Wealth Management & Private Banking

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href="/expertise/services/boardroom-risk-and-reputation/insights/boardroom-view-on-risk-management.html" class="pageColour_text"> View from the top 2019 - a study on boardroom perspectives on risk </a> </li> <li> <a href="/expertise/services/boardroom-risk-and-reputation/insights/cyber-attack-regulatory-and-litigation-action-in-the-aftermath.html" class="pageColour_text"> Cyber attack: regulatory and litigation action in the aftermath </a> </li> <li> <a href="/expertise/services/boardroom-risk-and-reputation/insights/foreign-direct-investment-regulation-in-germany-sharp-sword-or-blunt-knife.html" class="pageColour_text"> Foreign Direct Investment: Regulation in Germany – sharp sword or blunt knife? </a> </li> <li> <a href="/expertise/services/boardroom-risk-and-reputation/insights/tax-is-a-boardroom-issue.html" class="pageColour_text"> Tax is a boardroom issue </a> </li> <li> <a href="/expertise/services/boardroom-risk-and-reputation/insights/the-growing-role-of-personal-accountability.html" class="pageColour_text"> The growing role of personal accountability </a> </li> <li> <a href="/expertise/services/boardroom-risk-and-reputation/insights/shifting-corporate-pressures.html" class="pageColour_text"> Shifting corporate pressures </a> </li> <li> <a href="/expertise/services/boardroom-risk-and-reputation/insights/managing-political-risk-exposure.html" class="pageColour_text"> Managing political risk exposure </a> </li> <li> <a href="/expertise/services/boardroom-risk-and-reputation/insights/taking-action-on-climate-change.html" class="pageColour_text"> Taking action on climate change </a> </li> <li> <a href="/expertise/services/boardroom-risk-and-reputation/insights/surprising-confidence-on-technology-related-risk.html" class="pageColour_text"> Surprising confidence on technology-related risk </a> </li> <li> <a 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class="pageColour_text"> Clifford Chance contributes to the fifth edition of Global Investigation Review's Practitioner’s Guide to Global Investigations </a> </li> <li> <a href="/expertise/services/boardroom-risk-and-reputation/insights/a-new-iran-deal-needs-more-ambition-and-higher-stakes.html" class="pageColour_text"> A new Iran deal needs more ambition and higher stakes </a> </li> <li> <a href="/expertise/services/boardroom-risk-and-reputation/insights/has-your-us-retirement-program-had-a-risk-check-up-lately.html" class="pageColour_text"> Has your U.S. retirement program had a risk checkup lately? </a> </li> <li> <a href="/expertise/services/boardroom-risk-and-reputation/insights/clifford-chance-contributes-to-the-sixth-edition-of-the-global-investigations.html" class="pageColour_text"> Clifford Chance contributes to the sixth edition of Global Investigation Review's Practitioner’s Guide </a> </li> </ul> </li> <li> <a 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class="unselected"> Private Equity </a> <ul> </ul> </li> <li> <a href="/expertise/sectors/real_estate.html" class="unselected"> Real Estate </a> <ul> </ul> </li> <li> <a href="/expertise/sectors/telecommunications_media_and_technology.html" class="unselected"> Technology, Media & Telecommunications </a> <ul> <li> <a href="/expertise/sectors/telecommunications_media_and_technology/media.html" class=""> Media </a> <ul> </ul> </li> <li> <a href="/expertise/sectors/telecommunications_media_and_technology/technology.html" class=""> Technology </a> <ul> </ul> </li> <li> <a href="/expertise/sectors/telecommunications_media_and_technology/telecommunications.html" class=""> Telecommunications </a> <ul> </ul> </li> </ul> </li> </ul> </li> </ul> </nav></div> <article id="article_main"> <a name="startcontent" id="startcontent"></a> <div class="pageHeader userToolbar"> <header> <a href="#" id="a_main_content" title="Start of main content">Start of main content</a> <h2>Wealth Management & Private Banking</h2> </header> </div> <div class="parCenter parsys"><div class="subsectorBody section"><h3 id="h3_article_children_children">Even in today's challenging markets, wealth management continues to be a key focus area for global and national banks. The challenge is to adapt products and business models and shape them in light of the post financial crisis economic and regulatory environment.</h3> <p>The retail banking and wealth management sectors continue to experience political, fiscal, tax and regulatory pressures. International focus on cross-border wealth management, retail banking and compliance with local licensing and marketing requirements has not abated. Regulators are now more intrusively requiring banks to keep more extensive records and to pay more attention to ensuring that clients' money is invested in line with their objectives and financial circumstances, and that they understand investment products and risks. In the UK, financial institutions and wealth managers are in the post RDR world, facing changed business models and pricing structures and moving on to the next wave of regulatory change implementation, including EMIR and AIFMD. Furthermore, the sector is witnessing extensive reshaping and consolidation on a cross border and domestic basis.</p> <p>The wealth management and retail sectors are key areas of focus for Clifford Chance. 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