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Ujjivan Small Finance Bank - Wikipedia

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Bangalore, India</div> <style data-mw-deduplicate="TemplateStyles:r1251242444">.mw-parser-output .ambox{border:1px solid #a2a9b1;border-left:10px solid #36c;background-color:#fbfbfb;box-sizing:border-box}.mw-parser-output .ambox+link+.ambox,.mw-parser-output .ambox+link+style+.ambox,.mw-parser-output .ambox+link+link+.ambox,.mw-parser-output .ambox+.mw-empty-elt+link+.ambox,.mw-parser-output .ambox+.mw-empty-elt+link+style+.ambox,.mw-parser-output .ambox+.mw-empty-elt+link+link+.ambox{margin-top:-1px}html body.mediawiki .mw-parser-output .ambox.mbox-small-left{margin:4px 1em 4px 0;overflow:hidden;width:238px;border-collapse:collapse;font-size:88%;line-height:1.25em}.mw-parser-output .ambox-speedy{border-left:10px solid #b32424;background-color:#fee7e6}.mw-parser-output .ambox-delete{border-left:10px solid #b32424}.mw-parser-output .ambox-content{border-left:10px solid #f28500}.mw-parser-output .ambox-style{border-left:10px solid #fc3}.mw-parser-output .ambox-move{border-left:10px solid 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Please discuss further on the <a href="/wiki/Talk:Ujjivan_Small_Finance_Bank" title="Talk:Ujjivan Small Finance Bank">talk page</a>.</span> <span class="date-container"><i>(<span class="date">July 2020</span>)</i></span><span class="hide-when-compact"><i> (<small><a href="/wiki/Help:Maintenance_template_removal" title="Help:Maintenance template removal">Learn how and when to remove this message</a></small>)</i></span></div></td></tr></tbody></table> <p class="mw-empty-elt"> </p> <style data-mw-deduplicate="TemplateStyles:r1257001546">.mw-parser-output .infobox-subbox{padding:0;border:none;margin:-3px;width:auto;min-width:100%;font-size:100%;clear:none;float:none;background-color:transparent}.mw-parser-output .infobox-3cols-child{margin:auto}.mw-parser-output .infobox .navbar{font-size:100%}@media screen{html.skin-theme-clientpref-night .mw-parser-output .infobox-full-data:not(.notheme)>div:not(.notheme)[style]{background:#1f1f23!important;color:#f8f9fa}}@media screen and (prefers-color-scheme:dark){html.skin-theme-clientpref-os .mw-parser-output .infobox-full-data:not(.notheme) div:not(.notheme){background:#1f1f23!important;color:#f8f9fa}}@media(min-width:640px){body.skin--responsive .mw-parser-output .infobox-table{display:table!important}body.skin--responsive .mw-parser-output .infobox-table>caption{display:table-caption!important}body.skin--responsive .mw-parser-output .infobox-table>tbody{display:table-row-group}body.skin--responsive .mw-parser-output .infobox-table tr{display:table-row!important}body.skin--responsive .mw-parser-output .infobox-table th,body.skin--responsive .mw-parser-output .infobox-table td{padding-left:inherit;padding-right:inherit}}</style><style data-mw-deduplicate="TemplateStyles:r1242257876">.mw-parser-output .ib-company .infobox-label{padding-right:0.5em}.mw-parser-output .ib-company .infobox-data,.mw-parser-output .ib-company .infobox-below{line-height:1.35em}.mw-parser-output .ib-company-logo img{background-color:#f8f9fa}.mw-parser-output .ib-company-locality,.mw-parser-output .ib-company-country{display:inline}</style><table class="infobox ib-company vcard"><caption class="infobox-title fn org">Ujjivan Small Finance Bank</caption><tbody><tr><td colspan="2" class="infobox-image ib-company-logo logo"><span typeof="mw:File"><a href="/wiki/File:This_is_the_Ujjivan_Small_Finance_Bank_Official_Logo.svg" class="mw-file-description"><img src="//upload.wikimedia.org/wikipedia/en/thumb/4/44/This_is_the_Ujjivan_Small_Finance_Bank_Official_Logo.svg/290px-This_is_the_Ujjivan_Small_Finance_Bank_Official_Logo.svg.png" decoding="async" width="290" height="27" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/en/thumb/4/44/This_is_the_Ujjivan_Small_Finance_Bank_Official_Logo.svg/435px-This_is_the_Ujjivan_Small_Finance_Bank_Official_Logo.svg.png 1.5x, //upload.wikimedia.org/wikipedia/en/thumb/4/44/This_is_the_Ujjivan_Small_Finance_Bank_Official_Logo.svg/580px-This_is_the_Ujjivan_Small_Finance_Bank_Official_Logo.svg.png 2x" data-file-width="1032" data-file-height="97" /></a></span></td></tr><tr><th scope="row" class="infobox-label">Company type</th><td class="infobox-data category"><a href="/wiki/Small_finance_bank" title="Small finance bank">Small finance bank</a></td></tr><tr><th scope="row" class="infobox-label"><div style="display: inline-block; line-height: 1.2em; padding: .1em 0;"><a href="/wiki/Ticker_symbol" title="Ticker symbol">Traded as</a></div></th><td class="infobox-data"><a href="/wiki/Bombay_Stock_Exchange" title="Bombay Stock Exchange">BSE</a>:&#160;<a rel="nofollow" class="external text" href="https://www.bseindia.com/stock-share-price/x/y/542904/">542904</a><br /><a href="/wiki/National_Stock_Exchange_of_India" title="National Stock Exchange of India">NSE</a>:&#160;<a rel="nofollow" class="external text" href="https://www.nseindia.com/get-quotes/equity?symbol=UJJIVANSFB">UJJIVANSFB</a></td></tr><tr><th scope="row" class="infobox-label">Industry</th><td class="infobox-data category"><a href="/wiki/Banking" class="mw-redirect" title="Banking">Banking</a>, <a href="/wiki/Financial_services" title="Financial services">Financial services</a></td></tr><tr><th scope="row" class="infobox-label">Founded</th><td class="infobox-data">1 February 2017</td></tr><tr><th scope="row" class="infobox-label">Headquarters</th><td class="infobox-data label"><a href="/wiki/Bangalore" class="mw-redirect" title="Bangalore">Bangalore</a>, <a href="/wiki/Karnataka" title="Karnataka">Karnataka</a>, India</td></tr><tr><th scope="row" class="infobox-label"><div style="display: inline-block; line-height: 1.2em; padding: .1em 0;">Area served</div></th><td class="infobox-data">India</td></tr><tr><th scope="row" class="infobox-label"><div style="display: inline-block; line-height: 1.2em; padding: .1em 0;">Key people</div></th><td class="infobox-data agent"><style data-mw-deduplicate="TemplateStyles:r1126788409">.mw-parser-output .plainlist ol,.mw-parser-output .plainlist ul{line-height:inherit;list-style:none;margin:0;padding:0}.mw-parser-output .plainlist ol li,.mw-parser-output .plainlist ul li{margin-bottom:0}</style><div class="plainlist"><ul><li>Sanjeev Nautiyal <br /><span style="font-size:85%;">(MD &amp; CEO)</span><sup id="cite_ref-1" class="reference"><a href="#cite_note-1"><span class="cite-bracket">&#91;</span>1<span class="cite-bracket">&#93;</span></a></sup></li></ul></div></td></tr><tr><th scope="row" class="infobox-label"><span class="nowrap"><a href="/wiki/Asset" title="Asset">Total assets</a></span></th><td class="infobox-data">₹33,316 crores (US$449.61 billion)<sup id="cite_ref-2" class="reference"><a href="#cite_note-2"><span class="cite-bracket">&#91;</span>2<span class="cite-bracket">&#93;</span></a></sup>&#160;(2018)</td></tr><tr><th scope="row" class="infobox-label"><span class="nowrap"><a href="/wiki/Equity_(finance)" title="Equity (finance)">Total equity</a></span></th><td class="infobox-data">₹4,177 crores (US$564 million)&#160;(2018)</td></tr><tr><th scope="row" class="infobox-label"><div style="display: inline-block; line-height: 1.2em; padding: .1em 0;">Number of employees</div></th><td class="infobox-data">16,000+</td></tr><tr><th scope="row" class="infobox-label">Website</th><td class="infobox-data"><span class="url"><a rel="nofollow" class="external text" href="https://www.ujjivansfb.in">www<wbr />.ujjivansfb<wbr />.in</a></span> <span class="mw-valign-text-top noprint" typeof="mw:File/Frameless"><a href="https://www.wikidata.org/wiki/Q42529272#P856" title="Edit this at Wikidata"><img alt="Edit this at Wikidata" src="//upload.wikimedia.org/wikipedia/en/thumb/8/8a/OOjs_UI_icon_edit-ltr-progressive.svg/10px-OOjs_UI_icon_edit-ltr-progressive.svg.png" decoding="async" width="10" height="10" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/en/thumb/8/8a/OOjs_UI_icon_edit-ltr-progressive.svg/15px-OOjs_UI_icon_edit-ltr-progressive.svg.png 1.5x, //upload.wikimedia.org/wikipedia/en/thumb/8/8a/OOjs_UI_icon_edit-ltr-progressive.svg/20px-OOjs_UI_icon_edit-ltr-progressive.svg.png 2x" data-file-width="20" data-file-height="20" /></a></span></td></tr></tbody></table> <p><b>Ujjivan Small Finance Bank Limited</b> is an Indian <a href="/wiki/Small_finance_bank" title="Small finance bank">small finance bank</a> based in <a href="/wiki/Bangalore" class="mw-redirect" title="Bangalore">Bangalore</a>, which commenced operations on 1 February 2017.<sup id="cite_ref-3" class="reference"><a href="#cite_note-3"><span class="cite-bracket">&#91;</span>3<span class="cite-bracket">&#93;</span></a></sup><sup id="cite_ref-4" class="reference"><a href="#cite_note-4"><span class="cite-bracket">&#91;</span>4<span class="cite-bracket">&#93;</span></a></sup> Ujjivan Financial Services holds an 80 percent stake in the bank.