My benefits | CERN Pension Fund

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benefits" class="hidden"></span> <span property="schema:name" content="My benefits" class="hidden"></span> <div class="node__content"> <div property="schema:text" class="clearfix text-formatted field field--name-body field--type-text-with-summary field--label-hidden field__item"><p>At the end of your contract, you will have the option to take a transfer value or a deferred retirement pension, subject to the number of years of service that you have:</p> <ul> <li><strong>less than five years of service:</strong> the transfer value is paid into another pension scheme or, at your request, into your personal Swiss bank account. You can also ask the Fund to postpone your decision for a maximum period of one year. Without any other instruction after this period, the transfer value will be paid into your Swiss bank account</li> <li><strong>between five and  ten years of service:</strong> you have the choice of a deferred retirement pension, a payment into another pension scheme or, if the latter option is not possible, a payment into your personal Swiss bank account. You can also ask the Fund to postpone your decision for a maximum period of one year. Without any other instruction after this period, you shall be deemed to have chosen a deferred retirement pension</li> <li><strong>ten or more years of service:</strong> you have the choice of a deferred retirement pension, a payment into another pension scheme or, if the latter option is not possible, a payment into a private insurance scheme offering comparable guarantees. You can also ask the Fund to postpone your decision for a maximum period of one year. Without any other instruction after this period, you shall be deemed to have chosen a deferred retirement pension</li> </ul> </div> </div> </article> </div> </div> <div class="views-element-container block block-views block-views-blockchildren-pages-block" id="block-pension-fund-views-block-children-pages-block"> <div class="content"> <div><div class="children-pages-cards flex-container js-view-dom-id-39ffcfe05c8b587681ac475b9ab1c57eeebfc1125919a86077fa2ace797b145f"> <div class="flex-item">   <div class="card"> <div class="card-img-top"> <a href="/en/members-0/my-benefits/transfer-value" rel="bookmark" >   </a> </div> <div class="card-body "> <h5 class="card-title"> <a href="/en/members-0/my-benefits/transfer-value" rel="bookmark"><span property="schema:name" class="field field--name-title field--type-string field--label-hidden">Transfer value</span> </a> </h5> <span property="schema:name" content="Transfer value" class="hidden"></span> <p class="node__content"> <ul class="links inline"><li class="node-readmore"><a href="/en/members-0/my-benefits/transfer-value" rel="tag" title="Transfer value" hreflang="en">Read more<span class="visually-hidden"> about Transfer value</span></a></li></ul> </p> </div> </div>   </div> <div class="flex-item">   <div class="card"> <div class="card-img-top"> <a href="/en/members-0/my-benefits/deferred-retirement-pension" rel="bookmark" >   </a> </div> <div class="card-body "> <h5 class="card-title"> <a href="/en/members-0/my-benefits/deferred-retirement-pension" rel="bookmark"><span property="schema:name" class="field field--name-title field--type-string field--label-hidden">Deferred retirement pension </span> </a> </h5> <span property="schema:name" content="Deferred retirement pension " class="hidden"></span> <p class="node__content"> <ul class="links inline"><li class="node-readmore"><a href="/en/members-0/my-benefits/deferred-retirement-pension" rel="tag" title="Deferred retirement pension " hreflang="en">Read more<span class="visually-hidden"> about Deferred retirement pension </span></a></li></ul> </p> </div> </div>   </div> <div class="flex-item">   <div class="card"> <div class="card-img-top"> <a href="/en/members-0/my-benefits/anticipated-retirement-pension" rel="bookmark" >   </a> </div> <div class="card-body "> <h5 class="card-title"> <a href="/en/members-0/my-benefits/anticipated-retirement-pension" rel="bookmark"><span property="schema:name" class="field field--name-title field--type-string field--label-hidden">Anticipated retirement pension </span> </a> </h5> <span property="schema:name" content="Anticipated retirement pension " class="hidden"></span> <p class="node__content"> <ul class="links inline"><li class="node-readmore"><a href="/en/members-0/my-benefits/anticipated-retirement-pension" rel="tag" title="Anticipated retirement pension " hreflang="en">Read more<span class="visually-hidden"> about Anticipated retirement pension </span></a></li></ul> </p> </div> </div>   </div> <div class="flex-item">   <div class="card"> <div class="card-img-top"> <a href="/en/members-0/my-benefits/retirement-pension" rel="bookmark" >   </a> </div> <div class="card-body "> <h5 class="card-title"> <a href="/en/members-0/my-benefits/retirement-pension" rel="bookmark"><span property="schema:name" class="field field--name-title field--type-string field--label-hidden">Retirement pension </span> </a> </h5> <span property="schema:name" content="Retirement pension " class="hidden"></span> <p class="node__content"> <ul class="links inline"><li class="node-readmore"><a href="/en/members-0/my-benefits/retirement-pension" rel="tag" title="Retirement pension " hreflang="en">Read more<span class="visually-hidden"> about Retirement pension </span></a></li></ul> </p> </div> </div>   </div> <div class="flex-item">   <div class="card"> <div class="card-img-top"> <a href="/en/members-0/my-benefits/disability-pension" rel="bookmark" >   </a> </div> <div class="card-body "> <h5 class="card-title"> <a href="/en/members-0/my-benefits/disability-pension" rel="bookmark"><span property="schema:name" class="field field--name-title field--type-string field--label-hidden">Disability pension</span> </a> </h5> <span property="schema:name" content="Disability pension" class="hidden"></span> <p class="node__content"> <ul class="links inline"><li class="node-readmore"><a href="/en/members-0/my-benefits/disability-pension" rel="tag" title="Disability pension" hreflang="en">Read more<span class="visually-hidden"> about Disability pension</span></a></li></ul> </p> </div> </div>   </div> <div class="flex-item">   <div class="card"> <div class="card-img-top"> <a href="/en/members-0/my-benefits/allowances" rel="bookmark" >   </a> </div> <div class="card-body "> <h5 class="card-title"> <a href="/en/members-0/my-benefits/allowances" rel="bookmark"><span property="schema:name" class="field field--name-title field--type-string field--label-hidden">Allowances</span> </a> </h5> <span property="schema:name" content="Allowances" class="hidden"></span> <p class="node__content"> <ul class="links inline"><li class="node-readmore"><a href="/en/members-0/my-benefits/allowances" rel="tag" title="Allowances" hreflang="en">Read more<span class="visually-hidden"> about Allowances</span></a></li></ul> </p> </div> </div>   </div> </div> </div> </div> </div> </div> </div> </div>    </div>  </div> </div>     <footer role="contentinfo " id="footer"> <div class="container"> <div class="row">  <section class= col-md> <div class="region region-footer-column-first"> <nav role="navigation" aria-labelledby="block-pension-fund-cernandyou-2-menu" id="block-pension-fund-cernandyou-2"> <h2 id="block-pension-fund-cernandyou-2-menu">Footer Menu Block</h2> <ul class="menu"> <li class="menu-item"> <a href="/en/documents" title="see all the documents of the site " data-drupal-link-system-path="node/65">Documents</a> </li> <li class="menu-item"> <a href="/en/faqs" data-drupal-link-system-path="node/68">F.A.Qs</a> </li> 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