CINXE.COM

Retirement Savings | The Pew Charitable Trusts

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srcset="/-/media/post-launch-images/trust-magazine/spring-2024/web-images/housing/housing_thumbnail1x1.jpg?mw=462&amp;hash=59E976CE50579AE16AE73B68F080AE42 1x, /-/media/post-launch-images/trust-magazine/spring-2024/web-images/housing/housing_thumbnail1x1.jpg?mw=924&amp;hash=CDA665C5726667691250DEDACA863F79 2x" media="(min-width: 29.4375em)" /> <source srcset="/-/media/post-launch-images/trust-magazine/spring-2024/web-images/housing/housing_thumbnail1x1.jpg?mw=462&amp;hash=59E976CE50579AE16AE73B68F080AE42 1x, /-/media/post-launch-images/trust-magazine/spring-2024/web-images/housing/housing_thumbnail1x1.jpg?mw=924&amp;hash=CDA665C5726667691250DEDACA863F79 2x" media="(max-width: 29.375em)" /> <img src="/-/media/post-launch-images/trust-magazine/spring-2024/web-images/housing/housing_thumbnail1x1.jpg?la=en&amp;h=676&amp;w=676&amp;hash=DC42EE033C0BA4499C06DE5B474FDC1A" alt="" /> </picture> <figcaption class="u-visuallyhidden">A record housing shortage and skyrocketing rents and home prices 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class="flexible-promo__content-typedate-wrapper flexible-promo--accept-color-overrides"> <span class="flexible-promo__content-type">Article</span> <span class="flexible-promo__content-date">December 4, 2023</span> </div> <!-- Feature Title --> <h4 class="flexible-promo__subtitle flexible-promo--accept-color-overrides" id="promo-afa8c5a4-001e-47b2-9d34-dbb08f02aac5">Exploring Retirement Security Issues for Nontraditional Workers </h4> <!-- Description Text --> </div> </div> <div class="flexible-promo__overlay" style="background-image: linear-gradient(to bottom,transparent 0,rgba(0,0,0,.1) 15%,rgba(0,0,0,.2) 30%,rgba(0,0,0,.3) 45%,rgba(0,0,0,.5) 60%,rgba(0,0,0,.6) 75%,rgba(0,0,0,.7) 100%)"></div> </a> <div class="flexible-promo__modal-content js-modal-content"> <span class="flexible-promo__modal-label">Quick View</span> <div class="flexible-promo__modal-inset-wrapper"> <div class="flexible-promo__modal-image"> <figure class="promo__media 1x1 promo-feature-image"> <a href="/en/research-and-analysis/articles/2023/12/04/pew-policy-summit-explores-retirement-security-issues-faced-by-nontraditional-workers"> <picture> <source srcset="/-/media/post-launch-images/2023/11/dangoldkarzusymfraunsplashjpgmaster/1x1_s.jpg?mw=615&amp;hash=08B4589C514588F0FC336E2C7C4A868C 1x, /-/media/post-launch-images/2023/11/dangoldkarzusymfraunsplashjpgmaster/1x1_s.jpg?mw=1230&amp;hash=37AD2BDB00B9C7D175DAB5A3DB39DB09 2x" media="(min-width: 56.9375em)"> <source srcset="/-/media/post-launch-images/2023/11/dangoldkarzusymfraunsplashjpgmaster/1x1_s.jpg?mw=420&amp;hash=C3873ECDF15396AAE75593D3C735D3BB 1x, /-/media/post-launch-images/2023/11/dangoldkarzusymfraunsplashjpgmaster/1x1_s.jpg?mw=840&amp;hash=AFD4810F9B966766E92FFBCF4CFB9D47 2x" media="(min-width: 29.4375em)"> <source srcset="/-/media/post-launch-images/2023/11/dangoldkarzusymfraunsplashjpgmaster/1x1_s.jpg?mw=420&amp;hash=C3873ECDF15396AAE75593D3C735D3BB 1x, /-/media/post-launch-images/2023/11/dangoldkarzusymfraunsplashjpgmaster/1x1_s.jpg?mw=840&amp;hash=AFD4810F9B966766E92FFBCF4CFB9D47 2x" media="(max-width: 29.375em)"> <img src="/-/media/post-launch-images/2023/11/dangoldkarzusymfraunsplashjpgmaster/1x1_s.jpg?la=en&amp;h=615&amp;w=615&amp;hash=5B17BADFCB4486B458E63BDBAC44AD7A" alt=" " title=" " /> </picture> </a> <figcaption class="u-visuallyhidden"></figcaption> </figure> </div> <div class="flexible-promo__modal-content-details"> <div class="flexible-promo__content-typedate-wrapper"> <span class="flexible-promo__content-type">Article</span> <span class="flexible-promo__content-date">December 4, 2023</span> </div> <p class="flexible-promo__description">Among the American workers who struggle most to save for retirement are those in nontraditional jobs, such as the self-employed, sole proprietors, gig workers, and contract workers. Several people with these jobs and a range of policy, business, and financial experts recently took part in a Nontraditional Workers and Retirement Policy Summit to better understand the problems and talk about potential steps to address them. </p> </div> </div> </div> </section> </section> <section class="flexible-promo__outer-wrapper" id="" data-sitecore-component-name="Flexible Promo" data-sitecore-data-source="/sitecore/content/PewTrusts_org/Home/Shared Components/Shared Flexible Promos/promo Pew Endorses New Retirement Savings Bill That Would Help Pennsylvanians"> <section class="flexible-promo__modal-source js-flexible-promo-modal-source"> <a href="/en/about/news-room/press-releases-and-statements/2021/12/13/pew-endorses-new-retirement-savings-bill-that-would-help-pennsylvanians" class="flexible-promo