<sup id="cite_ref-5" class="reference"><a href="#cite_note-5"><span class="cite-bracket">&#91;</span>5<span class="cite-bracket">&#93;</span></a></sup> </p><p>Ujjivan Small Finance Bank is licensed under Section 22 (1) of the <a href="/wiki/Banking_Regulation_Act,_1949" title="Banking Regulation Act, 1949">Banking Regulation Act, 1949</a> to carry out small finance bank business and received <a href="/wiki/Scheduled_Bank" class="mw-redirect" title="Scheduled Bank">Scheduled Bank</a> status from the <a href="/wiki/Reserve_Bank_of_India" title="Reserve Bank of India">Reserve Bank of India</a> in August 2017.<sup id="cite_ref-6" class="reference"><a href="#cite_note-6"><span class="cite-bracket">&#91;</span>6<span class="cite-bracket">&#93;</span></a></sup><sup id="cite_ref-7" class="reference"><a href="#cite_note-7"><span class="cite-bracket">&#91;</span>7<span class="cite-bracket">&#93;</span></a></sup> </p> <meta property="mw:PageProp/toc" /> <div class="mw-heading mw-heading2"><h2 id="History">History</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Ujjivan_Small_Finance_Bank&amp;action=edit&amp;section=1" title="Edit section: History"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>On 7 October 2015, Ujjivan Financial Services received an in-principle approval from the Reserve Bank of India to set up a small finance bank.<sup id="cite_ref-8" class="reference"><a href="#cite_note-8"><span class="cite-bracket">&#91;</span>8<span class="cite-bracket">&#93;</span></a></sup><sup id="cite_ref-9" class="reference"><a href="#cite_note-9"><span class="cite-bracket">&#91;</span>9<span class="cite-bracket">&#93;</span></a></sup> At the time, the company had already serviced over 2.6 million customers from 464 branches in 24 states. The small finance bank status provided the opportunity to expand Ujjivan's range of loan products, and also to accept deposits rather than relying on other financial institutions to provide funds for the loans.<sup id="cite_ref-10" class="reference"><a href="#cite_note-10"><span class="cite-bracket">&#91;</span>10<span class="cite-bracket">&#93;</span></a></sup> Ujjivan received the final license from the Reserve Bank of India on 11 November 2016 to set up a small finance bank.<sup id="cite_ref-11" class="reference"><a href="#cite_note-11"><span class="cite-bracket">&#91;</span>11<span class="cite-bracket">&#93;</span></a></sup> By February 2018, Ujjivan was present across 24 states and union territories, 209 districts in India, catering to over 3.7 million customers.<sup id="cite_ref-12" class="reference"><a href="#cite_note-12"><span class="cite-bracket">&#91;</span>12<span class="cite-bracket">&#93;</span></a></sup><sup id="cite_ref-13" class="reference"><a href="#cite_note-13"><span class="cite-bracket">&#91;</span>13<span class="cite-bracket">&#93;</span></a></sup> </p><p>In October 2019, Ujjivan Small Finance Bank received approval from the <a href="/wiki/Securities_and_Exchange_Board_of_India" title="Securities and Exchange Board of India">Securities and Exchange Board of India</a> to raise ₹1,200 crores (US$162 million) in an <a href="/wiki/Initial_public_offering" title="Initial public offering">initial public offering</a> (IPO).<sup id="cite_ref-14" class="reference"><a href="#cite_note-14"><span class="cite-bracket">&#91;</span>14<span class="cite-bracket">&#93;</span></a></sup> The IPO was 166 times oversubscribed by the final day of bidding, 4 December 2019.<sup id="cite_ref-15" class="reference"><a href="#cite_note-15"><span class="cite-bracket">&#91;</span>15<span class="cite-bracket">&#93;</span></a></sup> </p><p>In October 2022, the board of Ujjivan Financial Services approved the <a href="/wiki/Reverse_merger" class="mw-redirect" title="Reverse merger">reverse merger</a> of itself into Ujjivan Small Finance Bank.<sup id="cite_ref-16" class="reference"><a href="#cite_note-16"><span class="cite-bracket">&#91;</span>16<span class="cite-bracket">&#93;</span></a></sup> </p> <div class="mw-heading mw-heading2"><h2 id="Services">Services</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Ujjivan_Small_Finance_Bank&amp;action=edit&amp;section=2" title="Edit section: Services"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>Ujjivan SFB provides a range of products and services such as <a href="/wiki/Savings_account" title="Savings account">savings account</a>, <a href="/wiki/Current_account_(banking)" class="mw-redirect" title="Current account (banking)">current account</a>, <a href="/wiki/Fixed_deposit" title="Fixed deposit">fixed deposits</a> (FD),<sup id="cite_ref-17" class="reference"><a href="#cite_note-17"><span class="cite-bracket">&#91;</span>17<span class="cite-bracket">&#93;</span></a></sup> <a href="/wiki/Recurring_deposit" title="Recurring deposit">recurring deposits</a> (RD), Vehicle Loans, MSE Loans, Housing Loans, Micro Loans, <a href="/wiki/Home_loans" class="mw-redirect" title="Home loans">Home Loans</a> &amp; <a href="/wiki/Small_business_loan" class="mw-redirect" title="Small business loan">Small Business Loans</a>.<sup id="cite_ref-18" class="reference"><a href="#cite_note-18"><span class="cite-bracket">&#91;</span>18<span class="cite-bracket">&#93;</span></a></sup> The bank also offers internet banking, phone banking and mobile banking facilities to customers. Ujjivan SFB ATM is <a href="/wiki/Biometrics" title="Biometrics">biometric</a> enabled, thereby enabling customers to withdraw money through biometric authentication.<sup id="cite_ref-19" class="reference"><a href="#cite_note-19"><span class="cite-bracket">&#91;</span>19<span class="cite-bracket">&#93;</span></a></sup> Customers can open their bank account in 5–7 minutes on a hand-held device through <a href="/wiki/Aadhar" class="mw-redirect" title="Aadhar">Aadhaar</a> enabled <a href="/wiki/Know_your_customer" title="Know your customer">KYC</a>. The bank has introduced the Senior Citizen Product<sup id="cite_ref-20" class="reference"><a href="#cite_note-20"><span class="cite-bracket">&#91;</span>20<span class="cite-bracket">&#93;</span></a></sup> and Tax Saver Fixed Deposit.<sup id="cite_ref-21" class="reference"><a href="#cite_note-21"><span class="cite-bracket">&#91;</span>21<span class="cite-bracket">&#93;</span></a></sup> </p> <div class="mw-heading mw-heading2"><h2 id="See_also">See also</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Ujjivan_Small_Finance_Bank&amp;action=edit&amp;section=3" title="Edit section: See also"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <style data-mw-deduplicate="TemplateStyles:r1259569809">.mw-parser-output .portalbox{padding:0;margin:0.5em 0;display:table;box-sizing:border-box;max-width:175px;list-style:none}.mw-parser-output .portalborder{border:1px solid var(--border-color-base,#a2a9b1);padding:0.1em;background:var(--background-color-neutral-subtle,#f8f9fa)}.mw-parser-output .portalbox-entry{display:table-row;font-size:85%;line-height:110%;height:1.9em;font-style:italic;font-weight:bold}.mw-parser-output .portalbox-image{display:table-cell;padding:0.2em;vertical-align:middle;text-align:center}.mw-parser-output .portalbox-link{display:table-cell;padding:0.2em 0.2em 0.2em 0.3em;vertical-align:middle}@media(min-width:720px){.mw-parser-output .portalleft{clear:left;float:left;margin:0.5em 1em 0.5em 0}.mw-parser-output .portalright{clear:right;float:right;margin:0.5em 0 0.5em 1em}}</style><ul role="navigation" aria-label="Portals" class="noprint portalbox portalborder portalright"> <li class="portalbox-entry"><span class="portalbox-image"><span class="noviewer" typeof="mw:File"><span><img alt="icon" src="//upload.wikimedia.org/wikipedia/commons/thumb/9/9d/All-currency-symbol.svg/28px-All-currency-symbol.svg.png" decoding="async" width="28" height="28" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/commons/thumb/9/9d/All-currency-symbol.svg/42px-All-currency-symbol.svg.png 1.5x, //upload.wikimedia.org/wikipedia/commons/thumb/9/9d/All-currency-symbol.svg/56px-All-currency-symbol.svg.png 2x" data-file-width="54" data-file-height="54" /></span></span></span><span class="portalbox-link"><a href="/wiki/Portal:Banks" title="Portal:Banks">Banks portal</a></span></li></ul> <ul><li><a href="/wiki/Banking_in_India" title="Banking in India">Banking in India</a></li> <li><a href="/wiki/List_of_banks_in_India" title="List of banks in India">List of banks in India</a></li> <li><a href="/wiki/Reserve_Bank_of_India" title="Reserve Bank of India">Reserve Bank of India</a></li> <li><a href="/wiki/Small_finance_bank" title="Small finance bank">Small finance bank</a></li> <li><a href="/wiki/Indian_Financial_System_Code" title="Indian Financial System Code">Indian Financial System Code</a></li></ul> <div class="mw-heading mw-heading2"><h2 id="References">References</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Ujjivan_Small_Finance_Bank&amp;action=edit&amp;section=4" title="Edit section: References"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <style data-mw-deduplicate="TemplateStyles:r1239543626">.mw-parser-output .reflist{margin-bottom:0.5em;list-style-type:decimal}@media screen{.mw-parser-output .reflist{font-size:90%}}.mw-parser-output .reflist .references{font-size:100%;margin-bottom:0;list-style-type:inherit}.mw-parser-output .reflist-columns-2{column-width:30em}.mw-parser-output .reflist-columns-3{column-width:25em}.mw-parser-output .reflist-columns{margin-top:0.3em}.mw-parser-output .reflist-columns