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class="_3ToRr">Advertisement</small><div class="_2KSwt" id="adspot-728x90_970x250-pos1-desktop"></div></div></div></div><div class="_2ZR47 undefined"><section class="_297xI _3U0Iv cMu-d _31vzC" data-an-name="FiveStoryLeadSet" data-pb-type="cu" data-contentunit-id="479" data-testid="fivestoryleadset-strap"><div class=""><div><div class="Ymd-f"><div class="_3UISP"><div class="_15r1L _3BNh7 _3-Sw0" data-an-position="1" data-testid="story-tile" data-pb-type="st"><figure class="XmCQH" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/saving/for-the-rest-of-the-year-half-of-us-will-work-for-free-here-s-why-20241129-p5kunc.html"><div class="_1hWPs ME3V4 _2ohCx _1dZP4"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_1.1825%2C$multiply_0.5203%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_134/t_crop_custom/q_86%2Cf_auto/c0de92e68d73e075f743cd6a31c2a1527191b937, https://static.ffx.io/images/$zoom_1.1825%2C$multiply_1.0406%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_134/t_crop_custom/q_62%2Cf_auto/c0de92e68d73e075f743cd6a31c2a1527191b937 2x" data-pb-im-config="{&quot;type&quot;:&quot;landscape16x9&quot;,&quot;aspectRatio&quot;:1.777778,&quot;width&quot;:551}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_1.1825%2C$multiply_0.3541%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_134/t_crop_custom/q_86%2Cf_auto/c0de92e68d73e075f743cd6a31c2a1527191b937, https://static.ffx.io/images/$zoom_1.1825%2C$multiply_0.7082%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_134/t_crop_custom/q_62%2Cf_auto/c0de92e68d73e075f743cd6a31c2a1527191b937 2x" data-pb-im-config="{&quot;type&quot;:&quot;landscape16x9&quot;,&quot;aspectRatio&quot;:1.777778,&quot;width&quot;:375}"/><img alt="Even with new efforts from the government, the gender pay gay remains stark in many industries." class="_1MQMh" src="https://static.ffx.io/images/$zoom_1.1825%2C$multiply_0.5515%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_134/t_crop_custom/q_86%2Cf_auto/c0de92e68d73e075f743cd6a31c2a1527191b937" srcSet="https://static.ffx.io/images/$zoom_1.1825%2C$multiply_0.5515%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_134/t_crop_custom/q_86%2Cf_auto/c0de92e68d73e075f743cd6a31c2a1527191b937, https://static.ffx.io/images/$zoom_1.1825%2C$multiply_1.1029%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_134/t_crop_custom/q_62%2Cf_auto/c0de92e68d73e075f743cd6a31c2a1527191b937 2x"/></picture></div></a></figure><div class="_1YzQk"><div class="_3XK8N"><h5 class="_2EuJH" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="_1XJ15" data-pb-type="tg"><a href="/topic/gender-pay-gap-1m30">Gender pay gap</a></h5></div><h3 class="_2XVos" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/saving/for-the-rest-of-the-year-half-of-us-will-work-for-free-here-s-why-20241129-p5kunc.html">For the rest of the year, half of us will work for ‘free’. Here’s why</a></h3><p class="_3XEsE" data-pb-type="ab">A dark day on Australian calendars came around recently. It’s not officially marked down, and no alerts are issued, but it’s one we should all remember.</p><ul class="_4J-LJ" data-pb-type="au"><li class="_2DPTm"><span class="_3JtGQ">by </span><span><span data-testid="byline">Victoria Devine</span></span></li></ul></div></div></div><div class="_3UISP"><div class="_15r1L _1Wer5 _3TEmE _3-Sw0 _3FJrM _2wIsx" data-an-position="2" data-testid="story-tile" data-pb-type="st"><figure class="XmCQH" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/saving/lucky-enough-to-get-a-christmas-bonus-here-s-what-to-do-with-it-20241128-p5ku9g.html"><div class="_1hWPs _2f0dW _2Q3hh _1UL7U"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.7875%2C$multiply_0.1905%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/64d6022704ad99f7e44d662ba3e53c5710182523, https://static.ffx.io/images/$zoom_0.7875%2C$multiply_0.381%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/64d6022704ad99f7e44d662ba3e53c5710182523 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1.5,&quot;type&quot;:&quot;landscape3x2&quot;,&quot;width&quot;:144}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.5906%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/64d6022704ad99f7e44d662ba3e53c5710182523, https://static.ffx.io/images/$zoom_0.5906%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/64d6022704ad99f7e44d662ba3e53c5710182523 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><img alt="Real Money christmas bonus" class="_1MQMh" src="https://static.ffx.io/images/$zoom_0.5906%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/64d6022704ad99f7e44d662ba3e53c5710182523" srcSet="https://static.ffx.io/images/$zoom_0.5906%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/64d6022704ad99f7e44d662ba3e53c5710182523, https://static.ffx.io/images/$zoom_0.5906%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/64d6022704ad99f7e44d662ba3e53c5710182523 2x"/></picture></div></a></figure><div class="_1YzQk"><div class="_3XK8N"><h5 class="_2EuJH" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="_1XJ15" data-pb-type="tg"><a href="/topic/hip-pocket-1mrl">Hip pocket</a></h5></div><h3 class="_2XVos" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/saving/lucky-enough-to-get-a-christmas-bonus-here-s-what-to-do-with-it-20241128-p5ku9g.html">Lucky enough to get a Christmas bonus? Here’s what to do with it</a></h3><ul class="_4J-LJ" data-pb-type="au"><li class="_2DPTm"><span class="_3JtGQ">by </span><span><span data-testid="byline">Dominic Powell</span></span></li></ul></div></div><div class="_15r1L _1Wer5 _3TEmE _3-Sw0 _3FJrM _2wIsx" data-an-position="3" data-testid="story-tile" data-pb-type="st"><figure class="XmCQH" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/borrowing/five-ways-to-get-a-leg-up-on-the-property-ladder-including-one-new-one-20241129-p5kuk0.html"><div class="_1hWPs _2f0dW _2Q3hh _1UL7U"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_1%2C$multiply_0.1905%2C$ratio_1.5%2C$width_756%2C$x_279%2C$y_342/t_crop_custom/q_86%2Cf_auto/cfa0dc8ad0f7110a065eac2796331e19179dce41, https://static.ffx.io/images/$zoom_1%2C$multiply_0.381%2C$ratio_1.5%2C$width_756%2C$x_279%2C$y_342/t_crop_custom/q_62%2Cf_auto/cfa0dc8ad0f7110a065eac2796331e19179dce41 