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class="gem-c-title__text govuk-heading-xl"> Pensiwn sylfaenol y Wladwriaeth </h1> </div> <a class="gem-c-skip-link govuk-skip-link govuk-!-display-none-print" data-module="govuk-skip-link" href="#guide-contents">Neidio i gynnwys y canllaw</a> <aside class="part-navigation-container" role="complementary"> <nav class="gem-c-contents-list" aria-label="Tudalennau yn y canllaw hwn" role="navigation" data-module="gem-track-click"> <h2 class="gem-c-contents-list__title"> Cynnwys </h2> <ol class="gem-c-contents-list__list"> <li class="gem-c-contents-list__list-item gem-c-contents-list__list-item--dashed gem-c-contents-list__list-item--active" aria-current="true"> Trosolwg </li> <li class="gem-c-contents-list__list-item gem-c-contents-list__list-item--dashed"> <a class="gem-c-contents-list__link govuk-link" data-track-category="contentsClicked" data-track-action="content_item 2" data-track-label="/pensiwn-sylfaenol-y-wladwriaeth/cymhwyster" data-track-options="{"dimension29":"Cymhwyster"}" href="/web/20221007161427/https://www.gov.uk/pensiwn-sylfaenol-y-wladwriaeth/cymhwyster">Cymhwyster</a> </li> <li class="gem-c-contents-list__list-item gem-c-contents-list__list-item--dashed"> <a class="gem-c-contents-list__link govuk-link" data-track-category="contentsClicked" data-track-action="content_item 3" data-track-label="/pensiwn-sylfaenol-y-wladwriaeth/beth-fyddwch-yn-ei-gael" data-track-options="{"dimension29":"Beth fyddwch yn ei gael"}" href="/web/20221007161427/https://www.gov.uk/pensiwn-sylfaenol-y-wladwriaeth/beth-fyddwch-yn-ei-gael">Beth fyddwch yn ei gael</a> </li> <li class="gem-c-contents-list__list-item gem-c-contents-list__list-item--dashed"> <a class="gem-c-contents-list__link govuk-link" data-track-category="contentsClicked" data-track-action="content_item 4" data-track-label="/pensiwn-sylfaenol-y-wladwriaeth/sut-i-wneud-cais" data-track-options="{"dimension29":"Sut i wneud cais"}" href="/web/20221007161427/https://www.gov.uk/pensiwn-sylfaenol-y-wladwriaeth/sut-i-wneud-cais">Sut i wneud cais</a> </li> <li class="gem-c-contents-list__list-item gem-c-contents-list__list-item--dashed"> <a class="gem-c-contents-list__link govuk-link" data-track-category="contentsClicked" data-track-action="content_item 5" data-track-label="/pensiwn-sylfaenol-y-wladwriaeth/cynyddur-swm-a-gewch" data-track-options="{"dimension29":"Cynyddu’r swm a gewch"}" href="/web/20221007161427/https://www.gov.uk/pensiwn-sylfaenol-y-wladwriaeth/cynyddur-swm-a-gewch">Cynyddu’r swm a gewch</a> </li> <li class="gem-c-contents-list__list-item gem-c-contents-list__list-item--dashed"> <a class="gem-c-contents-list__link govuk-link" data-track-category="contentsClicked" data-track-action="content_item 6" data-track-label="/pensiwn-sylfaenol-y-wladwriaeth/etifeddiant-cymar-partner-sifil" data-track-options="{"dimension29":"Cynyddu neu etifeddu Pensiwn y Wladwriaeth gan eich cymar neu bartner sifil"}" href="/web/20221007161427/https://www.gov.uk/pensiwn-sylfaenol-y-wladwriaeth/etifeddiant-cymar-partner-sifil">Cynyddu neu etifeddu Pensiwn y Wladwriaeth gan eich cymar neu bartner sifil</a> </li> <li class="gem-c-contents-list__list-item gem-c-contents-list__list-item--dashed"> <a class="gem-c-contents-list__link govuk-link" data-track-category="contentsClicked" data-track-action="content_item 7" data-track-label="/pensiwn-sylfaenol-y-wladwriaeth/newid-mewn-amgylchiadau" data-track-options="{"dimension29":"Newid mewn amgylchiadau"}" href="/web/20221007161427/https://www.gov.uk/pensiwn-sylfaenol-y-wladwriaeth/newid-mewn-amgylchiadau">Newid mewn amgylchiadau</a> </li> </ol> </nav> </aside> </div> <div class="govuk-grid-column-two-thirds" id="guide-contents"> <h1 class="part-title"> Trosolwg </h1> <div class="gem-c-govspeak govuk-govspeak direction-ltr disable-youtube" data-module="govspeak"> <p>Gallwch hawlio Pensiwn sylfaenol y Wladwriaeth os ydych:</p> <ul> <li>yn ddyn a anwyd cyn 6 Ebrill 1951</li> <li>yn fenyw a anwyd cyn 6 Ebrill 1953</li> </ul> <p>Os cawsoch eich geni ar ôl hyn, bydd rhaid i chi wneud cais am <a href="/web/20221007161427/https://www.gov.uk/pensiwn-y-wladwriaeth-newydd">Bensiwn newydd y Wladwriaeth</a> yn lle hynny.