ol{margin-top:0}.mw-parser-output .reflist-columns li{page-break-inside:avoid;break-inside:avoid-column}.mw-parser-output .reflist-upper-alpha{list-style-type:upper-alpha}.mw-parser-output .reflist-upper-roman{list-style-type:upper-roman}.mw-parser-output .reflist-lower-alpha{list-style-type:lower-alpha}.mw-parser-output .reflist-lower-greek{list-style-type:lower-greek}.mw-parser-output .reflist-lower-roman{list-style-type:lower-roman}</style><div class="reflist"> <div class="mw-references-wrap mw-references-columns"><ol class="references"> <li id="cite_note-1"><span class="mw-cite-backlink"><b><a href="#cite_ref-1">^</a></b></span> <span class="reference-text"><style data-mw-deduplicate="TemplateStyles:r1238218222">.mw-parser-output cite.citation{font-style:inherit;word-wrap:break-word}.mw-parser-output .citation q{quotes:"\"""\"""'""'"}.mw-parser-output .citation:target{background-color:rgba(0,127,255,0.133)}.mw-parser-output .id-lock-free.id-lock-free a{background:url("//upload.wikimedia.org/wikipedia/commons/6/65/Lock-green.svg")right 0.1em center/9px no-repeat}.mw-parser-output .id-lock-limited.id-lock-limited a,.mw-parser-output .id-lock-registration.id-lock-registration a{background:url("//upload.wikimedia.org/wikipedia/commons/d/d6/Lock-gray-alt-2.svg")right 0.1em center/9px no-repeat}.mw-parser-output .id-lock-subscription.id-lock-subscription a{background:url("//upload.wikimedia.org/wikipedia/commons/a/aa/Lock-red-alt-2.svg")right 0.1em center/9px no-repeat}.mw-parser-output .cs1-ws-icon a{background:url("//upload.wikimedia.org/wikipedia/commons/4/4c/Wikisource-logo.svg")right 0.1em center/12px no-repeat}body:not(.skin-timeless):not(.skin-minerva) .mw-parser-output .id-lock-free a,body:not(.skin-timeless):not(.skin-minerva) .mw-parser-output .id-lock-limited a,body:not(.skin-timeless):not(.skin-minerva) .mw-parser-output .id-lock-registration a,body:not(.skin-timeless):not(.skin-minerva) .mw-parser-output .id-lock-subscription a,body:not(.skin-timeless):not(.skin-minerva) .mw-parser-output .cs1-ws-icon a{background-size:contain;padding:0 1em 0 0}.mw-parser-output .cs1-code{color:inherit;background:inherit;border:none;padding:inherit}.mw-parser-output .cs1-hidden-error{display:none;color:var(--color-error,#d33)}.mw-parser-output .cs1-visible-error{color:var(--color-error,#d33)}.mw-parser-output .cs1-maint{display:none;color:#085;margin-left:0.3em}.mw-parser-output .cs1-kern-left{padding-left:0.2em}.mw-parser-output .cs1-kern-right{padding-right:0.2em}.mw-parser-output .citation .mw-selflink{font-weight:inherit}@media screen{.mw-parser-output .cs1-format{font-size:95%}html.skin-theme-clientpref-night .mw-parser-output .cs1-maint{color:#18911f}}@media screen and (prefers-color-scheme:dark){html.skin-theme-clientpref-os .mw-parser-output .cs1-maint{color:#18911f}}</style><cite class="citation news cs1"><a rel="nofollow" class="external text" href="https://www.moneycontrol.com/news/business/banks/rbi-greenlights-sanjeev-nautiyal-as-ceo-of-ujjivan-small-finance-bank-12714422.html">"Ujjivan Small Finance Bank appoints Sanjeev Nautiyal as next MD and CEO"</a>. <i>Moneycontrol</i><span class="reference-accessdate">. Retrieved <span class="nowrap">12 May</span> 2024</span>.</cite><span title="ctx_ver=Z39.88-2004&amp;rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&amp;rft.genre=article&amp;rft.jtitle=Moneycontrol&amp;rft.atitle=Ujjivan+Small+Finance+Bank+appoints+Sanjeev+Nautiyal+as+next+MD+and+CEO&amp;rft_id=https%3A%2F%2Fwww.moneycontrol.com%2Fnews%2Fbusiness%2Fbanks%2Frbi-greenlights-sanjeev-nautiyal-as-ceo-of-ujjivan-small-finance-bank-12714422.html&amp;rfr_id=info%3Asid%2Fen.wikipedia.org%3AUjjivan+Small+Finance+Bank" class="Z3988"></span></span> </li> <li id="cite_note-2"><span class="mw-cite-backlink"><b><a href="#cite_ref-2">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation web cs1"><a rel="nofollow" class="external text" href="https://www.moneycontrol.com/india/stockpricequote/bank-private/ujjivansmallfinancebank/USF">"Standalone financial results auditors report March 31 2018"</a>. <i>ujjivansfb.in</i><span class="reference-accessdate">. Retrieved <span class="nowrap">15 May</span> 2018</span>.</cite><span title="ctx_ver=Z39.88-2004&amp;rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&amp;rft.genre=unknown&amp;rft.jtitle=ujjivansfb.in&amp;rft.atitle=Standalone+financial+results+auditors+report+March+31+2018&amp;rft_id=https%3A%2F%2Fwww.moneycontrol.com%2Findia%2Fstockpricequote%2Fbank-private%2Fujjivansmallfinancebank%2FUSF&amp;rfr_id=info%3Asid%2Fen.wikipedia.org%3AUjjivan+Small+Finance+Bank" class="Z3988"></span></span> </li> <li id="cite_note-3"><span class="mw-cite-backlink"><b><a href="#cite_ref-3">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation news cs1"><a rel="nofollow" class="external text" href="http://www.livemint.com/Industry/BR7jv84s5ryVL7GyW8ef6J/Ujjivan-Small-Finance-Bank-to-offer-4-interest-rate-on-savi.html">"Ujjivan Financial Services launches small finance bank"</a>.</cite><span title="ctx_ver=Z39.88-2004&amp;rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&amp;rft.genre=article&amp;rft.atitle=Ujjivan+Financial+Services+launches+small+finance+bank&amp;rft_id=http%3A%2F%2Fwww.livemint.com%2FIndustry%2FBR7jv84s5ryVL7GyW8ef6J%2FUjjivan-Small-Finance-Bank-to-offer-4-interest-rate-on-savi.html&amp;rfr_id=info%3Asid%2Fen.wikipedia.org%3AUjjivan+Small+Finance+Bank" class="Z3988"></span></span> </li> <li id="cite_note-4"><span class="mw-cite-backlink"><b><a href="#cite_ref-4">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation news cs1"><a rel="nofollow" class="external text" href="http://economictimes.indiatimes.com/industry/banking/finance/banking/ujjivan-small-finance-bank-launches-operations/articleshow/56998434.cms">"Ujjivan Small Finance Bank launches operations"</a>.</cite><span title="ctx_ver=Z39.88-2004&amp;rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&amp;rft.genre=article&amp;rft.atitle=Ujjivan+Small+Finance+Bank+launches+operations&amp;rft_id=http%3A%2F%2Feconomictimes.indiatimes.com%2Findustry%2Fbanking%2Ffinance%2Fbanking%2Fujjivan-small-finance-bank-launches-operations%2Farticleshow%2F56998434.cms&amp;rfr_id=info%3Asid%2Fen.wikipedia.org%3AUjjivan+Small+Finance+Bank" class="Z3988"></span></span> </li> <li id="cite_note-5"><span class="mw-cite-backlink"><b><a href="#cite_ref-5">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation news cs1"><a rel="nofollow" class="external text" href="https://economictimes.indiatimes.com/markets/stocks/news/ujjivan-small-finance-bank-lists-at-59-premium-over-issue-price/articleshow/72484801.cms">"Ujjivan Bank share price: Ujjivan Small Finance Bank lists at 59% premium over issue price"</a>. <i>The Economic Times</i>.</cite><span title="ctx_ver=Z39.88-2004&amp;rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&amp;rft.genre=article&amp;rft.jtitle=The+Economic+Times&amp;rft.atitle=Ujjivan+Bank+share+price%3A+Ujjivan+Small+Finance+Bank+lists+at+59%25+premium+over+issue+price&amp;rft_id=https%3A%2F%2Feconomictimes.indiatimes.com%2Fmarkets%2Fstocks%2Fnews%2Fujjivan-small-finance-bank-lists-at-59-premium-over-issue-price%2Farticleshow%2F72484801.cms&amp;rfr_id=info%3Asid%2Fen.wikipedia.org%3AUjjivan+Small+Finance+Bank" class="Z3988"></span></span> </li> <li id="cite_note-6"><span class="mw-cite-backlink"><b><a href="#cite_ref-6">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite id="CITEREFPani2017" class="citation news cs1">Pani, Priyanka (30 August 2017). <a rel="nofollow" class="external text" href="http://www.thehindubusinessline.com/money-and-banking/ujjivan-small-finance-bank-receives-scheduled-bank-status-from-rbi/article9836399.ece">"Ujjivan SFB receives scheduled bank status from RBI"</a>. <i>The Hindu Business Line</i>. 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href="http://economictimes.indiatimes.com/markets/expert-view/focusing-on-mse-and-housing-in-next-2-years-samit-ghosh-ujjivan-small-finance-bank/articleshow/59911260.cms">"Focusing on MSE and housing in next 2 years: Samit Ghosh, Ujjivan Small Finance Bank"</a>.</cite><span title="ctx_ver=Z39.88-2004&amp;rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&amp;rft.genre=article&amp;rft.atitle=Focusing+on+MSE+and+housing+in+next+2+years%3A+Samit+Ghosh%2C+Ujjivan+Small+Finance+Bank&amp;rft_id=http%3A%2F%2Feconomictimes.indiatimes.com%2Fmarkets%2Fexpert-view%2Ffocusing-on-mse-and-housing-in-next-2-years-samit-ghosh-ujjivan-small-finance-bank%2Farticleshow%2F59911260.cms&amp;rfr_id=info%3Asid%2Fen.wikipedia.org%3AUjjivan+Small+Finance+Bank" class="Z3988"></span></span> </li> <li id="cite_note-19"><span class="mw-cite-backlink"><b><a href="#cite_ref-19">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation news cs1"><a rel="nofollow" class="external text" href="http://timesofindia.indiatimes.com/business/india-business/Ujjivan-Financial-Services-to-use-biometric-ATMs/articleshow/54919272.cms">"Ujjivan Financial Services to use biometric ATMs"</a>.