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Mortgage loans: Expert tips, news, & product picks | Fortune Recommends

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data-cy="tablet-and-mobile-breadcrumbs"><li class="sc-185bd057-2 fMbTYJ"><a href="https://fortune.com/recommends/loans-mortgages/" target="_self" class="sc-93594058-0 jLLAeN styled-custom-link "><span class="sc-185bd057-3 hcclSn">Loans and Mortgages</span></a></li></ol><ol data-cy="desktop-breadcrumbs" class="sc-185bd057-1 cNvPFn"><li class="sc-185bd057-2 fMbTYJ"><a href="https://fortune.com/recommends/personal-finance/" target="_self" class="sc-93594058-0 jLLAeN styled-custom-link "><span class="sc-185bd057-3 hcclSn">Personal Finance</span></a></li><li class="sc-185bd057-2 fMbTYJ"><a href="https://fortune.com/recommends/loans-mortgages/" target="_self" class="sc-93594058-0 jLLAeN styled-custom-link "><span class="sc-185bd057-3 hcclSn">Loans and Mortgages</span></a></li><li class="sc-185bd057-2 fMbTYJ"><span aria-current="page" class="sc-185bd057-3 fhTljn">Mortgages</span></li></ol></nav><h1 data-cy="section-header-title" class="sc-3358ecfd-0 sc-fcafe492-1 jIDXfy fLbRhL">Mortgages</h1><summary data-cy="section-header-description" class="sc-fcafe492-3 ktxVze">Everything homeowners and soon-to-be-homeowners need to know about getting a mortgage, buying a home, refinancing, loan rates, home equity, and more.</summary><div data-cy="pinned-articles-list" class="sc-43a47084-0 bMa-Dnq pinned-articles"><a href="https://fortune.com/recommends/mortgages/current-mortgage-rates/" target="_self" class="sc-93594058-0 jLLAeN sc-43a47084-1 kHfpCn styled-custom-link " data-cy="pinned-article-card"><div class="sc-43a47084-2 gSbguX"><img alt="Compare mortgage rates today image" data-cy="article-card-image" loading="lazy" width="140" height="90" decoding="async" data-nimg="1" style="color:transparent;height:auto;object-fit:cover;width:100%;background-size:cover;background-position:50% 50%;background-repeat:no-repeat;background-image:url(&quot;data:image/svg+xml;charset=utf-8,%3Csvg xmlns=&#x27;http://www.w3.org/2000/svg&#x27; viewBox=&#x27;0 0 140 90&#x27;%3E%3Cfilter id=&#x27;b&#x27; color-interpolation-filters=&#x27;sRGB&#x27;%3E%3CfeGaussianBlur stdDeviation=&#x27;20&#x27;/%3E%3CfeColorMatrix values=&#x27;1 0 0 0 0 0 1 0 0 0 0 0 1 0 0 0 0 0 100 -1&#x27; result=&#x27;s&#x27;/%3E%3CfeFlood x=&#x27;0&#x27; y=&#x27;0&#x27; width=&#x27;100%25&#x27; height=&#x27;100%25&#x27;/%3E%3CfeComposite operator=&#x27;out&#x27; in=&#x27;s&#x27;/%3E%3CfeComposite in2=&#x27;SourceGraphic&#x27;/%3E%3CfeGaussianBlur stdDeviation=&#x27;20&#x27;/%3E%3C/filter%3E%3Cimage width=&#x27;100%25&#x27; height=&#x27;100%25&#x27; x=&#x27;0&#x27; y=&#x27;0&#x27; preserveAspectRatio=&#x27;none&#x27; style=&#x27;filter: url(%23b);&#x27; href=&#x27;data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAAEAAAABCAYAAAAfFcSJAAAADUlEQVR42mO8fv1mPQAIHAMIsIR6agAAAABJRU5ErkJggg==&#x27;/%3E%3C/svg%3E&quot;)" sizes="100vw" srcSet="https://fortune.com/img-assets/wp-content/uploads/2024/06/GettyImages-1270122329.jpg?w=320&amp;q=75 320w, https://fortune.com/img-assets/wp-content/uploads/2024/06/GettyImages-1270122329.jpg?w=384&amp;q=75 384w, https://fortune.com/img-assets/wp-content/uploads/2024/06/GettyImages-1270122329.jpg?w=480&amp;q=75 480w, https://fortune.com/img-assets/wp-content/uploads/2024/06/GettyImages-1270122329.jpg?w=576&amp;q=75 576w, https://fortune.com/img-assets/wp-content/uploads/2024/06/GettyImages-1270122329.jpg?w=768&amp;q=75 768w, https://fortune.com/img-assets/wp-content/uploads/2024/06/GettyImages-1270122329.jpg?w=1024&amp;q=75 1024w, https://fortune.com/img-assets/wp-content/uploads/2024/06/GettyImages-1270122329.jpg?w=1280&amp;q=75 1280w, https://fortune.com/img-assets/wp-content/uploads/2024/06/GettyImages-1270122329.jpg?w=1440&amp;q=75 1440w" src="https://fortune.com/img-assets/wp-content/uploads/2024/06/GettyImages-1270122329.jpg?w=1440&amp;q=75"/></div><div class="sc-43a47084-3 hDwLgI"><h3 class="sc-3358ecfd-0 sc-88f6b2c3-1 klprot kyMliJ no-hover no-focus">Compare mortgage rates today</h3><span class="card-date" data-cy="article-card-date">November 22, 2024</span></div></a><a href="https://fortune.com/recommends/mortgages/how-much-salary-to-buy-500000-home/" target="_self" class="sc-93594058-0 jLLAeN sc-43a47084-1 kHfpCn styled-custom-link " data-cy="pinned-article-card"><div class="sc-43a47084-2 gSbguX"><img alt="This is how much money you need to earn annually to comfortably buy a $500,000 home in 2024 image" data-cy="article-card-image" loading="lazy" width="140" height="90" decoding="async" data-nimg="1" style="color:transparent;height:auto;object-fit:cover;width:100%;background-size:cover;background-position:50% 