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large or small."/><meta property="og:url" content="https://thepointsguy.com/credit-cards/business/"/><meta property="og:type" content="article"/><meta property="article:published_time" content="2024-09-03T18:30:09.000Z"/><meta property="article:modified_time" content="2024-11-01T10:00:00.000Z"/><meta property="article:author" content="Nick Ewen, Christina Ly"/><link rel="canonical" href="https://thepointsguy.com/credit-cards/business/"/><script id="schemaOrgCardsPage" type="application/ld+json">{"@context":"http://schema.org","@graph":[{"@type":"Place"},{"@type":"Organization","location":{"@id":"https://thepointsguy.com/credit-cards/business/#place"},"name":"The Points Guy","url":"https://thepointsguy.com/credit-cards/business/"},{"@type":"WebSite","inLanguage":"en-US","name":"The Points 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the greatest value, whether your business is large or small.","editor":{"@type":"Person","jobTitle":"Director of travel content","name":"Eric Rosen","url":"https://thepointsguy.com/credit-cards/business/author/eric"},"headline":"Best business credit cards of November 2024","image":"https://thepointsguy.freetls.fastly.net/us/originals/2021/04/tpg_logo_600x315.jpg","inLanguage":"en-US","name":"Best business credit cards of November 2024"},{"@type":"FAQPage","mainEntity":[{"@type":"Question","acceptedAnswer":{"@type":"Answer","text":"<p><a href=\"https://thepointsguy.com/credit-cards/business-vs-personal-cards/\">Business and personal credit cards</a> have similar functionalities. Many card issuers allow for personal <a href=\"https://thepointsguy.com/credit-cards/referral-from-personal-to-business-credit-card/\">referrals for business cards</a>. In both cases, you’re extended a line of credit to make purchases, and you agree to pay for those purchases over time based on the cardholder agreement.</p>\n<p>However, business credit cards are geared toward small businesses, and depending on the issuer (or specific card product), you may need to produce formal documentation in order to be approved. In addition, business cards typically include bonus categories or benefits that may hold less appeal to the general consumer. This can include bonus rewards on shipping purchases, statement credits for business-related service providers or embedded technology to help with accounting.</p>\n<p>Additionally, many personal credit cards pair well with business credit cards. Complementary <a href=\"https://thepointsguy.com/credit-cards/best-business-personal-credit-card-combinations/\">personal/business card combinations</a> can help you diversify your points earning and bonus categories and can play a part in a responsible spending strategy. </p>\n"},"name":"What’s the difference between a business and personal credit card?"},{"@type":"Question","acceptedAnswer":{"@type":"Answer","text":"<p>There’s no single card that would be considered the “best” for every, single <a href=\"https://thepointsguy.com/credit-cards/small-business-credit-card-strategy/\">small business</a>. Instead, it’s important to consider the type of rewards and selection of benefits that make the most sense for your company. If your company travels internationally often, you would want a <a href=\"https://thepointsguy.com/credit-cards/best-business-cards-no-foreign-transaction-fees/\">business credit card with no foreign transaction fee</a>. If you’re not interested in travel rewards, then a cash-back business card could make the most sense. If your small business spends a bunch of money on client dinners, then a business card with a dining bonus could be the best fit.</p>\n"},"name":"What is the best business credit card?"},{"@type":"Question","acceptedAnswer":{"@type":"Answer","text":"<p>While it’s not technically “illegal” to use a business card <a href=\"https://thepointsguy.com/credit-cards/personal-expenses-on-business-credit-card/\">for personal use</a>, it’s generally against the terms and conditions of most business credit cards. In addition, combining personal and business purchases on a credit card can make it harder to separate legitimate, business-related transactions when tax season rolls around. Finally, <a href=\"https://thepointsguy.com/credit-cards/why-i-couldnt-imagine-my-life-without-business-credit-cards/\">business credit cards</a> tend to have fewer protections for cardholders, so using one for personal reasons could backfire.</p>\n"},"name":"Can I use a business credit card for personal use?"},{"@type":"Question","acceptedAnswer":{"@type":"Answer","text":"<p>Sometimes. It all <a href=\"https://thepointsguy.com/credit-cards/business-credit-cards-that-affect-personal-credit/\">depends on the given issuer</a>, since some will consistently report business card account information to both consumer and commercial credit bureaus, while others won’t. Instead of worrying about this question, though, focus your energy on paying your balance in full and on time each month. This will ensure that any business cards reported to a credit bureau will only impact your <a href=\"https://thepointsguy.com/credit-cards/business-credit-cards-that-affect-personal-credit/\">score</a> in a positive way.</p>\n<p>Plus, your business credit card <a href=\"https://thepointsguy.com/credit-cards/how-business-credit-card-could-help-personal-credit-scores/\">could provide multiple benefits</a> to your personal score. This could be done by managing your business credit card account responsibly, which demonstrates you’re a reliable borrower, or lowering your personal credit utilization, for instance. </p>\n"},"name":"Do business credit cards affect personal credit?"},{"@type":"Question","acceptedAnswer":{"@type":"Answer","text":"<p>You <a href=\"https://thepointsguy.com/credit-cards/ways-you-might-be-eligible-for-business-credit-card/\">certainly can</a>, though each issuer reserves the right to review your application and determine whether you qualify for a business line of credit. In many instances, you can use your Social Security number as a sole proprietor and get approved for a card. Even if you have no business credit history, an issuer will look at your personal <a href=\"https://thepointsguy.com/credit-cards/credit-score-business-cards/\">credit score</a> and history to determine your eligibility.</p>\n"},"name":"Can I get a business credit card without a business?"},{"@type":"Question","acceptedAnswer":{"@type":"Answer","text":"<p>It is possible to refer someone to a business card even if you only have personal cards. Every issuer has their own policy regarding rewarding referrals so you will have to check with your specific card issuer to see if you are eligible for a referral bonus. Check out our in-depth guide on <a href=\"https://thepointsguy.com/credit-cards/referral-from-personal-to-business-credit-card/\">earning referral bonuses on both personal and business credit cards</a>.</p>\n"},"name":"Can I refer someone to a business credit card from a personal credit card?"},{"@type":"Question","acceptedAnswer":{"@type":"Answer","text":"<p>The best small business credit card will depend on your small business. See what perks and benefits your business is looking for and if the card you're looking at is the best fit for your business spending. You can use our guide above to help you see which card is the best for your business.</p>\n"},"name":"What is the best small business credit card?"},{"@type":"Question","acceptedAnswer":{"@type":"Answer","text":"<p>There is no limit to the <a href=\"https://thepointsguy.com/credit-cards/how-many-business-credit-cards-should-you-have/\">amount of business cards</a> you can have. It is important to know your business and what cards align most with your spending.</p>\n"},"name":"How many business cards can I have?"},{"@type":"Question","acceptedAnswer":{"@type":"Answer","text":"<p>While it’s easy and free to check your personal credit score, the process with a business credit report requires jumping through a few more hoops. You can <a href=\"https://thepointsguy.com/credit-cards/how-to-check-business-credit-score/\">check your business credit score</a> through free services that send alerts when your score or report changes. However, you often have to pay additional fees to view unlimited full reports. </p>\n<p>Tracking your business credit score may be a bit harder, but it’s not any less important than your personal credit report</p>\n"},"name":"How do I check my business credit score? "},{"@type":"Question","acceptedAnswer":{"@type":"Answer","text":"<p>The wording of these two may be similar, but the features of a <a href=\"https://thepointsguy.com/credit-cards/business-line-of-credit-vs-credit-cards/\">business credit card and a business line of credit</a> are very different. </p>\n<p>A business credit card is like a personal credit card because it allows borrowers to spend with a predetermined credit limit at an annual percentage rate (APR). Most business cards are unsecured, and borrowers can be approved for one without proof of assets or collateral. </p>\n<p>A business line of credit is a revolving business loan with a preset credit limit. To be approved for a business LOC, your business’s financial picture and creditworthiness are considered. Sometimes, approval is based on collateral. LOCs are meant to cover day-to-day operative expenses that may exceed a credit limit on a credit card, such as payroll. </p>\n"},"name":"What is the difference between a business credit card and a business line of credit?"}]}]}</script><meta name="next-head-count" content="33"/><link rel="stylesheet" data-href="https://fonts.googleapis.com/css2?family=Sora:wght@600..700&display=swap"/><link rel="stylesheet" data-href="https://fonts.googleapis.com/css2?family=Lexend:wght@400;500;600;700&display=swap"/><link rel="stylesheet" data-href="https://fonts.googleapis.com/css2?family=Poppins:wght@400;500;600&display=swap"/><link rel="preconnect" href="https://fonts.gstatic.com" crossorigin /><link rel="preload" href="/_next/static/css/07b5ffdc9050c43e.css" as="style"/><link rel="stylesheet" href="/_next/static/css/07b5ffdc9050c43e.css" data-n-g=""/><link rel="preload" href="/_next/static/css/a76c31feb2860c20.css" as="style"/><link rel="stylesheet" href="/_next/static/css/a76c31feb2860c20.css" 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font-family: 'roboto', sans-serif; letter-spacing: 0.2px; font-weight: 400; font-size: 0.75rem; line-height: 1rem; ;color:#0f56d3;text-decoration:underline;white-space:nowrap;height:1rem}@media (min-width: 1025px) and (max-width: 1439px){.advertiserDisclosureTrigger.jsx-2745583457{ font-family: 'roboto', sans-serif; letter-spacing: 0.2px; font-weight: 400; font-size: 0.625rem; line-height: 0.75rem; }}</style><style id="__jsx-2909177146">body{overflow-x:hidden!important}.StickyBanner.jsx-2909177146{visibility:hidden;position:fixed;z-index:1000;top:0;left:0;width:100vw;-webkit-box-shadow:0px 5px 10px rgba(8, 10, 13, 0.14);-moz-box-shadow:0px 5px 10px rgba(8, 10, 13, 0.14);box-shadow:0px 5px 10px rgba(8, 10, 13, 0.14);-webkit-transform:translatey(-20%);-moz-transform:translatey(-20%);-ms-transform:translatey(-20%);-o-transform:translatey(-20%);transform:translatey(-20%);opacity:0;-webkit-transition:visibility 200ms ease-in 200ms,-webkit-transform 200ms ease-in,opacity 200ms ease-in;-moz-transition:visibility 200ms ease-in 200ms,-moz-transform 200ms ease-in,opacity 200ms ease-in;-o-transition:visibility 200ms ease-in 200ms,-o-transform 200ms ease-in,opacity 200ms ease-in;transition:visibility 200ms ease-in 200ms,-webkit-transform 200ms ease-in,opacity 200ms ease-in;transition:visibility 200ms ease-in 200ms,-moz-transform 200ms ease-in,opacity 200ms ease-in;transition:visibility 200ms ease-in 200ms,-o-transform 200ms ease-in,opacity 200ms ease-in;transition:visibility 200ms ease-in 200ms,transform 200ms ease-in,opacity 200ms ease-in}.StickyBanner.active.jsx-2909177146{visibility:visible;-webkit-transform:translatey(0);-moz-transform:translatey(0);-ms-transform:translatey(0);-o-transform:translatey(0);transform:translatey(0);opacity:1;-webkit-transition:visibility 200ms ease-in,-webkit-transform 200ms ease-in,opacity 200ms ease-in;-moz-transition:visibility 200ms ease-in,-moz-transform 200ms ease-in,opacity 200ms ease-in;-o-transition:visibility 200ms 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1024px){h1.h1.jsx-3812208619{ font-family: 'Sora', sans-serif; letter-spacing: 0; font-weight: 700; color: #162433; font-size: 3.5rem; line-height: 4rem; ;}}@media (max-width: 767px){h1.h1.jsx-3812208619{ font-family: 'Sora', sans-serif; letter-spacing: 0; font-weight: 700; color: #162433; font-size: 2.375rem; line-height: 2.75rem; ;margin-bottom:1rem}}</style><style id="__jsx-1871043387">.tooltip.jsx-1871043387{width:-webkit-fit-content;width:-moz-fit-content;width:fit-content;position:relative}.screenreader.jsx-1871043387{ border: 0; clip: rect(0 0 0 0); height: 1px; overflow: hidden; padding: 0; position: absolute; white-space: nowrap; width: 1px; }.tooltip.active.jsx-1871043387{z-index:10}.triggerText.jsx-1871043387{ font-family: 'Poppins', sans-serif; font-weight: 600; color: #162433; letter-spacing: 0; text-decoration: none; font-size: 0.875rem; line-height: 1.25rem; text-decoration: underline;color:inherit}.icon.jsx-1871043387{width:0.75rem;height:0.75rem;display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;-webkit-box-align:center;-webkit-align-items:center;-moz-box-align:center;-ms-flex-align:center;align-items:center;color:#5f6f80}.icon.jsx-1871043387 svg{width:100%}.lightTheme.jsx-1871043387{color:#ffffff}.dialog.jsx-1871043387{position:absolute;display:none;top:100%;left:0;background:transparent;border:none;padding:0}@media (min-width: 768px){.dialog.icon.jsx-1871043387{left:-2.25rem}}.dialog.isOpen.jsx-1871043387{display:block}.dialog.jsx-1871043387>div.jsx-1871043387{width:22rem;padding:1rem;background:#ffffff;margin-top:0.75rem; border-radius: 8px; ;-webkit-box-shadow:2px 0px 8px 2px rgba(0,0,0,.2);-moz-box-shadow:2px 0px 8px 2px rgba(0,0,0,.2);box-shadow:2px 0px 8px 2px rgba(0,0,0,.2)}.pointer.jsx-1871043387{position:absolute;top:0;left:2rem;background:#ffffff;width:1.25rem;height:0.75rem; border-radius: 2px; clip-path: polygon(50% 0, 100% 100%, 0 100%);}.fitElement.jsx-1871043387 .dialog.icon.jsx-1871043387{left:0}.fitElement.jsx-1871043387 .pointer.jsx-1871043387{left:-0.25rem}@media (max-width: 767px){.dialog.jsx-1871043387{-webkit-transform:none;-moz-transform:none;-ms-transform:none;-o-transform:none;transform:none}.pointer.jsx-1871043387{left:auto}.dialog.jsx-1871043387>div.jsx-1871043387{width:-webkit-calc(100vw - 2.5rem + 1px);width:-moz-calc(100vw - 2.5rem + 1px);width:calc(100vw - 2.5rem + 1px)}}.lightbox.jsx-1871043387{background:#ffffff;max-height:100vh;height:100vh;overflow-x:hidden;overflow-y:auto;padding-top:3.125rem;padding-right:2rem;padding-bottom:2rem;padding-left:2rem}.button.jsx-1871043387{position:absolute;top:1.125rem;right:1.5rem}</style><style id="__jsx-1991110988">.byline.jsx-1991110988{ font-family: 'Lexend', sans-serif; text-transform: unset; color: #162433; font-weight: 600; font-family: 'Poppins', sans-serif; font-size: 0.75rem; line-height: 1.125rem; letter-spacing: unset; color: #162433;}@media (min-width: 1025px){.byline.jsx-1991110988{ font-family: 'Lexend', sans-serif; text-transform: unset; color: #162433; font-weight: 600; font-size: 0.875rem; line-height: 1.125rem; letter-spacing: unset; }}.contact.jsx-1991110988{display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;-webkit-box-orient:horizontal;-webkit-box-direction:normal;-webkit-flex-direction:row;-moz-box-orient:horizontal;-moz-box-direction:normal;-ms-flex-direction:row;flex-direction:row;gap:1rem}.avatar.jsx-1991110988{-webkit-border-radius:50%;-moz-border-radius:50%;border-radius:50%;overflow:hidden;width:3rem;height:3rem}.avatar.jsx-1991110988 img{-o-object-fit:cover;object-fit:cover}.nameTitle.jsx-1991110988{display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;-webkit-box-orient:vertical;-webkit-box-direction:normal;-webkit-flex-direction:column;-moz-box-orient:vertical;-moz-box-direction:normal;-ms-flex-direction:column;flex-direction:column;gap:0.375rem;-webkit-box-align:left;-webkit-align-items:left;-moz-box-align:left;-ms-flex-align:left;align-items:left}.role.jsx-1991110988{color:#5f6f80}.contact.jsx-1991110988 a.jsx-1991110988{color:#162433}.contact.jsx-1991110988 a.jsx-1991110988:hover{color:#0f56d3}.bio.jsx-1991110988{ font-family: 'Poppins', sans-serif; font-weight: 400; color: #162433; letter-spacing: 0; font-size: 0.875rem; line-height: 1.25rem; font-size: 0.875rem;overflow:hidden;-o-text-overflow:ellipsis;text-overflow:ellipsis;margin-top:0.625rem;line-height:1.25rem;display:-webkit-box;-webkit-line-clamp:9;-webkit-box-orient:vertical}.social.jsx-1991110988{display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;-webkit-box-align:left;-webkit-align-items:left;-moz-box-align:left;-ms-flex-align:left;align-items:left;-webkit-box-orient:horizontal;-webkit-box-direction:normal;-webkit-flex-direction:row;-moz-box-orient:horizontal;-moz-box-direction:normal;-ms-flex-direction:row;flex-direction:row;padding-top:1.25rem;gap:2rem}.social.jsx-1991110988>a.jsx-1991110988 svg{width:1.5rem}.social.jsx-1991110988 a.jsx-1991110988{color:#162433}</style><style id="__jsx-3238969592">.byline.jsx-3238969592{ display: flex; flex-direction: column; gap: 0.5rem; 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id="__jsx-3252949407">.jumpToSection.jsx-3252949407{ display: flex; flex-direction: column; gap: 0.75rem; font-family: 'Poppins', sans-serif; font-weight: 500; color: #162433; letter-spacing: 0; text-decoration: none; font-size: 1rem; line-height: 1.5rem; padding: 1.5rem;border: solid 1px #dfe5eb; border-radius: 8px; position: relative;width:100%}.jumpToSection.jsx-3252949407 label.jsx-3252949407{ font-family: 'Poppins', sans-serif; text-transform: unset; color: #007a4b; font-weight: 600; letter-spacing: 0.02em; font-size: 1rem; line-height: 1.25rem; text-transform: uppercase; display: flex; flex-direction: row; gap: 0.75rem; align-items: center;border-bottom: solid 1px #dfe5eb; padding-bottom: 0.75rem;}.toggle.jsx-3252949407{ font-family: 'Poppins', sans-serif; font-weight: 400; color: #146AFF; letter-spacing: 0; text-decoration: none; font-size: 1rem; line-height: 1.5rem; ;}.toggle.jsx-3252949407:hover{color:#0040B1}.linkItem.jsx-3252949407{width:-webkit-fit-content;width:-moz-fit-content;width:fit-content;display:inline;line-height:1.5}.jumpToSection.variant-A.jsx-3252949407 button.jsx-3252949407{text-align:left}.tocItems.jsx-3252949407{ display: flex; flex-direction: column; gap: 0.75rem; ;}.arrow.jsx-3252949407{position:absolute;top:-2rem;right:-1rem;width:4.5rem}@media (min-width: 768px) and (max-width: 1024px){.tocItems.jsx-3252949407{display:grid;grid-template-columns:repeat(2,1fr);gap:1rem}.jumpToSection.jsx-3252949407{width:100%;margin-top:2rem}}@media (max-width: 767px){.jumpToSection.jsx-3252949407{padding:1.25rem}.jumpToSection.jsx-3252949407 label.jsx-3252949407{display:none}.tocItems.jsx-3252949407 button.jsx-3252949407{text-align:left}.arrow.jsx-3252949407{display:none}}</style><style id="__jsx-a76ba1b438febbc3">.secondaryLink.jsx-a76ba1b438febbc3,a.secondaryLink.jsx-a76ba1b438febbc3:link,a.secondaryLink.jsx-a76ba1b438febbc3:visited{ 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.carat.jsx-2729058745{-webkit-transform:rotate(180deg);-moz-transform:rotate(180deg);-ms-transform:rotate(180deg);-o-transform:rotate(180deg);transform:rotate(180deg)}.accordion.jsx-2729058745 .content.jsx-2729058745{display:none}.accordion.jsx-2729058745 .content.active.jsx-2729058745{display:block}.tooltipContent.jsx-2729058745{ font-family: 'Poppins', sans-serif; font-weight: 400; color: #162433; letter-spacing: 0; font-size: 0.75rem; line-height: 1rem; color: #162433;text-transform:none}.accordion-title.jsx-2729058745{display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;-webkit-box-align:center;-webkit-align-items:center;-moz-box-align:center;-ms-flex-align:center;align-items:center;gap:0.5rem}@media (max-width: 767px){.accordion-B.jsx-2729058745 button.jsx-2729058745{ font-family: 'Lexend', sans-serif; letter-spacing: 0; color: #162433; font-weight: 600; font-size: 1.125rem; line-height: 1.5rem; ;}.accordion-C.jsx-2729058745 button.jsx-2729058745{ font-family: 'Lexend', sans-serif; letter-spacing: 0; color: #162433; font-weight: 600; font-size: 1.125rem; line-height: 1.5rem; ;text-align:left}.accordion-C.jsx-2729058745 button.jsx-2729058745:hover{ font-family: 'Lexend', sans-serif; letter-spacing: 0; color: #162433; font-weight: 600; font-size: 1.125rem; line-height: 1.5rem; ;color:#007a4b}.accordion-D.jsx-2729058745 button.jsx-2729058745{padding-top:0.75rem;padding-bottom:0.75rem}.accordion-I.jsx-2729058745 button.jsx-2729058745{padding-top:0.75rem;padding-bottom:0.75rem}}</style><style id="__jsx-de4115f42c48e362">.container.jsx-de4115f42c48e362{max-width:90rem;margin:0 auto 0 auto}@media (min-width: 1440px){.container.jsx-de4115f42c48e362{padding-left:4rem;padding-right:4rem}}@media (min-width: 1025px) and (max-width: 1439px){.container.jsx-de4115f42c48e362{padding-left:2rem;padding-right:2rem}}@media (min-width: 768px) and (max-width: 1024px){.container.jsx-de4115f42c48e362{ max-width: none; padding-left: 2rem; padding-right: 2rem; }}@media (max-width: 767px){.container.jsx-de4115f42c48e362{ max-width: none; padding-left: 1.2rem; padding-right: 1.1875rem; }}} </style><style id="__jsx-2150554671">.pledgeContent.jsx-2150554671{ font-family: 'Poppins', sans-serif; font-weight: 400; color: #162433; letter-spacing: 0; text-decoration: none; font-size: 1rem; line-height: 1.5rem; padding: 0.5rem 0 1rem 0;}.pledgeContent.jsx-2150554671 a:hover{color:#0040B1;text-decoration:underline}</style><style id="__jsx-313411368">.name.jsx-313411368{display:inline}.featuredCards{display:inline}ul.jsx-313411368{list-style-type:disc;display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;-webkit-box-orient:vertical;-webkit-box-direction:normal;-webkit-flex-direction:column;-moz-box-orient:vertical;-moz-box-direction:normal;-ms-flex-direction:column;flex-direction:column;color:#0040B1}li.jsx-313411368{list-style-type:disc}.cardName.jsx-313411368{ font-family: 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;color:#0040B1}.cardName.jsx-313411368{text-align:left}.cardName.jsx-313411368:hover{text-decoration:none}}</style><style id="__jsx-1777537572">.section.jsx-1777537572{background:#ffffff;padding:3.5rem 0; display: flex; flex-direction: column; gap: 0rem; align-items: center; }.section.jsx-1777537572{ }.container.jsx-1777537572{width:100%}.container.medium.jsx-1777537572{max-width:76rem}@media (min-width: 768px) and (max-width: 1024px){.section.jsx-1777537572{padding:3.5rem 0; }}@media (max-width: 767px){.section.jsx-1777537572{padding:2.5rem 0; }.container.medium.jsx-1777537572{padding-left:1.25rem;padding-right:1.1875rem}}.section.noTopPad.jsx-1777537572{padding-top:0}.section.noBottomPad.jsx-1777537572{padding-bottom:0}.section.noVerticalPad.jsx-1777537572{padding-top:0;padding-bottom:0}</style><style id="__jsx-220414394">.container.jsx-220414394{padding-top:2.5rem}.leftPanel.jsx-220414394{ display: flex; flex-direction: column; gap: 0.5rem; ;}.category.jsx-220414394{ font-family: 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(max-width: 767px){.wrapper.jsx-220414394{ display: flex; flex-direction: column; gap: 0.5rem; ;}.category.jsx-220414394{ font-family: 'Poppins', sans-serif; text-transform: uppercase; color: #007a4b; font-weight: 600; letter-spacing: 0.08em; font-size: 0.875rem; line-height: 1.125rem; ;}.leftPanel.jsx-220414394{ display: flex; flex-direction: column; gap: 2.5rem; ;}.disclosure.jsx-220414394{margin:1rem 0rem}.introduction.jsx-220414394{padding-top:0rem;padding-bottom:0.5rem}}</style><style id="__jsx-2208860734">.Pill.jsx-2208860734 a{ transition: 150ms ease-in-out; background: transparent; color: #162433; display: flex; justify-content: center; align-items: center; text-decoration: none; border: 1px solid #162433; font-family: 'Lexend', sans-serif; text-transform: unset; color: #162433; font-weight: 600; font-family: 'Poppins', sans-serif; font-size: 0.75rem; line-height: 1.125rem; letter-spacing: unset; border: solid;padding:0.75rem 1.125rem 0.75rem 1.125rem;display:-webkit-inline-box;display:-webkit-inline-flex;display:-moz-inline-box;display:-ms-inline-flexbox;display:inline-flex;text-transform:uppercase;white-space:nowrap;text-decoration:none;text-align:center}.Pill.rounded.jsx-2208860734 a{border-width:0.0625rem;border-color:#162433;-webkit-border-radius:6.25rem;-moz-border-radius:6.25rem;border-radius:6.25rem;background:transparent;color:#162433}.Pill.rounded.jsx-2208860734 a:hover{ transition: 150ms ease-in-out; background: #162433; color: #ffffff; ;background:#162433;color:#ffffff}.Pill.rounded-sm.jsx-2208860734 a{ font-family: 'Lexend', sans-serif; text-transform: unset; color: #162433; font-weight: 600; font-size: 0.875rem; line-height: 1.125rem; letter-spacing: unset; border-width: 0.125rem;border-color:#146AFF; border-radius: 8px; ;background:transparent;color:#162433;text-transform:capitalize}.Pill.rounded-sm.jsx-2208860734 a:hover{ transition: 150ms ease-in-out; background: #0f56d3; color: #ffffff; 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id="__jsx-202118042">.ilmPaidMediaWrapper.jsx-202118042{padding:1.5rem 0 1.5rem 0;background:#f5f5f7}@media (min-width: 1025px){.hideDt.jsx-202118042{display:none}.browseByCategory.jsx-202118042{ display: flex; flex-direction: column; gap: 3.5rem; }}@media (max-width: 1024px){.browseByCategory.jsx-202118042{ display: flex; flex-direction: column; gap: 2.5rem; }}@media (max-width: 767px){.browseByCategory.jsx-202118042 .separatorLink.jsx-202118042 a{ font-family: 'Lexend', sans-serif; letter-spacing: 0; color: #162433; font-weight: 600; font-size: 1.125rem; line-height: 1.5rem; text-decoration: none;color:#0f56d3}.browseByCategory.jsx-202118042 .separatorLink.jsx-202118042 a:hover{text-decoration:underline}}</style><style id="__jsx-eb69f9b09a3de1d0">a.jsx-eb69f9b09a3de1d0{text-decoration:none}.inherit.jsx-eb69f9b09a3de1d0{color:inherit}.inherit.jsx-eb69f9b09a3de1d0:hover{color:inherit}</style><style 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0rem;-moz-border-radius:0rem 0rem 0.5rem 0rem;border-radius:0rem 0rem 0.5rem 0rem;padding:0.3rem 1rem;top:0rem;left:0rem;width:-webkit-fit-content;width:-moz-fit-content;width:fit-content}@media (max-width: 767px){.C.jsx-1842035938{ font-family: 'Lexend', sans-serif; text-transform: uppercase; color: #162433; font-weight: 600; font-size: 0.875rem; line-height: 1.125rem; letter-spacing: 2px; ;color:#ffffff}}.cardsTable .C.jsx-1842035938{ font-family: 'Lexend', sans-serif; text-transform: uppercase; color: #162433; font-weight: 600; font-size: 0.875rem; line-height: 1.125rem; letter-spacing: 2px; ;color:#ffffff}</style><style id="__jsx-2622207">.outOfNetworkLink.jsx-2622207{ display: flex; flex-direction: column; gap: 1rem; }.cardImage.jsx-2622207{position:relative;aspect-ratio:226/142;overflow:hidden}.cardImage.jsx-2622207 img{ }.outOfNetworkLink.jsx-2622207 .cta{gap:0}.outOfNetworkLink.small.jsx-2622207{ display: flex; flex-direction: column; gap: 1.5rem; }.small.jsx-2622207 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h2,.cardName-oon.cardName-oon.jsx-1326277449 h2{ color: #162433;margin-bottom:0}.cardName.jsx-1326277449 h2:hover{color:#0f56d3}.oon-tooltip-container.jsx-1326277449{vertical-align:text-top;display:-webkit-inline-box;display:-webkit-inline-flex;display:-moz-inline-box;display:-ms-inline-flexbox;display:inline-flex}.cardName-oon.jsx-1326277449 .cardName-title{display:inline-block}.oon-tooltip{display:inline-block}.oon-tooltip>.triggerText{text-decoration:unset}.oon-tooltip>.triggerText>.triggerText{padding-left:0.5rem; font-family: 'Lexend', sans-serif; letter-spacing: 0; color: #146aff; font-weight: 600; font-size: 1.75rem; line-height: 2.125rem; ;line-height:1;text-decoration:unset;cursor:default}.oon-tooltip .dialog{ font-family: 'Poppins', sans-serif; font-weight: 400; color: #162433; letter-spacing: 0; font-size: 0.75rem; line-height: 1rem; }</style><style id="__jsx-1439345612">.editorsRating-B.jsx-1439345612{display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;gap:0.25rem;width:-webkit-fit-content;width:-moz-fit-content;width:fit-content;-webkit-box-align:center;-webkit-align-items:center;-moz-box-align:center;-ms-flex-align:center;align-items:center}.tooltip.jsx-1439345612{display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;-webkit-box-align:center;-webkit-align-items:center;-moz-box-align:center;-ms-flex-align:center;align-items:center;gap:0.25rem}.dialog.jsx-1439345612{ font-family: 'Poppins', sans-serif; font-weight: 400; color: #162433; letter-spacing: 0; font-size: 0.75rem; line-height: 1rem; color: #162433;text-transform:none}.rating.jsx-1439345612{display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;-webkit-box-align:center;-webkit-align-items:center;-moz-box-align:center;-ms-flex-align:center;align-items:center;color:#162433;gap:0.5rem; font-family: 'Poppins', sans-serif; font-weight: 400; color: #162433; letter-spacing: 0; font-size: 0.75rem; line-height: 1rem; }.numeric.jsx-1439345612{ font-family: 'Lexend', sans-serif; text-transform: uppercase; color: #162433; font-weight: 600; font-size: 0.875rem; line-height: 1.125rem; letter-spacing: 2px; }.stars.jsx-1439345612{display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;-webkit-flex-wrap:no-wrap;-ms-flex-wrap:no-wrap;flex-wrap:no-wrap;gap:0.125rem}.review.jsx-1439345612{ font-family: 'Poppins', sans-serif; font-weight: 400; color: #162433; letter-spacing: 0; font-size: 0.75rem; line-height: 1rem; }</style><style id="__jsx-334789665">.section.jsx-334789665{background:#006056;padding:3.5rem 0; display: flex; flex-direction: column; gap: 0rem; align-items: center; }.section.jsx-334789665{ }.container.jsx-334789665{width:100%}.container.medium.jsx-334789665{max-width:76rem}@media (min-width: 768px) and (max-width: 1024px){.section.jsx-334789665{padding:3.5rem 0; }}@media (max-width: 767px){.section.jsx-334789665{padding:2.5rem 0; }.container.medium.jsx-334789665{padding-left:1.25rem;padding-right:1.1875rem}}.section.noTopPad.jsx-334789665{padding-top:0}.section.noBottomPad.jsx-334789665{padding-bottom:0}.section.noVerticalPad.jsx-334789665{padding-top:0;padding-bottom:0}</style><style id="__jsx-808683197">.cardsTable.jsx-808683197{background:#ffffff;border-collapse:collapse;width:100%}.tableWrapper.jsx-808683197{background:#ffffff}.cardsTableHeader.jsx-808683197+.tableWrapper.jsx-808683197{margin-top:1rem}.tableWrapper.noHeading.jsx-808683197{margin-top:1.5rem;margin-bottom:1.5rem}th.jsx-808683197{left:0;width:auto}td.jsx-808683197{width:auto}.firstTableHeader.jsx-808683197{ font-family: 'Lexend', sans-serif; letter-spacing: 0; color: #162433; font-weight: 600; font-size: 1.125rem; line-height: 1.5rem; ;text-align:left;padding-left:1.25rem;white-space:nowrap}.tableHeader.jsx-808683197{ font-family: 'Lexend', sans-serif; letter-spacing: 0; color: #162433; font-weight: 600; font-size: 1.125rem; line-height: 1.5rem; ;text-align:left;padding-left:1.25rem;padding-right:1rem;white-space:nowrap}.creditCard.jsx-808683197{display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;-webkit-box-orient:vertical;-webkit-box-direction:normal;-webkit-flex-direction:column;-moz-box-orient:vertical;-moz-box-direction:normal;-ms-flex-direction:column;flex-direction:column;gap:0.75rem;padding:0;margin-top:1rem;margin-bottom:1rem}.cardName.jsx-808683197{ font-family: 'Poppins', sans-serif; font-weight: 700; color: #162433; letter-spacing: 0.02em; text-decoration: none; font-size: 0.875rem; line-height: 1.25rem; }.box.jsx-808683197{display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;-webkit-box-align:start;-webkit-align-items:flex-start;-moz-box-align:start;-ms-flex-align:start;align-items:flex-start;-webkit-box-pack:start;-webkit-justify-content:flex-start;-moz-box-pack:start;-ms-flex-pack:start;justify-content:flex-start;padding:1rem 1.25rem 1rem 1.25rem;width:auto; font-family: 'Poppins', sans-serif; font-weight: 700; color: #162433; letter-spacing: 0.02em; text-decoration: none; font-size: 0.875rem; line-height: 1.25rem; }.boxRate.jsx-808683197{display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;-webkit-box-align:start;-webkit-align-items:flex-start;-moz-box-align:start;-ms-flex-align:start;align-items:flex-start;-webkit-box-pack:start;-webkit-justify-content:flex-start;-moz-box-pack:start;-ms-flex-pack:start;justify-content:flex-start;padding:1rem 1.25rem 1rem 1.25rem;width:auto; font-family: 'Poppins', sans-serif; font-weight: 700; color: #162433; letter-spacing: 0.02em; text-decoration: none; font-size: 0.875rem; line-height: 1.25rem; ;white-space:nowrap}.bestFor.jsx-808683197{ font-family: 'Poppins', sans-serif; font-weight: 400; color: #162433; letter-spacing: 0; text-decoration: none; font-size: 0.875rem; line-height: 1.25rem; }.bestFor.jsx-808683197::first-letter{text-transform:uppercase}.cardsTableRow.jsx-808683197{height:6.875rem}.cardsTableRow.jsx-808683197:last-of-type>td.jsx-808683197{border-bottom:none}td.jsx-808683197{vertical-align:top}.firstTableHeader.jsx-808683197{border-bottom:1px solid #ADBBC9}.tableHeader.jsx-808683197{border-bottom:1px solid #ADBBC9;padding-bottom:0.75rem}td.jsx-808683197{border-bottom:1px solid #DFE5EB}@media (min-width: 1440px){.tableWrapper.jsx-808683197{margin-top:2.5rem}}@media (min-width: 1025px){.cardsTable.jsx-808683197{ border-radius: 16px; ;}.tableWrapper.jsx-808683197{background:#ffffff; border-radius: 16px; ;}.creditCard.jsx-808683197{display:grid;grid-template-columns:1fr 3fr;grid-template-areas:"top-left top-right""bottom bottom";grid-gap:1rem;width:18.25rem;padding:0 1.25rem 0rem 1rem}.firstTableHeader.jsx-808683197{padding-top:1.25rem;padding-bottom:0.75rem}.tableHeader.jsx-808683197{padding-right:1rem;padding-top:1.25rem}.cardArt.jsx-808683197{grid-area:top-left}.cardName.jsx-808683197{grid-area:top-right}.editorsRating.jsx-808683197{grid-area:bottom}.ctaBox.jsx-808683197{display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;-webkit-box-orient:vertical;-webkit-box-direction:normal;-webkit-flex-direction:column;-moz-box-orient:vertical;-moz-box-direction:normal;-ms-flex-direction:column;flex-direction:column;text-align:center;gap:0.5rem;-webkit-box-align:center;-webkit-align-items:center;-moz-box-align:center;-ms-flex-align:center;align-items:center;-webkit-box-pack:center;-webkit-justify-content:center;-moz-box-pack:center;-ms-flex-pack:center;justify-content:center;padding:1rem 0.75rem 1rem 1rem;width:9.8125rem}}.ctaBox.jsx-808683197 a{color:#5F6F80!important; font-family: 'Lexend', sans-serif; letter-spacing: 0; color: #162433; font-weight: 400; font-size: 0.875rem; line-height: 1.125rem; text-decoration: none;}.ctaBox.jsx-808683197 a:hover{text-decoration:underline}.ctaBox.jsx-808683197 .applyLink a:hover,.ctaBox.jsx-808683197 .outOfNetworkLink a:hover{text-decoration:none}@media (min-width: 1025px) and (max-width: 1200px){.box.jsx-808683197,.creditCard.jsx-808683197{padding:0.5rem}.creditCard.jsx-808683197{grid-gap:0.5rem;width:15.625rem;pdasding-left:1rem}}@media (min-width: 768px) and (max-width: 1024px){.cardsTable.jsx-808683197{ border-radius: 16px; ;}.tableWrapper.jsx-808683197{background:#ffffff; border-radius: 16px; ;}.tableHeader.jsx-808683197{ font-family: 'Lexend', sans-serif; letter-spacing: 0; color: #162433; font-weight: 600; font-size: 1.125rem; line-height: 1.5rem; ;text-align:left;padding-left:1.25rem;padding-right:1rem;padding-top:1.25rem}.firstTableHeader.jsx-808683197{padding-top:1.25rem;padding-bottom:0.75rem}.creditCardColumn.jsx-808683197{padding:0 1rem 1rem 1.25rem}.cardFlag.jsx-808683197{margin-left:-1.25rem}.creditCard.jsx-808683197 .cardName.jsx-808683197{ font-family: 'Poppins', sans-serif; font-weight: 700; color: #162433; letter-spacing: 0.02em; text-decoration: none; font-size: 0.875rem; line-height: 1.25rem; order: -1;}.creditCard.jsx-808683197 .cardArt.jsx-808683197{-webkit-box-ordinal-group:2;-webkit-order:1;-moz-box-ordinal-group:2;-ms-flex-order:1;order:1}.creditCard.jsx-808683197 .legalText.jsx-808683197{-webkit-box-ordinal-group:3;-webkit-order:2;-moz-box-ordinal-group:3;-ms-flex-order:2;order:2;text-align:center}}@media (max-width: 767px){.cardsTable.jsx-808683197{background:#ffffff}.tableWrapper.jsx-808683197{overflow-x:auto;width:-webkit-calc(100% + 1.25rem);width:-moz-calc(100% + 1.25rem);width:calc(100% + 1.25rem); border-radius: 16px; ;-webkit-border-top-right-radius:unset;-moz-border-radius-topright:unset;border-top-right-radius:unset;-webkit-border-bottom-right-radius:unset;-moz-border-radius-bottomright:unset;border-bottom-right-radius:unset;background:pink}.cardsTable.jsx-808683197{border-collapse:collapse;width:-webkit-calc(100% + 1.25rem);width:-moz-calc(100% + 1.25rem);width:calc(100% + 1.25rem)}.firstTableHeader.jsx-808683197{position:-webkit-sticky;position:sticky;left:0;background-color:#ffffff;z-index:2;-webkit-box-shadow:9px 0 13px -6px rgba(166,166,166,.5);-moz-box-shadow:9px 0 13px -6px rgba(166,166,166,.5);box-shadow:9px 0 13px -6px rgba(166,166,166,.5);padding:1.3125rem 0 0.6875rem 1.25rem}.creditCardColumn.jsx-808683197{position:-webkit-sticky;position:sticky;left:0;background-color:#ffffff;z-index:1}.shadow.jsx-808683197{padding:1rem 1rem 1rem 1.25rem;-webkit-box-shadow:9px 0 13px -6px rgba(166,166,166,.5);-moz-box-shadow:9px 0 13px -6px rgba(166,166,166,.5);box-shadow:9px 0 13px -6px rgba(166,166,166,.5)}.cardFlag.jsx-808683197{padding-bottom:0.5rem;margin-left:-1.5rem;margin-top:-1rem}.tableHeader.jsx-808683197{ font-family: 'Lexend', sans-serif; letter-spacing: 0; color: #162433; font-weight: 600; font-size: 1.125rem; line-height: 1.5rem; ;text-align:left;padding:1.25rem 0.75rem 0.75rem 1rem}.creditCard.jsx-808683197{margin-top:0}.creditCard.jsx-808683197 .cardName.jsx-808683197{ font-family: 'Poppins', sans-serif; font-weight: 700; color: #162433; letter-spacing: 0.02em; text-decoration: none; font-size: 0.875rem; line-height: 1.25rem; order: -1;}.creditCard.jsx-808683197 .cardArt.jsx-808683197{-webkit-box-ordinal-group:2;-webkit-order:1;-moz-box-ordinal-group:2;-ms-flex-order:1;order:1}.creditCard.jsx-808683197 .legalText.jsx-808683197{-webkit-box-ordinal-group:3;-webkit-order:2;-moz-box-ordinal-group:3;-ms-flex-order:2;order:2;text-align:center}.box.jsx-808683197{display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;-webkit-box-align:start;-webkit-align-items:flex-start;-moz-box-align:start;-ms-flex-align:start;align-items:flex-start;-webkit-box-pack:start;-webkit-justify-content:flex-start;-moz-box-pack:start;-ms-flex-pack:start;justify-content:flex-start;padding:1rem 0.75rem 1rem 1rem;width:9.375rem}.boxRate.jsx-808683197{display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;-webkit-box-align:start;-webkit-align-items:flex-start;-moz-box-align:start;-ms-flex-align:start;align-items:flex-start;-webkit-box-pack:start;-webkit-justify-content:flex-start;-moz-box-pack:start;-ms-flex-pack:start;justify-content:flex-start;padding:1rem 0.75rem 1rem 1rem;width:9.375rem;white-space:nowrap}}</style><style id="__jsx-1325455963">.title.jsx-1325455963{ font-family: 'Sora', sans-serif; letter-spacing: 0; font-weight: 700; color: #162433; font-size: 2.375rem; line-height: 2.75rem; ;}.moreDetailsContainer.jsx-1325455963{display:grid;grid-template-columns:1fr 2fr;gap:3.5rem;padding:2rem 3.5rem 2.5rem 2rem;background-color:#fff;margin-top:2.5rem; border-radius: 8px; ;border:1px solid #ADBBC9}.leftPanel.jsx-1325455963{display:grid;grid-template-areas:"dropdown dropdown""cardArt applyLink";grid-template-columns:1fr 1fr;grid-template-rows:1fr 3fr;grid-gap:1.5rem;min-width:26.5rem}.dropdownWrapper.jsx-1325455963{grid-area:dropdown}.customDropdown.jsx-1325455963{position:relative;background-color:#F5F5F7;color:#162433;height:100%}.dropdownHeader.jsx-1325455963{display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;-webkit-box-align:center;-webkit-align-items:center;-moz-box-align:center;-ms-flex-align:center;align-items:center;-webkit-box-pack:justify;-webkit-justify-content:space-between;-moz-box-pack:justify;-ms-flex-pack:justify;justify-content:space-between;height:100%; font-family: 'Sora', sans-serif; letter-spacing: 0; color: #162433; font-weight: 600; text-decoration: none; font-size: 0.875rem; line-height: 1.125rem; ;cursor:pointer;padding:0.625rem;border-top:none}.dropdownHeader.open.jsx-1325455963{border-bottom:none;-webkit-border-radius:0.25rem 0.25rem 0 0;-moz-border-radius:0.25rem 0.25rem 0 0;border-radius:0.25rem 0.25rem 0 0}.dropdownOptions.jsx-1325455963{position:absolute;top:100%;left:0;width:100%;max-height:9.75rem;overflow-y:auto;border-top:none;background-color:#fff;padding:0;margin:0;list-style:none;z-index:2}.dropdownOptions.jsx-1325455963::-webkit-scrollbar{display:none}.dropdownOptions.jsx-1325455963 li.jsx-1325455963{ font-family: 'Poppins', sans-serif; font-weight: 400; color: #162433; letter-spacing: 0; text-decoration: none; font-size: 0.75rem; line-height: 1rem; ;height:3.25rem;padding:0.625rem;cursor:pointer}.dropdownOptions.jsx-1325455963 li.jsx-1325455963:hover{background-color:#CCFFEE}.carat.jsx-1325455963{-webkit-transition:150ms ease-in-out;-moz-transition:150ms ease-in-out;-o-transition:150ms ease-in-out;transition:150ms ease-in-out;color:#ADBBC9;width:1rem}.carat.open.jsx-1325455963{-webkit-transform:rotate(180deg);-moz-transform:rotate(180deg);-ms-transform:rotate(180deg);-o-transform:rotate(180deg);transform:rotate(180deg)}.cardImage.jsx-1325455963 image.jsx-1325455963{width:2.5rem}.dropListItem.jsx-1325455963{display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;gap:1rem}.tabbed.jsx-1325455963{display:none}.tabbed.active.jsx-1325455963{display:block}.cardArt.jsx-1325455963{width:14.375rem;grid-area:cardArt}.applyLink.jsx-1325455963{grid-area:applyLink}@media (max-width: 1024px){.moreDetailsContainer.jsx-1325455963{display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;-webkit-box-orient:vertical;-webkit-box-direction:normal;-webkit-flex-direction:column;-moz-box-orient:vertical;-moz-box-direction:normal;-ms-flex-direction:column;flex-direction:column;gap:1.25rem}.cardArt.jsx-1325455963{-webkit-align-self:center;-ms-flex-item-align:center;align-self:center}}@media (max-width: 767px){.moreDetailsContainer.jsx-1325455963{margin-top:2.5rem}}</style><style id="__jsx-1916377223">.iconWrapper.jsx-1916377223 svg{width:4.375rem;height:4.375rem}</style><style id="__jsx-2763625095">.iconWrapper.jsx-2763625095 svg{width:1rem;height:1rem}</style><style id="__jsx-2074993500">.infoTile.jsx-2074993500{display:grid;grid-template-areas:"icon titleTextWrapper rightArrow";grid-template-columns:auto 1fr;-webkit-align-content:center;-ms-flex-line-pack:center;align-content:center;-webkit-box-align:center;-webkit-align-items:center;-moz-box-align:center;-ms-flex-align:center;align-items:center;gap:1.5rem;height:8.25rem;background:#ffffff;padding:1.875rem 1.5rem; border-radius: 8px; ;border:none}.titleTextWrapper.jsx-2074993500{grid-area:titleTextWrapper; display: flex; flex-direction: column; gap: 0.5rem; }.title.jsx-2074993500{ font-family: 'Lexend', sans-serif; letter-spacing: 0; color: #162433; font-weight: 600; font-size: 1.125rem; line-height: 1.5rem; }.text.jsx-2074993500{ font-family: 'Poppins', sans-serif; font-weight: 400; color: #162433; letter-spacing: 0; font-size: 0.875rem; line-height: 1.25rem; }a{text-decoration:none}.rightArrow.jsx-2074993500{grid-area:rightArrow}@media (min-width: 768px) and (max-width: 1024px){.infoTile.jsx-2074993500{gap:0.5rem;padding:1.875rem 1rem}.titleTextWrapper.jsx-2074993500{ display: flex; flex-direction: column; gap: 0.25rem; }}@media (max-width: 767px){.infoTile.jsx-2074993500{gap:1.25rem;padding:1.25rem 1rem}.titleTextWrapper.jsx-2074993500{ display: flex; flex-direction: column; gap: 0.5rem; }}</style><style id="__jsx-1585596495">.toolTilesWrapper.jsx-1585596495{ display: flex; flex-direction: row; gap: 2rem; }@media (max-width: 767px){.toolTilesWrapper.jsx-1585596495{ display: flex; flex-direction: column; gap: 1.25rem; }}</style><style id="__jsx-2796181391">.helpfulTools.jsx-2796181391{ display: flex; flex-direction: column; gap: 2.1875rem; }.helpfulTools.jsx-2796181391 h2.jsx-2796181391{margin-bottom:0}.toolTilesWrapper.jsx-2796181391 a{text-decoration:none}@media (min-width: 768px) and (max-width: 1024px){.helpfulTools.jsx-2796181391{ display: flex; flex-direction: column; gap: 1rem; }}@media (max-width: 767px){.helpfulTools.jsx-2796181391{ display: flex; flex-direction: column; gap: 1.25rem; padding: 1rem 0;}}</style><style id="__jsx-929872337">.section.jsx-929872337{background:#FEFBE7;padding:3.5rem 0; display: flex; flex-direction: column; gap: 0rem; align-items: center; }.section.jsx-929872337{ }.container.jsx-929872337{width:100%}.container.medium.jsx-929872337{max-width:76rem}@media (min-width: 768px) and (max-width: 1024px){.section.jsx-929872337{padding:3.5rem 0; }}@media (max-width: 767px){.section.jsx-929872337{padding:2.5rem 0; }.container.medium.jsx-929872337{padding-left:1.25rem;padding-right:1.1875rem}}.section.noTopPad.jsx-929872337{padding-top:0}.section.noBottomPad.jsx-929872337{padding-bottom:0}.section.noVerticalPad.jsx-929872337{padding-top:0;padding-bottom:0}</style><style id="__jsx-2094686055">.iconWrapper.jsx-2094686055 svg{width:3.5rem;height:3.5rem}</style><style id="__jsx-4047158962">.infoTile.jsx-4047158962{ display: flex; flex-direction: column; gap: 0.75rem; ;background:#ffffff;padding:2rem; border-radius: 16px; ;height:100%}.iconWrapper.jsx-4047158962{ display: flex; flex-direction: row; gap: 1rem; }.title.jsx-4047158962{ font-family: 'Lexend', sans-serif; letter-spacing: 0; color: #162433; font-weight: 600; font-size: 1.125rem; line-height: 1.5rem; }.text.jsx-4047158962{ font-family: 'Poppins', sans-serif; font-weight: 400; color: #162433; letter-spacing: 0; font-size: 0.875rem; line-height: 1.25rem; }.numeric.jsx-4047158962{ font-family: 'Lexend', sans-serif; letter-spacing: 0; color: #162433; font-weight: 600; font-size: 1.75rem; line-height: 2.125rem; color: #006056;display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;-webkit-box-align:center;-webkit-align-items:center;-moz-box-align:center;-ms-flex-align:center;align-items:center;-webkit-box-pack:center;-webkit-justify-content:center;-moz-box-pack:center;-ms-flex-pack:center;justify-content:center}.numericSpan.jsx-4047158962{position:absolute}@media (min-width: 1025px){.infoTile.jsx-4047158962{height:100%}}@media (max-width: 767px){.infoTile.jsx-4047158962{ display: flex; flex-direction: column; gap: 0rem; ;padding:1.25rem 1rem}.title.jsx-4047158962{ font-family: 'Lexend', sans-serif; letter-spacing: 0; color: #162433; font-weight: 600; font-size: 0.875rem; line-height: 1.125rem; padding-top: 1rem;padding-bottom:0.5rem}.text.jsx-4047158962{ font-family: 'Poppins', sans-serif; font-weight: 400; color: #162433; letter-spacing: 0; font-size: 0.875rem; line-height: 1.25rem; }.numeric.jsx-4047158962{ font-family: 'Lexend', sans-serif; letter-spacing: 0; color: #162433; font-weight: 600; font-size: 1.125rem; line-height: 1.5rem; }}</style><style id="__jsx-953310671">.informationListWrapper.jsx-953310671{display:grid;grid-template-columns:repeat(3,2fr);justify-items:center;gap:1.5rem}.list.jsx-953310671{border: solid 1px #adbbc9; border-radius: 16px; ;-webkit-box-align:stretch;-webkit-align-items:stretch;-moz-box-align:stretch;-ms-flex-align:stretch;align-items:stretch}@media (max-width: 1024px){.informationListWrapper.jsx-953310671{display:grid;grid-template-columns:repeat(2,2fr);justify-items:center;gap:1rem}}</style><style id="__jsx-693976504">.title.jsx-693976504{ font-family: 'Lexend', sans-serif; letter-spacing: 0; color: #162433; font-weight: 600; font-size: 1.75rem; line-height: 2.125rem; ;margin-bottom:1rem}.howWeRateText.jsx-693976504{ font-family: 'Poppins', sans-serif; font-weight: 400; color: #162433; letter-spacing: 0; font-size: 1rem; line-height: 1.5rem; ;}.howWeRate.jsx-693976504{ display: flex; flex-direction: column; gap: 2.5rem; }@media (max-width: 1024px){.howWeRate.jsx-693976504{ display: flex; flex-direction: column; gap: 1.5rem; }}</style><style id="__jsx-1392479229">.cardName.cardName.jsx-1392479229 h2,.cardName-oon.cardName-oon.jsx-1392479229 h2{ font-family: 'Lexend', sans-serif; text-transform: unset; color: #162433; font-weight: 600; font-family: 'Poppins', sans-serif; font-size: 0.75rem; line-height: 1.125rem; letter-spacing: unset; color: #162433;margin-bottom:0}.cardName.jsx-1392479229 h2:hover{color:#0f56d3}.oon-tooltip-container.jsx-1392479229{vertical-align:text-top;display:-webkit-inline-box;display:-webkit-inline-flex;display:-moz-inline-box;display:-ms-inline-flexbox;display:inline-flex}.cardName-oon.jsx-1392479229 .cardName-title{display:inline-block}.oon-tooltip{display:inline-block}.oon-tooltip>.triggerText{text-decoration:unset}.oon-tooltip>.triggerText>.triggerText{padding-left:0.5rem; font-family: 'Lexend', sans-serif; letter-spacing: 0; color: #146aff; font-weight: 600; font-size: 1.75rem; line-height: 2.125rem; ;line-height:1;text-decoration:unset;cursor:default}.oon-tooltip .dialog{ font-family: 'Poppins', sans-serif; font-weight: 400; color: #162433; letter-spacing: 0; font-size: 0.75rem; line-height: 1rem; }</style><style id="__jsx-964082702">.card.jsx-964082702{display:grid;grid-template-columns:3.125rem auto;grid-gap:1rem;-webkit-box-align:center;-webkit-align-items:center;-moz-box-align:center;-ms-flex-align:center;align-items:center;background-color:#e8f0ff; font-family: 'Poppins', sans-serif; font-weight: 500; color: #162433; letter-spacing: 0; font-size: 0.875rem; line-height: 1.25rem; padding-bottom: 1.5rem;}.card.jsx-964082702:hover{color:#0f56d3}.cardArt.jsx-964082702{height:2rem;weight:3.125rem}.socialTitle.jsx-964082702{ font-family: 'Lexend', sans-serif; letter-spacing: 0; color: #162433; font-weight: 600; font-size: 1.125rem; line-height: 1.5rem; }.socialBlurb.jsx-964082702{ font-family: 'Poppins', sans-serif; font-weight: 400; color: #162433; letter-spacing: 0; font-size: 0.875rem; line-height: 1.25rem; }.author.jsx-964082702{display:grid;grid-template-columns:-webkit-max-content 1fr;grid-template-columns:max-content 1fr;gap:0.5rem;-webkit-box-align:center;-webkit-align-items:center;-moz-box-align:center;-ms-flex-align:center;align-items:center;text-decoration:none}.avatar.jsx-964082702 img{-webkit-border-radius:50%;-moz-border-radius:50%;border-radius:50%;overflow:hidden;-o-object-fit:cover;object-fit:cover;width:4.125rem;height:4.125rem}.nameTitle.jsx-964082702{display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;-webkit-box-orient:vertical;-webkit-box-direction:normal;-webkit-flex-direction:column;-moz-box-orient:vertical;-moz-box-direction:normal;-ms-flex-direction:column;flex-direction:column;-webkit-box-align:left;-webkit-align-items:left;-moz-box-align:left;-ms-flex-align:left;align-items:left}.name.jsx-964082702{ font-family: 'Poppins', sans-serif; font-weight: 600; color: #162433; letter-spacing: 0; font-size: 1rem; line-height: 1.5rem; }.author.jsx-964082702:hover .name.jsx-964082702{color:#0f56d3}.role.jsx-964082702{ font-family: 'Poppins', sans-serif; font-weight: 400; color: #162433; letter-spacing: 0; font-size: 0.875rem; line-height: 1.25rem; color: #5f6f80;}</style><style id="__jsx-4173424472">.carousel.jsx-4173424472{display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;-webkit-box-pack:center;-webkit-justify-content:center;-moz-box-pack:center;-ms-flex-pack:center;justify-content:center}.outerWrapper.jsx-4173424472{overflow-x:scroll;overscroll-behavior-x:contain;-webkit-scroll-snap-type:x mandatory;-ms-scroll-snap-type:x mandatory;scroll-snap-type:x mandatory;width:100%}.outerWrapper.jsx-4173424472::-webkit-scrollbar{display:none}.carouselWrapper.jsx-4173424472{display:grid;grid-template-columns:repeat(3,1fr);grid-template-rows:repeat(4,-webkit-min-content);grid-template-rows:repeat(4,min-content);grid-column-gap:16px;grid-row-gap:16px;width:calc(100% + 0px)}.carouselWrapper.jsx-4173424472 .slide.jsx-4173424472{display:grid;grid-template-rows:subgrid;grid-row:span 4;grid-row-gap:16px;scroll-snap-align:start;scroll-snap-stop:always;border:solid 1px #adbbc9; border-radius: 16px; background: #ffffff;overflow:hidden}.carouselWrapper.jsx-4173424472 .slide.jsx-4173424472>div{ padding-left: 1.5rem; padding-right: 1.5rem; }.carouselWrapper.jsx-4173424472 .slide.jsx-4173424472>div:first-child{padding-top:1.5rem}.carouselWrapper.jsx-4173424472 .slide.jsx-4173424472>div:last-child{padding-bottom:1.5rem}@media (min-width: 768px){.outerWrapper.jsx-4173424472{display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;-webkit-box-pack:center;-webkit-justify-content:center;-moz-box-pack:center;-ms-flex-pack:center;justify-content:center;-webkit-box-align:center;-webkit-align-items:center;-moz-box-align:center;-ms-flex-align:center;align-items:center;overflow-x:scroll;overscroll-behavior-x:contain;-webkit-scroll-snap-type:x mandatory;-ms-scroll-snap-type:x mandatory;scroll-snap-type:x mandatory;width:100%}}@media((max-width: 767px)){.carouselWrapper.jsx-4173424472 .slide.jsx-4173424472>div{ padding-left: 1rem; padding-right: 1rem; }.carouselWrapper.jsx-4173424472 .slide.jsx-4173424472>div:first-child{padding-top:1rem}.carouselWrapper.jsx-4173424472 .slide.jsx-4173424472>div:last-child{padding-bottom:1rem}}.overflowRight.jsx-4173424472{width:-webkit-calc(100% + 2rem);width:-moz-calc(100% + 2rem);width:calc(100% + 2rem)}.overflowLeft.jsx-4173424472{width:-webkit-calc(100% + 2rem);width:-moz-calc(100% + 2rem);width:calc(100% + 2rem);margin-left:-2rem}.pagination.jsx-4173424472{display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;-webkit-box-pack:center;-webkit-justify-content:center;-moz-box-pack:center;-ms-flex-pack:center;justify-content:center;padding-top:1.5rem}.pills.jsx-4173424472{display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;gap:0.5rem}.pill.jsx-4173424472{width:2rem;height:0.125rem;background:#dfe5eb;-webkit-border-radius:1px;-moz-border-radius:1px;border-radius:1px;-webkit-transition:.2s background ease;-moz-transition:.2s background ease;-o-transition:.2s background ease;transition:.2s background ease}.current.jsx-4173424472{background:#0f56d3}</style><style id="__jsx-1069591761">.socialProofing.jsx-1069591761{ display: flex; flex-direction: column; gap: 2rem; }.socialProofing.jsx-1069591761 h2.jsx-1069591761{margin-bottom:1.5rem}.tileWrapper.jsx-1069591761{display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;height:100%}@media (max-width: 767px){.socialProofing.jsx-1069591761 h2.jsx-1069591761{margin-bottom:1rem}}</style><style id="__jsx-3905019045">.contentSections.jsx-3905019045 .tpgTip.jsx-3905019045 p.jsx-3905019045{margin-bottom:0px}.contentSections.jsx-3905019045{ display: flex; flex-direction: column; gap: 3.5rem; }@media (min-width: 768px) and (max-width: 1024px){.contentSections.jsx-3905019045{ display: flex; flex-direction: column; gap: 2.5rem; }.fullWidthTab.jsx-3905019045{display:block}}@media (max-width: 767px){.contentSections.jsx-3905019045{ display: flex; flex-direction: column; gap: 2rem; }}</style><style id="__jsx-72bec97ba7e36490">.contentItems.jsx-72bec97ba7e36490{ display: flex; flex-direction: column; gap: 1rem; }@media((min-width: 1025px)){.contentSectionColumns.jsx-72bec97ba7e36490{display:grid}}@media((max-width: 1024px)){.contentItems.jsx-72bec97ba7e36490{ display: flex; flex-direction: column; gap: 1.25rem; }}@media((min-width: 768px)){.contentSectionColumns.jsx-72bec97ba7e36490{display:grid;grid-template-columns:1fr 16.375rem;gap:4.375rem}}@media((max-width: 767px)){.contentItems.jsx-72bec97ba7e36490{ display: flex; flex-direction: column; gap: 1.25rem; }}</style><style id="__jsx-3290759687">.iconWrapper.jsx-3290759687 svg{width:2.5rem;height:2.5rem}</style><style id="__jsx-3038567489">.infoTile.jsx-3038567489{ display: flex; flex-direction: column; gap: 1rem; ;background:#ffffff;padding:1.5rem 1.25rem 1.5rem 1.25rem;-webkit-border-radius:1rem;-moz-border-radius:1rem;border-radius:1rem;border: solid 1px #dfe5eb; }.iconTitleWrapper.jsx-3038567489{ display: flex; flex-direction: row; gap: 1rem; align-items: center;}.title.jsx-3038567489{ font-family: 'Lexend', sans-serif; letter-spacing: 0; color: #162433; font-weight: 600; font-size: 1.375rem; line-height: 1.75rem; }.text.jsx-3038567489{ font-family: 'Poppins', sans-serif; font-weight: 400; color: #162433; letter-spacing: 0; font-size: 1rem; line-height: 1.5rem; }.numeric.jsx-3038567489{ font-family: 'Lexend', sans-serif; letter-spacing: 0; color: #162433; font-weight: 600; font-size: 1.75rem; line-height: 2.125rem; color: #006056;display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;-webkit-box-align:center;-webkit-align-items:center;-moz-box-align:center;-ms-flex-align:center;align-items:center;-webkit-box-pack:center;-webkit-justify-content:center;-moz-box-pack:center;-ms-flex-pack:center;justify-content:center}.numericSpan.jsx-3038567489{position:absolute}@media (min-width: 1025px){.infoTile.jsx-3038567489{max-width:23.75rem;height:100%}}@media (max-width: 1024px){.infoTile.jsx-3038567489{padding:1rem;-webkit-border-radius:0.5rem;-moz-border-radius:0.5rem;border-radius:0.5rem}.text.jsx-3038567489{ font-family: 'Poppins', sans-serif; font-weight: 400; color: #162433; letter-spacing: 0; font-size: 0.875rem; line-height: 1.25rem; }.numeric.jsx-3038567489{ font-family: 'Lexend', sans-serif; letter-spacing: 0; color: #162433; font-weight: 600; font-size: 1.125rem; line-height: 1.5rem; }}@media (max-width: 767px){.title.jsx-3038567489{ font-family: 'Lexend', sans-serif; letter-spacing: 0; color: #162433; font-weight: 600; font-size: 1.125rem; line-height: 1.5rem; }.infoTile.jsx-3038567489{ display: flex; flex-direction: column; gap: 0.25rem; ;}}</style><style id="__jsx-4287998059">.informationListWrapper.jsx-4287998059{ display: flex; flex-direction: row; gap: 1.5rem; }.list.jsx-4287998059{-webkit-box-align:stretch;-webkit-align-items:stretch;-moz-box-align:stretch;-ms-flex-align:stretch;align-items:stretch}@media (max-width: 1024px){.informationListWrapper.jsx-4287998059{ display: flex; flex-direction: column; gap: 1.25rem; }}</style><style id="__jsx-794095680">.featuredArticle.jsx-794095680{display:grid;grid-template-areas:"featuredImage content cta";grid-template-columns:auto;padding:2.5rem 3rem;gap:2rem;background-color:#006056;color:#ffffff; border-radius: 16px; border: 1px solid #ffffff;}.featuredImageWrapper.jsx-794095680{grid-area:featuredImage;position:relative;width:-webkit-fit-content;width:-moz-fit-content;width:fit-content;-webkit-box-pack:center;-webkit-justify-content:center;-moz-box-pack:center;-ms-flex-pack:center;justify-content:center;-webkit-box-align:center;-webkit-align-items:center;-moz-box-align:center;-ms-flex-align:center;align-items:center;margin-right:0.5rem;margin-bottom:0.5rem}.decoration.jsx-794095680{width:100%;height:100%;position:absolute;top:0.5rem;left:0.5rem;background:url("/_next/static/media/pattern.5552ddc4.svg")no-repeat center center;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover; border-radius: 8px; z-index: 1;}.featuredImage.jsx-794095680{width:100%;position:relative;display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;-webkit-box-pack:center;-webkit-justify-content:center;-moz-box-pack:center;-ms-flex-pack:center;justify-content:center;-webkit-box-align:center;-webkit-align-items:center;-moz-box-align:center;-ms-flex-align:center;align-items:center;z-index:2}.featuredImage.jsx-794095680,.featuredImage.jsx-794095680 img{ border-radius: 4px; }.title.jsx-794095680{ font-family: 'Lexend', sans-serif; letter-spacing: 0; color: #162433; font-weight: 600; font-size: 1.375rem; line-height: 1.75rem; ;color:#ffffff;padding-bottom:0.5rem}.description.jsx-794095680{ font-family: 'Poppins', sans-serif; font-weight: 400; color: #162433; letter-spacing: 0; font-size: 1rem; line-height: 1.5rem; ;color:#ffffff}.links.jsx-794095680{gap:0.75rem;-webkit-box-align:center;-webkit-align-items:center;-moz-box-align:center;-ms-flex-align:center;align-items:center}.cta.jsx-794095680{padding-bottom:0.75rem}.cta.jsx-794095680,.cta.jsx-794095680 a{grid-area:cta;text-decoration:none;width:13.5rem}.cardmatch.jsx-794095680{text-align:center}.cardmatchLink.jsx-794095680{text-decoration:none; font-family: 'Poppins', sans-serif; font-weight: 500; color: #162433; letter-spacing: 0; font-size: 0.875rem; line-height: 1.25rem; ;color:#ffffff}.cardmatchLink.jsx-794095680:hover{text-decoration:underline}@media (min-width: 768px){.featuredArticle.jsx-794095680{-webkit-box-align:center;-webkit-align-items:center;-moz-box-align:center;-ms-flex-align:center;align-items:center}}@media (min-width: 768px) and (max-width: 1024px){.featuredArticle.jsx-794095680{grid-column-gap:2.5rem;grid-row-gap:1.5rem;padding:1.5rem;grid-template-columns:-webkit-max-content 1fr;grid-template-columns:max-content 1fr;grid-template-rows:-webkit-min-content -webkit-min-content;grid-template-rows:min-content min-content;grid-template-areas:"featuredImage content""featuredImage cta"}.content.jsx-794095680{padding:0}.links.jsx-794095680{grid-column:2}.cardmatch.jsx-794095680{text-align:left}}@media (max-width: 767px){.featuredArticle.jsx-794095680{display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;-webkit-box-orient:vertical;-webkit-box-direction:normal;-webkit-flex-direction:column;-moz-box-orient:vertical;-moz-box-direction:normal;-ms-flex-direction:column;flex-direction:column;-webkit-box-align:center;-webkit-align-items:center;-moz-box-align:center;-ms-flex-align:center;align-items:center;gap:1rem;padding:1rem}.featuredImageWrapper.jsx-794095680{display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;-webkit-box-pack:center;-webkit-justify-content:center;-moz-box-pack:center;-ms-flex-pack:center;justify-content:center;margin-bottom:1rem}.featuredImage.jsx-794095680{width:-webkit-fit-content;width:-moz-fit-content;width:fit-content}.content.jsx-794095680{padding-right:0;padding-left:0}.title.jsx-794095680{ font-family: 'Lexend', sans-serif; letter-spacing: 0; color: #162433; font-weight: 600; font-size: 1.125rem; line-height: 1.5rem; ;color:#ffffff}.description.jsx-794095680{ font-family: 'Poppins', sans-serif; font-weight: 400; color: #162433; letter-spacing: 0; font-size: 0.875rem; line-height: 1.25rem; ;color:#ffffff}.links.jsx-794095680{width:100%}.cta.jsx-794095680,.cta.jsx-794095680 a{grid-area:cta;width:auto}}</style><style id="__jsx-3644571780">.howToChoose.jsx-3644571780{ display: flex; flex-direction: column; gap: 2rem; }.standAloneText.jsx-3644571780{margin-top:1rem}@media((min-width: 1025px)){.bannerWrapper.jsx-3644571780{margin-top:0.5rem}.infoList.jsx-3644571780{display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;-webkit-box-pack:center;-webkit-justify-content:center;-moz-box-pack:center;-ms-flex-pack:center;justify-content:center}}@media((max-width: 1024px)){.howToChoose.jsx-3644571780{ display: flex; flex-direction: column; gap: 1.5rem; }.bannerWrapper.jsx-3644571780{margin-top:0.5rem}.bannerWrapper.jsx-3644571780 .iconWrapper svg{width:5rem;height:5rem}.infoList.jsx-3644571780 .iconWrapper svg{width:1.75rem;height:1.75rem}}</style><style id="__jsx-2251869807">.contentVideo.jsx-2251869807{display:inline-block}.videoTile.jsx-2251869807{position:relative;margin:2.5rem;margin-left:1.5rem;cursor:pointer}.thumbnail.jsx-2251869807>img{ border-radius: 16px; }.videoTile.jsx-2251869807 button.jsx-2251869807{width:100%;height:auto}.playBtn.jsx-2251869807{position:absolute;top:50%;left:50%;-webkit-transform:translate(-50%,-50%);-moz-transform:translate(-50%,-50%);-ms-transform:translate(-50%,-50%);-o-transform:translate(-50%,-50%);transform:translate(-50%,-50%);z-index:2;-webkit-transition:fill.3s;-moz-transition:fill.3s;-o-transition:fill.3s;transition:fill.3s}.playBtn.jsx-2251869807:hover{opacity:.9}.modalContainer.jsx-2251869807{width:100%;height:100%;overflow:hidden;display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;-webkit-box-pack:center;-webkit-justify-content:center;-moz-box-pack:center;-ms-flex-pack:center;justify-content:center;-webkit-box-align:center;-webkit-align-items:center;-moz-box-align:center;-ms-flex-align:center;align-items:center;-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px)}.containerYoutubeVideo.jsx-2251869807{padding:1.5625rem 1.875rem 4.0625rem 3.75rem;background:url("/_next/static/media/modal-lines.cc5a07b7.svg")no-repeat right top,url("/_next/static/media/modal-circle.31af0481.svg")no-repeat left bottom;-webkit-background-size:35%,24%;-moz-background-size:35%,24%;-o-background-size:35%,24%;background-size:35%,24%;width:80%;max-width:50rem}.youtubeVideo.jsx-2251869807{aspect-ratio:16/9;width:50rem}.closeContainer.jsx-2251869807{cursor:pointer;position:absolute;top:1.25rem;right:1.25rem;height:2.5rem;display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;-webkit-box-orient:horizontal;-webkit-box-direction:normal;-webkit-flex-direction:row;-moz-box-orient:horizontal;-moz-box-direction:normal;-ms-flex-direction:row;flex-direction:row;-webkit-box-align:center;-webkit-align-items:center;-moz-box-align:center;-ms-flex-align:center;align-items:center}.closeContainer.jsx-2251869807 span.jsx-2251869807{color:#ffffff;font-family:Lexend,sans-serif;font-size:18px;font-weight:600;line-height:24px;text-transform:uppercase}.closeContainer.jsx-2251869807 .closeIcon.jsx-2251869807{margin-left:1rem;background-color:#ffffff;fill:#162433;width:2.5rem;height:2.5rem;padding:0.625rem;-webkit-border-radius:50%;-moz-border-radius:50%;border-radius:50%}.logoTpg.jsx-2251869807{position:absolute;bottom:3.75rem;right:-webkit-calc(50% - 6.875rem);right:-moz-calc(50% - 6.875rem);right:calc(50% - 6.875rem);width:13.75rem;height:2rem}@media (min-width: 768px) and (max-width: 1024px){.contentVideo.jsx-2251869807{width:84%;margin:0.25rem}.youtubeVideo.jsx-2251869807{width:90%;margin:0 5%}.logoTpg.jsx-2251869807{bottom:1.25rem}.containerYoutubeVideo.jsx-2251869807{width:-webkit-calc(100% + 5.625rem);width:-moz-calc(100% + 5.625rem);width:calc(100% + 5.625rem)}}@media (max-width: 767px){.contentVideo.jsx-2251869807{width:100%;margin:1.5rem 0}.videoTile.jsx-2251869807{margin:1.5rem}.youtubeVideo.jsx-2251869807{width:100%}.logoTpg.jsx-2251869807{top:2rem;right:-webkit-calc(50% - 4.375rem);right:-moz-calc(50% - 4.375rem);right:calc(50% - 4.375rem);width:8.75rem;height:1.3125rem}.closeContainer.jsx-2251869807{top:initial;bottom:2rem;right:-webkit-calc(50% - 1.25rem);right:-moz-calc(50% - 1.25rem);right:calc(50% - 1.25rem)}.closeContainer.jsx-2251869807 span.jsx-2251869807{display:none}.containerYoutubeVideo.jsx-2251869807{margin:0 -1.875rem 0 -3.75rem;width:-webkit-calc(100% + 5.625rem);width:-moz-calc(100% + 5.625rem);width:calc(100% + 5.625rem)}}</style><style id="__jsx-1867945205">.featuredVideo.jsx-1867945205{display:grid;grid-template-areas:"content video";grid-template-columns:1fr 565px;grid-gap:5.5rem;-webkit-box-pack:center;-webkit-justify-content:center;-moz-box-pack:center;-ms-flex-pack:center;justify-content:center;margin-bottom:1.5rem;margin-top:1.5rem}.content.jsx-1867945205{grid-area:content;display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;-webkit-box-orient:vertical;-webkit-box-direction:normal;-webkit-flex-direction:column;-moz-box-orient:vertical;-moz-box-direction:normal;-ms-flex-direction:column;flex-direction:column;-webkit-box-pack:center;-webkit-justify-content:center;-moz-box-pack:center;-ms-flex-pack:center;justify-content:center;-webkit-box-align:start;-webkit-align-items:flex-start;-moz-box-align:start;-ms-flex-align:start;align-items:flex-start}.featuredVideo.jsx-1867945205 h2.jsx-1867945205{ font-family: 'Lexend', sans-serif; text-transform: unset; color: #162433; font-weight: 600; font-size: 1rem; line-height: 1.25rem; letter-spacing: unset; font-weight: 700; ;padding-bottom:0.75rem;text-transform:uppercase}.description.jsx-1867945205{ font-family: 'Lexend', sans-serif; letter-spacing: 0; font-weight: 600; color: #162433; font-size: 2.375rem; line-height: 2.75rem; ;padding-bottom:1.5rem}.videoTime.jsx-1867945205{ font-family: 'Poppins', sans-serif; font-weight: 400; color: #162433; letter-spacing: 0; font-size: 1rem; line-height: 1.5rem; ;}.video.jsx-1867945205{grid-area:video;display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;-webkit-box-pack:center;-webkit-justify-content:center;-moz-box-pack:center;-ms-flex-pack:center;justify-content:center;-webkit-box-align:center;-webkit-align-items:center;-moz-box-align:center;-ms-flex-align:center;align-items:center;width:100%}.video.jsx-1867945205>.contentVideo{width:100%;height:auto}.video.jsx-1867945205>svg{width:100%;height:auto}@media (min-width: 1025px) and (max-width: 1439px){.featuredVideo.jsx-1867945205{grid-template-columns:1fr 365px;gap:2.25rem}}@media (min-width: 768px) and (max-width: 1024px){.featuredVideo.jsx-1867945205{grid-template-columns:1fr 365px;gap:1rem}}@media (max-width: 767px){.featuredVideo.jsx-1867945205{display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;-webkit-box-orient:vertical;-webkit-box-direction:normal;-webkit-flex-direction:column;-moz-box-orient:vertical;-moz-box-direction:normal;-ms-flex-direction:column;flex-direction:column;gap:0px;width:100%;-webkit-box-sizing:border-box;-moz-box-sizing:border-box;box-sizing:border-box;margin-bottom:1rem;margin-top:1rem}.featuredVideo.jsx-1867945205 h2.jsx-1867945205{ font-family: 'Lexend', sans-serif; text-transform: unset; color: #162433; font-weight: 600; font-size: 