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1.5,&quot;type&quot;:&quot;landscape3x2&quot;,&quot;width&quot;:144}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_1%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_468%2C$y_405/t_crop_custom/q_86%2Cf_auto/cfa0dc8ad0f7110a065eac2796331e19179dce41, https://static.ffx.io/images/$zoom_1%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_468%2C$y_405/t_crop_custom/q_62%2Cf_auto/cfa0dc8ad0f7110a065eac2796331e19179dce41 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><img alt="With the government’s passing of the Help to Buy legislation this week, there are now five feasible ways for first home buyers to get above the competition." class="_1MQMh" src="https://static.ffx.io/images/$zoom_1%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_468%2C$y_405/t_crop_custom/q_86%2Cf_auto/cfa0dc8ad0f7110a065eac2796331e19179dce41" srcSet="https://static.ffx.io/images/$zoom_1%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_468%2C$y_405/t_crop_custom/q_86%2Cf_auto/cfa0dc8ad0f7110a065eac2796331e19179dce41, https://static.ffx.io/images/$zoom_1%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_468%2C$y_405/t_crop_custom/q_62%2Cf_auto/cfa0dc8ad0f7110a065eac2796331e19179dce41 2x"/></picture></div></a></figure><div class="_1YzQk"><div class="_3XK8N"><h5 class="_2EuJH" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="_1XJ15" data-pb-type="tg"><a href="/topic/home-loans-5yb">Home loans</a></h5></div><h3 class="_2XVos" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/borrowing/five-ways-to-get-a-leg-up-on-the-property-ladder-including-one-new-one-20241129-p5kuk0.html">Five ways to get a leg up on the property ladder (including one new one)</a></h3><ul class="_4J-LJ" data-pb-type="au"><li class="_2DPTm"><span class="_3JtGQ">by </span><span><span data-testid="byline">Nicole Pedersen-McKinnon</span></span></li></ul></div></div><div class="_15r1L _1Wer5 _3TEmE _3-Sw0 _3FJrM _2wIsx" data-an-position="4" data-testid="story-tile" data-pb-type="st"><figure class="XmCQH" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/planning-and-budgeting/matthew-s-phone-was-snatched-from-his-hand-in-minutes-he-d-lost-thousands-20241129-p5kunh.html"><div class="_1hWPs _2f0dW _2Q3hh _1UL7U"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.1125%2C$multiply_0.1905%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/0d4cbe8b71f4c4996d7fb31f3babd20c5b235327, https://static.ffx.io/images/$zoom_0.1125%2C$multiply_0.381%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/0d4cbe8b71f4c4996d7fb31f3babd20c5b235327 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1.5,&quot;type&quot;:&quot;landscape3x2&quot;,&quot;width&quot;:144}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.0844%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_96%2C$y_0/t_crop_custom/q_86%2Cf_auto/0d4cbe8b71f4c4996d7fb31f3babd20c5b235327, https://static.ffx.io/images/$zoom_0.0844%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_96%2C$y_0/t_crop_custom/q_62%2Cf_auto/0d4cbe8b71f4c4996d7fb31f3babd20c5b235327 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><img alt="Be careful when using your phone in public when overseas." class="_1MQMh" src="https://static.ffx.io/images/$zoom_0.0844%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_96%2C$y_0/t_crop_custom/q_86%2Cf_auto/0d4cbe8b71f4c4996d7fb31f3babd20c5b235327" srcSet="https://static.ffx.io/images/$zoom_0.0844%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_96%2C$y_0/t_crop_custom/q_86%2Cf_auto/0d4cbe8b71f4c4996d7fb31f3babd20c5b235327, https://static.ffx.io/images/$zoom_0.0844%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_96%2C$y_0/t_crop_custom/q_62%2Cf_auto/0d4cbe8b71f4c4996d7fb31f3babd20c5b235327 2x"/></picture></div></a></figure><div class="_1YzQk"><div class="_3XK8N"><h5 class="_2EuJH" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="_1XJ15" data-pb-type="tg"><a href="/topic/scams-61k">Scams</a></h5></div><h3 class="_2XVos" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/planning-and-budgeting/matthew-s-phone-was-snatched-from-his-hand-in-minutes-he-d-lost-thousands-20241129-p5kunh.html">Matthew’s phone was snatched from his hand. In minutes, he’d lost thousands</a></h3><ul class="_4J-LJ" data-pb-type="au"><li class="_2DPTm"><span class="_3JtGQ">by </span><span><span data-testid="byline">Bec Wilson</span></span></li></ul></div></div><div class="_15r1L _1Wer5 _3TEmE _3-Sw0 _3FJrM _2wIsx" data-an-position="5" data-testid="story-tile" data-pb-type="st"><figure class="XmCQH" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/planning-and-budgeting/three-common-money-conundrums-and-why-they-re-all-lies-20241126-p5ktn3.html"><div class="_1hWPs _2f0dW _2Q3hh _1UL7U"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.1461%2C$multiply_0.1905%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/82263bd19a9972310f688cb3fb64039da657be10, https://static.ffx.io/images/$zoom_0.1461%2C$multiply_0.381%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/82263bd19a9972310f688cb3fb64039da657be10 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1.5,&quot;type&quot;:&quot;landscape3x2&quot;,&quot;width&quot;:144}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.1096%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/82263bd19a9972310f688cb3fb64039da657be10, https://static.ffx.io/images/$zoom_0.1096%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/82263bd19a9972310f688cb3fb64039da657be10 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><img alt="Simon Letch Money" class="_1MQMh" src="https://static.ffx.io/images/$zoom_0.1096%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/82263bd19a9972310f688cb3fb64039da657be10" srcSet="https://static.ffx.io/images/$zoom_0.1096%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/82263bd19a9972310f688cb3fb64039da657be10, https://static.ffx.io/images/$zoom_0.1096%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/82263bd19a9972310f688cb3fb64039da657be10 2x"/></picture></div></a></figure><div class="_1YzQk"><div class="_3XK8N"><h5 class="_2EuJH" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="_1XJ15" data-pb-type="tg"><a href="/topic/financial-literacy-6fyv">Financial literacy</a></h5></div><h3 class="_2XVos" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/planning-and-budgeting/three-common-money-conundrums-and-why-they-re-all-lies-20241126-p5ktn3.html">Three common money conundrums – and why they’re all lies</a></h3><ul class="_4J-LJ" data-pb-type="au"><li class="_2DPTm"><span class="_3JtGQ">by </span><span><span data-testid="byline">Paridhi Jain</span></span></li></ul></div></div></div></div></div></div></section><section class="_297xI _3U0Iv cMu-d" data-an-name="Ask an expert" data-pb-type="cu" data-contentunit-id="480" data-testid="ask-an-expert-strap"><header class="iBWLf"><h2 class="_1F8c8" data-pb-type="hi">Ask an expert</h2></header><div class=""><div class="dJIm_"><div class="_15r1L gts1Q _1ieQd" data-an-position="1" data-testid="story-tile" data-pb-type="st"><div class="_1YzQk"><h3 class="_2XVos _1Q1Z8" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/planning-and-budgeting/we-just-switched-our-super-to-an-smsf-how-should-we-invest-it-20241129-p5kukb.html">We just switched our super to an SMSF. How should we invest it?