CINXE.COM
<!doctype html><html lang="en"><head><script>window.pageStartTs = Date.now()</script><link as="script" href="https://www.theage.com.au/afx_prid/2023.10.16.1/auth/ps/p202310161.js?lcsid=D3377D70-045F-4C2C-B07F-C88533E87E67" rel="preload"/><script>var afx_start = Date.now();</script><script src="https://www.theage.com.au/afx_prid/2023.10.16.1/auth/ps/p202310161.js?lcsid=D3377D70-045F-4C2C-B07F-C88533E87E67"></script><meta charSet="utf-8"/><meta content="width=device-width, initial-scale=1, shrink-to-fit=no" name="viewport"/><meta content="ie=edge" http-equiv="x-ua-compatible"/><meta content="#0A1633" name="theme-color"/><link href="//api.ffx.io" rel="dns-prefetch"/><link href="//static.ffx.io" rel="dns-prefetch"/><link href="//fonts.gstatic.com" rel="dns-prefetch"/><script>tp = window.tp || []; try { // Set Application ID tp.push(["setAid", 'Jt36gy4Tpa']); // Is application in sandbox? tp.push(["setSandbox", false]); // Does application use Piano ID? tp.push(["setUseTinypassAccounts", false]); tp.push(["setEndpoint", "https://buy-au.piano.io/api/v3"]); } catch (error) { console.error("Failed Piano push, error: ", error) } </script><link href="//www.googletagmanager.com" rel="dns-prefetch"/><link href="//plugin.mediavoice.com" rel="dns-prefetch"/><link crossorigin="anonymous" href="https://securepubads.g.doubleclick.net" rel="preconnect"/><link crossorigin="anonymous" href="https://partner.googleadservices.com" rel="preconnect"/><link crossorigin="anonymous" href="https://adservice.google.com" rel="preconnect"/><link crossorigin="anonymous" href="https://tpc.googlesyndication.com" rel="preconnect"/><script async="" id="gptHeadScript" src="https://securepubads.g.doubleclick.net/tag/js/gpt.js"></script><script> const canTrackUser = function() { var disallowedTimeZones = new RegExp('Europe/|/Los_Angeles', 'i'); var userTimeZone = Intl.DateTimeFormat().resolvedOptions().timeZone; return !userTimeZone ? false : !disallowedTimeZones.test(userTimeZone); }; if (canTrackUser()) { ;(function(p,l,o,w,i,n,g){if(!p[i]){p.GlobalSnowplowNamespace=p.GlobalSnowplowNamespace||[]; p.GlobalSnowplowNamespace.push(i);p[i]=function(){(p[i].q=p[i].q||[]).push(arguments) };p[i].q=p[i].q||[];n=l.createElement(o);g=l.getElementsByTagName(o)[0];n.async=1; n.src=w;g.parentNode.insertBefore(n,g)}} (window,document,"script","//d2uhnetoehh304.cloudfront.net/2.18.2/sp.js","snowplow")); if(window.snowplow) { window.snowplow('newTracker', 'ffx', 'i.ffx.io', { appId: 'theage-web', contexts: { performanceTiming: false, webPage: true, gaCookies: true }, discoverRootDomain: true, maxLocalStorageQueueSize: 50, post: true }); window.snowplow('enableActivityTracking:ffx', 10, 10) window.snowplow(function(){ window.ffxSnowplow = this && this['ffx'] }) } } </script><script>(function(w,d,s,l,i){w[l]=w[l]||[];w[l].push({'gtm.start': new Date().getTime(),event:'gtm.js'});var f=d.getElementsByTagName(s)[0], j=d.createElement(s),dl=l!='dataLayer'?'&l='+l:'';j.async=true;j.src= '//www.googletagmanager.com/gtm.js?id='+i+dl+''; f.parentNode.insertBefore(j,f); })(window,document,'script','dataLayer', 'GTM-TCMZ2X6');</script><script>(function(w,d,s,l,i){w[l]=w[l]||[];w[l].push({'gtm.start': new Date().getTime(),event:'gtm.js'});var f=d.getElementsByTagName(s)[0], j=d.createElement(s),dl=l!='dataLayer'?'&l='+l:'';j.async=true;j.src= '//www.googletagmanager.com/gtm.js?id='+i+dl+''; f.parentNode.insertBefore(j,f); })(window,document,'script','dataLayerGA4', 'GTM-NBPHP7TX');</script><script>(function(w,d,t,r,u){var f,n,i;w[u]=w[u]||[],f=function(){var o={ti:"4010840"}; o.q=w[u],w[u]=new UET(o),w[u].push("pageLoad")},n=d.createElement(t),n.src=r,n.async=1, n.onload=n.onreadystatechange=function(){var s=this.readyState;s&&s!=="loaded"&&s!=="complete"||(f(), n.onload=n.onreadystatechange=null)},i=d.getElementsByTagName(t)[0],i.parentNode.insertBefore(n,i); })(window,document,"script","//bat.bing.com/bat.js","uetq");</script><script data-rh="true" type="application/ld+json">{"@context":"http://schema.org","@type":"WebPage","name":"Tax | News, Advice & Guides | The Age","publisher":{"@type":"Organization","logo":{"@type":"ImageObject","height":"628","url":"https://www.theage.com.au/theage.png","width":"1200"},"name":"The Age"},"thumbnailUrl":"https://www.theage.com.au/theage.png","isAccessibleForFree":false,"hasPart":{"@type":"WebPageElement","isAccessibleForFree":false,"cssSelector":".paywall"},"isPartOf":{"@type":["CreativeWork","Product"],"name":"The Age","productID":"theage.com.au:webonly"}}</script><title data-rh="true">Tax | News, Advice & Guides | The Age</title><style>*{box-sizing:border-box}a,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,em,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,object,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{padding:0;border:0;margin:0;font:inherit;font-size:100%;vertical-align:baseline}article,aside,details,figcaption,figure,footer,header,hgroup,main,menu,nav,section,summary{display:block}body{line-height:1}ol,ul{list-style:none}blockquote,q{quotes:none}blockquote:after,blockquote:before,q:after,q:before{content:"";content:none}table{border-collapse:collapse;border-spacing:0}abbr{text-decoration:none}button,input:not([type=radio]):not([type=checkbox]){-webkit-appearance:none}input[type=search]{-webkit-appearance:textfield}button{font:inherit}@font-face{font-display:swap;font-family:Abril Titling;font-style:normal;font-weight:400;src:url(/assets/4d02358a.woff2) format("woff2"),url(/assets/6da01c6c.woff) format("woff")}@font-face{font-display:swap;font-family:Abril Titling;font-style:italic;font-weight:400;src:url(/assets/c5f3dffd.woff2) format("woff2"),url(/assets/76537870.woff) format("woff")}@font-face{font-display:swap;font-family:Abril Titling Bold;font-style:normal;font-weight:500;src:url(/assets/c67d7077.woff2) format("woff2"),url(/assets/76d4d4e2.woff) format("woff")}@font-face{font-display:swap;font-family:Abril Titling Bold;font-style:italic;font-weight:500;src:url(/assets/b81bb9a1.woff2) format("woff2"),url(/assets/be269ac8.woff) format("woff")}@font-face{font-display:swap;font-family:PT Sans;font-style:normal;font-weight:400;src:url(/assets/dd51f8cf.woff2) format("woff2"),url(/assets/13175aa7.woff) format("woff")}@font-face{font-display:swap;font-family:PT Sans;font-style:normal;font-weight:700;src:url(/assets/9ff0e533.woff2) format("woff2"),url(/assets/8edd2fca.woff) format("woff")}@font-face{font-display:swap;font-family:PT Serif;font-style:normal;font-weight:400;src:url(/assets/3dffa6aa.woff2) format("woff2"),url(/assets/771a7b18.woff) format("woff")}@font-face{font-display:swap;font-family:PT Serif;font-style:normal;font-weight:700;src:url(/assets/b9bc76d6.woff2) format("woff2"),url(/assets/f9402efb.woff) format("woff")}@font-face{ascent-override:101.8%;descent-override:27.6%;font-family:system-fonts-primary;src:local(Trebuchet MS),local(Arial Narrow)}@font-face{ascent-override:103.9%;descent-override:28.6%;font-family:system-fonts-secondary;src:local(Georgia),local(Times),local(Times New Roman)}@font-face{ascent-override:79%;descent-override:28%;font-family:system-fonts-tertiary;src:local(Book Antiqua),local(Palatino),local(Palatino Linotype),local(Palatino LT STD),local(Georgia)}*,:after,:before{box-sizing:inherit}body,html{min-width:320px;height:100%}html{box-sizing:border-box;-webkit-overflow-scrolling:touch;-webkit-text-size-adjust:100%}body{background-color:#fff;color:#232323;font-family:PT Sans,Trebuchet MS,Arial Narrow,sans-serif}a{color:#555;text-decoration:none}a:focus,a:hover{color:#096dd2;transition:color .2s ease-out}@media only screen and (max-device-width:1366px)and (-webkit-min-device-pixel-ratio:1.5){body.overlay{position:absolute;right:0;left:0}}@media(-webkit-min-device-pixel-ratio:0){.lock{position:fixed;width:100%}}#app{background-color:#fff}.lock,.ReactModal__Body--open{overflow:hidden;height:100vh}@media only screen and (max-width:767px){.commentLock{overflow:hidden}}@media only screen and (max-width:767px)and (-webkit-min-device-pixel-ratio:0){.commentLock{position:fixed;width:100%}}@media only screen and (max-width:767px){.lockMobile{overflow:hidden}}.printOnly{display:none}@media only print{.printOnly{display:initial}}@media only print{.noPrint{display:none!important}}:root{--colorBrand:#0a1633;--colorBrandOffset:#192646;--colorDarkAccent:#454f64;--colorDarkAccent2:#454f64;--colorAuthor:#d7dbe3;--colorExplainer:tomato;--colorOpinion:#f4f5f7;--colorHeaderOffset:#192646;--colorHeaderDescription:#fff;--colorWarmFill:#f7f6f5;--colorAction:#096dd2;--colorActionAlt:#096dd2;--colorActionLight:#4095ec;--colorActionDark:#0053a6;--colorActionDarkest:#004080;--colorActionInverted:#096dd2;--colorActionOnDark:#58b5ff;--colorActionOnDarkHover:#58b5ff;--colorActionOnDarkUnderline:transparent;--colorLink:#096dd2;--colorLinkHover:#096dd2;--textDecorationLink:none;--colorLabel:#0a1633;--colorLabelHighlight:transparent;--colorLabelUrgent:#d9172f;--colorLabelUrgentDark:tomato;--colorLabelUrgentHighlight:transparent;--labelBorderInline:4px solid $colorLightAccent;--labelHeightInline:14px;--labelInsetLivePulse:5px;--labelPadding:0;--labelPaddingLive:15px;--colorButton:#096dd2;--colorButtonInactive:#a6acba;--colorButtonInactiveText:#677085;--colorButtonSecondary:none;--colorButtonSecondaryHover:#d4d4d4;--colorButtonSecondaryText:#3a3a3a;--colorButtonText:#fff;--buttonFontWeight:400;--colorHighlight:#d9172f;--colorNavAction:#58b5ff;--colorLightFill:#f4f5f7;--colorNavSubsectionLinks:#192646;--colorNavSubsectionAction:#096dd2;--colorNavSubsectionLightFill:#f4f5f7;--colorHighlightOffset:tomato;--colorMenuAction:#096dd2;--colorMenuSubscriber1:#751e3a;--colorMenuSubscriber2:#38366a;--colorMenuSubscriber3:#d9172f;--colorMenuSubscriberHighlight:#d9172f;--colorMenuSubscriberBadgeText:#fff;--colorInlineAnchorAction:#096dd2;--colorInlineAnchorActionUnderline:transparent;--colorInlineAnchorBorder:9,109,210;--colorInlineHoverAction:#096dd2;--colorInlineQuote:#d7dbe3;--heightInlineAnchorBorder:1px;--transparencyInlineAnchorBorder:.4;--colorArticleToolHover:#d7dbe3;--colorArticleToolActive:#004080;--colorMostPopularCounter:#454f64;--colorStoryTileHighlight:#096dd2;--textDecorationStoryTile:none;--fontWeightAuthorByline:400;--colorPaywallBackground:#0a1633;--colorPaywallButtonAction:#0053a6;--colorPaywallText:#fff;--colorFooterAction:#454f64;--colorFooterSection:#454f64;--colorSubscriberGlowBottom:10,22,51;--colorSubscriberGlowMid:217,23,47;--colorSubscriberGlowSurround:56,54,106;--colorLiveArticleByLineUnderline:transparent;--colorLiveArticleByLineLink:#096dd2;--colorLiveArticleHeader:#192646;--colorLiveArticleLabel:#d9172f;--colorLiveArticleLatestPostLink:#096dd2;--colorLiveArticlePill:#d9172f;--colorLiveArticlePillText:#fff;--filterLiveArticlePin:none;--fontWeightPostPublishedTime:normal;--colorPagination:#096dd2;--colorPaginationHover:#096dd2;--colorStoryTileHeadlineHover:#096dd2;--colorStoryTileHeadlineHoverUnderline:transparent;--colorSearchChip:#d9edff;--colorSearchChipHover:#096dd2;--colorSearchRadio:auto;--colorSectionHover:#2684ff;--colorOptionHover:#eff5fe;--colorOptionSelected:#f7faff;--colorBorder:#d7dbe3;--colorMarketTabLink:#096dd2;--colorMarketTabHover:#0a1633;--colorCommentsAction:#3a3a3a;--colorCommenterRole:#555;--colorCommenterTag:#9bcfff;--colorCommentsText:#232323;--colorCommentsTimestamp:#767676;--colorWarning:#ff8b00;--colorWarningAlt:#a6acba}.brisbanetimes,:root{--colorPaginationStroke:#fff}.brisbanetimes{--colorBrand:#232323;--colorBrandOffset:#000;--colorDarkAccent:#555;--colorDarkAccent2:#666;--colorAuthor:#69e8ff;--colorExplainer:#69e8ff;--colorOpinion:#faf5e6;--colorHeaderOffset:#232323;--colorHeaderDescriptionDark:#d4d4d4;--colorWarmFill:#f0f0f0;--colorAction:#69e8ff;--colorActionAlt:#232323;--colorActionLight:#1bcded;--colorActionDark:#1bcded;--colorActionDarkest:#1bcded;--colorActionInverted:#767676;--colorActionOnDark:#fff;--colorActionOnDarkHover:#69e8ff;--colorActionOnDarkUnderline:#fff;--colorLink:#232323;--colorLinkHover:#0088a1;--textDecorationLink:underline;--colorLabel:#232323;--colorLabelHighlight:#69e8ff;--colorLabelUrgent:#232323;--colorLabelUrgentDark:#232323;--colorLabelUrgentHighlight:#f4fb55;--labelBorderInline:none;--labelHeightInline:20px;--labelInsetLivePulse:7px auto auto 8px;--labelPadding:2px 8px;--labelPaddingLive:18px;--colorButton:#69e8ff;--colorButtonActive:brightTurquoise;--colorButtonInactive:#d4d4d4;--colorButtonText:#232323;--buttonFontWeight:700;--colorHighlight:#1bcded;--colorNavAction:#69e8ff;--colorLightFill:#232323;--colorNavSubsectionLinks:#fff;--colorNavSubsectionAction:#1bcded;--colorNavSubsectionLightFill:#000;--colorHighlightOffset:#1bcded;--colorMenuAction:#3a3a3a;--colorMenuSubscriber1:#f4fb55;--colorMenuSubscriber2:#555;--colorMenuSubscriber3:#f4fb55;--colorMenuSubscriberHighlight:#555;--colorMenuSubscriberBadgeText:#000;--colorInlineAnchorAction:#000;--colorInlineAnchorActionUnderline:#000;--colorInlineAnchorBorder:0,0,0;--colorInlineHoverAction:#0088a1;--colorInlineQuote:#d4d4d4;--heightInlineAnchorBorder:2px;--transparencyInlineAnchorBorder:10;--colorArticleToolHover:#f0f0f0;--colorArticleToolActive:#0088a1;--colorMostPopularCounter:#1bcded;--colorStoryTileHighlight:initial;--textDecorationStoryTile:underline #1bcded;--fontWeightAuthorByline:700;--colorPaywallBackground:#69e8ff;--colorPaywallButtonAction:#004c5a;--colorPaywallText:#232323;--colorFooterAction:#767676;--colorFooterSection:#3a3a3a;--colorSubscriberGlowBottom:35,35,35;--colorSubscriberGlowMid:35,35,35;--colorSubscriberGlowSurround:35,35,35;--colorLiveArticleByLineUnderline:#232323;--colorLiveArticleByLineLink:#232323;--colorLiveArticleHeader:#232323;--colorLiveArticleLabel:#0088a1;--colorLiveArticleLatestPostLink:#0088a1;--colorLiveArticlePill:#69e8ff;--colorLiveArticlePillText:#232323;--filterLiveArticlePin:hue-rotate(191deg) saturate(2.1);--fontWeightPostPublishedTime:bold;--colorPagination:#232323;--colorPaginationHover:#3a3a3a;--colorStoryTileHeadlineHover:#3a3a3a;--colorStoryTileHeadlineHoverUnderline:#69e8ff;--colorSearchChip:#faf5e6;--colorSearchChipHover:#f4fb55;--colorSearchRadio:#0088a1;--colorSectionHover:#00a6c4;--colorOptionHover:#f0f0f0;--colorOptionSelected:#f7f6f5;--colorBorder:#a5a5a5;--colorMarketTabLink:#555;--colorMarketTabHover:#0088a1;--colorCommenterTag:#69e8ff}body{overflow-x:hidden}._3BiGC{z-index:90;position:fixed;top:0;width:100%;height:3px;background:#d9172f}._2O3rv{position:absolute;overflow:hidden;width:1px;height:1px;padding:0;border:0;clip:rect(1px,1px,1px,1px);white-space:nowrap}._3zMrp{z-index:70;position:fixed;top:0;right:0;bottom:0;left:0;display:-ms-flexbox;display:flex;-ms-flex-align:center;align-items:center;-ms-flex-pack:center;justify-content:center;background:rgba(0,0,0,.6)}._2zP2_{-webkit-backdrop-filter:blur(6px);backdrop-filter:blur(6px)}._1Jq9J{position:relative;width:100%;height:100%;font-family:PT Sans,system-fonts-primary,sans-serif;overflow-y:auto}.Szm4a.Szm4a{display:-ms-flexbox;display:flex;-ms-flex-direction:column;flex-direction:column;padding:48px 20px;background:#f4f5f7}@media only screen and (min-width:768px){.Szm4a.Szm4a{width:480px;height:auto;padding:64px 60px;border:1px solid #000;border-radius:8px;box-shadow:0 7px 36px 6px rgba(0,0,0,.12),0 19px 29px 2px rgba(0,0,0,.14),0 9px 12px -6px rgba(0,0,0,.2)}}._3LxJ_{position:fixed;left:0;overflow:hidden;width:100%;height:100%}.oFzKC{line-height:1.1666666667;font-size:1.5rem;margin:0 10% 24px;color:var(--colorBrand);font-family:Abril Titling Bold,system-fonts-tertiary,serif;text-align:center}@media only screen and (min-width:768px){.oFzKC{line-height:1.1428571429;font-size:1.75rem}}._1LPEN{position:absolute;top:0;right:0;padding:20px 20px 16px 16px;border:0;background-color:transparent;color:var(--colorBrand);cursor:pointer;font-size:24px}@media only screen and (min-width:768px){._1LPEN{padding:28px 28px 16px 16px}}._1LPEN span{position:absolute;overflow:hidden;width:1px;height:1px;padding:0;border:0;clip:rect(1px,1px,1px,1px);white-space:nowrap}._3zMrp{z-index:70;position:fixed;top:0;right:0;bottom:0;left:0;display:-ms-flexbox;display:flex;-ms-flex-align:center;align-items:center;-ms-flex-pack:center;justify-content:center;background:rgba(0,0,0,.6)}._2zP2_{-webkit-backdrop-filter:blur(6px);backdrop-filter:blur(6px)}._1Jq9J{position:relative;width:100%;height:100%;font-family:PT Sans,system-fonts-primary,sans-serif;overflow-y:auto}.OK924{width:auto;max-width:624px;float:none;display:block;margin-right:auto;margin-left:auto;padding-left:0;padding-right:0;min-width:320px}@media only print{.OK924{max-width:-webkit-fit-content;max-width:-moz-fit-content;max-width:fit-content}}.OK924:after{content:"";display:table;clear:both}@media only screen and (min-width:768px){.OK924{width:auto;max-width:808px;float:none;display:block;margin-right:auto;margin-left:auto;padding-left:0;padding-right:0;min-width:736px}.OK924:after{content:"";display:table;clear:both}}@media only screen and (min-width:1024px){.OK924{width:auto;max-width:1168px;float:none;display:block;margin-right:auto;margin-left:auto;padding-left:0;padding-right:0;min-width:1000px}.OK924:after{content:"";display:table;clear:both}}._2TEVJ{padding:0 20px}@media only screen and (max-width:360px){._2TEVJ .adWrapper{margin-right:-20px;margin-left:-20px}}._2eeHA{padding-top:32px;padding-bottom:48px}@media only screen and (min-width:768px){._2eeHA{padding-top:56px;padding-bottom:64px}}._1npeq a{color:var(--colorLink);text-decoration:var(--textDecorationLink)}._1npeq a:hover{color:var(--colorLinkHover);text-decoration:underline}._1npeq em{font-style:italic}._3_hLE{line-height:1.2307692308;font-size:.8125rem;padding:12px;border:0;border-radius:4px;letter-spacing:1px;text-align:center;text-transform:uppercase;transition:all .1s}._17BTN{background:var(--colorAction);font-weight:700;text-decoration:none}._17BTN._17BTN,._17BTN._17BTN:active,._17BTN._17BTN:hover,._17BTN._17BTN:visited,._17BTN:active,._17BTN:hover,._17BTN:visited{color:var(--colorButtonText);text-decoration:none}._17BTN:focus,._17BTN:hover{background:var(--colorActionDark)}._17BTN:active{background:var(--colorActionDarkest)}._1Zci0{border:1px solid hsla(0,0%,100%,.25);background:transparent;color:#fff}@media not all and (min-resolution:0.001dpcm){@supports(-webkit-appearance:none){._1Zci0{-webkit-font-smoothing:antialiased}}}._1Zci0:focus,._1Zci0:hover{border-color:#096dd2;background:#096dd2;color:#fff}._1Zci0:active{border-color:#004080;background:#004080;color:#fff}._17muu{border:none;background:none;border-radius:0}._1AsGk{margin-bottom:16px;font-family:Abril Titling Bold,Book Antiqua,Palatino,Palatino Linotype,Palatino LT STD,Georgia,serif;font-size:28px;line-height:32px}@media only screen and (min-width:768px){._1AsGk{margin-bottom:24px;font-size:48px;line-height:56px}}._21ebA{line-height:1.1666666667;font-size:1.5rem;margin-bottom:16px;color:var(--colorBrand);font-family:Abril Titling Bold,Book Antiqua,Palatino,Palatino Linotype,Palatino LT STD,Georgia,serif}@media only screen and (min-width:768px){._21ebA{line-height:1.1428571429;font-size:1.75rem}}._2LDXj{margin-top:32px;font-family:Abril Titling Bold,Book Antiqua,Palatino,Palatino Linotype,Palatino LT STD,Georgia,serif;font-size:20px;line-height:24px}._2LDXj,.KpWOE{margin-bottom:16px;color:var(--colorBrand)}.KpWOE{line-height:1.6470588235;font-size:1.0625rem;padding:8px 0;border-top:3px solid var(--colorBrand);border-bottom:1px solid #d7dbe3;margin-top:24px;font-weight:700;letter-spacing:2px;text-transform:uppercase}@media only screen and (min-width:768px){.KpWOE{line-height:1.4;font-size:1.25rem;letter-spacing:3px}}.cMu-d{margin-bottom:32px}.cMu-d:after,.cMu-d:before{display:table;content:""}.cMu-d:after{clear:both}@media only screen and (min-width:768px){._32Pk2{display:block;clear:both;float:none;width:100%;margin-right:auto}._32Pk2,._32Pk2:first-child{margin-left:auto}._32Pk2:last-child{margin-right:auto}}@media only screen and (min-width:1024px){._32Pk2{float:left;clear:none;text-align:inherit;width:65.9166666667%;margin-left:0;margin-right:2.25%}._32Pk2:after{content:"";display:table;clear:both}._32Pk2:last-child{margin-right:0}}.AkZ3C{min-height:135px;margin-bottom:20px}.oKsgR{padding-top:24px;border-top:3px solid #d7dbe3}.oKsgR a{word-break:break-word;word-wrap:break-word}.oKsgR strong{font-weight:700}.oKsgR em{font-style:italic}.oKsgR p{line-height:1.4117647059;font-size:1.0625rem;margin-bottom:16px;color:#232323;font-family:PT Serif,Georgia,Times,Times New Roman,serif}@media only screen and (min-width:768px){.oKsgR p{line-height:1.7777777778;font-size:1.125rem}}.oKsgR h2,.oKsgR h3{line-height:1.1428571429;font-size:1.75rem;margin-top:32px;margin-bottom:16px;color:var(--colorBrand);font-family:Abril Titling Bold,Book Antiqua,Palatino,Palatino Linotype,Palatino LT STD,Georgia,serif}.oKsgR li{line-height:1.4117647059;font-size:1.0625rem;margin-bottom:16px;color:#232323;font-family:PT Serif,Georgia,Times,Times New Roman,serif}@media only screen and (min-width:768px){.oKsgR li{line-height:1.7777777778;font-size:1.125rem}}._3mNPm{counter-reset:b}._3mNPm li{margin-left:25px}._3mNPm>li:before{content:counters(b,".") ". ";counter-increment:b}._3gnhE{margin-top:16px;margin-left:25px;list-style:disc}._2N9eJ{line-height:1.125;font-size:1rem;width:100%;height:40px;padding:12px;border:1px solid #a6acba;border-radius:4px}._2Kbwt._2Kbwt{overflow:visible;width:335px;height:auto;background:var(--colorBrand);border-radius:8px;box-shadow:0 9px 12px -6px rgba(0,0,0,.2),0 19px 29px 2px rgba(0,0,0,.14),0 7px 36px 6px rgba(0,0,0,.12);color:#fff;opacity:1;outline:0;text-align:center;transform:translateY(-8px)}@media only screen and (min-width:768px){._2Kbwt._2Kbwt{transform:translateY(-32px)}}.X5j8z{opacity:0;transition:opacity .8s ease-out}._1Wwod{height:57px}._1Wwod._2hoZW:before{top:-25px;left:105px;width:125px;height:125px;background-image:url(/assets/24b5461f.svg)}._1Wwod._2hoZW:before,._1Wwod.fmXca:before{position:absolute;background-repeat:no-repeat;background-size:contain;content:""}._1Wwod.fmXca:before{top:-14px;left:129px;width:77px;height:77px;background-image:url(/assets/7436c239.svg)}._1p0uJ{top:16px;right:16px;background-color:var(--colorBrand);color:#fff;cursor:pointer;font-size:1rem}._1p0uJ,._1p0uJ span{position:absolute;border:0}._1p0uJ span{overflow:hidden;width:1px;height:1px;padding:0;clip:rect(1px,1px,1px,1px);white-space:nowrap}._2y0f-{padding:32px}._2y0f- h2{line-height:1;font-size:1.5rem;margin-bottom:12px;font-family:Abril Titling Bold,system-fonts-tertiary,serif;font-weight:400}._2y0f- p{line-height:1.3333333333;font-size:.9375rem;margin-bottom:24px;font-family:PT Sans,system-fonts-primary,sans-serif}._2y0f- a{color:#58b5ff;text-decoration:underline}._2y0f- ._1mB6P{line-height:1.4285714286;font-size:.875rem}._2y0f- ._3zNmr{text-align:center}._2y0f- ._3zNmr:before{display:inline-block;width:40px;height:1px;margin-bottom:16px;background-color:#454f64;content:""}._3bvkr._3bvkr{line-height:1.8461538462;font-size:.8125rem;width:100%;font-weight:700;letter-spacing:2px}._1i3Oc{-ms-flex-align:center;align-items:center;-ms-flex-pack:center;justify-content:center}._1i3Oc,._1i3Oc:after{width:100%;height:18px}._1i3Oc:after{background:linear-gradient(180deg,var(--colorBrand) 0,rgba(var(--colorBrand),0)),linear-gradient(90deg,rgba(var(--colorBrand),0) 0,#d9172f 50%,rgba(var(--colorBrand),0))}._1i3Oc:after,._1i3Oc:before{position:absolute;bottom:0;left:0;content:""}._1i3Oc:before{width:100%;height:3px;background:linear-gradient(90deg,rgba(var(--colorBrand),0) 0,#d9172f 50%,rgba(var(--colorBrand),0))}._3zMrp{z-index:70;position:fixed;top:0;right:0;bottom:0;left:0;display:-ms-flexbox;display:flex;-ms-flex-align:center;align-items:center;-ms-flex-pack:center;justify-content:center;background:rgba(0,0,0,.6)}._2zP2_{-webkit-backdrop-filter:blur(6px);backdrop-filter:blur(6px)}._1Jq9J{position:relative;width:100%;height:100%;font-family:PT Sans,system-fonts-primary,sans-serif;overflow-y:auto}.OK924{width:auto;max-width:624px;float:none;display:block;margin-right:auto;margin-left:auto;padding-left:0;padding-right:0;min-width:320px}@media only print{.OK924{max-width:-webkit-fit-content;max-width:-moz-fit-content;max-width:fit-content}}.OK924:after{content:"";display:table;clear:both}@media only screen and (min-width:768px){.OK924{width:auto;max-width:808px;float:none;display:block;margin-right:auto;margin-left:auto;padding-left:0;padding-right:0;min-width:736px}.OK924:after{content:"";display:table;clear:both}}@media only screen and (min-width:1024px){.OK924{width:auto;max-width:1168px;float:none;display:block;margin-right:auto;margin-left:auto;padding-left:0;padding-right:0;min-width:1000px}.OK924:after{content:"";display:table;clear:both}}._2TEVJ{padding:0 20px}@media only screen and (max-width:360px){._2TEVJ .adWrapper{margin-right:-20px;margin-left:-20px}}._2eeHA{padding-top:32px;padding-bottom:48px}@media only screen and (min-width:768px){._2eeHA{padding-top:56px;padding-bottom:64px}}._1npeq a{color:var(--colorLink);text-decoration:var(--textDecorationLink)}._1npeq a:hover{color:var(--colorLinkHover);text-decoration:underline}._1npeq em{font-style:italic}._3_hLE{line-height:1.2307692308;font-size:.8125rem;padding:12px;border:0;border-radius:4px;letter-spacing:1px;text-align:center;text-transform:uppercase;transition:all .1s}._17BTN{background:var(--colorAction);font-weight:700;text-decoration:none}._17BTN._17BTN,._17BTN._17BTN:active,._17BTN._17BTN:hover,._17BTN._17BTN:visited,._17BTN:active,._17BTN:hover,._17BTN:visited{color:var(--colorButtonText);text-decoration:none}._17BTN:focus,._17BTN:hover{background:var(--colorActionDark)}._17BTN:active{background:var(--colorActionDarkest)}._1Zci0{border:1px solid hsla(0,0%,100%,.25);background:transparent;color:#fff}@media not all and (min-resolution:0.001dpcm){@supports(-webkit-appearance:none){._1Zci0{-webkit-font-smoothing:antialiased}}}._1Zci0:focus,._1Zci0:hover{border-color:#096dd2;background:#096dd2;color:#fff}._1Zci0:active{border-color:#004080;background:#004080;color:#fff}._17muu{border:none;background:none;border-radius:0}._1AsGk{margin-bottom:16px;font-family:Abril Titling Bold,Book Antiqua,Palatino,Palatino Linotype,Palatino LT STD,Georgia,serif;font-size:28px;line-height:32px}@media only screen and (min-width:768px){._1AsGk{margin-bottom:24px;font-size:48px;line-height:56px}}._21ebA{line-height:1.1666666667;font-size:1.5rem;margin-bottom:16px;color:var(--colorBrand);font-family:Abril Titling Bold,Book Antiqua,Palatino,Palatino Linotype,Palatino LT STD,Georgia,serif}@media only screen and (min-width:768px){._21ebA{line-height:1.1428571429;font-size:1.75rem}}._2LDXj{margin-top:32px;font-family:Abril Titling Bold,Book Antiqua,Palatino,Palatino Linotype,Palatino LT STD,Georgia,serif;font-size:20px;line-height:24px}._2LDXj,.KpWOE{margin-bottom:16px;color:var(--colorBrand)}.KpWOE{line-height:1.6470588235;font-size:1.0625rem;padding:8px 0;border-top:3px solid var(--colorBrand);border-bottom:1px solid #d7dbe3;margin-top:24px;font-weight:700;letter-spacing:2px;text-transform:uppercase}@media only screen and (min-width:768px){.KpWOE{line-height:1.4;font-size:1.25rem;letter-spacing:3px}}.cMu-d{margin-bottom:32px}.cMu-d:after,.cMu-d:before{display:table;content:""}.cMu-d:after{clear:both}@media only screen and (min-width:768px){._32Pk2{display:block;clear:both;float:none;width:100%;margin-right:auto}._32Pk2,._32Pk2:first-child{margin-left:auto}._32Pk2:last-child{margin-right:auto}}@media only screen and (min-width:1024px){._32Pk2{float:left;clear:none;text-align:inherit;width:65.9166666667%;margin-left:0;margin-right:2.25%}._32Pk2:after{content:"";display:table;clear:both}._32Pk2:last-child{margin-right:0}}.AkZ3C{min-height:135px;margin-bottom:20px}.oKsgR{padding-top:24px;border-top:3px solid #d7dbe3}.oKsgR a{word-break:break-word;word-wrap:break-word}.oKsgR strong{font-weight:700}.oKsgR em{font-style:italic}.oKsgR p{line-height:1.4117647059;font-size:1.0625rem;margin-bottom:16px;color:#232323;font-family:PT Serif,Georgia,Times,Times New Roman,serif}@media only screen and (min-width:768px){.oKsgR p{line-height:1.7777777778;font-size:1.125rem}}.oKsgR h2,.oKsgR h3{line-height:1.1428571429;font-size:1.75rem;margin-top:32px;margin-bottom:16px;color:var(--colorBrand);font-family:Abril