determine the best health insurance providers, we pored through all United States carriers. We winnowed the list by only including companies that have a wide coverage area and product offering. To further break down the list to the true best health insurance providers, we gave weight to carriers that offer discounts, are available in all states and have multiple payment plan options\u003c/em\u003e.\u003c/p\u003e\n","html":"\u003cem\u003eTo determine the best health insurance providers, we pored through all United States carriers. We winnowed the list by only including companies that have a wide coverage area and product offering. To further break down the list to the true best health insurance providers, we gave weight to carriers that offer discounts, are available in all states and have multiple payment plan options\u003c/em\u003e.","tag":"p"},{"blockName":"core/heading","attrs":{"level":4,"data":[]},"innerBlocks":[],"innerHTML":"\n\u003ch4\u003eRead More on Health Insurance\u003c/h4\u003e\n","tag":"h4","id":"read-more-on-health-insurance","html":"Read More on Health Insurance"},{"blockName":"acf/post-feed","attrs":{"id":"block_6228d57f8442b","name":"acf/post-feed","data":{"title":"","layout":null,"query":{"page_types":[],"verticals":[193],"category":[],"num_posts":"3","component_name":"components.post.card","post_feed_type":"post"},"action":"load_more","posts":[{"author":"Sarah Horvath","date":"July 2, 2024","published_at":"July 2, 2024","description":"Health insurance is one of the most essential coverages people seek. 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Learn more and get quotes.","image":"https://cdnwp-s3.benzinga.com/wp-content/uploads/2020/01/07152533/travel-health.jpeg","thumbnail":"https://cdnwp-s3.benzinga.com/wp-content/uploads/2020/01/07152533/travel-health.jpeg","title":"Best Travel Health Insurance","url":"https://www.benzinga.com/money/best-travel-health-insurance"},{"author":"Rebekah Brately","date":"June 14, 2024","published_at":"June 14, 2024","description":"A large factor in how much you’ll pay for medical care is whether you see in network vs. out of network providers. 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