</p> <div role="note" aria-label="Information" class="application-notice info-notice"> <p>Mae’r canllaw hwn hefyd ar gael <a href="/web/20221007161427/https://www.gov.uk/state-pension">yn Saesneg (English)</a>.</p> </div> <p>I gael Pensiwn sylfaenol y Wladwriaeth mae rhaid eich bod wedi talu neu wedi’ch credydu â chyfraniadau Yswiriant Gwladol.</p> <p>Pensiwn sylfaenol y Wladwriaeth llawn yw £141.85 yr wythnos.</p> <h2 id="cynyddu-eich-pensiwn-sylfaenol-y-wladwriaeth">Cynyddu eich Pensiwn sylfaenol y Wladwriaeth</h2> <p>Os nad ydych yn gymwys am Bensiwn sylfaenol y Wladwriaeth neu ddim yn cael y swm llawn, gallwch</p> <ul> <li> <a 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src="http://web.archive.org/web/20221007161427js_/https://www.gov.uk/assets/static/application-087272cd04e26ba8d2c7c0ccef5db8dcc67495fdae7ef356f838d916abeda4c6.js"></script> <script src="/web/20221007161427js_/https://www.gov.uk/assets/government-frontend/application-cc1b87cb7f7a7266f46b044ca2fdbe06fe48f196c15b5dbc53f62ca09af57aba.js"></script><script type="application/ld+json"> { "@context": "http://web.archive.org/web/20221007161427/http://schema.org", "@type": "Article", "mainEntityOfPage": { "@type": "WebPage", "@id": "http://web.archive.org/web/20221007161427/https://www.gov.uk/pensiwn-sylfaenol-y-wladwriaeth" }, "name": "Pensiwn sylfaenol y Wladwriaeth", "datePublished": "2020-09-21T12:39:39.000+00:00", "dateModified": "2021-04-11T23:01:17.000+00:00", "text": "Sut i wneud cais am am Bension sylfaenol y Wladwriaeth a sut caiff ei gyfrifo - i ddynion a anwyd cyn 6 Ebrill 1951 ac i fenywod a anwyd cyn 6 Ebrill 1953.", "publisher": { "@type": "Organization", "name": "GOV.UK", "url": "http://web.archive.org/web/20221007161427/https://www.gov.uk", "logo": { "@type": "ImageObject", "url": "http://web.archive.org/web/20221007161427/https://www.gov.uk/assets/government-frontend/govuk_publishing_components/govuk-logo-73b5a4056ffe9988d02c728b56fe9fe7f90bb822322a5f6183ccbb92a99b019a.png" } }, "image": [ "http://web.archive.org/web/20221007161427/https://www.gov.uk/assets/government-frontend/govuk_publishing_components/govuk-schema-placeholder-1x1-bf9e64d759af6dfd93bede8168f3087a329f405b382aff36747db0db4b7b23e9.png", "http://web.archive.org/web/20221007161427/https://www.gov.uk/assets/government-frontend/govuk_publishing_components/govuk-schema-placeholder-4x3-13093f053c15f613acd827aff27cac83d3fab452947cbcae4c7b706dadf2f7f2.png", "http://web.archive.org/web/20221007161427/https://www.gov.uk/assets/government-frontend/govuk_publishing_components/govuk-schema-placeholder-16x9-4233cd42671827e266e284c4d5ae68fb600bd9f9e35dda663ccabbc2b6ab7ec3.png" ], "author": { "@type": "Organization", "name": "Government Digital Service", "url": "http://web.archive.org/web/20221007161427/https://www.gov.uk/government/organisations/government-digital-service" }, "about": [ { "@context": "http://web.archive.org/web/20221007161427/http://schema.org", "@type": "Thing", "sameAs": "http://web.archive.org/web/20221007161427/https://www.gov.uk/employment/working" } ], "headLine": "Pensiwn sylfaenol y Wladwriaeth", "description": "Sut i wneud cais am am Bension sylfaenol y Wladwriaeth a sut caiff ei gyfrifo - i ddynion a anwyd cyn 6 Ebrill 1951 ac i fenywod a anwyd cyn 6 Ebrill 1953.", "articleBody": "\u003cp\u003eGallwch hawlio Pensiwn sylfaenol y Wladwriaeth os ydych:\u003c/p\u003e\n\n\u003cul\u003e\n \u003cli\u003eyn ddyn a anwyd cyn 6 Ebrill 1951\u003c/li\u003e\n \u003cli\u003eyn fenyw a anwyd cyn 6 Ebrill 1953\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eOs cawsoch eich geni ar ôl hyn, bydd rhaid i chi wneud cais am \u003ca href=\"/pensiwn-y-wladwriaeth-newydd\"\u003eBensiwn newydd y Wladwriaeth\u003c/a\u003e yn lle hynny.\u003c/p\u003e\n\n\u003cdiv role=\"note\" aria-label=\"Information\" class=\"application-notice info-notice\"\u003e\n\u003cp\u003eMae’r canllaw hwn hefyd ar gael \u003ca href=\"/state-pension\"\u003eyn Saesneg (English)\u003c/a\u003e.