50%;background-repeat:no-repeat;background-image:url(&quot;data:image/svg+xml;charset=utf-8,%3Csvg xmlns=&#x27;http://www.w3.org/2000/svg&#x27; viewBox=&#x27;0 0 140 90&#x27;%3E%3Cfilter id=&#x27;b&#x27; color-interpolation-filters=&#x27;sRGB&#x27;%3E%3CfeGaussianBlur stdDeviation=&#x27;20&#x27;/%3E%3CfeColorMatrix values=&#x27;1 0 0 0 0 0 1 0 0 0 0 0 1 0 0 0 0 0 100 -1&#x27; result=&#x27;s&#x27;/%3E%3CfeFlood x=&#x27;0&#x27; y=&#x27;0&#x27; width=&#x27;100%25&#x27; height=&#x27;100%25&#x27;/%3E%3CfeComposite operator=&#x27;out&#x27; in=&#x27;s&#x27;/%3E%3CfeComposite in2=&#x27;SourceGraphic&#x27;/%3E%3CfeGaussianBlur stdDeviation=&#x27;20&#x27;/%3E%3C/filter%3E%3Cimage width=&#x27;100%25&#x27; height=&#x27;100%25&#x27; x=&#x27;0&#x27; y=&#x27;0&#x27; preserveAspectRatio=&#x27;none&#x27; style=&#x27;filter: url(%23b);&#x27; href=&#x27;data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAAEAAAABCAYAAAAfFcSJAAAADUlEQVR42mO8fv1mPQAIHAMIsIR6agAAAABJRU5ErkJggg==&#x27;/%3E%3C/svg%3E&quot;)" sizes="100vw" srcSet="https://fortune.com/img-assets/wp-content/uploads/2023/03/Recommends_income_for_500k_house.jpg?w=320&amp;q=75 320w, https://fortune.com/img-assets/wp-content/uploads/2023/03/Recommends_income_for_500k_house.jpg?w=384&amp;q=75 384w, https://fortune.com/img-assets/wp-content/uploads/2023/03/Recommends_income_for_500k_house.jpg?w=480&amp;q=75 480w, https://fortune.com/img-assets/wp-content/uploads/2023/03/Recommends_income_for_500k_house.jpg?w=576&amp;q=75 576w, https://fortune.com/img-assets/wp-content/uploads/2023/03/Recommends_income_for_500k_house.jpg?w=768&amp;q=75 768w, https://fortune.com/img-assets/wp-content/uploads/2023/03/Recommends_income_for_500k_house.jpg?w=1024&amp;q=75 1024w, https://fortune.com/img-assets/wp-content/uploads/2023/03/Recommends_income_for_500k_house.jpg?w=1280&amp;q=75 1280w, https://fortune.com/img-assets/wp-content/uploads/2023/03/Recommends_income_for_500k_house.jpg?w=1440&amp;q=75 1440w" src="https://fortune.com/img-assets/wp-content/uploads/2023/03/Recommends_income_for_500k_house.jpg?w=1440&amp;q=75"/></div><div class="sc-43a47084-3 hDwLgI"><h3 class="sc-3358ecfd-0 sc-88f6b2c3-1 klprot kyMliJ no-hover no-focus">This is how much money you need to earn annually to comfortably buy a $500,000 home in 2024</h3><span class="card-date" data-cy="article-card-date">October 3, 2024</span></div></a><a href="https://fortune.com/recommends/mortgages/how-are-mortgage-interest-rates-set-by-lenders/" target="_self" class="sc-93594058-0 jLLAeN sc-43a47084-1 kHfpCn styled-custom-link " data-cy="pinned-article-card"><div class="sc-43a47084-2 gSbguX"><img alt="How are mortgage interest rates set by lenders? image" data-cy="article-card-image" loading="lazy" width="140" height="90" decoding="async" data-nimg="1" style="color:transparent;height:auto;object-fit:cover;width:100%;background-size:cover;background-position:50% 50%;background-repeat:no-repeat;background-image:url(&quot;data:image/svg+xml;charset=utf-8,%3Csvg xmlns=&#x27;http://www.w3.org/2000/svg&#x27; viewBox=&#x27;0 0 140 90&#x27;%3E%3Cfilter id=&#x27;b&#x27; color-interpolation-filters=&#x27;sRGB&#x27;%3E%3CfeGaussianBlur stdDeviation=&#x27;20&#x27;/%3E%3CfeColorMatrix values=&#x27;1 0 0 0 0 0 1 0 0 0 0 0 1 0 0 0 0 0 100 -1&#x27; result=&#x27;s&#x27;/%3E%3CfeFlood x=&#x27;0&#x27; y=&#x27;0&#x27; width=&#x27;100%25&#x27; height=&#x27;100%25&#x27;/%3E%3CfeComposite operator=&#x27;out&#x27; in=&#x27;s&#x27;/%3E%3CfeComposite in2=&#x27;SourceGraphic&#x27;/%3E%3CfeGaussianBlur stdDeviation=&#x27;20&#x27;/%3E%3C/filter%3E%3Cimage width=&#x27;100%25&#x27; height=&#x27;100%25&#x27; x=&#x27;0&#x27; y=&#x27;0&#x27; preserveAspectRatio=&#x27;none&#x27; style=&#x27;filter: url(%23b);&#x27; href=&#x27;data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAAEAAAABCAYAAAAfFcSJAAAADUlEQVR42mO8fv1mPQAIHAMIsIR6agAAAABJRU5ErkJggg==&#x27;/%3E%3C/svg%3E&quot;)" sizes="100vw" srcSet="https://fortune.com/img-assets/wp-content/uploads/2022/11/Recommends_how-mortgage-interest-rates-are-set.jpg?w=320&amp;q=75 320w, https://fortune.com/img-assets/wp-content/uploads/2022/11/Recommends_how-mortgage-interest-rates-are-set.jpg?w=384&amp;q=75 384w, 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klprot kyMliJ no-hover no-focus">How are mortgage interest rates set by lenders?