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data-contact-link-id="2">617.258.8600</a> </li> </ul> <ul class="site-nav__links site-nav__links--utility"> <li class="site-nav__link-item menu-item menu-item-type-post_type menu-item-object-page menu-item-2496"> <a class="site-nav__link site-nav__link--utility" href="https://sfs.mit.edu/help/">FAQs</a> </li> <li class="site-nav__link-item menu-item menu-item-type-post_type menu-item-object-page menu-item-2497"> <a class="site-nav__link site-nav__link--utility" href="https://sfs.mit.edu/forms/">Forms</a> </li> <li class="site-nav__link-item menu-item menu-item-type-custom menu-item-object-custom menu-item-2498"> <a class="site-nav__link site-nav__link--utility" href="/glossary">Glossary</a> </li> <li class="site-nav__link-item site-nav__link-item--search"> <button class="site-nav__link site-nav__link--search site-nav__link--utility js-search-trigger"> <span class="site-nav__search-text js-search-trigger-text">Search</span> <span class="site-nav__search-icons"> <svg width="23" height="22" viewBox="0 0 23 22" version="1.1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" stroke="currentColor" stroke-width="1.5" class="icon--search-mag site-nav__mag"> <g stroke="currentColor" fill="none"> <circle cx="9.20757329" cy="8.99160695" r="8.50646589"></circle> <path d="M14.8522097,14.6362434 L20.7140392,20.4980728"></path> </g> </svg> <svg width="15" height="15" viewBox="0 0 15 15" xmlns="http://www.w3.org/2000/svg" class="icon--close site-nav__close"> <g stroke="currentColor" stroke-width="1.5" fill="none" fill-rule="evenodd"> <path d="M.746.746L14.5 14.5M14.254.746L.5 14.5"></path> </g> </svg> </span> </button> </li> </ul> </div> </nav> <div id="search-topper" class="search__topper"> <div class="search__topper-width"> <form class="search__form" role="search" method="get" action="https://sfs.mit.edu"> <label class="search__label" for="search-input">Search Pages, FAQs and the Glossary <span class="visually-hidden">for </span></label> <div class="search__field-mod"> <input class="search__field" id="search-input" type="text" name="s" value="" placeholder="What are you looking for?" autocomplete="off"> <button type="submit" class="search__button"> <svg width="23" height="22" viewBox="0 0 23 22" version="1.1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" stroke="currentColor" stroke-width="1.5" class="icon--search-mag search__mag"> <g stroke="currentColor" fill="none"> <circle cx="9.20757329" cy="8.99160695" r="8.50646589"></circle> <path d="M14.8522097,14.6362434 L20.7140392,20.4980728"></path> </g> </svg> <span class="visually-hidden">Submit Search</span> </button> </div> </form> </div> </div> </header> <main class="main" id="main"> <div class="page-outer page-outer--sf"> <div class="page-header"> <div class="title-outer"> <h1 class="page-title">Graduate students</h1> </div> <div class="header__text"> <p class="header__intro">We help graduate students with student loans, Federal Work-Study, sponsored billing, and veterans benefits.</p> <div class="header__p">The bulk of your graduate support typically comes from your individual academic department. Most forms of graduate financial aid are granted for merit, while others are granted for financial need or a combination of merit and need.</div> </div> </div> <div class="page__body--section-front"> <section class="section "> <h2 class="section__overline"> <span class="section__overline-text">table of contents</span> </h2> <div class="card-group"> <div class="card card--full"> <div class="card-inner"> <div class="card__text-wrapper"> <h3 class="card__h">Graduate student support</h3> <div class="card__text"><p>We understand that oftentimes there are unexpected academic, professional, and personal costs that come up. Through additional financial supports, MIT wants to make sure that the graduate student community has resources to offer help if they need it.</p> </div> </div> <div class="card__links"> <a class="card__link" href="https://sfs.mit.edu/graduate-students/funding-and-aid-2/support-for-graduate-students-in-need/" >Support for graduate students in need →</a> <a class="card__link" href="https://sfs.mit.edu/graduate-students/funding-and-aid-2/departmental-funding/" >Departmental funding →</a> <a class="card__link" href="https://oge.mit.edu/student-support-development/" >Graduate student support and development →</a> </div> </div> </div> <div class="card card--full"> <div class="card-inner"> <div class="card__text-wrapper"> <h3 class="card__h">What we do</h3> <div class="card__text"><p>We coordinate with you and your department and offer resources to help you with expenses. We also help manage student loans, federal benefits, and other forms of aid, as well as collect payments if needed.</p> </div> </div> <div class="card__links"> <a class="card__link" href="https://sfs.mit.edu/graduate-students/funding-and-aid/graduate-funding-and-aid/" >Funding and aid →</a> <a class="card__link" href="https://sfs.mit.edu/graduate-students/funding-and-aid/loans/" > Loans →</a> <a class="card__link" href="https://sfs.mit.edu/graduate-students/veterans-benefits/" >Veterans benefits →</a> </div> </div> </div> <div class="card card--full"> <div class="card-inner"> <div class="card__text-wrapper"> <h3 class="card__h">Fellowships and assistantships</h3> <div class="card__text"><p>Most graduate students are supported by fellowships or by appointments as research or teaching assistants. More resources are coordinated by the <a href="https://oge.mit.edu" target="_blank" rel="noopener">Office of Graduate Education</a>, an Institute-wide support and referral office for graduate students and administrators.