\u003c/p\u003e\n\u003c/div\u003e\n\n\u003cp\u003eI gael Pensiwn sylfaenol y Wladwriaeth mae rhaid eich bod wedi talu neu wedi’ch credydu â chyfraniadau Yswiriant Gwladol.\u003c/p\u003e\n\n\u003cp\u003ePensiwn sylfaenol y Wladwriaeth llawn yw £141.85 yr wythnos.\u003c/p\u003e\n\n\u003ch2 id=\"cynyddu-eich-pensiwn-sylfaenol-y-wladwriaeth\"\u003eCynyddu eich Pensiwn sylfaenol y Wladwriaeth\u003c/h2\u003e\n\n\u003cp\u003eOs nad ydych yn gymwys am Bensiwn sylfaenol y Wladwriaeth neu ddim yn cael y swm llawn, gallwch\u003c/p\u003e\n\n\u003cul\u003e\n \u003cli\u003e\n\u003ca href=\"/pensiwn-sylfaenol-y-wladwriaeth/cynyddur-swm-a-gewch\"\u003egynyddu y swm rydych yn ei gael\u003c/a\u003e, er enghraifft drwy oedi (gohirio) eich Pensiwn y Wladwriaeth\u003c/li\u003e\n \u003cli\u003e\u003ca href=\"/pensiwn-sylfaenol-y-wladwriaeth/etifeddiant\"\u003ecael neu etifeddu cynnydd gan eich cymar neu bartner sifil\u003c/a\u003e\u003c/li\u003e\n\u003c/ul\u003e\n" } </script><script type="application/ld+json"> { "@context": "http://web.archive.org/web/20221007161427/http://schema.org", "@type": "BreadcrumbList", "itemListElement": [ { "@type": "ListItem", "position": 1, "item": { "name": "Home", "@id": "http://web.archive.org/web/20221007161427/https://www.gov.uk/" } }, { "@type": "ListItem", "position": 2, "item": { "name": "Work", "@id": "http://web.archive.org/web/20221007161427/https://www.gov.uk/work" } }, { "@type": "ListItem", "position": 3, "item": { "name": "Working, jobs and pensions", "@id": "http://web.archive.org/web/20221007161427/https://www.gov.uk/employment/working" } } ] } </script><script type="application/ld+json"> { "@context": "http://web.archive.org/web/20221007161427/http://schema.org", "@type": "FAQPage", "headline": "Pensiwn sylfaenol y Wladwriaeth", "description": "Sut i wneud cais am am Bension sylfaenol y Wladwriaeth a sut caiff ei gyfrifo - i ddynion a anwyd cyn 6 Ebrill 1951 ac i fenywod a anwyd cyn 6 Ebrill 1953.", "publisher": { "@type": "Organization", "name": "GOV.UK", "url": "http://web.archive.org/web/20221007161427/https://www.gov.uk", "logo": { "@type": "ImageObject", "url": "http://web.archive.org/web/20221007161427/https://www.gov.uk/assets/government-frontend/govuk_publishing_components/govuk-logo-73b5a4056ffe9988d02c728b56fe9fe7f90bb822322a5f6183ccbb92a99b019a.png" } }, "mainEntity": [ { "@type": "Question", "name": "Trosolwg", "url": "http://web.archive.org/web/20221007161427/https://www.gov.uk/pensiwn-sylfaenol-y-wladwriaeth", "acceptedAnswer": { "@type": "Answer", "url": "http://web.archive.org/web/20221007161427/https://www.gov.uk/pensiwn-sylfaenol-y-wladwriaeth", "text": "<p>Gallwch hawlio Pensiwn sylfaenol y Wladwriaeth os ydych:</p>\n\n<ul>\n <li>yn ddyn a anwyd cyn 6 Ebrill 1951</li>\n <li>yn fenyw a anwyd cyn 6 Ebrill 1953</li>\n</ul>\n\n<p>Os cawsoch eich geni ar ôl hyn, bydd rhaid i chi wneud cais am <a href=\"/pensiwn-y-wladwriaeth-newydd\">Bensiwn newydd y Wladwriaeth</a> yn lle hynny.</p>\n\n<div role=\"note\" aria-label=\"Information\" class=\"application-notice info-notice\">\n<p>Mae’r canllaw hwn hefyd ar gael <a href=\"/state-pension\">yn Saesneg (English)</a>.</p>\n</div>\n\n<p>I gael Pensiwn sylfaenol y Wladwriaeth mae rhaid eich bod wedi talu neu wedi’ch credydu â chyfraniadau Yswiriant Gwladol.</p>\n\n<p>Pensiwn sylfaenol y Wladwriaeth llawn yw £141.85 yr wythnos.</p>\n\n<h2 id=\"cynyddu-eich-pensiwn-sylfaenol-y-wladwriaeth\">Cynyddu eich Pensiwn sylfaenol y Wladwriaeth</h2>\n\n<p>Os nad ydych yn gymwys am Bensiwn sylfaenol y Wladwriaeth neu ddim yn cael y swm llawn, gallwch</p>\n\n<ul>\n <li>\n<a href=\"/pensiwn-sylfaenol-y-wladwriaeth/cynyddur-swm-a-gewch\">gynyddu y swm rydych yn ei gael</a>, er enghraifft drwy oedi (gohirio) eich Pensiwn y Wladwriaeth</li>\n <li><a href=\"/pensiwn-sylfaenol-y-wladwriaeth/etifeddiant\">cael neu etifeddu cynnydd gan eich cymar neu bartner sifil</a></li>\n</ul>\n" } }, { "@type": "Question", "name": "Cymhwyster", "url": "http://web.archive.org/web/20221007161427/https://www.gov.uk/pensiwn-sylfaenol-y-wladwriaeth/cymhwyster", "acceptedAnswer": { "@type": "Answer", "url": "http://web.archive.org/web/20221007161427/https://www.gov.uk/pensiwn-sylfaenol-y-wladwriaeth/cymhwyster", "text": "<p>Rydych yn gymwys i gael Pensiwn sylfaenol y Wladwriaeth os ydych wedi’ch geni cyn:</p>\n\n<ul>\n <li>6 Ebrill 1951 os ydych yn ddyn</li>\n <li>6 Ebrill 1953 os ydych yn fenyw</li>\n</ul>\n\n<p>Os ydych wedi’ch geni ar neu ar ôl y dyddiadau hyn bydd rhaid i chi wnud cais am <a href=\"/pensiwn-y-wladwriaeth-newydd\">Bensiwn newydd y Wladwriaeth</a></p>\n\n<p>Y cynharaf y gallwch gael Pensiwn sylfaenol y Wladwriaeth yw pan fyddwch yn cyrraedd oedran Pensiwn y Wladwriaeth.