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class="tag__show"><div id="content-inner"> <div class="sponsored"> <!-- AD GOES HERE, conditionally --> </div> <h1 id="content-header"> <span class="inner"><a href="/web/20090308090139/http://technorati.com/tag/">Tags</a> / finance <div id="header-adsense"> <script type="text/javascript"><!-- google_ad_client = "pub-4235192077789322"; /* Tag Header 1/7/9 */ google_kw = "finance"; google_kw_type = "broad"; google_ad_slot = "4260830958"; google_ad_width = 468; google_ad_height = 15; //--> </script> <script type="text/javascript" src="http://web.archive.org/web/20090308090139js_/http://pagead2.googlesyndication.com/pagead/show_ads.js"> </script> </div> </span> <a id="feed-link" href="http://web.archive.org/web/20090308090139/http://feeds.technorati.com/tag/finance">Subscribe</a> </h1> <div id="main"> <div id="tag-content"> <div id="article" class="module"><div class="module-inner"> <p>Finance is a concept that relates to balancing risk and profitability and can be exercised by an individual, <a href="http://web.archive.org/web/20090308090139/http://technorati.com/tag/business" title="Technorati Tag Business">organization</a> or government. It normally involves a set of objectives and constraints designed to yield rewards. Today,<b> finance </b>most often relates to the “<a href="http://web.archive.org/web/20090308090139/http://blogcritics.org/archives/2008/11/11/063645.php" title="Book Review: Enough - True Measures of Money, Business, and Life by John Bogle">financial instruments</a>” backing the value of goods or services. Financial instruments are bought and sold to provide a yield assuming risk is managed properly.<br/><br/>How financial instruments are valued is complicated and prone to market <a href="http://web.archive.org/web/20090308090139/http://blogcritics.org/archives/2008/06/12/221201.php" title="Oil In The Rock">speculation</a>.<br/><br/>Financial instruments come in a variety of <a href="http://web.archive.org/web/20090308090139/http://technorati.com/tag/money" title="Technorati Tag Money">forms</a>, including <a href="http://web.archive.org/web/20090308090139/http://technorati.com/tag/stocks" title="Technorati Tag Stocks">stocks</a> and bonds. When these instruments are owned, they are <a href="http://web.archive.org/web/20090308090139/http://technorati.com/tag/assets" title="Technorati Tag Assets">assets</a>. They then are used to provide <a href="http://web.archive.org/web/20090308090139/http://technorati.com/tag/credit" title="Technorati Tag Credit">credit</a>, which is used to invest in goods and services. <br/><br/>When <a href="http://web.archive.org/web/20090308090139/http://blogcritics.org/archives/2007/11/12/202102.php" title="The Vioxx Settlement - A Lesson in Corporate Risk Management">risk</a> isn't managed properly, financial instruments lose value. Governments <a href="http://web.archive.org/web/20090308090139/http://blogcritics.org/archives/2008/10/27/012624.php" title="Blame Greenspan">regulate</a><b> finance </b>to protect the public-at-large from <a href="http://web.archive.org/web/20090308090139/http://blogcritics.org/archives/2008/12/02/121157.php" title="Home Equity ID Theft Ring Points To A Bigger Problem">greed</a>. Greed can also cause outright <a href="http://web.archive.org/web/20090308090139/http://fraudwar.blogspot.com/" title="FraudWar">fraud</a>, which is another reason for regulation.