0.875rem; line-height: 1.125rem; letter-spacing: unset; ;text-transform:uppercase}.description.jsx-1867945205{ font-family: 'Lexend', sans-serif; letter-spacing: 0; color: #162433; font-weight: 600; font-size: 1.75rem; line-height: 2.125rem; ;}.videoTime.jsx-1867945205{ font-family: 'Poppins', sans-serif; font-weight: 400; color: #162433; letter-spacing: 0; font-size: 1rem; line-height: 1.5rem; ;}.video.jsx-1867945205{margin:0}}</style><style id="__jsx-295706949">.section.jsx-295706949{background:#FEFBE7;padding:3.5rem 0; display: flex; flex-direction: column; gap: 0rem; align-items: center; }.section.jsx-295706949{ background-image: url('/_next/static/media/bg-points-101.4a2ba794.svg'); background-repeat: no-repeat; background-position: left bottom; }.container.jsx-295706949{width:100%}.container.medium.jsx-295706949{max-width:76rem}@media (min-width: 768px) and (max-width: 1024px){.section.jsx-295706949{padding:3.5rem 0; background-position: left bottom; background-size: initial; }}@media (max-width: 767px){.section.jsx-295706949{padding:2.5rem 0; background-position: right bottom; }.container.medium.jsx-295706949{padding-left:1.25rem;padding-right:1.1875rem}}.section.noTopPad.jsx-295706949{padding-top:0}.section.noBottomPad.jsx-295706949{padding-bottom:0}.section.noVerticalPad.jsx-295706949{padding-top:0;padding-bottom:0}</style><style id="__jsx-1509539398">.prosCons.jsx-1509539398{$verticalRhythym: 0.5rem;}@media (min-width: 768px){.prosCons.jsx-1509539398{display:grid;grid-template-columns:1fr 1fr;gap:3.75rem}}</style><style id="__jsx-2142099118">.compareDrawer.jsx-2142099118{background:#ffffff;position:fixed;width:100%;bottom:0;height:5rem;-webkit-box-shadow:0px 5px 10px rgba(8, 10, 13, 0.14);-moz-box-shadow:0px 5px 10px rgba(8, 10, 13, 0.14);box-shadow:0px 5px 10px rgba(8, 10, 13, 0.14);-webkit-transform:translatey(100%);-moz-transform:translatey(100%);-ms-transform:translatey(100%);-o-transform:translatey(100%);transform:translatey(100%);-webkit-transition:-webkit-transform.3s ease-in-out;-moz-transition:-moz-transform.3s ease-in-out;-o-transition:-o-transform.3s ease-in-out;transition:-webkit-transform.3s ease-in-out;transition:-moz-transform.3s ease-in-out;transition:-o-transform.3s ease-in-out;transition:transform.3s ease-in-out}.active.jsx-2142099118{-webkit-transform:translatey(0);-moz-transform:translatey(0);-ms-transform:translatey(0);-o-transform:translatey(0);transform:translatey(0)}.content.jsx-2142099118{padding:1rem 0;display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;gap:2rem}.cardSlots.jsx-2142099118{display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;gap:0.5rem}.cardSlots.jsx-2142099118 li.jsx-2142099118{width:3.75rem;height:2.5rem}.cardImgInner.jsx-2142099118{position:relative}.onHover.jsx-2142099118{display:none}.cardImgInner.jsx-2142099118:hover .onHover.jsx-2142099118{display:block}.cardName.jsx-2142099118{ font-family: 'Poppins', sans-serif; font-weight: 400; color: #162433; letter-spacing: 0; font-size: 0.75rem; line-height: 1rem; color: #162433;position:absolute;padding:1rem;bottom:3.5rem;width:200%;left:-50%; border-radius: 8px; box-shadow: 0px 5px 10px rgba(8, 10, 13, 0.14);background-color:#ffffff}.cardName.jsx-2142099118:after{position:absolute;bottom:-0.75rem;left:-webkit-calc(50% - 8px);left:-moz-calc(50% - 8px);left:calc(50% - 8px);content:"";width:0;height:0;border-left:0.5rem solid transparent;border-right:0.5rem solid transparent;border-top:0.75rem solid #f5f5f7}.buttons.jsx-2142099118{display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;gap:1rem}.buttons.jsx-2142099118 .cta{gap:0px}.closeButton.jsx-2142099118{position:absolute;top:-0.5rem;right:-0.5rem}.outline.jsx-2142099118{border:dashed #146aff 1px}.reset.jsx-2142099118{ font-family: 'Lexend', sans-serif; letter-spacing: 0; color: #162433; font-weight: 600; font-size: 0.875rem; line-height: 1.125rem; color: #146aff;}.compareIcon.jsx-2142099118{width:2.5rem;position:relative}.count.jsx-2142099118{position:absolute;color:#ffffff;top:-0.75rem;right:-0.75rem;background-color:#0fa66a;width:1.5rem;height:1.5rem;-webkit-border-radius:50%;-moz-border-radius:50%;border-radius:50%; font-family: 'Lexend', sans-serif; letter-spacing: 0; color: #162433; font-weight: 600; font-size: 0.875rem; line-height: 1.125rem; ;display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;-webkit-box-align:center;-webkit-align-items:center;-moz-box-align:center;-ms-flex-align:center;align-items:center;-webkit-box-pack:center;-webkit-justify-content:center;-moz-box-pack:center;-ms-flex-pack:center;justify-content:center}@media (max-width: 1024px){.compareDrawer.jsx-2142099118{height:4.5rem}.content.jsx-2142099118{-webkit-box-pack:justify;-webkit-justify-content:space-between;-moz-box-pack:justify;-ms-flex-pack:justify;justify-content:space-between;-webkit-box-align:center;-webkit-align-items:center;-moz-box-align:center;-ms-flex-align:center;align-items:center}.buttons.jsx-2142099118{-webkit-box-orient:horizontal;-webkit-box-direction:reverse;-webkit-flex-direction:row-reverse;-moz-box-orient:horizontal;-moz-box-direction:reverse;-ms-flex-direction:row-reverse;flex-direction:row-reverse}}.deviceDrawer.jsx-2142099118{position:fixed;bottom:4.5rem;width:100%;-webkit-transform:translatey(-webkit-calc(100% - 2.5rem));-moz-transform:translatey(-moz-calc(100% - 2.5rem));-ms-transform:translatey(calc(100% - 2.5rem));-o-transform:translatey(calc(100% - 2.5rem));transform:translatey(-webkit-calc(100% - 2.5rem));transform:translatey(-moz-calc(100% - 2.5rem));transform:translatey(calc(100% - 2.5rem));-webkit-transition:-webkit-transform.3s ease-in-out;-moz-transition:-moz-transform.3s ease-in-out;-o-transition:-o-transform.3s ease-in-out;transition:-webkit-transform.3s ease-in-out;transition:-moz-transform.3s ease-in-out;transition:-o-transform.3s ease-in-out;transition:transform.3s ease-in-out}.deviceError.jsx-2142099118{height:2.5rem}.deviceDrawer.active.jsx-2142099118{-webkit-transform:translatey(0);-moz-transform:translatey(0);-ms-transform:translatey(0);-o-transform:translatey(0);transform:translatey(0)}.deviceCards.jsx-2142099118{background-color:#ffffff}.deviceCard.jsx-2142099118{ font-family: 'Poppins', sans-serif; font-weight: 400; color: #162433; letter-spacing: 0; font-size: 0.75rem; line-height: 1rem; display: flex;-webkit-box-align:center;-webkit-align-items:center;-moz-box-align:center;-ms-flex-align:center;align-items:center;gap:1rem;border-bottom: solid 1px #dfe5eb; padding: 0.5rem 0;}.removeButton.jsx-2142099118{margin-left:auto}</style><style id="__jsx-918260792">.pageWrapper.jsx-918260792{position:relative;width:100%;overflow-x:hidden}.cardCategory.jsx-918260792{ font-family: 'Poppins', sans-serif; font-weight: 400; color: #162433; letter-spacing: 0; font-size: 1rem; line-height: 1.5rem; position: relative;}.compareWrapper.jsx-918260792{position:relative;z-index:10}.infoSection.jsx-918260792{ display: flex; flex-direction: column; gap: 3.5rem; }.tableAndMoreDetails.jsx-918260792{ display: flex; flex-direction: column; gap: 3.75rem; ;}@media(min-width: 768px) and (max-width: 1024px) { .tableAndMoreDetails { display: flex; flex-direction: column; gap: 2.5rem; ; } }@media (max-width: 767px){.infoSection.jsx-918260792{ display: flex; flex-direction: column; gap: 2rem; }.tableAndMoreDetails.jsx-918260792{ display: flex; flex-direction: column; gap: 4.5rem; ;}}</style><style id="__jsx-e5e49ced0e1b5cd1">.standardPage.jsx-e5e49ced0e1b5cd1{ font-family: 'Poppins', sans-serif; font-weight: 400; color: #162433; letter-spacing: 0; font-size: 1rem; line-height: 1.5rem; }.standardPage.jsx-e5e49ced0e1b5cd1 .dark,.standardPage.jsx-e5e49ced0e1b5cd1 .dark *{color:#ffffff!important}.standardPage.jsx-e5e49ced0e1b5cd1 .dark a{text-decoration:underline}.standardPage.jsx-e5e49ced0e1b5cd1 .link{margin-top:0.5rem}.standardPage.jsx-e5e49ced0e1b5cd1 h2{ font-family: 'Lexend', sans-serif; letter-spacing: 0; font-weight: 600; color: #162433; font-size: 2.375rem; line-height: 2.75rem; margin-bottom: 1rem;}.standardPage.jsx-e5e49ced0e1b5cd1 h3{ font-family: 'Lexend', sans-serif; letter-spacing: 0; color: #162433; font-weight: 600; font-size: 1.75rem; line-height: 2.125rem; margin-bottom: 1rem;}.standardPage.jsx-e5e49ced0e1b5cd1 h4,.standardPage.jsx-e5e49ced0e1b5cd1 .text h3{margin-bottom:1rem; font-family: 'Lexend', sans-serif; letter-spacing: 0; color: #162433; font-weight: 600; font-size: 1.125rem; line-height: 1.5rem; }.standardPage.jsx-e5e49ced0e1b5cd1 p{margin-bottom:1rem}.standardPage.jsx-e5e49ced0e1b5cd1 .text ul li,.standardPage.jsx-e5e49ced0e1b5cd1 .introduction ul li{list-style:disc;margin-left:1rem}@media((max-width: 767px)){.standardPage.jsx-e5e49ced0e1b5cd1 h2{ font-family: 'Lexend', sans-serif; letter-spacing: 0; color: #162433; font-weight: 600; font-size: 1.75rem; line-height: 2.125rem; }.standardPage.jsx-e5e49ced0e1b5cd1 h3{ font-family: 'Lexend', sans-serif; letter-spacing: 0; color: #162433; font-weight: 600; font-size: 1.375rem; line-height: 1.75rem; }}</style><style id="__jsx-120275248">.logo.jsx-120275248{width:219px}@media (min-width: 768px) and (max-width: 1024px){.logo.jsx-120275248{width:114px}}@media (max-width: 767px){.logo.jsx-120275248{width:125px}}</style><style id="__jsx-1000103190">.slogan.jsx-1000103190{ font-family: 'Barlow', sans-serif; font-variation-settings: 'wdth' 500, 'wght' 110; letter-spacing: 0.2px; font-size: 1.625rem; line-height: 2rem; font-weight: normal; color: #ffffff;padding-top:2rem;margin:0}@media (min-width: 768px) and (max-width: 1024px){.slogan.jsx-1000103190{ font-family: 'roboto', sans-serif; font-weight: 700; letter-spacing: 0.2px; font-size: 1.125rem; line-height: 1.5rem; padding-top: 1.5rem;}}@media (max-width: 767px){.slogan.jsx-1000103190{ font-family: 'roboto', sans-serif; font-weight: 700; letter-spacing: 0.2px; font-size: 1.125rem; line-height: 1.5rem; padding-top: 1rem;}}</style><style id="__jsx-2127538461">.socialNav.jsx-2127538461{padding-top:4.5rem}@media (max-width: 1024px){.socialNav.jsx-2127538461{padding-top:2rem}}ul.jsx-2127538461{display:grid;grid-template-columns:repeat(5,2.5rem);grid-column-gap:1.25rem}@media (max-width: 1024px){ul.jsx-2127538461{grid-template-columns:repeat(5,2rem);grid-column-gap:1rem}}li.jsx-2127538461{height:2.5rem}@media (max-width: 1024px){li.jsx-2127538461{height:2rem}}a.jsx-2127538461{display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;-webkit-box-pack:center;-webkit-justify-content:center;-moz-box-pack:center;-ms-flex-pack:center;justify-content:center;-webkit-box-align:center;-webkit-align-items:center;-moz-box-align:center;-ms-flex-align:center;align-items:center;text-decoration:none;width:2.5rem;height:2.5rem;background:#ffffff;-webkit-border-radius:4px;-moz-border-radius:4px;border-radius:4px;outline-offset:0}.socialNav.jsx-2127538461 a.twitter.jsx-2127538461{color:#000}@media (max-width: 1024px){a.jsx-2127538461{width:2rem;height:2rem}}a.jsx-2127538461:hover,a.jsx-2127538461:focus{outline:2px solid #146aff}.socialNav a svg{-webkit-box-flex:0;-webkit-flex:0 0 1.25rem;-moz-box-flex:0;-ms-flex:0 0 1.25rem;flex:0 0 1.25rem;height:1.25rem}@media (max-width: 1024px){.socialNav a svg{-webkit-box-flex:0;-webkit-flex:0 0 1rem;-moz-box-flex:0;-ms-flex:0 0 1rem;flex:0 0 1rem;height:1rem}}.visuallyHidden.jsx-2127538461{ border: 0; clip: rect(0 0 0 0); height: 1px; overflow: hidden; padding: 0; position: absolute; white-space: nowrap; width: 1px; }</style><style id="__jsx-3240391286">.HomepageNLSignup.jsx-3240391286,.HomepageNLSignup.jsx-3240391286 input.jsx-3240391286{border:.5px solid #e5e5e5;background:undefined;-webkit-border-radius:0.5rem;-moz-border-radius:0.5rem;border-radius:0.5rem;color:#ffffff}.HomepageNLSignup.jsx-3240391286 label.jsx-3240391286{ font-family: 'Poppins', sans-serif; font-weight: 500; color: #162433; letter-spacing: 0; font-size: 0.875rem; line-height: 1.25rem; ;color:#ffffff}.LandingPage.jsx-3240391286 input.jsx-3240391286{-webkit-border-radius:0.5rem;-moz-border-radius:0.5rem;border-radius:0.5rem}</style><style id="__jsx-3793172513">.instance.newsletter.jsx-3793172513{-webkit-box-align:center;-webkit-align-items:center;-moz-box-align:center;-ms-flex-align:center;align-items:center;background:#146aff;color:#fff;border:none;-webkit-box-shadow:none;-moz-box-shadow:none;box-shadow:none;display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;-webkit-box-pack:center;-webkit-justify-content:center;-moz-box-pack:center;-ms-flex-pack:center;justify-content:center;padding:1rem;-webkit-transition:.15s ease-in-out;-moz-transition:.15s ease-in-out;-o-transition:.15s ease-in-out;transition:.15s ease-in-out;text-decoration:none}.instance.HomepageNLSignup.jsx-3793172513{ font-family: 'Lexend', sans-serif; letter-spacing: 0; color: #162433; font-weight: 500; font-size: 1.125rem; line-height: 1.5rem; padding: 0 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Plus, your own feed of TPG content.</div><div class="PanelMenu_itemImage__N5o0u"><span><a href="https://thepointsguy.onelink.me/PSiM/9y1vrw4g"><svg fill="none" viewBox="0 0 270 170" xmlns="http://www.w3.org/2000/svg"><g clip-path="url(#app_svg__a)"><path d="M269.82-.14h-270v170h270v-170Z" fill="url(#app_svg__b)"></path><path d="M158.759 36.05h-45.071a3.547 3.547 0 0 0-3.549 3.55v85.38c0 .942.374 1.845 1.04 2.51a3.546 3.546 0 0 0 2.509 1.04h45.071a3.55 3.55 0 0 0 3.55-3.55V39.6a3.55 3.55 0 0 0-3.55-3.55Z" fill="#162433"></path><path d="M86 75.18c-1.48 19-4.15 55.72 34.38 76.47 28.46 15.32 48.309 12.45 56.609 32.3" stroke="#fff" stroke-dasharray="4.74 4.74" stroke-linecap="round" stroke-linejoin="round" stroke-width="2"></path><path d="M-2.922 20.69c9.4-5.56 32.62-11.62 50.24 8.64 22 25.33 27 54.83 65.43 47.68 51.41-9.57 67.65-23.57 87.14-20.86 25.74 3.58 31.66 27.33 34.73 40.23 6.54 27.46 37.54 25.13 44 25.63" stroke="#F7D928" stroke-miterlimit="10" stroke-width="2"></path><path 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stop-color="#fff"></stop></linearGradient><linearGradient gradientUnits="userSpaceOnUse" id="points-valuation_svg__q" x1="216.221" x2="216.221" y1="52" y2="29"><stop stop-color="#fff" stop-opacity="0.3"></stop><stop offset="1" stop-color="#fff"></stop></linearGradient><clipPath id="points-valuation_svg__a"><path d="M0 0h270v170H0z" fill="#fff"></path></clipPath></defs></svg></a></span></div></li><li class="PanelMenu_panelItem__i2oW_"><div class="PanelMenu_itemTitle__05Kqt"><span><a data-attribute="menu-link-award-vs.-cash-calculator" href="/calculator/">Award vs. cash calculator</a></span></div><div class="PanelMenu_itemDetails__fnpc_">Check here before booking an award fare. Compare the cost in points or miles to cash, and see which option is best.</div><div class="PanelMenu_itemImage__N5o0u"><span><a href="/calculator/"><svg fill="none" viewBox="0 0 270 170" xmlns="http://www.w3.org/2000/svg"><g clip-path="url(#calculator_svg__a)"><path d="M270 0H0v170h270V0Z" fill="url(#calculator_svg__b)"></path><path d="M5.4 103h-24.8a1.6 1.6 0 0 0-1.6 1.6v98.8a1.6 1.6 0 0 0 1.6 1.6H5.4a1.6 1.6 0 0 0 1.6-1.6v-98.8a1.6 1.6 0 0 0-1.6-1.6Z" fill="#162433"></path><path d="M22 133H6a6 6 0 0 0-6 6v90a6 6 0 0 0 6 6h16a6 6 0 0 0 6-6v-90a6 6 0 0 0-6-6Z" fill="#162433"></path><path d="M34.61 111H13.39a1.39 1.39 0 0 0-1.39 1.39v99.22c0 .768.622 1.39 1.39 1.39h21.22a1.39 1.39 0 0 0 1.39-1.39v-99.22a1.39 1.39 0 0 0-1.39-1.39Z" fill="#162433"></path><path d="M81.2 88H29.8a1.8 1.8 0 0 0-1.8 1.8v98.4a1.8 1.8 0 0 0 1.8 1.8h51.4a1.8 1.8 0 0 0 1.8-1.8V89.8a1.8 1.8 0 0 0-1.8-1.8Z" fill="#162433"></path><path d="M206 128H65a6 6 0 0 0-6 6v78a6 6 0 0 0 6 6h141a6 6 0 0 0 6-6v-78a6 6 0 0 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stop-color="#00CDFF"></stop></linearGradient><linearGradient gradientUnits="userSpaceOnUse" id="calculator_svg__B" x1="71524.6" x2="72247" y1="26392.9" y2="26318"><stop stop-color="#45C36A"></stop><stop offset="1" stop-color="#00CDFF"></stop></linearGradient><linearGradient gradientUnits="userSpaceOnUse" id="calculator_svg__C" x1="71524.6" x2="72247" y1="29989" y2="29914.1"><stop stop-color="#45C36A"></stop><stop offset="1" stop-color="#00CDFF"></stop></linearGradient><linearGradient gradientUnits="userSpaceOnUse" id="calculator_svg__D" x1="161.65" x2="183.693" y1="178.965" y2="169.858"><stop stop-color="#45C36A"></stop><stop offset="1" stop-color="#00CDFF"></stop></linearGradient><clipPath id="calculator_svg__a"><path d="M0 0h270v170H0z" fill="#fff"></path></clipPath></defs></svg></a></span></div></li><li class="PanelMenu_panelItem__i2oW_"><div class="PanelMenu_itemTitle__05Kqt"><span><a data-attribute="menu-link-cardmatch" href="/cardmatch/">CardMatch</a></span></div><div class="PanelMenu_itemDetails__fnpc_">Find the right card for you. We'll run a soft credit check to find special offers, but it won’t affect your credit score.</div><div class="PanelMenu_itemImage__N5o0u"><span><a href="/cardmatch/"><svg fill="none" viewBox="0 0 270 170" xmlns="http://www.w3.org/2000/svg"><g clip-path="url(#cardmatch_svg__a)"><path d="M270-.23H0v170h270v-170Z" fill="#162433"></path><path d="M202.34-18.31h41.43l-37.31 150.79H83.87L202.34-18.31Z" fill="url(#cardmatch_svg__b)" opacity="0.2"></path><path d="M68.43-18.31H27l37.31 150.79H186.9L68.43-18.31Z" fill="url(#cardmatch_svg__c)" opacity="0.2"></path><path d="M68.95-18.31H27.53l37.28 150.79h122.65L68.95-18.31Z" fill="url(#cardmatch_svg__d)" opacity="0.2"></path><path d="M135.17 141.27c38.875 0 70.39-3.774 70.39-8.43s-31.515-8.43-70.39-8.43-70.39 3.774-70.39 8.43 31.514 8.43 70.39 8.43Z" fill="url(#cardmatch_svg__e)"></path><path d="M169.87 85.88h-69.39a2.53 2.53 0 0 0-2.53 2.53v40.49a2.53 2.53 0 0 0 2.53 2.53h69.39a2.53 2.53 0 0 0 2.53-2.53V88.41a2.53 2.53 0 0 0-2.53-2.53Z" 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data-attribute="advertiser-disclosure-trigger" class="jsx-2745583457 advertiserDisclosureTrigger">Advertiser disclosure</button></div><div class="jsx-e5e49ced0e1b5cd1 jsx-918260792 pageWrapper"><main class="jsx-e5e49ced0e1b5cd1 jsx-918260792 cardCategory standardPage"><div class="jsx-2909177146 wrapper"><div class="jsx-2909177146 StickyBanner StickyBanner-B inactive"></div></div><section class="jsx-de4115f42c48e362 jsx-1777537572 section sectionWrapper"><div class="jsx-de4115f42c48e362 jsx-1777537572 container"><div class="jsx-de4115f42c48e362 jsx-220414394 overview"><div class="jsx-de4115f42c48e362 jsx-220414394 wrapper"><div class="jsx-de4115f42c48e362 jsx-220414394 leftPanel"><div class="jsx-de4115f42c48e362 jsx-220414394"><div class="jsx-de4115f42c48e362 jsx-220414394 category">Credit Cards</div><h1 class="jsx-3812208619 h1">Best business credit cards of November 2024</h1><section class="jsx-3238969592 byline"><div class="jsx-3238969592 contributors"><span class="jsx-3238969592">By</span><div data-testid="author" class="jsx-3238969592 author"><div class="jsx-1991110988 byline"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-byline" class="jsx-1871043387 triggerText"><span class="jsx-1871043387 triggerText">Nick Ewen</span></div><div class="jsx-1871043387 dialog false"><div class="jsx-1871043387"><div class="jsx-1991110988 authorDialog"><div class="jsx-1991110988 contact"><div class="jsx-1991110988 avatar"><span style="box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:100%"></span><img alt="Nick Ewen" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="responsive" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="Nick Ewen" loading="lazy" decoding="async" data-nimg="responsive" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F06%2FNick-Ewen-Headshot-square-scaled.jpeg&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F06%2FNick-Ewen-Headshot-square-scaled.jpeg&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F06%2FNick-Ewen-Headshot-square-scaled.jpeg&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F06%2FNick-Ewen-Headshot-square-scaled.jpeg&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F06%2FNick-Ewen-Headshot-square-scaled.jpeg&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F06%2FNick-Ewen-Headshot-square-scaled.jpeg&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F06%2FNick-Ewen-Headshot-square-scaled.jpeg&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F06%2FNick-Ewen-Headshot-square-scaled.jpeg&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F06%2FNick-Ewen-Headshot-square-scaled.jpeg&w=3840&q=75"/></noscript></span></div><div class="jsx-1991110988 nameTitle"><a href="/author/nick-ewen" style="font-size:14px" class="jsx-1991110988 authorName">Nick Ewen</a><div class="jsx-1991110988 role">Senior editorial director</div></div></div><div class="jsx-1991110988"><span class="jsx-1991110988 bio">Nick Ewen is TPG's senior editorial director and helps readers leverage credit cards (he has 23 of them) and loyalty programs to travel more for less. He's been at TPG for over 11 years.</span></div><div class="jsx-1991110988 social"><a data-testid="Email" href="mailto:nick@thepointsguy.com" target="_blank" class="jsx-1991110988"><svg fill="none" viewBox="0 0 24 24" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M2.339 10.003A1.99 1.99 0 002 11.117v9.197a2 2 0 002 2h16a2 2 0 002-2v-9.197a1.99 1.99 0 00-.339-1.114l-8.89 7.332c-.426.352-1.116.352-1.542 0l-8.89-7.332zm20.195-1.631A3.992 3.992 0 0124 11.467v8.497a4 4 0 01-4 4H4a4 4 0 01-4-4v-8.497c0-1.24.565-2.349 1.45-3.083a.931.931 0 01.199-.223L11.224.264c.426-.352 1.117-.352 1.543 0l9.58 7.901a.937.937 0 01.187.207z" fill="currentColor"></path></svg></a><a data-testid="Linkedin" href="https://www.linkedin.com/in/nick-ewen-tpg/" rel="noreferrer" target="_blank" class="jsx-1991110988"><svg viewBox="0 0 310 310" xml:space="preserve" xmlns="http://www.w3.org/2000/svg"><path d="M72.16 99.73H9.927a5 5 0 0 0-5 5v199.928a5 5 0 0 0 5 5H72.16a5 5 0 0 0 5-5V104.73a5 5 0 0 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1-1.148.746c-.352.137-.883.301-1.856.344-1.055.047-1.371.059-4.039.059-2.672 0-2.988-.012-4.04-.059-.976-.043-1.503-.207-1.855-.344-.464-.18-.8-.398-1.148-.746a3.076 3.076 0 0 1-.746-1.148c-.137-.352-.3-.883-.344-1.856-.047-1.054-.058-1.37-.058-4.039 0-2.672.011-2.988.058-4.039.043-.976.207-1.504.344-1.855.18-.465.398-.801.746-1.149a3.076 3.076 0 0 1 1.148-.746c.352-.137.883-.3 1.856-.344 1.05-.046 1.367-.058 4.039-.058ZM10 0C7.285 0 6.945.012 5.879.059 4.816.105 4.086.277 3.453.523A4.88 4.88 0 0 0 1.68 1.68 4.9 4.9 0 0 0 .523 3.45C.277 4.085.105 4.811.06 5.874.012 6.945 0 7.285 0 10s.012 3.055.059 4.121c.046 1.063.218 1.793.464 2.426.258.66.598 1.219 1.157 1.773a4.888 4.888 0 0 0 1.77 1.153c.636.246 1.362.418 2.425.465 1.066.046 1.406.058 4.121.058 2.715 0 3.055-.012 4.121-.058 1.063-.047 1.793-.22 2.426-.465a4.888 4.888 0 0 0 1.77-1.153 4.888 4.888 0 0 0 1.152-1.77c.246-.636.418-1.363.465-2.425.047-1.066.058-1.406.058-4.121 0-2.715-.011-3.055-.058-4.121-.047-1.063-.22-1.793-.465-2.426A4.683 4.683 0 0 0 18.32 1.68 4.889 4.889 0 0 0 16.55.527C15.915.281 15.188.11 14.126.062 13.055.012 12.715 0 10 0Z" fill="currentColor"></path><path d="M10 4.863A5.138 5.138 0 0 0 4.863 10a5.138 5.138 0 0 0 10.273 0c0-2.836-2.3-5.137-5.136-5.137Zm0 8.469a3.333 3.333 0 1 1 .001-6.665A3.333 3.333 0 0 1 10 13.332ZM16.54 4.66a1.2 1.2 0 1 1-2.4 0 1.2 1.2 0 0 1 2.4 0Z" fill="currentColor"></path></svg></a><a data-testid="Twitter" href="https://twitter.com/TPGNick" rel="noreferrer" target="_blank" class="jsx-1991110988"><svg fill="none" viewBox="0 0 24 24" xmlns="http://www.w3.org/2000/svg"><path d="M14.095479,10.316482L22.286354,1h-1.940718l-7.115352,8.087682L7.551414,1H1l8.589488,12.231093L1,23h1.940717 l7.509372-8.542861L16.448587,23H23L14.095479,10.316482z M11.436522,13.338465l-0.871624-1.218704l-6.924311-9.68815h2.981339 l5.58978,7.82155l0.867949,1.218704l7.26506,10.166271h-2.981339L11.436522,13.338465z" fill="currentColor"></path></svg></a></div></div><div class="jsx-1871043387 pointer"></div></div></div></div></div></div><div data-testid="author" class="jsx-3238969592 author"><span class="jsx-3238969592">and</span><div class="jsx-1991110988 byline"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-byline" class="jsx-1871043387 triggerText"><span class="jsx-1871043387 triggerText">Christina Ly</span></div><div class="jsx-1871043387 dialog false"><div class="jsx-1871043387"><div class="jsx-1991110988 authorDialog"><div class="jsx-1991110988 contact"><div class="jsx-1991110988 avatar"><span style="box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:100%"></span><img alt="Christina Ly" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="responsive" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="Christina Ly" loading="lazy" decoding="async" data-nimg="responsive" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F06%2FProfile.jpeg&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F06%2FProfile.jpeg&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F06%2FProfile.jpeg&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F06%2FProfile.jpeg&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F06%2FProfile.jpeg&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F06%2FProfile.jpeg&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F06%2FProfile.jpeg&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F06%2FProfile.jpeg&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F06%2FProfile.jpeg&w=3840&q=75"/></noscript></span></div><div class="jsx-1991110988 nameTitle"><a href="/author/cly" style="font-size:14px" class="jsx-1991110988 authorName">Christina Ly</a><div class="jsx-1991110988 role">Credit cards writer</div></div></div><div class="jsx-1991110988"><span class="jsx-1991110988 bio">Christina Ly is a writer at TPG. She has covered credit cards and personal finance topics since joining the team in 2022.</span></div></div><div class="jsx-1871043387 pointer"></div></div></div></div></div></div><span class="jsx-3238969592">•</span><div class="jsx-3238969592 editor"><span class="jsx-3238969592">Edited by</span><div class="jsx-1991110988 byline"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-byline" class="jsx-1871043387 triggerText"><span class="jsx-1871043387 triggerText">Eric Rosen</span></div><div class="jsx-1871043387 dialog false"><div class="jsx-1871043387"><div class="jsx-1991110988 authorDialog"><div class="jsx-1991110988 contact"><div class="jsx-1991110988 avatar"><span style="box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:100%"></span><img alt="Eric Rosen" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="responsive" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="Eric Rosen" loading="lazy" decoding="async" data-nimg="responsive" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F06%2FEric-Rosen-photo-copy.jpeg&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F06%2FEric-Rosen-photo-copy.jpeg&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F06%2FEric-Rosen-photo-copy.jpeg&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F06%2FEric-Rosen-photo-copy.jpeg&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F06%2FEric-Rosen-photo-copy.jpeg&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F06%2FEric-Rosen-photo-copy.jpeg&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F06%2FEric-Rosen-photo-copy.jpeg&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F06%2FEric-Rosen-photo-copy.jpeg&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F06%2FEric-Rosen-photo-copy.jpeg&w=3840&q=75"/></noscript></span></div><div class="jsx-1991110988 nameTitle"><a href="/author/eric" style="font-size:14px" class="jsx-1991110988 authorName">Eric Rosen</a><div class="jsx-1991110988 role">Director of travel content</div></div></div><div class="jsx-1991110988"><span class="jsx-1991110988 bio">TPG's director of travel content Eric Rosen has used points and miles to visit some of the world's most remote corners, including swimming with whale sharks off Western Australia's Ningaloo Coast, exploring the wilds of Botswana's Okavango Delta and tasting the high-altitude wines of Argentina's Mendoza region.</span></div><div class="jsx-1991110988 social"><a data-testid="Email" href="mailto:eric@thepointsguy.com" target="_blank" class="jsx-1991110988"><svg fill="none" viewBox="0 0 24 24" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" 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fitElement"><div on="tap:tooltip-byline" class="jsx-1871043387 triggerText"><span class="jsx-1871043387 triggerText">Stanley Sanford</span></div><div class="jsx-1871043387 dialog false"><div class="jsx-1871043387"><div class="jsx-1991110988 authorDialog"><div class="jsx-1991110988 contact"><div class="jsx-1991110988 avatar"><span style="box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:100%"></span><img alt="Stanley Sanford" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="responsive" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="Stanley Sanford" loading="lazy" decoding="async" data-nimg="responsive" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F08%2Fmountain-pic-Stanley-Sanford.jpg&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F08%2Fmountain-pic-Stanley-Sanford.jpg&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F08%2Fmountain-pic-Stanley-Sanford.jpg&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F08%2Fmountain-pic-Stanley-Sanford.jpg&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F08%2Fmountain-pic-Stanley-Sanford.jpg&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F08%2Fmountain-pic-Stanley-Sanford.jpg&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F08%2Fmountain-pic-Stanley-Sanford.jpg&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F08%2Fmountain-pic-Stanley-Sanford.jpg&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F08%2Fmountain-pic-Stanley-Sanford.jpg&w=3840&q=75"/></noscript></span></div><div class="jsx-1991110988 nameTitle"><a href="/author/stanleysanford" style="font-size:14px" class="jsx-1991110988 authorName">Stanley Sanford</a><div class="jsx-1991110988 role">Compliance manager</div></div></div><div class="jsx-1991110988"><span class="jsx-1991110988 bio">Compliance manager Stanley Sanford has years of compliance experience in the credit card industry dating back to 2017. He's reviewed content for several reputable sites, including CreditCards.com, Bankrate, CNET. and even thepointsguy.com before leading the compliance team for The Points Guy full time in early 2022.</span></div></div><div class="jsx-1871043387 pointer"></div></div></div></div></div></div></div><div class="jsx-3238969592 temporal"><label class="jsx-3238969592 type">Updated</label><span class="jsx-3238969592 timestamp">Nov. 01, 2024</span></div></section><div class="jsx-de4115f42c48e362 jsx-220414394 disclosure"><div class="jsx-2527605629 disclosureBox-A"><div class="jsx-2527605629 disclosureContent"><div>Most of the cards we feature here are from partners who compensate us when you approve through our site, and this may impact how or where these products appear. We don’t cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Please view our <a href="https://thepointsguy.com/advertising-policy/">advertising policy</a> and <a href="https://thepointsguy.com/review-methodology/">product review methodology</a> for more information.</div></div></div></div><div class="jsx-de4115f42c48e362 jsx-220414394 introduction"><div class="jsx-de4115f42c48e362 jsx-220414394 introContent truncate"><p>The best business credit cards offer generous earning rates, lucrative perks and additional features that positively affect both your bottom line and your operational efficiency. The right business card allows you to earn rewards while focusing on the day-to-day operations of your enterprise — whether you own a formal business with multiple employees, are just getting your company off the ground or simply do freelance work as a side gig, and it’s important to select the best business card for you.</p> <p>Business credit cards allow you to separate business and personal spending. They also grant access to more rewards and specialized perks that aren’t typically offered on personal credit cards. Consider how your business is spending the most and what rewards you want to earn when choosing your business card — or cards.</p> <p>To help you with this choice, check out our curated selection and comprehensive guide on some of the best business cards from our partners below.</p> </div><button class="jsx-de4115f42c48e362 jsx-220414394 toggle">Show more</button></div></div></div><div class="jsx-1844965041"><div class="jsx-de4115f42c48e362 jsx-220414394 rightPanel"><div class="jsx-a76ba1b438febbc3 jsx-3252949407 jumpToSection variant-A"><label class="jsx-a76ba1b438febbc3 jsx-3252949407"><div class="jsx-567250727 iconWrapper 3"><svg fill="none" height="18" viewBox="0 0 18 18" width="18" xmlns="http://www.w3.org/2000/svg"><rect height="16" rx="2.646" stroke="currentColor" stroke-linecap="round" stroke-linejoin="round" stroke-width="1.455" width="15.943" x="1" y="1.123"></rect><path d="M4.986 5.123h7.971M4.986 9.123h7.971M4.986 13.123h2.99" stroke="currentColor" stroke-linecap="round" stroke-linejoin="round" stroke-width="1.455"></path></svg></div>Jump to:</label><ul class="jsx-a76ba1b438febbc3 jsx-3252949407 tocItems"><li class="jsx-a76ba1b438febbc3 jsx-3252949407"><button class="jsx-a76ba1b438febbc3 jsx-3252949407"><div class="jsx-a76ba1b438febbc3 jsx-3252949407 secondaryLink linkItem">Browse by card categories</div></button></li><li class="jsx-a76ba1b438febbc3 jsx-3252949407"><button class="jsx-a76ba1b438febbc3 jsx-3252949407"><div class="jsx-a76ba1b438febbc3 jsx-3252949407 secondaryLink linkItem">Comparing the best business cards</div></button></li><li class="jsx-a76ba1b438febbc3 jsx-3252949407"><button class="jsx-a76ba1b438febbc3 jsx-3252949407"><div class="jsx-a76ba1b438febbc3 jsx-3252949407 secondaryLink linkItem">More details on the best business credit cards</div></button></li><li class="jsx-a76ba1b438febbc3 jsx-3252949407"><button class="jsx-a76ba1b438febbc3 jsx-3252949407"><div class="jsx-a76ba1b438febbc3 jsx-3252949407 secondaryLink linkItem">Helpful Tools</div></button></li></ul><button class="jsx-a76ba1b438febbc3 jsx-3252949407 toggle">Show more</button><div class="jsx-a76ba1b438febbc3 jsx-3252949407 arrow"><svg fill="none" viewBox="0 0 75 82" xmlns="http://www.w3.org/2000/svg"><path d="M65.837 1.835a1.613 1.613 0 1 0-3.211-.297l3.211.297ZM16.604 68.711a1.613 1.613 0 0 0 1.15 1.969l14.038 3.686a1.613 1.613 0 0 0 .82-3.12L20.132 67.97l3.277-12.478a1.613 1.613 0 0 0-3.12-.819l-3.686 14.038ZM62.626 1.538c-1.288 13.896-12.151 46.844-45.275 66.19l1.626 2.785c34.23-19.992 45.5-54.009 46.86-68.678l-3.211-.297Z" fill="#077E4A"></path></svg></div></div><div class="jsx-de4115f42c48e362 jsx-220414394 pledge"><section class="jsx-2150554671"><div class="jsx-2150554671"><div class="jsx-de4115f42c48e362 jsx-2729058745 accordion accordion-H"><span><button aria-expanded="false" class="jsx-de4115f42c48e362 jsx-2729058745 button"><div class="jsx-de4115f42c48e362 jsx-2729058745 iconAndHeader"><div class="jsx-567250727 iconWrapper 3"><svg fill="none" viewBox="0 0 25 25" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M12 24.5c-6.627 0-12-5.372-12-12C0 5.873 5.373.5 12 .5c6.628 0 12 5.373 12 12 0 6.628-5.372 12-12 12ZM7.782 7.008h8.54c.453 0 .82.378.82.844v8.777a.833.833 0 0 1-.816.844l-1.158.006c-.216-.022-.428-.088-.583-.246a.855.855 0 0 1-.242-.598v-4.717l-5.47 5.623a.809.809 0 0 1-1.161 0l-.816-.839a.857.857 0 0 1 0-1.193l5.47-5.623h-4.59a.81.81 0 0 1-.581-.249.856.856 0 0 1-.24-.599l.007-1.19a.832.832 0 0 1 .82-.84Z" fill="url(#a5)" fill-rule="evenodd"></path><defs><linearGradient gradientUnits="userSpaceOnUse" id="a5" x1="12" x2="36" y1="36.5" y2="12.5"><stop stop-color="#45C36A"></stop><stop offset="1" stop-color="#00CDFF"></stop></linearGradient></defs></svg></div><div class="titleContainer">The Points Guy pledge</div></div><div class="jsx-de4115f42c48e362 jsx-2729058745 carat"><svg viewBox="0 0 42 25" xmlns="http://www.w3.org/2000/svg"><path d="m20.73 25.83 2.88-2.75 18.8-17.96L38.27.78 20.91 17.36 4.34 0 0 4.14l20.72 21.7z" fill="currentColor"></path></svg></div></button></span><div class="jsx-de4115f42c48e362 jsx-2729058745 content"><div class="jsx-2150554671 pledgeContent"><span class="jsx-2150554671">At The Points Guy, our goal is to help you maximize your travel experiences while minimizing spending. 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While we do receive compensation through our credit card application links, ads, and clearly indicated sponsored content, our <a href="https://thepointsguy.com/tpg-publishing-standards/" class="jsx-2150554671">editorial content</a>, <a href="https://thepointsguy.com/guide/monthly-valuations/" class="jsx-2150554671">points valuations</a> and card analysis are entirely our own.</span></div></div></div></div></section></div><div class="jsx-de4115f42c48e362 jsx-220414394 summary"><section class="jsx-313411368 featuredCards"><div class="jsx-313411368 featuredCardsAccordion"><div class="jsx-de4115f42c48e362 jsx-2729058745 accordion accordion-H"><span><button aria-expanded="false" class="jsx-de4115f42c48e362 jsx-2729058745 button"><div class="jsx-de4115f42c48e362 jsx-2729058745 iconAndHeader"><div class="jsx-567250727 iconWrapper 3"><svg fill="none" viewBox="0 0 25 25" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M0 12.5c0 6.628 5.373 12 12 12 6.628 0 12-5.372 12-12 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class="jsx-313411368 cardName"><span><a class="jsx-313411368">Capital One Venture X Business</a></span></span><span class="jsx-313411368 superlative">: Best for businesses with high-spending </span></div></li><li class="jsx-313411368"><div class="jsx-313411368 featuredCardsContainer"><span class="jsx-313411368 cardName"><span><a class="jsx-313411368">The Business Platinum Card® from American Express</a></span></span><span class="jsx-313411368 superlative">: Best for travel perks</span></div></li><li class="jsx-313411368"><div class="jsx-313411368 featuredCardsContainer"><span class="jsx-313411368 cardName"><span><a class="jsx-313411368">American Express® Business Gold Card</a></span></span><span class="jsx-313411368 superlative">: Best for flexible rewards earning</span></div></li><li class="jsx-313411368"><div class="jsx-313411368 featuredCardsContainer"><span class="jsx-313411368 cardName"><span><a class="jsx-313411368">The Blue Business® Plus Credit Card from American Express</a></span></span><span class="jsx-313411368 superlative">: Best for no annual fee</span></div></li><li class="jsx-313411368"><div class="jsx-313411368 featuredCardsContainer"><span class="jsx-313411368 cardName"><span><a class="jsx-313411368">Capital One Spark Cash Plus</a></span></span><span class="jsx-313411368 superlative">: Best for unlimited business cash back</span></div></li><li class="jsx-313411368"><div class="jsx-313411368 featuredCardsContainer"><span class="jsx-313411368 cardName"><span><a class="jsx-313411368">Delta SkyMiles® Reserve Business American Express Card</a></span></span><span class="jsx-313411368 superlative">: Best for Delta business travelers </span></div></li><li class="jsx-313411368"><div class="jsx-313411368 featuredCardsContainer"><span class="jsx-313411368 cardName"><span><a class="jsx-313411368">Ink Business Preferred® Credit Card</a></span></span><span class="jsx-313411368 superlative">: Best for bonus earning</span></div></li><li class="jsx-313411368"><div class="jsx-313411368 featuredCardsContainer"><span class="jsx-313411368 cardName"><span><a class="jsx-313411368">Capital One Spark Cash</a></span></span><span class="jsx-313411368 superlative">: Best for flat-rate business cash back rewards</span></div></li><li class="jsx-313411368"><div class="jsx-313411368 featuredCardsContainer"><span class="jsx-313411368 cardName"><span><a class="jsx-313411368">Capital One Spark Miles for Business</a></span></span><span class="jsx-313411368 superlative">: Best for everyday business spending</span></div></li><li class="jsx-313411368"><div class="jsx-313411368 featuredCardsContainer"><span class="jsx-313411368 cardName"><span><a class="jsx-313411368">Ink Business Unlimited® Credit Card</a></span></span><span class="jsx-313411368 superlative">: Best for freelancers</span></div></li><li class="jsx-313411368"><div class="jsx-313411368 featuredCardsContainer"><span class="jsx-313411368 cardName"><span><a class="jsx-313411368">Ink Business Cash® Credit Card</a></span></span><span class="jsx-313411368 superlative">: Best for office supplies</span></div></li><li class="jsx-313411368"><div class="jsx-313411368 featuredCardsContainer"><span class="jsx-313411368 cardName"><span><a class="jsx-313411368">Southwest® Rapid Rewards® Performance Business Credit Card</a></span></span><span class="jsx-313411368 superlative">: Best for frequent Southwest Airlines flyers</span></div></li><li class="jsx-313411368"><div class="jsx-313411368 featuredCardsContainer"><span class="jsx-313411368 cardName"><span><a class="jsx-313411368">United℠ Business Card</a></span></span><span class="jsx-313411368 superlative">: Best for United Airlines flyers</span></div></li><li class="jsx-313411368"><div class="jsx-313411368 featuredCardsContainer"><span class="jsx-313411368 cardName"><span><a class="jsx-313411368">Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card</a></span></span><span class="jsx-313411368 superlative">: Best for BofA Preferred Rewards for Business members</span></div></li><li class="jsx-313411368"><div class="jsx-313411368 featuredCardsContainer"><span class="jsx-313411368 cardName"><span><a class="jsx-313411368">Alaska Airlines Visa® Business card</a></span></span><span class="jsx-313411368 superlative">: Best for businesses that fly Alaska Air regularly</span></div></li><li class="jsx-313411368"><div class="jsx-313411368 featuredCardsContainer"><span class="jsx-313411368 cardName"><span><a class="jsx-313411368">Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card</a></span></span><span class="jsx-313411368 superlative">: Best for customizable business cash back</span></div></li><li class="jsx-313411368"><div class="jsx-313411368 featuredCardsContainer"><span class="jsx-313411368 cardName"><span><a class="jsx-313411368">Wyndham Rewards Earner Business Card</a></span></span><span class="jsx-313411368 superlative">: Best for business owners who are Wyndham loyalists</span></div></li></ul></div></div></div></section></div></div></div></div></div></div></section><div class="jsx-e5e49ced0e1b5cd1 jsx-918260792"></div><div data-name="BrowseByCategory" class="jsx-e5e49ced0e1b5cd1 jsx-918260792 cardCategory BrowseByCategory"><section class="jsx-de4115f42c48e362 jsx-1044954645 section sectionWrapper"><div class="jsx-de4115f42c48e362 jsx-1044954645 container"><div class="jsx-1844965041"><div class="jsx-de4115f42c48e362 jsx-de4115f42c48e362 jsx-202118042 browseByCategory"><div class="jsx-de4115f42c48e362 jsx-de4115f42c48e362 jsx-202118042 top"><h2 class="jsx-de4115f42c48e362 jsx-de4115f42c48e362 jsx-202118042">Browse by card categories</h2><div class="jsx-1844965041"><div class="ilm"><div class="jsx-1587412939 InternalLinkingModule"><ul class="jsx-1587412939"><li class="jsx-1587412939 list"><span><div class="jsx-2208860734 Pill rounded"><a 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result="shape"></feBlend></filter></defs></svg><div class="tw-heading-8 tw-text-traveled-gold md:tw-heading-3 md:tw-font-bold">Overwhelmed with credit card options?</div><div class="tw-text-sm-regular tw-mt-2 tw-text-traveled-gold md:tw-text-lg-regular">Filter out the noise and simplify the research. We'll find your best match in minutes</div><button class="tw-heading-10 tw-inline-flex tw-max-h-12 tw-min-h-10 tw-items-center tw-justify-center tw-gap-3 tw-whitespace-nowrap tw-rounded-full tw-py-2 tw-transition-colors disabled:tw-pointer-events-none tw-h-12 tw-px-6 tw-border tw-border-cta-blue tw-bg-white tw-fill-cta-blue tw-text-cta-blue tw-outline-1 tw-outline-offset-1 tw-outline-cta-blue hover:tw-border-cta-hover hover:tw-bg-cta-hover hover:tw-text-white focus:tw-outline disabled:tw-border-gray-3 disabled:tw-text-gray-3 tw-mt-5 tw-w-full tw-border-none tw-font-sora md:tw-mt-10 md:tw-w-min">Try CardMatch™</button></div><div class="tw-relative tw-flex"><svg width="227" height="384" viewBox="0 0 227 384" fill="none" xmlns="http://www.w3.org/2000/svg" class="tw-right-24 tw-hidden tw-h-full md:tw-absolute md:tw-block"><g filter="url(#filter0_d_8683_3103)"><rect x="36.211" y="188.145" width="23.2876" height="12.0295" stroke="#006056" stroke-width="1.02677"></rect><rect x="12.8302" 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3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 partial"></path></svg></div><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 numeric">4.5 / 5</div></div><span><a href="https://thepointsguy.com/credit-cards/reviews/capital-one-venture-x-business-review-huge-earning-potential-for-businesses/" class="jsx-eb71e6eaa52b9727 jsx-4016405105 defaultLink review">Go to review</a></span></div></div></div><div class="jsx-1767730752 cardArtAndApplyLink"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1849582496 applyLink"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/10186/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1849582496 cardImage"><img alt="Capital One Venture X Business" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fce6818d0-e078-11ee-a39c-cffd4c1d8271.png&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fce6818d0-e078-11ee-a39c-cffd4c1d8271.png&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fce6818d0-e078-11ee-a39c-cffd4c1d8271.png&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fce6818d0-e078-11ee-a39c-cffd4c1d8271.png&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fce6818d0-e078-11ee-a39c-cffd4c1d8271.png&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fce6818d0-e078-11ee-a39c-cffd4c1d8271.png&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fce6818d0-e078-11ee-a39c-cffd4c1d8271.png&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fce6818d0-e078-11ee-a39c-cffd4c1d8271.png&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fce6818d0-e078-11ee-a39c-cffd4c1d8271.png&w=3840&q=75"/></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">Apply for Capital One Venture X Business</span></a></span><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/10186/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-821914583 cta dark"><span class="jsx-821914583">Apply now</span><span class="jsx-821914583"><svg height="18" width="14" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M3.583 5.667a3.417 3.417 0 1 1 6.834 0v1.75H3.583zm-.753 3.25h8.503a.75.75 0 0 1 .75.75V15a.75.75 0 0 1-.75.75H2.667a.75.75 0 0 1-.75-.75V9.667a.75.75 0 0 1 .75-.75zm-.747-1.424V5.667a4.917 4.917 0 0 1 9.834 0v1.826a2.251 2.251 0 0 1 1.666 2.174V15a2.25 2.25 0 0 1-2.25 2.25H2.667A2.25 2.25 0 0 1 .417 15V9.667c0-1.041.706-1.917 1.666-2.174zm5 3.84a.75.75 0 1 0 0 1.5.75.75 0 0 0 0-1.5z" fill="currentColor" fill-rule="evenodd"></path></svg></span></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">for Capital One Venture X Business</span></a></span></div><div class="jsx-1767730752 cardTerms"><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1328787045 legalText"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045 secureSite"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045">at Capital One's secure site</div></div><div class="jsx-eb71e6eaa52b9727 jsx-1328787045 terms"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045">Terms & restrictions apply.</div><a href="https://d25970n8puso9u.cloudfront.net/disclosure.31039.en-US.pdf" rel="noreferrer" target="_blank" class="jsx-eb71e6eaa52b9727 jsx-1328787045 defaultLinkV1">See rates & fees.</a></div></div></div></div><div class="jsx-1767730752 rewardsRate"><div class="jsx-1381160569 rewards rewards-C"><label class="jsx-1381160569 labelWrap">Rewards rate</label><table class="jsx-2623671549 rewardsTable"><tbody class="jsx-2623671549 rewardsTableBody"><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">2X miles</span></td><td class="jsx-2623671549 description">2 miles per dollar on every purchase</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">5X miles</span></td><td class="jsx-2623671549 description">5 miles per dollar on flights and vacation rentals booked through Capital One Travel</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">10X miles</span></td><td class="jsx-2623671549 description">10 miles per dollar on hotels and rental cars booked through Capital One Travel</td></tr></tbody></table></div></div><div class="jsx-1844965041"><div class="jsx-181765123 cardCharacteristics variant-A"><div class="jsx-181765123 characteristic"><div class="jsx-1428882662 introOffer-A"><div class="jsx-1428882662"><span class="jsx-1428882662 labelWrap"><label class="jsx-1428882662">Intro Offer</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-introDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Intro bonus</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-1428882662 tooltipContent">150,000 miles once you spend $30,000 in the first 3 months from account opening</div><div class="jsx-1871043387 pointer"></div></div></div></div></span></div><div class="jsx-1428882662">150,000 miles</div></div></div><div class="jsx-181765123 characteristic"><div class="jsx-1770111297 annualFee"><label class="jsx-1770111297 labelWrap">Annual Fee</label><div class="jsx-1770111297">$395</div></div></div><div class="jsx-181765123 characteristic"><div class="jsx-3616297574 apr apr-A"><div class="jsx-3616297574 labelWrap"><label class="jsx-3616297574">Regular APR</label></div><div class="jsx-3616297574">N/A</div></div></div><div class="jsx-181765123 characteristic"><div class="jsx-854763532 recommendedCredit recommendedCredit-A"><div class="jsx-854763532 recommendedCreditLabel-A"><label class="jsx-854763532">Recommended Credit</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-creditDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Credit score description</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-854763532 tooltipContent">Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div><div class="jsx-854763532 creditScore"><span class="jsx-854763532 range">740-850</span><span class="jsx-854763532 description">Excellent</span></div></div></div></div></div></div><div class="jsx-1767730752 bottomSectionMonarch"><div class="jsx-1767730752 whyWeChoseIt"><div class="jsx-1400964409 whyWeChoseItRoot inheritParent"><label class="jsx-1400964409">Why we chose it</label><div class="jsx-1400964409 text"><div class="why-we-chose-it --mt-24"> <div class="_why-we-chose-it --bg-primary-10 phx-body-copy --sm --mb-24"> <div class="phx-body-copy --md --sm:mb"> <p>The Capital One Venture X business card has all the Capital One Venture X Reward Credit Card has to offer and more. It offers an incredible welcome bonus and requires an equally impressive spend to qualify. In addition, the card comes with premium travel perks like annual travel credit and lounge access. Read our <a href="https://thepointsguy.com/credit-cards/reviews/capital-one-venture-x-business-review-huge-earning-potential-for-businesses/">full review of the Capital One Venture X Business card</a>.</p> </div> </div> </div> <div class="_tabbed"> <div class="phx-c:ui-drawer-partial"> <div class="_drawer-content"> <div class="_tabbed"> <div class="phx-c:ui-tabbed"> <div class="_tabs" data-tabbed=""></div> </div> </div> </div> </div> </div> </div></div></div><div class="jsx-1767730752 tabbed"><div class="jsx-de4115f42c48e362 jsx-3532910632"><div class="jsx-de4115f42c48e362 jsx-3532910632 tabbedContent"><div class="jsx-171656303 partialAccordion"><span><button aria-expanded="false" data-testid="button" class="jsx-171656303 button"><span class="jsx-171656303">VIEW MORE</span><div class="jsx-171656303 partial carat"><svg viewBox="0 0 42 25" xmlns="http://www.w3.org/2000/svg"><path d="m20.73 25.83 2.88-2.75 18.8-17.96L38.27.78 20.91 17.36 4.34 0 0 4.14l20.72 21.7z" fill="currentColor"></path></svg></div></button></span><div class="jsx-171656303 content"><div data-testid="tabs" class="jsx-3370968206 tabs"><div data-testid="tabList" class="jsx-3370968206 tabList"><span><button class="jsx-3370968206 tab active">Pros & Cons</button></span><span><button class="jsx-3370968206 tab">More Details</button></span></div><div class="jsx-3370968206 panels"><div class="jsx-3370968206 panel"><div class="jsx-3971611116 prosCons"><div class="jsx-1517838447 pros"><h3 class="jsx-1517838447">Pros</h3><div class="jsx-1517838447 list"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">The Capital One Venture X Business card has a welcome offer of 150,000 miles.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">In addition, the card comes with many premium travel perks such as an annual $300 travel credit and airport lounge access, at a reasonable annual fee of $395.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Business owners are also able to add employee cards for free.</span></li></ul></div></div><div class="jsx-3069136416 cons white"><h3 class="jsx-3069136416">Cons</h3><div class="jsx-3069136416 list"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">The card requires a high spend of $30,000 in the first three months to earn the 150,000-miles welcome bonus.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Another drawback is that the annual travel credit can only be used on bookings made through Capital One Travel.</span></li></ul></div></div></div></div><div class="jsx-3370968206 panel inactive"><div class="jsx-1075252574 moreDetails"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">Earn unlimited 2X miles on every purchase, everywhere—with no limits or category restrictions</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">This card has no preset spending limit, so you get purchasing power that adapts to your spending needs. The annual fee on this card is $395</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Earn 150,000 bonus miles once you spend $30,000 in the first 3 months from account opening</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Redeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programs</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Earn unlimited 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One Travel, where you'll get the best prices on thousands of options</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Every year, you'll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings through Capital One Travel</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Empower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Receive up to a $120 credit for Global Entry or TSA PreCheck®. Enjoy complimentary access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and membership to Priority Pass</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">This is a pay-in-full card, so your balance is due in full every month</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection</span></li></ul></div></div></div></div></div></div></div></div></div></div></div></section></div><div id="card-1" class="jsx-de4115f42c48e362 jsx-1260770831 cardTile"><section data-testid="cardTile" class="jsx-1767730752 cardTile"><div class="jsx-1767730752 dt-tab"><div class="jsx-1767730752 topSection"><div class="jsx-1767730752 topDetails"><div class="jsx-1767730752 cardFlag"></div><span class="jsx-1767730752 superlative"><p>Best for travel perks</p></span><div data-testid="cardName" class="jsx-1767730752 cardName"><div class="jsx-1331445845 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/7758/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><h2 class="jsx-1331445845 cardName-title">The Business Platinum Card® from American Express</h2></a></span></div></div><div class="jsx-1767730752 compareCard"><label class="jsx-2043662968 compareCard"><input name="add_card" type="checkbox" class="jsx-2043662968 "/><span class="jsx-2043662968">Compare this card</span></label></div><div class="jsx-1767730752 editorsRating"><div style="align-items:center;flex-direction:row" class="jsx-eb71e6eaa52b9727 jsx-4016405105 editorsRating"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 tooltip"><label class="jsx-eb71e6eaa52b9727 jsx-4016405105 title">TPG Editor‘s Rating</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-7758" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Editors rating</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 dialog">Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 rating"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 stars"><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg></div><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 numeric">4 / 5</div></div><span><a href="https://thepointsguy.com/credit-cards/reviews/amex-business-platinum-card-review/" class="jsx-eb71e6eaa52b9727 jsx-4016405105 defaultLink review">Go to review</a></span></div></div></div><div class="jsx-1767730752 cardArtAndApplyLink"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1849582496 applyLink"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/7758/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1849582496 cardImage"><img alt="The Business Platinum Card® from American Express" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F402074b0-da80-11eb-a48f-65ac0bb53c5b.png&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F402074b0-da80-11eb-a48f-65ac0bb53c5b.png&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F402074b0-da80-11eb-a48f-65ac0bb53c5b.png&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F402074b0-da80-11eb-a48f-65ac0bb53c5b.png&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F402074b0-da80-11eb-a48f-65ac0bb53c5b.png&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F402074b0-da80-11eb-a48f-65ac0bb53c5b.png&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F402074b0-da80-11eb-a48f-65ac0bb53c5b.png&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F402074b0-da80-11eb-a48f-65ac0bb53c5b.png&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F402074b0-da80-11eb-a48f-65ac0bb53c5b.png&w=3840&q=75"/></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">Apply for The Business Platinum Card® from American Express</span></a></span><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/7758/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-821914583 cta dark"><span class="jsx-821914583">Apply now</span><span class="jsx-821914583"><svg height="18" width="14" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M3.583 5.667a3.417 3.417 0 1 1 6.834 0v1.75H3.583zm-.753 3.25h8.503a.75.75 0 0 1 .75.75V15a.75.75 0 0 1-.75.75H2.667a.75.75 0 0 1-.75-.75V9.667a.75.75 0 0 1 .75-.75zm-.747-1.424V5.667a4.917 4.917 0 0 1 9.834 0v1.826a2.251 2.251 0 0 1 1.666 2.174V15a2.25 2.25 0 0 1-2.25 2.25H2.667A2.25 2.25 0 0 1 .417 15V9.667c0-1.041.706-1.917 1.666-2.174zm5 3.84a.75.75 0 1 0 0 1.5.75.75 0 0 0 0-1.5z" fill="currentColor" fill-rule="evenodd"></path></svg></span></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">for The Business Platinum Card® from American Express</span></a></span></div><div class="jsx-1767730752 cardTerms"><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1328787045 legalText"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045 secureSite"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045">at American Express's secure site</div></div><div class="jsx-eb71e6eaa52b9727 jsx-1328787045 terms"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045">Terms & restrictions apply.</div><a href="https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/business-platinum-charge-card/61468-AJTnC-0?rwdFlag=rwd/?rwdFlag=rwd#FeeTable" rel="noreferrer" target="_blank" class="jsx-eb71e6eaa52b9727 jsx-1328787045 defaultLinkV1">See rates & fees.</a></div></div></div></div><div class="jsx-1767730752 rewardsRate"><div class="jsx-1381160569 rewards rewards-C"><label class="jsx-1381160569 labelWrap">Rewards rate</label><table class="jsx-2623671549 rewardsTable"><tbody class="jsx-2623671549 rewardsTableBody"><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">5X</span></td><td class="jsx-2623671549 description">5X Membership Rewards® points on flights and prepaid hotels on AmexTravel.com</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">1.5X</span></td><td class="jsx-2623671549 description">Earn 1.5X points (that’s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more, on up to $2 million per Card Account per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">1X</span></td><td class="jsx-2623671549 description">1X points for each dollar you spend on eligible purchases.</td></tr></tbody></table></div></div><div class="jsx-1844965041"><div class="jsx-181765123 cardCharacteristics variant-A"><div class="jsx-181765123 characteristic"><div class="jsx-1428882662 introOffer-A"><div class="jsx-1428882662"><span class="jsx-1428882662 labelWrap"><label class="jsx-1428882662">Intro Offer</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-introDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Intro bonus</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-1428882662 tooltipContent">Earn 150,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.</div><div class="jsx-1871043387 pointer"></div></div></div></div></span></div><div class="jsx-1428882662">Earn 150,000 points</div></div></div><div class="jsx-181765123 characteristic"><div class="jsx-1770111297 annualFee"><label class="jsx-1770111297 labelWrap">Annual Fee</label><div class="jsx-1770111297">$695</div></div></div><div class="jsx-181765123 characteristic"><div class="jsx-3616297574 apr apr-A"><div class="jsx-3616297574 labelWrap"><label class="jsx-3616297574">Regular APR</label></div><div class="jsx-3616297574">18.74% - 27.74% Variable</div></div></div><div class="jsx-181765123 characteristic"><div class="jsx-854763532 recommendedCredit recommendedCredit-A"><div class="jsx-854763532 recommendedCreditLabel-A"><label class="jsx-854763532">Recommended Credit</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-creditDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Credit score description</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-854763532 tooltipContent">Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div><div class="jsx-854763532 creditScore"><span class="jsx-854763532 range">670-850</span><span class="jsx-854763532 description">Good, Excellent</span></div></div></div></div></div></div><div class="jsx-1767730752 bottomSectionMonarch"><div class="jsx-1767730752 whyWeChoseIt"><div class="jsx-1400964409 whyWeChoseItRoot inheritParent"><label class="jsx-1400964409">Why we chose it</label><div class="jsx-1400964409 text"><p>The Business Platinum Card from American Express is a great card for frequent travelers looking to add a touch of luxury to their business trips. While the card does come with a high annual fee, you’re also getting a ton of valuable benefits in return. They include generous annual travel credits, unparalleled lounge access that includes Amex Centurion Lounges and more. Read our <a href="https://thepointsguy.com/credit-cards/reviews/amex-business-platinum-card-review/">full review of the Business Platinum Card from American Express</a>.</p> </div></div></div><div class="jsx-1767730752 tabbed"><div class="jsx-de4115f42c48e362 jsx-3532910632"><div class="jsx-de4115f42c48e362 jsx-3532910632 tabbedContent"><div class="jsx-171656303 partialAccordion"><span><button aria-expanded="false" data-testid="button" class="jsx-171656303 button"><span class="jsx-171656303">VIEW MORE</span><div class="jsx-171656303 partial carat"><svg viewBox="0 0 42 25" xmlns="http://www.w3.org/2000/svg"><path d="m20.73 25.83 2.88-2.75 18.8-17.96L38.27.78 20.91 17.36 4.34 0 0 4.14l20.72 21.7z" fill="currentColor"></path></svg></div></button></span><div class="jsx-171656303 content"><div data-testid="tabs" class="jsx-3370968206 tabs"><div data-testid="tabList" class="jsx-3370968206 tabList"><span><button class="jsx-3370968206 tab active">Pros & Cons</button></span><span><button class="jsx-3370968206 tab">More Details</button></span></div><div class="jsx-3370968206 panels"><div class="jsx-3370968206 panel"><div class="jsx-3971611116 prosCons"><div class="jsx-1517838447 pros"><h3 class="jsx-1517838447">Pros</h3><div class="jsx-1517838447 list"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">Up to $120 statement credit for Global Entry every 4 years or $85 TSA PreCheck credit every 4.5 years (enrollment is required)</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Up to $400 annual statement credit for U.S. Dell purchases (enrollment required)</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Gold status at Marriott and Hilton hotels; access to the Fine Hotels & Resorts program and Hotel Collection (enrollment required)</span></li></ul></div></div><div class="jsx-3069136416 cons white"><h3 class="jsx-3069136416">Cons</h3><div class="jsx-3069136416 list"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">Steep $695 annual fee.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">High spend needed for welcome offer.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Limited high bonus categories outside of travel.</span></li></ul></div></div></div></div><div class="jsx-3370968206 panel inactive"><div class="jsx-1075252574 moreDetails"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">Welcome Offer: Earn 150,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">5X Membership Rewards® points on flights and prepaid hotels on AmexTravel.com, and 1X points for each dollar you spend on eligible purchases.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Earn 1.5X points (that’s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more, on up to $2 million per Card Account per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Unlock over $1,000 in statement credits on select purchases, including tech, recruiting and wireless in the first year of membership with the Business Platinum Card®. Enrollment required. See how you can unlock over $1,000 annually in credits on select purchases with the Business Platinum Card®, here.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">$200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to the Card.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">$199 CLEAR® Plus Credit: Use your card and get up to $199 in statement credits per calendar year on your CLEAR® Plus Membership (subject to auto-renewal) when you use the Business Platinum Card®.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 03/2023.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">$695 Annual Fee.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Terms Apply.</span></li></ul></div></div></div></div></div></div></div></div></div></div></div></section></div><div id="card-2" class="jsx-de4115f42c48e362 jsx-1260770831 cardTile"><section data-testid="cardTile" class="jsx-1767730752 cardTile"><div class="jsx-1767730752 dt-tab"><div class="jsx-1767730752 topSection"><div class="jsx-1767730752 topDetails"><div class="jsx-1767730752 cardFlag"><div class="jsx-1842035938 callout C">ELEVATED BONUS OFFER</div></div><span class="jsx-1767730752 superlative"><p>Best for flexible rewards earning</p></span><div data-testid="cardName" class="jsx-1767730752 cardName"><div class="jsx-1331445845 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/7763/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><h2 class="jsx-1331445845 cardName-title">American Express® Business Gold Card</h2></a></span></div></div><div class="jsx-1767730752 compareCard"><label class="jsx-2043662968 compareCard"><input name="add_card" type="checkbox" class="jsx-2043662968 "/><span class="jsx-2043662968">Compare this card</span></label></div><div class="jsx-1767730752 editorsRating"><div style="align-items:center;flex-direction:row" class="jsx-eb71e6eaa52b9727 jsx-4016405105 editorsRating"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 tooltip"><label class="jsx-eb71e6eaa52b9727 jsx-4016405105 title">TPG Editor‘s Rating</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-7763" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Editors rating</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 dialog">Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 rating"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 stars"><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 partial"></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg></div><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 numeric">3.5 / 5</div></div><span><a href="https://thepointsguy.com/credit-cards/amex-business-gold-card-review/" class="jsx-eb71e6eaa52b9727 jsx-4016405105 defaultLink review">Go to review</a></span></div></div></div><div class="jsx-1767730752 cardArtAndApplyLink"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1849582496 applyLink"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/7763/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1849582496 cardImage"><img alt="American Express® Business Gold Card" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F66730280-4aa4-11ef-a7e9-4faf0abfb06f.png&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F66730280-4aa4-11ef-a7e9-4faf0abfb06f.png&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F66730280-4aa4-11ef-a7e9-4faf0abfb06f.png&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F66730280-4aa4-11ef-a7e9-4faf0abfb06f.png&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F66730280-4aa4-11ef-a7e9-4faf0abfb06f.png&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F66730280-4aa4-11ef-a7e9-4faf0abfb06f.png&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F66730280-4aa4-11ef-a7e9-4faf0abfb06f.png&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F66730280-4aa4-11ef-a7e9-4faf0abfb06f.png&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F66730280-4aa4-11ef-a7e9-4faf0abfb06f.png&w=3840&q=75"/></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">Apply for American Express® Business Gold Card</span></a></span><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/7763/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-821914583 cta dark"><span class="jsx-821914583">Apply now</span><span class="jsx-821914583"><svg height="18" width="14" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M3.583 5.667a3.417 3.417 0 1 1 6.834 0v1.75H3.583zm-.753 3.25h8.503a.75.75 0 0 1 .75.75V15a.75.75 0 0 1-.75.75H2.667a.75.75 0 0 1-.75-.75V9.667a.75.75 0 0 1 .75-.75zm-.747-1.424V5.667a4.917 4.917 0 0 1 9.834 0v1.826a2.251 2.251 0 0 1 1.666 2.174V15a2.25 2.25 0 0 1-2.25 2.25H2.667A2.25 2.25 0 0 1 .417 15V9.667c0-1.041.706-1.917 1.666-2.174zm5 3.84a.75.75 0 1 0 0 1.5.75.75 0 0 0 0-1.5z" fill="currentColor" fill-rule="evenodd"></path></svg></span></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">for American Express® Business Gold Card</span></a></span></div><div class="jsx-1767730752 cardTerms"><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1328787045 legalText"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045 secureSite"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045">at American Express's secure site</div></div><div class="jsx-eb71e6eaa52b9727 jsx-1328787045 terms"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045">Terms & restrictions apply.