Titling Bold,Book Antiqua,Palatino,Palatino Linotype,Palatino LT STD,Georgia,serif}.oKsgR li{line-height:1.4117647059;font-size:1.0625rem;margin-bottom:16px;color:#232323;font-family:PT Serif,Georgia,Times,Times New Roman,serif}@media only screen and (min-width:768px){.oKsgR li{line-height:1.7777777778;font-size:1.125rem}}._3mNPm{counter-reset:b}._3mNPm li{margin-left:25px}._3mNPm>li:before{content:counters(b,".") ". ";counter-increment:b}._3gnhE{margin-top:16px;margin-left:25px;list-style:disc}._2N9eJ{line-height:1.125;font-size:1rem;width:100%;height:40px;padding:12px;border:1px solid #a6acba;border-radius:4px}._1Mj0V{display:none;border:0}.bETJP{border-radius:4px}@media only screen and (min-width:1024px){.bETJP{overflow:hidden;height:auto}}.bETJP.bETJP{display:-ms-flexbox;display:flex;width:calc(100% - 48px);height:auto;max-height:calc(100% - 48px);-ms-flex-direction:column;flex-direction:column;background:#fff;box-shadow:0 0 16px 2px rgba(0,0,0,.3)}@media only screen and (min-width:768px){.bETJP.bETJP{height:auto}}@media only screen and (min-width:1024px){.bETJP.bETJP{width:936px}}@media only screen and (min-width:1024px){._19-GG{display:-ms-flexbox;display:flex}}._1wrFB{position:absolute;top:8px;right:8px;padding:16px;border:0;background:none;color:#fff;cursor:pointer;font-size:1rem}@media only screen and (min-width:1024px){._1wrFB{color:#192646}}.N63iD{position:absolute;overflow:hidden;width:1px;height:1px;padding:0;border:0;clip:rect(1px,1px,1px,1px);white-space:nowrap}._2k0GN{display:block;width:100%;margin:0;cursor:pointer}@media only screen and (min-width:768px){._2k0GN{width:auto}}._2k0GN:focus,._2k0GN:hover{color:#fff}._2jz5n,.mEpKg{padding:24px;background:#192646;color:#fff}@media only screen and (min-width:1024px){._2jz5n,.mEpKg{float:left;clear:none;text-align:inherit;width:40%;margin-left:0;margin-right:0}._2jz5n:after,.mEpKg:after{content:"";display:table;clear:both}._2jz5n:last-child,.mEpKg:last-child{margin-right:0}}@media only screen and (min-width:768px){._2jz5n,.mEpKg{padding:48px}}._2jz5n p,.mEpKg p{line-height:1.3333333333;font-size:.9375rem;margin-bottom:20px}.mEpKg{background:#232323}._2WNca{line-height:1.1666666667;font-size:1.5rem;margin:0 40px 28px 0;font-family:PT Serif,system-fonts-secondary,serif}@media only screen and (min-width:768px){._2WNca{line-height:1.1785714286;font-size:1.75rem;margin:0 0 28px}}._1XKiM{line-height:1.3333333333;font-size:1.125rem;margin-bottom:20px;font-weight:700}._3ooKZ{margin-bottom:16px;color:#232323;font-family:Abril Titling,system-fonts-tertiary,serif;font-size:20px;font-style:normal;font-weight:600;line-height:24px}._20YRs{display:block;font-weight:700}._1WGZI,.cANXs,.w9o0H{padding:24px}@media only screen and (min-width:1024px){._1WGZI,.cANXs,.w9o0H{float:left;clear:none;text-align:inherit;width:60%;margin-left:0;margin-right:0}._1WGZI:after,.cANXs:after,.w9o0H:after{content:"";display:table;clear:both}._1WGZI:last-child,.cANXs:last-child,.w9o0H:last-child{margin-right:0}}@media only screen and (min-width:768px){._1WGZI,.cANXs,.w9o0H{padding:48px}}@media only screen and (min-width:1024px){._1WGZI,.cANXs,.w9o0H{padding:48px 72px}}._1WGZI li,.cANXs li,.w9o0H li{padding:30px 0}._1WGZI li:last-child,.cANXs li:last-child,.w9o0H li:last-child{-ms-flex-pack:center;justify-content:center;padding-bottom:0}.w9o0H li{padding:20px 0}.w9o0H li:last-child{-ms-flex-pack:start;justify-content:flex-start}._2ro7-,._3mFMh{line-height:1;font-size:.875rem;display:-ms-flexbox;display:flex;-ms-flex-align:center;align-items:center;margin-top:13px;color:#096dd2;font-weight:400}._2ro7-:focus,._2ro7-:hover,._3mFMh:focus,._3mFMh:hover{text-decoration:underline}._2ro7- svg,._3mFMh svg{margin-right:15px}._2ro7- span,._3mFMh span{position:absolute;overflow:hidden;width:1px;height:1px;padding:0;border:0;clip:rect(1px,1px,1px,1px);white-space:nowrap}._3mFMh{color:#0088a1}._3mFMh:focus,._3mFMh:hover{color:#0088a1;cursor:pointer;text-decoration:underline}._3tgAD{width:100%}._3tgAD a{color:#096dd2}._3tgAD a:focus,._3tgAD a:hover{text-decoration:underline}._25wIM{display:-ms-flexbox;display:flex;-ms-flex-wrap:wrap;flex-wrap:wrap}._25wIM ._2k0GN{margin-top:13px}._2E26h{display:-ms-flexbox;display:flex;-ms-flex-wrap:wrap;flex-wrap:wrap}._1lySA,._1ZN4c,._2_q_E,._2is4T,._2TDrH,._6E51T,._10JSs,._25wIM,.gYQlU{line-height:1.25;font-size:1rem;border-top:1px solid #d7dbe3;font-weight:700}._1lySA,._1ZN4c,._2_q_E,._2is4T,._2TDrH,._6E51T,._10JSs,.gYQlU{display:-ms-flexbox;display:flex;-ms-flex-align:center;align-items:center}._1lySA:before,._1ZN4c:before,._2_q_E:before,._2is4T:before,._2TDrH:before,._6E51T:before,._10JSs:before,.gYQlU:before{min-width:80px;height:65px;margin-right:5%;background-position:50%;background-repeat:no-repeat;background-size:contain;content:""}@media only screen and (min-width:768px){._1lySA:before,._1ZN4c:before,._2_q_E:before,._2is4T:before,._2TDrH:before,._6E51T:before,._10JSs:before,.gYQlU:before{min-width:125px;margin-right:0}}._2is4T:before{height:80px}@media only screen and (min-width:768px){._2is4T:before{height:95px}}._3girT ._2is4T:before{background-image:url(/assets/25e4a5bd.png)}._3RYn6 ._2is4T:before{background-image:url(/assets/f3100c5d.png)}._3bdn7 ._6E51T:before{width:48px;min-width:48px;height:48px;margin-right:16px;background-image:url(/assets/69c5c775.svg)}._3bdn7 ._2_q_E{border-top:0}._3bdn7 ._2_q_E:before{width:48px;min-width:48px;height:48px;margin-right:16px;background-image:url(/assets/35bddcaa.svg)}._3bdn7 ._10JSs{border-top:0}._3bdn7 ._10JSs:before{width:48px;min-width:48px;height:48px;margin-right:16px;background-image:url(/assets/992b8026.svg)}._1ZN4c:before{background-image:url(/assets/05ea39c1.png)}.gYQlU:before{background-image:url(/assets/bc9db8c4.png)}._2TDrH:before{background-image:url(/assets/57406cda.png)}._1lySA:before{height:60px;background-image:url(/assets/728ab246.png)}._3tpc_{width:120px;height:40px;margin-right:16px;background-image:url(/assets/40db11c8.svg)}._3SV3h{width:135px;height:40px;background-image:url(/assets/588928e2.svg)}._2lciU{z-index:70;line-height:1.3333333333;font-size:.9375rem;position:fixed;top:32px;right:16px;width:320px;max-width:calc(100% - 32px);padding:12px 16px 12px 40px;background-color:#fff1c7;border-radius:4px;box-shadow:0 3px 5px rgba(0,0,0,.2),0 6px 10px rgba(0,0,0,.14),0 1px 18px rgba(0,0,0,.12);font-family:PT Sans,system-fonts-primary,sans-serif;opacity:0;pointer-events:none;text-align:left}._2lciU._3x1QD{top:16px;opacity:1;pointer-events:auto;transition:all .2s ease-in-out}.idv27{position:absolute;top:16px;left:16px;color:var(--colorWarning)}._760Mo{padding:0;border:none;margin:0;background:none;border-radius:0;color:#096dd2;cursor:pointer;font:inherit;outline:none;outline-offset:0;text-align:left;text-decoration:none;line-height:1.4545454545;font-size:.6875rem;display:block;margin-top:8px;font-weight:700;letter-spacing:1px;text-transform:uppercase}._760Mo:active,._760Mo:focus,._760Mo:hover{text-decoration:underline}._760Mo::-moz-focus-inner{padding:0;border:0}.QMY9O{display:inline-block;vertical-align:middle}.RbLp5 a{position:fixed;position:absolute;overflow:hidden;width:1px;height:1px;padding:0;margin:-1px;clip:rect(0,0,0,0)}.RbLp5 a:focus{z-index:300;top:0;right:0;left:0;overflow:visible;width:auto;height:auto;padding:12px;margin:0;background:#096dd2;clip:auto;color:#fff;text-decoration:underline}._21UZG{position:relative;top:0;left:0;width:100%;background-color:var(--colorBrand)}@media only screen and (max-width:1023px){._21UZG{z-index:60}}@media only screen and (min-width:768px){._21UZG{z-index:50}}._21UZG._1PbrP{z-index:76000}._3EMGl{display:none}@media only screen and (min-width:1024px){._3EMGl{display:block}}#content{padding-bottom:16px}@media only print{#content{padding-top:0}}@media only print{._3ic7p{position:relative;display:block;background-color:var(--colorBrand);-webkit-print-color-adjust:exact}._3ic7p a{width:400px;height:40px}}._2L98J{line-height:1;font-size:.8125rem;width:100%;border-bottom:1px solid #454f64;background:var(--colorBrand);color:#fff;letter-spacing:1px}@media only screen and (max-width:767px){._2L98J{min-height:36px}}._3WmU4{border-bottom:1px solid #d7dbe3;background:var(--colorWarmFill)}._3WmU4._36htD,._3WmU4._36htD ._1k8VI{background:#f7f6f5}._3WmU4 ._1k8VI{background:var(--colorWarmFill);color:#000}@media only screen and (min-width:1024px){._2gsJ0{width:auto;max-width:1168px;float:none;display:block;margin-right:auto;margin-left:auto;padding-left:0;padding-right:0;min-width:1000px;padding:0 20px}._2gsJ0:after{content:"";display:table;clear:both}}._2gsJ0>ul{display:table;width:100%;min-height:48px;table-layout:fixed}._1x2EA,._3CYE0,.PJUwX{display:table-cell;vertical-align:middle}@media only screen and (max-width:767px){.PJUwX{display:none}}._1k8VI{line-height:2.4615384615;font-size:.8125rem;height:35px;padding:0 16px;border:0;background:none;color:#fff;cursor:pointer;letter-spacing:.5px}@media only screen and (min-width:768px){._1k8VI{height:39px}}@media only screen and (min-width:1024px){._1k8VI{padding-left:0}}._1x2EA{height:35px;padding:10px 0 9px;text-align:center}@media only screen and (max-width:767px){._1x2EA{width:35%;padding-left:16px;text-align:left;white-space:nowrap}}@media only screen and (min-width:768px){._1x2EA{height:39px}}@media only screen and (min-width:768px){._1T6Cc{height:5px;border-bottom:0}}@media only screen and (min-width:768px){.jxsw5{padding:16px;text-align:left}}@media only screen and (min-width:1024px){.jxsw5{padding-left:0}}._3CYE0{text-align:right}:root{--colorBrand:#0a1633;--colorBrandOffset:#192646;--colorDarkAccent:#454f64;--colorDarkAccent2:#454f64;--colorAuthor:#d7dbe3;--colorExplainer:tomato;--colorOpinion:#f4f5f7;--colorHeaderOffset:#192646;--colorHeaderDescription:#fff;--colorWarmFill:#f7f6f5;--colorAction:#096dd2;--colorActionAlt:#096dd2;--colorActionLight:#4095ec;--colorActionDark:#0053a6;--colorActionDarkest:#004080;--colorActionInverted:#096dd2;--colorActionOnDark:#58b5ff;--colorActionOnDarkHover:#58b5ff;--colorActionOnDarkUnderline:transparent;--colorLink:#096dd2;--colorLinkHover:#096dd2;--textDecorationLink:none;--colorLabel:#0a1633;--colorLabelHighlight:transparent;--colorLabelUrgent:#d9172f;--colorLabelUrgentDark:tomato;--colorLabelUrgentHighlight:transparent;--labelBorderInline:4px solid $colorLightAccent;--labelHeightInline:14px;--labelInsetLivePulse:5px;--labelPadding:0;--labelPaddingLive:15px;--colorButton:#096dd2;--colorButtonInactive:#a6acba;--colorButtonInactiveText:#677085;--colorButtonSecondary:none;--colorButtonSecondaryHover:#d4d4d4;--colorButtonSecondaryText:#3a3a3a;--colorButtonText:#fff;--buttonFontWeight:400;--colorHighlight:#d9172f;--colorNavAction:#58b5ff;--colorLightFill:#f4f5f7;--colorNavSubsectionLinks:#192646;--colorNavSubsectionAction:#096dd2;--colorNavSubsectionLightFill:#f4f5f7;--colorHighlightOffset:tomato;--colorMenuAction:#096dd2;--colorMenuSubscriber1:#751e3a;--colorMenuSubscriber2:#38366a;--colorMenuSubscriber3:#d9172f;--colorMenuSubscriberHighlight:#d9172f;--colorMenuSubscriberBadgeText:#fff;--colorInlineAnchorAction:#096dd2;--colorInlineAnchorActionUnderline:transparent;--colorInlineAnchorBorder:9,109,210;--colorInlineHoverAction:#096dd2;--colorInlineQuote:#d7dbe3;--heightInlineAnchorBorder:1px;--transparencyInlineAnchorBorder:.4;--colorArticleToolHover:#d7dbe3;--colorArticleToolActive:#004080;--colorMostPopularCounter:#454f64;--colorStoryTileHighlight:#096dd2;--textDecorationStoryTile:none;--fontWeightAuthorByline:400;--colorPaywallBackground:#0a1633;--colorPaywallButtonAction:#0053a6;--colorPaywallText:#fff;--colorFooterAction:#454f64;--colorFooterSection:#454f64;--colorSubscriberGlowBottom:10,22,51;--colorSubscriberGlowMid:217,23,47;--colorSubscriberGlowSurround:56,54,106;--colorLiveArticleByLineUnderline:transparent;--colorLiveArticleByLineLink:#096dd2;--colorLiveArticleHeader:#192646;--colorLiveArticleLabel:#d9172f;--colorLiveArticleLatestPostLink:#096dd2;--colorLiveArticlePill:#d9172f;--colorLiveArticlePillText:#fff;--filterLiveArticlePin:none;--fontWeightPostPublishedTime:normal;--colorPagination:#096dd2;--colorPaginationHover:#096dd2;--colorStoryTileHeadlineHover:#096dd2;--colorStoryTileHeadlineHoverUnderline:transparent;--colorSearchChip:#d9edff;--colorSearchChipHover:#096dd2;--colorSearchRadio:auto;--colorSectionHover:#2684ff;--colorOptionHover:#eff5fe;--colorOptionSelected:#f7faff;--colorBorder:#d7dbe3;--colorMarketTabLink:#096dd2;--colorMarketTabHover:#0a1633;--colorCommentsAction:#3a3a3a;--colorCommenterRole:#555;--colorCommenterTag:#9bcfff;--colorCommentsText:#232323;--colorCommentsTimestamp:#767676;--colorWarning:#ff8b00;--colorWarningAlt:#a6acba}.brisbanetimes,:root{--colorPaginationStroke:#fff}.brisbanetimes{--colorBrand:#232323;--colorBrandOffset:#000;--colorDarkAccent:#555;--colorDarkAccent2:#666;--colorAuthor:#69e8ff;--colorExplainer:#69e8ff;--colorOpinion:#faf5e6;--colorHeaderOffset:#232323;--colorHeaderDescriptionDark:#d4d4d4;--colorWarmFill:#f0f0f0;--colorAction:#69e8ff;--colorActionAlt:#232323;--colorActionLight:#1bcded;--colorActionDark:#1bcded;--colorActionDarkest:#1bcded;--colorActionInverted:#767676;--colorActionOnDark:#fff;--colorActionOnDarkHover:#69e8ff;--colorActionOnDarkUnderline:#fff;--colorLink:#232323;--colorLinkHover:#0088a1;--textDecorationLink:underline;--colorLabel:#232323;--colorLabelHighlight:#69e8ff;--colorLabelUrgent:#232323;--colorLabelUrgentDark:#232323;--colorLabelUrgentHighlight:#f4fb55;--labelBorderInline:none;--labelHeightInline:20px;--labelInsetLivePulse:7px auto auto 8px;--labelPadding:2px 8px;--labelPaddingLive:18px;--colorButton:#69e8ff;--colorButtonActive:brightTurquoise;--colorButtonInactive:#d4d4d4;--colorButtonText:#232323;--buttonFontWeight:700;--colorHighlight:#1bcded;--colorNavAction:#69e8ff;--colorLightFill:#232323;--colorNavSubsectionLinks:#fff;--colorNavSubsectionAction:#1bcded;--colorNavSubsectionLightFill:#000;--colorHighlightOffset:#1bcded;--colorMenuAction:#3a3a3a;--colorMenuSubscriber1:#f4fb55;--colorMenuSubscriber2:#555;--colorMenuSubscriber3:#f4fb55;--colorMenuSubscriberHighlight:#555;--colorMenuSubscriberBadgeText:#000;--colorInlineAnchorAction:#000;--colorInlineAnchorActionUnderline:#000;--colorInlineAnchorBorder:0,0,0;--colorInlineHoverAction:#0088a1;--colorInlineQuote:#d4d4d4;--heightInlineAnchorBorder:2px;--transparencyInlineAnchorBorder:10;--colorArticleToolHover:#f0f0f0;--colorArticleToolActive:#0088a1;--colorMostPopularCounter:#1bcded;--colorStoryTileHighlight:initial;--textDecorationStoryTile:underline #1bcded;--fontWeightAuthorByline:700;--colorPaywallBackground:#69e8ff;--colorPaywallButtonAction:#004c5a;--colorPaywallText:#232323;--colorFooterAction:#767676;--colorFooterSection:#3a3a3a;--colorSubscriberGlowBottom:35,35,35;--colorSubscriberGlowMid:35,35,35;--colorSubscriberGlowSurround:35,35,35;--colorLiveArticleByLineUnderline:#232323;--colorLiveArticleByLineLink:#232323;--colorLiveArticleHeader:#232323;--colorLiveArticleLabel:#0088a1;--colorLiveArticleLatestPostLink:#0088a1;--colorLiveArticlePill:#69e8ff;--colorLiveArticlePillText:#232323;--filterLiveArticlePin:hue-rotate(191deg) saturate(2.1);--fontWeightPostPublishedTime:bold;--colorPagination:#232323;--colorPaginationHover:#3a3a3a;--colorStoryTileHeadlineHover:#3a3a3a;--colorStoryTileHeadlineHoverUnderline:#69e8ff;--colorSearchChip:#faf5e6;--colorSearchChipHover:#f4fb55;--colorSearchRadio:#0088a1;--colorSectionHover:#00a6c4;--colorOptionHover:#f0f0f0;--colorOptionSelected:#f7f6f5;--colorBorder:#a5a5a5;--colorMarketTabLink:#555;--colorMarketTabHover:#0088a1;--colorCommenterTag:#69e8ff}._31Bug{height:48px}@media only screen and (min-width:768px){._31Bug{height:64px}._31Bug._3f2zH{height:139px}}.h-Jxc{width:100%;background-color:var(--colorBrand)}.h-Jxc:after{content:"";display:table;clear:both}@media only screen and (max-width:767px){.h-Jxc{position:absolute}}._12CvO{border-bottom:1px solid #d7dbe3;background-color:var(--colorWarmFill)}._12CvO._2t5o-{background-color:#f7f6f5}._12CvO span:after,._12CvO span:before,._12CvO span em{background:#000}._12CvO ._31TpL{color:#000}@media only screen and (min-width:1024px){._2k79Y{width:auto;max-width:1168px;float:none;display:block;margin-right:auto;margin-left:auto;padding-left:0;padding-right:0;min-width:1000px;padding:0 20px}._2k79Y:after{content:"";display:table;clear:both}}@media only screen and (min-width:768px){._1b710{padding:20px 0}}@media only screen and (min-width:768px){._3jpFi{padding:20px 0 16px}}._1hN2k{float:left;clear:none;text-align:inherit;width:20%;margin-left:0;margin-right:0;padding:0}._1hN2k:after{content:"";display:table;clear:both}@media only screen and (min-width:768px){._1hN2k{width:25%;padding:12px 0 0}}@media only screen and (min-width:768px){._3T4hB{padding:12px 0 0 8px}}@media only screen and (min-width:1024px){._3T4hB{padding-left:0}}@media only screen and (min-width:768px)and (max-width:1023px){._38MxT{padding:0}}@media only screen and (min-width:768px)and (max-width:1023px){.yCFn5{margin-top:31px}}@media only screen and (min-width:1024px){.yCFn5{margin-top:27px}}@media only screen and (max-width:767px){._3kwZP{width:48px}}._2FAuv{float:left;clear:none;text-align:inherit;width:60%;margin-left:0;margin-right:0;text-align:center}._2FAuv:after{content:"";display:table;clear:both}@media only screen and (min-width:768px){._2FAuv{width:50%}}@media only screen and (max-width:767px){._2FAuv.yQMHo{width:35px}}._2FxXH{line-height:1;font-size:.8125rem;border:0;background-color:transparent;border-radius:4px;color:#fff;cursor:pointer;letter-spacing:1px;text-transform:uppercase;vertical-align:top}@media only screen and (min-width:768px){._2FxXH{border:1px solid #555}}._2g2-4{padding:16px;border:transparent;margin:0;border-radius:0}@media only screen and (min-width:768px){._2g2-4{padding:11px 16px}}@media only screen and (min-width:1024px){._2g2-4{padding-left:0}}._2g2-4 .yHQ5k{position:absolute;overflow:hidden;width:1px;height:1px;padding:0;border:0;clip:rect(1px,1px,1px,1px);white-space:nowrap}@media only screen and (min-width:768px){._2g2-4 .yHQ5k{margin-left:16px;vertical-align:bottom}}._2Wsmd{position:relative;display:inline-block;width:24px;height:16px;font-size:0;vertical-align:text-bottom}@media only screen and (max-width:767px){._2Wsmd{width:16px}}._2Wsmd:after,._2Wsmd:before,._2Wsmd em{position:absolute;left:0;display:block;width:100%;height:2px;background:#fff;border-radius:2px;opacity:1;transform:rotate(0deg);transform-origin:left center;transition:transform .25s ease-out}._2Wsmd em{top:0}._2Wsmd:after,._2Wsmd:before{content:""}._2Wsmd:before{top:7px;transition:transform .15s ease,opacity .15s ease-out}._2Wsmd:after{top:14px}@media only screen and (max-width:767px){[aria-expanded=true] ._2Wsmd em{width:18px;transform:translate3d(1px,0,0) rotate(45deg)}[aria-expanded=true] ._2Wsmd:before{opacity:0;transform:rotate(-45deg) translate3d(-2px,-4px,0)}[aria-expanded=true] ._2Wsmd:after{width:18px;transform:translate3d(1px,-1px,0) rotate(-45deg)}}._2PMiF{top:-60px;opacity:0;transition:top .4s ease-out}@media only screen and (min-width:768px){._2PMiF ._3T4hB{padding:13px 0 0}}._2PMiF._1b710{padding:0}._2G56F{position:fixed;top:0;opacity:1}._2G56F .yHQ5k{position:absolute;overflow:hidden;width:1px;height:1px;padding:0;border:0;clip:rect(1px,1px,1px,1px);white-space:nowrap}.f9deW{position:absolute;top:48px;width:100%}@media only screen and (min-width:768px){.f9deW{top:104px}}._2G56F .f9deW{top:48px}@media only screen and (min-width:768px){._2G56F .f9deW{top:64px}}._31TpL{stroke-width:1.7142857143;color:#fff}._2mFnf{width:40px;height:38px;border:none;margin-left:4px;background-color:transparent;cursor:pointer}@media only screen and (max-width:767px){._2mFnf{display:none}}._2mFnf.HQ1ay,._2mFnf:hover{background-color:#677085}._1CPQR{background-image:url(/assets/fba2aa93.svg)}._1CPQR,._1CPQR._2aIEz{display:inline-block;overflow:hidden;width:7.3125em;max-width:100%;height:1em;background-position:50%;background-repeat:no-repeat;background-size:contain;text-indent:-9999px;vertical-align:middle}._1CPQR._2aIEz{background-image:url(/assets/e317b54a.svg);color:var(--colorAction)}.YClUs{background-image:url(/assets/88485174.svg)}.YClUs,.YClUs._2aIEz{display:inline-block;overflow:hidden;width:9.21875em;max-width:100%;height:1em;background-position:50%;background-repeat:no-repeat;background-size:contain;text-indent:-9999px;vertical-align:middle}.YClUs._2aIEz{background-image:url(/assets/31c84a3b.svg)}._28ZlE{background-image:url(/assets/11287448.svg)}._28ZlE,._28ZlE._2aIEz{display:inline-block;overflow:hidden;width:7.75em;max-width:100%;height:1em;background-position:50%;background-repeat:no-repeat;background-size:contain;text-indent:-9999px;vertical-align:middle}._28ZlE._2aIEz{background-image:url(/assets/016e299d.svg)}.xY0ge{background-image:url(/assets/35d4a10a.svg)}.xY0ge,.xY0ge._2aIEz{display:inline-block;overflow:hidden;width:4.1875em;max-width:100%;height:1em;background-position:50%;background-repeat:no-repeat;background-size:contain;text-indent:-9999px;vertical-align:middle}.xY0ge._2aIEz{background-image:url(/assets/ea0b7ff5.svg)}._2qnYw{margin-right:auto;margin-left:auto}@media only screen and (max-width:767px){._2AynF{margin-right:auto;margin-left:auto}}@media only screen and (min-width:768px){._2AynF{float:left}}._1jfAB{float:right}._3uPYr{padding:12px 0 10px}@media only screen and (min-width:768px){._3uPYr{padding:18px 0 16px 8px}}@media only screen and (min-width:1024px){._3uPYr{padding-left:0}}._2ABN-{font-size:1.625rem;display:block;margin:0 auto}@media only screen and (min-width:768px){._2ABN-{font-size:1.875rem}}@media only screen and (max-width:767px){._82md6{height:32px;padding:8px 0;float:left}._82md6 ._1CPQR{background-image:url(/assets/45916705.svg);background-size:contain;background-size:initial}._82md6 ._1CPQR,._82md6 ._1CPQR._2aIEz{display:inline-block;overflow:hidden;width:1.5em;max-width:100%;height:1em;background-position:50%;background-repeat:no-repeat;text-indent:-9999px;vertical-align:middle}._82md6 ._1CPQR._2aIEz{background-image:url(/assets/a980c469.svg);background-size:contain}._82md6 .YClUs{background-image:url(/assets/04164fa1.svg)}._82md6 .YClUs,._82md6 .YClUs._2aIEz{display:inline-block;overflow:hidden;width:1.5em;max-width:100%;height:1em;background-position:50%;background-repeat:no-repeat;background-size:contain;text-indent:-9999px;vertical-align:middle}._82md6 .YClUs._2aIEz{background-image:url(/assets/2e098f3a.svg)}._82md6 ._28ZlE{background-image:url(/assets/16e32bf2.svg)}._82md6 ._28ZlE,._82md6 ._28ZlE._2aIEz{display:inline-block;overflow:hidden;width:1.5em;max-width:100%;height:1em;background-position:50%;background-repeat:no-repeat;background-size:contain;text-indent:-9999px;vertical-align:middle}._82md6 ._28ZlE._2aIEz{background-image:url(/assets/54744e9d.svg)}._82md6 .xY0ge{background-image:url(/assets/0bdb2bfb.svg)}._82md6 .xY0ge,._82md6 .xY0ge._2aIEz{display:inline-block;overflow:hidden;width:1.5em;max-width:100%;height:1em;background-position:50%;background-repeat:no-repeat;background-size:contain;text-indent:-9999px;vertical-align:middle}._82md6 .xY0ge._2aIEz{background-image:url(/assets/0e4ab3d9.svg)}._82md6 ._2ABN-{font-size:2rem;border-left:1px solid #454f64}._82md6 ._2ABN-._2aIEz{border-left:1px solid #d7dbe3}}#homepage-header-subscribe-button-piano-id{max-width:200px;max-height:32px}#homepage-header-subscribe-button-piano-id .tp-container-inner.no-width{width:100%!important;max-width:200px}#homepage-header-subscribe-button-piano-id .tp-container-inner.no-width iframe{width:auto!important;max-width:200px}._33it7,.gLolC{float:left;clear:none;text-align:inherit;width:20%;margin-left:0;margin-right:0;position:relative;padding:8px 12px;float:right;text-align:right}._33it7:after,.gLolC:after{content:"";display:table;clear:both}@media only screen and (min-width:768px){._33it7,.gLolC{width:25%;padding:16px}}@media only screen and (min-width:1024px){._33it7,.gLolC{width:25%;padding-right:0}}._33it7._37_DQ,.gLolC._37_DQ{display:-ms-flexbox;display:flex;width:74%;-ms-flex-direction:row;flex-direction:row;-ms-flex-align:center;align-items:center;-ms-flex-pack:end;justify-content:end}@media only screen and (min-width:768px){._33it7._37_DQ,.gLolC._37_DQ{width:25%}}._1rLVC .WvV_s{padding:9px 16px 8px;border:1px solid #d7dbe3;background-color:transparent;color:#000;font-weight:700}._1rLVC .WvV_s:active,._1rLVC .WvV_s:focus,._1rLVC .WvV_s:hover{color:#fff}@media only screen and (min-width:768px){._19XM-{padding-bottom:0}}@media only screen and (min-width:768px){._3u7gd{margin-top:18px}}@media only screen and (min-width:1024px){._3u7gd{margin-top:27px}}._1GI7o{line-height:1;font-size:.8125rem;background-color:transparent;border-radius:4px;color:var(--colorButtonText);cursor:pointer;letter-spacing:1px;text-transform:uppercase;vertical-align:top}._23XCI{display:-ms-flexbox;display:flex;width:auto;-ms-flex-pack:end;justify-content:flex-end}@media only screen and (max-width:767px){._37_DQ ._23XCI{width:100%;padding:0}._37_DQ ._23XCI:after{position:absolute;top:11px;right:0;bottom:11px;border-right:1px solid #454f64;content:""}._2fVGr ._23XCI{display:none}}.WvV_s{display:inline-block;padding:10px 16px 9px;background-color:var(--colorAction);font-weight:var(--buttonFontWeight)}@media only screen and (max-width:767px){._2fVGr .WvV_s{display:none}}.WvV_s:focus,.WvV_s:hover{background-color:var(--colorActionLight);color:var(--colorButtonText)}.WvV_s:active{background-color:var(--colorActionDark)}.WvV_s+button{margin-top:0}._2qh-i{padding:0;border:none;margin:0;background:none;border-radius:0;color:#096dd2;cursor:pointer;font:inherit;outline:none;outline-offset:0;text-align:left;text-decoration:none;line-height:1.2307692308;font-size:.8125rem;display:inline-block;padding:8px 0;margin-left:16px;color:#fff}._2qh-i:active,._2qh-i:focus,._2qh-i:hover{text-decoration:underline}._2qh-i::-moz-focus-inner{padding:0;border:0}._2qh-i:active,._2qh-i:focus,._2qh-i:hover{color:#fff}._3-9zZ{z-index:1;position:relative;clear:both;font-size:0;text-align:center}@media only screen and (max-width:767px){._3-9zZ{display:none}}._3-9zZ li{display:inline}._3-9zZ:before{display:inline-block;width:480px;height:1px;margin:8px 0 13px;background-image:linear-gradient(270deg,var(--colorBrand),var(--colorDarkAccent2) 50%,var(--colorBrand));content:""}@media only screen and (min-width:1024px){._3-9zZ:before{margin:0 0 12px}}._3XWH4{line-height:1;font-size:.75rem;margin:0 10px;color:#d7dbe3;font-family:PT Sans,system-fonts-primary,sans-serif;letter-spacing:1.5px;text-align:center;text-transform:uppercase}@media only screen and (min-width:1024px){._3XWH4{line-height:1;font-size:.8125rem;margin:0 12px}}._3XWH4:focus,._3XWH4:hover{color:#fff}._3-wH3{z-index:60;position:absolute;top:auto;left:0;width:100%;height:100vh;background-color:hsla(0,0%,100%,.8)}._3-wH3._2RGwl{top:132px}._3-wH3._119YB{position:fixed}._3-wH3._119YB._1D8-u,._3-wH3._119YB.HwKJ_{top:0}._3-wH3._119YB._2RGwl{top:48px}@media only screen and (min-width:768px){._3-wH3{position:absolute;top:auto}._3-wH3._2RGwl{top:200px}._3-wH3._119YB{position:fixed}._3-wH3._119YB._1D8-u{top:64px}._3-wH3._119YB.HwKJ_{top:0}._3-wH3._119YB._2RGwl{top:64px}}@media only screen and (min-width:1024px){._3-wH3{position:absolute;top:auto}._3-wH3._2RGwl{top:224px}._3-wH3._119YB{position:fixed}._3-wH3._119YB._1D8-u{top:64px}._3-wH3._119YB.HwKJ_{top:0}._3-wH3._119YB._2RGwl{top:64px}}.kjHvi{z-index:60;width:100%}._7XZOU{border-bottom:1px solid #d7dbe3;background-color:#fff}._2KUkg{display:-ms-flexbox;display:flex;max-width:1168px;-ms-flex-direction:column;flex-direction:column;padding:0 20px;margin:auto}@media only screen and (max-width:767px){._2KUkg{padding:0 16px}}@media only screen and (min-width:768px)and (max-width:1023px){._2KUkg{max-width:808px}}._3pIna{display:-ms-flexbox;display:flex;width:100%;-ms-flex-align:center;align-items:center;-ms-flex-pack:justify;justify-content:space-between;margin:42px auto}@media only screen and (min-width:1024px){._3pIna{margin:64px auto}}._27BG8{line-height:1.4545454545;font-size:1.375rem;width:100%;border:none;color:#232323;font-family:PT Serif,system-fonts-secondary,serif;letter-spacing:-.5px;outline:none}@media only screen and (min-width:768px){._27BG8{line-height:1.4285714286;font-size:1.75rem}}@media