</cite><span title="ctx_ver=Z39.88-2004&amp;rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&amp;rft.genre=article&amp;rft.atitle=Ujjivan+Financial+Services+to+use+biometric+ATMs&amp;rft_id=http%3A%2F%2Ftimesofindia.indiatimes.com%2Fbusiness%2Findia-business%2FUjjivan-Financial-Services-to-use-biometric-ATMs%2Farticleshow%2F54919272.cms&amp;rfr_id=info%3Asid%2Fen.wikipedia.org%3AUjjivan+Small+Finance+Bank" class="Z3988"></span></span> </li> <li id="cite_note-20"><span class="mw-cite-backlink"><b><a href="#cite_ref-20">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation news cs1"><a rel="nofollow" class="external text" href="http://www.deccanherald.com/content/647723/ujjivan-sfb-launches-senior-citizen.html">"Ujjivan SFB Launches Senior Citizen Account"</a>. <i>Deccan Herald</i>.</cite><span title="ctx_ver=Z39.88-2004&amp;rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&amp;rft.genre=article&amp;rft.jtitle=Deccan+Herald&amp;rft.atitle=Ujjivan+SFB+Launches+Senior+Citizen+Account&amp;rft_id=http%3A%2F%2Fwww.deccanherald.com%2Fcontent%2F647723%2Fujjivan-sfb-launches-senior-citizen.html&amp;rfr_id=info%3Asid%2Fen.wikipedia.org%3AUjjivan+Small+Finance+Bank" class="Z3988"></span></span> </li> <li id="cite_note-21"><span class="mw-cite-backlink"><b><a href="#cite_ref-21">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation news cs1"><a rel="nofollow" class="external text" href="https://www.thehindubusinessline.com/money-and-banking/ujjivan-bank-launches-tax-saver-fd-scheme/article10038030.ece">"Ujjivan Bank launches tax saver FD scheme"</a>. <i>The Hindu Business Line</i>.</cite><span title="ctx_ver=Z39.88-2004&amp;rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&amp;rft.genre=article&amp;rft.jtitle=The+Hindu+Business+Line&amp;rft.atitle=Ujjivan+Bank+launches+tax+saver+FD+scheme&amp;rft_id=https%3A%2F%2Fwww.thehindubusinessline.com%2Fmoney-and-banking%2Fujjivan-bank-launches-tax-saver-fd-scheme%2Farticle10038030.ece&amp;rfr_id=info%3Asid%2Fen.wikipedia.org%3AUjjivan+Small+Finance+Bank" class="Z3988"></span></span> </li> </ol></div></div> <div class="mw-heading mw-heading2"><h2 id="External_links">External links</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Ujjivan_Small_Finance_Bank&amp;action=edit&amp;section=5" title="Edit section: External links"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <ul><li><span class="official-website"><span class="url"><a rel="nofollow" class="external text" href="https://www.ujjivansfb.in">Official website</a></span></span></li></ul> <div class="navbox-styles"><style data-mw-deduplicate="TemplateStyles:r1129693374">.mw-parser-output .hlist dl,.mw-parser-output .hlist ol,.mw-parser-output .hlist ul{margin:0;padding:0}.mw-parser-output .hlist dd,.mw-parser-output .hlist dt,.mw-parser-output .hlist li{margin:0;display:inline}.mw-parser-output .hlist.inline,.mw-parser-output .hlist.inline dl,.mw-parser-output .hlist.inline ol,.mw-parser-output .hlist.inline ul,.mw-parser-output .hlist dl dl,.mw-parser-output .hlist dl ol,.mw-parser-output .hlist dl ul,.mw-parser-output .hlist ol dl,.mw-parser-output .hlist ol ol,.mw-parser-output .hlist ol ul,.mw-parser-output .hlist ul dl,.mw-parser-output .hlist ul ol,.mw-parser-output .hlist ul ul{display:inline}.mw-parser-output .hlist .mw-empty-li{display:none}.mw-parser-output .hlist dt::after{content:": "}.mw-parser-output .hlist dd::after,.mw-parser-output .hlist li::after{content:" · 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class="mw-image-border" typeof="mw:File"><a href="/wiki/India" title="India"><img alt="India" src="//upload.wikimedia.org/wikipedia/en/thumb/4/41/Flag_of_India.svg/23px-Flag_of_India.svg.png" decoding="async" width="23" height="15" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/en/thumb/4/41/Flag_of_India.svg/35px-Flag_of_India.svg.png 1.5x, //upload.wikimedia.org/wikipedia/en/thumb/4/41/Flag_of_India.svg/45px-Flag_of_India.svg.png 2x" data-file-width="900" data-file-height="600" /></a></span></span> <a href="/wiki/Banking_in_India" title="Banking in India">Banking in India</a></div></th></tr><tr><th scope="row" class="navbox-group" style="width:1%">Institutes</th><td class="navbox-list-with-group navbox-list navbox-odd hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"></div><table class="nowraplinks navbox-subgroup" style="border-spacing:0"><tbody><tr><th scope="row" class="navbox-group" style="width:1%"><a href="/wiki/Central_bank" title="Central bank">Central bank</a></th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"><div class="navbox-styles"></div><div role="navigation" class="navbox" aria-labelledby="Reserve_Bank_of_India" style="padding:3px"><table class="nowraplinks mw-collapsible autocollapse navbox-inner" style="border-spacing:0;background:transparent;color:inherit"><tbody><tr><th scope="col" class="navbox-title" colspan="2"><div class="navbar plainlinks hlist navbar-mini"><ul><li class="nv-view"><a href="/wiki/Template:Reserve_Bank_of_India" title="Template:Reserve Bank of India"><abbr title="View this template">v</abbr></a></li><li class="nv-talk"><a href="/wiki/Template_talk:Reserve_Bank_of_India" title="Template talk:Reserve Bank of India"><abbr title="Discuss this template">t</abbr></a></li><li class="nv-edit"><a href="/wiki/Special:EditPage/Template:Reserve_Bank_of_India" title="Special:EditPage/Template:Reserve Bank of India"><abbr title="Edit this template">e</abbr></a></li></ul></div><div id="Reserve_Bank_of_India" style="font-size:114%;margin:0 4em"><a href="/wiki/Reserve_Bank_of_India" title="Reserve Bank of India">Reserve Bank of India</a></div></th></tr><tr><th scope="row" class="navbox-group" style="width:1%">Regulation</th><td class="navbox-list-with-group navbox-list navbox-odd hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Reserve_Bank_of_India_Act,_1934" title="Reserve Bank of India Act, 1934">Reserve Bank of India Act, 1934</a></li> <li><a href="/wiki/Monetary_Policy_Committee_(India)" title="Monetary Policy Committee (India)">Monetary Policy Committee</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">People</th><td class="navbox-list-with-group navbox-list navbox-even hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/List_of_governors_of_the_Reserve_Bank_of_India" title="List of governors of the Reserve Bank of India">Governor of the Reserve Bank of India</a></li> <li><a href="/wiki/List_of_deputy_governors_of_the_Reserve_Bank_of_India" title="List of deputy governors of the Reserve Bank of India">Deputy governor of the Reserve Bank of India</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Buildings</th><td class="navbox-list-with-group navbox-list navbox-odd hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/w/index.php?title=Reserve_Bank_of_India_Staff_College&amp;action=edit&amp;redlink=1" class="new" title="Reserve Bank of India Staff College (page does not exist)">Reserve Bank of India Staff College</a></li> <li><a href="/wiki/RBI_Monetary_Museum" title="RBI Monetary Museum">RBI Monetary Museum</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Subsidiaries</th><td class="navbox-list-with-group navbox-list navbox-even hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Bharatiya_Reserve_Bank_Note_Mudran" title="Bharatiya Reserve Bank Note Mudran">Bharatiya Reserve Bank Note Mudran</a></li> <li><a href="/wiki/Security_Printing_and_Minting_Corporation_of_India" title="Security Printing and Minting Corporation of India">Security Printing and Minting Corporation of India</a></li></ul> </div></td></tr></tbody></table></div></div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Think tanks</th><td class="navbox-list-with-group navbox-list navbox-even" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Banks_Board_Bureau" title="Banks Board Bureau">BBB</a></li> <li><a href="/wiki/Banking_Codes_and_Standards_Board_of_India" title="Banking Codes and Standards Board of India">BCSBI</a></li> <li><a href="/wiki/National_Payments_Corporation_of_India" title="National Payments Corporation of India">NPCI</a></li> <li><a href="/wiki/Indian_Banks%27_Association" title="Indian Banks&#39; Association">IBA</a></li> <li><a href="/wiki/Institute_for_Development_and_Research_in_Banking_Technology" title="Institute for Development and Research in Banking Technology">IDRBT</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Speciality banks</th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Industrial_Investment_Bank_of_India" title="Industrial Investment Bank of India">IIBI</a></li> <li><a href="/wiki/IFCI" class="mw-redirect" title="IFCI">IFCI</a></li> <li><b> <a href="/wiki/All_India_Financial_Institutions" title="All India Financial Institutions">All India Financial Institutions</a>&#160;:</b></li> <li><a href="/wiki/Exim_Bank_of_India" title="Exim Bank of India">Exim Bank of India</a></li> <li><a href="/wiki/National_Bank_for_Agriculture_and_Rural_Development" title="National Bank for Agriculture and Rural Development">NABARD</a></li> <li><a href="/w/index.php?title=National_Bank_for_Financing_Infrastructure_and_Development&amp;action=edit&amp;redlink=1" class="new" title="National Bank for Financing Infrastructure and Development (page does not exist)">NaBFID</a></li> <li><a href="/wiki/National_Housing_Bank" title="National Housing Bank">NHB</a></li> <li><a href="/wiki/Small_Industries_Development_Bank_of_India" title="Small