</h3><span class="card-date" data-cy="article-card-date">August 13, 2024</span></div></a><a href="https://fortune.com/recommends/mortgages/how-to-calculate-home-equity/" target="_self" class="sc-93594058-0 jLLAeN sc-43a47084-1 kHfpCn styled-custom-link " data-cy="pinned-article-card"><div class="sc-43a47084-2 gSbguX"><img alt="A step-by-step guide to calculating your home equity image" data-cy="article-card-image" loading="lazy" width="140" height="90" decoding="async" data-nimg="1" style="color:transparent;height:auto;object-fit:cover;width:100%;background-size:cover;background-position:50% 50%;background-repeat:no-repeat;background-image:url(&quot;data:image/svg+xml;charset=utf-8,%3Csvg xmlns=&#x27;http://www.w3.org/2000/svg&#x27; viewBox=&#x27;0 0 140 90&#x27;%3E%3Cfilter id=&#x27;b&#x27; color-interpolation-filters=&#x27;sRGB&#x27;%3E%3CfeGaussianBlur stdDeviation=&#x27;20&#x27;/%3E%3CfeColorMatrix values=&#x27;1 0 0 0 0 0 1 0 0 0 0 0 1 0 0 0 0 0 100 -1&#x27; result=&#x27;s&#x27;/%3E%3CfeFlood x=&#x27;0&#x27; y=&#x27;0&#x27; width=&#x27;100%25&#x27; height=&#x27;100%25&#x27;/%3E%3CfeComposite operator=&#x27;out&#x27; in=&#x27;s&#x27;/%3E%3CfeComposite in2=&#x27;SourceGraphic&#x27;/%3E%3CfeGaussianBlur stdDeviation=&#x27;20&#x27;/%3E%3C/filter%3E%3Cimage width=&#x27;100%25&#x27; height=&#x27;100%25&#x27; x=&#x27;0&#x27; y=&#x27;0&#x27; preserveAspectRatio=&#x27;none&#x27; style=&#x27;filter: url(%23b);&#x27; href=&#x27;data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAAEAAAABCAYAAAAfFcSJAAAADUlEQVR42mO8fv1mPQAIHAMIsIR6agAAAABJRU5ErkJggg==&#x27;/%3E%3C/svg%3E&quot;)" sizes="100vw" srcSet="https://fortune.com/img-assets/wp-content/uploads/2022/10/Recs-Calculate-Home-Equity.jpg?w=320&amp;q=75 320w, https://fortune.com/img-assets/wp-content/uploads/2022/10/Recs-Calculate-Home-Equity.jpg?w=384&amp;q=75 384w, 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data-cy="article-card-date">October 1, 2024</span></div></a><a href="https://fortune.com/recommends/mortgages/30-year-mortgage-rates/" target="_self" class="sc-93594058-0 jLLAeN sc-43a47084-1 kHfpCn styled-custom-link " data-cy="pinned-article-card"><div class="sc-43a47084-2 gSbguX"><img alt="Compare 30-year mortgage rates today image" data-cy="article-card-image" loading="lazy" width="140" height="90" decoding="async" data-nimg="1" style="color:transparent;height:auto;object-fit:cover;width:100%;background-size:cover;background-position:50% 50%;background-repeat:no-repeat;background-image:url(&quot;data:image/svg+xml;charset=utf-8,%3Csvg xmlns=&#x27;http://www.w3.org/2000/svg&#x27; viewBox=&#x27;0 0 140 90&#x27;%3E%3Cfilter id=&#x27;b&#x27; color-interpolation-filters=&#x27;sRGB&#x27;%3E%3CfeGaussianBlur stdDeviation=&#x27;20&#x27;/%3E%3CfeColorMatrix values=&#x27;1 0 0 0 0 0 1 0 0 0 0 0 1 0 0 0 0 0 100 -1&#x27; result=&#x27;s&#x27;/%3E%3CfeFlood x=&#x27;0&#x27; y=&#x27;0&#x27; width=&#x27;100%25&#x27; height=&#x27;100%25&#x27;/%3E%3CfeComposite operator=&#x27;out&#x27; in=&#x27;s&#x27;/%3E%3CfeComposite in2=&#x27;SourceGraphic&#x27;/%3E%3CfeGaussianBlur stdDeviation=&#x27;20&#x27;/%3E%3C/filter%3E%3Cimage width=&#x27;100%25&#x27; height=&#x27;100%25&#x27; x=&#x27;0&#x27; y=&#x27;0&#x27; preserveAspectRatio=&#x27;none&#x27; style=&#x27;filter: url(%23b);&#x27; href=&#x27;data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAAEAAAABCAYAAAAfFcSJAAAADUlEQVR42mO8fv1mPQAIHAMIsIR6agAAAABJRU5ErkJggg==&#x27;/%3E%3C/svg%3E&quot;)" sizes="100vw" srcSet="https://fortune.com/img-assets/wp-content/uploads/2024/08/GettyImages-1198141048-e1724344678556.jpg?w=320&amp;q=75 320w, https://fortune.com/img-assets/wp-content/uploads/2024/08/GettyImages-1198141048-e1724344678556.jpg?w=384&amp;q=75 384w, https://fortune.com/img-assets/wp-content/uploads/2024/08/GettyImages-1198141048-e1724344678556.jpg?w=480&amp;q=75 480w, https://fortune.com/img-assets/wp-content/uploads/2024/08/GettyImages-1198141048-e1724344678556.jpg?w=576&amp;q=75 576w, https://fortune.com/img-assets/wp-content/uploads/2024/08/GettyImages-1198141048-e1724344678556.jpg?w=768&amp;q=75 768w, https://fortune.com/img-assets/wp-content/uploads/2024/08/GettyImages-1198141048-e1724344678556.jpg?w=1024&amp;q=75 1024w, https://fortune.com/img-assets/wp-content/uploads/2024/08/GettyImages-1198141048-e1724344678556.jpg?w=1280&amp;q=75 1280w, https://fortune.com/img-assets/wp-content/uploads/2024/08/GettyImages-1198141048-e1724344678556.jpg?w=1440&amp;q=75 1440w" src="https://fortune.com/img-assets/wp-content/uploads/2024/08/GettyImages-1198141048-e1724344678556.jpg?w=1440&amp;q=75"/></div><div class="sc-43a47084-3 hDwLgI"><h3 class="sc-3358ecfd-0 sc-88f6b2c3-1 klprot kyMliJ no-hover no-focus">Compare 30-year mortgage rates today</h3><span class="card-date" data-cy="article-card-date">November 22, 2024</span></div></a><a href="https://fortune.com/recommends/mortgages/home-equity-loan-rates/" target="_self" class="sc-93594058-0 jLLAeN sc-43a47084-1 kHfpCn styled-custom-link " data-cy="pinned-article-card"><div class="sc-43a47084-2 gSbguX"><img alt="Home equity loan rates for the week of Nov. 18, 2024 