CINXE.COM

AER Feedback on the Roadmap on Consumer Credit Directive – Association of European Radios

<!DOCTYPE html> <html lang="en-CA"> <head> <meta charset="UTF-8"> <meta http-equiv="X-UA-Compatible" content="IE=edge"> <meta name="viewport" content="width=device-width, initial-scale=1"> <link rel="profile" href="http://gmpg.org/xfn/11"> <link rel="pingback" href="https://www.aereurope.org/xmlrpc.php"> <title>AER Feedback on the Roadmap on Consumer Credit Directive &#8211; Association of European Radios</title> <meta name='robots' content='max-image-preview:large' /> <link rel='dns-prefetch' href='//translate.google.com' /> <link rel='dns-prefetch' href='//secure.gravatar.com' /> <link rel='dns-prefetch' href='//stats.wp.com' /> <link rel='dns-prefetch' href='//v0.wordpress.com' /> <link rel="alternate" type="application/rss+xml" title="Association of European Radios &raquo; Feed" href="https://www.aereurope.org/feed/" /> <script type="text/javascript"> /* <![CDATA[ */ window._wpemojiSettings = {"baseUrl":"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/72x72\/","ext":".png","svgUrl":"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/","svgExt":".svg","source":{"concatemoji":"https:\/\/www.aereurope.org\/wp-includes\/js\/wp-emoji-release.min.js?ver=6.6.2"}}; /*! This file is auto-generated */ !function(i,n){var o,s,e;function c(e){try{var t={supportTests:e,timestamp:(new Date).valueOf()};sessionStorage.setItem(o,JSON.stringify(t))}catch(e){}}function p(e,t,n){e.clearRect(0,0,e.canvas.width,e.canvas.height),e.fillText(t,0,0);var t=new Uint32Array(e.getImageData(0,0,e.canvas.width,e.canvas.height).data),r=(e.clearRect(0,0,e.canvas.width,e.canvas.height),e.fillText(n,0,0),new Uint32Array(e.getImageData(0,0,e.canvas.width,e.canvas.height).data));return t.every(function(e,t){return e===r[t]})}function u(e,t,n){switch(t){case"flag":return n(e,"\ud83c\udff3\ufe0f\u200d\u26a7\ufe0f","\ud83c\udff3\ufe0f\u200b\u26a7\ufe0f")?!1:!n(e,"\ud83c\uddfa\ud83c\uddf3","\ud83c\uddfa\u200b\ud83c\uddf3")&&!n(e,"\ud83c\udff4\udb40\udc67\udb40\udc62\udb40\udc65\udb40\udc6e\udb40\udc67\udb40\udc7f","\ud83c\udff4\u200b\udb40\udc67\u200b\udb40\udc62\u200b\udb40\udc65\u200b\udb40\udc6e\u200b\udb40\udc67\u200b\udb40\udc7f");case"emoji":return!n(e,"\ud83d\udc26\u200d\u2b1b","\ud83d\udc26\u200b\u2b1b")}return!1}function f(e,t,n){var r="undefined"!=typeof WorkerGlobalScope&&self instanceof WorkerGlobalScope?new OffscreenCanvas(300,150):i.createElement("canvas"),a=r.getContext("2d",{willReadFrequently:!0}),o=(a.textBaseline="top",a.font="600 32px Arial",{});return e.forEach(function(e){o[e]=t(a,e,n)}),o}function t(e){var t=i.createElement("script");t.src=e,t.defer=!0,i.head.appendChild(t)}"undefined"!=typeof Promise&&(o="wpEmojiSettingsSupports",s=["flag","emoji"],n.supports={everything:!0,everythingExceptFlag:!0},e=new Promise(function(e){i.addEventListener("DOMContentLoaded",e,{once:!0})}),new Promise(function(t){var n=function(){try{var e=JSON.parse(sessionStorage.getItem(o));if("object"==typeof e&&"number"==typeof e.timestamp&&(new Date).valueOf()<e.timestamp+604800&&"object"==typeof e.supportTests)return e.supportTests}catch(e){}return null}();if(!n){if("undefined"!=typeof Worker&&"undefined"!=typeof OffscreenCanvas&&"undefined"!=typeof URL&&URL.createObjectURL&&"undefined"!=typeof Blob)try{var e="postMessage("+f.toString()+"("+[JSON.stringify(s),u.toString(),p.toString()].join(",")+"));",r=new Blob([e],{type:"text/javascript"}),a=new Worker(URL.createObjectURL(r),{name:"wpTestEmojiSupports"});return void(a.onmessage=function(e){c(n=e.data),a.terminate(),t(n)})}catch(e){}c(n=f(s,u,p))}t(n)}).then(function(e){for(var t in e)n.supports[t]=e[t],n.supports.everything=n.supports.everything&&n.supports[t],"flag"!==t&&(n.supports.everythingExceptFlag=n.supports.everythingExceptFlag&&n.supports[t]);n.supports.everythingExceptFlag=n.supports.everythingExceptFlag&&!n.supports.flag,n.DOMReady=!1,n.readyCallback=function(){n.DOMReady=!0}}).then(function(){return e}).then(function(){var e;n.supports.everything||(n.readyCallback(),(e=n.source||{}).concatemoji?t(e.concatemoji):e.wpemoji&&e.twemoji&&(t(e.twemoji),t(e.wpemoji)))}))}((window,document),window._wpemojiSettings); /* ]]> */ </script> <!-- <link rel='stylesheet' id='bootstrap-css' href='https://www.aereurope.org/wp-content/plugins/easy-bootstrap-shortcodes/styles/bootstrap.min.css?ver=6.6.2' type='text/css' media='all' /> --> <!-- <link rel='stylesheet' id='bootstrap-fa-icon-css' href='https://www.aereurope.org/wp-content/plugins/easy-bootstrap-shortcodes/styles/font-awesome.min.css?ver=6.6.2' type='text/css' media='all' /> --> <link rel="stylesheet" type="text/css" href="//www.aereurope.org/wp-content/cache/wpfc-minified/mbc09fc8/dh5u3.css" media="all"/> <style id='wp-emoji-styles-inline-css' type='text/css'> img.wp-smiley, img.emoji { display: inline !important; border: none !important; box-shadow: none !important; height: 1em !important; width: 1em !important; margin: 0 0.07em !important; vertical-align: -0.1em !important; background: none !important; padding: 0 !important; } </style> <!