</p>\n\n<h2 id=\"eich-cofnod-yswiriant-gwladol\">Eich cofnod Yswiriant Gwladol</h2>\n\n<p>I gael Pensiwn sylfaenol y Wladwriaeth llawn byddwch fel arfer angen cyfanswm o 30 o flynyddoedd cymhwyso o gyfraniadau Yswiriant Gwladol neu gredydau.</p>\n\n<p>Mae hyn yn golygu am 30 mlynedd, mae un neu fwy o’r canlynol wedi bod yn berthnasol i chi:</p>\n\n<ul>\n <li>eich bod yn gweithio ac yn talu <a href=\"/yswiriant-gwladol\">Yswiriant Gwladol</a>\n</li>\n <li>eich bod yn cael <a href=\"/national-insurance-credits\">Credydau Yswiriant Gwladol</a>, er enghraifft ar gyfer diweithdra, salwch, neu fel rhiant neu ofalwr</li>\n <li>eich bod wedi talu <a href=\"/voluntary-national-insurance-contributions\">cyfraniadau Yswiriant Gwladol gwirfoddol</a>\n</li>\n</ul>\n\n<p>Os oes gennych lai na 30 o flynyddoedd cymhwyso, bydd eich Pensiwn sylfaenol y Wladwriaeth yn llai na £141.85 yr wythnos. Efallai y byddwch yn gallu ei gynyddu trwy dalu <a href=\"/voluntary-national-insurance-contributions/why-pay-voluntary-contributions\">cyfraniadau Yswiriant Gwladol gwirfoddol</a>.</p>\n\n<h2 id=\"os-ydych-yn-briod-neu-mewn-partneriaeth-sifil\">Os ydych yn briod neu mewn partneriaeth sifil</h2>\n\n<p>Gallwch <a href=\"/pensiwn-sylfaenol-y-wladwriaeth/etifeddiant\">gynyddu neu etifeddu Pensiwn y Wladwriaeth os oes gennych gymar neu bartner sifil</a>.</p>\n\n<p>Efallai y gallwch gynyddu eich Pensiwn y Wladwriaeth os naill ai:</p>\n\n<ul>\n <li>nad ydych yn gymwys am Bensiwn sylfaenol y Wladwriaeth</li>\n <li>mae eich Pensiwn sylfaenol y Wladwriaeth yn llai na £85 yr wythnos</li>\n</ul>\n\n<p>Efallai y gallwch etifeddu Pensiwn y Wladwriaeth gan eich cymar neu bartner sifil os naill ai:</p>\n\n<ul>\n <li>nad ydych yn gymwys am Bensiwn sylfaenol y Wladwriaeth</li>\n <li>mae eich Pensiwn sylfaenol y Wladwriaeth yn llai na £141.85 yr wythnos</li>\n</ul>\n\n<h2 id=\"os-ydych-yn-ddyn-a-anwyd-cyn-1945-neu-fenyw-a-anwyd-cyn-1950\">Os ydych yn ddyn a anwyd cyn 1945 neu fenyw a anwyd cyn 1950</h2>\n\n<p>Rydych angen:</p>\n\n<ul>\n <li>mwy na 30 o flynyddoedd cymhwyso i gael Pensiwn y Wladwriaeth llawn</li>\n <li>isafswm penodol o flynyddoedd i gael unrhyw Bensiwn y Wladwriaeth o gwbl</li>\n</ul>\n\n<p>Fel arfer, y nifer isafwm o flynyddoedd yw 11 mlynedd ar gyfer dynion a anwyd cyn 1945, a 10 mlynedd ar gyfer menywod a anwyd cyn 1950.</p>\n\n<p>I gael gwybod am eich Pensiwn sylfaenol y Wladwriaeth, cysylltwch â’r <a href=\"/cysylltwch-gwasanaeth-pensiwn\">Gwasanaeth Pensiwn</a> neu’r <a href=\"/international-pension-centre\">Ganolfan Pensiynau Rhyngwladol</a> os ydych yn byw dramor.</p>\n\n<h2 id=\"os-ydych-yn-drawsryweddol\">Os ydych yn drawsryweddol</h2>\n\n<p>Efallai effeithir ar eich Pensiwn y Wladwriaeth os ydych yn berson trawsryweddol ac rydych:</p>\n\n<ul>\n <li>wedi cael eich geni rhwng 24 Rhagfyr 1919 a 3 Ebrill 1945</li>\n <li>wedi hawlio Pensiwn y Wladwriaeth cyn 4 Ebrill 2005</li>\n <li>yn gallu darparu tystiolaeth bod eich llawdriniaeth ailbennu rhywedd wedi cymryd lle cyn 4 Ebrill 2005</li>\n</ul>\n\n<p><a href=\"/government/publications/transsexual-people-equal-treatment-for-state-pension\">Darganfyddwch fwy a cysylltwch â’r Tîm Ailbennu Rhywedd (GR)</a>.</p>\n\n<div role=\"note\" aria-label=\"Information\" class=\"application-notice info-notice\">\n<p>Nid oes rhaid i chi wneud unrhyw beth os ydych <a href=\"/apply-gender-recognition-certificate/changing-your-gender\">wedi newid eich rhywedd yn gyfreithiol</a> ac wedi dechrau hawlio Pensiwn y Wladwriaeth ar neu ar ôl 4 Ebrill 2005 – byddwch eisoes yn hawlio yn seiliedig ar eich rhywedd cyfreithiol.