is-left flexible-promo__overlay-text " style="color:#FFFFFF;" data-component-description="Pew Endorses Pennsylvania's Retirement Savings Bill " data-component-ds-path="/sitecore/content/PewTrusts_org/Home/Shared Components/Shared Flexible Promos/promo Pew Endorses New Retirement Savings Bill That Would Help Pennsylvanians"> <div class="flexible-promo__media-wrapper flexible-promo--prefer-aspect-ratio-16x9"> <figure class="flexible-promo__media flexible-promo__media--wide promo-feature-image"> <picture> <source srcset="/-/media/post-launch-images/2021/12/gettyimages512331844jpg/16x9_m.jpg?mw=615&amp;hash=4A9A8448BD711EB9CF1553C574D499AC 1x, /-/media/post-launch-images/2021/12/gettyimages512331844jpg/16x9_m.jpg?mw=1230&amp;hash=7C046AF72727357777727566E1C8B987 2x" media="(min-width: 56.9375em)"> <source srcset="/-/media/post-launch-images/2021/12/gettyimages512331844jpg/16x9_m.jpg?mw=420&amp;hash=11B6FE79D6D9F7C735DACDF72E0100E9 1x, /-/media/post-launch-images/2021/12/gettyimages512331844jpg/16x9_m.jpg?mw=840&amp;hash=31BC13CE08FFC73C4A1C04B68461AE1A 2x" media="(min-width: 29.4375em)"> <source srcset="/-/media/post-launch-images/2021/12/gettyimages512331844jpg/16x9_m.jpg?mw=420&amp;hash=11B6FE79D6D9F7C735DACDF72E0100E9 1x, /-/media/post-launch-images/2021/12/gettyimages512331844jpg/16x9_m.jpg?mw=840&amp;hash=31BC13CE08FFC73C4A1C04B68461AE1A 2x" media="(max-width: 29.375em)"> <img src="/-/media/post-launch-images/2021/12/gettyimages512331844jpg/16x9_m.jpg?la=en&amp;h=346&amp;w=615&amp;hash=FEEF5CF789A2348DDC9909E194F77B5C" alt="Pennsylvania State Capitol" title="Pennsylvania State Capitol" /> </picture> <figcaption class="u-visuallyhidden"></figcaption> </figure> <figure class="flexible-promo__media flexible-promo__media--square promo-feature-image"> <picture> <source srcset="/-/media/post-launch-images/2021/12/gettyimages512331844jpg/1x1_s.jpg?mw=615&amp;hash=F394E9E7ACF98E8FB9EAC54B0E4B0BEC 1x, /-/media/post-launch-images/2021/12/gettyimages512331844jpg/1x1_s.jpg?mw=1230&amp;hash=E9BC2727678BBC67A66CBE325B7B9D98 2x" media="(min-width: 56.9375em)"> <source srcset="/-/media/post-launch-images/2021/12/gettyimages512331844jpg/1x1_s.jpg?mw=420&amp;hash=8ECEC5244AF7352D2EFF89AA2FB4ABE4 1x, /-/media/post-launch-images/2021/12/gettyimages512331844jpg/1x1_s.jpg?mw=840&amp;hash=1C6963B0F56210C4915BBC7874182089 2x" media="(min-width: 29.4375em)"> <source srcset="/-/media/post-launch-images/2021/12/gettyimages512331844jpg/1x1_s.jpg?mw=420&amp;hash=8ECEC5244AF7352D2EFF89AA2FB4ABE4 1x, /-/media/post-launch-images/2021/12/gettyimages512331844jpg/1x1_s.jpg?mw=840&amp;hash=1C6963B0F56210C4915BBC7874182089 2x" media="(max-width: 29.375em)"> <img src="/-/media/post-launch-images/2021/12/gettyimages512331844jpg/1x1_s.jpg?la=en&amp;h=615&amp;w=615&amp;hash=D9E10F58419AF62FA4D5729CFC28EB6B" alt="Pennsylvania State Capitol" title="Pennsylvania State Capitol" /> </picture> <figcaption class="u-visuallyhidden"></figcaption> </figure> <div class="flexible-promo__quick-view-wrapper"> </div> </div> <div class="flexible-promo__content" style="color: inherit;"> <div class="flexible-promo__content-inner-wrapper flexible-promo--accept-color-overrides"> <div class="flexible-promo__content-typedate-wrapper flexible-promo--accept-color-overrides"> <span class="flexible-promo__content-type">Press Releases &amp; Statements</span> <span class="flexible-promo__content-date">December 13, 2021</span> </div> <!-- Feature Title --> <h4 class="flexible-promo__subtitle flexible-promo--accept-color-overrides" id="promo-4ac736ad-5624-453c-8adf-9087cb4721c0">Pew Endorses Pennsylvania&#39;s Retirement Savings Bill </h4> <!-- Description Text --> </div> </div> <div class="flexible-promo__overlay" style="background-image: linear-gradient(to bottom,transparent 0,rgba(0,0,0,.1) 15%,rgba(0,0,0,.2) 30%,rgba(0,0,0,.3) 45%,rgba(0,0,0,.5) 60%,rgba(0,0,0,.6) 75%,rgba(0,0,0,.7) 100%)"></div> </a> <div class="flexible-promo__modal-content js-modal-content"> <span class="flexible-promo__modal-label">Quick View</span> <div class="flexible-promo__modal-inset-wrapper"> <div class="flexible-promo__modal-image"> <figure class="promo__media 1x1 promo-feature-image"> <a href="/en/about/news-room/press-releases-and-statements/2021/12/13/pew-endorses-new-retirement-savings-bill-that-would-help-pennsylvanians"> <picture> <source srcset="/-/media/post-launch-images/2021/12/gettyimages512331844jpg/1x1_s.jpg?mw=615&amp;hash=F394E9E7ACF98E8FB9EAC54B0E4B0BEC 1x, /-/media/post-launch-images/2021/12/gettyimages512331844jpg/1x1_s.jpg?mw=1230&amp;hash=E9BC2727678BBC67A66CBE325B7B9D98 2x" media="(min-width: 56.9375em)"> <source