</a></h3><p class="_3XEsE" data-pb-type="ab">Investing something as important as your life savings requires a great deal of careful thinking.</p><div class="_8SnR- _3WqBN" data-pb-type="au"><a href="/by/paul-benson-p536xj" class="_3WFpL"><img alt="Paul Benson" class="_3GkR2" height="40" src="https://static.ffx.io/images/$width_40%2C$height_40/t_crop_fill/q_86%2Cf_auto/87aeade9ae441926c90453859e20aecb596ad9b7" srcSet="https://static.ffx.io/images/$width_40%2C$height_40/t_crop_fill/q_86%2Cf_auto/87aeade9ae441926c90453859e20aecb596ad9b7, https://static.ffx.io/images/$width_80%2C$height_80/t_crop_fill/q_86%2Cf_auto/87aeade9ae441926c90453859e20aecb596ad9b7 2x" width="40"/></a><div><h5 class="_2DPTm"><span><span data-testid="byline"><a href="/by/paul-benson-p536xj" title="Articles by Paul Benson">Paul Benson</a></span></span></h5><p class="_3YaCb">Money contributor</p></div></div></div></div><div class="_15r1L gts1Q _1ieQd" data-an-position="2" data-testid="story-tile" data-pb-type="st"><div class="_1YzQk"><h3 class="_2XVos _1Q1Z8" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/super-and-retirement/how-do-i-give-200-000-to-my-grandkids-while-saving-tax-and-keeping-my-pension-20241126-p5ktjl.html">How do I give $200,000 to my grandkids while saving tax and keeping my pension?</a></h3><p class="_3XEsE" data-pb-type="ab">When it comes to gifting money to your grandkids, you need to think carefully about tax implications – for both you and them.</p><div class="_8SnR- _3WqBN" data-pb-type="au"><a href="/by/noel-whittaker-13vvys" class="_3WFpL"><img alt="Noel Whittaker" class="_3GkR2" height="40" src="https://static.ffx.io/images/$width_40%2C$height_40/t_crop_fill/q_86%2Cf_auto/b8c5e3b678d518a5132f66015ae2c351aeee5bb8" srcSet="https://static.ffx.io/images/$width_40%2C$height_40/t_crop_fill/q_86%2Cf_auto/b8c5e3b678d518a5132f66015ae2c351aeee5bb8, https://static.ffx.io/images/$width_80%2C$height_80/t_crop_fill/q_86%2Cf_auto/b8c5e3b678d518a5132f66015ae2c351aeee5bb8 2x" width="40"/></a><div><h5 class="_2DPTm"><span><span data-testid="byline"><a href="/by/noel-whittaker-13vvys" title="Articles by Noel Whittaker">Noel Whittaker</a></span></span></h5><p class="_3YaCb">Money columnist</p></div></div></div></div><div class="_15r1L gts1Q _1ieQd" data-an-position="3" data-testid="story-tile" data-pb-type="st"><div class="_1YzQk"><h3 class="_2XVos _1Q1Z8" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/investing/should-i-ditch-my-low-earning-but-safe-investments-20241122-p5ksrs.html">Should I ditch my low earning, but ‘safe’ investments?</a></h3><p class="_3XEsE" data-pb-type="ab">Sharemarkets are booming now, but historically markets have fallen about one in every four years, so be careful before jettisoning safer assets.</p><div class="_8SnR- _3WqBN" data-pb-type="au"><a href="/by/paul-benson-p536xj" class="_3WFpL"><img alt="Paul Benson" class="_3GkR2" height="40" src="https://static.ffx.io/images/$width_40%2C$height_40/t_crop_fill/q_86%2Cf_auto/87aeade9ae441926c90453859e20aecb596ad9b7" srcSet="https://static.ffx.io/images/$width_40%2C$height_40/t_crop_fill/q_86%2Cf_auto/87aeade9ae441926c90453859e20aecb596ad9b7, https://static.ffx.io/images/$width_80%2C$height_80/t_crop_fill/q_86%2Cf_auto/87aeade9ae441926c90453859e20aecb596ad9b7 2x" width="40"/></a><div><h5 class="_2DPTm"><span><span data-testid="byline"><a href="/by/paul-benson-p536xj" title="Articles by Paul Benson">Paul Benson</a></span></span></h5><p class="_3YaCb">Money contributor</p></div></div></div></div></div></div></section><div class="container"><div class="adWrapper _2UMq- noPrint" data-testid="ad"><small class="_3ToRr">Advertisement</small><div class="" id="adspot-728x90_970x250_300x250-pos2-desktop"></div></div></div><section class="_297xI _3U0Iv cMu-d _3lGPL" data-an-name="Planning &amp; budgeting" data-pb-type="cu" data-contentunit-id="481" data-testid="planning-&amp;-budgeting-strap"><header class="iBWLf"><h2 class="_1F8c8" data-pb-type="hi"><a href="/money/planning-and-budgeting"><span>Planning &amp; budgeting</span><svg height="1em" viewBox="0 0 32 32" width="1em" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink"><path d="M9.6,26.6c-0.8,0.8-0.8,2,0,2.8c0.8,0.8,2,0.8,2.8,0l12-12c0.8-0.8,0.8-2,0-2.8l-12-12 c-0.8-0.8-2-0.8-2.8,0c-0.8,0.8-0.8,2,0,2.8L20.2,16L9.6,26.6z"></path></svg></a></h2></header><div class=""><div><div class="_218pz"><div class="_15r1L _1Wer5 _3TEmE _1TvYn _2-Qpc" data-an-position="1" data-testid="story-tile" data-pb-type="st"><figure class="XmCQH" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/planning-and-budgeting/we-just-switched-our-super-to-an-smsf-how-should-we-invest-it-20241129-p5kukb.html"><div class="_1hWPs _3-Mzw _2Q3hh _1UL7U"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.6126%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_108%2C$y_0/t_crop_custom/q_86%2Cf_auto/b4eb495b0be2c5a9ee9393b496f4b426633db600, https://static.ffx.io/images/$zoom_0.6126%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_108%2C$y_0/t_crop_custom/q_62%2Cf_auto/b4eb495b0be2c5a9ee9393b496f4b426633db600 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.6126%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_108%2C$y_0/t_crop_custom/q_86%2Cf_auto/b4eb495b0be2c5a9ee9393b496f4b426633db600, https://static.ffx.io/images/$zoom_0.6126%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_108%2C$y_0/t_crop_custom/q_62%2Cf_auto/b4eb495b0be2c5a9ee9393b496f4b426633db600 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><img alt="ETFs are seen as being more versatile than individual investments." class="_1MQMh" src="https://static.ffx.io/images/$zoom_0.6126%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_108%2C$y_0/t_crop_custom/q_86%2Cf_auto/b4eb495b0be2c5a9ee9393b496f4b426633db600" srcSet="https://static.ffx.io/images/$zoom_0.6126%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_108%2C$y_0/t_crop_custom/q_86%2Cf_auto/b4eb495b0be2c5a9ee9393b496f4b426633db600, https://static.ffx.io/images/$zoom_0.6126%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_108%2C$y_0/t_crop_custom/q_62%2Cf_auto/b4eb495b0be2c5a9ee9393b496f4b426633db600 2x"/></picture></div></a></figure><div class="_1YzQk"><div class="_3XK8N"><h5 class="_2EuJH" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="_1XJ15" data-pb-type="tg"><a href="/topic/ask-an-expert-1qi">Ask an expert</a></h5></div><h3 class="_2XVos" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/planning-and-budgeting/we-just-switched-our-super-to-an-smsf-how-should-we-invest-it-20241129-p5kukb.html">We just switched our super to an SMSF. How should we invest it?