-- <link rel='stylesheet' id='wp-block-library-css' href='https://www.aereurope.org/wp-includes/css/dist/block-library/style.min.css?ver=6.6.2' type='text/css' media='all' /> --> <!-- <link rel='stylesheet' id='mediaelement-css' href='https://www.aereurope.org/wp-includes/js/mediaelement/mediaelementplayer-legacy.min.css?ver=4.2.17' type='text/css' media='all' /> --> <!-- <link rel='stylesheet' id='wp-mediaelement-css' href='https://www.aereurope.org/wp-includes/js/mediaelement/wp-mediaelement.min.css?ver=6.6.2' type='text/css' media='all' /> --> <link rel="stylesheet" type="text/css" href="//www.aereurope.org/wp-content/cache/wpfc-minified/8hzjij9l/dh5u3.css" media="all"/> <style id='jetpack-sharing-buttons-style-inline-css' type='text/css'> .jetpack-sharing-buttons__services-list{display:flex;flex-direction:row;flex-wrap:wrap;gap:0;list-style-type:none;margin:5px;padding:0}.jetpack-sharing-buttons__services-list.has-small-icon-size{font-size:12px}.jetpack-sharing-buttons__services-list.has-normal-icon-size{font-size:16px}.jetpack-sharing-buttons__services-list.has-large-icon-size{font-size:24px}.jetpack-sharing-buttons__services-list.has-huge-icon-size{font-size:36px}@media print{.jetpack-sharing-buttons__services-list{display:none!important}}.editor-styles-wrapper .wp-block-jetpack-sharing-buttons{gap:0;padding-inline-start:0}ul.jetpack-sharing-buttons__services-list.has-background{padding:1.25em 2.375em} </style> <style id='classic-theme-styles-inline-css' type='text/css'> /*! This file is auto-generated */ .wp-block-button__link{color:#fff;background-color:#32373c;border-radius:9999px;box-shadow:none;text-decoration:none;padding:calc(.667em + 2px) calc(1.333em + 2px);font-size:1.125em}.wp-block-file__button{background:#32373c;color:#fff;text-decoration:none} </style> <style id='global-styles-inline-css' type='text/css'> :root{--wp--preset--aspect-ratio--square: 1;--wp--preset--aspect-ratio--4-3: 4/3;--wp--preset--aspect-ratio--3-4: 3/4;--wp--preset--aspect-ratio--3-2: 3/2;--wp--preset--aspect-ratio--2-3: 2/3;--wp--preset--aspect-ratio--16-9: 16/9;--wp--preset--aspect-ratio--9-16: 9/16;--wp--preset--color--black: #000000;--wp--preset--color--cyan-bluish-gray: #abb8c3;--wp--preset--color--white: #ffffff;--wp--preset--color--pale-pink: #f78da7;--wp--preset--color--vivid-red: #cf2e2e;--wp--preset--color--luminous-vivid-orange: #ff6900;--wp--preset--color--luminous-vivid-amber: #fcb900;--wp--preset--color--light-green-cyan: #7bdcb5;--wp--preset--color--vivid-green-cyan: #00d084;--wp--preset--color--pale-cyan-blue: #8ed1fc;--wp--preset--color--vivid-cyan-blue: #0693e3;--wp--preset--color--vivid-purple: #9b51e0;--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple: linear-gradient(135deg,rgba(6,147,227,1) 0%,rgb(155,81,224) 100%);--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan: linear-gradient(135deg,rgb(122,220,180) 0%,rgb(0,208,130) 100%);--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange: linear-gradient(135deg,rgba(252,185,0,1) 0%,rgba(255,105,0,1) 100%);--wp--preset--gradient--luminous-vivid-orange-to-vivid-red: linear-gradient(135deg,rgba(255,105,0,1) 0%,rgb(207,46,46) 100%);--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray: linear-gradient(135deg,rgb(238,238,238) 0%,rgb(169,184,195) 100%);--wp--preset--gradient--cool-to-warm-spectrum: linear-gradient(135deg,rgb(74,234,220) 0%,rgb(151,120,209) 20%,rgb(207,42,186) 40%,rgb(238,44,130) 60%,rgb(251,105,98) 80%,rgb(254,248,76) 100%);--wp--preset--gradient--blush-light-purple: linear-gradient(135deg,rgb(255,206,236) 0%,rgb(152,150,240) 100%);--wp--preset--gradient--blush-bordeaux: linear-gradient(135deg,rgb(254,205,165) 0%,rgb(254,45,45) 50%,rgb(107,0,62) 100%);--wp--preset--gradient--luminous-dusk: linear-gradient(135deg,rgb(255,203,112) 0%,rgb(199,81,192) 50%,rgb(65,88,208) 100%);--wp--preset--gradient--pale-ocean: linear-gradient(135deg,rgb(255,245,203) 0%,rgb(182,227,212) 50%,rgb(51,167,181) 100%);--wp--preset--gradient--electric-grass: linear-gradient(135deg,rgb(202,248,128) 0%,rgb(113,206,126) 100%);--wp--preset--gradient--midnight: linear-gradient(135deg,rgb(2,3,129) 0%,rgb(40,116,252) 100%);--wp--preset--font-size--small: 13px;--wp--preset--font-size--medium: 20px;--wp--preset--font-size--large: 36px;--wp--preset--font-size--x-large: 42px;--wp--preset--spacing--20: 0.44rem;--wp--preset--spacing--30: 0.67rem;--wp--preset--spacing--40: 1rem;--wp--preset--spacing--50: 1.5rem;--wp--preset--spacing--60: 2.25rem;--wp--preset--spacing--70: 3.38rem;--wp--preset--spacing--80: 5.06rem;--wp--preset--shadow--natural: 6px 6px 9px rgba(0, 0, 0, 0.2);--wp--preset--shadow--deep: 12px 12px 50px rgba(0, 0, 0, 0.4);--wp--preset--shadow--sharp: 6px 6px 0px rgba(0, 0, 0, 0.2);--wp--preset--shadow--outlined: 6px 6px 0px -3px rgba(255, 255, 255, 1), 6px 6px rgba(0, 0, 0, 1);--wp--preset--shadow--crisp: 6px 6px 0px rgba(0, 0, 0, 1);}:where(.is-layout-flex){gap: 0.5em;}:where(.is-layout-grid){gap: 0.5em;}body .is-layout-flex{display: flex;}.is-layout-flex{flex-wrap: wrap;align-items: center;}.is-layout-flex > :is(*, div){margin: 0;}body .is-layout-grid{display: grid;}.is-layout-grid > :is(*, div){margin: 0;}:where(.wp-block-columns.is-layout-flex){gap: 