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Employee Benefits Compliance Blog

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<div class="mobile-menu__intro-title"> <a href="https://www.risk-strategies.com/industries/public-sector"> Public Sector </a> </div> </div> <ul class="mobile-menu__subbpanel-menu"> <li class="mobile-menu__panel mobile-menu__panel--depth-3"> <a href="https://www.risk-strategies.com/industries/public-sector/public-safety-and-municipalities"> Public Safety Organizations &amp; Municipalities </a> </li> </ul> </div> </li> <li class="mobile-menu__panel mobile-menu__panel--depth-2"> <button class="mobile-menu__panel-btn mobile-menu__tier-2-panel-btn" data-level="2"> Real Estate </button> <div class="mobile-menu__subpanel"> <button class="mobile-menu__back-btn mobile-menu__tier-2-back-btn" data-level="1"> Back to Real Estate </button> <div class="mobile-menu__subpanel-intro mobile-menu__subpanel-intro--depth-2"> <div class="mobile-menu__intro-title"> <a href="https://www.risk-strategies.com/industries/real-estate"> Real Estate </a> </div> </div> <ul class="mobile-menu__subbpanel-menu"> <li class="mobile-menu__panel mobile-menu__panel--depth-3"> <a href="https://www.risk-strategies.com/industries/real-estate/commercial-real-estate"> Commercial </a> </li> <li class="mobile-menu__panel mobile-menu__panel--depth-3"> <a href="https://www.risk-strategies.com/industries/real-estate/community-associations"> Community Associations </a> </li> <li class="mobile-menu__panel mobile-menu__panel--depth-3"> <a href="https://www.risk-strategies.com/industries/real-estate/hospitality"> Hospitality </a> </li> <li class="mobile-menu__panel mobile-menu__panel--depth-3"> <a href="https://www.risk-strategies.com/industries/real-estate/residential-habitational"> Residential / Habitational </a> </li> <li class="mobile-menu__panel mobile-menu__panel--depth-3"> <a href="https://www.risk-strategies.com/industries/real-estate/reits"> REITs </a> </li> <li class="mobile-menu__panel mobile-menu__panel--depth-3"> <a href="https://www.risk-strategies.com/industries/real-estate/retail"> Retail </a> </li> <li class="mobile-menu__panel mobile-menu__panel--depth-3"> <a href="https://www.risk-strategies.com/industries/real-estate/specialty-programs"> Specialty Programs </a> </li> </ul> </div> </li> <li class="mobile-menu__panel mobile-menu__panel--depth-2"> <button class="mobile-menu__panel-btn mobile-menu__tier-2-panel-btn" data-level="2"> Relocation </button> <div class="mobile-menu__subpanel"> <button class="mobile-menu__back-btn mobile-menu__tier-2-back-btn" data-level="1"> Back to Relocation </button> <div class="mobile-menu__subpanel-intro mobile-menu__subpanel-intro--depth-2"> <div class="mobile-menu__intro-title"> <a href="https://www.risk-strategies.com/industries/relocation"> Relocation </a> </div> </div> <ul class="mobile-menu__subbpanel-menu"> <li class="mobile-menu__panel mobile-menu__panel--depth-3"> <a href="https://www.risk-strategies.com/industries/relocation/domestic-household-goods"> Domestic Household Goods </a> </li> <li class="mobile-menu__panel 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Back to Business Insurance </button> <div class="mobile-menu__subpanel-intro mobile-menu__subpanel-intro--depth-2"> <div class="mobile-menu__intro-title"> <a href="https://www.risk-strategies.com/business-insurance/"> Business Insurance </a> </div> </div> <ul class="mobile-menu__subbpanel-menu"> <li class="mobile-menu__panel mobile-menu__panel--depth-3"> <a href="https://www.risk-strategies.com/business-insurance/captives"> Captives </a> </li> <li class="mobile-menu__panel mobile-menu__panel--depth-3"> <button class="mobile-menu__panel-btn mobile-menu__tier-3-panel-btn" data-level="3"> Casualty </button> <div class="mobile-menu__subpanel"> <button class="mobile-menu__back-btn mobile-menu__tier-3-back-btn" data-level="2"> Back to Casualty </button> <div> <div class="mobile-menu__intro-title"> <a class="h4" href="https://www.risk-strategies.com/business-insurance/casualty" style="text-decoration: none; margin: 5px 0 0"> Casualty </a> </div> </div> <ul class="mobile-menu__subpanel-menu"> 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srcset="https://www.risk-strategies.com/hs-fs/hubfs/New-Jersey-Downtown-Capitol-in-BG-800-450.jpg?width=225&amp;height=125&amp;name=New-Jersey-Downtown-Capitol-in-BG-800-450.