Industries Development Bank of India">SIDBI</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Other</th><td class="navbox-list-with-group navbox-list navbox-even" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Board_for_Industrial_and_Financial_Reconstruction" title="Board for Industrial and Financial Reconstruction">BIFR</a></li> <li><a href="/wiki/Insolvency_and_Bankruptcy_Board_of_India" title="Insolvency and Bankruptcy Board of India">IBBI</a></li> <li><a href="/wiki/Institute_of_Banking_Personnel_Selection" title="Institute of Banking Personnel Selection">IBPS</a></li> <li><a href="/wiki/Deposit_Insurance_and_Credit_Guarantee_Corporation" title="Deposit Insurance and Credit Guarantee Corporation">Deposit Insurance (DICGC)</a></li></ul> </div></td></tr></tbody></table><div></div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%"><a href="/wiki/Public_sector_banks_in_India" title="Public sector banks in India">Public-sector <br />banks</a></th><td class="navbox-list-with-group navbox-list navbox-odd hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Bank_of_Baroda" title="Bank of Baroda">Bank of Baroda</a></li> <li><a href="/wiki/Bank_of_India" title="Bank of India">Bank of India</a></li> <li><a href="/wiki/Bank_of_Maharashtra" title="Bank of Maharashtra">Bank of Maharashtra</a></li> <li><a href="/wiki/Canara_Bank" title="Canara Bank">Canara Bank</a></li> <li><a href="/wiki/Central_Bank_of_India" title="Central Bank of India">Central Bank of India</a></li> <li><a href="/wiki/Indian_Bank" title="Indian Bank">Indian Bank</a></li> <li><a href="/wiki/Indian_Overseas_Bank" title="Indian Overseas Bank">Indian Overseas Bank</a></li> <li><a href="/wiki/Jammu_%26_Kashmir_Bank" title="Jammu &amp; Kashmir Bank">Jammu &amp; Kashmir Bank</a></li> <li><a href="/wiki/Punjab_%26_Sind_Bank" title="Punjab &amp; Sind Bank">Punjab &amp; Sind Bank</a></li> <li><a href="/wiki/Punjab_National_Bank" title="Punjab National Bank">Punjab National Bank</a></li> <li><a href="/wiki/State_Bank_of_India" title="State Bank of India">State Bank of India</a></li> <li><a href="/wiki/UCO_Bank" title="UCO Bank">UCO Bank</a></li> <li><a href="/wiki/Union_Bank_of_India" title="Union Bank of India">Union Bank of India</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%"><a href="/wiki/Private-sector_banks_in_India" class="mw-redirect" title="Private-sector banks in India">Private-sector <br />banks</a></th><td class="navbox-list-with-group navbox-list navbox-even hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Axis_Bank" title="Axis Bank">Axis Bank</a></li> <li><a href="/wiki/Bandhan_Bank" title="Bandhan Bank">Bandhan Bank</a></li> <li><a href="/wiki/CSB_Bank" title="CSB Bank">CSB Bank</a></li> <li><a href="/wiki/City_Union_Bank" title="City Union Bank">City Union Bank</a></li> <li><a href="/wiki/DCB_Bank" title="DCB Bank">DCB Bank</a></li> <li><a href="/wiki/Dhanlaxmi_Bank" title="Dhanlaxmi Bank">Dhanlaxmi Bank</a></li> <li><a href="/wiki/Federal_Bank" title="Federal Bank">Federal Bank</a></li> <li><a href="/wiki/HDFC_Bank" title="HDFC Bank">HDFC Bank</a></li> <li><a href="/wiki/ICICI_Bank" title="ICICI Bank">ICICI Bank</a></li> <li><a href="/wiki/IDBI_Bank" title="IDBI Bank">IDBI Bank</a></li> <li><a href="/wiki/IDFC_First_Bank" title="IDFC First Bank">IDFC First Bank</a></li> <li><a href="/wiki/IndusInd_Bank" title="IndusInd Bank">IndusInd Bank</a></li> <li><a href="/wiki/Karnataka_Bank" title="Karnataka Bank">Karnataka Bank</a></li> <li><a href="/wiki/Karur_Vysya_Bank" title="Karur Vysya Bank">Karur Vysya Bank</a></li> <li><a href="/wiki/Kotak_Mahindra_Bank" title="Kotak Mahindra Bank">Kotak Mahindra Bank</a></li> <li><a href="/wiki/Nainital_Bank" title="Nainital Bank">Nainital Bank</a></li> <li><a href="/wiki/RBL_Bank" title="RBL Bank">RBL Bank</a></li> <li><a href="/wiki/South_Indian_Bank" title="South Indian Bank">South Indian Bank</a></li> <li><a href="/wiki/Tamilnad_Mercantile_Bank" title="Tamilnad Mercantile Bank">Tamilnad Mercantile Bank</a></li> <li><a href="/wiki/Yes_Bank" class="mw-redirect" title="Yes Bank">Yes Bank</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Foreign banks</th><td class="navbox-list-with-group navbox-list navbox-odd hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Abu_Dhabi_Commercial_Bank" class="mw-redirect" title="Abu Dhabi Commercial Bank">Abu Dhabi Commercial Bank</a></li> <li><a href="/wiki/ANZ_(bank)" title="ANZ (bank)">ANZ</a></li> <li><a href="/wiki/Bank_Maybank_Indonesia" title="Bank Maybank Indonesia">Bank Maybank Indonesia</a></li> <li><a href="/wiki/Bank_of_America" title="Bank of America">Bank of America</a></li> <li><a href="/wiki/Bank_of_Bahrain_and_Kuwait" title="Bank of Bahrain and Kuwait">Bank of Bahrain and Kuwait</a></li> <li><a href="/wiki/Bank_of_Ceylon" title="Bank of Ceylon">Bank of Ceylon</a></li> <li><a href="/wiki/Barclays" title="Barclays">Barclays</a></li> <li><a href="/wiki/Credit_Suisse" title="Credit Suisse">Credit Suisse</a></li> <li><a href="/wiki/CTBC_Bank" title="CTBC Bank">CTBC Bank</a></li> <li><a href="/wiki/Deutsche_Bank" title="Deutsche Bank">Deutsche Bank</a></li> <li><a href="/wiki/HSBC_Bank_India" title="HSBC Bank India">HSBC</a></li> <li><a href="/wiki/Maybank" title="Maybank">Maybank</a></li> <li><a href="/wiki/MUFG_Bank" title="MUFG Bank">MUFJ</a></li> <li><a href="/wiki/Rabobank" title="Rabobank">Rabobank</a></li> <li><a href="/wiki/Scotiabank" title="Scotiabank">Scotiabank</a></li> <li><a href="/wiki/Standard_Chartered_India" title="Standard Chartered India">Standard Chartered India</a></li></ul> </div><table class="nowraplinks navbox-subgroup" style="border-spacing:0"><tbody><tr><th scope="row" class="navbox-group" style="width:1%">Wholly owned subsidiary (WOS)</th><td class="navbox-list-with-group navbox-list navbox-even" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/DBS_Bank" title="DBS Bank">DBS Bank</a></li> <li><a href="/wiki/State_Bank_of_Mauritius" title="State Bank of Mauritius">State Bank of Mauritius</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Wound up/closed (or in process)</th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Antwerp_Diamond_Bank" title="Antwerp Diamond Bank">Antwerp Diamond Bank</a></li> <li><a href="/wiki/Citibank_India" title="Citibank India">Citibank</a></li></ul> </div></td></tr></tbody></table><div> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%"><a href="/wiki/Small_finance_bank" title="Small finance bank">Small finance banks</a></th><td class="navbox-list-with-group navbox-list navbox-even hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/AU_Small_Finance_Bank" title="AU Small Finance Bank">AU</a> <ul><li><a href="/wiki/Fincare_Small_Finance_Bank" class="mw-redirect" title="Fincare Small Finance Bank">Fincare</a></li></ul></li> <li><a href="/wiki/Capital_Small_Finance_Bank" title="Capital Small Finance Bank">Capital</a></li> <li><a href="/wiki/ESAF_Small_Finance_Bank" title="ESAF Small Finance Bank">ESAF</a></li> <li><a href="/wiki/Equitas_Small_Finance_Bank" title="Equitas Small Finance Bank">Equitas</a></li> <li><a href="/wiki/Jana_Small_Finance_Bank" title="Jana Small Finance Bank">Jana</a></li> <li><a href="/wiki/North_East_Small_Finance_Bank" class="mw-redirect" title="North East Small Finance Bank">North East</a></li> <li><a href="/wiki/Suryoday_Small_Finance_Bank" class="mw-redirect" title="Suryoday Small Finance Bank">Suryoday</a></li> <li><a class="mw-selflink selflink">Ujjivan</a></li> <li><a href="/w/index.php?title=Unity_Small_Finance_Bank&amp;action=edit&amp;redlink=1" class="new" title="Unity Small Finance Bank (page does not exist)">Unity</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%"><a href="/wiki/Payments_bank" title="Payments bank">Payments banks</a></th><td class="navbox-list-with-group navbox-list navbox-odd hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Airtel_Payments_Bank" title="Airtel Payments Bank">Airtel</a></li> <li><a href="/w/index.php?title=Fino_Payments_Bank&amp;action=edit&amp;redlink=1" class="new" title="Fino Payments Bank (page does not exist)">Fino</a></li> <li><a href="/wiki/National_Securities_Depository" class="mw-redirect" title="National Securities Depository">National Securities Depository</a></li> <li><a href="/wiki/India_Post_Payments_Bank" title="India Post Payments Bank">India Post</a></li> <li><a href="/wiki/Jio_Payments_Bank" title="Jio Payments Bank">Jio</a></li> <li><a href="/wiki/Paytm_Payments_Bank" title="Paytm Payments Bank">Paytm</a></li></ul> </div><table class="nowraplinks navbox-subgroup" style="border-spacing:0"><tbody><tr><th id="Surrendered_licencees_or_wound_up" scope="row" class="navbox-group" style="width:1%">Surrendered licencees <br />or wound up</th><td class="navbox-list-with-group navbox-list navbox-even" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Aditya_Birla_Payments_Bank" title="Aditya Birla Payments Bank">Aditya Birla</a> <ul><li><a href="/wiki/M-Pesa" title="M-Pesa">Vodafone M-Pesa</a></li></ul></li> <li><a href="/wiki/Tech_Mahindra" title="Tech Mahindra">Tech Mahindra</a></li></ul> </div></td></tr></tbody></table><div> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%"><a href="/wiki/Cooperative_banking" title="Cooperative banking">Cooperative <br />banks</a></th><td class="navbox-list-with-group navbox-list navbox-odd hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Abhyudaya_Co-operative_Bank_Ltd" title="Abhyudaya Co-operative Bank Ltd">Abhyudaya Co-operative Bank</a>.