2em;}:where(.wp-block-columns.is-layout-grid){gap: 2em;}:where(.wp-block-post-template.is-layout-flex){gap: 1.25em;}:where(.wp-block-post-template.is-layout-grid){gap: 1.25em;}.has-black-color{color: var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-color{color: var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-color{color: var(--wp--preset--color--white) !important;}.has-pale-pink-color{color: var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-color{color: var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-color{color: var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-color{color: var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-color{color: var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-color{color: var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-color{color: var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-color{color: var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-color{color: var(--wp--preset--color--vivid-purple) !important;}.has-black-background-color{background-color: var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-background-color{background-color: var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-background-color{background-color: var(--wp--preset--color--white) !important;}.has-pale-pink-background-color{background-color: var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-background-color{background-color: var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-background-color{background-color: var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-background-color{background-color: var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-background-color{background-color: var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-background-color{background-color: var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-background-color{background-color: var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-background-color{background-color: var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-background-color{background-color: var(--wp--preset--color--vivid-purple) !important;}.has-black-border-color{border-color: var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-border-color{border-color: var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-border-color{border-color: var(--wp--preset--color--white) !important;}.has-pale-pink-border-color{border-color: var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-border-color{border-color: var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-border-color{border-color: var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-border-color{border-color: var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-border-color{border-color: var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-border-color{border-color: var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-border-color{border-color: var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-border-color{border-color: var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-border-color{border-color: var(--wp--preset--color--vivid-purple) !important;}.has-vivid-cyan-blue-to-vivid-purple-gradient-background{background: var(--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple) !important;}.has-light-green-cyan-to-vivid-green-cyan-gradient-background{background: var(--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan) !important;}.has-luminous-vivid-amber-to-luminous-vivid-orange-gradient-background{background: var(--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange) !important;}.has-luminous-vivid-orange-to-vivid-red-gradient-background{background: var(--wp--preset--gradient--luminous-vivid-orange-to-vivid-red) !important;}.has-very-light-gray-to-cyan-bluish-gray-gradient-background{background: var(--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray) !important;}.has-cool-to-warm-spectrum-gradient-background{background: var(--wp--preset--gradient--cool-to-warm-spectrum) !important;}.has-blush-light-purple-gradient-background{background: var(--wp--preset--gradient--blush-light-purple) !important;}.has-blush-bordeaux-gradient-background{background: var(--wp--preset--gradient--blush-bordeaux) !important;}.has-luminous-dusk-gradient-background{background: var(--wp--preset--gradient--luminous-dusk) !important;}.has-pale-ocean-gradient-background{background: var(--wp--preset--gradient--pale-ocean) !important;}.has-electric-grass-gradient-background{background: var(--wp--preset--gradient--electric-grass) !important;}.has-midnight-gradient-background{background: var(--wp--preset--gradient--midnight) !important;}.has-small-font-size{font-size: var(--wp--preset--font-size--small) !important;}.has-medium-font-size{font-size: var(--wp--preset--font-size--medium) !important;}.has-large-font-size{font-size: var(--wp--preset--font-size--large) !important;}.has-x-large-font-size{font-size: var(--wp--preset--font-size--x-large) !important;} :where(.wp-block-post-template.is-layout-flex){gap: 1.25em;}:where(.wp-block-post-template.is-layout-grid){gap: 1.25em;} :where(.wp-block-columns.is-layout-flex){gap: 