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browser to finish rendering before scrolling. setTimeout((function() { window.scrollTo(0, offset - 0) }), 0) } } }) </script><title data-rh="true">Chase Ultimate Rewards Transfer Partners: Guide 2024 | TIME Stamped</title><link data-rh="true" rel="canonical" href="https://time.com/personal-finance/article/chase-transfer-partners/"/><script data-rh="true" id="page-metadata">(function(data){window.Venus=window.Venus||{};window.Venus.pageMetadata=data;})({"title":"Chase Ultimate Rewards Transfer Partners: Guide 2024","description":"Chase Ultimate Rewards points are both lucrative and flexible. 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2024</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/best-capital-one-credit-cards/">Best Capital One Credit Cards</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/best-discover-credit-cards/">Best Discover Credit Cards</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/best-citi-credit-cards/">Best Citi Credit Cards</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/best-chase-credit-cards/">Best Chase Credit Cards</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/best-american-express-card/">Best Amex Credit Cards</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/best-mastercard-credit-cards/">Best Mastercard Credit Cards</a></li><li 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href="/personal-finance/article/what-is-apy/">What Is APY</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/types-of-savings-accounts/">Types of Savings Accounts</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/the-best-high-yield-savings-accounts/">Best High Yield Savings Accounts</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/best-business-savings-accounts/">Best Business Savings Accounts</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/best-student-savings-accounts/">Best Student Savings Accounts</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/best-savings-accounts-for-kids/">Best Savings Accounts for Kids</a></li></ul></section><section class="menu-section section__SectionBase-sc-fmx0k8-0 kvYbSB"><div class="section___StyledLabel-sc-fmx0k8-1 gGPlM"><button class="MuiButtonBase-root MuiIconButton-root MuiIconButton-sizeMedium sc-aXZVg bfATJZ css-1yxmbwk" tabindex="0" type="button" aria-label="back"><svg stroke="currentColor" fill="currentColor" stroke-width="0" viewBox="0 0 16 16" class="button___StyledBsChevronLeft-sc-12tiulk-0 cyuJxe" height="1em" width="1em" xmlns="http://www.w3.org/2000/svg"><path fill-rule="evenodd" d="M11.354 1.646a.5.5 0 010 .708L5.707 8l5.647 5.646a.5.5 0 01-.708.708l-6-6a.5.5 0 010-.708l6-6a.5.5 0 01.708 0z" clip-rule="evenodd"></path></svg></button><label class="menu-label">CDs</label></div><ul><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/what-is-a-certificate-of-deposit/">What Is A CD Account</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/best-cd-rates/">Best CD Rates</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/best-3-month-cd-rates/">Best 3-Month CD Rates</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/best-6-month-cd-rates/">Best 6-Month CD Rates</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/best-1-year-cd-rates/">Best 1-Year CD Rates</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/2-year-cd-rates/">Best 2-Year CD Rates</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/best-5-year-cd-rates/">Best 5-Year CD Rates</a></li></ul></section><section class="menu-section section__SectionBase-sc-fmx0k8-0 kvYbSB"><div class="section___StyledLabel-sc-fmx0k8-1 gGPlM"><button class="MuiButtonBase-root MuiIconButton-root MuiIconButton-sizeMedium sc-aXZVg bfATJZ 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clip-rule="evenodd"></path></svg></button><label class="menu-label">Banks</label></div><ul><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/u-s-bank-review/">U.S. Bank Review</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/cit-bank-review/">CIT Bank Review</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/chase-bank-review/">Chase Bank Review</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/capital-one-bank-review/">Capital One Bank Review</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/discover-bank-review/">Discover Bank Review</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/ally-bank-review/">Ally Bank Review</a></li><li 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href="/personal-finance/article/best-fast-personal-loans-for-quick-cash/">Best Quick Loans for Fast Cash</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/best-vacation-loans/">Best Vacation Loans</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/best-wedding-loans/">Best Wedding Loans</a></li></ul></section><section class="menu-section section__SectionBase-sc-fmx0k8-0 kvYbSB"><div class="section___StyledLabel-sc-fmx0k8-1 gGPlM"><button class="MuiButtonBase-root MuiIconButton-root MuiIconButton-sizeMedium sc-aXZVg bfATJZ css-1yxmbwk" tabindex="0" type="button" aria-label="back"><svg stroke="currentColor" fill="currentColor" stroke-width="0" viewBox="0 0 16 16" class="button___StyledBsChevronLeft-sc-12tiulk-0 cyuJxe" height="1em" width="1em" xmlns="http://www.w3.org/2000/svg"><path fill-rule="evenodd" d="M11.354 1.646a.5.5 0 010 .708L5.707 8l5.647 5.646a.5.5 0 01-.708.708l-6-6a.5.5 0 010-.708l6-6a.5.5 0 01.708 0z" clip-rule="evenodd"></path></svg></button><label class="menu-label">Student</label></div><ul><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/fafsa-requirements/">FAFSA Requirements</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/how-to-apply-for-student-loan-forgiveness/">Apply for Student Loan Forgiveness</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/subsidized-vs-unsubsidized-student-loans/">Subsidized vs Unsubsidized Student Loans</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/should-you-refinance-your-student-loan/">When to Refinance Student Loans</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/student-loan-interest-rates/">Best Student Loan Rates</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/best-private-student-loans/">Best Private Student Loans</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/best-student-loan-refinance-companies/">Best Student Loan Refinance Companies</a></li></ul></section><section class="menu-section section__SectionBase-sc-fmx0k8-0 kvYbSB"><div class="section___StyledLabel-sc-fmx0k8-1 gGPlM"><button class="MuiButtonBase-root MuiIconButton-root MuiIconButton-sizeMedium sc-aXZVg bfATJZ css-1yxmbwk" tabindex="0" type="button" aria-label="back"><svg stroke="currentColor" fill="currentColor" stroke-width="0" viewBox="0 0 16 16" class="button___StyledBsChevronLeft-sc-12tiulk-0 cyuJxe" height="1em" width="1em" xmlns="http://www.w3.org/2000/svg"><path fill-rule="evenodd" d="M11.354 1.646a.5.5 0 010 .708L5.707 8l5.647 5.646a.5.5 0 01-.708.708l-6-6a.5.5 0 010-.708l6-6a.5.5 0 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menu-item"><a href="/personal-finance/article/are-home-equity-loans-tax-deductible/">Is HELOC Interest Deductible</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/best-heloc-rates/">Best HELOC Rates</a></li></ul></section><section class="menu-section section__SectionBase-sc-fmx0k8-0 kvYbSB"><div class="section___StyledLabel-sc-fmx0k8-1 gGPlM"><button class="MuiButtonBase-root MuiIconButton-root MuiIconButton-sizeMedium sc-aXZVg bfATJZ css-1yxmbwk" tabindex="0" type="button" aria-label="back"><svg stroke="currentColor" fill="currentColor" stroke-width="0" viewBox="0 0 16 16" class="button___StyledBsChevronLeft-sc-12tiulk-0 cyuJxe" height="1em" width="1em" xmlns="http://www.w3.org/2000/svg"><path fill-rule="evenodd" d="M11.354 1.646a.5.5 0 010 .708L5.707 8l5.647 5.646a.5.5 0 01-.708.708l-6-6a.5.5 0 010-.708l6-6a.5.5 0 01.708 0z" clip-rule="evenodd"></path></svg></button><label class="menu-label"><a 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width="1em" xmlns="http://www.w3.org/2000/svg"><path fill-rule="evenodd" d="M11.354 1.646a.5.5 0 010 .708L5.707 8l5.647 5.646a.5.5 0 01-.708.708l-6-6a.5.5 0 010-.708l6-6a.5.5 0 01.708 0z" clip-rule="evenodd"></path></svg></button><label class="menu-label">Home</label></div><ul><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/what-is-renters-insurance/">What Is Renters Insurance</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/do-you-need-home-warranty/">Do You Need Home Warranty</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/best-renters-insurance/">Best Renters Insurance Companies</a></li></ul></section><section class="menu-section section__SectionBase-sc-fmx0k8-0 kvYbSB"><div class="section___StyledLabel-sc-fmx0k8-1 gGPlM"><button class="MuiButtonBase-root MuiIconButton-root MuiIconButton-sizeMedium sc-aXZVg bfATJZ css-1yxmbwk" tabindex="0" type="button" aria-label="back"><svg stroke="currentColor" fill="currentColor" stroke-width="0" viewBox="0 0 16 16" class="button___StyledBsChevronLeft-sc-12tiulk-0 cyuJxe" height="1em" width="1em" xmlns="http://www.w3.org/2000/svg"><path fill-rule="evenodd" d="M11.354 1.646a.5.5 0 010 .708L5.707 8l5.647 5.646a.5.5 0 01-.708.708l-6-6a.5.5 0 010-.708l6-6a.5.5 0 01.708 0z" clip-rule="evenodd"></path></svg></button><label class="menu-label">Life</label></div><ul><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/types-of-life-insurance/">Types of Life Insurance</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/what-is-whole-life-insurance/">Whole Life Insurance</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/what-is-term-life-insurance/">Term Life Insurance</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/what-is-universal-life-insurance/">Universal Life Insurance</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/term-vs-whole-life-insurance/">Term vs Whole Life Insurance</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/term-vs-permanent-life-insurance/">Term vs Permanent Life Insurance</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/best-life-insurance-companies/">Best Life Insurance Companies</a></li></ul></section><section class="menu-section section__SectionBase-sc-fmx0k8-0 kvYbSB"><div class="section___StyledLabel-sc-fmx0k8-1 gGPlM"><button class="MuiButtonBase-root MuiIconButton-root MuiIconButton-sizeMedium sc-aXZVg bfATJZ css-1yxmbwk" tabindex="0" type="button" aria-label="back"><svg stroke="currentColor" fill="currentColor" stroke-width="0" viewBox="0 0 16 16" class="button___StyledBsChevronLeft-sc-12tiulk-0 cyuJxe" height="1em" width="1em" xmlns="http://www.w3.org/2000/svg"><path fill-rule="evenodd" d="M11.354 1.646a.5.5 0 010 .708L5.707 8l5.647 5.646a.5.5 0 01-.708.708l-6-6a.5.5 0 010-.708l6-6a.5.5 0 01.708 0z" clip-rule="evenodd"></path></svg></button><label class="menu-label">Pet</label></div><ul><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/is-pet-insurance-worth-it/">What Is Pet Insurance</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/what-is-the-cost-of-pet-insurance/">How Much Is Pet Insurance</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/best-pet-insurance/">Best Pet Insurance Companies</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/best-pet-insurance-for-multiple-pets/">Best Pet Insurance for Multiple Pets</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/pet-wellness-plans/">Pet Wellness Plans</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/pet-dental-insurance/">Best Pet Dental Insurance</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/lemonade-insurance-review/">Lemonade Insurance Review</a></li></ul></section><section class="menu-section section__SectionBase-sc-fmx0k8-0 kvYbSB"><div class="section___StyledLabel-sc-fmx0k8-1 gGPlM"><button class="MuiButtonBase-root MuiIconButton-root MuiIconButton-sizeMedium sc-aXZVg bfATJZ css-1yxmbwk" tabindex="0" type="button" aria-label="back"><svg stroke="currentColor" fill="currentColor" stroke-width="0" viewBox="0 0 16 16" class="button___StyledBsChevronLeft-sc-12tiulk-0 cyuJxe" height="1em" width="1em" xmlns="http://www.w3.org/2000/svg"><path fill-rule="evenodd" d="M11.354 1.646a.5.5 0 010 .708L5.707 8l5.647 5.646a.5.5 0 01-.708.708l-6-6a.5.5 0 010-.708l6-6a.5.5 0 01.708 0z" clip-rule="evenodd"></path></svg></button><label class="menu-label">Travel</label></div><ul><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/what-is-travel-insurance/">What Is Travel Insurance</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/how-much-is-travel-insurance/">How Much Is Travel Insurance</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/best-travel-insurance-companies/">Best Travel Insurance Companies</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/best-travel-insurance-for-seniors/">Best Travel Insurance for Seniors</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/best-cfar-travel-insurance/">Best CFAR Travel Insurance</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/best-cruise-travel-insurance/">Best Cruise Travel Insurance</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/travelers-insurance-review/">Travelers Insurance Review</a></li></ul></section><section class="menu-section section__SectionBase-sc-fmx0k8-0 kvYbSB"><div class="section___StyledLabel-sc-fmx0k8-1 gGPlM"><button class="MuiButtonBase-root MuiIconButton-root MuiIconButton-sizeMedium sc-aXZVg bfATJZ css-1yxmbwk" tabindex="0" type="button" aria-label="back"><svg stroke="currentColor" fill="currentColor" stroke-width="0" viewBox="0 0 16 16" class="button___StyledBsChevronLeft-sc-12tiulk-0 cyuJxe" height="1em" width="1em" 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189.28 75.93 89.21c-12.28-12.28-32.19-12.28-44.48 0L9.21 111.45c-12.28 12.28-12.28 32.19 0 44.48L109.28 256 9.21 356.07c-12.28 12.28-12.28 32.19 0 44.48l22.24 22.24c12.28 12.28 32.2 12.28 44.48 0L176 322.72l100.07 100.07c12.28 12.28 32.2 12.28 44.48 0l22.24-22.24c12.28-12.28 12.28-32.19 0-44.48L242.72 256z"></path></svg></span></button></div><div class="desktop-drawer__SectionWrapper-sc-3qwbjs-3 cyLWXH"><div class="desktop-drawer__Hideable-sc-3qwbjs-1 desktop-drawer__Section-sc-3qwbjs-5 kLtgsy eMNdJy"><div class="list__Container-sc-1xu0ja5-0 iqJrft"><h3 class="list__Header-sc-1xu0ja5-1 TUAWb menu-section-title">Earn money</h3><ul><li><a alt="Passive Income Ideas" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/passive-income-ideas/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Passive Income Ideas</span></div></a></li><li><a alt="How to Make Money Fast" class="list-item__Link-sc-1om8alm-0 dEAiPb" 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fmzLYm"><span>What Is A Fair Credit Score</span></div></a></li><li><a alt="What Is A Good Credit Score" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/what-is-a-good-credit-score/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>What