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Terms & Conditions for Fibe Referral Program
<!DOCTYPE html><html lang="en" class="__variable_7f3cdd"><head><meta charSet="utf-8"/><link rel="preload" as="font" href="/_next/static/media/08f6869de032d726-s.p.woff2" crossorigin="" type="font/woff2"/><link rel="preload" as="font" href="/_next/static/media/562f9e66ce415c97-s.p.woff2" crossorigin="" type="font/woff2"/><link rel="preload" as="font" href="/_next/static/media/964da666ccb1de0d-s.p.woff2" crossorigin="" type="font/woff2"/><link rel="preload" as="font" href="/_next/static/media/e05068a1c6e286d3-s.p.woff2" crossorigin="" type="font/woff2"/><link rel="stylesheet" href="/_next/static/css/46843416550d9a39.css" data-precedence="next"/><meta name="next-size-adjust"/><meta name="google-site-verification" content="qwvdfRxYy0linyRJVb3rflGBXPlSZSspxMpCEYIayEI"/><meta name="facebook-domain-verification" content="x1jys55du9q7hw5ztn347vr7xluhyz"/><title>Terms & Conditions for Fibe Referral Program</title><meta name="description" content="Terms & Conditions for Fibe Referral Program: Read our term and conditions carefully to participate and avail the benefits for referral program"/><meta name="viewport" content="width=device-width, initial-scale=1"/><meta name="facebook-domain-verification" content="x1jys55du9q7hw5ztn347vr7xluhyz"/><meta name="google-site-verification" content="qwvdfRxYy0linyRJVb3rflGBXPlSZSspxMpCEYIayEI"/><link rel="icon" href="/favicon.ico" type="image/x-icon" sizes="any"/><script src="/_next/static/chunks/polyfills-c67a75d1b6f99dc8.js" noModule=""></script></head><body class="font-gilroy !bg-white min-h-screen select-none"><noscript><iframe title="google tag manager" src="https://www.googletagmanager.com/ns.html?id=GTM-T3MDNS9" height="0" width="0" style="display:none;visibility:hidden"></iframe></noscript><header class="grid grid-cols-1 items-center fixed left-0 top-0 z-30 w-full bg-transparent"><nav class="relative px-2 py-1 mx-4 lg:mx-0"><div class="w-full lg:container lg:mx-auto flex justify-between items-end lg:items-center mb-3 lg:mb-0"><a class="relative w-[52px] lg:w-[77px] h-[42px] lg:h-[60px] mt-2 mb-2 lg:mb-0 lg:mb-4" href="/"><img alt="Fibe Instant Personal Loan" fetchPriority="high" decoding="async" data-nimg="fill" class="mx-6 lg:m-0" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" src="/fibe-india.svg"/></a><div class="space-x-1 lg:space-x-2 flex justify-end items-center lg:py-2"><div class="fixed lg:hidden h-screen bg-zinc-950 opacity-50 left-0 top-0 w-full z-10 transform ease-in-out max-lg:transition-all duration-200 hidden lg:translate-x-0"></div><ul class="fixed lg:relative z-30 top-0 right-0 bg-white lg:bg-transparent h-screen lg:h-auto lg:flex transform ease-in-out max-lg:transition-all duration-300 space-x-2 lg:space-x-6 [&>*]:ml-0 w-[320px] lg:w-full rounded-l-3xl translate-x-full lg:translate-x-0"><li class="flex flex-col lg:hidden"><a class="relative w-[52px] lg:w-[77px] h-[42px] lg:h-[60px] my-2 shrink-0" href="/"><img alt="Fibe Instant Personal Loan" fetchPriority="high" decoding="async" data-nimg="fill" class="mx-6 lg:m-0" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" src="/fibe-india.svg"/></a></li><li class="absolute lg:hidden right-5 top-5 z-40"><button type="button" class=" lg:text-xl lg:w-auto border text-2xl m-1 p-2 border-0"><img alt="close" loading="lazy" width="13" height="14" decoding="async" data-nimg="1" style="color:transparent" src="/icons/close.svg"/></button></li><li class="flex flex-col lg:flex-row relative group/l1 p-3 lg:p-0 "><div class="flex mb:2 lg:mb-0 items-center"><a class="mr-1 group-[.active]/l1:text-primary font-semibold text-base lg:text-lg lg:py-4" href="#">Loans</a><svg xmlns="http://www.w3.org/2000/svg" width="12" height="6" fill="none" class="stroke-plain-grey mt-1 group-[.active]/l1:stroke-primary"><path d="m1 1 5 4 5-4"></path></svg></div><ul class="relative lg:absolute bg-white top-0 lg:top-full left:0 lg:-left-10 lg:transform lg:scale-0 group-hover/l1:lg:scale-100 transition-[max-height] lg:transition duration-300 lg:duration-150 ease-out lg:ease-in-out lg:origin-top lg:shadow-lg z-50 px-2 lg:py-2 lg:rounded-xl max-h-0 overflow-hidden group-hover/l1:max-h-[500px] group-hover/l1:lg:max-h-[auto] group-hover/l1:duration-400 group-hover/l1:lg:duration-150 group-hover/l1:ease-in group-hover/l1:lg:ease-in-out [&>li]:mb-1 [&>li:last-child]:mb-0 [&>li>a]:text-sm "><li class="mr-0 group/sublink "><a class="grid grid-cols-1 min-w-[280px] px-2 lg:px-2 py-2 hover:bg-latte rounded-xl border border-white hover:border-light-grey group/edit group-[.active]/sublink:bg-latte group-[.active]/sublink:border-light-grey " href="/instant-cash-loan/"><span class="flex items-center [&>*]:mr-2 last:mr-0"><span><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" fill="none"><rect width="4" height="12" x="20" y="4" stroke="#333" stroke-width="1.5" rx="2" transform="rotate(90 20 4)"></rect><rect width="4" height="12" x="20" y="12" stroke="#333" stroke-width="1.5" rx="2" transform="rotate(90 20 12)"></rect><rect width="4" height="12" x="16" y="8" stroke="#F8A63F" stroke-width="1.5" rx="2" transform="rotate(90 16 8)"></rect><rect width="4" height="12" x="17" y="16" stroke="#F8A63F" stroke-width="1.5" rx="2" transform="rotate(90 17 16)"></rect></svg></span> <span class="lg:font-medium">Instant Cash Loan</span> <span class="group-hover/edit:pl-1 group-[.active]/sublink:pl-1 transition-all"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="10" fill="none" stroke="#333"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m9 9 4-4m0 0L9 1m4 4H1"></path></svg></span></span><span class="hidden lg:block ml-8 text-xs text-cement-grey">Get quick cash loans of up to ₹5 lacs in 2 minutes</span></a></li><li class="mr-0 group/sublink "><a class="grid grid-cols-1 min-w-[280px] px-2 lg:px-2 py-2 hover:bg-latte rounded-xl border border-white hover:border-light-grey group/edit group-[.active]/sublink:bg-latte group-[.active]/sublink:border-light-grey " href="/personal-loan/"><span class="flex items-center [&>*]:mr-2 last:mr-0"><span><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" fill="none"><path stroke="#333" stroke-linejoin="round" stroke-width="1.5" d="M5.632 11.103A6 6 0 0 1 11.325 7h1.35a6 6 0 0 1 5.692 4.103l1 3C20.663 17.988 17.771 22 13.675 22h-3.35c-4.096 0-6.988-4.012-5.693-7.897l1-3Z"></path><path stroke="#333" stroke-linejoin="round" stroke-width="1.5" d="M14.086 7H9.914L8.513 5.393c-1.373-1.575.229-3.93 2.234-3.283l.928.3c.211.067.439.067.65 0l.928-.3c2.005-.647 3.607 1.708 2.234 3.283L14.086 7Z"></path><path stroke="#F8A63F" stroke-linecap="round" stroke-width="1.5" d="M9 17c2.254 1.315 3.578 1.345 6 0"></path></svg></span> <span class="lg:font-medium">Personal Loan</span> <span class="group-hover/edit:pl-1 group-[.active]/sublink:pl-1 transition-all"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="10" fill="none" stroke="#333"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m9 9 4-4m0 0L9 1m4 4H1"></path></svg></span></span><span class="hidden lg:block ml-8 text-xs text-cement-grey">Avail of a Personal Loan at 0 preclosure charges</span></a></li></ul></li><li class="flex flex-col lg:flex-row relative group/l1 p-3 lg:p-0 "><div class="flex mb:2 lg:mb-0 items-center"><a class="mr-1 group-[.active]/l1:text-primary font-semibold text-base lg:text-lg lg:py-4" href="#">Our Offerings</a><svg xmlns="http://www.w3.org/2000/svg" width="12" height="6" fill="none" class="stroke-plain-grey mt-1 group-[.active]/l1:stroke-primary"><path d="m1 1 5 4 5-4"></path></svg></div><ul class="relative lg:absolute bg-white top-0 lg:top-full left:0 lg:-left-[250px] lg:transform lg:scale-0 group-hover/l1:lg:scale-100 transition-[max-height] lg:transition duration-300 lg:duration-150 ease-out lg:ease-in-out lg:origin-top lg:shadow-lg z-50 px-2 lg:py-2 lg:rounded-xl max-h-0 overflow-hidden group-hover/l1:max-h-[500px] group-hover/l1:lg:max-h-[auto] group-hover/l1:duration-400 group-hover/l1:lg:duration-150 group-hover/l1:ease-in group-hover/l1:lg:ease-in-out lg:grid lg:grid-cols-2 lg:w-[640px] lg:divide-x [&>li]:mb-1 [&>li:last-child]:mb-0 [&>li>ul>li>a]:text-sm "><li class="lg:pr-2"><ul class="[&>li]:mb-1 [&>li:last-child]:mb-0"><li><p class="font-semibold text-base px-0 lg:px-3 py-1 lg:py-2 text-black">Newly Launched</p></li><li class="mr-0 group/sublink "><a class="grid grid-cols-1 min-w-[280px] px-2 lg:px-2 py-2 hover:bg-latte rounded-xl border border-white hover:border-light-grey group/edit group-[.active]/sublink:bg-latte group-[.active]/sublink:border-light-grey " href="/loan-against-mutual-fund/"><span class="flex items-center [&>*]:mr-2 last:mr-0"><span><svg width="24" height="25" viewBox="0 0 24 25" fill="none" xmlns="http://www.w3.org/2000/svg"><g clip-path="url(#clip0_17517_29912)"><path d="M19 2.87988H21C21.5523 2.87988 22 3.30969 22 3.83988V5.75988M21 3.83988C13.0585 9.97558 8.94211 11.6283 2 12.4799M18 10.5599V20.1599C18 21.2203 18.8954 22.0799 20 22.0799C21.1046 22.0799 22 21.2203 22 20.1599V10.5599C22 9.49949 21.1046 8.63988 20 8.63988C18.8954 8.63988 18 9.49949 18 10.5599ZM2 18.2399L2 20.1599C2 21.2203 2.89543 22.0799 4 22.0799C5.10457 22.0799 6 21.2203 6 20.1599L6 18.2399C6 17.1795 5.10457 16.3199 4 16.3199C2.89543 16.3199 2 17.1795 2 18.2399ZM9.99999 14.3999V20.1599C9.99999 21.2203 10.8954 22.0799 12 22.0799C13.1046 22.0799 14 21.2203 14 20.1599V14.3999C14 13.3395 13.1046 12.4799 12 12.4799C10.8954 12.4799 9.99999 13.3395 9.99999 