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transfers</span></li> </ol> </nav> <div id="system-message-container" aria-live="polite"></div> <main> <div class="com-content-article item-page" itemscope itemtype="https://schema.org/Article"> <meta itemprop="inLanguage" content="en-GB"> <div class="page-header"> <h1 itemprop="headline"> Club transfers </h1> </div> <div itemprop="articleBody" class="com-content-article__body"> <p>聽</p>  <p>The Firefighters' Pension Schemes participate in the Public Sector Transfer Club ('the Club').</p> <p>The <a title="Public Sector Transfer Club memorandum April 2019" href="https://www.civilservicepensionscheme.org.uk/media/vvulae5k/club-memorandum-april-2019.pdf" target="_blank" rel="alternate noopener noreferrer">Public Sector Transfer Club memorandum</a> provides further details on the inner and outer club arrangements. Inner club is CARE to CARE and outer club is final salary to final salary.</p> <p>Guidance and factors for calculating 'Club' transfers in each of the 1992, 2006 and 2015 schemes聽are held on this page. Where a member has mixed benefits the two parts are dealt with under the guidance for each scheme.</p> <p>聽</p> <div id="myAccordion" class="accordion" role="tablist"> <div class="accordion-item "> <h2 class="accordion-header" id="article17-sliders1-heading"> <button class="accordion-button collapsed" type="button" data-bs-toggle="collapse" data-bs-target="#article17-sliders1" aria-expanded="" aria-controls="article17-sliders1" role="tab"> FPS 1992 </button> </h2> <div id="article17-sliders1" class="accordion-collapse collapse " aria-labelledby="article17-sliders1-heading" role="tabpanel"> <div class="accordion-body"> <p>The factors in the Public Sector Club Memorandum (Annex 1) come into effect from 1 October 2023.</p> <table style="width: 948px; height: 376px;"> <tbody> <tr style="height: 24px; background-color: #f7f2e0;"> <td style="width: 42.61px; height: 24px;">Dated</td> <td style="width: 135.38px; height: 24px;">Operative Date</td> <td style="width: 183px; height: 24px;">Document</td> </tr> <tr style="height: 40px;"> <td style="width: 42.61px; height: 40px;">29 September 2023</td> <td style="width: 135.38px; height: 40px;">1 October 2023</td> <td style="width: 183px; height: 40px;"> <p><a title="Club Memorandum" href="/images/GAD/Club/Club-Memorandum-29September2023.pdf">Club Memorandum</a> (PDF, 79 pages, 1,045kb)</p> </td> </tr> <tr style="height: 64px; background-color: #f7f2e0;"> <td style="width: 42.61px; height: 64px;">29 September 2023</td> <td style="width: 135.38px; height: 64px;">1 October 2023</td> <td style="width: 183px; height: 64px;"> <p><a title="Club Memorandum (Track changes from 1 April 2019)" href="/images/GAD/Club/Club-Memorandum-29September2023-track-change.pdf">Club Memorandum</a> (with track changes from 1 April 2019) (PDF,102 pages, 510kb)</p> </td> </tr> <tr style="height: 40px;"> <td style="width: 42.61px; height: 40px;">29 September 2023</td> <td style="width: 135.38px; height: 40px;">1 October 2023</td> <td style="width: 183px; height: 40px;"> <p><a title="Remedy Club transfer diagrams" href="/images/GAD/Club/Remedy-Club-transfer-diagrams-29September2023.pdf">Remedy Club transfer diagrams</a> (PDF, 7 pages, 637kb)</p> </td> </tr> <tr style="height: 40px;" bgcolor="#f7f2e0"> <td style="width: 42.61px; height: 40px;">30 January 2019</td> <td style="width: 135.38px; height: 40px;">1 April 2019</td> <td style="width: 183px; height: 40px;"> <p><a title="Club Transfer factors 01 04 2019" href="/images/GAD/Club/Clubfactors010419.xlsx" target="_blank" rel="noopener noreferrer">Club Transfer factors</a> (xlsx, 44.1kb)</p> </td> </tr> <tr style="height: 40px;"> <td style="width: 42.61px; height: 40px;">1 March 2017</td> <td style="width: 135.38px; height: 40px;">聽</td> <td style="width: 183px; height: 40px;"> <p><a title="Public Sector Transfer Club memorandum December 2015" href="/images/GAD/Club/club-memorandum-march-2017.pdf" target="_blank" rel="noopener noreferrer">Club Transfer factors</a> (Annex 1)</p> </td> </tr> <tr style="height: 64px;" bgcolor="#f7f2e0"> <td style="width: 42.61px; height: 64px;">19 September聽2012</td> <td style="width: 135.38px; height: 64px;">聽</td> <td style="width: 183px; height: 64px;"> <p><a title="Addendum to July 2012 examples" href="/images/GAD/Club/1992addendum190912.pdf" target="_blank" rel="noopener noreferrer">Addendum to July 2012 examples</a> (APBs) (PDF,聽7 pages, 