Is A Good Credit Score</span></div></a></li><li><a alt="How to Improve Credit Score" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/how-to-improve-your-credit-score-fast/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>How to Improve Credit Score</span></div></a></li><li><a alt="Credit Score to Buy A House" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/what-credit-score-do-i-need-to-buy-a-house/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Credit Score to Buy A House</span></div></a></li><li><a alt="Credit Score to Buy A Car" class="list-item__Link-sc-1om8alm-0 dEAiPb" 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class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>How to Reduce Taxable Income</span></div></a></li><li><a alt="Donation Tax Deduction" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/maximize-tax-savings-tax-deductible-donations/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Donation Tax Deduction</span></div></a></li><li><a alt="Best Tax Preparation Software" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-tax-preparation-software/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Tax Preparation Software</span></div></a></li></ul></div></div><div class="desktop-drawer__Hideable-sc-3qwbjs-1 desktop-drawer__Section-sc-3qwbjs-5 kLtgsy eMNdJy"><div class="list__Container-sc-1xu0ja5-0 iqJrft"><h3 class="list__Header-sc-1xu0ja5-1 TUAWb menu-section-title">Rewards</h3><ul><li><a alt="Best Rewards Credit Cards" class="list-item__Link-sc-1om8alm-0 dEAiPb" 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class="list__Header-sc-1xu0ja5-1 TUAWb menu-section-title">Business</h3><ul><li><a alt="Best Business Credit Cards" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-business-credit-cards/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Business Credit Cards</span></div></a></li><li><a alt="Best Small Business Credit Cards" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-small-business-credit-cards/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Small Business Credit Cards</span></div></a></li><li><a alt="Amex Business Platinum vs. Chase Business Ink Preferred" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/amex-business-platinum-vs-chase-ink-preferred/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Amex Business Platinum vs. Chase Business Ink Preferred</span></div></a></li><li><a alt="Capital One Spark Cash Plus vs. Ink Business Cash" 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Review</span></div></a></li><li><a alt="Amex Blue Cash Everyday Review" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/amex-blue-cash-everyday-review/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Amex Blue Cash Everyday Review</span></div></a></li><li><a alt="Citi Custom Cash Review" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/citi-custom-cash-card-review/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Citi Custom Cash Review</span></div></a></li></ul></div><div class="list__Container-sc-1xu0ja5-0 iqJrft"><h3 class="list__Header-sc-1xu0ja5-1 TUAWb menu-section-title">Build Credit</h3><ul><li><a alt="Best No Annual Fee Credit Cards " class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-credit-cards-no-annual-fee/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best No Annual Fee Credit Cards </span></div></a></li><li><a alt="Best Credit Cards for Beginners" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/credit-cards-for-beginners/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Credit Cards for Beginners</span></div></a></li><li><a alt="Best Unsecured Cards for Bad Credit" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/unsecured-credit-cards-bad-credit/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Unsecured Cards for Bad Credit</span></div></a></li><li><a alt="Best Secured Credit Cards" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-secured-credit-cards/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Secured Credit Cards</span></div></a></li><li><a alt="Best Credit Cards for Bad Credit" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-credit-cards-for-bad-credit/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Credit Cards for Bad Credit</span></div></a></li><li><a alt="Best Credit Cards for Fair Credit" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-credit-cards-for-fair-credit/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Credit Cards for Fair Credit</span></div></a></li><li><a alt="Best Credit Cards for Students " class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-credit-cards-for-students/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Credit Cards for Students </span></div></a></li></ul></div><div class="list__Container-sc-1xu0ja5-0 iqJrft"><h3 class="list__Header-sc-1xu0ja5-1 TUAWb menu-section-title">Issuers/Networks</h3><ul><li><a alt="Best Credit Cards in 2024" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/the-best-credit-cards/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Credit Cards in 2024</span></div></a></li><li><a alt="Best Capital One Credit Cards" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-capital-one-credit-cards/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Capital One Credit Cards</span></div></a></li><li><a alt="Best Discover Credit Cards" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-discover-credit-cards/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Discover Credit Cards</span></div></a></li><li><a alt="Best Citi Credit Cards" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-citi-credit-cards/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Citi Credit Cards</span></div></a></li><li><a alt="Best Chase Credit Cards" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-chase-credit-cards/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Chase Credit Cards</span></div></a></li><li><a alt="Best Amex Credit Cards" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-american-express-card/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Amex Credit Cards</span></div></a></li><li><a alt="Best Mastercard Credit Cards" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-mastercard-credit-cards/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Mastercard Credit Cards</span></div></a></li><li><a alt="Best Visa Credit Cards" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-visa-credit-cards/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Visa Credit Cards</span></div></a></li></ul></div></div><div class="desktop-drawer__Hideable-sc-3qwbjs-1 desktop-drawer__Section-sc-3qwbjs-5 kLtgsy eMNdJy"><div class="list__Container-sc-1xu0ja5-0 iqJrft"><h3 class="list__Header-sc-1xu0ja5-1 TUAWb menu-section-title">Checking</h3><ul><li><a alt="How Many 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fmzLYm"><span>Best Rewards Checking Accounts</span></div></a></li><li><a alt="Best Business Checking Accounts" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-business-checking-accounts/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Business Checking Accounts</span></div></a></li><li><a alt="Best Joint Checking Accounts" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-joint-checking-accounts/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Joint Checking Accounts</span></div></a></li><li><a alt="Best Prepaid Debit Cards" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-prepaid-debit-cards/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Prepaid Debit Cards</span></div></a></li></ul></div><div class="list__Container-sc-1xu0ja5-0 iqJrft"><h3 class="list__Header-sc-1xu0ja5-1 TUAWb menu-section-title">Savings</h3><ul><li><a alt="What Is A Savings Account" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/what-is-a-savings-account/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>What Is A Savings Account</span></div></a></li><li><a alt="What Is APY" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/what-is-apy/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>What Is APY</span></div></a></li><li><a alt="Types of Savings Accounts" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/types-of-savings-accounts/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Types of Savings Accounts</span></div></a></li><li><a alt="Best High Yield Savings Accounts" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/the-best-high-yield-savings-accounts/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best High Yield Savings Accounts</span></div></a></li><li><a alt="Best Business Savings Accounts" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-business-savings-accounts/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Business Savings Accounts</span></div></a></li><li><a alt="Best Student Savings Accounts" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-student-savings-accounts/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Student Savings Accounts</span></div></a></li><li><a alt="Best Savings Accounts for Kids" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-savings-accounts-for-kids/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Savings Accounts for Kids</span></div></a></li></ul></div><div class="list__Container-sc-1xu0ja5-0 iqJrft"><h3 class="list__Header-sc-1xu0ja5-1 TUAWb menu-section-title">CDs</h3><ul><li><a alt="What Is A CD Account" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/what-is-a-certificate-of-deposit/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>What Is A CD Account</span></div></a></li><li><a alt="Best CD Rates" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-cd-rates/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best CD Rates</span></div></a></li><li><a alt="Best 3-Month CD Rates" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-3-month-cd-rates/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best 3-Month CD Rates</span></div></a></li><li><a alt="Best 6-Month CD Rates" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-6-month-cd-rates/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best 6-Month CD Rates</span></div></a></li><li><a alt="Best 1-Year CD Rates" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-1-year-cd-rates/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best 1-Year CD Rates</span></div></a></li><li><a alt="Best 2-Year CD Rates" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/2-year-cd-rates/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best 2-Year CD Rates</span></div></a></li><li><a alt="Best 5-Year CD Rates" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-5-year-cd-rates/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best 5-Year CD Rates</span></div></a></li></ul></div><div class="list__Container-sc-1xu0ja5-0 iqJrft"><h3 class="list__Header-sc-1xu0ja5-1 TUAWb menu-section-title">Money Market</h3><ul><li><a alt="What Is A Money Market Account" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/what-is-a-money-market-account/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>What Is A Money Market Account</span></div></a></li><li><a alt="Money Market vs CD" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/money-market-vs-cd/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Money Market vs CD</span></div></a></li><li><a alt="Best Money Market Accounts" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-money-market-accounts/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Money Market Accounts</span></div></a></li><li><a alt="Business Money Market Accounts" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/business-money-market-accounts/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Business Money Market Accounts</span></div></a></li><li><a alt="Best Jumbo Money Market Rates" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-jumbo-money-market-rates/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Jumbo Money Market Rates</span></div></a></li></ul></div><div class="list__Container-sc-1xu0ja5-0 iqJrft"><h3 class="list__Header-sc-1xu0ja5-1 TUAWb menu-section-title">Banks</h3><ul><li><a alt="U.S. Bank Review" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/u-s-bank-review/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>U.S. Bank Review</span></div></a></li><li><a alt="CIT Bank Review" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/cit-bank-review/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>CIT Bank Review</span></div></a></li><li><a alt="Chase Bank Review" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/chase-bank-review/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Chase Bank Review</span></div></a></li><li><a alt="Capital One Bank Review" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/capital-one-bank-review/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Capital One Bank Review</span></div></a></li><li><a alt="Discover Bank Review" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/discover-bank-review/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Discover Bank Review</span></div></a></li><li><a alt="Ally Bank Review" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/ally-bank-review/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Ally Bank Review</span></div></a></li><li><a alt="PNC Bank Review" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/pnc-bank-review/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>PNC Bank Review</span></div></a></li><li><a alt="Bask Bank Review" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/bask-bank-review/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Bask Bank Review</span></div></a></li><li><a alt="Axos Bank Review" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/axos-bank-review/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Axos Bank Review</span></div></a></li></ul></div></div><div class="desktop-drawer__Hideable-sc-3qwbjs-1 desktop-drawer__Section-sc-3qwbjs-5 kLtgsy eMNdJy"><div class="list__Container-sc-1xu0ja5-0 iqJrft"><h3 class="list__Header-sc-1xu0ja5-1 TUAWb menu-section-title">Personal</h3><ul><li><a alt="Best Banks for Personal Loans" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-banks-for-personal-loans/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Banks for Personal Loans</span></div></a></li><li><a alt="Best Loans for Bad Credit" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-bad-credit-loans/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Loans for Bad Credit</span></div></a></li><li><a alt="Best Debt Consolidation Loans" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-debt-consolidation-loans/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Debt Consolidation Loans</span></div></a></li><li><a alt="Best Quick Loans for Fast