image" data-cy="article-card-image" loading="lazy" width="140" height="90" decoding="async" data-nimg="1" style="color:transparent;height:auto;object-fit:cover;width:100%;background-size:cover;background-position:50% 50%;background-repeat:no-repeat;background-image:url(&quot;data:image/svg+xml;charset=utf-8,%3Csvg xmlns=&#x27;http://www.w3.org/2000/svg&#x27; viewBox=&#x27;0 0 140 90&#x27;%3E%3Cfilter id=&#x27;b&#x27; color-interpolation-filters=&#x27;sRGB&#x27;%3E%3CfeGaussianBlur stdDeviation=&#x27;20&#x27;/%3E%3CfeColorMatrix values=&#x27;1 0 0 0 0 0 1 0 0 0 0 0 1 0 0 0 0 0 100 -1&#x27; result=&#x27;s&#x27;/%3E%3CfeFlood x=&#x27;0&#x27; y=&#x27;0&#x27; width=&#x27;100%25&#x27; height=&#x27;100%25&#x27;/%3E%3CfeComposite operator=&#x27;out&#x27; in=&#x27;s&#x27;/%3E%3CfeComposite in2=&#x27;SourceGraphic&#x27;/%3E%3CfeGaussianBlur stdDeviation=&#x27;20&#x27;/%3E%3C/filter%3E%3Cimage width=&#x27;100%25&#x27; height=&#x27;100%25&#x27; x=&#x27;0&#x27; y=&#x27;0&#x27; preserveAspectRatio=&#x27;none&#x27; style=&#x27;filter: url(%23b);&#x27; href=&#x27;data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAAEAAAABCAYAAAAfFcSJAAAADUlEQVR42mO8fv1mPQAIHAMIsIR6agAAAABJRU5ErkJggg==&#x27;/%3E%3C/svg%3E&quot;)" sizes="100vw" srcSet="https://fortune.com/img-assets/wp-content/uploads/2022/11/Recommends_home-equity-loan-rates-cape-cod.png?w=320&amp;q=75 320w, https://fortune.com/img-assets/wp-content/uploads/2022/11/Recommends_home-equity-loan-rates-cape-cod.png?w=384&amp;q=75 384w, https://fortune.com/img-assets/wp-content/uploads/2022/11/Recommends_home-equity-loan-rates-cape-cod.png?w=480&amp;q=75 480w, https://fortune.com/img-assets/wp-content/uploads/2022/11/Recommends_home-equity-loan-rates-cape-cod.png?w=576&amp;q=75 576w, https://fortune.com/img-assets/wp-content/uploads/2022/11/Recommends_home-equity-loan-rates-cape-cod.png?w=768&amp;q=75 768w, https://fortune.com/img-assets/wp-content/uploads/2022/11/Recommends_home-equity-loan-rates-cape-cod.png?w=1024&amp;q=75 1024w, https://fortune.com/img-assets/wp-content/uploads/2022/11/Recommends_home-equity-loan-rates-cape-cod.png?w=1280&amp;q=75 1280w, https://fortune.com/img-assets/wp-content/uploads/2022/11/Recommends_home-equity-loan-rates-cape-cod.png?w=1440&amp;q=75 1440w" src="https://fortune.com/img-assets/wp-content/uploads/2022/11/Recommends_home-equity-loan-rates-cape-cod.png?w=1440&amp;q=75"/></div><div class="sc-43a47084-3 hDwLgI"><h3 class="sc-3358ecfd-0 sc-88f6b2c3-1 klprot kyMliJ no-hover no-focus">Home equity loan rates for the week of Nov. 18, 2024</h3><span class="card-date" data-cy="article-card-date">November 18, 2024</span></div></a></div></div><div data-cy="top-articles" class="sc-299aff08-0 kXcpLl"><div class="sc-3358ecfd-0 sc-299aff08-1 dNnxty imRvZI section-title" data-cy="top-articles-title"><h2>Top Articles</h2></div><div class="sc-c9c5992f-2 sc-c9c5992f-7 dOBzQA jTwnKD hero-article-card" data-cy="top-articles-hero-article"><a href="https://fortune.com/recommends/mortgages/current-mortgage-rates-11-22-2024/?itm_source=parsely-api" target="_self" class="sc-93594058-0 sNmfm card-image styled-custom-link " data-cy="article-image-link"><img alt="Current mortgage rates as of Nov. 22, 2024: Rates dip slightly but remain over 6.8%" data-cy="article-card-image" loading="lazy" width="300" height="300" decoding="async" data-nimg="1" class="image-link" style="color:transparent;height:auto;object-fit:cover;width:100%;background-size:cover;background-position:50% 50%;background-repeat:no-repeat;background-image:url(&quot;data:image/svg+xml;charset=utf-8,%3Csvg 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srcSet="https://fortune.com/img-assets/wp-content/uploads/2024/07/GettyImages-2151076293_b2d743.jpg?w=320&amp;q=75 320w, https://fortune.com/img-assets/wp-content/uploads/2024/07/GettyImages-2151076293_b2d743.jpg?w=384&amp;q=75 384w, https://fortune.com/img-assets/wp-content/uploads/2024/07/GettyImages-2151076293_b2d743.jpg?w=480&amp;q=75 480w, https://fortune.com/img-assets/wp-content/uploads/2024/07/GettyImages-2151076293_b2d743.jpg?w=576&amp;q=75 576w, https://fortune.com/img-assets/wp-content/uploads/2024/07/GettyImages-2151076293_b2d743.jpg?w=768&amp;q=75 768w, https://fortune.com/img-assets/wp-content/uploads/2024/07/GettyImages-2151076293_b2d743.jpg?w=1024&amp;q=75 1024w, https://fortune.com/img-assets/wp-content/uploads/2024/07/GettyImages-2151076293_b2d743.jpg?w=1280&amp;q=75 1280w, https://fortune.com/img-assets/wp-content/uploads/2024/07/GettyImages-2151076293_b2d743.jpg?w=1440&amp;q=75 1440w" src="https://fortune.com/img-assets/wp-content/uploads/2024/07/GettyImages-2151076293_b2d743.jpg?w=1440&amp;q=75"/></a><div class="card-wrapper "><h2 class="sc-3358ecfd-0 imAeSt