14.3999Z" stroke="#333333" stroke-width="1.5" stroke-linecap="round" stroke-linejoin="round"></path><path d="M13.0001 2.1719C13.0001 2.2871 12.9512 2.39763 12.8644 2.47908C12.7776 2.56053 12.6598 2.60635 12.5371 2.60635H10.6852V3.02332C10.6851 3.40527 10.5507 3.77645 10.303 4.07953C10.0553 4.38263 9.70809 4.6008 9.31501 4.69999L11.7872 7.01968C11.7907 7.05444 11.7907 7.08934 11.7872 7.12396C11.7923 7.16439 11.7923 7.20512 11.7872 7.24555C11.7872 7.36074 11.7383 7.47128 11.6515 7.55273C11.5647 7.63418 11.4469 7.67999 11.3242 7.67999H11.1853C11.1284 7.66268 11.0751 7.63621 11.0278 7.60174L10.963 7.54095L7.24106 3.95286C7.17038 3.87199 7.13117 3.77091 7.12992 3.66619C7.12992 3.42636 7.33717 3.23175 7.59276 3.23175C7.70607 3.23233 7.81519 3.27262 7.89843 3.34476C7.90168 3.35901 7.90168 3.37385 7.89843 3.38825L8.25029 3.70968H8.25013C8.4118 3.83534 8.61424 3.90588 8.82428 3.90952C9.0698 3.90952 9.30541 3.81789 9.47901 3.655C9.65261 3.4921 9.75011 3.27115 9.75011 3.04064V2.60635H7.46318C7.20758 2.60635 7.00018 2.41174 7.00018 2.17191C7.00018 1.93207 7.20758 1.73747 7.46318 1.73747H9.7594V0.868734H7.46318C7.20758 0.868734 7.00018 0.674274 7.00018 0.434292C7.00018 0.194456 7.20758 0 7.46318 0H12.5372C12.7928 0 13.0002 0.19446 13.0002 0.434292C13.0002 0.674274 12.7928 0.868734 12.5372 0.868734H10.6854V1.73747H12.5372C12.6599 1.73747 12.7777 1.78328 12.8645 1.86473C12.9513 1.94618 13.0002 2.05672 13.0002 2.17191L13.0001 2.1719Z" fill="#F8A63F"></path></g><defs><clipPath id="clip0_17517_29912"><rect width="24" height="24.3137" fill="white" transform="translate(0 0.136719)"></rect></clipPath></defs></svg></span> <span class="lg:font-medium">Loan Against Mutual Funds</span> <span class="group-hover/edit:pl-1 group-[.active]/sublink:pl-1 transition-all"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="10" fill="none" stroke="#333"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m9 9 4-4m0 0L9 1m4 4H1"></path></svg></span></span><span class="hidden lg:block ml-8 text-xs text-cement-grey">Borrow using mutual fund holdings in minutes</span></a></li><li><p class="font-semibold text-base px-0 lg:px-3 py-1 lg:py-2"><a class="text-black" href="/financial-wellness/">Financial Wellness</a></p></li><li class="mr-0 group/sublink "><a class="grid grid-cols-1 min-w-[280px] px-2 lg:px-2 py-2 hover:bg-latte rounded-xl border border-white hover:border-light-grey group/edit group-[.active]/sublink:bg-latte group-[.active]/sublink:border-light-grey" href="/financial-wellness/salary-advance/"><span class="flex items-center [&>*]:mr-2 last:mr-0"><span><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" fill="none"><path stroke="#333" stroke-linejoin="round" stroke-width="1.5" d="M2 7a4 4 0 0 1 4-4h12a4 4 0 0 1 4 4v10a4 4 0 0 1-4 4H6a4 4 0 0 1-4-4V7Z"></path><path stroke="#F8A63F" stroke-linejoin="round" stroke-width="1.5" d="M22 9v6h-4a3 3 0 1 1 0-6h4Z"></path></svg></span> <span class="lg:font-medium">Salary Advance</span> <span class="group-hover/edit:pl-1 group-[.active]/sublink:pl-1 transition-all"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="10" fill="none" stroke="#333"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m9 9 4-4m0 0L9 1m4 4H1"></path></svg></span></span><span class="hidden lg:block ml-8 text-xs text-cement-grey">Easy financing for your employees instant cash needs</span></a></li><li><p class="font-semibold text-base px-0 lg:px-3 py-1 lg:py-2"><a class="text-black" href="/credit-card/fibe-axis-bank-credit-card/">Credit Card</a></p></li><li class="mr-0 group/sublink "><a class="grid grid-cols-1 min-w-[280px] px-2 lg:px-2 py-2 hover:bg-latte rounded-xl border border-white hover:border-light-grey group/edit group-[.active]/sublink:bg-latte group-[.active]/sublink:border-light-grey" href="/credit-card/fibe-axis-bank-credit-card/"><span class="flex items-center [&>*]:mr-2 last:mr-0"><span><svg fill="none" height="24" viewBox="0 0 24 24" width="24" xmlns="http://www.w3.org/2000/svg"><g stroke-width="1.5"><path d="m2 7h20v4h-20z" stroke="#f8a63f" stroke-linejoin="round"></path><path d="m2 7c0-2.20914 1.79086-4 4-4h12c2.2091 0 4 1.79086 4 4v10c0 2.2091-1.7909 4-4 4h-12c-2.20914 0-4-1.7909-4-4z" stroke="#333" stroke-linejoin="round"></path><path d="m8 17h-2" stroke="#f8a63f" stroke-linecap="round"></path></g></svg></span> <span class="lg:font-medium">Fibe Axis Bank Credit Card</span> <span class="group-hover/edit:pl-1 group-[.active]/sublink:pl-1 transition-all"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="10" fill="none" stroke="#333"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m9 9 4-4m0 0L9 1m4 4H1"></path></svg></span></span><span class="hidden lg:block ml-8 text-xs text-cement-grey">Go numberless with Fibe Axis Bank Credit Card</span></a></li></ul></li><li class="lg:pl-2"><ul class="[&>li]:mb-1 [&>li:last-child]:mb-0"><li><p class="font-semibold text-base px-0 lg:px-3 py-1 lg:py-2"><a class="text-black" href="/fibe-emis/">FibeEMIS-Buy Now Pay Later</a></p></li><li class="mr-0 group/sublink "><a class="grid grid-cols-1 min-w-[280px] px-2 lg:px-2 py-2 hover:bg-latte rounded-xl border border-white hover:border-light-grey group/edit group-[.active]/sublink:bg-latte group-[.active]/sublink:border-light-grey " href="/fibe-emis/healthcare/"><span class="flex items-center [&>*]:mr-2 last:mr-0"><span><svg xmlns="http://www.w3.org/2000/svg" width="24" height="25" fill="none"><path stroke="#F8A63F" stroke-linecap="round" stroke-width="1.5" d="M12 11.143v6.079M15 14.182H9"></path><path stroke="#333" stroke-linecap="round" stroke-width="1.5" d="M8 6.078V5.065c0-1.679 1.343-3.04 3-3.04h2c1.657 0 3 1.361 3 3.04v1.013M6 22.287h12c2.21 0 4-1.814 4-4.052V10.13c0-2.238-1.79-4.052-4-4.052H6c-2.21 0-4 1.814-4 4.052v8.105c0 2.238 1.79 4.052 4 4.052Z"></path></svg></span> <span class="lg:font-medium">Medical Loan</span> <span class="group-hover/edit:pl-1 group-[.active]/sublink:pl-1 transition-all"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="10" fill="none" stroke="#333"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m9 9 4-4m0 0L9 1m4 4H1"></path></svg></span></span><span class="hidden lg:block ml-8 text-xs text-cement-grey">Access the best of healthcare on EMIs</span></a></li><li class="mr-0 group/sublink "><a class="grid grid-cols-1 min-w-[280px] px-2 lg:px-2 py-2 hover:bg-latte rounded-xl border border-white hover:border-light-grey group/edit group-[.active]/sublink:bg-latte group-[.active]/sublink:border-light-grey" href="/fibe-emis/education/"><span class="flex items-center [&>*]:mr-2 last:mr-0"><span><svg xmlns="http://www.w3.org/2000/svg" width="22" height="21" fill="none"><path stroke="#333" stroke-linecap="round" stroke-width="1.5" d="M10.317 3.632c-2.124-1.507-5.104-2.19-7.323-2.445C1.896 1.062 1 1.991 1 3.137v11.412c0 1.145.896 2.075 1.994 2.2 2.219.254 5.2.937 7.323 2.445.408.29.958.29 1.366 0 2.124-1.508 5.104-2.19 7.323-2.445 1.098-.125 1.994-1.055 1.994-2.2V3.136c0-1.146-.896-2.075-1.994-1.95-2.219.254-5.2.938-7.323 2.445-.408.29-.958.29-1.366 0Z"></path><path stroke="#F8A63F" stroke-linecap="round" stroke-width="1.5" d="M3.994 6.457c1.266.199 2.678.529 4 1.047m-4 3.005c.64.1 1.316.235 2 .41m5-5.679v12.664"></path></svg></span> <span class="lg:font-medium">Education Loan</span> <span class="group-hover/edit:pl-1 group-[.active]/sublink:pl-1 transition-all"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="10" fill="none" stroke="#333"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m9 9 4-4m0 0L9 1m4 4H1"></path></svg></span></span><span class="hidden lg:block ml-8 text-xs text-cement-grey">Fuel your aspirations with the latest upskilling courses on EMIs</span></a></li><li class="mr-0 group/sublink "><a class="grid grid-cols-1 min-w-[280px] px-2 lg:px-2 py-2 hover:bg-latte rounded-xl border border-white hover:border-light-grey group/edit group-[.active]/sublink:bg-latte group-[.active]/sublink:border-light-grey" href="/fibe-emis/solar-loan/"><span class="flex items-center [&>*]:mr-2 last:mr-0"><span><svg xmlns="http://www.w3.org/2000/svg" width="22" height="21" fill="none"><path d="M3.76651 8H19.7665M18.7665 12V18C18.7665 19.1046 17.8711 20 16.7665 20H13.7665M4.76651 12V18C4.76651 19.1046 5.66194 20 6.76651 20H10.2665M5.00258 12H18.5304C20.0172 12 20.9842 10.4354 20.3193 9.10557L18.3193 5.10557C17.9805 4.428 17.288 4 16.5304 4H7.00258C6.24504 4 5.55251 4.428 5.21373 5.10557L3.21373 9.10557C2.54882 10.4354 3.51582 12 5.00258 12ZM9.96651 4H13.5665L14.7665 12H8.76651L9.96651 4Z" stroke="#333333" stroke-width="1.5" stroke-linecap="round" stroke-linejoin="round"></path><path d="M13.8 18V14.5H10.5V18" stroke="#F8A63F" stroke-width="1.5" stroke-linecap="round" stroke-linejoin="round"></path></svg></span> <span class="lg:font-medium">Solar Loan</span> <span class="group-hover/edit:pl-1 group-[.active]/sublink:pl-1 transition-all"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="10" fill="none" stroke="#333"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m9 9 4-4m0 0L9 1m4 4H1"></path></svg></span></span><span class="hidden lg:block ml-8 text-xs text-cement-grey">Affordable loans to power your place with solar energy</span></a></li></ul></li></ul></li><li class="flex flex-col lg:flex-row relative group/l1 p-3 lg:p-0 "><div class="flex mb:2 lg:mb-0 items-center"><a class="mr-1 group-[.active]/l1:text-primary font-semibold text-base lg:text-lg lg:py-4" href="#">Loan Calculators</a><svg xmlns="http://www.w3.org/2000/svg" width="12" height="6" fill="none" class="stroke-plain-grey mt-1 group-[.active]/l1:stroke-primary"><path