Cash" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-fast-personal-loans-for-quick-cash/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Quick Loans for Fast Cash</span></div></a></li><li><a alt="Best Vacation Loans" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-vacation-loans/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Vacation Loans</span></div></a></li><li><a alt="Best Wedding Loans" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-wedding-loans/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Wedding Loans</span></div></a></li></ul></div><div class="list__Container-sc-1xu0ja5-0 iqJrft"><h3 class="list__Header-sc-1xu0ja5-1 TUAWb menu-section-title">Student</h3><ul><li><a alt="FAFSA Requirements" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/fafsa-requirements/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>FAFSA Requirements</span></div></a></li><li><a alt="Apply for Student Loan Forgiveness" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/how-to-apply-for-student-loan-forgiveness/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Apply for Student Loan Forgiveness</span></div></a></li><li><a alt="Subsidized vs Unsubsidized Student Loans" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/subsidized-vs-unsubsidized-student-loans/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Subsidized vs Unsubsidized Student Loans</span></div></a></li><li><a alt="When to Refinance Student Loans" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/should-you-refinance-your-student-loan/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>When to Refinance Student Loans</span></div></a></li><li><a alt="Best Student Loan Rates" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/student-loan-interest-rates/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Student Loan Rates</span></div></a></li><li><a alt="Best Private Student Loans" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-private-student-loans/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Private Student Loans</span></div></a></li><li><a alt="Best Student Loan Refinance Companies" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-student-loan-refinance-companies/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Student Loan Refinance Companies</span></div></a></li></ul></div><div class="list__Container-sc-1xu0ja5-0 iqJrft"><h3 class="list__Header-sc-1xu0ja5-1 TUAWb menu-section-title">Auto</h3><ul><li><a alt="How Much Should My Car Payment Be" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/how-much-should-my-car-payment-be/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>How Much Should My Car Payment Be</span></div></a></li><li><a alt="How to Get a Preapproved Car Loan" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/how-to-get-a-preapproved-car-loan/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>How to Get a Preapproved Car Loan</span></div></a></li><li><a alt="How to Lower Your Car Payment" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/how-to-lower-your-car-payment/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>How to Lower Your Car Payment</span></div></a></li><li><a alt="How to Refinance a Car Loan" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/how-to-refinance-a-car-loan/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>How to Refinance a Car Loan</span></div></a></li><li><a alt="Best Auto Loan Rates &amp; Lenders" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-auto-loan-rates-and-lenders/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Auto Loan Rates &amp; Lenders</span></div></a></li><li><a alt="Best Auto Refinance Companies" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-auto-loan-refinance-lenders/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Auto Refinance Companies</span></div></a></li><li><a alt="Bad Credit Auto Loans" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/bad-credit-auto-loans/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Bad Credit Auto Loans</span></div></a></li></ul></div><div class="list__Container-sc-1xu0ja5-0 iqJrft"><h3 class="list__Header-sc-1xu0ja5-1 TUAWb menu-section-title">LOC/HELOC</h3><ul><li><a alt="What Is a Line of Credit" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/what-is-a-line-of-credit-and-how-does-it-work/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>What Is a Line of Credit</span></div></a></li><li><a alt="What Is a Home Equity Line of Credit" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/home-equity-loan/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>What Is a Home Equity Line of Credit</span></div></a></li><li><a alt="HELOC Requirements" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/home-equity-loan-or-heloc-requirements/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>HELOC Requirements</span></div></a></li><li><a alt="Home Equity Loan vs HELOC" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/home-equity-loan-vs-heloc/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Home Equity Loan vs HELOC</span></div></a></li><li><a alt="Heloc on Investment Property" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/heloc-on-investment-property/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Heloc on Investment Property</span></div></a></li><li><a alt="Is HELOC Interest Deductible" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/are-home-equity-loans-tax-deductible/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Is HELOC Interest Deductible</span></div></a></li><li><a alt="Best HELOC Rates" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-heloc-rates/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best HELOC Rates</span></div></a></li></ul></div></div><div class="desktop-drawer__Hideable-sc-3qwbjs-1 desktop-drawer__Section-sc-3qwbjs-5 kLtgsy eMNdJy"><div class="list__Container-sc-1xu0ja5-0 iqJrft"><h3 class="list__Header-sc-1xu0ja5-1 TUAWb menu-section-title">Car</h3><ul><li><a alt="Diminished Value Claim" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/deminished-value-claim/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Diminished Value Claim</span></div></a></li><li><a alt="RV Insurance" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/rv-insurance-guide/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>RV Insurance</span></div></a></li><li><a alt="After A Hit And Run Accident" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/what-to-do-after-a-hit-and-run-car-accident/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>After A Hit And Run Accident</span></div></a></li><li><a alt="Car Insurance Deductible" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/what-is-a-car-insurance-deductible/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Car Insurance Deductible</span></div></a></li><li><a alt="Liability vs Full Coverage Car Insurance" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/liability-only-vs-full-coverage-car-insurance/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Liability vs Full Coverage Car Insurance</span></div></a></li><li><a alt="How to Get Car Insurance" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/how-to-get-car-insurance/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>How to Get Car Insurance</span></div></a></li><li><a alt="Best Car Insurance Companies" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-car-insurance-companies/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Car Insurance Companies</span></div></a></li></ul></div></div><div class="desktop-drawer__Hideable-sc-3qwbjs-1 desktop-drawer__Section-sc-3qwbjs-5 kLtgsy eMNdJy"><div class="list__Container-sc-1xu0ja5-0 iqJrft"><h3 class="list__Header-sc-1xu0ja5-1 TUAWb menu-section-title">Home</h3><ul><li><a alt="What Is Renters Insurance" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/what-is-renters-insurance/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>What Is Renters Insurance</span></div></a></li><li><a alt="Do You Need Home Warranty" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/do-you-need-home-warranty/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Do You Need Home Warranty</span></div></a></li><li><a alt="Best Renters Insurance Companies" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-renters-insurance/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Renters Insurance Companies</span></div></a></li></ul></div><div class="list__Container-sc-1xu0ja5-0 iqJrft"><h3 class="list__Header-sc-1xu0ja5-1 TUAWb menu-section-title">Life</h3><ul><li><a alt="Types of Life Insurance" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/types-of-life-insurance/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Types of Life Insurance</span></div></a></li><li><a alt="Whole Life Insurance" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/what-is-whole-life-insurance/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Whole Life Insurance</span></div></a></li><li><a alt="Term Life Insurance" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/what-is-term-life-insurance/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Term Life Insurance</span></div></a></li><li><a alt="Universal Life Insurance" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/what-is-universal-life-insurance/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Universal Life Insurance</span></div></a></li><li><a alt="Term vs Whole Life Insurance" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/term-vs-whole-life-insurance/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Term vs Whole Life Insurance</span></div></a></li><li><a alt="Term vs Permanent Life Insurance" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/term-vs-permanent-life-insurance/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Term vs Permanent Life Insurance</span></div></a></li><li><a alt="Best Life Insurance Companies" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-life-insurance-companies/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Life Insurance Companies</span></div></a></li></ul></div><div class="list__Container-sc-1xu0ja5-0 iqJrft"><h3 class="list__Header-sc-1xu0ja5-1 TUAWb menu-section-title">Pet</h3><ul><li><a alt="What Is Pet Insurance" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/is-pet-insurance-worth-it/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>What Is Pet Insurance</span></div></a></li><li><a alt="How Much Is Pet Insurance" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/what-is-the-cost-of-pet-insurance/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>How Much Is Pet Insurance</span></div></a></li><li><a alt="Best Pet Insurance Companies" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-pet-insurance/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Pet Insurance Companies</span></div></a></li><li><a alt="Best Pet Insurance for Multiple Pets" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-pet-insurance-for-multiple-pets/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Pet Insurance for Multiple Pets</span></div></a></li><li><a alt="Pet Wellness Plans" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/pet-wellness-plans/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Pet Wellness Plans</span></div></a></li><li><a alt="Best Pet Dental Insurance" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/pet-dental-insurance/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Pet Dental Insurance</span></div></a></li><li><a alt="Lemonade Insurance Review" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/lemonade-insurance-review/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Lemonade Insurance Review</span></div></a></li></ul></div><div class="list__Container-sc-1xu0ja5-0 iqJrft"><h3 class="list__Header-sc-1xu0ja5-1 TUAWb menu-section-title">Travel</h3><ul><li><a alt="What Is Travel Insurance" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/what-is-travel-insurance/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>What Is Travel Insurance</span></div></a></li><li><a alt="How Much Is Travel Insurance" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/how-much-is-travel-insurance/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>How Much Is Travel Insurance</span></div></a></li><li><a alt="Best Travel Insurance Companies" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-travel-insurance-companies/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Travel Insurance Companies</span></div></a></li><li><a alt="Best Travel Insurance for Seniors" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-travel-insurance-for-seniors/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Travel Insurance for Seniors</span></div></a></li><li><a alt="Best CFAR Travel Insurance" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-cfar-travel-insurance/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best CFAR Travel Insurance</span></div></a></li><li><a alt="Best Cruise Travel Insurance" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-cruise-travel-insurance/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Cruise Travel Insurance</span></div></a></li><li><a alt="Travelers Insurance Review" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/travelers-insurance-review/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Travelers Insurance Review</span></div></a></li></ul></div></div><div class="desktop-drawer__Hideable-sc-3qwbjs-1 desktop-drawer__Section-sc-3qwbjs-5 kLtgsy eMNdJy"><div class="list__Container-sc-1xu0ja5-0 iqJrft"><h3 class="list__Header-sc-1xu0ja5-1 TUAWb menu-section-title">Trade</h3><ul><li><a alt="How Do Savings Bonds Work" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/savings-bonds-guide/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>How Do Savings Bonds Work</span></div></a></li><li><a alt="ETFs vs Stocks" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/stocks-vs-etfs/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>ETFs vs Stocks</span></div></a></li><li><a alt="Best Online Brokers" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-online-brokers/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Online Brokers</span></div></a></li><li><a alt="Best Investing Apps" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-investing-apps/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Investing Apps</span></div></a></li><li><a alt="Best Index Funds" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-index-funds/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Index Funds</span></div></a></li><li><a alt="Robinhood Review" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/robinhood-review/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Robinhood Review</span></div></a></li><li><a alt="J.P. Morgan