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/New-Jersey-Downtown-Capitol-in-BG-800-450.jpg?width=450&amp;height=250&amp;name=New-Jersey-Downtown-Capitol-in-BG-800-450.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/New-Jersey-Downtown-Capitol-in-BG-800-450.jpg?width=675&amp;height=375&amp;name=New-Jersey-Downtown-Capitol-in-BG-800-450.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/New-Jersey-Downtown-Capitol-in-BG-800-450.jpg?width=900&amp;height=500&amp;name=New-Jersey-Downtown-Capitol-in-BG-800-450.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/New-Jersey-Downtown-Capitol-in-BG-800-450.jpg?width=1125&amp;height=625&amp;name=New-Jersey-Downtown-Capitol-in-BG-800-450.jpg 1125w, 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Insurance (NJ TDI) and Family Leave …</span> </div> <div class="post__content-bottom"> <div class="post__actions"> <a class="post__read-more cta-link cta-link--single-chevron" href="https://www.risk-strategies.com/employee-benefits-compliance/blog/new-jersey-disability-and-family-leave-insurance-rate-increases-for-2025"> Read article </a> </div> </div> </div> </div> </div> </div> </div> <div class="module__grid-column"> <div class="post post--card"> <div class="post__link"> <div class="post__photo"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Imported%20sitepage%20images/Post-Hurricane_-_083021.gif?width=450&amp;height=250&amp;name=Post-Hurricane_-_083021.gif" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Imported%20sitepage%20images/Post-Hurricane_-_083021.gif?width=225&amp;height=125&amp;name=Post-Hurricane_-_083021.gif 225w, 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class="post__content-top"> <span class="post__byline"> <span class="post__tag"> <a class="tag" href="https://www.risk-strategies.com/employee-benefits-compliance/blog/tag/employee-benefits"> Employee Benefits </a> </span> <div class="post__read-time"> 17 min read </div> </span> <div class="post__date"> November 25, 2024 </div> <h2 class="post__title"> <a href="https://www.risk-strategies.com/employee-benefits-compliance/blog/dol-irs-grant-plan-relief-due-to-recent-hurricanes"> DOL &amp; IRS Grant Plan Relief Due to Recent Hurricanes </a> </h2> <span class="post__snippet">ERISA[1]-governed health and welfare benefit plan sponsors and plan participants impacted by …</span> </div> <div class="post__content-bottom"> <div class="post__actions"> <a class="post__read-more cta-link cta-link--single-chevron" href="https://www.risk-strategies.com/employee-benefits-compliance/blog/dol-irs-grant-plan-relief-due-to-recent-hurricanes"> Read article </a> </div> </div> </div> </div> </div> </div> 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href="https://www.risk-strategies.com/employee-benefits-compliance/blog/california-insured-policies-must-cover-or-offer-to-cover-fertility-treatments-later-in-2025"> California Insured Policies Must Cover Or Offer to Cover Fertility Treatments Later in 2025 </a> </h2> <span class="post__snippet">Summary: California Governor Gavin Newsom recently signed legislation (Senate Bill 729) in …</span> </div> <div class="post__content-bottom"> <div class="post__actions"> <a class="post__read-more cta-link cta-link--single-chevron" href="https://www.risk-strategies.com/employee-benefits-compliance/blog/california-insured-policies-must-cover-or-offer-to-cover-fertility-treatments-later-in-2025"> Read article </a> </div> </div> </div> </div> </div> </div> </div> <div class="module__grid-column"> <div class="post post--card"> <div class="post__link"> <div class="post__photo"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Retirement%20services%20%281%29.jpg?width=450&amp;height=250&amp;name=Retirement%20services%20%281%29.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Retirement%20services%20%281%29.jpg?width=225&amp;height=125&amp;name=Retirement%20services%20%281%29.