srcset="/-/media/post-launch-images/2021/12/gettyimages512331844jpg/1x1_s.jpg?mw=420&amp;hash=8ECEC5244AF7352D2EFF89AA2FB4ABE4 1x, /-/media/post-launch-images/2021/12/gettyimages512331844jpg/1x1_s.jpg?mw=840&amp;hash=1C6963B0F56210C4915BBC7874182089 2x" media="(min-width: 29.4375em)"> <source srcset="/-/media/post-launch-images/2021/12/gettyimages512331844jpg/1x1_s.jpg?mw=420&amp;hash=8ECEC5244AF7352D2EFF89AA2FB4ABE4 1x, /-/media/post-launch-images/2021/12/gettyimages512331844jpg/1x1_s.jpg?mw=840&amp;hash=1C6963B0F56210C4915BBC7874182089 2x" media="(max-width: 29.375em)"> <img src="/-/media/post-launch-images/2021/12/gettyimages512331844jpg/1x1_s.jpg?la=en&amp;h=615&amp;w=615&amp;hash=D9E10F58419AF62FA4D5729CFC28EB6B" alt="Pennsylvania State Capitol" title="Pennsylvania State Capitol" /> </picture> </a> <figcaption class="u-visuallyhidden"></figcaption> </figure> </div> <div class="flexible-promo__modal-content-details"> <div class="flexible-promo__content-typedate-wrapper"> <span class="flexible-promo__content-type">Press Releases &amp; Statements</span> <span class="flexible-promo__content-date">December 13, 2021</span> </div> <p class="flexible-promo__description">The Pew Charitable Trusts expressed support today for legislation newly unveiled in the Pennsylvania state House, saying the measure would help approximately 2 million Pennsylvanians secure a stronger financial future. </p> </div> </div> </div> </section> </section> <section class="flexible-promo__outer-wrapper" id="" data-sitecore-component-name="Flexible Promo" data-sitecore-data-source="/sitecore/content/PewTrusts_org/Home/Shared Components/Shared Flexible Promos/Innovations Can Promote Retirement Savings"> <section class="flexible-promo__modal-source js-flexible-promo-modal-source"> <a href="/en/research-and-analysis/speeches-and-testimony/2021/10/28/innovations-can-promote-retirement-savings" class="flexible-promo is-left flexible-promo__overlay-text " style="color:#FFFFFF;" data-component-description="Innovations Can Promote Retirement Savings" data-component-ds-path="/sitecore/content/PewTrusts_org/Home/Shared Components/Shared Flexible Promos/Innovations Can Promote Retirement Savings"> <div class="flexible-promo__media-wrapper flexible-promo--prefer-aspect-ratio-16x9"> <figure class="flexible-promo__media flexible-promo__media--wide promo-feature-image"> <picture> <source srcset="/-/media/post-launch-images/2019/02/peg_capitolbldgatnight_900.jpg?mw=615&amp;hash=C0D2B66587ADBF3B43DD2ED2806C7646 1x, /-/media/post-launch-images/2019/02/peg_capitolbldgatnight_900.jpg?mw=1230&amp;hash=2A957D81CD5D43D35C0C02DC2DFE28B8 2x" media="(min-width: 56.9375em)"> <source srcset="/-/media/post-launch-images/2019/02/peg_capitolbldgatnight_900.jpg?mw=420&amp;hash=2FCCBC175E238A163D718A4AE80BA506 1x, /-/media/post-launch-images/2019/02/peg_capitolbldgatnight_900.jpg?mw=840&amp;hash=81E4C3ED0C70ED0D27DAAA7942125682 2x" media="(min-width: 29.4375em)"> <source srcset="/-/media/post-launch-images/2019/02/peg_capitolbldgatnight_900.jpg?mw=420&amp;hash=2FCCBC175E238A163D718A4AE80BA506 1x, /-/media/post-launch-images/2019/02/peg_capitolbldgatnight_900.jpg?mw=840&amp;hash=81E4C3ED0C70ED0D27DAAA7942125682 2x" media="(max-width: 29.375em)"> <img src="/-/media/post-launch-images/2019/02/peg_capitolbldgatnight_900.jpg?la=en&amp;h=346&amp;w=615&amp;hash=BE2CE37EC5B30C5FD7288F1E43FB4AE9" alt="Capitol Building at Night" /> </picture> <figcaption class="u-visuallyhidden"></figcaption> </figure> <figure class="flexible-promo__media flexible-promo__media--square promo-feature-image"> <picture> <source srcset="/-/media/post-launch-images/2019/02/peg_capitolbldgatnight_570.jpg?mw=615&amp;hash=9E4971AA20D148090C36E7733ACFC9B1 1x, /-/media/post-launch-images/2019/02/peg_capitolbldgatnight_570.jpg?mw=1230&amp;hash=5B9E6D8CEBB5DE466193621E9C839111 2x" media="(min-width: 56.9375em)"> <source srcset="/-/media/post-launch-images/2019/02/peg_capitolbldgatnight_570.jpg?mw=420&amp;hash=3687034C7535770F397BA40C16C4138F 1x, /-/media/post-launch-images/2019/02/peg_capitolbldgatnight_570.jpg?mw=840&amp;hash=CD7E23F73EE213D86544427518983B04 2x" media="(min-width: 29.4375em)"> <source srcset="/-/media/post-launch-images/2019/02/peg_capitolbldgatnight_570.jpg?mw=420&amp;hash=3687034C7535770F397BA40C16C4138F 1x, /-/media/post-launch-images/2019/02/peg_capitolbldgatnight_570.jpg?mw=840&amp;hash=CD7E23F73EE213D86544427518983B04 2x" media="(max-width: 29.375em)"> <img src="/-/media/post-launch-images/2019/02/peg_capitolbldgatnight_570.jpg?la=en&amp;h=615&amp;w=615&amp;hash=5C753C57DB24A4C10B336CF190F2628E" alt="Capitol Building at Night" /> </picture> <figcaption class="u-visuallyhidden"></figcaption> </figure> <div class="flexible-promo__quick-view-wrapper"> </div> </div> <div class="flexible-promo__content" style="color: inherit;"> <div class="flexible-promo__content-inner-wrapper flexible-promo--accept-color-overrides"> <div class="flexible-promo__content-typedate-wrapper flexible-promo--accept-color-overrides"> <span class="flexible-promo__content-type">Speeches &amp; Testimony</span> <span class="flexible-promo__content-date">October 28, 2021</span> </div> <!