only screen and (min-width:1024px){._27BG8{line-height:1.1666666667;font-size:3rem}}._27BG8:-ms-input-placeholder{color:#a6acba;font-style:italic}._27BG8::placeholder{color:#a6acba;font-style:italic}._1L_lh{position:relative;display:-ms-flexbox;display:flex}._1L_lh._35AUW:after{position:absolute;top:0;left:50%;width:1px;height:40px;background-color:#d7dbe3;content:""}@media only screen and (min-width:1024px){._1L_lh._35AUW:after{height:56px}}._1L_lh>button{padding:0;border:none;background-color:transparent;cursor:pointer}._1L_lh>button:hover{background-color:#f4f5f7}._1L_lh>button>svg{stroke-width:1.5;width:40px;height:auto;padding:8px}@media only screen and (min-width:768px){._1L_lh>button>svg{stroke-width:.9;padding:0}}@media only screen and (min-width:1024px){._1L_lh>button>svg{stroke-width:.75;width:56px;padding:4px}}._31IMG._31IMG{margin-right:8px;color:#232323}@media only screen and (min-width:768px){._31IMG._31IMG{margin-right:16px}}@media only screen and (min-width:1024px){._31IMG._31IMG{margin-right:12px}}.Gru4Y.Gru4Y{margin-left:8px}@media only screen and (min-width:768px){.Gru4Y.Gru4Y{margin-left:16px}}@media only screen and (min-width:1024px){.Gru4Y.Gru4Y{margin-left:12px}}._2R2nV{fill:transparent}._2R2nV,.Q4f1t{color:var(--colorBrand)}._1U8oj{line-height:1.3333333333;font-size:.9375rem;display:-ms-flexbox;display:flex;-ms-flex-align:center;align-items:center;padding-bottom:18px;gap:6px}@media only screen and (min-width:768px){._1U8oj{padding-bottom:24px}}._1U8oj>input{width:18px;height:18px}._3M2-5{overflow:hidden}._2yAUQ{z-index:60;position:fixed;top:84px;bottom:0;left:0;width:100%;border-bottom:1px solid var(--colorBrandOffset);-webkit-backface-visibility:hidden;backface-visibility:hidden;background-color:var(--colorBrandOffset);opacity:0;overflow-x:hidden;transform:translateX(-100%);transform-style:preserve-3d;transition:visibility 0s,opacity .1s linear,transform .3s ease-in-out;visibility:hidden;will-change:transform}@media only screen and (min-width:768px){._2yAUQ{top:0;max-width:320px;height:100%}}@media only screen and (max-width:767px){._2yAUQ.peB2x{top:48px}}._2yAUQ._2ZY8V{box-shadow:2px 2px 4px 0 rgba(0,0,0,.5);opacity:1;transform:translateX(0);visibility:visible}._2fq7t a,._2PKwb a{line-height:1.4;font-size:.9375rem;position:relative;display:block;padding:5px 0 6px 24px;color:#fff;letter-spacing:.4px}._2fq7t a:focus,._2fq7t a:hover,._2PKwb a:focus,._2PKwb a:hover{color:var(--colorNavAction)}._2fq7t{display:table;padding:8px 24px 0;margin-bottom:-1px;table-layout:auto}._2fq7t li{position:relative;display:table-cell}._2fq7t li.rGXdz a{border-bottom:2px solid #fff;color:#fff}._2fq7t li:first-of-type a{margin-right:30px}._2fq7t a{line-height:2.9090909091;font-size:.6875rem;padding:0;border-style:none;background-color:var(--colorBrandOffset);color:var(--colorNavAction);font-weight:700;letter-spacing:1px;text-transform:uppercase}.RTABy{padding:20px 0;border-top:1px solid #454f64}._2PKwb{display:none}._2PKwb.rGXdz{display:block}._2dmHA{position:relative;width:16px;height:16px;padding:16px;border:none;margin:8px;background:none;color:#fff;cursor:pointer;font-size:0}@media only screen and (max-width:767px){._2dmHA{display:none}}._2dmHA:after,._2dmHA:before{position:absolute;top:50%;left:25%;display:block;width:100%;max-width:16px;height:2px;background:#fff;content:""}._2dmHA:after{transform:rotate(135deg)}._2dmHA:before{transform:rotate(-135deg)}._3b67L{position:relative;margin:8px}._3b67L label{position:absolute;overflow:hidden;width:1px;height:1px;padding:0;border:0;clip:rect(1px,1px,1px,1px);white-space:nowrap}._2q19s{width:100%;height:40px;padding:10px 40px 10px 15px;border:0;background-color:#f4f5f7;border-radius:2px;color:var(--colorBrand);cursor:text;font-size:1rem}.JaNbC{display:inline-block;overflow:hidden;width:1em;height:1em;background-repeat:no-repeat;background-size:100% auto;text-indent:-9999px;vertical-align:middle;position:absolute;top:50%;right:12px;padding:0;border:0;margin-top:-9px;background-color:transparent;background-image:url(/assets/6d38224f.svg);cursor:pointer;font-size:1.125rem}._22TcS a{color:var(--colorHighlightOffset)}._3kQ2X{position:relative}._3kQ2X button{position:absolute;top:0;right:0;height:100%;max-height:32px;padding:10px 20px;border-style:none;margin:0;background-color:var(--colorBrandOffset);border-radius:0;color:#fff;cursor:pointer}._3kQ2X button ._1KXcO{position:absolute;overflow:hidden;width:1px;height:1px;padding:0;border:0;clip:rect(1px,1px,1px,1px);white-space:nowrap}._3kQ2X button ._35a30{display:block;height:11px;transition:transform .3s ease-in 0s}._3kQ2X button ._35a30 svg{vertical-align:top}._3kQ2X button:focus,._3kQ2X button:hover{color:#58b5ff}._3kQ2X button._3XJtp{background-color:var(--colorNavSubsectionLightFill);color:var(--colorNavSubsectionAction)}._3kQ2X button._3XJtp ._35a30{transform:rotate(-180deg)}._3Nydp{overflow:hidden;max-height:0;background-color:var(--colorLightFill);opacity:0;overflow-scrolling:touch;transition:all .3s ease-in;visibility:hidden}._3Nydp ._22TcS a,._3Nydp ._22TcS a:visited{color:var(--colorHighlight)}._3Nydp._3XJtp{max-height:600px;padding:8px 0;opacity:1;transition:all .3s ease-in}._3Nydp._3XJtp a{color:var(--colorNavSubsectionLinks)}._3Nydp._3XJtp a:focus,._3Nydp._3XJtp a:hover{color:var(--colorNavSubsectionAction)}._3Nydp._3XJtp.RJWOk{visibility:visible}.Uffnp{position:relative}.Uffnp:before{display:block;border-top:1px solid #454f64;margin:16px 24px 8px;content:""}.Uffnp h4{line-height:1.2727272727;font-size:.6875rem;padding-left:24px;margin-bottom:12px;color:#fff;font-weight:700;letter-spacing:1px;text-transform:uppercase}.Uffnp svg{margin-right:12px}._375G7 a{line-height:1.6;font-size:.9375rem}._375G7 svg{position:relative;top:-2px}._252xb._252xb{line-height:1.2727272727;font-size:.6875rem;position:absolute;top:8px;right:24px;padding:8px;letter-spacing:1px}._252xb._252xb:focus,._252xb._252xb:hover{color:#fff}.OK924{width:auto;max-width:624px;float:none;display:block;margin-right:auto;margin-left:auto;padding-left:0;padding-right:0;min-width:320px}@media only print{.OK924{max-width:-webkit-fit-content;max-width:-moz-fit-content;max-width:fit-content}}.OK924:after{content:"";display:table;clear:both}@media only screen and (min-width:768px){.OK924{width:auto;max-width:808px;float:none;display:block;margin-right:auto;margin-left:auto;padding-left:0;padding-right:0;min-width:736px}.OK924:after{content:"";display:table;clear:both}}@media only screen and (min-width:1024px){.OK924{width:auto;max-width:1168px;float:none;display:block;margin-right:auto;margin-left:auto;padding-left:0;padding-right:0;min-width:1000px}.OK924:after{content:"";display:table;clear:both}}._2TEVJ{padding:0 20px}@media only screen and (max-width:360px){._2TEVJ .adWrapper{margin-right:-20px;margin-left:-20px}}._2eeHA{padding-top:32px;padding-bottom:48px}@media only screen and (min-width:768px){._2eeHA{padding-top:56px;padding-bottom:64px}}._1npeq a{color:var(--colorLink);text-decoration:var(--textDecorationLink)}._1npeq a:hover{color:var(--colorLinkHover);text-decoration:underline}._1npeq em{font-style:italic}._3_hLE{line-height:1.2307692308;font-size:.8125rem;padding:12px;border:0;border-radius:4px;letter-spacing:1px;text-align:center;text-transform:uppercase;transition:all .1s}._17BTN{background:var(--colorAction);font-weight:700;text-decoration:none}._17BTN._17BTN,._17BTN._17BTN:active,._17BTN._17BTN:hover,._17BTN._17BTN:visited,._17BTN:active,._17BTN:hover,._17BTN:visited{color:var(--colorButtonText);text-decoration:none}._17BTN:focus,._17BTN:hover{background:var(--colorActionDark)}._17BTN:active{background:var(--colorActionDarkest)}._1Zci0{border:1px solid hsla(0,0%,100%,.25);background:transparent;color:#fff}@media not all and (min-resolution:0.001dpcm){@supports(-webkit-appearance:none){._1Zci0{-webkit-font-smoothing:antialiased}}}._1Zci0:focus,._1Zci0:hover{border-color:#096dd2;background:#096dd2;color:#fff}._1Zci0:active{border-color:#004080;background:#004080;color:#fff}._17muu{border:none;background:none;border-radius:0}._1AsGk{margin-bottom:16px;font-family:Abril Titling Bold,Book Antiqua,Palatino,Palatino Linotype,Palatino LT STD,Georgia,serif;font-size:28px;line-height:32px}@media only screen and (min-width:768px){._1AsGk{margin-bottom:24px;font-size:48px;line-height:56px}}._21ebA{line-height:1.1666666667;font-size:1.5rem;margin-bottom:16px;color:var(--colorBrand);font-family:Abril Titling Bold,Book Antiqua,Palatino,Palatino Linotype,Palatino LT STD,Georgia,serif}@media only screen and (min-width:768px){._21ebA{line-height:1.1428571429;font-size:1.75rem}}._2LDXj{margin-top:32px;font-family:Abril Titling Bold,Book Antiqua,Palatino,Palatino Linotype,Palatino LT STD,Georgia,serif;font-size:20px;line-height:24px}._2LDXj,.KpWOE{margin-bottom:16px;color:var(--colorBrand)}.KpWOE{line-height:1.6470588235;font-size:1.0625rem;padding:8px 0;border-top:3px solid var(--colorBrand);border-bottom:1px solid #d7dbe3;margin-top:24px;font-weight:700;letter-spacing:2px;text-transform:uppercase}@media only screen and (min-width:768px){.KpWOE{line-height:1.4;font-size:1.25rem;letter-spacing:3px}}.cMu-d{margin-bottom:32px}.cMu-d:after,.cMu-d:before{display:table;content:""}.cMu-d:after{clear:both}@media only screen and (min-width:768px){._32Pk2{display:block;clear:both;float:none;width:100%;margin-right:auto}._32Pk2,._32Pk2:first-child{margin-left:auto}._32Pk2:last-child{margin-right:auto}}@media only screen and (min-width:1024px){._32Pk2{float:left;clear:none;text-align:inherit;width:65.9166666667%;margin-left:0;margin-right:2.25%}._32Pk2:after{content:"";display:table;clear:both}._32Pk2:last-child{margin-right:0}}.AkZ3C{min-height:135px;margin-bottom:20px}.oKsgR{padding-top:24px;border-top:3px solid #d7dbe3}.oKsgR a{word-break:break-word;word-wrap:break-word}.oKsgR strong{font-weight:700}.oKsgR em{font-style:italic}.oKsgR p{line-height:1.4117647059;font-size:1.0625rem;margin-bottom:16px;color:#232323;font-family:PT Serif,Georgia,Times,Times New Roman,serif}@media only screen and (min-width:768px){.oKsgR p{line-height:1.7777777778;font-size:1.125rem}}.oKsgR h2,.oKsgR h3{line-height:1.1428571429;font-size:1.75rem;margin-top:32px;margin-bottom:16px;color:var(--colorBrand);font-family:Abril Titling Bold,Book Antiqua,Palatino,Palatino Linotype,Palatino LT STD,Georgia,serif}.oKsgR li{line-height:1.4117647059;font-size:1.0625rem;margin-bottom:16px;color:#232323;font-family:PT Serif,Georgia,Times,Times New Roman,serif}@media only screen and (min-width:768px){.oKsgR li{line-height:1.7777777778;font-size:1.125rem}}._3mNPm{counter-reset:b}._3mNPm li{margin-left:25px}._3mNPm>li:before{content:counters(b,".") ". ";counter-increment:b}._3gnhE{margin-top:16px;margin-left:25px;list-style:disc}._2N9eJ{line-height:1.125;font-size:1rem;width:100%;height:40px;padding:12px;border:1px solid #a6acba;border-radius:4px}._3zoNz{background-color:var(--colorAction)}._3zoNz:focus,._3zoNz:hover{background-color:var(--colorActionLight)}._3zoNz:active{background-color:var(--colorActionDark)}._1Amud._1Amud{color:var(--colorMenuSubscriberBadgeText)}._2fv33 li._1IQO_{padding:5px 0 6px 24px;color:#fff}._32aAr:not(:last-child):after{display:block;border-bottom:1px solid #454f64;margin:8px 24px;content:""}._3zMrp{z-index:70;position:fixed;top:0;right:0;bottom:0;left:0;display:-ms-flexbox;display:flex;-ms-flex-align:center;align-items:center;-ms-flex-pack:center;justify-content:center;background:rgba(0,0,0,.6)}._2zP2_{-webkit-backdrop-filter:blur(6px);backdrop-filter:blur(6px)}._1Jq9J{position:relative;width:100%;height:100%;font-family:PT Sans,system-fonts-primary,sans-serif;overflow-y:auto}._22TT7{overflow:hidden;height:auto;padding:48px;border-radius:8px;text-align:center}._22TT7._22TT7{display:-ms-flexbox;display:flex;width:calc(100% - 48px);height:auto;-ms-flex-direction:column;flex-direction:column;-ms-flex-align:center;align-items:center;-ms-flex-pack:center;justify-content:center;background:#fff;box-shadow:0 0 16px 2px rgba(0,0,0,.3)}@media only screen and (min-width:768px){._22TT7._22TT7{width:420px}}._22WXn{line-height:1.2666666667;font-size:.9375rem;margin-bottom:24px}._1P_6W{line-height:1.1111111111;font-size:1.125rem;width:100%;margin-bottom:12px;font-weight:700}._2Wp3l{position:relative;height:20px}._2uFXy{line-height:1;font-size:.8125rem;width:100%;padding:16px 0 15px;border:0;background:#096dd2;border-radius:4px;color:#fff;cursor:pointer;font-weight:700;letter-spacing:.5px;text-align:center;text-transform:uppercase}._2uFXy:focus,._2uFXy:hover{background:#0053a6}.OK924{width:auto;max-width:624px;float:none;display:block;margin-right:auto;margin-left:auto;padding-left:0;padding-right:0;min-width:320px}@media only print{.OK924{max-width:-webkit-fit-content;max-width:-moz-fit-content;max-width:fit-content}}.OK924:after{content:"";display:table;clear:both}@media only screen and (min-width:768px){.OK924{width:auto;max-width:808px;float:none;display:block;margin-right:auto;margin-left:auto;padding-left:0;padding-right:0;min-width:736px}.OK924:after{content:"";display:table;clear:both}}@media only screen and (min-width:1024px){.OK924{width:auto;max-width:1168px;float:none;display:block;margin-right:auto;margin-left:auto;padding-left:0;padding-right:0;min-width:1000px}.OK924:after{content:"";display:table;clear:both}}._2TEVJ{padding:0 20px}@media only screen and (max-width:360px){._2TEVJ .adWrapper{margin-right:-20px;margin-left:-20px}}._2eeHA{padding-top:32px;padding-bottom:48px}@media only screen and (min-width:768px){._2eeHA{padding-top:56px;padding-bottom:64px}}._1npeq a{color:var(--colorLink);text-decoration:var(--textDecorationLink)}._1npeq a:hover{color:var(--colorLinkHover);text-decoration:underline}._1npeq em{font-style:italic}._3_hLE{line-height:1.2307692308;font-size:.8125rem;padding:12px;border:0;border-radius:4px;letter-spacing:1px;text-align:center;text-transform:uppercase;transition:all .1s}._17BTN{background:var(--colorAction);font-weight:700;text-decoration:none}._17BTN._17BTN,._17BTN._17BTN:active,._17BTN._17BTN:hover,._17BTN._17BTN:visited,._17BTN:active,._17BTN:hover,._17BTN:visited{color:var(--colorButtonText);text-decoration:none}._17BTN:focus,._17BTN:hover{background:var(--colorActionDark)}._17BTN:active{background:var(--colorActionDarkest)}._1Zci0{border:1px solid hsla(0,0%,100%,.25);background:transparent;color:#fff}@media not all and (min-resolution:0.001dpcm){@supports(-webkit-appearance:none){._1Zci0{-webkit-font-smoothing:antialiased}}}._1Zci0:focus,._1Zci0:hover{border-color:#096dd2;background:#096dd2;color:#fff}._1Zci0:active{border-color:#004080;background:#004080;color:#fff}._17muu{border:none;background:none;border-radius:0}._1AsGk{margin-bottom:16px;font-family:Abril Titling Bold,Book Antiqua,Palatino,Palatino Linotype,Palatino LT STD,Georgia,serif;font-size:28px;line-height:32px}@media only screen and (min-width:768px){._1AsGk{margin-bottom:24px;font-size:48px;line-height:56px}}._21ebA{line-height:1.1666666667;font-size:1.5rem;margin-bottom:16px;color:var(--colorBrand);font-family:Abril Titling Bold,Book Antiqua,Palatino,Palatino Linotype,Palatino LT STD,Georgia,serif}@media only screen and (min-width:768px){._21ebA{line-height:1.1428571429;font-size:1.75rem}}._2LDXj{margin-top:32px;font-family:Abril Titling Bold,Book Antiqua,Palatino,Palatino Linotype,Palatino LT STD,Georgia,serif;font-size:20px;line-height:24px}._2LDXj,.KpWOE{margin-bottom:16px;color:var(--colorBrand)}.KpWOE{line-height:1.6470588235;font-size:1.0625rem;padding:8px 0;border-top:3px solid var(--colorBrand);border-bottom:1px solid #d7dbe3;margin-top:24px;font-weight:700;letter-spacing:2px;text-transform:uppercase}@media only screen and (min-width:768px){.KpWOE{line-height:1.4;font-size:1.25rem;letter-spacing:3px}}.cMu-d{margin-bottom:32px}.cMu-d:after,.cMu-d:before{display:table;content:""}.cMu-d:after{clear:both}@media only screen and (min-width:768px){._32Pk2{display:block;clear:both;float:none;width:100%;margin-right:auto}._32Pk2,._32Pk2:first-child{margin-left:auto}._32Pk2:last-child{margin-right:auto}}@media only screen and (min-width:1024px){._32Pk2{float:left;clear:none;text-align:inherit;width:65.9166666667%;margin-left:0;margin-right:2.25%}._32Pk2:after{content:"";display:table;clear:both}._32Pk2:last-child{margin-right:0}}.AkZ3C{min-height:135px;margin-bottom:20px}.oKsgR{padding-top:24px;border-top:3px solid #d7dbe3}.oKsgR a{word-break:break-word;word-wrap:break-word}.oKsgR strong{font-weight:700}.oKsgR em{font-style:italic}.oKsgR p{line-height:1.4117647059;font-size:1.0625rem;margin-bottom:16px;color:#232323;font-family:PT Serif,Georgia,Times,Times New Roman,serif}@media only screen and (min-width:768px){.oKsgR p{line-height:1.7777777778;font-size:1.125rem}}.oKsgR h2,.oKsgR h3{line-height:1.1428571429;font-size:1.75rem;margin-top:32px;margin-bottom:16px;color:var(--colorBrand);font-family:Abril Titling Bold,Book Antiqua,Palatino,Palatino Linotype,Palatino LT STD,Georgia,serif}.oKsgR li{line-height:1.4117647059;font-size:1.0625rem;margin-bottom:16px;color:#232323;font-family:PT Serif,Georgia,Times,Times New Roman,serif}@media only screen and (min-width:768px){.oKsgR li{line-height:1.7777777778;font-size:1.125rem}}._3mNPm{counter-reset:b}._3mNPm li{margin-left:25px}._3mNPm>li:before{content:counters(b,".") ". ";counter-increment:b}._3gnhE{margin-top:16px;margin-left:25px;list-style:disc}._2N9eJ{line-height:1.125;font-size:1rem;width:100%;height:40px;padding:12px;border:1px solid #a6acba;border-radius:4px}._1-N-m{margin-bottom:24px}@media only screen and (min-width:768px){._1-N-m{margin-bottom:56px}}@media only screen and (min-width:1024px){._2GpEY>section{width:82.9833333333%;margin-right:auto;margin-left:auto}}._31DCp{padding:12px 20px;border-top:3px solid var(--colorBrand);border-bottom:1px solid #d7dbe3;margin:0 -20px;color:var(--colorBrand)}@media only screen and (min-width:768px){._31DCp{padding:12px 0;margin:0 0 8px}}._31DCp h2{font-size:1.0625rem;display:inline;font-weight:700;letter-spacing:2px;text-transform:uppercase}@media only screen and (min-width:768px){._31DCp h2{font-size:1.25rem;letter-spacing:3px}}._5OQo8{position:relative;bottom:16px;width:80px}@media only screen and (min-width:768px){._5OQo8{position:absolute;bottom:48px;left:20px;width:98px}}._6ENRg{padding-top:16px;border-top:1px solid #d7dbe3;border-bottom:1px solid #d7dbe3}@media only screen and (max-width:767px){._6ENRg>div{padding-bottom:8px}}@media only screen and (min-width:768px){._6ENRg{padding-top:32px}}@media only screen and (min-width:768px)and (max-width:1023px){._6ENRg{width:calc(100% + 40px);margin-right:-20px;margin-left:-20px}}@media only screen and (max-width:767px){._6ENRg._6ENRg>div{width:calc(100% + 40px);margin-right:-20px;margin-bottom:0;margin-left:-20px}}@media only screen and (min-width:768px)and (max-width:1023px){._6ENRg._6ENRg>div{width:100%;margin-right:0;margin-left:0}}@media only screen and (max-width:767px){._1FWDp figure{margin-right:-20px;margin-left:-20px}}._1FWDp._1FWDp{margin-bottom:24px}._3nakJ{margin:24px 0;text-align:center}@media only screen and (min-width:768px){._3nakJ{margin:32px 0}}._3nakJ p{margin-bottom:10px;font-weight:700}.OK924{width:auto;max-width:624px;float:none;display:block;margin-right:auto;margin-left:auto;padding-left:0;padding-right:0;min-width:320px}@media only print{.OK924{max-width:-webkit-fit-content;max-width:-moz-fit-content;max-width:fit-content}}.OK924:after{content:"";display:table;clear:both}@media only screen and (min-width:768px){.OK924{width:auto;max-width:808px;float:none;display:block;margin-right:auto;margin-left:auto;padding-left:0;padding-right:0;min-width:736px}.OK924:after{content:"";display:table;clear:both}}@media only screen and (min-width:1024px){.OK924{width:auto;max-width:1168px;float:none;display:block;margin-right:auto;margin-left:auto;padding-left:0;padding-right:0;min-width:1000px}.OK924:after{content:"";display:table;clear:both}}._2TEVJ{padding:0 20px}@media only screen and (max-width:360px){._2TEVJ .adWrapper{margin-right:-20px;margin-left:-20px}}._2eeHA{padding-top:32px;padding-bottom:48px}@media only screen and (min-width:768px){._2eeHA{padding-top:56px;padding-bottom:64px}}._1npeq a{color:var(--colorLink);text-decoration:var(--textDecorationLink)}._1npeq a:hover{color:var(--colorLinkHover);text-decoration:underline}._1npeq em{font-style:italic}._3_hLE{line-height:1.2307692308;font-size:.8125rem;padding:12px;border:0;border-radius:4px;letter-spacing:1px;text-align:center;text-transform:uppercase;transition:all .1s}._17BTN{background:var(--colorAction);font-weight:700;text-decoration:none}._17BTN._17BTN,._17BTN._17BTN:active,._17BTN._17BTN:hover,._17BTN._17BTN:visited,._17BTN:active,._17BTN:hover,._17BTN:visited{color:var(--colorButtonText);text-decoration:none}._17BTN:focus,._17BTN:hover{background:var(--colorActionDark)}._17BTN:active{background:var(--colorActionDarkest)}._1Zci0{border:1px solid hsla(0,0%,100%,.25);background:transparent;color:#fff}@media not all and (min-resolution:0.001dpcm){@supports(-webkit-appearance:none){._1Zci0{-webkit-font-smoothing:antialiased}}}._1Zci0:focus,._1Zci0:hover{border-color:#096dd2;background:#096dd2;color:#fff}._1Zci0:active{border-color:#004080;background:#004080;color:#fff}._17muu{border:none;background:none;border-radius:0}._1AsGk{margin-bottom:16px;font-family:Abril Titling Bold,Book Antiqua,Palatino,Palatino Linotype,Palatino LT STD,Georgia,serif;font-size:28px;line-height:32px}@media only screen and (min-width:768px){._1AsGk{margin-bottom:24px;font-size:48px;line-height:56px}}._21ebA{line-height:1.1666666667;font-size:1.5rem;margin-bottom:16px;color:var(--colorBrand);font-family:Abril Titling Bold,Book Antiqua,Palatino,Palatino Linotype,Palatino LT STD,Georgia,serif}@media only screen and (min-width:768px){._21ebA{line-height:1.1428571429;font-size:1.75rem}}._2LDXj{margin-top:32px;font-family:Abril Titling Bold,Book Antiqua,Palatino,Palatino Linotype,Palatino LT STD,Georgia,serif;font-size:20px;line-height:24px}._2LDXj,.KpWOE{margin-bottom:16px;color:var(--colorBrand)}.KpWOE{line-height:1.6470588235;font-size:1.0625rem;padding:8px 0;border-top:3px solid var(--colorBrand);border-bottom:1px solid #d7dbe3;margin-top:24px;font-weight:700;letter-spacing:2px;text-transform:uppercase}@media only screen and (min-width:768px){.KpWOE{line-height:1.4;font-size:1.25rem;letter-spacing:3px}}.cMu-d{margin-bottom:32px}.cMu-d:after,.cMu-d:before{display:table;content:""}.cMu-d:after{clear:both}@media only screen and (min-width:768px){._32Pk2{display:block;clear:both;float:none;width:100%;margin-right:auto}._32Pk2,._32Pk2:first-child{margin-left:auto}._32Pk2:last-child{margin-right:auto}}@media only screen and (min-width:1024px){._32Pk2{float:left;clear:none;text-align:inherit;width:65.9166666667%;margin-left:0;margin-right:2.25%}._32Pk2:after{content:"";display:table;clear:both}._32Pk2:last-child{margin-right:0}}.AkZ3C{min-height:135px;margin-bottom:20px}.oKsgR{padding-top:24px;border-top:3px solid #d7dbe3}.oKsgR a{word-break:break-word;word-wrap:break-word}.oKsgR strong{font-weight:700}.oKsgR em{font-style:italic}.oKsgR p{line-height:1.4117647059;font-size:1.0625rem;margin-bottom:16px;color:#232323;font-family:PT Serif,Georgia,Times,Times New Roman,serif}@media only screen and (min-width:768px){.oKsgR p{line-height:1.7777777778;font-size:1.125rem}}.oKsgR h2,.oKsgR h3{line-height:1.1428571429;font-size:1.75rem;margin-top:32px;margin-bottom:16px;color:var(--colorBrand);font-family:Abril Titling Bold,Book Antiqua,Palatino,Palatino Linotype,Palatino LT STD,Georgia,serif}.oKsgR li{line-height:1.4117647059;font-size:1.0625rem;margin-bottom:16px;color:#232323;font-family:PT Serif,Georgia,Times,Times New Roman,serif}@media only screen and (min-width:768px){.oKsgR li{line-height:1.7777777778;font-size:1.125rem}}._3mNPm{counter-reset:b}._3mNPm li{margin-left:25px}._3mNPm>li:before{content:counters(b,".") ". ";counter-increment:b}._3gnhE{margin-top:16px;margin-left:25px;list-style:disc}._2N9eJ{line-height:1.125;font-size:1rem;width:100%;height:40px;padding:12px;border:1px solid #a6acba;border-radius:4px}.VGb5l{background:#f4f5f7}._1wnYO{position:relative}._3Awgt{background-color:#fff}._3Awgt>div:last-child>:last-child{border-bottom:1px solid #d7dbe3}._38Ze9{background-color:#fff}._2pSA-{line-height:1.6470588235;font-size:1.0625rem;max-width:100%;margin-bottom:16px;font-family:PT Serif,system-fonts-secondary,serif;text-align:center}@media only screen and (min-width:768px){._2pSA- p{max-width:744px;margin:0 auto}}._33kWm._33kWm{border-top-color:#0ea800;background-color:#fff}._1ny0s{line-height:1.1428571429;font-size:1.75rem;padding:16px 0 14px;font-family:Abril Titling Bold,system-fonts-tertiary,serif;text-align:center}@media only screen and (min-width:768px){._1ny0s{line-height:1.1666666667;font-size:3rem;padding:32px 0 24px}}._1BdPi+._1ny0s{padding-top:8px}@media only screen and (min-width:768px){._1BdPi+._1ny0s{padding-top:16px}}._1BdPi{line-height:1;font-size:.6875rem;padding-top:16px;font-weight:700;letter-spacing:1px;text-align:center;text-transform:uppercase}@media only screen and (min-width:768px){._1BdPi{padding-top:24px}}._1BdPi a{color:var(--colorBrand)}._1BdPi a:focus,._1BdPi a:hover{text-decoration:underline}.OK924{width:auto;max-width:624px;float:none;display:block;margin-right:auto;margin-left:auto;padding-left:0;padding-right:0;min-width:320px}@media only print{.OK924{max-width:-webkit-fit-content;max-width:-moz-fit-content;max-width:fit-content}}.OK924:after{content:"";display:table;clear:both}@media only screen and (min-width:768px){.OK924{width:auto;max-width:808px;float:none;display:block;margin-right:auto;margin-left:auto;padding-left:0;padding-right:0;min-width:736px}.OK924:after{content:"";display:table;clear:both}}@media only screen and (min-width:1024px){.OK924{width:auto;max-width:1168px;float:none;display:block;margin-right:auto;margin-left:auto;padding-left:0;padding-right:0;min-width:1000px}.OK924:after{content:"";display:table;clear:both}}._2TEVJ{padding:0 20px}@media only screen and (max-width:360px){._2TEVJ .adWrapper{margin-right:-20px;margin-left:-20px}}._2eeHA{padding-top:32px;padding-bottom:48px}@media only screen and (min-width:768px){._2eeHA{padding-top:56px;padding-bottom:64px}}._1npeq a{color:var(--colorLink);text-decoration:var(--textDecorationLink)}._1npeq a:hover{color:var(--colorLinkHover);text-decoration:underline}._1npeq em{font-style:italic}._3_hLE{line-height:1.2307692308;font-size:.8125rem;padding:12px;border:0;border-radius:4px;letter-spacing:1px;text-align:center;text-transform:uppercase;transition:all .1s}._17BTN{background:var(--colorAction);font-weight:700;text-decoration:none}._17BTN._17BTN,._17BTN._17BTN:active,._17BTN._17BTN:hover,._17BTN._17BTN:visited,._17BTN:active,._17BTN:hover,._17BTN:visited{color:var(--colorButtonText);text-decoration:none}._17BTN:focus,._17BTN:hover{background:var(--colorActionDark)}._17BTN:active{background:var(--colorActionDarkest)}._1Zci0{border:1px solid hsla(0,0%,100%,.25);background:transparent;color:#fff}@media not all and (min-resolution:0.001dpcm){@supports(-webkit-appearance:none){._1Zci0{-webkit-font-smoothing:antialiased}}}._1Zci0:focus,._1Zci0:hover{border-color:#096dd2;background:#096dd2;color:#fff}._1Zci0:active{border-color:#004080;background:#004080;color:#fff}._17muu{border:none;background:none;border-radius:0}._1AsGk{margin-bottom:16px;font-family:Abril Titling Bold,Book Antiqua,Palatino,Palatino Linotype,Palatino LT STD,Georgia,serif;font-size:28px;line-height:32px}@media only screen and (min-width:768px){._1AsGk{margin-bottom:24px;font-size:48px;line-height:56px}}._21ebA{line-height:1.1666666667;font-size:1.5rem;margin-bottom:16px;color:var(--colorBrand);font-family:Abril Titling Bold,Book Antiqua,Palatino,Palatino Linotype,Palatino LT STD,Georgia,serif}@media only screen and (min-width:768px){._21ebA{line-height:1.1428571429;font-size:1.75rem}}._2LDXj{margin-top:32px;font-family:Abril Titling Bold,Book Antiqua,Palatino,Palatino Linotype,Palatino LT STD,Georgia,serif;font-size:20px;line-height:24px}._2LDXj,.KpWOE{margin-bottom:16px;color:var(--colorBrand)}.KpWOE{line-height:1.6470588235;font-size:1.0625rem;padding:8px 0;border-top:3px solid