</a></h3><ul class="_4J-LJ" data-pb-type="au"><li class="_2DPTm"><span class="_3JtGQ">by </span><span><span data-testid="byline">Paul Benson</span></span></li></ul></div></div><div class="_15r1L _1Wer5 _3TEmE _1TvYn _2-Qpc" data-an-position="2" data-testid="story-tile" data-pb-type="st"><figure class="XmCQH" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/planning-and-budgeting/matthew-s-phone-was-snatched-from-his-hand-in-minutes-he-d-lost-thousands-20241129-p5kunh.html"><div class="_1hWPs _3-Mzw _2Q3hh _1UL7U"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.0844%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_96%2C$y_0/t_crop_custom/q_86%2Cf_auto/0d4cbe8b71f4c4996d7fb31f3babd20c5b235327, https://static.ffx.io/images/$zoom_0.0844%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_96%2C$y_0/t_crop_custom/q_62%2Cf_auto/0d4cbe8b71f4c4996d7fb31f3babd20c5b235327 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.0844%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_96%2C$y_0/t_crop_custom/q_86%2Cf_auto/0d4cbe8b71f4c4996d7fb31f3babd20c5b235327, https://static.ffx.io/images/$zoom_0.0844%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_96%2C$y_0/t_crop_custom/q_62%2Cf_auto/0d4cbe8b71f4c4996d7fb31f3babd20c5b235327 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><img alt="Be careful when using your phone in public when overseas." class="_1MQMh" src="https://static.ffx.io/images/$zoom_0.0844%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_96%2C$y_0/t_crop_custom/q_86%2Cf_auto/0d4cbe8b71f4c4996d7fb31f3babd20c5b235327" srcSet="https://static.ffx.io/images/$zoom_0.0844%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_96%2C$y_0/t_crop_custom/q_86%2Cf_auto/0d4cbe8b71f4c4996d7fb31f3babd20c5b235327, https://static.ffx.io/images/$zoom_0.0844%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_96%2C$y_0/t_crop_custom/q_62%2Cf_auto/0d4cbe8b71f4c4996d7fb31f3babd20c5b235327 2x"/></picture></div></a></figure><div class="_1YzQk"><div class="_3XK8N"><h5 class="_2EuJH" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="_1XJ15" data-pb-type="tg"><a href="/topic/scams-61k">Scams</a></h5></div><h3 class="_2XVos" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/planning-and-budgeting/matthew-s-phone-was-snatched-from-his-hand-in-minutes-he-d-lost-thousands-20241129-p5kunh.html">Matthew’s phone was snatched from his hand. In minutes, he’d lost thousands</a></h3><ul class="_4J-LJ" data-pb-type="au"><li class="_2DPTm"><span class="_3JtGQ">by </span><span><span data-testid="byline">Bec Wilson</span></span></li></ul></div></div><div class="_15r1L _1Wer5 _3TEmE _1TvYn _2-Qpc" data-an-position="3" data-testid="story-tile" data-pb-type="st"><figure class="XmCQH" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/planning-and-budgeting/three-common-money-conundrums-and-why-they-re-all-lies-20241126-p5ktn3.html"><div class="_1hWPs _3-Mzw _2Q3hh _1UL7U"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.1096%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/82263bd19a9972310f688cb3fb64039da657be10, https://static.ffx.io/images/$zoom_0.1096%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/82263bd19a9972310f688cb3fb64039da657be10 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.1096%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/82263bd19a9972310f688cb3fb64039da657be10, https://static.ffx.io/images/$zoom_0.1096%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/82263bd19a9972310f688cb3fb64039da657be10 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><img alt="Simon Letch Money" class="_1MQMh" src="https://static.ffx.io/images/$zoom_0.1096%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/82263bd19a9972310f688cb3fb64039da657be10" srcSet="https://static.ffx.io/images/$zoom_0.1096%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/82263bd19a9972310f688cb3fb64039da657be10, https://static.ffx.io/images/$zoom_0.1096%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/82263bd19a9972310f688cb3fb64039da657be10 2x"/></picture></div></a></figure><div class="_1YzQk"><div class="_3XK8N"><h5 class="_2EuJH" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="_1XJ15" data-pb-type="tg"><a href="/topic/financial-literacy-6fyv">Financial literacy</a></h5></div><h3 class="_2XVos" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/planning-and-budgeting/three-common-money-conundrums-and-why-they-re-all-lies-20241126-p5ktn3.html">Three common money conundrums – and why they’re all lies</a></h3><ul class="_4J-LJ" data-pb-type="au"><li class="_2DPTm"><span class="_3JtGQ">by </span><span><span data-testid="byline">Paridhi Jain</span></span></li></ul></div></div><div class="_15r1L _1Wer5 _3TEmE _1TvYn _2-Qpc" data-an-position="4" data-testid="story-tile" data-pb-type="st"><figure class="XmCQH" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/planning-and-budgeting/how-to-end-the-cycle-of-financial-self-sabotage-20241119-p5krro.html"><div class="_1hWPs _3-Mzw _2Q3hh _1UL7U"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.1096%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_195%2C$y_0/t_crop_custom/q_86%2Cf_auto/0a4815d0a7c10af607e810015803fd263e33018e, https://static.ffx.io/images/$zoom_0.1096%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_195%2C$y_0/t_crop_custom/q_62%2Cf_auto/0a4815d0a7c10af607e810015803fd263e33018e 