-- Feature Title --> <h4 class="flexible-promo__subtitle flexible-promo--accept-color-overrides" id="promo-bd15f3cc-9228-4e76-9a46-21aef1082b15">Innovations Can Promote Retirement Savings </h4> <!-- Description Text --> </div> </div> <div class="flexible-promo__overlay" style="background-image: linear-gradient(to bottom,transparent 0,rgba(0,0,0,.1) 15%,rgba(0,0,0,.2) 30%,rgba(0,0,0,.3) 45%,rgba(0,0,0,.5) 60%,rgba(0,0,0,.6) 75%,rgba(0,0,0,.7) 100%)"></div> </a> <div class="flexible-promo__modal-content js-modal-content"> <span class="flexible-promo__modal-label">Quick View</span> <div class="flexible-promo__modal-inset-wrapper"> <div class="flexible-promo__modal-image"> <figure class="promo__media 1x1 promo-feature-image"> <a href="/en/research-and-analysis/speeches-and-testimony/2021/10/28/innovations-can-promote-retirement-savings"> <picture> <source srcset="/-/media/post-launch-images/2019/02/peg_capitolbldgatnight_570.jpg?mw=615&amp;hash=9E4971AA20D148090C36E7733ACFC9B1 1x, /-/media/post-launch-images/2019/02/peg_capitolbldgatnight_570.jpg?mw=1230&amp;hash=5B9E6D8CEBB5DE466193621E9C839111 2x" media="(min-width: 56.9375em)"> <source srcset="/-/media/post-launch-images/2019/02/peg_capitolbldgatnight_570.jpg?mw=420&amp;hash=3687034C7535770F397BA40C16C4138F 1x, /-/media/post-launch-images/2019/02/peg_capitolbldgatnight_570.jpg?mw=840&amp;hash=CD7E23F73EE213D86544427518983B04 2x" media="(min-width: 29.4375em)"> <source srcset="/-/media/post-launch-images/2019/02/peg_capitolbldgatnight_570.jpg?mw=420&amp;hash=3687034C7535770F397BA40C16C4138F 1x, /-/media/post-launch-images/2019/02/peg_capitolbldgatnight_570.jpg?mw=840&amp;hash=CD7E23F73EE213D86544427518983B04 2x" media="(max-width: 29.375em)"> <img src="/-/media/post-launch-images/2019/02/peg_capitolbldgatnight_570.jpg?la=en&amp;h=615&amp;w=615&amp;hash=5C753C57DB24A4C10B336CF190F2628E" alt="Capitol Building at Night" /> </picture> </a> <figcaption class="u-visuallyhidden"></figcaption> </figure> </div> <div class="flexible-promo__modal-content-details"> <div class="flexible-promo__content-typedate-wrapper"> <span class="flexible-promo__content-type">Speeches &amp; Testimony</span> <span class="flexible-promo__content-date">October 28, 2021</span> </div> <p class="flexible-promo__description">On Oct. 28, John Scott, director of The Pew Charitable Trusts’ retirement savings project, testified at a U.S. Senate Special Committee on Aging hearing, “A Financially Secure Future: Building a Stronger Retirement System for All Americans.” </p> </div> </div> </div> </section> </section> <section class="flexible-promo__outer-wrapper" id="" data-sitecore-component-name="Flexible Promo" data-sitecore-data-source="/sitecore/content/PewTrusts_org/Home/Shared Components/Shared Flexible Promos/Pew Survey Explores Consumer Trend to Roll Over Workplace Savings Into IRA Plans"> <section class="flexible-promo__modal-source js-flexible-promo-modal-source"> <a href="/en/research-and-analysis/issue-briefs/2021/09/pew-survey-explores-consumer-trend-to-roll-over-workplace-savings-into-ira-plans" class="flexible-promo is-left flexible-promo__overlay-text " style="color:#FFFFFF;" data-component-description="Consumers Rolling Over Workplace Savings Into IRA Plans" data-component-ds-path="/sitecore/content/PewTrusts_org/Home/Shared Components/Shared Flexible Promos/Pew Survey Explores Consumer Trend to Roll Over Workplace Savings Into IRA Plans"> <div class="flexible-promo__media-wrapper flexible-promo--prefer-aspect-ratio-16x9"> <figure class="flexible-promo__media flexible-promo__media--wide promo-feature-image"> <picture> <source srcset="/-/media/post-launch-images/2021/09/vladimirsolomianyirkpiuxlq29aunsplashjpgmaster/16x9_m.jpg?mw=615&amp;hash=ECDC3362D79E3062EA4673CDD4934ECC 1x, /-/media/post-launch-images/2021/09/vladimirsolomianyirkpiuxlq29aunsplashjpgmaster/16x9_m.jpg?mw=1230&amp;hash=6056331511A830C024EB2C2342225C81 2x" media="(min-width: 56.9375em)"> <source srcset="/-/media/post-launch-images/2021/09/vladimirsolomianyirkpiuxlq29aunsplashjpgmaster/16x9_m.jpg?mw=420&amp;hash=26EDA565BB1B014E03581871724AC316 1x, /-/media/post-launch-images/2021/09/vladimirsolomianyirkpiuxlq29aunsplashjpgmaster/16x9_m.jpg?mw=840&amp;hash=D1A99DA64D3EDE4CD9264BC69633FEDB 