Review" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/jp-morgan-investing-review/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>J.P. Morgan Review</span></div></a></li></ul></div><div class="list__Container-sc-1xu0ja5-0 iqJrft"><h3 class="list__Header-sc-1xu0ja5-1 TUAWb menu-section-title">Retirement</h3><ul><li><a alt="How to Plan for Retirement" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/how-to-plan-for-retirement/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>How to Plan for Retirement</span></div></a></li><li><a alt="What Is A Roth 401(k)" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/what-is-a-roth-401-k/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>What Is A Roth 401(k)</span></div></a></li><li><a alt="Average 401(k) Return" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/average-return-rate-on-401k/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Average 401(k) Return</span></div></a></li><li><a alt="What Is a Backdoor Roth IRA" class="list-item__Link-sc-1om8alm-0 dEAiPb" 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class="MuiBreadcrumbs-li"><a class="link" href="/personal-finance/category/credit-cards/">Credit Cards</a></li></ol></nav><h1 class="hero___StyledH-sc-1ah6dyf-2 eufWfI">A Complete Guide to Chase Airline and Hotel Transfer Partners: Redeem and Maximize Value</h1></div><div class="hero___StyledDiv2-sc-1ah6dyf-3 jppBqK"><div data-gatsby-image-wrapper="" class="gatsby-image-wrapper gatsby-image-wrapper-constrained hero__Image-sc-1ah6dyf-0 fjeKhV"><div style="max-width:909px;display:block"><img alt="" role="presentation" aria-hidden="true" src="data:image/svg+xml;charset=utf-8,%3Csvg%20height=&#x27;548&#x27;%20width=&#x27;909&#x27;%20xmlns=&#x27;http://www.w3.org/2000/svg&#x27;%20version=&#x27;1.1&#x27;%3E%3C/svg%3E" style="max-width:100%;display:block;position:static"/></div><div aria-hidden="true" data-placeholder-image="" style="opacity:1;transition:opacity 500ms linear;background-color:#e8e8e8;position:absolute;top:0;left:0;bottom:0;right:0"></div><picture><source type="image/webp" 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class="image-credit___StyledDiv-sc-19n6y7h-0 fsbWzQ image-credit">iStock</div></div></main></div></div><div class="MuiPaper-root MuiPaper-elevation MuiPaper-rounded MuiPaper-elevation0 default-layout__Paper-sc-16blu7k-2 hBinPW css-zmnxdm"><div class="default-layout__Container-sc-16blu7k-3 jkivry"><main class="default-layout__Main-sc-16blu7k-1 fTECoJ"><div class="article-template___StyledDiv-sc-53h2j6-0 gQgIsO"><div class="sc-ddjGPC bQPEoy"><div class="mdx-styled-renderer___StyledDiv-sc-1occper-0 mUBHZ"><div class="MuiPaper-root MuiPaper-elevation MuiPaper-rounded MuiPaper-elevation0 text-block__Paper-sc-lt00f8-0 fmvTfJ text-block__TextBlock-sc-1jvm6pm-0 jxoTFa alt-editors-note css-zmnxdm"><p>Our evaluations and opinions are not influenced by our advertising relationships, but we may earn a commission from our partners’ links. This content is created by TIME Stamped, under TIME’s direction and produced in accordance with TIME’s editorial guidelines and overseen by TIME’s editorial staff. <a href="https://time.com/longform/about-time/" target="_self" rel="alternate">Learn more about it</a>.</p></div></div><div class="article-details___StyledDiv-sc-iyfyqp-2 cHOVSZ"><div class="article-details__AuthorContainer-sc-iyfyqp-1 jbhuiS"><div class="article-details___StyledDiv2-sc-iyfyqp-3 csKPLZ"><span class="article-details___StyledSpan-sc-iyfyqp-4 iUjgwn"><div class="author author__AuthorBlock-sc-1p9suag-0 article-details__AuthorBlock-sc-iyfyqp-0 fOCth bJMeeh"><div class="name"><span role="link" tabindex="0"><span class="label-prefix">by<!-- --> </span><a href="/personal-finance/author/holly-johnson/">Holly Johnson</a></span></div></div><a title="Holly Johnson X account" aria-label="Go to Holly Johnson X account" class="article-details___StyledExternalLink-sc-iyfyqp-5 kKQLGV" href="https://x.com/ClubThrifty" target="_blank" rel="nofollow"><svg xmlns="http://www.w3.org/2000/svg" width="15" height="15" fill="none" aria-hidden="true" viewBox="0 0 1200 1227" class="article-details___StyledFaTwitter-sc-iyfyqp-6 bvGzmI"><path fill="#000" d="M714.163 519.284 1160.89 0h-105.86L667.137 450.887 357.328 0H0l468.492 681.821L0 1226.37h105.866l409.625-476.152 327.181 476.152H1200L714.137 519.284zM569.165 687.828l-47.468-67.894-377.686-540.24h162.604l304.797 435.991 47.468 67.894 396.2 566.721H892.476L569.165 687.854z"></path></svg></a></span></div><div class="sc-bypJrT hhqlYB display-date"><span><span class="label-prefix">updated:<!-- --> </span><span>March 11, 2024</span></span></div></div></div><div class="mdx-styled-renderer___StyledDiv-sc-1occper-0 mUBHZ sc-dSCufp hVIXKq"><p>If you&#x27;re looking for a travel credit card that offers ultimate flexibility when it comes to redeeming rewards, you&#x27;ll want to learn all you can about credit cards that earn Chase Ultimate Rewards points. Points in this program are easy to earn with a range of popular travel credit cards that offer generous sign-up bonuses, lucrative rewards bonus categories and easy-to-use cardholder perks. From there, you can actually cash in your rewards for travel and a range of other options based on your needs.</p> <p>While redeeming for cash back will only get you one cent per point in value, Chase Ultimate Rewards are worth 1.25 cents each with the Chase Sapphire Preferred® and 1.5 cents each with the <span class="quidget__Container-sc-1i4ka6a-0 bIxih"><span class="sh-quidget-markup" data-rate-name="Chase Sapphire Reserve(R)" data-content="{*credit_card_id*:*4048084*,*field*:*card_name*,*api*:*cc*}">card_name</span></span> when redeemed for travel through Chase. More importantly, Chase Ultimate Rewards points can be transferred to 14 unique Chase airline and hotel partners on a 1:1 basis, which helps you secure an even greater value for each point you redeem.</p> <p>While there are situations where using your points to book travel through the Chase portal can be a good value, you may get as much as 2 cents per point in value (and often more) if you get the hang of transferring your points to Chase partners instead. This guide will break down the 14 Chase airline and hotel partners and basic details of each program while explaining the ins and outs of transferring points to get maximum value.</p> <h2 id="chase-ultimate-rewards-transfer-partners">Chase Ultimate Rewards transfer partners</h2> <p>Chase transfer partners are easier to understand than some other flexible programs since all points transfer at a 1:1 ratio in increments of 1,000. This means you can turn 1,000 Chase points into 1,000 airline miles or 1,000 hotel points with any of the programs below.</p> <p>Here&#x27;s a listing of all the Chase transfer partners you gain access to with the right Chase credit card:</p> <p>Chase airline partners:</p> <ul> <li>Aer Lingus AerClub</li> <li>Air Canada Aeroplan</li> <li>Air France (Flying Blue)</li> <li>British Airways Executive Club</li> <li>Emirates Skywards</li> <li>Iberia Plus</li> <li>JetBlue TrueBlue</li> <li>Singapore Airlines KrisFlyer</li> <li>Southwest Airlines Rapid Rewards</li> <li>United MileagePlus</li> <li>Virgin Atlantic Flying Club</li> </ul> <p>Chase hotel partners:</p> <ul> <li>IHG One Rewards</li> <li>Marriott Bonvoy</li> <li>World of Hyatt</li> </ul> <h2 id="airline-transfer-partners">Airline transfer partners</h2> <p>Here&#x27;s a summary of each Chase airline partner you can use and an overview of how their programs work.</p> <h3>Aer Lingus AerClub</h3> <p>Aer Lingus AerClub offers a travel rewards currency called Avios, which you can use to book award flights from the United States to Europe and elsewhere. While not officially part of the oneworld alliance, this program can be used to fly with partner airlines like British Airways and Iberia as well, paving the way for even more redemption options.</p> <p>While awards vary with the program, you may be able to use as little as 4,000 Avios to fly from Dublin, Ireland to Paris, France, or as little as 16,250 Avios to fly from San Francisco, California to Dublin, Ireland in either direction.</p> <div data-gatsby-image-wrapper="" style="display:flex" class="gatsby-image-wrapper gatsby-image-wrapper-constrained sc-kdBSHD fgKorP"><div style="max-width:468px;display:block"><img alt="" role="presentation" aria-hidden="true" src="data:image/svg+xml;charset=utf-8,%3Csvg%20height=&#x27;265&#x27;%20width=&#x27;468&#x27;%20xmlns=&#x27;http://www.w3.org/2000/svg&#x27;%20version=&#x27;1.1&#x27;%3E%3C/svg%3E" style="max-width:100%;display:block;position:static"/></div><div aria-hidden="true" data-placeholder-image="" style="opacity:1;transition:opacity 500ms linear;background-color:#f8f8f8;position:absolute;top:0;left:0;bottom:0;right:0;object-fit:contain"></div><picture><source type="image/webp" data-srcset="/personal-finance/static/f46c5f67900db5981e1cd59a12aec962/88d15/Avios.webp 117w,/personal-finance/static/f46c5f67900db5981e1cd59a12aec962/62fd6/Avios.webp 234w,/personal-finance/static/f46c5f67900db5981e1cd59a12aec962/4354a/Avios.webp 468w" sizes="(min-width: 468px) 468px, 100vw"/><img data-gatsby-image-ssr="" data-main-image="" style="object-fit:contain;opacity:0" sizes="(min-width: 468px) 468px, 100vw" decoding="async" loading="lazy" data-src="/personal-finance/static/f46c5f67900db5981e1cd59a12aec962/8aae5/Avios.jpg" data-srcset="/personal-finance/static/f46c5f67900db5981e1cd59a12aec962/b8ac2/Avios.jpg 117w,/personal-finance/static/f46c5f67900db5981e1cd59a12aec962/18c15/Avios.jpg 234w,/personal-finance/static/f46c5f67900db5981e1cd59a12aec962/8aae5/Avios.jpg 468w" alt="Avios.com"/></picture><noscript><picture><source type="image/webp" srcSet="/personal-finance/static/f46c5f67900db5981e1cd59a12aec962/88d15/Avios.webp 117w,/personal-finance/static/f46c5f67900db5981e1cd59a12aec962/62fd6/Avios.webp 234w,/personal-finance/static/f46c5f67900db5981e1cd59a12aec962/4354a/Avios.webp 468w" sizes="(min-width: 468px) 468px, 100vw"/><img data-gatsby-image-ssr="" data-main-image="" style="object-fit:contain;opacity:0" sizes="(min-width: 468px) 468px, 100vw" decoding="async" loading="lazy" src="/personal-finance/static/f46c5f67900db5981e1cd59a12aec962/8aae5/Avios.jpg" srcSet="/personal-finance/static/f46c5f67900db5981e1cd59a12aec962/b8ac2/Avios.jpg 117w,/personal-finance/static/f46c5f67900db5981e1cd59a12aec962/18c15/Avios.jpg 234w,/personal-finance/static/f46c5f67900db5981e1cd59a12aec962/8aae5/Avios.jpg 468w" alt="Avios.com"/></picture></noscript><script type="module">const t="undefined"!=typeof HTMLImageElement&&"loading"in HTMLImageElement.prototype;if(t){const t=document.querySelectorAll("img[data-main-image]");for(let e of t){e.dataset.src&&(e.setAttribute("src",e.dataset.src),e.removeAttribute("data-src")),e.dataset.srcset&&(e.setAttribute("srcset",e.dataset.srcset),e.removeAttribute("data-srcset"));const t=e.parentNode.querySelectorAll("source[data-srcset]");for(let e of t)e.setAttribute("srcset",e.dataset.srcset),e.removeAttribute("data-srcset");e.complete&&(e.style.opacity=1,e.parentNode.parentNode.querySelector("[data-placeholder-image]").style.opacity=0)}}</script></div> <p>Because Aer Lingus bases awards on zones that are roughly built around the distance you&#x27;re flying, you&#x27;ll need to fork over more Avios for long haul flights.</p> <h3>Air Canada Aeroplan</h3> <p>Chase added Air Canada Aeroplan as a transfer partner in 2021, and this makes it the newest transfer partner Chase cardholders have access to. This airline is a Star Alliance partner, which makes it part of a program that includes 26 airlines in total. Star alliance airlines fly to more than 1,200 destinations across 184 different countries as well, so you can use miles in this program to fly almost anywhere you want to go.</p> <p>The Air Canada Aeroplan program is also one of the few remaining airlines that offers an award chart for its flight program. When you check it out, you can quickly find some travel sweet spots you could utilize.</p> <p>For example, you can use 15,000 to 35,000 Aeroplan points for an economy award flight up to 2,000 miles in distance on Emirates. Also, you can fly from the east coast of the U.S. to Europe in business class for as little as 60,000 points each way.</p> <h3>Air France (Flying Blue)</h3> <p>Air France / Flying Blue is one of the best programs to get from the U.S. to Europe and back, and that&#x27;s even true for families and groups. This program frequently features one-way economy flights from the U.S. to Europe for as little as 20,000 miles one way, and you can also find one-way business class flights to Europe for as little as 55,000 miles with reasonable taxes and fees. Best of all, it&#x27;s not overly difficult to find four award flights for the same price on a single itinerary.</p> <div data-gatsby-image-wrapper="" style="display:flex" class="gatsby-image-wrapper gatsby-image-wrapper-constrained sc-kdBSHD fgKorP"><div style="max-width:468px;display:block"><img alt="" role="presentation" aria-hidden="true" src="data:image/svg+xml;charset=utf-8,%3Csvg%20height=&#x27;126&#x27;%20width=&#x27;468&#x27;%20xmlns=&#x27;http://www.w3.org/2000/svg&#x27;%20version=&#x27;1.1&#x27;%3E%3C/svg%3E" style="max-width:100%;display:block;position:static"/></div><div aria-hidden="true" data-placeholder-image="" style="opacity:1;transition:opacity 500ms linear;background-color:#f8f8f8;position:absolute;top:0;left:0;bottom:0;right:0;object-fit:contain"></div><picture><source type="image/webp" data-srcset="/personal-finance/static/2d47d90ce41d7f79ce5b1c1d04631f86/2766a/air-france.webp 117w,/personal-finance/static/2d47d90ce41d7f79ce5b1c1d04631f86/e37a0/air-france.webp 234w,/personal-finance/static/2d47d90ce41d7f79ce5b1c1d04631f86/c1ef4/air-france.webp 468w" sizes="(min-width: 468px) 468px, 100vw"/><img data-gatsby-image-ssr="" data-main-image="" style="object-fit:contain;opacity:0" sizes="(min-width: 468px) 468px, 100vw" decoding="async" loading="lazy" data-src="/personal-finance/static/2d47d90ce41d7f79ce5b1c1d04631f86/bf54a/air-france.jpg" data-srcset="/personal-finance/static/2d47d90ce41d7f79ce5b1c1d04631f86/0fece/air-france.jpg 117w,/personal-finance/static/2d47d90ce41d7f79ce5b1c1d04631f86/5c29b/air-france.jpg 234w,/personal-finance/static/2d47d90ce41d7f79ce5b1c1d04631f86/bf54a/air-france.jpg 468w" alt="Air France"/></picture><noscript><picture><source type="image/webp" srcSet="/personal-finance/static/2d47d90ce41d7f79ce5b1c1d04631f86/2766a/air-france.webp 117w,/personal-finance/static/2d47d90ce41d7f79ce5b1c1d04631f86/e37a0/air-france.webp 234w,/personal-finance/static/2d47d90ce41d7f79ce5b1c1d04631f86/c1ef4/air-france.webp 468w" sizes="(min-width: 468px) 468px, 100vw"/><img data-gatsby-image-ssr="" data-main-image="" style="object-fit:contain;opacity:0" sizes="(min-width: 468px) 468px, 100vw" decoding="async" loading="lazy" src="/personal-finance/static/2d47d90ce41d7f79ce5b1c1d04631f86/bf54a/air-france.jpg" srcSet="/personal-finance/static/2d47d90ce41d7f79ce5b1c1d04631f86/0fece/air-france.jpg 117w,/personal-finance/static/2d47d90ce41d7f79ce5b1c1d04631f86/5c29b/air-france.jpg 234w,/personal-finance/static/2d47d90ce41d7f79ce5b1c1d04631f86/bf54a/air-france.jpg 468w" alt="Air France"/></picture></noscript><script type="module">const t="undefined"!