var(--colorBrand);border-bottom:1px solid #d7dbe3;margin-top:24px;font-weight:700;letter-spacing:2px;text-transform:uppercase}@media only screen and (min-width:768px){.KpWOE{line-height:1.4;font-size:1.25rem;letter-spacing:3px}}.cMu-d{margin-bottom:32px}.cMu-d:after,.cMu-d:before{display:table;content:""}.cMu-d:after{clear:both}@media only screen and (min-width:768px){._32Pk2{display:block;clear:both;float:none;width:100%;margin-right:auto}._32Pk2,._32Pk2:first-child{margin-left:auto}._32Pk2:last-child{margin-right:auto}}@media only screen and (min-width:1024px){._32Pk2{float:left;clear:none;text-align:inherit;width:65.9166666667%;margin-left:0;margin-right:2.25%}._32Pk2:after{content:"";display:table;clear:both}._32Pk2:last-child{margin-right:0}}.AkZ3C{min-height:135px;margin-bottom:20px}.oKsgR{padding-top:24px;border-top:3px solid #d7dbe3}.oKsgR a{word-break:break-word;word-wrap:break-word}.oKsgR strong{font-weight:700}.oKsgR em{font-style:italic}.oKsgR p{line-height:1.4117647059;font-size:1.0625rem;margin-bottom:16px;color:#232323;font-family:PT Serif,Georgia,Times,Times New Roman,serif}@media only screen and (min-width:768px){.oKsgR p{line-height:1.7777777778;font-size:1.125rem}}.oKsgR h2,.oKsgR h3{line-height:1.1428571429;font-size:1.75rem;margin-top:32px;margin-bottom:16px;color:var(--colorBrand);font-family:Abril Titling Bold,Book Antiqua,Palatino,Palatino Linotype,Palatino LT STD,Georgia,serif}.oKsgR li{line-height:1.4117647059;font-size:1.0625rem;margin-bottom:16px;color:#232323;font-family:PT Serif,Georgia,Times,Times New Roman,serif}@media only screen and (min-width:768px){.oKsgR li{line-height:1.7777777778;font-size:1.125rem}}._3mNPm{counter-reset:b}._3mNPm li{margin-left:25px}._3mNPm>li:before{content:counters(b,".") ". ";counter-increment:b}._3gnhE{margin-top:16px;margin-left:25px;list-style:disc}._2N9eJ{line-height:1.125;font-size:1rem;width:100%;height:40px;padding:12px;border:1px solid #a6acba;border-radius:4px}._2Pg1-{border-top:1px solid #d7dbe3;background:#f4f5f7}@media only screen and (min-width:768px){._2Pg1->ul{display:table;width:100%;table-layout:fixed}._2Pg1->ul>li{display:table-cell;text-align:center;vertical-align:middle}._2Pg1->ul a{display:block}._2Pg1- a,._2Pg1- button{overflow:hidden;width:100%;padding:16px 20px 14px;text-overflow:ellipsis;white-space:nowrap}._2Pg1- a:hover,._2Pg1- button:hover{color:var(--colorLinkHover)}}@media only screen and (max-width:767px){._2Pg1-._1KRzE{border:0}._2Pg1- a,._2Pg1- button{display:block;padding:10px 0}._2Pg1- a{border-top:1px solid #d7dbe3}}._2Pg1- a,._2Pg1- button{line-height:1.3846153846;font-size:.8125rem;width:100%;color:var(--colorBrand);font-weight:700;letter-spacing:1px}._2Pg1- a._3OUij,._2Pg1- button._3OUij{color:#d9172f}.R5vy5 svg{margin-left:10px}._3aXtq .R5vy5 svg:first-child{transform:rotate(-180deg)}._22i51{z-index:40;position:relative}._22i51 .R5vy5{display:none}@media only screen and (min-width:768px){._22i51 .R5vy5{display:block}}@media only screen and (min-width:768px){._3T6m8{position:absolute;top:48px;right:0;display:none;width:100%;min-width:185px;background:#f4f5f7;text-align:left}._3T6m8 li{display:-ms-flexbox;display:flex;height:48px;-ms-flex-align:center;align-items:center;-ms-flex-pack:center;justify-content:center}._3aXtq ._3T6m8{display:block}}._2ppxq{display:none;width:100%}@media only screen and (max-width:767px){._1KRzE ._2ppxq{display:block;text-align:center}}._2lvTB ._2ppxq{display:table}._8y3UH{display:block;border:none;background:none;font-family:inherit;text-align:left}@media only screen and (min-width:768px){._8y3UH{display:none}}._8y3UH svg{margin-top:2px;float:right;font-size:14px}@media only screen and (max-width:767px){._1KRzE ._8y3UH{display:none}}._2lvTB ._8y3UH svg:first-child{transform:rotate(-180deg)}@media only screen and (max-width:767px){._2KSwt{min-height:50px;padding-top:8px}}@media only screen and (min-width:768px){._2KSwt{min-height:90px;padding-top:4px}}._34z61{position:relative;width:100%;margin-top:8px;background:#fff;opacity:1;text-align:center}@media only screen and (min-width:768px){._34z61{height:146px;padding:16px 0 0}._34z61 .adWrapper{min-height:90px;margin-bottom:0}}@media only screen and (min-width:1024px){._34z61{height:310px}._34z61 .adWrapper{min-height:250px}._34z61._3XmI-{height:150px}._34z61._3XmI- .adWrapper{min-height:90px}}._34z61 .adWrapper{min-height:58px;margin-bottom:24px}@media only screen and (max-width:767px){._3XmI-{z-index:30}}._74KGz._2BW6y,._74KGz._3XmI-{z-index:50;position:fixed;top:0;left:0;max-height:80px;border-bottom:1px solid #d7dbe3;margin-top:0;background:#fff}@media only screen and (min-width:768px){._74KGz._2BW6y,._74KGz._3XmI-{max-height:134px}}._74KGz._2BW6y+*,._74KGz._3XmI-+*{margin-top:90px}@media only screen and (min-width:768px){._74KGz._2BW6y+*,._74KGz._3XmI-+*{margin-top:162px}}._74KGz._2BW6y{max-height:stickyHeightBillboard}@media only screen and (min-width:1024px){._74KGz._2BW6y{max-height:290px}}@media only screen and (min-width:1024px){._74KGz._2BW6y+*{margin-top:318px}}._1jvaD._1jvaD{margin-top:-134px;opacity:0;transition:all .5s ease-in}._2_iYy{overflow:hidden}@media only screen and (max-width:767px){._2_iYy{position:fixed;right:0;bottom:0;left:0;margin-top:0}._2_iYy._3XmI-{border-top:1px solid #a6acba}._2_iYy._74KGz{top:inherit;min-height:83px;max-height:none;border-bottom:0}._2_iYy._74KGz+*{margin-top:0}._2_iYy._1jvaD{bottom:-100%;margin-top:inherit;opacity:1;transition:all 1s ease-in-out}}._2UMq-{z-index:0;position:relative;min-height:50px;box-sizing:content-box;margin-bottom:32px;background:#fff;clear:both;line-height:1.2;text-align:center}._2UMq-:after{content:"";display:table;clear:both}@media only screen and (min-width:768px){._2UMq-{min-height:90px;margin-bottom:36px}}@media only screen and (min-width:1024px){._2UMq-{margin-bottom:40px}}._2rioU,._3ToRr{display:none}._3ToRr{line-height:1;font-size:.5625rem;position:absolute;bottom:-16px;width:100%;margin-right:auto;margin-left:auto;color:#555;font-family:PT Sans,Trebuchet MS,Arial Narrow,sans-serif;letter-spacing:.5px;text-align:center}@media only screen and (min-width:768px){._3ToRr._1njqh{text-align:right}}@media only screen and (min-width:1024px){._2emtx{float:left;clear:none;text-align:inherit;width:31.8333333333%;margin-left:0;margin-right:2.25%;margin-right:0}._2emtx:after{content:"";display:table;clear:both}._2emtx:last-child{margin-right:0}}@media only screen and (max-width:767px){.ad{max-height:1000px;max-height:100vh}}.noAd{display:none}#adops-native-wrapper,#adspot-N-6x2-pos1,#adspot-N-6x2-pos2,#adspot-N-6x2-pos3,#adspot-N-6x2-pos4,#adspot-N-300x164-pos1{display:block!important;min-height:112px}#adspot-N-6x1-pos1,#adspot-N-6x3-pos1{display:block!important}._15r1L{position:relative;margin-bottom:12px}._15r1L:after{content:"";display:table;clear:both}._15r1L a,._15r1L figure img{display:block}._31k8L{margin-bottom:24px}._31k8L:before{z-index:1;position:absolute;width:100%;height:100%;background:linear-gradient(180deg,transparent 30%,#000);content:"";pointer-events:none}._31k8L figure{margin-bottom:0}._31k8L figure a{width:100%;height:100%}._31k8L ._2XVos{line-height:1.1428571429;font-size:1.3125rem;margin-bottom:0}@media only screen and (min-width:768px){._31k8L ._2XVos{line-height:1.1111111111;font-size:2.25rem}}._31k8L ._3XK8N{margin-bottom:16px}._31k8L ._1XJ15,._31k8L ._2EuJH{margin-bottom:0}._31k8L ._1YzQk{z-index:10;position:absolute;bottom:0;margin:20px}@media only screen and (max-width:600px){._31k8L ._1YzQk{width:calc(100% - 48px)}}@media only screen and (min-width:768px){._31k8L ._1YzQk{width:80%;margin:0 30px 24px}}@media only screen and (max-width:767px){._3fbuk{margin-right:-20px;margin-left:-20px}._3fbuk figure img{-o-object-fit:cover;object-fit:cover}}._3fbuk:before{background:linear-gradient(180deg,transparent 30%,#000 80%,#000)}@media only screen and (max-width:767px){._3fbuk ._2XVos{line-height:1.2;font-size:1.25rem}}._3fbuk ._1YzQk{margin-right:24px;margin-left:24px}@media only screen and (max-width:600px){._3fbuk ._1YzQk{width:calc(100% - 48px)}}._3fbuk ._3XEsE{color:hsla(0,0%,100%,.8)}@media only screen and (min-width:768px){._3fbuk ._3XEsE{width:80%}}._2opk-{padding-bottom:16px}@media only screen and (min-width:768px){._2opk- figure{float:left;clear:none;text-align:inherit;width:57.392425%;margin-left:0;margin-right:2.25%}._2opk- figure:after{content:"";display:table;clear:both}._2opk- figure:last-child{margin-right:0}}@media only screen and (max-width:767px){._2opk- figure{margin-bottom:12px}}@media only screen and (min-width:768px){._2opk- ._1YzQk{float:left;clear:none;text-align:inherit;width:40.34735%;margin-left:0;margin-right:2.25%}._2opk- ._1YzQk:after{content:"";display:table;clear:both}._2opk- ._1YzQk:last-child{margin-right:0}}._2opk- ._2XVos{line-height:1.2727272727;font-size:1.375rem}@media only screen and (min-width:768px){._2opk- ._2XVos{line-height:1.2;font-size:1.875rem}}@media only screen and (min-width:1024px){._2opk- ._2XVos{line-height:1.1111111111;font-size:2.25rem}}@media only screen and (min-width:768px){._2opk-._3TEmE figure{float:left;clear:none;text-align:inherit;width:48.875%;margin-left:0;margin-right:2.25%;margin:0;float:right}._2opk-._3TEmE figure:after{content:"";display:table;clear:both}._2opk-._3TEmE figure:last-child{margin-right:0}}@media only screen and (min-width:768px){._2opk-._3TEmE ._1YzQk{float:left;clear:none;text-align:inherit;width:48.875%;margin-left:0;margin-right:2.25%}._2opk-._3TEmE ._1YzQk:after{content:"";display:table;clear:both}._2opk-._3TEmE ._1YzQk:last-child{margin-right:0}}@media only screen and (max-width:767px){._1Drlh{border-bottom:1px solid #d7dbe3}}@media only screen and (min-width:768px){._1Drlh._3TEmE figure{float:left;clear:none;text-align:inherit;width:48.875%;margin-left:0;margin-right:2.25%;margin:0;float:right}._1Drlh._3TEmE figure:after{content:"";display:table;clear:both}._1Drlh._3TEmE figure:last-child{margin-right:0}}@media only screen and (min-width:1024px){._1Drlh._3TEmE figure{float:left;clear:none;text-align:inherit;width:54.49875%;margin-left:0;margin-right:2.25%;margin:0;float:right}._1Drlh._3TEmE figure:after{content:"";display:table;clear:both}._1Drlh._3TEmE figure:last-child{margin-right:0}}@media only screen and (min-width:768px){._1Drlh._3TEmE ._1YzQk{float:left;clear:none;text-align:inherit;width:48.875%;margin-left:0;margin-right:2.25%}._1Drlh._3TEmE ._1YzQk:after{content:"";display:table;clear:both}._1Drlh._3TEmE ._1YzQk:last-child{margin-right:0}}@media only screen and (min-width:1024px){._1Drlh._3TEmE ._1YzQk{float:left;clear:none;text-align:inherit;width:43.149%;margin-left:0;margin-right:2.25%}._1Drlh._3TEmE ._1YzQk:after{content:"";display:table;clear:both}._1Drlh._3TEmE ._1YzQk:last-child{margin-right:0}}._1Drlh ._2XVos{line-height:1.2;font-size:1.25rem}@media only screen and (min-width:768px){._1Drlh ._2XVos{line-height:1.1428571429;font-size:1.75rem}}._3BNh7 figure{margin-bottom:12px}._3BNh7 ._2XVos{line-height:1.2;font-size:1.25rem}@media only screen and (min-width:768px){._3BNh7 ._2XVos{line-height:1.1428571429;font-size:1.75rem}}._24t4t{padding-right:16px}@media only screen and (min-width:768px){.gts1Q._3TEmE figure{float:left;clear:none;text-align:inherit;width:48.5%;margin-left:0;margin-right:3%;margin:0;float:right}.gts1Q._3TEmE figure:after{content:"";display:table;clear:both}.gts1Q._3TEmE figure:last-child{margin-right:0}}@media only screen and (min-width:1024px){.gts1Q._3TEmE figure{float:left;clear:none;text-align:inherit;width:48.375%;margin-left:0;margin-right:3.25%;margin:0;float:right}.gts1Q._3TEmE figure:after{content:"";display:table;clear:both}.gts1Q._3TEmE figure:last-child{margin-right:0}}@media only screen and (min-width:768px){.gts1Q._3TEmE ._1YzQk{float:left;clear:none;text-align:inherit;width:48.5%;margin-left:0;margin-right:3%}.gts1Q._3TEmE ._1YzQk:after{content:"";display:table;clear:both}.gts1Q._3TEmE ._1YzQk:last-child{margin-right:0}}@media only screen and (min-width:1024px){.gts1Q._3TEmE ._1YzQk{float:left;clear:none;text-align:inherit;width:48.375%;margin-left:0;margin-right:3.25%}.gts1Q._3TEmE ._1YzQk:after{content:"";display:table;clear:both}.gts1Q._3TEmE ._1YzQk:last-child{margin-right:0}}@media only screen and (min-width:768px){.gts1Q._3TEmE ._2XVos{line-height:1.1428571429;font-size:1.75rem}}.gts1Q figure{margin-bottom:12px}.gts1Q ._2XVos{line-height:1.2;font-size:1.25rem}.KrNcv{margin-bottom:16px}.KrNcv figure{margin-bottom:12px}.KrNcv ._2XVos{line-height:1.25;font-size:1rem}@media only screen and (min-width:768px){.KrNcv ._2XVos{line-height:1.25;font-size:1rem}}@media only screen and (min-width:1024px){.KrNcv ._2XVos{line-height:1.2;font-size:1.25rem}}.KrNcv ._4J-LJ li:first-child:not(:only-child){font-weight:700}@media only screen and (min-width:768px){._1Wer5{margin-bottom:0}}._1Wer5 figure{margin-bottom:12px}._1Wer5 ._2XVos{line-height:1.25;font-size:1rem}._1Wer5._3TEmE figure{margin-top:4px;margin-bottom:0;margin-left:16px;float:right}._1Wer5._3TEmE ._3XK8N{overflow:hidden}@media only screen and (max-width:767px){.VPpFI ._2XVos{line-height:1.1666666667;font-size:1.5rem}}.VPpFI ._2XVos:after{display:block;width:30px;height:1px;margin:12px auto;background:#d7dbe3;content:""}@media only screen and (min-width:768px){.VPpFI ._2XVos:after{width:40px;margin:18px auto}}@media only screen and (min-width:768px){._3FJrM ._2XVos{line-height:1.2222222222;font-size:1.125rem}}@media only screen and (min-width:1024px){._3FJrM ._2XVos{line-height:1.2;font-size:1.25rem}}@media only screen and (min-width:768px)and (max-width:1023px){.RZxGD figure{display:none}}._1XJ15{line-height:1.2307692308;font-size:.8125rem;display:inline-block}._1XJ15 a{color:var(--colorActionAlt)}._1XJ15 a:focus,._1XJ15 a:hover{color:var(--colorActionAlt);text-decoration:underline}._1XJ15 a:visited{color:var(--colorActionAlt)}._2ke-n._2ke-n a,._2ke-n._2ke-n a:visited{color:#2f818e}._2Dcfy{line-height:1.2307692308;font-size:.8125rem;display:inline;font-weight:700}._2Dcfy:after{margin:0 4px;content:"-"}._2Dcfy a{display:inline;color:var(--colorBrand);text-transform:uppercase}._2Dcfy a:focus,._2Dcfy a:hover{color:var(--colorActionAlt);-webkit-text-decoration-color:var(--colorStoryTileHeadlineHoverUnderline);text-decoration-color:var(--colorStoryTileHeadlineHoverUnderline);-webkit-text-decoration-line:underline;text-decoration-line:underline}._3ouwA{display:inline;font-size:0}.zxS3p{line-height:1.2307692308;font-size:.8125rem;display:inline-block;height:var(--labelHeightInline);padding:var(--labelPadding);border-bottom:var(--labelBorderInline);margin-right:8px;background:var(--colorLabelHighlight);color:var(--colorLabel);font-family:PT Sans,Trebuchet MS,Arial Narrow,sans-serif;font-weight:700;text-align:left}._3XK8N{margin-bottom:12px}._2EuJH{line-height:1.2307692308;font-size:.8125rem;display:inline-block;padding:var(--labelPadding);margin-right:8px;background:var(--colorLabelHighlight);color:var(--colorLabel);font-family:PT Sans,Trebuchet MS,Arial Narrow,sans-serif;font-weight:700}.COcyC{padding:0;background:transparent;color:var(--colorBrand)}._36LuU ._1YzQk{text-align:center}._36LuU ._3XK8N{margin-right:0}._3aaWk{position:relative;padding-left:6px;padding:0 0 0 7px;border-bottom:0;background:transparent}._3aaWk:after,._3aaWk:before{position:absolute;width:1px;height:calc(100% - 3px);background-color:#a6acba;content:""}._3aaWk:before{top:3px;left:0}._3aaWk:after{top:0;left:3px}._3UlLm{position:relative;padding:0 0 0 14px}._3UlLm,._3UlLm:before{background-color:transparent}._3UlLm:before{position:absolute;top:1px;left:0;width:10px;height:12px;border-width:0 2px 0 7px;border-style:solid;border-color:var(--colorExplainer);content:""}.DcX2g:before{border-color:tomato}._3mDNP{border-bottom:none;background-color:var(--colorLabelUrgentHighlight);color:var(--colorLabelUrgent)}.HTdKE{background-color:transparent;color:#d9172f}._2sYXI{background:transparent;color:#555}._2sYXI:not(._3aaWk){padding:0}.SWx7k{line-height:2.1818181818;font-size:.6875rem;position:absolute;bottom:0;left:0;height:auto;padding:0 8px;border-bottom:none;margin-right:0;background:#d9172f;color:#fff;letter-spacing:0}.SWx7k:before{display:none}._3pSCg{line-height:1.2307692308;font-size:.8125rem;position:absolute;bottom:0;left:0;width:117px;height:100%;padding:16px 8px 0;border-bottom:none;margin-right:0;background:rgba(0,0,0,.7);color:#fff;font-weight:400;letter-spacing:0;text-align:center;text-transform:none}._3pSCg:before{display:none}._3HHde{line-height:1.6363636364;font-size:.6875rem;border-bottom:none;margin:0 6px 0 0;color:#d9172f;letter-spacing:0}@media only screen and (min-width:768px){._3HHde{line-height:1;font-size:.8125rem;margin-bottom:0}}._3HHde:before{display:none}._3HHde:after{content:":"}._2om4v._2om4v{padding:0;margin:12px 0}._2bFFA{display:block;margin-top:12px;font-family:PT Sans,Trebuchet MS,Arial Narrow,sans-serif}.Z34ps{line-height:1.2307692308;font-size:.8125rem}.Z34ps,.Z34ps a{display:inline-block}.Z34ps a{text-transform:capitalize}.Z34ps a:focus,.Z34ps a:hover{text-decoration:underline}.Z34ps:after{display:inline-block;overflow:hidden;width:1em;height:1em;background-repeat:no-repeat;background-size:100% auto;text-indent:-9999px;vertical-align:middle;width:10px;height:10px;margin:-4px 0 0 8px;background-image:url(/assets/012e77bf.svg);content:""}._1b9aU h3,._1b9aU h3 a{display:inline}._2XVos{line-height:1.25;font-size:1rem;font-family:Abril Titling Bold,Book Antiqua,Palatino,Palatino Linotype,Palatino LT STD,Georgia,serif;font-weight:500}@media only screen and (min-width:768px){._2XVos{line-height:1.2222222222;font-size:1.125rem}}@media only screen and (min-width:1024px){._2XVos{line-height:1.2;font-size:1.25rem}}._2XVos a{color:var(--colorBrand);overflow-wrap:break-word;word-wrap:break-word}._2XVos a:focus,._2XVos a:hover{color:var(--colorStoryTileHeadlineHover);-webkit-text-decoration-color:var(--colorStoryTileHeadlineHoverUnderline);text-decoration-color:var(--colorStoryTileHeadlineHoverUnderline);-webkit-text-decoration-line:underline;text-decoration-line:underline}._2XVos a:visited{color:#767676}._2XVos._10QGq{-webkit-user-select:none}._2XVos ._1HaG0:after,._2XVos ._2iOw0:after,._2XVos ._13LiF:after,._2XVos .pI82u:after{display:inline-block;overflow:hidden;width:1em;height:1em;background-repeat:no-repeat;background-size:100% auto;text-indent:-9999px;vertical-align:middle;width:16px;height:16px;margin:-2px 0 0 6px;content:""}._2XVos .pI82u:after{background-image:url(/assets/079156ce.svg)}._2XVos ._2iOw0:after{background-image:url(/assets/2b0f1029.svg)}._2XVos ._1HaG0:after{background-image:url(/assets/a7b1fec3.svg)}._2XVos ._13LiF:after{background-image:url(/assets/5baf79c2.svg)}._3i_kQ{font-family:Abril Titling,Book Antiqua,Palatino,Palatino Linotype,Palatino LT STD,Georgia,serif}._3i_kQ a:focus,._3i_kQ a:hover{color:#232323;text-decoration:underline 1px;text-underline-offset:3px}._3XEsE{line-height:1.25;font-size:1rem;margin-top:8px;color:#555;font-family:PT Serif,Georgia,Times,Times New Roman,serif;overflow-wrap:break-word;word-wrap:break-word}._4J-LJ{line-height:1.2307692308;font-size:.8125rem;margin-top:4px;color:#555}._3XEsE+._4J-LJ{margin-top:12px}._4J-LJ li{display:inline}._4J-LJ li:not(:last-child):after{margin:0 4px;color:#d7dbe3;content:"|"}._4J-LJ ._2YFOF,.RDpoC{font-weight:700}.RDpoC{color:#555}._8SnR-{line-height:1.2307692308;font-size:.8125rem;display:-ms-flexbox;display:flex;-ms-flex-align:center;align-items:center;margin-top:8px;text-align:left}._3WFpL{width:40px;height:40px;-ms-flex-negative:0;flex-shrink:0;margin-right:8px;float:left}._2DPTm span span{display:inline-block}._2DPTm a{color:var(--colorLink);font-weight:var(--fontWeightAuthorByline)}._2DPTm a:focus,._2DPTm a:hover{text-decoration:underline}._3JtGQ{position:absolute;overflow:hidden;width:1px;height:1px;padding:0;border:0;clip:rect(1px,1px,1px,1px);white-space:nowrap}._3WqBN h5>span>span{font-weight:700}._3YaCb{color:#767676}._2r5Oy figure{width:96px;margin-top:12px;float:left}._2r5Oy._3TEmE figure{margin:12px 0 0 16px;float:right}._1hWPs{position:relative;overflow:hidden;height:0;background-color:#f4f5f7}._1MQMh{position:absolute;top:0;left:0;width:100%;max-width:100%;height:100%;max-height:100%}@media only screen and (max-width:767px){._2mu0j{padding-bottom:66.67%}._2i_T7{padding-bottom:150%}._1UL7U{padding-bottom:100%}._1dZP4{padding-bottom:56.25%}._1sqPT{max-width:100%;max-height:100%}.u83L7{width:100%;height:0}.u83L7 video{position:absolute;top:0;left:0;width:100%;max-width:100%;height:100%;max-height:100%;-o-object-fit:cover;object-fit:cover}}@media only screen and (min-width:768px)and (max-width:1023px){.J7Q0t{padding-bottom:66.67%}._1RFbk{padding-bottom:150%}._2Q3hh{padding-bottom:100%}._2ohCx{padding-bottom:56.25%}._34baB{max-width:100%;max-height:100%}.FX7zI{width:100%;height:0}.FX7zI video{position:absolute;top:0;left:0;width:100%;max-width:100%;height:100%;max-height:100%;-o-object-fit:cover;object-fit:cover}}@media only screen and (min-width:1024px){._2f0dW{padding-bottom:66.67%}._3XMDj{padding-bottom:150%}._3-Mzw{padding-bottom:100%}.ME3V4{padding-bottom:56.25%}._2Kznp{max-width:100%;max-height:100%}._3Q6Dq{width:100%;height:0}._3Q6Dq video{position:absolute;top:0;left:0;width:100%;max-width:100%;height:100%;max-height:100%;-o-object-fit:cover;object-fit:cover}}@media only screen and (min-width:1140px){.mr15L{padding-bottom:66.67%}._3RwnZ{padding-bottom:150%}._3zEFs{padding-bottom:100%}._2Kw7c{padding-bottom:56.25%}._2WKxs{max-width:100%;max-height:100%}._11Dci{width:100%;height:0}._11Dci video{position:absolute;top:0;left:0;width:100%;max-width:100%;height:100%;max-height:100%;-o-object-fit:cover;object-fit:cover}}.XmCQH{position:relative}._2gy_2{z-index:5;position:absolute;bottom:0;left:0;max-width:100%;background-color:rgba(0,0,0,.8);color:#fff;line-height:1;pointer-events:none;white-space:nowrap}._2gy_2 ._3Iw9Y{line-height:1.2727272727;font-size:.6875rem;display:-ms-flexbox;display:flex;padding:10px;font-family:PT Sans,Trebuchet MS,Arial Narrow,sans-serif}._2gy_2 ._3Iw9Y.IlGM1:before{background-image:url(/assets/2b0f1029.svg)}._2gy_2 ._3Iw9Y._1L0MD:before,._2gy_2 ._3Iw9Y.IlGM1:before{display:inline-block;overflow:hidden;width:1em;height:1em;background-repeat:no-repeat;background-size:100% auto;text-indent:-9999px;vertical-align:middle;width:14px;min-width:14px;height:14px;margin-right:4px;content:""}._2gy_2 ._3Iw9Y._1L0MD:before{background-image:url(/assets/5baf79c2.svg)}._2_zR-._2pq8q{border-bottom:1px dotted #555;cursor:pointer}._2c8V2{min-height:60px}.iBWLf{position:relative;padding:12px 0 0;border-top:3px solid var(--colorBrand);margin-bottom:24px;color:var(--colorBrand)}._1F8c8,._2rMX2,._3iLAo,._18ISd{font-size:1.0625rem;display:inline;font-weight:700;letter-spacing:2px;text-transform:uppercase}@media only screen and (min-width:768px){._1F8c8,._2rMX2,._3iLAo,._18ISd{font-size:1.25rem;letter-spacing:3px}}._1F8c8 a,._2rMX2 a,._3iLAo a,._18ISd a{color:var(--colorBrand)}._1F8c8 a:focus,._1F8c8 a:hover,._2rMX2 a:focus,._2rMX2 a:hover,._3iLAo a:focus,._3iLAo a:hover,._18ISd a:focus,._18ISd a:hover{color:var(--colorLinkHover)}._1F8c8 a:focus svg,._1F8c8 a:hover svg,._2rMX2 a:focus svg,._2rMX2 a:hover svg,._3iLAo a:focus svg,._3iLAo a:hover svg,._18ISd a:focus svg,._18ISd a:hover svg{fill:var(--colorLinkHover)}._1F8c8 a svg,._2rMX2 a svg,._3iLAo a svg,._18ISd a svg{margin-top:-4px;margin-left:8px;font-size:14px;vertical-align:middle}@media only screen and (min-width:768px){._1F8c8 a svg,._2rMX2 a svg,._3iLAo a svg,._18ISd a svg{font-size:16px}}._3iLAo a:after{display:inline-block;overflow:hidden;width:1em;height:1em;background-repeat:no-repeat;background-size:100% auto;text-indent:-9999px;vertical-align:middle;margin-left:8px;background-image:url(/assets/012e77bf.svg);content:""}@media only screen and (max-width:767px){._3iLAo a:after{width:10px;height:10px;margin-top:-4px}}@media only screen and (min-width:768px){._3iLAo a:after{background-image:url(/assets/f00a8102.svg);background-position:0 2px}}._36bEO{font-size:.9375rem;padding-top:4px;float:right}._36bEO a{text-decoration:underline}._18ISd a svg{transform:translateX(0);transition:transform .25s ease-in-out,fill .25s ease-in-out}._18ISd a:focus svg,._18ISd a:hover svg{fill:#3eaaba;transform:translateX(4px)}._2rMX2,._18ISd{color:#000;font-family:PT Sans,Trebuchet MS,Arial Narrow,sans-serif;letter-spacing:2px}._2rMX2 a,._18ISd a{color:#000;text-decoration:underline transparent;text-decoration-thickness:2px;text-underline-offset:4px;transition:text-decoration .25s ease-in-out}._2rMX2 a:focus,._2rMX2 a:hover,._18ISd a:focus,._18ISd a:hover{border:none;color:#232323;outline:none;-webkit-text-decoration-color:#a7dae2;text-decoration-color:#a7dae2}._15r1L{position:relative;margin-bottom:12px}._15r1L:after{content:"";display:table;clear:both}._15r1L a,._15r1L figure img{display:block}._31k8L{margin-bottom:24px}._31k8L:before{z-index:1;position:absolute;width:100%;height:100%;background:linear-gradient(180deg,transparent 30%,#000);content:"";pointer-events:none}._31k8L figure{margin-bottom:0}._31k8L figure a{width:100%;height:100%}._31k8L ._2XVos{line-height:1.1428571429;font-size:1.3125rem;margin-bottom:0}@media only screen and (min-width:768px){._31k8L ._2XVos{line-height:1.1111111111;font-size:2.25rem}}._31k8L ._3XK8N{margin-bottom:16px}._31k8L ._1XJ15,._31k8L ._2EuJH{margin-bottom:0}._31k8L ._1YzQk{z-index:10;position:absolute;bottom:0;margin:20px}@media only screen and (max-width:600px){._31k8L ._1YzQk{width:calc(100% - 48px)}}@media only screen and (min-width:768px){._31k8L ._1YzQk{width:80%;margin:0 30px 24px}}@media only screen and (max-width:767px){._3fbuk{margin-right:-20px;margin-left:-20px}._3fbuk figure img{-o-object-fit:cover;object-fit:cover}}._3fbuk:before{background:linear-gradient(180deg,transparent 30%,#000 80%,#000)}@media only screen and (max-width:767px){._3fbuk ._2XVos{line-height:1.2;font-size:1.25rem}}._3fbuk ._1YzQk{margin-right:24px;margin-left:24px}@media only screen and (max-width:600px){._3fbuk ._1YzQk{width:calc(100% - 48px)}}._3fbuk ._3XEsE{color:hsla(0,0%,100%,.8)}@media only screen and (min-width:768px){._3fbuk ._3XEsE{width:80%}}._2opk-{padding-bottom:16px}@media only screen and (min-width:768px){._2opk- figure{float:left;clear:none;text-align:inherit;width:57.392425%;margin-left:0;margin-right:2.25%}._2opk- figure:after{content:"";display:table;clear:both}._2opk- figure:last-child{margin-right:0}}@media only screen and (max-width:767px){._2opk- figure{margin-bottom:12px}}@media only screen and (min-width:768px){._2opk- ._1YzQk{float:left;clear:none;text-align:inherit;width:40.34735%;margin-left:0;margin-right:2.25%}._2opk- ._1YzQk:after{content:"";display:table;clear:both}._2opk- ._1YzQk:last-child{margin-right:0}}._2opk- ._2XVos{line-height:1.2727272727;font-size:1.375rem}@media only screen and (min-width:768px){._2opk- ._2XVos{line-height:1.2;font-size:1.875rem}}@media only screen and (min-width:1024px){._2opk- ._2XVos{line-height:1.1111111111;font-size:2.25rem}}@media only screen and (min-width:768px){._2opk-._3TEmE figure{float:left;clear:none;text-align:inherit;width:48.875%;margin-left:0;margin-right:2.25%;margin:0;float:right}._2opk-._3TEmE figure:after{content:"";display:table;clear:both}._2opk-._3TEmE figure:last-child{margin-right:0}}@media only screen and (min-width:768px){._2opk-._3TEmE ._1YzQk{float:left;clear:none;text-align:inherit;width:48.875%;margin-left:0;margin-right:2.25%}._2opk-._3TEmE ._1YzQk:after{content:"";display:table;clear:both}._2opk-._3TEmE ._1YzQk:last-child{margin-right:0}}@media only screen and (max-width:767px){._1Drlh{border-bottom:1px solid #d7dbe3}}@media only screen and (min-width:768px){._1Drlh._3TEmE figure{float:left;clear:none;text-align:inherit;width:48.875%;margin-left:0;margin-right:2.25%;margin:0;float:right}._1Drlh._3TEmE figure:after{content:"";display:table;clear:both}._1Drlh._3TEmE figure:last-child{margin-right:0}}@media only screen and (min-width:1024px){._1Drlh._3TEmE figure{float:left;clear:none;text-align:inherit;width:54.49875%;margin-left:0;margin-right:2.25%;margin:0;float:right}._1Drlh._3TEmE figure:after{content:"";display:table;clear:both}._1Drlh._3TEmE figure:last-child{margin-right:0}}@media only screen and (min-width:768px){._1Drlh._3TEmE ._1YzQk{float:left;clear:none;text-align:inherit;width:48.875%;margin-left:0;margin-right:2.25%}._1Drlh._3TEmE ._1YzQk:after{content:"";display:table;clear:both}._1Drlh._3TEmE ._1YzQk:last-child{margin-right:0}}@media only screen and (min-width:1024px){._1Drlh._3TEmE ._1YzQk{float:left;clear:none;text-align:inherit;width:43.149%;margin-left:0;margin-right:2.25%}._1Drlh._3TEmE ._1YzQk:after{content:"";display:table;clear:both}._1Drlh._3TEmE ._1YzQk:last-child{margin-right:0}}._1Drlh ._2XVos{line-height:1.2;font-size:1.25rem}@media only screen and (min-width:768px){._1Drlh ._2XVos{line-height:1.1428571429;font-size:1.75rem}}._3BNh7 figure{margin-bottom:12px}._3BNh7 ._2XVos{line-height:1.2;font-size:1.25rem}@media only screen and (min-width:768px){._3BNh7 ._2XVos{line-height:1.1428571429;font-size:1.75rem}}._24t4t{padding-right:16px}@media only screen and (min-width:768px){.gts1Q._3TEmE figure{float:left;clear:none;text-align:inherit;width:48.5%;margin-left:0;margin-right:3%;margin:0;float:right}.gts1Q._3TEmE figure:after{content:"";display:table;clear:both}.gts1Q._3TEmE figure:last-child{margin-right:0}}@media only screen and (min-width:1024px){.gts1Q._3TEmE figure{float:left;clear:none;text-align:inherit;width:48.375%;margin-left:0;margin-right:3.25%;margin:0;float:right}.gts1Q._3TEmE figure:after{content:"";display:table;clear:both}.gts1Q._3TEmE figure:last-child{margin-right:0}}@media only screen and (min-width:768px){.gts1Q._3TEmE ._1YzQk{float:left;clear:none;text-align:inherit;width:48.5%;margin-left:0;margin-right:3%}.gts1Q._3TEmE ._1YzQk:after{content:"";display:table;clear:both}.gts1Q._3TEmE ._1YzQk:last-child{margin-right:0}}@media only screen and (min-width:1024px){.gts1Q._3TEmE ._1YzQk{float:left;clear:none;text-align:inherit;width:48.375%;margin-left:0;margin-right:3.25%}.gts1Q._3TEmE ._1YzQk:after{content:"";display:table;clear:both}.gts1Q._3TEmE ._1YzQk:last-child{margin-right:0}}@media only screen and (min-width:768px){.gts1Q._3TEmE ._2XVos{line-height:1.1428571429;font-size:1.75rem}}.gts1Q figure{margin-bottom:12px}.gts1Q ._2XVos{line-height:1.2;font-size:1.25rem}.KrNcv{margin-bottom:16px}.KrNcv figure{margin-bottom:12px}.KrNcv ._2XVos{line-height:1.25;font-size:1rem}@media only screen and (min-width:768px){.KrNcv ._2XVos{line-height:1.25;font-size:1rem}}@media only screen and (min-width:1024px){.KrNcv ._2XVos{line-height:1.2;font-size:1.25rem}}.KrNcv ._4J-LJ li:first-child:not(:only-child){font-weight:700}@media only screen and (min-width:768px){._1Wer5{margin-bottom:0}}._1Wer5 figure{margin-bottom:12px}._1Wer5 ._2XVos{line-height:1.25;font-size:1rem}._1Wer5._3TEmE figure{margin-top:4px;margin-bottom:0;margin-left:16px;float:right}._1Wer5._3TEmE ._3XK8N{overflow:hidden}@media only screen and (max-width:767px){.VPpFI ._2XVos{line-height:1.1666666667;font-size:1.5rem}}.VPpFI ._2XVos:after{display:block;width:30px;height:1px;margin:12px auto;background:#d7dbe3;content:""}@media only screen and (min-width:768px){.VPpFI ._2XVos:after{width:40px;margin:18px auto}}@media only screen and (min-width:768px){._3FJrM ._2XVos{line-height:1.2222222222;font-size:1.125rem}}@media only screen and (min-width:1024px){._3FJrM ._2XVos{line-height:1.2;font-size:1.25rem}}@media only screen and (min-width:768px)and (max-width:1023px){.RZxGD figure{display:none}}._1XJ15{line-height:1.2307692308;font-size:.8125rem;display:inline-block}._1XJ15 a{color:var(--colorActionAlt)}._1XJ15 a:focus,._1XJ15 a:hover{color:var(--colorActionAlt);text-decoration:underline}._1XJ15 a:visited{color:var(--colorActionAlt)}._2ke-n._2ke-n a,._2ke-n._2ke-n a:visited{color:#2f818e}._2Dcfy{line-height:1.2307692308;font-size:.8125rem;display:inline;font-weight:700}._2Dcfy:after{margin:0 4px;content:"-"}._2Dcfy a{display:inline;color:var(--colorBrand);text-transform:uppercase}._2Dcfy a:focus,._2Dcfy a:hover{color:var(--colorActionAlt);-webkit-text-decoration-color:var(--colorStoryTileHeadlineHoverUnderline);text-decoration-color:var(--colorStoryTileHeadlineHoverUnderline);-webkit-text-decoration-line:underline;text-decoration-line:underline}._3ouwA{display:inline;font-size:0}.zxS3p{line-height:1.2307692308;font-size:.8125rem;display:inline-block;height:var(--labelHeightInline);padding:var(--labelPadding);border-bottom:var(--labelBorderInline);margin-right:8px;background:var(--colorLabelHighlight);color:var(--colorLabel);font-family:PT Sans,Trebuchet MS,Arial Narrow,sans-serif;font-weight:700;text-align:left}._3XK8N{margin-bottom:12px}._2EuJH{line-height:1.2307692308;font-size:.8125rem;display:inline-block;padding:var(--labelPadding);margin-right:8px;background:var(--colorLabelHighlight);color:var(--colorLabel);font-family:PT Sans,Trebuchet MS,Arial Narrow,sans-serif;font-weight:700}.COcyC{padding:0;background:transparent;color:var(--colorBrand)}._36LuU ._1YzQk{text-align:center}._36LuU ._3XK8N{margin-right:0}._3aaWk{position:relative;padding-left:6px;padding:0 0 0 7px;border-bottom:0;background:transparent}._3aaWk:after,._3aaWk:before{position:absolute;width:1px;height:calc(100% - 3px);background-color:#a6acba;content:""}._3aaWk:before{top:3px;left:0}._3aaWk:after{top:0;left:3px}._3UlLm{position:relative;padding:0 0 0 14px}._3UlLm,._3UlLm:before{background-color:transparent}._3UlLm:before{position:absolute;top:1px;left:0;width:10px;height:12px;border-width:0 2px 0 7px;border-style:solid;border-color:var(--colorExplainer);content:""}.DcX2g:before{border-color:tomato}._3mDNP{border-bottom:none;background-color:var(--colorLabelUrgentHighlight);color:var(--colorLabelUrgent)}.HTdKE{background-color:transparent;color:#d9172f}._2sYXI{background:transparent;color:#555}._2sYXI:not(._3aaWk){padding:0}.SWx7k{line-height:2.1818181818;font-size:.6875rem;position:absolute;bottom:0;left:0;height:auto;padding:0 8px;border-bottom:none;margin-right:0;background:#d9172f;color:#fff;letter-spacing:0}.SWx7k:before{display:none}._3pSCg{line-height:1.2307692308;font-size:.8125rem;position:absolute;bottom:0;left:0;width:117px;height:100%;padding:16px 8px 0;border-bottom:none;margin-right:0;background:rgba(0,0,0,.7);color:#fff;font-weight:400;letter-spacing:0;text-align:center;text-transform:none}._3pSCg:before{display:none}._3HHde{line-height:1.6363636364;font-size:.6875rem;border-bottom:none;margin:0 6px 0 0;color:#d9172f;letter-spacing:0}@media only screen and (min-width:768px){._3HHde{line-height:1;font-size:.8125rem;margin-bottom:0}}._3HHde:before{display:none}._3HHde:after{content:":"}._2om4v._2om4v{padding:0;margin:12px 0}._2bFFA{display:block;margin-top:12px;font-family:PT Sans,Trebuchet MS,Arial Narrow,sans-serif}.Z34ps{line-height:1.2307692308;font-size:.8125rem}.Z34ps,.Z34ps a{display:inline-block}.Z34ps a{text-transform:capitalize}.Z34ps a:focus,.Z34ps a:hover{text-decoration:underline}.Z34ps:after{display:inline-block;overflow:hidden;width:1em;height:1em;background-repeat:no-repeat;background-size:100% auto;text-indent:-9999px;vertical-align:middle;width:10px;height:10px;margin:-4px 0 0 8px;background-image:url(/assets/012e77bf.svg);content:""}._1b9aU h3,._1b9aU h3 a{display:inline}._2XVos{line-height:1.25;font-size:1rem;font-family:Abril Titling Bold,Book Antiqua,Palatino,Palatino Linotype,Palatino LT STD,Georgia,serif;font-weight:500}@media only screen and (min-width:768px){._2XVos{line-height:1.2222222222;font-size:1.125rem}}@media only screen and (min-width:1024px){._2XVos{line-height:1.2;font-size:1.25rem}}._2XVos a{color:var(--colorBrand);overflow-wrap:break-word;word-wrap:break-word}._2XVos a:focus,._2XVos a:hover{color:var(--colorStoryTileHeadlineHover);-webkit-text-decoration-color:var(--colorStoryTileHeadlineHoverUnderline);text-decoration-color:var(--colorStoryTileHeadlineHoverUnderline);-webkit-text-decoration-line:underline;text-decoration-line:underline}._2XVos a:visited{color:#767676}._2XVos._10QGq{-webkit-user-select:none}._2XVos ._1HaG0:after,._2XVos ._2iOw0:after,._2XVos ._13LiF:after,._2XVos .pI82u:after{display:inline-block;overflow:hidden;width:1em;height:1em;background-repeat:no-repeat;background-size:100% auto;text-indent:-9999px;vertical-align:middle;width:16px;height:16px;margin:-2px 0 0 6px;content:""}._2XVos .pI82u:after{background-image:url(/assets/079156ce.svg)}._2XVos ._2iOw0:after{background-image:url(/assets/2b0f1029.svg)}._2XVos ._1HaG0:after{background-image:url(/assets/a7b1fec3.svg)}._2XVos ._13LiF:after{background-image:url(/assets/5baf79c2.svg)}._3i_kQ{font-family:Abril Titling,Book Antiqua,Palatino,Palatino Linotype,Palatino LT STD,Georgia,serif}._3i_kQ a:focus,._3i_kQ a:hover{color:#232323;text-decoration:underline 1px;text-underline-offset:3px}._3XEsE{line-height:1.25;font-size:1rem;margin-top:8px;color:#555;font-family:PT Serif,Georgia,Times,Times New Roman,serif;overflow-wrap:break-word;word-wrap:break-word}._4J-LJ{line-height:1.2307692308;font-size:.8125rem;margin-top:4px;color:#555}._3XEsE+._4J-LJ{margin-top:12px}._4J-LJ li{display:inline}._4J-LJ li:not(:last-child):after{margin:0 4px;color:#d7dbe3;content:"|"}._4J-LJ ._2YFOF,.RDpoC{font-weight:700}.RDpoC{color:#555}._8SnR-{line-height:1.2307692308;font-size:.8125rem;display:-ms-flexbox;display:flex;-ms-flex-align:center;align-items:center;margin-top:8px;text-align:left}._3WFpL{width:40px;height:40px;-ms-flex-negative:0;flex-shrink:0;margin-right:8px;float:left}._2DPTm span span{display:inline-block}._2DPTm a{color:var(--colorLink);font-weight:var(--fontWeightAuthorByline)}._2DPTm a:focus,._2DPTm a:hover{text-decoration:underline}._3JtGQ{position:absolute;overflow:hidden;width:1px;height:1px;padding:0;border:0;clip:rect(1px,1px,1px,1px);white-space:nowrap}._3WqBN h5>span>span{font-weight:700}._3YaCb{color:#767676}._2r5Oy figure{width:96px;margin-top:12px;float:left}._2r5Oy._3TEmE figure{margin:12px 0 0 16px;float:right}.X3yYQ{position:relative;padding:0 0 24px;margin:24px 0 0}.X3yYQ:after{content:"";display:table;clear:both}.X3yYQ:not(:last-child){border-bottom:1px solid #d7dbe3}@media only screen and (min-width:768px){.X3yYQ figure{float:left;clear:none;text-align:inherit;width:31.299%;margin-left:0;margin-right:3%}.X3yYQ figure:after{content:"";display:table;clear:both}.X3yYQ figure:last-child{margin-right:0}}.X3yYQ figure img{display:block}@media only screen and (min-width:768px){.X3yYQ figure+._2g9tm{float:left;clear:none;text-align:inherit;width:65.598%;margin-left:0;margin-right:3%}.X3yYQ figure+._2g9tm:after{content:"";display:table;clear:both}.X3yYQ figure+._2g9tm:last-child{margin-right:0}}.X3yYQ a{display:block}@media only screen and (min-width:768px){._3b7W-{display:block;margin-bottom:16px}}@media only screen and (max-width:767px){._3b7W-{display:none}}._1N1_a{margin-bottom:12px}@media only screen and (max-width:767px){._247Ty{margin-top:8px}}._3lPXs figure{width:96px;float:right}@media only screen and (min-width:768px){._3lPXs figure{float:left;clear:none;text-align:inherit;width:27.2%;margin-left:0;margin-right:4%;width:216px;margin-right:0;float:right}._3lPXs figure:after{content:"";display:table;clear:both}._3lPXs figure:last-child{margin-right:0}}@media only screen and (min-width:1024px){._3lPXs figure{width:236px}}@media only screen and (max-width:767px){._3lPXs figure{margin-left:5%}}@media only screen and (min-width:768px){._3lPXs figure+._2g9tm{float:left;clear:none;text-align:inherit;width:68.8%;margin-left:0;margin-right:4%}._3lPXs figure+._2g9tm:after{content:"";display:table;clear:both}._3lPXs figure+._2g9tm:last-child{margin-right:0}}@media only screen and (max-width:767px){._3lPXs figure+._2g9tm{overflow:hidden}}._1RdjK a{padding-right:8px;color:#096dd2}.y77aF{background-color:var(--colorBrand);clear:both}._1dQzs,.y77aF{position:relative}._1dQzs{overflow:hidden;padding-bottom:24px}._1dQzs:before{position:absolute;bottom:0;left:0;width:100%;height:88px;background:linear-gradient(180deg,var(--colorBrand) 0,rgba(var(--colorSubscriberGlowBottom),0)),linear-gradient(90deg,rgba(var(--colorSubscriberGlowSurround),.5) 0,rgba(var(--colorSubscriberGlowMid),.5) 50%,rgba(var(--colorSubscriberGlowSurround),.5));content:""}._3fCTw{display:none}@media only screen and (min-width:1024px){._3fCTw{display:block}}._39_V0{width:auto;max-width:1168px;float:none;display:block;margin-right:auto;margin-left:auto;padding-left:20px;padding-right:20px;position:relative;padding-top:8px}._39_V0:after{content:"";display:table;clear:both}@media only screen and (max-width:767px){._39_V0{padding:14px 20px}}._1U4cI{padding:16px 0 40px;color:#fff}@media only screen and (max-width:767px){._1U4cI{text-align:center}}._1U4cI p{line-height:1;font-size:.875rem;padding:16px 0}@media only screen and (min-width:768px){._1U4cI p{display:inline-block;padding:16px 24px 0 0}}@media only screen and (min-width:768px){._1Z25A{float:right}}._2W4Zy{line-height:1;font-size:.875rem;display:inline-block;color:#fff}@media only screen and (max-width:767px){._2W4Zy{display:block;margin-top:40px}}@media only screen and (min-width:768px){._2W4Zy{margin-top:17px}}._2W4Zy:active,._2W4Zy:hover,._2W4Zy:visited{color:#fff}._2W4Zy:hover{text-decoration:underline}._39qXI{line-height:1;font-size:.8125rem;display:inline-block;padding:10px 16px 9px;background-color:var(--colorAction);border-radius:4px;color:var(--colorButtonText);cursor:pointer;font-weight:var(--buttonFontWeight);letter-spacing:1px;text-transform:uppercase;vertical-align:top}@media only screen and (max-width:767px){._39qXI{margin-top:28px}}@media only screen and (min-width:768px){._39qXI{margin-top:8px;margin-left:32px}}._39qXI:focus,._39qXI:hover{background-color:var(--colorActionLight);color:var(--colorButtonText)}._39qXI:active{background-color:var(--colorActionDark);color:var(--colorButtonText)}._2tZpI{padding:16px 0 24px;text-align:center}@media only screen and (min-width:768px){._2tZpI{display:inline-block;padding:16px 0 24px;margin-right:-12px;float:right}}._2tZpI li{display:inline-block}._2tZpI a{display:block;padding:5px 8px;margin:0 4px;color:#fff}._2tZpI span{position:absolute;overflow:hidden;width:1px;height:1px;padding:0;border:0;clip:rect(1px,1px,1px,1px);white-space:nowrap}.OK924{width:auto;max-width:624px;float:none;display:block;margin-right:auto;margin-left:auto;padding-left:0;padding-right:0;min-width:320px}@media only print{.OK924{max-width:-webkit-fit-content;max-width:-moz-fit-content;max-width:fit-content}}.OK924:after{content:"";display:table;clear:both}@media only screen and (min-width:768px){.OK924{width:auto;max-width:808px;float:none;display:block;margin-right:auto;margin-left:auto;padding-left:0;padding-right:0;min-width:736px}.OK924:after{content:"";display:table;clear:both}}@media only screen and (min-width:1024px){.OK924{width:auto;max-width:1168px;float:none;display:block;margin-right:auto;margin-left:auto;padding-left:0;padding-right:0;min-width:1000px}.OK924:after{content:"";display:table;clear:both}}._2TEVJ{padding:0 20px}@media only screen and (max-width:360px){._2TEVJ .adWrapper{margin-right:-20px;margin-left:-20px}}._2eeHA{padding-top:32px;padding-bottom:48px}@media only screen and (min-width:768px){._2eeHA{padding-top:56px;padding-bottom:64px}}._1npeq a{color:var(--colorLink);text-decoration:var(--textDecorationLink)}._1npeq a:hover{color:var(--colorLinkHover);text-decoration:underline}._1npeq em{font-style:italic}._3_hLE{line-height:1.2307692308;font-size:.8125rem;padding:12px;border:0;border-radius:4px;letter-spacing:1px;text-align:center;text-transform:uppercase;transition:all .1s}._17BTN{background:var(--colorAction);font-weight:700;text-decoration:none}._17BTN._17BTN,._17BTN._17BTN:active,._17BTN._17BTN:hover,._17BTN._17BTN:visited,._17BTN:active,._17BTN:hover,._17BTN:visited{color:var(--colorButtonText);text-decoration:none}._17BTN:focus,._17BTN:hover{background:var(--colorActionDark)}._17BTN:active{background:var(--colorActionDarkest)}._1Zci0{border:1px solid hsla(0,0%,100%,.25);background:transparent;color:#fff}@media not all and (min-resolution:0.001dpcm){@supports(-webkit-appearance:none){._1Zci0{-webkit-font-smoothing:antialiased}}}._1Zci0:focus,._1Zci0:hover{border-color:#096dd2;background:#096dd2;color:#fff}._1Zci0:active{border-color:#004080;background:#004080;color:#fff}._17muu{border:none;background:none;border-radius:0}._1AsGk{margin-bottom:16px;font-family:Abril Titling Bold,Book Antiqua,Palatino,Palatino Linotype,Palatino LT STD,Georgia,serif;font-size:28px;line-height:32px}@media only screen and (min-width:768px){._1AsGk{margin-bottom:24px;font-size:48px;line-height:56px}}._21ebA{line-height:1.1666666667;font-size:1.5rem;margin-bottom:16px;color:var(--colorBrand);font-family:Abril Titling Bold,Book Antiqua,Palatino,Palatino Linotype,Palatino LT STD,Georgia,serif}@media only screen and (min-width:768px){._21ebA{line-height:1.1428571429;font-size:1.75rem}}._2LDXj{margin-top:32px;font-family:Abril Titling Bold,Book Antiqua,Palatino,Palatino Linotype,Palatino LT STD,Georgia,serif;font-size:20px;line-height:24px}._2LDXj,.KpWOE{margin-bottom:16px;color:var(--colorBrand)}.KpWOE{line-height:1.6470588235;font-size:1.0625rem;padding:8px 0;border-top:3px solid var(--colorBrand);border-bottom:1px solid #d7dbe3;margin-top:24px;font-weight:700;letter-spacing:2px;text-transform:uppercase}@media only screen and (min-width:768px){.KpWOE{line-height:1.4;font-size:1.25rem;letter-spacing:3px}}.cMu-d{margin-bottom:32px}.cMu-d:after,.cMu-d:before{display:table;content:""}.cMu-d:after{clear:both}@media only screen and (min-width:768px){._32Pk2{display:block;clear:both;float:none;width:100%;margin-right:auto}._32Pk2,._32Pk2:first-child{margin-left:auto}._32Pk2:last-child{margin-right:auto}}@media only screen and (min-width:1024px){._32Pk2{float:left;clear:none;text-align:inherit;width:65.9166666667%;margin-left:0;margin-right:2.25%}._32Pk2:after{content:"";display:table;clear:both}._32Pk2:last-child{margin-right:0}}.AkZ3C{min-height:135px;margin-bottom:20px}.oKsgR{padding-top:24px;border-top:3px solid #d7dbe3}.oKsgR a{word-break:break-word;word-wrap:break-word}.oKsgR strong{font-weight:700}.oKsgR em{font-style:italic}.oKsgR p{line-height:1.4117647059;font-size:1.0625rem;margin-bottom:16px;color:#232323;font-family:PT Serif,Georgia,Times,Times New Roman,serif}@media only screen and (min-width:768px){.oKsgR p{line-height:1.7777777778;font-size:1.125rem}}.oKsgR h2,.oKsgR h3{line-height:1.1428571429;font-size:1.75rem;margin-top:32px;margin-bottom:16px;color:var(--colorBrand);font-family:Abril Titling Bold,Book Antiqua,Palatino,Palatino Linotype,Palatino LT STD,Georgia,serif}.oKsgR li{line-height:1.4117647059;font-size:1.0625rem;margin-bottom:16px;color:#232323;font-family:PT Serif,Georgia,Times,Times New Roman,serif}@media only screen and (min-width:768px){.oKsgR li{line-height:1.7777777778;font-size:1.125rem}}._3mNPm{counter-reset:b}._3mNPm li{margin-left:25px}._3mNPm>li:before{content:counters(b,".") ". ";counter-increment:b}._3gnhE{margin-top:16px;margin-left:25px;list-style:disc}._2N9eJ{line-height:1.125;font-size:1rem;width:100%;height:40px;padding:12px;border:1px solid #a6acba;border-radius:4px}._3zMrp{z-index:70;position:fixed;top:0;right:0;bottom:0;left:0;display:-ms-flexbox;display:flex;-ms-flex-align:center;align-items:center;-ms-flex-pack:center;justify-content:center;background:rgba(0,0,0,.6)}._2zP2_{-webkit-backdrop-filter:blur(6px);backdrop-filter:blur(6px)}._1Jq9J{position:relative;width:100%;height:100%;font-family:PT Sans,system-fonts-primary,sans-serif;overflow-y:auto}._2cb-t{border-top:1px solid var(--colorFooterSection);border-bottom:1px solid var(--colorFooterSection)}@media only screen and (min-width:768px){._2cb-t{width:100%;padding:24px 0;column-count:3}}@media only screen and (min-width:1024px){._2cb-t{column-count:4}}@media only screen and (min-width:768px){._3WLzB{margin-bottom:24px}}@media only screen and (min-width:768px){._3WLzB:first-child{margin-bottom:148px}}@media only screen and (min-width:1024px){._3WLzB:nth-child(2){margin-bottom:228px}}@media only screen and (min-width:1024px){._3WLzB:nth-child(4){margin-bottom:176px}}@media only screen and (min-width:1024px){._3WLzB._3jcx3:first-child,._3WLzB.CdtDr:first-child{margin-bottom:24px}._3WLzB._3jcx3:nth-child(2),._3WLzB.CdtDr:nth-child(2){margin-bottom:176px}._3WLzB._3jcx3:nth-child(4),._3WLzB.CdtDr:nth-child(4){margin-bottom:48px}}._3WLzB:not(:last-child){border-bottom:1px solid var(--colorFooterSection)}@media only screen and (min-width:768px){._3WLzB:not(:last-child){border:0}}._3WLzB a,._3WLzB a:visited{line-height:1;font-size:.875rem;display:block;color:#fff}@media only screen and (min-width:768px){._2_Vga,._3WLzB a,._3WLzB a:visited{display:inline-block}}._2_Vga._11Kl2 ._2hufO{transform:rotate(180deg)}._3amNM{line-height:1;font-size:.875rem;position:relative;display:block;width:100%;padding:16px 0;text-align:left}@media only screen and (min-width:768px){._3amNM{padding:0 0 8px;cursor:default}._3amNM:focus{outline:none}}._3amNM ._2g7Mb{color:#fff;font-weight:700;text-transform:uppercase}@media only screen and (min-width:768px){._3amNM ._2g7Mb{line-height:1;font-size:.875rem;letter-spacing:1.5px}}._3amNM ._2hufO{margin-right:8px;color:var(--colorFooterAction);float:right;transition:transform .3s ease-in 0s}@media only screen and (min-width:768px){._3amNM ._2hufO{display:none}}._2q5mS{list-style-type:none}@media only screen and (max-width:767px){._2q5mS{overflow:hidden;max-height:0;opacity:0;transition:all .25s ease-in;visibility:hidden}}@media only screen and (min-width:768px){._2q5mS{display:inline}}@media only screen and (max-width:767px){._2q5mS._11Kl2{max-height:600px;margin-bottom:16px;opacity:1;visibility:visible}}@media only screen and (max-width:767px){._2q5mS a{padding:9px 0}._2q5mS a:focus,._2q5mS a:hover{text-decoration:underline}}@media only screen and (min-width:768px){._2q5mS a{margin:5px 0}._2q5mS a:focus,._2q5mS a:hover{box-shadow:inset 0 -1px 0 #fff}}.WVOF2{overflow-y:hidden}@media only screen and (min-width:768px){.WVOF2{max-width:600px;height:auto}}.WVOF2 iframe{transition:height .3s,width .3s,margin .3s}@media only screen and (max-width:767px){.WVOF2 iframe{height:100%}}@media only screen and (min-width:768px){.WVOF2 iframe{min-height:300px}}._1E3GD{top:0;right:0;width:24px;height:24px;background:transparent}._1E3GD,._1E3GD span{position:absolute;padding:0;border:0}._1E3GD span{overflow:hidden;width:1px;height:1px;clip:rect(1px,1px,1px,1px);white-space:nowrap}</style><style data-styled="" data-styled-version="6.1.1"></style><noscript><style>._3fGh6 { display: none; }</style></noscript><link as="font" crossorigin="anonymous" href="/assets/3dffa6aa.woff2" rel="preload"/><link as="font" crossorigin="anonymous" href="/assets/4d02358a.woff2" rel="preload"/><link as="font" crossorigin="anonymous" href="/assets/9ff0e533.woff2" rel="preload"/><link as="font" crossorigin="anonymous" href="/assets/b81bb9a1.woff2" rel="preload"/><link as="font" crossorigin="anonymous" href="/assets/b9bc76d6.woff2" rel="preload"/><link as="font" crossorigin="anonymous" href="/assets/c5f3dffd.woff2" rel="preload"/><link as="font" crossorigin="anonymous" href="/assets/c67d7077.woff2" rel="preload"/><link as="font" crossorigin="anonymous" href="/assets/dd51f8cf.woff2" rel="preload"/><script async="" nomodule="" src="/assets/picturefill.js"></script><script async="" src="/assets/manifest.f84682bdc068818f4a64.js"></script><script nomodule="" src="/assets/alib.8d2785b74222ca90b3d5.chunk.js"></script><script src="https://adkit.9pub.io/2.1.0"></script><meta data-rh="true" content="Tax | News, Advice & Guides | The Age" name="title"/><meta data-rh="true" content="The latest Tax news, tips, advice, tools and guides from The Age" name="description"/><meta data-rh="true" content="" name="keywords"/><meta data-rh="true" content="" name="news_keywords"/><meta data-rh="true" content="230318243699378" property="fb:app_id"/><meta data-rh="true" content="119817336421" property="fb:pages"/><meta data-rh="true" content="108603349088" property="fb:pages"/><meta data-rh="true" content="144226982353442" property="fb:pages"/><meta data-rh="true" content="1512741838937542" property="fb:pages"/><meta data-rh="true" content="353068424784135" property="fb:pages"/><meta data-rh="true" content="468598989986151" property="fb:pages"/><meta data-rh="true" content="941917672546382" property="fb:pages"/><meta data-rh="true" content="1618026928452148" property="fb:pages"/><meta data-rh="true" content="492499720777787" property="fb:pages"/><meta data-rh="true" content="The latest Tax news, tips, advice, tools and guides from The Age" property="og:description"/><meta data-rh="true" content="https://www.theage.com.au/theage.png" property="og:image"/><meta data-rh="true" content="1200" property="og:image:width"/><meta data-rh="true" content="628" property="og:image:height"/><meta data-rh="true" content="https://www.theage.com.au/theage.png" property="og:image:secure_url"/><meta data-rh="true" content="en_US" property="og:locale"/><meta data-rh="true" content="The Age" property="og:site_name"/><meta data-rh="true" content="Tax | News, Advice & Guides | The Age" property="og:title"/><meta data-rh="true" content="https://www.theage.com.au/money/tax" property="og:url"/><meta data-rh="true" content="noarchive,noodp,index" name="robots"/><meta data-rh="true" content="summary_large_image" name="twitter:card"/><meta data-rh="true" content="The latest Tax news, tips, advice, tools and guides from The Age" name="twitter:description"/><meta data-rh="true" content="https://www.theage.com.au/theage.png" name="twitter:image:src"/><meta data-rh="true" content="@theage" name="twitter:site"/><meta data-rh="true" content="Tax | News, Advice & Guides | The Age" name="twitter:title"/><meta data-rh="true" content="589384154045-p5vk6p2adh6l4p13n8rfjtbsfqu8gbn5.apps.googleusercontent.com" name="google-signin-client_id"/><link data-rh="true" href="https://www.smh.com.au/money/tax" rel="canonical"/><link href="/favicons/theage.ico" rel="shortcut icon" type="image/x-icon"/><link href="/favicons/theage.ico" rel="icon" type="image/x-icon"/><link href="/apple-touch-icons/theage.png" rel="apple-touch-icon"/></head><body class="" ><noscript><iframe height="0" src="//www.googletagmanager.com/ns.html?id=GTM-TCMZ2X6" style="display:none;visibility:hidden" title="Google Tag Manager" width="0"></iframe></noscript><noscript><iframe height="0" src="//www.googletagmanager.com/ns.html?id=GTM-NBPHP7TX" style="display:none;visibility:hidden" title="Google Tag Manager" width="0"></iframe></noscript><div id="app"><div aria-atomic="true" aria-live="off" class="_2O3rv" id="page_announcer" tabindex="-1">Tax | News, Advice & Guides | The Age</div><div></div><div class="_2lciU" role=""><svg aria-hidden="true" class="QMY9O idv27" focusable="false" height="1em" width="1em"><use xlink:href="#icon-exclamation"></use></svg><p>We’re sorry, this feature is currently unavailable. We’re working to restore it. Please try again later.