2x" media="(min-width: 29.4375em)"> <source srcset="/-/media/post-launch-images/2021/09/vladimirsolomianyirkpiuxlq29aunsplashjpgmaster/16x9_m.jpg?mw=420&amp;hash=26EDA565BB1B014E03581871724AC316 1x, /-/media/post-launch-images/2021/09/vladimirsolomianyirkpiuxlq29aunsplashjpgmaster/16x9_m.jpg?mw=840&amp;hash=D1A99DA64D3EDE4CD9264BC69633FEDB 2x" media="(max-width: 29.375em)"> <img src="/-/media/post-launch-images/2021/09/vladimirsolomianyirkpiuxlq29aunsplashjpgmaster/16x9_m.jpg?la=en&amp;h=346&amp;w=615&amp;hash=59153D6BAEC21836C4B5F1B785D2C941" alt="Flat $100 dollar bill facing up with a picture of Benjamin Franklin" title="Flat $100 dollar bill facing up with a picture of Benjamin Franklin" /> </picture> <figcaption class="u-visuallyhidden"></figcaption> </figure> <figure class="flexible-promo__media flexible-promo__media--square promo-feature-image"> <picture> <source srcset="/-/media/post-launch-images/2021/09/vladimirsolomianyirkpiuxlq29aunsplashjpgmaster/1x1_s.jpg?mw=615&amp;hash=B4F4960ECA53763D7961D0CC62B23258 1x, /-/media/post-launch-images/2021/09/vladimirsolomianyirkpiuxlq29aunsplashjpgmaster/1x1_s.jpg?mw=1230&amp;hash=934280281B87EA5C1EBF97B5A14DADA9 2x" media="(min-width: 56.9375em)"> <source srcset="/-/media/post-launch-images/2021/09/vladimirsolomianyirkpiuxlq29aunsplashjpgmaster/1x1_s.jpg?mw=420&amp;hash=6A56BE00A53D97552D2D73A289F26F05 1x, /-/media/post-launch-images/2021/09/vladimirsolomianyirkpiuxlq29aunsplashjpgmaster/1x1_s.jpg?mw=840&amp;hash=4DE7A16839EB24C0B8C84D8C6C939B50 2x" media="(min-width: 29.4375em)"> <source 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flexible-promo--accept-color-overrides"> <span class="flexible-promo__content-type">Issue Brief</span> <span class="flexible-promo__content-date">September 30, 2021</span> </div> <!-- Feature Title --> <h4 class="flexible-promo__subtitle flexible-promo--accept-color-overrides" id="promo-59ed1013-72fd-4a79-986a-e318e5abb1ec">Consumers Rolling Over Workplace Savings Into IRA Plans </h4> <!-- Description Text --> </div> </div> <div class="flexible-promo__overlay" style="background-image: linear-gradient(to bottom,transparent 0,rgba(0,0,0,.1) 15%,rgba(0,0,0,.2) 30%,rgba(0,0,0,.3) 45%,rgba(0,0,0,.5) 60%,rgba(0,0,0,.6) 75%,rgba(0,0,0,.7) 100%)"></div> </a> <div class="flexible-promo__modal-content js-modal-content"> <span class="flexible-promo__modal-label">Quick View</span> <div class="flexible-promo__modal-inset-wrapper"> <div class="flexible-promo__modal-image"> <figure class="promo__media 1x1 promo-feature-image"> <a 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/-/media/post-launch-images/2021/09/vladimirsolomianyirkpiuxlq29aunsplashjpgmaster/1x1_s.jpg?mw=840&amp;hash=4DE7A16839EB24C0B8C84D8C6C939B50 2x" media="(max-width: 29.375em)"> <img src="/-/media/post-launch-images/2021/09/vladimirsolomianyirkpiuxlq29aunsplashjpgmaster/1x1_s.jpg?la=en&amp;h=615&amp;w=615&amp;hash=38D24202CAF6A328BD3B0956AF858AF2" alt="Flat $100 dollar bill facing up with a picture of Benjamin Franklin" title="Flat $100 dollar bill facing up with a picture of Benjamin Franklin" /> </picture> </a> <figcaption class="u-visuallyhidden"></figcaption> </figure> </div> <div class="flexible-promo__modal-content-details"> <div class="flexible-promo__content-typedate-wrapper"> <span class="flexible-promo__content-type">Issue Brief</span> <span class="flexible-promo__content-date">September 30, 2021</span> </div> <p class="flexible-promo__description">Most retirement savings are accumulated through workplace plans. Of those savings, more are held in individual retirement accounts (IRAs) than in 401(k)s and other defined contribution accounts, primarily because workers tend to “roll over” their workplace savings into an IRA when they retire or change jobs.</p> </div> </div> </div> </section> </section> </div> </section> <div class="dynamic-content-listing__header-container" id=""> <span class="dynamic-content-listing__header-wrapper"> <h3 class="dynamic-content-listing__header">Our Work</h3> </span> <div class="js-dynamic-items-search-facets" data-search-id="search-b36f2505-6bcf-4f5a-8271-1c66870d081f"></div> </div> <div class="js-dynamic-items" data-search-id="search-b36f2505-6bcf-4f5a-8271-1c66870d081f"></div> <script data-cfasync="false" src="/cdn-cgi/scripts/5c5dd728/cloudflare-static/email-decode.min.js"></script><script> // If configuring from Razor, please use a JSON string var config = 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class="" target="">State Automated Savings Programs</a> </div> </div> <section class="flexible-promo__outer-wrapper" id="" data-sitecore-component-name="Flexible Promo" data-sitecore-data-source="/sitecore/content/PewTrusts_org/Home/Research and