=typeof HTMLImageElement&&"loading"in HTMLImageElement.prototype;if(t){const t=document.querySelectorAll("img[data-main-image]");for(let e of t){e.dataset.src&&(e.setAttribute("src",e.dataset.src),e.removeAttribute("data-src")),e.dataset.srcset&&(e.setAttribute("srcset",e.dataset.srcset),e.removeAttribute("data-srcset"));const t=e.parentNode.querySelectorAll("source[data-srcset]");for(let e of t)e.setAttribute("srcset",e.dataset.srcset),e.removeAttribute("data-srcset");e.complete&&(e.style.opacity=1,e.parentNode.parentNode.querySelector("[data-placeholder-image]").style.opacity=0)}}</script></div> <p>This program is also part of the SkyTeam alliance, so you can use your miles to book awards with partners like Delta Air Lines and KLM.</p> <h3>British Airways Executive Club</h3> <p>British Airways is another airline loyalty program that uses Avios, and you can use these points to fly with British Airways, Iberia, American Airlines and other oneworld partners. Award flights in this program start at 50,000 Avios for travel from the U.S. to London, and you can explore other destinations in Europe starting from London for as little as 18,500 Avios one-way.</p> <p>Because British Airways is known for charging exorbitant fuel surcharges on award flights, this partner is best utilized for awards with American or Alaska Airlines. For example, you can fork over as little as 9,000 Avios one-way to fly economy from Miami, Florida to the Caribbean.</p> <h3>Emirates Skywards</h3> <p>The Emirates Skywards program lets you book award flights starting at 15,000 miles. You can also book awards with a combination of cash or miles, and you can use miles to upgrade an economy ticket to a premium cabin.</p> <p>While most people only think of using Emirates when planning trips to destinations in the Middle East, including Dubai, this carrier actually operates flights all over the world including in the U.S., Europe, Africa, Asia and Europe.</p> <h3>Iberia Plus</h3> <p>Iberia Plus is a member of the oneworld alliance, and it&#x27;s another program that uses Avios as their form of airline miles. Not only can you use Avios to book a ticket with this program, but you can use your rewards to upgrade out of economy and into a premium cabin.</p> <p>This Spain-based frequent flyer program offers a helpful <a href="https://www.iberia.com/us/iberiaplus/use-avios/#!/avios-search" target="_blank" rel="nofollow">Avios calculator</a> on its website to help you figure out how many Avios you might need for an award ahead of time. With a simple search, you can find that award flights from New York City (JFK) to Barcelona or Madrid start at 34,000 Avios in economy.</p> <h3>JetBlue TrueBlue</h3> <p>JetBlue TrueBlue bases the cost of its awards on the actual cost of flights, which can be both good and bad for your rewards game. Ultimately, the fare-based program makes it so you can score awards for a low number of points when prices are low, but that you&#x27;ll have to fork over more points during peak travel times or any time prices for flights are on the high side.</p> <p>That said, there are definitely some deals to be had with the JetBlue TrueBlue program if you&#x27;re willing to fly any day of the week and flexible with when you travel during the year.</p> <div data-gatsby-image-wrapper="" style="display:flex" class="gatsby-image-wrapper gatsby-image-wrapper-constrained sc-kdBSHD fgKorP"><div style="max-width:468px;display:block"><img alt="" role="presentation" aria-hidden="true" src="data:image/svg+xml;charset=utf-8,%3Csvg%20height=&#x27;225&#x27;%20width=&#x27;468&#x27;%20xmlns=&#x27;http://www.w3.org/2000/svg&#x27;%20version=&#x27;1.1&#x27;%3E%3C/svg%3E" style="max-width:100%;display:block;position:static"/></div><div aria-hidden="true" data-placeholder-image="" style="opacity:1;transition:opacity 500ms linear;background-color:#f8f8f8;position:absolute;top:0;left:0;bottom:0;right:0;object-fit:contain"></div><picture><source type="image/webp" data-srcset="/personal-finance/static/33b42d56abb14323ca370bd5d6dc1176/52c80/JetBlue.webp 117w,/personal-finance/static/33b42d56abb14323ca370bd5d6dc1176/60436/JetBlue.webp 234w,/personal-finance/static/33b42d56abb14323ca370bd5d6dc1176/3aae7/JetBlue.webp 468w" sizes="(min-width: 468px) 468px, 100vw"/><img data-gatsby-image-ssr="" data-main-image="" style="object-fit:contain;opacity:0" sizes="(min-width: 468px) 468px, 100vw" decoding="async" loading="lazy" data-src="/personal-finance/static/33b42d56abb14323ca370bd5d6dc1176/c5bb4/JetBlue.jpg" data-srcset="/personal-finance/static/33b42d56abb14323ca370bd5d6dc1176/0ff9f/JetBlue.jpg 117w,/personal-finance/static/33b42d56abb14323ca370bd5d6dc1176/b3d51/JetBlue.jpg 234w,/personal-finance/static/33b42d56abb14323ca370bd5d6dc1176/c5bb4/JetBlue.jpg 468w" alt="JetBlue"/></picture><noscript><picture><source type="image/webp" srcSet="/personal-finance/static/33b42d56abb14323ca370bd5d6dc1176/52c80/JetBlue.webp 117w,/personal-finance/static/33b42d56abb14323ca370bd5d6dc1176/60436/JetBlue.webp 234w,/personal-finance/static/33b42d56abb14323ca370bd5d6dc1176/3aae7/JetBlue.webp 468w" sizes="(min-width: 468px) 468px, 100vw"/><img data-gatsby-image-ssr="" data-main-image="" style="object-fit:contain;opacity:0" sizes="(min-width: 468px) 468px, 100vw" decoding="async" loading="lazy" src="/personal-finance/static/33b42d56abb14323ca370bd5d6dc1176/c5bb4/JetBlue.jpg" srcSet="/personal-finance/static/33b42d56abb14323ca370bd5d6dc1176/0ff9f/JetBlue.jpg 117w,/personal-finance/static/33b42d56abb14323ca370bd5d6dc1176/b3d51/JetBlue.jpg 234w,/personal-finance/static/33b42d56abb14323ca370bd5d6dc1176/c5bb4/JetBlue.jpg 468w" alt="JetBlue"/></picture></noscript><script type="module">const t="undefined"!=typeof HTMLImageElement&&"loading"in HTMLImageElement.prototype;if(t){const t=document.querySelectorAll("img[data-main-image]");for(let e of t){e.dataset.src&&(e.setAttribute("src",e.dataset.src),e.removeAttribute("data-src")),e.dataset.srcset&&(e.setAttribute("srcset",e.dataset.srcset),e.removeAttribute("data-srcset"));const t=e.parentNode.querySelectorAll("source[data-srcset]");for(let e of t)e.setAttribute("srcset",e.dataset.srcset),e.removeAttribute("data-srcset");e.complete&&(e.style.opacity=1,e.parentNode.parentNode.querySelector("[data-placeholder-image]").style.opacity=0)}}</script></div> <p>As an example, we found award flights from Fort Lauderdale, Florida (FLL) to Montego Bay, Jamaica (MBJ) starting at just 5,800 TrueBlue points one-way over dates in June of 2023.</p> <h3>Singapore Airlines KrisFlyer</h3> <p>Singapore Airlines KrisFlyer is a Star Alliance partner airline, which means you can use this airline to book awards all over the world. This program bases its award cost on &quot;zones&quot; that are roughly built around the distance flown, and there are plenty of sweet spots.</p> <p>For example, a one-way Saver award from Singapore (Zone 1) to the U.S. west coast and Canada (Zone 12) starts at 42,000 miles in economy and 107,000 miles in business class, and awards from Singapore to destinations in Europe are similar.</p> <h3>Southwest Airlines Rapid Rewards</h3> <p>Like the JetBlue TrueBlue program, Southwest Rapid Rewards uses a revenue-based system that bases the cost of their award flights on the cost of airfare. This means you can score cheap flight awards with Southwest when prices are low, but that you&#x27;ll fork over a boatload of points when prices are high.</p> <p>However, this airline offers some useful benefits that apply whether you book your flight with cash or points. For example, every passenger gets two checked bags for free on every flight, and the airline doesn&#x27;t charge any change fees or penalties if you need to change your travel plans. Your points never expire either, and the frequent flyer program doesn&#x27;t limit award availability or use blackout dates.</p> <h3>United MileagePlus</h3> <p>United MileagePlus is another Star Alliance member worth looking into whether you fly internationally or you mostly travel close to home. Miles in this program never expire, and you can use them to fly to the more than 1,200 destinations United and its partners fly to.</p> <p>That said, you&#x27;ll want to be flexible with your travel dates to maximize this program since many awards (especially on domestic flights) are overpriced when you compare to competing programs. You can also check out their <a href="https://www.united.com/en-us/featured-awards" target="_blank" rel="nofollow">featured awards</a>. This updated list of deals frequently shows one-way domestic awards for as little as 6,600 United miles one-way and international awards from the U.S. to the Caribbean starting at 19,000 miles.</p> <h3>Virgin Atlantic Flying Club</h3> <p>Virgin Atlantic just joined the SkyTeam airline alliance in March of 2023, so it just became a lot easier to use this partner to book awards. Not only can you use your miles to book flights with Virgin Atlantic, but the new alliance partnership opened the door to award bookings with Air France (Flying Blue), Delta and KLM, among other partners.</p> <p>Like some other frequent flyer programs, Virgin Atlantic offers an <a href="https://www.virginatlantic.com/gb/en/flying-club/points/earn-points/earning-points-table.html" target="_blank" rel="nofollow">award calculator</a> on its website that helps you estimate how many miles you&#x27;ll need.</p> <h2 id="hotel-transfer-partners">Hotel transfer partners</h2> <p>Chase Ultimate Rewards also has three hotel transfer partners you can look into. Here&#x27;s a rundown of each hotel loyalty program you can transfer Chase points to and how they work.</p> <h3>IHG One Rewards</h3> <p>The IHG One Rewards program lets you book award nights at more than 6,000 properties across 18 different hotel brands in destinations around the world. Free night awards start at 5,000 points, but you can also use a combination of points and cash to book an award. Just keep in mind that mid-tier to luxury properties will likely run you 50,000 points to 100,000 points per night or more.</p> <p>The screenshot below shows the different price points for award nights in Paris, France this upcoming fall:</p> <div data-gatsby-image-wrapper="" style="display:flex" class="gatsby-image-wrapper gatsby-image-wrapper-constrained sc-kdBSHD fgKorP"><div style="max-width:468px;display:block"><img alt="" role="presentation" aria-hidden="true" src="data:image/svg+xml;charset=utf-8,%3Csvg%20height=&#x27;263&#x27;%20width=&#x27;468&#x27;%20xmlns=&#x27;http://www.w3.org/2000/svg&#x27;%20version=&#x27;1.1&#x27;%3E%3C/svg%3E" style="max-width:100%;display:block;position:static"/></div><div aria-hidden="true" data-placeholder-image="" style="opacity:1;transition:opacity 500ms linear;background-color:#f8f8f8;position:absolute;top:0;left:0;bottom:0;right:0;object-fit:contain"></div><picture><source type="image/webp" data-srcset="/personal-finance/static/0967c16245db7a28561fdea03f00ede4/88d15/IHG.webp 117w,/personal-finance/static/0967c16245db7a28561fdea03f00ede4/014a3/IHG.webp 234w,/personal-finance/static/0967c16245db7a28561fdea03f00ede4/34005/IHG.webp 468w" sizes="(min-width: 468px) 468px, 100vw"/><img data-gatsby-image-ssr="" data-main-image="" style="object-fit:contain;opacity:0" sizes="(min-width: 468px) 468px, 100vw" decoding="async" loading="lazy" data-src="/personal-finance/static/0967c16245db7a28561fdea03f00ede4/382dc/IHG.jpg" data-srcset="/personal-finance/static/0967c16245db7a28561fdea03f00ede4/b8ac2/IHG.jpg 117w,/personal-finance/static/0967c16245db7a28561fdea03f00ede4/65d69/IHG.jpg 234w,/personal-finance/static/0967c16245db7a28561fdea03f00ede4/382dc/IHG.jpg 468w" alt="IHG"/></picture><noscript><picture><source type="image/webp" srcSet="/personal-finance/static/0967c16245db7a28561fdea03f00ede4/88d15/IHG.webp 117w,/personal-finance/static/0967c16245db7a28561fdea03f00ede4/014a3/IHG.webp 234w,/personal-finance/static/0967c16245db7a28561fdea03f00ede4/34005/IHG.webp 468w" sizes="(min-width: 468px) 468px, 100vw"/><img data-gatsby-image-ssr="" data-main-image="" style="object-fit:contain;opacity:0" sizes="(min-width: 468px) 468px, 100vw" decoding="async" loading="lazy" src="/personal-finance/static/0967c16245db7a28561fdea03f00ede4/382dc/IHG.jpg" srcSet="/personal-finance/static/0967c16245db7a28561fdea03f00ede4/b8ac2/IHG.jpg 117w,/personal-finance/static/0967c16245db7a28561fdea03f00ede4/65d69/IHG.jpg 234w,/personal-finance/static/0967c16245db7a28561fdea03f00ede4/382dc/IHG.jpg 468w" alt="IHG"/></picture></noscript><script type="module">const t="undefined"!=typeof HTMLImageElement&&"loading"in HTMLImageElement.prototype;if(t){const t=document.querySelectorAll("img[data-main-image]");for(let e of t){e.dataset.src&&(e.setAttribute("src",e.dataset.src),e.removeAttribute("data-src")),e.dataset.srcset&&(e.setAttribute("srcset",e.dataset.srcset),e.removeAttribute("data-srcset"));const t=e.parentNode.querySelectorAll("source[data-srcset]");for(let e of t)e.setAttribute("srcset",e.dataset.srcset),e.removeAttribute("data-srcset");e.complete&&(e.style.opacity=1,e.parentNode.parentNode.querySelector("[data-placeholder-image]").style.opacity=0)}}</script></div> <p>Keep in mind that IHG One Rewards points are considerably less valuable than Chase points, so you&#x27;ll want to transfer your Chase points to this hotel program sparingly. For example, you can consider transferring a few thousand points if you&#x27;re just short of a redemption, or if you only need 5,000 points to book an award at one of the brand&#x27;s lowest tier properties.</p> <h3>Marriott Bonvoy</h3> <p>The Marriott Bonvoy program offers more than 8,000 hotels in 139 countries and territories around the world, so this program is worth considering if you want maximum flexibility in terms of where you use your rewards points. While the hotel brand eliminated its award categories in 2022, free nights at lower-tier and mid-tier hotels tend to start at around 20,000 points, while top-tier luxury hotels can cost as much as 100,000 Marriott Bonvoy points or more.</p> <p>Like with the IHG One Rewards program, you should know that Marriott points aren&#x27;t nearly as valuable as Chase points. This means you&#x27;ll want to transfer points to this program sparingly, and only when you have no other option.