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Retirement%20services%20%281%29.jpg?width=450&amp;height=250&amp;name=Retirement%20services%20%281%29.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Retirement%20services%20%281%29.jpg?width=675&amp;height=375&amp;name=Retirement%20services%20%281%29.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Retirement%20services%20%281%29.jpg?width=900&amp;height=500&amp;name=Retirement%20services%20%281%29.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Retirement%20services%20%281%29.jpg?width=1125&amp;height=625&amp;name=Retirement%20services%20%281%29.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Retirement%20services%20%281%29.jpg?width=1350&amp;height=750&amp;name=Retirement%20services%20%281%29.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="post__inner" aria-hidden="true"> <div class="post__content"> <div class="post__content-top"> <span class="post__byline"> <span class="post__tag"> <a class="tag" href="https://www.risk-strategies.com/employee-benefits-compliance/blog/tag/employee-benefits"> Employee Benefits </a> </span> <div class="post__read-time"> 7 min read </div> </span> <div class="post__date"> November 01, 2024 </div> <h2 class="post__title"> <a href="https://www.risk-strategies.com/employee-benefits-compliance/blog/irs-announces-increased-retirement-plan-limits-for-2025"> IRS Announces Increased Retirement Plan Limits for 2025 </a> </h2> <span class="post__snippet">On November 1, 2024, the Internal Revenue Service (IRS) announced in IRS Notice 2024-80 …</span> </div> <div class="post__content-bottom"> <div class="post__actions"> <a class="post__read-more cta-link cta-link--single-chevron" href="https://www.risk-strategies.com/employee-benefits-compliance/blog/irs-announces-increased-retirement-plan-limits-for-2025"> Read article </a> </div> </div> </div> </div> </div> </div> </div> <div class="module__grid-column"> <div class="post post--card"> <div class="post__link"> <div class="post__photo"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Massachusetts-State-House-650-433.jpg?width=450&amp;height=250&amp;name=Massachusetts-State-House-650-433.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Massachusetts-State-House-650-433.jpg?width=225&amp;height=125&amp;name=Massachusetts-State-House-650-433.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Massachusetts-State-House-650-433.jpg?width=450&amp;height=250&amp;name=Massachusetts-State-House-650-433.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Massachusetts-State-House-650-433.jpg?width=675&amp;height=375&amp;name=Massachusetts-State-House-650-433.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Massachusetts-State-House-650-433.jpg?width=900&amp;height=500&amp;name=Massachusetts-State-House-650-433.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Massachusetts-State-House-650-433.jpg?width=1125&amp;height=625&amp;name=Massachusetts-State-House-650-433.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Massachusetts-State-House-650-433.jpg?width=1350&amp;height=750&amp;name=Massachusetts-State-House-650-433.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="post__inner" aria-hidden="true"> <div class="post__content"> <div class="post__content-top"> <span class="post__byline"> <span class="post__tag"> <a class="tag" href="https://www.risk-strategies.com/employee-benefits-compliance/blog/tag/employee-benefits"> Employee Benefits </a> </span> <div class="post__read-time"> 11 min read </div> </span> <div class="post__date"> November 01, 2024 </div> <h2 class="post__title"> <a href="https://www.risk-strategies.com/employee-benefits-compliance/blog/massachusetts-expands-earned-sick-time-law-for-reproductive-loss-events"> Massachusetts Expands Earned Sick Time Law For Reproductive Loss Events </a> </h2> <span class="post__snippet">Summary: Massachusetts Governor Maura Healey signed legislation on August 23, 2024[1], that, among …</span> </div> <div class="post__content-bottom"> <div class="post__actions"> <a class="post__read-more cta-link cta-link--single-chevron" href="https://www.risk-strategies.com/employee-benefits-compliance/blog/massachusetts-expands-earned-sick-time-law-for-reproductive-loss-events"> Read article </a> </div> </div> </div> </div> </div> </div> </div> <div class="module__grid-column"> <div class="post post--card"> <div class="post__link"> <div class="post__photo"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Maine-State-House-800-534.jpg?width=450&amp;height=250&amp;name=Maine-State-House-800-534.