Analysis/Articles/2019/05/03/The American Family/Components/Promos/The American Family Not So Golden Years"> <section class="flexible-promo__modal-source js-flexible-promo-modal-source"> <a href="/en/research-and-analysis/articles/2019/05/24/the-american-family-the-not-so-golden-years" class="flexible-promo is-left flexible-promo__no-overlay-text " style="background-color:#333333;color:#ffffff;;fill:#FFFFFF;" data-component-description="The American Family: The Not So Golden Years" data-component-ds-path="/sitecore/content/PewTrusts_org/Home/Research and Analysis/Articles/2019/05/03/The American Family/Components/Promos/The American Family Not So Golden Years"> <div class="flexible-promo__media-wrapper flexible-promo--prefer-aspect-ratio-16x9"> <figure class="flexible-promo__media flexible-promo__media--wide promo-feature-image"> <picture> <source srcset="/-/media/post-launch-images/2019/05/promotile_900x506_americanfamilyretirement.jpg?mw=615&amp;hash=B5B64654A1F4FC71CDA0DF503B0C943D 1x, /-/media/post-launch-images/2019/05/promotile_900x506_americanfamilyretirement.jpg?mw=1230&amp;hash=79CAC1CB214A1FCBCC9A98D7EBEECB1F 2x" media="(min-width: 56.9375em)"> <source srcset="/-/media/post-launch-images/2019/05/promotile_900x506_americanfamilyretirement.jpg?mw=420&amp;hash=E5FD110D3A9F140B3257F176513877B3 1x, /-/media/post-launch-images/2019/05/promotile_900x506_americanfamilyretirement.jpg?mw=840&amp;hash=89B9EF82D01187D33926BF7D6EE3BE58 2x" media="(min-width: 29.4375em)"> <source srcset="/-/media/post-launch-images/2019/05/promotile_900x506_americanfamilyretirement.jpg?mw=420&amp;hash=E5FD110D3A9F140B3257F176513877B3 1x, /-/media/post-launch-images/2019/05/promotile_900x506_americanfamilyretirement.jpg?mw=840&amp;hash=89B9EF82D01187D33926BF7D6EE3BE58 2x" media="(max-width: 29.375em)"> <img src="/-/media/post-launch-images/2019/05/promotile_900x506_americanfamilyretirement.jpg?la=en&amp;h=346&amp;w=615&amp;hash=3339098300C9ED855669F258FD5B0524" alt="" /> </picture> <figcaption class="u-visuallyhidden"></figcaption> </figure> <figure class="flexible-promo__media flexible-promo__media--square promo-feature-image"> <picture> <source srcset="/-/media/post-launch-images/2019/05/thumbnail_700x700_americanfamilyretirement.jpg?mw=615&amp;hash=134F705A4326115CAEBF9541BB2AB44D 1x, /-/media/post-launch-images/2019/05/thumbnail_700x700_americanfamilyretirement.jpg?mw=1230&amp;hash=E524DA94A9D80E5292523AAB3AA299A2 2x" media="(min-width: 56.9375em)"> <source srcset="/-/media/post-launch-images/2019/05/thumbnail_700x700_americanfamilyretirement.jpg?mw=420&amp;hash=8A157F7643C4C750A1C437B5A352300F 1x, 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flexible-promo--accept-color-overrides"> <span class="flexible-promo__content-type">PODCAST</span> <span class="flexible-promo__content-date">May 24, 2019</span> </div> <!-- Feature Title --> <h4 class="flexible-promo__subtitle flexible-promo--accept-color-overrides" id="promo-29729137-9985-461c-b231-192957f67e5a">The American Family: The Not So Golden Years </h4> <!-- Description Text --> </div> </div> <div class="flexible-promo__overlay" style="background-image: linear-gradient(to bottom,transparent 0,rgba(0,0,0,.1) 15%,rgba(0,0,0,.2) 30%,rgba(0,0,0,.3) 45%,rgba(0,0,0,.5) 60%,rgba(0,0,0,.6) 75%,rgba(0,0,0,.7) 100%)"></div> </a> <div class="flexible-promo__modal-content js-modal-content"> <span class="flexible-promo__modal-label">Quick View</span> <div class="flexible-promo__modal-inset-wrapper"> <div class="flexible-promo__modal-image"> <figure class="promo__media 1x1 promo-feature-image"> <a href="/en/research-and-analysis/articles/2019/05/24/the-american-family-the-not-so-golden-years"> <picture> <source srcset="/-/media/post-launch-images/2019/05/thumbnail_700x700_americanfamilyretirement.jpg?mw=615&amp;hash=134F705A4326115CAEBF9541BB2AB44D 1x, /-/media/post-launch-images/2019/05/thumbnail_700x700_americanfamilyretirement.jpg?mw=1230&amp;hash=E524DA94A9D80E5292523AAB3AA299A2 2x" media="(min-width: 56.9375em)"> <source srcset="/-/media/post-launch-images/2019/05/thumbnail_700x700_americanfamilyretirement.jpg?mw=420&amp;hash=8A157F7643C4C750A1C437B5A352300F 1x, /-/media/post-launch-images/2019/05/thumbnail_700x700_americanfamilyretirement.jpg?mw=840&amp;hash=02EBFDA0CBD235B65BE66AA310E26DA2 2x" media="(min-width: 29.4375em)"> <source srcset="/-/media/post-launch-images/2019/05/thumbnail_700x700_americanfamilyretirement.jpg?mw=420&amp;hash=8A157F7643C4C750A1C437B5A352300F 1x, /-/media/post-launch-images/2019/05/thumbnail_700x700_americanfamilyretirement.jpg?mw=840&amp;hash=02EBFDA0CBD235B65BE66AA310E26DA2 2x" media="(max-width: 29.375em)"> <img