</p> <h3>World of Hyatt</h3> <p>This hotel program only includes 1,350 hotels and resorts in 69 different countries across six continents, so it has a smaller footprint than most of its competitors. Still, World of Hyatt is by far the most lucrative hotel loyalty program you can transfer Chase points to, and it&#x27;s easy to explain why. Essentially, hotels in this program cost fewer points than competing hotel loyalty programs require, and this makes every point you earn or redeem much more valuable.</p> <p>As an example, you can book a stay at a Hyatt all-inclusive property with double occupancy for as little as 12,000 points per night during off-peak dates. You can even book luxury hotels like the Park Hyatt Maldives Hadahaa for as little as 25,000 World of Hyatt points per night or the Andaz Maui at Wailea Resort for as little as 35,000 points per night.</p> <p>During our search, we found award availability for the Andaz Maui at Wailea Resort in an 850-square foot Andaz Suite for just 56,000 points per night when the cash rate for the room came in at $1,581.</p> <div data-gatsby-image-wrapper="" style="display:flex" class="gatsby-image-wrapper gatsby-image-wrapper-constrained sc-kdBSHD fgKorP"><div style="max-width:468px;display:block"><img alt="" role="presentation" aria-hidden="true" src="data:image/svg+xml;charset=utf-8,%3Csvg%20height=&#x27;271&#x27;%20width=&#x27;468&#x27;%20xmlns=&#x27;http://www.w3.org/2000/svg&#x27;%20version=&#x27;1.1&#x27;%3E%3C/svg%3E" style="max-width:100%;display:block;position:static"/></div><div aria-hidden="true" data-placeholder-image="" style="opacity:1;transition:opacity 500ms linear;background-color:#f8f8f8;position:absolute;top:0;left:0;bottom:0;right:0;object-fit:contain"></div><picture><source type="image/webp" data-srcset="/personal-finance/static/f5abfe07b8523785cea8a35877428cd1/60fc4/Hyatt.webp 117w,/personal-finance/static/f5abfe07b8523785cea8a35877428cd1/bf471/Hyatt.webp 234w,/personal-finance/static/f5abfe07b8523785cea8a35877428cd1/ce5c2/Hyatt.webp 468w" sizes="(min-width: 468px) 468px, 100vw"/><img data-gatsby-image-ssr="" data-main-image="" style="object-fit:contain;opacity:0" sizes="(min-width: 468px) 468px, 100vw" decoding="async" loading="lazy" data-src="/personal-finance/static/f5abfe07b8523785cea8a35877428cd1/3264e/Hyatt.jpg" data-srcset="/personal-finance/static/f5abfe07b8523785cea8a35877428cd1/21c7a/Hyatt.jpg 117w,/personal-finance/static/f5abfe07b8523785cea8a35877428cd1/b45b0/Hyatt.jpg 234w,/personal-finance/static/f5abfe07b8523785cea8a35877428cd1/3264e/Hyatt.jpg 468w" alt="Hyatt"/></picture><noscript><picture><source type="image/webp" srcSet="/personal-finance/static/f5abfe07b8523785cea8a35877428cd1/60fc4/Hyatt.webp 117w,/personal-finance/static/f5abfe07b8523785cea8a35877428cd1/bf471/Hyatt.webp 234w,/personal-finance/static/f5abfe07b8523785cea8a35877428cd1/ce5c2/Hyatt.webp 468w" sizes="(min-width: 468px) 468px, 100vw"/><img data-gatsby-image-ssr="" data-main-image="" style="object-fit:contain;opacity:0" sizes="(min-width: 468px) 468px, 100vw" decoding="async" loading="lazy" src="/personal-finance/static/f5abfe07b8523785cea8a35877428cd1/3264e/Hyatt.jpg" srcSet="/personal-finance/static/f5abfe07b8523785cea8a35877428cd1/21c7a/Hyatt.jpg 117w,/personal-finance/static/f5abfe07b8523785cea8a35877428cd1/b45b0/Hyatt.jpg 234w,/personal-finance/static/f5abfe07b8523785cea8a35877428cd1/3264e/Hyatt.jpg 468w" alt="Hyatt"/></picture></noscript><script type="module">const t="undefined"!=typeof HTMLImageElement&&"loading"in HTMLImageElement.prototype;if(t){const t=document.querySelectorAll("img[data-main-image]");for(let e of t){e.dataset.src&&(e.setAttribute("src",e.dataset.src),e.removeAttribute("data-src")),e.dataset.srcset&&(e.setAttribute("srcset",e.dataset.srcset),e.removeAttribute("data-srcset"));const t=e.parentNode.querySelectorAll("source[data-srcset]");for(let e of t)e.setAttribute("srcset",e.dataset.srcset),e.removeAttribute("data-srcset");e.complete&&(e.style.opacity=1,e.parentNode.parentNode.querySelector("[data-placeholder-image]").style.opacity=0)}}</script></div> <div data-gatsby-image-wrapper="" style="display:flex" class="gatsby-image-wrapper gatsby-image-wrapper-constrained sc-kdBSHD fgKorP"><div style="max-width:468px;display:block"><img alt="" role="presentation" aria-hidden="true" src="data:image/svg+xml;charset=utf-8,%3Csvg%20height=&#x27;107&#x27;%20width=&#x27;468&#x27;%20xmlns=&#x27;http://www.w3.org/2000/svg&#x27;%20version=&#x27;1.1&#x27;%3E%3C/svg%3E" style="max-width:100%;display:block;position:static"/></div><div aria-hidden="true" data-placeholder-image="" style="opacity:1;transition:opacity 500ms linear;background-color:#f8f8f8;position:absolute;top:0;left:0;bottom:0;right:0;object-fit:contain"></div><picture><source type="image/webp" data-srcset="/personal-finance/static/ae6a13050a8cc1290cf5d0a4301d82a1/cd2ca/Hyatt-2.webp 117w,/personal-finance/static/ae6a13050a8cc1290cf5d0a4301d82a1/1ff7e/Hyatt-2.webp 234w,/personal-finance/static/ae6a13050a8cc1290cf5d0a4301d82a1/4fca9/Hyatt-2.webp 468w" sizes="(min-width: 468px) 468px, 100vw"/><img data-gatsby-image-ssr="" data-main-image="" style="object-fit:contain;opacity:0" sizes="(min-width: 468px) 468px, 100vw" decoding="async" loading="lazy" data-src="/personal-finance/static/ae6a13050a8cc1290cf5d0a4301d82a1/f2069/Hyatt-2.jpg" data-srcset="/personal-finance/static/ae6a13050a8cc1290cf5d0a4301d82a1/4a9b3/Hyatt-2.jpg 117w,/personal-finance/static/ae6a13050a8cc1290cf5d0a4301d82a1/a5bad/Hyatt-2.jpg 234w,/personal-finance/static/ae6a13050a8cc1290cf5d0a4301d82a1/f2069/Hyatt-2.jpg 468w" alt="Hyatt"/></picture><noscript><picture><source type="image/webp" srcSet="/personal-finance/static/ae6a13050a8cc1290cf5d0a4301d82a1/cd2ca/Hyatt-2.webp 117w,/personal-finance/static/ae6a13050a8cc1290cf5d0a4301d82a1/1ff7e/Hyatt-2.webp 234w,/personal-finance/static/ae6a13050a8cc1290cf5d0a4301d82a1/4fca9/Hyatt-2.webp 468w" sizes="(min-width: 468px) 468px, 100vw"/><img data-gatsby-image-ssr="" data-main-image="" style="object-fit:contain;opacity:0" sizes="(min-width: 468px) 468px, 100vw" decoding="async" loading="lazy" src="/personal-finance/static/ae6a13050a8cc1290cf5d0a4301d82a1/f2069/Hyatt-2.jpg" srcSet="/personal-finance/static/ae6a13050a8cc1290cf5d0a4301d82a1/4a9b3/Hyatt-2.jpg 117w,/personal-finance/static/ae6a13050a8cc1290cf5d0a4301d82a1/a5bad/Hyatt-2.jpg 234w,/personal-finance/static/ae6a13050a8cc1290cf5d0a4301d82a1/f2069/Hyatt-2.jpg 468w" alt="Hyatt"/></picture></noscript><script type="module">const t="undefined"!=typeof HTMLImageElement&&"loading"in HTMLImageElement.prototype;if(t){const t=document.querySelectorAll("img[data-main-image]");for(let e of t){e.dataset.src&&(e.setAttribute("src",e.dataset.src),e.removeAttribute("data-src")),e.dataset.srcset&&(e.setAttribute("srcset",e.dataset.srcset),e.removeAttribute("data-srcset"));const t=e.parentNode.querySelectorAll("source[data-srcset]");for(let e of t)e.setAttribute("srcset",e.dataset.srcset),e.removeAttribute("data-srcset");e.complete&&(e.style.opacity=1,e.parentNode.parentNode.querySelector("[data-placeholder-image]").style.opacity=0)}}</script></div> <p>Considering this redemption gets you almost 3 cents per point in value, that&#x27;s a pretty &quot;suite&quot; deal.</p> <h2 id="when-should-you-transfer-points">When should you transfer points?</h2> <p>We noted already that there are times to transfer your points and situations where you&#x27;ll want to book an award a different way. At the end of the day, maximizing your Chase points boils down to assessing all the available redemption options for the travel you want, then comparing them based on the number of points you&#x27;ll actually need to make a booking.</p> <p>Here are some situations where you should absolutely transfer your points when you have the option.</p> <h3>Transfer your points when the booking sets you back fewer points overall</h3> <p>You&#x27;ll always want to book travel for fewer points overall, and this is often accomplished through point transfers. Let&#x27;s take the Andaz Maui at Wailea Resort booking example above and compare how much you would pay for a similar booking if you used Chase points to pay instead.</p> <p>While you can book an Andaz Suite for 56,000 points on select travel dates, the cash price for this booking comes in at $1,581. In the meantime, booking with the Chase Sapphire Reserve® gets you 1.5 cents per point in value through the portal. This means that, on average, booking through Chase would require you to fork over approximately 105,000 points for the same booking.</p> <p>In this case, you&#x27;re much better off transferring your points to World of Hyatt and booking the same room for half the cost (in points).</p> <h3>Transfer points to book airfare in a premium cabin</h3> <p>If you&#x27;re planning to book an award in a premium cabin, it is almost always a better deal to transfer your points to an airline partner first. After all, some (but not all) frequent flyer programs offer solid deals on business class flights when you&#x27;re flexible with your booking dates, so you can save some points if you find the availability you want.</p> <p>Consider this one-way business class award fare on Air France / Flying Blue, which takes you from New York City (JFK) to Paris, France (CDG) in a lie-flat business class seat for 55,000 miles plus $202.10.</p> <div data-gatsby-image-wrapper="" style="display:flex" class="gatsby-image-wrapper gatsby-image-wrapper-constrained sc-kdBSHD fgKorP"><div style="max-width:468px;display:block"><img alt="" role="presentation" aria-hidden="true" src="data:image/svg+xml;charset=utf-8,%3Csvg%20height=&#x27;240&#x27;%20width=&#x27;468&#x27;%20xmlns=&#x27;http://www.w3.org/2000/svg&#x27;%20version=&#x27;1.1&#x27;%3E%3C/svg%3E" style="max-width:100%;display:block;position:static"/></div><div aria-hidden="true" data-placeholder-image="" style="opacity:1;transition:opacity 500ms linear;background-color:#f8f8f8;position:absolute;top:0;left:0;bottom:0;right:0;object-fit:contain"></div><picture><source type="image/webp" data-srcset="/personal-finance/static/39585086bf8fe5fca024586f81e5a749/f1f96/Premium-Cabin.webp 117w,/personal-finance/static/39585086bf8fe5fca024586f81e5a749/36109/Premium-Cabin.webp 234w,/personal-finance/static/39585086bf8fe5fca024586f81e5a749/318fe/Premium-Cabin.webp 468w" sizes="(min-width: 468px) 468px, 100vw"/><img data-gatsby-image-ssr="" data-main-image="" style="object-fit:contain;opacity:0" sizes="(min-width: 468px) 468px, 100vw" decoding="async" loading="lazy" data-src="/personal-finance/static/39585086bf8fe5fca024586f81e5a749/891f5/Premium-Cabin.jpg" data-srcset="/personal-finance/static/39585086bf8fe5fca024586f81e5a749/a6318/Premium-Cabin.jpg 117w,/personal-finance/static/39585086bf8fe5fca024586f81e5a749/f2166/Premium-Cabin.jpg 234w,/personal-finance/static/39585086bf8fe5fca024586f81e5a749/891f5/Premium-Cabin.jpg 468w" alt="chase transfer partners"/></picture><noscript><picture><source type="image/webp" srcSet="/personal-finance/static/39585086bf8fe5fca024586f81e5a749/f1f96/Premium-Cabin.webp 117w,/personal-finance/static/39585086bf8fe5fca024586f81e5a749/36109/Premium-Cabin.webp 234w,/personal-finance/static/39585086bf8fe5fca024586f81e5a749/318fe/Premium-Cabin.webp 468w" sizes="(min-width: 468px) 468px, 100vw"/><img data-gatsby-image-ssr="" data-main-image="" style="object-fit:contain;opacity:0" sizes="(min-width: 468px) 468px, 100vw" decoding="async" loading="lazy" src="/personal-finance/static/39585086bf8fe5fca024586f81e5a749/891f5/Premium-Cabin.jpg" srcSet="/personal-finance/static/39585086bf8fe5fca024586f81e5a749/a6318/Premium-Cabin.jpg 117w,/personal-finance/static/39585086bf8fe5fca024586f81e5a749/f2166/Premium-Cabin.jpg 234w,/personal-finance/static/39585086bf8fe5fca024586f81e5a749/891f5/Premium-Cabin.jpg 468w" alt="chase transfer partners"/></picture></noscript><script type="module">const t="undefined"!=typeof HTMLImageElement&&"loading"in HTMLImageElement.prototype;if(t){const t=document.querySelectorAll("img[data-main-image]");for(let e of t){e.dataset.src&&(e.setAttribute("src",e.dataset.src),e.removeAttribute("data-src")),e.dataset.srcset&&(e.setAttribute("srcset",e.dataset.srcset),e.removeAttribute("data-srcset"));const t=e.parentNode.querySelectorAll("source[data-srcset]");for(let e of t)e.setAttribute("srcset",e.dataset.srcset),e.removeAttribute("data-srcset");e.complete&&(e.style.opacity=1,e.parentNode.parentNode.querySelector("[data-placeholder-image]").style.opacity=0)}}</script></div> <p>If you paid in cash, this same flight would cost you approximately $3,581.20.</p> <div data-gatsby-image-wrapper="" style="display:flex" class="gatsby-image-wrapper gatsby-image-wrapper-constrained sc-kdBSHD fgKorP"><div style="max-width:468px;display:block"><img alt="" role="presentation" aria-hidden="true" src="data:image/svg+xml;charset=utf-8,%3Csvg%20height=&#x27;193&#x27;%20width=&#x27;468&#x27;%20xmlns=&#x27;http://www.w3.org/2000/svg&#x27;%20version=&#x27;1.1&#x27;%3E%3C/svg%3E" style="max-width:100%;display:block;position:static"/></div><div aria-hidden="true" data-placeholder-image="" style="opacity:1;transition:opacity 500ms linear;background-color:#f8f8f8;position:absolute;top:0;left:0;bottom:0;right:0;object-fit:contain"></div><picture><source type="image/webp" data-srcset="/personal-finance/static/4c090fc754bbd4b7200d56c1d2290706/ec9ba/Premium-Cabin_2.webp 117w,/personal-finance/static/4c090fc754bbd4b7200d56c1d2290706/7b15c/Premium-Cabin_2.webp 234w,/personal-finance/static/4c090fc754bbd4b7200d56c1d2290706/7c5b4/Premium-Cabin_2.webp 468w" sizes="(min-width: 468px) 468px, 100vw"/><img data-gatsby-image-ssr="" data-main-image="" style="object-fit:contain;opacity:0" sizes="(min-width: 468px) 468px, 100vw" decoding="async" loading="lazy" data-src="/personal-finance/static/4c090fc754bbd4b7200d56c1d2290706/945c0/Premium-Cabin_2.jpg" data-srcset="/personal-finance/static/4c090fc754bbd4b7200d56c1d2290706/9e868/Premium-Cabin_2.jpg 117w,/personal-finance/static/4c090fc754bbd4b7200d56c1d2290706/659cc/Premium-Cabin_2.jpg 234w,/personal-finance/static/4c090fc754bbd4b7200d56c1d2290706/945c0/Premium-Cabin_2.jpg 468w" alt="chase transfer partners"/></picture><noscript><picture><source type="image/webp" srcSet="/personal-finance/static/4c090fc754bbd4b7200d56c1d2290706/ec9ba/Premium-Cabin_2.webp 117w,/personal-finance/static/4c090fc754bbd4b7200d56c1d2290706/7b15c/Premium-Cabin_2.webp 234w,/personal-finance/static/4c090fc754bbd4b7200d56c1d2290706/7c5b4/Premium-Cabin_2.webp 468w" sizes="(min-width: 468px) 468px, 100vw"/><img data-gatsby-image-ssr="" data-main-image="" style="object-fit:contain;opacity:0" sizes="(min-width: 468px) 468px, 100vw" decoding="async" loading="lazy" src="/personal-finance/static/4c090fc754bbd4b7200d56c1d2290706/945c0/Premium-Cabin_2.jpg" srcSet="/personal-finance/static/4c090fc754bbd4b7200d56c1d2290706/9e868/Premium-Cabin_2.jpg 117w,/personal-finance/static/4c090fc754bbd4b7200d56c1d2290706/659cc/Premium-Cabin_2.jpg 234w,/personal-finance/static/4c090fc754bbd4b7200d56c1d2290706/945c0/Premium-Cabin_2.jpg 468w" alt="chase transfer partners"/></picture></noscript><script type="module">const t="undefined"!