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<!doctype html><html lang="en"><head><title data-rh="true">How Do You ‘Die With Zero’ When You’ve Already Got Nothing? | by James Garside | Books Are Our Superpower</title><meta data-rh="true" charset="utf-8"/><meta data-rh="true" name="viewport" content="width=device-width,minimum-scale=1,initial-scale=1,maximum-scale=1"/><meta data-rh="true" name="theme-color" content="#000000"/><meta data-rh="true" name="twitter:app:name:iphone" content="Medium"/><meta data-rh="true" name="twitter:app:id:iphone" content="828256236"/><meta data-rh="true" property="al:ios:app_name" content="Medium"/><meta data-rh="true" property="al:ios:app_store_id" content="828256236"/><meta data-rh="true" property="al:android:package" content="com.medium.reader"/><meta data-rh="true" property="fb:app_id" content="542599432471018"/><meta data-rh="true" property="og:site_name" content="Medium"/><meta data-rh="true" property="og:type" content="article"/><meta data-rh="true" property="article:published_time" 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cb"><div class="ci bh ga gb gc gd"><div><h1 id="a06d" class="pw-post-title hc hd he bf hf hg hh hi hj hk hl hm hn ho hp hq hr hs ht hu hv hw bk" data-testid="storyTitle">How Do You ‘Die With Zero’ When You’ve Already Got Nothing?</h1></div><div><h2 id="61ed" class="pw-subtitle-paragraph hx hd he bf b hy hz ia ib ic id ie if ig ih ii ij ik il im cq du">An off-the-cuff response to ‘Die with Zero: Getting All You Can from Your Money and Your Life’ by Bill Perkins</h2><div><div class="speechify-ignore ab cp"><div class="speechify-ignore bh l"><div class="in io ip iq ir ab"><div><div class="ab is"><div><div class="bm" aria-hidden="false"><a href="https://medium.com/@jamesgarside_?source=post_page---byline--3bff660da5d6--------------------------------" rel="noopener follow"><div class="l it iu by iv iw"><div class="l fj"><img alt="James Garside" class="l fd by dd de cx" src="https://miro.medium.com/v2/resize:fill:88:88/1*F2QF2No0UXcf2IfkrR-l6Q.jpeg" width="44" height="44" loading="lazy" 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class="af ag ah ai aj ak al am an ao ap aq ar ji ab q" data-testid="publicationName" href="https://baos.pub/?source=post_page---byline--3bff660da5d6--------------------------------" rel="noopener ugc nofollow"><p class="bf b bg z jw jx jy jz ka kb kc kd bk">Books Are Our Superpower</p></a></div></div></div><div class="h k"><span class="jj jk" aria-hidden="true"><span class="bf b bg z du">·</span></span></div></div><span class="bf b bg z du"><div class="ab ae"><span data-testid="storyReadTime">5 min read</span><div class="ke kf l" aria-hidden="true"><span class="l" aria-hidden="true"><span class="bf b bg z du">·</span></span></div><span data-testid="storyPublishDate">Feb 26, 2024</span></div></span></div></span></div></div></div><div class="ab cp kg kh ki kj kk kl km kn ko kp kq kr ks kt ku kv"><div class="h k w fg fh q"><div class="ll l"><div class="ab q lm ln"><div class="pw-multi-vote-icon fj gu lo lp lq"><span><a class="af ag ah ai aj ak al am an ao ap aq ar as at" 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(max-width: 700px) 50vw, (-webkit-min-device-pixel-ratio: 4) and (max-width: 700px) 50vw, (min-resolution: 3dppx) and (max-width: 700px) 67vw, (-webkit-min-device-pixel-ratio: 3) and (max-width: 700px) 65vw, (min-resolution: 2.5dppx) and (max-width: 700px) 80vw, (-webkit-min-device-pixel-ratio: 2.5) and (max-width: 700px) 80vw, (min-resolution: 2dppx) and (max-width: 700px) 100vw, (-webkit-min-device-pixel-ratio: 2) and (max-width: 700px) 100vw, 700px"/><img alt="" class="bh mu oa c" width="700" height="466" loading="eager" role="presentation"/></picture></div></div><figcaption class="ob ff oc nn no od oe bf b bg z du">Photo by <a class="af of" href="https://unsplash.com/@alschim?utm_source=medium&utm_medium=referral" rel="noopener ugc nofollow" target="_blank">Alexander Schimmeck</a> on <a class="af of" href="https://unsplash.com/?utm_source=medium&utm_medium=referral" rel="noopener ugc nofollow" target="_blank">Unsplash</a></figcaption></figure><p id="667e" class="pw-post-body-paragraph og oh he oi b hy oj ok ol ib om on oo op oq or os ot ou ov ow ox oy oz pa pb gx bk">If I wrote a review of ‘Die With Zero’ it would begin with the words “Bill Perkins can go fuck himself” and end with the words “Bill Perkins probably saved my life.” My CliffsNotes description of the book is: “Rich People solutions to Poor People problems.” But when I write about things like that I usually get responses like: “Why don’t you tell the world what you really think, James?” Ok, I will.</p><p id="b316" class="pw-post-body-paragraph og oh he oi b hy oj ok ol ib om on oo op oq or os ot ou ov ow ox oy oz pa pb gx bk"><strong class="oi hf">Bill Perkins can go fuck himself.</strong></p><p id="e27d" class="pw-post-body-paragraph og oh he oi b hy oj ok ol ib om on oo op oq or os ot ou ov ow ox oy oz pa pb gx bk">Bill Perkins is a millionaire. Bill Perkins is a hedge fund manager, a film producer, and a poker player. One thing that Bill Perkins isn’t? A writer. The internet is awash with a glut of YouTube videos and podcast appearances where people tell Bill Perkins that he wrote a great book. But he didn’t write the book. He paid a writer to do it for him. Why? Because that’s how Rich People write books. Apparently.</p><p id="7c7b" class="pw-post-body-paragraph og oh he oi b hy oj ok ol ib om on oo op oq or os ot ou ov ow ox oy oz pa pb gx bk">I’ve listened to this book three times on audiobook and plan to read it through again as an ebook. On the second listen I caught this in the acknowledgments:</p><blockquote class="pc pd pe"><p id="cc89" class="og oh pf oi b hy oj ok ol ib om on oo op oq or os ot ou ov ow ox oy oz pa pb gx bk">“Having well-thought-out ideas is one thing, but converting those ideas…</p></blockquote></div></div></div></div></section></div></div></article></div><div class="l"></div><footer class="pg ph pi pj gw ab q pk jc c"><div class="l ae"><div class="ab cb"><div class="ci bh ga gb gc gd"><div class="ab cp pl"><div class="ab q lm"><div class="pm l"><span class="l pn po pp e d"><div class="ab q lm ln"><div class="pw-multi-vote-icon fj gu lo lp lq"><span><a class="af ag ah ai aj ak al am an ao ap aq ar as at" data-testid="footerClapButton" 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