card-title" data-cy="article-card-title"><a href="https://fortune.com/recommends/mortgages/current-mortgage-rates-11-22-2024/?itm_source=parsely-api" target="_self" class="sc-93594058-0 fowfrQ title-link styled-custom-link ">Current mortgage rates as of Nov. 22, 2024: Rates dip slightly but remain over 6.8%</a></h2><div class="sc-cc7d6b4a-0 lNYKf card-authors" data-cy="article-card-by-line"><span class="sc-cc7d6b4a-2 gYLbUA by-text">BY</span><span class="sc-cc7d6b4a-3 jdpmmF list-item-wrapper"><a href="https://fortune.com/author/glen-flanagan" target="_self" class="sc-93594058-0 caCSpL styled-custom-link " data-cy="by-line-author" rel="author" aria-label="Go to Glen Luke Flanagan author&#x27;s page">Glen Luke Flanagan</a></span></div><span class="card-date" data-cy="article-card-date">November 22, 2024</span></div></div><div class="sc-299aff08-4 flWquF articles-list" data-cy="top-articles-articles-list"><div class="sc-c9c5992f-2 sc-c9c5992f-3 dOBzQA cREZbi top-articles-card" data-cy="article-card-wrapper"><div class="card-wrapper "><h3 class="sc-3358ecfd-0 bnmBYS card-title" data-cy="article-card-title"><a href="https://fortune.com/recommends/mortgages/current-mortgage-rates/?itm_source=parsely-api" target="_self" class="sc-93594058-0 fowfrQ title-link styled-custom-link ">Compare mortgage rates today</a></h3><div class="sc-c9c5992f-0 bXoFSY excerpt" data-cy="article-card-excerpt">Keeping an eye on mortgage rates as you plan to buy your first home, upgrade or downgrade the size of your house, or refinance? Here are the current average mortgage rates—as well as everything you need to know about how mortgages work. </div><div class="sc-cc7d6b4a-0 lNYKf card-authors" data-cy="article-card-by-line"><span class="sc-cc7d6b4a-2 gYLbUA by-text">BY</span><span class="sc-cc7d6b4a-3 jdpmmF list-item-wrapper"><a href="https://fortune.com/author/glen-flanagan" target="_self" class="sc-93594058-0 caCSpL styled-custom-link " data-cy="by-line-author" rel="author" aria-label="Go to Glen Luke Flanagan author&#x27;s page">Glen Luke Flanagan</a></span></div><span class="card-date" data-cy="article-card-date">November 22, 2024</span></div></div><div class="sc-c9c5992f-2 sc-c9c5992f-3 dOBzQA cREZbi top-articles-card" data-cy="article-card-wrapper"><div class="card-wrapper "><h3 class="sc-3358ecfd-0 bnmBYS card-title" data-cy="article-card-title"><a href="https://fortune.com/recommends/mortgages/renting-vs-buying-a-home/?itm_source=parsely-api" target="_self" class="sc-93594058-0 fowfrQ title-link styled-custom-link ">Should you rent or buy? Before you decide, ask yourself some questions</a></h3><div class="sc-c9c5992f-0 bXoFSY excerpt" data-cy="article-card-excerpt">The decision to rent or buy is more complicated than cost alone.</div><div class="sc-cc7d6b4a-0 lNYKf card-authors" data-cy="article-card-by-line"><span class="sc-cc7d6b4a-2 gYLbUA by-text">BY</span><span class="sc-cc7d6b4a-3 jdpmmF list-item-wrapper"><a href="https://fortune.com/author/jim-probasco" target="_self" class="sc-93594058-0 caCSpL styled-custom-link " data-cy="by-line-author" rel="author" aria-label="Go to Jim Probasco author&#x27;s page">Jim Probasco</a></span></div><span class="card-date" data-cy="article-card-date">September 25, 2024</span></div></div><div class="sc-c9c5992f-2 sc-c9c5992f-3 dOBzQA cREZbi top-articles-card" data-cy="article-card-wrapper"><div class="card-wrapper "><h3 class="sc-3358ecfd-0 bnmBYS card-title" data-cy="article-card-title"><a href="https://fortune.com/recommends/mortgages/prime-rate/?itm_source=parsely-api" target="_self" class="sc-93594058-0 fowfrQ title-link styled-custom-link ">What is the prime rate today?</a></h3><div class="sc-c9c5992f-0 bXoFSY excerpt" data-cy="article-card-excerpt">Wondering what the prime rate is and whether it will impact your mortgage interest rate? We’ll explain.</div><div class="sc-cc7d6b4a-0 lNYKf card-authors" data-cy="article-card-by-line"><span class="sc-cc7d6b4a-2 gYLbUA by-text">BY</span><span class="sc-cc7d6b4a-3 jdpmmF list-item-wrapper"><a href="https://fortune.com/author/deborah-kearns" target="_self" class="sc-93594058-0 caCSpL styled-custom-link " data-cy="by-line-author" rel="author" aria-label="Go to Deborah Kearns author&#x27;s page">Deborah Kearns</a></span></div><span class="card-date" data-cy="article-card-date">November 12, 2024</span></div></div></div></div><div class="sc-299aff08-0 hwMheo recommends" data-cy="latest-articles"><div class="sc-3358ecfd-0 sc-299aff08-1 lbOvVG eIcRmB section-title" data-cy="latest-articles-title"><h2>Latest Mortgages Articles</h2></div><div class="sc-299aff08-2 jtJmhW pinned-links" data-cy="latest-articles-article-section-pinned-links"></div><div