</div><a href="https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/businessgold-card/42732-9-0?key=tncBody&rwdFlag=rwd" rel="noreferrer" target="_blank" class="jsx-eb71e6eaa52b9727 jsx-1328787045 defaultLinkV1">See rates & fees.</a></div></div></div></div><div class="jsx-1767730752 rewardsRate"><div class="jsx-1381160569 rewards rewards-C"><label class="jsx-1381160569 labelWrap">Rewards rate</label><table class="jsx-2623671549 rewardsTable"><tbody class="jsx-2623671549 rewardsTableBody"><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">4X</span></td><td class="jsx-2623671549 description">Earn 4X Membership Rewards® points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.*</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">3X</span></td><td class="jsx-2623671549 description">Earn 3X Membership Rewards® points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card.*</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">1X</span></td><td class="jsx-2623671549 description">1X is earned for other purchases. **</td></tr></tbody></table></div></div><div class="jsx-1844965041"><div class="jsx-181765123 cardCharacteristics variant-A"><div class="jsx-181765123 characteristic"><div class="jsx-1428882662 introOffer-A"><div class="jsx-1428882662"><span class="jsx-1428882662 labelWrap"><label class="jsx-1428882662">Intro Offer</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-introDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Intro bonus</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-1428882662 tooltipContent">Earn 100,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*</div><div class="jsx-1871043387 pointer"></div></div></div></div></span></div><div class="jsx-1428882662">Earn 100,000 points</div></div></div><div class="jsx-181765123 characteristic"><div class="jsx-1770111297 annualFee"><label class="jsx-1770111297 labelWrap">Annual Fee</label><div class="jsx-1770111297">$375</div></div></div><div class="jsx-181765123 characteristic"><div class="jsx-3616297574 apr apr-A"><div class="jsx-3616297574 labelWrap"><label class="jsx-3616297574">Regular APR</label></div><div class="jsx-3616297574">18.74% - 27.74% Variable</div></div></div><div class="jsx-181765123 characteristic"><div class="jsx-854763532 recommendedCredit recommendedCredit-A"><div class="jsx-854763532 recommendedCreditLabel-A"><label class="jsx-854763532">Recommended Credit</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-creditDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Credit score description</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-854763532 tooltipContent">Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div><div class="jsx-854763532 creditScore"><span class="jsx-854763532 range">670-850</span><span class="jsx-854763532 description">Excellent/Good</span></div></div></div></div></div></div><div class="jsx-1767730752 bottomSectionMonarch"><div class="jsx-1767730752 whyWeChoseIt"><div class="jsx-1400964409 whyWeChoseItRoot inheritParent"><label class="jsx-1400964409">Why we chose it</label><div class="jsx-1400964409 text"><p>The Amex Business Gold card is a solid choice for high-spending small businesses with the flexibility to earn 4 points per dollar in the two categories where you spend the most. The card is ideal for businesses who value simplicity above all. Read our full review of the <a href="https://thepointsguy.com/credit-cards/amex-business-gold-card-review/">Amex Business Gold card</a>.</p> </div></div></div><div class="jsx-1767730752 tabbed"><div class="jsx-de4115f42c48e362 jsx-3532910632"><div class="jsx-de4115f42c48e362 jsx-3532910632 tabbedContent"><div class="jsx-171656303 partialAccordion"><span><button aria-expanded="false" data-testid="button" class="jsx-171656303 button"><span class="jsx-171656303">VIEW MORE</span><div class="jsx-171656303 partial carat"><svg viewBox="0 0 42 25" xmlns="http://www.w3.org/2000/svg"><path d="m20.73 25.83 2.88-2.75 18.8-17.96L38.27.78 20.91 17.36 4.34 0 0 4.14l20.72 21.7z" fill="currentColor"></path></svg></div></button></span><div class="jsx-171656303 content"><div data-testid="tabs" class="jsx-3370968206 tabs"><div data-testid="tabList" class="jsx-3370968206 tabList"><span><button class="jsx-3370968206 tab active">Pros & Cons</button></span><span><button class="jsx-3370968206 tab">More Details</button></span></div><div class="jsx-3370968206 panels"><div class="jsx-3370968206 panel"><div class="jsx-3971611116 prosCons"><div class="jsx-1517838447 pros"><h3 class="jsx-1517838447">Pros</h3><div class="jsx-1517838447 list"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">You'll earn 4 Membership Rewards points per dollar in the top 2 spending categories each billing cycle (on the first $150,000 in combined purchases each calendar year, then 1 point per dollar).</span></li></ul></div></div><div class="jsx-3069136416 cons white"><h3 class="jsx-3069136416">Cons</h3><div class="jsx-3069136416 list"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">Hefty $375 annual fee.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">There may be better options for small businesses who don't spend a lot.</span></li></ul></div></div></div></div><div class="jsx-3370968206 panel inactive"><div class="jsx-1075252574 moreDetails"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">Welcome Offer: Earn 100,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">0% Intro APR ¤ for 6 months from the date of account opening on purchases eligible for Pay Over Time, then a 18.74% to 27.74% variable APR.*</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Earn 4X Membership Rewards® points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.*</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Earn 3X Membership Rewards® points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card.*</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Get up to a $12.95** statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. **Up to $12.95 plus applicable taxes on one membership fee.*</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">The Business Gold Card now comes in three metal designs: Gold, Rose Gold and Limited Edition White Gold. White Gold design is only available while supplies last. Make your selection when you apply on Americanexpress.com.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">*Terms Apply</span></li></ul></div></div></div></div></div></div></div></div></div></div></div></section></div><div id="card-3" class="jsx-de4115f42c48e362 jsx-1260770831 cardTile"><section data-testid="cardTile" class="jsx-1767730752 cardTile"><div class="jsx-1767730752 dt-tab"><div class="jsx-1767730752 topSection"><div class="jsx-1767730752 topDetails"><div class="jsx-1767730752 cardFlag"></div><span class="jsx-1767730752 superlative"><p>Best for no annual fee</p></span><div data-testid="cardName" class="jsx-1767730752 cardName"><div class="jsx-1331445845 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/7760/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><h2 class="jsx-1331445845 cardName-title">The Blue Business® Plus Credit Card from American Express</h2></a></span></div></div><div class="jsx-1767730752 compareCard"><label class="jsx-2043662968 compareCard"><input name="add_card" type="checkbox" class="jsx-2043662968 "/><span class="jsx-2043662968">Compare this card</span></label></div><div class="jsx-1767730752 editorsRating"><div style="align-items:center;flex-direction:row" class="jsx-eb71e6eaa52b9727 jsx-4016405105 editorsRating"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 tooltip"><label class="jsx-eb71e6eaa52b9727 jsx-4016405105 title">TPG Editor‘s Rating</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-7760" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Editors rating</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 dialog">Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 rating"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 stars"><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg></div><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 numeric">4 / 5</div></div><span><a href="https://thepointsguy.com/credit-cards/blue-business-plus-amex-card-review/" class="jsx-eb71e6eaa52b9727 jsx-4016405105 defaultLink review">Go to review</a></span></div></div></div><div class="jsx-1767730752 cardArtAndApplyLink"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1849582496 applyLink"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/7760/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1849582496 cardImage"><img alt="The Blue Business® Plus Credit Card from American Express" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F8218b090-9894-11eb-be9c-9790947db9db.jpg&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F8218b090-9894-11eb-be9c-9790947db9db.jpg&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F8218b090-9894-11eb-be9c-9790947db9db.jpg&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F8218b090-9894-11eb-be9c-9790947db9db.jpg&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F8218b090-9894-11eb-be9c-9790947db9db.jpg&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F8218b090-9894-11eb-be9c-9790947db9db.jpg&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F8218b090-9894-11eb-be9c-9790947db9db.jpg&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F8218b090-9894-11eb-be9c-9790947db9db.jpg&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F8218b090-9894-11eb-be9c-9790947db9db.jpg&w=3840&q=75"/></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">Apply for The Blue Business® Plus Credit Card from American Express</span></a></span><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/7760/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-821914583 cta dark"><span class="jsx-821914583">Apply now</span><span class="jsx-821914583"><svg height="18" width="14" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M3.583 5.667a3.417 3.417 0 1 1 6.834 0v1.75H3.583zm-.753 3.25h8.503a.75.75 0 0 1 .75.75V15a.75.75 0 0 1-.75.75H2.667a.75.75 0 0 1-.75-.75V9.667a.75.75 0 0 1 .75-.75zm-.747-1.424V5.667a4.917 4.917 0 0 1 9.834 0v1.826a2.251 2.251 0 0 1 1.666 2.174V15a2.25 2.25 0 0 1-2.25 2.25H2.667A2.25 2.25 0 0 1 .417 15V9.667c0-1.041.706-1.917 1.666-2.174zm5 3.84a.75.75 0 1 0 0 1.5.75.75 0 0 0 0-1.5z" fill="currentColor" fill-rule="evenodd"></path></svg></span></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">for The Blue Business® Plus Credit Card from American Express</span></a></span></div><div class="jsx-1767730752 cardTerms"><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1328787045 legalText"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045 secureSite"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045">at American Express's secure site</div></div><div class="jsx-eb71e6eaa52b9727 jsx-1328787045 terms"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045">Terms & restrictions apply.</div><a href="https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/bluebusinessplus-credit-card/61468-9-0?rwdFlag=rwd/?rwdFlag=rwd#FeeTable" rel="noreferrer" target="_blank" class="jsx-eb71e6eaa52b9727 jsx-1328787045 defaultLinkV1">See rates & fees.</a></div></div></div></div><div class="jsx-1767730752 rewardsRate"><div class="jsx-1381160569 rewards rewards-C"><label class="jsx-1381160569 labelWrap">Rewards rate</label><table class="jsx-2623671549 rewardsTable"><tbody class="jsx-2623671549 rewardsTableBody"><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">2X</span></td><td class="jsx-2623671549 description">Earn 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply.</td></tr></tbody></table></div></div><div class="jsx-1844965041"><div class="jsx-181765123 cardCharacteristics variant-A"><div class="jsx-181765123 characteristic"><div class="jsx-1428882662 introOffer-A"><div class="jsx-1428882662"><span class="jsx-1428882662 labelWrap"><label class="jsx-1428882662">Intro Offer</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-introDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Intro bonus</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-1428882662 tooltipContent">Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.</div><div class="jsx-1871043387 pointer"></div></div></div></div></span></div><div class="jsx-1428882662">15,000 Membership Rewards® points</div></div></div><div class="jsx-181765123 characteristic"><div class="jsx-1770111297 annualFee"><label class="jsx-1770111297 labelWrap">Annual Fee</label><div class="jsx-1770111297">No annual fee</div></div></div><div class="jsx-181765123 characteristic"><div class="jsx-3616297574 apr apr-A"><div class="jsx-3616297574 labelWrap"><label class="jsx-3616297574">Regular APR</label></div><div class="jsx-3616297574">17.74% - 25.74% Variable</div></div></div><div class="jsx-181765123 characteristic"><div class="jsx-854763532 recommendedCredit recommendedCredit-A"><div class="jsx-854763532 recommendedCreditLabel-A"><label class="jsx-854763532">Recommended Credit</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-creditDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Credit score description</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-854763532 tooltipContent">Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div><div class="jsx-854763532 creditScore"><span class="jsx-854763532 range">670-850</span><span class="jsx-854763532 description">Excellent, Good</span></div></div></div></div></div></div><div class="jsx-1767730752 bottomSectionMonarch"><div class="jsx-1767730752 whyWeChoseIt"><div class="jsx-1400964409 whyWeChoseItRoot inheritParent"><label class="jsx-1400964409">Why we chose it</label><div class="jsx-1400964409 text"><p>The Blue Business Plus is a great card for small business owners who want to earn lucrative Membership Rewards points on everyday business spending. It was created specifically for sole proprietorships and start-ups with limited revenue who would appreciate a card with an introductory interest rate and expanded buying power. Read our full <a href="https://thepointsguy.com/credit-cards/blue-business-plus-amex-card-review/">review of the Blue Business Plus Credit Card from American Express</a>. </p> </div></div></div><div class="jsx-1767730752 tabbed"><div class="jsx-de4115f42c48e362 jsx-3532910632"><div class="jsx-de4115f42c48e362 jsx-3532910632 tabbedContent"><div class="jsx-171656303 partialAccordion"><span><button aria-expanded="false" data-testid="button" class="jsx-171656303 button"><span class="jsx-171656303">VIEW MORE</span><div class="jsx-171656303 partial carat"><svg viewBox="0 0 42 25" xmlns="http://www.w3.org/2000/svg"><path d="m20.73 25.83 2.88-2.75 18.8-17.96L38.27.78 20.91 17.36 4.34 0 0 4.14l20.72 21.7z" fill="currentColor"></path></svg></div></button></span><div class="jsx-171656303 content"><div data-testid="tabs" class="jsx-3370968206 tabs"><div data-testid="tabList" class="jsx-3370968206 tabList"><span><button class="jsx-3370968206 tab active">Pros & Cons</button></span><span><button class="jsx-3370968206 tab">More Details</button></span></div><div class="jsx-3370968206 panels"><div class="jsx-3370968206 panel"><div class="jsx-3971611116 prosCons"><div class="jsx-1517838447 pros"><h3 class="jsx-1517838447">Pros</h3><div class="jsx-1517838447 list"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">No annual fee.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Earn Membership Rewards points; transfer points to 22 travel partners.</span></li></ul></div></div><div class="jsx-3069136416 cons white"><h3 class="jsx-3069136416">Cons</h3><div class="jsx-3069136416 list"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">2x points capped at $50,000 a calendar year (then 1x)</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">No higher bonus categories for business-related spending.</span></li></ul></div></div></div></div><div class="jsx-3370968206 panel inactive"><div class="jsx-1075252574 moreDetails"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 17.74% - 25.74%, based on your creditworthiness and other factors at account opening. APR will not exceed 29.99%</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Earn 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">You’ve got the power to spend beyond your credit limit* with Expanded Buying Power. *The amount you can spend above your credit limit is flexible, so it adapts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. Just remember, the amount you can spend with Expanded Buying Power is not unlimited.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">No Annual Fee</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Terms Apply.</span></li></ul></div></div></div></div></div></div></div></div></div></div></div></section></div><div id="card-4" class="jsx-de4115f42c48e362 jsx-1260770831 cardTile"><section data-testid="cardTile" class="jsx-1767730752 cardTile"><div class="jsx-1767730752 dt-tab"><div class="jsx-1767730752 topSection"><div class="jsx-1767730752 topDetails"><div class="jsx-1767730752 cardFlag"><div class="jsx-1842035938 callout C">Earn $4,000 or more in cash bonuses</div></div><span class="jsx-1767730752 superlative"><p>Best for unlimited business cash back</p></span><div data-testid="cardName" class="jsx-1767730752 cardName"><div class="jsx-1331445845 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/8145/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><h2 class="jsx-1331445845 cardName-title">Capital One Spark Cash Plus</h2></a></span></div></div><div class="jsx-1767730752 compareCard"><label class="jsx-2043662968 compareCard"><input name="add_card" type="checkbox" class="jsx-2043662968 "/><span class="jsx-2043662968">Compare this card</span></label></div><div class="jsx-1767730752 editorsRating"><div style="align-items:center;flex-direction:row" class="jsx-eb71e6eaa52b9727 jsx-4016405105 editorsRating"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 tooltip"><label class="jsx-eb71e6eaa52b9727 jsx-4016405105 title">TPG Editor‘s Rating</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-8145" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Editors rating</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 dialog">Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 rating"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 stars"><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 partial"></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg></div><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 numeric">3.5 / 5</div></div><span><a href="https://thepointsguy.com/credit-cards/reviews/capital-one-spark-cash-plus-review/" class="jsx-eb71e6eaa52b9727 jsx-4016405105 defaultLink review">Go to review</a></span></div></div></div><div class="jsx-1767730752 cardArtAndApplyLink"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1849582496 applyLink"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/8145/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1849582496 cardImage"><img alt="Capital One Spark Cash Plus" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F5eb48ea0-e079-11ee-b6aa-83dad90afdcd.png&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F5eb48ea0-e079-11ee-b6aa-83dad90afdcd.png&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F5eb48ea0-e079-11ee-b6aa-83dad90afdcd.png&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F5eb48ea0-e079-11ee-b6aa-83dad90afdcd.png&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F5eb48ea0-e079-11ee-b6aa-83dad90afdcd.png&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F5eb48ea0-e079-11ee-b6aa-83dad90afdcd.png&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F5eb48ea0-e079-11ee-b6aa-83dad90afdcd.png&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F5eb48ea0-e079-11ee-b6aa-83dad90afdcd.png&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F5eb48ea0-e079-11ee-b6aa-83dad90afdcd.png&w=3840&q=75"/></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">Apply for Capital One Spark Cash Plus</span></a></span><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/8145/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-821914583 cta dark"><span class="jsx-821914583">Apply now</span><span class="jsx-821914583"><svg height="18" width="14" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M3.583 5.667a3.417 3.417 0 1 1 6.834 0v1.75H3.583zm-.753 3.25h8.503a.75.75 0 0 1 .75.75V15a.75.75 0 0 1-.75.75H2.667a.75.75 0 0 1-.75-.75V9.667a.75.75 0 0 1 .75-.75zm-.747-1.424V5.667a4.917 4.917 0 0 1 9.834 0v1.826a2.251 2.251 0 0 1 1.666 2.174V15a2.25 2.25 0 0 1-2.25 2.25H2.667A2.25 2.25 0 0 1 .417 15V9.667c0-1.041.706-1.917 1.666-2.174zm5 3.84a.75.75 0 1 0 0 1.5.75.75 0 0 0 0-1.5z" fill="currentColor" fill-rule="evenodd"></path></svg></span></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">for Capital One Spark Cash Plus</span></a></span></div><div class="jsx-1767730752 cardTerms"><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1328787045 legalText"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045 secureSite"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045">at Capital One's secure site</div></div><div class="jsx-eb71e6eaa52b9727 jsx-1328787045 terms"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045">Terms & restrictions apply.</div><a href="https://d25970n8puso9u.cloudfront.net/disclosure.31023.en-US.pdf" rel="noreferrer" target="_blank" class="jsx-eb71e6eaa52b9727 jsx-1328787045 defaultLinkV1">See rates & fees.</a></div></div></div></div><div class="jsx-1767730752 rewardsRate"><div class="jsx-1381160569 rewards rewards-C"><label class="jsx-1381160569 labelWrap">Rewards rate</label><table class="jsx-2623671549 rewardsTable"><tbody class="jsx-2623671549 rewardsTableBody"><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">5%</span></td><td class="jsx-2623671549 description">Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">2%</span></td><td class="jsx-2623671549 description">Earn unlimited 2% cash back on every purchase, everywhere—with no limits or category restrictions</td></tr></tbody></table></div></div><div class="jsx-1844965041"><div class="jsx-181765123 cardCharacteristics variant-A"><div class="jsx-181765123 characteristic"><div class="jsx-1428882662 introOffer-A"><div class="jsx-1428882662"><span class="jsx-1428882662 labelWrap"><label class="jsx-1428882662">Intro Offer</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-introDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Intro bonus</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-1428882662 tooltipContent">$2,000 cash back once you spend $30,000 in the first 3 months. Earn an additional $2,000 cash bonus for every $500K spent during the first year</div><div class="jsx-1871043387 pointer"></div></div></div></div></span></div><div class="jsx-1428882662">$2,000+ cash back</div></div></div><div class="jsx-181765123 characteristic"><div class="jsx-1770111297 annualFee"><label class="jsx-1770111297 labelWrap">Annual Fee</label><div class="jsx-1770111297">$150</div></div></div><div class="jsx-181765123 characteristic"><div class="jsx-3616297574 apr apr-A"><div class="jsx-3616297574 labelWrap"><label class="jsx-3616297574">Regular APR</label></div><div class="jsx-3616297574">N/A</div></div></div><div class="jsx-181765123 characteristic"><div class="jsx-854763532 recommendedCredit recommendedCredit-A"><div class="jsx-854763532 recommendedCreditLabel-A"><label class="jsx-854763532">Recommended Credit</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-creditDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Credit score description</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-854763532 tooltipContent">Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div><div class="jsx-854763532 creditScore"><span class="jsx-854763532 range">740-850</span><span class="jsx-854763532 description">Excellent</span></div></div></div></div></div></div><div class="jsx-1767730752 bottomSectionMonarch"><div class="jsx-1767730752 whyWeChoseIt"><div class="jsx-1400964409 whyWeChoseItRoot inheritParent"><label class="jsx-1400964409">Why we chose it</label><div class="jsx-1400964409 text"><p>The Capital Spark Cash Plus is a great cash back card for larger businesses with high spending. It allows business owners to earn unlimited 2% cash back on every purchase, and Capital One will refund the card’s annual fee if the business meets a minimum spend of $150,000 annually. Read our full <a href="https://thepointsguy.com/credit-cards/reviews/capital-one-spark-cash-plus-review/">review of the Capital One Spark Cash Plus credit card</a>.</p> </div></div></div><div class="jsx-1767730752 tabbed"><div class="jsx-de4115f42c48e362 jsx-3532910632"><div class="jsx-de4115f42c48e362 jsx-3532910632 tabbedContent"><div class="jsx-171656303 partialAccordion"><span><button aria-expanded="false" data-testid="button" class="jsx-171656303 button"><span class="jsx-171656303">VIEW MORE</span><div class="jsx-171656303 partial carat"><svg viewBox="0 0 42 25" xmlns="http://www.w3.org/2000/svg"><path d="m20.73 25.83 2.88-2.75 18.8-17.96L38.27.78 20.91 17.36 4.34 0 0 4.14l20.72 21.7z" fill="currentColor"></path></svg></div></button></span><div class="jsx-171656303 content"><div data-testid="tabs" class="jsx-3370968206 tabs"><div data-testid="tabList" class="jsx-3370968206 tabList"><span><button class="jsx-3370968206 tab active">Pros & Cons</button></span><span><button class="jsx-3370968206 tab">More Details</button></span></div><div class="jsx-3370968206 panels"><div class="jsx-3370968206 panel"><div class="jsx-3971611116 prosCons"><div class="jsx-1517838447 pros"><h3 class="jsx-1517838447">Pros</h3><div class="jsx-1517838447 list"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">The card features unlimited 2% cash back on every purchase</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">This card offers a large welcome bonus</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Hotels and rental cars booked through Capital One Travel are eligible for 5% cash back</span></li></ul></div></div><div class="jsx-3069136416 cons white"><h3 class="jsx-3069136416">Cons</h3><div class="jsx-3069136416 list"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">The card has a $150 annual fee</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">The required spend to waive the annual fee is very high</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">The card’s balance must be paid in full every month</span></li></ul></div></div></div></div><div class="jsx-3370968206 panel inactive"><div class="jsx-1075252574 moreDetails"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">Earn a one-time cash bonus of $2,000 once you spend $30,000 in the first 3 months</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Earn an additional $2,000 cash bonus for every $500K spent during the first year. You can earn this bonus multiple times over the course of year 1!</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Earn unlimited 2% cash back on every purchase, everywhere—with no limits or category restrictions</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Enjoy purchasing power that adapts to your business. The Spark Cash Plus card has no preset spending limit, so it can adapt to your needs based on your spending behavior, payment history, credit profile and other factors</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Empower your teams to make business purchases while you earn rewards from their transactions with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">$150 annual fee - Spend $150,000 annually and Capital One will refund this fee every year</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Spark Cash Plus has no APR because your balance is due in full every month</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">For businesses that need large spending capacity and want to maximize cash back</span></li></ul></div></div></div></div></div></div></div></div></div></div></div></section></div><div id="card-5" class="jsx-de4115f42c48e362 jsx-1260770831 cardTile"><section data-testid="cardTile" class="jsx-1767730752 cardTile"><div class="jsx-1767730752 dt-tab"><div class="jsx-1767730752 topSection"><div class="jsx-1767730752 topDetails"><div class="jsx-1767730752 cardFlag"></div><span class="jsx-1767730752 superlative"><p>Best for Delta business travelers </p></span><div data-testid="cardName" class="jsx-1767730752 cardName"><div class="jsx-1331445845 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/7840/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><h2 class="jsx-1331445845 cardName-title">Delta SkyMiles® Reserve Business American Express Card</h2></a></span></div></div><div class="jsx-1767730752 compareCard"><label class="jsx-2043662968 compareCard"><input name="add_card" type="checkbox" class="jsx-2043662968 "/><span class="jsx-2043662968">Compare this card</span></label></div><div class="jsx-1767730752 editorsRating"><div style="align-items:center;flex-direction:row" class="jsx-eb71e6eaa52b9727 jsx-4016405105 editorsRating"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 tooltip"><label class="jsx-eb71e6eaa52b9727 jsx-4016405105 title">TPG Editor‘s Rating</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-7840" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Editors rating</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 dialog">Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 rating"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 stars"><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 partial"></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg></div><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 numeric">3.5 / 5</div></div><span><a href="https://thepointsguy.com/credit-cards/delta-reserve-amex-review/" class="jsx-eb71e6eaa52b9727 jsx-4016405105 defaultLink review">Go to review</a></span></div></div></div><div class="jsx-1767730752 cardArtAndApplyLink"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1849582496 applyLink"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/7840/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1849582496 cardImage"><img alt="Delta SkyMiles® Reserve Business American Express Card" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F0f42c4e0-2412-11ef-bab3-196138b9c6eb.jpeg&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F0f42c4e0-2412-11ef-bab3-196138b9c6eb.jpeg&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F0f42c4e0-2412-11ef-bab3-196138b9c6eb.jpeg&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F0f42c4e0-2412-11ef-bab3-196138b9c6eb.jpeg&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F0f42c4e0-2412-11ef-bab3-196138b9c6eb.jpeg&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F0f42c4e0-2412-11ef-bab3-196138b9c6eb.jpeg&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F0f42c4e0-2412-11ef-bab3-196138b9c6eb.jpeg&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F0f42c4e0-2412-11ef-bab3-196138b9c6eb.jpeg&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F0f42c4e0-2412-11ef-bab3-196138b9c6eb.jpeg&w=3840&q=75"/></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">Apply for Delta SkyMiles® Reserve Business American Express Card</span></a></span><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/7840/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-821914583 cta dark"><span class="jsx-821914583">Apply now</span><span class="jsx-821914583"><svg height="18" width="14" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M3.583 5.667a3.417 3.417 0 1 1 6.834 0v1.75H3.583zm-.753 3.25h8.503a.75.75 0 0 1 .75.75V15a.75.75 0 0 1-.75.75H2.667a.75.75 0 0 1-.75-.75V9.667a.75.75 0 0 1 .75-.75zm-.747-1.424V5.667a4.917 4.917 0 0 1 9.834 0v1.826a2.251 2.251 0 0 1 1.666 2.174V15a2.25 2.25 0 0 1-2.25 2.25H2.667A2.25 2.25 0 0 1 .417 15V9.667c0-1.041.706-1.917 1.666-2.174zm5 3.84a.75.75 0 1 0 0 1.5.75.75 0 0 0 0-1.5z" fill="currentColor" fill-rule="evenodd"></path></svg></span></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">for Delta SkyMiles® Reserve Business American Express Card</span></a></span></div><div class="jsx-1767730752 cardTerms"><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1328787045 legalText"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045 secureSite"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045">at American Express's secure site</div></div><div class="jsx-eb71e6eaa52b9727 jsx-1328787045 terms"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045">Terms & restrictions apply.</div><a href="https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/delta-skymiles-reserve/61468-9-0?key=tncBody&rwdFlag=rwd" rel="noreferrer" target="_blank" class="jsx-eb71e6eaa52b9727 jsx-1328787045 defaultLinkV1">See rates & fees.</a></div></div></div></div><div class="jsx-1767730752 rewardsRate"><div class="jsx-1381160569 rewards rewards-C"><label class="jsx-1381160569 labelWrap">Rewards rate</label><table class="jsx-2623671549 rewardsTable"><tbody class="jsx-2623671549 rewardsTableBody"><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">3X</span></td><td class="jsx-2623671549 description">Earn 3 miles per dollar on eligible Delta purchases.</td></tr></tbody></table></div></div><div class="jsx-1844965041"><div class="jsx-181765123 cardCharacteristics variant-A"><div class="jsx-181765123 characteristic"><div class="jsx-1428882662 introOffer-A"><div class="jsx-1428882662"><span class="jsx-1428882662 labelWrap"><label class="jsx-1428882662">Intro Offer</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-introDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Intro bonus</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-1428882662 tooltipContent">Earn 80,000 Bonus Miles after spending $10,000 in purchases on your new Card in your first 6 months of Card Membership.</div><div class="jsx-1871043387 pointer"></div></div></div></div></span></div><div class="jsx-1428882662">Earn 80,000 Bonus Miles</div></div></div><div class="jsx-181765123 characteristic"><div class="jsx-1770111297 annualFee"><label class="jsx-1770111297 labelWrap">Annual Fee</label><div class="jsx-1770111297">$650</div></div></div><div class="jsx-181765123 characteristic"><div class="jsx-3616297574 apr apr-A"><div class="jsx-3616297574 labelWrap"><label class="jsx-3616297574">Regular APR</label></div><div class="jsx-3616297574">20.24% - 29.24% Variable</div></div></div><div class="jsx-181765123 characteristic"><div class="jsx-854763532 recommendedCredit recommendedCredit-A"><div class="jsx-854763532 recommendedCreditLabel-A"><label class="jsx-854763532">Recommended Credit</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-creditDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Credit score description</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-854763532 tooltipContent">Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div><div class="jsx-854763532 creditScore"><span class="jsx-854763532 range">670-850</span><span class="jsx-854763532 description">Excellent/Good</span></div></div></div></div></div></div><div class="jsx-1767730752 bottomSectionMonarch"><div class="jsx-1767730752 whyWeChoseIt"><div class="jsx-1400964409 whyWeChoseItRoot inheritParent"><label class="jsx-1400964409">Why we chose it</label><div class="jsx-1400964409 text"><p>If you’re a high-budget business owner and fly Delta often, the Delta SkyMiles Reserve Business American Express Card is an elite airline card with a sleuth of benefits. While the card does come with a high annual fee, the impressive benefits including exclusive Delta SkyClub and Amex Centurion lounge access, airport, free checked bags, priority boarding and a fast track to Delta’s elite Medallion flying status by spending a considerable amount on the card. Read our full review of the <a href="https://thepointsguy.com/credit-cards/delta-reserve-amex-review/">Delta SkyMiles Reserve Business Amex Card</a>. <em>Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.</em></p> </div></div></div><div class="jsx-1767730752 tabbed"><div class="jsx-de4115f42c48e362 jsx-3532910632"><div class="jsx-de4115f42c48e362 jsx-3532910632 tabbedContent"><div class="jsx-171656303 partialAccordion"><span><button aria-expanded="false" data-testid="button" class="jsx-171656303 button"><span class="jsx-171656303">VIEW MORE</span><div class="jsx-171656303 partial carat"><svg viewBox="0 0 42 25" xmlns="http://www.w3.org/2000/svg"><path d="m20.73 25.83 2.88-2.75 18.8-17.96L38.27.78 20.91 17.36 4.34 0 0 4.14l20.72 21.7z" fill="currentColor"></path></svg></div></button></span><div class="jsx-171656303 content"><div data-testid="tabs" class="jsx-3370968206 tabs"><div data-testid="tabList" class="jsx-3370968206 tabList"><span><button class="jsx-3370968206 tab active">Pros & Cons</button></span><span><button class="jsx-3370968206 tab">More Details</button></span></div><div class="jsx-3370968206 panels"><div class="jsx-3370968206 panel"><div class="jsx-3971611116 prosCons"><div class="jsx-1517838447 pros"><h3 class="jsx-1517838447">Pros</h3><div class="jsx-1517838447 list"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">A companion certificate that can be used for a US, Mexico, Caribbean or South American first-class, Delta Comfort+ or domestic main cabin round-trip flight</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Exclusive lounge access</span></li></ul></div></div><div class="jsx-3069136416 cons white"><h3 class="jsx-3069136416">Cons</h3><div class="jsx-3069136416 list"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">Steep $650 annual fee</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Limited reward earning rates outside of Delta purchases</span></li></ul></div></div></div></div><div class="jsx-3370968206 panel inactive"><div class="jsx-1075252574 moreDetails"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">Welcome Offer: Earn 80,000 Bonus Miles after spending $10,000 in purchases on your new Card in your first 6 months of Card Membership.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Enter Delta Sky Club® at no cost. Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Earn 3 miles per dollar on eligible Delta purchases.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Get closer to elevated Status next Medallion® Year with MQD Headstart and MQD Boost: receive $2,500 Medallion Qualification Dollars each Medallion Qualification Year and earn $1 MQD for each $10 on purchases with your Delta SkyMiles® Reserve Business American Express Card.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Receive a Companion Certificate on First Class, Delta Comfort+®, or Main Cabin domestic, Caribbean, or Central American roundtrip flights each year after renewal of your Card. The Companion Ticket requires payment of government-imposed taxes and fees of no more than $80 for roundtrip domestic flights and no more than $250 for roundtrip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">With the $240 Resy Credit, earn up to $20 per month in statement credits on eligible Resy purchases using your enrolled Card.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Earn up to $10 back each month after using your enrolled Delta SkyMiles® Reserve Business American Express Card for U.S. rideshare purchases with select providers.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Save 15% when booking Award Travel on Delta flights. Not applicable to partner-operated flights or to taxes and fees.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Not a Medallion Member? Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">As a benefit of Card Membership, you can check your first bag free on Delta flights, saving up to $70 on a round-trip Delta flight per person. For a family of four that’s a potential savings of up to $280 per round-trip flight.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">When you purchase a Delta flight with your Delta SkyMiles® Reserve Business Card, you will receive complimentary access to The Centurion® Lounge or Escape Lounge – The Centurion® Studio Partner.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Elevate your travel experience with an annual statement credit of up to $250 after using your Delta SkyMiles® Reserve Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Enjoy travel without foreign transaction fees from American Express with your Delta SkyMiles® Reserve Business American Express Card.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Terms and limitations apply.</span></li></ul></div></div></div></div></div></div></div></div></div></div></div></section></div><div id="card-6" class="jsx-de4115f42c48e362 jsx-1260770831 cardTile"><section data-testid="cardTile" class="jsx-1767730752 cardTile"><div class="jsx-1767730752 dt-tab"><div class="jsx-1767730752 topSection"><div class="jsx-1767730752 topDetails"><div class="jsx-1767730752 cardFlag"></div><span class="jsx-1767730752 superlative"><p>Best for bonus earning</p></span><div data-testid="cardName" class="jsx-1767730752 cardName"><div class="jsx-1331445845 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/221211973/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><h2 class="jsx-1331445845 cardName-title">Ink Business Preferred® Credit Card</h2></a></span></div></div><div class="jsx-1767730752 compareCard"><label class="jsx-2043662968 compareCard"><input name="add_card" type="checkbox" class="jsx-2043662968 "/><span class="jsx-2043662968">Compare this card</span></label></div><div class="jsx-1767730752 editorsRating"><div style="align-items:center;flex-direction:row" class="jsx-eb71e6eaa52b9727 jsx-4016405105 editorsRating"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 tooltip"><label class="jsx-eb71e6eaa52b9727 jsx-4016405105 title">TPG Editor‘s Rating</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-221211973" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Editors rating</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 dialog">Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 rating"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 stars"><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 partial"></path></svg></div><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 numeric">4.5 / 5</div></div><span><a href="https://thepointsguy.com/credit-cards/ink-business-preferred-card-review/" class="jsx-eb71e6eaa52b9727 jsx-4016405105 defaultLink review">Go to review</a></span></div></div></div><div class="jsx-1767730752 cardArtAndApplyLink"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1849582496 applyLink"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/221211973/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1849582496 cardImage"><img alt="Ink Business Preferred® Credit Card" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fdbb16cd0-f075-11eb-99d8-ddd3faec9ad4.png&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fdbb16cd0-f075-11eb-99d8-ddd3faec9ad4.png&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fdbb16cd0-f075-11eb-99d8-ddd3faec9ad4.png&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fdbb16cd0-f075-11eb-99d8-ddd3faec9ad4.png&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fdbb16cd0-f075-11eb-99d8-ddd3faec9ad4.png&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fdbb16cd0-f075-11eb-99d8-ddd3faec9ad4.png&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fdbb16cd0-f075-11eb-99d8-ddd3faec9ad4.png&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fdbb16cd0-f075-11eb-99d8-ddd3faec9ad4.png&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fdbb16cd0-f075-11eb-99d8-ddd3faec9ad4.png&w=3840&q=75"/></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">Apply for Ink Business Preferred® Credit Card</span></a></span><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/221211973/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-821914583 cta dark"><span class="jsx-821914583">Apply now</span><span class="jsx-821914583"><svg height="18" width="14" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M3.583 5.667a3.417 3.417 0 1 1 6.834 0v1.75H3.583zm-.753 3.25h8.503a.75.75 0 0 1 .75.75V15a.75.75 0 0 1-.75.75H2.667a.75.75 0 0 1-.75-.75V9.667a.75.75 0 0 1 .75-.75zm-.747-1.424V5.667a4.917 4.917 0 0 1 9.834 0v1.826a2.251 2.251 0 0 1 1.666 2.174V15a2.25 2.25 0 0 1-2.25 2.25H2.667A2.25 2.25 0 0 1 .417 15V9.667c0-1.041.706-1.917 1.666-2.174zm5 3.84a.75.75 0 1 0 0 1.5.75.75 0 0 0 0-1.5z" fill="currentColor" fill-rule="evenodd"></path></svg></span></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">for Ink Business Preferred® Credit Card</span></a></span></div><div class="jsx-1767730752 cardTerms"><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1328787045 legalText"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045 secureSite"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045">at Chase's secure site</div></div></div></div></div><div class="jsx-1767730752 rewardsRate"><div class="jsx-1381160569 rewards rewards-C"><label class="jsx-1381160569 labelWrap">Rewards rate</label><table class="jsx-2623671549 rewardsTable"><tbody class="jsx-2623671549 rewardsTableBody"><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">3X</span></td><td class="jsx-2623671549 description">Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">1X</span></td><td class="jsx-2623671549 description">Earn 1 point per $1 on all other purchases – with no limit to the amount you can earn</td></tr></tbody></table></div></div><div class="jsx-1844965041"><div class="jsx-181765123 cardCharacteristics variant-A"><div class="jsx-181765123 characteristic"><div class="jsx-1428882662 introOffer-A"><div class="jsx-1428882662"><span class="jsx-1428882662 labelWrap"><label class="jsx-1428882662">Intro Offer</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-introDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Intro bonus</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-1428882662 tooltipContent">Earn 90,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.</div><div class="jsx-1871043387 pointer"></div></div></div></div></span></div><div class="jsx-1428882662">Earn 90,000 bonus points</div></div></div><div class="jsx-181765123 characteristic"><div class="jsx-1770111297 annualFee"><label class="jsx-1770111297 labelWrap">Annual Fee</label><div class="jsx-1770111297">$95</div></div></div><div class="jsx-181765123 characteristic"><div class="jsx-3616297574 apr apr-A"><div class="jsx-3616297574 labelWrap"><label class="jsx-3616297574">Regular APR</label></div><div class="jsx-3616297574">20.74% - 26.74% Variable</div></div></div><div class="jsx-181765123 characteristic"><div class="jsx-854763532 recommendedCredit recommendedCredit-A"><div class="jsx-854763532 recommendedCreditLabel-A"><label class="jsx-854763532">Recommended Credit</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-creditDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Credit score description</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-854763532 tooltipContent">Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div><div class="jsx-854763532 creditScore"><span class="jsx-854763532 range">670-850</span><span class="jsx-854763532 description">Good, Excellent</span></div></div></div></div></div></div><div class="jsx-1767730752 bottomSectionMonarch"><div class="jsx-1767730752 whyWeChoseIt"><div class="jsx-1400964409 whyWeChoseItRoot inheritParent"><label class="jsx-1400964409">Why we chose it</label><div class="jsx-1400964409 text"><p>The Ink Business Preferred Credit Card's sign-up bonus is a generous offer for the card. Plus earn points across the four bonus categories (travel, shipping, advertising and telecommunication providers) that are most popular with businesses. The card comes with travel protections, shopping protections and will also have primary coverage when renting a car for business purposes for you and your employees. Read our full <a href="https://thepointsguy.com/credit-cards/ink-business-preferred-card-review/">review of the Ink Business Preferred Credit Card</a>.</p> </div></div></div><div class="jsx-1767730752 tabbed"><div class="jsx-de4115f42c48e362 jsx-3532910632"><div class="jsx-de4115f42c48e362 jsx-3532910632 tabbedContent"><div class="jsx-171656303 partialAccordion"><span><button aria-expanded="false" data-testid="button" class="jsx-171656303 button"><span class="jsx-171656303">VIEW MORE</span><div class="jsx-171656303 partial carat"><svg viewBox="0 0 42 25" xmlns="http://www.w3.org/2000/svg"><path d="m20.73 25.83 2.88-2.75 18.8-17.96L38.27.78 20.91 17.36 4.34 0 0 4.14l20.72 21.7z" fill="currentColor"></path></svg></div></button></span><div class="jsx-171656303 content"><div data-testid="tabs" class="jsx-3370968206 tabs"><div data-testid="tabList" class="jsx-3370968206 tabList"><span><button class="jsx-3370968206 tab active">Pros & Cons</button></span><span><button class="jsx-3370968206 tab">More Details</button></span></div><div class="jsx-3370968206 panels"><div class="jsx-3370968206 panel"><div class="jsx-3971611116 prosCons"><div class="jsx-1517838447 pros"><h3 class="jsx-1517838447">Pros</h3><div class="jsx-1517838447 list"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">Access to the Chase Ultimate Rewards portal for points redemption.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Reasonable $95 annual fee.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Bonus categories that are most relevant to business owners; primary car insurance.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Perks including cellphone and purchase protection; extended warranty; trip cancellation/interruption insurance; trip delay reimbursement;.</span></li></ul></div></div><div class="jsx-3069136416 cons white"><h3 class="jsx-3069136416">Cons</h3><div class="jsx-3069136416 list"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">Yearly cap on bonus categories.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">No travel perks.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Subject to Chase's 5/24 rule on card applications.</span></li></ul></div></div></div></div><div class="jsx-3370968206 panel inactive"><div class="jsx-1075252574 moreDetails"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">Earn 90k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $900 cash back or $1,125 toward travel when redeemed through Chase Travel℠</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Round-the-clock monitoring for unusual credit card purchases</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Points are worth 25% more when you redeem for travel through Chase Travel℠</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Member FDIC</span></li></ul></div></div></div></div></div></div></div></div></div></div></div></section></div><div id="card-7" class="jsx-de4115f42c48e362 jsx-1260770831 cardTile"><section data-testid="cardTile" class="jsx-1767730752 cardTile"><div class="jsx-1767730752 dt-tab"><div class="jsx-1767730752 topSection"><div class="jsx-1767730752 topDetails"><div class="jsx-1767730752 cardFlag"></div><span class="jsx-1767730752 superlative"><p>Best for flat-rate business cash back rewards</p></span><div data-testid="cardName" class="jsx-1767730752 cardName"><div class="jsx-1331445845 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/10818/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><h2 class="jsx-1331445845 cardName-title">Capital One Spark Cash</h2></a></span></div></div><div class="jsx-1767730752 compareCard"><label class="jsx-2043662968 compareCard"><input name="add_card" type="checkbox" class="jsx-2043662968 "/><span class="jsx-2043662968">Compare this card</span></label></div><div class="jsx-1767730752 editorsRating"><div style="align-items:center;flex-direction:row" class="jsx-eb71e6eaa52b9727 jsx-4016405105 editorsRating"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 tooltip"><label class="jsx-eb71e6eaa52b9727 jsx-4016405105 title">TPG Editor‘s Rating</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-10818" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Editors rating</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 dialog">Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 rating"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 stars"><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 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partial"></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg></div><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 numeric">2.5 / 5</div></div><span><a href="https://thepointsguy.com/credit-cards/reviews/capital-one-spark-cash-review/" class="jsx-eb71e6eaa52b9727 jsx-4016405105 defaultLink review">Go to review</a></span></div></div></div><div class="jsx-1767730752 cardArtAndApplyLink"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1849582496 applyLink"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/10818/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1849582496 cardImage"><img alt="Capital One Spark Cash" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F30ac1be0-96fe-11ef-8329-f14e8e205e85.png&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F30ac1be0-96fe-11ef-8329-f14e8e205e85.png&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F30ac1be0-96fe-11ef-8329-f14e8e205e85.png&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F30ac1be0-96fe-11ef-8329-f14e8e205e85.png&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F30ac1be0-96fe-11ef-8329-f14e8e205e85.png&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F30ac1be0-96fe-11ef-8329-f14e8e205e85.png&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F30ac1be0-96fe-11ef-8329-f14e8e205e85.png&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F30ac1be0-96fe-11ef-8329-f14e8e205e85.png&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F30ac1be0-96fe-11ef-8329-f14e8e205e85.png&w=3840&q=75"/></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">Apply for Capital One Spark Cash</span></a></span><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/10818/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-821914583 cta dark"><span class="jsx-821914583">Apply now</span><span class="jsx-821914583"><svg height="18" width="14" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M3.583 5.667a3.417 3.417 0 1 1 6.834 0v1.75H3.583zm-.753 3.25h8.503a.75.75 0 0 1 .75.75V15a.75.75 0 0 1-.75.75H2.667a.75.75 0 0 1-.75-.75V9.667a.75.75 0 0 1 .75-.75zm-.747-1.424V5.667a4.917 4.917 0 0 1 9.834 0v1.826a2.251 2.251 0 0 1 1.666 2.174V15a2.25 2.25 0 0 1-2.25 2.25H2.667A2.25 2.25 0 0 1 .417 15V9.667c0-1.041.706-1.917 1.666-2.174zm5 3.84a.75.75 0 1 0 0 1.5.75.75 0 0 0 0-1.5z" fill="currentColor" fill-rule="evenodd"></path></svg></span></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">for Capital One Spark Cash</span></a></span></div><div class="jsx-1767730752 cardTerms"><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1328787045 legalText"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045 secureSite"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045">at Capital One's secure site</div></div><div class="jsx-eb71e6eaa52b9727 jsx-1328787045 terms"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045">Terms & restrictions apply.</div><a href="https://d25970n8puso9u.cloudfront.net/disclosure.31026.en-US.pdf" rel="noreferrer" target="_blank" class="jsx-eb71e6eaa52b9727 jsx-1328787045 defaultLinkV1">See rates & fees.</a></div></div></div></div><div class="jsx-1767730752 rewardsRate"><div class="jsx-1381160569 rewards rewards-C"><label class="jsx-1381160569 labelWrap">Rewards rate</label><table class="jsx-2623671549 rewardsTable"><tbody class="jsx-2623671549 rewardsTableBody"><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">5%</span></td><td class="jsx-2623671549 description">5% cash back on hotels and rental cars booked through Capital One Travel</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">2%</span></td><td class="jsx-2623671549 description">2% cash back on every purchase</td></tr></tbody></table></div></div><div class="jsx-1844965041"><div class="jsx-181765123 cardCharacteristics variant-A"><div class="jsx-181765123 characteristic"><div class="jsx-1428882662 introOffer-A"><div class="jsx-1428882662"><span class="jsx-1428882662 labelWrap"><label class="jsx-1428882662">Intro Offer</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-introDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Intro bonus</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-1428882662 tooltipContent">Earn $750 cash back once you spend $7,500 in the first 3 months from account opening</div><div class="jsx-1871043387 pointer"></div></div></div></div></span></div><div class="jsx-1428882662">$750 Cash Back</div></div></div><div class="jsx-181765123 characteristic"><div class="jsx-1770111297 annualFee"><label class="jsx-1770111297 labelWrap">Annual Fee</label><div class="jsx-1770111297">$0 intro for first year; $95 after that</div></div></div><div class="jsx-181765123 characteristic"><div class="jsx-3616297574 apr apr-A"><div class="jsx-3616297574 labelWrap"><label class="jsx-3616297574">Regular APR</label></div><div class="jsx-3616297574">25.74% (Variable)</div></div></div><div class="jsx-181765123 characteristic"><div class="jsx-854763532 recommendedCredit recommendedCredit-A"><div class="jsx-854763532 recommendedCreditLabel-A"><label class="jsx-854763532">Recommended Credit</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-creditDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Credit score description</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-854763532 tooltipContent">Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div><div class="jsx-854763532 creditScore"><span class="jsx-854763532 range">740-850</span><span class="jsx-854763532 description">Excellent</span></div></div></div></div></div></div><div class="jsx-1767730752 bottomSectionMonarch"><div class="jsx-1767730752 whyWeChoseIt"><div class="jsx-1400964409 whyWeChoseItRoot inheritParent"><label class="jsx-1400964409">Why we chose it</label><div class="jsx-1400964409 text"><p>The Capital One Spark Cash Credit Card is a solid small business card that offers 2% cash back on all purchases and a generous welcome offer. This card features an annual fee of $95 that is waived in the first year of membership and also provides business owners with additional perks like itemized reports and no foreign transaction fees when purchasing abroad.</p> </div></div></div><div class="jsx-1767730752 tabbed"><div class="jsx-de4115f42c48e362 jsx-3532910632"><div class="jsx-de4115f42c48e362 jsx-3532910632 tabbedContent"><div class="jsx-171656303 partialAccordion"><span><button aria-expanded="false" data-testid="button" class="jsx-171656303 button"><span class="jsx-171656303">VIEW MORE</span><div class="jsx-171656303 partial carat"><svg viewBox="0 0 42 25" xmlns="http://www.w3.org/2000/svg"><path d="m20.73 25.83 2.88-2.75 18.8-17.96L38.27.78 20.91 17.36 4.34 0 0 4.14l20.72 21.7z" fill="currentColor"></path></svg></div></button></span><div class="jsx-171656303 content"><div data-testid="tabs" class="jsx-3370968206 tabs"><div data-testid="tabList" class="jsx-3370968206 tabList"><span><button class="jsx-3370968206 tab active">Pros & Cons</button></span><span><button class="jsx-3370968206 tab">More Details</button></span></div><div class="jsx-3370968206 panels"><div class="jsx-3370968206 panel"><div class="jsx-3971611116 prosCons"><div class="jsx-1517838447 pros"><h3 class="jsx-1517838447">Pros</h3><div class="jsx-1517838447 list"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">Generous welcome offer</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">No foreign transaction fees</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Unlimited 2% cash back</span></li></ul></div></div><div class="jsx-3069136416 cons white"><h3 class="jsx-3069136416">Cons</h3><div class="jsx-3069136416 list"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">Charges an annual fee after the first year of card membership</span></li></ul></div></div></div></div><div class="jsx-3370968206 panel inactive"><div class="jsx-1075252574 moreDetails"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">For businesses that want to earn 2% cash back on all purchases with the stability that comes with a traditional credit line</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Earn a one-time $750 cash bonus once you spend $7,500 on purchases within 3 months from account opening</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Earn unlimited 2% cash back for your business on every purchase, everywhere, no limits or category restrictions</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Free employee cards, which also earn unlimited 2% cash back on all purchases</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Rewards won’t expire for the life of the account, and you can redeem your cash back for any amount</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">No foreign transaction fees</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">$0 annual fee for the first year; $95 after that</span></li></ul></div></div></div></div></div></div></div></div></div></div></div></section></div><div id="card-8" class="jsx-de4115f42c48e362 jsx-1260770831 cardTile"><section data-testid="cardTile" class="jsx-1767730752 cardTile"><div class="jsx-1767730752 dt-tab"><div class="jsx-1767730752 topSection"><div class="jsx-1767730752 topDetails"><div class="jsx-1767730752 cardFlag"></div><span class="jsx-1767730752 superlative"><p>Best for everyday business spending</p></span><div data-testid="cardName" class="jsx-1767730752 cardName"><div class="jsx-1331445845 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/221010772/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><h2 class="jsx-1331445845 cardName-title">Capital One Spark Miles for Business</h2></a></span></div></div><div class="jsx-1767730752 compareCard"><label class="jsx-2043662968 compareCard"><input name="add_card" type="checkbox" class="jsx-2043662968 "/><span class="jsx-2043662968">Compare this card</span></label></div><div class="jsx-1767730752 editorsRating"><div style="align-items:center;flex-direction:row" class="jsx-eb71e6eaa52b9727 jsx-4016405105 editorsRating"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 tooltip"><label class="jsx-eb71e6eaa52b9727 jsx-4016405105 title">TPG Editor‘s Rating</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-221010772" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Editors rating</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 dialog">Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 rating"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 stars"><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg></div><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 numeric">4 / 5</div></div><span><a href="https://thepointsguy.com/credit-cards/reviews/capital-one-spark-miles-card-review/" class="jsx-eb71e6eaa52b9727 jsx-4016405105 defaultLink review">Go to review</a></span></div></div></div><div class="jsx-1767730752 cardArtAndApplyLink"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1849582496 applyLink"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/221010772/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1849582496 cardImage"><img alt="Capital One Spark Miles for Business" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F99b583a0-ff6d-11eb-bb36-9183285abe2c.png&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F99b583a0-ff6d-11eb-bb36-9183285abe2c.png&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F99b583a0-ff6d-11eb-bb36-9183285abe2c.png&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F99b583a0-ff6d-11eb-bb36-9183285abe2c.png&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F99b583a0-ff6d-11eb-bb36-9183285abe2c.png&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F99b583a0-ff6d-11eb-bb36-9183285abe2c.png&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F99b583a0-ff6d-11eb-bb36-9183285abe2c.png&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F99b583a0-ff6d-11eb-bb36-9183285abe2c.png&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F99b583a0-ff6d-11eb-bb36-9183285abe2c.png&w=3840&q=75"/></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">Apply for Capital One Spark Miles for Business</span></a></span><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/221010772/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-821914583 cta dark"><span class="jsx-821914583">Apply now</span><span class="jsx-821914583"><svg height="18" width="14" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M3.583 5.667a3.417 3.417 0 1 1 6.834 0v1.75H3.583zm-.753 3.25h8.503a.75.75 0 0 1 .75.75V15a.75.75 0 0 1-.75.75H2.667a.75.75 0 0 1-.75-.75V9.667a.75.75 0 0 1 .75-.75zm-.747-1.424V5.667a4.917 4.917 0 0 1 9.834 0v1.826a2.251 2.251 0 0 1 1.666 2.174V15a2.25 2.25 0 0 1-2.25 2.25H2.667A2.25 2.25 0 0 1 .417 15V9.667c0-1.041.706-1.917 1.666-2.174zm5 3.84a.75.75 0 1 0 0 1.5.75.75 0 0 0 0-1.5z" fill="currentColor" fill-rule="evenodd"></path></svg></span></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">for Capital One Spark Miles for Business</span></a></span></div><div class="jsx-1767730752 cardTerms"><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1328787045 legalText"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045 secureSite"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045">at Capital One's secure site</div></div><div class="jsx-eb71e6eaa52b9727 jsx-1328787045 terms"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045">Terms & restrictions apply.</div><a href="https://d25970n8puso9u.cloudfront.net/disclosure.31042.en-US.pdf" rel="noreferrer" target="_blank" class="jsx-eb71e6eaa52b9727 jsx-1328787045 defaultLinkV1">See rates & fees.</a></div></div></div></div><div class="jsx-1767730752 rewardsRate"><div class="jsx-1381160569 rewards rewards-C"><label class="jsx-1381160569 labelWrap">Rewards rate</label><table class="jsx-2623671549 rewardsTable"><tbody class="jsx-2623671549 rewardsTableBody"><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">5 Miles</span></td><td class="jsx-2623671549 description">5 Miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">2 Miles</span></td><td class="jsx-2623671549 description">2 Miles per $1 on every purchase, everywhere</td></tr></tbody></table></div></div><div class="jsx-1844965041"><div class="jsx-181765123 cardCharacteristics variant-A"><div class="jsx-181765123 characteristic"><div class="jsx-1428882662 introOffer-A"><div class="jsx-1428882662"><span class="jsx-1428882662 labelWrap"><label class="jsx-1428882662">Intro Offer</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-introDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Intro bonus</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-1428882662 tooltipContent">Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening</div><div class="jsx-1871043387 pointer"></div></div></div></div></span></div><div class="jsx-1428882662">50,000 miles</div></div></div><div class="jsx-181765123 characteristic"><div class="jsx-1770111297 annualFee"><label class="jsx-1770111297 labelWrap">Annual Fee</label><div class="jsx-1770111297">$0 intro for first year; $95 after that</div></div></div><div class="jsx-181765123 characteristic"><div class="jsx-3616297574 apr apr-A"><div class="jsx-3616297574 labelWrap"><label class="jsx-3616297574">Regular APR</label></div><div class="jsx-3616297574">25.74% (Variable)</div></div></div><div class="jsx-181765123 characteristic"><div class="jsx-854763532 recommendedCredit recommendedCredit-A"><div class="jsx-854763532 recommendedCreditLabel-A"><label class="jsx-854763532">Recommended Credit</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-creditDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Credit score description</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-854763532 tooltipContent">Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div><div class="jsx-854763532 creditScore"><span class="jsx-854763532 range">670-850</span><span class="jsx-854763532 description">Excellent, Good</span></div></div></div></div></div></div><div class="jsx-1767730752 bottomSectionMonarch"><div class="jsx-1767730752 whyWeChoseIt"><div class="jsx-1400964409 whyWeChoseItRoot inheritParent"><label class="jsx-1400964409">Why we chose it</label><div class="jsx-1400964409 text"><p>The Capital One Spark Miles for Business offers a simple way to earn rewards on every business purchase, no matter the category. Those miles can then be easily redeemed for travel purchases or by transferring to partners. Read our <a href="https://thepointsguy.com/credit-cards/reviews/capital-one-spark-miles-card-review/">full review of the Capital One Spark Miles for Business.