</p> <div class="info"> <a href="http://web.archive.org/web/20090308090139/http://blogcritics.org/"><img class="photo" src="http://web.archive.org/web/20090308090139im_/http://scm-l3.technorati.com/x/static/images/icons/blogcritics.png?1226449411" width="16" height="16" alt="BC"/></a> by <a href="http://web.archive.org/web/20090308090139/http://blogcritics.org/writer/ed_dickson">Ed Dickson</a> </div> <div class="myblog"><a href="http://web.archive.org/web/20090308090139/http://fraudwar.blogspot.com/" title="http://fraudwar.blogspot.com/"><img src="http://web.archive.org/web/20090308090139im_/http://scm-l3.technorati.com/x/static/images/icons/readmyblog.png?1229541125" width="79" height="20" alt="Read my blog"/></a></div> <div class="calltoaction"><p>Are you a writer, passionate about this or any other topic? 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href="/web/20090308090139/http://technorati.com/blogs/www.bloggingstocks.com"> <img class="thumbnail" width="66" height="50" alt="Preview of BloggingStocks" src="http://web.archive.org/web/20090308090139im_/http://thumb-l3.technorati.com/x/asset/thumb/9/b/0/7/9b071772cc9422d01483001e0041556a-cec10864f75c0148edae2fa6d502804001ff9d11.jpg?1227168417"> </a> <h3><a href="/web/20090308090139/http://technorati.com/blogs/www.bloggingstocks.com" rel="nofollow">BloggingStocks</a></h3> <a class="external" title="http://www.bloggingstocks.com" href="http://web.archive.org/web/20090308090139/http://www.bloggingstocks.com/">http://www.bloggings</a> <a class="authority" href="/web/20090308090139/http://technorati.com/blogs/www.bloggingstocks.com?reactions">Authority: 9450</a> </li> <li> <a class="image-link" title=" WalletPop - WalletPop" href="/web/20090308090139/http://technorati.com/blogs/www.walletpop.com"> <img class="thumbnail" width="66" height="50" alt="Preview of WalletPop - WalletPop" src="http://web.archive.org/web/20090308090139im_/http://scm-l3.technorati.com/static/img/blog/thumbnail-null.png"> </a> <h3><a href="/web/20090308090139/http://technorati.com/blogs/www.walletpop.com" rel="nofollow"> WalletPop - WalletPop</a></h3> <a class="external" title="http://www.walletpop.com" href="http://web.archive.org/web/20090308090139/http://www.walletpop.com/">http://www.walletpop</a> <a class="authority" href="/web/20090308090139/http://technorati.com/blogs/www.walletpop.com?reactions">Authority: 8057</a> </li> <li> <a class="image-link" title="WalletPop Blog" href="/web/20090308090139/http://technorati.com/blogs/www.walletpop.com%2Fblog"> <img class="thumbnail" width="66" height="50" alt="Preview of WalletPop Blog" src="http://web.archive.org/web/20090308090139im_/http://thumb-l3.technorati.com/x/asset/thumb/a/f/2/a/af2afc46102d31e33532d78fb00db872-ce4027c3a4dc2e7b34301b5643cd6650f3a350f8.jpg?1229890211"> </a> <h3><a 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You don’t need to have any </p> </blockquote> <abbr class="updated" title="2009-03-08T00:22:36-08:00"> 39 minutes ago </abbr> </li> </ol> <div id="pages-v2"> <ol><li class="current">1</li> <li><a href="/web/20090308090139/http://technorati.com/tag/finance?page=2">2</a></li> <li><a href="/web/20090308090139/http://technorati.com/tag/finance?page=3">3</a></li> <li><a href="/web/20090308090139/http://technorati.com/tag/finance?page=4">4</a></li> <li><a href="/web/20090308090139/http://technorati.com/tag/finance?page=5">5</a></li> <li><a href="/web/20090308090139/http://technorati.com/tag/finance?page=6">6</a></li> <li><a href="/web/20090308090139/http://technorati.com/tag/finance?page=7">7</a></li> <li class="next"><a href="/web/20090308090139/http://technorati.com/tag/finance?page=2">next »</a></li> </ol> </div> </div></div> </div> <div id="extra"> <div class="ad module"><div class="module-inner"> <div class="doubleclick"> <!-- Begin DoubleClick Ad --> <script type="text/javascript"> <!-- document.write('<script type="text/javascript" src="http://web.archive.org/web/20090308090139/http://ad.doubleclick.net/adj/tri.small-business/tag;tile=2;pos=top;ad=rb;member=0;sz=300x250,300x600;ord=8097479613497853?" type="text/javascript"></scr' + 'ipt>'); 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