181kb)</p> </td> </tr> <tr style="height: 64px;"> <td style="width: 42.61px; height: 64px;">27 July 2012</td> <td style="width: 135.38px; height: 64px;">聽</td> <td style="width: 183px; height: 64px;"> <p><a title="FPS 1992 Examples of Club Transfer calculations " href="/images/GAD/Club/1992guidance270712.pdf" target="_blank" rel="noopener noreferrer">FPS 1992 Examples of Club Transfer calculations </a>(PDF,聽13 pages, 226kb)</p> </td> </tr> </tbody> </table> </div> </div> </div> <div class="accordion-item "> <h2 class="accordion-header" id="article17-sliders2-heading"> <button class="accordion-button collapsed" type="button" data-bs-toggle="collapse" data-bs-target="#article17-sliders2" aria-expanded="" aria-controls="article17-sliders2" role="tab"> FPS 2006 </button> </h2> <div id="article17-sliders2" class="accordion-collapse collapse " aria-labelledby="article17-sliders2-heading" role="tabpanel"> <div class="accordion-body"> <p>The factors in the Public Sector Club Memorandum (Annex 1) come into effect from 1 October 2023.</p> <table style="width: 954px;"> <tbody> <tr style="height: 15.25px; background-color: #f7f2e0;"> <td style="width: 189.641px; height: 15.25px;">Dated</td> <td style="width: 321.344px; height: 15.25px;">Operative Date</td> <td style="width: 433.016px; height: 15.25px;">Document</td> </tr> <tr> <td style="width: 189.641px; height: 40px;">29 September 2023</td> <td style="width: 321.344px; height: 40px;">1 October 2023</td> <td style="width: 433.016px; height: 40px;"> <p><a title="Club Memorandum" href="/images/GAD/Club/Club-Memorandum-29September2023.pdf">Club Memorandum</a> (PDF, 79 pages, 1,045kb)</p> </td> </tr> <tr style="background-color: #f7f2e0;"> <td style="width: 189.641px; height: 64px;">29 September 2023</td> <td style="width: 321.344px; height: 64px;">1 October 2023</td> <td style="width: 433.016px; height: 64px;"> <p><a title="Club Memorandum (Track changes from 1 April 2019)" href="/images/GAD/Club/Club-Memorandum-29September2023-track-change.pdf">Club Memorandum</a> (with track changes from 1 April 2019) (PDF,102 pages, 510kb)</p> </td> </tr> <tr> <td style="width: 189.641px; height: 40px;">29 September 2023</td> <td style="width: 321.344px; height: 40px;">1 October 2023</td> <td style="width: 433.016px; height: 40px;"> <p><a title="Remedy Club transfer diagrams" href="/images/GAD/Club/Remedy-Club-transfer-diagrams-29September2023.pdf">Remedy Club transfer diagrams</a> (PDF, 7 pages, 637kb)</p> </td> </tr> <tr style="height: 15.25px;" bgcolor="#f7f2e0"> <td style="width: 189.641px; height: 15.25px;">30 January 2019</td> <td style="width: 321.344px; height: 15.25px;">1 April 2019</td> <td style="width: 433.016px; height: 15.25px;"> <p><a title="Club Transfer factors 01 04 2019" href="/images/GAD/Club/Clubfactors010419.xlsx" target="_blank" rel="noopener noreferrer">Club Transfer factors</a> (xlsx, 44.1kb)</p> </td> </tr> <tr style="height: 15.25px;"> <td style="width: 189.641px; height: 15.25px;">1 March 2017</td> <td style="width: 321.344px; height: 15.25px;">聽</td> <td style="width: 433.016px; height: 15.25px;"> <p><a href="/images/GAD/Club/club-memorandum-march-2017.pdf" target="_blank" rel="noopener noreferrer">Club Transfer factors</a> (Annex 1)</p> </td> </tr> <tr style="height: 15.25px;" bgcolor="#f7f2e0"> <td style="width: 189.641px; height: 15.25px;">19 September 2012</td> <td style="width: 321.344px; height: 15.25px;">聽</td> <td style="width: 433.016px; height: 15.25px;"> <p><a title="Addendum to December 2011 examples" href="/images/GAD/Club/1992addendum190912.pdf" target="_blank" rel="noopener noreferrer">Addendum to December 2011 examples</a> (APBs) (PDF, 7 pages, 181kb)</p> </td> </tr> <tr style="height: 15.25px;"> <td style="width: 189.641px; height: 15.25px;">30 December 2011</td> <td style="width: 321.344px; height: 15.25px;">聽</td> <td style="width: 433.016px; height: 15.25px;"> <p><a title="FPS 2006 Examples of Club Transfer calculations" href="/images/GAD/Club/2006guidance301211.pdf" target="_blank" rel="noopener noreferrer">FPS 2006 Examples of Club Transfer calculations</a> (PDF, 23 pages, 195kb)</p> </td> </tr> </tbody> </table> </div> </div> </div> <div class="accordion-item "> <h2 class="accordion-header" id="article17-sliders3-heading"> <button class="accordion-button collapsed" type="button" data-bs-toggle="collapse" data-bs-target="#article17-sliders3" aria-expanded="" aria-controls="article17-sliders3" role="tab"> FPS 2015 </button> </h2> <div id="article17-sliders3" class="accordion-collapse collapse " aria-labelledby="article17-sliders3-heading" role="tabpanel"> <div class="accordion-body"> <p>The Club Secretariat has confirmed that for cases covered by the Club Memorandum, transfers in should be calculated using factors corresponding to the active Normal Pension Age (NPA) of the 2015 scheme (currently age 60). Transfers out should be calculated using factors corresponding to the deferred pension age of the 2015 scheme (State Pension age).