d="m1 1 5 4 5-4"></path></svg></div><ul class="relative lg:absolute bg-white top-0 lg:top-full left:0 lg:-left-[250px] lg:transform lg:scale-0 group-hover/l1:lg:scale-100 transition-[max-height] lg:transition duration-300 lg:duration-150 ease-out lg:ease-in-out lg:origin-top lg:shadow-lg z-50 px-2 lg:py-2 lg:rounded-xl max-h-0 overflow-hidden group-hover/l1:max-h-[500px] group-hover/l1:lg:max-h-[auto] group-hover/l1:duration-400 group-hover/l1:lg:duration-150 group-hover/l1:ease-in group-hover/l1:lg:ease-in-out lg:grid lg:grid-cols-2 lg:w-[640px] lg:divide-x [&>li]:mb-1 [&>li:last-child]:mb-0 [&>li>ul>li>a]:text-sm "><li class="lg:pr-2"><ul class="[&>li]:mb-1 [&>li:last-child]:mb-0"><li class="mr-0 group/sublink"><a class="grid grid-cols-1 min-w-[280px] px-2 lg:px-2 py-2 hover:bg-latte rounded-xl border border-white hover:border-light-grey group/edit group-[.active]/sublink:bg-latte group-[.active]/sublink:border-light-grey" href="/personal-loan-emi-calculator/"><span class="flex items-center [&>*]:mr-2 last:mr-0"><span><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" fill="none"><path stroke="#333" stroke-linecap="round" stroke-width="1.5" d="M8 6h8m4 12V6a4 4 0 0 0-4-4H8a4 4 0 0 0-4 4v12a4 4 0 0 0 4 4h8a4 4 0 0 0 4-4Z"></path><path fill="#F8A63F" d="M8.75 10a.75.75 0 1 1-1.5 0 .75.75 0 0 1 1.5 0ZM12.75 10a.75.75 0 1 1-1.5 0 .75.75 0 0 1 1.5 0ZM16.75 10a.75.75 0 1 1-1.5 0 .75.75 0 0 1 1.5 0ZM8.75 18a.75.75 0 1 1-1.5 0 .75.75 0 0 1 1.5 0ZM12.75 18a.75.75 0 1 1-1.5 0 .75.75 0 0 1 1.5 0ZM16.75 18a.75.75 0 1 1-1.5 0 .75.75 0 0 1 1.5 0Z"></path></svg></span> <span class="lg:font-medium">Personal Loan EMI Calculator</span> <span class="group-hover/edit:pl-1 group-[.active]/sublink:pl-1 transition-all"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="10" fill="none" stroke="#333"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m9 9 4-4m0 0L9 1m4 4H1"></path></svg></span></span><span class="hidden lg:block ml-8 text-xs text-cement-grey">Get EMI amount, repayment tenure and interest rate beforehand</span></a></li><li class="mr-0 group/sublink "><a class="grid grid-cols-1 min-w-[280px] px-2 lg:px-2 py-2 hover:bg-latte rounded-xl border border-white hover:border-light-grey group/edit group-[.active]/sublink:bg-latte group-[.active]/sublink:border-light-grey" href="/instant-cash-loan-emi-calculator/"><span class="flex items-center [&>*]:mr-2 last:mr-0"><span><svg xmlns="http://www.w3.org/2000/svg" width="22" height="22" fill="none"><path stroke="#333" stroke-width="1.5" d="M17 1H5a4 4 0 0 0-4 4v12a4 4 0 0 0 4 4h12a4 4 0 0 0 4-4V5a4 4 0 0 0-4-4Z"></path><path stroke="#F8A63F" stroke-width="1.5" d="M15 9a2 2 0 0 0-2 2v2a2 2 0 1 0 4 0v-2a2 2 0 0 0-2-2ZM7 5a2 2 0 0 0-2 2v6a2 2 0 1 0 4 0V7a2 2 0 0 0-2-2Z"></path></svg></span> <span class="lg:font-medium">Instant Loan EMI Calculator</span> <span class="group-hover/edit:pl-1 group-[.active]/sublink:pl-1 transition-all"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="10" fill="none" stroke="#333"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m9 9 4-4m0 0L9 1m4 4H1"></path></svg></span></span><span class="hidden lg:block ml-8 text-xs text-cement-grey">Know EMI loan amount in seconds to plan your finances better</span></a></li></ul></li><li class="lg:pl-2"><ul class="[&>li]:mb-1 [&>li:last-child]:mb-0"><li class="mr-0 group/sublink "><a class="grid grid-cols-1 min-w-[280px] px-2 lg:px-2 py-2 hover:bg-latte rounded-xl border border-white hover:border-light-grey group/edit group-[.active]/sublink:bg-latte group-[.active]/sublink:border-light-grey" href="/personal-loan-eligibility-calculator/"><span class="flex items-center [&>*]:mr-2 last:mr-0"><span><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" fill="none"><path stroke="#333" stroke-linecap="round" stroke-width="1.5" d="M22 10v8a4 4 0 0 1-4 4H6a4 4 0 0 1-4-4V6a4 4 0 0 1 4-4h8"></path><path stroke="#F8A63F" stroke-linecap="round" stroke-width="1.5" d="M5 12h1a2 2 0 0 0 2-2V9a2 2 0 1 1 4 0v6a2 2 0 1 0 4 0v-1a2 2 0 0 1 2-2h1m3-7.5a2.5 2.5 0 1 1-5 0 2.5 2.5 0 0 1 5 0Z"></path></svg></span> <span class="lg:font-medium">Eligibility Calculator</span> <span class="group-hover/edit:pl-1 group-[.active]/sublink:pl-1 transition-all"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="10" fill="none" stroke="#333"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m9 9 4-4m0 0L9 1m4 4H1"></path></svg></span></span><span class="hidden lg:block ml-8 text-xs text-cement-grey">Easy-to-use calculator to know your loan eligibility in seconds</span></a></li><li class="mr-0 group/sublink "><a class="grid grid-cols-1 min-w-[280px] px-2 lg:px-2 py-2 hover:bg-latte rounded-xl border border-white hover:border-light-grey group/edit group-[.active]/sublink:bg-latte group-[.active]/sublink:border-light-grey" href="/check-credit-score/"><span class="flex items-center [&>*]:mr-2 last:mr-0"><span><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" fill="none"><path stroke="#333" stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="M20 8a2 2 0 0 1 2 2v10a2 2 0 1 1-4 0V10a2 2 0 0 1 2-2ZM4 16a2 2 0 0 1 2 2v2a2 2 0 1 1-4 0v-2a2 2 0 0 1 2-2ZM12 12a2 2 0 0 1 2 2v6a2 2 0 1 1-4 0v-6a2 2 0 0 1 2-2Z"></path><path stroke="#F8A63F" stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="M19 2h2a1 1 0 0 1 1 1v2m-1-2c-7.941 6.391-12.058 8.113-19 9"></path></svg></span> <span class="lg:font-medium">Check Credit Score</span> <span class="group-hover/edit:pl-1 group-[.active]/sublink:pl-1 transition-all"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="10" fill="none" stroke="#333"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m9 9 4-4m0 0L9 1m4 4H1"></path></svg></span></span><span class="hidden lg:block ml-8 text-xs text-cement-grey">Get your credit score for free before applying for a loan</span></a></li></ul></li></ul></li><li class="flex flex-col lg:flex-row relative group/l1 p-3 lg:p-0 "><div class="flex mb:2 lg:mb-0 items-center"><a class="mr-1 group-[.active]/l1:text-primary font-semibold text-base lg:text-lg lg:py-4" href="#">Learn</a><svg xmlns="http://www.w3.org/2000/svg" width="12" height="6" fill="none" class="stroke-plain-grey mt-1 group-[.active]/l1:stroke-primary"><path d="m1 1 5 4 5-4"></path></svg></div><ul class="relative lg:absolute bg-white top-0 lg:top-full left:0 lg:-left-10 lg:transform lg:scale-0 group-hover/l1:lg:scale-100 transition-[max-height] lg:transition duration-300 lg:duration-150 ease-out lg:ease-in-out lg:origin-top lg:shadow-lg z-50 px-2 lg:py-2 lg:rounded-xl max-h-0 overflow-hidden group-hover/l1:max-h-[500px] group-hover/l1:lg:max-h-[auto] group-hover/l1:duration-400 group-hover/l1:lg:duration-150 group-hover/l1:ease-in group-hover/l1:lg:ease-in-out [&>li]:mb-1 [&>li:last-child]:mb-0 [&>li>a]:text-sm "><li class="mr-0 group/sublink "><a class="grid grid-cols-1 min-w-[280px] px-2 lg:px-2 py-2 hover:bg-latte rounded-xl border border-white hover:border-light-grey group/edit group-[.active]/sublink:bg-latte group-[.active]/sublink:border-light-grey " href="/blogs/"><span class="flex items-center [&>*]:mr-2 last:mr-0"><span><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" fill="none"><path stroke="#333" stroke-width="1.5" d="M16 4h1a4 4 0 0 1 4 4v10a4 4 0 0 1-4 4H7a4 4 0 0 1-4-4V8a4 4 0 0 1 4-4h1m8 0a2 2 0 0 1-2 2h-4a2 2 0 0 1-2-2m8 0a2 2 0 0 0-2-2h-4a2 2 0 0 0-2 2"></path><path stroke="#F8A63F" stroke-linecap="round" stroke-width="1.5" d="M8 10h8m-8 4h8m-8 4h4"></path></svg></span> <span class="lg:font-medium">Blogs</span> <span class="group-hover/edit:pl-1 group-[.active]/sublink:pl-1 transition-all"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="10" fill="none" stroke="#333"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m9 9 4-4m0 0L9 1m4 4H1"></path></svg></span></span><span class="hidden lg:block ml-8 text-xs text-cement-grey">Read about all things finance and insightful tips to be financially healthy</span></a></li><li class="mr-0 group/sublink "><a class="grid grid-cols-1 min-w-[280px] px-2 lg:px-2 py-2 hover:bg-latte rounded-xl border border-white hover:border-light-grey group/edit group-[.active]/sublink:bg-latte group-[.active]/sublink:border-light-grey " href="/financial-dictionary/"><span class="flex items-center [&>*]:mr-2 last:mr-0"><span><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" fill="none"><path stroke="#333" stroke-width="1.5" d="M20 16H7a3 3 0 0 0-3 3m0 0a3 3 0 0 0 3 3h10a3 3 0 0 0 3-3V5a3 3 0 0 0-3-3H7a3 3 0 0 0-3 3v14Z"></path><path stroke="#F8A63F" stroke-linecap="round" stroke-width="1.5" d="M8 7h8m-8 4h4"></path></svg></span> <span class="lg:font-medium">Financial Dictionary</span> <span class="group-hover/edit:pl-1 group-[.active]/sublink:pl-1 transition-all"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="10" fill="none" stroke="#333"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m9 9 4-4m0 0L9 1m4 4H1"></path></svg></span></span><span class="hidden lg:block ml-8 text-xs text-cement-grey">Get all financial terms, formulas, concepts or theories that you are searching for</span></a></li></ul></li><li class="flex flex-col lg:flex-row relative group/l1 p-3 lg:p-0 "><div class="flex mb:2 lg:mb-0 items-center"><a class="mr-1 group-[.active]/l1:text-primary font-semibold text-base lg:text-lg lg:py-4" href="#">About Us</a><svg xmlns="http://www.w3.org/2000/svg" width="12" height="6" fill="none" class="stroke-plain-grey mt-1 group-[.active]/l1:stroke-primary"><path d="m1 1 5 4 5-4"></path></svg></div><ul class="relative lg:absolute bg-white