</p>\n</div>\n\n<h2 id=\"os-nad-ydych-yn-gymwys-i-gael-pensiwn-y-wladwriaeth\">Os nad ydych yn gymwys i gael Pensiwn y Wladwriaeth</h2>\n\n<p>Os nad ydych yn dod o dan unrhyw un o’r grwpiau hyn, ond am gael Pensiwn y Wladwriaeth efallai y byddwch yn gallu <a href=\"/voluntary-national-insurance-contributions/why-pay-voluntary-contributions\">talu cyfraniadau Yswiriant Gwladol gwirfoddol</a>.</p>\n" } }, { "@type": "Question", "name": "Beth fyddwch yn ei gael", "url": "http://web.archive.org/web/20221007161427/https://www.gov.uk/pensiwn-sylfaenol-y-wladwriaeth/beth-fyddwch-yn-ei-gael", "acceptedAnswer": { "@type": "Answer", "url": "http://web.archive.org/web/20221007161427/https://www.gov.uk/pensiwn-sylfaenol-y-wladwriaeth/beth-fyddwch-yn-ei-gael", "text": "<p>£141.85 yr wythnos yw’r Pensiwn sylfaenol y Wladwriaeth llawn.</p>\n\n<p>Gallwch gael mwy o Bensiwn o Wladwriaeth os:</p>\n\n<ul>\n <li>ydych yn gymwys ar gyfer <a href=\"/pensiwn-ychwanegol-y-wladwriaeth\">Pensiwn Ychwanegol y Wladwriaeth</a>\n</li>\n <li>rydych yn <a href=\"/oedi-pensiwn-wladwriaeth\">oedi (gohirio) cymeryd eich Pensiwn y Wladwriaeth</a>\n</li>\n</ul>\n\n<p>Efallai y bydd rhaid i chi <a href=\"/tax-national-insurance-after-state-pension-age/tax-on-your-state-pension-and-other-income\">dalu treth ar eich Pensiwn y Wladwriaeth</a>.</p>\n\n<h2 id=\"cymhwyso-ar-gyfer-y-swm-llawn\">Cymhwyso ar gyfer y swm llawn</h2>\n\n<p>Fel arfer rydych angen 30 o flynyddoedd cymhwyso o gyfraniadau Yswiriant Gwladol neu gredydau i gael Pensiwn Sylfaen y Wladwriaeth llawn</p>\n\n<p>Os oes gennych lai na 30 o flynyddoedd cymhwyso, bydd eich Pensiwn sylfaenol y Wladwriaeth yn llai na £141.85 yr wythnos. Efallai y byddwch yn gallu ei gynyddu trwy dalu <a href=\"/voluntary-national-insurance-contributions/why-pay-voluntary-contributions\">cyfraniadau Yswiriant Gwladol gwirfoddol</a>.</p>\n\n<p><a href=\"/check-national-insurance-record\">Gwiriwch eich cofnod Yswiriant Gwladol</a> i ddarganfod faint o flynyddoedd cymhwyso sydd gennych.</p>\n\n<h2 id=\"cynyddu-eich-pensiwn-y-wladwriaeth\">Cynyddu eich Pensiwn y Wladwriaeth</h2>\n\n<p>Mae ffyrdd y gallwch <a href=\"/pensiwn-sylfaenol-y-wladwriaeth/cynyddur-swm-a-gewch\">gynyddu eich Pensiwn y Wladwriaeth</a>.</p>\n\n<h2 id=\"sut-y-caiff-ei-dalu\">Sut y caiff ei dalu</h2>\n\n<p>Mae’r diwrnod a delir eich pensiwn yn dibynnu ar eich rhif Yswiriant Gwladol.</p>\n\n<table>\n <thead>\n <tr>\n <th scope=\"col\">2 ddigid olaf eich rhif Yswiriant Gwladol</th>\n <th scope=\"col\">Diwrnod a delir eich Pensiwn y Wladwriaeth</th>\n </tr>\n </thead>\n <tbody>\n <tr>\n <td>00 i 19</td>\n <td>Dydd Llun</td>\n </tr>\n <tr>\n <td>20 i 39</td>\n <td>Dydd Mawrth</td>\n </tr>\n <tr>\n <td>40 i 59</td>\n <td>Dydd Mercher</td>\n </tr>\n <tr>\n <td>60 i 79</td>\n <td>Dydd Iau</td>\n </tr>\n <tr>\n <td>80 i 99</td>\n <td>Dydd Gwener</td>\n </tr>\n </tbody>\n</table>\n\n<p>Telir eich taliad cyntaf ar ddiwedd yr wythnos lawn gyntaf ar ôl i chi gyrraedd oedran Pensiwn y Wladwriaeth. Os gwnaethoch ohirio’ch Pensiwn y Wladwriaeth, byddwch yn cael eich taliad cyntaf ar ddiwedd yr wythnos lawn gyntaf yr ydych am ddechrau cael eich pensiwn.</p>\n\n<p>Ni fydd eich taliad cyntaf yn cynnwys yr amser rhwng cyrraedd oedran Pensiwn y Wladwriaeth a’r diwrnod talu arferol os yw hynny’n llai nag wythnos.</p>\n\n<div class=\"example\">\n<p>Enghraifft</p>\n\n<p>Rydych yn cyrraedd oedran Pensiwn y Wladwriaeth ar ddydd Llun 16 Rhagfyr 2013 a bydd eich diwrnod talu cyntaf ar ddydd Gwener.</p>\n\n<p>Yr wythnos lawn gyntaf sy’n dod i ben ar ddydd Gwener ar ôl y dydd Llun i chi gyrraedd oedran Pensiwn y Wladwriaeth yw dydd Sadwrn 21 Rhagfyr i ddydd Gwener 27 o Ragfyr.</p>\n\n<p>Ni fyddwch yn cael eich talu rhwng 16 Rhagfyr ac 21 Rhagfyr gan fod hyn yn llai nag un wythnos.</p>\n\n<p>Fel arfer telir Pensiwn sylfaenol y Wladwriaeth bob 4 wythnos i mewn i gyfrif o’ch dewis. Telir ‘mewn ôl-ddyledion’, sy’n golygu y telir am y 4 wythnos ddiwethaf, ac nid ar gyfer y 4 wythnos sydd i ddod.</p>\n</div>\n\n<p>Mae rheolau gwahanol <a href=\"/state-pension-if-you-retire-abroad/how-to-claim\">os ydych yn byw dramor</a>.