class="articles-list" data-cy="latest-articles-articles-list"><div data-cy="article-card-wrapper" class="sc-c9c5992f-2 sc-c9c5992f-5 dOBzQA dcvIlJ"><a href="https://fortune.com/recommends/mortgages/current-mortgage-rates-11-22-2024/" target="_self" class="sc-93594058-0 sNmfm card-image styled-custom-link " data-cy="article-image-link"><img alt="Current mortgage rates as of Nov. 22, 2024: Rates dip slightly but remain over 6.8%" data-cy="article-card-image" loading="lazy" width="300" height="300" decoding="async" data-nimg="1" class="image-link" style="color:transparent;height:auto;object-fit:cover;width:100%;background-size:cover;background-position:50% 50%;background-repeat:no-repeat;background-image:url(&quot;data:image/svg+xml;charset=utf-8,%3Csvg xmlns=&#x27;http://www.w3.org/2000/svg&#x27; viewBox=&#x27;0 0 300 300&#x27;%3E%3Cfilter id=&#x27;b&#x27; color-interpolation-filters=&#x27;sRGB&#x27;%3E%3CfeGaussianBlur stdDeviation=&#x27;20&#x27;/%3E%3CfeColorMatrix values=&#x27;1 0 0 0 0 0 1 0 0 0 0 0 1 0 0 0 0 0 100 -1&#x27; result=&#x27;s&#x27;/%3E%3CfeFlood x=&#x27;0&#x27; y=&#x27;0&#x27; width=&#x27;100%25&#x27; height=&#x27;100%25&#x27;/%3E%3CfeComposite operator=&#x27;out&#x27; in=&#x27;s&#x27;/%3E%3CfeComposite in2=&#x27;SourceGraphic&#x27;/%3E%3CfeGaussianBlur stdDeviation=&#x27;20&#x27;/%3E%3C/filter%3E%3Cimage width=&#x27;100%25&#x27; height=&#x27;100%25&#x27; x=&#x27;0&#x27; y=&#x27;0&#x27; preserveAspectRatio=&#x27;none&#x27; style=&#x27;filter: url(%23b);&#x27; href=&#x27;data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAAEAAAABCAYAAAAfFcSJAAAADUlEQVR42mO8fv1mPQAIHAMIsIR6agAAAABJRU5ErkJggg==&#x27;/%3E%3C/svg%3E&quot;)" sizes="100vw" srcSet="https://fortune.com/img-assets/wp-content/uploads/2024/07/GettyImages-2151076293_b2d743.jpg?w=320&amp;q=75 320w, https://fortune.com/img-assets/wp-content/uploads/2024/07/GettyImages-2151076293_b2d743.jpg?w=384&amp;q=75 384w, https://fortune.com/img-assets/wp-content/uploads/2024/07/GettyImages-2151076293_b2d743.jpg?w=480&amp;q=75 480w, https://fortune.com/img-assets/wp-content/uploads/2024/07/GettyImages-2151076293_b2d743.jpg?w=576&amp;q=75 576w, 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data-cy="article-card-by-line"><span class="sc-cc7d6b4a-2 gYLbUA by-text">BY</span><span class="sc-cc7d6b4a-3 jdpmmF list-item-wrapper"><a href="https://fortune.com/author/glen-flanagan/" target="_self" class="sc-93594058-0 caCSpL styled-custom-link " data-cy="by-line-author" rel="author" aria-label="Go to Glen Luke Flanagan author&#x27;s page">Glen Luke Flanagan</a></span></div><span class="card-date" data-cy="article-card-date">November 22, 2024</span></div></div><div data-cy="article-card-wrapper" class="sc-c9c5992f-2 sc-c9c5992f-5 dOBzQA dcvIlJ"><a href="https://fortune.com/recommends/mortgages/current-mortgage-rates-11-21-2024/" target="_self" class="sc-93594058-0 sNmfm card-image styled-custom-link " data-cy="article-image-link"><img alt="Current mortgage rates as of Nov. 21, 2024: Rates surge toward 6.85%" data-cy="article-card-image" loading="lazy" width="300" height="300" decoding="async" data-nimg="1" class="image-link" style="color:transparent;height:auto;object-fit:cover;width:100%;background-size:cover;background-position:50% 50%;background-repeat:no-repeat;background-image:url(&quot;data:image/svg+xml;charset=utf-8,%3Csvg xmlns=&#x27;http://www.w3.org/2000/svg&#x27; viewBox=&#x27;0 0 300 300&#x27;%3E%3Cfilter id=&#x27;b&#x27; color-interpolation-filters=&#x27;sRGB&#x27;%3E%3CfeGaussianBlur stdDeviation=&#x27;20&#x27;/%3E%3CfeColorMatrix values=&#x27;1 0 0 0 0 0 1 0 0 0 0 0 1 0 0 0 0 0 100 -1&#x27; result=&#x27;s&#x27;/%3E%3CfeFlood x=&#x27;0&#x27; y=&#x27;0&#x27; width=&#x27;100%25&#x27; height=&#x27;100%25&#x27;/%3E%3CfeComposite operator=&#x27;out&#x27; in=&#x27;s&#x27;/%3E%3CfeComposite in2=&#x27;SourceGraphic&#x27;/%3E%3CfeGaussianBlur stdDeviation=&#x27;20&#x27;/%3E%3C/filter%3E%3Cimage width=&#x27;100%25&#x27; height=&#x27;100%25&#x27; x=&#x27;0&#x27; y=&#x27;0&#x27; preserveAspectRatio=&#x27;none&#x27; style=&#x27;filter: url(%23b);&#x27; href=&#x27;data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAAEAAAABCAYAAAAfFcSJAAAADUlEQVR42mO8fv1mPQAIHAMIsIR6agAAAABJRU5ErkJggg==&#x27;/%3E%3C/svg%3E&quot;)" sizes="100vw" srcSet="https://fortune.com/img-assets/wp-content/uploads/2024/07/GettyImages-1456438564_ebe444.jpg?w=320&amp;q=75 320w, https://fortune.com/img-assets/wp-content/uploads/2024/07/GettyImages-1456438564_ebe444.jpg?w=384&amp;q=75 384w, https://fortune.com/img-assets/wp-content/uploads/2024/07/GettyImages-1456438564_ebe444.jpg?w=480&amp;q=75 480w, https://fortune.com/img-assets/wp-content/uploads/2024/07/GettyImages-1456438564_ebe444.jpg?w=576&amp;q=75 