</a></p> </div></div></div><div class="jsx-1767730752 tabbed"><div class="jsx-de4115f42c48e362 jsx-3532910632"><div class="jsx-de4115f42c48e362 jsx-3532910632 tabbedContent"><div class="jsx-171656303 partialAccordion"><span><button aria-expanded="false" data-testid="button" class="jsx-171656303 button"><span class="jsx-171656303">VIEW MORE</span><div class="jsx-171656303 partial carat"><svg viewBox="0 0 42 25" xmlns="http://www.w3.org/2000/svg"><path d="m20.73 25.83 2.88-2.75 18.8-17.96L38.27.78 20.91 17.36 4.34 0 0 4.14l20.72 21.7z" fill="currentColor"></path></svg></div></button></span><div class="jsx-171656303 content"><div data-testid="tabs" class="jsx-3370968206 tabs"><div data-testid="tabList" class="jsx-3370968206 tabList"><span><button class="jsx-3370968206 tab active">Pros & Cons</button></span><span><button class="jsx-3370968206 tab">More Details</button></span></div><div class="jsx-3370968206 panels"><div class="jsx-3370968206 panel"><div class="jsx-3971611116 prosCons"><div class="jsx-1517838447 pros"><h3 class="jsx-1517838447">Pros</h3><div class="jsx-1517838447 list"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">You’ll earn 2 miles per dollar on every purchase, which means you don’t have to juggle different bonus categories.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Employee cards are free and also earn 2 miles per dollar on all spending.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">It’s an affordable card that only charges $95 in annual fees, and that fee is $0 the first year.</span></li></ul></div></div><div class="jsx-3069136416 cons white"><h3 class="jsx-3069136416">Cons</h3><div class="jsx-3069136416 list"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">The sign-up bonus is only worth $925 according to TPG valuations (not provided by the issuer), which falls short against some of the top business travel cards.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">The card comes with minimal perks if you’re wanting additional benefits for when you travel.</span></li></ul></div></div></div></div><div class="jsx-3370968206 panel inactive"><div class="jsx-1075252574 moreDetails"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Unlimited 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Transfer your miles to 15+ travel loyalty programs</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Receive up to a $120 credit for Global Entry or TSA PreCheck®</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">$0 intro annual fee for the first year; $95 after that</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Free employee cards which also earn unlimited 2X miles from their purchases</span></li></ul></div></div></div></div></div></div></div></div></div></div></div></section></div><div id="card-9" class="jsx-de4115f42c48e362 jsx-1260770831 cardTile"><section data-testid="cardTile" class="jsx-1767730752 cardTile"><div class="jsx-1767730752 dt-tab"><div class="jsx-1767730752 topSection"><div class="jsx-1767730752 topDetails"><div class="jsx-1767730752 cardFlag"></div><span class="jsx-1767730752 superlative"><p>Best for freelancers</p></span><div data-testid="cardName" class="jsx-1767730752 cardName"><div class="jsx-1331445845 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/6217/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><h2 class="jsx-1331445845 cardName-title">Ink Business Unlimited® Credit Card</h2></a></span></div></div><div class="jsx-1767730752 compareCard"><label class="jsx-2043662968 compareCard"><input name="add_card" type="checkbox" class="jsx-2043662968 "/><span class="jsx-2043662968">Compare this card</span></label></div><div class="jsx-1767730752 editorsRating"><div style="align-items:center;flex-direction:row" class="jsx-eb71e6eaa52b9727 jsx-4016405105 editorsRating"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 tooltip"><label class="jsx-eb71e6eaa52b9727 jsx-4016405105 title">TPG Editor‘s Rating</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-6217" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Editors rating</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 dialog">Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 rating"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 stars"><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg></div><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 numeric">4 / 5</div></div><span><a href="https://thepointsguy.com/credit-cards/reviews/ink-business-unlimited-credit-card-review/" class="jsx-eb71e6eaa52b9727 jsx-4016405105 defaultLink review">Go to review</a></span></div></div></div><div class="jsx-1767730752 cardArtAndApplyLink"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1849582496 applyLink"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/6217/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1849582496 cardImage"><img alt="Ink Business Unlimited® Credit Card" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc16ef160-f077-11eb-99d8-ddd3faec9ad4.png&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc16ef160-f077-11eb-99d8-ddd3faec9ad4.png&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc16ef160-f077-11eb-99d8-ddd3faec9ad4.png&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc16ef160-f077-11eb-99d8-ddd3faec9ad4.png&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc16ef160-f077-11eb-99d8-ddd3faec9ad4.png&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc16ef160-f077-11eb-99d8-ddd3faec9ad4.png&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc16ef160-f077-11eb-99d8-ddd3faec9ad4.png&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc16ef160-f077-11eb-99d8-ddd3faec9ad4.png&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc16ef160-f077-11eb-99d8-ddd3faec9ad4.png&w=3840&q=75"/></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">Apply for Ink Business Unlimited® Credit Card</span></a></span><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/6217/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-821914583 cta dark"><span class="jsx-821914583">Apply now</span><span class="jsx-821914583"><svg height="18" width="14" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M3.583 5.667a3.417 3.417 0 1 1 6.834 0v1.75H3.583zm-.753 3.25h8.503a.75.75 0 0 1 .75.75V15a.75.75 0 0 1-.75.75H2.667a.75.75 0 0 1-.75-.75V9.667a.75.75 0 0 1 .75-.75zm-.747-1.424V5.667a4.917 4.917 0 0 1 9.834 0v1.826a2.251 2.251 0 0 1 1.666 2.174V15a2.25 2.25 0 0 1-2.25 2.25H2.667A2.25 2.25 0 0 1 .417 15V9.667c0-1.041.706-1.917 1.666-2.174zm5 3.84a.75.75 0 1 0 0 1.5.75.75 0 0 0 0-1.5z" fill="currentColor" fill-rule="evenodd"></path></svg></span></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">for Ink Business Unlimited® Credit Card</span></a></span></div><div class="jsx-1767730752 cardTerms"><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1328787045 legalText"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045 secureSite"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045">at Chase's secure site</div></div></div></div></div><div class="jsx-1767730752 rewardsRate"><div class="jsx-1381160569 rewards rewards-C"><label class="jsx-1381160569 labelWrap">Rewards rate</label><table class="jsx-2623671549 rewardsTable"><tbody class="jsx-2623671549 rewardsTableBody"><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">1.5%</span></td><td class="jsx-2623671549 description">Earn unlimited 1.5% cash back on every purchase made for your business</td></tr></tbody></table></div></div><div class="jsx-1844965041"><div class="jsx-181765123 cardCharacteristics variant-A"><div class="jsx-181765123 characteristic"><div class="jsx-1428882662 introOffer-A"><div class="jsx-1428882662"><span class="jsx-1428882662 labelWrap"><label class="jsx-1428882662">Intro Offer</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-introDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Intro bonus</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-1428882662 tooltipContent">Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.</div><div class="jsx-1871043387 pointer"></div></div></div></div></span></div><div class="jsx-1428882662">Earn $750 bonus cash back</div></div></div><div class="jsx-181765123 characteristic"><div class="jsx-1770111297 annualFee"><label class="jsx-1770111297 labelWrap">Annual Fee</label><div class="jsx-1770111297">$0</div></div></div><div class="jsx-181765123 characteristic"><div class="jsx-3616297574 apr apr-A"><div class="jsx-3616297574 labelWrap"><label class="jsx-3616297574">Regular APR</label></div><div class="jsx-3616297574">17.99% - 23.99% Variable</div></div></div><div class="jsx-181765123 characteristic"><div class="jsx-854763532 recommendedCredit recommendedCredit-A"><div class="jsx-854763532 recommendedCreditLabel-A"><label class="jsx-854763532">Recommended Credit</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-creditDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Credit score description</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-854763532 tooltipContent">Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div><div class="jsx-854763532 creditScore"><span class="jsx-854763532 range">670-850</span><span class="jsx-854763532 description">Good, Excellent</span></div></div></div></div></div></div><div class="jsx-1767730752 bottomSectionMonarch"><div class="jsx-1767730752 whyWeChoseIt"><div class="jsx-1400964409 whyWeChoseItRoot inheritParent"><label class="jsx-1400964409">Why we chose it</label><div class="jsx-1400964409 text"><p>The Ink Business Unlimited offers unlimited 1.5% cash back on every business purchase. It fills in rewards gaps not covered by the Ink Business Cash® Credit Card and the Ink Business Preferred® Credit Card. You can maximize this card by pairing it with cards including the Chase Sapphire Reserve®, the Chase Sapphire Preferred® Card and the Ink Business Preferred. Read our full <a href="https://thepointsguy.com/credit-cards/reviews/ink-business-unlimited-credit-card-review/">review of the Ink Business Unlimited Credit Card</a>.</p> </div></div></div><div class="jsx-1767730752 tabbed"><div class="jsx-de4115f42c48e362 jsx-3532910632"><div class="jsx-de4115f42c48e362 jsx-3532910632 tabbedContent"><div class="jsx-171656303 partialAccordion"><span><button aria-expanded="false" data-testid="button" class="jsx-171656303 button"><span class="jsx-171656303">VIEW MORE</span><div class="jsx-171656303 partial carat"><svg viewBox="0 0 42 25" xmlns="http://www.w3.org/2000/svg"><path d="m20.73 25.83 2.88-2.75 18.8-17.96L38.27.78 20.91 17.36 4.34 0 0 4.14l20.72 21.7z" fill="currentColor"></path></svg></div></button></span><div class="jsx-171656303 content"><div data-testid="tabs" class="jsx-3370968206 tabs"><div data-testid="tabList" class="jsx-3370968206 tabList"><span><button class="jsx-3370968206 tab active">Pros & Cons</button></span><span><button class="jsx-3370968206 tab">More Details</button></span></div><div class="jsx-3370968206 panels"><div class="jsx-3370968206 panel"><div class="jsx-3971611116 prosCons"><div class="jsx-1517838447 pros"><h3 class="jsx-1517838447">Pros</h3><div class="jsx-1517838447 list"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">Earn a generous welcome bonus.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">No Annual Fee.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Primary insurance for car rentals.</span></li></ul></div></div><div class="jsx-3069136416 cons white"><h3 class="jsx-3069136416">Cons</h3><div class="jsx-3069136416 list"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">No conversion to Chase points without holding the Chase Sapphire Reserve, Chase Sapphire Preferred or Ink Business Preferred.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Higher spend to receive sign-up bonus.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">No travel protections.</span></li></ul></div></div></div></div><div class="jsx-3370968206 panel inactive"><div class="jsx-1075252574 moreDetails"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Earn unlimited 1.5% cash back on every purchase made for your business</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">No Annual Fee</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards&#174.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Round-the-clock monitoring for unusual credit card purchases</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">0% introductory APR for 12 months on purchases</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Member FDIC</span></li></ul></div></div></div></div></div></div></div></div></div></div></div></section></div><div id="card-10" class="jsx-de4115f42c48e362 jsx-1260770831 cardTile"><section data-testid="cardTile" class="jsx-1767730752 cardTile"><div class="jsx-1767730752 dt-tab"><div class="jsx-1767730752 topSection"><div class="jsx-1767730752 topDetails"><div class="jsx-1767730752 cardFlag"></div><span class="jsx-1767730752 superlative"><p>Best for office supplies</p></span><div data-testid="cardName" class="jsx-1767730752 cardName"><div class="jsx-1331445845 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/221210138/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><h2 class="jsx-1331445845 cardName-title">Ink Business Cash® Credit Card</h2></a></span></div></div><div class="jsx-1767730752 compareCard"><label class="jsx-2043662968 compareCard"><input name="add_card" type="checkbox" class="jsx-2043662968 "/><span class="jsx-2043662968">Compare this card</span></label></div><div class="jsx-1767730752 editorsRating"><div style="align-items:center;flex-direction:row" class="jsx-eb71e6eaa52b9727 jsx-4016405105 editorsRating"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 tooltip"><label class="jsx-eb71e6eaa52b9727 jsx-4016405105 title">TPG Editor‘s Rating</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-221210138" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Editors rating</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 dialog">Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 rating"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 stars"><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 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.076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg></div><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 numeric">4 / 5</div></div><span><a href="https://thepointsguy.com/credit-cards/credit-card-review-ink-business-cash-credit-card/" class="jsx-eb71e6eaa52b9727 jsx-4016405105 defaultLink review">Go to review</a></span></div></div></div><div class="jsx-1767730752 cardArtAndApplyLink"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1849582496 applyLink"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/221210138/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1849582496 cardImage"><img alt="Ink Business Cash® Credit Card" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fec0dc800-f078-11eb-a48f-65ac0bb53c5b.png&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fec0dc800-f078-11eb-a48f-65ac0bb53c5b.png&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fec0dc800-f078-11eb-a48f-65ac0bb53c5b.png&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fec0dc800-f078-11eb-a48f-65ac0bb53c5b.png&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fec0dc800-f078-11eb-a48f-65ac0bb53c5b.png&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fec0dc800-f078-11eb-a48f-65ac0bb53c5b.png&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fec0dc800-f078-11eb-a48f-65ac0bb53c5b.png&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fec0dc800-f078-11eb-a48f-65ac0bb53c5b.png&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fec0dc800-f078-11eb-a48f-65ac0bb53c5b.png&w=3840&q=75"/></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">Apply for Ink Business Cash® Credit Card</span></a></span><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/221210138/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-821914583 cta dark"><span class="jsx-821914583">Apply now</span><span class="jsx-821914583"><svg height="18" width="14" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M3.583 5.667a3.417 3.417 0 1 1 6.834 0v1.75H3.583zm-.753 3.25h8.503a.75.75 0 0 1 .75.75V15a.75.75 0 0 1-.75.75H2.667a.75.75 0 0 1-.75-.75V9.667a.75.75 0 0 1 .75-.75zm-.747-1.424V5.667a4.917 4.917 0 0 1 9.834 0v1.826a2.251 2.251 0 0 1 1.666 2.174V15a2.25 2.25 0 0 1-2.25 2.25H2.667A2.25 2.25 0 0 1 .417 15V9.667c0-1.041.706-1.917 1.666-2.174zm5 3.84a.75.75 0 1 0 0 1.5.75.75 0 0 0 0-1.5z" fill="currentColor" fill-rule="evenodd"></path></svg></span></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">for Ink Business Cash® Credit Card</span></a></span></div><div class="jsx-1767730752 cardTerms"><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1328787045 legalText"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045 secureSite"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045">at Chase's secure site</div></div></div></div></div><div class="jsx-1767730752 rewardsRate"><div class="jsx-1381160569 rewards rewards-C"><label class="jsx-1381160569 labelWrap">Rewards rate</label><table class="jsx-2623671549 rewardsTable"><tbody class="jsx-2623671549 rewardsTableBody"><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">5%</span></td><td class="jsx-2623671549 description">Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">2%</span></td><td class="jsx-2623671549 description">Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">1%</span></td><td class="jsx-2623671549 description">Earn 1% cash back on all other card purchases with no limit to the amount you can earn</td></tr></tbody></table></div></div><div class="jsx-1844965041"><div class="jsx-181765123 cardCharacteristics variant-A"><div class="jsx-181765123 characteristic"><div class="jsx-1428882662 introOffer-A"><div class="jsx-1428882662"><span class="jsx-1428882662 labelWrap"><label class="jsx-1428882662">Intro Offer</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-introDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Intro bonus</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-1428882662 tooltipContent">Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening.</div><div class="jsx-1871043387 pointer"></div></div></div></div></span></div><div class="jsx-1428882662">Earn up to $750 bonus cash back</div></div></div><div class="jsx-181765123 characteristic"><div class="jsx-1770111297 annualFee"><label class="jsx-1770111297 labelWrap">Annual Fee</label><div class="jsx-1770111297">$0</div></div></div><div class="jsx-181765123 characteristic"><div class="jsx-3616297574 apr apr-A"><div class="jsx-3616297574 labelWrap"><label class="jsx-3616297574">Regular APR</label></div><div class="jsx-3616297574">17.99% - 25.99% Variable</div></div></div><div class="jsx-181765123 characteristic"><div class="jsx-854763532 recommendedCredit recommendedCredit-A"><div class="jsx-854763532 recommendedCreditLabel-A"><label class="jsx-854763532">Recommended Credit</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-creditDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Credit score description</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-854763532 tooltipContent">Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div><div class="jsx-854763532 creditScore"><span class="jsx-854763532 range">670-850</span><span class="jsx-854763532 description">Good, Excellent</span></div></div></div></div></div></div><div class="jsx-1767730752 bottomSectionMonarch"><div class="jsx-1767730752 whyWeChoseIt"><div class="jsx-1400964409 whyWeChoseItRoot inheritParent"><label class="jsx-1400964409">Why we chose it</label><div class="jsx-1400964409 text"><p>The Chase Ink Business Cash is an excellent no annual fee card for small business owners. Cardholders can earn 5% cash back on office supplies and select utilities, as well as 2% cash back at restaurants and gas stations. Ink Business Cash cardholders also get automatic credit limit increase assessments every six months — and sometimes even sooner — to suit the needs of their growing enterprises. Read our full <a href="https://thepointsguy.com/credit-cards/credit-card-review-ink-business-cash-credit-card/">review of the Chase Ink Business Cash card</a>. </p> </div></div></div><div class="jsx-1767730752 tabbed"><div class="jsx-de4115f42c48e362 jsx-3532910632"><div class="jsx-de4115f42c48e362 jsx-3532910632 tabbedContent"><div class="jsx-171656303 partialAccordion"><span><button aria-expanded="false" data-testid="button" class="jsx-171656303 button"><span class="jsx-171656303">VIEW MORE</span><div class="jsx-171656303 partial carat"><svg viewBox="0 0 42 25" xmlns="http://www.w3.org/2000/svg"><path d="m20.73 25.83 2.88-2.75 18.8-17.96L38.27.78 20.91 17.36 4.34 0 0 4.14l20.72 21.7z" fill="currentColor"></path></svg></div></button></span><div class="jsx-171656303 content"><div data-testid="tabs" class="jsx-3370968206 tabs"><div data-testid="tabList" class="jsx-3370968206 tabList"><span><button class="jsx-3370968206 tab active">Pros & Cons</button></span><span><button class="jsx-3370968206 tab">More Details</button></span></div><div class="jsx-3370968206 panels"><div class="jsx-3370968206 panel"><div class="jsx-3971611116 prosCons"><div class="jsx-1517838447 pros"><h3 class="jsx-1517838447">Pros</h3><div class="jsx-1517838447 list"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">Earn $350 after you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months from account opening.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">You’ll earn 5% at office supply stores and on common monthly bills such as internet, cable and phone services. Plus, you’ll earn 2% cash back at gas stations and restaurants each account anniversary year.</span></li></ul></div></div><div class="jsx-3069136416 cons white"><h3 class="jsx-3069136416">Cons</h3><div class="jsx-3069136416 list"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">5% and 2% cash back earned on certain categories is capped at the first $25,000 you make in combined purchases each account anniversary year.</span></li></ul></div></div></div></div><div class="jsx-3370968206 panel inactive"><div class="jsx-1075252574 moreDetails"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">No Annual Fee</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">0% introductory APR for 12 months on purchases</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Member FDIC</span></li></ul></div></div></div></div></div></div></div></div></div></div></div></section></div><div id="card-11" class="jsx-de4115f42c48e362 jsx-1260770831 cardTile"><section data-testid="cardTile" class="jsx-1767730752 cardTile"><div class="jsx-1767730752 dt-tab"><div class="jsx-1767730752 topSection"><div class="jsx-1767730752 topDetails"><div class="jsx-1767730752 cardFlag"></div><span class="jsx-1767730752 superlative"><p>Best for frequent Southwest Airlines flyers</p></span><div data-testid="cardName" class="jsx-1767730752 cardName"><div class="jsx-1331445845 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/6694/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><h2 class="jsx-1331445845 cardName-title">Southwest® Rapid Rewards® Performance Business Credit Card</h2></a></span></div></div><div class="jsx-1767730752 compareCard"><label class="jsx-2043662968 compareCard"><input name="add_card" type="checkbox" class="jsx-2043662968 "/><span class="jsx-2043662968">Compare this card</span></label></div><div class="jsx-1767730752 editorsRating"><div style="align-items:center;flex-direction:row" class="jsx-eb71e6eaa52b9727 jsx-4016405105 editorsRating"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 tooltip"><label class="jsx-eb71e6eaa52b9727 jsx-4016405105 title">TPG Editor‘s Rating</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-6694" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Editors rating</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 dialog">Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 rating"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 stars"><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg></div><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 numeric">3 / 5</div></div><span><a href="https://thepointsguy.com/credit-cards/reviews/southwest-performance-business-credit-card-review/" class="jsx-eb71e6eaa52b9727 jsx-4016405105 defaultLink review">Go to review</a></span></div></div></div><div class="jsx-1767730752 cardArtAndApplyLink"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1849582496 applyLink"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/6694/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1849582496 cardImage"><img alt="Southwest® Rapid Rewards® Performance Business Credit Card" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F582159d0-06a3-11ed-92d2-4352643c3844.png&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F582159d0-06a3-11ed-92d2-4352643c3844.png&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F582159d0-06a3-11ed-92d2-4352643c3844.png&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F582159d0-06a3-11ed-92d2-4352643c3844.png&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F582159d0-06a3-11ed-92d2-4352643c3844.png&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F582159d0-06a3-11ed-92d2-4352643c3844.png&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F582159d0-06a3-11ed-92d2-4352643c3844.png&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F582159d0-06a3-11ed-92d2-4352643c3844.png&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F582159d0-06a3-11ed-92d2-4352643c3844.png&w=3840&q=75"/></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">Apply for Southwest® Rapid Rewards® Performance Business Credit Card</span></a></span><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/6694/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-821914583 cta dark"><span class="jsx-821914583">Apply now</span><span class="jsx-821914583"><svg height="18" width="14" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M3.583 5.667a3.417 3.417 0 1 1 6.834 0v1.75H3.583zm-.753 3.25h8.503a.75.75 0 0 1 .75.75V15a.75.75 0 0 1-.75.75H2.667a.75.75 0 0 1-.75-.75V9.667a.75.75 0 0 1 .75-.75zm-.747-1.424V5.667a4.917 4.917 0 0 1 9.834 0v1.826a2.251 2.251 0 0 1 1.666 2.174V15a2.25 2.25 0 0 1-2.25 2.25H2.667A2.25 2.25 0 0 1 .417 15V9.667c0-1.041.706-1.917 1.666-2.174zm5 3.84a.75.75 0 1 0 0 1.5.75.75 0 0 0 0-1.5z" fill="currentColor" fill-rule="evenodd"></path></svg></span></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">for Southwest® Rapid Rewards® Performance Business Credit Card</span></a></span></div><div class="jsx-1767730752 cardTerms"><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1328787045 legalText"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045 secureSite"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045">at Chase's secure site</div></div></div></div></div><div class="jsx-1767730752 rewardsRate"><div class="jsx-1381160569 rewards rewards-C"><label class="jsx-1381160569 labelWrap">Rewards rate</label><table class="jsx-2623671549 rewardsTable"><tbody class="jsx-2623671549 rewardsTableBody"><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">4X</span></td><td class="jsx-2623671549 description">Earn 4X pts on Southwest® purchases.</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">3X</span></td><td class="jsx-2623671549 description">Earn 3X points on Rapid Rewards® hotel and car rental partners.</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">2X</span></td><td class="jsx-2623671549 description">Earn 2X points on rideshare.</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">2X</span></td><td class="jsx-2623671549 description">Earn 2X points on social media and search engine advertising, internet, cable, and phone services.</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">1X</span></td><td class="jsx-2623671549 description">1X points on all other purchases.</td></tr></tbody></table></div></div><div class="jsx-1844965041"><div class="jsx-181765123 cardCharacteristics variant-A"><div class="jsx-181765123 characteristic"><div class="jsx-1428882662 introOffer-A"><div class="jsx-1428882662"><span class="jsx-1428882662 labelWrap"><label class="jsx-1428882662">Intro Offer</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-introDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Intro bonus</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-1428882662 tooltipContent">Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.</div><div class="jsx-1871043387 pointer"></div></div></div></div></span></div><div class="jsx-1428882662">Earn 80,000 points.</div></div></div><div class="jsx-181765123 characteristic"><div class="jsx-1770111297 annualFee"><label class="jsx-1770111297 labelWrap">Annual Fee</label><div class="jsx-1770111297">$199</div></div></div><div class="jsx-181765123 characteristic"><div class="jsx-3616297574 apr apr-A"><div class="jsx-3616297574 labelWrap"><label class="jsx-3616297574">Regular APR</label></div><div class="jsx-3616297574">20.99% - 27.99% Variable</div></div></div><div class="jsx-181765123 characteristic"><div class="jsx-854763532 recommendedCredit recommendedCredit-A"><div class="jsx-854763532 recommendedCreditLabel-A"><label class="jsx-854763532">Recommended Credit</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-creditDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Credit score description</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-854763532 tooltipContent">Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div><div class="jsx-854763532 creditScore"><span class="jsx-854763532 range">670-850</span><span class="jsx-854763532 description">Excellent/Good</span></div></div></div></div></div></div><div class="jsx-1767730752 bottomSectionMonarch"><div class="jsx-1767730752 whyWeChoseIt"><div class="jsx-1400964409 whyWeChoseItRoot inheritParent"><label class="jsx-1400964409">Why we chose it</label><div class="jsx-1400964409 text"><p>The Southwest Rapid Rewards Performance Business card is ideal for business travelers and loyal Southwest flyers interested in hitting A-List status or earning a Companion Pass. Read our full <a href="https://thepointsguy.com/credit-cards/reviews/southwest-performance-business-credit-card-review/">review of the Southwest Rapid Rewards Performance Business Credit Card</a>. </p> </div></div></div><div class="jsx-1767730752 tabbed"><div class="jsx-de4115f42c48e362 jsx-3532910632"><div class="jsx-de4115f42c48e362 jsx-3532910632 tabbedContent"><div class="jsx-171656303 partialAccordion"><span><button aria-expanded="false" data-testid="button" class="jsx-171656303 button"><span class="jsx-171656303">VIEW MORE</span><div class="jsx-171656303 partial carat"><svg viewBox="0 0 42 25" xmlns="http://www.w3.org/2000/svg"><path d="m20.73 25.83 2.88-2.75 18.8-17.96L38.27.78 20.91 17.36 4.34 0 0 4.14l20.72 21.7z" fill="currentColor"></path></svg></div></button></span><div class="jsx-171656303 content"><div data-testid="tabs" class="jsx-3370968206 tabs"><div data-testid="tabList" class="jsx-3370968206 tabList"><span><button class="jsx-3370968206 tab active">Pros & Cons</button></span><span><button class="jsx-3370968206 tab">More Details</button></span></div><div class="jsx-3370968206 panels"><div class="jsx-3370968206 panel"><div class="jsx-3971611116 prosCons"><div class="jsx-1517838447 pros"><h3 class="jsx-1517838447">Pros</h3><div class="jsx-1517838447 list"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">9,000 points on each cardmember anniversary</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Global Entry/TSA PreCheck/Nexus credit (up to $120 starting Oct. 1, 2024)</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">4 upgraded boardings a year</span></li></ul></div></div><div class="jsx-3069136416 cons white"><h3 class="jsx-3069136416">Cons</h3><div class="jsx-3069136416 list"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">$199 annual fee means only those loyal to Southwest will truly benefit</span></li></ul></div></div></div></div><div class="jsx-3370968206 panel inactive"><div class="jsx-1075252574 moreDetails"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">9,000 bonus points after your Cardmember anniversary.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Earn 4X pts on Southwest® purchases.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Earn 3X points on Rapid Rewards® hotel and car rental partners.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Earn 2X points on rideshare.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Earn 2X points on social media and search engine advertising, internet, cable, and phone services and 1X points on all other purchases.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">4 Upgraded Boardings per year when available.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Member FDIC</span></li></ul></div></div></div></div></div></div></div></div></div></div></div></section></div><div id="card-12" class="jsx-de4115f42c48e362 jsx-1260770831 cardTile"><section data-testid="cardTile" class="jsx-1767730752 cardTile"><div class="jsx-1767730752 dt-tab"><div class="jsx-1767730752 topSection"><div class="jsx-1767730752 topDetails"><div class="jsx-1767730752 cardFlag"></div><span class="jsx-1767730752 superlative"><p>Best for United Airlines flyers</p></span><div data-testid="cardName" class="jsx-1767730752 cardName"><div class="jsx-1331445845 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/6873/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><h2 class="jsx-1331445845 cardName-title">United℠ Business Card</h2></a></span></div></div><div class="jsx-1767730752 compareCard"><label class="jsx-2043662968 compareCard"><input name="add_card" type="checkbox" class="jsx-2043662968 "/><span class="jsx-2043662968">Compare this card</span></label></div><div class="jsx-1767730752 editorsRating"><div style="align-items:center;flex-direction:row" class="jsx-eb71e6eaa52b9727 jsx-4016405105 editorsRating"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 tooltip"><label class="jsx-eb71e6eaa52b9727 jsx-4016405105 title">TPG Editor‘s Rating</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-6873" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Editors rating</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 dialog">Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 rating"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 stars"><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg></div><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 numeric">4 / 5</div></div><span><a href="https://thepointsguy.com/credit-cards/reviews/united-business-card-review-benefits-for-small-business-travelers-who-fly-united/" class="jsx-eb71e6eaa52b9727 jsx-4016405105 defaultLink review">Go to review</a></span></div></div></div><div class="jsx-1767730752 cardArtAndApplyLink"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1849582496 applyLink"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/6873/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1849582496 cardImage"><img alt="United℠ Business Card" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F33373120-29b1-11ef-b4f7-c5c0eef3d8bb.png&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F33373120-29b1-11ef-b4f7-c5c0eef3d8bb.png&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F33373120-29b1-11ef-b4f7-c5c0eef3d8bb.png&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F33373120-29b1-11ef-b4f7-c5c0eef3d8bb.png&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F33373120-29b1-11ef-b4f7-c5c0eef3d8bb.png&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F33373120-29b1-11ef-b4f7-c5c0eef3d8bb.png&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F33373120-29b1-11ef-b4f7-c5c0eef3d8bb.png&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F33373120-29b1-11ef-b4f7-c5c0eef3d8bb.png&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F33373120-29b1-11ef-b4f7-c5c0eef3d8bb.png&w=3840&q=75"/></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">Apply for United℠ Business Card</span></a></span><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/6873/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-821914583 cta dark"><span class="jsx-821914583">Apply now</span><span class="jsx-821914583"><svg height="18" width="14" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M3.583 5.667a3.417 3.417 0 1 1 6.834 0v1.75H3.583zm-.753 3.25h8.503a.75.75 0 0 1 .75.75V15a.75.75 0 0 1-.75.75H2.667a.75.75 0 0 1-.75-.75V9.667a.75.75 0 0 1 .75-.75zm-.747-1.424V5.667a4.917 4.917 0 0 1 9.834 0v1.826a2.251 2.251 0 0 1 1.666 2.174V15a2.25 2.25 0 0 1-2.25 2.25H2.667A2.25 2.25 0 0 1 .417 15V9.667c0-1.041.706-1.917 1.666-2.174zm5 3.84a.75.75 0 1 0 0 1.5.75.75 0 0 0 0-1.5z" fill="currentColor" fill-rule="evenodd"></path></svg></span></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">for United℠ Business Card</span></a></span></div><div class="jsx-1767730752 cardTerms"><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1328787045 legalText"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045 secureSite"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045">at Chase's secure site</div></div></div></div></div><div class="jsx-1767730752 rewardsRate"><div class="jsx-1381160569 rewards rewards-C"><label class="jsx-1381160569 labelWrap">Rewards rate</label><table class="jsx-2623671549 rewardsTable"><tbody class="jsx-2623671549 rewardsTableBody"><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">2x</span></td><td class="jsx-2623671549 description">2x miles on United® purchases, dining, at gas stations, office supply stores and on local transit and commuting.</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">1x</span></td><td class="jsx-2623671549 description">1x mile on all other purchases.</td></tr></tbody></table></div></div><div class="jsx-1844965041"><div class="jsx-181765123 cardCharacteristics variant-A"><div class="jsx-181765123 characteristic"><div class="jsx-1428882662 introOffer-A"><div class="jsx-1428882662"><span class="jsx-1428882662 labelWrap"><label class="jsx-1428882662">Intro Offer</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-introDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Intro bonus</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-1428882662 tooltipContent">Earn 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.</div><div class="jsx-1871043387 pointer"></div></div></div></div></span></div><div class="jsx-1428882662">Earn 75,000 bonus miles</div></div></div><div class="jsx-181765123 characteristic"><div class="jsx-1770111297 annualFee"><label class="jsx-1770111297 labelWrap">Annual Fee</label><div class="jsx-1770111297">$0 introductory annual fee for the first year, then $99.</div></div></div><div class="jsx-181765123 characteristic"><div class="jsx-3616297574 apr apr-A"><div class="jsx-3616297574 labelWrap"><label class="jsx-3616297574">Regular APR</label></div><div class="jsx-3616297574">21.49% - 28.49% Variable</div></div></div><div class="jsx-181765123 characteristic"><div class="jsx-854763532 recommendedCredit recommendedCredit-A"><div class="jsx-854763532 recommendedCreditLabel-A"><label class="jsx-854763532">Recommended Credit</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-creditDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Credit score description</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-854763532 tooltipContent">Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div><div class="jsx-854763532 creditScore"><span class="jsx-854763532 range">670-850</span><span class="jsx-854763532 description">Excellent/Good</span></div></div></div></div></div></div><div class="jsx-1767730752 bottomSectionMonarch"><div class="jsx-1767730752 whyWeChoseIt"><div class="jsx-1400964409 whyWeChoseItRoot inheritParent"><label class="jsx-1400964409">Why we chose it</label><div class="jsx-1400964409 text"><p>The United Business Card offers a plethora of travel benefits that will benefit business owners who prefer to fly United — all for a reasonable annual fee. Read our full <a href="https://thepointsguy.com/credit-cards/reviews/united-business-card-review-benefits-for-small-business-travelers-who-fly-united/">review of the United Business Card</a>. </p> </div></div></div><div class="jsx-1767730752 tabbed"><div class="jsx-de4115f42c48e362 jsx-3532910632"><div class="jsx-de4115f42c48e362 jsx-3532910632 tabbedContent"><div class="jsx-171656303 partialAccordion"><span><button aria-expanded="false" data-testid="button" class="jsx-171656303 button"><span class="jsx-171656303">VIEW MORE</span><div class="jsx-171656303 partial carat"><svg viewBox="0 0 42 25" xmlns="http://www.w3.org/2000/svg"><path d="m20.73 25.83 2.88-2.75 18.8-17.96L38.27.78 20.91 17.36 4.34 0 0 4.14l20.72 21.7z" fill="currentColor"></path></svg></div></button></span><div class="jsx-171656303 content"><div data-testid="tabs" class="jsx-3370968206 tabs"><div data-testid="tabList" class="jsx-3370968206 tabList"><span><button class="jsx-3370968206 tab active">Pros & Cons</button></span><span><button class="jsx-3370968206 tab">More Details</button></span></div><div class="jsx-3370968206 panels"><div class="jsx-3370968206 panel"><div class="jsx-3971611116 prosCons"><div class="jsx-1517838447 pros"><h3 class="jsx-1517838447">Pros</h3><div class="jsx-1517838447 list"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">Earns 2 miles per $1 spent in a variety of categories, including United purchases, dining (including eligible delivery services), gas, office supplies and more</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Get a $100 United travel credit after qualifying purchases each year</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">If you have a personal United card, too, you can earn 5,000 bonus miles each year</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Open employee cards at no additional cost</span></li></ul></div></div><div class="jsx-3069136416 cons white"><h3 class="jsx-3069136416">Cons</h3><div class="jsx-3069136416 list"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">Redemption options are mostly limited to United and its partners</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Other United cards have higher earning rates on some purchases</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">You might get more use from transferable points instead of United miles</span></li></ul></div></div></div></div><div class="jsx-3370968206 panel inactive"><div class="jsx-1075252574 moreDetails"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">Earn 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">$0 introductory annual fee for the first year, then $99.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">2x miles on United® purchases, dining including eligible delivery services, at gas stations, office supply stores, and on local transit and commuting.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">1x mile on all other purchases. Plus, employee cards at no additional cost - miles earned from their purchases accrue in your account so you can earn rewards faster.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Receive a 5,000-mile "better together" bonus each anniversary when you have both the United℠ Business Card and a personal Chase United® credit card.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Enjoy a free first checked bag - a savings of up to $160 per roundtrip (terms apply), 2 United Club℠ one-time passes per year, and priority boarding privileges.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">$100 United® travel credit after 7 United flight purchases of $100 or more each anniversary year.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Member FDIC</span></li></ul></div></div></div></div></div></div></div></div></div></div></div></section></div><div id="card-13" class="jsx-de4115f42c48e362 jsx-1260770831 cardTile"><section data-testid="cardTile" class="jsx-1767730752 cardTile"><div class="jsx-1767730752 dt-tab"><div class="jsx-1767730752 topSection"><div class="jsx-1767730752 topDetails"><div class="jsx-1767730752 cardFlag"></div><span class="jsx-1767730752 superlative"><p>Best for BofA Preferred Rewards for Business members</p></span><div data-testid="cardName" class="jsx-1767730752 cardName"><div class="jsx-1331445845 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/8041/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><h2 class="jsx-1331445845 cardName-title">Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card</h2></a></span></div></div><div class="jsx-1767730752 compareCard"><label class="jsx-2043662968 compareCard"><input name="add_card" type="checkbox" class="jsx-2043662968 "/><span class="jsx-2043662968">Compare this card</span></label></div><div class="jsx-1767730752 editorsRating"><div style="align-items:center;flex-direction:row" class="jsx-eb71e6eaa52b9727 jsx-4016405105 editorsRating"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 tooltip"><label class="jsx-eb71e6eaa52b9727 jsx-4016405105 title">TPG Editor‘s Rating</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-8041" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Editors rating</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 dialog">Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 rating"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 stars"><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 partial"></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg></div><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 numeric">3.5 / 5</div></div><span><a href="https://thepointsguy.com/credit-cards/bank-of-america-business-advantage-unlimited-review/" class="jsx-eb71e6eaa52b9727 jsx-4016405105 defaultLink review">Go to review</a></span></div></div></div><div class="jsx-1767730752 cardArtAndApplyLink"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1849582496 applyLink"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/8041/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1849582496 cardImage"><img alt="Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F108f1340-2fa7-11ee-88ac-8d33dad17a11.png&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F108f1340-2fa7-11ee-88ac-8d33dad17a11.png&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F108f1340-2fa7-11ee-88ac-8d33dad17a11.png&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F108f1340-2fa7-11ee-88ac-8d33dad17a11.png&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F108f1340-2fa7-11ee-88ac-8d33dad17a11.png&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F108f1340-2fa7-11ee-88ac-8d33dad17a11.png&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F108f1340-2fa7-11ee-88ac-8d33dad17a11.png&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F108f1340-2fa7-11ee-88ac-8d33dad17a11.png&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F108f1340-2fa7-11ee-88ac-8d33dad17a11.png&w=3840&q=75"/></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">Apply for Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card</span></a></span><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/8041/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-821914583 cta dark"><span class="jsx-821914583">Apply now</span><span class="jsx-821914583"><svg height="18" width="14" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M3.583 5.667a3.417 3.417 0 1 1 6.834 0v1.75H3.583zm-.753 3.25h8.503a.75.75 0 0 1 .75.75V15a.75.75 0 0 1-.75.75H2.667a.75.75 0 0 1-.75-.75V9.667a.75.75 0 0 1 .75-.75zm-.747-1.424V5.667a4.917 4.917 0 0 1 9.834 0v1.826a2.251 2.251 0 0 1 1.666 2.174V15a2.25 2.25 0 0 1-2.25 2.25H2.667A2.25 2.25 0 0 1 .417 15V9.667c0-1.041.706-1.917 1.666-2.174zm5 3.84a.75.75 0 1 0 0 1.5.75.75 0 0 0 0-1.5z" fill="currentColor" fill-rule="evenodd"></path></svg></span></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">for Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card</span></a></span></div><div class="jsx-1767730752 cardTerms"><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1328787045 legalText"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045 secureSite"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045">at Bank of America's secure site</div></div></div></div></div><div class="jsx-1767730752 rewardsRate"><div class="jsx-1381160569 rewards rewards-C"><label class="jsx-1381160569 labelWrap">Rewards rate</label><table class="jsx-2623671549 rewardsTable"><tbody class="jsx-2623671549 rewardsTableBody"><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">1.5%</span></td><td class="jsx-2623671549 description">Earn unlimited 1.5% cash back on purchases.</td></tr></tbody></table></div></div><div class="jsx-1844965041"><div class="jsx-181765123 cardCharacteristics variant-A"><div class="jsx-181765123 characteristic"><div class="jsx-1428882662 introOffer-A"><div class="jsx-1428882662"><span class="jsx-1428882662 labelWrap"><label class="jsx-1428882662">Intro Offer</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-introDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Intro bonus</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-1428882662 tooltipContent">Get a $300 online statement credit after you make at least $3,000 in purchases in the first 90 days of your account opening.</div><div class="jsx-1871043387 pointer"></div></div></div></div></span></div><div class="jsx-1428882662">$300</div></div></div><div class="jsx-181765123 characteristic"><div class="jsx-1770111297 annualFee"><label class="jsx-1770111297 labelWrap">Annual Fee</label><div class="jsx-1770111297">$0</div></div></div><div class="jsx-181765123 characteristic"><div class="jsx-3616297574 apr apr-A"><div class="jsx-3616297574 labelWrap"><label class="jsx-3616297574">Regular APR</label></div><div class="jsx-3616297574">17.99% - 27.99% Variable APR on purchases and balance transfers</div></div></div><div class="jsx-181765123 characteristic"><div class="jsx-854763532 recommendedCredit recommendedCredit-A"><div class="jsx-854763532 recommendedCreditLabel-A"><label class="jsx-854763532">Recommended Credit</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-creditDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Credit score description</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-854763532 tooltipContent">Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div><div class="jsx-854763532 creditScore"><span class="jsx-854763532 range">740-850</span><span class="jsx-854763532 description">Excellent</span></div></div></div></div></div></div><div class="jsx-1767730752 bottomSectionMonarch"><div class="jsx-1767730752 whyWeChoseIt"><div class="jsx-1400964409 whyWeChoseItRoot inheritParent"><label class="jsx-1400964409">Why we chose it</label><div class="jsx-1400964409 text"><p>The Bank of America Business Advantage Unlimited Cash Back offers phenomenal returns on all purchases, with a 1.5% earning rate that could potentially climb to 1.875-2.62x for existing Bank of America customers who participate in the Preferred Rewards for Business program. Read our full <a href="https://thepointsguy.com/credit-cards/bank-of-america-business-advantage-unlimited-review/">review of the Bank of America Business Advantage Unlimited Cash Rewards Mastercard credit card</a>.</p> </div></div></div><div class="jsx-1767730752 tabbed"><div class="jsx-de4115f42c48e362 jsx-3532910632"><div class="jsx-de4115f42c48e362 jsx-3532910632 tabbedContent"><div class="jsx-171656303 partialAccordion"><span><button aria-expanded="false" data-testid="button" class="jsx-171656303 button"><span class="jsx-171656303">VIEW MORE</span><div class="jsx-171656303 partial carat"><svg viewBox="0 0 42 25" xmlns="http://www.w3.org/2000/svg"><path d="m20.73 25.83 2.88-2.75 18.8-17.96L38.27.78 20.91 17.36 4.34 0 0 4.14l20.72 21.7z" fill="currentColor"></path></svg></div></button></span><div class="jsx-171656303 content"><div data-testid="tabs" class="jsx-3370968206 tabs"><div data-testid="tabList" class="jsx-3370968206 tabList"><span><button class="jsx-3370968206 tab active">Pros & Cons</button></span><span><button class="jsx-3370968206 tab">More Details</button></span></div><div class="jsx-3370968206 panels"><div class="jsx-3370968206 panel"><div class="jsx-3971611116 prosCons"><div class="jsx-1517838447 pros"><h3 class="jsx-1517838447">Pros</h3><div class="jsx-1517838447 list"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">No annual fee.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Unlimited 1.5% earning rate on all eligible purchases, no matter the category.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Bank of America Preferred Rewards for Business members could have access to even more earning potential.</span></li></ul></div></div><div class="jsx-3069136416 cons white"><h3 class="jsx-3069136416">Cons</h3><div class="jsx-3069136416 list"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">There’s a 3% foreign transaction fee, so you want to avoid using this card on your international travels.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Redemption options are limited to cash back rewards.</span></li></ul></div></div></div></div><div class="jsx-3370968206 panel inactive"><div class="jsx-1075252574 moreDetails"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">Get a $300 online statement credit after you make at least $3,000 in purchases in the first 90 days of your account opening.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Earn unlimited 1.5% cash back on purchases, or join Preferred Rewards for Business for no fee, and earn up to an unlimited 2.62% cash back on all purchases if you have a Bank of America® business checking account and qualify for Preferred Rewards for Business Platinum Honors tier.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">No annual cap and cash rewards don’t expire as long as your account remains open.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">No annual fee.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Choose how to redeem your cash rewards – as a deposit into your Bank of America® checking or savings account, as a card statement credit or as a check mailed to you.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">0% Introductory APR on purchases for your first 9 billing cycles. After the intro APR offer ends, a Variable APR that's currently 17.99% to 27.99% will apply.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Contactless Cards - the security of a chip card, with the convenience of a tap.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.</span></li></ul></div></div></div></div></div></div></div></div></div></div></div></section></div><div id="card-14" class="jsx-de4115f42c48e362 jsx-1260770831 cardTile"><section data-testid="cardTile" class="jsx-1767730752 cardTile"><div class="jsx-1767730752 dt-tab"><div class="jsx-1767730752 topSection"><div class="jsx-1767730752 topDetails"><div class="jsx-1767730752 cardFlag"></div><span class="jsx-1767730752 superlative"><p>Best for businesses that fly Alaska Air regularly</p></span><div data-testid="cardName" class="jsx-1767730752 cardName"><div class="jsx-1331445845 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/6338/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><h2 class="jsx-1331445845 cardName-title">Alaska Airlines Visa® Business card</h2></a></span></div></div><div class="jsx-1767730752 compareCard"><label class="jsx-2043662968 compareCard"><input name="add_card" type="checkbox" class="jsx-2043662968 "/><span class="jsx-2043662968">Compare this card</span></label></div><div class="jsx-1767730752 editorsRating"><div style="align-items:center;flex-direction:row" class="jsx-eb71e6eaa52b9727 jsx-4016405105 editorsRating"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 tooltip"><label class="jsx-eb71e6eaa52b9727 jsx-4016405105 title">TPG Editor‘s Rating</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-6338" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Editors rating</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 dialog">Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 rating"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 stars"><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg></div><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 numeric">4 / 5</div></div><span><a href="https://thepointsguy.com/credit-cards/reviews/alaska-airlines-visa-business-card-review/" class="jsx-eb71e6eaa52b9727 jsx-4016405105 defaultLink review">Go to review</a></span></div></div></div><div class="jsx-1767730752 cardArtAndApplyLink"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1849582496 applyLink"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/6338/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1849582496 cardImage"><img alt="Alaska Airlines Visa® Business card" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F9e1c6bb0-ea2e-11eb-99d8-ddd3faec9ad4.png&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F9e1c6bb0-ea2e-11eb-99d8-ddd3faec9ad4.png&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F9e1c6bb0-ea2e-11eb-99d8-ddd3faec9ad4.png&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F9e1c6bb0-ea2e-11eb-99d8-ddd3faec9ad4.png&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F9e1c6bb0-ea2e-11eb-99d8-ddd3faec9ad4.png&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F9e1c6bb0-ea2e-11eb-99d8-ddd3faec9ad4.png&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F9e1c6bb0-ea2e-11eb-99d8-ddd3faec9ad4.png&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F9e1c6bb0-ea2e-11eb-99d8-ddd3faec9ad4.png&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F9e1c6bb0-ea2e-11eb-99d8-ddd3faec9ad4.png&w=3840&q=75"/></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">Apply for Alaska Airlines Visa® Business card</span></a></span><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/6338/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-821914583 cta dark"><span class="jsx-821914583">Apply now</span><span class="jsx-821914583"><svg height="18" width="14" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M3.583 5.667a3.417 3.417 0 1 1 6.834 0v1.75H3.583zm-.753 3.25h8.503a.75.75 0 0 1 .75.75V15a.75.75 0 0 1-.75.75H2.667a.75.75 0 0 1-.75-.75V9.667a.75.75 0 0 1 .75-.75zm-.747-1.424V5.667a4.917 4.917 0 0 1 9.834 0v1.826a2.251 2.251 0 0 1 1.666 2.174V15a2.25 2.25 0 0 1-2.25 2.25H2.667A2.25 2.25 0 0 1 .417 15V9.667c0-1.041.706-1.917 1.666-2.174zm5 3.84a.75.75 0 1 0 0 1.5.75.75 0 0 0 0-1.5z" fill="currentColor" fill-rule="evenodd"></path></svg></span></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">for Alaska Airlines Visa® Business card</span></a></span></div><div class="jsx-1767730752 cardTerms"><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1328787045 legalText"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045 secureSite"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045">at Bank of America's secure site</div></div></div></div></div><div class="jsx-1767730752 rewardsRate"><div class="jsx-1381160569 rewards rewards-C"><label class="jsx-1381160569 labelWrap">Rewards rate</label><table class="jsx-2623671549 rewardsTable"><tbody class="jsx-2623671549 rewardsTableBody"><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">3 miles</span></td><td class="jsx-2623671549 description">Earn 3 miles for every $1 spent on eligible Alaska Airlines purchases.</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">2 miles</span></td><td class="jsx-2623671549 description">Earn 2 miles for every $1 spent on eligible gas, EV charging station, shipping and local transit (including rideshare) purchases.</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">1 mile</span></td><td class="jsx-2623671549 description">Earn 1 mile for every $1 spent on all other purchases.</td></tr></tbody></table></div></div><div class="jsx-1844965041"><div class="jsx-181765123 cardCharacteristics variant-A"><div class="jsx-181765123 characteristic"><div class="jsx-1428882662 introOffer-A"><div class="jsx-1428882662"><span class="jsx-1428882662 labelWrap"><label class="jsx-1428882662">Intro Offer</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-introDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Intro bonus</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-1428882662 tooltipContent">Get 50,000 bonus miles and Alaska's Famous Companion Fare™ ($99 fare plus taxes and fees from $23) after you make $3,000 or more in purchases within the first 90 days of opening your account.</div><div class="jsx-1871043387 pointer"></div></div></div></div></span></div><div class="jsx-1428882662">50,000 miles offer</div></div></div><div class="jsx-181765123 characteristic"><div class="jsx-1770111297 annualFee"><label class="jsx-1770111297 labelWrap">Annual Fee</label><div class="jsx-1770111297">$70 for the company and $25 per card</div></div></div><div class="jsx-181765123 characteristic"><div class="jsx-3616297574 apr apr-A"><div class="jsx-3616297574 labelWrap"><label class="jsx-3616297574">Regular APR</label></div><div class="jsx-3616297574">20.74% - 28.74% Variable APR on purchases and balance transfers</div></div></div><div class="jsx-181765123 characteristic"><div class="jsx-854763532 recommendedCredit recommendedCredit-A"><div class="jsx-854763532 recommendedCreditLabel-A"><label class="jsx-854763532">Recommended Credit</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-creditDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Credit score description</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-854763532 tooltipContent">Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div><div class="jsx-854763532 creditScore"><span class="jsx-854763532 range"></span><span class="jsx-854763532 description">Excellent Credit</span></div></div></div></div></div></div><div class="jsx-1767730752 bottomSectionMonarch"><div class="jsx-1767730752 whyWeChoseIt"><div class="jsx-1400964409 whyWeChoseItRoot inheritParent"><label class="jsx-1400964409">Why we chose it</label><div class="jsx-1400964409 text"><p>For small business owners in the Pacific Northwest, this card definitely packs a punch. You can jump start your earning with a good sign-up bonus and the famous companion fare offer, and Alaska Airlines has some good airline transfer partners if you need to go another route. Read our <a href="https://thepointsguy.com/credit-cards/reviews/alaska-airlines-visa-business-card-review/">full review of the Alaska Airlines Visa Business card</a>.</p> </div></div></div><div class="jsx-1767730752 tabbed"><div class="jsx-de4115f42c48e362 jsx-3532910632"><div class="jsx-de4115f42c48e362 jsx-3532910632 tabbedContent"><div class="jsx-171656303 partialAccordion"><span><button aria-expanded="false" data-testid="button" class="jsx-171656303 button"><span class="jsx-171656303">VIEW MORE</span><div class="jsx-171656303 partial carat"><svg viewBox="0 0 42 25" xmlns="http://www.w3.org/2000/svg"><path d="m20.73 25.83 2.88-2.75 18.8-17.96L38.27.78 20.91 17.36 4.34 0 0 4.14l20.72 21.7z" fill="currentColor"></path></svg></div></button></span><div class="jsx-171656303 content"><div data-testid="tabs" class="jsx-3370968206 tabs"><div data-testid="tabList" class="jsx-3370968206 tabList"><span><button class="jsx-3370968206 tab active">Pros & Cons</button></span><span><button class="jsx-3370968206 tab">More Details</button></span></div><div class="jsx-3370968206 panels"><div class="jsx-3370968206 panel"><div class="jsx-3971611116 prosCons"><div class="jsx-1517838447 pros"><h3 class="jsx-1517838447">Pros</h3><div class="jsx-1517838447 list"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">Get Alaska's Famous Companion Fare each year card is renewed (after meeting spend requirement)</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Free checked bag</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">20% back on inflight food, beverage and Wi-Fi purchases when you pay with your card</span></li></ul></div></div><div class="jsx-3069136416 cons white"><h3 class="jsx-3069136416">Cons</h3><div class="jsx-3069136416 list"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">Only earns 1-2 miles per dollar for all purchases outside of Alaska Airlines purchases</span></li></ul></div></div></div></div><div class="jsx-3370968206 panel inactive"><div class="jsx-1075252574 moreDetails"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">Get 50,000 bonus miles and Alaska's Famous Companion Fare™ ($99 fare plus taxes and fees from $23) after you make $3,000 or more in purchases within the first 90 days of opening your account.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Earn another Alaska's Famous Companion Fare™ ($99 fare plus taxes and fees from $23) each account anniversary after spending $6,000 or more on purchases within the prior anniversary year.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Free checked bag for any cardholder and up to 6 guests on the same reservation when you pay for your flight with your card - that's a savings of $60 per person roundtrip!</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Priority Boarding for any cardholder when paying for the flight with an Alaska Airlines Business card.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Earn 3 miles for every $1 spent on eligible Alaska Airlines purchases, 2 miles for every $1 spent on eligible gas, EV charging station, shipping and local transit (including rideshare) purchases and 1 mile for every $1 spent on all other purchases.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Earn a 10% rewards bonus on all miles earned from card purchases if your company has an eligible Bank of America® small business account.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Enjoy 20% back on Alaska Airlines inflight purchases when you pay with your new card.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Get $100 off an annual Alaska Lounge+ Membership purchased with your Alaska Airlines Business card.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Plus, no international transaction fees and a low annual fee of $70 for the company and $25 per card.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.</span></li></ul></div></div></div></div></div></div></div></div></div></div></div></section></div><div id="card-15" class="jsx-de4115f42c48e362 jsx-1260770831 cardTile"><section data-testid="cardTile" class="jsx-1767730752 cardTile"><div class="jsx-1767730752 dt-tab"><div class="jsx-1767730752 topSection"><div class="jsx-1767730752 topDetails"><div class="jsx-1767730752 cardFlag"></div><span class="jsx-1767730752 superlative"><p>Best for customizable business cash back</p></span><div data-testid="cardName" class="jsx-1767730752 cardName"><div class="jsx-1331445845 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/23159458/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><h2 class="jsx-1331445845 cardName-title">Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card</h2></a></span></div></div><div class="jsx-1767730752 compareCard"><label class="jsx-2043662968 compareCard"><input name="add_card" type="checkbox" class="jsx-2043662968 "/><span class="jsx-2043662968">Compare this card</span></label></div><div class="jsx-1767730752 editorsRating"><div style="align-items:center;flex-direction:row" class="jsx-eb71e6eaa52b9727 jsx-4016405105 editorsRating"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 tooltip"><label class="jsx-eb71e6eaa52b9727 jsx-4016405105 title">TPG Editor‘s Rating</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-23159458" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Editors rating</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 dialog">Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 rating"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 stars"><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 partial"></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg></div><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 numeric">3.5 / 5</div></div><span><a href="https://thepointsguy.com/credit-cards/bank-of-america-business-advantage-cash-rewards-card-review/" class="jsx-eb71e6eaa52b9727 jsx-4016405105 defaultLink review">Go to review</a></span></div></div></div><div class="jsx-1767730752 cardArtAndApplyLink"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1849582496 applyLink"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/23159458/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1849582496 cardImage"><img alt="Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fcb126100-2fa6-11ee-bf78-57c180bf03f6.png&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fcb126100-2fa6-11ee-bf78-57c180bf03f6.png&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fcb126100-2fa6-11ee-bf78-57c180bf03f6.png&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fcb126100-2fa6-11ee-bf78-57c180bf03f6.png&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fcb126100-2fa6-11ee-bf78-57c180bf03f6.png&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fcb126100-2fa6-11ee-bf78-57c180bf03f6.png&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fcb126100-2fa6-11ee-bf78-57c180bf03f6.png&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fcb126100-2fa6-11ee-bf78-57c180bf03f6.png&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fcb126100-2fa6-11ee-bf78-57c180bf03f6.png&w=3840&q=75"/></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">Apply for Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card</span></a></span><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/23159458/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-821914583 cta dark"><span class="jsx-821914583">Apply now</span><span class="jsx-821914583"><svg height="18" width="14" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M3.583 5.667a3.417 3.417 0 1 1 6.834 0v1.75H3.583zm-.753 3.25h8.503a.75.75 0 0 1 .75.75V15a.75.75 0 0 1-.75.75H2.667a.75.75 0 0 1-.75-.75V9.667a.75.75 0 0 1 .75-.75zm-.747-1.424V5.667a4.917 4.917 0 0 1 9.834 0v1.826a2.251 2.251 0 0 1 1.666 2.174V15a2.25 2.25 0 0 1-2.25 2.25H2.667A2.25 2.25 0 0 1 .417 15V9.667c0-1.041.706-1.917 1.666-2.174zm5 3.84a.75.75 0 1 0 0 1.5.75.75 0 0 0 0-1.5z" fill="currentColor" fill-rule="evenodd"></path></svg></span></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">for Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card</span></a></span></div><div class="jsx-1767730752 cardTerms"><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1328787045 legalText"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045 secureSite"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045">at Bank of America's secure site</div></div></div></div></div><div class="jsx-1767730752 rewardsRate"><div class="jsx-1381160569 rewards rewards-C"><label class="jsx-1381160569 labelWrap">Rewards rate</label><table class="jsx-2623671549 rewardsTable"><tbody class="jsx-2623671549 rewardsTableBody"><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">3%</span></td><td class="jsx-2623671549 description">Earn 3% cash back in the category of your choice (for the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter).</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">2%</span></td><td class="jsx-2623671549 description">Earn 2% cash back on dining purchases (for the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter).</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">1%</span></td><td class="jsx-2623671549 description">Earn 1% cash back on all other purchases.</td></tr></tbody></table></div></div><div class="jsx-1844965041"><div class="jsx-181765123 cardCharacteristics variant-A"><div class="jsx-181765123 characteristic"><div class="jsx-1428882662 introOffer-A"><div class="jsx-1428882662"><span class="jsx-1428882662 labelWrap"><label class="jsx-1428882662">Intro Offer</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-introDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Intro bonus</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-1428882662 tooltipContent">Get a $300 online statement credit after you make at least $3,000 in purchases in the first 90 days of your account opening.</div><div class="jsx-1871043387 pointer"></div></div></div></div></span></div><div class="jsx-1428882662">$300</div></div></div><div class="jsx-181765123 characteristic"><div class="jsx-1770111297 annualFee"><label class="jsx-1770111297 labelWrap">Annual Fee</label><div class="jsx-1770111297">$0</div></div></div><div class="jsx-181765123 characteristic"><div class="jsx-3616297574 apr apr-A"><div class="jsx-3616297574 labelWrap"><label class="jsx-3616297574">Regular APR</label></div><div class="jsx-3616297574">17.99% - 27.99% Variable APR on purchases and balance transfers</div></div></div><div class="jsx-181765123 characteristic"><div class="jsx-854763532 recommendedCredit recommendedCredit-A"><div class="jsx-854763532 recommendedCreditLabel-A"><label class="jsx-854763532">Recommended Credit</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-creditDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Credit score description</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-854763532 tooltipContent">Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div><div class="jsx-854763532 creditScore"><span class="jsx-854763532 range"></span><span class="jsx-854763532 description">Excellent Credit</span></div></div></div></div></div></div><div class="jsx-1767730752 bottomSectionMonarch"><div class="jsx-1767730752 whyWeChoseIt"><div class="jsx-1400964409 whyWeChoseItRoot inheritParent"><label class="jsx-1400964409">Why we chose it</label><div class="jsx-1400964409 text"><p>The Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card offers small businesses a way to mold their rewards structure to fit changing business needs. If you qualify for the Bank of America Preferred Rewards for Business program, this no-annual-fee card has the potential to easily earn you thousands of dollars in cash back each year. Read our full review of the <a class="c-link" href="https://thepointsguy.com/credit-cards/bank-of-america-business-advantage-cash-rewards-card-review/" target="_blank" rel="noopener noreferrer" data-stringify-link="https://thepointsguy.com/credit-cards/bank-of-america/bank-of-america-business-advantage-cash-rewards-card-review/" data-sk="tooltip_parent">Bank of America Business Advantage Customized Cash card.</a></p> </div></div></div><div class="jsx-1767730752 tabbed"><div class="jsx-de4115f42c48e362 jsx-3532910632"><div class="jsx-de4115f42c48e362 jsx-3532910632 tabbedContent"><div class="jsx-171656303 partialAccordion"><span><button aria-expanded="false" data-testid="button" class="jsx-171656303 button"><span class="jsx-171656303">VIEW MORE</span><div class="jsx-171656303 partial carat"><svg viewBox="0 0 42 25" xmlns="http://www.w3.org/2000/svg"><path d="m20.73 25.83 2.88-2.75 18.8-17.96L38.27.78 20.91 17.36 4.34 0 0 4.14l20.72 21.7z" fill="currentColor"></path></svg></div></button></span><div class="jsx-171656303 content"><div data-testid="tabs" class="jsx-3370968206 tabs"><div data-testid="tabList" class="jsx-3370968206 tabList"><span><button class="jsx-3370968206 tab active">Pros & Cons</button></span><span><button class="jsx-3370968206 tab">More Details</button></span></div><div class="jsx-3370968206 panels"><div class="jsx-3370968206 panel"><div class="jsx-3971611116 prosCons"><div class="jsx-1517838447 pros"><h3 class="jsx-1517838447">Pros</h3><div class="jsx-1517838447 list"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">Flexible earning structure (3% cash back in the category of your choice and 2% on dining; up to $50,000 in combined purchases per year (then 1%)</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">No annual fee or expiration on rewards.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">$300 online cash rewards bonus after you make at least $3,000 in purchases in the first 90 days of account opening.</span></li></ul></div></div><div class="jsx-3069136416 cons white"><h3 class="jsx-3069136416">Cons</h3><div class="jsx-3069136416 list"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">Only one category can be chosen for the 3% rewards rate each month.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">3% foreign transaction fee.</span></li></ul></div></div></div></div><div class="jsx-3370968206 panel inactive"><div class="jsx-1075252574 moreDetails"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">Get a $300 online statement credit after you make at least $3,000 in purchases in the first 90 days of your account opening.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Earn 3% cash back in the category of your choice: gas stations & EV charging stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services, 2% cash back on dining purchases and 1% cash back on all other purchases.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">You'll earn 3% cash back on purchases in the category of your choice and 2% cash back on dining purchases on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">You can earn up to 75% more cash back on every purchase, if you have a business checking account with Bank of America and qualify for Preferred Rewards for Business Platinum Honors tier. That means you could earn up to 5.25% cash back in your selected choice category and up to 3.5% cash back on dining purchases on the first $50,000 in those combined purchases each calendar year, and up to an unlimited 1.75% cash back on all other purchases.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">No annual fee</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Choose how to redeem your cash rewards-as a deposit into your Bank of America® checking or savings account, as a card statement credit or as a check mailed to you. Cash rewards don’t expire as long as your account remains open.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">To change your choice category for future purchases, you must go to the Mobile Banking app or Business Advantage 360, our small business online banking. You can change it once each calendar month, or make no change and it stays the same.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">0% Introductory APR on purchases for your first 9 billing cycles. After the intro APR offer ends, a Variable APR that's currently 17.99% to 27.99% will apply.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Contactless Cards - The security of a chip card, with the convenience of a tap.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.</span></li></ul></div></div></div></div></div></div></div></div></div></div></div></section></div><div id="card-16" class="jsx-de4115f42c48e362 jsx-1260770831 cardTile"><section data-testid="cardTile" class="jsx-1767730752 cardTile"><div class="jsx-1767730752 dt-tab"><div class="jsx-1767730752 topSection"><div class="jsx-1767730752 topDetails"><div class="jsx-1767730752 cardFlag"></div><span class="jsx-1767730752 superlative"><p>Best for business owners who are Wyndham loyalists</p></span><div data-testid="cardName" class="jsx-1767730752 cardName"><div class="jsx-1331445845 cardName-oon"><h2 class="jsx-1331445845 cardName-title">Wyndham Rewards Earner Business Card</h2><span class="jsx-1331445845 oon-tooltip-container"><div tabindex="0" class="jsx-1871043387 tooltip fitElement oon-tooltip"><div on="tap:tooltip-7647" class="jsx-1871043387 triggerText"><span class="jsx-1871043387 triggerText">*</span></div><div class="jsx-1871043387 dialog false"><div class="jsx-1871043387"><div class="jsx-1331445845 dialog">*The information about the Wyndham Rewards Earner Business Card has been collected independently by ThePointsGuy.com. The card details have not been reviewed or approved by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></span></div></div><div class="jsx-1767730752 compareCard"><label class="jsx-2043662968 compareCard"><input name="add_card" type="checkbox" class="jsx-2043662968 "/><span class="jsx-2043662968">Compare this card</span></label></div><div class="jsx-1767730752 editorsRating"><div style="align-items:center;flex-direction:row" class="jsx-eb71e6eaa52b9727 jsx-4016405105 editorsRating"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 tooltip"><label class="jsx-eb71e6eaa52b9727 jsx-4016405105 title">TPG Editor‘s Rating</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-7647" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Editors rating</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 dialog">Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 rating"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 stars"><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 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3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg></div><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 numeric">4 / 5</div></div><span><a href="https://thepointsguy.com/credit-cards/reviews/wyndham-earner-business-card-review/" class="jsx-eb71e6eaa52b9727 jsx-4016405105 defaultLink review">Go to review</a></span></div></div></div><div class="jsx-1767730752 cardArtAndApplyLink"><div class="jsx-4bba4c716fec74b3 jsx-2622207 outOfNetworkLink default"><span><a href="https://thepointsguy.com/credit-cards/reviews/wyndham-earner-business-card-review/" rel="noreferrer" class="jsx-4bba4c716fec74b3 jsx-2622207"><div class="jsx-4bba4c716fec74b3 jsx-2622207 cardImage"><img alt="Wyndham Rewards Earner Business Card" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F2f3730f0-3b0a-11eb-abd6-51413e137726.png&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F2f3730f0-3b0a-11eb-abd6-51413e137726.png&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F2f3730f0-3b0a-11eb-abd6-51413e137726.png&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F2f3730f0-3b0a-11eb-abd6-51413e137726.png&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F2f3730f0-3b0a-11eb-abd6-51413e137726.png&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F2f3730f0-3b0a-11eb-abd6-51413e137726.png&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F2f3730f0-3b0a-11eb-abd6-51413e137726.png&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F2f3730f0-3b0a-11eb-abd6-51413e137726.png&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F2f3730f0-3b0a-11eb-abd6-51413e137726.png&w=3840&q=75"/></div><span class="jsx-4bba4c716fec74b3 jsx-2622207 a11y-sr">`Go to Review of $Wyndham Rewards Earner Business Card`</span></a></span><span><a href="https://thepointsguy.com/credit-cards/reviews/wyndham-earner-business-card-review/" rel="noreferrer" class="jsx-4bba4c716fec74b3 jsx-2622207 linkAnchor"><div class="jsx-821914583 cta light"><span class="jsx-821914583">Go to Review</span><span class="jsx-821914583"></span></div><span class="jsx-4bba4c716fec74b3 jsx-2622207 a11y-sr">for Wyndham Rewards Earner Business Card</span></a></span></div><div class="jsx-1767730752 cardTerms"><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1328787045 legalText"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045 secureSite"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045">Information updated as of</div></div><div class="jsx-eb71e6eaa52b9727 jsx-1328787045 terms"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045">07/29/2024</div></div></div></div></div><div class="jsx-1767730752 rewardsRate"><div class="jsx-1381160569 rewards rewards-C"><label class="jsx-1381160569 labelWrap">Rewards rate</label><table class="jsx-2623671549 rewardsTable"><tbody class="jsx-2623671549 rewardsTableBody"><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">8X</span></td><td class="jsx-2623671549 description">Earn 8 points per $1 spent on eligible purchases made at Hotels by Wyndham as well as on qualifying gas purchases.</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">5X</span></td><td class="jsx-2623671549 description">Earn 5 points per $1 spent on eligible marketing, advertising and utility purchases.</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">1X</span></td><td class="jsx-2623671549 description">Earn 1 point per $1 spent on all other purchases (excluding Wyndham Timeshare resort down payments). That means paying bills, buying home office supplies, car repairs, and more are earning you your next great vacation!</td></tr></tbody></table></div></div><div class="jsx-1844965041"><div class="jsx-181765123 cardCharacteristics variant-A"><div class="jsx-181765123 characteristic"><div class="jsx-1428882662 introOffer-A"><div class="jsx-1428882662"><span class="jsx-1428882662 labelWrap"><label class="jsx-1428882662">Intro Offer</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-introDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Intro bonus</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-1428882662 tooltipContent">Earn 45,000 bonus points after spending $3,000 on purchases in the first 90 days.</div><div class="jsx-1871043387 pointer"></div></div></div></div></span></div><div class="jsx-1428882662">45,000 points</div></div></div><div class="jsx-181765123 characteristic"><div class="jsx-1770111297 annualFee"><label class="jsx-1770111297 labelWrap">Annual Fee</label><div class="jsx-1770111297">$95</div></div></div><div class="jsx-181765123 characteristic"><div class="jsx-3616297574 apr apr-A"><div class="jsx-3616297574 labelWrap"><label class="jsx-3616297574">Regular APR</label></div><div class="jsx-3616297574">21.24% - 29.99 (Variable)</div></div></div><div class="jsx-181765123 characteristic"><div class="jsx-854763532 recommendedCredit recommendedCredit-A"><div class="jsx-854763532 recommendedCreditLabel-A"><label class="jsx-854763532">Recommended Credit</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-creditDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Credit score description</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-854763532 tooltipContent">Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div><div class="jsx-854763532 creditScore"><span class="jsx-854763532 range">670-850</span><span class="jsx-854763532 description">Excellent/Good Credit</span></div></div></div></div></div></div><div class="jsx-1767730752 bottomSectionMonarch"><div class="jsx-1767730752 tabbed"><div class="jsx-de4115f42c48e362 jsx-3532910632"><div class="jsx-de4115f42c48e362 jsx-3532910632 tabbedContent"><div class="jsx-171656303 partialAccordion"><span><button aria-expanded="false" data-testid="button" class="jsx-171656303 button"><span class="jsx-171656303">VIEW MORE</span><div class="jsx-171656303 partial carat"><svg viewBox="0 0 42 25" xmlns="http://www.w3.org/2000/svg"><path d="m20.73 25.83 2.88-2.75 18.8-17.96L38.27.78 20.91 17.36 4.34 0 0 4.14l20.72 21.7z" fill="currentColor"></path></svg></div></button></span><div class="jsx-171656303 content"><div data-testid="tabs" class="jsx-3370968206 tabs"><div data-testid="tabList" class="jsx-3370968206 tabList"><span><button class="jsx-3370968206 tab active">Pros & Cons</button></span><span><button class="jsx-3370968206 tab">Why we chose it</button></span></div><div class="jsx-3370968206 panels"><div class="jsx-3370968206 panel"><div class="jsx-3971611116 prosCons"><div class="jsx-1517838447 pros"><h3 class="jsx-1517838447">Pros</h3><div class="jsx-1517838447 list"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">Automatic Wyndham Diamond status</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Go Free award nights cost 10% less</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">15,000 bonus points each anniversary year</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">8 points per dollar spent on purchases at Hotels by Wyndham and on gas purchases</span></li></ul></div></div><div class="jsx-3069136416 cons white"><h3 class="jsx-3069136416">Cons</h3><div class="jsx-3069136416 list"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">Earns Wyndham points, which you can only redeem through Wyndham Rewards</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Only offers bonus points on purchases in a few spending categories</span></li></ul></div></div></div></div><div class="jsx-3370968206 panel inactive"><div class="jsx-1400964409 whyWeChoseItRoot inheritParent whyWeChoseIt-B"><label class="jsx-1400964409">Why we chose it</label><div class="jsx-1400964409 text"><p>The Wyndham Business Card is a great option for small businesses that want to earn Wyndham points on their purchases, spend a lot on gas purchases and value having Diamond status. The 15,000 bonus points each anniversary year will offer more value than the $95 annual fee for most cardholders.</p> </div></div></div></div></div></div></div></div></div></div></div></div></section></div></div></div></div></div></section></div></div><div data-name="CardsTable" class="jsx-e5e49ced0e1b5cd1 jsx-918260792 cardCategory CardsTable"><div class="jsx-1844965041"><section class="jsx-de4115f42c48e362 jsx-334789665 section sectionWrapper"><div class="jsx-de4115f42c48e362 jsx-334789665 container"><div class="jsx-4bba4c716fec74b3 jsx-808683197 dark cardsTableHeader"><h2 class="jsx-4bba4c716fec74b3 jsx-808683197">Comparing the best business cards</h2></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 tableWrapper false"><table class="jsx-4bba4c716fec74b3 jsx-808683197 cardsTable"><thead class="jsx-4bba4c716fec74b3 jsx-808683197"><tr class="jsx-4bba4c716fec74b3 jsx-808683197"><th class="jsx-4bba4c716fec74b3 jsx-808683197 firstTableHeader"><div class="jsx-4bba4c716fec74b3 jsx-808683197">Credit card</div></th><th class="jsx-4bba4c716fec74b3 jsx-808683197 tableHeader">Best for</th><th class="jsx-4bba4c716fec74b3 jsx-808683197 tableHeader">Intro offer</th><th class="jsx-4bba4c716fec74b3 jsx-808683197 tableHeader">Earning rate</th><th class="jsx-4bba4c716fec74b3 jsx-808683197 tableHeader">Annual fee</th></tr></thead><tbody class="jsx-4bba4c716fec74b3 jsx-808683197"><tr class="jsx-4bba4c716fec74b3 jsx-808683197 cardsTableRow"><td class="jsx-4bba4c716fec74b3 jsx-808683197 creditCardColumn"><div class="jsx-4bba4c716fec74b3 jsx-808683197 shadow"><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardFlag"></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 creditCard"><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardArt"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1539727969 applyLink"><div class="jsx-4bba4c716fec74b3 jsx-1539727969 artAndText"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/10186/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1539727969 cardImage"><img alt="Capital One Venture X Business" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fce6818d0-e078-11ee-a39c-cffd4c1d8271.png&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fce6818d0-e078-11ee-a39c-cffd4c1d8271.png&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fce6818d0-e078-11ee-a39c-cffd4c1d8271.png&w=828&q=75 828w, 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class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/10186/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-821914583 cta dark"><span class="jsx-821914583">Apply Now</span><span class="jsx-821914583"><svg height="18" width="14" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M3.583 5.667a3.417 3.417 0 1 1 6.834 0v1.75H3.583zm-.753 3.25h8.503a.75.75 0 0 1 .75.75V15a.75.75 0 0 1-.75.75H2.667a.75.75 0 0 1-.75-.75V9.667a.75.75 0 0 1 .75-.75zm-.747-1.424V5.667a4.917 4.917 0 0 1 9.834 0v1.826a2.251 2.251 0 0 1 1.666 2.174V15a2.25 2.25 0 0 1-2.25 2.25H2.667A2.25 2.25 0 0 1 .417 15V9.667c0-1.041.706-1.917 1.666-2.174zm5 3.84a.75.75 0 1 0 0 1.5.75.75 0 0 0 0-1.5z" fill="currentColor" fill-rule="evenodd"></path></svg></span></div></a></span><span class="jsx-4bba4c716fec74b3 jsx-1539727969 a11y-sr">Apply for Capital One Venture X Business</span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardName"><div class="jsx-1326277449 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/10186/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><span class="jsx-1326277449 cardName-title">Capital One Venture X Business</span></a></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 editorsRating"><div style="align-items:center;flex-direction:row" class="jsx-eb71e6eaa52b9727 jsx-1439345612 editorsRating-B"><svg fill="none" height="16" width="17" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M8.068 16C3.612 16 0 12.418 0 8s3.612-8 8.068-8c4.456 0 8.068 3.582 8.068 8s-3.612 8-8.068 8ZM5.232 4.339h5.741c.305 0 .552.252.552.563v5.851c0 .31-.245.561-.55.563l-.777.003a.62.62 0 0 1-.392-.164.567.567 0 0 1-.163-.398V7.612l-3.678 3.749a.546.546 0 0 1-.78 0l-.549-.56a.569.569 0 0 1 0-.795l3.678-3.749H5.23a.547.547 0 0 1-.392-.165.568.568 0 0 1-.16-.4L4.68 4.9a.557.557 0 0 1 .552-.56Z" fill="url(#tpgLogo)" fill-rule="evenodd"></path><defs><linearGradient gradientUnits="userSpaceOnUse" id="tpgLogo" x1="8.068" x2="24.067" y1="24" y2="7.865"><stop stop-color="#45C36A"></stop><stop offset="1" stop-color="#00CDFF"></stop></linearGradient></defs></svg><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 rating"><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 numeric">4.5</div><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 stars"><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 partial"></path></svg></div></div><span><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 tooltip"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-id" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Editors rating</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 dialog">Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 legalText"><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1328787045 legalText-B"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045 secureSite-B"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045">at Capital One's secure site</div></div><div class="jsx-eb71e6eaa52b9727 jsx-1328787045 terms-B"><a href="https://d25970n8puso9u.cloudfront.net/disclosure.31039.en-US.pdf" rel="noreferrer" target="_blank" class="jsx-eb71e6eaa52b9727 jsx-1328787045 defaultLinkV1">See rates & fees</a></div></div></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-4bba4c716fec74b3 jsx-808683197 bestFor">businesses with high-spending </div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-1428882662 introOffer-C"><div class="jsx-1428882662 offerLabel"><span class="jsx-1428882662">150,000 miles</span><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-introDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Intro bonus</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-1428882662 tooltipContent">150,000 miles once you spend $30,000 in the first 3 months from account opening</div><div class="jsx-1871043387 pointer"></div></div></div></div></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"> <div class="jsx-4bba4c716fec74b3 jsx-808683197 boxRate"><div class="jsx-1381160569 rewards rewards-D"><div class="jsx-1381160569 rewardsRateD"><div class="jsx-1381160569 value">2 - 10X miles</div><label class="jsx-1381160569"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-rewardsMob" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Rewards rates</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><table class="jsx-2623671549 rewardsTable"><tbody class="jsx-2623671549 rewardsTableBody"><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">2X miles</span></td><td class="jsx-2623671549 description">2 miles per dollar on every purchase</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">5X miles</span></td><td class="jsx-2623671549 description">5 miles per dollar on flights and vacation rentals booked through Capital One Travel</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">10X miles</span></td><td class="jsx-2623671549 description">10 miles per dollar on hotels and rental cars booked through Capital One Travel</td></tr></tbody></table><div class="jsx-1871043387 pointer"></div></div></div></div></label></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-1770111297 annualFee"><strong class="jsx-1770111297">$395</strong></div></div></td></tr><tr class="jsx-4bba4c716fec74b3 jsx-808683197 cardsTableRow"><td class="jsx-4bba4c716fec74b3 jsx-808683197 creditCardColumn"><div class="jsx-4bba4c716fec74b3 jsx-808683197 shadow"><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardFlag"></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 creditCard"><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardArt"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1539727969 applyLink"><div class="jsx-4bba4c716fec74b3 jsx-1539727969 artAndText"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/7758/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1539727969 cardImage"><img alt="The Business Platinum Card® from American Express" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F402074b0-da80-11eb-a48f-65ac0bb53c5b.png&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F402074b0-da80-11eb-a48f-65ac0bb53c5b.png&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F402074b0-da80-11eb-a48f-65ac0bb53c5b.png&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F402074b0-da80-11eb-a48f-65ac0bb53c5b.png&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F402074b0-da80-11eb-a48f-65ac0bb53c5b.png&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F402074b0-da80-11eb-a48f-65ac0bb53c5b.png&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F402074b0-da80-11eb-a48f-65ac0bb53c5b.png&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F402074b0-da80-11eb-a48f-65ac0bb53c5b.png&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F402074b0-da80-11eb-a48f-65ac0bb53c5b.png&w=3840&q=75"/></div></a></span><div class="jsx-4bba4c716fec74b3 jsx-1539727969 seeDetails">See details</div></div><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/7758/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-821914583 cta dark"><span class="jsx-821914583">Apply Now</span><span class="jsx-821914583"><svg height="18" width="14" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M3.583 5.667a3.417 3.417 0 1 1 6.834 0v1.75H3.583zm-.753 3.25h8.503a.75.75 0 0 1 .75.75V15a.75.75 0 0 1-.75.75H2.667a.75.75 0 0 1-.75-.75V9.667a.75.75 0 0 1 .75-.75zm-.747-1.424V5.667a4.917 4.917 0 0 1 9.834 0v1.826a2.251 2.251 0 0 1 1.666 2.174V15a2.25 2.25 0 0 1-2.25 2.25H2.667A2.25 2.25 0 0 1 .417 15V9.667c0-1.041.706-1.917 1.666-2.174zm5 3.84a.75.75 0 1 0 0 1.5.75.75 0 0 0 0-1.5z" fill="currentColor" fill-rule="evenodd"></path></svg></span></div></a></span><span class="jsx-4bba4c716fec74b3 jsx-1539727969 a11y-sr">Apply for The Business Platinum Card® from American Express</span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardName"><div class="jsx-1326277449 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/7758/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><span class="jsx-1326277449 cardName-title">The Business Platinum Card® from American Express</span></a></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 editorsRating"><div style="align-items:center;flex-direction:row" class="jsx-eb71e6eaa52b9727 jsx-1439345612 editorsRating-B"><svg fill="none" height="16" width="17" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M8.068 16C3.612 16 0 12.418 0 8s3.612-8 8.068-8c4.456 0 8.068 3.582 8.068 8s-3.612 8-8.068 8ZM5.232 4.339h5.741c.305 0 .552.252.552.563v5.851c0 .31-.245.561-.55.563l-.777.003a.62.62 0 0 1-.392-.164.567.567 0 0 1-.163-.398V7.612l-3.678 3.749a.546.546 0 0 1-.78 0l-.549-.56a.569.569 0 0 1 0-.795l3.678-3.749H5.23a.547.547 0 0 1-.392-.165.568.568 0 0 1-.16-.4L4.68 4.9a.557.557 0 0 1 .552-.56Z" fill="url(#tpgLogo)" fill-rule="evenodd"></path><defs><linearGradient gradientUnits="userSpaceOnUse" id="tpgLogo" x1="8.068" x2="24.067" y1="24" y2="7.865"><stop stop-color="#45C36A"></stop><stop offset="1" stop-color="#00CDFF"></stop></linearGradient></defs></svg><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 rating"><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 numeric">4</div><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 stars"><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg></div></div><span><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 tooltip"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-id" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Editors rating</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 dialog">Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 legalText"><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1328787045 legalText-B"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045 secureSite-B"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045">at American Express's secure site</div></div><div class="jsx-eb71e6eaa52b9727 jsx-1328787045 terms-B"><a href="https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/business-platinum-charge-card/61468-AJTnC-0?rwdFlag=rwd/?rwdFlag=rwd#FeeTable" rel="noreferrer" target="_blank" class="jsx-eb71e6eaa52b9727 jsx-1328787045 defaultLinkV1">See rates & fees</a></div></div></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-4bba4c716fec74b3 jsx-808683197 bestFor">travel perks</div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-1428882662 introOffer-C"><div class="jsx-1428882662 offerLabel"><span class="jsx-1428882662">Earn 150,000 points</span><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-introDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Intro bonus</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-1428882662 tooltipContent">Earn 150,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"> <div class="jsx-4bba4c716fec74b3 jsx-808683197 boxRate"><div class="jsx-1381160569 rewards rewards-D"><div class="jsx-1381160569 rewardsRateD"><div class="jsx-1381160569 value">1 - 5X points</div><label class="jsx-1381160569"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-rewardsMob" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Rewards rates</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><table class="jsx-2623671549 rewardsTable"><tbody class="jsx-2623671549 rewardsTableBody"><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">5X</span></td><td class="jsx-2623671549 description">5X Membership Rewards® points on flights and prepaid hotels on AmexTravel.com</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">1.5X</span></td><td class="jsx-2623671549 description">Earn 1.5X points (that’s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more, on up to $2 million per Card Account per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">1X</span></td><td class="jsx-2623671549 description">1X points for each dollar you spend on eligible purchases.</td></tr></tbody></table><div class="jsx-1871043387 pointer"></div></div></div></div></label></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-1770111297 annualFee"><strong class="jsx-1770111297">$695</strong></div></div></td></tr><tr class="jsx-4bba4c716fec74b3 jsx-808683197 cardsTableRow"><td class="jsx-4bba4c716fec74b3 jsx-808683197 creditCardColumn"><div class="jsx-4bba4c716fec74b3 jsx-808683197 shadow"><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardFlag"><div class="jsx-1842035938 callout C">ELEVATED BONUS OFFER</div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 creditCard"><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardArt"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1539727969 applyLink"><div class="jsx-4bba4c716fec74b3 jsx-1539727969 artAndText"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/7763/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1539727969 cardImage"><img alt="American Express® Business Gold Card" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F66730280-4aa4-11ef-a7e9-4faf0abfb06f.png&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F66730280-4aa4-11ef-a7e9-4faf0abfb06f.png&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F66730280-4aa4-11ef-a7e9-4faf0abfb06f.png&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F66730280-4aa4-11ef-a7e9-4faf0abfb06f.png&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F66730280-4aa4-11ef-a7e9-4faf0abfb06f.png&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F66730280-4aa4-11ef-a7e9-4faf0abfb06f.png&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F66730280-4aa4-11ef-a7e9-4faf0abfb06f.png&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F66730280-4aa4-11ef-a7e9-4faf0abfb06f.png&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F66730280-4aa4-11ef-a7e9-4faf0abfb06f.png&w=3840&q=75"/></div></a></span><div class="jsx-4bba4c716fec74b3 jsx-1539727969 seeDetails">See details</div></div><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/7763/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-821914583 cta dark"><span class="jsx-821914583">Apply Now</span><span class="jsx-821914583"><svg height="18" width="14" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M3.583 5.667a3.417 3.417 0 1 1 6.834 0v1.75H3.583zm-.753 3.25h8.503a.75.75 0 0 1 .75.75V15a.75.75 0 0 1-.75.75H2.667a.75.75 0 0 1-.75-.75V9.667a.75.75 0 0 1 .75-.75zm-.747-1.424V5.667a4.917 4.917 0 0 1 9.834 0v1.826a2.251 2.251 0 0 1 1.666 2.174V15a2.25 2.25 0 0 1-2.25 2.25H2.667A2.25 2.25 0 0 1 .417 15V9.667c0-1.041.706-1.917 1.666-2.174zm5 3.84a.75.75 0 1 0 0 1.5.75.75 0 0 0 0-1.5z" fill="currentColor" fill-rule="evenodd"></path></svg></span></div></a></span><span class="jsx-4bba4c716fec74b3 jsx-1539727969 a11y-sr">Apply for American Express® Business Gold Card</span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardName"><div class="jsx-1326277449 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/7763/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><span class="jsx-1326277449 cardName-title">American Express® Business Gold Card</span></a></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 editorsRating"><div style="align-items:center;flex-direction:row" class="jsx-eb71e6eaa52b9727 jsx-1439345612 editorsRating-B"><svg fill="none" height="16" width="17" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M8.068 16C3.612 16 0 12.418 0 8s3.612-8 8.068-8c4.456 0 8.068 3.582 8.068 8s-3.612 8-8.068 8ZM5.232 4.339h5.741c.305 0 .552.252.552.563v5.851c0 .31-.245.561-.55.563l-.777.003a.62.62 0 0 1-.392-.164.567.567 0 0 1-.163-.398V7.612l-3.678 3.749a.546.546 0 0 1-.78 0l-.549-.56a.569.569 0 0 1 0-.795l3.678-3.749H5.23a.547.547 0 0 1-.392-.165.568.568 0 0 1-.16-.4L4.68 4.9a.557.557 0 0 1 .552-.56Z" fill="url(#tpgLogo)" fill-rule="evenodd"></path><defs><linearGradient gradientUnits="userSpaceOnUse" id="tpgLogo" x1="8.068" x2="24.067" y1="24" y2="7.865"><stop stop-color="#45C36A"></stop><stop offset="1" stop-color="#00CDFF"></stop></linearGradient></defs></svg><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 rating"><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 numeric">3.5</div><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 stars"><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 partial"></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg></div></div><span><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 tooltip"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-id" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Editors rating</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 dialog">Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 legalText"><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1328787045 legalText-B"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045 secureSite-B"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045">at American Express's secure site</div></div><div class="jsx-eb71e6eaa52b9727 jsx-1328787045 terms-B"><a href="https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/businessgold-card/42732-9-0?key=tncBody&rwdFlag=rwd" rel="noreferrer" target="_blank" class="jsx-eb71e6eaa52b9727 jsx-1328787045 defaultLinkV1">See rates & fees</a></div></div></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-4bba4c716fec74b3 jsx-808683197 bestFor">flexible rewards earning</div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-1428882662 introOffer-C"><div class="jsx-1428882662 offerLabel"><span class="jsx-1428882662">Earn 100,000 points</span><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-introDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Intro bonus</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-1428882662 tooltipContent">Earn 100,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*</div><div class="jsx-1871043387 pointer"></div></div></div></div></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"> <div class="jsx-4bba4c716fec74b3 jsx-808683197 boxRate"><div class="jsx-1381160569 rewards rewards-D"><div class="jsx-1381160569 rewardsRateD"><div class="jsx-1381160569 value">1 - 4X points</div><label class="jsx-1381160569"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-rewardsMob" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Rewards rates</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><table class="jsx-2623671549 rewardsTable"><tbody class="jsx-2623671549 rewardsTableBody"><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">4X</span></td><td class="jsx-2623671549 description">Earn 4X Membership Rewards® points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.*</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">3X</span></td><td class="jsx-2623671549 description">Earn 3X Membership Rewards® points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card.*</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">1X</span></td><td class="jsx-2623671549 description">1X is earned for other purchases. **</td></tr></tbody></table><div class="jsx-1871043387 pointer"></div></div></div></div></label></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-1770111297 annualFee"><strong class="jsx-1770111297">$375</strong></div></div></td></tr><tr class="jsx-4bba4c716fec74b3 jsx-808683197 cardsTableRow"><td class="jsx-4bba4c716fec74b3 jsx-808683197 creditCardColumn"><div class="jsx-4bba4c716fec74b3 jsx-808683197 shadow"><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardFlag"></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 creditCard"><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardArt"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1539727969 applyLink"><div class="jsx-4bba4c716fec74b3 jsx-1539727969 artAndText"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/7760/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1539727969 cardImage"><img alt="The Blue Business® Plus Credit Card from American Express" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F8218b090-9894-11eb-be9c-9790947db9db.jpg&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F8218b090-9894-11eb-be9c-9790947db9db.jpg&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F8218b090-9894-11eb-be9c-9790947db9db.jpg&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F8218b090-9894-11eb-be9c-9790947db9db.jpg&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F8218b090-9894-11eb-be9c-9790947db9db.jpg&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F8218b090-9894-11eb-be9c-9790947db9db.jpg&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F8218b090-9894-11eb-be9c-9790947db9db.jpg&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F8218b090-9894-11eb-be9c-9790947db9db.jpg&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F8218b090-9894-11eb-be9c-9790947db9db.jpg&w=3840&q=75"/></div></a></span><div class="jsx-4bba4c716fec74b3 jsx-1539727969 seeDetails">See details</div></div><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/7760/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-821914583 cta dark"><span class="jsx-821914583">Apply Now</span><span class="jsx-821914583"><svg height="18" width="14" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M3.583 5.667a3.417 3.417 0 1 1 6.834 0v1.75H3.583zm-.753 3.25h8.503a.75.75 0 0 1 .75.75V15a.75.75 0 0 1-.75.75H2.667a.75.75 0 0 1-.75-.75V9.667a.75.75 0 0 1 .75-.75zm-.747-1.424V5.667a4.917 4.917 0 0 1 9.834 0v1.826a2.251 2.251 0 0 1 1.666 2.174V15a2.25 2.25 0 0 1-2.25 2.25H2.667A2.25 2.25 0 0 1 .417 15V9.667c0-1.041.706-1.917 1.666-2.174zm5 3.84a.75.75 0 1 0 0 1.5.75.75 0 0 0 0-1.5z" fill="currentColor" fill-rule="evenodd"></path></svg></span></div></a></span><span class="jsx-4bba4c716fec74b3 jsx-1539727969 a11y-sr">Apply for The Blue Business® Plus Credit Card from American Express</span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardName"><div class="jsx-1326277449 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/7760/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><span class="jsx-1326277449 cardName-title">The Blue Business® Plus Credit Card from American Express</span></a></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 editorsRating"><div style="align-items:center;flex-direction:row" class="jsx-eb71e6eaa52b9727 jsx-1439345612 editorsRating-B"><svg fill="none" height="16" width="17" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M8.068 16C3.612 16 0 12.418 0 8s3.612-8 8.068-8c4.456 0 8.068 3.582 8.068 8s-3.612 8-8.068 8ZM5.232 4.339h5.741c.305 0 .552.252.552.563v5.851c0 .31-.245.561-.55.563l-.777.003a.62.62 0 0 1-.392-.164.567.567 0 0 1-.163-.398V7.612l-3.678 3.749a.546.546 0 0 1-.78 0l-.549-.56a.569.569 0 0 1 0-.795l3.678-3.749H5.23a.547.547 0 0 1-.392-.165.568.568 0 0 1-.16-.4L4.68 4.9a.557.557 0 0 1 .552-.56Z" fill="url(#tpgLogo)" fill-rule="evenodd"></path><defs><linearGradient gradientUnits="userSpaceOnUse" id="tpgLogo" x1="8.068" x2="24.067" y1="24" y2="7.865"><stop stop-color="#45C36A"></stop><stop offset="1" stop-color="#00CDFF"></stop></linearGradient></defs></svg><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 rating"><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 numeric">4</div><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 stars"><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 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0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg></div></div><span><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 tooltip"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-id" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Editors rating</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 dialog">Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 legalText"><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1328787045 legalText-B"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045 secureSite-B"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045">at American Express's secure site</div></div><div class="jsx-eb71e6eaa52b9727 jsx-1328787045 terms-B"><a href="https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/bluebusinessplus-credit-card/61468-9-0?rwdFlag=rwd/?rwdFlag=rwd#FeeTable" rel="noreferrer" target="_blank" class="jsx-eb71e6eaa52b9727 jsx-1328787045 defaultLinkV1">See rates & fees</a></div></div></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-4bba4c716fec74b3 jsx-808683197 bestFor">no annual fee</div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-1428882662 introOffer-C"><div class="jsx-1428882662 offerLabel"><span class="jsx-1428882662">15,000 Membership Rewards® points</span><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-introDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Intro bonus</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-1428882662 tooltipContent">Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"> <div class="jsx-4bba4c716fec74b3 jsx-808683197 boxRate"><div class="jsx-1381160569 rewards rewards-D"><div class="jsx-1381160569 rewardsRateD"><div class="jsx-1381160569 value">2X points</div><label class="jsx-1381160569"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-rewardsMob" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Rewards rates</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><table class="jsx-2623671549 rewardsTable"><tbody class="jsx-2623671549 rewardsTableBody"><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">2X</span></td><td class="jsx-2623671549 description">Earn 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply.</td></tr></tbody></table><div class="jsx-1871043387 pointer"></div></div></div></div></label></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-1770111297 annualFee"><strong class="jsx-1770111297">No annual fee</strong></div></div></td></tr><tr class="jsx-4bba4c716fec74b3 jsx-808683197 cardsTableRow"><td class="jsx-4bba4c716fec74b3 jsx-808683197 creditCardColumn"><div class="jsx-4bba4c716fec74b3 jsx-808683197 shadow"><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardFlag"><div class="jsx-1842035938 callout C">Earn $4,000 or more in cash bonuses</div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 creditCard"><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardArt"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1539727969 applyLink"><div class="jsx-4bba4c716fec74b3 jsx-1539727969 artAndText"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/8145/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1539727969 cardImage"><img alt="Capital One Spark Cash Plus" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F5eb48ea0-e079-11ee-b6aa-83dad90afdcd.png&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F5eb48ea0-e079-11ee-b6aa-83dad90afdcd.png&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F5eb48ea0-e079-11ee-b6aa-83dad90afdcd.png&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F5eb48ea0-e079-11ee-b6aa-83dad90afdcd.png&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F5eb48ea0-e079-11ee-b6aa-83dad90afdcd.png&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F5eb48ea0-e079-11ee-b6aa-83dad90afdcd.png&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F5eb48ea0-e079-11ee-b6aa-83dad90afdcd.png&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F5eb48ea0-e079-11ee-b6aa-83dad90afdcd.png&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F5eb48ea0-e079-11ee-b6aa-83dad90afdcd.png&w=3840&q=75"/></div></a></span><div class="jsx-4bba4c716fec74b3 jsx-1539727969 seeDetails">See details</div></div><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/8145/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-821914583 cta dark"><span class="jsx-821914583">Apply Now</span><span class="jsx-821914583"><svg height="18" width="14" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M3.583 5.667a3.417 3.417 0 1 1 6.834 0v1.75H3.583zm-.753 3.25h8.503a.75.75 0 0 1 .75.75V15a.75.75 0 0 1-.75.75H2.667a.75.75 0 0 1-.75-.75V9.667a.75.75 0 0 1 .75-.75zm-.747-1.424V5.667a4.917 4.917 0 0 1 9.834 0v1.826a2.251 2.251 0 0 1 1.666 2.174V15a2.25 2.25 0 0 1-2.25 2.25H2.667A2.25 2.25 0 0 1 .417 15V9.667c0-1.041.706-1.917 1.666-2.174zm5 3.84a.75.75 0 1 0 0 1.5.75.75 0 0 0 0-1.5z" fill="currentColor" fill-rule="evenodd"></path></svg></span></div></a></span><span class="jsx-4bba4c716fec74b3 jsx-1539727969 a11y-sr">Apply for Capital One Spark Cash Plus</span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardName"><div class="jsx-1326277449 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/8145/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><span class="jsx-1326277449 cardName-title">Capital One Spark Cash Plus</span></a></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 editorsRating"><div style="align-items:center;flex-direction:row" class="jsx-eb71e6eaa52b9727 jsx-1439345612 editorsRating-B"><svg fill="none" height="16" width="17" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M8.068 16C3.612 16 0 12.418 0 8s3.612-8 8.068-8c4.456 0 8.068 3.582 8.068 8s-3.612 8-8.068 8ZM5.232 4.339h5.741c.305 0 .552.252.552.563v5.851c0 .31-.245.561-.55.563l-.777.003a.62.62 0 0 1-.392-.164.567.567 0 0 1-.163-.398V7.612l-3.678 3.749a.546.546 0 0 1-.78 0l-.549-.56a.569.569 0 0 1 0-.795l3.678-3.749H5.23a.547.547 0 0 1-.392-.165.568.568 0 0 1-.16-.4L4.68 4.9a.557.557 0 0 1 .552-.56Z" fill="url(#tpgLogo)" fill-rule="evenodd"></path><defs><linearGradient gradientUnits="userSpaceOnUse" id="tpgLogo" x1="8.068" x2="24.067" y1="24" y2="7.865"><stop stop-color="#45C36A"></stop><stop offset="1" stop-color="#00CDFF"></stop></linearGradient></defs></svg><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 rating"><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 numeric">3.5</div><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 stars"><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 partial"></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg></div></div><span><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 tooltip"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-id" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Editors rating</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 dialog">Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 legalText"><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1328787045 legalText-B"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045 secureSite-B"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045">at Capital One's secure site</div></div><div class="jsx-eb71e6eaa52b9727 jsx-1328787045 terms-B"><a href="https://d25970n8puso9u.cloudfront.net/disclosure.31023.en-US.pdf" rel="noreferrer" target="_blank" class="jsx-eb71e6eaa52b9727 jsx-1328787045 defaultLinkV1">See rates & fees</a></div></div></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-4bba4c716fec74b3 jsx-808683197 bestFor">unlimited business cash back</div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-1428882662 introOffer-C"><div class="jsx-1428882662 offerLabel"><span class="jsx-1428882662">$2,000+ cash back</span><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-introDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Intro bonus</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-1428882662 tooltipContent">$2,000 cash back once you spend $30,000 in the first 3 months. Earn an additional $2,000 cash bonus for every $500K spent during the first year</div><div class="jsx-1871043387 pointer"></div></div></div></div></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"> <div class="jsx-4bba4c716fec74b3 jsx-808683197 boxRate"><div class="jsx-1381160569 rewards rewards-D"><div class="jsx-1381160569 rewardsRateD"><div class="jsx-1381160569 value">2 - 5% cash-back</div><label class="jsx-1381160569"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-rewardsMob" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Rewards rates</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><table class="jsx-2623671549 rewardsTable"><tbody class="jsx-2623671549 rewardsTableBody"><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">5%</span></td><td class="jsx-2623671549 description">Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">2%</span></td><td class="jsx-2623671549 description">Earn unlimited 2% cash back on every purchase, everywhere—with no limits or category restrictions</td></tr></tbody></table><div class="jsx-1871043387 pointer"></div></div></div></div></label></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-1770111297 annualFee"><strong class="jsx-1770111297">$150</strong></div></div></td></tr><tr class="jsx-4bba4c716fec74b3 jsx-808683197 cardsTableRow"><td class="jsx-4bba4c716fec74b3 jsx-808683197 creditCardColumn"><div class="jsx-4bba4c716fec74b3 jsx-808683197 shadow"><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardFlag"></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 creditCard"><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardArt"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1539727969 applyLink"><div class="jsx-4bba4c716fec74b3 jsx-1539727969 artAndText"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/7840/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1539727969 cardImage"><img alt="Delta SkyMiles® Reserve Business American Express Card" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F0f42c4e0-2412-11ef-bab3-196138b9c6eb.jpeg&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F0f42c4e0-2412-11ef-bab3-196138b9c6eb.jpeg&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F0f42c4e0-2412-11ef-bab3-196138b9c6eb.jpeg&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F0f42c4e0-2412-11ef-bab3-196138b9c6eb.jpeg&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F0f42c4e0-2412-11ef-bab3-196138b9c6eb.jpeg&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F0f42c4e0-2412-11ef-bab3-196138b9c6eb.jpeg&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F0f42c4e0-2412-11ef-bab3-196138b9c6eb.jpeg&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F0f42c4e0-2412-11ef-bab3-196138b9c6eb.jpeg&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F0f42c4e0-2412-11ef-bab3-196138b9c6eb.jpeg&w=3840&q=75"/></div></a></span><div class="jsx-4bba4c716fec74b3 jsx-1539727969 seeDetails">See details</div></div><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/7840/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-821914583 cta dark"><span class="jsx-821914583">Apply Now</span><span class="jsx-821914583"><svg height="18" width="14" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M3.583 5.667a3.417 3.417 0 1 1 6.834 0v1.75H3.583zm-.753 3.25h8.503a.75.75 0 0 1 .75.75V15a.75.75 0 0 1-.75.75H2.667a.75.75 0 0 1-.75-.75V9.667a.75.75 0 0 1 .75-.75zm-.747-1.424V5.667a4.917 4.917 0 0 1 9.834 0v1.826a2.251 2.251 0 0 1 1.666 2.174V15a2.25 2.25 0 0 1-2.25 2.25H2.667A2.25 2.25 0 0 1 .417 15V9.667c0-1.041.706-1.917 1.666-2.174zm5 3.84a.75.75 0 1 0 0 1.5.75.75 0 0 0 0-1.5z" fill="currentColor" fill-rule="evenodd"></path></svg></span></div></a></span><span class="jsx-4bba4c716fec74b3 jsx-1539727969 a11y-sr">Apply for Delta SkyMiles® Reserve Business American Express Card</span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardName"><div class="jsx-1326277449 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/7840/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><span class="jsx-1326277449 cardName-title">Delta SkyMiles® Reserve Business American Express Card</span></a></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 editorsRating"><div style="align-items:center;flex-direction:row" class="jsx-eb71e6eaa52b9727 jsx-1439345612 editorsRating-B"><svg fill="none" height="16" width="17" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M8.068 16C3.612 16 0 12.418 0 8s3.612-8 8.068-8c4.456 0 8.068 3.582 8.068 8s-3.612 8-8.068 8ZM5.232 4.339h5.741c.305 0 .552.252.552.563v5.851c0 .31-.245.561-.55.563l-.777.003a.62.62 0 0 1-.392-.164.567.567 0 0 1-.163-.398V7.612l-3.678 3.749a.546.546 0 0 1-.78 0l-.549-.56a.569.569 0 0 1 0-.795l3.678-3.749H5.23a.547.547 0 0 1-.392-.165.568.568 0 0 1-.16-.4L4.68 4.9a.557.557 0 0 1 .552-.56Z" fill="url(#tpgLogo)" fill-rule="evenodd"></path><defs><linearGradient gradientUnits="userSpaceOnUse" id="tpgLogo" x1="8.068" x2="24.067" y1="24" y2="7.865"><stop stop-color="#45C36A"></stop><stop offset="1" stop-color="#00CDFF"></stop></linearGradient></defs></svg><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 rating"><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 numeric">3.5</div><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 stars"><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 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width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 partial"></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg></div></div><span><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 tooltip"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-id" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Editors rating</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 dialog">Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 legalText"><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1328787045 legalText-B"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045 secureSite-B"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045">at American Express's secure site</div></div><div class="jsx-eb71e6eaa52b9727 jsx-1328787045 terms-B"><a href="https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/delta-skymiles-reserve/61468-9-0?key=tncBody&rwdFlag=rwd" rel="noreferrer" target="_blank" class="jsx-eb71e6eaa52b9727 jsx-1328787045 defaultLinkV1">See rates & fees</a></div></div></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-4bba4c716fec74b3 jsx-808683197 bestFor">Delta business travelers </div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-1428882662 introOffer-C"><div class="jsx-1428882662 offerLabel"><span class="jsx-1428882662">Earn 80,000 Bonus Miles</span><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-introDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Intro bonus</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-1428882662 tooltipContent">Earn 80,000 Bonus Miles after spending $10,000 in purchases on your new Card in your first 6 months of Card Membership.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"> <div class="jsx-4bba4c716fec74b3 jsx-808683197 boxRate"><div class="jsx-1381160569 rewards rewards-D"><div class="jsx-1381160569 rewardsRateD"><div class="jsx-1381160569 value">3X points</div><label class="jsx-1381160569"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-rewardsMob" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Rewards rates</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><table class="jsx-2623671549 rewardsTable"><tbody class="jsx-2623671549 rewardsTableBody"><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">3X</span></td><td class="jsx-2623671549 description">Earn 3 miles per dollar on eligible Delta purchases.