</p>\n\n<h2 id=\"cynnydd-blynyddol\">Cynnydd blynyddol</h2>\n\n<p>Mae Pensiwn sylfaenol y Wladwriaeth yn cynyddu bob blwyddyn gan b’un bynnag yw’r uchaf o’r canlynol:</p>\n\n<ul>\n <li>enillion - y twf canrannol cyfartalog mewn cyflogau (ym Mhrydain Fawr)</li>\n <li>prisiau - y twf canrannol mewn prisiau yn y DU fel y’i mesurwyd gan y Mynegai Prisiau Defnyddwyr (CPI)</li>\n <li>2.5%</li>\n</ul>\n\n<h3 id=\"newid-dros-dro-am-y-flwyddyn-dreth-yn-dechrau-mis-ebrill-2022\">Newid dros-dro am y flwyddyn dreth yn dechrau mis Ebrill 2022</h3>\n\n<p>Mae Pensiwn sylfaenol y Wladwriaeth wedi cynyddu 3.1% y flwyddyn hon, yn unol â CPI.</p>\n\n<p>Roedd y twf enillion cyfartalog yn uwch, ond ni chaiff y ffigyrau hynny eu hystyried gan eu bod wedi’u heffeithio gan y pandemig coronafeirws (COVID-19).</p>\n\n<h2 id=\"cynnydd-oedolyn-dibynnol\">Cynnydd Oedolyn Dibynnol</h2>\n\n<p>Mae taliadau Cynnydd Oedolyn Dibynnol wedi stopio. Efallai y byddwch yn gymwys i wneud cais am <a href=\"/credyd-pensiwn\">Gredyd Pensiwn</a> neu <a href=\"/universal-credit\">Gredyd Cynhwysol</a>.</p>\n" } }, { "@type": "Question", "name": "Sut i wneud cais", "url": "http://web.archive.org/web/20221007161427/https://www.gov.uk/pensiwn-sylfaenol-y-wladwriaeth/sut-i-wneud-cais", "acceptedAnswer": { "@type": "Answer", "url": "http://web.archive.org/web/20221007161427/https://www.gov.uk/pensiwn-sylfaenol-y-wladwriaeth/sut-i-wneud-cais", "text": "<p>Ni fyddwch yn cael eich Pensiwn y Wladwriaeth yn awtomatig - mae angen i chi wneud cais amdano.</p>\n\n<div role=\"note\" aria-label=\"Information\" class=\"application-notice info-notice\">\n<p>Gwirio os ydych angen gwneud cais am <a href=\"/pensiwn-sylfaenol-y-wladwriaeth/cymhwyster\">Bensiwn newydd y Wladwriaeth</a>.</p>\n</div>\n\n<p>Gallwch wneud cais am Bensiwn y Wladwriaeth drwy un ai:</p>\n\n<ul>\n <li>ffonio Llinell Hawlio Pensiwn y Wladwriaeth</li>\n <li>\n<a href=\"/government/publications/the-basic-state-pension\">llawrlwytho ffurflen gais Pensiwn y Wladwriaeth</a> a’i yrru i’ch <a href=\"/find-pension-centre\">Canolfan Pensiwn lleol</a>\n</li>\n <li>\n<a href=\"/state-pension-if-you-retire-abroad/how-to-claim\">gwneud cais o dramor</a> gan gynnwys Ynysoedd y Sianel</li>\n</ul>\n\n<h2 id=\"llinell-hawlio-pensiwn-y-wladwriaeth\">Llinell Hawlio Pensiwn y Wladwriaeth</h2>\n<div class=\"contact\">\n<p>Rhif ffôn: 0800 731 7936<br>\nFfôn testun: 0800 731 7339<br>\n<a href=\"https://www.relayuk.bt.com\">Relay UK</a> (os na allwch glywed neu siarad dros y ffôn): 18001 yna 0800 731 7936 <br>\n<a href=\"https://portal.starleaf.com/webrtc?name=DWP&target=DWP@interpreterslive.call.sl\">Gwasanaeth cyfnewid fideo</a> Iaith Arwyddion Prydain (BSL) os ydych ar gyfrifiadur – darganfyddwch sut i <a href=\"https://www.youtube.com/watch?v=vZJc6OKmAUA\">ddefnyddio’r gwasanaeth ar ffôn symudol neu lechen</a><br>\nLlinell Saesneg: 0800 731 7898<br>\nDdydd Llun i ddydd Gwener, 8am i 7:30pm (heblaw gwyliau cyhoeddus)<br>\n<a href=\"/costau-galwadau\">Darganfyddwch am gostau galwadau</a></p>\n</div>\n\n<div role=\"note\" aria-label=\"Information\" class=\"application-notice info-notice\">\n<p>Mae sut i wneud cais yn wahanol os ydych yn <a rel=\"external\" href=\"https://www.nidirect.gov.uk/services/claim-your-state-pension-online\">gwneud cais o Ogledd Iwerddon</a>.</p>\n</div>\n\n<h2 id=\"os-ydych-am-barhau-i-weithio\">Os ydych am barhau i weithio</h2>\n<p>Gallwch wneud cais am eich Pensiwn y Wladwriaeth hyd yn oed os ydych yn parhau i weithio.</p>\n\n" } }, { "@type": "Question", "name": "Cynyddu’r swm a gewch", "url": "http://web.archive.org/web/20221007161427/https://www.gov.uk/pensiwn-sylfaenol-y-wladwriaeth/cynyddur-swm-a-gewch", "acceptedAnswer": { "@type": "Answer", "url": "http://web.archive.org/web/20221007161427/https://www.gov.uk/pensiwn-sylfaenol-y-wladwriaeth/cynyddur-swm-a-gewch", "text": "<p>Mae ffyrdd y gallwch gynyddu eich Pensiwn sylfaenol y Wladwriaeth os nad ydych yn gymwys i’r swm llawn (£141.85 yr wythnos).</p>\n\n<p>Dylech gael <a href=\"/plan-retirement-income/get-financial-advice\">cyngor ariannol</a> wrth gynllunio eich incwm ymddeol.