576w, https://fortune.com/img-assets/wp-content/uploads/2024/07/GettyImages-1456438564_ebe444.jpg?w=768&amp;q=75 768w, https://fortune.com/img-assets/wp-content/uploads/2024/07/GettyImages-1456438564_ebe444.jpg?w=1024&amp;q=75 1024w, https://fortune.com/img-assets/wp-content/uploads/2024/07/GettyImages-1456438564_ebe444.jpg?w=1280&amp;q=75 1280w, https://fortune.com/img-assets/wp-content/uploads/2024/07/GettyImages-1456438564_ebe444.jpg?w=1440&amp;q=75 1440w" src="https://fortune.com/img-assets/wp-content/uploads/2024/07/GettyImages-1456438564_ebe444.jpg?w=1440&amp;q=75"/></a><div class="card-wrapper "><h3 class="sc-3358ecfd-0 lbWPDt card-title" data-cy="article-card-title"><a href="https://fortune.com/recommends/mortgages/current-mortgage-rates-11-21-2024/" target="_self" class="sc-93594058-0 fowfrQ title-link styled-custom-link ">Current mortgage rates as of Nov. 21, 2024: Rates surge toward 6.85%</a></h3><div class="sc-cc7d6b4a-0 lNYKf card-authors" data-cy="article-card-by-line"><span class="sc-cc7d6b4a-2 gYLbUA by-text">BY</span><span class="sc-cc7d6b4a-3 jdpmmF list-item-wrapper"><a href="https://fortune.com/author/glen-flanagan/" target="_self" class="sc-93594058-0 caCSpL styled-custom-link " data-cy="by-line-author" rel="author" aria-label="Go to Glen Luke Flanagan author&#x27;s page">Glen Luke Flanagan</a></span></div><span class="card-date" data-cy="article-card-date">November 21, 2024</span></div></div><div data-cy="article-card-wrapper" class="sc-c9c5992f-2 sc-c9c5992f-5 dOBzQA dcvIlJ"><a href="https://fortune.com/recommends/mortgages/current-mortgage-rates-11-20-2024/" target="_self" class="sc-93594058-0 sNmfm card-image styled-custom-link " data-cy="article-image-link"><img alt="Current mortgage rates as of Nov. 20, 2024: Rates hover above 6.8%" data-cy="article-card-image" loading="lazy" width="300" height="300" decoding="async" data-nimg="1" class="image-link" style="color:transparent;height:auto;object-fit:cover;width:100%;background-size:cover;background-position:50% 50%;background-repeat:no-repeat;background-image:url(&quot;data:image/svg+xml;charset=utf-8,%3Csvg xmlns=&#x27;http://www.w3.org/2000/svg&#x27; viewBox=&#x27;0 0 300 300&#x27;%3E%3Cfilter id=&#x27;b&#x27; color-interpolation-filters=&#x27;sRGB&#x27;%3E%3CfeGaussianBlur 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target="_self" class="sc-93594058-0 fowfrQ title-link styled-custom-link ">Current mortgage rates as of Nov. 20, 2024: Rates hover above 6.8%</a></h3><div class="sc-cc7d6b4a-0 lNYKf card-authors" data-cy="article-card-by-line"><span class="sc-cc7d6b4a-2 gYLbUA by-text">BY</span><span class="sc-cc7d6b4a-3 jdpmmF list-item-wrapper"><a href="https://fortune.com/author/glen-flanagan/" target="_self" class="sc-93594058-0 caCSpL styled-custom-link " data-cy="by-line-author" rel="author" aria-label="Go to Glen Luke Flanagan author&#x27;s page">Glen Luke Flanagan</a></span></div><span class="card-date" data-cy="article-card-date">November 20, 2024</span></div></div><div data-cy="article-card-wrapper" class="sc-c9c5992f-2 sc-c9c5992f-5 dOBzQA dcvIlJ"><a href="https://fortune.com/recommends/mortgages/jumbo-mortgage-rates/" target="_self" class="sc-93594058-0 sNmfm card-image styled-custom-link " data-cy="article-image-link"><img alt="Compare jumbo mortgage rates today" 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rel="author" aria-label="Go to Chris Butsch author&#x27;s page">Chris Butsch</a></span></div><span class="card-date" data-cy="article-card-date">September 13, 2024</span></div></div><div data-cy="article-card-wrapper" class="sc-c9c5992f-2 sc-c9c5992f-5 dOBzQA dcvIlJ"><a href="https://fortune.com/recommends/mortgages/refi-rates/" target="_self" class="sc-93594058-0 sNmfm card-image styled-custom-link " data-cy="article-image-link"><img alt="Compare refi mortgage rates Nov. 22, 2024" data-cy="article-card-image" loading="lazy" width="300" height="300" decoding="async" data-nimg="1" class="image-link" style="color:transparent;height:auto;object-fit:cover;width:100%;background-size:cover;background-position:50% 50%;background-repeat:no-repeat;background-image:url(&quot;data:image/svg+xml;charset=utf-8,%3Csvg xmlns=&#x27;http://www.w3.org/2000/svg&#x27; viewBox=&#x27;0 0 300 300&#x27;%3E%3Cfilter id=&#x27;b&#x27; color-interpolation-filters=&#x27;sRGB&#x27;%3E%3CfeGaussianBlur 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href="https://fortune.com/recommends/mortgages/refi-rates/" target="_self" class="sc-93594058-0 fowfrQ title-link styled-custom-link ">Compare refi mortgage rates Nov. 22, 2024</a></h3><div class="sc-cc7d6b4a-0 lNYKf card-authors" data-cy="article-card-by-line"><span class="sc-cc7d6b4a-2 gYLbUA by-text">BY</span><span class="sc-cc7d6b4a-3 