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.1096%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_195%2C$y_0/t_crop_custom/q_86%2Cf_auto/0a4815d0a7c10af607e810015803fd263e33018e, https://static.ffx.io/images/$zoom_0.1096%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_195%2C$y_0/t_crop_custom/q_62%2Cf_auto/0a4815d0a7c10af607e810015803fd263e33018e 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><img alt="Spending your life living high on the hog could be masking some deeper troubles with money." class="_1MQMh" src="https://static.ffx.io/images/$zoom_0.1096%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_195%2C$y_0/t_crop_custom/q_86%2Cf_auto/0a4815d0a7c10af607e810015803fd263e33018e" srcSet="https://static.ffx.io/images/$zoom_0.1096%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_195%2C$y_0/t_crop_custom/q_86%2Cf_auto/0a4815d0a7c10af607e810015803fd263e33018e, https://static.ffx.io/images/$zoom_0.1096%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_195%2C$y_0/t_crop_custom/q_62%2Cf_auto/0a4815d0a7c10af607e810015803fd263e33018e 2x"/></picture></div></a></figure><div class="_1YzQk"><div class="_3XK8N"><h5 class="_2EuJH" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="_1XJ15" data-pb-type="tg"><a href="/topic/money-psychology-hok">Money psychology</a></h5></div><h3 class="_2XVos" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/planning-and-budgeting/how-to-end-the-cycle-of-financial-self-sabotage-20241119-p5krro.html">How to end the cycle of financial self-sabotage</a></h3><ul class="_4J-LJ" data-pb-type="au"><li class="_2DPTm"><span class="_3JtGQ">by </span><span><span data-testid="byline">Paridhi Jain</span></span></li></ul></div></div></div></div></div></section><div class="_38YtC _2VJfp" id="adspot-native-6x1-pos1-desktop"></div><section class="ybAN- _32Pk2 cMu-d _18gUx" data-an-name="Investing" data-pb-type="cu" data-contentunit-id="482" data-testid="investing-strap"><header class="iBWLf"><h2 class="_1F8c8" data-pb-type="hi"><a href="/money/investing"><span>Investing</span><svg height="1em" viewBox="0 0 32 32" width="1em" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink"><path d="M9.6,26.6c-0.8,0.8-0.8,2,0,2.8c0.8,0.8,2,0.8,2.8,0l12-12c0.8-0.8,0.8-2,0-2.8l-12-12 c-0.8-0.8-2-0.8-2.8,0c-0.8,0.8-0.8,2,0,2.8L20.2,16L9.6,26.6z"></path></svg></a></h2></header><div class=""><div><div class="_25iUb"><div class="_1W_85"><div class="_15r1L gts1Q _44Hw1" data-an-position="1" data-testid="story-tile" data-pb-type="st"><figure class="XmCQH" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/investing/could-you-be-sitting-on-a-rare-book-worth-thousands-20241126-p5ktiz.html"><div class="_1hWPs ME3V4 _2ohCx _1dZP4"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.341833440929632%2C$multiply_0.3437%2C$ratio_1.776846%2C$width_1059%2C$x_0%2C$y_79/t_crop_custom/q_86%2Cf_auto/1174219a4308265a557cfb13add72ea813196d2c, https://static.ffx.io/images/$zoom_0.341833440929632%2C$multiply_0.6874%2C$ratio_1.776846%2C$width_1059%2C$x_0%2C$y_79/t_crop_custom/q_62%2Cf_auto/1174219a4308265a557cfb13add72ea813196d2c 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1.777778,&quot;type&quot;:&quot;landscape16x9&quot;,&quot;width&quot;:364}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.341833440929632%2C$multiply_0.3541%2C$ratio_1.776846%2C$width_1059%2C$x_0%2C$y_79/t_crop_custom/q_86%2Cf_auto/1174219a4308265a557cfb13add72ea813196d2c, https://static.ffx.io/images/$zoom_0.341833440929632%2C$multiply_0.7082%2C$ratio_1.776846%2C$width_1059%2C$x_0%2C$y_79/t_crop_custom/q_62%2Cf_auto/1174219a4308265a557cfb13add72ea813196d2c 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1.777778,&quot;type&quot;:&quot;landscape16x9&quot;,&quot;width&quot;:375}"/><img alt="Those with hindsight could have purchased the book ‘Harry Potter’ by J.K. Rowling in 1997 for the modest amount of $20. Today, the price is $1,000." class="_1MQMh" src="https://static.ffx.io/images/$zoom_0.341833440929632%2C$multiply_0.2842%2C$ratio_1.776846%2C$width_1059%2C$x_0%2C$y_79/t_crop_custom/q_86%2Cf_auto/1174219a4308265a557cfb13add72ea813196d2c" srcSet="https://static.ffx.io/images/$zoom_0.341833440929632%2C$multiply_0.2842%2C$ratio_1.776846%2C$width_1059%2C$x_0%2C$y_79/t_crop_custom/q_86%2Cf_auto/1174219a4308265a557cfb13add72ea813196d2c, https://static.ffx.io/images/$zoom_0.341833440929632%2C$multiply_0.5685%2C$ratio_1.776846%2C$width_1059%2C$x_0%2C$y_79/t_crop_custom/q_62%2Cf_auto/1174219a4308265a557cfb13add72ea813196d2c 2x"/></picture></div></a></figure><div class="_1YzQk"><div class="_3XK8N"><h5 class="_2EuJH" data-testid="label" data-pb-type="lb">Analysis</h5><h5 class="_1XJ15" data-pb-type="tg"><a href="/topic/collectables-1ms1">Collectables</a></h5></div><h3 class="_2XVos" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/investing/could-you-be-sitting-on-a-rare-book-worth-thousands-20241126-p5ktiz.html">Could you be sitting on a rare book worth thousands?</a></h3><ul class="_4J-LJ" data-pb-type="au"><li class="_2DPTm"><span class="_3JtGQ">by </span><span><span data-testid="byline">Stephen Crafti</span></span></li></ul></div></div><div class="_15r1L gts1Q _44Hw1" data-an-position="2" data-testid="story-tile" data-pb-type="st"><figure class="XmCQH" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/investing/it-s-tough-to-admit-but-i-was-wrong-about-bitcoin-20241125-p5kt8t.html"><div class="_1hWPs ME3V4 _2ohCx _1dZP4"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.6623%2C$multiply_0.3437%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/8d24ccc1f35c3e644cbfd2bc185fdadcce26b58a, https://static.ffx.io/images/$zoom_0.6623%2C$multiply_0.6874%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/8d24ccc1f35c3e644cbfd2bc185fdadcce26b58a 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1.777778,&quot;type&quot;:&quot;landscape16x9&quot;,&quot;width&quot;:364}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.6623%2C$multiply_0.3541%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/8d24ccc1f35c3e644cbfd2bc185fdadcce26b58a, https://static.ffx.io/images/$zoom_0.6623%2C$multiply_0.7082%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/8d24ccc1f35c3e644cbfd2bc185fdadcce26b58a 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1.777778,&quot;type&quot;:&quot;landscape16x9&quot;,&quot;width&quot;:375}"/><img alt="In recent days, bitcoin has crept closer to the $US100,000 