2em;}:where(.wp-block-columns.is-layout-grid){gap: 2em;} :root :where(.wp-block-pullquote){font-size: 1.5em;line-height: 1.6;} </style> <link rel='stylesheet' id='dashicons-css' href='https://www.aereurope.org/wp-includes/css/dashicons.min.css?ver=6.6.2' type='text/css' media='all' /> <link rel='stylesheet' id='google-language-translator-css' href='https://www.aereurope.org/wp-content/plugins/google-language-translator/css/style.css?ver=6.0.20' type='text/css' media='' /> <link rel='stylesheet' id='glt-toolbar-styles-css' href='https://www.aereurope.org/wp-content/plugins/google-language-translator/css/toolbar.css?ver=6.0.20' type='text/css' media='' /> <link rel='stylesheet' id='dazzling-bootstrap-css' href='https://www.aereurope.org/wp-content/themes/dazzling/inc/css/bootstrap.min.css?ver=6.6.2' type='text/css' media='all' /> <link rel='stylesheet' id='dazzling-icons-css' href='https://www.aereurope.org/wp-content/themes/dazzling/inc/css/font-awesome.min.css?ver=6.6.2' type='text/css' media='all' /> <link rel='stylesheet' id='dazzling-style-css' href='https://www.aereurope.org/wp-content/themes/dazzling/style.css?ver=6.6.2' type='text/css' media='all' /> <link rel='stylesheet' id='tablepress-default-css' href='https://www.aereurope.org/wp-content/plugins/tablepress/css/build/default.css?ver=2.4.4' type='text/css' media='all' /> <link rel='stylesheet' id='ebs_dynamic_css-css' href='https://www.aereurope.org/wp-content/plugins/easy-bootstrap-shortcodes/styles/ebs_dynamic_css.php?ver=6.6.2' type='text/css' media='all' /> <script type="text/javascript" src="https://www.aereurope.org/wp-includes/js/jquery/jquery.min.js?ver=3.7.1" id="jquery-core-js"></script> <script type="text/javascript" src="https://www.aereurope.org/wp-includes/js/jquery/jquery-migrate.min.js?ver=3.4.1" id="jquery-migrate-js"></script> <script type="text/javascript" src="https://www.aereurope.org/wp-content/plugins/easy-bootstrap-shortcodes/js/bootstrap.min.js?ver=6.6.2" id="bootstrap-js"></script> <script type="text/javascript" src="https://www.aereurope.org/wp-content/themes/dazzling/inc/js/bootstrap.min.js?ver=6.6.2" id="dazzling-bootstrapjs-js"></script> <link rel="https://api.w.org/" href="https://www.aereurope.org/wp-json/" /><link rel="alternate" title="JSON" type="application/json" href="https://www.aereurope.org/wp-json/wp/v2/posts/2085" /><link rel="EditURI" type="application/rsd+xml" title="RSD" href="https://www.aereurope.org/xmlrpc.php?rsd" /> <meta name="generator" content="WordPress 6.6.2" /> <link rel="canonical" href="https://www.aereurope.org/aer-feedback-on-the-roadmap-on-consumer-credit-directive/" /> <link rel='shortlink' href='https://wp.me/p6tlFp-xD' /> <link rel="alternate" title="oEmbed (JSON)" type="application/json+oembed" href="https://www.aereurope.org/wp-json/oembed/1.0/embed?url=https%3A%2F%2Fwww.aereurope.org%2Faer-feedback-on-the-roadmap-on-consumer-credit-directive%2F" /> <link rel="alternate" title="oEmbed (XML)" type="text/xml+oembed" href="https://www.aereurope.org/wp-json/oembed/1.0/embed?url=https%3A%2F%2Fwww.aereurope.org%2Faer-feedback-on-the-roadmap-on-consumer-credit-directive%2F&#038;format=xml" /> <style>div#glt-translate-trigger { background: #5590CD; border-radius: 0; font-weight: 400; opacity: 0.3; cursor: pointer; -webkit-transition: 0.5s ease-out; -moz-transition: 0.5s ease-out; -o-transition: 0.5s ease-out; transition: 0.5s ease-out; left: 20px; max-width: 70px; padding: 6px 5px 3px; font-size: 12px; } div#glt-translate-trigger:hover { opacity:1 }#google_language_translator select.goog-te-combo{color:#32373c;}#glt-translate-trigger{left:20px;right:auto;}#glt-translate-trigger > span{color:#ffffff;}#glt-translate-trigger{background:#f89406;}</style> <style>img#wpstats{display:none}</style> <style type="text/css">a, #infinite-handle span {color:#5590cc}a:hover, a:focus {color: #7ea5cc;}a:active {color: #7ea5cc;}.btn-default, .label-default, .flex-caption h2, .navbar-default .navbar-nav > .active > a, .navbar-default .navbar-nav > .active > a:hover, .navbar-default .navbar-nav > .active > a:focus, .navbar-default .navbar-nav > li > a:hover, .navbar-default .navbar-nav > li > a:focus, .navbar-default .navbar-nav > .open > a, .navbar-default .navbar-nav > .open > a:hover, .navbar-default .navbar-nav > .open > a:focus, .dropdown-menu > li > a:hover, .dropdown-menu > li > a:focus, .navbar-default .navbar-nav .open .dropdown-menu > li > a:hover, .navbar-default .navbar-nav .open .dropdown-menu > li > a:focus, .dropdown-menu > .active > a, .navbar-default .navbar-nav .open .dropdown-menu > .active > a {background-color: #5590cc; border-color: #5590cc;} .btn.btn-default.read-more, .entry-meta .fa, .site-main [class*="navigation"] a, .more-link { color: #5590cc}.btn-default:hover, .btn-default:focus, .label-default[href]:hover, .label-default[href]:focus, #infinite-handle span:hover, #infinite-handle span:focus-within, .btn.btn-default.read-more:hover, .btn.btn-default.read-more:focus, .btn-default:hover, .btn-default:focus, .scroll-to-top:hover, .scroll-to-top:focus, .btn-default:focus, .btn-default:active, .btn-default.active, .site-main [class*="navigation"] a:hover, .site-main [class*="navigation"] a:focus, .more-link:hover, .more-link:focus, #image-navigation .nav-previous a:hover, #image-navigation .nav-previous a:focus, #image-navigation .nav-next a:hover, #image-navigation .nav-next a:focus { background-color: #7ea5cc; border-color: #7ea5cc; }h1, h2, h3, h4, h5, h6, .h1, .h2, .h3, .h4, .h5, .h6, .entry-title {color: #5590cc;}.entry-content {font-family: Helvetica Neue,Helvetica,Arial,sans-serif; font-size:14px; font-weight: normal; color:#6B6B6B;}* { -webkit-transition: 0.5s ease-out; -moz-transition: 0.5s ease-out; -o-transition: 0.5s ease-out; transition: 0.5s ease-out; } a.accordion-toggle { position: absolute; width: 93%; } .panel-heading { background-image: url("http://cdn.flaticon.com/png/256/32195.png"); background-size: 12px; background-repeat: no-repeat; background-position: 98%; min-height: 37px; } span.byline { display:none !important } nav.navigation.post-navigation { display: none; } .entry-title { font-size: 20px; } .nav-tabs li.active a, .nav-tabs li.active a:hover, .nav-tabs li.active a:focus, .nav-tabs li a:hover { color: rgb(85, 144, 204); background-color: #fff; border: none; border-radius: 0; } .nav-tabs li a { -webkit-transition: 0.5s ease-out; -moz-transition: 0.5s ease-out; -o-transition: 0.5s ease-out; transition: 0.5s ease-out; color: #fff } .nav-tabs li { margin-bottom: -3px; } article#post-135 { float: left; width: 67%; } .tab-content .active { border: none } ul#oscitas-tabs-0 { background: rgb(85, 144, 204); margin-bottom: 35px; } .adspace { width: 220px; margin: 0 auto; margin-bottom: 10px; padding: 10px; border: solid 1px #6B6B6B; } .flags p { margin-bottom: 0; line-height: 27px; } .flags { float: left; width: 100%; } .flags { float: left; } .flags img { float: left; padding-right: 10px; } span.comments-link { display: none; } div#secondary { margin-top: 35px; } .col-sm-4 p:nth-child(even) { display:none } .col-sm-4 p { background: #5590cc; color: #fff; padding: 10px; margin-bottom: 20px; min-height: 66px; } .col-sm-4 img { width: 100%; } body { font-family: sans-serif, 'Helvetica Neue'; } p, h1, h2, h3, h4, h5, li, a, ul { font-family: 'Helvetica Neue', sans-serif !important; } .navbar-header { display: none; background: url("http://www.rab.co.uk/aer/wp-content/uploads/2014/12/logo.png"); background-size: 80px; background-repeat: no-repeat; background-position: 10%; width: 210px; } #content { margin-top: 64px; } nav.navbar.navbar-default { position: fixed; z-index: 99; width: 100%; top: 0; } .flexslider .slides img { width: 100%; } button.navbar-toggle { position: absolute; right: 0; } .hentry { margin: 0 0 0.5em; } aside#dpe_fp_widget-2 { margin-top: 3em; } .tablepress img { max-width: 100%; max-height: 40px; } .tablepress td, .tablepress th { padding:30px } </style> <style type="text/css"> .navbar > .container .navbar-brand { color: #000000; } </style> <!-- Jetpack Open Graph Tags --> <meta property="og:type" content="article" /> <meta property="og:title" content="AER Feedback on the Roadmap on Consumer Credit Directive" /> <meta property="og:url" content="https://www.aereurope.org/aer-feedback-on-the-roadmap-on-consumer-credit-directive/" /> <meta property="og:description" content="Commercial radio is funded almost entirely by advertising, enabling it to remain free-to-air and free-to access to millions of listeners. It relies on its advertising business model to be present o…" /> <meta property="article:published_time" content="2020-09-03T08:59:49+00:00" /> <meta property="article:modified_time" content="2020-10-09T14:25:30+00:00" /> <meta property="og:site_name" content="Association of European Radios" /> <meta property="og:image" content="https://s0.wp.com/i/blank.jpg" /> <meta property="og:image:alt" content="" /> <meta name="twitter:text:title" content="AER Feedback on the Roadmap on Consumer Credit Directive" /> <meta name="twitter:card" content="summary" /> <!-- End Jetpack Open Graph Tags --> <!--[if lt IE 9]> <script src="https://www.aereurope.org/wp-content/themes/dazzling/inc/js/html5shiv.min.js"></script> <script src="https://www.aereurope.org/wp-content/themes/dazzling/inc/js/respond.min.js"></script> <![endif]--> <style type="text/css" id="wp-custom-css"> .members-container p img { max-width: 145px; max-height: 110px; } .members-container p img { max-width: 110px; } .members-container h2 { float: left; width: 100%; } .members-container p { float: left; width: 50%; padding: 20px; border: solid 1px #fff; height: 150px; background-color: #F1F1F1; margin-bottom: 0; } article#post-135 { float: left; width: 100%; text-align: justify; padding-right: 1.2em; } .btn-lg.oscitas-bootstrap-container { background-color: #5590CC; } #cookie-notice .cn-button { margin: 0 0 0 20px; display: inline-block; } span#cn-notice-buttons a:link { color: whitesmoke; text-decoration: none; } span#cn-notice-buttons a:visited { color: whitesmoke; text-decoration: none; } span#cn-notice-buttons a:hover { color: #fff; text-decoration: underline; } span#cn-notice-buttons a:active { text-decoration: underline; color: #49637c; } article#post-2608 .entry-content .wp-block-details summary { color: #5590cc; background-color: rgba(115,194,250,0.12); display: list-item; } #colophon .site-info .col-md-6 { width: 100%; } h1.entry-title { font-size: 24px !important; font-weight: 600 !important; } </style> </head> <body class="post-template-default single single-post postid-2085 single-format-standard cookies-not-set group-blog"> <div id="page" class="hfeed site"> <nav class="navbar navbar-default" role="navigation"> <div class="container"> <div class="navbar-header"> <button type="button" class="navbar-toggle" data-toggle="collapse" data-target="#navbar"> <span class="sr-only">Toggle navigation</span> <span class="icon-bar"></span> <span class="icon-bar"></span> <span class="icon-bar"></span> </button> <div id="logo"> <span class="site-title"> <a class="navbar-brand" href="https://www.aereurope.org/" title="Association of European Radios" rel="home">Association of European Radios</a> </span><!-- end of .site-name --> </div><!-- end of #logo --> <p class="site-description">AER</p> </div> <div id="navbar" class="collapse navbar-collapse navbar-ex1-collapse"><ul id="menu-mainmenu" class="nav navbar-nav"><li id="menu-item-357" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-home menu-item-357"><a title="Home" href="https://www.aereurope.org/">Home</a></li> <li id="menu-item-178" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-178 dropdown"><a title="About AER" href="#" data-toggle="dropdown" class="dropdown-toggle">About AER <span class="caret"></span></a> <ul role="menu" class=" dropdown-menu"> <li id="menu-item-1667" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1667"><a title="About us" href="https://www.aereurope.org/about-us/">About us</a></li> <li id="menu-item-179" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-179"><a title="AER Executive Committee" href="https://www.aereurope.org/aer-executive-committee/">AER Executive Committee</a></li> <li id="menu-item-1660" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1660"><a title="AER Team" href="https://www.aereurope.org/aer-team/">AER Team</a></li> <li id="menu-item-1661" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1661"><a title="Become a member" href="https://www.aereurope.org/become-a-member/">Become a member</a></li> </ul> </li> <li id="menu-item-29" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-29"><a title="Members" href="https://www.aereurope.org/aer-members-eu/">Members</a></li> <li id="menu-item-61" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-61 dropdown"><a title="News" href="#" data-toggle="dropdown" class="dropdown-toggle">News <span class="caret"></span></a> <ul role="menu" class=" dropdown-menu"> <li id="menu-item-63" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-63"><a title="News" href="https://www.aereurope.org/category/news/">News</a></li> <li id="menu-item-62" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-62"><a title="Events" href="https://www.aereurope.org/category/events/">Events</a></li> <li id="menu-item-2628" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-2628"><a title="AER Bulletin" href="https://www.aereurope.org/coronavirus-news/">AER Bulletin</a></li> </ul> </li> <li id="menu-item-1693" class="menu-item menu-item-type-post_type menu-item-object-post menu-item-1693"><a title="AER Policy" href="https://www.aereurope.org/aer-policy/">AER Policy</a></li> <li id="menu-item-28" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-28"><a title="Contact Us" href="https://www.aereurope.org/contact/">Contact Us</a></li> </ul></div> </div> </nav><!-- .site-navigation --> <div class="top-section"> </div> <div id="content" class="site-content container"> <div class="container main-content-area"> <div class="row pull-left"> <div id="primary" class="content-area col-sm-12 col-md-8"> <main id="main" class="site-main" role="main"> <article id="post-2085" class="post-2085 post type-post status-publish format-standard hentry category-advertising category-news category-uncategorized"> <header class="entry-header page-header"> <h1 class="entry-title ">AER Feedback on the Roadmap on Consumer Credit Directive</h1> <div class="entry-meta"> <span class="posted-on"><i class="fa fa-calendar"></i> <a href="https://www.aereurope.org/aer-feedback-on-the-roadmap-on-consumer-credit-directive/" rel="bookmark"><time class="entry-date published" datetime="2020-09-03T10:59:49+02:00">3 September 2020</time><time class="updated" datetime="2020-10-09T16:25:30+02:00">9 October 2020</time></a></span><span class="byline"> <i class="fa fa-user"></i> <span class="author vcard"><a class="url fn n" href="https://www.aereurope.org/author/vincent/">Francesca Fabbri</a></span></span> </div><!-- .entry-meta --> </header><!-- .entry-header --> <div class="entry-content"> <p><strong>Commercial radio is funded almost entirely by advertising, enabling it to remain free-to-air and free-to access to millions of listeners. It relies on its advertising business model to be present on every platform, including online, enabling it to create content and innovate. Unnecessary restrictions on advertising should be avoided. Studies show long terms and conditions in radio and audio do not benefit consumers and fail to provide protection. Advertising limitations also severely impact radio’s opportunities to remain a valuable European content provider by cutting off revenue.