</p>\n\n<h2 id=\"oedi-gohirio-eich-pensiwn-y-wladwriaeth\">Oedi (gohirio) eich Pensiwn y Wladwriaeth</h2>\n\n<p>Gall <a href=\"/oedi-pensiwn-wladwriaeth\">gohirio eich Pensiwn y Wladwriaeth</a> gynyddu eich taliadau pan fyddwch yn penderfynu gwneud cais. Mae Pensiwn sylfaenol y Wladwriaeth yn cynyddu 1% am bob 5 wythnos rydych yn ei ohirio.</p>\n\n<p>Gallwch ddewis cael eich Pensiwn Gwladol ychwanegol fel naill ai:</p>\n\n<ul>\n <li>taliadau wythnosol uwch</li>\n <li>cyfandaliad unwaith ac am byth os gohiriwch hawlio’ch Pensiwn y Wladwriaeth am o leiaf 12 mis yn olynol</li>\n</ul>\n\n<h2 id=\"ffyrdd-eraill-y-gallech-gynyddu-eich-pensiwn\">Ffyrdd eraill y gallech gynyddu eich pensiwn</h2>\n\n<p>Os ydych yn briod neu mewn partneriaeth sifil gallech fod yn gymwys i gynyddu eich Pensiwn sylfaenol y Wladwriaeth i £85 yr wythnos. <a href=\"/pensiwn-sylfaenol-y-wladwriaeth/cymhwyster\">Edrychwch i weld os ydych yn gymwys</a>.</p>\n\n<p>Efallai y byddwch hefyd yn gymwys i gael <a href=\"/pensiwn-ychwanegol-y-wladwriaeth\">Pensiwn ychwanegol y Wladwriaeth</a> neu, os ydych ar incwm isel, <a href=\"/credyd-pensiwn\">Credyd Pensiwn</a>.</p>\n" } }, { "@type": "Question", "name": "Cynyddu neu etifeddu Pensiwn y Wladwriaeth gan eich cymar neu bartner sifil", "url": "http://web.archive.org/web/20221007161427/https://www.gov.uk/pensiwn-sylfaenol-y-wladwriaeth/etifeddiant-cymar-partner-sifil", "acceptedAnswer": { "@type": "Answer", "url": "http://web.archive.org/web/20221007161427/https://www.gov.uk/pensiwn-sylfaenol-y-wladwriaeth/etifeddiant-cymar-partner-sifil", "text": "<p>Efallai y gallwch:</p>\n\n<ul>\n <li>gynyddu eich Pensiwn sylfaenol y Wladwriaeth drwy eich cymar neu’ch partner sifil</li>\n <li>etifeddu peth o Bensiwn y Wladwriaeth eich cymar neu’ch partner sifil pan fyddant yn marw</li>\n</ul>\n\n<p>Mae’r swm ychwanegol y byddwch yn ei gael yn seiliedig ar gyfraniadau Yswiriant Gwladol eich <a href=\"/state-pension-through-partner\">cymar neu bartner sifil</a>.</p>\n\n<h2 id=\"cynyddu-eich-pensiwn-sylfaenol-y-wladwriaeth-drwy-eich-cymar-neuch-partner-sifil\">Cynyddu eich Pensiwn sylfaenol y Wladwriaeth drwy eich cymar neu’ch partner sifil</h2>\n\n<p>Os ydych yn briod neu mewn partneriaeth sifil, efallai y gallwch gael hyd at £ 85 yr wythnos os yw naill ai:</p>\n\n<ul>\n <li>nid ydych yn cael Pensiwn sylfaenol y Wladwriaeth</li>\n <li>nid ydych yn cael y swm llawn (£85 yr wythnos)</li>\n</ul>\n\n<p>Gallwch ond cael cynnydd os gwnaethoch gyrraedd oedran Pensiwn y Wladwriaeth cyn 6 Ebrill 2016 a bod eich cymar neu’ch partner sifil wedi cyrraedd oedran Pensiwn y Wladwriaeth naill ai:</p>\n\n<ul>\n <li>cyn 6 Ebrill 2016, ac maent yn gymwys i gael Pensiwn sylfaenol y Wladwriaeth</li>\n <li>ar neu ar ôl 6 Ebrill 2016, ac mae ganddynt un neu fwy o flynyddoedd cymhwyso o gyfraniadau neu gredydau Yswiriant Gwladol cyn 6 Ebrill 2016 (hyd yn oed os nad ydynt yn gymwys ar gyfer y [Pensiwn newydd y Wladwriaeth] (/pensiwn-y-wladwriaeth-newydd))</li>\n</ul>\n\n<p>Gallwch fod yn gymwys i gael cynnydd, hyd yn oed os nad yw’ch cymar neu bartner sifil wedi hawlio Pensiwn y Wladwriaeth.</p>\n\n<p>Cewch unrhyw <a href=\"/pensiwn-ychwanegol-y-wladwriaeth\">Bensiwn Ychwanegol y Wladwriaeth</a> neu Fudd-dal Ymddeol Graddedig, yn seiliedig ar eich cyfraniadau eich hun, ar ben y cynnydd gan eich cymar neu’ch partner sifil.</p>\n\n<h3 id=\"os-ganwyd-eich-cymar-neuch-partner-sifil-cyn-6-ebrill-1950\">Os ganwyd eich cymar neu’ch partner sifil cyn 6 Ebrill 1950</h3>\n\n<p>Gallwch ond gael y cynnydd os ydych yn fenyw sy’n briod ag un ai:</p>\n\n<ul>\n <li>dyn</li>\n <li>menyw a newidiodd ei rhyw yn gyfreithiol o fod yn ddyn i fod yn fenyw yn ystod eich priodas</li>\n</ul>\n\n<h3 id=\"sut-i-wneud-cais\">Sut i wneud cais</h3>\n\n<p>Bydd y rhan fwyaf o bobl yn cael y cynnydd yn awtomatig os ydynt yn gymwys.</p>\n\n<p>Bydd angen i chi <a href=\"/cysylltwch-gwasanaeth-pensiwn\">gysylltu â’r Gwasanaeth Pensiwn</a> i gael y cynnydd os ydych yn fenyw briod a:</p>\n\n<ul>\n <li>hawliodd eich cymar eu Pensiwn y Wladwriaeth cyn 17 Mawrth 2008</li>\n <li>gwnaethoch gyrraedd oedran Pensiwn y Wladwriaeth cyn eich cymar</li>\n</ul>\n\n<p>Bydd angen i chi gysylltu â’r Gwasanaeth Pensiwn hefyd os yw’ch cymar neu eich partner sifil wedi cyrraedd oedran Pensiwn y Wladwriaeth ond heb hawlio eu Pensiwn y Wladwriaeth eto.