milestone." class="_1MQMh" src="https://static.ffx.io/images/$zoom_0.6623%2C$multiply_0.2842%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/8d24ccc1f35c3e644cbfd2bc185fdadcce26b58a" srcSet="https://static.ffx.io/images/$zoom_0.6623%2C$multiply_0.2842%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/8d24ccc1f35c3e644cbfd2bc185fdadcce26b58a, https://static.ffx.io/images/$zoom_0.6623%2C$multiply_0.5685%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/8d24ccc1f35c3e644cbfd2bc185fdadcce26b58a 2x"/></picture></div></a></figure><div class="_1YzQk"><div class="_3XK8N"><h5 class="_2EuJH" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="_1XJ15" data-pb-type="tg"><a href="/topic/cryptocurrencies-hpc">Cryptocurrencies</a></h5></div><h3 class="_2XVos" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/investing/it-s-tough-to-admit-but-i-was-wrong-about-bitcoin-20241125-p5kt8t.html">It’s tough to admit, but I was wrong about bitcoin</a></h3><ul class="_4J-LJ" data-pb-type="au"><li class="_2DPTm"><span class="_3JtGQ">by </span><span><span data-testid="byline">William Bennett</span></span></li></ul></div></div></div><div class="_1W_85"><div class="_15r1L _1Wer5 _3TEmE _44Hw1 _3xxC7" data-an-position="3" data-testid="story-tile" data-pb-type="st"><figure class="XmCQH" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/investing/should-i-ditch-my-low-earning-but-safe-investments-20241122-p5ksrs.html"><div class="_1hWPs _3-Mzw _2Q3hh _1UL7U"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.42%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_184%2C$y_0/t_crop_custom/q_86%2Cf_auto/d4c2bce30f56148d5ba05210550958c5af11fdcf, https://static.ffx.io/images/$zoom_0.42%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_184%2C$y_0/t_crop_custom/q_62%2Cf_auto/d4c2bce30f56148d5ba05210550958c5af11fdcf 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.42%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_184%2C$y_0/t_crop_custom/q_86%2Cf_auto/d4c2bce30f56148d5ba05210550958c5af11fdcf, https://static.ffx.io/images/$zoom_0.42%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_184%2C$y_0/t_crop_custom/q_62%2Cf_auto/d4c2bce30f56148d5ba05210550958c5af11fdcf 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><img alt="Defensive assets, like bonds, are useful in times of turmoil, but can look unappealing when markets are booming." class="_1MQMh" src="https://static.ffx.io/images/$zoom_0.42%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_184%2C$y_0/t_crop_custom/q_86%2Cf_auto/d4c2bce30f56148d5ba05210550958c5af11fdcf" srcSet="https://static.ffx.io/images/$zoom_0.42%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_184%2C$y_0/t_crop_custom/q_86%2Cf_auto/d4c2bce30f56148d5ba05210550958c5af11fdcf, https://static.ffx.io/images/$zoom_0.42%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_184%2C$y_0/t_crop_custom/q_62%2Cf_auto/d4c2bce30f56148d5ba05210550958c5af11fdcf 2x"/></picture></div></a></figure><div class="_1YzQk"><div class="_3XK8N"><h5 class="_2EuJH" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="_1XJ15" data-pb-type="tg"><a href="/topic/ask-an-expert-1qi">Ask an expert</a></h5></div><h3 class="_2XVos" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/investing/should-i-ditch-my-low-earning-but-safe-investments-20241122-p5ksrs.html">Should I ditch my low earning, but ‘safe’ investments?</a></h3><ul class="_4J-LJ" data-pb-type="au"><li class="_2DPTm"><span class="_3JtGQ">by </span><span><span data-testid="byline">Paul Benson</span></span></li></ul></div></div><div class="_15r1L _1Wer5 _3TEmE _44Hw1 _3xxC7" data-an-position="4" data-testid="story-tile" data-pb-type="st"><figure class="XmCQH" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/investing/buy-a-home-or-invest-in-super-the-dilemma-facing-older-renters-20241108-p5kp06.html"><div class="_1hWPs _3-Mzw _2Q3hh _1UL7U"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.42%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/ccd8386b556a866656631e5a8a39828a24b21fb4, https://static.ffx.io/images/$zoom_0.42%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/ccd8386b556a866656631e5a8a39828a24b21fb4 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.42%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/ccd8386b556a866656631e5a8a39828a24b21fb4, https://static.ffx.io/images/$zoom_0.42%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/ccd8386b556a866656631e5a8a39828a24b21fb4 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><img alt=" " class="_1MQMh" src="https://static.ffx.io/images/$zoom_0.42%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/ccd8386b556a866656631e5a8a39828a24b21fb4" srcSet="https://static.ffx.io/images/$zoom_0.42%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/ccd8386b556a866656631e5a8a39828a24b21fb4, https://static.ffx.io/images/$zoom_0.42%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/ccd8386b556a866656631e5a8a39828a24b21fb4 2x"/></picture></div></a></figure><div class="_1YzQk"><div class="_3XK8N"><h5 class="_1XJ15" data-pb-type="tg"><a href="/topic/investing-1st">Investing</a></h5></div><h3 class="_2XVos" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/investing/buy-a-home-or-invest-in-super-the-dilemma-facing-older-renters-20241108-p5kp06.html">Buy a home or invest in super? The dilemma facing older renters</a></h3><ul class="_4J-LJ" data-pb-type="au"><li class="_2DPTm"><span class="_3JtGQ">by </span><span><span data-testid="byline">Dominic Powell</span></span></li></ul></div></div><div class="_15r1L _1Wer5 _3TEmE _44Hw1 _3xxC7" data-an-position="5" data-testid="story-tile" data-pb-type="st"><figure class="XmCQH" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/investing/racehorse-investing-on-the-rise-as-punters-try-to-back-a-winner-20241104-p5kno4.html"><div class="_1hWPs _3-Mzw _2Q3hh _1UL7U"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.7794%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_790%2C$y_127/t_crop_custom/q_86%2Cf_auto/e9c013e18a5e30933396073ff1dab1806b51bb14, https://static.ffx.io/images/$zoom_0.7794%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_790%2C$y_127/t_crop_custom/q_62%2Cf_auto/e9c013e18a5e30933396073ff1dab1806b51bb14 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.7794%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_790%2C$y_127/t_crop_custom/q_86%2Cf_auto/e9c013e18a5e30933396073ff1dab1806b51bb14, https://static.ffx.io/images/$zoom_0.7794%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_790%2C$y_127/t_crop_custom/q_62%2Cf_auto/e9c013e18a5e30933396073ff1dab1806b51bb14 