</p><button class="_760Mo">Dismiss</button></div><nav class="RbLp5"><a href="#sections">Skip to sections navigation</a><a href="#content">Skip to content</a><a href="#footer">Skip to footer</a></nav><header class="_21UZG noPrint" data-testid="header"><div class="_2L98J"><div class="_2gsJ0"><ul><li class="PJUwX"><button aria-controls="navigation" aria-expanded="false" class="_1k8VI" data-testid="network-strip">Our network</button></li><li class="_3CYE0"></li></ul></div></div><div class="_31Bug"><div class="h-Jxc"><div class="_2k79Y"><div class="_1hN2k"><button aria-controls="navigation" aria-expanded="false" class="_2g2-4 _2FxXH" data-testid="menu-button" id="sections"><span class="_2Wsmd"><em>Open Navigation</em></span><span class="yHQ5k">Menu</span></button><button aria-label="metro-search" class="_2mFnf"><svg aria-hidden="true" class="QMY9O _31TpL" focusable="false" height="28px" width="28px"><use xlink:href="#icon-search"></use></svg></button></div><div class="_2FAuv" data-testid="small-logo"><div class="_3uPYr _2qnYw"><a class="_2ABN- _28ZlE" href="/"><h2>The Age</h2></a></div></div><div class="gLolC _2fVGr" data-testid="subscribe-button"><div class="_23XCI"><div id="homepage-header-subscribe-button-piano-id"></div></div></div></div></div></div></header><div class="_3ic7p printOnly"><div class="_3uPYr _2qnYw"><a class="_2ABN- _28ZlE" href="/"><h2>The Age</h2></a></div></div><div aria-hidden="true" class="_2yAUQ" data-testid="site-menu" id="navigation"><button class="_2dmHA">close</button><form class="_3b67L"><label for="site-search">Search Site</label><input type="search" class="_2q19s" id="site-search" name="query" placeholder="Search" value=""/><input type="submit" class="JaNbC" data-testid="search-submit" value="Search"/></form><ul class="_2fq7t" role="tablist"><li class="rGXdz" role="presentation"><a aria-controls="sections" aria-selected="true" href="#sections" id="navSections" role="tab" tabindex="0">Sections</a></li><li class="" role="presentation"><a aria-selected="false" data-testid="site-menu-network-tab" href="#network" id="navNetwork" role="tab" tabindex="-1">Network</a></li></ul><div class="RTABy"><nav aria-hidden="false" aria-labelledby="navSections" class="rGXdz _2PKwb" data-testid="site-menu-section-nav" role="tabpanel"><div><ul data-testid="site-menu-section-link-group" role="tree"><li class="" role="treeitem"><a id="section-home" href="/">Home</a></li><li class="" role="treeitem"><a id="section-melbourne" href="/melbourne-news">Melbourne</a></li><li class="" role="treeitem"><a id="section-victoria" href="/national/victoria">Victoria</a></li><li aria-expanded="false" class="_3kQ2X" role="treeitem"><a id="section-politics" href="/politics">Politics</a><button aria-controls="subsection-politics" aria-expanded="false" class=""><span class="_1KXcO">Show subsections</span><span class="_35a30"><svg aria-hidden="true" class="QMY9O" focusable="false" height="1em" width="1em"><use xlink:href="#icon-arrowsdown"></use></svg></span></button><ul aria-hidden="true" aria-labelledby="section-politics" class="_3Nydp" id="subsection-politics" role="group"><li class="" role="treeitem"><a id="section-politics-federal" href="/politics/federal">Federal</a></li><li class="" role="treeitem"><a id="section-politics-victoria" href="/politics/victoria">Victoria</a></li><li class="" role="treeitem"><a id="section-politics-nsw" href="/politics/nsw">NSW</a></li><li class="" role="treeitem"><a id="section-politics-queensland" href="/politics/queensland">Queensland</a></li><li class="" role="treeitem"><a id="section-politics-western-australia" href="/politics/western-australia">Western Australia</a></li></ul></li><li aria-expanded="false" class="_3kQ2X" role="treeitem"><a id="section-business" href="/business">Business</a><button aria-controls="subsection-business" aria-expanded="false" class=""><span class="_1KXcO">Show subsections</span><span class="_35a30"><svg aria-hidden="true" class="QMY9O" focusable="false" height="1em" width="1em"><use xlink:href="#icon-arrowsdown"></use></svg></span></button><ul aria-hidden="true" aria-labelledby="section-business" class="_3Nydp" id="subsection-business" role="group"><li class="" role="treeitem"><a id="section-business-companies" href="/business/companies">Companies</a></li><li class="" role="treeitem"><a id="section-business-markets" href="/business/markets">Markets</a></li><li class="" role="treeitem"><a activeClassName="_22TcS" id="section-business-bulls-n'-bears" href="/business/bullsnbears">Bulls N' Bears</a></li><li class="" role="treeitem"><a id="section-business-the-economy" href="/business/the-economy">The economy</a></li><li class="" role="treeitem"><a id="section-business-banking-&-finance" href="/business/banking-and-finance">Banking & finance</a></li><li class="" role="treeitem"><a id="section-business-small-business" href="/business/small-business">Small business</a></li><li class="" role="treeitem"><a activeClassName="_22TcS" id="section-business-media" href="/topic/media-and-marketing-5z7">Media</a></li><li class="" role="treeitem"><a id="section-business-workplace" href="/business/workplace">Workplace</a></li></ul></li><li aria-expanded="false" class="_3kQ2X" role="treeitem"><a id="section-world" href="/world">World</a><button aria-controls="subsection-world" aria-expanded="false" class=""><span class="_1KXcO">Show subsections</span><span class="_35a30"><svg aria-hidden="true" class="QMY9O" focusable="false" height="1em" width="1em"><use xlink:href="#icon-arrowsdown"></use></svg></span></button><ul aria-hidden="true" aria-labelledby="section-world" class="_3Nydp" id="subsection-world" role="group"><li class="" role="treeitem"><a id="section-world-north-america" href="/world/north-america">North America</a></li><li class="" role="treeitem"><a id="section-world-europe" href="/world/europe">Europe</a></li><li class="" role="treeitem"><a id="section-world-asia" href="/world/asia">Asia</a></li><li class="" role="treeitem"><a id="section-world-middle-east" href="/world/middle-east">Middle East</a></li><li class="" role="treeitem"><a id="section-world-oceania" href="/world/oceania">Oceania</a></li><li class="" role="treeitem"><a id="section-world-south-america" href="/world/south-america">South America</a></li><li class="" role="treeitem"><a id="section-world-africa" href="/world/africa">Africa</a></li></ul></li><li aria-expanded="false" class="_3kQ2X" role="treeitem"><a id="section-national" href="/national">National</a><button aria-controls="subsection-national" aria-expanded="false" class=""><span class="_1KXcO">Show subsections</span><span class="_35a30"><svg aria-hidden="true" class="QMY9O" focusable="false" height="1em" width="1em"><use xlink:href="#icon-arrowsdown"></use></svg></span></button><ul aria-hidden="true" aria-labelledby="section-national" class="_3Nydp" id="subsection-national" role="group"><li class="" role="treeitem"><a id="section-national-nsw" href="/national/nsw">NSW</a></li><li class="" role="treeitem"><a id="section-national-queensland" href="/national/queensland">Queensland</a></li><li class="" role="treeitem"><a id="section-national-western-australia" href="/national/western-australia">Western Australia</a></li></ul></li><li class="" role="treeitem"><a id="section-opinion" href="/opinion">Opinion</a></li><li aria-expanded="false" class="_3kQ2X" role="treeitem"><a id="section-property" href="/property">Property</a><button aria-controls="subsection-property" aria-expanded="false" class=""><span class="_1KXcO">Show subsections</span><span class="_35a30"><svg aria-hidden="true" class="QMY9O" focusable="false" height="1em" width="1em"><use xlink:href="#icon-arrowsdown"></use></svg></span></button><ul aria-hidden="true" aria-labelledby="section-property" class="_3Nydp" id="subsection-property" role="group"><li class="" role="treeitem"><a id="section-property-news" href="/property/news">News</a></li><li class="" role="treeitem"><a id="section-property-domain-magazine" href="/domain-magazine">Domain Magazine</a></li><li class="" role="treeitem"><a id="section-property-living" href="/property/living">Living</a></li><li class="" role="treeitem"><a activeClassName="_22TcS" id="section-property-auctions" href="/topic/auctions-1nq1">Auctions</a></li><li class="" role="treeitem"><a activeClassName="_22TcS" id="section-property-financing" href="/topic/financing-1nq2">Financing</a></li></ul></li><li aria-expanded="false" class="_3kQ2X" role="treeitem"><a id="section-sport" href="/sport">Sport</a><button aria-controls="subsection-sport" aria-expanded="false" class=""><span class="_1KXcO">Show subsections</span><span class="_35a30"><svg aria-hidden="true" class="QMY9O" focusable="false" height="1em" width="1em"><use xlink:href="#icon-arrowsdown"></use></svg></span></button><ul aria-hidden="true" aria-labelledby="section-sport" class="_3Nydp" id="subsection-sport" role="group"><li aria-expanded="false" class="_3kQ2X" role="treeitem"><a id="section-sport-afl" href="/sport/afl">AFL</a></li><li aria-expanded="false" class="_3kQ2X" role="treeitem"><a id="section-sport-cricket" href="/sport/cricket">Cricket</a></li><li class="" role="treeitem"><a id="section-sport-soccer" href="/sport/soccer">Soccer</a></li><li class="" role="treeitem"><a id="section-sport-racing" href="/sport/racing">Racing</a></li><li aria-expanded="false" class="_3kQ2X" role="treeitem"><a id="section-sport-tennis" href="/sport/tennis">Tennis</a></li><li aria-expanded="false" class="_3kQ2X" role="treeitem"><a id="section-sport-nrl" href="/sport/nrl">NRL</a></li><li aria-expanded="false" class="_3kQ2X" role="treeitem"><a id="section-sport-rugby-union" href="/sport/rugby-union">Rugby union</a></li><li aria-expanded="false" class="_3kQ2X" role="treeitem"><a id="section-sport-netball" href="/sport/netball">Netball</a></li><li class="" role="treeitem"><a id="section-sport-basketball" href="/sport/basketball">Basketball</a></li><li class="" role="treeitem"><a id="section-sport-motorsport" href="/sport/motorsport">Motorsport</a></li><li class="" role="treeitem"><a id="section-sport-cycling" href="/sport/cycling">Cycling</a></li><li class="" role="treeitem"><a id="section-sport-golf" href="/sport/golf">Golf</a></li><li class="" role="treeitem"><a id="section-sport-nfl" href="/sport/nfl">NFL</a></li><li class="" role="treeitem"><a id="section-sport-athletics" href="/sport/athletics">Athletics</a></li><li class="" role="treeitem"><a id="section-sport-swimming" href="/sport/swimming">Swimming</a></li><li class="" role="treeitem"><a id="section-sport-boxing" href="/sport/boxing">Boxing</a></li></ul></li><li aria-expanded="false" class="_3kQ2X" role="treeitem"><a activeClassName="_22TcS" id="section-good-food" href="/goodfood">Good Food</a><button aria-controls="subsection-good-food" aria-expanded="false" class=""><span class="_1KXcO">Show subsections</span><span class="_35a30"><svg aria-hidden="true" class="QMY9O" focusable="false" height="1em" width="1em"><use xlink:href="#icon-arrowsdown"></use></svg></span></button><ul aria-hidden="true" aria-labelledby="section-good-food" class="_3Nydp" id="subsection-good-food" role="group"><li class="" role="treeitem"><a activeClassName="_22TcS" id="section-good-food-eating-out" href="/goodfood/melbourne-eating-out">Eating out</a></li><li class="" role="treeitem"><a activeClassName="_22TcS" id="section-good-food-recipes" href="/goodfood/recipes">Recipes</a></li><li class="" role="treeitem"><a activeClassName="_22TcS" id="section-good-food-tips-&-advice" href="/goodfood/tips-and-advice">Tips & advice</a></li><li class="" role="treeitem"><a activeClassName="_22TcS" id="section-good-food-drinks" href="/goodfood/drinks">Drinks</a></li></ul></li><li aria-expanded="false" class="_3kQ2X" role="treeitem"><a id="section-culture" href="/culture">Culture</a><button aria-controls="subsection-culture" aria-expanded="false" class=""><span class="_1KXcO">Show subsections</span><span class="_35a30"><svg aria-hidden="true" class="QMY9O" focusable="false" height="1em" width="1em"><use xlink:href="#icon-arrowsdown"></use></svg></span></button><ul aria-hidden="true" aria-labelledby="section-culture" class="_3Nydp" id="subsection-culture" role="group"><li class="" role="treeitem"><a id="section-culture-movies" href="/culture/movies">Movies</a></li><li aria-expanded="false" class="_3kQ2X" role="treeitem"><a id="section-culture-tv-&-radio" href="/culture/tv-and-radio">TV & radio</a></li><li class="" role="treeitem"><a id="section-culture-music" href="/culture/music">Music</a></li><li class="" role="treeitem"><a id="section-culture-celebrity" href="/culture/celebrity">Celebrity</a></li><li class="" role="treeitem"><a id="section-culture-books" href="/culture/books">Books</a></li><li class="" role="treeitem"><a id="section-culture-comedy" href="/culture/comedy">Comedy</a></li><li class="" role="treeitem"><a id="section-culture-dance" href="/culture/dance">Dance</a></li><li class="" role="treeitem"><a id="section-culture-musicals" href="/culture/musicals">Musicals</a></li><li class="" role="treeitem"><a id="section-culture-opera" href="/culture/opera">Opera</a></li><li class="" role="treeitem"><a id="section-culture-theatre" href="/culture/theatre">Theatre</a></li><li class="" role="treeitem"><a id="section-culture-art-&-design" href="/culture/art-and-design">Art & design</a></li><li class="" role="treeitem"><a id="section-culture-live-reviews" href="/culture/live-reviews">Live reviews</a></li><li class="" role="treeitem"><a href="https://tvguide.theage.com.au" rel="noopener noreferrer" target="_blank">TV guide</a></li></ul></li><li aria-expanded="false" class="_3kQ2X" role="treeitem"><a id="section-lifestyle" href="/lifestyle">Lifestyle</a><button aria-controls="subsection-lifestyle" aria-expanded="false" class=""><span class="_1KXcO">Show subsections</span><span class="_35a30"><svg aria-hidden="true" class="QMY9O" focusable="false" height="1em" width="1em"><use xlink:href="#icon-arrowsdown"></use></svg></span></button><ul aria-hidden="true" aria-labelledby="section-lifestyle" class="_3Nydp" id="subsection-lifestyle" role="group"><li class="" role="treeitem"><a id="section-lifestyle-health-&-wellness" href="/lifestyle/health-and-wellness">Health & wellness</a></li><li class="" role="treeitem"><a id="section-lifestyle-fashion" href="/lifestyle/fashion">Fashion</a></li><li class="" role="treeitem"><a id="section-lifestyle-life-&-relationships" href="/lifestyle/life-and-relationships">Life & relationships</a></li><li class="" role="treeitem"><a id="section-lifestyle-beauty" href="/lifestyle/beauty">Beauty</a></li><li class="" role="treeitem"><a activeClassName="_22TcS" id="section-lifestyle-style" href="/topic/style-luxury-1nij">Style</a></li><li class="" role="treeitem"><a activeClassName="_22TcS" id="section-lifestyle-horoscopes" href="/topic/horoscopes-5yc">Horoscopes</a></li></ul></li><li aria-expanded="false" class="_3kQ2X" role="treeitem"><a id="section-traveller" href="/traveller">Traveller</a><button aria-controls="subsection-traveller" aria-expanded="false" class=""><span class="_1KXcO">Show subsections</span><span class="_35a30"><svg aria-hidden="true" class="QMY9O" focusable="false" height="1em" width="1em"><use xlink:href="#icon-arrowsdown"></use></svg></span></button><ul aria-hidden="true" aria-labelledby="section-traveller" class="_3Nydp" id="subsection-traveller" role="group"><li class="" role="treeitem"><a id="section-traveller-destination-guides" href="/traveller/inspiration/destination-guides">Destination guides</a></li><li class="" role="treeitem"><a id="section-traveller-inspiration" href="/traveller/inspiration">Inspiration</a></li><li class="" role="treeitem"><a id="section-traveller-reviews-&-advice" href="/traveller/reviews-and-advice">Reviews & advice</a></li><li class="" role="treeitem"><a id="section-traveller-travel-news" href="/traveller/travel-news">Travel news</a></li></ul></li><li class="" role="treeitem"><a id="section-good-weekend" href="/good-weekend">Good Weekend</a></li><li class="" role="treeitem"><a activeClassName="_22TcS" id="section-spectrum" href="/topic/spectrum--age-only--1nln">Spectrum</a></li><li class="" role="treeitem"><a id="section-sunday-life" href="/sunday-life">Sunday Life</a></li><li aria-expanded="false" class="_3kQ2X" role="treeitem"><a id="section-money" href="/money">Money</a><button aria-controls="subsection-money" aria-expanded="false" class=""><span class="_1KXcO">Show subsections</span><span class="_35a30"><svg aria-hidden="true" class="QMY9O" focusable="false" height="1em" width="1em"><use xlink:href="#icon-arrowsdown"></use></svg></span></button><ul aria-hidden="true" aria-labelledby="section-money" class="_3Nydp" id="subsection-money" role="group"><li class="" role="treeitem"><a id="section-money-super-&-retirement" href="/money/super-and-retirement">Super & retirement</a></li><li class="" role="treeitem"><a id="section-money-investing" href="/money/investing">Investing</a></li><li class="" role="treeitem"><a id="section-money-banking" href="/money/banking">Banking</a></li><li class="" role="treeitem"><a id="section-money-borrowing" href="/money/borrowing">Borrowing</a></li><li class="" role="treeitem"><a id="section-money-saving" href="/money/saving">Saving</a></li><li class="" role="treeitem"><a id="section-money-tax" href="/money/tax" class="_22TcS">Tax</a></li><li class="" role="treeitem"><a id="section-money-planning-&-budgeting" href="/money/planning-and-budgeting">Planning & budgeting</a></li><li class="" role="treeitem"><a id="section-money-insurance" href="/money/insurance">Insurance</a></li></ul></li><li class="" role="treeitem"><a id="section-education" href="/education">Education</a></li><li class="" role="treeitem"><a id="section-healthcare" href="/healthcare">Healthcare</a></li><li aria-expanded="false" class="_3kQ2X" role="treeitem"><a id="section-environment" href="/environment">Environment</a><button aria-controls="subsection-environment" aria-expanded="false" class=""><span class="_1KXcO">Show subsections</span><span class="_35a30"><svg aria-hidden="true" class="QMY9O" focusable="false" height="1em" width="1em"><use xlink:href="#icon-arrowsdown"></use></svg></span></button><ul aria-hidden="true" aria-labelledby="section-environment" class="_3Nydp" id="subsection-environment" role="group"><li class="" role="treeitem"><a id="section-environment-conservation" href="/environment/conservation">Conservation</a></li><li class="" role="treeitem"><a id="section-environment-climate-change" href="/environment/climate-change">Climate change</a></li><li class="" role="treeitem"><a id="section-environment-sustainability" href="/environment/sustainability">Sustainability</a></li><li class="" role="treeitem"><a id="section-environment-weather" href="/environment/weather">Weather</a></li></ul></li><li aria-expanded="false" class="_3kQ2X" role="treeitem"><a id="section-technology" href="/technology">Technology</a><button aria-controls="subsection-technology" aria-expanded="false" class=""><span class="_1KXcO">Show subsections</span><span class="_35a30"><svg aria-hidden="true" class="QMY9O" focusable="false" height="1em" width="1em"><use xlink:href="#icon-arrowsdown"></use></svg></span></button><ul aria-hidden="true" aria-labelledby="section-technology" class="_3Nydp" id="subsection-technology" role="group"><li class="" role="treeitem"><a activeClassName="_22TcS" id="section-technology-video-games" href="/technology/video-games">Video games</a></li><li class="" role="treeitem"><a activeClassName="_22TcS" id="section-technology-home-tech" href="/topic/home-technology-hqq">Home tech</a></li><li class="" role="treeitem"><a activeClassName="_22TcS" id="section-technology-phones" href="/topic/phones-5zt">Phones</a></li><li class="" role="treeitem"><a activeClassName="_22TcS" id="section-technology-gadgets" href="/topic/gadgets-hqp">Gadgets</a></li></ul></li><li class="" role="treeitem"><a href="http://www.drive.com.au" rel="noopener noreferrer" target="_blank">Drive</a></li></ul><ul class="Uffnp _375G7" data-testid="site-menu-section-link-group" role="tree"><li><h4>Premium</h4><a class="_3zoNz _3_hLE _252xb _1Amud" data-ffx-event-label="subscribe" data-testid="subscribe-upgrade" href="https://subscribe.theage.com.au/?promote_channel=HI_IL_GNL&utm_source=PremiumIndex&utm_medium=HouseInventory&utm_campaign=General" data-ffx-event-action="cta click" data-ffx-event-attribute="menu" data-ffx-event-category="component" data-ffx-hittype="event">Subscribe</a></li><li class="" role="treeitem"><a data-testid="primary-navigation-todays-paper" id="section-today’s-paper" data-ffx-event-action="cta click" data-ffx-event-attribute="menu" data-ffx-event-category="component" data-ffx-event-label="todays paper" data-ffx-hittype="event" href="/todays-newspaper"><svg aria-hidden="true" class="QMY9O" focusable="false" height="24px" width="24px"><use xlink:href="#icon-menu-todays-paper"></use></svg>Today’s Paper</a></li><li class="" role="treeitem"><a data-testid="primary-navigation-goodfood-guide" id="section-good-food-guide" data-ffx-event-action="cta click" data-ffx-event-attribute="menu" data-ffx-event-category="component" data-ffx-event-label="goodfood guide" data-ffx-hittype="event" href="/goodfood-guide"><svg aria-hidden="true" class="QMY9O" focusable="false" height="24px" width="24px"><use xlink:href="#icon-goodfood-guide"></use></svg>Good Food Guide</a></li><li class="" role="treeitem"><a id="section-daily-puzzles" title="Daily Puzzles & Crosswords" data-ffx-event-action="cta click" data-ffx-event-attribute="menu" data-ffx-event-category="component" data-ffx-event-label="puzzles" data-ffx-hittype="event" href="/puzzles"><svg aria-hidden="true" class="QMY9O" focusable="false" height="24px" width="24px"><use xlink:href="#icon-menu-crossword"></use></svg>Daily Puzzles</a></li></ul><ul class="Uffnp undefined" data-testid="site-menu-section-link-group" role="tree"><li><h4>More</h4></li><li class="" role="treeitem"><a activeClassName="_22TcS" id="section-letters" href="/topic/the-age-letters-1rf">Letters</a></li><li class="" role="treeitem"><a activeClassName="_22TcS" id="section-editorial" href="/topic/the-age-editorial-1re">Editorial</a></li><li class="" role="treeitem"><a id="section-campus" href="/australia-higher-education">Campus</a></li><li class="" role="treeitem"><a activeClassName="_22TcS" id="section-obituaries" href="/topic/obituaries-1qv">Obituaries</a></li><li class="" role="treeitem"><a activeClassName="_22TcS" id="section-explainers" href="/topic/explainers-1lz9">Explainers</a></li><li class="" role="treeitem"><a activeClassName="_22TcS" id="section-quizzes" href="/topic/quizzes-1qx">Quizzes</a></li><li class="" role="treeitem"><a activeClassName="_22TcS" id="section-podcasts" href="https://podcasts.theage.com.au/?utm_source=Explore&utm_medium=OnSite&utm_campaign=Podcast">Podcasts</a></li></ul></div></nav><nav aria-hidden="true" aria-labelledby="navNetwork" class="_2PKwb" data-testid="site-menu-network-nav" role="tabpanel"><div class="_2fv33"><ul class="_32aAr" data-testid="site-menu-network-link-group"><li><a href="https://www.smh.com.au">The Sydney Morning Herald</a></li><li><a href="https://www.theage.com.au">The Age</a></li><li><a href="https://www.brisbanetimes.com.au">Brisbane Times</a></li><li><a href="https://www.watoday.com.au">WAtoday</a></li><li><a href="https://www.afr.com">The Australian Financial Review</a></li></ul><ul class="_32aAr" data-testid="site-menu-network-link-group"><li><a href="https://www.domain.com.au">Domain</a></li><li><a href="https://www.commercialrealestate.com.au">Commercial Real Estate</a></li><li><a href="https://www.drive.com.au">Drive</a></li></ul></div></nav></div></div><main id="content"><div><header class="VGb5l" data-testid="category-header"><div class="_1wnYO _2TEVJ OK924"><div><h2 class="_1BdPi" data-testid="parent-category-header"><a href="/money">Money</a></h2><h1 class="_1ny0s" data-testid="category-header">Tax</h1></div></div></header><div class="_3ECgH _2TEVJ OK924"><div class="_34z61"><div class="container"><div class="adWrapper _2UMq- noPrint" data-testid="ad"><small class="_3ToRr">Advertisement</small><div class="_2KSwt" id="adspot-728x90_970x250-pos1-desktop"></div></div></div></div><div class="_1-N-m"><div class="_15r1L _2opk- _1FWDp" data-an-position="1" data-testid="story-tile" data-pb-type="st"><figure class="XmCQH" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/tax/trying-to-rule-from-the-grave-the-trouble-with-testamentary-trusts-20241119-p5krr3.html"><div class="_1hWPs ME3V4 _2ohCx _1dZP4"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.6623%2C$multiply_0.611%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/df5ba37f9e44066bc87496961a95ebbb6d3e8de1, https://static.ffx.io/images/$zoom_0.6623%2C$multiply_1.2219%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/df5ba37f9e44066bc87496961a95ebbb6d3e8de1 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":647}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.6623%2C$multiply_0.4325%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/df5ba37f9e44066bc87496961a95ebbb6d3e8de1, https://static.ffx.io/images/$zoom_0.6623%2C$multiply_0.865%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/df5ba37f9e44066bc87496961a95ebbb6d3e8de1 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":458}"/><img alt="Trying to ‘rule from the grave’? The trouble with testamentary trusts" class="_1MQMh" src="https://static.ffx.io/images/$zoom_0.6623%2C$multiply_0.5855%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/df5ba37f9e44066bc87496961a95ebbb6d3e8de1" srcSet="https://static.ffx.io/images/$zoom_0.6623%2C$multiply_0.5855%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/df5ba37f9e44066bc87496961a95ebbb6d3e8de1, https://static.ffx.io/images/$zoom_0.6623%2C$multiply_1.1709%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/df5ba37f9e44066bc87496961a95ebbb6d3e8de1 2x"/></picture></div></a></figure><div class="_1YzQk"><div class="_3XK8N"><h5 class="_2EuJH" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="_1XJ15" data-pb-type="tg"><a href="/topic/trusts-hvu">Trusts</a></h5></div><h3 class="_2XVos" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/tax/trying-to-rule-from-the-grave-the-trouble-with-testamentary-trusts-20241119-p5krr3.html">Trying to ‘rule from the grave’? The trouble with testamentary trusts</a></h3><p class="_3XEsE" data-pb-type="ab">Locking your money away in a testamentary trust can cause problems for your beneficiaries.</p><ul class="_4J-LJ" data-pb-type="au"><li class="RDpoC"><time class="_2_zR-" data-testid="datetime" dateTime="2024-11-19T12:15:42+11:00">November 19, 2024</time></li><li class="_2DPTm"><span class="_3JtGQ">by </span><span><span data-testid="byline">Julia Hartman</span></span></li></ul></div></div><header class="_31DCp"><h2 data-testid="latest-header">Latest</h2></header><div class="_2GpEY" data-testid="asset-list"><section class=""><div class="X3yYQ undefined _3lPXs" data-an-position="1" data-testid="index-story-tile" data-pb-type="st"><figure class="XmCQH" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/tax/can-i-save-tax-by-withdrawing-and-reinvesting-500-000-of-my-super-20241105-p5knyh.html"><div class="_1hWPs _2f0dW J7Q0t _1UL7U"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.4372%2C$multiply_0.3122%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/b711278fef0e3162dacad440389909db35135f71, https://static.ffx.io/images/$zoom_0.4372%2C$multiply_0.6243%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/b711278fef0e3162dacad440389909db35135f71 2x" data-pb-im-config="{"aspectRatio":1.5,"type":"landscape3x2","width":236}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.4372%2C$multiply_0.3122%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/b711278fef0e3162dacad440389909db35135f71, https://static.ffx.io/images/$zoom_0.4372%2C$multiply_0.6243%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/b711278fef0e3162dacad440389909db35135f71 2x" data-pb-im-config="{"aspectRatio":1.5,"type":"landscape3x2","width":236}"/><img alt="Can I save tax by withdrawing and reinvesting $500,000 of my super?" class="_1MQMh" src="https://static.ffx.io/images/$zoom_0.2181%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_202%2C$y_31/t_crop_custom/q_86%2Cf_auto/73759d4fbd36a251cb5c6de2766c19ac10c693bf" srcSet="https://static.ffx.io/images/$zoom_0.2181%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_202%2C$y_31/t_crop_custom/q_86%2Cf_auto/73759d4fbd36a251cb5c6de2766c19ac10c693bf, https://static.ffx.io/images/$zoom_0.2181%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_202%2C$y_31/t_crop_custom/q_62%2Cf_auto/73759d4fbd36a251cb5c6de2766c19ac10c693bf 2x"/></picture></div></a></figure><div class="_2g9tm"><div class="_1N1_a"><h5 class="_3JGF2 _2EuJH" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="vFoJN _1XJ15" data-pb-type="tg"><a href="/topic/ask-an-expert-1qi">Ask an expert</a></h5></div><h3 class="_13KNF _2XVos" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/tax/can-i-save-tax-by-withdrawing-and-reinvesting-500-000-of-my-super-20241105-p5knyh.html">Can I save tax by withdrawing and reinvesting $500,000 of my super?</a></h3><p class="_3b7W- _3XEsE" data-pb-type="ab">If your super account isn’t earning enough, it could be wise to reinvest it elsewhere, as long as it doesn’t affect your pension payments.