=typeof HTMLImageElement&&"loading"in HTMLImageElement.prototype;if(t){const t=document.querySelectorAll("img[data-main-image]");for(let e of t){e.dataset.src&&(e.setAttribute("src",e.dataset.src),e.removeAttribute("data-src")),e.dataset.srcset&&(e.setAttribute("srcset",e.dataset.srcset),e.removeAttribute("data-srcset"));const t=e.parentNode.querySelectorAll("source[data-srcset]");for(let e of t)e.setAttribute("srcset",e.dataset.srcset),e.removeAttribute("data-srcset");e.complete&&(e.style.opacity=1,e.parentNode.parentNode.querySelector("[data-placeholder-image]").style.opacity=0)}}</script></div> <p>After subtracting the $202.10 in airline taxes and fees you would pay to book directly with Air France / Flying Blue, you can easily see that your 55,000 miles are worth more than 6 cents each with this award flight.</p> <p>In this scenario, transferring your points is a no-brainer.</p> <h3>Transfer your points to &quot;top up&quot; your account for a redemption</h3> <p>While some rewards currencies are worth less than others, it can still make sense to transfer to a program if you&#x27;re just short of the points you need for a redemption. If you want to book a IHG One Rewards hotel for 30,000 points per night and you only have 27,000 points in your IHG account, for example, moving 3,000 Chase Ultimate Rewards points can make sense regardless of the point values.</p> <p>And really, this is one of the main reasons to have transferable points in the first place. After all, you may also be earning travel rewards by flying or staying in hotels, or with any number of hotel credit cards and airline credit cards. By having flexible rewards points at your disposal, you have more flexibility and a better chance at reaching your travel goals.</p> <h2 id="how-to-transfer-chase-ultimate-rewards-points-to-partners-in-5-steps">How to transfer Chase Ultimate Rewards points to partners in 5 steps</h2> <p>The first step to transferring your Chase points to partners is making sure you have one of the eligible credit cards from this card issuer. Once you sign up for the right Chase card, you can create an online account and transfer your points to partners using the following steps.</p> <h3>Step 1: Log into your Chase account</h3> <p>Log into your account at Chase.com to begin the process.</p> <div data-gatsby-image-wrapper="" style="display:flex" class="gatsby-image-wrapper gatsby-image-wrapper-constrained sc-kdBSHD fgKorP"><div style="max-width:468px;display:block"><img alt="" role="presentation" aria-hidden="true" src="data:image/svg+xml;charset=utf-8,%3Csvg%20height=&#x27;172&#x27;%20width=&#x27;468&#x27;%20xmlns=&#x27;http://www.w3.org/2000/svg&#x27;%20version=&#x27;1.1&#x27;%3E%3C/svg%3E" style="max-width:100%;display:block;position:static"/></div><div aria-hidden="true" data-placeholder-image="" style="opacity:1;transition:opacity 500ms linear;background-color:#184878;position:absolute;top:0;left:0;bottom:0;right:0;object-fit:contain"></div><picture><source type="image/webp" data-srcset="/personal-finance/static/63016b332eaadaa2519b5ed3ad1f6f2a/7b4b6/account.webp 117w,/personal-finance/static/63016b332eaadaa2519b5ed3ad1f6f2a/ac1ff/account.webp 234w,/personal-finance/static/63016b332eaadaa2519b5ed3ad1f6f2a/760e5/account.webp 468w" sizes="(min-width: 468px) 468px, 100vw"/><img data-gatsby-image-ssr="" data-main-image="" style="object-fit:contain;opacity:0" sizes="(min-width: 468px) 468px, 100vw" decoding="async" loading="lazy" data-src="/personal-finance/static/63016b332eaadaa2519b5ed3ad1f6f2a/ca5fc/account.jpg" data-srcset="/personal-finance/static/63016b332eaadaa2519b5ed3ad1f6f2a/57bad/account.jpg 117w,/personal-finance/static/63016b332eaadaa2519b5ed3ad1f6f2a/c0859/account.jpg 234w,/personal-finance/static/63016b332eaadaa2519b5ed3ad1f6f2a/ca5fc/account.jpg 468w" alt="Chase Account"/></picture><noscript><picture><source type="image/webp" srcSet="/personal-finance/static/63016b332eaadaa2519b5ed3ad1f6f2a/7b4b6/account.webp 117w,/personal-finance/static/63016b332eaadaa2519b5ed3ad1f6f2a/ac1ff/account.webp 234w,/personal-finance/static/63016b332eaadaa2519b5ed3ad1f6f2a/760e5/account.webp 468w" sizes="(min-width: 468px) 468px, 100vw"/><img data-gatsby-image-ssr="" data-main-image="" style="object-fit:contain;opacity:0" sizes="(min-width: 468px) 468px, 100vw" decoding="async" loading="lazy" src="/personal-finance/static/63016b332eaadaa2519b5ed3ad1f6f2a/ca5fc/account.jpg" srcSet="/personal-finance/static/63016b332eaadaa2519b5ed3ad1f6f2a/57bad/account.jpg 117w,/personal-finance/static/63016b332eaadaa2519b5ed3ad1f6f2a/c0859/account.jpg 234w,/personal-finance/static/63016b332eaadaa2519b5ed3ad1f6f2a/ca5fc/account.jpg 468w" alt="Chase Account"/></picture></noscript><script type="module">const t="undefined"!=typeof HTMLImageElement&&"loading"in HTMLImageElement.prototype;if(t){const t=document.querySelectorAll("img[data-main-image]");for(let e of t){e.dataset.src&&(e.setAttribute("src",e.dataset.src),e.removeAttribute("data-src")),e.dataset.srcset&&(e.setAttribute("srcset",e.dataset.srcset),e.removeAttribute("data-srcset"));const t=e.parentNode.querySelectorAll("source[data-srcset]");for(let e of t)e.setAttribute("srcset",e.dataset.srcset),e.removeAttribute("data-srcset");e.complete&&(e.style.opacity=1,e.parentNode.parentNode.querySelector("[data-placeholder-image]").style.opacity=0)}}</script></div> <h3>Step 2: Select Chase Ultimate Rewards</h3> <p>Click toward the right of your account management page where it shows your Chase Ultimate Rewards points.</p> <div data-gatsby-image-wrapper="" style="display:flex" class="gatsby-image-wrapper gatsby-image-wrapper-constrained sc-kdBSHD fgKorP"><div style="max-width:468px;display:block"><img alt="" role="presentation" aria-hidden="true" src="data:image/svg+xml;charset=utf-8,%3Csvg%20height=&#x27;174&#x27;%20width=&#x27;468&#x27;%20xmlns=&#x27;http://www.w3.org/2000/svg&#x27;%20version=&#x27;1.1&#x27;%3E%3C/svg%3E" style="max-width:100%;display:block;position:static"/></div><div aria-hidden="true" data-placeholder-image="" style="opacity:1;transition:opacity 500ms linear;background-color:#f8f8f8;position:absolute;top:0;left:0;bottom:0;right:0;object-fit:contain"></div><picture><source type="image/webp" data-srcset="/personal-finance/static/1037783431a25d048e45b00e610705e6/ba337/Chase-Account-2.webp 117w,/personal-finance/static/1037783431a25d048e45b00e610705e6/4f217/Chase-Account-2.webp 234w,/personal-finance/static/1037783431a25d048e45b00e610705e6/e20b9/Chase-Account-2.webp 468w" sizes="(min-width: 468px) 468px, 100vw"/><img data-gatsby-image-ssr="" data-main-image="" style="object-fit:contain;opacity:0" sizes="(min-width: 468px) 468px, 100vw" decoding="async" loading="lazy" data-src="/personal-finance/static/1037783431a25d048e45b00e610705e6/2c5e2/Chase-Account-2.jpg" data-srcset="/personal-finance/static/1037783431a25d048e45b00e610705e6/2b3d0/Chase-Account-2.jpg 117w,/personal-finance/static/1037783431a25d048e45b00e610705e6/1a39f/Chase-Account-2.jpg 234w,/personal-finance/static/1037783431a25d048e45b00e610705e6/2c5e2/Chase-Account-2.jpg 468w" alt="Chase Account"/></picture><noscript><picture><source type="image/webp" srcSet="/personal-finance/static/1037783431a25d048e45b00e610705e6/ba337/Chase-Account-2.webp 117w,/personal-finance/static/1037783431a25d048e45b00e610705e6/4f217/Chase-Account-2.webp 234w,/personal-finance/static/1037783431a25d048e45b00e610705e6/e20b9/Chase-Account-2.webp 468w" sizes="(min-width: 468px) 468px, 100vw"/><img data-gatsby-image-ssr="" data-main-image="" style="object-fit:contain;opacity:0" sizes="(min-width: 468px) 468px, 100vw" decoding="async" loading="lazy" src="/personal-finance/static/1037783431a25d048e45b00e610705e6/2c5e2/Chase-Account-2.jpg" srcSet="/personal-finance/static/1037783431a25d048e45b00e610705e6/2b3d0/Chase-Account-2.jpg 117w,/personal-finance/static/1037783431a25d048e45b00e610705e6/1a39f/Chase-Account-2.jpg 234w,/personal-finance/static/1037783431a25d048e45b00e610705e6/2c5e2/Chase-Account-2.jpg 468w" alt="Chase Account"/></picture></noscript><script type="module">const t="undefined"!=typeof HTMLImageElement&&"loading"in HTMLImageElement.prototype;if(t){const t=document.querySelectorAll("img[data-main-image]");for(let e of t){e.dataset.src&&(e.setAttribute("src",e.dataset.src),e.removeAttribute("data-src")),e.dataset.srcset&&(e.setAttribute("srcset",e.dataset.srcset),e.removeAttribute("data-srcset"));const t=e.parentNode.querySelectorAll("source[data-srcset]");for(let e of t)e.setAttribute("srcset",e.dataset.srcset),e.removeAttribute("data-srcset");e.complete&&(e.style.opacity=1,e.parentNode.parentNode.querySelector("[data-placeholder-image]").style.opacity=0)}}</script></div> <h3>Step 3: Click near the top of the page where it says &quot;Earn/Use&quot; to see your redemption options and click on &quot;Transfer to Travel Partners&quot;</h3> <p>If you have a Chase card that allows point transfers, this option will show up in your account.</p> <div data-gatsby-image-wrapper="" style="display:flex" class="gatsby-image-wrapper gatsby-image-wrapper-constrained sc-kdBSHD fgKorP"><div style="max-width:468px;display:block"><img alt="" role="presentation" aria-hidden="true" src="data:image/svg+xml;charset=utf-8,%3Csvg%20height=&#x27;130&#x27;%20width=&#x27;468&#x27;%20xmlns=&#x27;http://www.w3.org/2000/svg&#x27;%20version=&#x27;1.1&#x27;%3E%3C/svg%3E" style="max-width:100%;display:block;position:static"/></div><div aria-hidden="true" data-placeholder-image="" style="opacity:1;transition:opacity 500ms linear;background-color:#082848;position:absolute;top:0;left:0;bottom:0;right:0;object-fit:contain"></div><picture><source type="image/webp" data-srcset="/personal-finance/static/3198e90f034dfa6a6fe69295d4f0f879/6ab43/chase-transferring-partners.webp 117w,/personal-finance/static/3198e90f034dfa6a6fe69295d4f0f879/fd6e5/chase-transferring-partners.webp 234w,/personal-finance/static/3198e90f034dfa6a6fe69295d4f0f879/754e1/chase-transferring-partners.webp 468w" sizes="(min-width: 468px) 468px, 100vw"/><img data-gatsby-image-ssr="" data-main-image="" style="object-fit:contain;opacity:0" sizes="(min-width: 468px) 468px, 100vw" decoding="async" loading="lazy" data-src="/personal-finance/static/3198e90f034dfa6a6fe69295d4f0f879/e650b/chase-transferring-partners.jpg" data-srcset="/personal-finance/static/3198e90f034dfa6a6fe69295d4f0f879/b740e/chase-transferring-partners.jpg 117w,/personal-finance/static/3198e90f034dfa6a6fe69295d4f0f879/71e42/chase-transferring-partners.jpg 234w,/personal-finance/static/3198e90f034dfa6a6fe69295d4f0f879/e650b/chase-transferring-partners.jpg 468w" alt="chase transfer partners"/></picture><noscript><picture><source type="image/webp" srcSet="/personal-finance/static/3198e90f034dfa6a6fe69295d4f0f879/6ab43/chase-transferring-partners.webp 117w,/personal-finance/static/3198e90f034dfa6a6fe69295d4f0f879/fd6e5/chase-transferring-partners.webp 234w,/personal-finance/static/3198e90f034dfa6a6fe69295d4f0f879/754e1/chase-transferring-partners.webp 468w" sizes="(min-width: 468px) 468px, 100vw"/><img data-gatsby-image-ssr="" data-main-image="" style="object-fit:contain;opacity:0" sizes="(min-width: 468px) 468px, 100vw" decoding="async" loading="lazy" src="/personal-finance/static/3198e90f034dfa6a6fe69295d4f0f879/e650b/chase-transferring-partners.jpg" srcSet="/personal-finance/static/3198e90f034dfa6a6fe69295d4f0f879/b740e/chase-transferring-partners.jpg 117w,/personal-finance/static/3198e90f034dfa6a6fe69295d4f0f879/71e42/chase-transferring-partners.jpg 234w,/personal-finance/static/3198e90f034dfa6a6fe69295d4f0f879/e650b/chase-transferring-partners.jpg 468w" alt="chase transfer partners"/></picture></noscript><script type="module">const t="undefined"!=typeof HTMLImageElement&&"loading"in HTMLImageElement.prototype;if(t){const t=document.querySelectorAll("img[data-main-image]");for(let e of t){e.dataset.src&&(e.setAttribute("src",e.dataset.src),e.removeAttribute("data-src")),e.dataset.srcset&&(e.setAttribute("srcset",e.dataset.srcset),e.removeAttribute("data-srcset"));const t=e.parentNode.querySelectorAll("source[data-srcset]");for(let e of t)e.setAttribute("srcset",e.dataset.srcset),e.removeAttribute("data-srcset");e.complete&&(e.style.opacity=1,e.parentNode.parentNode.querySelector("[data-placeholder-image]").style.opacity=0)}}</script></div> <h3>Step 4: Choose your transfer partner</h3> <p>At this point, you&#x27;ll be shown a selection of all the Chase transfer partners, including saved accounts you have where you already entered your information.</p> <div data-gatsby-image-wrapper="" style="display:flex" class="gatsby-image-wrapper gatsby-image-wrapper-constrained sc-kdBSHD fgKorP"><div style="max-width:468px;display:block"><img alt="" role="presentation" aria-hidden="true" src="data:image/svg+xml;charset=utf-8,%3Csvg%20height=&#x27;420&#x27;%20width=&#x27;468&#x27;%20xmlns=&#x27;http://www.w3.org/2000/svg&#x27;%20version=&#x27;1.1&#x27;%3E%3C/svg%3E" style="max-width:100%;display:block;position:static"/></div><div aria-hidden="true" data-placeholder-image="" style="opacity:1;transition:opacity 500ms linear;background-color:#f8f8f8;position:absolute;top:0;left:0;bottom:0;right:0;object-fit:contain"></div><picture><source type="image/webp" data-srcset="/personal-finance/static/bf3371ce8909c16e5b5ac9295b144e1c/92f5a/Ultimate-Rewards.webp 117w,/personal-finance/static/bf3371ce8909c16e5b5ac9295b144e1c/3d87e/Ultimate-Rewards.webp 234w,/personal-finance/static/bf3371ce8909c16e5b5ac9295b144e1c/38131/Ultimate-Rewards.webp 468w" sizes="(min-width: 468px) 468px, 100vw"/><img data-gatsby-image-ssr="" data-main-image="" style="object-fit:contain;opacity:0" sizes="(min-width: 468px) 468px, 100vw" decoding="async" loading="lazy" data-src="/personal-finance/static/bf3371ce8909c16e5b5ac9295b144e1c/8cc04/Ultimate-Rewards.jpg" data-srcset="/personal-finance/static/bf3371ce8909c16e5b5ac9295b144e1c/e6931/Ultimate-Rewards.jpg 117w,/personal-finance/static/bf3371ce8909c16e5b5ac9295b144e1c/6e657/Ultimate-Rewards.jpg 234w,/personal-finance/static/bf3371ce8909c16e5b5ac9295b144e1c/8cc04/Ultimate-Rewards.jpg 468w" alt="chase transfer partners"/></picture><noscript><picture><source type="image/webp" srcSet="/personal-finance/static/bf3371ce8909c16e5b5ac9295b144e1c/92f5a/Ultimate-Rewards.webp 117w,/personal-finance/static/bf3371ce8909c16e5b5ac9295b144e1c/3d87e/Ultimate-Rewards.webp 234w,/personal-finance/static/bf3371ce8909c16e5b5ac9295b144e1c/38131/Ultimate-Rewards.webp 468w" sizes="(min-width: 468px) 468px, 100vw"/><img data-gatsby-image-ssr="" data-main-image="" style="object-fit:contain;opacity:0" sizes="(min-width: 468px) 468px, 100vw" decoding="async" loading="lazy" src="/personal-finance/static/bf3371ce8909c16e5b5ac9295b144e1c/8cc04/Ultimate-Rewards.jpg" srcSet="/personal-finance/static/bf3371ce8909c16e5b5ac9295b144e1c/e6931/Ultimate-Rewards.jpg 117w,/personal-finance/static/bf3371ce8909c16e5b5ac9295b144e1c/6e657/Ultimate-Rewards.jpg 234w,/personal-finance/static/bf3371ce8909c16e5b5ac9295b144e1c/8cc04/Ultimate-Rewards.jpg 468w" alt="chase transfer partners"/></picture></noscript><script type="module">const t="undefined"!