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><img alt="Sydney’s Mark Lowe decided to buy a small share in a racehorse 16 years ago. Today he’s in syndications for 24 racehorses." class="_1MQMh" src="https://static.ffx.io/images/$zoom_0.7794%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_790%2C$y_127/t_crop_custom/q_86%2Cf_auto/e9c013e18a5e30933396073ff1dab1806b51bb14" srcSet="https://static.ffx.io/images/$zoom_0.7794%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_790%2C$y_127/t_crop_custom/q_86%2Cf_auto/e9c013e18a5e30933396073ff1dab1806b51bb14, https://static.ffx.io/images/$zoom_0.7794%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_790%2C$y_127/t_crop_custom/q_62%2Cf_auto/e9c013e18a5e30933396073ff1dab1806b51bb14 2x"/></picture></div></a></figure><div class="_1YzQk"><div class="_3XK8N"><h5 class="_1XJ15" data-pb-type="tg"><a href="/topic/horse-racing-1n6g">Horse racing</a></h5></div><h3 class="_2XVos" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/investing/racehorse-investing-on-the-rise-as-punters-try-to-back-a-winner-20241104-p5kno4.html">Racehorse investing on the rise as punters try to back a winner</a></h3><ul class="_4J-LJ" data-pb-type="au"><li class="_2DPTm"><span class="_3JtGQ">by </span><span><span data-testid="byline">Nina Hendy</span></span></li></ul></div></div><div class="_15r1L _1Wer5 _3TEmE _44Hw1 _3xxC7" data-an-position="6" data-testid="story-tile" data-pb-type="st"><figure class="XmCQH" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/investing/what-should-our-nephew-do-with-our-21-000-gift-20241025-p5klas.html"><div class="_1hWPs _3-Mzw _2Q3hh _1UL7U"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.1096%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_155%2C$y_0/t_crop_custom/q_86%2Cf_auto/3079375783baa46bc058e3710c856651698670f5, https://static.ffx.io/images/$zoom_0.1096%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_155%2C$y_0/t_crop_custom/q_62%2Cf_auto/3079375783baa46bc058e3710c856651698670f5 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.1096%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_155%2C$y_0/t_crop_custom/q_86%2Cf_auto/3079375783baa46bc058e3710c856651698670f5, https://static.ffx.io/images/$zoom_0.1096%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_155%2C$y_0/t_crop_custom/q_62%2Cf_auto/3079375783baa46bc058e3710c856651698670f5 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><img alt="Locking your gift away inside the First Home Super Savers scheme would be a smart move for your nephew." class="_1MQMh" src="https://static.ffx.io/images/$zoom_0.1096%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_155%2C$y_0/t_crop_custom/q_86%2Cf_auto/3079375783baa46bc058e3710c856651698670f5" srcSet="https://static.ffx.io/images/$zoom_0.1096%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_155%2C$y_0/t_crop_custom/q_86%2Cf_auto/3079375783baa46bc058e3710c856651698670f5, https://static.ffx.io/images/$zoom_0.1096%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_155%2C$y_0/t_crop_custom/q_62%2Cf_auto/3079375783baa46bc058e3710c856651698670f5 2x"/></picture></div></a></figure><div class="_1YzQk"><div class="_3XK8N"><h5 class="_2EuJH" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="_1XJ15" data-pb-type="tg"><a href="/topic/ask-an-expert-1qi">Ask an expert</a></h5></div><h3 class="_2XVos" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/investing/what-should-our-nephew-do-with-our-21-000-gift-20241025-p5klas.html">What should our nephew do with our $21,000 gift?</a></h3><ul class="_4J-LJ" data-pb-type="au"><li class="_2DPTm"><span class="_3JtGQ">by </span><span><span data-testid="byline">Paul Benson</span></span></li></ul></div></div></div></div></div></div></section><div class="container"><div class="adWrapper _2UMq- _2emtx noPrint" data-testid="ad"><small class="_3ToRr">Advertisement</small><div class="" id="adspot-160x600_300x250_300x600-pos3-desktop"></div></div></div><div class="_26mvh _3wLK8"><section class="_3HIxc _297xI _3U0Iv cMu-d" data-an-name="Borrowing &amp; saving" data-pb-type="cu" data-contentunit-id="483" data-testid="borrowing-&amp;-saving-strap"><header class="iBWLf"><h2 class="_1F8c8" data-pb-type="hi">Borrowing &amp; saving</h2></header><div class=""><div class="_1beOO"><div class="_15r1L _1Wer5 _3TEmE _3FJrM _1ixpy _1Cu9V" data-an-position="1" data-testid="story-tile" data-pb-type="st"><figure class="XmCQH" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/saving/for-the-rest-of-the-year-half-of-us-will-work-for-free-here-s-why-20241129-p5kunc.html"><div class="_1hWPs _2f0dW _2Q3hh _1UL7U"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_1%2C$multiply_0.1905%2C$ratio_1.5%2C$width_756%2C$x_140%2C$y_113/t_crop_custom/q_86%2Cf_auto/c0de92e68d73e075f743cd6a31c2a1527191b937, https://static.ffx.io/images/$zoom_1%2C$multiply_0.381%2C$ratio_1.5%2C$width_756%2C$x_140%2C$y_113/t_crop_custom/q_62%2Cf_auto/c0de92e68d73e075f743cd6a31c2a1527191b937 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1.5,&quot;type&quot;:&quot;landscape3x2&quot;,&quot;width&quot;:144}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.9403%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_398%2C$y_202/t_crop_custom/q_86%2Cf_auto/c0de92e68d73e075f743cd6a31c2a1527191b937, https://static.ffx.io/images/$zoom_0.9403%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_398%2C$y_202/t_crop_custom/q_62%2Cf_auto/c0de92e68d73e075f743cd6a31c2a1527191b937 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><img alt="Even with new efforts from the government, the gender pay gay remains stark in many industries." class="_1MQMh" src="https://static.ffx.io/images/$zoom_0.9403%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_398%2C$y_202/t_crop_custom/q_86%2Cf_auto/c0de92e68d73e075f743cd6a31c2a1527191b937" srcSet="https://static.ffx.io/images/$zoom_0.9403%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_398%2C$y_202/t_crop_custom/q_86%2Cf_auto/c0de92e68d73e075f743cd6a31c2a1527191b937, https://static.ffx.io/images/$zoom_0.9403%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_398%2C$y_202/t_crop_custom/q_62%2Cf_auto/c0de92e68d73e075f743cd6a31c2a1527191b937 2x"/></picture></div></a></figure><div class="_1YzQk"><div class="_3XK8N"><h5 class="_2EuJH" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="_1XJ15" data-pb-type="tg"><a href="/topic/gender-pay-gap-1m30">Gender pay gap</a></h5></div><h3 