</p>\n\n<p>Os nad ydych yn cael y cynnydd ond yn meddwl eich bod yn gymwys, <a href=\"/cysylltwch-gwasanaeth-pensiwn\">cysylltwch â’r Gwasanaeth Pensiwn</a>.</p>\n\n<h2 id=\"etifeddu-rywfaint-o-bensiwn-y-wladwriaeth-och-cymar-neuch-partner-sifil-pan-fyddant-yn-marw\">Etifeddu rywfaint o Bensiwn y Wladwriaeth o’ch cymar neu’ch partner sifil pan fyddant yn marw</h2>\n\n<p>Os gwnaethoch gyrraedd oedran Pensiwn y Wladwriaeth cyn 6 Ebrill 2016, efallai y gallwch etifeddu peth o Bensiwn y Wladwriaeth eich cymar neu bartner sifil pan fyddant yn marw.</p>\n\n<p><a href=\"/cysylltwch-gwasanaeth-pensiwn\">Cysylltwch â’r Gwasanaeth Pensiwn</a> i wirio’r hyn y gallwch ei hawlio.</p>\n\n<p>Efallai y gallwch gynyddu eich Pensiwn sylfaenol y Wladwriaeth drwy ddefnyddio eu blynyddoedd cymhwyso os nad ydych eisoes yn cael y swm llawn o £141.85 yr wythnos.</p>\n\n<p>Efallai y byddwch hefyd yn gallu etifeddu rhan o <a href=\"/pensiwn-ychwanegol-y-wladwriaeth/etifeddu-pensiwn-ychwanegol-y-wladwriaeth\">Bensiwn Ychwanegol y Wladwriaeth</a> neu Fudd-dal Ymddeoliad Graddedig eich cymar neu’ch partner sifil.</p>\n\n<p>Os gwnaethoch gyrraedd oedran Pensiwn y Wladwriaeth ar neu ar ôl 6 Ebrill 2016 mae gwahanol reolau yn berthnasol i chi.</p>\n\n<p>Gallwch wirio pa etifeddiaeth y gallai fod gennych hawl iddo yn seiliedig ar <a href=\"/state-pension-through-partner\">gyfraniadau Yswiriant Gwladol eich cymar neu bartner sifil</a>.</p>\n\n<h3 id=\"os-gohiriodd-eich-cymar-neuch-partner-eu-pensiwn-y-wladwriaeth\">Os gohiriodd eich cymar neu’ch partner eu Pensiwn y Wladwriaeth</h3>\n\n<p>Os gwnaeth eich cymar neu’ch partner <a href=\"/oedi-pensiwn-wladwriaeth\">ohirio eu Pensiwn y Wladwriaeth</a> a chronni swm ychwanegol, fel rheol gallwch hawlio Pensiwn Ychwanegol y Wladwriaeth neu gael cyfandaliad. Mae rhaid i chi beidio â bod wedi ailbriodi na ffurfio partneriaeth sifil newydd.</p>\n\n<p>Os gwnaethant ohirio am lai na 12 mis, dim ond Pensiwn Ychwanegol y Wladwriaeth y gallwch ei gael. Ni allwch gael cyfandaliad.</p>\n\n<p>Dim ond ar ôl i chi gyrraedd oedran Pensiwn y Wladwriaeth y gallwch gael Pensiwn Ychwanegol y Wladwriaeth.</p>\n\n<h3 id=\"ychwanegiad-pensiwn-y-wladwriaeth\">Ychwanegiad Pensiwn y Wladwriaeth</h3>\n\n<p>Os gwnaeth eich cymar neu’ch partner sifil ychwanegu at eu Pensiwn y Wladwriaeth (rhwng 12 Hydref 2015 a 5 Ebrill 2017), efallai y gallwch <a href=\"/pensiwn-ychwanegol-y-wladwriaeth/etifeddu-pensiwn-ychwanegol-y-wladwriaeth\">etifeddu rhywfaint neu’r cyfan o’u ychwanegiad</a>.</p>\n" } }, { "@type": "Question", "name": "Newid mewn amgylchiadau", "url": "http://web.archive.org/web/20221007161427/https://www.gov.uk/pensiwn-sylfaenol-y-wladwriaeth/newid-mewn-amgylchiadau", "acceptedAnswer": { "@type": "Answer", "url": "http://web.archive.org/web/20221007161427/https://www.gov.uk/pensiwn-sylfaenol-y-wladwriaeth/newid-mewn-amgylchiadau", "text": "<p>Mae rhaid i chi <a href=\"/cysylltwch-gwasanaeth-pensiwn\">roi gwybod i’r Gwasanaeth Pensiwn</a> os bydd unrhyw beth yn eich amgylchiadau yn newid, er enghraifft os ydych yn:</p>\n\n<ul>\n <li>symud cartref</li>\n <li>mynd i mewn neu’n dod allan o’r ysbyty</li>\n <li>symud dramor neu’n dychwelyd i’r DU</li>\n <li>mynd i gartref gofal</li>\n <li>newid eich cyfrif banc</li>\n <li>priodi neu ffurfio partneriaeth sifil</li>\n <li>cael ysgariad neu fod eich partneriaeth sifil wedi’i diddymu</li>\n <li>weddw neu bod eich partner sifil wedi marw</li>\n <li>newid eich rhyw</li>\n</ul>\n\n<h2 id=\"os-ydych-wedi-cael-eich-gordalu\">Os ydych wedi cael eich gordalu</h2>\n\n<p>Efallai y bydd rhaid i chi ad-dalu’r arian os ydych:</p>\n\n<ul>\n <li>heb roi gwybod am newid ar unwaith</li>\n <li>wedi rhoi gwybodaeth anghywir</li>\n <li>wedi eich gordalu mewn camgymeriad</li>\n</ul>\n\n<p>Darganfyddwch sut i <a href=\"/gordaliadau-budd-dal\">ad-dalu’r arian wedi’i ordalu</a>.</p>\n" } } ] } </script> </body> </html>

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