src="/-/media/post-launch-images/2019/05/thumbnail_700x700_americanfamilyretirement.jpg?la=en&amp;h=615&amp;w=615&amp;hash=58324D9211C1DED01E68166073FAADBC" alt="" /> </picture> </a> <figcaption class="u-visuallyhidden"></figcaption> </figure> </div> <div class="flexible-promo__modal-content-details"> <div class="flexible-promo__content-typedate-wrapper"> <span class="flexible-promo__content-type">PODCAST</span> <span class="flexible-promo__content-date">May 24, 2019</span> </div> <p class="flexible-promo__description">After all the hard work and child rearing, do Americans get to finally relax and retire with some financial stability? Research shows the golden age of retirement doesn’t always shine. </p> </div> </div> </div> </section> </section> <section class="flexible-promo__outer-wrapper" id="" data-sitecore-component-name="Flexible Promo" data-sitecore-data-source="/sitecore/content/PewTrusts_org/Home/Projects/Retirement Savings/Components/Promos/Many Workers Have Limited Understanding of Retirement Plan Fees"> <section class="flexible-promo__modal-source js-flexible-promo-modal-source"> <a href="/en/research-and-analysis/issue-briefs/2017/11/many-workers-have-limited-understanding-of-retirement-plan-fees" class="flexible-promo is-left flexible-promo__overlay-text " style="color:#FFFFFF;" data-component-description="Many Workers Have Limited Understanding of Retirement Plan Fees" data-component-ds-path="/sitecore/content/PewTrusts_org/Home/Projects/Retirement Savings/Components/Promos/Many Workers Have Limited Understanding of Retirement Plan Fees"> <div class="flexible-promo__media-wrapper flexible-promo--prefer-aspect-ratio-16x9"> <figure class="flexible-promo__media flexible-promo__media--wide promo-feature-image"> <picture> <source srcset="/-/media/post-launch-images/2017/11/gettyimages684115968/gettyimages684115968_16x9.jpg?mw=615&amp;hash=DFD13C3FBAE6B5633E0728C48BA7BB9E 1x, /-/media/post-launch-images/2017/11/gettyimages684115968/gettyimages684115968_16x9.jpg?mw=1230&amp;hash=9CA6774A2BBD5CB64BE5F958E81A7B66 2x" media="(min-width: 56.9375em)"> <source srcset="/-/media/post-launch-images/2017/11/gettyimages684115968/gettyimages684115968_16x9.jpg?mw=420&amp;hash=F54702878E26B8FFCE7B623B9040D3ED 1x, /-/media/post-launch-images/2017/11/gettyimages684115968/gettyimages684115968_16x9.jpg?mw=840&amp;hash=D95038764CD8E1DADA202C26F89671D7 2x" media="(min-width: 29.4375em)"> <source srcset="/-/media/post-launch-images/2017/11/gettyimages684115968/gettyimages684115968_16x9.jpg?mw=420&amp;hash=F54702878E26B8FFCE7B623B9040D3ED 1x, /-/media/post-launch-images/2017/11/gettyimages684115968/gettyimages684115968_16x9.jpg?mw=840&amp;hash=D95038764CD8E1DADA202C26F89671D7 2x" media="(max-width: 29.375em)"> <img src="/-/media/post-launch-images/2017/11/gettyimages684115968/gettyimages684115968_16x9.jpg?la=en&amp;h=346&amp;w=615&amp;hash=46EFB9F7B170F1EB432777823DB36A72" alt="Retirement Plan Fees" title="Retirement Plan Fees" /> </picture> <figcaption class="u-visuallyhidden"></figcaption> </figure> <figure class="flexible-promo__media flexible-promo__media--square promo-feature-image"> <picture> <source srcset="/-/media/post-launch-images/2017/11/gettyimages684115968/gettyimages684115968_1x1.jpg?mw=615&amp;hash=36B4F3E938E433DDBC7D48431ABB87ED 1x, /-/media/post-launch-images/2017/11/gettyimages684115968/gettyimages684115968_1x1.jpg?mw=1230&amp;hash=6BE4BBEABD66B6BD6AFE8A6B82F3439A 2x" media="(min-width: 56.9375em)"> <source srcset="/-/media/post-launch-images/2017/11/gettyimages684115968/gettyimages684115968_1x1.jpg?mw=420&amp;hash=C7FFE629660924297F964F49DF233902 1x, /-/media/post-launch-images/2017/11/gettyimages684115968/gettyimages684115968_1x1.jpg?mw=840&amp;hash=15649F1323E06A5EC8F63350E81F1FD3 2x" media="(min-width: 29.4375em)"> <source srcset="/-/media/post-launch-images/2017/11/gettyimages684115968/gettyimages684115968_1x1.jpg?mw=420&amp;hash=C7FFE629660924297F964F49DF233902 1x, /-/media/post-launch-images/2017/11/gettyimages684115968/gettyimages684115968_1x1.jpg?mw=840&amp;hash=15649F1323E06A5EC8F63350E81F1FD3 2x" media="(max-width: 29.375em)"> <img src="/-/media/post-launch-images/2017/11/gettyimages684115968/gettyimages684115968_1x1.jpg?la=en&amp;h=615&amp;w=615&amp;hash=EEF7D9F08E62A3141834AEC75F0C21B6" alt="Retirement Plan Fees" title="Retirement Plan Fees" /> </picture> <figcaption class="u-visuallyhidden"></figcaption> </figure> <div class="flexible-promo__quick-view-wrapper"> </div> </div> <div class="flexible-promo__content" style="color: inherit;"> <div class="flexible-promo__content-inner-wrapper flexible-promo--accept-color-overrides"> <div class="flexible-promo__content-typedate-wrapper flexible-promo--accept-color-overrides"> <span class="flexible-promo__content-type">Issue Brief</span> <span class="flexible-promo__content-date">November 15, 2017</span> </div> <!