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Maine-State-House-800-534.jpg?width=225&amp;height=125&amp;name=Maine-State-House-800-534.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Maine-State-House-800-534.jpg?width=450&amp;height=250&amp;name=Maine-State-House-800-534.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Maine-State-House-800-534.jpg?width=675&amp;height=375&amp;name=Maine-State-House-800-534.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Maine-State-House-800-534.jpg?width=900&amp;height=500&amp;name=Maine-State-House-800-534.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Maine-State-House-800-534.jpg?width=1125&amp;height=625&amp;name=Maine-State-House-800-534.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Maine-State-House-800-534.jpg?width=1350&amp;height=750&amp;name=Maine-State-House-800-534.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="post__inner" aria-hidden="true"> <div class="post__content"> <div class="post__content-top"> <span class="post__byline"> <span class="post__tag"> <a class="tag" href="https://www.risk-strategies.com/employee-benefits-compliance/blog/tag/employee-benefits"> Employee Benefits </a> </span> <div class="post__read-time"> 12 min read </div> </span> <div class="post__date"> October 30, 2024 </div> <h2 class="post__title"> <a href="https://www.risk-strategies.com/employee-benefits-compliance/blog/maine-pfml-contributions-begin-in-2025-employer-next-steps"> Maine PFML Contributions Begin in 2025: Employer Next Steps </a> </h2> <span class="post__snippet">Summary: As we previously reported here, Maine passed their own paid family and medical leave …</span> </div> <div class="post__content-bottom"> <div class="post__actions"> <a class="post__read-more cta-link cta-link--single-chevron" href="https://www.risk-strategies.com/employee-benefits-compliance/blog/maine-pfml-contributions-begin-in-2025-employer-next-steps"> Read article </a> </div> </div> </div> </div> </div> </div> </div> <div class="module__grid-column"> <div class="post post--card"> <div class="post__link"> <div class="post__photo"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Doctor%20typing%20on%20laptop.jpg?width=450&amp;height=250&amp;name=Doctor%20typing%20on%20laptop.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Doctor%20typing%20on%20laptop.jpg?width=225&amp;height=125&amp;name=Doctor%20typing%20on%20laptop.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Doctor%20typing%20on%20laptop.jpg?width=450&amp;height=250&amp;name=Doctor%20typing%20on%20laptop.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Doctor%20typing%20on%20laptop.jpg?width=675&amp;height=375&amp;name=Doctor%20typing%20on%20laptop.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Doctor%20typing%20on%20laptop.jpg?width=900&amp;height=500&amp;name=Doctor%20typing%20on%20laptop.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Doctor%20typing%20on%20laptop.jpg?width=1125&amp;height=625&amp;name=Doctor%20typing%20on%20laptop.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Doctor%20typing%20on%20laptop.jpg?width=1350&amp;height=750&amp;name=Doctor%20typing%20on%20laptop.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="post__inner" aria-hidden="true"> <div class="post__content"> <div class="post__content-top"> <span class="post__byline"> <span class="post__tag"> <a class="tag" href="https://www.risk-strategies.com/employee-benefits-compliance/blog/tag/employee-benefits"> Employee Benefits </a> </span> <div class="post__read-time"> 10 min read </div> </span> <div class="post__date"> October 28, 2024 </div> <h2 class="post__title"> <a href="https://www.risk-strategies.com/employee-benefits-compliance/blog/irs-adds-to-preventive-care-benefit-list-for-hdhps"> IRS Adds to Preventive Care Benefit List for HDHPs </a> </h2> <span class="post__snippet">Summary: On October 17. 