class="_2XVos" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/saving/for-the-rest-of-the-year-half-of-us-will-work-for-free-here-s-why-20241129-p5kunc.html">For the rest of the year, half of us will work for ‘free’. Here’s why</a></h3><ul class="_4J-LJ" data-pb-type="au"><li class="_2DPTm"><span class="_3JtGQ">by </span><span><span data-testid="byline">Victoria Devine</span></span></li></ul></div></div><div class="_15r1L _24t4t _1ixpy" data-an-position="2" data-testid="story-tile" data-pb-type="st"><div class="_1YzQk"><div class="_3XK8N"><h5 class="_2EuJH" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="_1XJ15" data-pb-type="tg"><a href="/topic/hip-pocket-1mrl">Hip pocket</a></h5></div><h3 class="_2XVos" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/saving/lucky-enough-to-get-a-christmas-bonus-here-s-what-to-do-with-it-20241128-p5ku9g.html">Lucky enough to get a Christmas bonus? Here’s what to do with it</a></h3><ul class="_4J-LJ" data-pb-type="au"><li class="_2DPTm"><span class="_3JtGQ">by </span><span><span data-testid="byline">Dominic Powell</span></span></li></ul></div></div><div class="_15r1L _24t4t _1ixpy" data-an-position="3" data-testid="story-tile" data-pb-type="st"><div class="_1YzQk"><div class="_3XK8N"><h5 class="_2EuJH" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="_1XJ15" data-pb-type="tg"><a href="/topic/home-loans-5yb">Home loans</a></h5></div><h3 class="_2XVos" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/borrowing/five-ways-to-get-a-leg-up-on-the-property-ladder-including-one-new-one-20241129-p5kuk0.html">Five ways to get a leg up on the property ladder (including one new one)</a></h3><ul class="_4J-LJ" data-pb-type="au"><li class="_2DPTm"><span class="_3JtGQ">by </span><span><span data-testid="byline">Nicole Pedersen-McKinnon</span></span></li></ul></div></div></div></div></section><section class="_3HIxc _297xI _3U0Iv cMu-d" data-an-name="Also in Money" data-pb-type="cu" data-contentunit-id="484" data-testid="also-in-money-strap"><header class="iBWLf"><h2 class="_1F8c8" data-pb-type="hi">Also in Money</h2></header><div class=""><div class="_1beOO"><div class="_15r1L _1Wer5 _3TEmE _3FJrM _1ixpy _1Cu9V" data-an-position="1" data-testid="story-tile" data-pb-type="st"><figure class="XmCQH" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/super-and-retirement/putting-off-applying-for-the-pension-it-could-cost-you-20-000-20241126-p5ktld.html"><div class="_1hWPs _2f0dW _2Q3hh _1UL7U"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.0648%2C$multiply_0.1905%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_8/t_crop_custom/q_86%2Cf_auto/26e230b7aacac4e1b057f78b3c59148c48d3f3e3, https://static.ffx.io/images/$zoom_0.0648%2C$multiply_0.381%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_8/t_crop_custom/q_62%2Cf_auto/26e230b7aacac4e1b057f78b3c59148c48d3f3e3 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1.5,&quot;type&quot;:&quot;landscape3x2&quot;,&quot;width&quot;:144}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.0477%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_66%2C$y_0/t_crop_custom/q_86%2Cf_auto/26e230b7aacac4e1b057f78b3c59148c48d3f3e3, https://static.ffx.io/images/$zoom_0.0477%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_66%2C$y_0/t_crop_custom/q_62%2Cf_auto/26e230b7aacac4e1b057f78b3c59148c48d3f3e3 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><img alt="Each year Australians collectively miss out on $3 billion in pension entitlements, and there’s no way to get that money back." class="_1MQMh" src="https://static.ffx.io/images/$zoom_0.0477%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_66%2C$y_0/t_crop_custom/q_86%2Cf_auto/26e230b7aacac4e1b057f78b3c59148c48d3f3e3" srcSet="https://static.ffx.io/images/$zoom_0.0477%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_66%2C$y_0/t_crop_custom/q_86%2Cf_auto/26e230b7aacac4e1b057f78b3c59148c48d3f3e3, https://static.ffx.io/images/$zoom_0.0477%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_66%2C$y_0/t_crop_custom/q_62%2Cf_auto/26e230b7aacac4e1b057f78b3c59148c48d3f3e3 2x"/></picture></div></a></figure><div class="_1YzQk"><div class="_3XK8N"><h5 class="_2EuJH" data-testid="label" data-pb-type="lb">Analysis</h5><h5 class="_1XJ15" data-pb-type="tg"><a href="/topic/pension-60f">Pension</a></h5></div><h3 class="_2XVos" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/super-and-retirement/putting-off-applying-for-the-pension-it-could-cost-you-20-000-20241126-p5ktld.html">Putting off applying for the pension? It could cost you $20,000</a></h3><ul class="_4J-LJ" data-pb-type="au"><li class="_2DPTm"><span class="_3JtGQ">by </span><span><span data-testid="byline">Kaye Fallick</span></span></li></ul></div></div><div class="_15r1L _24t4t _1ixpy" data-an-position="2" data-testid="story-tile" data-pb-type="st"><div class="_1YzQk"><div class="_3XK8N"><h5 class="_2EuJH" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="_1XJ15" data-pb-type="tg"><a href="/topic/ask-an-expert-1qi">Ask an expert</a></h5></div><h3 class="_2XVos" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/super-and-retirement/how-do-i-give-200-000-to-my-grandkids-while-saving-tax-and-keeping-my-pension-20241126-p5ktjl.html">How do I give $200,000 to my grandkids while saving tax and keeping my pension?</a></h3><ul class="_4J-LJ" data-pb-type="au"><li class="_2DPTm"><span class="_3JtGQ">by </span><span><span data-testid="byline">Noel Whittaker</span></span></li></ul></div></div><div class="_15r1L _24t4t _1ixpy" data-an-position="3" data-testid="story-tile" data-pb-type="st"><div class="_1YzQk"><div class="_3XK8N"><h5 class="_2EuJH" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="_1XJ15" data-pb-type="tg"><a href="/topic/inheritance-hp7">Inheritance</a></h5></div><h3 class="_2XVos" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/tax/fuss-over-new-inheritance-fees-is-much-ado-about-nothing-20241122-p5ksrj.html">Fuss over new inheritance fees is much ado about nothing</a></h3><ul class="_4J-LJ" data-pb-type="au"><li class="_2DPTm"><span class="_3JtGQ">by </span><span><span data-testid="byline">Victoria Devine</span></span></li></ul></div></div></div></div></section></div><section aria-busy="true" aria-live="polite" class="_2zaYr ybAN- _32Pk2 cMu-d" style="height:250px"><header class="OOkmw"><h2 class="OOkmw">Popular in Money</h2></header><div 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