top-0 lg:top-full left:0 lg:-left-[250px] lg:transform lg:scale-0 group-hover/l1:lg:scale-100 transition-[max-height] lg:transition duration-300 lg:duration-150 ease-out lg:ease-in-out lg:origin-top lg:shadow-lg z-50 px-2 lg:py-2 lg:rounded-xl max-h-0 overflow-hidden group-hover/l1:max-h-[500px] group-hover/l1:lg:max-h-[auto] group-hover/l1:duration-400 group-hover/l1:lg:duration-150 group-hover/l1:ease-in group-hover/l1:lg:ease-in-out lg:grid lg:grid-cols-2 lg:w-[640px] lg:divide-x [&>li]:mb-1 [&>li:last-child]:mb-0 [&>li>ul>li>a]:text-sm "><li class="lg:pr-2"><ul class="[&>li]:mb-1 [&>li:last-child]:mb-0"><li class="mr-0 group/sublink "><a class="grid grid-cols-1 min-w-[280px] px-2 lg:px-2 py-2 hover:bg-latte rounded-xl border border-white hover:border-light-grey group/edit group-[.active]/sublink:bg-latte group-[.active]/sublink:border-light-grey" href="/about-us/"><span class="flex items-center [&>*]:mr-2 last:mr-0"><span><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" fill="none"><path stroke="#333" stroke-width="1.5" d="M13 3h-2a9 9 0 0 0-9 9v5a4 4 0 0 0 4 4h7a9 9 0 1 0 0-18Z"></path><path stroke="#F8A63F" stroke-linecap="round" stroke-width="1.5" d="M8 10h8m-8 4h4"></path></svg></span> <span class="lg:font-medium">About Fibe</span> <span class="group-hover/edit:pl-1 group-[.active]/sublink:pl-1 transition-all"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="10" fill="none" stroke="#333"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m9 9 4-4m0 0L9 1m4 4H1"></path></svg></span></span><span class="hidden lg:block ml-8 text-xs text-cement-grey">Fibe is India’s largest lending platform that offers instant credit solutions</span></a></li><li class="mr-0 group/sublink "><a class="grid grid-cols-1 min-w-[280px] px-2 lg:px-2 py-2 hover:bg-latte rounded-xl border border-white hover:border-light-grey group/edit group-[.active]/sublink:bg-latte group-[.active]/sublink:border-light-grey" href="/careers/"><span class="flex items-center [&>*]:mr-2 last:mr-0"><span><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" fill="none"><path stroke="#333" stroke-linecap="round" stroke-width="1.5" d="M12 19v3m0 0H9m3 0h3m-9-3h12a4 4 0 0 0 4-4V6a4 4 0 0 0-4-4H6a4 4 0 0 0-4 4v9a4 4 0 0 0 4 4Z"></path><path stroke="#F8A63F" stroke-width="1.5" d="M14 8a2 2 0 1 0-4 0 2 2 0 0 0 4 0ZM8 13.5A1.5 1.5 0 0 1 9.5 12h5a1.5 1.5 0 0 1 0 3h-5A1.5 1.5 0 0 1 8 13.5Z"></path></svg></span> <span class="lg:font-medium">Careers</span> <span class="group-hover/edit:pl-1 group-[.active]/sublink:pl-1 transition-all"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="10" fill="none" stroke="#333"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m9 9 4-4m0 0L9 1m4 4H1"></path></svg></span></span><span class="hidden lg:block ml-8 text-xs text-cement-grey">Explore jobs at Fibe that best suits your passion and dreams</span></a></li></ul></li><li class="lg:pl-2"><ul class="[&>li]:mb-1 [&>li:last-child]:mb-0"><li class="mr-0 group/sublink "><a class="grid grid-cols-1 min-w-[280px] px-2 lg:px-2 py-2 hover:bg-latte rounded-xl border border-white hover:border-light-grey group/edit group-[.active]/sublink:bg-latte group-[.active]/sublink:border-light-grey" href="/news/"><span class="flex items-center [&>*]:mr-2 last:mr-0"><span><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" fill="none"><path stroke="#333" stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="M2 6v12a4 4 0 0 0 4 4h12a4 4 0 0 0 4-4V6a4 4 0 0 0-4-4H6a4 4 0 0 0-4 4Z"></path><path stroke="#F8A63F" stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="M7 12h10M9 7h6M9 17h6"></path></svg></span> <span class="lg:font-medium">News</span> <span class="group-hover/edit:pl-1 group-[.active]/sublink:pl-1 transition-all"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="10" fill="none" stroke="#333"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m9 9 4-4m0 0L9 1m4 4H1"></path></svg></span></span><span class="hidden lg:block ml-8 text-xs text-cement-grey">Know about our latest news related products, industry updates, announcements, etc</span></a></li><li class="mr-0 group/sublink "><a class="grid grid-cols-1 min-w-[280px] px-2 lg:px-2 py-2 hover:bg-latte rounded-xl border border-white hover:border-light-grey group/edit group-[.active]/sublink:bg-latte group-[.active]/sublink:border-light-grey" href="/contact-us/"><span class="flex items-center [&>*]:mr-2 last:mr-0"><span><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" fill="none"><path stroke="#333" stroke-linecap="round" stroke-width="1.5" d="M2 12V7a4 4 0 0 1 4-4h12a4 4 0 0 1 4 4v10a4 4 0 0 1-4 4H8M6 8l3.781 2.52a4 4 0 0 0 4.438 0L18 8"></path><path stroke="#F8A63F" stroke-linecap="round" stroke-width="1.5" d="M2 15h6m-6 3h6"></path></svg></span> <span class="lg:font-medium">Contact Us</span> <span class="group-hover/edit:pl-1 group-[.active]/sublink:pl-1 transition-all"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="10" fill="none" stroke="#333"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m9 9 4-4m0 0L9 1m4 4H1"></path></svg></span></span><span class="hidden lg:block ml-8 text-xs text-cement-grey">Reach us via different channels for your concerns and get instant help</span></a></li></ul></li></ul></li><li class="flex-col lg:flex-row relative group/l1 p-3 lg:p-0 hidden lg:flex"><div class="flex lg:2 lg:mb-0 items-center"><a class="mr-1 group-[.active]/l1:text-primary font-semibold text-base lg:text-lg lg:py-4" href="#">Download Fibe</a><svg xmlns="http://www.w3.org/2000/svg" width="12" height="6" fill="none" class="stroke-plain-grey mt-1 group-[.active]/l1:stroke-primary"><path d="m1 1 5 4 5-4"></path></svg></div><ul class="relative lg:absolute bg-white top-0 lg:top-full left:0 lg:-left-10 lg:transform lg:scale-0 group-hover/l1:lg:scale-100 transition-[max-height] lg:transition duration-300 lg:duration-150 ease-out lg:ease-in-out lg:origin-top lg:shadow-lg z-50 px-2 lg:py-2 lg:rounded-xl max-h-0 overflow-hidden group-hover/l1:max-h-[500px] group-hover/l1:lg:max-h-[auto] group-hover/l1:duration-400 group-hover/l1:lg:duration-150 group-hover/l1:ease-in group-hover/l1:lg:ease-in-out "><li class="mr-0 "><div class="flex flex-col items-start w-[250px]"><div class="hidden lg:block font-semibold text-base mt-2 ml-2">Scan QR to get the Fibe app</div><img alt="Fibe" loading="lazy" width="120" height="120" decoding="async" data-nimg="1" class="mb-2 hidden lg:block max-w-[120px]" style="color:transparent" srcSet="/_next/image/?url=%2Fappsflyer.png&w=128&q=75 1x, /_next/image/?url=%2Fappsflyer.png&w=256&q=75 2x" src="/_next/image/?url=%2Fappsflyer.png&w=256&q=75"/><div class="ml-4 flex flex-wrap flex-col max-w-max [&>*]:min-w-[230px] lg:[&>*]:min-w-[100px]"><a href="https://apps.apple.com/in/app/earlysalary-salary-advance-app/id1094602630" target="_blank" rel="noopener" class="group inline-flex items-center justify-center mr-2 rounded-md bg-black px-2 lg:px-4 py-1.5 lg:py-2 mb-2 text-sm font-semibold text-white border border-black shadow-sm hover:bg-transparent hover:text-black focus-visible:outline focus-visible:outline-2 focus-visible:outline-offset-2 focus-visible:outline-indigo-600"><span class="mr-2 lg:mr-3 lg:text-xl"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="16" fill="none" class="fill-white group-hover:fill-black"><path d="M11.21 8.432c-.02-2.041 1.705-3.035 1.784-3.081-.976-1.397-2.491-1.588-3.022-1.603-1.273-.132-2.506.747-3.153.747-.662 0-1.66-.734-2.734-.714-1.385.022-2.679.807-3.39 2.027-1.465 2.486-.37 6.14 1.032 8.15.702.983 1.523 2.084 2.596 2.044 1.051-.042 1.443-.656 2.712-.656 1.256 0 1.625.656 2.72.632 1.128-.018 1.837-.989 2.515-1.982.812-1.128 1.138-2.239 1.15-2.296-.027-.009-2.189-.82-2.21-3.268Z"></path><path d="M9.142 2.592c.565-.694.952-1.635.845-2.592-.817.036-1.841.555-2.429 1.232-.523.597-.988 1.577-.867 2.496.918.067 1.86-.454 2.451-1.136Z"></path></svg></span> <!-- -->Download on App Store</a><a href="https://play.google.com/store/apps/details?id=com.earlysalary.android" target="_blank" rel="noopener" class="group inline-flex items-center justify-center mr-2 rounded-md bg-black px-2 lg:px-4 py-1.5 lg:py-2 mb-2 text-sm font-semibold text-white border border-black shadow-sm hover:bg-transparent hover:text-black focus-visible:outline focus-visible:outline-2 focus-visible:outline-offset-2 focus-visible:outline-indigo-600"><span class="mr-2 lg:mr-3 lg:text-xl"><svg xmlns="http://www.w3.org/2000/svg" width="16" height="16" fill="none" class="fill-white group-hover:fill-black"><path d="m9.037 7.413 2.291-2.267L2.44.195c-.33-.184-.63-.226-.884-.174l7.482 7.392ZM.92.547a1.5 1.5 0 0 0-.1.56v13.781c0 .215.036.398.098.556l7.534-7.457L.921.547ZM9.036 8.563l-7.49 7.412c.256.056.559.014.892-.172l8.905-4.962-2.307-2.278ZM14.835 7.095l-2.765-1.54-2.453 2.429 2.47 2.44 2.748-1.53c.889-.494.889-1.304 0-1.799Z"></path></svg></span> <!