</td></tr></tbody></table><div class="jsx-1871043387 pointer"></div></div></div></div></label></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-1770111297 annualFee"><strong class="jsx-1770111297">$650</strong></div></div></td></tr><tr class="jsx-4bba4c716fec74b3 jsx-808683197 cardsTableRow"><td class="jsx-4bba4c716fec74b3 jsx-808683197 creditCardColumn"><div class="jsx-4bba4c716fec74b3 jsx-808683197 shadow"><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardFlag"></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 creditCard"><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardArt"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1539727969 applyLink"><div class="jsx-4bba4c716fec74b3 jsx-1539727969 artAndText"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/221211973/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1539727969 cardImage"><img alt="Ink Business Preferred® Credit Card" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fdbb16cd0-f075-11eb-99d8-ddd3faec9ad4.png&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fdbb16cd0-f075-11eb-99d8-ddd3faec9ad4.png&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fdbb16cd0-f075-11eb-99d8-ddd3faec9ad4.png&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fdbb16cd0-f075-11eb-99d8-ddd3faec9ad4.png&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fdbb16cd0-f075-11eb-99d8-ddd3faec9ad4.png&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fdbb16cd0-f075-11eb-99d8-ddd3faec9ad4.png&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fdbb16cd0-f075-11eb-99d8-ddd3faec9ad4.png&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fdbb16cd0-f075-11eb-99d8-ddd3faec9ad4.png&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fdbb16cd0-f075-11eb-99d8-ddd3faec9ad4.png&w=3840&q=75"/></div></a></span><div class="jsx-4bba4c716fec74b3 jsx-1539727969 seeDetails">See details</div></div><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/221211973/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-821914583 cta dark"><span class="jsx-821914583">Apply Now</span><span class="jsx-821914583"><svg height="18" width="14" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M3.583 5.667a3.417 3.417 0 1 1 6.834 0v1.75H3.583zm-.753 3.25h8.503a.75.75 0 0 1 .75.75V15a.75.75 0 0 1-.75.75H2.667a.75.75 0 0 1-.75-.75V9.667a.75.75 0 0 1 .75-.75zm-.747-1.424V5.667a4.917 4.917 0 0 1 9.834 0v1.826a2.251 2.251 0 0 1 1.666 2.174V15a2.25 2.25 0 0 1-2.25 2.25H2.667A2.25 2.25 0 0 1 .417 15V9.667c0-1.041.706-1.917 1.666-2.174zm5 3.84a.75.75 0 1 0 0 1.5.75.75 0 0 0 0-1.5z" fill="currentColor" fill-rule="evenodd"></path></svg></span></div></a></span><span class="jsx-4bba4c716fec74b3 jsx-1539727969 a11y-sr">Apply for Ink Business Preferred® Credit Card</span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardName"><div class="jsx-1326277449 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/221211973/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><span class="jsx-1326277449 cardName-title">Ink Business Preferred® Credit Card</span></a></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 editorsRating"><div style="align-items:center;flex-direction:row" class="jsx-eb71e6eaa52b9727 jsx-1439345612 editorsRating-B"><svg fill="none" height="16" width="17" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M8.068 16C3.612 16 0 12.418 0 8s3.612-8 8.068-8c4.456 0 8.068 3.582 8.068 8s-3.612 8-8.068 8ZM5.232 4.339h5.741c.305 0 .552.252.552.563v5.851c0 .31-.245.561-.55.563l-.777.003a.62.62 0 0 1-.392-.164.567.567 0 0 1-.163-.398V7.612l-3.678 3.749a.546.546 0 0 1-.78 0l-.549-.56a.569.569 0 0 1 0-.795l3.678-3.749H5.23a.547.547 0 0 1-.392-.165.568.568 0 0 1-.16-.4L4.68 4.9a.557.557 0 0 1 .552-.56Z" fill="url(#tpgLogo)" fill-rule="evenodd"></path><defs><linearGradient gradientUnits="userSpaceOnUse" id="tpgLogo" x1="8.068" x2="24.067" y1="24" y2="7.865"><stop stop-color="#45C36A"></stop><stop offset="1" stop-color="#00CDFF"></stop></linearGradient></defs></svg><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 rating"><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 numeric">4.5</div><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 stars"><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 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class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 partial"></path></svg></div></div><span><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 tooltip"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-id" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Editors rating</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 dialog">Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 legalText"><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1328787045 legalText-B"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045 secureSite-B"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045">at Chase's secure site</div></div></div></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-4bba4c716fec74b3 jsx-808683197 bestFor">bonus earning</div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-1428882662 introOffer-C"><div class="jsx-1428882662 offerLabel"><span class="jsx-1428882662">Earn 90,000 bonus points</span><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-introDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Intro bonus</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-1428882662 tooltipContent">Earn 90,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"> <div class="jsx-4bba4c716fec74b3 jsx-808683197 boxRate"><div class="jsx-1381160569 rewards rewards-D"><div class="jsx-1381160569 rewardsRateD"><div class="jsx-1381160569 value">1 - 3X points</div><label class="jsx-1381160569"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-rewardsMob" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Rewards rates</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><table class="jsx-2623671549 rewardsTable"><tbody class="jsx-2623671549 rewardsTableBody"><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">3X</span></td><td class="jsx-2623671549 description">Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">1X</span></td><td class="jsx-2623671549 description">Earn 1 point per $1 on all other purchases – with no limit to the amount you can earn</td></tr></tbody></table><div class="jsx-1871043387 pointer"></div></div></div></div></label></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-1770111297 annualFee"><strong class="jsx-1770111297">$95</strong></div></div></td></tr><tr class="jsx-4bba4c716fec74b3 jsx-808683197 cardsTableRow"><td class="jsx-4bba4c716fec74b3 jsx-808683197 creditCardColumn"><div class="jsx-4bba4c716fec74b3 jsx-808683197 shadow"><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardFlag"></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 creditCard"><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardArt"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1539727969 applyLink"><div class="jsx-4bba4c716fec74b3 jsx-1539727969 artAndText"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/10818/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1539727969 cardImage"><img alt="Capital One Spark Cash" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F30ac1be0-96fe-11ef-8329-f14e8e205e85.png&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F30ac1be0-96fe-11ef-8329-f14e8e205e85.png&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F30ac1be0-96fe-11ef-8329-f14e8e205e85.png&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F30ac1be0-96fe-11ef-8329-f14e8e205e85.png&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F30ac1be0-96fe-11ef-8329-f14e8e205e85.png&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F30ac1be0-96fe-11ef-8329-f14e8e205e85.png&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F30ac1be0-96fe-11ef-8329-f14e8e205e85.png&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F30ac1be0-96fe-11ef-8329-f14e8e205e85.png&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F30ac1be0-96fe-11ef-8329-f14e8e205e85.png&w=3840&q=75"/></div></a></span><div class="jsx-4bba4c716fec74b3 jsx-1539727969 seeDetails">See details</div></div><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/10818/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-821914583 cta dark"><span class="jsx-821914583">Apply Now</span><span class="jsx-821914583"><svg height="18" width="14" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M3.583 5.667a3.417 3.417 0 1 1 6.834 0v1.75H3.583zm-.753 3.25h8.503a.75.75 0 0 1 .75.75V15a.75.75 0 0 1-.75.75H2.667a.75.75 0 0 1-.75-.75V9.667a.75.75 0 0 1 .75-.75zm-.747-1.424V5.667a4.917 4.917 0 0 1 9.834 0v1.826a2.251 2.251 0 0 1 1.666 2.174V15a2.25 2.25 0 0 1-2.25 2.25H2.667A2.25 2.25 0 0 1 .417 15V9.667c0-1.041.706-1.917 1.666-2.174zm5 3.84a.75.75 0 1 0 0 1.5.75.75 0 0 0 0-1.5z" fill="currentColor" fill-rule="evenodd"></path></svg></span></div></a></span><span class="jsx-4bba4c716fec74b3 jsx-1539727969 a11y-sr">Apply for Capital One Spark Cash</span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardName"><div class="jsx-1326277449 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/10818/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><span class="jsx-1326277449 cardName-title">Capital One Spark Cash</span></a></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 editorsRating"><div style="align-items:center;flex-direction:row" class="jsx-eb71e6eaa52b9727 jsx-1439345612 editorsRating-B"><svg fill="none" height="16" width="17" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M8.068 16C3.612 16 0 12.418 0 8s3.612-8 8.068-8c4.456 0 8.068 3.582 8.068 8s-3.612 8-8.068 8ZM5.232 4.339h5.741c.305 0 .552.252.552.563v5.851c0 .31-.245.561-.55.563l-.777.003a.62.62 0 0 1-.392-.164.567.567 0 0 1-.163-.398V7.612l-3.678 3.749a.546.546 0 0 1-.78 0l-.549-.56a.569.569 0 0 1 0-.795l3.678-3.749H5.23a.547.547 0 0 1-.392-.165.568.568 0 0 1-.16-.4L4.68 4.9a.557.557 0 0 1 .552-.56Z" fill="url(#tpgLogo)" fill-rule="evenodd"></path><defs><linearGradient gradientUnits="userSpaceOnUse" id="tpgLogo" x1="8.068" x2="24.067" y1="24" y2="7.865"><stop stop-color="#45C36A"></stop><stop offset="1" stop-color="#00CDFF"></stop></linearGradient></defs></svg><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 rating"><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 numeric">2.5</div><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 stars"><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 partial"></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg></div></div><span><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 tooltip"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-id" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Editors rating</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 dialog">Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 legalText"><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1328787045 legalText-B"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045 secureSite-B"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045">at Capital One's secure site</div></div><div class="jsx-eb71e6eaa52b9727 jsx-1328787045 terms-B"><a href="https://d25970n8puso9u.cloudfront.net/disclosure.31026.en-US.pdf" rel="noreferrer" target="_blank" class="jsx-eb71e6eaa52b9727 jsx-1328787045 defaultLinkV1">See rates & fees</a></div></div></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-4bba4c716fec74b3 jsx-808683197 bestFor">flat-rate business cash back rewards</div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-1428882662 introOffer-C"><div class="jsx-1428882662 offerLabel"><span class="jsx-1428882662">$750 Cash Back</span><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-introDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Intro bonus</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-1428882662 tooltipContent">Earn $750 cash back once you spend $7,500 in the first 3 months from account opening</div><div class="jsx-1871043387 pointer"></div></div></div></div></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"> <div class="jsx-4bba4c716fec74b3 jsx-808683197 boxRate"><div class="jsx-1381160569 rewards rewards-D"><div class="jsx-1381160569 rewardsRateD"><div class="jsx-1381160569 value">2 - 5% cash-back</div><label class="jsx-1381160569"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-rewardsMob" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Rewards rates</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><table class="jsx-2623671549 rewardsTable"><tbody class="jsx-2623671549 rewardsTableBody"><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">5%</span></td><td class="jsx-2623671549 description">5% cash back on hotels and rental cars booked through Capital One Travel</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">2%</span></td><td class="jsx-2623671549 description">2% cash back on every purchase</td></tr></tbody></table><div class="jsx-1871043387 pointer"></div></div></div></div></label></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-1770111297 annualFee"><strong class="jsx-1770111297">$0 intro for first year; $95 after that</strong></div></div></td></tr><tr class="jsx-4bba4c716fec74b3 jsx-808683197 cardsTableRow"><td class="jsx-4bba4c716fec74b3 jsx-808683197 creditCardColumn"><div class="jsx-4bba4c716fec74b3 jsx-808683197 shadow"><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardFlag"></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 creditCard"><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardArt"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1539727969 applyLink"><div class="jsx-4bba4c716fec74b3 jsx-1539727969 artAndText"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/221010772/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1539727969 cardImage"><img alt="Capital One Spark Miles for Business" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F99b583a0-ff6d-11eb-bb36-9183285abe2c.png&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F99b583a0-ff6d-11eb-bb36-9183285abe2c.png&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F99b583a0-ff6d-11eb-bb36-9183285abe2c.png&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F99b583a0-ff6d-11eb-bb36-9183285abe2c.png&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F99b583a0-ff6d-11eb-bb36-9183285abe2c.png&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F99b583a0-ff6d-11eb-bb36-9183285abe2c.png&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F99b583a0-ff6d-11eb-bb36-9183285abe2c.png&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F99b583a0-ff6d-11eb-bb36-9183285abe2c.png&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F99b583a0-ff6d-11eb-bb36-9183285abe2c.png&w=3840&q=75"/></div></a></span><div class="jsx-4bba4c716fec74b3 jsx-1539727969 seeDetails">See details</div></div><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/221010772/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-821914583 cta dark"><span class="jsx-821914583">Apply Now</span><span class="jsx-821914583"><svg height="18" width="14" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M3.583 5.667a3.417 3.417 0 1 1 6.834 0v1.75H3.583zm-.753 3.25h8.503a.75.75 0 0 1 .75.75V15a.75.75 0 0 1-.75.75H2.667a.75.75 0 0 1-.75-.75V9.667a.75.75 0 0 1 .75-.75zm-.747-1.424V5.667a4.917 4.917 0 0 1 9.834 0v1.826a2.251 2.251 0 0 1 1.666 2.174V15a2.25 2.25 0 0 1-2.25 2.25H2.667A2.25 2.25 0 0 1 .417 15V9.667c0-1.041.706-1.917 1.666-2.174zm5 3.84a.75.75 0 1 0 0 1.5.75.75 0 0 0 0-1.5z" fill="currentColor" fill-rule="evenodd"></path></svg></span></div></a></span><span class="jsx-4bba4c716fec74b3 jsx-1539727969 a11y-sr">Apply for Capital One Spark Miles for Business</span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardName"><div class="jsx-1326277449 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/221010772/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><span class="jsx-1326277449 cardName-title">Capital One Spark Miles for Business</span></a></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 editorsRating"><div style="align-items:center;flex-direction:row" class="jsx-eb71e6eaa52b9727 jsx-1439345612 editorsRating-B"><svg fill="none" height="16" width="17" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M8.068 16C3.612 16 0 12.418 0 8s3.612-8 8.068-8c4.456 0 8.068 3.582 8.068 8s-3.612 8-8.068 8ZM5.232 4.339h5.741c.305 0 .552.252.552.563v5.851c0 .31-.245.561-.55.563l-.777.003a.62.62 0 0 1-.392-.164.567.567 0 0 1-.163-.398V7.612l-3.678 3.749a.546.546 0 0 1-.78 0l-.549-.56a.569.569 0 0 1 0-.795l3.678-3.749H5.23a.547.547 0 0 1-.392-.165.568.568 0 0 1-.16-.4L4.68 4.9a.557.557 0 0 1 .552-.56Z" fill="url(#tpgLogo)" fill-rule="evenodd"></path><defs><linearGradient gradientUnits="userSpaceOnUse" id="tpgLogo" x1="8.068" x2="24.067" y1="24" y2="7.865"><stop stop-color="#45C36A"></stop><stop offset="1" stop-color="#00CDFF"></stop></linearGradient></defs></svg><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 rating"><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 numeric">4</div><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 stars"><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg></div></div><span><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 tooltip"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-id" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Editors rating</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 dialog">Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 legalText"><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1328787045 legalText-B"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045 secureSite-B"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045">at Capital One's secure site</div></div><div class="jsx-eb71e6eaa52b9727 jsx-1328787045 terms-B"><a href="https://d25970n8puso9u.cloudfront.net/disclosure.31042.en-US.pdf" rel="noreferrer" target="_blank" class="jsx-eb71e6eaa52b9727 jsx-1328787045 defaultLinkV1">See rates & fees</a></div></div></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-4bba4c716fec74b3 jsx-808683197 bestFor">everyday business spending</div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-1428882662 introOffer-C"><div class="jsx-1428882662 offerLabel"><span class="jsx-1428882662">50,000 miles</span><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-introDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Intro bonus</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-1428882662 tooltipContent">Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening</div><div class="jsx-1871043387 pointer"></div></div></div></div></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"> <div class="jsx-4bba4c716fec74b3 jsx-808683197 boxRate"><div class="jsx-1381160569 rewards rewards-D"><div class="jsx-1381160569 rewardsRateD"><div class="jsx-1381160569 value">2 - 5X miles</div><label class="jsx-1381160569"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-rewardsMob" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Rewards rates</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><table class="jsx-2623671549 rewardsTable"><tbody class="jsx-2623671549 rewardsTableBody"><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">5 Miles</span></td><td class="jsx-2623671549 description">5 Miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">2 Miles</span></td><td class="jsx-2623671549 description">2 Miles per $1 on every purchase, everywhere</td></tr></tbody></table><div class="jsx-1871043387 pointer"></div></div></div></div></label></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-1770111297 annualFee"><strong class="jsx-1770111297">$0 intro for first year; $95 after that</strong></div></div></td></tr><tr class="jsx-4bba4c716fec74b3 jsx-808683197 cardsTableRow"><td class="jsx-4bba4c716fec74b3 jsx-808683197 creditCardColumn"><div class="jsx-4bba4c716fec74b3 jsx-808683197 shadow"><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardFlag"></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 creditCard"><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardArt"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1539727969 applyLink"><div class="jsx-4bba4c716fec74b3 jsx-1539727969 artAndText"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/6217/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1539727969 cardImage"><img alt="Ink Business Unlimited® Credit Card" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc16ef160-f077-11eb-99d8-ddd3faec9ad4.png&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc16ef160-f077-11eb-99d8-ddd3faec9ad4.png&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc16ef160-f077-11eb-99d8-ddd3faec9ad4.png&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc16ef160-f077-11eb-99d8-ddd3faec9ad4.png&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc16ef160-f077-11eb-99d8-ddd3faec9ad4.png&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc16ef160-f077-11eb-99d8-ddd3faec9ad4.png&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc16ef160-f077-11eb-99d8-ddd3faec9ad4.png&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc16ef160-f077-11eb-99d8-ddd3faec9ad4.png&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc16ef160-f077-11eb-99d8-ddd3faec9ad4.png&w=3840&q=75"/></div></a></span><div class="jsx-4bba4c716fec74b3 jsx-1539727969 seeDetails">See details</div></div><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/6217/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-821914583 cta dark"><span class="jsx-821914583">Apply Now</span><span class="jsx-821914583"><svg height="18" width="14" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M3.583 5.667a3.417 3.417 0 1 1 6.834 0v1.75H3.583zm-.753 3.25h8.503a.75.75 0 0 1 .75.75V15a.75.75 0 0 1-.75.75H2.667a.75.75 0 0 1-.75-.75V9.667a.75.75 0 0 1 .75-.75zm-.747-1.424V5.667a4.917 4.917 0 0 1 9.834 0v1.826a2.251 2.251 0 0 1 1.666 2.174V15a2.25 2.25 0 0 1-2.25 2.25H2.667A2.25 2.25 0 0 1 .417 15V9.667c0-1.041.706-1.917 1.666-2.174zm5 3.84a.75.75 0 1 0 0 1.5.75.75 0 0 0 0-1.5z" fill="currentColor" fill-rule="evenodd"></path></svg></span></div></a></span><span class="jsx-4bba4c716fec74b3 jsx-1539727969 a11y-sr">Apply for Ink Business Unlimited® Credit Card</span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardName"><div class="jsx-1326277449 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/6217/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><span class="jsx-1326277449 cardName-title">Ink Business Unlimited® Credit Card</span></a></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 editorsRating"><div style="align-items:center;flex-direction:row" class="jsx-eb71e6eaa52b9727 jsx-1439345612 editorsRating-B"><svg fill="none" height="16" width="17" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M8.068 16C3.612 16 0 12.418 0 8s3.612-8 8.068-8c4.456 0 8.068 3.582 8.068 8s-3.612 8-8.068 8ZM5.232 4.339h5.741c.305 0 .552.252.552.563v5.851c0 .31-.245.561-.55.563l-.777.003a.62.62 0 0 1-.392-.164.567.567 0 0 1-.163-.398V7.612l-3.678 3.749a.546.546 0 0 1-.78 0l-.549-.56a.569.569 0 0 1 0-.795l3.678-3.749H5.23a.547.547 0 0 1-.392-.165.568.568 0 0 1-.16-.4L4.68 4.9a.557.557 0 0 1 .552-.56Z" fill="url(#tpgLogo)" fill-rule="evenodd"></path><defs><linearGradient gradientUnits="userSpaceOnUse" id="tpgLogo" x1="8.068" x2="24.067" y1="24" y2="7.865"><stop stop-color="#45C36A"></stop><stop offset="1" stop-color="#00CDFF"></stop></linearGradient></defs></svg><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 rating"><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 numeric">4</div><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 stars"><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg></div></div><span><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 tooltip"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-id" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Editors rating</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 dialog">Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 legalText"><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1328787045 legalText-B"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045 secureSite-B"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045">at Chase's secure site</div></div></div></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-4bba4c716fec74b3 jsx-808683197 bestFor">freelancers</div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-1428882662 introOffer-C"><div class="jsx-1428882662 offerLabel"><span class="jsx-1428882662">Earn $750 bonus cash back</span><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-introDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Intro bonus</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-1428882662 tooltipContent">Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"> <div class="jsx-4bba4c716fec74b3 jsx-808683197 boxRate"><div class="jsx-1381160569 rewards rewards-D"><div class="jsx-1381160569 rewardsRateD"><div class="jsx-1381160569 value">1.5% cash-back</div><label class="jsx-1381160569"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-rewardsMob" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Rewards rates</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><table class="jsx-2623671549 rewardsTable"><tbody class="jsx-2623671549 rewardsTableBody"><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">1.5%</span></td><td class="jsx-2623671549 description">Earn unlimited 1.5% cash back on every purchase made for your business</td></tr></tbody></table><div class="jsx-1871043387 pointer"></div></div></div></div></label></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-1770111297 annualFee"><strong class="jsx-1770111297">$0</strong></div></div></td></tr><tr class="jsx-4bba4c716fec74b3 jsx-808683197 cardsTableRow"><td class="jsx-4bba4c716fec74b3 jsx-808683197 creditCardColumn"><div class="jsx-4bba4c716fec74b3 jsx-808683197 shadow"><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardFlag"></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 creditCard"><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardArt"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1539727969 applyLink"><div class="jsx-4bba4c716fec74b3 jsx-1539727969 artAndText"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/221210138/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1539727969 cardImage"><img alt="Ink Business Cash® Credit Card" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fec0dc800-f078-11eb-a48f-65ac0bb53c5b.png&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fec0dc800-f078-11eb-a48f-65ac0bb53c5b.png&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fec0dc800-f078-11eb-a48f-65ac0bb53c5b.png&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fec0dc800-f078-11eb-a48f-65ac0bb53c5b.png&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fec0dc800-f078-11eb-a48f-65ac0bb53c5b.png&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fec0dc800-f078-11eb-a48f-65ac0bb53c5b.png&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fec0dc800-f078-11eb-a48f-65ac0bb53c5b.png&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fec0dc800-f078-11eb-a48f-65ac0bb53c5b.png&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fec0dc800-f078-11eb-a48f-65ac0bb53c5b.png&w=3840&q=75"/></div></a></span><div class="jsx-4bba4c716fec74b3 jsx-1539727969 seeDetails">See details</div></div><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/221210138/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-821914583 cta dark"><span class="jsx-821914583">Apply Now</span><span class="jsx-821914583"><svg height="18" width="14" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M3.583 5.667a3.417 3.417 0 1 1 6.834 0v1.75H3.583zm-.753 3.25h8.503a.75.75 0 0 1 .75.75V15a.75.75 0 0 1-.75.75H2.667a.75.75 0 0 1-.75-.75V9.667a.75.75 0 0 1 .75-.75zm-.747-1.424V5.667a4.917 4.917 0 0 1 9.834 0v1.826a2.251 2.251 0 0 1 1.666 2.174V15a2.25 2.25 0 0 1-2.25 2.25H2.667A2.25 2.25 0 0 1 .417 15V9.667c0-1.041.706-1.917 1.666-2.174zm5 3.84a.75.75 0 1 0 0 1.5.75.75 0 0 0 0-1.5z" fill="currentColor" fill-rule="evenodd"></path></svg></span></div></a></span><span class="jsx-4bba4c716fec74b3 jsx-1539727969 a11y-sr">Apply for Ink Business Cash® Credit Card</span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardName"><div class="jsx-1326277449 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/221210138/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><span class="jsx-1326277449 cardName-title">Ink Business Cash® Credit Card</span></a></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 editorsRating"><div style="align-items:center;flex-direction:row" class="jsx-eb71e6eaa52b9727 jsx-1439345612 editorsRating-B"><svg fill="none" height="16" width="17" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M8.068 16C3.612 16 0 12.418 0 8s3.612-8 8.068-8c4.456 0 8.068 3.582 8.068 8s-3.612 8-8.068 8ZM5.232 4.339h5.741c.305 0 .552.252.552.563v5.851c0 .31-.245.561-.55.563l-.777.003a.62.62 0 0 1-.392-.164.567.567 0 0 1-.163-.398V7.612l-3.678 3.749a.546.546 0 0 1-.78 0l-.549-.56a.569.569 0 0 1 0-.795l3.678-3.749H5.23a.547.547 0 0 1-.392-.165.568.568 0 0 1-.16-.4L4.68 4.9a.557.557 0 0 1 .552-.56Z" fill="url(#tpgLogo)" fill-rule="evenodd"></path><defs><linearGradient gradientUnits="userSpaceOnUse" id="tpgLogo" x1="8.068" x2="24.067" y1="24" y2="7.865"><stop stop-color="#45C36A"></stop><stop offset="1" stop-color="#00CDFF"></stop></linearGradient></defs></svg><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 rating"><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 numeric">4</div><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 stars"><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg></div></div><span><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 tooltip"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-id" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Editors rating</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 dialog">Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 legalText"><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1328787045 legalText-B"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045 secureSite-B"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045">at Chase's secure site</div></div></div></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-4bba4c716fec74b3 jsx-808683197 bestFor">office supplies</div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-1428882662 introOffer-C"><div class="jsx-1428882662 offerLabel"><span class="jsx-1428882662">Earn up to $750 bonus cash back</span><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-introDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Intro bonus</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-1428882662 tooltipContent">Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"> <div class="jsx-4bba4c716fec74b3 jsx-808683197 boxRate"><div class="jsx-1381160569 rewards rewards-D"><div class="jsx-1381160569 rewardsRateD"><div class="jsx-1381160569 value">1 - 5% cash-back</div><label class="jsx-1381160569"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-rewardsMob" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Rewards rates</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><table class="jsx-2623671549 rewardsTable"><tbody class="jsx-2623671549 rewardsTableBody"><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">5%</span></td><td class="jsx-2623671549 description">Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">2%</span></td><td class="jsx-2623671549 description">Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">1%</span></td><td class="jsx-2623671549 description">Earn 1% cash back on all other card purchases with no limit to the amount you can earn</td></tr></tbody></table><div class="jsx-1871043387 pointer"></div></div></div></div></label></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-1770111297 annualFee"><strong class="jsx-1770111297">$0</strong></div></div></td></tr><tr class="jsx-4bba4c716fec74b3 jsx-808683197 cardsTableRow"><td class="jsx-4bba4c716fec74b3 jsx-808683197 creditCardColumn"><div class="jsx-4bba4c716fec74b3 jsx-808683197 shadow"><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardFlag"></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 creditCard"><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardArt"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1539727969 applyLink"><div class="jsx-4bba4c716fec74b3 jsx-1539727969 artAndText"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/6694/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1539727969 cardImage"><img alt="Southwest® Rapid Rewards® Performance Business Credit Card" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F582159d0-06a3-11ed-92d2-4352643c3844.png&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F582159d0-06a3-11ed-92d2-4352643c3844.png&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F582159d0-06a3-11ed-92d2-4352643c3844.png&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F582159d0-06a3-11ed-92d2-4352643c3844.png&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F582159d0-06a3-11ed-92d2-4352643c3844.png&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F582159d0-06a3-11ed-92d2-4352643c3844.png&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F582159d0-06a3-11ed-92d2-4352643c3844.png&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F582159d0-06a3-11ed-92d2-4352643c3844.png&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F582159d0-06a3-11ed-92d2-4352643c3844.png&w=3840&q=75"/></div></a></span><div class="jsx-4bba4c716fec74b3 jsx-1539727969 seeDetails">See details</div></div><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/6694/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-821914583 cta dark"><span class="jsx-821914583">Apply Now</span><span class="jsx-821914583"><svg height="18" width="14" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M3.583 5.667a3.417 3.417 0 1 1 6.834 0v1.75H3.583zm-.753 3.25h8.503a.75.75 0 0 1 .75.75V15a.75.75 0 0 1-.75.75H2.667a.75.75 0 0 1-.75-.75V9.667a.75.75 0 0 1 .75-.75zm-.747-1.424V5.667a4.917 4.917 0 0 1 9.834 0v1.826a2.251 2.251 0 0 1 1.666 2.174V15a2.25 2.25 0 0 1-2.25 2.25H2.667A2.25 2.25 0 0 1 .417 15V9.667c0-1.041.706-1.917 1.666-2.174zm5 3.84a.75.75 0 1 0 0 1.5.75.75 0 0 0 0-1.5z" fill="currentColor" fill-rule="evenodd"></path></svg></span></div></a></span><span class="jsx-4bba4c716fec74b3 jsx-1539727969 a11y-sr">Apply for Southwest® Rapid Rewards® Performance Business Credit Card</span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardName"><div class="jsx-1326277449 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/6694/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><span class="jsx-1326277449 cardName-title">Southwest® Rapid Rewards® Performance Business Credit Card</span></a></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 editorsRating"><div style="align-items:center;flex-direction:row" class="jsx-eb71e6eaa52b9727 jsx-1439345612 editorsRating-B"><svg fill="none" height="16" width="17" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M8.068 16C3.612 16 0 12.418 0 8s3.612-8 8.068-8c4.456 0 8.068 3.582 8.068 8s-3.612 8-8.068 8ZM5.232 4.339h5.741c.305 0 .552.252.552.563v5.851c0 .31-.245.561-.55.563l-.777.003a.62.62 0 0 1-.392-.164.567.567 0 0 1-.163-.398V7.612l-3.678 3.749a.546.546 0 0 1-.78 0l-.549-.56a.569.569 0 0 1 0-.795l3.678-3.749H5.23a.547.547 0 0 1-.392-.165.568.568 0 0 1-.16-.4L4.68 4.9a.557.557 0 0 1 .552-.56Z" fill="url(#tpgLogo)" fill-rule="evenodd"></path><defs><linearGradient gradientUnits="userSpaceOnUse" id="tpgLogo" x1="8.068" x2="24.067" y1="24" y2="7.865"><stop stop-color="#45C36A"></stop><stop offset="1" stop-color="#00CDFF"></stop></linearGradient></defs></svg><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 rating"><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 numeric">3</div><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 stars"><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg></div></div><span><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 tooltip"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-id" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Editors rating</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 dialog">Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 legalText"><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1328787045 legalText-B"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045 secureSite-B"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045">at Chase's secure site</div></div></div></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-4bba4c716fec74b3 jsx-808683197 bestFor">frequent Southwest Airlines flyers</div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-1428882662 introOffer-C"><div class="jsx-1428882662 offerLabel"><span class="jsx-1428882662">Earn 80,000 points.</span><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-introDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Intro bonus</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-1428882662 tooltipContent">Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"> <div class="jsx-4bba4c716fec74b3 jsx-808683197 boxRate"><div class="jsx-1381160569 rewards rewards-D"><div class="jsx-1381160569 rewardsRateD"><div class="jsx-1381160569 value">1 - 4X points</div><label class="jsx-1381160569"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-rewardsMob" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Rewards rates</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><table class="jsx-2623671549 rewardsTable"><tbody class="jsx-2623671549 rewardsTableBody"><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">4X</span></td><td class="jsx-2623671549 description">Earn 4X pts on Southwest® purchases.</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">3X</span></td><td class="jsx-2623671549 description">Earn 3X points on Rapid Rewards® hotel and car rental partners.</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">2X</span></td><td class="jsx-2623671549 description">Earn 2X points on rideshare.</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">2X</span></td><td class="jsx-2623671549 description">Earn 2X points on social media and search engine advertising, internet, cable, and phone services.</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">1X</span></td><td class="jsx-2623671549 description">1X points on all other purchases.</td></tr></tbody></table><div class="jsx-1871043387 pointer"></div></div></div></div></label></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-1770111297 annualFee"><strong class="jsx-1770111297">$199</strong></div></div></td></tr><tr class="jsx-4bba4c716fec74b3 jsx-808683197 cardsTableRow"><td class="jsx-4bba4c716fec74b3 jsx-808683197 creditCardColumn"><div class="jsx-4bba4c716fec74b3 jsx-808683197 shadow"><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardFlag"></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 creditCard"><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardArt"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1539727969 applyLink"><div class="jsx-4bba4c716fec74b3 jsx-1539727969 artAndText"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/6873/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1539727969 cardImage"><img alt="United℠ Business Card" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F33373120-29b1-11ef-b4f7-c5c0eef3d8bb.png&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F33373120-29b1-11ef-b4f7-c5c0eef3d8bb.png&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F33373120-29b1-11ef-b4f7-c5c0eef3d8bb.png&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F33373120-29b1-11ef-b4f7-c5c0eef3d8bb.png&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F33373120-29b1-11ef-b4f7-c5c0eef3d8bb.png&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F33373120-29b1-11ef-b4f7-c5c0eef3d8bb.png&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F33373120-29b1-11ef-b4f7-c5c0eef3d8bb.png&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F33373120-29b1-11ef-b4f7-c5c0eef3d8bb.png&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F33373120-29b1-11ef-b4f7-c5c0eef3d8bb.png&w=3840&q=75"/></div></a></span><div class="jsx-4bba4c716fec74b3 jsx-1539727969 seeDetails">See details</div></div><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/6873/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-821914583 cta dark"><span class="jsx-821914583">Apply Now</span><span class="jsx-821914583"><svg height="18" width="14" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M3.583 5.667a3.417 3.417 0 1 1 6.834 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2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg></div></div><span><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 tooltip"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-id" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Editors rating</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 dialog">Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 legalText"><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1328787045 legalText-B"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045 secureSite-B"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045">at Chase's secure site</div></div></div></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-4bba4c716fec74b3 jsx-808683197 bestFor">United Airlines flyers</div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-1428882662 introOffer-C"><div class="jsx-1428882662 offerLabel"><span class="jsx-1428882662">Earn 75,000 bonus miles</span><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-introDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Intro bonus</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-1428882662 tooltipContent">Earn 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"> <div class="jsx-4bba4c716fec74b3 jsx-808683197 boxRate"><div class="jsx-1381160569 rewards rewards-D"><div class="jsx-1381160569 rewardsRateD"><div class="jsx-1381160569 value">1 - 2X points</div><label class="jsx-1381160569"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-rewardsMob" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Rewards rates</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><table class="jsx-2623671549 rewardsTable"><tbody class="jsx-2623671549 rewardsTableBody"><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">2x</span></td><td class="jsx-2623671549 description">2x miles on United® purchases, dining, at gas stations, office supply stores and on local transit and commuting.</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">1x</span></td><td class="jsx-2623671549 description">1x mile on all other purchases.</td></tr></tbody></table><div class="jsx-1871043387 pointer"></div></div></div></div></label></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-1770111297 annualFee"><strong class="jsx-1770111297">$0 introductory annual fee for the first year, then $99.</strong></div></div></td></tr><tr class="jsx-4bba4c716fec74b3 jsx-808683197 cardsTableRow"><td class="jsx-4bba4c716fec74b3 jsx-808683197 creditCardColumn"><div class="jsx-4bba4c716fec74b3 jsx-808683197 shadow"><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardFlag"></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 creditCard"><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardArt"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1539727969 applyLink"><div class="jsx-4bba4c716fec74b3 jsx-1539727969 artAndText"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/8041/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1539727969 cardImage"><img alt="Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F108f1340-2fa7-11ee-88ac-8d33dad17a11.png&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F108f1340-2fa7-11ee-88ac-8d33dad17a11.png&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F108f1340-2fa7-11ee-88ac-8d33dad17a11.png&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F108f1340-2fa7-11ee-88ac-8d33dad17a11.png&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F108f1340-2fa7-11ee-88ac-8d33dad17a11.png&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F108f1340-2fa7-11ee-88ac-8d33dad17a11.png&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F108f1340-2fa7-11ee-88ac-8d33dad17a11.png&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F108f1340-2fa7-11ee-88ac-8d33dad17a11.png&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F108f1340-2fa7-11ee-88ac-8d33dad17a11.png&w=3840&q=75"/></div></a></span><div class="jsx-4bba4c716fec74b3 jsx-1539727969 seeDetails">See details</div></div><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/8041/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-821914583 cta dark"><span class="jsx-821914583">Apply Now</span><span class="jsx-821914583"><svg height="18" width="14" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M3.583 5.667a3.417 3.417 0 1 1 6.834 0v1.75H3.583zm-.753 3.25h8.503a.75.75 0 0 1 .75.75V15a.75.75 0 0 1-.75.75H2.667a.75.75 0 0 1-.75-.75V9.667a.75.75 0 0 1 .75-.75zm-.747-1.424V5.667a4.917 4.917 0 0 1 9.834 0v1.826a2.251 2.251 0 0 1 1.666 2.174V15a2.25 2.25 0 0 1-2.25 2.25H2.667A2.25 2.25 0 0 1 .417 15V9.667c0-1.041.706-1.917 1.666-2.174zm5 3.84a.75.75 0 1 0 0 1.5.75.75 0 0 0 0-1.5z" fill="currentColor" fill-rule="evenodd"></path></svg></span></div></a></span><span class="jsx-4bba4c716fec74b3 jsx-1539727969 a11y-sr">Apply for Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card</span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardName"><div class="jsx-1326277449 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/8041/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><span class="jsx-1326277449 cardName-title">Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card</span></a></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 editorsRating"><div style="align-items:center;flex-direction:row" class="jsx-eb71e6eaa52b9727 jsx-1439345612 editorsRating-B"><svg fill="none" height="16" width="17" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M8.068 16C3.612 16 0 12.418 0 8s3.612-8 8.068-8c4.456 0 8.068 3.582 8.068 8s-3.612 8-8.068 8ZM5.232 4.339h5.741c.305 0 .552.252.552.563v5.851c0 .31-.245.561-.55.563l-.777.003a.62.62 0 0 1-.392-.164.567.567 0 0 1-.163-.398V7.612l-3.678 3.749a.546.546 0 0 1-.78 0l-.549-.56a.569.569 0 0 1 0-.795l3.678-3.749H5.23a.547.547 0 0 1-.392-.165.568.568 0 0 1-.16-.4L4.68 4.9a.557.557 0 0 1 .552-.56Z" fill="url(#tpgLogo)" fill-rule="evenodd"></path><defs><linearGradient gradientUnits="userSpaceOnUse" id="tpgLogo" x1="8.068" x2="24.067" y1="24" y2="7.865"><stop stop-color="#45C36A"></stop><stop offset="1" 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0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 partial"></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg></div></div><span><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 tooltip"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-id" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Editors rating</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 dialog">Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 legalText"><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1328787045 legalText-B"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045 secureSite-B"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045">at Bank of America's secure site</div></div></div></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-4bba4c716fec74b3 jsx-808683197 bestFor">BofA Preferred Rewards for Business members</div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-1428882662 introOffer-C"><div class="jsx-1428882662 offerLabel"><span class="jsx-1428882662">$300</span><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-introDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Intro bonus</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-1428882662 tooltipContent">Get a $300 online statement credit after you make at least $3,000 in purchases in the first 90 days of your account opening.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"> <div class="jsx-4bba4c716fec74b3 jsx-808683197 boxRate"><div class="jsx-1381160569 rewards rewards-D"><div class="jsx-1381160569 rewardsRateD"><div class="jsx-1381160569 value">1.5% cash-back</div><label class="jsx-1381160569"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-rewardsMob" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Rewards rates</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><table class="jsx-2623671549 rewardsTable"><tbody class="jsx-2623671549 rewardsTableBody"><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">1.5%</span></td><td class="jsx-2623671549 description">Earn unlimited 1.5% cash back on purchases.</td></tr></tbody></table><div class="jsx-1871043387 pointer"></div></div></div></div></label></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-1770111297 annualFee"><strong class="jsx-1770111297">$0</strong></div></div></td></tr><tr class="jsx-4bba4c716fec74b3 jsx-808683197 cardsTableRow"><td class="jsx-4bba4c716fec74b3 jsx-808683197 creditCardColumn"><div class="jsx-4bba4c716fec74b3 jsx-808683197 shadow"><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardFlag"></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 creditCard"><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardArt"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1539727969 applyLink"><div class="jsx-4bba4c716fec74b3 jsx-1539727969 artAndText"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/6338/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1539727969 cardImage"><img alt="Alaska Airlines Visa® Business card" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F9e1c6bb0-ea2e-11eb-99d8-ddd3faec9ad4.png&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F9e1c6bb0-ea2e-11eb-99d8-ddd3faec9ad4.png&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F9e1c6bb0-ea2e-11eb-99d8-ddd3faec9ad4.png&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F9e1c6bb0-ea2e-11eb-99d8-ddd3faec9ad4.png&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F9e1c6bb0-ea2e-11eb-99d8-ddd3faec9ad4.png&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F9e1c6bb0-ea2e-11eb-99d8-ddd3faec9ad4.png&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F9e1c6bb0-ea2e-11eb-99d8-ddd3faec9ad4.png&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F9e1c6bb0-ea2e-11eb-99d8-ddd3faec9ad4.png&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F9e1c6bb0-ea2e-11eb-99d8-ddd3faec9ad4.png&w=3840&q=75"/></div></a></span><div class="jsx-4bba4c716fec74b3 jsx-1539727969 seeDetails">See details</div></div><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/6338/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-821914583 cta dark"><span class="jsx-821914583">Apply Now</span><span class="jsx-821914583"><svg height="18" width="14" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M3.583 5.667a3.417 3.417 0 1 1 6.834 0v1.75H3.583zm-.753 3.25h8.503a.75.75 0 0 1 .75.75V15a.75.75 0 0 1-.75.75H2.667a.75.75 0 0 1-.75-.75V9.667a.75.75 0 0 1 .75-.75zm-.747-1.424V5.667a4.917 4.917 0 0 1 9.834 0v1.826a2.251 2.251 0 0 1 1.666 2.174V15a2.25 2.25 0 0 1-2.25 2.25H2.667A2.25 2.25 0 0 1 .417 15V9.667c0-1.041.706-1.917 1.666-2.174zm5 3.84a.75.75 0 1 0 0 1.5.75.75 0 0 0 0-1.5z" fill="currentColor" fill-rule="evenodd"></path></svg></span></div></a></span><span class="jsx-4bba4c716fec74b3 jsx-1539727969 a11y-sr">Apply for Alaska Airlines Visa® Business card</span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardName"><div class="jsx-1326277449 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/6338/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><span class="jsx-1326277449 cardName-title">Alaska Airlines Visa® Business card</span></a></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 editorsRating"><div style="align-items:center;flex-direction:row" class="jsx-eb71e6eaa52b9727 jsx-1439345612 editorsRating-B"><svg fill="none" height="16" width="17" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M8.068 16C3.612 16 0 12.418 0 8s3.612-8 8.068-8c4.456 0 8.068 3.582 8.068 8s-3.612 8-8.068 8ZM5.232 4.339h5.741c.305 0 .552.252.552.563v5.851c0 .31-.245.561-.55.563l-.777.003a.62.62 0 0 1-.392-.164.567.567 0 0 1-.163-.398V7.612l-3.678 3.749a.546.546 0 0 1-.78 0l-.549-.56a.569.569 0 0 1 0-.795l3.678-3.749H5.23a.547.547 0 0 1-.392-.165.568.568 0 0 1-.16-.4L4.68 4.9a.557.557 0 0 1 .552-.56Z" fill="url(#tpgLogo)" fill-rule="evenodd"></path><defs><linearGradient gradientUnits="userSpaceOnUse" id="tpgLogo" x1="8.068" x2="24.067" y1="24" y2="7.865"><stop stop-color="#45C36A"></stop><stop offset="1" stop-color="#00CDFF"></stop></linearGradient></defs></svg><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 rating"><div 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class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg></div></div><span><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 tooltip"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-id" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Editors rating</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 dialog">Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 legalText"><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1328787045 legalText-B"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045 secureSite-B"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045">at Bank of America's secure site</div></div></div></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-4bba4c716fec74b3 jsx-808683197 bestFor">businesses that fly Alaska Air regularly</div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-1428882662 introOffer-C"><div class="jsx-1428882662 offerLabel"><span class="jsx-1428882662">50,000 miles offer</span><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-introDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Intro bonus</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-1428882662 tooltipContent">Get 50,000 bonus miles and Alaska's Famous Companion Fare™ ($99 fare plus taxes and fees from $23) after you make $3,000 or more in purchases within the first 90 days of opening your account.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"> <div class="jsx-4bba4c716fec74b3 jsx-808683197 boxRate"><div class="jsx-1381160569 rewards rewards-D"><div class="jsx-1381160569 rewardsRateD"><div class="jsx-1381160569 value">1 - 3X miles</div><label class="jsx-1381160569"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-rewardsMob" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Rewards rates</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><table class="jsx-2623671549 rewardsTable"><tbody class="jsx-2623671549 rewardsTableBody"><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">3 miles</span></td><td class="jsx-2623671549 description">Earn 3 miles for every $1 spent on eligible Alaska Airlines purchases.</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">2 miles</span></td><td class="jsx-2623671549 description">Earn 2 miles for every $1 spent on eligible gas, EV charging station, shipping and local transit (including rideshare) purchases.</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">1 mile</span></td><td class="jsx-2623671549 description">Earn 1 mile for every $1 spent on all other purchases.</td></tr></tbody></table><div class="jsx-1871043387 pointer"></div></div></div></div></label></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-1770111297 annualFee"><strong class="jsx-1770111297">$70 for the company and $25 per card</strong></div></div></td></tr><tr class="jsx-4bba4c716fec74b3 jsx-808683197 cardsTableRow"><td class="jsx-4bba4c716fec74b3 jsx-808683197 creditCardColumn"><div class="jsx-4bba4c716fec74b3 jsx-808683197 shadow"><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardFlag"></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 creditCard"><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardArt"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1539727969 applyLink"><div class="jsx-4bba4c716fec74b3 jsx-1539727969 artAndText"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/23159458/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1539727969 cardImage"><img alt="Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fcb126100-2fa6-11ee-bf78-57c180bf03f6.png&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fcb126100-2fa6-11ee-bf78-57c180bf03f6.png&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fcb126100-2fa6-11ee-bf78-57c180bf03f6.png&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fcb126100-2fa6-11ee-bf78-57c180bf03f6.png&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fcb126100-2fa6-11ee-bf78-57c180bf03f6.png&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fcb126100-2fa6-11ee-bf78-57c180bf03f6.png&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fcb126100-2fa6-11ee-bf78-57c180bf03f6.png&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fcb126100-2fa6-11ee-bf78-57c180bf03f6.png&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fcb126100-2fa6-11ee-bf78-57c180bf03f6.png&w=3840&q=75"/></div></a></span><div class="jsx-4bba4c716fec74b3 jsx-1539727969 seeDetails">See details</div></div><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/23159458/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-821914583 cta dark"><span class="jsx-821914583">Apply Now</span><span class="jsx-821914583"><svg height="18" width="14" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M3.583 5.667a3.417 3.417 0 1 1 6.834 0v1.75H3.583zm-.753 3.25h8.503a.75.75 0 0 1 .75.75V15a.75.75 0 0 1-.75.75H2.667a.75.75 0 0 1-.75-.75V9.667a.75.75 0 0 1 .75-.75zm-.747-1.424V5.667a4.917 4.917 0 0 1 9.834 0v1.826a2.251 2.251 0 0 1 1.666 2.174V15a2.25 2.25 0 0 1-2.25 2.25H2.667A2.25 2.25 0 0 1 .417 15V9.667c0-1.041.706-1.917 1.666-2.174zm5 3.84a.75.75 0 1 0 0 1.5.75.75 0 0 0 0-1.5z" fill="currentColor" fill-rule="evenodd"></path></svg></span></div></a></span><span class="jsx-4bba4c716fec74b3 jsx-1539727969 a11y-sr">Apply for Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card</span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardName"><div class="jsx-1326277449 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/23159458/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><span class="jsx-1326277449 cardName-title">Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card</span></a></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 editorsRating"><div style="align-items:center;flex-direction:row" class="jsx-eb71e6eaa52b9727 jsx-1439345612 editorsRating-B"><svg fill="none" height="16" width="17" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M8.068 16C3.612 16 0 12.418 0 8s3.612-8 8.068-8c4.456 0 8.068 3.582 8.068 8s-3.612 8-8.068 8ZM5.232 4.339h5.741c.305 0 .552.252.552.563v5.851c0 .31-.245.561-.55.563l-.777.003a.62.62 0 0 1-.392-.164.567.567 0 0 1-.163-.398V7.612l-3.678 3.749a.546.546 0 0 1-.78 0l-.549-.56a.569.569 0 0 1 0-.795l3.678-3.749H5.23a.547.547 0 0 1-.392-.165.568.568 0 0 1-.16-.4L4.68 4.9a.557.557 0 0 1 .552-.56Z" fill="url(#tpgLogo)" fill-rule="evenodd"></path><defs><linearGradient gradientUnits="userSpaceOnUse" id="tpgLogo" x1="8.068" x2="24.067" y1="24" y2="7.865"><stop stop-color="#45C36A"></stop><stop offset="1" stop-color="#00CDFF"></stop></linearGradient></defs></svg><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 rating"><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 numeric">3.5</div><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 stars"><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 partial"></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg></div></div><span><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 tooltip"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-id" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Editors rating</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 dialog">Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 legalText"><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1328787045 legalText-B"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045 secureSite-B"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045">at Bank of America's secure site</div></div></div></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-4bba4c716fec74b3 jsx-808683197 bestFor">customizable business cash back</div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-1428882662 introOffer-C"><div class="jsx-1428882662 offerLabel"><span class="jsx-1428882662">$300</span><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-introDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Intro bonus</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-1428882662 tooltipContent">Get a $300 online statement credit after you make at least $3,000 in purchases in the first 90 days of your account opening.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"> <div class="jsx-4bba4c716fec74b3 jsx-808683197 boxRate"><div class="jsx-1381160569 rewards rewards-D"><div class="jsx-1381160569 rewardsRateD"><div class="jsx-1381160569 value">1 - 3% cash-back</div><label class="jsx-1381160569"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-rewardsMob" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Rewards rates</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><table class="jsx-2623671549 rewardsTable"><tbody class="jsx-2623671549 rewardsTableBody"><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">3%</span></td><td class="jsx-2623671549 description">Earn 3% cash back in the category of your choice (for the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter).</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">2%</span></td><td class="jsx-2623671549 description">Earn 2% cash back on dining purchases (for the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter).</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">1%</span></td><td class="jsx-2623671549 description">Earn 1% cash back on all other purchases.</td></tr></tbody></table><div class="jsx-1871043387 pointer"></div></div></div></div></label></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-1770111297 annualFee"><strong class="jsx-1770111297">$0</strong></div></div></td></tr><tr class="jsx-4bba4c716fec74b3 jsx-808683197 cardsTableRow"><td class="jsx-4bba4c716fec74b3 jsx-808683197 creditCardColumn"><div class="jsx-4bba4c716fec74b3 jsx-808683197 shadow"><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardFlag"></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 creditCard"><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardArt"><div class="jsx-4bba4c716fec74b3 jsx-2622207 outOfNetworkLink small"><span><a href="https://thepointsguy.com/credit-cards/reviews/wyndham-earner-business-card-review/" rel="noreferrer" class="jsx-4bba4c716fec74b3 jsx-2622207"><div class="jsx-4bba4c716fec74b3 jsx-2622207 cardImage"><img alt="Wyndham Rewards Earner Business Card" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F2f3730f0-3b0a-11eb-abd6-51413e137726.png&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F2f3730f0-3b0a-11eb-abd6-51413e137726.png&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F2f3730f0-3b0a-11eb-abd6-51413e137726.png&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F2f3730f0-3b0a-11eb-abd6-51413e137726.png&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F2f3730f0-3b0a-11eb-abd6-51413e137726.png&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F2f3730f0-3b0a-11eb-abd6-51413e137726.png&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F2f3730f0-3b0a-11eb-abd6-51413e137726.png&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F2f3730f0-3b0a-11eb-abd6-51413e137726.png&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F2f3730f0-3b0a-11eb-abd6-51413e137726.png&w=3840&q=75"/></div><span class="jsx-4bba4c716fec74b3 jsx-2622207 a11y-sr">`Go to Review of $Wyndham Rewards Earner Business Card`</span></a></span><span><a href="https://thepointsguy.com/credit-cards/reviews/wyndham-earner-business-card-review/" rel="noreferrer" class="jsx-4bba4c716fec74b3 jsx-2622207 linkAnchor"><div class="jsx-821914583 cta light"><span class="jsx-821914583">Go to Review</span><span class="jsx-821914583"></span></div><span class="jsx-4bba4c716fec74b3 jsx-2622207 a11y-sr">for Wyndham Rewards Earner Business Card</span></a></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardName"><div class="jsx-1326277449 cardName-oon"><span class="jsx-1326277449 cardName-title">Wyndham Rewards Earner Business Card</span><span class="jsx-1326277449 oon-tooltip-container"><div tabindex="0" class="jsx-1871043387 tooltip fitElement oon-tooltip"><div on="tap:tooltip-7647" class="jsx-1871043387 triggerText"><span class="jsx-1871043387 triggerText">*</span></div><div class="jsx-1871043387 dialog false"><div class="jsx-1871043387"><div class="jsx-1326277449 dialog">*The information about the Wyndham Rewards Earner Business Card has been collected independently by ThePointsGuy.com. The card details have not been reviewed or approved by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 editorsRating"><div style="align-items:center;flex-direction:row" class="jsx-eb71e6eaa52b9727 jsx-1439345612 editorsRating-B"><svg fill="none" height="16" width="17" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M8.068 16C3.612 16 0 12.418 0 8s3.612-8 8.068-8c4.456 0 8.068 3.582 8.068 8s-3.612 8-8.068 8ZM5.232 4.339h5.741c.305 0 .552.252.552.563v5.851c0 .31-.245.561-.55.563l-.777.003a.62.62 0 0 1-.392-.164.567.567 0 0 1-.163-.398V7.612l-3.678 3.749a.546.546 0 0 1-.78 0l-.549-.56a.569.569 0 0 1 0-.795l3.678-3.749H5.23a.547.547 0 0 1-.392-.165.568.568 0 0 1-.16-.4L4.68 4.9a.557.557 0 0 1 .552-.56Z" fill="url(#tpgLogo)" fill-rule="evenodd"></path><defs><linearGradient gradientUnits="userSpaceOnUse" id="tpgLogo" x1="8.068" x2="24.067" y1="24" y2="7.865"><stop stop-color="#45C36A"></stop><stop offset="1" stop-color="#00CDFF"></stop></linearGradient></defs></svg><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 rating"><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 numeric">4</div><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 stars"><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 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class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg></div></div><span><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 tooltip"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-id" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Editors rating</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 dialog">Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 legalText"><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1328787045 legalText-B"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045 terms-B"><span class="jsx-eb71e6eaa52b9727 jsx-1328787045">Information updated as of 07/29/2024</span></div></div></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-4bba4c716fec74b3 jsx-808683197 bestFor">business owners who are Wyndham loyalists</div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-1428882662 introOffer-C"><div class="jsx-1428882662 offerLabel"><span class="jsx-1428882662">45,000 points</span><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-introDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Intro bonus</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-1428882662 tooltipContent">Earn 45,000 bonus points after spending $3,000 on purchases in the first 90 days.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"> <div class="jsx-4bba4c716fec74b3 jsx-808683197 boxRate"><div class="jsx-1381160569 rewards rewards-D"><div class="jsx-1381160569 rewardsRateD"><div class="jsx-1381160569 value">1 - 8X points</div><label class="jsx-1381160569"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-rewardsMob" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Rewards rates</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><table class="jsx-2623671549 rewardsTable"><tbody class="jsx-2623671549 rewardsTableBody"><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">8X</span></td><td class="jsx-2623671549 description">Earn 8 points per $1 spent on eligible purchases made at Hotels by Wyndham as well as on qualifying gas purchases.</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">5X</span></td><td class="jsx-2623671549 description">Earn 5 points per $1 spent on eligible marketing, advertising and utility purchases.</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">1X</span></td><td class="jsx-2623671549 description">Earn 1 point per $1 spent on all other purchases (excluding Wyndham Timeshare resort down payments). That means paying bills, buying home office supplies, car repairs, and more are earning you your next great vacation!</td></tr></tbody></table><div class="jsx-1871043387 pointer"></div></div></div></div></label></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-1770111297 annualFee"><strong class="jsx-1770111297">$95</strong></div></div></td></tr></tbody></table></div></div></section></div></div><div data-name="MoreDetails" class="jsx-e5e49ced0e1b5cd1 jsx-918260792 cardCategory MoreDetails"><div class="jsx-1844965041"><section class="jsx-de4115f42c48e362 jsx-1777537572 section sectionWrapper"><div class="jsx-de4115f42c48e362 jsx-1777537572 container"><h2 class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 white">More details on the best business credit cards</h2> <div class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 moreDetailsContainer"><div class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 cardArt"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1849582496 applyLink"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/10186/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1849582496 cardImage"><img alt="Capital One Venture X Business" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fce6818d0-e078-11ee-a39c-cffd4c1d8271.png&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fce6818d0-e078-11ee-a39c-cffd4c1d8271.png&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fce6818d0-e078-11ee-a39c-cffd4c1d8271.png&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fce6818d0-e078-11ee-a39c-cffd4c1d8271.png&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fce6818d0-e078-11ee-a39c-cffd4c1d8271.png&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fce6818d0-e078-11ee-a39c-cffd4c1d8271.png&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fce6818d0-e078-11ee-a39c-cffd4c1d8271.png&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fce6818d0-e078-11ee-a39c-cffd4c1d8271.png&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fce6818d0-e078-11ee-a39c-cffd4c1d8271.png&w=3840&q=75"/></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">Apply for Capital One Venture X Business</span></a></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 dropdownWrapper"><div class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 customDropdown"><div class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 dropdownHeader ">Capital One Venture X Business<div class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 carat "><svg viewBox="0 0 42 25" xmlns="http://www.w3.org/2000/svg"><path d="m20.73 25.83 2.88-2.75 18.8-17.96L38.27.78 20.91 17.36 4.34 0 0 4.14l20.72 21.7z" fill="currentColor"></path></svg></div></div></div></div><div class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963"><div class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 tabbed active"><span class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 a11y-sr">Capital One Venture X Business</span><div data-testid="tabs" class="jsx-3370968206 tabs"><div data-testid="tabList-B" class="jsx-3370968206 tabList-B"><span><button data-testid="tab-B" class="jsx-3370968206 tab-B active">What we love</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Who it's for</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Why it should be in your wallet</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Alternatives</button></span></div><div class="jsx-3370968206 panels-B"><div class="jsx-3370968206 panel"><p>The Capital One Venture X Business credit card features a $395 annual fee (see <a href="https://thepointsguy.com/apply/capital-one-venture-x-business-rates-and-fees/">rates and fees</a>) that more than pays for itself when you account for the considerable rewards and perks that come with the card. We love that the Venture X Business card earns an unlimited 2 miles per dollar spent on every purchase when you book via Capital One Travel. We especially love the generous earning structure that gives you 5 miles per dollar spent on flights and the whopping 10 miles per dollar spent on hotels and rental cars (when booked through Capital One Travel).</p> </div><div class="jsx-3370968206 panel inactive"><p>Fans of Capital One who frequently book travel via the Capital One portal and want a card the offers no foreign transaction fees.</p> </div><div class="jsx-3370968206 panel inactive"><p>In addition to a solid earning structure, the Venture X Business card provides you with a $300 annual credit for bookings made through Capital One Travel in addition to 10,000 bonus miles every year on your account anniversary — starting with your first anniversary.</p> </div><div class="jsx-3370968206 panel inactive"><p>The <a href="https://thepointsguy.com/credit-cards/reviews/capital-one-venture-card-review/">Capital One Venture Rewards Credit Card</a> is a great option for those who want to take advantage of a solid earning structure that provides them with easy to redeem miles. The Venture Rewards card earns an unlimited 2 miles per dollar spent on every purchase plus an unlimited 5 miles per dollar on hotels and rental cars booked through Capital One Travel. You get similar benefits that come with the more premium Capital One Venture cards with a smaller annual fee of $95 (see <a href="https://thepointsguy.com/apply/capital-one-venture-rewards-credit-card-rates-and-fees/">rates and fees</a>).</p> </div></div></div></div><div class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 tabbed"><span class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 a11y-sr">The Business Platinum Card® from American Express</span><div data-testid="tabs" class="jsx-3370968206 tabs"><div data-testid="tabList-B" class="jsx-3370968206 tabList-B"><span><button data-testid="tab-B" class="jsx-3370968206 tab-B active">What we love</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Who it's for</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Why it's in my wallet</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Alternatives</button></span></div><div class="jsx-3370968206 panels-B"><div class="jsx-3370968206 panel"><p>While its $695 annual fee (see <a href="https://thepointsguy.com/apply/the-business-platinum-card-from-american-express-rates-fees/?tid=post">rates and fees</a>) may appear jarring at first, the <a href="https://thepointsguy.com/credit-cards/reviews/amex-business-platinum-card-review/">Business Platinum Amex</a> offers unmatched benefits, including lounge access, plus other value-added perks that can easily offset the card’s annual fee each year. Not to mention, it has an earning structure that can add up quickly for those who travel frequently. If you want to be rewarded for travel spending with <a href="https://thepointsguy.com/credit-cards/amex-travel-guide/">American Express Travel</a> and want extra comfort on your trips, this card provides both. New applicants can earn 150,000 bonus points after spending $20,000 on eligible purchases in the first three months of card membership.</p> </div><div class="jsx-3370968206 panel inactive"><p>You don’t have to be a high spender to find value in this card. It’s well suited for those who travel frequently, will enjoy <a href="https://thepointsguy.com/credit-cards/american-express-platinum-lounge-access/">airport lounge access</a>, will benefit from automatic elite status with Marriott and Hilton (enrollment required) and can maximize the card’s various statement credits. Plus, the card’s return on spending for travel purchases is very strong — as is the return in select business categories and purchases totaling more than $5,000. You’ll also enjoy a 35% points rebate on eligible flights booked with Amex Travel on up to 1 million points back per calendar year. </p> </div><div class="jsx-3370968206 panel inactive"><p>“I find that the annual perks and credits vastly outweigh the large annual fee. And that's even without using some of them. By using the benefits with <a href="https://thepointsguy.com/guide/all-about-priority-pass-program/">Priority Pass</a> and Amex lounges, the airline incidental credits, plus the statement credits for Clear, our cellphone plan and restocking my home printer with ink and paper from Dell, I get more value out of the card than it costs to keep it. Plus, it earns my favorite points — American Express Membership Enrollment is required for select benefits. Rewards — earning 5 points per dollar spent on flights and hotels booked with Amex Travel.” — <a href="https://thepointsguy.com/author/ryansmith/">Ryan Smith</a>, former credit cards writer</p> </div><div class="jsx-3370968206 panel inactive"><p>If you have a business banking relationship with Capital One, consider the <a href="https://thepointsguy.com/credit-cards/reviews/capital-one-venture-x-business-review-huge-earning-potential-for-businesses/">Capital One Venture X Business</a> card. It comes with a lower annual fee (see <a href="https://thepointsguy.com/apply/capital-one-venture-x-business-rates-and-fees/">rates and fees</a>) and access to Priority Pass lounges and Capital One Lounges. Additionally, it earns at least 2 Capital One miles per dollar spent on all purchases.</p> </div></div></div></div><div class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 tabbed"><span class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 a11y-sr">American Express® Business Gold Card</span><div data-testid="tabs" class="jsx-3370968206 tabs"><div data-testid="tabList-B" class="jsx-3370968206 tabList-B"><span><button data-testid="tab-B" class="jsx-3370968206 tab-B active">What we love</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Who it's for</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Why it's in my wallet</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Alternatives</button></span></div><div class="jsx-3370968206 panels-B"><div class="jsx-3370968206 panel"><p>There are few perks more rewarding than earning a large number of points automatically — but that’s just the attraction of the Amex Business Gold. You’ll earn 4 <a href="https://thepointsguy.com/guide/ultimate-guide-amex-membership-rewards/">Membership Rewards points</a> per dollar in your top two spending categories each billing cycle (on up to $150,000 of these purchases annually, then 1 point per dollar). Categories include popular business expenses like U.S. restaurants, U.S. advertising in select media and U.S. computer software, to name a few. Plus, you can add up to 99 employee cards, paying just a $95 annual fee for the first five cards, and then a $95 annual fee for each card after (see <a href="https://thepointsguy.com/apply-now/american-express-business-gold-card-rates-fees/?tid=post">rates and fees</a>). The card currently has a welcome bonus of 100,000 bonus points after spending $15,000 on purchases in the first three months of card membership.