2024, the Internal Revenue Service (IRS) issued Notice 2024-75, adding to …</span> </div> <div class="post__content-bottom"> <div class="post__actions"> <a class="post__read-more cta-link cta-link--single-chevron" href="https://www.risk-strategies.com/employee-benefits-compliance/blog/irs-adds-to-preventive-care-benefit-list-for-hdhps"> Read article </a> </div> </div> </div> </div> </div> </div> </div> <div class="module__grid-column"> <div class="post post--card"> <div class="post__link"> <div class="post__photo"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/IRS-Sign-600-400.jpg?width=450&amp;height=250&amp;name=IRS-Sign-600-400.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/IRS-Sign-600-400.jpg?width=225&amp;height=125&amp;name=IRS-Sign-600-400.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/IRS-Sign-600-400.jpg?width=450&amp;height=250&amp;name=IRS-Sign-600-400.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/IRS-Sign-600-400.jpg?width=675&amp;height=375&amp;name=IRS-Sign-600-400.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/IRS-Sign-600-400.jpg?width=900&amp;height=500&amp;name=IRS-Sign-600-400.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/IRS-Sign-600-400.jpg?width=1125&amp;height=625&amp;name=IRS-Sign-600-400.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/IRS-Sign-600-400.jpg?width=1350&amp;height=750&amp;name=IRS-Sign-600-400.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="post__inner" aria-hidden="true"> <div class="post__content"> <div class="post__content-top"> <span class="post__byline"> <span class="post__tag"> <a class="tag" href="https://www.risk-strategies.com/employee-benefits-compliance/blog/tag/employee-benefits"> Employee Benefits </a> </span> <div class="post__read-time"> 13 min read </div> </span> <div class="post__date"> October 23, 2024 </div> <h2 class="post__title"> <a href="https://www.risk-strategies.com/employee-benefits-compliance/blog/irs-releases-health-care-fsa-commuter-and-adoption-assistance-benefit-limits-for-2025"> IRS Releases Health Care FSA, Commuter and Adoption Assistance Benefit Limits for 2025 </a> </h2> <span class="post__snippet">The Internal Revenue Service (IRS) released Revenue Procedure 2024-40 on October 22, 2024, …</span> </div> <div class="post__content-bottom"> <div class="post__actions"> <a class="post__read-more cta-link cta-link--single-chevron" href="https://www.risk-strategies.com/employee-benefits-compliance/blog/irs-releases-health-care-fsa-commuter-and-adoption-assistance-benefit-limits-for-2025"> Read article </a> </div> </div> </div> </div> </div> </div> </div> <div class="module__grid-column"> <div class="post post--card"> <div class="post__link"> <div class="post__photo"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/California-State-Capitol-600-399.jpg?width=450&amp;height=250&amp;name=California-State-Capitol-600-399.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/California-State-Capitol-600-399.jpg?width=225&amp;height=125&amp;name=California-State-Capitol-600-399.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/California-State-Capitol-600-399.jpg?width=450&amp;height=250&amp;name=California-State-Capitol-600-399.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/California-State-Capitol-600-399.jpg?width=675&amp;height=375&amp;name=California-State-Capitol-600-399.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/California-State-Capitol-600-399.jpg?width=900&amp;height=500&amp;name=California-State-Capitol-600-399.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/California-State-Capitol-600-399.jpg?width=1125&amp;height=625&amp;name=California-State-Capitol-600-399.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/California-State-Capitol-600-399.jpg?width=1350&amp;height=750&amp;name=California-State-Capitol-600-399.