-- Feature Title --> <h4 class="flexible-promo__subtitle flexible-promo--accept-color-overrides" id="promo-5ff298d2-4325-42e4-95ea-8b17f063fb4f">Many Workers Have Limited Understanding of Retirement Plan Fees </h4> <!-- Description Text --> </div> </div> <div class="flexible-promo__overlay" style="background-image: linear-gradient(to bottom,transparent 0,rgba(0,0,0,.1) 15%,rgba(0,0,0,.2) 30%,rgba(0,0,0,.3) 45%,rgba(0,0,0,.5) 60%,rgba(0,0,0,.6) 75%,rgba(0,0,0,.7) 100%)"></div> </a> <div class="flexible-promo__modal-content js-modal-content"> <span class="flexible-promo__modal-label">Quick View</span> <div class="flexible-promo__modal-inset-wrapper"> <div class="flexible-promo__modal-image"> <figure class="promo__media 1x1 promo-feature-image"> <a href="/en/research-and-analysis/issue-briefs/2017/11/many-workers-have-limited-understanding-of-retirement-plan-fees"> <picture> <source srcset="/-/media/post-launch-images/2017/11/gettyimages684115968/gettyimages684115968_1x1.jpg?mw=615&amp;hash=36B4F3E938E433DDBC7D48431ABB87ED 1x, /-/media/post-launch-images/2017/11/gettyimages684115968/gettyimages684115968_1x1.jpg?mw=1230&amp;hash=6BE4BBEABD66B6BD6AFE8A6B82F3439A 2x" media="(min-width: 56.9375em)"> <source srcset="/-/media/post-launch-images/2017/11/gettyimages684115968/gettyimages684115968_1x1.jpg?mw=420&amp;hash=C7FFE629660924297F964F49DF233902 1x, /-/media/post-launch-images/2017/11/gettyimages684115968/gettyimages684115968_1x1.jpg?mw=840&amp;hash=15649F1323E06A5EC8F63350E81F1FD3 2x" media="(min-width: 29.4375em)"> <source srcset="/-/media/post-launch-images/2017/11/gettyimages684115968/gettyimages684115968_1x1.jpg?mw=420&amp;hash=C7FFE629660924297F964F49DF233902 1x, /-/media/post-launch-images/2017/11/gettyimages684115968/gettyimages684115968_1x1.jpg?mw=840&amp;hash=15649F1323E06A5EC8F63350E81F1FD3 2x" media="(max-width: 29.375em)"> <img src="/-/media/post-launch-images/2017/11/gettyimages684115968/gettyimages684115968_1x1.jpg?la=en&amp;h=615&amp;w=615&amp;hash=EEF7D9F08E62A3141834AEC75F0C21B6" alt="Retirement Plan Fees" title="Retirement Plan Fees" /> </picture> </a> <figcaption class="u-visuallyhidden"></figcaption> </figure> </div> <div class="flexible-promo__modal-content-details"> <div class="flexible-promo__content-typedate-wrapper"> <span class="flexible-promo__content-type">Issue Brief</span> <span class="flexible-promo__content-date">November 15, 2017</span> </div> <p class="flexible-promo__description">Retirement savings plans such as 401(k)s usually place the responsibility for selecting and managing investments with individual workers. These choices can feel overwhelming for many employees, who may be unsure how much they need to save, have more pressing financial concerns than saving for what feels like a far-off retirement, and often lack the financial resources or educational background to get the information they need to make informed retirement planning choices.</p> </div> </div> </div> </section> </section> <div class="related-resources related-resources--experts"> <span class="related-resources__title"> <span class="related-resources__title-text"> Related Experts </span> </span> <div class="related-resources__people-wrapper" data-component="Related Experts"> <div class="related-resources__expert-wrapper"> <a class="related-resources__image xdbpe" href="/en/about/experts/john-scott" data-xdbpe="6BD6D129-6973-4DA2-8007-63F530F1E320"> <img src="/-/media/images/branding-and-banners/experts/pct_johnscott/pct_johnscott_1x1.jpg?la=en&amp;h=160&amp;w=160&amp;hash=1901D70EA004544A136FFC1377500A10" class="related-resources__photo" alt="John Scott" title="John Scott" /> </a> <div class="related-resources__content-wrapper"> <span class="related-resources__link related-resources__link--experts"> <a href="/en/about/experts/john-scott" class="xdbpe" data-xdbpe="6BD6D129-6973-4DA2-8007-63F530F1E320"> John Scott </a> </span> <span class="related-resources__link related-resources__link--experts"> Project Director <br />Retirement Savings </span> <div class="related-resources__expert-contact-wrapper"> <a class="js-obfuscate-email xdbpe" data-obfuscate-email="wfpbgg@crjgehfgf.bet" data-xdbpe="6BD6D129-6973-4DA2-8007-63F530F1E320"> <svg class="related-resources__media-icon" viewBox="0 0 14 10" xmlns="http://www.w3.org/2000/svg"><g transform="translate(-2 -4)" fill="none" fill-rule="evenodd"><rect x="3" y="4.5" width="12" height="9" rx="1" /><path d="M9 9.75l3.75-3M5.25 6.75l3.75 3" stroke-linecap="round" stroke-linejoin="round" /></g></svg> </a> <a href="https://twitter.com/johncscott_dc" 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