</p> </div><div class="jsx-3370968206 panel inactive"><p><a href="https://thepointsguy.com/credit-cards/credit-card-rules-for-business-owners/">Business owners</a> who spend in the card’s bonus categories will love its up-to-8% return (based on <a href="https://thepointsguy.com/guide/monthly-valuations/">TPG’s valuations</a>). Bonus categories where you can earn up to 4 points per dollar each billing cycle (up to $150,000 spent annually, then 1 point per dollar) include transit purchases; U.S. purchases for online, TV and radio advertising; monthly wireless phone service charges made directly from U.S. service providers; U.S. purchases at gas stations; U.S. purchases at restaurants; and U.S. purchases from electronic goods retailers and cloud system providers. You’ll also enjoy perks like <a href="https://thepointsguy.com/credit-cards/ultimate-guide-to-amex-offers/">Amex Offers</a>. </p> </div><div class="jsx-3370968206 panel inactive"><p><b>“</b>No other card provides the earning potential and adaptability this card has. Sure, its annual fee isn’t cheap, but I love the fact that I don’t need to think about what purchases I put on this card. It will automatically adapt and provide 4 points per dollar in my top two spending categories each billing cycle (up to $150,000 of these purchases yearly, then 1 point per dollar).” — <a href="https://thepointsguy.com/author/ryansmith/">Ryan Smith</a>, former credit cards writer</p> </div><div class="jsx-3370968206 panel inactive"><p>If you’re looking for a lower annual fee or a card that earns bonus points on more purchase categories (not just your top two per month), consider the <a href="https://thepointsguy.com/credit-cards/ink-business-preferred-card-review/">Ink Business Preferred® Credit Card</a>. You’ll earn 3 Chase Ultimate Rewards points per dollar spent on travel, shipping, select advertising purchases and internet, cable and phone services (on up to $150,000 in annual combined purchases, then 1 point per dollar). Its annual fee is just $95.</p> </div></div></div></div><div class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 tabbed"><span class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 a11y-sr">The Blue Business® Plus Credit Card from American Express</span><div data-testid="tabs" class="jsx-3370968206 tabs"><div data-testid="tabList-B" class="jsx-3370968206 tabList-B"><span><button data-testid="tab-B" class="jsx-3370968206 tab-B active">What we love</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Who it's for</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Why it's in my wallet</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Alternatives</button></span></div><div class="jsx-3370968206 panels-B"><div class="jsx-3370968206 panel"><p>The Blue Business Plus Card from American Express offers a solid earning rate of 2 Membership Rewards points per dollar spent on the first $50,000 in purchases each calendar year, then 1 point per dollar. If your small business spends less than $50,000 each year in purchases, the Blue Business Plus can be a good no-annual-fee option (see<a href="https://thepointsguy.com/apply/the-blue-business%e2%84%a0-plus-credit-card-from-american-express-rates-fees/?tid=post"> rates and fees</a>) that provides an effective 4% return on spending, based on <a href="https://thepointsguy.com/guide/monthly-valuations/">TPG’s valuations</a> of Amex points. For those with spending that falls outside other cards’ bonus categories, this is an excellent option.</p> </div><div class="jsx-3370968206 panel inactive"><p>Freelancers, those with a side hustle, newcomers to points and miles and those with varying expenses will love this card and the fact that it doesn’t require tracking any bonus categories to <a href="https://thepointsguy.com/credit-cards/points-miles-when-starting-business/">maximize earnings</a>. Instead, its flat earning rate provides value on all purchases without an annual fee required to unlock its full potential.</p> </div><div class="jsx-3370968206 panel inactive"><p><b>“</b>There are very few no-annual-fee cards that award fully transferable points, but the Amex Blue Business Plus is one of them. Not only that, but you'll earn 2 Membership Rewards points for every dollar you spend (on up to $50,000 each year). That's a fantastic return of 4% back based on TPG's valuations, making this a great option for your small-business needs.” — <a href="https://thepointsguy.com/author/nick-ewen/">Nick Ewen</a>, director of content</p> </div><div class="jsx-3370968206 panel inactive"><p>If you want a card without an annual fee that doesn’t have the earning limits of the Blue Business Plus, look at the <a href="https://thepointsguy.com/credit-cards/reviews/ink-business-unlimited-credit-card-review/">Ink Business Unlimited® Credit Card</a>. You’ll earn 1.5% back on all purchases (and can convert these into transferable Chase Ultimate Rewards points if you have other eligible Chase credit cards like the Chase Sapphire Preferred® Card). Doing so would yield a 3% return on all spending based on TPG’s valuations.</p> </div></div></div></div><div class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 tabbed"><span class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 a11y-sr">Capital One Spark Cash Plus</span><div data-testid="tabs" class="jsx-3370968206 tabs"><div data-testid="tabList-B" class="jsx-3370968206 tabList-B"><span><button data-testid="tab-B" class="jsx-3370968206 tab-B active">What we love</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Who it's for</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Why it should be in your wallet</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Alternatives</button></span></div><div class="jsx-3370968206 panels-B"><div class="jsx-3370968206 panel"><p>We love earning 2% cash back on all purchases with the Spark Cash Plus, meaning there are no bonus categories to track or complex transfer partners to understand when it’s time to redeem your rewards. Plus, the card has two user-friendly elements: Rewards don’t expire as long as your account is open, and you can redeem your cash back in any increment, starting from just a cent. The annual fee is a reasonable $150 (see <a href="https://thepointsguy.com/apply/capital-one-spark-cash-plus-rates-and-fees/">rates and fees</a>).</p> </div><div class="jsx-3370968206 panel inactive"><p>Business owners whose spending habits fluctuate will love the fact that this card has no preset spending limits. It adapts to you, which can be great when you need to spend more around busy periods or to restock inventory. If you can pay your bill in full each month (which is required on this card), you’ll love this spending flexibility.</p> </div><div class="jsx-3370968206 panel inactive"><p>High-spending businesses can take home a ton of cash-back without worrying about complicated travel rewards.</p> </div><div class="jsx-3370968206 panel inactive"><p>If you’d prefer to earn transferable rewards points or get higher earnings in your most common spending categories, the <a href="https://thepointsguy.com/credit-cards/amex-business-gold-card-review/">American Express® Business Gold Card</a> might fit well in your wallet. You’ll earn 4 points per dollar (an 8% return on spending based on <a href="https://thepointsguy.com/guide/monthly-valuations/">TPG’s valuations</a>) in your top two spending categories each billing cycle on up to $150,000 of these purchases annually, then 1 point per dollar.</p> </div></div></div></div><div class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 tabbed"><span class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 a11y-sr">Delta SkyMiles® Reserve Business American Express Card</span><div data-testid="tabs" class="jsx-3370968206 tabs"><div data-testid="tabList-B" class="jsx-3370968206 tabList-B"><span><button data-testid="tab-B" class="jsx-3370968206 tab-B active">What we love</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Who it's for</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Why it's in my wallet</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Alternatives</button></span></div><div class="jsx-3370968206 panels-B"><div class="jsx-3370968206 panel"><p>The most premium Delta credit card offered to business owners, this card helps earn elite Medallion status in the SkyMiles program and offers Sky Club and Centurion airport lounge access. For regular Delta travelers, the additional perks of a free checked bag, Zone 1 priority boarding and 20% savings on inflight purchases are all valuable benefits offered by a single credit card. </p> <p><i>Effective Feb. 1, 2025, Reserve cardmembers will receive 15 visits per year to the Delta Sky Club; to earn an unlimited number of visits each year starting on Feb. 1, 2025, the total eligible purchases on the card must equal $75,000 or more between Jan. 1, 2024, and Dec. 31, 2024, and each calendar year thereafter.</i></p> </div><div class="jsx-3370968206 panel inactive"><p>Business owners who fly Delta regularly and would value Sky Club and Centurion lounge access. Also, those looking to reach elite Medallion status sooner with the help of a credit card that can provide perks like complimentary upgrades, priority airport services and additional baggage allowances. </p> <p><i>Effective Feb. 1, 2025, Reserve cardmembers will receive 15 visits per year to the Delta Sky Club; to earn an unlimited number of visits each year starting on Feb. 1, 2025, the total eligible purchases on the card must equal $75,000 or more between Jan. 1, 2024, and Dec. 31, 2024, and each calendar year thereafter.</i></p> </div><div class="jsx-3370968206 panel inactive"><p>“The Delta SkyMiles Reserve Business Amex helped me attain airline status without actually having status. As a newbie Delta flyer, I wanted to have a credit card that would make my overall travel experience better. Access to the Delta Sky Club and Centurion lounges when flying Delta are massive perks. The ability to earn triple miles when making Delta purchases, an annual companion pass and a 15% discount when using my SkyMiles to book award travel make the high annual fee on this card worth it.” — <a href="https://thepointsguy.com/author/hstreck/">Hannah Streck, senior SEO manager</a></p> <p><i>Effective Feb. 1, 2025, Reserve cardmembers will receive 15 visits per year to the Delta Sky Club; to earn an unlimited number of visits each year starting on Feb. 1, 2025, the total eligible purchases on the card must equal $75,000 or more between Jan. 1, 2024, and Dec. 31, 2024, and each calendar year thereafter.</i></p> </div><div class="jsx-3370968206 panel inactive"><p>If you want a Delta card with a lower annual fee (see <a href="https://thepointsguy.com/apply-now/delta-skymiles-platinum-business-american-express-card-rates-fees/?tid=post">rates and fees</a>), the <a href="https://thepointsguy.com/credit-cards/reviews/platinum-delta-skymiles-business-card-review/">Delta SkyMiles® Platinum Business American Express Card</a> offers Delta perks like an annual companion certificate and a faster path to elite status that could be a better fit for regular Delta travelers.</p> </div></div></div></div><div class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 tabbed"><span class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 a11y-sr">Ink Business Preferred® Credit Card</span><div data-testid="tabs" class="jsx-3370968206 tabs"><div data-testid="tabList-B" class="jsx-3370968206 tabList-B"><span><button data-testid="tab-B" class="jsx-3370968206 tab-B active">What we love</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Who it's for</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Why it's in my wallet</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Alternatives</button></span></div><div class="jsx-3370968206 panels-B"><div class="jsx-3370968206 panel"><p>With just a $95 annual fee, you’ll unlock several valuable perks on the <a href="https://thepointsguy.com/credit-cards/maximize-rewards-earning-ink-business-preferred/">Ink Business Preferred</a>. These include a strong earning structure, valuable insurance benefits and access to Chase’s full range of airline and hotel transfer partners, such as World of Hyatt and United Airlines MileagePlus. Using these partners is the key to getting huge value from your Chase Ultimate Rewards points. Additionally, you can earn a welcome bonus of 90,000 bonus points after spending $8,000 on purchases within three months from account opening.</p> </div><div class="jsx-3370968206 panel inactive"><p>Small <a href="https://thepointsguy.com/credit-cards/consult-with-cards-business-owners/">business owners</a> who spend heavily on travel, shipping, advertising or internet, cable and phone services will benefit from earning 3 points per dollar spent on these purchases (on up to $150,000 of purchases per account year, then 1 point per dollar). Plus, they can take advantage of the card’s primary rental car insurance, excellent <a href="https://thepointsguy.com/credit-cards/chase-ink-business-preferred-worth-annual-fee/">purchase protection</a>, extended warranty and <a href="https://thepointsguy.com/guide/how-to-submit-cell-phone-insurance-claim-ink-business-preferred/">cellphone protection</a> (when you pay your monthly bill with your card) — valuable benefits if something goes wrong.</p> </div><div class="jsx-3370968206 panel inactive"><p>“I originally signed up for the Ink Business Preferred primarily for its sign-up bonus. But, over the last year, I’ve found myself making it my go-to card when booking travel. After all, the Ink Business Preferred earns 3 points per dollar spent on travel and provides excellent travel protections, including trip delay protection and rental car insurance.”  — <a href="https://thepointsguy.com/author/katiegenter/">Katie Genter</a>, senior writer</p> </div><div class="jsx-3370968206 panel inactive"><p>Consider the <a href="https://thepointsguy.com/credit-cards/reviews/capital-one-spark-miles-card-review/">Capital One Spark Miles for Business</a>, which has a $0 introductory annual fee the first year, then $95 (see <a href="https://thepointsguy.com/apply/capital-one-spark-miles-for-business-rates-and-fees/">rates and fees</a>). It earns 5 miles per dollar spent on hotel and rental car reservations made with Capital One Travel and unlimited 2 miles per dollar spent on other purchases. You’ll also enjoy reimbursement for your Global Entry or TSA PreCheck application fee — a benefit worth up to $100 once every four years.</p> </div></div></div></div><div class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 tabbed"><span class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 a11y-sr">Capital One Spark Cash</span><div data-testid="tabs" class="jsx-3370968206 tabs"><div data-testid="tabList-B" class="jsx-3370968206 tabList-B"><span><button data-testid="tab-B" class="jsx-3370968206 tab-B active">What we love</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Who it's for</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Why it should be in your wallet</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Alternatives</button></span></div><div class="jsx-3370968206 panels-B"><div class="jsx-3370968206 panel"><p>This card offers uncapped cash back earning potential, which business owners can then pour back into their enterprises.</p> </div><div class="jsx-3370968206 panel inactive"><p>This is a good option for business owners who prioritize earning cash back rewards over points and miles and who don’t want to deal with the hassle of tracking bonus spend categories.</p> </div><div class="jsx-3370968206 panel inactive"><p>If you’re looking for a simple business card that earns unlimited cash back and offers some business perks, consider adding the Capital One Spark Cash card to your wallet.</p> </div><div class="jsx-3370968206 panel inactive"><p>If your small business would be better off with a no annual fee, consider the <a href="https://thepointsguy.com/credit-cards/reviews/ink-business-unlimited-credit-card-review/">Ink Business Unlimited® Credit Card</a>. It features a lower cash back reward rate but also comes with a decent welcome bonus.</p> </div></div></div></div><div class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 tabbed"><span class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 a11y-sr">Capital One Spark Miles for Business</span><div data-testid="tabs" class="jsx-3370968206 tabs"><div data-testid="tabList-B" class="jsx-3370968206 tabList-B"><span><button data-testid="tab-B" class="jsx-3370968206 tab-B active">What we love</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Who it's for</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Why it should be in your wallet</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Alternatives</button></span></div><div class="jsx-3370968206 panels-B"><div class="jsx-3370968206 panel"><p>The Capital One Spark Miles for Business card has an intro offer of 50,000 miles after spending $4,500 in the first three months from account opening. Based on <a href="https://thepointsguy.com/guide/monthly-valuations/">TPG’s valuations</a>, this bonus is worth $925. You can transfer Capital One miles to 15+ airline and hotel transfer partners, including Air Canada Aeroplan and Wyndham Rewards, and you’ll earn at least 2 miles per dollar spent on all purchases. Plus, the card has an introductory annual fee of $0 the first year, then $95 (see <a href="https://thepointsguy.com/apply/capital-one-spark-miles-for-business-rates-and-fees/">rates and fees</a>).</p> </div><div class="jsx-3370968206 panel inactive"><p>Business owners who want to earn a transferable currency will love Capital One miles, which have grown in value and redemption options over the past few years. You’ll also enjoy a <a href="https://thepointsguy.com/credit-cards/global-entry/">Global Entry or TSA PreCheck application fee credit</a> (up to $120) and the flexibility to use your miles to <a href="https://thepointsguy.com/guide/redeem-capital-one-miles-fixed-value/">cover travel expenses at a fixed value</a> of 1 cent apiece. If you’re looking for a card that earns valuable miles without needing to track bonus categories, this is it.</p> </div><div class="jsx-3370968206 panel inactive"><p>You’ll earn transferable points on every purchase without worrying about bonus categories, all for a low annual fee.</p> </div><div class="jsx-3370968206 panel inactive"><p>The <a href="https://thepointsguy.com/credit-cards/ink-business-preferred-card-review/">Ink Business Preferred® Credit Card</a> has the same $95 annual fee but earns Chase Ultimate Rewards points instead of Capital One miles. You’ll earn 3 points per dollar spent on travel, shipping, select advertising purchases and internet, cable and phone services (on up to $150,000 in annual combined purchases, then 1 point per dollar); you’ll earn 1 point per dollar on other purchases.</p> </div></div></div></div><div class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 tabbed"><span class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 a11y-sr">Ink Business Unlimited® Credit Card</span><div data-testid="tabs" class="jsx-3370968206 tabs"><div data-testid="tabList-B" class="jsx-3370968206 tabList-B"><span><button data-testid="tab-B" class="jsx-3370968206 tab-B active">What we love</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Who it's for</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Why it's in my wallet</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Alternatives</button></span></div><div class="jsx-3370968206 panels-B"><div class="jsx-3370968206 panel"><p>If you’re looking for ease of earning on all your purchases — or a card that earns well on purchases that don’t fall into bonus categories with other credit cards — the Ink Unlimited card is a clear winner. Freelancers and independent contractors love the ability to earn 1.5% back on all purchases, pay no annual fee and even combine the points they earn with Chase Ultimate Rewards from other eligible Chase credit cards like the Chase Sapphire Preferred® Card. Plus, there are no earning limits on this card.</p> </div><div class="jsx-3370968206 panel inactive"><p>There are two types of business owners who will benefit from this card. The first is the person looking for a card with a lucrative earning structure but no annual fee. The second is someone who needs a card for those “other” expenses that fall outside the bonus categories offered by other rewards cards in their wallet. This is an ideal card for everyday business expenses.</p> </div><div class="jsx-3370968206 panel inactive"><p>“I have the Chase Ink Business trilogy — the Ink Business Cash Credit Card, Ink Business Preferred Credit Card and Ink Business Unlimited Credit Card. The first two cards maximize my points-earning on things like office supply, internet and phone purchases, while the Ink Unlimited covers everything else with a flat 1.5% earn rate. The fact that I have the Ink Preferred means I can convert my cash back from the Ink Unlimited into more valuable Chase Ultimate Rewards points. This no-annual-fee card will stay in my wallet for years to come.” — <a href="https://thepointsguy.com/author/mmoffitt/">Matt Moffitt</a>, senior credit cards editor</p> </div><div class="jsx-3370968206 panel inactive"><p>If you’re looking for a card that rewards you based on your banking relationship, the <a href="https://thepointsguy.com/credit-cards/bank-of-america-business-advantage-unlimited-review/">Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card</a> earns 1.5% back on all purchases. Those with banking and investment accounts at Bank of America can bump their earning rate up to 2.625% on all purchases thanks to<a href="https://thepointsguy.com/credit-cards/bank-of-america-preferred-rewards-program/"> Bank of America Preferred Rewards for Business</a>.</p> </div></div></div></div><div class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 tabbed"><span class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 a11y-sr">Ink Business Cash® Credit Card</span><div data-testid="tabs" class="jsx-3370968206 tabs"><div data-testid="tabList-B" class="jsx-3370968206 tabList-B"><span><button data-testid="tab-B" class="jsx-3370968206 tab-B active">What we love</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Who it's for</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Why it's in my wallet</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Alternatives</button></span></div><div class="jsx-3370968206 panels-B"><div class="jsx-3370968206 panel"><p>No card can match the Ink Business Cash for earning on office supplies. You’ll love accruing 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year, plus 2% back on the first $25,000 in combined purchases at gas stations and restaurants each account anniversary year. New applicants can earn up to $750 back: $350 when you spend $3,000 on purchases in the first three months and an additional $400 after spending $6,000 on purchases within six months of account opening. However, you can turn your cash back into Chase Ultimate Rewards points if you have other eligible Chase credit cards, such as the Chase Sapphire Preferred® Card.</p> </div><div class="jsx-3370968206 panel inactive"><p>This is an ideal card for business owners whose primary expenses are at office supply stores, telecommunications providers, gas stations or restaurants thanks to those bonus categories. You can earn handsomely in these categories without paying an annual fee to keep the card in your wallet.</p> </div><div class="jsx-3370968206 panel inactive"><p>“I love this card for awarding 5% back on my telecommunication services and office supply purchases, all with no annual fee. But my favorite perk is taking those cash-back rewards and combining them with my earnings from the Chase Sapphire Reserve. This means I’m effectively earning 5 fully-transferable Ultimate Rewards points for every dollar I spend in these categories — which I then can transfer to valuable partners like World of Hyatt and Air Canada Aeroplan.” — <a href="https://thepointsguy.com/author/nick-ewen/">Nick Ewen</a>, director of content</p> </div><div class="jsx-3370968206 panel inactive"><p>If your expenses are spread across many categories, you may prefer a card that earns a flat rate on all purchases. Consider <a href="https://thepointsguy.com/credit-cards/blue-business-plus-amex-card-review/">The Blue Business® Plus Credit Card from American Express</a>, which earns 2 <a href="https://thepointsguy.com/credit-cards/sweet-spots-american-express-membership-rewards/">American Express Membership Rewards</a> points per dollar spent on all purchases (on up to $50,000 of purchases annually, then 1 point per dollar) and has no annual fee (see<a href="https://thepointsguy.com/apply/the-blue-business%e2%84%a0-plus-credit-card-from-american-express-rates-fees/?tid=post"> rates and fees</a>).</p> </div></div></div></div><div class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 tabbed"><span class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 a11y-sr">Southwest® Rapid Rewards® Performance Business Credit Card</span><div data-testid="tabs" class="jsx-3370968206 tabs"><div data-testid="tabList-B" class="jsx-3370968206 tabList-B"><span><button data-testid="tab-B" class="jsx-3370968206 tab-B active">What we love</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Who it's for</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Why it's in my wallet</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Alternatives</button></span></div><div class="jsx-3370968206 panels-B"><div class="jsx-3370968206 panel"><p>The Southwest Performance Business credit card is ideal for Southwest fans, as it’s packed with perks that will make business trips on the airline more comfortable than ever, especially for those who don’t yet have A-List or A-List Preferred status. You’ll earn extra points in popular business categories, enjoy four priority boarding positions each year, receive up to 365 inflight Wi-Fi credits annually and have the ability to accelerate your path to the <a href="https://thepointsguy.com/credit-cards/earn-southwest-companion-pass-new-year/">Southwest Airlines Companion Pass</a>.</p> </div><div class="jsx-3370968206 panel inactive"><p>Business owners who can both take advantage of those day-of-travel perks and maximize this card’s earning structure. It accrues 4 points per dollar spent on Southwest purchases; 3 points per dollar spent on Rapid Rewards hotel and car rental partner purchases; 2 points per dollar spent on social media and search engine advertising, internet, cable, phone services, local transit and commuting; and 1 point per dollar spent on other eligible purchases.</p> </div><div class="jsx-3370968206 panel inactive"><p>“It made sense for me to get this as my first Southwest card given that I live in Austin, where almost 40% of flights are operated by Southwest. I get the most value out of this card by taking advantage of the upgraded boardings, inflight Wi-Fi credits and 9,000 anniversary bonus points, which help offset the significant annual fee.” — <a href="https://thepointsguy.com/author/mmoffitt/">Matt Moffitt</a>, senior credit cards editor</p> </div><div class="jsx-3370968206 panel inactive"><p>If you only fly Southwest a handful of times per year or want a lower annual fee, you should consider the <a href="https://thepointsguy.com/credit-cards/reviews/southwest-premier-business-card-review/">Southwest® Rapid Rewards® Premier Business Credit Card</a> instead. You'll enjoy a 25% discount on inflight drinks and Wi-Fi purchases, have the chance to spend your way toward A-List status, get a shortcut toward the Companion Pass and receive two EarlyBird check-ins each year.</p> </div></div></div></div><div class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 tabbed"><span class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 a11y-sr">United℠ Business Card</span><div data-testid="tabs" class="jsx-3370968206 tabs"><div data-testid="tabList-B" class="jsx-3370968206 tabList-B"><span><button data-testid="tab-B" class="jsx-3370968206 tab-B active">What we love</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Who it's for</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Why it's in my wallet</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Alternatives</button></span></div><div class="jsx-3370968206 panels-B"><div class="jsx-3370968206 panel"><p>The United Business Card is an affordable option for business travelers who tend to fly with United and its partners. This is a great card to pair with your personal United credit card, too, because it will not only help you keep personal and business expenses separate, but you’ll also receive 5,000 bonus miles each year on your United Business Card account anniversary for carrying both cards. Plus, you can spend your way toward <a href="https://thepointsguy.com/guide/what-is-united-elite-status-worth/">United elite status</a> and gain access to expanded award availability when it comes time to redeem those MileagePlus miles.</p> </div><div class="jsx-3370968206 panel inactive"><p>Those who want elite-like benefits with United — such as priority boarding and free checked bags — but aren’t willing to shell out for premium cards with lounge access will love this card. Its earning rates, perks and moderate annual fee ($0 introductory annual fee for the first year, then $99) are a powerful combination for those who fly United a few times a year.</p> </div><div class="jsx-3370968206 panel inactive"><p>“As a frequent United traveler, I actually have a couple of United credit cards that unlock different perks and benefits. While I initially got the United Business Card for the bonus and to keep business expenses separate, I keep it for the discount on inflight purchases, the 5,000 annual mile bonus for having both a business and personal United card and the $100 statement credit for charging at least seven annual United flights to the card.” — <a href="https://thepointsguy.com/author/shull/">Summer Hull</a>, director of content</p> </div><div class="jsx-3370968206 panel inactive"><p>If you’re looking for points you can use with United and in other ways, see if the <a href="https://thepointsguy.com/credit-cards/ink-business-preferred-card-review/">Ink Business Preferred® Credit Card</a> is a better fit for your wallet. For a $95 annual fee, this card earns <a href="https://thepointsguy.com/guide/chase-ultimate-rewards/">Chase Ultimate Rewards points</a> that you can transfer to more than a dozen airline and hotel partners, including United, though you do miss out on the airline-specific perks.</p> </div></div></div></div><div class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 tabbed"><span class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 a11y-sr">Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card</span><div data-testid="tabs" class="jsx-3370968206 tabs"><div data-testid="tabList-B" class="jsx-3370968206 tabList-B"><span><button data-testid="tab-B" class="jsx-3370968206 tab-B active">What we love</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Who it's for</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Why it's in my wallet</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Alternatives</button></span></div><div class="jsx-3370968206 panels-B"><div class="jsx-3370968206 panel"><p>This card has few travel perks but no annual fee, so it can be worthwhile for business owners looking to earn cash back easily. The Bank of America Business Advantage Unlimited Cash offers a terrific 1.5% earning rate on all purchases, but Bank of America Preferred Rewards for Business customers can earn even higher rates — from 1.875% to 2.625%, depending on their tier within the program.</p> </div><div class="jsx-3370968206 panel inactive"><p>Business owners who can qualify for Preferred Rewards status should consider this card thanks to its accelerated earning rates that are based on your banking and investment accounts. Additionally, this card is a solid option for business owners looking for a quality cash-back rate on a card without an annual fee and without annual earning limits.</p> </div><div class="jsx-3370968206 panel inactive"><p>For no annual fee, earning up to 2.625% back on your business expenses is a solid return.</p> </div><div class="jsx-3370968206 panel inactive"><p>Consider the <a href="https://thepointsguy.com/credit-cards/reviews/ink-business-unlimited-credit-card-review/">Ink Business Unlimited® Credit Card</a> if you don’t have qualifying accounts with Bank of America or prefer to earn points in the Chase Ultimate Rewards ecosystem. The Ink Unlimited earns 1.5% back on all purchases, but you can <a href="https://thepointsguy.com/guide/transfer-ultimate-rewards-points-between-accounts/">redeem these as transferable Ultimate Rewards points</a> if you have other eligible Chase credit cards, such as the Chase Sapphire Preferred® Card.</p> </div></div></div></div><div class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 tabbed"><span class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 a11y-sr">Alaska Airlines Visa® Business card</span><div data-testid="tabs" class="jsx-3370968206 tabs"><div data-testid="tabList-B" class="jsx-3370968206 tabList-B"><span><button data-testid="tab-B" class="jsx-3370968206 tab-B active">What we love</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Who it's for</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Why it's in my wallet</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Alternatives</button></span></div><div class="jsx-3370968206 panels-B"><div class="jsx-3370968206 panel"><p>The Alaska Airlines Visa Business card offers great airline-specific perks like priority boarding, a $100 annual Alaska Lounge+ credit, elevated earnings on Alaska Airlines flight purchases and more. In addition, the card is currently offering 50,000 bonus miles plus Alaska’s Famous Companion Fare™ ($99 fare plus taxes and fees from $23) when new cardholders make purchases totaling $3,000 or more within the first 90 days of opening their account. </p> </div><div class="jsx-3370968206 panel inactive"><p>Businesses who frequently fly Alaska Airlines could benefit from the packed airline-specific perks on this card. Flyers will enjoy priority boarding, a free checked bag and earn 3 points per dollar spent on Alaska Airlines flights. </p> </div><div class="jsx-3370968206 panel inactive"><p>"I opened the Alaska Airlines Visa Business card when it was offering an elevated welcome bonus, but I keep it to earn 2 miles per dollar on gas and for the annual Companion Fare I get after spending $6,000 in a year. And because I have a Bank of America checking account, I get a 10% bonus on all the miles I earn using the card." — <a href="https://thepointsguy.com/author/nick-ewen/">Nick Ewen</a>, director of content</p> </div><div class="jsx-3370968206 panel inactive"><p>If your business frequently travels but is not an Alaska Airlines loyalist, consider the <a href="https://thepointsguy.com/credit-cards/ink-business-preferred-card-review/">Ink Business Preferred® Credit Card</a>. The Ink Business Preferred earns 3 points per dollar on the first $150,000 spent on travel and other business categories each year. The card is also currently offering 90,000-point sign-up bonus after you spend $8,000 on purchases in the first three months from account opening. The card does not offer many airline-specific perks but allows you greater flexibility when it comes to bonus earning and redemption options. </p> </div></div></div></div><div class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 tabbed"><span class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 a11y-sr">Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card</span><div data-testid="tabs" class="jsx-3370968206 tabs"><div data-testid="tabList-B" class="jsx-3370968206 tabList-B"><span><button data-testid="tab-B" class="jsx-3370968206 tab-B active">What we love</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Who it's for</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Why it should be in your wallet</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Alternatives</button></span></div><div class="jsx-3370968206 panels-B"><div class="jsx-3370968206 panel"><p>With the Bank of America Business Advantage Customized Cash, you can maximize your ever-changing business purchases with up to 3% cash back. You can choose your top spending category monthly for 3% earnings, plus receive 2% on dining purchases (for the first $50,000 spent in combined category and dining purchases per year, then 1% back). If you have qualifying accounts for the <a href="https://thepointsguy.com/credit-cards/bank-of-america-preferred-rewards-program/">Bank of America Preferred Rewards for Business program</a>, you could boost your earning rate to 5.25% back in your chosen category — impressive earnings for a card with no annual fee.</p> </div><div class="jsx-3370968206 panel inactive"><p>Two types of business owners should consider this card. First, it works well for those who can maximize the 3% categories — which include gas and EV charging stations, office supply stores, travel, TV/telecom and wireless, computer services and business consulting services — and are looking for a card without an annual fee. Second, those who can qualify for Preferred Rewards tiers will love the accelerated earnings rates that far outpace earnings on other cards without annual fees.</p> </div><div class="jsx-3370968206 panel inactive"><p>Picking your top spending category each month allows you to maximize rewards, even when your purchases vary across the year.</p> </div><div class="jsx-3370968206 panel inactive"><p>Those who need different bonus categories or who won’t qualify for Preferred Rewards should consider the <a href="https://thepointsguy.com/credit-cards/credit-card-review-ink-business-cash-credit-card/">Ink Business Cash® Credit Card</a>. It has no annual fee and earns 5% back on the first $25,000 of purchases at office supply stores and on internet, cable and phone services each cardmember year. You’ll also earn 2% back on the first $25,000 of combined purchases at gas stations and restaurants each cardmember year and 1% back on other purchases.</p> </div></div></div></div><div class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 tabbed"><span class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 a11y-sr">Wyndham Rewards Earner Business Card</span><div data-testid="tabs" class="jsx-3370968206 tabs"><div data-testid="tabList-B" class="jsx-3370968206 tabList-B"><span><button data-testid="tab-B" class="jsx-3370968206 tab-B active">What we love</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Who it's for</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Why it’s in my wallet</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Alternatives</button></span></div><div class="jsx-3370968206 panels-B"><div class="jsx-3370968206 panel"><p>Getting a 10% discount on go free awards is valuable, and even applies when redeeming points for Vacasa stays.</p> </div><div class="jsx-3370968206 panel inactive"><p>Anyone who has a small business and uses the Wyndham Rewards program should consider adding this card to their wallet, especially if their business expenses include gas purchases.</p> </div><div class="jsx-3370968206 panel inactive"><p>“I love earning automatic Wyndham Diamond status, which I can match each year to Caesars Diamond status, with my card. Plus, I value the 15,000 bonus points each anniversary year at more than $95, so I plan to keep the card long-term.” - <a href="https://thepointsguy.com/author/katiegenter/">Katie Genter</a>, senior points and miles writer</p> </div><div class="jsx-3370968206 panel inactive"><p>If you stay with other major hotel loyalty programs more, you may want to consider the Marriott Bonvoy Business® American Express® Card, The Hilton Honors American Express Business Card or the IHG One Rewards Premier Business Credit Card.</p> </div></div></div></div></div><div class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 applyLink"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1849582496 applyLink"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/10186/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-821914583 cta dark"><span class="jsx-821914583">Apply now</span><span class="jsx-821914583"><svg height="18" width="14" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M3.583 5.667a3.417 3.417 0 1 1 6.834 0v1.75H3.583zm-.753 3.25h8.503a.75.75 0 0 1 .75.75V15a.75.75 0 0 1-.75.75H2.667a.75.75 0 0 1-.75-.75V9.667a.75.75 0 0 1 .75-.75zm-.747-1.424V5.667a4.917 4.917 0 0 1 9.834 0v1.826a2.251 2.251 0 0 1 1.666 2.174V15a2.25 2.25 0 0 1-2.25 2.25H2.667A2.25 2.25 0 0 1 .417 15V9.667c0-1.041.706-1.917 1.666-2.174zm5 3.84a.75.75 0 1 0 0 1.5.75.75 0 0 0 0-1.5z" fill="currentColor" fill-rule="evenodd"></path></svg></span></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">for Capital One Venture X Business</span></a></span></div><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1328787045 legalText-C"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045 secureSite-C"><div class="jsx-eb71e6eaa52b9727 jsx-1328787045">at Capital One's secure site</div></div><div class="jsx-eb71e6eaa52b9727 jsx-1328787045 terms-C"><div 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id="clip0_8170_17817"><rect fill="white" height="103.155" transform="translate(-47.4292 -4.63867)" width="135.986"></rect></clipPath></defs></svg></div></div><div class="jsx-2074993500 titleTextWrapper"><span class="jsx-2074993500 title">Awards vs cash calculator</span><span class="jsx-2074993500 text">Compare the cost in points or miles to cash. </span></div><div class="jsx-2074993500 rightArrow"><div class="jsx-2763625095 iconWrapper 2"><svg fill="none" height="16" viewBox="0 0 9 16" width="9"><path d="M8.44531 7.98108C8.44575 7.53996 8.29448 7.11998 8.03016 6.82846L2.09462 0.288088C1.68555 -0.141846 1.07726 -0.084115 0.72458 0.418115C0.371899 0.920345 0.403827 1.68337 0.796491 2.13667L5.9869 7.85575C6.01572 7.8874 6.03225 7.93307 6.03225 7.98108C6.03225 8.02909 6.01572 8.07476 5.9869 8.10641L0.796491 13.8255C0.523272 14.1126 0.39566 14.5626 0.463037 15.0013C0.530412 15.44 0.782205 15.7985 1.12098 15.9382C1.45976 16.0779 1.83237 15.9768 2.09462 15.6741L8.02804 9.13569C8.29299 8.84368 8.44498 8.42313 8.44531 7.98108Z" fill="#146aff"></path></svg></div></div></div></a></span></div></li><li class="jsx-1585596495 tool"><div><span><a class="link" href="https://thepointsguy.com/cardmatch/"><div class="jsx-2074993500 infoTile"><div class="jsx-2074993500 icon"><div class="jsx-1916377223 iconWrapper 8.75"><svg fill="none" height="108" viewBox="0 0 108 108" width="108" xmlns="http://www.w3.org/2000/svg"><circle cx="54.001" cy="54" fill="#FFCC19" r="54"></circle><mask height="108" id="a1" maskUnits="userSpaceOnUse" style="mask-type:alpha" width="108" x="0" y="0"><circle cx="54" cy="54" fill="#00FFF0" r="54"></circle></mask><g fill="#006056" mask="url(#a1)"><path d="M84.87-84.999c-3.91 2.812-8.313 6.208-11.037 11.036-1.627 2.866-2.281 6.155-2.883 9.073-.194.92-.194 1.875-.212 2.795 0 .902-.035 1.84-.212 2.759 0 .035-.036.07-.071.088.035.036.07.089.07.142 0 .318.036.654.054.973.053.725.106 1.468.07 2.193-.07 1.61.177 3.219.407 4.775.089.584.177 1.185.248 1.786.336 2.742 2.105 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.39-.31.708-.693.71l-.982.005c-.184-.018-.363-.074-.495-.207a.716.716 0 0 1-.205-.504v-3.97l-4.64 4.733a.689.689 0 0 1-.985 0l-.693-.706a.719.719 0 0 1 0-1.005l4.641-4.733h-3.893a.69.69 0 0 1-.494-.209.717.717 0 0 1-.203-.505l.005-1.001a.703.703 0 0 1 .696-.707Z" fill="#fff" fill-rule="evenodd"></path><path clip-rule="evenodd" d="m34.042 55.463-1.094 2.19H30.21l-1.094-2.19v-4.105l1.095-2.19h2.737l1.094 2.19v4.105Zm.547-4.105h3.832V49.68a.51.51 0 0 0-.511-.51h-4.416l1.095 2.19Zm0 4.105h3.832v1.679a.51.51 0 0 1-.511.51h-4.416l1.095-2.189Zm0-3.558h3.832v3.011h-3.832v-3.01Zm-6.02 3.558h-3.833v1.679c0 .282.23.51.511.51h4.416l-1.095-2.189Zm-3.833-4.105h3.832l1.095-2.19h-4.416a.51.51 0 0 0-.51.511v1.68Zm0 3.558h3.832v-3.011h-3.832v3.01Z" fill="#FEAD81" fill-rule="evenodd"></path></svg></div></div><div class="jsx-2074993500 titleTextWrapper"><span class="jsx-2074993500 title">CardMatch™</span><span class="jsx-2074993500 text">Get prequalified offers in less than 60 seconds.</span></div><div class="jsx-2074993500 rightArrow"><div class="jsx-2763625095 iconWrapper 2"><svg fill="none" height="16" viewBox="0 0 9 16" width="9"><path d="M8.44531 7.98108C8.44575 7.53996 8.29448 7.11998 8.03016 6.82846L2.09462 0.288088C1.68555 -0.141846 1.07726 -0.084115 0.72458 0.418115C0.371899 0.920345 0.403827 1.68337 0.796491 2.13667L5.9869 7.85575C6.01572 7.8874 6.03225 7.93307 6.03225 7.98108C6.03225 8.02909 6.01572 8.07476 5.9869 8.10641L0.796491 13.8255C0.523272 14.1126 0.39566 14.5626 0.463037 15.0013C0.530412 15.44 0.782205 15.7985 1.12098 15.9382C1.45976 16.0779 1.83237 15.9768 2.09462 15.6741L8.02804 9.13569C8.29299 8.84368 8.44498 8.42313 8.44531 7.98108Z" fill="#146aff"></path></svg></div></div></div></a></span></div></li></ul></div></div></section></div></section></div><div data-name="HowWeRate" class="jsx-e5e49ced0e1b5cd1 jsx-918260792 cardCategory HowWeRate"><div class="jsx-1844965041"></div><section class="jsx-de4115f42c48e362 jsx-334789665 section sectionWrapper"><div class="jsx-de4115f42c48e362 jsx-334789665 container medium"><div class="jsx-693976504 howWeRate"><div class="jsx-693976504 dark"><h2 class="jsx-693976504 title">How we rate cards</h2><div class="jsx-693976504 howWeRateText">Our top picks for business credit cards offer important features like bonus rewards on business spending and <a href="https://thepointsguy.com/credit-cards/authorized-user-company-credit-card/">free authorized user cards</a> for employees. So whether you run your own enterprise solo or have several employees on your roster, there’s a business card to suit your specific needs. To learn more about how TPG evaluates and chooses cards for our roundups, check out our <a href="https://thepointsguy.com/review-methodology/">methodology here.</a></div></div><div class="jsx-953310671 informationList"><div class="jsx-953310671 informationListWrapper"><div class="jsx-953310671 list"><div class="jsx-4047158962 infoTile"><div class="jsx-4047158962 iconWrapper"><div class="jsx-2094686055 iconWrapper 7"><svg fill="none" viewBox="0 0 57 56"><rect fill="#d5f8e8" height="56" rx="28" width="56" x="0.94"></rect><path clip-rule="evenodd" d="M19.002 12.094a1 1 0 0 0-1 1c0 2.555 1.323 4.801 3.177 6.382.232.198.474.387.724.566h-5.881a2.988 2.988 0 0 0-2.988 2.987v2.982c0 1.099.89 1.99 1.988 1.993v12.914a2.987 2.987 0 0 0 2.987 2.987h21.862a2.987 2.987 0 0 0 2.988-2.987V28.004a1.994 1.994 0 0 0 1.987-1.994v-2.98a2.988 2.988 0 0 0-2.987-2.988h-5.882c.25-.179.492-.368.725-.566 1.853-1.58 3.176-3.827 3.176-6.382a1 1 0 0 0-1-1c-2.454 0-4.915.988-6.767 2.567-1.607 1.37-2.816 3.242-3.108 5.38h-.125c-.293-2.138-1.501-4.01-3.108-5.38-1.852-1.58-4.314-2.567-6.768-2.567Zm5.957 9.948h-8.938a.988.988 0 0 0-.987.987v2.975h9.925v-3.962Zm0 5.963h-7.937v12.913c0 .545.442.987.987.987h6.95v-13.9Zm7.963 13.9h6.95a.987.987 0 0 0 .987-.987V28.005h-7.937v13.9Zm-2-13.9v13.899h-3.963V28.005h3.963Zm0-2h-3.963v-3.963h.81a9.428 9.428 0 0 0 .236 0H29.883l.051.002.177-.002h.81v3.962Zm2 0h9.924v-2.976a.988.988 0 0 0-.987-.987h-8.937v3.962Zm.486-9.822c1.233-1.051 2.785-1.77 4.36-2.005-.293 1.424-1.147 2.739-2.364 3.776-1.232 1.051-2.784 1.77-4.359 2.005.293-1.424 1.146-2.738 2.363-3.776Zm-10.931 1.771c1.232 1.051 2.784 1.77 4.358 2.005-.292-1.424-1.146-2.738-2.363-3.776-1.232-1.051-2.784-1.77-4.359-2.005.293 1.424 1.146 2.739 2.364 3.776Z" fill="#000" fill-rule="evenodd"></path></svg></div></div><span class="jsx-4047158962 title">Welcome bonus</span><span class="jsx-4047158962 text">The best business cards feature solid welcome bonuses that can maximize value for your business. </span></div></div><div class="jsx-953310671 list"><div class="jsx-4047158962 infoTile"><div class="jsx-4047158962 iconWrapper"><div class="jsx-2094686055 iconWrapper 7"><svg fill="none" viewBox="0 0 57 56"><path d="M.94 28c0-15.464 12.537-28 28-28 15.464 0 28 12.536 28 28s-12.536 28-28 28-28-12.536-28-28Z" fill="#d5f8e8"></path><path d="M14.821 16.453a2.664 2.664 0 0 1 2.665-2.665h22.91a2.664 2.664 0 0 1 2.665 2.665v16.935c0 .45-.172.884-.48 1.214l-6.425 6.863a1.776 1.776 0 0 1-1.296.563H18.374a3.553 3.553 0 0 1-3.553-3.553V16.453Z" stroke="#000" stroke-width="2"></path><path d="M42.736 34.09h-7.74a.888.888 0 0 0-.888.889v7.232" stroke="#000" stroke-linecap="round" stroke-width="2"></path><path d="M14.822 19.499h28.239" stroke="#000" stroke-width="2"></path></svg></div></div><span class="jsx-4047158962 title">Annual fee</span><span class="jsx-4047158962 text">Our best business cards feature annual fees that fit smaller and larger budgets. </span></div></div><div class="jsx-953310671 list"><div class="jsx-4047158962 infoTile"><div class="jsx-4047158962 iconWrapper"><div class="jsx-2094686055 iconWrapper 7"><svg fill="none" viewBox="0 0 57 56"><path d="M.94 28c0-15.464 12.537-28 28-28 15.464 0 28 12.536 28 28s-12.536 28-28 28-28-12.536-28-28Z" fill="#d5f8e8"></path><path clip-rule="evenodd" d="M28.94 18.868c.5 0 .904.404.904.903v1.897a4.842 4.842 0 0 1 3.109 1.852.903.903 0 1 1-1.437 1.093 3.036 3.036 0 0 0-2.576-1.194c-.833 0-1.552.254-2.044.622-.49.368-.71.807-.71 1.217 0 .41.22.85.71 1.217.491.368 1.21.623 2.044.623 1.186 0 2.295.359 3.127.982.833.624 1.434 1.555 1.434 2.66 0 1.105-.6 2.037-1.433 2.66-.617.463-1.385.78-2.224.913v1.916a.903.903 0 1 1-1.806 0v-1.9a4.847 4.847 0 0 1-3.11-1.851.903.903 0 1 1 1.435-1.094 3.042 3.042 0 0 0 2.577 1.195c.833 0 1.553-.255 2.045-.623.491-.368.71-.808.71-1.216 0-.408-.219-.847-.71-1.214-.491-.368-1.211-.623-2.045-.623-1.186 0-2.295-.36-3.127-.984-.833-.624-1.432-1.556-1.432-2.661 0-1.106.6-2.037 1.433-2.662.617-.462 1.385-.779 2.224-.912v-1.913c0-.499.404-.903.903-.903Z" fill="#000" fill-rule="evenodd"></path><circle cx="28.94" cy="28" r="14.444" stroke="#000" stroke-width="2"></circle></svg></div></div><span class="jsx-4047158962 title">Earning rates</span><span class="jsx-4047158962 text">We chose cards with elevated earning rates across various business expenses. </span></div></div><div class="jsx-953310671 list"><div class="jsx-4047158962 infoTile"><div class="jsx-4047158962 iconWrapper"><div class="jsx-2094686055 iconWrapper 7"><svg fill="none" viewBox="0 0 57 56"><path d="M.94 28c0-15.464 12.537-28 28-28 15.464 0 28 12.536 28 28s-12.536 28-28 28-28-12.536-28-28Z" fill="#d5f8e8"></path><path d="M31.3 21.933c-.599-1.843-3.206-1.843-3.804 0l-.877 2.699H23.78c-1.937 0-2.743 2.48-1.175 3.618l2.296 1.668-.877 2.7c-.599 1.843 1.51 3.375 3.077 2.236l2.297-1.668 2.296 1.668c1.567 1.139 3.677-.393 3.078-2.236l-.877-2.7 2.296-1.668c1.567-1.139.762-3.618-1.176-3.618h-2.838l-.877-2.7Z" stroke="#000" stroke-width="2"></path><circle cx="28.94" cy="28" r="16" stroke="#000" stroke-width="2"></circle></svg></div></div><span class="jsx-4047158962 title">Redemption options</span><span class="jsx-4047158962 text">Our best business cards have various redemption options, providing flexibility for business owners. </span></div></div><div class="jsx-953310671 list"><div class="jsx-4047158962 infoTile"><div class="jsx-4047158962 iconWrapper"><div class="jsx-2094686055 iconWrapper 7"><svg fill="none" viewBox="0 0 57 56"><path d="M.94 28c0-15.464 12.537-28 28-28 15.464 0 28 12.536 28 28s-12.536 28-28 28-28-12.536-28-28Z" fill="#d5f8e8"></path><path d="m16.224 25.101.876 1.735c.163.323.216.626.174.985l-.23 1.93A3.413 3.413 0 0 0 19.1 33.32l1.13.484-2.834 6.094c-.171.367-.124.795.122 1.117a1.08 1.08 0 0 0 1.046.408l2.897-.506 1.478 2.545c.195.336.55.539.934.539l.05-.001a1.08 1.08 0 0 0 .934-.626l2.754-5.922.829-.25a1.634 1.634 0 0 1 1 0l.829.25 2.754 5.922a1.079 1.079 0 0 0 .983.626c.385 0 .74-.203.935-.54l1.477-2.545 2.897.507c.399.07.8-.087 1.047-.41.245-.32.292-.748.121-1.116l-2.834-6.092 1.13-.484a3.413 3.413 0 0 0 2.057-3.568l-.23-1.93c-.043-.36.01-.663.174-.986l.876-1.734a3.415 3.415 0 0 0-.715-4.057l-1.416-1.33a1.635 1.635 0 0 1-.5-.866l-.442-1.893a3.41 3.41 0 0 0-3.153-2.648l-1.939-.108c-.36-.02-.65-.126-.939-.342L31 12.692a3.406 3.406 0 0 0-4.115 0l-1.555 1.165c-.289.216-.578.322-.939.342l-1.939.108a3.41 3.41 0 0 0-3.152 2.648l-.443 1.893c-.083.352-.236.619-.5.866l-1.416 1.33a3.414 3.414 0 0 0-.716 4.057Zm7.591 16.468-1.176-2.027a.854.854 0 0 0-.885-.412l-2.306.403 2.222-4.777 1.045 1.599a3.404 3.404 0 0 0 2.801 1.557l-1.701 3.657Zm12.312-2.438a.854.854 0 0 0-.885.412l-1.176 2.026-1.7-3.657a3.407 3.407 0 0 0 2.8-1.557l1.045-1.6 2.222 4.778-2.306-.402ZM18.107 22.29l1.416-1.33a3.337 3.337 0 0 0 .993-1.723l.443-1.892a1.695 1.695 0 0 1 1.585-1.332l1.94-.108a3.33 3.33 0 0 0 1.867-.68l1.554-1.166a1.692 1.692 0 0 1 2.07 0l1.555 1.165c.56.419 1.17.642 1.867.68l1.939.108a1.695 1.695 0 0 1 1.586 1.332l.443 1.893c.159.68.484 1.244.993 1.723l1.416 1.33c.572.538.714 1.339.36 2.04l-.877 1.735a3.34 3.34 0 0 0-.345 1.959l.23 1.93a1.696 1.696 0 0 1-1.035 1.795l-1.785.765a3.334 3.334 0 0 0-1.522 1.279l-1.063 1.627a1.693 1.693 0 0 1-1.945.708l-1.86-.562a3.418 3.418 0 0 0-.992-.152c-.33 0-.66.05-.994.152l-1.859.562a1.693 1.693 0 0 1-1.945-.709l-1.063-1.626a3.334 3.334 0 0 0-1.522-1.279l-1.786-.765a1.696 1.696 0 0 1-1.035-1.795l.23-1.93a3.334 3.334 0 0 0-.345-1.959l-.875-1.734a1.7 1.7 0 0 1 .36-2.041ZM28.94 33.618c4.77 0 8.652-3.886 8.652-8.661 0-4.776-3.881-8.66-8.652-8.66-4.77 0-8.652 3.884-8.652 8.66 0 4.775 3.882 8.66 8.652 8.66Zm0-15.614c3.83 0 6.946 3.119 6.946 6.953S32.77 31.91 28.94 31.91c-3.83 0-6.946-3.12-6.946-6.953 0-3.834 3.117-6.953 6.946-6.953Z" fill="#000"></path><path d="M28.94 22.183V28M31.85 25.092H26.03" stroke="#000" stroke-linecap="round" stroke-width="2"></path></svg></div></div><span class="jsx-4047158962 title">Added benefits</span><span class="jsx-4047158962 text">The value of additional business-related perks on the card was factored into our ratings. </span></div></div></div></div></div></div></section></div><div data-name="Infogram" class="jsx-e5e49ced0e1b5cd1 jsx-918260792 cardCategory Infogram"><div class="jsx-1844965041"></div><section class="jsx-de4115f42c48e362 jsx-1777537572 section sectionWrapper"><div class="jsx-de4115f42c48e362 jsx-1777537572 container medium"><div class="white"><h2 class="title tw-heading-4 tw-mb-4 md:tw-heading-3">21% of TPG users have at least 1 business credit card in their wallet </h2><div class="tw-text-base-regular tw-pb-6"><p>Our recent survey revealed that 21% of TPG users carry at least one business credit card in their wallet. Business credit cards typically offer excellent welcome bonuses and other great perks, which isn’t surprising considering their popularity. <br> <br> Additionally, business credit cards often come with valuable business-specific perks and the ability to earn rewards on common business expenses like advertising, office supplies, and phone bills. Add a business credit card to your wallet to optimize your small business spending. </p> </div><noscript><p class="infogram-description">21% of TPG readers have at least 1 business credit card</p></noscript><div class="tw-m-auto tw-max-w-4xl tw-pb-4"><div class="infogram-embed" data-id="dd6236a4-e60c-48e3-9c8a-314d3a758a7e" data-title="21% of TPG users have at least 1 business credit card in their wallet " data-type="interactive"></div></div><div class="tw-text-sm-regular"><i><span style="font-weight: 400;">This information was collected via opt-in surveys of TPG’s roughly 900,000 daily newsletter subscribers in May-June 2024. All data is anonymous and aggregated; you can view our full methodology for collecting and utilizing data </span></i><a href="https://thepointsguy.com/data-methodology-credit-card/"><i><span style="font-weight: 400;">here</span></i></a><i><span style="font-weight: 400;">.</span></i></div></div></div></section></div><div data-name="SocialProofing" class="jsx-e5e49ced0e1b5cd1 jsx-918260792 cardCategory SocialProofing"><div class="jsx-1844965041"></div><section class="jsx-de4115f42c48e362 jsx-929872337 section sectionWrapper"><div class="jsx-de4115f42c48e362 jsx-929872337 container medium"><div class="jsx-1069591761 socialProofing"><div class="jsx-1069591761 headers light"><h2 class="jsx-1069591761">Ask our experts</h2><h3 class="jsx-1069591761">What's your favorite business credit card — and why?</h3></div><div class="jsx-1069591761"><div class="jsx-4173424472 carousel"><div class="jsx-4173424472 outerWrapper"><div class="jsx-4173424472 carouselWrapper"><div class="jsx-4173424472 slide"><div class="jsx-964082702 card"><div class="jsx-964082702 cardArt"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1849582496 applyLink"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/10186/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1849582496 cardImage"><img alt="Capital One Venture X Business" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fce6818d0-e078-11ee-a39c-cffd4c1d8271.png&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fce6818d0-e078-11ee-a39c-cffd4c1d8271.png&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fce6818d0-e078-11ee-a39c-cffd4c1d8271.png&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fce6818d0-e078-11ee-a39c-cffd4c1d8271.png&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fce6818d0-e078-11ee-a39c-cffd4c1d8271.png&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fce6818d0-e078-11ee-a39c-cffd4c1d8271.png&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fce6818d0-e078-11ee-a39c-cffd4c1d8271.png&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fce6818d0-e078-11ee-a39c-cffd4c1d8271.png&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fce6818d0-e078-11ee-a39c-cffd4c1d8271.png&w=3840&q=75"/></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">Apply for Capital One Venture X Business</span></a></span></div></div><div class="jsx-964082702 cardName"><div class="jsx-1392479229 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/10186/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><span class="jsx-1392479229 cardName-title">Capital One Venture X Business</span></a></span></div></div></div><div class="jsx-964082702 socialTitle">Huge welcome offer and a ton of perks</div><div class="jsx-964082702 socialBlurb">"Capital One lounges are a true destination unto themselves, and as someone who values time with my son, I can spend time in the family room or even get a Peloton or yoga session in between flights — and I get unlimited access with Venture X Business."</div><div class="jsx-964082702 person"><span><a href="https://thepointsguy.com/author/the-points-guy" target="_blank" class="jsx-964082702 author"><div class="jsx-964082702 avatar"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2764%27%20height=%2764%27/%3e"/></span><img alt="Brian Kelly" aria-hidden="true" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="Brian Kelly" aria-hidden="true" loading="lazy" decoding="async" data-nimg="intrinsic" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" srcSet="https://thepointsguy.global.ssl.fastly.net/us/originals/2023/06/BK-NL-HS-1-1-Becky-Blaine.jpg?width=256 1x, https://thepointsguy.global.ssl.fastly.net/us/originals/2023/06/BK-NL-HS-1-1-Becky-Blaine.jpg?width=256 2x" src="https://thepointsguy.global.ssl.fastly.net/us/originals/2023/06/BK-NL-HS-1-1-Becky-Blaine.jpg?width=256"/></noscript></span></div><div class="jsx-964082702 nameTitle"><div class="jsx-964082702 name">Brian Kelly</div><div class="jsx-964082702 role">Founder and “The Points Guy”</div></div></a></span></div></div><div class="jsx-4173424472 slide"><div class="jsx-964082702 card"><div class="jsx-964082702 cardArt"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1849582496 applyLink"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/221210138/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1849582496 cardImage"><img alt="Ink Business Cash® Credit Card" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fec0dc800-f078-11eb-a48f-65ac0bb53c5b.png&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fec0dc800-f078-11eb-a48f-65ac0bb53c5b.png&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fec0dc800-f078-11eb-a48f-65ac0bb53c5b.png&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fec0dc800-f078-11eb-a48f-65ac0bb53c5b.png&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fec0dc800-f078-11eb-a48f-65ac0bb53c5b.png&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fec0dc800-f078-11eb-a48f-65ac0bb53c5b.png&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fec0dc800-f078-11eb-a48f-65ac0bb53c5b.png&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fec0dc800-f078-11eb-a48f-65ac0bb53c5b.png&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fec0dc800-f078-11eb-a48f-65ac0bb53c5b.png&w=3840&q=75"/></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">Apply for Ink Business Cash® Credit Card</span></a></span></div></div><div class="jsx-964082702 cardName"><div class="jsx-1392479229 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/221210138/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><span class="jsx-1392479229 cardName-title">Ink Business Cash® Credit Card</span></a></span></div></div></div><div class="jsx-964082702 socialTitle">Earning rates galore</div><div class="jsx-964082702 socialBlurb">"The Ink Business Cash has bonus categories that make it a perfect complement to other Chase Ultimate Rewards cards. And since it doesn't have an annual fee, keeping it year after year is a no-brainer."</div><div class="jsx-964082702 person"><span><a href="https://thepointsguy.com/author/ethompson" target="_blank" class="jsx-964082702 author"><div class="jsx-964082702 avatar"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2764%27%20height=%2764%27/%3e"/></span><img alt="Emily Thompson" aria-hidden="true" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="Emily Thompson" aria-hidden="true" loading="lazy" decoding="async" data-nimg="intrinsic" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" srcSet="https://thepointsguy.global.ssl.fastly.net/us/originals/2024/08/Headshot_WP_2-scaled.jpg?width=256 1x, https://thepointsguy.global.ssl.fastly.net/us/originals/2024/08/Headshot_WP_2-scaled.jpg?width=256 2x" src="https://thepointsguy.global.ssl.fastly.net/us/originals/2024/08/Headshot_WP_2-scaled.jpg?width=256"/></noscript></span></div><div class="jsx-964082702 nameTitle"><div class="jsx-964082702 name">Emily Thompson</div><div class="jsx-964082702 role">Credit cards editor</div></div></a></span></div></div><div class="jsx-4173424472 slide"><div class="jsx-964082702 card"><div class="jsx-964082702 cardArt"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1849582496 applyLink"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/7760/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1849582496 cardImage"><img alt="The Blue Business® Plus Credit Card from American Express" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F8218b090-9894-11eb-be9c-9790947db9db.jpg&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F8218b090-9894-11eb-be9c-9790947db9db.jpg&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F8218b090-9894-11eb-be9c-9790947db9db.jpg&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F8218b090-9894-11eb-be9c-9790947db9db.jpg&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F8218b090-9894-11eb-be9c-9790947db9db.jpg&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F8218b090-9894-11eb-be9c-9790947db9db.jpg&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F8218b090-9894-11eb-be9c-9790947db9db.jpg&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F8218b090-9894-11eb-be9c-9790947db9db.jpg&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F8218b090-9894-11eb-be9c-9790947db9db.jpg&w=3840&q=75"/></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">Apply for The Blue Business® Plus Credit Card from American Express</span></a></span></div></div><div class="jsx-964082702 cardName"><div class="jsx-1392479229 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/7760/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><span class="jsx-1392479229 cardName-title">The Blue Business® Plus Credit Card from American Express</span></a></span></div></div></div><div class="jsx-964082702 socialTitle">Perfect business card for earning Amex points</div><div class="jsx-964082702 socialBlurb">"I love my Blue Business Plus card, as I can earn 2 Membership Rewards points per dollar spent on all purchases (up to $50,000 per year; then 1 point per dollar). In fact, it’s one of the only no-annual-fee cards that gets you direct access to a transferable rewards currency."</div><div class="jsx-964082702 person"><span><a href="https://thepointsguy.com/author/nick-ewen" target="_blank" class="jsx-964082702 author"><div class="jsx-964082702 avatar"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2764%27%20height=%2764%27/%3e"/></span><img alt="Nick Ewen" aria-hidden="true" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="Nick Ewen" aria-hidden="true" loading="lazy" decoding="async" data-nimg="intrinsic" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" srcSet="https://thepointsguy.global.ssl.fastly.net/us/originals/2023/06/Nick-Ewen-Headshot-square-scaled.jpeg?width=256 1x, https://thepointsguy.global.ssl.fastly.net/us/originals/2023/06/Nick-Ewen-Headshot-square-scaled.jpeg?width=256 2x" src="https://thepointsguy.global.ssl.fastly.net/us/originals/2023/06/Nick-Ewen-Headshot-square-scaled.jpeg?width=256"/></noscript></span></div><div class="jsx-964082702 nameTitle"><div class="jsx-964082702 name">Nick Ewen</div><div class="jsx-964082702 role">Senior editorial director</div></div></a></span></div></div></div></div></div></div></div></div></section></div><div data-name="ContentSection1" class="jsx-e5e49ced0e1b5cd1 jsx-918260792 cardCategory ContentSection1"><div class="jsx-1844965041"></div><section class="jsx-de4115f42c48e362 jsx-334789665 section sectionWrapper"><div class="jsx-de4115f42c48e362 jsx-334789665 container medium"><div class="jsx-72bec97ba7e36490 jsx-3905019045 contentCollection"><h2 class="jsx-72bec97ba7e36490 jsx-3905019045 dark">What TPG readers have to say about their favorite business credit cards</h2><div class="jsx-72bec97ba7e36490 jsx-3905019045 contentSections"><div class="jsx-72bec97ba7e36490 jsx-3905019045 fullWidthTab dark contentSectionColumns"><div class="jsx-72bec97ba7e36490 jsx-3905019045"><p>We surveyed our readers to see which business credit cards they favored the most. With several great options to choose from, these cards are the standouts TPG readers love.</p> <p data-pm-slice="1 1 []"><em>Note: Reader-submitted responses have not been edited, reviewed or approved by the issuers nor reflect TPG’s opinions of these cards.</em></p> <p><b>American Express® Business Gold Card</b></p> <p>“We use our Business Gold card for as many purchases as possible.” — MaryAnn D <a href="https://www.facebook.com/story.php?story_fbid=982966903196179&id=100044486347178&rdid=jCV6StCs2PmGC6Ll">via Facebook</a></p> <p><b>The Blue Business® Plus Credit Card from American Express</b></p> <p>“<a href="https://thepointsguy.com/credit-cards/blue-business-plus-amex-card-review/">Easy 2x</a> on everything.*” — Tarik M <a href="https://twitter.com/thepointsguy/status/1782817274069413921">via X</a></p> <p><i>*2 points per dollar up to $50,000 annually, then 1 point per dollar thereafter.</i></p> <p><b>Capital One Spark Miles for Business</b></p> <p>“Unlimited <a href="https://thepointsguy.com/credit-cards/reviews/capital-one-spark-miles-card-review/">2x back on everything</a>, no gimmicks.” — Jeremy C <a href="https://facebook.com/123185754376465_996081021884767">via Facebook</a></p> </div><div class="jsx-72bec97ba7e36490 jsx-3905019045 emptyColumn"></div></div></div></div></div></section></div><div data-name="HowToChoose" class="jsx-e5e49ced0e1b5cd1 jsx-918260792 cardCategory HowToChoose"><div class="jsx-1844965041"></div><section class="jsx-de4115f42c48e362 jsx-1777537572 section sectionWrapper"><div class="jsx-de4115f42c48e362 jsx-1777537572 container medium"><div class="jsx-3644571780 howToChoose"><div class="jsx-3644571780 white"><h2 class="jsx-3644571780">How to choose the best business credit card</h2><div class="jsx-3644571780">There’s no single best business card. Instead, the best business card for your small business depends on various aspects. For example, do you prefer earning cash-back rewards, airline miles, hotel points or transferrable currencies? Are you willing to pay an annual fee? What categories does your business spend the most in each year? Do you or your employees travel frequently, and if so, would there be a benefit in having hotel elite status or a checked bag allowance when flying?