</strong></p> <p>We, at AER, are happy to be able to comment on the <a href="http://www.aereurope.org/wp-content/uploads/2020/09/feedback-consumer-credit-directive-roadmap.pdf" data-type="URL" data-id="http://www.aereurope.org/wp-content/uploads/2020/09/feedback-consumer-credit-directive-roadmap.pdf" target="_blank" rel="noreferrer noopener">Roadmap on the Revision of the CCD</a>.</p> <div class="page-links">Pages: <span class="post-page-numbers current" aria-current="page"><span>1</span></span> <a href="https://www.aereurope.org/aer-feedback-on-the-roadmap-on-consumer-credit-directive/2/" class="post-page-numbers"><span>2</span></a></div> </div><!-- .entry-content --> <footer class="entry-meta"> <i class="fa fa-folder-open-o"></i> <a href="https://www.aereurope.org/category/advertising/" rel="category tag">Advertising</a>, <a href="https://www.aereurope.org/category/news/" rel="category tag">News</a>, <a href="https://www.aereurope.org/category/uncategorized/" rel="category tag">Uncategorized</a>. <i class="fa fa-link"></i> <a href="https://www.aereurope.org/aer-feedback-on-the-roadmap-on-consumer-credit-directive/" rel="bookmark">permalink</a>. <hr class="section-divider"> </footer><!-- .entry-meta --> </article><!-- #post-## --> <nav class="navigation post-navigation" role="navigation"> <h2 class="screen-reader-text">Post navigation</h2> <div class="nav-links"> <div class="nav-previous"><a href="https://www.aereurope.org/aer-special-bulletin-11th-edition-radios-and-covid19-16-july-2020/" rel="prev"><i class="fa fa-chevron-left"></i> AER special bulletin &#8211; 11th edition &#8211; Radios and COVID19 &#8211; 16 July 2020</a></div><div class="nav-next"><a href="https://www.aereurope.org/aer-response-to-the-consultation-on-the-digital-services-act/" rel="next">AER response to the consultation on the Digital Services Act <i class="fa fa-chevron-right"></i></a></div> </div><!-- .nav-links --> </nav><!-- .navigation --> </main><!-- #main --> </div><!-- #primary --> <div id="secondary" class="widget-area col-sm-12 col-md-4" role="complementary"> <aside id="custom_html-3" class="widget_text widget widget_custom_html"><div class="textwidget custom-html-widget"><a href="https://radiodayseurope.com" target="_blank" title="Radiodays EUROPE Athens 9-11 March 2025 - The meeting point for Radio, Podcast and Audio" rel="noopener"><img src="https://www.aereurope.org/wp-content/uploads/2024/05/RadioDaysEurope_Athens_2025.jpg" alt="RadioDays Europe Athens 2025 banner" class="alignleft size-full wp-image-107" style="margin-bottom: 2em; border-radius: 6px;"></a> <img src="https://www.aereurope.org/wp-content/uploads/2015/04/AER_KeyRadioMessages.gif" alt="KeyMessages" class="alignleft size-full wp-image-107" style="margin-bottom: 2em;"></div></aside><aside id="search-2" class="widget widget_search"><form method="get" class="form-search" action="https://www.aereurope.org/"> <div class="form-group"> <div class="input-group"> <span class="screen-reader-text">Search for:</span> <input type="text" class="form-control search-query" placeholder="Search..." value="" name="s"> <span class="input-group-btn"> <button type="submit" class="btn btn-default" name="submit" id="searchsubmit" value="Search"><span class="glyphicon glyphicon-search"></span></button> </span> </div> </div> </form></aside><aside id="dpe_fp_widget-2" class="widget widget_dpe_fp_widget"><h3 class="widget-title">Latest Posts</h3> <ul class="dpe-flexible-posts"> <li id="post-2794" class="post-2794 post type-post status-publish format-standard hentry category-media-releases category-news"> <a href="https://www.aereurope.org/european-broadcasters-call-on-wipo-member-states-to-adopt-the-broadcasting-treaty-to-fight-piracy-of-broadcast-signal/"> <div class="title">European broadcasters call on WIPO Member States to adopt the Broadcasting Treaty to fight piracy of broadcast signal</div> </a> </li> <li id="post-2787" class="post-2787 post type-post status-publish format-standard hentry category-events category-radiodays category-uncategorized"> <a href="https://www.aereurope.org/40-years-on-celebrating-40-years-of-private-broadcasting-in-germany/"> <div class="title">“40 years on” : celebrating 40 years of private broadcasting in Germany</div> </a> </li> <li id="post-2781" class="post-2781 post type-post status-publish format-standard hentry category-events category-news category-radiodays category-uncategorized"> <a href="https://www.aereurope.org/radiodays-europe-munich-what-not-to-miss/"> <div class="title">Radiodays Europe Munich: what NOT to miss</div> </a> </li> <li id="post-2776" class="post-2776 post type-post status-publish format-standard hentry category-media category-media-releases category-news"> <a href="https://www.aereurope.org/industry-strongly-concerned-for-apples-proposed-scheme-for-dma-compliance/"> <div class="title">Industry strongly concerned for Apple’s proposed scheme for DMA compliance</div> </a> </li> <li id="post-2761" class="post-2761 post type-post status-publish format-standard has-post-thumbnail hentry category-media category-media-releases category-news"> <a href="https://www.aereurope.org/world-radio-day-2024-celebrating-radio-the-trusted-guide-in-a-changing-world/"> <div class="title">World Radio Day 2024: Celebrating Radio, the Trusted Guide in a Changing World</div> </a> </li> </ul><!