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Guides</h1> <h2> Telegraph Reader Guides are provided FREE of charge and have been designed to provide expert, independent information on a variety of financial issues. The guides are written by our award winning personal finance editors. </h2> </div> <div class="access"><a name="topstories"></a></div> <div class="oneThird gutter"> <div class="summaryMedium"> <div class="headerFour">  <p> <span>Daily Reader Guides</span> </p> </div> </div> </div> <div class="oneThird"> <div class="summaryMedium"> <div class="headerFour">  <p> <span>Sunday Reader Guides</span> </p> </div> </div> </div> <div class="cl"></div> <div class="oneThird gutter"> <div class="summaryMedium"> <div class="summary">  <h3> <a href="https://web.archive.org/web/20100420011949/http://offers.telegraph.co.uk/viewform-10085">The Daily Telegraph Guide to International Money Transfers</a> </h3> <div class="piccentre containerdiv "> <a href="https://web.archive.org/web/20100420011949/http://offers.telegraph.co.uk/viewform-10085"><img src="https://web.archive.org/web/20100420011949im_/http://i.telegraph.co.uk/telegraph/multimedia/archive/01551/DT_Moneycorp_MnTra_1551118e.jpg" alt="" border="0" width="300" height="187"/></a> </div> <p> Written by Nina Montagu-Smith, The Telegraph Deputy Personal Finance Editor, in association with the guide sponsor Moneycorp. This free guide looks at the best way to transfer money abroad whilst securing the best rates at a low cost and without hassle. </p> </div> </div> </div> <div class="oneThird"> <div class="summaryMedium"> <div class="summary">  <h3> <a href="https://web.archive.org/web/20100420011949/http://offers.telegraph.co.uk/viewform-10088">The Sunday Telegraph Guide to Legal Services</a> </h3> <div class="piccentre containerdiv "> <a href="https://web.archive.org/web/20100420011949/http://offers.telegraph.co.uk/viewform-10088"><img src="https://web.archive.org/web/20100420011949im_/http://i.telegraph.co.uk/telegraph/multimedia/archive/01551/ST_Irwin_Legal_1551123e.jpg" alt="" border="0" width="300" height="187"/></a> </div> <p> Written by Paul Farrow and provided by Irwin Mitchell, The Sunday Telegraph Guide to Legal Services seeks to answer questions you may have about a variety of legal issues, as well as providing examples of situations where you may need legal advice. </p> </div> </div> </div> <div class="cl"></div> <div class="oneThird gutter"> <div class="summaryMedium"> <div class="summary">  <h3> <a href="https://web.archive.org/web/20100420011949/http://offers.telegraph.co.uk/viewform-10082/">Blevins Franks - Guide to New Pension Opportunities for Expatriates</a> </h3> <div class="piccentre containerdiv "> <a href="https://web.archive.org/web/20100420011949/http://offers.telegraph.co.uk/viewform-10082/"><img src="https://web.archive.org/web/20100420011949im_/http://i.telegraph.co.uk/telegraph/multimedia/archive/01551/DT_Blevins_NPOE_1551117e.jpg" alt="" border="0" width="300" height="187"/></a> </div> <p> Written by Ian Cowie, this free guide provides an overview of new pension opportunities for those looking to retire abroad, including QROPS. </p> </div> </div> </div> <div class="oneThird"> <div class="summaryMedium"> <div class="summary">  <h3> <a href="https://web.archive.org/web/20100420011949/http://offers.telegraph.co.uk/viewform-10081/">Blevins Franks - Guide to Unexpected Tax Havens</a> </h3> <div class="piccentre containerdiv "> <a href="https://web.archive.org/web/20100420011949/http://offers.telegraph.co.uk/viewform-10081/"><img src="https://web.archive.org/web/20100420011949im_/http://i.telegraph.co.uk/telegraph/multimedia/archive/01551/ST_Blevins_UnexpTH_1551122e.jpg" alt="" border="0" width="300" height="187"/></a> </div> <p> Written by Paul Farrow, This free guide provides an overview of the potential taxation savings for anyone considering moving abroad. </p> </div> </div> </div> <div class="cl"></div> <div class="oneThird gutter"> <div class="summaryMedium"> <div class="summary">  <h3> <a href="https://web.archive.org/web/20100420011949/http://offers.telegraph.co.uk/viewform-10069">Skipton Financial Services - Making the most of your Money</a> </h3> <div class="piccentre containerdiv "> <a href="https://web.archive.org/web/20100420011949/http://offers.telegraph.co.uk/viewform-10069"><img src="https://web.archive.org/web/20100420011949im_/http://i.telegraph.co.uk/telegraph/multimedia/archive/01551/DT_Skipton_MMOM_1551120e.jpg" alt="" border="0" width="300" height="187"/></a> </div> <p> Written by Ian Cowie, this guide is intended to help savers and investors assess strategies for accumulating, preserving and