</p><ul class="_247Ty _4J-LJ" data-pb-type="au"><li><time class="_2_zR-" data-testid="datetime" dateTime="2024-11-06T05:01:00+11:00">November 6, 2024</time></li><li><span class="_2OUyk _3JtGQ">by </span><span><span data-testid="byline">Noel Whittaker</span></span></li></ul></div></div><div class="X3yYQ undefined _3lPXs" data-an-position="2" data-testid="index-story-tile" data-pb-type="st"><figure class="XmCQH" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/tax/why-investors-should-prepare-for-major-tax-changes-20241001-p5kew7.html"><div class="_1hWPs _2f0dW J7Q0t _1UL7U"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.504%2C$multiply_0.3122%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/2a139a7e8b70b84e09047e87e6e96aae73fe1f6a, https://static.ffx.io/images/$zoom_0.504%2C$multiply_0.6243%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/2a139a7e8b70b84e09047e87e6e96aae73fe1f6a 2x" data-pb-im-config="{"aspectRatio":1.5,"type":"landscape3x2","width":236}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.504%2C$multiply_0.3122%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/2a139a7e8b70b84e09047e87e6e96aae73fe1f6a, https://static.ffx.io/images/$zoom_0.504%2C$multiply_0.6243%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/2a139a7e8b70b84e09047e87e6e96aae73fe1f6a 2x" data-pb-im-config="{"aspectRatio":1.5,"type":"landscape3x2","width":236}"/><img alt="Why investors should prepare for major tax changes" class="_1MQMh" src="https://static.ffx.io/images/$zoom_0.378%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_184%2C$y_0/t_crop_custom/q_86%2Cf_auto/2a139a7e8b70b84e09047e87e6e96aae73fe1f6a" srcSet="https://static.ffx.io/images/$zoom_0.378%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_184%2C$y_0/t_crop_custom/q_86%2Cf_auto/2a139a7e8b70b84e09047e87e6e96aae73fe1f6a, https://static.ffx.io/images/$zoom_0.378%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_184%2C$y_0/t_crop_custom/q_62%2Cf_auto/2a139a7e8b70b84e09047e87e6e96aae73fe1f6a 2x"/></picture></div></a></figure><div class="_2g9tm"><div class="_1N1_a"><h5 class="_3JGF2 _2EuJH" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="vFoJN _1XJ15" data-pb-type="tg"><a href="/topic/capital-gains-tax-hoz">Capital gains tax</a></h5></div><h3 class="_13KNF _2XVos" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/tax/why-investors-should-prepare-for-major-tax-changes-20241001-p5kew7.html">Why investors should prepare for major tax changes</a></h3><p class="_3b7W- _3XEsE" data-pb-type="ab">Investors beware: tax changes are in the air, and they could come when you least expect them.</p><ul class="_247Ty _4J-LJ" data-pb-type="au"><li><time class="_2_zR-" data-testid="datetime" dateTime="2024-10-01T11:43:04+10:00">October 1, 2024</time></li><li><span class="_2OUyk _3JtGQ">by </span><span><span data-testid="byline">Noel Whittaker</span></span></li></ul></div></div></section></div><noscript><div aria-label="Pagination Navigation" class="_1RdjK"></div></noscript></div></div></div></main><footer class="y77aF noPrint" data-testid="footer" id="footer"><div class="_39_V0"><div class="_3uPYr _2AynF"><a class="_2ABN- _28ZlE" href="/"><h2>The Age</h2></a></div><ul class="_2tZpI" data-testid="footer-socials"><li><a data-testid="footer-socials-link" href="https://twitter.com/theage" rel=" noopener noreferrer" target="_blank"><span>Twitter</span><svg aria-hidden="true" class="QMY9O" focusable="false" height="24px" width="24px"><use xlink:href="#icon-twitter"></use></svg></a></li><li><a data-testid="footer-socials-link" href="https://www.facebook.com/theageAustralia" rel="noopener noreferrer" target="_blank"><span>Facebook</span><svg aria-hidden="true" class="QMY9O" focusable="false" height="24px" width="24px"><use xlink:href="#icon-facebook"></use></svg></a></li><li><a data-testid="footer-socials-link" href="https://www.instagram.com/theageaustralia" rel="noopener noreferrer" target="_blank"><span>Instagram</span><svg aria-hidden="true" class="QMY9O" focusable="false" height="24px" width="24px"><use xlink:href="#icon-instagram"></use></svg></a></li><li><a data-testid="footer-socials-link" href="/rssheadlines" rel="noopener noreferrer" target="_blank"><span>RSS</span><svg aria-hidden="true" class="QMY9O" focusable="false" height="24px" width="24px"><use xlink:href="#icon-rss"></use></svg></a></li></ul><section class="_2cb-t"><nav class="_3WLzB" data-testid="footer-link-group"><h3 class="_2_Vga"><button class="_3amNM _17muu"><span class="_2g7Mb" data-testid="footer-link-group-heading">Our Sites</span><span class="_2hufO"><svg aria-hidden="true" class="QMY9O" focusable="false" height="1em" width="12px"><use xlink:href="#icon-arrowsdown"></use></svg></span></button></h3><ul aria-expanded="false" class="_2q5mS" role="region"><li><a data-testid="footer-link" href="https://www.theage.com.au">The Age</a></li><li><a data-testid="footer-link" href="https://www.smh.com.au">The Sydney Morning Herald</a></li><li><a data-testid="footer-link" href="https://www.brisbanetimes.com.au">Brisbane Times</a></li><li><a data-testid="footer-link" href="https://www.watoday.com.au">WAtoday</a></li><li><a data-testid="footer-link" href="https://www.afr.com">The Australian Financial Review</a></li><li><a data-testid="footer-link" href="https://www.domain.com.au">Domain</a></li><li><a data-testid="footer-link" href="https://www.drive.com.au">Drive</a></li></ul></nav><nav class="_3WLzB" data-testid="footer-link-group"><h3 class="_2_Vga"><button class="_3amNM _17muu"><span class="_2g7Mb" data-testid="footer-link-group-heading">Classifieds</span><span class="_2hufO"><svg aria-hidden="true" class="QMY9O" focusable="false" height="1em" width="12px"><use xlink:href="#icon-arrowsdown"></use></svg></span></button></h3><ul aria-expanded="false" class="_2q5mS" role="region"><li><a data-testid="footer-link" href="http://tributes.theage.com.au/obituaries/theage-au/">Tributes</a></li><li><a data-testid="footer-link" href="http://celebrations.theage.com.au/celebration/theage-au/">Celebrations</a></li><li><a data-testid="footer-link" href="https://advertisers.com.au">Place your ad</a></li><li><a data-testid="footer-link" href="https://www.commercialrealestate.com.au">Commercial Real Estate</a></li></ul></nav><nav class="_3WLzB" data-testid="footer-link-group"><h3 class="_2_Vga"><button class="_3amNM _17muu"><span class="_2g7Mb" data-testid="footer-link-group-heading">The Age</span><span class="_2hufO"><svg aria-hidden="true" class="QMY9O" focusable="false" height="1em" width="12px"><use xlink:href="#icon-arrowsdown"></use></svg></span></button></h3><ul aria-expanded="false" class="_2q5mS" role="region"><li><a data-testid="footer-link" href="/contact-us">Contact & support</a></li><li><a data-testid="footer-link" href="https://www.nineforbrands.com.au/advertising-enquiries/">Advertise with us</a></li><li><a data-testid="footer-link" href="https://theage.myfairfax.com.au/members/lite_session/new?callback_uri=https%3A%2F%2Ftheage.myfairfax.com.au%2Fbeta%2Fmembers%2Fmy_account%2Fnewsletters%3Fchannel_key%3D4vLxp6nBuWVKEPLaQuUKwA%26callback_uri%3Dhttps%253A%252F%252Fwww.theage.com.au&channel_key=4vLxp6nBuWVKEPLaQuUKwA">Newsletters</a></li><li><a data-testid="footer-link" href="/siteguide/accessibility">Accessibility guide</a></li><li><a data-testid="footer-link" href="/siteguide">Sitemap</a></li><li><a data-testid="footer-link" href="https://consumer.licensing-publishing.nine.com.au">Photo sales</a></li><li><a data-testid="footer-link" href="https://thestore.com.au/products/custom-front-page">Purchase front pages</a></li><li><a data-testid="footer-link" href="https://professional.licensing-publishing.nine.com.au">Content licensing</a></li><li><a data-testid="footer-link" href="https://ninecareers.com.au/">Work with us</a></li><li><a data-testid="footer-link" href="https://login.nine.com.au/terms?client_id=theage">Terms of use</a></li><li><a data-testid="footer-link" href="https://login.nine.com.au/privacy?client_id=theage">Privacy policy</a></li><li><a data-testid="footer-link" href="https://www.presscouncil.org.au/what-we-do">Press Council</a></li><li><a data-testid="footer-link" href="/nine-publishing-charter-of-editorial-independence">Charter of Editorial Independence</a></li></ul></nav><nav class="_3WLzB" data-testid="footer-link-group"><h3 class="_2_Vga"><button class="_3amNM _17muu"><span class="_2g7Mb" data-testid="footer-link-group-heading">Products & Services</span><span class="_2hufO"><svg aria-hidden="true" class="QMY9O" focusable="false" height="1em" width="12px"><use xlink:href="#icon-arrowsdown"></use></svg></span></button></h3><ul aria-expanded="false" class="_2q5mS" role="region"><li><a data-testid="footer-link" href="https://subscribe.theage.com.au/?promote_channel=HI_FL_GNL">Subscription packages</a></li><li><a data-testid="footer-link" href="https://www.theage.com.au/myaccount">My account</a></li><li><a data-testid="footer-link" href="https://help.theage.com.au/hc/en-au">Subscriber FAQs</a></li><li><a data-testid="footer-link" href="https://www.theage.com.au/status">Delivery status</a></li><li><a data-testid="footer-todays-paper" data-ffx-event-action="cta click" data-ffx-event-attribute="footer" data-ffx-event-category="component" data-ffx-event-label="todays paper" data-ffx-hittype="event" href="/todays-newspaper">Today’s Paper</a></li><li><a data-ffx-event-action="cta click" data-ffx-event-attribute="footer" data-ffx-event-category="component" data-ffx-event-label="goodfood guide" data-ffx-hittype="event" data-testid="footer-link" href="/goodfood-guide">Good Food Guide</a></li><li><a title="Daily Puzzles & Crosswords" data-ffx-event-action="cta click" data-ffx-event-attribute="footer" data-ffx-event-category="component" data-ffx-event-label="puzzles" data-ffx-hittype="event" data-testid="footer-link" href="/puzzles">Daily Puzzles</a></li></ul></nav></section><div class="_1U4cI"><p>Copyright © <!-- -->2024</p><div class="_1Z25A"><a class="_39qXI" href="https://subscribe.theage.com.au/?promote_channel=HI_FL_GNL">Subscribe</a></div></div></div></footer></div><script>window.GLOBAL_VARIABLES = JSON.parse("{\"ADKIT_URL\":\"https://adkit.9pub.io/2.1.0\",\"AD_VENDOR_SCRIPT_LOAD_URL\":\"https://securepubads.g.doubleclick.net/tag/js/gpt.js\",\"API\":{\"DOMAIN\":\"api.ffx.io\"},\"APP_VERSION\":\"1.1035.0\",\"AUTH_API\":{\"TIMEOUT\":\"5000\",\"URL\":\"https://api.platform.ink\"},\"BEYONDWORDS\":{\"PROJECT_ID\":\"34967\"},\"brand\":{\"canonicalShortSiteNamesWithHttpsSupport\":\"brisbanetimes,smh,theage\",\"city\":\"Melbourne\",\"postcode\":\"3000\",\"hagridEndpoint\":\"https://theage.myfairfax.com.au\",\"image\":{\"height\":\"628\",\"url\":\"https://www.theage.com.au/theage.png\",\"width\":\"1200\"},\"longSiteName\":\"The Age\",\"shortSiteName\":\"theage\",\"copyrightName\":\"TAG\",\"social\":{\"facebook\":{\"appID\":\"230318243699378\",\"clientToken\":\"8ee35760123d73113c8358f774898d2a\",\"pages\":\"119817336421,108603349088,144226982353442,1512741838937542,353068424784135,468598989986151,941917672546382,1618026928452148,492499720777787\",\"site\":\"https://www.facebook.com/theageAustralia\"},\"instagram\":\"https://www.instagram.com/theageaustralia\",\"twitter\":{\"site\":\"https://twitter.com/theage\",\"user\":\"@theage\"}},\"subscription\":{\"url\":\"https://subscribe.theage.com.au/?promote_channel=HI_HL_GNL\"},\"timeZone\":\"Australia/Melbourne\"},\"BRIGHTCOVE\":{\"ACCOUNT_ID\":\"3910869709001\",\"PLAYER_ID\":\"HylmeNWLjl\"},\"BUSINESS_WIDGET_SPONSOR_URL\":\"https://ad.doubleclick.net/ddm/trackclk/N7118.4053534NINEAU/B29993178.368494322;dc_trk_aid=559613476;dc_trk_cid=166608199;dc_lat=;dc_rdid=;tag_for_child_directed_treatment=;tfua=;ltd=;dc_tdv=1\",\"CHUNK_MANIFEST_FETCH_THRESHOLD_MINUTES\":\"30\",\"COMMENTS_API\":\"https://api.ffx.io/api/comments\",\"COMMENTS_METRO_API_URL\":\"https://comments-publishing.nine.com.au\",\"CONTENT_API\":{\"TIMEOUT\":\"10000\",\"URL\":\"https://api.theage.com.au\"},\"COOKIES\":{\"MAX_LENGTH\":\"4096\",\"PRESERVE\":\"ffx:socialLoginProvider,digital-edition-access,afx_profile,afx_profile_da_hs,afx_profile_hs\"},\"DEPLOY_ENV\":\"production\",\"DGAM\":{\"ID\":\"133009657\",\"VIDEO_CONTENT_SOURCE_ID\":\"2667286\"},\"ELECTION_ID_FEDERAL_2022\":\"ZWxlY3Rpb246IjEi\",\"ELECTION_NAME_VICTORIA_2018\":\"Victorian State Election 2018\",\"ELECTION_NAME_VICTORIA_2022\":\"Victorian State Election 2022\",\"ELECTION_NAME_NSW_2019\":\"NSW State Election 2019\",\"ELECTION_NAME_NSW_2023\":\"NSW State Election 2023\",\"experiments\":{\"enabled\":\"true\",\"simpleMode\":\"true\",\"simpleModeAllocationInlinePaywall\":\"0.1\"},\"FRONT_API\":{\"TIMEOUT\":\"10000\",\"URL\":\"https://api.theage.com.au/graphql\",\"URL_AUDIENCE\":\"https://api.theage.com.au/api/content-audience/metro/graphql\"},\"GOOGLE_ANALYTICS\":{\"CONTAINER_ID\":\"GTM-TCMZ2X6\",\"PROPENSITY_ID\":\"4391826\"},\"GOOGLE_ACCOUNT_LINKING\":{\"CLIENT_ID\":\"d3807316a01fa3515cb1b3f75162511e\",\"PROJECT_ID\":\"age-social-login-prod-env\"},\"GOOGLE_MAPS_API_KEY\":\"AIzaSyAyesbQMyKVVbBgKVi2g6VX7mop2z96jBo\",\"HOME_PAGE_REFRESH_COOKIE_MAX_AGE\":\"0.0007\",\"HOME_PAGE_REFRESH_COOKIE_NAME\":\"autoRefresh\",\"HOME_PAGE_REFRESH_TIMEOUT\":\"300000\",\"IDENTIFICATION\":{\"ACCOUNT_BILLING_URL\":\"https://theage.myfairfax.com.au/beta/members/my_account/billing_details?ret_nt=true&channel_key=4vLxp6nBuWVKEPLaQuUKwA\",\"ACCOUNT_DETAILS_URL\":\"https://theage.myfairfax.com.au/beta/members/my_account?channel_key=4vLxp6nBuWVKEPLaQuUKwA\",\"DEVICE_ID_STORAGE_NAME\":\"ffxDeviceID\",\"FORGOTTEN_PASSWORD_URL\":\"https://theage.myfairfax.com.au/members/password/forget_password?callback_uri=<REPLACE_ME>&channel_key=4vLxp6nBuWVKEPLaQuUKwA\",\"MEMBER_DETAILS_STORAGE_NAME\":\"ffx-member-details\",\"MEMBER_LOGGED_OUT_STORAGE_NAME\":\"ffx-member-logged-out\",\"NINE_UID_STORAGE_NAME\":\"NUID\",\"REGISTRATION_URL\":\"https://theage.myfairfax.com.au/channel/4vLxp6nBuWVKEPLaQuUKwA/members/signups/new?callback_uri=<REPLACE_ME>\"},\"IMAGE_RENDITION_URL_PREFIX\":\"https://static.ffx.io/images\",\"LAZYLOAD_AD\":{\"FETCH_MARGIN\":\"3\",\"MOBILE_SCALING\":{\"ARTICLE\":\"1.25\",\"HOMEPAGE\":\"2\"},\"RENDER_MARGIN\":\"1\"},\"LOCALSTORAGE_CLEANER\":{\"CLEAN_LIST\":\"snowplowOutQueue_\",\"MAX_SIZE\":\"512000\"},\"LOGGING_MINIMUM_LOG_LEVEL\":\"error\",\"LOGGING_SOURCE\":\"render-web\",\"LOGGING_URL\":\"https://l.ffx.io\",\"MARKETING_CONVERSION_TAGS\":{\"BING_CONVERSION_ID\":\"4010840\",\"FACEBOOK_CONVERSION_ID\":\"987117307987958\",\"GOOGLE_FLOODLIGHT_CONVERSION_ID\":\"6639541\"},\"MAX_PAGE_VIEW_BEFORE_RELOAD\":10,\"MEMBER_AUTH_API\":{\"TIMEOUT\":\"5000\",\"URL\":\"https://api.theage.com.au\"},\"NEWSLETTER_API\":{\"CHANNEL_KEY\":\"4vLxp6nBuWVKEPLaQuUKwA\",\"ID\":\"44\",\"LOGIN_CALLBACK_URL\":\"https://theage.myfairfax.com.au\",\"LOGOUT_CALLBACK_URL\":\"https://www.theage.com.au\",\"SIGNUP_CHANNEL_KEY\":\"4vLxp6nBuWVKEPLaQuUKwA\",\"TIMEOUT\":\"20000\",\"URL\":\"https://theage.myfairfax.com.au\"},\"NINE_NOW_API\":{\"TIMEOUT\":\"5000\",\"URL\":\"https://api.9now.com.au\"},\"NINE_SSO\":{\"LOGIN_SERVICE_URL\":\"https://login.nine.com.au\"},\"NIELSEN\":{\"BRAND\":{\"APPID\":\"P217595B8-BA73-49E3-9031-DE37DED53230\",\"ASN\":\"theage.com.au-brand only\",\"SEGB\":\"The Age - Homepage\",\"VCID\":\"b12\"},\"BUSINESS\":{\"APPID\":\"P5454B2A7-7588-4525-875D-4256D88740EA\",\"ASN\":\"theage.com.au-business\",\"SEGB\":\"The Age - Business\",\"VCID\":\"c01\"},\"CULTURE\":{\"APPID\":\"PB99456B6-2B0A-47C4-8BA8-14264CE89060\",\"ASN\":\"theage.com.au-culture\",\"SEGB\":\"The Age - Culture\",\"VCID\":\"c02\"},\"ENTERTAINMENT\":{\"APPID\":\"PB99456B6-2B0A-47C4-8BA8-14264CE89060\",\"ASN\":\"theage.com.au-entertainment\",\"SEGB\":\"The Age - Entertainment\",\"VCID\":\"c02\"},\"ENVIRONMENT\":{\"APPID\":\"PD54909DC-3D4C-440C-9135-621A1CBF40A3\",\"ASN\":\"theage.com.au-environment\",\"SEGB\":\"The Age - News\",\"VCID\":\"c303\"},\"GOODWEEKEND\":{\"APPID\":\"PDB9D9637-7DB0-439F-A6E0-7E8215FD3D38\",\"ASN\":\"theage.com.au-goodweekend\",\"VCID\":\"c122\"},\"LIFESTYLE\":{\"APPID\":\"P66C140E5-F629-42F1-BE79-0AE31DE52482\",\"ASN\":\"theage.com.au-lifestyle\",\"SEGB\":\"The Age - Lifestyle\",\"VCID\":\"c03\"},\"MONEY\":{\"APPID\":\"P61D18132-722F-4AFF-B33F-CCEF8E3ECC24\",\"ASN\":\"theage.com.au-money\",\"SEGB\":\"The Age - Money\",\"VCID\":\"c302\"},\"NATIONAL\":{\"APPID\":\"P216331A5-53CC-47D0-A375-0886661FED31\",\"ASN\":\"theage.com.au-national\",\"SEGB\":\"The Age - News\",\"VCID\":\"c305\"},\"POLITICS\":{\"APPID\":\"PA149DD65-41F2-4020-ACB6-4FDF2F4A4A29\",\"ASN\":\"theage.com.au-politics\",\"SEGB\":\"The Age - News\",\"VCID\":\"c304\"},\"PROPERTY\":{\"APPID\":\"PF5073599-31A3-4F8A-98F7-B83D5B444D71\",\"ASN\":\"theage.com.au-property\",\"SEGB\":\"DR Combined\",\"VCID\":\"c285\"},\"SPORT\":{\"APPID\":\"PDE373ED5-8E9E-4862-B290-6F005B7E972F\",\"ASN\":\"theage.com.au-sport\",\"SEGB\":\"The Age - Sport\",\"VCID\":\"c04\"},\"TECHNOLOGY\":{\"APPID\":\"PD65FFB7C-7F78-4EB5-906D-F6663776C0F1\",\"ASN\":\"theage.com.au-technology\",\"SEGB\":\"The Age - Technology\",\"VCID\":\"c05\"},\"TV\":{\"APPID\":\"PA4D74791-D5AE-48C7-B0A3-1BF23DCFA6A8\",\"ASN\":\"theage.com.au-tv\",\"VCID\":\"c62\"},\"WORLD\":{\"APPID\":\"P9DE16885-9A7E-45AC-BB7E-29461D31EEDB\",\"ASN\":\"theage.com.au-world\",\"SEGB\":\"The Age - News\",\"VCID\":\"c306\"}},\"PAGESUITE\":{\"AUTH_URL\":\"https://auth-edition.theage.com.au\",\"DIGITAL_EDITIONS\":{},\"DOMAIN_MAGAZINE\":{\"GUID\":\"2ec24694-418d-40ef-926f-84f7b0fa861f\",\"SHORTCODE\":\"THE965\"},\"GOODFOOD_GUIDE\":{\"GUID\":\"403f7565-af91-4e89-b466-f18e1769732d\",\"SHORTCODE\":\"THE965\"},\"TODAYS_PAPER\":{\"GUID\":\"ed0b935a-fb91-4a54-959f-eaabdbc37830\",\"SHORTCODE\":\"THE965\"},\"URL\":\"https://edition.theage.com.au\"},\"PAGE_BUILDER\":{\"ENABLED\":false,\"SCRIPT\":null,\"VARIABLES\":{\"AUTHOR_PROFILE_URL\":null,\"BRAND_NAME\":\"theage\",\"CONTENT_API_TIMEOUT\":\"5000\",\"CONTENT_API_URL\":null,\"DEPLOY_ENV\":null,\"EDITORIAL_TOOLS_HOST\":null,\"FRONT_API_URL\":null,\"FRONT_INTERNAL_API_URL\":null,\"FRONT_INTERNAL_API_WS_URL\":null,\"IMAGES_URL\":null,\"IMAGE_RENDITION_URL_PREFIX\":\"https://static.ffx.io/images\",\"INDICATOR_ENV\":null,\"MEDIA_API_URL\":null,\"LOGGING_MINIMUM_LOG_LEVEL\":\"error\",\"LOGGING_URL\":\"https://l.ffx.io\",\"NEWSROOMS\":null,\"NEWSROOM_ID\":null,\"NOTIFICATIONS_URL\":null,\"PLANNING_URL\":null,\"SNOWPLOW_ENDPOINT\":\"i.ffx.io\",\"STYLEGUIDE_URL\":null,\"TAG_URL\":null,\"TIMEZONE\":null,\"VIDEO_URL\":null,\"WIRES_URL\":null,\"WP_URL\":null}},\"PAYWALL\":{\"APP_ACCESS_PREMIUM_SUB_STORAGE_NAME\":\"appSubReader\",\"APP_ACCESS_STORAGE_NAME\":\"appReader\",\"APP_ACCESS_SUB_STORAGE_NAME\":\"appSubReader\",\"COUNT_STORAGE_NAME\":\"paywallCount\",\"COUNTED_ASSETS_STORAGE_NAME\":\"paywallCountedAssets\",\"ENABLED\":\"true\",\"METERED_COUNT_STORAGE_NAME\":\"meteredAssetCount\",\"METERED_COUNTED_ASSETS_STORAGE_NAME\":\"meteredCountedAssets\",\"MONTHLY_ROLLOVER_DATE_DAYS\":30,\"REFERRER_COUNT_STORAGE_NAME\":\"paywallReferrerCount\",\"REFERRER_DOMAIN_STORAGE_EXPIRES_HOURS\":1,\"REFERRER_DOMAIN_STORAGE_NAME\":\"paywallReferrerDomain\",\"REFERRER_ROLLOVER_DATE_DAYS\":1,\"RESET_REGISTRATION_PAYWALL_STORAGE_NAME\":\"resetRegistrationPaywall\",\"SILENT_METERING\":\"false\"},\"PIANO\":{\"CXENSE_SITE_ID\":\"5856171101562569191\",\"ENDPOINT\":\"https://buy-au.piano.io/api/v3\",\"ID\":\"Jt36gy4Tpa\",\"IS_SANDBOX\":\"false\"},\"SIMPLE_REACH\":{\"PID\":\"54c16760371c84291c00014e\",\"URL\":\"https://d8rk54i4mohrb.cloudfront.net/js/reach.js\"},\"SNOWPLOW\":{\"ALIB_ENDPOINT\":\"t.theage.com.au\",\"APPID\":\"theage-web\",\"ENDPOINT\":\"i.ffx.io\",\"SCHEMA\":\"iglu:au.com.fairfaxmedia/metadata/jsonschema/1-0-7\",\"TRACKER\":\"ffx\",\"URL\":\"//d2uhnetoehh304.cloudfront.net/2.18.2/sp.js\"},\"SUBSCRIPTION_NOTIFICATIONS\":{\"SESSION_EXPIRY_IN_MS\":1800000},\"swgConfig\":{\"clientId\":\"589384154045-p5vk6p2adh6l4p13n8rfjtbsfqu8gbn5.apps.googleusercontent.com\",\"enabled\":\"true\",\"premiumProductId\":\"theage.com.au:alldigital\",\"productId\":\"theage.com.au:webonly\",\"sku\":\"monthly_webbasic_y23\",\"upgradeSku\":\"monthly_webonly,monthly_webbasic_y22,monthly_webbasic_y23,monthly_google_news,monthly_googlenews_y22,monthly_googlenews_y23\"},\"TODAYS_PAPER\":\"true\",\"PLATFORM\":\"BROWSER\"}");</script><script>window.INITIAL_STATE = JSON.parse("{\"accountPreferences\":{\"autoplay\":null,\"isLoaded\":false,\"isLoading\":false},\"analytics\":{},\"app\":{\"appMounted\":false,\"totalPageView\":1},\"article\":{\"externalReferral\":null,\"fontSize\":\"normal\"},\"articleRendering\":{\"isTruncatedView\":false},\"assetsPagination\":{\"assets\":[{\"id\":\"p5krr3\",\"asset\":{\"about\":\"Locking your money away in a testamentary trust can cause problems for your beneficiaries.\",\"byline\":\"Julia Hartman\",\"duration\":null,\"headlines\":{\"headline\":\"Trying to \\u2018rule from the grave\\u2019? The trouble with testamentary trusts\"},\"live\":null,\"totalImages\":null},\"extensions\":{\"wordCount\":783,\"storyFormat\":{\"size\":\"MEDIUM\",\"layout\":\"OPINION\"}},\"label\":\"Opinion\",\"urls\":{\"canonical\":{\"path\":\"/money/tax/trying-to-rule-from-the-grave-the-trouble-with-testamentary-trusts-20241119-p5krr3.html\",\"brand\":\"smh\"},\"external\":null,\"published\":{\"brisbanetimes\":{\"path\":\"/money/tax/trying-to-rule-from-the-grave-the-trouble-with-testamentary-trusts-20241119-p5krr3.html\"},\"smh\":{\"path\":\"/money/tax/trying-to-rule-from-the-grave-the-trouble-with-testamentary-trusts-20241119-p5krr3.html\"},\"theage\":{\"path\":\"/money/tax/trying-to-rule-from-the-grave-the-trouble-with-testamentary-trusts-20241119-p5krr3.html\"},\"watoday\":{\"path\":\"/money/tax/trying-to-rule-from-the-grave-the-trouble-with-testamentary-trusts-20241119-p5krr3.html\"}}},\"featuredImages\":{\"landscape16x9\":{\"data\":{\"animated\":null,\"aspect\":1.777778,\"autocrop\":false,\"cropWidth\":1059,\"id\":\"df5ba37f9e44066bc87496961a95ebbb6d3e8de1\",\"mimeType\":null,\"offsetX\":0,\"offsetY\":0,\"zoom\":0.6623}},\"landscape3x2\":{\"data\":{\"animated\":null,\"aspect\":1.5,\"autocrop\":false,\"cropWidth\":756,\"id\":\"df5ba37f9e44066bc87496961a95ebbb6d3e8de1\",\"mimeType\":null,\"offsetX\":28,\"offsetY\":0,\"zoom\":0.56}},\"portrait2x3\":{\"data\":{\"animated\":null,\"aspect\":0.666667,\"autocrop\":false,\"cropWidth\":378,\"id\":\"df5ba37f9e44066bc87496961a95ebbb6d3e8de1\",\"mimeType\":null,\"offsetX\":166,\"offsetY\":0,\"zoom\":0.63}},\"square1x1\":{\"data\":{\"animated\":null,\"aspect\":1,\"autocrop\":false,\"cropWidth\":378,\"id\":\"df5ba37f9e44066bc87496961a95ebbb6d3e8de1\",\"mimeType\":null,\"offsetX\":87,\"offsetY\":0,\"zoom\":0.42}}},\"assetType\":\"article\",\"dates\":{\"modified\":\"2024-11-19T01:15:42Z\",\"published\":\"2024-11-19T01:15:42Z\"},\"sponsor\":null,\"tags\":{\"primary\":{\"displayName\":\"Trusts\",\"urls\":{\"published\":{\"brisbanetimes\":{\"path\":\"/topic/trusts-hvu\"},\"smh\":{\"path\":\"/topic/trusts-hvu\"},\"theage\":{\"path\":\"/topic/trusts-hvu\"},\"watoday\":{\"path\":\"/topic/trusts-hvu\"}}},\"id\":\"hvu\"}}},{\"id\":\"p5knyh\",\"asset\":{\"about\":\"If your super account isn\\u2019t earning enough, it could be wise to reinvest it elsewhere, as long as it doesn\\u2019t affect your pension payments.\",\"byline\":\"Noel Whittaker\",\"duration\":null,\"headlines\":{\"headline\":\"Can I save tax by withdrawing and reinvesting $500,000 of my super?\"},\"live\":null,\"totalImages\":null},\"extensions\":{\"wordCount\":722,\"storyFormat\":{\"size\":\"MEDIUM\",\"layout\":\"OPINION\"}},\"label\":\"Opinion\",\"urls\":{\"canonical\":{\"path\":\"/money/tax/can-i-save-tax-by-withdrawing-and-reinvesting-500-000-of-my-super-20241105-p5knyh.html\",\"brand\":\"smh\"},\"external\":null,\"published\":{\"brisbanetimes\":{\"path\":\"/money/tax/can-i-save-tax-by-withdrawing-and-reinvesting-500-000-of-my-super-20241105-p5knyh.html\"},\"smh\":{\"path\":\"/money/tax/can-i-save-tax-by-withdrawing-and-reinvesting-500-000-of-my-super-20241105-p5knyh.html\"},\"theage\":{\"path\":\"/money/tax/can-i-save-tax-by-withdrawing-and-reinvesting-500-000-of-my-super-20241105-p5knyh.html\"},\"watoday\":{\"path\":\"/money/tax/can-i-save-tax-by-withdrawing-and-reinvesting-500-000-of-my-super-20241105-p5knyh.html\"}}},\"featuredImages\":{\"landscape16x9\":{\"data\":{\"animated\":null,\"aspect\":1.777778,\"autocrop\":false,\"cropWidth\":1059,\"id\":\"b711278fef0e3162dacad440389909db35135f71\",\"mimeType\":null,\"offsetX\":0,\"offsetY\":0,\"zoom\":0.5298}},\"landscape3x2\":{\"data\":{\"animated\":null,\"aspect\":1.5,\"autocrop\":false,\"cropWidth\":756,\"id\":\"b711278fef0e3162dacad440389909db35135f71\",\"mimeType\":null,\"offsetX\":0,\"offsetY\":0,\"zoom\":0.4372}},\"portrait2x3\":{\"data\":{\"animated\":null,\"aspect\":0.666667,\"autocrop\":false,\"cropWidth\":378,\"id\":\"73759d4fbd36a251cb5c6de2766c19ac10c693bf\",\"mimeType\":null,\"offsetX\":344,\"offsetY\":0,\"zoom\":0.2836}},\"square1x1\":{\"data\":{\"animated\":null,\"aspect\":1,\"autocrop\":false,\"cropWidth\":378,\"id\":\"73759d4fbd36a251cb5c6de2766c19ac10c693bf\",\"mimeType\":null,\"offsetX\":202,\"offsetY\":31,\"zoom\":0.2181}}},\"assetType\":\"article\",\"dates\":{\"modified\":\"2024-11-04T23:52:34Z\",\"published\":\"2024-11-05T18:01:00Z\"},\"sponsor\":null,\"tags\":{\"primary\":{\"displayName\":\"Ask an expert\",\"urls\":{\"published\":{\"brisbanetimes\":{\"path\":\"/topic/ask-an-expert-1qi\"},\"smh\":{\"path\":\"/topic/ask-an-expert-1qi\"},\"theage\":{\"path\":\"/topic/ask-an-expert-1qi\"},\"watoday\":{\"path\":\"/topic/ask-an-expert-1qi\"}}},\"id\":\"1qi\"}}},{\"id\":\"p5kew7\",\"asset\":{\"about\":\"Investors beware: tax changes are in the air, and they could come when you least expect them.