-- .dpe-flexible-posts --> </aside> </div><!-- #secondary --> </div><!-- close .row --> </div><!-- close .container --> </div><!-- close .site-content --> <div id="footer-area"> <div class="container footer-inner"> <div class="footer-widget-area"> <div class="col-sm-6 col-md-4 footer-widget" role="complementary"> <div id="text-5" class="widget widget_text"> <div class="textwidget"><strong>Address:</strong> Square de Meeûs 35, 1000 Brussels, Belgium<br/> <strong>Email:</strong> <span id="eeb-951440-640796"></span><script type="text/javascript">(function(){var ml="DEsipCnfeh%.4Act230agr-ukmolF",mi=":A5C:@B9E87:A0:@@IC3K?J:A=C8E:<BC8E8GEJ48;JED:@@:@B>KC22:A0:@@IC3KFK36H:@@:A1C8E:<BC8E8GEJ48;JED:A5:@LC:A1",o="";for(var j=0,l=mi.length;j<l;j++){o+=ml.charAt(mi.charCodeAt(j)-48);}document.getElementById("eeb-951440-640796").innerHTML = decodeURIComponent(o);}());</script><noscript>*protected email*</noscript><br/> <strong>Twitter:</strong> <a href="https://twitter.com/AEReurope" target="_blank" rel="noopener">@AEReurope</a></div> </div> </div><!-- .widget-area .first --> <div class="col-sm-6 col-md-4 footer-widget" role="complementary"> <div id="text-10" class="widget widget_text"> <div class="textwidget"><p><iframe style="border: 0;" src="https://www.google.com/maps/embed?pb=!1m18!1m12!1m3!1d2519.4829885769173!2d4.366793775409562!3d50.840739759187045!2m3!1f0!2f0!3f0!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0x47c3c484c8303819%3A0xd1cc433ff2764909!2sSq.%20de%20Mee%C3%BBs%2035%2C%201000%20Bruxelles%2C%20Belgium!5e0!3m2!1sen!2sus!4v1683274725653!5m2!1sen!2sus"width="100%" frameborder="0"></iframe></p> </div> </div> </div><!-- .widget-area .second --> <div class="col-sm-6 col-md-4 footer-widget" role="complementary"> <div id="search-3" class="widget widget_search"><form method="get" class="form-search" action="https://www.aereurope.org/"> <div class="form-group"> <div class="input-group"> <span class="screen-reader-text">Search for:</span> <input type="text" class="form-control search-query" placeholder="Search..." value="" name="s"> <span class="input-group-btn"> <button type="submit" class="btn btn-default" name="submit" id="searchsubmit" value="Search"><span class="glyphicon glyphicon-search"></span></button> </span> </div> </div> </form></div> </div><!-- .widget-area .third --> </div> </div> <footer id="colophon" class="site-footer" role="contentinfo"> <div class="site-info container"> <nav role="navigation" class="col-md-6"> </nav> <div class="copyright col-md-6"> © 2023 AER - <a href="https://www.aereurope.org">Association Européenne des Radios</a> - <a href="https://www.aereurope.org/wp-content/uploads/2018/05/AER_TermsofUse_250518.pdf">Terms of use</a> - <a href="https://www.aereurope.org/wp-content/uploads/2018/05/AER_PrivacyNotice_250518.pdf">Privacy Notice</a> Theme by <a href="http://colorlib.com/wp/" target="_blank">Colorlib</a> Powered by <a href="http://wordpress.org/" target="_blank">WordPress</a> </div> </div><!-- .site-info --> <button class="scroll-to-top"><i class="fa fa-angle-up"></i></button><!-- .scroll-to-top --> </footer><!-- #colophon --> </div> </div><!-- #page --> <div id='glt-footer'><div id="google_language_translator" class="default-language-en"></div></div><script>function GoogleLanguageTranslatorInit() { new google.translate.TranslateElement({pageLanguage: 'en', includedLanguages:'en', layout: google.translate.TranslateElement.InlineLayout.HORIZONTAL, autoDisplay: false}, 'google_language_translator');}</script><script type="text/javascript" src="https://www.aereurope.org/wp-content/plugins/google-language-translator/js/scripts.js?ver=6.0.20" id="scripts-js"></script> <script type="text/javascript" src="//translate.google.com/translate_a/element.js?cb=GoogleLanguageTranslatorInit" id="scripts-google-js"></script> <script type="text/javascript" src="https://www.aereurope.org/wp-content/plugins/pixelines-email-protector/pixeline-email-protector.js?ver=1.3.6" id="pxln-email-protector-js"></script> <script type="text/javascript" src="https://www.aereurope.org/wp-content/themes/dazzling/inc/js/main.js?ver=1.5.4" id="dazzling-main-js"></script> <script type="text/javascript" src="https://stats.wp.com/e-202445.js" id="jetpack-stats-js" data-wp-strategy="defer"></script> <script type="text/javascript" id="jetpack-stats-js-after"> /* <![CDATA[ */ _stq = window._stq || []; _stq.push([ "view", JSON.parse("{\"v\":\"ext\",\"blog\":\"95652819\",\"post\":\"2085\",\"tz\":\"1\",\"srv\":\"www.aereurope.org\",\"j\":\"1:13.9.1\"}") ]); _stq.push([ "clickTrackerInit", "95652819", "2085" ]); /* ]]> */ </script> </body> </html><!-- WP Fastest Cache file was created in 0.38578581809998 seconds, on 06-11-24 20:22:52 -->

Pages: 1 2 3 4 5 6 7 8 9 10