enjoying wealth. </p> </div> </div> </div> <div class="oneThird"> <div class="summaryMedium"> <div class="summary">  <h3> <a href="https://web.archive.org/web/20100420011949/http://offers.telegraph.co.uk/viewform-10070">Skipton Financial Services - Guide to Better Returns</a> </h3> <div class="piccentre containerdiv "> <a href="https://web.archive.org/web/20100420011949/http://offers.telegraph.co.uk/viewform-10070"><img src="https://web.archive.org/web/20100420011949im_/http://i.telegraph.co.uk/telegraph/multimedia/archive/01554/ST_Skipton_GBR_1554009e.jpg" alt="" border="0" width="300" height="187"/></a> </div> <p> Written by Paul Farrow, an insight into the questions you should be asking yourself before you buy investments that will generate better returns. </p> </div> </div> </div> <div class="cl"></div> <div class="oneThird gutter"> <div class="summaryMedium"> <div class="summary">  <h3> <a href="https://web.archive.org/web/20100420011949/http://offers.telegraph.co.uk/viewform-10077">Skipton Financial Services - Guide to Inheritance Tax</a> </h3> <div class="piccentre containerdiv "> <a href="https://web.archive.org/web/20100420011949/http://offers.telegraph.co.uk/viewform-10077"><img src="https://web.archive.org/web/20100420011949im_/http://i.telegraph.co.uk/telegraph/multimedia/archive/01551/DT_Skipton_InhTax_1551119e.jpg" alt="" border="0" width="300" height="187"/></a> </div> <p> Written by Ian Cowie, our simple guide will help you find out how we could help you to reduce or even eliminate this unnecessary tax. </p> </div> </div> </div> <div class="oneThird"> <div class="summaryMedium"> <div class="summary">  <h3> <a href="https://web.archive.org/web/20100420011949/http://offers.telegraph.co.uk/viewform-10078">Skipton Financial Services - Guide to Inheritance Tax</a> </h3> <div class="piccentre containerdiv "> <a href="https://web.archive.org/web/20100420011949/http://offers.telegraph.co.uk/viewform-10078"><img src="https://web.archive.org/web/20100420011949im_/http://i.telegraph.co.uk/telegraph/multimedia/archive/01551/ST_Skipton_InhTax_1551126e.jpg" alt="" border="0" width="300" height="187"/></a> </div> <p> Written by Paul Farrow, simple solutions that allow you to keep control of your estate & protect you from this often unnecessary tax. </p> </div> </div> </div> <div class="cl"></div> <div class="oneThird gutter"> <div class="summaryMedium"> <div class="summary">  <h3> <a href="https://web.archive.org/web/20100420011949/http://offers.telegraph.co.uk/viewform-10045">Skipton Financial Services - Guide To With-Profits Bonds</a> </h3> <div class="piccentre containerdiv "> <a href="https://web.archive.org/web/20100420011949/http://offers.telegraph.co.uk/viewform-10045"><img src="https://web.archive.org/web/20100420011949im_/http://i.telegraph.co.uk/telegraph/multimedia/archive/01553/DT_Skipton_WPB_1553984e.jpg" alt="" border="0" width="300" height="187"/></a> </div> <p> Written by Ian Cowie, when it comes to distinguishing good from bad investments – encash or hold - the devil is in the detail. </p> </div> </div> </div> <div class="oneThird"> <div class="summaryMedium"> <div class="summary">  <h3> <a href="https://web.archive.org/web/20100420011949/http://offers.telegraph.co.uk/viewform-10046">Skipton Financial Services - Guide To With-Profits Bonds</a> </h3> <div class="piccentre containerdiv "> <a href="https://web.archive.org/web/20100420011949/http://offers.telegraph.co.uk/viewform-10046"><img src="https://web.archive.org/web/20100420011949im_/http://i.telegraph.co.uk/telegraph/multimedia/archive/01553/ST_Skipton_WPB_1553985e.jpg" alt="" border="0" width="300" height="187"/></a> </div> <p> Written by Emma Simon, this guide provides valuable guidance to any person who holds these investments but is unsure of their next steps. </p> </div> </div> </div> <div class="cl"></div> <div class="oneThird gutter"> <div class="summaryMedium"> </div> </div> <div class="oneThird"> <div class="summaryMedium"> </div> </div> <div class="cl"></div> <div class="oneThird gutter"> <div class="summaryMedium"> </div> </div> <div class="oneThird"> <div class="summaryMedium"> </div> </div> <div class="cl"></div> <div class="oneThird gutter"> <div class="summaryMedium"> </div> </div> <div class="oneThird"> <div class="summaryMedium"> </div> </div> <div class="cl"></div> <div class="oneThird gutter"> <div class="summaryMedium"> </div> </div> <div class="oneThird"> <div class="summaryMedium"> </div> </div> <div class="cl"></div> <div class="oneThird gutter"> <div class="summaryMedium"> </div> </div> <div class="oneThird"> <div class="summaryMedium"> </div> 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