</li> <li><a href="/wiki/Buldana_Urban_Cooperative_Credit_Society" title="Buldana Urban Cooperative Credit Society">Buldana Urban Cooperative Credit Society</a></li> <li><a href="/wiki/Cosmos_Bank" class="mw-redirect" title="Cosmos Bank">Cosmos Bank</a></li> <li><a href="/wiki/Dombivli_Nagari_Sahakari_Bank_Ltd." title="Dombivli Nagari Sahakari Bank Ltd.">Dombivli Nagari Sahakari Bank</a></li> <li><a href="/wiki/Kerala_Bank" title="Kerala Bank">Kerala Bank</a></li> <li><a href="/wiki/Mizoram_Co-operative_Apex_Bank" title="Mizoram Co-operative Apex Bank">Mizoram Co-operative Apex Bank</a></li> <li><a href="/wiki/Punjab_and_Maharashtra_Co-operative_Bank" title="Punjab and Maharashtra Co-operative Bank">Punjab and Maharashtra Co-operative Bank</a></li> <li><a href="/wiki/Repco_Bank" title="Repco Bank">Repco Bank</a></li> <li><a href="/wiki/Saraswat_Bank" class="mw-redirect" title="Saraswat Bank">Saraswat Bank</a></li> <li><a href="/wiki/Shamrao_Vithal_Co-operative_Bank" title="Shamrao Vithal Co-operative Bank">Shamrao Vithal Co-operative Bank</a></li> <li><a href="/wiki/TNSC_Bank" title="TNSC Bank">TNSC Bank</a></li> <li><a href="/w/index.php?title=Thane_Janata_Sahakari_Bank&amp;action=edit&amp;redlink=1" class="new" title="Thane Janata Sahakari Bank (page does not exist)">Thane Janata Sahakari Bank</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%"><a href="/wiki/Regional_rural_bank" title="Regional rural bank">Regional rural banks</a></th><td class="navbox-list-with-group navbox-list navbox-even hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Assam_Gramin_Vikash_Bank" title="Assam Gramin Vikash Bank">Assam Gramin Vikash Bank</a></li> <li><a href="/wiki/Bangiya_Gramin_Vikash_Bank" title="Bangiya Gramin Vikash Bank">Bangiya Gramin Vikash Bank</a></li> <li><a href="/w/index.php?title=Karnataka_Gramin_Bank&amp;action=edit&amp;redlink=1" class="new" title="Karnataka Gramin Bank (page does not exist)">Karnataka Gramin Bank</a></li> <li><a href="/wiki/Mizoram_Rural_Bank" title="Mizoram Rural Bank">Mizoram Rural Bank</a></li> <li><a href="/wiki/Paschim_Banga_Gramin_Bank" title="Paschim Banga Gramin Bank">Paschim Banga Gramin Bank</a></li> <li><a href="/wiki/Puduvai_Bharathiar_Grama_Bank" title="Puduvai Bharathiar Grama Bank">Puduvai Bharathiar Grama Bank</a></li> <li><a href="/wiki/Tamil_Nadu_Grama_Bank" title="Tamil Nadu Grama Bank">Tamil Nadu Grama Bank</a></li> <li><a href="/wiki/Uttar_Bihar_Gramin_Bank" title="Uttar Bihar Gramin Bank">Uttar Bihar Gramin Bank</a></li> <li><a href="/wiki/Uttarakhand_Gramin_Bank" title="Uttarakhand Gramin Bank">Uttarakhand Gramin Bank</a></li> <li><a href="/wiki/Vananchal_Gramin_Bank" class="mw-redirect" title="Vananchal Gramin Bank">Vananchal Gramin Bank</a></li></ul> </div><table class="nowraplinks navbox-subgroup" style="border-spacing:0"><tbody><tr><th scope="row" class="navbox-group" style="width:1%">Andhra</th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Andhra_Pradesh_Grameena_Vikas_Bank" title="Andhra Pradesh Grameena Vikas Bank">Andhra Pradesh Grameena Vikas Bank</a></li> <li><a href="/wiki/Andhra_Pragathi_Grameena_Bank" title="Andhra Pragathi Grameena Bank">Andhra Pragathi Grameena Bank</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Kerala</th><td class="navbox-list-with-group navbox-list navbox-even" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Kerala_Gramin_Bank" title="Kerala Gramin Bank">Kerala Gramin Bank</a></li> <li><a href="/wiki/North_Malabar_Gramin_Bank" title="North Malabar Gramin Bank">North Malabar Gramin Bank</a></li> <li><a href="/wiki/South_Malabar_Gramin_Bank" title="South Malabar Gramin Bank">South Malabar Gramin Bank</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%"><a href="/wiki/List_of_regional_rural_banks_in_Uttar_Pradesh" title="List of regional rural banks in Uttar Pradesh">Uttar Pradesh</a></th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Allahabad_UP_Gramin_Bank" title="Allahabad UP Gramin Bank">Allahabad UP Gramin Bank</a></li> <li><a href="/wiki/Gramin_Bank_of_Aryavart" title="Gramin Bank of Aryavart">Gramin Bank of Aryavart</a></li> <li><a href="/wiki/Sarva_UP_Gramin_Bank" class="mw-redirect" title="Sarva UP Gramin Bank">Sarva UP Gramin Bank</a></li></ul> </div></td></tr></tbody></table><div> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Defunct banks</th><td class="navbox-list-with-group navbox-list navbox-odd hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"></div><table class="nowraplinks navbox-subgroup" style="border-spacing:0"><tbody><tr><th id="Merged" scope="row" class="navbox-group" style="width:1%">Merged</th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"></div><table class="nowraplinks navbox-subgroup" style="border-spacing:0"><tbody><tr><th scope="row" class="navbox-group" style="width:1%">PSB</th><td class="navbox-list-with-group navbox-list navbox-even" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/New_Bank_of_India" title="New Bank of India">New Bank of India</a></li> <li><a href="/wiki/Dena_Bank" title="Dena Bank">Dena Bank</a></li> <li><a href="/wiki/Vijaya_Bank" title="Vijaya Bank">Vijaya Bank</a></li> <li><a href="/wiki/Allahabad_Bank" title="Allahabad Bank">Allahabad Bank</a></li> <li><a href="/wiki/Andhra_Bank" title="Andhra Bank">Andhra Bank</a></li> <li><a href="/wiki/Corporation_Bank" title="Corporation Bank">Corporation Bank</a></li> <li><a href="/wiki/Oriental_Bank_of_Commerce" title="Oriental Bank of Commerce">Oriental Bank of Commerce</a></li> <li><a href="/wiki/United_Bank_of_India" title="United Bank of India">United Bank of India</a></li> <li><a href="/wiki/Syndicate_Bank" title="Syndicate Bank">Syndicate Bank</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">SBI</th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Bank_of_Bombay" title="Bank of Bombay">Bank of Bombay</a></li> <li><a href="/wiki/Bank_of_Calcutta" title="Bank of Calcutta">Bank of Calcutta</a></li> <li><a href="/wiki/Bank_of_Madras" title="Bank of Madras">Bank of Madras</a></li> <li><a href="/wiki/Imperial_Bank_of_India" title="Imperial Bank of India">Imperial Bank of India</a></li> <li><a href="/wiki/State_Bank_of_Bikaner_%26_Jaipur" title="State Bank of Bikaner &amp; Jaipur">State Bank of Bikaner &amp; Jaipur</a></li> <li><a href="/wiki/State_Bank_of_Hyderabad" title="State Bank of Hyderabad">State Bank of Hyderabad</a></li> <li><a href="/wiki/State_Bank_of_Indore" title="State Bank of Indore">State Bank of Indore</a></li> <li><a href="/wiki/State_Bank_of_Mysore" title="State Bank of Mysore">State Bank of Mysore</a></li> <li><a href="/wiki/State_Bank_of_Patiala" title="State Bank of Patiala">State Bank of Patiala</a></li> <li><a href="/wiki/State_Bank_of_Saurashtra" title="State Bank of Saurashtra">State Bank of Saurashtra</a></li> <li><a href="/wiki/State_Bank_of_Travancore" title="State Bank of Travancore">State Bank of Travancore</a></li> <li><a href="/wiki/Bharatiya_Mahila_Bank" title="Bharatiya Mahila Bank">Bharatiya Mahila Bank</a></li> <li><a href="/w/index.php?title=Krishnaram_Baldeo_Bank&amp;action=edit&amp;redlink=1" class="new" title="Krishnaram Baldeo Bank (page does not exist)">Krishnaram Baldeo Bank</a></li> <li><a href="/wiki/Kashinath_Seth_Bank" title="Kashinath Seth Bank">Kashinath Seth Bank</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Rescued</th><td class="navbox-list-with-group navbox-list navbox-even" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Global_Trust_Bank_(India)" title="Global Trust Bank (India)">Global Trust Bank</a> (OBC)</li> <li><a href="/wiki/Lakshmi_Vilas_Bank" title="Lakshmi Vilas Bank">Lakshmi Vilas Bank</a> (DBS)</li> <li><a href="/wiki/Nedungadi_Bank" title="Nedungadi Bank">Nedungadi Bank</a> (PNB)</li> <li><a href="/wiki/United_Western_Bank" title="United Western Bank">United Western Bank</a> (IDBI)</li> <li><a href="/wiki/United_Industrial_Bank" title="United Industrial Bank">United Industrial Bank</a> (Allahabad Bank)</li> <li><a href="/wiki/Punjab_and_Maharashtra_Co-operative_Bank" title="Punjab and Maharashtra Co-operative Bank">Punjab and Maharashtra Co-operative Bank</a> (Unity SFB)</li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Acquired</th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Bank_of_Madura" title="Bank of Madura">Bank of Madura</a></li> <li><a href="/wiki/Bank_of_Rajasthan" title="Bank of Rajasthan">Bank of Rajasthan</a></li> <li><a href="/wiki/Bengal_Central_Bank" title="Bengal Central Bank">Bengal Central Bank</a></li> <li><a href="/wiki/Centurion_Bank_of_Punjab" title="Centurion Bank of Punjab">Centurion Bank of Punjab</a></li> <li><a href="/wiki/Chartered_Bank_of_India,_Australia_and_China" title="Chartered Bank of India, Australia and China">Chartered Bank of India, Australia and China</a></li> <li><a href="/wiki/Grindlays_Bank" title="Grindlays Bank">Grindlays Bank</a> <ul><li><a