-- -->Download on Play Store</a></div></div></li></ul></li></ul><a target="_blank" class="bg-transparent border-2 border-primary px-6 py-1 lg:py-2 md:text-base lg:text-lg font-semibold rounded-lg transition-colors duration-150 focus:shadow-outline lg:max-w-[320px] hover:bg-primary hover:text-white text-primary hidden lg:flex grow shrink-0 xl:!ml-8" role="button" href="https://portal.fibe.in/SignUp">Sign In</a><div class="lg:hidden flex justify-start items-center space-x-3 pr-1 md:space-x-4 md:pr-4 mb-1 lg:mb-0"><span class="text-[13px] md:text-base font-medium my-2 inline-flex">Get app</span><a target="_blank" href="https://apps.apple.com/in/app/earlysalary-salary-advance-app/id1094602630"><img alt="Link" loading="lazy" width="13" height="16" decoding="async" data-nimg="1" class="mt-0 me-1" style="color:transparent;width:16px;height:auto" src="/icons/apple.svg"/></a><a target="_blank" href="https://play.google.com/store/apps/details?id=com.earlysalary.android"><img alt="Link" loading="lazy" width="13" height="16" decoding="async" data-nimg="1" class="mt-1 me-1" style="color:transparent;width:16px;height:auto" src="/icons/google-play.svg"/></a></div><button id="mobile-icon" class="lg:hidden p-2 mb-1 ms-0"><img alt="arrow down" loading="lazy" width="20" height="16" decoding="async" data-nimg="1" class="mt-1" style="color:transparent" src="/icons/humberger.svg"/></button></div></div></nav></header><section class="w-full mt-10 lg:mt-16 pt-16 container"><div class="w-full my-6 py-2"><div class="py-4 mb-2 flex flex-wrap text-left"><ul class="flex flex-wrap justify-center justify-center items-center mx-auto lg:mx-0 [&>li]:mb-2"><li class="inline-flex items-center"><a class="text-sm md:text-base lg:text-lg xl:text-xl px-2 text-sub-grey hover:text-primary font-normal" href="https://www.fibe.in/">Home</a></li><li class="inline-flex items-center font-semibold"><img alt="Fibe personal loan and instant cash loan app" loading="lazy" width="6" height="6" decoding="async" data-nimg="1" class="mx-auto lg:mx-0" style="color:transparent" src="/icons/breadcrumb-arrow.svg"/></li><li class="inline-flex items-center"><div class="text-sm md:text-base lg:text-lg xl:text-xl xl:text-lg px-2 text-primary font-medium">Terms & Conditions for Fibe Referral Program</div></li></ul></div><div class="w-full mt-2 lg:mt-0 flex flex-col"><div class="lg:order-2 mb-4 lg:mb-8 lg:mr-12"><div class="px-6 lg:px-0 lg:py-8 [&>ul>h2]:mb-4 [&>ul>h2]:uppercase [&>ul>h2]:font-semibold [&>ul>h2]:text-primary [&>ul>h2]:text-lg [&>ul>h2]:lg:text-2xl [&>ul>h2]:mt-5 [&>h1]:text-3xl [&>h1]:lg:text-5xl [&>h1]:mb-10 [&>h1]:font-bold [&>p]:text-base [&>p]:lg:text-lg [&>p]:mb-4 [&>p]:lg:mb-8 [&>div.lg-title]:font-bold [&>div.lg-title]:text-lg [&>div.base-title]:font-bold [&>div.base-title]:text-base "><h1 class="text-center">Terms and Conditions for Fibe Referral Program <br/>(“Referral Program”)</h1><ul class=" [&>li]:mb-5 [&>li]:pl-2 list-disc list-outside text-slate-900 dark:text-slate-200 text-base lg:text-xl mb-5 ml-5"><li>The following terms and conditions in respect of Social Worth Technologies Private Limited (“Fibe”)’s Referral Program are in addition to the service-user terms and conditions. To participate in Fibe’s Referral Program, you must agree to these terms, which become part of the service-user terms and conditions.</li><li>By availing the lending services offered by our NBFC Partners (“Lending Partner”), the Referrer and Referee consent to the Terms and Conditions provided herein; “Referrer” being the person whose referral code (“Referral Code”) has been used and “Referee” being the person with whom the Referral Code has been shared by the Referrer. Customers/Customer include, whether individually or collectively, both the Referrer and the Referee.</li><li>Offer Bucket: </li><ul class=" [&>li]:mb-1 [&>li]:pl-2 list-decimal list-outside text-slate-900 dark:text-slate-200 text-base lg:text-xl mb-2 ml-5"><li>For every Referee who provides their basic profile details on the Fibe mobile application and enrolls with Fibe using a Referrer's Referral Code, both the Referrer and the Referee will be entitled to an Offer Bucket. Additionally, there is an ongoing Predict & win contest, where participants are rewarded based on the number of referees they successfully create and correct predictions during the ongoing cricket season. The contest offers exciting prizes to the top performers, including TWS earphones, smartwatches, Bluetooth speakers and wireless chargers.</li><li>Additionally, a cash reward of Rs. 200/- to the Referrer and a cash reward of Rs. 300/- to the Referee shall be applicable on successful disbursal of loan to the Referee, provided that such Referrer has availed at least one loan from Fibe.</li><li>A customer shall be eligible to receive a Referral bonus only for upto 5 references per month.</li></ul><li>Referral code will be considered only if it is applied through mobile application of Fibe. Both the Referrer and Referral Recipient have to submit their KYC to Fibe (Know your Customer) documents as prescribed by Fibe. The personal information to be filled on the mobile application of Fibe shall be collected, processed, shared and used in accordance with Fibe’s Privacy Policy and the agreed terms and conditions. </li><li>Referrer can share his/her Referral Code on one to one communication platforms such as SMS, Whatsapp etc from Fibe’s Referral Page. Additionally, Referrer could also email the Referral Code to friends and family.</li><li>The offer construct of Referral Program is subject to change at Fibe’s sole discretion and can be modified without any notice to either the Referrer or the Referee.</li><li>The Referral Program on a Referral Code can be availed only in the state or city prescribed by Fibe. </li><li>Creating multiple Customer’s accounts using multiple address, emails or signing in from multiple devices in order to unduly gain benefits shall be considered to be in contravention of these terms & conditions.</li><li>The Referral Program shall not be clubbed with any other program of Fibe and the offers under the Referral Program are non-transferable.</li><li>Fibe reserves the right to discontinue, add, alter, withdraw, modify, any of the terms of Referral Program without assigning any reasons or without any prior intimation whatsoever to the Customers. In case of any dispute, Fibe’s decision shall be binding on all customers.</li><li>Any taxes, cess, liabilities or charges payable to the Government or any other authority or body, if any, shall be borne directly by the Customer.</li><li>Participation in Fibe’s Referral Program is voluntary and any transaction on Fibe’s mobile application shall be in accordance with the terms and conditions as prescribed by Fibe.</li><li>We reserve the right to indefinitely suspend Referral Codes in case it has been published on any couponing or discount sites and at sole discretion of Fibe the customer’s account can be barred from availing any services of Fibe.</li><li>Fibe reserves the right to review and investigate all referral activities including referral contest and to suspend accounts or revoke the Offer Bucket and withhold features or benefits obtained through Fibe Referral Program if Fibe believes or determines that the use of a Referral Code was in error, fraudulent, illegal, or in violation of the terms and conditions of Fibe Referral Program.</li><li>The contents of the Referral Program on Fibe mobile application are provided on an "as is" basis without warranties of any kind. Fibe and Lending Partner shall not be held responsible or liable as to the accuracy, completeness, correctness, reliability, timeliness, non-infringement, title, merchantability or fitness for any particular purpose of the contents of the Referral Program displayed on the mobile application and/or its error free functioning.</li><li>If any provision in these terms and conditions are held to be invalid, void or unenforceable, such provision will be struck and the same shall not affect the validity of and enforceability of the remaining provisions.</li><li>Participants assumes all liability for any injury or a damage caused or claimed to be caused by his or her participation in this program and/or the acceptance and/or use of any product/services pursuant to the Referral Program, and releases Fibe, and their respective subsidiaries, affiliates, officers, directors, agents, and employees, from any such liability. Fibe, and their respective subsidiaries, affiliates, officers, directors, agents and employees are not responsible for technical, hardware, software, or telephone malfunctions of any kind, lost or unavailable network connections, or failed incorrect, incomplete, inaccurate, garbled or delayed electronic communications caused by the user or by any of the equipment or programming associated with or utilized or by any human error which may occur in the processing of the entries in this program.</li><li>The Parties acknowledge that the interaction between the offer partner and the Customers will be subject to the terms and conditions specified by the respective offer partner. Fibe shall not assume responsibility for the contents of these terms and conditions. Furthermore, both Fibe and the Lending Partner shall not be held accountable for any claims related to the offers contained within the offer bucket or the products/services obtained through the use of the offer bucket.</li><li>Neither Fibe nor Lending Partner shall be liable and/or responsible in any manner for the quality or performance of the goods provided as part of the referral contest.</li><li>The logos, products and service names (“Marks”) contained in Fibe mobile application are trademarks of Fibe or its licensors. Without Fibe’s prior written permission, and except as solely enabled by any link as provided by Fibe, the Referrer/Referee agree not to display or use the Marks in any manner.</li><li>Any dispute, controversy or claim arising out of or relating to Fibe’s Referral Program (“Dispute”), including claims seeking redress or asserting rights under the applicable law shall be settled through mutual consultation on best efforts basis and escalation at such offices of Fibe as may be designated.