jdpmmF list-item-wrapper"><a href="https://fortune.com/author/deborah-kearns/" target="_self" class="sc-93594058-0 caCSpL styled-custom-link " data-cy="by-line-author" rel="author" aria-label="Go to Deborah Kearns author&#x27;s page">Deborah Kearns</a></span></div><span class="card-date" data-cy="article-card-date">September 12, 2024</span></div></div><div data-cy="article-card-wrapper" class="sc-c9c5992f-2 sc-c9c5992f-5 dOBzQA dcvIlJ"><a href="https://fortune.com/recommends/mortgages/mortgage-interest-rates-forecast/" target="_self" class="sc-93594058-0 sNmfm card-image styled-custom-link " data-cy="article-image-link"><img alt="Mortgage rate forecast: After Fed rate cut, will mortgage rates decrease in 2025?" data-cy="article-card-image" loading="lazy" width="300" height="300" decoding="async" data-nimg="1" class="image-link" style="color:transparent;height:auto;object-fit:cover;width:100%;background-size:cover;background-position:50% 50%;background-repeat:no-repeat;background-image:url(&quot;data:image/svg+xml;charset=utf-8,%3Csvg xmlns=&#x27;http://www.w3.org/2000/svg&#x27; viewBox=&#x27;0 0 300 300&#x27;%3E%3Cfilter id=&#x27;b&#x27; color-interpolation-filters=&#x27;sRGB&#x27;%3E%3CfeGaussianBlur stdDeviation=&#x27;20&#x27;/%3E%3CfeColorMatrix values=&#x27;1 0 0 0 0 0 1 0 0 0 0 0 1 0 0 0 0 0 100 -1&#x27; result=&#x27;s&#x27;/%3E%3CfeFlood x=&#x27;0&#x27; y=&#x27;0&#x27; width=&#x27;100%25&#x27; height=&#x27;100%25&#x27;/%3E%3CfeComposite operator=&#x27;out&#x27; in=&#x27;s&#x27;/%3E%3CfeComposite in2=&#x27;SourceGraphic&#x27;/%3E%3CfeGaussianBlur stdDeviation=&#x27;20&#x27;/%3E%3C/filter%3E%3Cimage 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loading="lazy" width="300" height="300" decoding="async" data-nimg="1" class="image-link" style="color:transparent;height:auto;object-fit:cover;width:100%;background-size:cover;background-position:50% 50%;background-repeat:no-repeat;background-image:url(&quot;data:image/svg+xml;charset=utf-8,%3Csvg xmlns=&#x27;http://www.w3.org/2000/svg&#x27; viewBox=&#x27;0 0 300 300&#x27;%3E%3Cfilter id=&#x27;b&#x27; color-interpolation-filters=&#x27;sRGB&#x27;%3E%3CfeGaussianBlur stdDeviation=&#x27;20&#x27;/%3E%3CfeColorMatrix values=&#x27;1 0 0 0 0 0 1 0 0 0 0 0 1 0 0 0 0 0 100 -1&#x27; result=&#x27;s&#x27;/%3E%3CfeFlood x=&#x27;0&#x27; y=&#x27;0&#x27; width=&#x27;100%25&#x27; height=&#x27;100%25&#x27;/%3E%3CfeComposite operator=&#x27;out&#x27; in=&#x27;s&#x27;/%3E%3CfeComposite in2=&#x27;SourceGraphic&#x27;/%3E%3CfeGaussianBlur stdDeviation=&#x27;20&#x27;/%3E%3C/filter%3E%3Cimage width=&#x27;100%25&#x27; height=&#x27;100%25&#x27; x=&#x27;0&#x27; y=&#x27;0&#x27; preserveAspectRatio=&#x27;none&#x27; style=&#x27;filter: url(%23b);&#x27; href=&#x27;data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAAEAAAABCAYAAAAfFcSJAAAADUlEQVR42mO8fv1mPQAIHAMIsIR6agAAAABJRU5ErkJggg==&#x27;/%3E%3C/svg%3E&quot;)" sizes="100vw" srcSet="https://fortune.com/img-assets/wp-content/uploads/2024/09/GettyImages-633826763-e1725987604531.jpg?w=320&amp;q=75 320w, https://fortune.com/img-assets/wp-content/uploads/2024/09/GettyImages-633826763-e1725987604531.jpg?w=384&amp;q=75 384w, https://fortune.com/img-assets/wp-content/uploads/2024/09/GettyImages-633826763-e1725987604531.jpg?w=480&amp;q=75 480w, https://fortune.com/img-assets/wp-content/uploads/2024/09/GettyImages-633826763-e1725987604531.jpg?w=576&amp;q=75 576w, https://fortune.com/img-assets/wp-content/uploads/2024/09/GettyImages-633826763-e1725987604531.jpg?w=768&amp;q=75 768w, https://fortune.com/img-assets/wp-content/uploads/2024/09/GettyImages-633826763-e1725987604531.jpg?w=1024&amp;q=75 1024w, 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aria-label="Go to Chris Butsch author&#x27;s page">Chris Butsch</a></span></div><span class="card-date" data-cy="article-card-date">September 10, 2024</span></div></div></div><nav aria-label="Pagination"><ul data-cy="pagination-wrapper" class="sc-debccc38-5 ekalQ"><li data-cy="pagination-previous"><a href="" target="_self" class="sc-93594058-0 fowfrQ sc-debccc38-2 dZTZDS " role="link" aria-disabled="true" aria-label="Go to previous page"><span class="sc-debccc38-0 CA-DJo"></span></a></li><li data-cy="pagination-next"><a href="https://fortune.com/recommends/mortgages/page/2/" target="_self" class="sc-93594058-0 fowfrQ sc-debccc38-2 dZTZDS " aria-disabled="false" aria-label="Go to next page"><span class="sc-debccc38-1 dcxJPp"></span></a></li></ul></nav></div></div></div></main><footer class="sc-f19f6d8d-0 bJEJKK"><nav class="sc-f19f6d8d-1 cQpwpw"><div class="sc-f19f6d8d-3 hrTgdV rankings"><div class="sc-f19f6d8d-4 wEZoO">Rankings</div><div class="sc-f19f6d8d-2 hUAbPg"><ul 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