href="/wiki/National_Bank_of_India" class="mw-redirect" title="National Bank of India">National Bank of India</a></li></ul></li> <li><a href="/wiki/ING_Vysya_Bank" title="ING Vysya Bank">ING Vysya Bank</a></li> <li><a href="/wiki/Mercantile_Bank_of_India,_London_and_China" title="Mercantile Bank of India, London and China">Mercantile Bank of India, London and China</a></li> <li><a href="/wiki/Lord_Krishna_Bank" title="Lord Krishna Bank">Lord Krishna Bank</a></li> <li><a href="/wiki/Times_Bank" title="Times Bank">Times Bank</a></li> <li><a href="/wiki/Vysya_Bank" title="Vysya Bank">Vysya Bank</a></li></ul> </div><table class="nowraplinks navbox-subgroup" style="border-spacing:0"><tbody><tr><th id="PSB" scope="row" class="navbox-group" style="width:1%">PSB</th><td class="navbox-list-with-group navbox-list navbox-even" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Bharat_Overseas_Bank" title="Bharat Overseas Bank">Bharat Overseas Bank</a></li> <li><a href="/wiki/Pandyan_Bank" title="Pandyan Bank">Pandyan Bank</a></li></ul> </div></td></tr></tbody></table><div> </div></td></tr></tbody></table><div></div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Wound up</th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Bank_of_Chettinad" title="Bank of Chettinad">Bank of Chettinad</a></li> <li><a href="/wiki/Dass_Bank" title="Dass Bank">Dass Bank</a></li> <li><a href="/wiki/Industrial_Investment_Bank_of_India" title="Industrial Investment Bank of India">Industrial Investment Bank of India</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Failed</th><td class="navbox-list-with-group navbox-list navbox-even" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Alliance_Bank_of_Simla" title="Alliance Bank of Simla">Alliance Bank of Simla</a></li> <li><a href="/wiki/Arbuthnot_%26_Co" title="Arbuthnot &amp; Co">Arbuthnot &amp; Co</a></li> <li><a href="/wiki/Commercial_Bank_of_India" title="Commercial Bank of India">Commercial Bank of India</a></li> <li><a href="/wiki/Exchange_Bank_of_India_%26_Africa" title="Exchange Bank of India &amp; Africa">Exchange Bank of India &amp; Africa</a></li> <li><a href="/wiki/Oriental_Bank_Corporation" title="Oriental Bank Corporation">(New) Oriental Bank Corporation</a></li> <li><a href="/wiki/Oudh_Commercial_Bank" title="Oudh Commercial Bank">Oudh Commercial Bank</a></li> <li><a href="/wiki/Madhavpura_Mercantile_Cooperative_Bank" title="Madhavpura Mercantile Cooperative Bank">Madhavpura Mercantile Cooperative Bank</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Liquidated</th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Bengal_Bank_(1784)" class="mw-redirect" title="Bengal Bank (1784)">Bengal Bank (1784)</a></li> <li><a href="/wiki/Bank_of_Bombay_(1720)" title="Bank of Bombay (1720)">Bank of Bombay (1720)</a></li> <li><a href="/wiki/Bank_of_Hindostan" title="Bank of Hindostan">Bank of Hindostan</a></li> <li><a href="/wiki/General_Bank_of_India" title="General Bank of India">General Bank of India</a></li> <li><a href="/wiki/General_Bank_of_Bengal_and_Bihar" title="General Bank of Bengal and Bihar">General Bank of Bengal and Bihar</a></li> <li><a href="/wiki/Nath_Bank" title="Nath Bank">Nath Bank</a></li> <li><a href="/wiki/Palai_Central_Bank" title="Palai Central Bank">Palai Central Bank</a></li> <li><a href="/wiki/The_Commercial_Bank_(1819)" title="The Commercial Bank (1819)">The Commercial Bank (1819)</a></li> <li><a href="/wiki/The_Calcutta_Bank_(1824)" title="The Calcutta Bank (1824)">The Calcutta Bank (1824)</a></li> <li><a href="/wiki/The_Union_Bank_(1828)" title="The Union Bank (1828)">The Union Bank (1828)</a></li> <li><a href="/wiki/The_Government_Savings_Bank_(1833)" title="The Government Savings Bank (1833)">The Government Savings Bank (1833)</a></li> <li><a href="/wiki/The_Bank_of_Mirzapore_(1835)" title="The Bank of Mirzapore (1835)">The Bank of Mirzapore (1835)</a></li> <li><a href="/wiki/Travancore_National_and_Quilon_Bank" title="Travancore National and Quilon Bank">Travancore National and Quilon Bank</a></li></ul> </div></td></tr></tbody></table><div></div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Networks</th><td class="navbox-list-with-group navbox-list navbox-odd hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"></div><table class="nowraplinks navbox-subgroup" style="border-spacing:0"><tbody><tr><th scope="row" class="navbox-group" style="width:1%"><a href="/wiki/Interbank_network" title="Interbank network">Interbank networks</a></th><td class="navbox-list-with-group navbox-list navbox-even" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Cirrus_(interbank_network)" title="Cirrus (interbank network)">Cirrus</a></li> <li><a href="/wiki/National_Financial_Switch" title="National Financial Switch">NFS</a></li> <li><a href="/wiki/Plus_(interbank_network)" title="Plus (interbank network)">PLUS</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%"><a href="/wiki/Interbank_network" title="Interbank network">ATM networks</a></th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Banks_ATM_Network_and_Customer_Services" title="Banks ATM Network and Customer Services">BANCS</a></li> <li><a href="/wiki/Cashnet" title="Cashnet">Cashnet</a></li> <li><a href="/wiki/CashTree" title="CashTree">CashTree</a></li> <li><a href="/wiki/MITR_ATM_Sharing_Network" title="MITR ATM Sharing Network">MITR</a></li></ul> </div></td></tr></tbody></table><div></div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%"><a href="/wiki/Payment_card" title="Payment card">Cards</a></th><td class="navbox-list-with-group navbox-list navbox-even hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Mastercard" title="Mastercard">Mastercard</a> <ul><li><a href="/wiki/Debit_Mastercard" title="Debit Mastercard">Debit Mastercard</a></li> <li><a href="/wiki/Maestro_(debit_card)" title="Maestro (debit card)">Maestro</a></li></ul></li> <li><a href="/wiki/RuPay" title="RuPay">RuPay</a></li> <li><a href="/wiki/Visa_Inc" class="mw-redirect" title="Visa Inc">Visa</a> <ul><li><a href="/wiki/Visa_Debit" title="Visa Debit">Visa Debit</a></li> <li><a href="/wiki/Visa_Electron" title="Visa Electron">Visa Electron</a></li></ul></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%"><a href="/wiki/Electronic_funds_transfer" title="Electronic funds transfer">Online transfers</a></th><td class="navbox-list-with-group navbox-list navbox-odd hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Aadhaar_Enabled_Payment_System" class="mw-redirect" title="Aadhaar Enabled Payment System">AEPS</a></li> <li><a href="/wiki/Bharat_Bill_Payment_System" class="mw-redirect" title="Bharat Bill Payment System">BBPS</a></li> <li><a href="/wiki/Bharat_Interface_for_Money" class="mw-redirect" title="Bharat Interface for Money">BHIM</a></li> <li><a href="/wiki/Immediate_Payment_Service" title="Immediate Payment Service">IMPS</a></li> <li><a href="/wiki/National_Electronic_Funds_Transfer" title="National Electronic Funds Transfer">NEFT</a></li> <li><a href="/wiki/Real-time_gross_settlement" title="Real-time gross settlement">RTGS</a></li> <li><a href="/wiki/Unified_Payments_Interface" title="Unified Payments Interface">UPI</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%"><a href="/wiki/Payment_service_provider" title="Payment service provider">Payment service<br /> providers</a></th><td class="navbox-list-with-group navbox-list navbox-even hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Atom_Technologies" class="mw-redirect" title="Atom Technologies">Atom</a></li> <li><a href="/wiki/Bharat_Interface_for_Money" class="mw-redirect" title="Bharat Interface for Money">BHIM</a></li> <li><a href="/wiki/BillDesk" title="BillDesk">BillDesk</a></li> <li><a href="/wiki/Infibeam" title="Infibeam">CCAvenue</a></li> <li><a href="/w/index.php?title=Juspay&amp;action=edit&amp;redlink=1" class="new" title="Juspay (page does not exist)">Juspay</a></li> <li><a href="/wiki/Paytm_Payments_Bank" title="Paytm Payments Bank">Paytm</a></li> <li><a href="/w/index.php?title=Wibmo&amp;action=edit&amp;redlink=1" class="new" title="Wibmo (page does not exist)">Wibmo</a></li> <li><a href="/wiki/Zeta_India" class="mw-redirect" title="Zeta India">Zeta India</a></li></ul> </div><table class="nowraplinks navbox-subgroup" style="border-spacing:0"><tbody><tr><th id="Digital_wallets" scope="row" class="navbox-group" style="width:1%"><a href="/wiki/Digital_wallet" title="Digital wallet">Digital wallets</a></th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Amazon_Pay" title="Amazon Pay">Amazon Pay</a></li> <li><a href="/wiki/BharatPe" title="BharatPe">BharatPe</a></li> <li><a href="/wiki/Freecharge" title="Freecharge">Freecharge</a></li> <li><a href="/wiki/Google_Pay_(payment_method)" title="Google Pay (payment method)">Google Pay</a></li> <li><a href="/wiki/Mobikwik" class="mw-redirect" title="Mobikwik">Mobikwik</a></li> <li><a href="/wiki/Oxigen_Services" title="Oxigen Services">Oxigen Services</a></li> <li><a href="/wiki/Payoneer" title="Payoneer">Payoneer</a></li> <li><a href="/wiki/PayU" title="PayU">PayU</a></li> <li><a href="/wiki/Payworld" title="Payworld">Payworld</a></li> <li><a href="/wiki/PhonePe" title="PhonePe">PhonePe</a></li></ul> </div></td></tr></tbody></table><div> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Related