</li><li>The decision of Fibe regarding any operational issue shall be final and binding on the participants and Fibe shall not be obligated to disclose the mechanism/working/logic behind deciding the winner.</li><li>These terms and conditions shall be governed by and construed in accordance with the laws of India and Fibe and the Customer agree and undertake that any controversy or claim arising out of or relating to these terms and conditions will be adjudicated exclusively before a competent court in Pune, India only.</li><h2>Predict, Refer & Win contest:</h2><ul class=" [&>li]:mb-1 [&>li]:pl-2 list-decimal list-outside text-slate-900 dark:text-slate-200 text-base lg:text-xl mb-2 ml-8"><li>Open to all existing and new Fibe customers.</li><li>Contest Period: 26th March 2024 to 4th April 2024</li><li>5 points for each correct prediction</li><li>Additional 5 points for every successful referral. (The one you refer needs to successfully sign up on the Fibe app)</li><li>Top 3 participants with the highest points win at the end of contest period</li><li>Winners will be contacted via email and phone; must respond within 3 days.</li><li>Winning prizes are non-transferable, non-exchangeable for cash or other items.</li><li>Participants engaging in fraud or violating T&C will be disqualified. Fibe reserves the right to modify, suspend, or cancel the Contest without prior notice. Fibe’s decision is final and binding.</li></ul></ul></div></div></div></div></section><footer class="bg-jet-grey relative pb-[120px] lg:pb-[125px]"><div class="absolute -top-[40px] left-0 w-full z-10 "><button type="button" class=" rounded-full bg-jet-grey w-[80px] h-[80px] mx-auto flex justify-center items-center text-white text-xl"> <img alt="arrowup" loading="lazy" width="15" height="16" decoding="async" data-nimg="1" style="color:transparent" src="/icons/arrowup.svg"/> </button></div><div class="flex flex-col space-y-6 pt-10 my-6 px-6 lg:px-0 container lg:mx-auto "><section class="bg-mid-grey text-white py-2 lg:py-4 px-2 rounded-lg"><div class="inline-flex items-center h-10 px-3 text-white"><span class="mr-2 font-semibold text-lg capitalize">Useful links</span><svg stroke="currentColor" fill="currentColor" stroke-width="0" viewBox="0 0 320 512" height="1em" width="1em" xmlns="http://www.w3.org/2000/svg"><path d="M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 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rel="noopener" class="group/it1 inline-flex items-center justify-center mr-3 rounded-md bg-white px-3 py-2.5 mb-5 text-sm font-semibold text-black border border-white shadow-sm hover:bg-transparent hover:text-white focus-visible:outline focus-visible:outline-2 focus-visible:outline-offset-2 focus-visible:outline-indigo-600 min-w-[210px]"><span class="mr-2"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="16" fill="none" class="fill-black group-hover/it1:fill-white"><path d="M11.21 8.432c-.02-2.041 1.705-3.035 1.784-3.081-.976-1.397-2.491-1.588-3.022-1.603-1.273-.132-2.506.747-3.153.747-.662 0-1.66-.734-2.734-.714-1.385.022-2.679.807-3.39 2.027-1.465 2.486-.37 6.14 1.032 8.15.702.983 1.523 2.084 2.596 2.044 1.051-.042 1.443-.656 2.712-.656 1.256 0 1.625.656 2.72.632 1.128-.018 1.837-.989 2.515-1.982.812-1.128 1.138-2.239 1.15-2.296-.027-.009-2.189-.82-2.21-3.268Z"></path><path d="M9.142 2.592c.565-.694.952-1.635.845-2.592-.817.036-1.841.555-2.429 1.232-.523.597-.988 1.577-.867 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xl:flex-grow xl:w-1/4"><ul role="list" class="[&>*]:mb-3"><li class="first:mt-0"><a class="hover:text-primary" title="fair code practices" href="/fair-code-practices/">Fair Practice Codes</a></li><li><a class="hover:text-primary" title="terms conditions" href="/terms-conditions/">Terms And Conditions</a></li><li><a class="hover:text-primary" title="Amazon pay giftcard T&C" href="/amazon-pay-gift-card-tnc/">Amazon pay giftcard T&C</a></li><li><a class="hover:text-primary" title="Promotional T&Cs for HRMS Tie-ups" href="/promotions-tnc/">Promotional T&Cs for HRMS Tie-ups</a></li></ul></div><div class="first:pl-0 xl:flex-grow pt-3 xl:pt-0 xl:w-1/4"><ul role="list" class="[&>*]:mb-3"><li class="first:mt-0"><a class="hover:text-primary" title="Refer & Earn T&C" href="/refer-n-earn-tnc/">Refer & Earn T&C</a></li><li><a class="hover:text-primary" title="Privacy Policy" href="/privacy-policy/">Privacy Policy</a></li><li><a class="hover:text-primary" title="Disclaimer" href="/disclaimer/">Disclaimer</a></li><li><a class="hover:text-primary" title="disclosure" href="/disclosure/">Disclosure</a></li><li><a class="hover:text-primary" title="regulatory disclosures" href="/regulatory-disclosures/">Regulatory Disclosures</a></li></ul></div><div class="first:pl-0 xl:flex-grow pt-3 xl:pt-0 xl:w-1/4"><ul role="list" class="[&>*]:mb-3"><li class="first:mt-0"><a class="hover:text-primary" title="vigil mechanism policy" href="/vigil-mechanism-policy/">Vigil Mechanism Policy</a></li><li class="first:mt-0"><a class="hover:text-primary" title="moratorium policy" href="/moratorium-policy/">Moratorium Policy</a></li><li class="first:mt-0"><a class="hover:text-primary" title="moratorium-terms" href="/moratorium-terms/">Moratorium Terms</a></li><li class="first:mt-0"><a class="hover:text-primary" title="face code conduct" href="/face-code-conduct/">FACE - Code of Conduct</a></li></ul></div><div class="first:pl-0 xl:flex-grow pt-3 xl:pt-0 xl:w-1/4"><ul role="list" 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xl:flex divide-y xl:divide-x lg:divide-y-0 divide-[#424242] first:pt-3 [&>*]lg:py-6 [&>*]:xl:pl-14 [&>*]:xl:pr-6 [&>div>ul>li>a]:text-lighter-grey [&>div>ul>li>a:hover]:text-white"><div class="first:pl-0 xl:flex-grow xl:w-1/4"><div class="font-semibold mb-5 capitalize">Calculators</div><ul role="list" class="[&>*]:mb-3"><li class="first:mt-0"><a class="hover:text-primary" title="fair code practices" href="/personal-loan-emi-calculator/">Personal Loan EMI Calculator</a></li><li><a class="hover:text-primary" title="terms conditions" href="/instant-cash-loan-emi-calculator/">Instant Loan EMI Calculator</a></li><li><a class="hover:text-primary" title="Amazon pay giftcard T&C" href="/personal-loan-eligibility-calculator/">Eligibility Calculator</a></li><li><a class="hover:text-primary" title="Promotional T&Cs for HRMS Tie-ups" href="/check-credit-score/">Check Credit Score</a></li><li><a class="hover:text-primary" title="Personal Loan Interest Rate" href="/personal-loan/personal-loan-interest-rate/">Personal Loan Interest Rate</a></li></ul></div><div class="first:pl-0 xl:flex-grow pt-3 xl:pt-0 xl:w-1/4"><div class="font-semibold mb-5 capitalize">Personal Loan Eligibility</div><ul role="list" class="[&>*]:mb-3"><li class="first:mt-0"><a class="hover:text-primary" title="Instant Loan Eligibility Criteria" href="/instant-cash-loan/eligibility-criteria/">Instant Loan Eligibility Criteria</a></li><li><a class="hover:text-primary" title="Personal Loan Eligibility Criteria" href="/personal-loan/eligibility-criteria/">Personal Loan Eligibility Criteria</a></li><li><a class="hover:text-primary" title="Document Required for Instant Loan" href="/instant-cash-loan/documents-required/">Document Required for Instant Loan</a></li><li><a class="hover:text-primary" title="Document Required for Personal Loan" href="/personal-loan/documents-required/">Document Required for Personal Loan</a></li></ul></div><div class="first:pl-0 xl:flex-grow pt-3 xl:pt-0 xl:w-1/4"><div class="font-semibold mb-5 capitalize">Personal Loan by Salary</div><ul role="list" class="[&>*]:mb-3"><li class="first:mt-0"><a class="hover:text-primary" title="20,000 Salary Loan" href="/personal-loan/20000-salary-loan/">20,000 Salary Loan</a></li><li class="first:mt-0"><a class="hover:text-primary" title="30,000 Salary Loan" href="/personal-loan/30000-salary-loan/">30,000 Salary Loan</a></li><li class="first:mt-0"><a class="hover:text-primary" title="40,000 Salary Loan" href="/personal-loan/40000-salary-loan/">40,000 Salary Loan</a></li><li class="first:mt-0"><a class="hover:text-primary" title="50,000 Salary Loan" href="/personal-loan/50000-salary-loan/">50,000 Salary Loan</a></li></ul></div><div class="first:pl-0 xl:flex-grow pt-3 xl:pt-0 xl:w-1/4"><div class="font-semibold mb-5 capitalize">Credit Card</div><ul role="list" class="[&>*]:mb-3"><li class="first:mt-0"><a class="hover:text-primary" title="Free credit card" href="/credit-card/free-credit-card/">Free credit card</a></li><li class="first:mt-0"><a class="hover:text-primary" title="Cashback Credit card" href="/credit-card/cashback-credit-card/">Cashback Credit card</a></li><li class="first:mt-0"><a class="hover:text-primary" title="Card Eligibilty Criteria" href="/credit-card/credit-card-eligibility-criteria/">Card Eligibilty Criteria</a></li><li class="first:mt-0"><a class="hover:text-primary" title="Document Required for Credit card" href="/credit-card/document-required-for-credit-card/">Document Required for Credit card</a></li></ul></div></div><div class="mt-6"></div><div class="grid gap-0 lg:gap-2 grid-cols-1 lg:grid-cols-2 xl:flex divide-y xl:divide-x lg:divide-y-0 divide-[#424242] first:pt-3 [&>*]lg:py-6 [&>*]:xl:pl-14 [&>*]:xl:pr-6 [&>div>ul>li>a]:text-lighter-grey [&>div>ul>li>a:hover]:text-white"><div class="first:pl-0 xl:flex-grow xl:w-1/4"><div class="font-semibold mb-5 capitalize">Types of Loan</div><ul role="list" class="[&>*]:mb-3"><li><a