=typeof HTMLImageElement&&"loading"in HTMLImageElement.prototype;if(t){const t=document.querySelectorAll("img[data-main-image]");for(let e of t){e.dataset.src&&(e.setAttribute("src",e.dataset.src),e.removeAttribute("data-src")),e.dataset.srcset&&(e.setAttribute("srcset",e.dataset.srcset),e.removeAttribute("data-srcset"));const t=e.parentNode.querySelectorAll("source[data-srcset]");for(let e of t)e.setAttribute("srcset",e.dataset.srcset),e.removeAttribute("data-srcset");e.complete&&(e.style.opacity=1,e.parentNode.parentNode.querySelector("[data-placeholder-image]").style.opacity=0)}}</script></div> <p>Step 5: Enter your information to complete the transfer</p> <p>If you already have your information saved with a Chase transfer partner, you can pick your option and transfer your Chase points in increments of 1,000. If you haven&#x27;t used a specific partner yet, you can prepare to transfer by entering your loyalty account number and your name.</p> <p>At that point, you&#x27;ll be allowed to transfer your Chase points to airlines and hotels. Just keep in mind that you can only move your Chase points to loyalty accounts in your name or the name of an authorized user on your Chase credit card.</p> <h2 id="chase-ultimate-rewards-credit-cards">Chase Ultimate Rewards credit cards</h2> <p>The good news about Chase Ultimate Rewards is the fact that you can earn these points with several different credit cards. That said, it&#x27;s worth noting that you can also earn rewards with cash back credit cards like the <span class="quidget__Container-sc-1i4ka6a-0 bIxih"><span class="sh-quidget-markup" data-rate-name="Chase Freedom Unlimited(R)" data-content="{*credit_card_id*:*3006090*,*field*:*card_name*,*api*:*cc*}">card_name</span></span> and the Chase Freedom Flex then pool them in your Chase travel card account for better redemption options.</p> <p>Chase credit cards that let you earn points that transfer to Chase airline and hotel partners on their own include the following:</p> <div class="wrapper__Wrapper-sc-1nbwfq1-0 jMCZkI wrapper__StyledTableWrapper-sc-1lg67ad-0 responsive-table__TableWrapper-sc-gs87lm-0 cjPmCo cQlyyR"><table class="wrapper__Table-sc-1nbwfq1-1 iYXWdO not-prose"><thead class="wrapper__Thead-sc-1nbwfq1-2 kFLxGW"><tr class="wrapper__Tr-sc-1nbwfq1-4 oGfrp"><th class="wrapper__Th-sc-1nbwfq1-3 gUICYl table-header"></th><th class="wrapper__Th-sc-1nbwfq1-3 gUICYl table-header">Chase Sapphire Preferred® Card</th><th class="wrapper__Th-sc-1nbwfq1-3 gUICYl table-header">Chase Sapphire Reserve®</th><th class="wrapper__Th-sc-1nbwfq1-3 gUICYl table-header">Ink Business Preferred® Credit Card</th></tr></thead><tbody class="wrapper__Tbody-sc-1nbwfq1-5 kklmFK"><tr class="table-row"><td class="card__Td-sc-a2uqyv-0 kPvALb table-cell"><div class="field__StyledField-sc-70i2am-0 gdQUUu table-field__Field-sc-wwy2wk-0 bihmpN field"><div class="value">Welcome offer</div></div></td><td class="card__Td-sc-a2uqyv-0 kPvALb table-cell"><div class="field__StyledField-sc-70i2am-0 gdQUUu table-field__Field-sc-wwy2wk-0 bihmpN field"><div class="value"><span class="quidget__Container-sc-1i4ka6a-0 bIxih"><span class="sh-quidget-markup" data-rate-name="Chase Sapphire Preferred(R) Card" data-content="{*credit_card_id*:*2061159*,*field*:*bonus_miles_full*,*api*:*cc*}">bonus_miles_full</span></span></div></div></td><td class="card__Td-sc-a2uqyv-0 kPvALb table-cell"><div class="field__StyledField-sc-70i2am-0 gdQUUu table-field__Field-sc-wwy2wk-0 bihmpN field"><div class="value"><span class="quidget__Container-sc-1i4ka6a-0 bIxih"><span class="sh-quidget-markup" data-rate-name="Chase Sapphire Reserve(R)" data-content="{*credit_card_id*:*4048084*,*field*:*bonus_miles_full*,*api*:*cc*}">bonus_miles_full</span></span></div></div></td><td class="card__Td-sc-a2uqyv-0 kPvALb table-cell"><div class="field__StyledField-sc-70i2am-0 gdQUUu table-field__Field-sc-wwy2wk-0 bihmpN field"><div class="value"><span class="quidget__Container-sc-1i4ka6a-0 bIxih"><span class="sh-quidget-markup" data-rate-name="Ink Business Preferred(R) Credit Card" data-content="{*credit_card_id*:*3006145*,*field*:*bonus_miles_full*,*api*:*cc*}">bonus_miles_full</span></span></div></div></td></tr><tr class="table-row"><td class="card__Td-sc-a2uqyv-0 kPvALb table-cell"><div class="field__StyledField-sc-70i2am-0 gdQUUu table-field__Field-sc-wwy2wk-0 bihmpN field"><div class="value">Earning rate</div></div></td><td class="card__Td-sc-a2uqyv-0 kPvALb table-cell"><div class="field__StyledField-sc-70i2am-0 gdQUUu table-field__Field-sc-wwy2wk-0 bihmpN field"><div class="value"><ul><li>5X points on travel through Chase Ultimate Rewards</li><li> 5X points on Lyft Rides through March 2025</li><li> 3X points on dining (including delivery and takeout), select streaming services and online grocery purchases (excluding Walmart, Target and wholesale clubs)</li><li> 2X points on other travel purchases</li><li> 1X points on other purchases</li></ul></div></div></td><td class="card__Td-sc-a2uqyv-0 kPvALb table-cell"><div class="field__StyledField-sc-70i2am-0 gdQUUu table-field__Field-sc-wwy2wk-0 bihmpN field"><div class="value"><ul><li>10X points on Chase Dining purchases, hotel stays and car rentals through Ultimate Rewards</li><li> 10X points on Lyft purchases through March 2025</li><li> 5X points on airfare booked through Chase Ultimate Rewards</li><li> 3X points on other travel and dining purchases</li><li> 1X points on all other purchases</li></ul></div></div></td><td class="card__Td-sc-a2uqyv-0 kPvALb table-cell"><div class="field__StyledField-sc-70i2am-0 gdQUUu table-field__Field-sc-wwy2wk-0 bihmpN field"><div class="value"><ul><li>3X points on up to $150,000 in spending in eligible business categories each account anniversary year (then 1X points)</li><li> 1X points on all other purchases</li></ul></div></div></td></tr><tr class="table-row"><td class="card__Td-sc-a2uqyv-0 kPvALb table-cell"><div class="field__StyledField-sc-70i2am-0 gdQUUu table-field__Field-sc-wwy2wk-0 bihmpN field"><div class="value">Annual fee</div></div></td><td class="card__Td-sc-a2uqyv-0 kPvALb table-cell"><div class="field__StyledField-sc-70i2am-0 gdQUUu table-field__Field-sc-wwy2wk-0 bihmpN field"><div class="value"><span class="quidget__Container-sc-1i4ka6a-0 bIxih"><span class="sh-quidget-markup" data-rate-name="Chase Sapphire Preferred(R) Card" data-content="{*credit_card_id*:*2061159*,*field*:*annual_fees*,*api*:*cc*}">annual_fees</span></span></div></div></td><td class="card__Td-sc-a2uqyv-0 kPvALb table-cell"><div class="field__StyledField-sc-70i2am-0 gdQUUu table-field__Field-sc-wwy2wk-0 bihmpN field"><div class="value"><span class="quidget__Container-sc-1i4ka6a-0 bIxih"><span class="sh-quidget-markup" data-rate-name="Chase Sapphire Reserve(R)" data-content="{*credit_card_id*:*4048084*,*field*:*annual_fees*,*api*:*cc*}">annual_fees</span></span></div></div></td><td class="card__Td-sc-a2uqyv-0 kPvALb table-cell"><div class="field__StyledField-sc-70i2am-0 gdQUUu table-field__Field-sc-wwy2wk-0 bihmpN field"><div class="value"><span class="quidget__Container-sc-1i4ka6a-0 bIxih"><span class="sh-quidget-markup" data-rate-name="Ink Business Preferred(R) Credit Card" data-content="{*credit_card_id*:*3006145*,*field*:*annual_fees*,*api*:*cc*}">annual_fees</span></span></div></div></td></tr><tr class="table-row"><td class="card__Td-sc-a2uqyv-0 kPvALb table-cell"><div class="field__StyledField-sc-70i2am-0 gdQUUu table-field__Field-sc-wwy2wk-0 bihmpN field"><div class="value">Major perks</div></div></td><td class="card__Td-sc-a2uqyv-0 kPvALb table-cell"><div class="field__StyledField-sc-70i2am-0 gdQUUu table-field__Field-sc-wwy2wk-0 bihmpN field"><div class="value"><ul><li>$50 hotel credit each year</li><li> Travel insurance benefits</li><li> 10% anniversary points boost bonus</li></ul></div></div></td><td class="card__Td-sc-a2uqyv-0 kPvALb table-cell"><div class="field__StyledField-sc-70i2am-0 gdQUUu table-field__Field-sc-wwy2wk-0 bihmpN field"><div class="value"><ul><li>$300 annual travel credit Priority Pass</li><li>Select membership (valued at $469)</li><li> Fee credit toward Global Entry, NEXUS or TSA PreCheck membership</li><li> Travel insurance benefits VIP access to events</li><li> DoorDash DashPass subscription</li><li> Instacart benefits</li><li> GoPuff monthly statement credit</li></ul></div></div></td><td class="card__Td-sc-a2uqyv-0 kPvALb table-cell"><div class="field__StyledField-sc-70i2am-0 gdQUUu table-field__Field-sc-wwy2wk-0 bihmpN field"><div class="value"><ul><li>Free employee cards</li><li> Travel insurance benefits</li></ul></div></div></td></tr></tbody></table></div> <h2 id="chase-transfer-rules-to-know-about">Chase transfer rules to know about</h2> <ul> <li>You can transfer Chase Ultimate Rewards points to airline and hotel partners in increments of 1,000 only.</li> <li>You can only transfer points to another person&#x27;s loyalty account if they are an authorized user on your Chase transfer card account.</li> <li>You can combine Chase points earned with cash back credit cards into your account for point transfers, but you have to have the <span class="quidget__Container-sc-1i4ka6a-0 bIxih"><span class="sh-quidget-markup" data-rate-name="Chase Sapphire Preferred(R) Card" data-content="{*credit_card_id*:*2061159*,*field*:*card_name*,*api*:*cc*}">card_name</span></span>, the <span class="quidget__Container-sc-1i4ka6a-0 bIxih"><span class="sh-quidget-markup" data-rate-name="Chase Sapphire Reserve(R)" data-content="{*credit_card_id*:*4048084*,*field*:*card_name*,*api*:*cc*}">card_name</span></span> or the <span class="quidget__Container-sc-1i4ka6a-0 bIxih"><span class="sh-quidget-markup" data-rate-name="Ink Business Preferred(R) Credit Card" data-content="{*credit_card_id*:*3006145*,*field*:*card_name*,*api*:*cc*}">card_name</span></span> to do so.</li> <li>Chase point transfers are one-way, meaning you cannot move transferred points back to your Chase account if you change your mind.</li> </ul> <h2 id="get-the-most-from-your-points-with-partners">Get the most from your points with partners</h2> <p>Chase transfer partners pave the way to even more valuable redemptions when you start earning points in the program, and that&#x27;s especially true if you&#x27;re a frequent traveler who has some flexibility in their plans or you&#x27;re someone who loves to traverse the globe in business class or first class.</p> <p>That said, it&#x27;s worth noting that you don&#x27;t have to transfer your points to airlines and hotels if you don&#x27;t want to. You can also use your points to book airfare, hotels, rental cars and more through Chase direct, or you can redeem your points for cash back, statement credits, gift cards or merchandise.</p> <p>While Chase Ultimate Rewards points are valuable no matter how you decide to use them, having this type of flexibility in your rewards program is priceless.</p> <h2 id="frequently-asked-questions-faqs">Frequently asked questions (FAQs)</h2> <h3>How do you combine your Chase Ultimate Rewards points into a single account?</h3> <p>Chase lets you combine your points within your online account management page. All you have to do is log into your Chase account at Chase.com, go to your rewards account, then select the option that says &quot;Earn/Use.&quot; From there, you&#x27;ll see the option to &quot;Combine Points&quot; and you can move your points around among your Chase accounts however you please.</p> <h3>How to transfer points between Chase card accounts?</h3> <p>Chase lets you combine points within your online account management page. You can also transfer points to someone living in your household by calling the number on the back of your card and having the other person&#x27;s credit card account added to your &quot;Combine Points&quot; page.</p> <h3>What are the best ways to redeem Chase Ultimate Rewards points?</h3> <p>The best redemptions are usually made after you transfer your rewards to a hotel or airline partner. However, there are no hard and fast rules that dictate which awards are the best or most valuable.</p> <h3>Can you transfer Chase ultimate rewards to another person?</h3> <p>You can transfer Chase points to another person&#x27;s account as long as they live in your household and share your address.</p> <h3>Can you transfer points from Chase to Amex?</h3> <p>You cannot transfer Chase Ultimate Rewards points to your American Express Membership Rewards account.</p> <h3>How to transfer points from Chase to Virgin Atlantic?</h3> <p>Head to your online Chase account and click on the area that shows your Chase Ultimate Rewards points. From there, you&#x27;ll click where it says &quot;Earn/Use,&quot; then on the option that says &quot;Transfer to Travel Partners.&quot;</p> <p>At that point, you can scroll down to Virgin Atlantic, add your loyalty number and transfer points in increments of 1,000.</p> <div class="MuiPaper-root MuiPaper-elevation MuiPaper-rounded MuiPaper-elevation0 text-block__Paper-sc-lt00f8-0 cExWZy text-block__TextBlock-sc-1jvm6pm-0 jxoTFa undefined css-zmnxdm"><p><a href="https://time.com/personal-finance/article/best-credit-cards-for-bad-credit/" target="_self" rel="alternate"></a></p></div></div><div class="disclaimer__Container-sc-oc4o57-0 bVJglG main___StyledDisclaimer-sc-ym2025-0 guBECT"><p>The information presented here is created by TIME Stamped and overseen by TIME editorial staff. 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Express card, it makes sense to understand which card is ideal for your needs.</h3><div class="article-card__Metadata-sc-imra5p-5 gtvvsN metadata"><a class="article-card__Link-sc-imra5p-2 jPZfRE" href="/personal-finance/article/best-american-express-card/"><span>By <!-- -->Jason Steele</span></a><span class="article-date"> </span></div></div></div></div></div></div><div id="taboola-feed-container"><div class="sc-cPiKLX bJELIl"><div id="below-article-thumbnails"></div></div></div></div></main></div></div></div></div></div><footer><div class="sc-bbSZdi flghfv"><div class="sc-fBWQRz bRpQvm"><a title="https://time.com" href="https://time.com" target="_self" rel="nofollow"><img src="/personal-finance/logo.svg" title="https://time.com" alt="https://time.com" width="82" height="27" loading="lazy" class="sc-hknOHE clhWGZ"/></a></div><div class="sc-eqUAAy hSPKII"><a class="social-links___StyledExternalLink-sc-1k9fkc4-0 kmGGpS" href="https://www.facebook.com/time/" target="_blank" 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