</p> <p>The factors in the Public Sector Club Memorandum (Annex 1) come into effect from 1 October 2023.</p> <table style="width: 954px;"> <tbody> <tr style="height: 15.25px;" bgcolor="#f7f2e0"> <td style="width: 189.641px; height: 15.25px;">Dated</td> <td style="width: 321.344px; height: 15.25px;">Operative Date</td> <td style="width: 433.016px; height: 15.25px;">Document</td> </tr> <tr style="background-color: #f7f2e0;"> <td style="width: 189.641px; height: 40px;">29 September 2023</td> <td style="width: 321.344px; height: 40px;">1 October 2023</td> <td style="width: 433.016px; height: 40px;"> <p><a title="Club Memorandum" href="/images/GAD/Club/Club-Memorandum-29September2023.pdf">Club Memorandum</a> (PDF, 79 pages, 1,045kb)</p> </td> </tr> <tr> <td style="width: 189.641px; height: 64px;">29 September 2023</td> <td style="width: 321.344px; height: 64px;">1 October 2023</td> <td style="width: 433.016px; height: 64px;"> <p><a title="Club Memorandum (Track changes from 1 April 2019)" href="/images/GAD/Club/Club-Memorandum-29September2023-track-change.pdf">Club Memorandum</a> (with track changes from 1 April 2019) (PDF,102 pages, 510kb)</p> </td> </tr> <tr style="background-color: #f7f2e0;"> <td style="width: 189.641px; height: 40px;">29 September 2023</td> <td style="width: 321.344px; height: 40px;">1 October 2023</td> <td style="width: 433.016px; height: 40px;"> <p><a title="Remedy Club transfer diagrams" href="/images/GAD/Club/Remedy-Club-transfer-diagrams-29September2023.pdf">Remedy Club transfer diagrams</a> (PDF, 7 pages, 637kb)</p> </td> </tr> <tr style="height: 15.25px;"> <td style="width: 189.641px; height: 15.25px;">10 December 2019</td> <td style="width: 321.344px; height: 15.25px;">聽</td> <td style="width: 433.016px; height: 15.25px;"> <p><a title="FPS 2015 Club Transfer guidance (England)" href="/images/GAD/Club/Fire-England-2015-club-transfers-guidance-101219.pdf" target="_blank" rel="noopener noreferrer">FPS 2015 Club Transfer guidance</a> (supplement to the Club Memorandum) (PDF, 14 pages, 340kb)</p> </td> </tr> <tr style="height: 15.25px;" bgcolor="#f7f2e0"> <td style="width: 189.641px; height: 15.25px;">30 January 2019</td> <td style="width: 321.344px; height: 15.25px;">1 April 2019</td> <td style="width: 433.016px; height: 15.25px;"> <p><a title="Club Transfer factors 01 04 2019" href="/images/GAD/Club/Clubfactors010419.xlsx" target="_blank" rel="noopener noreferrer">Club Transfer factors</a> (xlsx, 44.1kb)</p> </td> </tr> <tr style="height: 15.25px;"> <td style="width: 189.641px; height: 15.25px;">1 March 2017</td> <td style="width: 321.344px; height: 15.25px;">聽</td> <td style="width: 433.016px; height: 15.25px;"> <p><a href="/images/GAD/Club/club-memorandum-march-2017.pdf">Club Transfer factors </a>(Annex 1)</p> </td> </tr> <tr style="height: 15.25px;" bgcolor="#f7f2e0"> <td style="width: 189.641px; height: 15.25px;">7 April 2016</td> <td style="width: 321.344px; height: 15.25px;">聽</td> <td style="width: 433.016px; height: 15.25px;"> <p><a title="FPS 2015 Club Transfers" href="/images/GAD/Club/2015guidance070416.pdf" target="_blank" rel="noopener noreferrer">FPS 2015 Club Transfers</a> (PDF,聽14 pages, 113kb)</p> </td> </tr> </tbody> </table> <p>聽</p> </div> </div> </div> </div> </div> </div> </main> </div> </div> <footer class="container-footer footer full-width"> <div class="grid-child"> <div id="mod-custom138" class="mod-custom custom"> <p>漏 2023 Firefighters' Pension Schemes Regulations and Guidance</p> <p><a href="https://www.webdigi.co.uk">Web development</a> by Webdigi</p></div> <div id="mod-custom139" class="mod-custom custom"> <p class="pull-right" style="clear: both;"><a style="clear: both;" href="/index.php/accessibility-statement">Accessibility Statement</a></p></div> </div> </footer> <a href="#top" id="back-top" class="back-to-top-link" aria-label="Back to Top"> <span class="icon-arrow-up icon-fw" aria-hidden="true"></span> </a> </body> </html>