class="hover:text-primary" title="Loan for Salaried Professional" href="/personal-loan/salaried-professional/">Loan for Salaried Professional</a></li><li><a class="hover:text-primary" title="Travel Loan" href="/personal-loan/travel-loan/">Travel Loan</a></li><li><a class="hover:text-primary" title="Digital Loan" href="/personal-loan/digital-loan/">Digital Loan</a></li><li><a class="hover:text-primary" title="Short Term Loan" href="/personal-loan/short-term-loan/">Short Term Loan</a></li><li><a class="hover:text-primary" title="Long Term Loan" href="/personal-loan/long-term-loan/">Long Term Loan</a></li><li><a class="hover:text-primary" title="Wedding Loan" href="/personal-loan/wedding-loan/">Wedding Loan</a></li><li><a class="hover:text-primary" title="Medical Loan" href="/personal-loan/medical-emergency-loan/">Medical Loan</a></li><li><a class="hover:text-primary" title="Secured Loan" href="/secured-loan/">Secured Loan</a></li></ul></div><div class="first:pl-0 xl:flex-grow pt-3 xl:pt-0 xl:w-1/4"><div class="font-semibold mb-5 capitalize">Personal loan by Amount</div><ul role="list" class="[&>*]:mb-3"><li class="first:mt-0"><a class="hover:text-primary" title="50000 Personal Loan" href="/personal-loan/50000-personal-loan/">50000 Loan</a></li><li><a class="hover:text-primary" title="60000 Personal Loan" href="/personal-loan/60000-personal-loan/">60000 Loan</a></li><li><a class="hover:text-primary" title="70000 Personal Loan" href="/personal-loan/70000-personal-loan/">70000 Loan</a></li><li><a class="hover:text-primary" title="80000 Personal Loan" href="/personal-loan/80000-personal-loan/">80000 Loan</a></li><li><a class="hover:text-primary" title="90000 Personal Loan" href="/personal-loan/90000-personal-loan/">90000 Loan</a></li><li><a class="hover:text-primary" title="1 Lakh Personal Loan" href="/personal-loan/1-lakh-personal-loan/">1 Lakh Loan</a></li><li><a class="hover:text-primary" title="2 Lakh Personal Loan" href="/personal-loan/2-lakh-personal-loan/">2 Lakh Loan</a></li><li><a class="hover:text-primary" title="3 Lakh Personal Loan" href="/personal-loan/3-lakh-personal-loan/">3 Lakh Loan</a></li><li><a class="hover:text-primary" title="4 Lakh Personal Loan" href="/personal-loan/4-lakh-personal-loan/">4 Lakh Loan</a></li><li><a class="hover:text-primary" title="5 Lakh Personal Loan" href="/personal-loan/5-lakh-personal-loan/">5 Lakh Loan</a></li></ul></div><div class="first:pl-0 xl:flex-grow pt-3 xl:pt-0 xl:w-1/4"><div class="font-semibold mb-5 capitalize">Blogs</div><ul role="list" class="[&>*]:mb-3"><li class="first:mt-0"><a class="hover:text-primary" title="Foreclosure Charges for Personal Loan" href="/blogs/foreclosure-charges-for-personal-loan/">Foreclosure Charges for Personal Loan</a></li><li class="first:mt-0"><a class="hover:text-primary" title="Check Personal Loan Statement" href="/blogs/check-your-personal-loan-statement-loan-details-in-6-easy-steps/">Check Personal Loan Statement</a></li><li class="first:mt-0"><a class="hover:text-primary" title="What is Loan Account Number?" href="/blogs/loan-account-number-why-it-is-important-and-how-to-find-it/">What is Loan Account Number?</a></li><li class="first:mt-0"><a class="hover:text-primary" title="Check Loan Status Using Pan Card" href="/blogs/how-to-check-loan-status-using-pan-card/">Check Loan Status Using Pan Card</a></li><li class="first:mt-0"><a class="hover:text-primary" title="Non-Payment of Personal Loan" href="/blogs/punishment-for-non-payment-of-personal-loan/">Non-Payment of Personal Loan</a></li><li class="first:mt-0"><a class="hover:text-primary" title="Check Bank Statement Online" href="/blogs/how-to-get-a-bank-statement-without-net-banking-credentials/">Check Bank Statement Online</a></li><li class="first:mt-0"><a class="hover:text-primary" title="Bonus Calculation on Salary" href="/blogs/how-to-calculate-bonus-on-salary-and-why-it-is-important/">Bonus Calculation on Salary</a></li></ul></div><div class="first:pl-0 xl:flex-grow pt-3 xl:pt-0 xl:w-1/4"><div class="font-semibold mb-5 capitalize">Financial Dictionary</div><ul role="list" class="[&>*]:mb-3"><li class="first:mt-0"><a class="hover:text-primary" title="Interest Rate" href="/financial-dictionary/interest-rate/">Interest Rate</a></li><li class="first:mt-0"><a class="hover:text-primary" title="Penal Interest" href="/financial-dictionary/penal-interest/">Penal Interest</a></li><li class="first:mt-0"><a class="hover:text-primary" title="Credit Line vs Credit Limit" href="/financial-dictionary/credit-line-vs-credit-limit/">Credit Line vs Credit Limit</a></li><li class="first:mt-0"><a class="hover:text-primary" title="Grace Period" href="/financial-dictionary/grace-period/">Grace Period</a></li><li class="first:mt-0"><a class="hover:text-primary" title="NACH" href="/financial-dictionary/nach/">NACH</a></li><li class="first:mt-0"><a class="hover:text-primary" title="Late Fee" href="/financial-dictionary/late-fee/">Late Fee</a></li><li class="first:mt-0"><a class="hover:text-primary" title="Pre Payment" href="/financial-dictionary/prepayment/">Pre Payment</a></li><li class="first:mt-0"><a class="hover:text-primary" title="Amount Due" href="/financial-dictionary/amount-due/">Amount Due</a></li><li class="first:mt-0"><a class="hover:text-primary" title="Disbursement" href="/financial-dictionary/disbursement/">Disbursement</a></li><li class="first:mt-0"><a class="hover:text-primary" title="Pay Off" href="/financial-dictionary/pay-off-meaning/">Pay Off</a></li></ul></div></div></div></section><section class="bg-mid-grey text-white py-2 lg:py-4 px-2 rounded-lg"><div class="inline-flex items-center h-10 px-3 text-white"><span class="mr-2 font-semibold text-lg capitalize">Fibe certifications</span><svg stroke="currentColor" fill="currentColor" stroke-width="0" viewBox="0 0 320 512" height="1em" width="1em" xmlns="http://www.w3.org/2000/svg"><path d="M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 9.4-33.9 0L160 255.9l-96.4 96.4c-9.4 9.4-24.6 9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z"></path></svg></div><div class="px-3 mb-2 block"><div class="[&>div>ul>li>a:hover]:text-white"><div class="first:pl-0 flex flex-wrap gap-4 flex-col sm:flex-row pt-3 mb-4"><div><p class="text-sm font-medium mb-2">Security Partner</p><div><img alt="DSS certification" loading="lazy" width="129" height="56" decoding="async" data-nimg="1" style="color:transparent" src="/footer/dss-certification.svg"/></div></div><div class=""><p class="text-sm font-medium mb-2">ISO 27001 Certified</p><img alt="DSS certification" loading="lazy" width="129" height="56" decoding="async" data-nimg="1" style="color:transparent" src="/footer/iso-certification.svg"/></div><div class=""><p class="text-sm font-medium mb-2">SOC 2 Certified</p><img alt="DSS certification" loading="lazy" width="112" height="56" decoding="async" data-nimg="1" style="color:transparent" src="/footer/soc2-certification.svg"/></div><div class=""><p class="text-sm font-medium mb-2">Member</p><div><img alt="DSS certification" loading="lazy" width="177" height="56" decoding="async" data-nimg="1" style="color:transparent" src="/footer/face-certification.svg"/></div></div></div></div></div></section><section class="bg-mid-grey text-white py-4 lg:py-6 px-4 rounded-lg"><p class="text-xs font-medium text-center lg:text-lg">FIBE is a registered trademark owned by Social Worth Technologies Private Limited and has licensed the same to Earlysalary Services Private Limited (Formerly known as Ashish Securities Private Limited), a wholly-owned subsidiary.</p></section></div><section class="bg-midnight-black text-white py-1 lg:py-2 flex flex-col lg:flex-row justify-center items-center relaive"><div class=" lg:space-x-3 [&>*]:my-1 my-2"><div class="flex items-center lg:flex-row flex-col"><div class="textlg lg:text-xl pr-4">Need cash? Get up to ₹5 lakhs instantly</div><form><div class="flex flex-row [&>*]:my-0 lg:space-x-0"><div class="w-full"><input type="text" placeholder="Enter mobile number" class="w-full rounded-l-md text-plain-grey min-w-[240px] lg:min-w-[360px] py-3 lg:px-4 lg:py-3 text-base lg:text-xl focus:border-primary active:border-primary focus:ring-primary invalid:cherry-pink invalid:text-pink-600 focus:invalid:cherry-pink focus:invalid:ring-cherry-pink text-center lg:text-left" aria-label="Apply Loan" aria-describedby="button-apply-bottom" value=""/></div><button type="submit" class="px-3 py-3 text-base font-semibold shadow-sm focus-visible:outline focus-visible:outline-2 focus-visible:outline-offset-2 bg-primary hover:bg-primary-dark border-primary text-white focus-visible:outline-primary-dark w-full lg:text-xl lg:w-auto border inline-block self-start lg:w-auto rounded-r-md border px-2 py-3 lg:py-3 text-base lg:text-xl font-semibold shadow-sm focus-visible:outline focus-visible:outline-2 focus-visible:outline-offset-2 min-w-[80px] lg:min-w-[200px]" id="button-apply-bottom" disabled="">Apply Now</button></div></form></div></div></section></footer><script src="/_next/static/chunks/webpack-690fd23a3c85d064.js" async=""></script><script src="/_next/static/chunks/2443530c-fe0df24f4237e6af.js" async=""></script><script src="/_next/static/chunks/856-87de1013f7db2b38.js" async=""></script><script src="/_next/static/chunks/main-app-b33d8b10879b363d.js" 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To participate in Fibe’s Referral Program, you must agree to these terms, which become part of the service-user terms and conditions.