\",\"byline\":\"Noel Whittaker\",\"duration\":null,\"headlines\":{\"headline\":\"Why investors should prepare for major tax changes\"},\"live\":null,\"totalImages\":null},\"extensions\":{\"wordCount\":764,\"storyFormat\":{\"size\":\"MEDIUM\",\"layout\":\"OPINION\"}},\"label\":\"Opinion\",\"urls\":{\"canonical\":{\"path\":\"/money/tax/why-investors-should-prepare-for-major-tax-changes-20241001-p5kew7.html\",\"brand\":\"smh\"},\"external\":null,\"published\":{\"brisbanetimes\":{\"path\":\"/money/tax/why-investors-should-prepare-for-major-tax-changes-20241001-p5kew7.html\"},\"smh\":{\"path\":\"/money/tax/why-investors-should-prepare-for-major-tax-changes-20241001-p5kew7.html\"},\"theage\":{\"path\":\"/money/tax/why-investors-should-prepare-for-major-tax-changes-20241001-p5kew7.html\"},\"watoday\":{\"path\":\"/money/tax/why-investors-should-prepare-for-major-tax-changes-20241001-p5kew7.html\"}}},\"featuredImages\":{\"landscape16x9\":{\"data\":{\"animated\":null,\"aspect\":1.777778,\"autocrop\":false,\"cropWidth\":1059,\"id\":\"2a139a7e8b70b84e09047e87e6e96aae73fe1f6a\",\"mimeType\":null,\"offsetX\":0,\"offsetY\":82,\"zoom\":0.7062}},\"landscape3x2\":{\"data\":{\"animated\":null,\"aspect\":1.5,\"autocrop\":false,\"cropWidth\":756,\"id\":\"2a139a7e8b70b84e09047e87e6e96aae73fe1f6a\",\"mimeType\":null,\"offsetX\":0,\"offsetY\":0,\"zoom\":0.504}},\"portrait2x3\":{\"data\":{\"animated\":null,\"aspect\":0.666667,\"autocrop\":false,\"cropWidth\":378,\"id\":\"2a139a7e8b70b84e09047e87e6e96aae73fe1f6a\",\"mimeType\":null,\"offsetX\":356,\"offsetY\":0,\"zoom\":0.5676}},\"square1x1\":{\"data\":{\"animated\":null,\"aspect\":1,\"autocrop\":false,\"cropWidth\":378,\"id\":\"2a139a7e8b70b84e09047e87e6e96aae73fe1f6a\",\"mimeType\":null,\"offsetX\":184,\"offsetY\":0,\"zoom\":0.378}}},\"assetType\":\"article\",\"dates\":{\"modified\":\"2024-10-02T06:12:26Z\",\"published\":\"2024-10-01T01:43:04Z\"},\"sponsor\":null,\"tags\":{\"primary\":{\"displayName\":\"Capital gains tax\",\"urls\":{\"published\":{\"brisbanetimes\":{\"path\":\"/topic/capital-gains-tax-hoz\"},\"smh\":{\"path\":\"/topic/capital-gains-tax-hoz\"},\"theage\":{\"path\":\"/topic/capital-gains-tax-hoz\"},\"watoday\":{\"path\":\"/topic/capital-gains-tax-hoz\"}}},\"id\":\"hoz\"}}}],\"isLoading\":false,\"pageInfo\":{\"endCursor\":\"QXNzZXQ6InA1a2V3NyI=\",\"hasNextPage\":false}},\"comments\":{\"asset\":null,\"isDirectLoad\":false,\"isEntered\":false,\"isScrolling\":false,\"isVisible\":false},\"crosswords\":{\"crossword\":null,\"summary\":null},\"dataLayerHybrid\":{\"isReady\":false,\"updateCause\":{\"breakpointChanged\":false,\"initialLoad\":false,\"urlChanged\":false,\"userChanged\":false,\"refreshFinishes\":false,\"showingMoreLiveArticle\":false}},\"delivery\":{\"data\":{}},\"election\":{\"electorates\":null,\"partyVotes\":null,\"seatsWon\":null},\"experiment\":{},\"featureFlags\":{\"flags\":{\"experiment.render-web.ad-block-prompt\":false,\"experiment.render-web.inline-paywall\":false,\"experiment.render-web.none\":false,\"experiment.render-web.2-step-registration-wall\":false,\"experiment.render-web.user-data-collection-during-verification\":true,\"perm.render-web.adfixus.enabled\":true,\"perm.render-web.ads.auto-refresh\":false,\"perm.render-web.account-linking.unavailable\":false,\"perm.render-web.adblock.prompt\":false,\"perm.render-web.ad.lazyload-desktop-native-6x2\":false,\"perm.render-web.ad.lazyload-desktop-native-6x5\":false,\"perm.render-web.ad.lazyload-desktop-pos-2\":false,\"perm.render-web.ad.lazyload-desktop-pos-3\":false,\"perm.render-web.ad.lazyload-desktop-pos-4\":false,\"perm.render-web.ad.lazyload-desktop-pos-5\":false,\"perm.render-web.ad.lazyload-desktop-pos-6\":false,\"perm.render-web.ad.lazyload-desktop-pos-7\":false,\"perm.render-web.ad.lazyload-desktop-pos-8\":false,\"perm.render-web.ad.lazyload-desktop-pos-9\":false,\"perm.render-web.ad.lazyload-desktop-pos-x\":false,\"perm.render-web.ad.lazyload-homepage-desktop-native-6x5\":false,\"perm.render-web.ad.lazyload-homepage-desktop-pos-2\":false,\"perm.render-web.ad.lazyload-homepage-desktop-pos-3\":false,\"perm.render-web.ad.lazyload-homepage-desktop-pos-4\":false,\"perm.render-web.ad.lazyload-homepage-desktop-pos-5\":false,\"perm.render-web.ad.lazyload-homepage-desktop-pos-6\":false,\"perm.render-web.ad.lazyload-homepage-desktop-pos-7\":false,\"perm.render-web.ad.lazyload-homepage-desktop-pos-8\":false,\"perm.render-web.ad.lazyload-homepage-desktop-pos-9\":false,\"perm.render-web.ad.lazyload-homepage-desktop-pos-x\":false,\"perm.render-web.ad.lazyload-live-article-desktop-native-6x5\":false,\"perm.render-web.ad.lazyload-live-article-desktop-pos-2\":false,\"perm.render-web.ad.lazyload-live-article-desktop-pos-3\":false,\"perm.render-web.ad.lazyload-mobile-native-6x2\":false,\"perm.render-web.ad.lazyload-mobile-native-6x5\":false,\"perm.render-web.ad.lazyload-mobile-pos-2\":false,\"perm.render-web.ad.lazyload-mobile-pos-3\":false,\"perm.render-web.ad.lazyload-mobile-pos-4\":false,\"perm.render-web.ad.lazyload-mobile-pos-5\":false,\"perm.render-web.ad.lazyload-mobile-pos-6\":false,\"perm.render-web.ad.lazyload-mobile-pos-7\":false,\"perm.render-web.ad.lazyload-mobile-pos-8\":false,\"perm.render-web.ad.lazyload-mobile-pos-9\":false,\"perm.render-web.ad.lazyload-mobile-pos-x\":false,\"perm.render-web.ad.lazyload-homepage-mobile-native-6x5\":false,\"perm.render-web.ad.lazyload-homepage-mobile-pos-2\":false,\"perm.render-web.ad.lazyload-homepage-mobile-pos-3\":false,\"perm.render-web.ad.lazyload-homepage-mobile-pos-4\":false,\"perm.render-web.ad.lazyload-homepage-mobile-pos-5\":false,\"perm.render-web.ad.lazyload-homepage-mobile-pos-6\":false,\"perm.render-web.ad.lazyload-homepage-mobile-pos-7\":false,\"perm.render-web.ad.lazyload-homepage-mobile-pos-8\":false,\"perm.render-web.ad.lazyload-homepage-mobile-pos-9\":false,\"perm.render-web.ad.lazyload-homepage-mobile-pos-x\":false,\"perm.render-web.ad.lazyload-live-article-mobile-native-6x5\":false,\"perm.render-web.ad.lazyload-live-article-mobile-pos-2\":false,\"perm.render-web.ad.lazyload-live-article-mobile-pos-3\":false,\"perm.render-web.ad.lazyload-tablet-native-6x2\":false,\"perm.render-web.ad.lazyload-tablet-native-6x5\":false,\"perm.render-web.ad.lazyload-tablet-pos-2\":false,\"perm.render-web.ad.lazyload-tablet-pos-3\":false,\"perm.render-web.ad.lazyload-tablet-pos-4\":false,\"perm.render-web.ad.lazyload-tablet-pos-5\":false,\"perm.render-web.ad.lazyload-tablet-pos-6\":false,\"perm.render-web.ad.lazyload-tablet-pos-7\":false,\"perm.render-web.ad.lazyload-tablet-pos-8\":false,\"perm.render-web.ad.lazyload-tablet-pos-9\":false,\"perm.render-web.ad.lazyload-tablet-pos-x\":false,\"perm.render-web.ad.lazyload-homepage-tablet-native-6x5\":false,\"perm.render-web.ad.lazyload-homepage-tablet-pos-2\":false,\"perm.render-web.ad.lazyload-homepage-tablet-pos-3\":false,\"perm.render-web.ad.lazyload-homepage-tablet-pos-4\":false,\"perm.render-web.ad.lazyload-homepage-tablet-pos-5\":false,\"perm.render-web.ad.lazyload-homepage-tablet-pos-6\":false,\"perm.render-web.ad.lazyload-homepage-tablet-pos-7\":false,\"perm.render-web.ad.lazyload-homepage-tablet-pos-8\":false,\"perm.render-web.ad.lazyload-homepage-tablet-pos-9\":false,\"perm.render-web.ad.lazyload-homepage-tablet-pos-x\":false,\"perm.render-web.ad.lazyload-live-article-tablet-native-6x5\":false,\"perm.render-web.ad.lazyload-live-article-tablet-pos-2\":false,\"perm.render-web.ad.lazyload-live-article-tablet-pos-3\":false,\"perm.render-web.ad.vendor-script-enabled\":true,\"perm.render-web.ads.enable-adblock\":false,\"perm.render-web.ads.enable-admiral\":true,\"perm.render-web.ads.enable-amazon\":true,\"perm.render-web.ads.enable-blockthrough\":false,\"perm.render-web.ads.enable-lazyload\":true,\"perm.render-web.ads.enable-magnite\":true,\"perm.render-web.ads.enable-mantis\":true,\"perm.render-web.ads.enable-pubmatic\":false,\"perm.render-web.ads.enable-snowplow\":false,\"perm.render-web.alib.enable\":false,\"perm.render-web.alib.enable-chartbeat\":false,\"perm.render-web.alib.enable-ga\":false,\"perm.render-web.alib.enable-snwoplow\":false,\"perm.render-web.afl-index.popular-content-unit\":true,\"perm.render-web.afl.third-party-widget\":true,\"perm.render-web.article.comments\":true,\"perm.render-web.article.disable-facebook\":false,\"perm.render-web.article.disable-google-maps\":false,\"perm.render-web.article.disable-infogram\":false,\"perm.render-web.article.disable-instagram\":false,\"perm.render-web.article.disable-omny\":false,\"perm.render-web.article.disable-scribd\":false,\"perm.render-web.article.disable-spotify\":false,\"perm.render-web.article.disable-tiktok\":false,\"perm.render-web.article.disable-twitter\":false,\"perm.render-web.article.disable-youtube\":false,\"perm.render-web.article.lazy-load.iframes\":true,\"perm.render-web.article.popular-content-unit\":true,\"perm.render-web.article.pos2-mrec\":true,\"perm.render-web.article.prefetch-scripts\":true,\"perm.render-web.article.scoreboard-afl\":true,\"perm.render-web.article.scoreboard-cricket\":true,\"perm.render-web.article.scoreboard-nrl\":true,\"perm.render-web.article.scoreboard-rugby-union\":true,\"perm.render-web.article.top-message.9now-cta\":true,\"perm.render-web.article.truncation.enabled\":false,\"perm.render-web.australian-open.live-scores-cta\":false,\"perm.render-web.australian-open.live-video\":false,\"perm.render-web.beyondwords-disabled\":false,\"perm.render-web.beyondwords-audio-player-midroll-ads.enabled\":true,\"perm.render-web.beyondwords-audio-player-vast-url.enabled\":true,\"perm.render-web.business-index.popular-content-unit\":true,\"perm.render-web.business-index.stock-ticker\":true,\"perm.render-web.business-index.widgets\":true,\"perm.render-web.business-index.widgets-sponsor\":true,\"perm.render-web.city-index.popular-content-unit\":true,\"perm.render-web.collections-driver.article\":false,\"perm.render-web.comments-disabled\":false,\"perm.render-web.confirmation-panel.conversion-tags\":true,\"perm.render-web.content-unit.scoreboard-afl\":true,\"perm.render-web.content-unit.scoreboard-cricket\":true,\"perm.render-web.content-unit.scoreboard-nrl\":true,\"perm.render-web.content-unit.scoreboard-rugby-union\":true,\"perm.render-web.coronavirus-hospital-widget\":false,\"perm.render-web.coronavirus-hospital-widget-graph\":false,\"perm.render-web.coronavirus-hospital-widget-link\":false,\"perm.render-web.coronavirus-widgets-homepage\":false,\"perm.render-web.coronavirus-widgets-live-article\":false,\"perm.render-web.coronavirus-widgets-topic-pages\":false,\"perm.render-web.cricket-index.scorecard\":true,\"perm.render-web.disable-todays-paper-auth\":false,\"perm.render-web.domain-app-download-widget\":true,\"perm.render-web.domain-listings-widget\":true,\"perm.render-web.domain-magazine.unavailable\":false,\"perm.render-web.domain-membership-widget\":true,\"perm.render-web.domain-home-loans-calculator-widget\":true,\"perm.render-web.domain.recommended-listings\":true,\"perm.render-web.entertainment-index.popular-content-unit\":true,\"perm.render-web.election.current-results-index\":true,\"perm.render-web.election.electorate\":true,\"perm.render-web.election.electorates-list\":true,\"perm.render-web.election.latest-seats-called\":true,\"perm.render-web.election.party-votes\":true,\"perm.render-web.election.seats-won\":false,\"perm.render-web.goodfood-guide.unavailable\":false,\"perm.render-web.higher-education-page-partner-stories.enabled\":true,\"perm.render-web.homepage.adspot-5\":true,\"perm.render-web.homepage.adspot-6\":true,\"perm.render-web.homepage.adspot-7\":true,\"perm.render-web.homepage.adspot-8\":true,\"perm.render-web.homepage.adspot-9\":true,\"perm.render-web.homepage.adspot-10\":true,\"perm.render-web.homepage.adspot-11\":true,\"perm.render-web.homepage.lazy-load.iframes\":true,\"perm.render-web.homepage.popular-content-unit\":true,\"perm.render-web.homepage.prefetch-scripts\":true,\"perm.render-web.homepage.scroll-depth\":true,\"perm.render-web.homepage.strip-enabled\":false,\"perm.render-web.lifestyle-index.popular-content-unit\":true,\"perm.render-web.live-article.market-data-widget\":true,\"perm.render-web.live-article.scoreboard-refresh\":true,\"perm.render-web.live-article.state-of-origin-widget\":false,\"perm.render-web.live-article.state-of-origin-widget-video\":false,\"perm.render-web.localstorage.cleaner.enabled\":true,\"perm.render-web.login.apple-option\":true,\"perm.render-web.login.google-option\":true,\"perm.render-web.member-services.force-disabled\":false,\"perm.render-web.money-index.popular-content-unit\":true,\"perm.render-web.national-index.popular-content-unit\":true,\"perm.render-web.native-advertising\":true,\"perm.render-web.nrl-index.popular-content-unit\":true,\"perm.render-web.nrl.third-party-widget\":true,\"perm.render-web.outbrain\":true,\"perm.render-web.outbrain-tracking\":true,\"perm.render-pagebuilder.beta-testing\":false,\"perm.disable-ink-access\":false,\"perm.api-auth.login.bypass\":false,\"perm.render-web.bt.paywall.promotions\":true,\"perm.render-web.smh.paywall.promotions\":false,\"perm.render-web.theage.paywall.promotions\":false,\"perm.render-web.watoday.paywall.promotions\":false,\"perm.render-web.paywall.tag-exclusions\":true,\"perm.render-web.paywall.tag-exclusions-nsw-floods\":true,\"perm.render-web.paywall.tag-exclusions-vic-floods\":true,\"perm.render-web.piano.enabled\":true,\"perm.render-web.piano.homepage-strip.enabled\":false,\"perm.render-web.politics-index.popular-content-unit\":true,\"perm.render-web.premium-paywall-promotions\":false,\"perm.render-web.qualtrics-embedded-feedback\":true,\"perm.render-web.qualtrics-site-intercept\":true,\"perm.render-web.registration-wall\":true,\"perm.render-web.registration-wall.supress-verification-modal\":false,\"perm.render-web.resolve-political-monitor-cta.politics-cu\":false,\"perm.render-web.resolve-political-monitor-cta.section-pages\":false,\"perm.render-web.rugby-union-index.popular-content-unit\":true,\"perm.render-web.rugby-union.third-party-widget\":true,\"perm.render-web.save-for-later\":true,\"perm.render-web.save-onboarding-part-1\":true,\"perm.render-web.save-onboarding-part-2\":true,\"perm.render-web.snowplow.page.view\":true,\"perm.render-web.sport-index.popular-content-unit\":true,\"perm.render-web.state-index.popular-content-unit\":true,\"perm.render-web.styled-components-ssr\":true,\"perm.render-web.subscriber-notification\":true,\"perm.render-web.swg-entitlement\":true,\"perm.render-web.swg-purchase\":true,\"perm.render-web.tennis-live-scores-links\":true,\"perm.render-web.todays-paper.unavailable\":false,\"perm.render-web.travel.popular-content-unit\":true,\"perm.render-web.weather\":true,\"perm.render-web.world-index.popular-content-unit\":true,\"temp.render-web.article.audio-experiment\":true,\"temp.render-web.beyondwords-accordion-disabled\":true,\"temp.render-web-metro.goodfood.coral-8-comments\":true,\"temp.render-web.dgam-adserver.enabled\":true,\"temp.render-web.europa.prioritise-load\":false,\"temp.render-web.ga4.pageview-enabled\":true,\"temp.render-web.hard-refresh-if-new-release-available\":false,\"temp.render-web.liar-liar.long-playlist\":true,\"temp.render-web.cookie.cleaner.enabled\":true,\"temp.render-web.nine-sso.callback.enabled\":false,\"temp.render-web.pagesuite-enabled\":true,\"temp.render-web.piano-homepage-header-button.enabled\":true,\"temp.render-web.log-piano-conversion.enabled\":false,\"temp.render-web.piano.member-details.enabled\":true,\"temp.render-web.piano-premium-paywall\":true,\"temp.render-web.pong-su-index.v2\":true,\"temp.render-web.puzzles.mini-crossword\":false,\"temp.render-web.referendum.iframe\":true,\"temp.render-web.resolve-political-monitor.homepage-widget\":false,\"temp.render-web.search-improvements\":true,\"temp.render-web.snowplow.gcp-enabled\":false,\"temp.render-web.sticky-billboard-ads\":true,\"temp.render-web.swg-check-entitlement\":true,\"temp.render-web.swg-prompt-disabled.brisbanetimes\":false,\"temp.render-web.swg-prompt-disabled.watoday\":false,\"temp.render-web.the-age-170-years\":true,\"temp.render-web.traveller.onboarding-banner\":false,\"temp.render-web.united-cup.live-video\":true,\"temp.render-web.us-election-article-widgets.enabled\":false,\"temp.render-web.us-elections-2024-category-page-widget.enabled\":false,\"temp.render-web.us-elections-2024-homepage-widget.enabled\":false,\"temp.render-web.us-elections-2024-index.enabled\":false,\"temp.render-web.us-elections-2024-index-page-widget.enabled\":false,\"temp.render-web.us-election-widgets-iframe.enabled\":true}},\"header\":{\"isSticky\":false},\"identification\":{\"deviceID\":null,\"nineUniqueID\":null,\"pendingVerify\":null,\"refreshTrigger\":false,\"session\":null,\"token\":null,\"user\":null},\"iframe\":{},\"liveArticle\":{\"keyPosts\":[],\"morePosts\":false,\"newPosts\":[],\"posts\":[]},\"loadingBar\":0,\"location\":null,\"login\":{\"emailAddress\":\"\",\"isLoggedIn\":false,\"isVisible\":false,\"justLoggedIn\":false,\"justLoggedInAction\":\"\",\"loginAction\":\"\",\"showModal\":\"none\",\"swgEntitlementStatus\":null},\"meterPrompt\":{\"isVisible\":false,\"limit\":0},\"myAccount\":{\"isVisible\":false},\"page\":{\"/money/tax\":{\"httpStatus\":200,\"index\":{\"config\":{\"ads\":null,\"seo\":{\"canonical\":{\"brand\":\"smh\",\"path\":null},\"description\":\"The latest Tax news, tips, advice, tools and guides from The Age\",\"keywords\":null,\"title\":\"Tax | News, Advice & Guides | The Age\"}},\"description\":\"The Age Money Tax\",\"id\":\"UGFnZToyNDU=\",\"name\":\"Tax\",\"redirect\":\"\",\"isPaginated\":true},\"pageNumber\":1,\"pathname\":\"/money/tax\",\"title\":\"Tax | News, Advice & Guides | The Age\",\"type\":\"index\"}},\"pageBuilder\":{\"inkAuthToken\":\"\"},\"paywall\":{\"currentGoogleEntitlement\":\"\",\"enabled\":null,\"isReadyToPayWithGoogle\":false,\"isReadyToPayWithGoogleSet\":false,\"paywallRule\":null,\"paywallRules\":null,\"rolloverDate\":null,\"swgAccountCreation\":\"\",\"swgLoadStatus\":\"NOT_LOADED\"},\"paywallPrompt\":{\"isVisible\":false},\"primaryNavigation\":{\"isVisible\":false,\"navigationType\":\"SECTIONS\"},\"refresh\":{\"isRefreshing\":false},\"routing\":{\"locationBeforeTransitions\":{\"pathname\":\"%2Fmoney%2Ftax\",\"search\":\"\",\"hash\":\"\",\"state\":null,\"action\":\"POP\",\"key\":null,\"query\":{}}},\"savedAssets\":{\"id\":null,\"ids\":null},\"search\":{\"filterBy\":null,\"isMetroSearchOpen\":false,\"isTravellerSearchOpen\":false,\"newsRoomCategories\":[]},\"services\":{\"show\":false},\"subscriberNotification\":{\"retentionNotification\":{\"isVisible\":false,\"notifications\":[]}},\"sudoku\":{\"level\":\"\",\"sudokus\":null,\"summary\":null},\"targetTime\":{\"summary\":null,\"targets\":null},\"todaysPaper\":{\"url\":\"\"},\"videoPlayer\":{\"loaded\":false},\"reduxAsyncConnect\":{\"loaded\":true,\"loadState\":{\"footerLinkGroups\":{\"loading\":false,\"loaded\":true,\"error\":null},\"navigation\":{\"loading\":false,\"loaded\":true,\"error\":null}},\"footerLinkGroups\":[{\"text\":\"Our Sites\",\"links\":[{\"text\":\"The Age\",\"url\":\"https://www.theage.com.au\"},{\"text\":\"The Sydney Morning Herald\",\"url\":\"https://www.smh.com.au\"},{\"text\":\"Brisbane Times\",\"url\":\"https://www.brisbanetimes.com.au\"},{\"text\":\"WAtoday\",\"url\":\"https://www.watoday.com.au\"},{\"text\":\"The Australian Financial Review\",\"url\":\"https://www.afr.com\"},{\"text\":\"Domain\",\"url\":\"https://www.domain.com.au\"},{\"text\":\"Drive\",\"url\":\"https://www.drive.com.au\"}]},{\"text\":\"Classifieds\",\"links\":[{\"text\":\"Tributes\",\"url\":\"http://tributes.theage.com.au/obituaries/theage-au/\"},{\"text\":\"Celebrations\",\"url\":\"http://celebrations.theage.com.au/celebration/theage-au/\"},{\"text\":\"Place your ad\",\"url\":\"https://advertisers.com.au\"},{\"text\":\"Commercial Real Estate\",\"url\":\"https://www.commercialrealestate.com.au\"}]},{\"text\":\"The Age\",\"links\":[{\"text\":\"Contact & support\",\"url\":\"/contact-us\"},{\"text\":\"Advertise with us\",\"url\":\"https://www.nineforbrands.com.au/advertising-enquiries/\"},{\"text\":\"Newsletters\",\"url\":\"https://theage.myfairfax.com.au/members/lite_session/new?callback_uri=https%3A%2F%2Ftheage.myfairfax.com.au%2Fbeta%2Fmembers%2Fmy_account%2Fnewsletters%3Fchannel_key%3D4vLxp6nBuWVKEPLaQuUKwA%26callback_uri%3Dhttps%253A%252F%252Fwww.theage.com.au&channel_key=4vLxp6nBuWVKEPLaQuUKwA\"},{\"text\":\"Accessibility guide\",\"url\":\"/siteguide/accessibility\"},{\"text\":\"Sitemap\",\"url\":\"/siteguide\"},{\"text\":\"Photo sales\",\"url\":\"https://consumer.licensing-publishing.nine.com.au\"},{\"text\":\"Purchase front pages\",\"url\":\"https://thestore.com.au/products/custom-front-page\"},{\"text\":\"Content licensing\",\"url\":\"https://professional.licensing-publishing.nine.com.au\"},{\"text\":\"Work with us\",\"url\":\"https://ninecareers.com.au/\"},{\"text\":\"Terms of use\",\"url\":\"https://login.nine.com.au/terms?client_id=theage\"},{\"text\":\"Privacy policy\",\"url\":\"https://login.nine.com.au/privacy?client_id=theage\"},{\"text\":\"Press Council\",\"url\":\"https://www.presscouncil.org.au/what-we-do\"},{\"text\":\"Charter of Editorial Independence\",\"url\":\"/nine-publishing-charter-of-editorial-independence\"}]},{\"text\":\"Products & Services\",\"links\":[{\"text\":\"Subscription packages\",\"url\":\"https://subscribe.theage.com.au/?promote_channel=HI_FL_GNL\"},{\"text\":\"My account\",\"url\":\"https://www.theage.com.au/myaccount\"},{\"text\":\"Subscriber FAQs\",\"url\":\"https://help.theage.com.au/hc/en-au\"},{\"text\":\"Delivery status\",\"url\":\"https://www.theage.com.au/status\"},{\"text\":\"Today\\u2019s Paper\",\"url\":\"https://subscribe.theage.com.au/?promote_channel=HI_FL_GNL\"},{\"text\":\"Good Food Guide\",\"url\":\"/goodfood-guide\"},{\"text\":\"Daily Puzzles\",\"title\":\"Daily Puzzles & Crosswords\",\"url\":\"/puzzles\"}]}],\"navigation\":[{\"text\":\"Home\",\"url\":\"/\"},{\"text\":\"Melbourne\",\"url\":\"/melbourne-news\"},{\"text\":\"Victoria\",\"url\":\"/national/victoria\"},{\"text\":\"Politics\",\"url\":\"/politics\",\"children\":[{\"text\":\"US Votes 2024\",\"url\":\"/us-votes-2024\"},{\"text\":\"Federal\",\"url\":\"/politics/federal\"},{\"text\":\"Victoria\",\"url\":\"/politics/victoria\"},{\"text\":\"NSW\",\"url\":\"/politics/nsw\"},{\"text\":\"Queensland\",\"url\":\"/politics/queensland\"},{\"name\":\"WA\",\"text\":\"Western Australia\",\"url\":\"/politics/western-australia\"}]},{\"text\":\"Business\",\"url\":\"/business\",\"children\":[{\"text\":\"Companies\",\"url\":\"/business/companies\"},{\"text\":\"Markets\",\"url\":\"/business/markets\"},{\"text\":\"Bulls N' Bears\",\"url\":\"/business/bullsnbears\"},{\"text\":\"The economy\",\"url\":\"/business/the-economy\"},{\"text\":\"Banking & finance\",\"url\":\"/business/banking-and-finance\"},{\"text\":\"Small business\",\"url\":\"/business/small-business\"},{\"text\":\"Media\",\"url\":\"/topic/media-and-marketing-5z7\"},{\"text\":\"Workplace\",\"url\":\"/business/workplace\"}]},{\"text\":\"World\",\"url\":\"/world\",\"children\":[{\"text\":\"North America\",\"url\":\"/world/north-america\"},{\"text\":\"Europe\",\"url\":\"/world/europe\"},{\"text\":\"Asia\",\"url\":\"/world/asia\"},{\"text\":\"Middle East\",\"url\":\"/world/middle-east\"},{\"text\":\"Oceania\",\"url\":\"/world/oceania\"},{\"text\":\"South America\",\"url\":\"/world/south-america\"},{\"text\":\"Africa\",\"url\":\"/world/africa\"}]},{\"text\":\"National\",\"url\":\"/national\",\"children\":[{\"text\":\"NSW\",\"url\":\"/national/nsw\"},{\"text\":\"Queensland\",\"url\":\"/national/queensland\"},{\"name\":\"WA\",\"text\":\"Western Australia\",\"url\":\"/national/western-australia\"}]},{\"text\":\"Opinion\",\"url\":\"/opinion\"},{\"text\":\"Property\",\"url\":\"/property\",\"children\":[{\"text\":\"News\",\"url\":\"/property/news\"},{\"text\":\"Domain Magazine\",\"url\":\"/domain-magazine\"},{\"text\":\"Living\",\"url\":\"/property/living\"},{\"text\":\"Auctions\",\"url\":\"/topic/auctions-1nq1\"},{\"text\":\"Financing\",\"url\":\"/topic/financing-1nq2\"}]},{\"text\":\"Sport\",\"url\":\"/sport\",\"children\":[{\"text\":\"AFL\",\"url\":\"/sport/afl\",\"children\":[{\"text\":\"Fixture\",\"url\":\"/sport/afl/fixture\"},{\"text\":\"Ladder\",\"url\":\"/sport/afl/ladder\"},{\"text\":\"Expert tips\",\"url\":\"/sport/afl/expert-tips\"},{\"text\":\"Real Footy podcast\",\"url\":\"/podcast/the-age-real-footy-podcast\"}]},{\"text\":\"Cricket\",\"url\":\"/sport/cricket\",\"children\":[{\"text\":\"Live scores\",\"url\":\"/sport/cricket/live-scores\"}]},{\"text\":\"Soccer\",\"url\":\"/sport/soccer\"},{\"text\":\"Racing\",\"url\":\"/sport/racing\"},{\"text\":\"Tennis\",\"url\":\"/sport/tennis\",\"children\":[{\"text\":\"Live scores\",\"url\":\"/sport/tennis/live-scores\"}]},{\"text\":\"NRL\",\"url\":\"/sport/nrl\",\"children\":[{\"text\":\"Fixtures\",\"url\":\"/sport/nrl/fixtures\"},{\"text\":\"Ladder\",\"url\":\"/sport/nrl/ladder\"},{\"text\":\"Expert tips\",\"url\":\"/sport/nrl/expert-tips\"}]},{\"text\":\"Rugby union\",\"url\":\"/sport/rugby-union\",\"children\":[{\"text\":\"Fixtures\",\"url\":\"/sport/rugby-union/fixtures\"},{\"text\":\"Ladder\",\"url\":\"/sport/rugby-union/ladder\"}]},{\"text\":\"Netball\",\"url\":\"/sport/netball\",\"children\":[{\"text\":\"Expert tips\",\"url\":\"/sport/netball/expert-tips\"}]},{\"text\":\"Basketball\",\"url\":\"/sport/basketball\"},{\"text\":\"Motorsport\",\"url\":\"/sport/motorsport\"},{\"text\":\"Cycling\",\"url\":\"/sport/cycling\"},{\"text\":\"Golf\",\"url\":\"/sport/golf\"},{\"text\":\"NFL\",\"url\":\"/sport/nfl\"},{\"text\":\"Athletics\",\"url\":\"/sport/athletics\"},{\"text\":\"Swimming\",\"url\":\"/sport/swimming\"},{\"text\":\"Boxing\",\"url\":\"/sport/boxing\"}]},{\"text\":\"Good Food\",\"url\":\"/goodfood\",\"children\":[{\"text\":\"Eating out\",\"url\":\"/goodfood/melbourne-eating-out\"},{\"text\":\"Recipes\",\"url\":\"/goodfood/recipes\"},{\"text\":\"Tips & advice\",\"url\":\"/goodfood/tips-and-advice\"},{\"text\":\"Drinks\",\"url\":\"/goodfood/drinks\"}]},{\"text\":\"Culture\",\"url\":\"/culture\",\"children\":[{\"text\":\"Movies\",\"url\":\"/culture/movies\"},{\"text\":\"TV & radio\",\"url\":\"/culture/tv-and-radio\",\"children\":[{\"text\":\"TV guide\",\"url\":\"https://tvguide.theage.com.au\"}]},{\"text\":\"Music\",\"url\":\"/culture/music\"},{\"text\":\"Celebrity\",\"url\":\"/culture/celebrity\"},{\"text\":\"Books\",\"url\":\"/culture/books\"},{\"text\":\"Comedy\",\"url\":\"/culture/comedy\"},{\"text\":\"Dance\",\"url\":\"/culture/dance\"},{\"text\":\"Musicals\",\"url\":\"/culture/musicals\"},{\"text\":\"Opera\",\"url\":\"/culture/opera\"},{\"text\":\"Theatre\",\"url\":\"/culture/theatre\"},{\"text\":\"Art & design\",\"url\":\"/culture/art-and-design\"},{\"text\":\"Live reviews\",\"url\":\"/culture/live-reviews\"},{\"text\":\"TV guide\",\"url\":\"https://tvguide.theage.com.au\"}]},{\"text\":\"Lifestyle\",\"url\":\"/lifestyle\",\"children\":[{\"text\":\"Health & wellness\",\"url\":\"/lifestyle/health-and-wellness\"},{\"text\":\"Fashion\",\"url\":\"/lifestyle/fashion\"},{\"text\":\"Life & relationships\",\"url\":\"/lifestyle/life-and-relationships\"},{\"text\":\"Beauty\",\"url\":\"/lifestyle/beauty\"},{\"text\":\"Style\",\"url\":\"/topic/style-luxury-1nij\"},{\"text\":\"Horoscopes\",\"url\":\"/topic/horoscopes-5yc\"}]},{\"text\":\"Traveller\",\"url\":\"/traveller\",\"children\":[{\"text\":\"Destination guides\",\"url\":\"/traveller/inspiration/destination-guides\"},{\"text\":\"Inspiration\",\"url\":\"/traveller/inspiration\"},{\"text\":\"Reviews & advice\",\"url\":\"/traveller/reviews-and-advice\"},{\"text\":\"Travel news\",\"url\":\"/traveller/travel-news\"}]},{\"text\":\"Good Weekend\",\"url\":\"/good-weekend\"},{\"text\":\"Spectrum\",\"url\":\"/topic/spectrum--age-only--1nln\"},{\"text\":\"Sunday Life\",\"url\":\"/sunday-life\"},{\"text\":\"Money\",\"url\":\"/money\",\"children\":[{\"text\":\"Super & retirement\",\"url\":\"/money/super-and-retirement\"},{\"text\":\"Investing\",\"url\":\"/money/investing\"},{\"text\":\"Banking\",\"url\":\"/money/banking\"},{\"text\":\"Borrowing\",\"url\":\"/money/borrowing\"},{\"text\":\"Saving\",\"url\":\"/money/saving\"},{\"text\":\"Tax\",\"url\":\"/money/tax\"},{\"text\":\"Planning & budgeting\",\"url\":\"/money/planning-and-budgeting\"},{\"text\":\"Insurance\",\"url\":\"/money/insurance\"}]},{\"text\":\"Education\",\"url\":\"/education\"},{\"text\":\"Healthcare\",\"url\":\"/healthcare\"},{\"text\":\"Environment\",\"url\":\"/environment\",\"children\":[{\"text\":\"Conservation\",\"url\":\"/environment/conservation\"},{\"text\":\"Climate change\",\"url\":\"/environment/climate-change\"},{\"text\":\"Sustainability\",\"url\":\"/environment/sustainability\"},{\"text\":\"Weather\",\"url\":\"/environment/weather\"}]},{\"text\":\"Technology\",\"url\":\"/technology\",\"children\":[{\"text\":\"Video games\",\"url\":\"/technology/video-games\"},{\"text\":\"Home tech\",\"url\":\"/topic/home-technology-hqq\"},{\"text\":\"Phones\",\"url\":\"/topic/phones-5zt\"},{\"text\":\"Gadgets\",\"url\":\"/topic/gadgets-hqp\"}]},{\"text\":\"Drive\",\"url\":\"http://www.drive.com.au\"}]}}");</script><script nomodule="" src="/assets/core-js-bundle-3.6.1.js"></script><script src="/assets/react.38e021df249a667bd410.chunk.js"></script><script src="/assets/vendorCommon.444babe51411aee87403.chunk.js"></script><script src="/assets/client.dbf3103f99de5865f5d9.chunk.js"></script><script>(function(){var g=function(e,h,f,g){ this.get=function(a){for(var a=a+"=",c=document.cookie.split(";"),b=0,e=c.length;b<e;b++){for(var d=c[b];" "==d.charAt(0);)d=d.substring(1,d.length);if(0==d.indexOf(a))return d.substring(a.length,d.length)}return null}; this.set=function(a,c){var b="",b=new Date;b.setTime(b.getTime()+6048E5);b="; expires="+b.toGMTString();document.cookie=a+"="+c+b+"; path=/; "}; this.check=function(){var a=this.get(f);if(a)a=a.split(":");else if(100!=e)"v"==h&&(e=Math.random()>=e/100?0:100),a=[h,e,0],this.set(f,a.join(":"));else return!0;var c=a[1];if(100==c)return!0;switch(a[0]){case "v":return!1;case "r":return c=a[2]%Math.floor(100/c),a[2]++,this.set(f,a.join(":")),!c}return!0}; this.go=function(){if(this.check()){var a=document.createElement("script");a.type="text/javascript";a.src=g;document.body&&document.body.appendChild(a)}}; this.start=function(){var t=this;"complete"!==document.readyState?window.addEventListener?window.addEventListener("load",function(){t.go()},!1):window.attachEvent&&window.attachEvent("onload",function(){t.go()}):t.go()};}; try{(new g(100,"r","QSI_S_ZN_0D1RDMYOnHU4HDE","https://znawqoh5e46wdazt0-nineresearch.siteintercept.qualtrics.com/SIE/?Q_ZID=ZN_0D1RDMYOnHU4HDE")).start()}catch(i){}})();</script><div id="ZN_0D1RDMYOnHU4HDE"></div><script>(function(src) { var a = document.createElement("script"); a.type = "text/javascript"; a.async = true; a.src = src; var b = document.getElementsByTagName("script")[0]; b.parentNode.insertBefore(a, b) })("//cdn.tinypass.com/api/tinypass.min.js"); </script></body></html>