topics</th><td class="navbox-list-with-group navbox-list navbox-even hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/ATM_usage_fees#India" title="ATM usage fees">ATM usage fees</a></li> <li><a href="/wiki/Bank_run" title="Bank run">Bank run</a></li> <li><a href="/wiki/Indian_black_money" title="Indian black money">Black money</a></li> <li><a href="/wiki/Counterfeit_money" title="Counterfeit money">Counterfeit money</a></li> <li><a href="/wiki/Demat_account" title="Demat account">De-materialisation (de-mat)</a></li> <li><a href="/wiki/Demonetisation_(currency)" class="mw-redirect" title="Demonetisation (currency)">Demonetisation</a> <ul><li><a href="/wiki/2016_Indian_banknote_demonetisation" title="2016 Indian banknote demonetisation">2016</a></li> <li><a href="/wiki/Withdrawal_of_low-denomination_coins" title="Withdrawal of low-denomination coins">Low denomination coins</a></li></ul></li> <li><a href="/wiki/Foreign_exchange_market" title="Foreign exchange market">Foreign exchange (ForEx)</a></li></ul> <ul><li><b>Lists: </b> <a href="/wiki/List_of_banks_in_India" title="List of banks in India">List of banks</a></li> <li><a href="/wiki/List_of_oldest_banks_in_India" title="List of oldest banks in India">List of oldest banks in India</a></li></ul> </div><table class="nowraplinks navbox-subgroup" style="border-spacing:0"><tbody><tr><th scope="row" class="navbox-group" style="width:1%">Protocol <br /> and codes</th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Bharat_Bill_Payment_System" class="mw-redirect" title="Bharat Bill Payment System">Bharat Bill Payment System (BBPS)</a></li> <li><a href="/wiki/Indian_Financial_System_Code" title="Indian Financial System Code">Indian Financial System Code (IFSC)</a></li> <li><a href="/wiki/National_Unified_USSD_Platform" title="National Unified USSD Platform">National Unified USSD Platform (NUUP)</a></li> <li><a href="/wiki/Structured_Financial_Messaging_System" title="Structured Financial Messaging System">Structured Financial Messaging System (SFMS)</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Rates &amp; <br /> ratios</th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"></div><table class="nowraplinks navbox-subgroup" style="border-spacing:0"><tbody><tr><th scope="row" class="navbox-group" style="width:1%">Rates</th><td class="navbox-list-with-group navbox-list navbox-even" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Bank_rate" title="Bank rate">Bank rate</a></li> <li><a href="/wiki/MIBOR_(Indian_reference_rate)" title="MIBOR (Indian reference rate)">Mumbai Inter-Bank Bid Rate - MIBID/Mumbai Inter-Bank Offer Rate - MIBOR</a></li> <li><a href="/wiki/Reserve_Bank_of_India#MIFOR_(Mumbai_Interbank_Forward_Offer_Rate)" title="Reserve Bank of India">Mumbai Interbank Forward Offer Rate - MIFOR</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Ratios</th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Capital_requirement" title="Capital requirement">Capital Adequacy Ratio - CAR</a></li> <li><a href="/wiki/Statutory_liquidity_ratio" title="Statutory liquidity ratio">Statutory Liquidity Ratio - SLR</a></li> <li><a href="/wiki/Reserve_requirement" title="Reserve requirement">Cash Reserve Ratio - CRR</a></li></ul> </div></td></tr></tbody></table><div></div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Regulators</th><td class="navbox-list-with-group navbox-list navbox-even" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Insurance_Regulatory_and_Development_Authority" title="Insurance Regulatory and Development Authority">Insurance - IRDAI</a></li> <li><a href="/wiki/Reserve_Bank_of_India" title="Reserve Bank of India">Banking - RBI</a></li> <li><a href="/wiki/SEBI" class="mw-redirect" title="SEBI">Securities - SEBI</a></li> <li><a href="/wiki/Insolvency_and_Bankruptcy_Board_of_India" title="Insolvency and Bankruptcy Board of India">Bankruptcy - IBBI</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Insolvency, <br /> bankruptcy and <br /> reconstruction</th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"></div><table class="nowraplinks navbox-subgroup" style="border-spacing:0"><tbody><tr><th scope="row" class="navbox-group" style="width:1%">Boards</th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Board_for_Industrial_and_Financial_Reconstruction" title="Board for Industrial and Financial Reconstruction">BIFR</a></li> <li><a href="/wiki/Insolvency_and_Bankruptcy_Board_of_India" title="Insolvency and Bankruptcy Board of India">IBBI</a></li> <li><a href="/wiki/Central_Registry_of_Securitisation_Asset_Reconstruction_and_Security_Interest" title="Central Registry of Securitisation Asset Reconstruction and Security Interest">CERSAI</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Legislation</th><td class="navbox-list-with-group navbox-list navbox-even" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Insolvency_and_Bankruptcy_Code,_2016" title="Insolvency and Bankruptcy Code, 2016">IBC</a></li> <li><a href="/wiki/Securitisation_and_Reconstruction_of_Financial_Assets_and_Enforcement_of_Security_Interest_Act,_2002" title="Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002">SARFESI Act</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Companies</th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/w/index.php?title=Asset_Reconstruction_Company_of_India_Limited&amp;action=edit&amp;redlink=1" class="new" title="Asset Reconstruction Company of India Limited (page does not exist)">ARCIL</a></li> <li><a href="/w/index.php?title=Edelweiss_Asset_Reconstruction_Company&amp;action=edit&amp;redlink=1" class="new" title="Edelweiss Asset Reconstruction Company (page does not exist)">Edelweiss ARC</a></li> <li><a href="/w/index.php?title=IIFCL_Asset_Management_Company_Limited&amp;action=edit&amp;redlink=1" class="new" title="IIFCL Asset Management Company Limited (page does not exist)">IAMCL</a></li></ul> </div></td></tr></tbody></table><div></div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Legislation</th><td class="navbox-list-with-group navbox-list navbox-even" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Banking_Regulation_Act,_1949" title="Banking Regulation Act, 1949">Banking Regulation Act, 1949</a></li> <li><a href="/wiki/Government_Securities_Act,_2006" title="Government Securities Act, 2006">Government Securities Act, 2006</a></li> <li><a href="/wiki/Insolvency_and_Bankruptcy_Code,_2016" title="Insolvency and Bankruptcy Code, 2016">IBC, 2016</a></li> <li><a href="/w/index.php?title=National_Bank_for_Financing_Infrastructure_and_Development_Bill,_2021&amp;action=edit&amp;redlink=1" class="new" title="National Bank for Financing Infrastructure and Development Bill, 2021 (page does not exist)">NaBFID, 2021</a></li> <li><a href="/wiki/Reserve_Bank_of_India_Act,_1934" title="Reserve Bank of India Act, 1934">RBI Act, 1934</a></li> <li><a href="/wiki/Securitisation_and_Reconstruction_of_Financial_Assets_and_Enforcement_of_Security_Interest_Act,_2002" title="Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002">SARFESI Act, 2002</a></li> <li><a href="/wiki/Income-tax_Act,_1961" class="mw-redirect" title="Income-tax Act, 1961">Income-tax Act, 1961</a></li> <li><a href="/wiki/Companies_Act,_2013" class="mw-redirect" title="Companies Act, 2013">Companies Act, 2013</a></li> <li><a href="/wiki/Insurance_Act,_1938" title="Insurance Act, 1938">Insurance Act, 1938</a></li> <li><a href="/wiki/Foreign_Exchange_Management_Act" title="Foreign Exchange Management Act">FEMA, 1999</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Tribunals</th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/National_Company_Law_Tribunal" title="National Company Law Tribunal">Company Law - NCLT</a></li> <li><a href="/wiki/National_Company_Law_Appellate_Tribunal" title="National Company Law Appellate Tribunal">Appellate - NCLAT</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Measures</th><td class="navbox-list-with-group navbox-list navbox-even" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Prompt_Corrective_Action" class="mw-redirect" title="Prompt Corrective Action">Prompt Corrective Action</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Other</th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Institute_of_Banking_Personnel_Selection" title="Institute of Banking Personnel Selection">Institute of Banking Personnel Selection</a></li> <li><a href="/wiki/Mumbai_Consensus" title="Mumbai Consensus">Mumbai Consensus</a></li></ul> </div></td></tr></tbody></table><div> </div></td></tr></tbody></table></div> <!-- NewPP limit report Parsed by mw‐web.codfw.main‐5cd4cd96d5‐4j8tq Cached time: 20241127013940 Cache expiry: 2592000 Reduced expiry: false Complications: [vary‐revision‐sha1, show‐toc] CPU time usage: 0.756 seconds Real time usage: 0.982 seconds Preprocessor visited node count: 3507/1000000 Post‐expand include size: 179526/2097152 bytes Template argument size: 3703/2097152 bytes Highest expansion depth: 16/100 Expensive parser function count: 5/500 Unstrip recursion depth: 1/20 Unstrip post‐expand size: 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