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="post__inner" aria-hidden="true"> <div class="post__content"> <div class="post__content-top"> <span class="post__byline"> <span class="post__tag"> <a class="tag" href="https://www.risk-strategies.com/employee-benefits-compliance/blog/tag/employee-benefits"> Employee Benefits </a> </span> <div class="post__read-time"> 11 min read </div> </span> <div class="post__date"> October 16, 2024 </div> <h2 class="post__title"> <a href="https://www.risk-strategies.com/employee-benefits-compliance/blog/california-expands-leave-benefits-in-2025"> California Expands Leave Benefits in 2025 </a> </h2> <span class="post__snippet">Summary: California Governor Gavin Newsom signed legislation in September 2024 expanding paid …</span> </div> <div class="post__content-bottom"> <div class="post__actions"> <a class="post__read-more cta-link cta-link--single-chevron" href="https://www.risk-strategies.com/employee-benefits-compliance/blog/california-expands-leave-benefits-in-2025"> Read article </a> </div> </div> </div> </div> </div> </div> </div> <div class="module__grid-column"> <div class="post post--card"> <div class="post__link"> <div class="post__photo"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Female-Worker-Comparing-Options-Paperwork-800-534.jpg?width=450&amp;height=250&amp;name=Female-Worker-Comparing-Options-Paperwork-800-534.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Female-Worker-Comparing-Options-Paperwork-800-534.jpg?width=225&amp;height=125&amp;name=Female-Worker-Comparing-Options-Paperwork-800-534.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Female-Worker-Comparing-Options-Paperwork-800-534.jpg?width=450&amp;height=250&amp;name=Female-Worker-Comparing-Options-Paperwork-800-534.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Female-Worker-Comparing-Options-Paperwork-800-534.jpg?width=675&amp;height=375&amp;name=Female-Worker-Comparing-Options-Paperwork-800-534.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Female-Worker-Comparing-Options-Paperwork-800-534.jpg?width=900&amp;height=500&amp;name=Female-Worker-Comparing-Options-Paperwork-800-534.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Female-Worker-Comparing-Options-Paperwork-800-534.jpg?width=1125&amp;height=625&amp;name=Female-Worker-Comparing-Options-Paperwork-800-534.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Female-Worker-Comparing-Options-Paperwork-800-534.jpg?width=1350&amp;height=750&amp;name=Female-Worker-Comparing-Options-Paperwork-800-534.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="post__inner" aria-hidden="true"> <div class="post__content"> <div class="post__content-top"> <span class="post__byline"> <span class="post__tag"> <a class="tag" href="https://www.risk-strategies.com/employee-benefits-compliance/blog/tag/employee-benefits"> Employee Benefits </a> </span> <div class="post__read-time"> 6 min read </div> </span> <div class="post__date"> October 10, 2024 </div> <h2 class="post__title"> <a href="https://www.risk-strategies.com/employee-benefits-compliance/blog/irs-private-letter-ruling-offers-employee-choice-between-tax-favored-benefits"> IRS Private Letter Ruling Offers Employee Choice Between Tax-Favored Benefits </a> </h2> <span class="post__snippet">Summary: The Internal Revenue Service (IRS) issued a Private Letter Ruling (PLR) on May 20, 2024, …</span> </div> <div class="post__content-bottom"> <div class="post__actions"> <a class="post__read-more cta-link cta-link--single-chevron" href="https://www.risk-strategies.com/employee-benefits-compliance/blog/irs-private-letter-ruling-offers-employee-choice-between-tax-favored-benefits"> Read article </a> </div> </div> </div> </div> </div> </div> </div> <div class="module__grid-column"> <div class="post post--card"> <div class="post__link"> <div class="post__photo"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Parents-Having-Meal-with-Baby-800-533.jpg?width=450&amp;height=250&amp;name=Parents-Having-Meal-with-Baby-800-533.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Parents-Having-Meal-with-Baby-800-533.jpg?width=225&amp;height=125&amp;name=Parents-Having-Meal-with-Baby-800-533.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Parents-Having-Meal-with-Baby-800-533.jpg?width=450&amp;height=250&amp;name=Parents-Having-Meal-with-Baby-800-533.