\"}],[\"$\",\"li\",null,{\"children\":\"By availing the lending services offered by our NBFC Partners (“Lending Partner”), the Referrer and Referee consent to the Terms and Conditions provided herein; “Referrer” being the person whose referral code (“Referral Code”) has been used and “Referee” being the person with whom the Referral Code has been shared by the Referrer. Customers/Customer include, whether individually or collectively, both the Referrer and the Referee.\"}],[\"$\",\"li\",null,{\"children\":\"Offer Bucket: \"}],[\"$\",\"ul\",null,{\"className\":\" [\u0026\u003eli]:mb-1 [\u0026\u003eli]:pl-2 list-decimal list-outside text-slate-900 dark:text-slate-200 text-base lg:text-xl mb-2 ml-5\",\"children\":[[\"$\",\"li\",null,{\"children\":\"For every Referee who provides their basic profile details on the Fibe mobile application and enrolls with Fibe using a Referrer's Referral Code, both the Referrer and the Referee will be entitled to an Offer Bucket. Additionally, there is an ongoing Predict \u0026 win contest, where participants are rewarded based on the number of referees they successfully create and correct predictions during the ongoing cricket season. The contest offers exciting prizes to the top performers, including TWS earphones, smartwatches, Bluetooth speakers and wireless chargers.\"}],[\"$\",\"li\",null,{\"children\":\"Additionally, a cash reward of Rs. 200/- to the Referrer and a cash reward of Rs. 300/- to the Referee shall be applicable on successful disbursal of loan to the Referee, provided that such Referrer has availed at least one loan from Fibe.\"}],[\"$\",\"li\",null,{\"children\":\"A customer shall be eligible to receive a Referral bonus only for upto 5 references per month.\"}]]}],[\"$\",\"li\",null,{\"children\":\"Referral code will be considered only if it is applied through mobile application of Fibe. Both the Referrer and Referral Recipient have to submit their KYC to Fibe (Know your Customer) documents as prescribed by Fibe. The personal information to be filled on the mobile application of Fibe shall be collected, processed, shared and used in accordance with Fibe’s Privacy Policy and the agreed terms and conditions. \"}],[\"$\",\"li\",null,{\"children\":\"Referrer can share his/her Referral Code on one to one communication platforms such as SMS, Whatsapp etc from Fibe’s Referral Page. Additionally, Referrer could also email the Referral Code to friends and family.\"}],[\"$\",\"li\",null,{\"children\":\"The offer construct of Referral Program is subject to change at Fibe’s sole discretion and can be modified without any notice to either the Referrer or the Referee.\"}],[\"$\",\"li\",null,{\"children\":\"The Referral Program on a Referral Code can be availed only in the state or city prescribed by Fibe. \"}],[\"$\",\"li\",null,{\"children\":\"Creating multiple Customer’s accounts using multiple address, emails or signing in from multiple devices in order to unduly gain benefits shall be considered to be in contravention of these terms \u0026 conditions.\"}],[\"$\",\"li\",null,{\"children\":\"The Referral Program shall not be clubbed with any other program of Fibe and the offers under the Referral Program are non-transferable.\"}],[\"$\",\"li\",null,{\"children\":\"Fibe reserves the right to discontinue, add, alter, withdraw, modify, any of the terms of Referral Program without assigning any reasons or without any prior intimation whatsoever to the Customers. In case of any dispute, Fibe’s decision shall be binding on all customers.\"}],[\"$\",\"li\",null,{\"children\":\"Any taxes, cess, liabilities or charges payable to the Government or any other authority or body, if any, shall be borne directly by the Customer.\"}],[\"$\",\"li\",null,{\"children\":\"Participation in Fibe’s Referral Program is voluntary and any transaction on Fibe’s mobile application shall be in accordance with the terms and conditions as prescribed by Fibe.\"}],[\"$\",\"li\",null,{\"children\":\"We reserve the right to indefinitely suspend Referral Codes in case it has been published on any couponing or discount sites and at sole discretion of Fibe the customer’s account can be barred from availing any services of Fibe.\"}],[\"$\",\"li\",null,{\"children\":\"Fibe reserves the right to review and investigate all referral activities including referral contest and to suspend accounts or revoke the Offer Bucket and withhold features or benefits obtained through Fibe Referral Program if Fibe believes or determines that the use of a Referral Code was in error, fraudulent, illegal, or in violation of the terms and conditions of Fibe Referral Program.\"}],[\"$\",\"li\",null,{\"children\":\"The contents of the Referral Program on Fibe mobile application are provided on an \\\"as is\\\" basis without warranties of any kind. Fibe and Lending Partner shall not be held responsible or liable as to the accuracy, completeness, correctness, reliability, timeliness, non-infringement, title, merchantability or fitness for any particular purpose of the contents of the Referral Program displayed on the mobile application and/or its error free functioning.\"}],[\"$\",\"li\",null,{\"children\":\"If any provision in these terms and conditions are held to be invalid, void or unenforceable, such provision will be struck and the same shall not affect the validity of and enforceability of the remaining provisions.\"}],[\"$\",\"li\",null,{\"children\":\"Participants assumes all liability for any injury or a damage caused or claimed to be caused by his or her participation in this program and/or the acceptance and/or use of any product/services pursuant to the Referral Program, and releases Fibe, and their respective subsidiaries, affiliates, officers, directors, agents, and employees, from any such liability. Fibe, and their respective subsidiaries, affiliates, officers, directors, agents and employees are not responsible for technical, hardware, software, or telephone malfunctions of any kind, lost or unavailable network connections, or failed incorrect, incomplete, inaccurate, garbled or delayed electronic communications caused by the user or by any of the equipment or programming associated with or utilized or by any human error which may occur in the processing of the entries in this program.\"}],[\"$\",\"li\",null,{\"children\":\"The Parties acknowledge that the interaction between the offer partner and the Customers will be subject to the terms and conditions specified by the respective offer partner. Fibe shall not assume responsibility for the contents of these terms and conditions. Furthermore, both Fibe and the Lending Partner shall not be held accountable for any claims related to the offers contained within the offer bucket or the products/services obtained through the use of the offer bucket.\"}],[\"$\",\"li\",null,{\"children\":\"Neither Fibe nor Lending Partner shall be liable and/or responsible in any manner for the quality or performance of the goods provided as part of the referral contest.\"}],[\"$\",\"li\",null,{\"children\":\"The logos, products and service names (“Marks”) contained in Fibe mobile application are trademarks of Fibe or its licensors. Without Fibe’s prior written permission, and except as solely enabled by any link as provided by Fibe, the Referrer/Referee agree not to display or use the Marks in any manner.\"}],[\"$\",\"li\",null,{\"children\":\"Any dispute, controversy or claim arising out of or relating to Fibe’s Referral Program (“Dispute”), including claims seeking redress or asserting rights under the applicable law shall be settled through mutual consultation on best efforts basis and escalation at such offices of Fibe as may be designated.\"}],[\"$\",\"li\",null,{\"children\":\"The decision of Fibe regarding any operational issue shall be final and binding on the participants and Fibe shall not be obligated to disclose the mechanism/working/logic behind deciding the winner.\"}],[\"$\",\"li\",null,{\"children\":\"These terms and conditions shall be governed by and construed in accordance with the laws of India and Fibe and the Customer agree and undertake that any controversy or claim arising out of or relating to these terms and conditions will be adjudicated exclusively before a competent court in Pune, India only.\"}],[\"$\",\"h2\",null,{\"children\":\"Predict, Refer \u0026 Win contest:\"}],[\"$\",\"ul\",null,{\"className\":\" [\u0026\u003eli]:mb-1 [\u0026\u003eli]:pl-2 list-decimal list-outside text-slate-900 dark:text-slate-200 text-base lg:text-xl mb-2 ml-8\",\"children\":[[\"$\",\"li\",null,{\"children\":\"Open to all existing and new Fibe customers.\"}],[\"$\",\"li\",null,{\"children\":\"Contest Period: 26th March 2024 to 4th April 2024\"}],[\"$\",\"li\",null,{\"children\":\"5 points for each correct prediction\"}],[\"$\",\"li\",null,{\"children\":\"Additional 5 points for every successful referral. (The one you refer needs to successfully sign up on the Fibe app)\"}],[\"$\",\"li\",null,{\"children\":\"Top 3 participants with the highest points win at the end of contest period\"}],[\"$\",\"li\",null,{\"children\":\"Winners will be contacted via email and phone; must respond within 3 days.\"}],[\"$\",\"li\",null,{\"children\":\"Winning prizes are non-transferable, non-exchangeable for cash or other items.\"}],[\"$\",\"li\",null,{\"children\":\"Participants engaging in fraud or violating T\u0026C will be disqualified. Fibe reserves the right to modify, suspend, or cancel the Contest without prior notice. 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