</p> </div> </div> <div class="card__links"> <a class="card__link" href="https://sfs.mit.edu/graduate-students/funding-and-aid/outside-fellowships-scholarships/" >Outside fellowships & scholarships →</a> <a class="card__link" href="https://sfs.mit.edu/graduate-students/funding-and-aid/departmental-funding/" >Departmental funding →</a> <a class="card__link" href="https://oge.mit.edu" target = "_blank">Office of Graduate Education →</a> </div> </div> </div> </div> </section> <section class="section "> <h2 class="section__overline"> <span class="section__overline-text">by the numbers</span> </h2> <div class="stat-group"> <div class="stat stat--image_stat"> <div class="stat-inner"> <h3 class="stat__h">Finding fellowships</h3> <div class="stat__mod"> <div class="stat__graphic"> <p class="stat__number" aria-describedby="stat-1">31%</p> <div class="stat__img" style="background-image:url(https://sfs.mit.edu/wp-content/uploads/2018/08/TESS-Camera-300x200.jpg);"></div> </div> <p class="stat__text" id="stat-1">The percentage of first-year degree-seeking graduate students primarily supported by <a href="https://sfs.mit.edu/graduate-students/funding-and-aid/outside-fellowships-scholarships/">fellowships</a> in 2024.</p> </div> </div> </div> <div class="stat stat--image_stat"> <div class="stat-inner"> <h3 class="stat__h">Research and teaching</h3> <div class="stat__mod"> <div class="stat__graphic"> <p class="stat__number" aria-describedby="stat-2">3,157</p> <div class="stat__img" style="background-image:url(https://sfs.mit.edu/wp-content/uploads/2018/08/6.036-300x200.jpg);"></div> </div> <p class="stat__text" id="stat-2">The number of graduate students primarily supported as <a href="https://sfs.mit.edu/graduate-students/funding-and-aid/departmental-funding/">research or teaching assistants</a> in 2024. </p> </div> </div> </div> <div class="stat stat--image_stat"> <div class="stat-inner"> <h3 class="stat__h">Debt-free</h3> <div class="stat__mod"> <div class="stat__graphic"> <p class="stat__number" aria-describedby="stat-3">91%</p> <div class="stat__img" style="background-image:url(https://sfs.mit.edu/wp-content/uploads/2018/08/sarah-hensley-mit-valkyrie-robot_0-copy-300x200.jpg);"></div> </div> <p class="stat__text" id="stat-3">The percentage of doctoral recipients who graduated in 2024 <a href="https://ir.mit.edu/projects/doctoral-exit-survey/" target="_blank">with no graduate debt</a>. </p> </div> </div> </div> </div> </section> <section class="section section--breakout section--breakout--reverse"> <div class="section--breakout-inner section--glossary-inner"> <h2 class="section__overline"> <span class="section__overline-text">Key terms for graduate students</span> </h2> <div class="terms__mod"> <dl class="terms__list"> <div class="terms__list-item"> <dt class="term"><span class="term-inner">Fellowship</span></dt> <dd class="definition">A fellowship is a funding award to a graduate student that covers tuition partially or fully, provides a stipend to help defray living expenses, and may also cover student health insurance.</dd> </div> <div class="terms__list-item"> <dt class="term"><span class="term-inner">Appointment</span></dt> <dd class="definition">A graduate research or teaching appointment covers tuition partially or fully, provides a salary, and typically covers student health insurance, as well as other benefits. Salary rates are set each year by individual departments within ranges established by the collective bargaining agreement between MIT and the MIT Graduate Student Union.</dd> </div> <div class="terms__list-item"> <dt class="term"><span class="term-inner">Direct Grad PLUS Loan</span></dt> <dd class="definition">A federal loan available to graduate and professional students. You must be enrolled at least half time, pass a standard credit check, and may not be in default on a prior education loan to be eligible. The maximum annual loan limit is the cost of attendance minus any other financial assistance you receive.</dd> </div> </dl> <a class="button button--reverse" href="https://sfs.mit.edu/graduate-students/guide/overview-of-funding/" >Funding basics →</a> </div> </div> </section> </div> </div> </main> <div class="site-footer-mod"> <footer class="site-footer"> <a class="site-footer__name-link" href="/">MIT Student Financial Services</a> <p class="site-footer__text">At Student Financial Services, we work to make MIT affordable for every family so their students can join our community and make the most of their education.</p> <div class="site-footer__links-mod"> <dl class="site-footer__links"> <dt class="site-footer__item-label menu-item menu-item-type-post_type menu-item-object-page menu-item-2320 menu-item-has-children"> <a class="site-footer__label-link" href="https://sfs.mit.edu/undergraduate-students/">Undergraduate students</a> </dt> <dd class="site-footer__item menu-item 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