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Parents-Having-Meal-with-Baby-800-533.jpg?width=675&amp;height=375&amp;name=Parents-Having-Meal-with-Baby-800-533.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Parents-Having-Meal-with-Baby-800-533.jpg?width=900&amp;height=500&amp;name=Parents-Having-Meal-with-Baby-800-533.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Parents-Having-Meal-with-Baby-800-533.jpg?width=1125&amp;height=625&amp;name=Parents-Having-Meal-with-Baby-800-533.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Parents-Having-Meal-with-Baby-800-533.jpg?width=1350&amp;height=750&amp;name=Parents-Having-Meal-with-Baby-800-533.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="post__inner" aria-hidden="true"> <div class="post__content"> <div class="post__content-top"> <span class="post__byline"> <span class="post__tag"> <a class="tag" href="https://www.risk-strategies.com/employee-benefits-compliance/blog/tag/employee-benefits"> Employee Benefits </a> </span> <div class="post__read-time"> 19 min read </div> </span> <div class="post__date"> October 02, 2024 </div> <h2 class="post__title"> <a href="https://www.risk-strategies.com/employee-benefits-compliance/blog/massachusetts-pfml-updates-for-2025"> Massachusetts PFML Updates for 2025 </a> </h2> <span class="post__snippet">The Massachusetts Department of Family and Medical Leave (the “Department”) recently announced …</span> </div> <div class="post__content-bottom"> <div class="post__actions"> <a class="post__read-more cta-link cta-link--single-chevron" href="https://www.risk-strategies.com/employee-benefits-compliance/blog/massachusetts-pfml-updates-for-2025"> Read article </a> </div> </div> </div> </div> </div> </div> </div> <div class="module__grid-column"> <div class="post post--card"> <div class="post__link"> <div class="post__photo"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Person-at-Desk-Paperwork-600.jpg?width=450&amp;height=250&amp;name=Person-at-Desk-Paperwork-600.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Person-at-Desk-Paperwork-600.jpg?width=225&amp;height=125&amp;name=Person-at-Desk-Paperwork-600.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Person-at-Desk-Paperwork-600.jpg?width=450&amp;height=250&amp;name=Person-at-Desk-Paperwork-600.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Person-at-Desk-Paperwork-600.jpg?width=675&amp;height=375&amp;name=Person-at-Desk-Paperwork-600.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Person-at-Desk-Paperwork-600.jpg?width=900&amp;height=500&amp;name=Person-at-Desk-Paperwork-600.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Person-at-Desk-Paperwork-600.jpg?width=1125&amp;height=625&amp;name=Person-at-Desk-Paperwork-600.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Person-at-Desk-Paperwork-600.jpg?width=1350&amp;height=750&amp;name=Person-at-Desk-Paperwork-600.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="post__inner" aria-hidden="true"> <div class="post__content"> <div class="post__content-top"> <span class="post__byline"> <span class="post__tag"> <a class="tag" href="https://www.risk-strategies.com/employee-benefits-compliance/blog/tag/employee-benefits"> Employee Benefits </a> </span> <div class="post__read-time"> 7 min read </div> </span> <div class="post__date"> September 26, 2024 </div> <h2 class="post__title"> <a href="https://www.risk-strategies.com/employee-benefits-compliance/blog/new-required-notice-for-fixed-indemnity-plans-in-2025"> New Required Notice for Fixed Indemnity Plans in 2025 </a> </h2> <span class="post__snippet">Employers offering fixed indemnity plans, including hospital indemnity policies, to their employees …</span> </div> <div class="post__content-bottom"> <div class="post__actions"> <a class="post__read-more cta-link cta-link--single-chevron" href="https://www.risk-strategies.com/employee-benefits-compliance/blog/new-required-notice-for-fixed-indemnity-plans-in-2025"> Read article </a> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="blog-listing__footer"> <div 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