</div><div class="jsx-3644571780 standAloneText">Here are some of the main points to consider when choosing a business credit card:</div></div><div class="jsx-3644571780 infoList"><div class="jsx-4287998059 informationList"><ul class="jsx-4287998059 informationListWrapper"><li class="jsx-4287998059 list"><div class="jsx-3038567489 infoTile"><div class="jsx-3038567489 iconTitleWrapper"><div class="jsx-3038567489 numeric"><span class="jsx-3038567489 numericSpan">1</span><div class="jsx-3290759687 iconWrapper 5"><svg fill="none" viewBox="0 0 45 44" xmlns="http://www.w3.org/2000/svg"><circle cx="22" cy="22" fill="#d5f8e8" r="22"></circle></svg></div></div><span class="jsx-3038567489 title">Sign-up bonus</span></div><span class="jsx-3038567489 text">Find a card that your business can readily meet the minimum spend for its sign-up bonus. A welcome bonus plays a large part in a card’s value as it typically offers more points than can be earned through general business spending. </span></div></li><li class="jsx-4287998059 list"><div class="jsx-3038567489 infoTile"><div class="jsx-3038567489 iconTitleWrapper"><div class="jsx-3038567489 numeric"><span class="jsx-3038567489 numericSpan">2</span><div class="jsx-3290759687 iconWrapper 5"><svg fill="none" viewBox="0 0 45 44" xmlns="http://www.w3.org/2000/svg"><circle cx="22" cy="22" fill="#d5f8e8" r="22"></circle></svg></div></div><span class="jsx-3038567489 title">Annual fee</span></div><span class="jsx-3038567489 text">If your card features an annual fee, it is important to consider if the card’s perks and benefits outweigh the card’s annual fee. </span></div></li><li class="jsx-4287998059 list"><div class="jsx-3038567489 infoTile"><div class="jsx-3038567489 iconTitleWrapper"><div class="jsx-3038567489 numeric"><span class="jsx-3038567489 numericSpan">3</span><div class="jsx-3290759687 iconWrapper 5"><svg fill="none" viewBox="0 0 45 44" xmlns="http://www.w3.org/2000/svg"><circle cx="22" cy="22" fill="#d5f8e8" r="22"></circle></svg></div></div><span class="jsx-3038567489 title">Bonus categories</span></div><span class="jsx-3038567489 text">Choose a business card that features elevated earning rates on your regular business spending. </span></div></li></ul></div></div><div class="jsx-3644571780 bannerWrapper"><section class="jsx-794095680 featuredArticle"><div class="jsx-794095680 featuredImageWrapper"><div class="jsx-794095680 decoration"></div><div class="jsx-794095680 featuredImage"><img alt="featuredImageAlt" aria-hidden="true" loading="lazy" width="172" height="102" decoding="async" data-nimg="1" style="color:transparent" srcSet="/_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F10%2FMan-pays-with-credit-card-at-restaurant_Andrija-Nikolic.jpg&w=256&q=75 1x, /_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F10%2FMan-pays-with-credit-card-at-restaurant_Andrija-Nikolic.jpg&w=384&q=75 2x" src="/_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F10%2FMan-pays-with-credit-card-at-restaurant_Andrija-Nikolic.jpg&w=384&q=75"/></div></div><div class="jsx-794095680 content"><div class="jsx-794095680 title">Business credit cards: What they are and how they work - The Points Guy</div><div class="jsx-794095680 description">Everything you need to know about business cards</div></div><div class="jsx-794095680 links"><div class="jsx-794095680 cta"><a href="https://thepointsguy.com/credit-cards/what-is-a-business-credit-card/"><div class="jsx-821914583 cta noBorder"><span class="jsx-821914583">Business credit cards 101</span><span class="jsx-821914583"></span></div></a></div><div class="jsx-794095680 cardmatch"><a href="https://thepointsguy.com/cardmatch/" class="jsx-794095680 cardmatchLink">Or, get pre-qualified offers here</a></div></div></section></div></div></div></section></div><div data-name="FeaturedVideo" class="jsx-e5e49ced0e1b5cd1 jsx-918260792 cardCategory FeaturedVideo"><div class="jsx-1844965041"></div><section class="jsx-de4115f42c48e362 jsx-295706949 section sectionWrapper"><div class="jsx-de4115f42c48e362 jsx-295706949 container medium"><div class="jsx-1867945205 featuredVideo light"><div class="jsx-1867945205 content"><h2 class="jsx-1867945205">Credit pointers with Brian Kelly</h2><div class="jsx-1867945205 description">Maximize business credit cards for huge value</div><div class="jsx-1867945205 videoTime">54 sec video</div></div><div class="jsx-1867945205 video"><div class="jsx-2251869807 contentVideo tw-relative"><svg fill="none" viewBox="0 0 100 100" xmlns="http://www.w3.org/2000/svg" class="tw-absolute tw-right-0 tw-h-1/4"><circle cx="50" cy="50" fill="none" r="40" stroke="#FF9C07" stroke-width="10"></circle></svg><div class="tw-absolute tw-bottom-0 tw-h-3/4 tw-w-12 tw-rounded-xl md:tw-w-20" 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/_next/image/?url=https%3A%2F%2Fi.ytimg.com%2Fvi%2F8_R9QsEDwBs%2Fhqdefault.jpg&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fi.ytimg.com%2Fvi%2F8_R9QsEDwBs%2Fhqdefault.jpg&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fi.ytimg.com%2Fvi%2F8_R9QsEDwBs%2Fhqdefault.jpg&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fi.ytimg.com%2Fvi%2F8_R9QsEDwBs%2Fhqdefault.jpg&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fi.ytimg.com%2Fvi%2F8_R9QsEDwBs%2Fhqdefault.jpg&w=3840&q=75"/></div></button></div></div></div></div></div></section></div><div data-name="ProsCons" class="jsx-e5e49ced0e1b5cd1 jsx-918260792 cardCategory ProsCons"><div class="jsx-1844965041"></div><section class="jsx-de4115f42c48e362 jsx-334789665 section sectionWrapper"><div class="jsx-de4115f42c48e362 jsx-334789665 container medium"><div class="jsx-1509539398 dark"><h2 class="jsx-1509539398">Pros + cons of business credit cards</h2><div class="jsx-1509539398 prosCons"><div class="jsx-1517838447 pros-B dark"><h3 class="jsx-1517838447">Pros</h3><div class="jsx-1517838447 list-B"><ul class="jsx-1500128724 list dark list-D"><li class="jsx-1500128724"><div class="jsx-1500128724 icon"><div class="jsx-567250727 iconWrapper 3"><svg fill="none" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><path d="M8 16A8 8 0 1 1 8 0a8 8 0 0 1 0 16Z" fill="#0FA66A"></path><path clip-rule="evenodd" d="M11.565 5.352a.615.615 0 0 0-.87 0l-4.039 4.04-1.352-1.353a.615.615 0 1 0-.87.87l1.74 1.739c.21.21.533.236.772.08.1-.028.193-.08.271-.159l4.348-4.348c.24-.24.24-.629 0-.87Z" fill="#fff" fill-rule="evenodd"></path></svg></div></div><span class="jsx-1500128724">Using business credit cards responsibly can help you build your business credit score, which differs from your personal credit score</span></li><li class="jsx-1500128724"><div class="jsx-1500128724 icon"><div class="jsx-567250727 iconWrapper 3"><svg fill="none" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><path d="M8 16A8 8 0 1 1 8 0a8 8 0 0 1 0 16Z" fill="#0FA66A"></path><path clip-rule="evenodd" d="M11.565 5.352a.615.615 0 0 0-.87 0l-4.039 4.04-1.352-1.353a.615.615 0 1 0-.87.87l1.74 1.739c.21.21.533.236.772.08.1-.028.193-.08.271-.159l4.348-4.348c.24-.24.24-.629 0-.87Z" fill="#fff" fill-rule="evenodd"></path></svg></div></div><span class="jsx-1500128724">Business credit cards can earn cash back, points or miles on every dollar you spend in categories not always covered by personal credit cards</span></li><li class="jsx-1500128724"><div class="jsx-1500128724 icon"><div class="jsx-567250727 iconWrapper 3"><svg fill="none" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><path d="M8 16A8 8 0 1 1 8 0a8 8 0 0 1 0 16Z" fill="#0FA66A"></path><path clip-rule="evenodd" d="M11.565 5.352a.615.615 0 0 0-.87 0l-4.039 4.04-1.352-1.353a.615.615 0 1 0-.87.87l1.74 1.739c.21.21.533.236.772.08.1-.028.193-.08.271-.159l4.348-4.348c.24-.24.24-.629 0-.87Z" fill="#fff" fill-rule="evenodd"></path></svg></div></div><span class="jsx-1500128724">Business credit cards provide business-friendly perks like travel insurance, complimentary hotel stays and bonus points on expenses like shipping or software</span></li><li class="jsx-1500128724"><div class="jsx-1500128724 icon"><div class="jsx-567250727 iconWrapper 3"><svg fill="none" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><path d="M8 16A8 8 0 1 1 8 0a8 8 0 0 1 0 16Z" fill="#0FA66A"></path><path clip-rule="evenodd" d="M11.565 5.352a.615.615 0 0 0-.87 0l-4.039 4.04-1.352-1.353a.615.615 0 1 0-.87.87l1.74 1.739c.21.21.533.236.772.08.1-.028.193-.08.271-.159l4.348-4.348c.24-.24.24-.629 0-.87Z" fill="#fff" fill-rule="evenodd"></path></svg></div></div><span class="jsx-1500128724">Opening a business credit card can separate personal and business expenses</span></li><li class="jsx-1500128724"><div class="jsx-1500128724 icon"><div class="jsx-567250727 iconWrapper 3"><svg fill="none" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><path d="M8 16A8 8 0 1 1 8 0a8 8 0 0 1 0 16Z" fill="#0FA66A"></path><path clip-rule="evenodd" d="M11.565 5.352a.615.615 0 0 0-.87 0l-4.039 4.04-1.352-1.353a.615.615 0 1 0-.87.87l1.74 1.739c.21.21.533.236.772.08.1-.028.193-.08.271-.159l4.348-4.348c.24-.24.24-.629 0-.87Z" fill="#fff" fill-rule="evenodd"></path></svg></div></div><span class="jsx-1500128724">Some business credit cards offer higher welcome bonuses than personal credit cards</span></li></ul></div></div><div class="jsx-3069136416 cons-B dark"><h3 class="jsx-3069136416">Cons</h3><div class="jsx-3069136416 list-B"><ul class="jsx-1500128724 list dark list-E"><li class="jsx-1500128724"><div class="jsx-1500128724 icon"><div class="jsx-567250727 iconWrapper 3"><svg fill="none" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M12 23.249c6.213 0 11.25-5.037 11.25-11.25S18.213.749 12 .749.75 5.786.75 11.999 5.787 23.249 12 23.249Z" fill="#FF6B6B" fill-rule="evenodd" stroke="#FF6B6B" stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5"></path><path clip-rule="evenodd" d="m7.5 16.499 9-9-9 9Z" fill="#FF6B6B" fill-rule="evenodd"></path><path d="m7.5 16.499 9-9" stroke="#fff" stroke-linecap="round" stroke-linejoin="round" stroke-width="2"></path><path clip-rule="evenodd" d="m16.5 16.499-9-9 9 9Z" fill="#FF6B6B" fill-rule="evenodd"></path><path d="m16.5 16.499-9-9" stroke="#fff" stroke-linecap="round" stroke-linejoin="round" stroke-width="2"></path></svg></div></div><span class="jsx-1500128724">Carrying a balance and using your card irresponsibly can damage your business credit score</span></li><li class="jsx-1500128724"><div class="jsx-1500128724 icon"><div class="jsx-567250727 iconWrapper 3"><svg fill="none" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M12 23.249c6.213 0 11.25-5.037 11.25-11.25S18.213.749 12 .749.75 5.786.75 11.999 5.787 23.249 12 23.249Z" fill="#FF6B6B" fill-rule="evenodd" stroke="#FF6B6B" stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5"></path><path clip-rule="evenodd" d="m7.5 16.499 9-9-9 9Z" fill="#FF6B6B" fill-rule="evenodd"></path><path d="m7.5 16.499 9-9" stroke="#fff" stroke-linecap="round" stroke-linejoin="round" stroke-width="2"></path><path clip-rule="evenodd" d="m16.5 16.499-9-9 9 9Z" fill="#FF6B6B" fill-rule="evenodd"></path><path d="m16.5 16.499-9-9" stroke="#fff" stroke-linecap="round" stroke-linejoin="round" stroke-width="2"></path></svg></div></div><span class="jsx-1500128724">The cost of borrowing on business credit cards is higher than traditional loans</span></li><li class="jsx-1500128724"><div class="jsx-1500128724 icon"><div class="jsx-567250727 iconWrapper 3"><svg fill="none" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M12 23.249c6.213 0 11.25-5.037 11.25-11.25S18.213.749 12 .749.75 5.786.75 11.999 5.787 23.249 12 23.249Z" fill="#FF6B6B" fill-rule="evenodd" stroke="#FF6B6B" stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5"></path><path clip-rule="evenodd" d="m7.5 16.499 9-9-9 9Z" fill="#FF6B6B" fill-rule="evenodd"></path><path d="m7.5 16.499 9-9" stroke="#fff" stroke-linecap="round" stroke-linejoin="round" stroke-width="2"></path><path clip-rule="evenodd" d="m16.5 16.499-9-9 9 9Z" fill="#FF6B6B" fill-rule="evenodd"></path><path d="m16.5 16.499-9-9" stroke="#fff" stroke-linecap="round" stroke-linejoin="round" stroke-width="2"></path></svg></div></div><span class="jsx-1500128724">You’re still personally responsible for business credit card debt</span></li><li class="jsx-1500128724"><div class="jsx-1500128724 icon"><div class="jsx-567250727 iconWrapper 3"><svg fill="none" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M12 23.249c6.213 0 11.25-5.037 11.25-11.25S18.213.749 12 .749.75 5.786.75 11.999 5.787 23.249 12 23.249Z" fill="#FF6B6B" fill-rule="evenodd" stroke="#FF6B6B" stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5"></path><path clip-rule="evenodd" d="m7.5 16.499 9-9-9 9Z" fill="#FF6B6B" fill-rule="evenodd"></path><path d="m7.5 16.499 9-9" stroke="#fff" stroke-linecap="round" stroke-linejoin="round" stroke-width="2"></path><path clip-rule="evenodd" d="m16.5 16.499-9-9 9 9Z" fill="#FF6B6B" fill-rule="evenodd"></path><path d="m16.5 16.499-9-9" stroke="#fff" stroke-linecap="round" stroke-linejoin="round" stroke-width="2"></path></svg></div></div><span class="jsx-1500128724">Having too many card applications can negatively affect your credit score</span></li><li class="jsx-1500128724"><div class="jsx-1500128724 icon"><div class="jsx-567250727 iconWrapper 3"><svg fill="none" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M12 23.249c6.213 0 11.25-5.037 11.25-11.25S18.213.749 12 .749.75 5.786.75 11.999 5.787 23.249 12 23.249Z" fill="#FF6B6B" fill-rule="evenodd" stroke="#FF6B6B" stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5"></path><path clip-rule="evenodd" d="m7.5 16.499 9-9-9 9Z" fill="#FF6B6B" fill-rule="evenodd"></path><path d="m7.5 16.499 9-9" stroke="#fff" stroke-linecap="round" stroke-linejoin="round" stroke-width="2"></path><path clip-rule="evenodd" d="m16.5 16.499-9-9 9 9Z" fill="#FF6B6B" fill-rule="evenodd"></path><path d="m16.5 16.499-9-9" stroke="#fff" stroke-linecap="round" stroke-linejoin="round" stroke-width="2"></path></svg></div></div><span class="jsx-1500128724">Some business credit cards have high spending requirements for lucrative welcome bonuses</span></li></ul></div></div></div></div></div></section></div><div data-name="ContentSection2" class="jsx-e5e49ced0e1b5cd1 jsx-918260792 cardCategory ContentSection2"><div class="jsx-1844965041"></div><section class="jsx-de4115f42c48e362 jsx-1777537572 section sectionWrapper"><div class="jsx-de4115f42c48e362 jsx-1777537572 container medium"><div class="jsx-72bec97ba7e36490 jsx-3905019045 contentCollection"><h2 class="jsx-72bec97ba7e36490 jsx-3905019045 white">How to apply for a business credit card</h2><div class="jsx-72bec97ba7e36490 jsx-3905019045 contentSections"><div class="jsx-72bec97ba7e36490 jsx-3905019045 fullWidthTab white contentSectionColumns"><div class="jsx-72bec97ba7e36490 jsx-3905019045"><p>If you own a small business or just do <a href="https://thepointsguy.com/credit-cards/best-credit-cards-for-freelancers/">freelance gigs</a>, you could be eligible for a business credit card. You don’t necessarily need a tax ID or an Employer Identification Number (EIN) to <a href="https://thepointsguy.com/credit-cards/need-business-for-business-credit-card/">qualify for a business credit card</a>; if you’re a sole proprietor with a small business or side gig, you can usually enter your Social Security number (SSN) instead.</p> </div><div class="jsx-72bec97ba7e36490 jsx-3905019045 emptyColumn"></div></div></div></div></div></section></div><div data-name="Faqs" class="jsx-e5e49ced0e1b5cd1 jsx-918260792 cardCategory Faqs"><div class="jsx-1844965041"></div><section class="jsx-de4115f42c48e362 jsx-929872337 section sectionWrapper"><div class="jsx-de4115f42c48e362 jsx-929872337 container medium"><div class="jsx-de4115f42c48e362 faqs light tw-py-16"><h2 class="jsx-de4115f42c48e362 tw-font-feature-settings['liga'_off,'clig'_off] tw-self-stretch tw-font-sora tw-text-[40px] tw-font-bold tw-leading-[48px] tw-text-gray-5">Frequently asked questions</h2><div data-testid="content" class="jsx-de4115f42c48e362 content tw-border-light tw-pt-6"><div class="jsx-de4115f42c48e362 jsx-2729058745 accordion accordion-C"><span><button aria-expanded="false" class="jsx-de4115f42c48e362 jsx-2729058745 button"><div class="jsx-de4115f42c48e362 jsx-2729058745 "><h3 class="titleContainer light">What’s the difference between a business and personal credit card?</h3></div><div class="jsx-de4115f42c48e362 jsx-2729058745 carat light"><svg viewBox="0 0 42 25" xmlns="http://www.w3.org/2000/svg"><path d="m20.73 25.83 2.88-2.75 18.8-17.96L38.27.78 20.91 17.36 4.34 0 0 4.14l20.72 21.7z" fill="currentColor"></path></svg></div></button></span><div class="jsx-de4115f42c48e362 jsx-2729058745 content"><div data-testid="answer" class="jsx-de4115f42c48e362 answer tw-pb-16 tw-pt-6 tw-text-lg"><p><a href="https://thepointsguy.com/credit-cards/business-vs-personal-cards/">Business and personal credit cards</a> have similar functionalities. Many card issuers allow for personal <a href="https://thepointsguy.com/credit-cards/referral-from-personal-to-business-credit-card/">referrals for business cards</a>. In both cases, you’re extended a line of credit to make purchases, and you agree to pay for those purchases over time based on the cardholder agreement.</p> <p>However, business credit cards are geared toward small businesses, and depending on the issuer (or specific card product), you may need to produce formal documentation in order to be approved. In addition, business cards typically include bonus categories or benefits that may hold less appeal to the general consumer. This can include bonus rewards on shipping purchases, statement credits for business-related service providers or embedded technology to help with accounting.</p> <p>Additionally, many personal credit cards pair well with business credit cards. Complementary <a href="https://thepointsguy.com/credit-cards/best-business-personal-credit-card-combinations/">personal/business card combinations</a> can help you diversify your points earning and bonus categories and can play a part in a responsible spending strategy. </p> </div></div></div><div class="jsx-de4115f42c48e362 jsx-2729058745 accordion accordion-C"><span><button aria-expanded="false" class="jsx-de4115f42c48e362 jsx-2729058745 button"><div class="jsx-de4115f42c48e362 jsx-2729058745 "><h3 class="titleContainer light">What is the best business credit card?</h3></div><div class="jsx-de4115f42c48e362 jsx-2729058745 carat light"><svg viewBox="0 0 42 25" xmlns="http://www.w3.org/2000/svg"><path d="m20.73 25.83 2.88-2.75 18.8-17.96L38.27.78 20.91 17.36 4.34 0 0 4.14l20.72 21.7z" fill="currentColor"></path></svg></div></button></span><div class="jsx-de4115f42c48e362 jsx-2729058745 content"><div data-testid="answer" class="jsx-de4115f42c48e362 answer tw-pb-16 tw-pt-6 tw-text-lg"><p>There’s no single card that would be considered the “best” for every, single <a href="https://thepointsguy.com/credit-cards/small-business-credit-card-strategy/">small business</a>. Instead, it’s important to consider the type of rewards and selection of benefits that make the most sense for your company. If your company travels internationally often, you would want a <a href="https://thepointsguy.com/credit-cards/best-business-cards-no-foreign-transaction-fees/">business credit card with no foreign transaction fee</a>. If you’re not interested in travel rewards, then a cash-back business card could make the most sense. If your small business spends a bunch of money on client dinners, then a business card with a dining bonus could be the best fit.</p> </div></div></div><div class="jsx-de4115f42c48e362 jsx-2729058745 accordion accordion-C"><span><button aria-expanded="false" class="jsx-de4115f42c48e362 jsx-2729058745 button"><div class="jsx-de4115f42c48e362 jsx-2729058745 "><h3 class="titleContainer light">Can I use a business credit card for personal use?</h3></div><div class="jsx-de4115f42c48e362 jsx-2729058745 carat light"><svg viewBox="0 0 42 25" xmlns="http://www.w3.org/2000/svg"><path d="m20.73 25.83 2.88-2.75 18.8-17.96L38.27.78 20.91 17.36 4.34 0 0 4.14l20.72 21.7z" fill="currentColor"></path></svg></div></button></span><div class="jsx-de4115f42c48e362 jsx-2729058745 content"><div data-testid="answer" class="jsx-de4115f42c48e362 answer tw-pb-16 tw-pt-6 tw-text-lg"><p>While it’s not technically “illegal” to use a business card <a href="https://thepointsguy.com/credit-cards/personal-expenses-on-business-credit-card/">for personal use</a>, it’s generally against the terms and conditions of most business credit cards. In addition, combining personal and business purchases on a credit card can make it harder to separate legitimate, business-related transactions when tax season rolls around. Finally, <a href="https://thepointsguy.com/credit-cards/why-i-couldnt-imagine-my-life-without-business-credit-cards/">business credit cards</a> tend to have fewer protections for cardholders, so using one for personal reasons could backfire.</p> </div></div></div><div class="jsx-de4115f42c48e362 jsx-2729058745 accordion accordion-C"><span><button aria-expanded="false" class="jsx-de4115f42c48e362 jsx-2729058745 button"><div class="jsx-de4115f42c48e362 jsx-2729058745 "><h3 class="titleContainer light">Do business credit cards affect personal credit?</h3></div><div class="jsx-de4115f42c48e362 jsx-2729058745 carat light"><svg viewBox="0 0 42 25" xmlns="http://www.w3.org/2000/svg"><path d="m20.73 25.83 2.88-2.75 18.8-17.96L38.27.78 20.91 17.36 4.34 0 0 4.14l20.72 21.7z" fill="currentColor"></path></svg></div></button></span><div class="jsx-de4115f42c48e362 jsx-2729058745 content"><div data-testid="answer" class="jsx-de4115f42c48e362 answer tw-pb-16 tw-pt-6 tw-text-lg"><p>Sometimes. It all <a href="https://thepointsguy.com/credit-cards/business-credit-cards-that-affect-personal-credit/">depends on the given issuer</a>, since some will consistently report business card account information to both consumer and commercial credit bureaus, while others won’t. Instead of worrying about this question, though, focus your energy on paying your balance in full and on time each month. This will ensure that any business cards reported to a credit bureau will only impact your <a href="https://thepointsguy.com/credit-cards/business-credit-cards-that-affect-personal-credit/">score</a> in a positive way.</p> <p>Plus, your business credit card <a href="https://thepointsguy.com/credit-cards/how-business-credit-card-could-help-personal-credit-scores/">could provide multiple benefits</a> to your personal score. This could be done by managing your business credit card account responsibly, which demonstrates you’re a reliable borrower, or lowering your personal credit utilization, for instance. </p> </div></div></div><div class="jsx-de4115f42c48e362 jsx-2729058745 accordion accordion-C"><span><button aria-expanded="false" class="jsx-de4115f42c48e362 jsx-2729058745 button"><div class="jsx-de4115f42c48e362 jsx-2729058745 "><h3 class="titleContainer light">Can I get a business credit card without a business?</h3></div><div class="jsx-de4115f42c48e362 jsx-2729058745 carat light"><svg viewBox="0 0 42 25" xmlns="http://www.w3.org/2000/svg"><path d="m20.73 25.83 2.88-2.75 18.8-17.96L38.27.78 20.91 17.36 4.34 0 0 4.14l20.72 21.7z" fill="currentColor"></path></svg></div></button></span><div class="jsx-de4115f42c48e362 jsx-2729058745 content"><div data-testid="answer" class="jsx-de4115f42c48e362 answer tw-pb-16 tw-pt-6 tw-text-lg"><p>You <a href="https://thepointsguy.com/credit-cards/ways-you-might-be-eligible-for-business-credit-card/">certainly can</a>, though each issuer reserves the right to review your application and determine whether you qualify for a business line of credit. In many instances, you can use your Social Security number as a sole proprietor and get approved for a card. Even if you have no business credit history, an issuer will look at your personal <a href="https://thepointsguy.com/credit-cards/credit-score-business-cards/">credit score</a> and history to determine your eligibility.</p> </div></div></div><div class="jsx-de4115f42c48e362 jsx-2729058745 accordion accordion-C"><span><button aria-expanded="false" class="jsx-de4115f42c48e362 jsx-2729058745 button"><div class="jsx-de4115f42c48e362 jsx-2729058745 "><h3 class="titleContainer light">Can I refer someone to a business credit card from a personal credit card?</h3></div><div class="jsx-de4115f42c48e362 jsx-2729058745 carat light"><svg viewBox="0 0 42 25" xmlns="http://www.w3.org/2000/svg"><path d="m20.73 25.83 2.88-2.75 18.8-17.96L38.27.78 20.91 17.36 4.34 0 0 4.14l20.72 21.7z" fill="currentColor"></path></svg></div></button></span><div class="jsx-de4115f42c48e362 jsx-2729058745 content"><div data-testid="answer" class="jsx-de4115f42c48e362 answer tw-pb-16 tw-pt-6 tw-text-lg"><p>It is possible to refer someone to a business card even if you only have personal cards. Every issuer has their own policy regarding rewarding referrals so you will have to check with your specific card issuer to see if you are eligible for a referral bonus. Check out our in-depth guide on <a href="https://thepointsguy.com/credit-cards/referral-from-personal-to-business-credit-card/">earning referral bonuses on both personal and business credit cards</a>.</p> </div></div></div><div class="jsx-de4115f42c48e362 jsx-2729058745 accordion accordion-C"><span><button aria-expanded="false" class="jsx-de4115f42c48e362 jsx-2729058745 button"><div class="jsx-de4115f42c48e362 jsx-2729058745 "><h3 class="titleContainer light">What is the best small business credit card?</h3></div><div class="jsx-de4115f42c48e362 jsx-2729058745 carat light"><svg viewBox="0 0 42 25" xmlns="http://www.w3.org/2000/svg"><path d="m20.73 25.83 2.88-2.75 18.8-17.96L38.27.78 20.91 17.36 4.34 0 0 4.14l20.72 21.7z" fill="currentColor"></path></svg></div></button></span><div class="jsx-de4115f42c48e362 jsx-2729058745 content"><div data-testid="answer" class="jsx-de4115f42c48e362 answer tw-pb-16 tw-pt-6 tw-text-lg"><p>The best small business credit card will depend on your small business. See what perks and benefits your business is looking for and if the card you're looking at is the best fit for your business spending. You can use our guide above to help you see which card is the best for your business.</p> </div></div></div><div class="jsx-de4115f42c48e362 jsx-2729058745 accordion accordion-C"><span><button aria-expanded="false" class="jsx-de4115f42c48e362 jsx-2729058745 button"><div class="jsx-de4115f42c48e362 jsx-2729058745 "><h3 class="titleContainer light">How many business cards can I have?</h3></div><div class="jsx-de4115f42c48e362 jsx-2729058745 carat light"><svg viewBox="0 0 42 25" xmlns="http://www.w3.org/2000/svg"><path d="m20.73 25.83 2.88-2.75 18.8-17.96L38.27.78 20.91 17.36 4.34 0 0 4.14l20.72 21.7z" fill="currentColor"></path></svg></div></button></span><div class="jsx-de4115f42c48e362 jsx-2729058745 content"><div data-testid="answer" class="jsx-de4115f42c48e362 answer tw-pb-16 tw-pt-6 tw-text-lg"><p>There is no limit to the <a href="https://thepointsguy.com/credit-cards/how-many-business-credit-cards-should-you-have/">amount of business cards</a> you can have. It is important to know your business and what cards align most with your spending.</p> </div></div></div><div class="jsx-de4115f42c48e362 jsx-2729058745 accordion accordion-C"><span><button aria-expanded="false" class="jsx-de4115f42c48e362 jsx-2729058745 button"><div class="jsx-de4115f42c48e362 jsx-2729058745 "><h3 class="titleContainer light">How do I check my business credit score? </h3></div><div class="jsx-de4115f42c48e362 jsx-2729058745 carat light"><svg viewBox="0 0 42 25" xmlns="http://www.w3.org/2000/svg"><path d="m20.73 25.83 2.88-2.75 18.8-17.96L38.27.78 20.91 17.36 4.34 0 0 4.14l20.72 21.7z" fill="currentColor"></path></svg></div></button></span><div class="jsx-de4115f42c48e362 jsx-2729058745 content"><div data-testid="answer" class="jsx-de4115f42c48e362 answer tw-pb-16 tw-pt-6 tw-text-lg"><p>While it’s easy and free to check your personal credit score, the process with a business credit report requires jumping through a few more hoops. You can <a href="https://thepointsguy.com/credit-cards/how-to-check-business-credit-score/">check your business credit score</a> through free services that send alerts when your score or report changes. However, you often have to pay additional fees to view unlimited full reports. </p> <p>Tracking your business credit score may be a bit harder, but it’s not any less important than your personal credit report</p> </div></div></div><div class="jsx-de4115f42c48e362 jsx-2729058745 accordion accordion-C"><span><button aria-expanded="false" class="jsx-de4115f42c48e362 jsx-2729058745 button"><div class="jsx-de4115f42c48e362 jsx-2729058745 "><h3 class="titleContainer light">What is the difference between a business credit card and a business line of credit?</h3></div><div class="jsx-de4115f42c48e362 jsx-2729058745 carat light"><svg viewBox="0 0 42 25" xmlns="http://www.w3.org/2000/svg"><path d="m20.73 25.83 2.88-2.75 18.8-17.96L38.27.78 20.91 17.36 4.34 0 0 4.14l20.72 21.7z" fill="currentColor"></path></svg></div></button></span><div class="jsx-de4115f42c48e362 jsx-2729058745 content"><div data-testid="answer" class="jsx-de4115f42c48e362 answer tw-pb-16 tw-pt-6 tw-text-lg"><p>The wording of these two may be similar, but the features of a <a href="https://thepointsguy.com/credit-cards/business-line-of-credit-vs-credit-cards/">business credit card and a business line of credit</a> are very different. </p> <p>A business credit card is like a personal credit card because it allows borrowers to spend with a predetermined credit limit at an annual percentage rate (APR). Most business cards are unsecured, and borrowers can be approved for one without proof of assets or collateral. </p> <p>A business line of credit is a revolving business loan with a preset credit limit. To be approved for a business LOC, your business’s financial picture and creditworthiness are considered. Sometimes, approval is based on collateral. LOCs are meant to cover day-to-day operative expenses that may exceed a credit limit on a credit card, such as payroll. </p> </div></div></div></div></div></div></section></div></main><div class="jsx-e5e49ced0e1b5cd1 jsx-918260792 compareWrapper"><div class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-2142099118 deviceDrawer"><div class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-2142099118 container"><div class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-2142099118 deviceError"></div></div><div class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-2142099118 deviceCards"><div class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-2142099118 container"></div></div></div><div class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-2142099118 compareDrawer"><div class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-2142099118 container"><div class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-2142099118 content"><button class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-2142099118 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A Red Ventures company.</span></div></div></div></footer></div></div><script id="__NEXT_DATA__" type="application/json">{"props":{"pageProps":{"dehydratedState":{"mutations":[],"queries":[{"state":{"data":{"resolution":{"destination":null,"query":"Page","status":200}},"dataUpdateCount":1,"dataUpdatedAt":1732488481740,"error":null,"errorUpdateCount":0,"errorUpdatedAt":0,"fetchFailureCount":0,"fetchMeta":null,"isFetching":false,"isInvalidated":false,"isPaused":false,"status":"success"},"queryKey":["Resolution","/credit-cards/business/",null],"queryHash":"[\"Resolution\",\"/credit-cards/business/\",null]"},{"state":{"data":{"page":{"__typename":"CardsPage","banner":true,"h1":"Best business credit cards of November 2024","introduction":"\u003cp\u003eThe best business credit cards offer generous earning rates, lucrative perks and additional features that positively affect both your bottom line and your operational efficiency. The right business card allows you to earn rewards while focusing on the day-to-day operations of your enterprise — whether you own a formal business with multiple employees, are just getting your company off the ground or simply do freelance work as a side gig, and it’s important to select the best business card for you.\u003c/p\u003e\n\u003cp\u003eBusiness credit cards allow you to separate business and personal spending. They also grant access to more rewards and specialized perks that aren’t typically offered on personal credit cards. Consider how your business is spending the most and what rewards you want to earn when choosing your business card — or cards.\u003c/p\u003e\n\u003cp\u003eTo help you with this choice, check out our curated selection and comprehensive guide on some of the best business cards from our partners below.\u003c/p\u003e\n","published":"2024-09-03T18:30:09.000Z","updated":"2024-11-01 10:00:00","title":"Best Business Credit Cards of November 2024","tileFormat":"full","paidMedia":false,"description":"We've compared and considered the best business credit cards - these are the ones that offer the greatest value, whether your business is large or small.","components":[{"component":"BrowseByCategory","h2":"Browse by card categories","toc":true},{"component":"CardTiles","h2":"","toc":false},{"component":"CardsTable","h2":"Comparing the best business cards","toc":true},{"component":"MoreDetails","h2":"More details on the best business credit cards","toc":true},{"component":"HelpfulTools","h2":"Helpful Tools","toc":true},{"component":"HowWeRate","h2":"How we rate cards","toc":true},{"component":"Infogram","h2":"21% of TPG users have at least 1 business credit card in their wallet ","toc":false},{"component":"SocialProofing","h2":"Ask our experts","toc":true},{"component":"ContentSection1","h2":"What TPG readers have to say about their favorite business credit cards","toc":true},{"component":"HowToChoose","h2":"How to choose the best business credit card","toc":true},{"component":"FeaturedVideo","h2":"Credit pointers with Brian Kelly","toc":true},{"component":"ProsCons","h2":"Pros + cons of business credit cards","toc":true},{"component":"ContentSection2","h2":"How to apply for a business credit card","toc":true},{"component":"Faqs","h2":"Frequently asked questions","toc":true}],"faqs":{"heading":"Frequently asked questions","questions":[{"question":"What’s the difference between a business and personal credit card?","answer":"\u003cp\u003e\u003ca href=\"https://thepointsguy.com/credit-cards/business-vs-personal-cards/\"\u003eBusiness and personal credit cards\u003c/a\u003e have similar functionalities. Many card issuers allow for personal \u003ca href=\"https://thepointsguy.com/credit-cards/referral-from-personal-to-business-credit-card/\"\u003ereferrals for business cards\u003c/a\u003e. In both cases, you’re extended a line of credit to make purchases, and you agree to pay for those purchases over time based on the cardholder agreement.\u003c/p\u003e\n\u003cp\u003eHowever, business credit cards are geared toward small businesses, and depending on the issuer (or specific card product), you may need to produce formal documentation in order to be approved. In addition, business cards typically include bonus categories or benefits that may hold less appeal to the general consumer. This can include bonus rewards on shipping purchases, statement credits for business-related service providers or embedded technology to help with accounting.\u003c/p\u003e\n\u003cp\u003eAdditionally, many personal credit cards pair well with business credit cards. Complementary \u003ca href=\"https://thepointsguy.com/credit-cards/best-business-personal-credit-card-combinations/\"\u003epersonal/business card combinations\u003c/a\u003e can help you diversify your points earning and bonus categories and can play a part in a responsible spending strategy.\u0026nbsp;\u003c/p\u003e\n"},{"question":"What is the best business credit card?","answer":"\u003cp\u003eThere’s no single card that would be considered the “best” for every, single \u003ca href=\"https://thepointsguy.com/credit-cards/small-business-credit-card-strategy/\"\u003esmall business\u003c/a\u003e. Instead, it’s important to consider the type of rewards and selection of benefits that make the most sense for your company. If your company travels internationally often, you would want a \u003ca href=\"https://thepointsguy.com/credit-cards/best-business-cards-no-foreign-transaction-fees/\"\u003ebusiness credit card with no foreign transaction fee\u003c/a\u003e. If you’re not interested in travel rewards, then a cash-back business card could make the most sense. If your small business spends a bunch of money on client dinners, then a business card with a dining bonus could be the best fit.\u003c/p\u003e\n"},{"question":"Can I use a business credit card for personal use?","answer":"\u003cp\u003eWhile it’s not technically “illegal” to use a business card \u003ca href=\"https://thepointsguy.com/credit-cards/personal-expenses-on-business-credit-card/\"\u003efor personal use\u003c/a\u003e, it’s generally against the terms and conditions of most business credit cards. In addition, combining personal and business purchases on a credit card can make it harder to separate legitimate, business-related transactions when tax season rolls around. Finally, \u003ca href=\"https://thepointsguy.com/credit-cards/why-i-couldnt-imagine-my-life-without-business-credit-cards/\"\u003ebusiness credit cards\u003c/a\u003e tend to have fewer protections for cardholders, so using one for personal reasons could backfire.\u003c/p\u003e\n"},{"question":"Do business credit cards affect personal credit?","answer":"\u003cp\u003eSometimes. It all \u003ca href=\"https://thepointsguy.com/credit-cards/business-credit-cards-that-affect-personal-credit/\"\u003edepends on the given issuer\u003c/a\u003e, since some will consistently report business card account information to both consumer and commercial credit bureaus, while others won’t. Instead of worrying about this question, though, focus your energy on paying your balance in full and on time each month. This will ensure that any business cards reported to a credit bureau will only impact your \u003ca href=\"https://thepointsguy.com/credit-cards/business-credit-cards-that-affect-personal-credit/\"\u003escore\u003c/a\u003e in a positive way.\u003c/p\u003e\n\u003cp\u003ePlus, your business credit card \u003ca href=\"https://thepointsguy.com/credit-cards/how-business-credit-card-could-help-personal-credit-scores/\"\u003ecould provide multiple benefits\u003c/a\u003e to your personal score. This could be done by managing your business credit card account responsibly, which demonstrates you’re a reliable borrower, or lowering your personal credit utilization, for instance.\u0026nbsp;\u003c/p\u003e\n"},{"question":"Can I get a business credit card without a business?","answer":"\u003cp\u003eYou \u003ca href=\"https://thepointsguy.com/credit-cards/ways-you-might-be-eligible-for-business-credit-card/\"\u003ecertainly can\u003c/a\u003e, though each issuer reserves the right to review your application and determine whether you qualify for a business line of credit. In many instances, you can use your Social Security number as a sole proprietor and get approved for a card. Even if you have no business credit history, an issuer will look at your personal \u003ca href=\"https://thepointsguy.com/credit-cards/credit-score-business-cards/\"\u003ecredit score\u003c/a\u003e and history to determine your eligibility.\u003c/p\u003e\n"},{"question":"Can I refer someone to a business credit card from a personal credit card?","answer":"\u003cp\u003eIt is possible to refer someone to a business card even if you only have personal cards. Every issuer has their own policy regarding rewarding referrals so you will have to check with your specific card issuer to see if you are eligible for a referral bonus. Check out our in-depth guide on \u003ca href=\"https://thepointsguy.com/credit-cards/referral-from-personal-to-business-credit-card/\"\u003eearning referral bonuses on both personal and business credit cards\u003c/a\u003e.\u003c/p\u003e\n"},{"question":"What is the best small business credit card?","answer":"\u003cp\u003eThe best small business credit card will depend on your small business. See what perks and benefits your business is looking for and if the card you're looking at is the best fit for your business spending. You can use our guide above to help you see which card is the best for your business.\u003c/p\u003e\n"},{"question":"How many business cards can I have?","answer":"\u003cp\u003eThere is no limit to the \u003ca href=\"https://thepointsguy.com/credit-cards/how-many-business-credit-cards-should-you-have/\"\u003eamount of business cards\u003c/a\u003e you can have. It is important to know your business and what cards align most with your spending.\u003c/p\u003e\n"},{"question":"How do I check my business credit score? ","answer":"\u003cp\u003eWhile it’s easy and free to check your personal credit score, the process with a business credit report requires jumping through a few more hoops. You can \u003ca href=\"https://thepointsguy.com/credit-cards/how-to-check-business-credit-score/\"\u003echeck your business credit score\u003c/a\u003e through free services that send alerts when your score or report changes. However, you often have to pay additional fees to view unlimited full reports.\u0026nbsp;\u003c/p\u003e\n\u003cp\u003eTracking your business credit score may be a bit harder, but it’s not any less important than your personal credit report\u003c/p\u003e\n"},{"question":"What is the difference between a business credit card and a business line of credit?","answer":"\u003cp\u003eThe wording of these two may be similar, but the features of a \u003ca href=\"https://thepointsguy.com/credit-cards/business-line-of-credit-vs-credit-cards/\"\u003ebusiness credit card and a business line of credit\u003c/a\u003e are very different.\u0026nbsp;\u003c/p\u003e\n\u003cp\u003eA business credit card is like a personal credit card because it allows borrowers to spend with a predetermined credit limit at an annual percentage rate (APR). Most business cards are unsecured, and borrowers can be approved for one without proof of assets or collateral.\u0026nbsp;\u003c/p\u003e\n\u003cp\u003eA business line of credit is a revolving business loan with a preset credit limit. To be approved for a business LOC, your business’s financial picture and creditworthiness are considered. Sometimes, approval is based on collateral. LOCs are meant to cover day-to-day operative expenses that may exceed a credit limit on a credit card, such as payroll. \u003c/p\u003e\n"}]},"filters":null,"prosAndCons":{"cons":["Carrying a balance and using your card irresponsibly can damage your business credit score","The cost of borrowing on business credit cards is higher than traditional loans","You’re still personally responsible for business credit card debt","Having too many card applications can negatively affect your credit score","Some business credit cards have high spending requirements for lucrative welcome bonuses"],"heading":"Pros + cons of business credit cards","pros":["Using business credit cards responsibly can help you build your business credit score, which differs from your personal credit score","Business credit cards can earn cash back, points or miles on every dollar you spend in categories not always covered by personal credit cards","Business credit cards provide business-friendly perks like travel insurance, complimentary hotel stays and bonus points on expenses like shipping or software","Opening a business credit card can separate personal and business expenses","Some business credit cards offer higher welcome bonuses than personal credit cards"]},"table":{"heading":"Comparing the best business cards","pdpText":"","show":{"annualFee":true,"bestFor":true,"earningRate":true,"introOffer":true}},"featuredArticle":{"article":{"category":{"name":"Guide"},"featuredImage":{"credit":"ANDRIJA NIKOLIC/GETTY IMAGES","height":1067,"id":"1562417","src":"https://thepointsguy.global.ssl.fastly.net/us/originals/2023/10/Man-pays-with-credit-card-at-restaurant_Andrija-Nikolic.jpg","title":"Man pays lunch by card at restaurant","width":1600},"pathname":"/credit-cards/what-is-a-business-credit-card/","published":"2024-10-14T09:00:54.000Z","readingTime":{"minutes":4.745},"title":"Business credit cards: What they are and how they work"},"buttonText":"Business credit cards 101","ctaDisclaimer":"Or, get pre-qualified offers here","description":"Everything you need to know about business cards","title":"Business credit cards: What they are and how they work - The Points Guy"},"featuredVideo":{"description":"Maximize business credit cards for huge value","duration":"54 sec video","title":"Credit pointers with Brian Kelly","video":{"contentUrl":"https://www.youtube.com/watch?v=8_R9QsEDwBs","height":113,"thumbnailUrl":"https://i.ytimg.com/vi/8_R9QsEDwBs/hqdefault.jpg","title":"Business Card with Brian Kelly","width":200}},"contributors":{"editor":{"name":"Eric Rosen","avatar":{"alt":"","caption":"","credit":"","edition":"US","height":1600,"id":"1508502","src":"https://thepointsguy.global.ssl.fastly.net/us/originals/2023/06/Eric-Rosen-photo-copy.jpeg","title":"Eric Rosen photo copy","type":"image/jpeg","width":1200},"slug":"eric","title":"Director of travel content","bio":"TPG's director of travel content Eric Rosen has used points and miles to visit some of the world's most remote corners, including swimming with whale sharks off Western Australia's Ningaloo Coast, exploring the wilds of Botswana's Okavango Delta and tasting the high-altitude wines of Argentina's Mendoza region.","twitter":"https://twitter.com/ericrosenla","instagram":"https://www.instagram.com/ericrosenla/","email":"eric@thepointsguy.com","linkedIn":"https://www.linkedin.com/in/eric-rosen-193a9261/","tikTok":null},"reviewer":{"name":"Stanley Sanford","avatar":{"alt":"","caption":"Stanley Sanford","credit":"Stanley Sanford","edition":"US","height":18,"id":"1531436","src":"https://thepointsguy.global.ssl.fastly.net/us/originals/2023/08/mountain-pic-Stanley-Sanford.jpg","title":"Stanley Sanford","type":"image/jpeg","width":10},"slug":"stanleysanford","title":"Compliance manager","bio":"Compliance manager Stanley Sanford has years of compliance experience in the credit card industry dating back to 2017. He's reviewed content for several reputable sites, including CreditCards.com, Bankrate, CNET. and even thepointsguy.com before leading the compliance team for The Points Guy full time in early 2022.","twitter":null,"instagram":null,"email":"ssanford@redventures.com","linkedIn":null,"tikTok":null},"authors":[{"name":"Nick Ewen","avatar":{"alt":"","caption":"","credit":"","edition":"US","height":2560,"id":"1510024","src":"https://thepointsguy.global.ssl.fastly.net/us/originals/2023/06/Nick-Ewen-Headshot-square-scaled.jpeg","title":"Nick Ewen Headshot square","type":"image/jpeg","width":2560},"slug":"nick-ewen","title":"Senior editorial director","bio":"Nick Ewen is TPG's senior editorial director and helps readers leverage credit cards (he has 23 of them) and loyalty programs to travel more for less. He's been at TPG for over 11 years.","twitter":"https://twitter.com/TPGNick","instagram":"https://www.instagram.com/nickewen_tpg/","email":"nick@thepointsguy.com","linkedIn":"https://www.linkedin.com/in/nick-ewen-tpg/","tikTok":null},{"name":"Christina Ly","avatar":{"alt":"","caption":"","credit":"","edition":"US","height":1280,"id":"1510859","src":"https://thepointsguy.global.ssl.fastly.net/us/originals/2023/06/Profile.jpeg","title":"Profile","type":"image/jpeg","width":1217},"slug":"cly","title":"Credit cards writer","bio":"Christina Ly is a writer at TPG. She has covered credit cards and personal finance topics since joining the team in 2022.","twitter":null,"instagram":null,"email":"christina.ly@thepointsguy.com","linkedIn":null,"tikTok":null}]},"cards":[{"annualFee":"$395","apr":["N/A","N/A","N/A","N/A","N/A","None"],"aprs":[{"displayText":"N/A","maxValue":0,"minValue":0,"name":"Introductory Purchases APR","rateType":"fixed"},{"displayText":"N/A","maxValue":0,"minValue":0,"name":"Ongoing Purchases APR","rateType":"fixed"},{"displayText":"N/A","maxValue":0,"minValue":0,"name":"Introductory Balance Transfer APR","rateType":"fixed"},{"displayText":"N/A","maxValue":0,"minValue":0,"name":"Ongoing Balance Transfer APR","rateType":"fixed"},{"displayText":"N/A","maxValue":0,"minValue":0,"name":"Ongoing Cash Advance APR","rateType":"fixed"},{"displayText":"None","maxValue":0,"minValue":0,"name":"Ongoing Penalty APR","rateType":"fixed"}],"barker":"Best business card for traveling","brand":"Capital One","categorySeperator":{"title":"","link":{"text":"","url":""}},"cons":["The card requires a high spend of $30,000 in the first three months to earn the 150,000-miles welcome bonus.","Another drawback is that the annual travel credit can only be used on bookings made through Capital One Travel."],"flag":null,"highlight":{"introBonusFeatured":false,"introBonusWidget":true},"ID":"10186","imageSrc":"https://cdn.prodstatic.com/shared/images/cards/278x175/ce6818d0-e078-11ee-a39c-cffd4c1d8271.png","introBonus":{"description":"150,000 miles once you spend $30,000 in the first 3 months from account opening","offer":"150,000 miles","previousValue":""},"limitedTimeOffer":null,"lastUpdated":"2024-11-12 16:19:10","monetized":true,"moreDetails":["Earn unlimited 2X miles on every purchase, everywhere—with no limits or category restrictions","This card has no preset spending limit, so you get purchasing power that adapts to your spending needs. The annual fee on this card is $395","Earn 150,000 bonus miles once you spend $30,000 in the first 3 months from account opening","Redeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programs","Earn unlimited 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One Travel, where you'll get the best prices on thousands of options","Every year, you'll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings through Capital One Travel","Empower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease","Receive up to a $120 credit for Global Entry or TSA PreCheck®. Enjoy complimentary access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and membership to Priority Pass","This is a pay-in-full card, so your balance is due in full every month","Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection"],"moreDetailsWidget":{"alternatives":"\u003cp\u003eThe \u003ca href=\"https://thepointsguy.com/credit-cards/reviews/capital-one-venture-card-review/\"\u003eCapital One Venture Rewards Credit Card\u003c/a\u003e is a great option for those who want to take advantage of a solid earning structure that provides them with easy to redeem miles. The Venture Rewards card earns an unlimited 2 miles per dollar spent on every purchase plus an unlimited 5 miles per dollar on hotels and rental cars booked through Capital One Travel. You get similar benefits that come with the more premium Capital One Venture cards with a smaller annual fee of $95 (see \u003ca href=\"https://thepointsguy.com/apply/capital-one-venture-rewards-credit-card-rates-and-fees/\"\u003erates and fees\u003c/a\u003e).\u003c/p\u003e\n","alternativesTab":"","howToUse":"\u003cp\u003eIn addition to a solid earning structure, the Venture X Business card provides you with a $300 annual credit for bookings made through Capital One Travel in addition to 10,000 bonus miles every year on your account anniversary — starting with your first anniversary.\u003c/p\u003e\n","howToUseTab":"Why it should be in your wallet","whatWeLove":"\u003cp\u003eThe Capital One Venture X Business credit card features a $395 annual fee (see \u003ca href=\"https://thepointsguy.com/apply/capital-one-venture-x-business-rates-and-fees/\"\u003erates and fees\u003c/a\u003e) that more than pays for itself when you account for the considerable rewards and perks that come with the card. We love that the Venture X Business card earns an unlimited 2 miles per dollar spent on every purchase when you book via Capital One Travel. We especially love the generous earning structure that gives you 5 miles per dollar spent on flights and the whopping 10 miles per dollar spent on hotels and rental cars (when booked through Capital One Travel).\u003c/p\u003e\n","whatWeLoveTab":"","whoItsFor":"\u003cp\u003eFans of Capital One who frequently book travel via the Capital One portal and want a card the offers no foreign transaction fees.\u003c/p\u003e\n","whoItsForTab":""},"offerUrl":"https://thepointsguy.com/oc/10186/","pdpUrl":"https://thepointsguy.com/credit-cards/capital-one-venture-x-business","pros":["The Capital One Venture X Business card has a welcome offer of 150,000 miles.","In addition, the card comes with many premium travel perks such as an annual $300 travel credit and airport lounge access, at a reasonable annual fee of $395.","Business owners are also able to add employee cards for free."],"recommendedCredit":{"description":"Excellent","range":"740-850"},"reviewLink":"https://thepointsguy.com/credit-cards/reviews/capital-one-venture-x-business-review-huge-earning-potential-for-businesses/","rewardsRates":{"multipliers":[{"description":"2 miles per dollar on every purchase","multiplier":"2X miles"},{"description":"5 miles per dollar on flights and vacation rentals booked through Capital One Travel","multiplier":"5X miles"},{"description":"10 miles per dollar on hotels and rental cars booked through Capital One Travel","multiplier":"10X miles"}],"overview":"2 - 10X miles"},"superlative":"businesses with high-spending ","termsAndConditions":"https://d25970n8puso9u.cloudfront.net/disclosure.31039.en-US.pdf","title":"Capital One Venture X Business","tpgRating":4.5,"whyWeChoseItOverride":"\u003cdiv class=\"why-we-chose-it --mt-24\"\u003e\n\u003cdiv class=\"_why-we-chose-it --bg-primary-10 phx-body-copy --sm --mb-24\"\u003e\n\u003cdiv class=\"phx-body-copy --md --sm:mb\"\u003e\n\u003cp\u003eThe Capital One Venture X business card has all the Capital One Venture X Reward Credit Card has to offer and more. It offers an incredible welcome bonus and requires an equally impressive spend to qualify. In addition, the card comes with premium travel perks like annual travel credit and lounge access. Read our \u003ca href=\"https://thepointsguy.com/credit-cards/reviews/capital-one-venture-x-business-review-huge-earning-potential-for-businesses/\"\u003efull review of the Capital One Venture X Business card\u003c/a\u003e.\u003c/p\u003e\n\u003c/div\u003e\n\u003c/div\u003e\n\u003c/div\u003e\n\u003cdiv class=\"_tabbed\"\u003e\n\u003cdiv class=\"phx-c:ui-drawer-partial\"\u003e\n\u003cdiv class=\"_drawer-content\"\u003e\n\u003cdiv class=\"_tabbed\"\u003e\n\u003cdiv class=\"phx-c:ui-tabbed\"\u003e\n\u003cdiv class=\"_tabs\" data-tabbed=\"\"\u003e\u003c/div\u003e\n\u003c/div\u003e\n\u003c/div\u003e\n\u003c/div\u003e\n\u003c/div\u003e\n\u003c/div\u003e\n"},{"annualFee":"$695","apr":["18.74% - 27.74% Variable","29.99% Variable"],"aprs":[{"displayText":"18.74% - 27.74% Variable","maxValue":27.74,"minValue":18.74,"name":"Ongoing Purchases APR","rateType":"variable"},{"displayText":"29.99% Variable","maxValue":29.99,"minValue":29.99,"name":"Ongoing Penalty APR","rateType":"variable"}],"barker":"Best Business Travel Card","brand":"American Express","categorySeperator":{"title":"","link":{"text":"","url":""}},"cons":["Steep $695 annual fee.","High spend needed for welcome offer.","Limited high bonus categories outside of travel."],"flag":null,"highlight":{"introBonusFeatured":false,"introBonusWidget":true},"ID":"7758","imageSrc":"https://cdn.prodstatic.com/shared/images/cards/278x175/402074b0-da80-11eb-a48f-65ac0bb53c5b.png","introBonus":{"description":"Earn 150,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.","offer":"Earn 150,000 points","previousValue":""},"limitedTimeOffer":null,"lastUpdated":"2024-11-08 22:37:37","monetized":true,"moreDetails":["Welcome Offer: Earn 150,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.","5X Membership Rewards® points on flights and prepaid hotels on AmexTravel.com, and 1X points for each dollar you spend on eligible purchases.","Earn 1.5X points (that’s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software \u0026 cloud system providers, and shipping providers, as well as on purchases of $5,000 or more, on up to $2 million per Card Account per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.","Unlock over $1,000 in statement credits on select purchases, including tech, recruiting and wireless in the first year of membership with the Business Platinum Card®. Enrollment required. See how you can unlock over $1,000 annually in credits on select purchases with the Business Platinum Card®, here.","$200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to the Card.","$199 CLEAR® Plus Credit: Use your card and get up to $199 in statement credits per calendar year on your CLEAR® Plus Membership (subject to auto-renewal) when you use the Business Platinum Card®.","The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 03/2023.","$695 Annual Fee.","Terms Apply."],"moreDetailsWidget":{"alternatives":"\u003cp\u003eIf you have a business banking relationship with Capital One, consider the \u003ca href=\"https://thepointsguy.com/credit-cards/reviews/capital-one-venture-x-business-review-huge-earning-potential-for-businesses/\"\u003eCapital One Venture X Business\u003c/a\u003e card. It comes with a lower annual fee (see \u003ca href=\"https://thepointsguy.com/apply/capital-one-venture-x-business-rates-and-fees/\"\u003erates and fees\u003c/a\u003e) and access to Priority Pass lounges and Capital One Lounges. Additionally, it earns at least 2 Capital One miles per dollar spent on all purchases.\u003c/p\u003e\n","alternativesTab":"","howToUse":"\u003cp\u003e“I find that the annual perks and credits vastly outweigh the large annual fee. And that's even without using some of them. By using the benefits with \u003ca href=\"https://thepointsguy.com/guide/all-about-priority-pass-program/\"\u003ePriority Pass\u003c/a\u003e and Amex lounges, the airline incidental credits, plus the statement credits for Clear, our cellphone plan and restocking my home printer with ink and paper from Dell, I get more value out of the card than it costs to keep it. Plus, it earns my favorite points — American Express Membership Enrollment is required for select benefits. Rewards — earning 5 points per dollar spent on flights and hotels booked with Amex Travel.” — \u003ca href=\"https://thepointsguy.com/author/ryansmith/\"\u003eRyan Smith\u003c/a\u003e, former credit cards writer\u003c/p\u003e\n","howToUseTab":"Why it's in my wallet","whatWeLove":"\u003cp\u003eWhile its $695 annual fee (see \u003ca href=\"https://thepointsguy.com/apply/the-business-platinum-card-from-american-express-rates-fees/?tid=post\"\u003erates and fees\u003c/a\u003e) may appear jarring at first, the \u003ca href=\"https://thepointsguy.com/credit-cards/reviews/amex-business-platinum-card-review/\"\u003eBusiness Platinum Amex\u003c/a\u003e offers unmatched benefits, including lounge access, plus other value-added perks that can easily offset the card’s annual fee each year. Not to mention, it has an earning structure that can add up quickly for those who travel frequently. If you want to be rewarded for travel spending with \u003ca href=\"https://thepointsguy.com/credit-cards/amex-travel-guide/\"\u003eAmerican Express Travel\u003c/a\u003e and want extra comfort on your trips, this card provides both. New applicants can earn 150,000 bonus points after spending $20,000 on eligible purchases in the first three months of card membership.\u003c/p\u003e\n","whatWeLoveTab":"","whoItsFor":"\u003cp\u003eYou don’t have to be a high spender to find value in this card. It’s well suited for those who travel frequently, will enjoy \u003ca href=\"https://thepointsguy.com/credit-cards/american-express-platinum-lounge-access/\"\u003eairport lounge access\u003c/a\u003e, will benefit from automatic elite status with Marriott and Hilton (enrollment required) and can maximize the card’s various statement credits. Plus, the card’s return on spending for travel purchases is very strong — as is the return in select business categories and purchases totaling more than $5,000. You’ll also enjoy a 35% points rebate on eligible flights booked with Amex Travel on up to 1 million points back per calendar year. \u003c/p\u003e\n","whoItsForTab":""},"offerUrl":"https://thepointsguy.com/oc/7758/","pdpUrl":"https://thepointsguy.com/credit-cards/the-business-platinum-card-from-american-express","pros":["Up to $120 statement credit for Global Entry every 4 years or $85 TSA PreCheck credit every 4.5 years (enrollment is required)","Up to $400 annual statement credit for U.S. Dell purchases (enrollment required)","Gold status at Marriott and Hilton hotels; access to the Fine Hotels \u0026 Resorts program and Hotel Collection (enrollment required)"],"recommendedCredit":{"description":"Good, Excellent","range":"670-850"},"reviewLink":"https://thepointsguy.com/credit-cards/reviews/amex-business-platinum-card-review/","rewardsRates":{"multipliers":[{"description":"5X Membership Rewards® points on flights and prepaid hotels on AmexTravel.com","multiplier":"5X"},{"description":"Earn 1.5X points (that’s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software \u0026 cloud system providers, and shipping providers, as well as on purchases of $5,000 or more, on up to $2 million per Card Account per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.","multiplier":"1.5X"},{"description":"1X points for each dollar you spend on eligible purchases.","multiplier":"1X"}],"overview":"1 - 5X points"},"superlative":"travel perks","termsAndConditions":"https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/business-platinum-charge-card/61468-AJTnC-0?rwdFlag=rwd/?rwdFlag=rwd#FeeTable","title":"The Business Platinum Card® from American Express","tpgRating":4,"whyWeChoseItOverride":"\u003cp\u003eThe Business Platinum Card from American Express is a great card for frequent travelers looking to add a touch of luxury to their business trips. While the card does come with a high annual fee, you’re also getting a ton of valuable benefits in return. They include generous annual travel credits, unparalleled lounge access that includes Amex Centurion Lounges and more. Read our \u003ca href=\"https://thepointsguy.com/credit-cards/reviews/amex-business-platinum-card-review/\"\u003efull review of the Business Platinum Card from American Express\u003c/a\u003e.\u003c/p\u003e\n"},{"annualFee":"$375","apr":["0% on purchases for 6 months from the date of account opening","18.74% - 27.74% Variable","29.99% Variable"],"aprs":[{"displayText":"0% on purchases for 6 months from the date of account opening","maxValue":0,"minValue":0,"name":"Introductory Purchases APR","rateType":"variable"},{"displayText":"18.74% - 27.74% Variable","maxValue":27.74,"minValue":18.74,"name":"Ongoing Purchases APR","rateType":"variable"},{"displayText":"29.99% Variable","maxValue":29.99,"minValue":29.99,"name":"Ongoing Penalty APR","rateType":"variable"}],"barker":"BEST FOR BUSINESSES WHO WANT CUSTOMIZED REWARDS","brand":"American Express","categorySeperator":{"title":"","link":{"text":"","url":""}},"cons":["Hefty $375 annual fee.","There may be better options for small businesses who don't spend a lot."],"flag":null,"highlight":{"introBonusFeatured":false,"introBonusWidget":true},"ID":"7763","imageSrc":"https://cdn.prodstatic.com/shared/images/cards/278x175/66730280-4aa4-11ef-a7e9-4faf0abfb06f.png","introBonus":{"description":"Earn 100,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*","offer":"Earn 100,000 points","previousValue":""},"limitedTimeOffer":{"callouts":[],"color":"phx-gradient-quaternary","previousBonus":"","text":"ELEVATED BONUS OFFER"},"lastUpdated":"2024-11-08 22:15:07","monetized":true,"moreDetails":["Welcome Offer: Earn 100,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*","0% Intro APR ¤ for 6 months from the date of account opening on purchases eligible for Pay Over Time, then a 18.74% to 27.74% variable APR.*","Earn 4X Membership Rewards® points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.*","Earn 3X Membership Rewards® points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card.*","Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.","Get up to a $12.95** statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. **Up to $12.95 plus applicable taxes on one membership fee.*","The Business Gold Card now comes in three metal designs: Gold, Rose Gold and Limited Edition White Gold. White Gold design is only available while supplies last. Make your selection when you apply on Americanexpress.com.","*Terms Apply"],"moreDetailsWidget":{"alternatives":"\u003cp\u003eIf you’re looking for a lower annual fee or a card that earns bonus points on more purchase categories (not just your top two per month), consider the \u003ca href=\"https://thepointsguy.com/credit-cards/ink-business-preferred-card-review/\"\u003eInk Business Preferred® Credit Card\u003c/a\u003e. You’ll earn 3 Chase Ultimate Rewards points per dollar spent on travel, shipping, select advertising purchases and internet, cable and phone services (on up to $150,000 in annual combined purchases, then 1 point per dollar). Its annual fee is just $95.\u003c/p\u003e\n","alternativesTab":"","howToUse":"\u003cp\u003e\u003cb\u003e“\u003c/b\u003eNo other card provides the earning potential and adaptability this card has. Sure, its annual fee isn’t cheap, but I love the fact that I don’t need to think about what purchases I put on this card. It will automatically adapt and provide 4 points per dollar in my top two spending categories each billing cycle (up to $150,000 of these purchases yearly, then 1 point per dollar).” — \u003ca href=\"https://thepointsguy.com/author/ryansmith/\"\u003eRyan Smith\u003c/a\u003e, former credit cards writer\u003c/p\u003e\n","howToUseTab":"Why it's in my wallet","whatWeLove":"\u003cp\u003eThere are few perks more rewarding than earning a large number of points automatically — but that’s just the attraction of the Amex Business Gold. You’ll earn 4\u0026nbsp;\u003ca href=\"https://thepointsguy.com/guide/ultimate-guide-amex-membership-rewards/\"\u003eMembership Rewards points\u003c/a\u003e per dollar in your top two spending categories each billing cycle (on up to $150,000 of these purchases annually, then 1 point per dollar). Categories include popular business expenses like U.S. restaurants, U.S. advertising in select media and U.S. computer software, to name a few. Plus, you can add up to 99 employee cards, paying just a $95 annual fee for the first five cards, and then a $95 annual fee for each card after (see \u003ca href=\"https://thepointsguy.com/apply-now/american-express-business-gold-card-rates-fees/?tid=post\"\u003erates and fees\u003c/a\u003e). The card currently has a welcome bonus of 100,000 bonus points after spending $15,000 on purchases in the first three months of card membership.\u003c/p\u003e\n","whatWeLoveTab":"","whoItsFor":"\u003cp\u003e\u003ca href=\"https://thepointsguy.com/credit-cards/credit-card-rules-for-business-owners/\"\u003eBusiness owners\u003c/a\u003e who spend in the card’s bonus categories will love its up-to-8% return (based on \u003ca href=\"https://thepointsguy.com/guide/monthly-valuations/\"\u003eTPG’s valuations\u003c/a\u003e). Bonus categories where you can earn up to 4 points per dollar each billing cycle (up to $150,000 spent annually, then 1 point per dollar) include transit purchases; U.S. purchases for online, TV and radio advertising; monthly wireless phone service charges made directly from U.S. service providers; U.S. purchases at gas stations; U.S. purchases at restaurants; and U.S. purchases from electronic goods retailers and cloud system providers. You’ll also enjoy perks like \u003ca href=\"https://thepointsguy.com/credit-cards/ultimate-guide-to-amex-offers/\"\u003eAmex Offers\u003c/a\u003e.\u0026nbsp;\u003c/p\u003e\n","whoItsForTab":""},"offerUrl":"https://thepointsguy.com/oc/7763/","pdpUrl":"https://thepointsguy.com/credit-cards/american-express-business-gold-card","pros":["You'll earn 4 Membership Rewards points per dollar in the top 2 spending categories each billing cycle (on the first $150,000 in combined purchases each calendar year, then 1 point per dollar)."],"recommendedCredit":{"description":"Excellent/Good","range":"670-850"},"reviewLink":"https://thepointsguy.com/credit-cards/amex-business-gold-card-review/","rewardsRates":{"multipliers":[{"description":"Earn 4X Membership Rewards® points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.*","multiplier":"4X"},{"description":"Earn 3X Membership Rewards® points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card.*","multiplier":"3X"},{"description":"1X is earned for other purchases. **","multiplier":"1X"}],"overview":"1 - 4X points"},"superlative":"flexible rewards earning","termsAndConditions":"https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/businessgold-card/42732-9-0?key=tncBody\u0026rwdFlag=rwd","title":"American Express® Business Gold Card","tpgRating":3.5,"whyWeChoseItOverride":"\u003cp\u003eThe Amex Business Gold card is a solid choice for high-spending small businesses with the flexibility to earn 4 points per dollar in the two categories where you spend the most. The card is ideal for businesses who value simplicity above all. Read our full review of the \u003ca href=\"https://thepointsguy.com/credit-cards/amex-business-gold-card-review/\"\u003eAmex Business Gold card\u003c/a\u003e.\u003c/p\u003e\n"},{"annualFee":"No annual fee","apr":["0% on purchases for 12 months from date of account opening","17.74% - 25.74% Variable","29.99% Variable"],"aprs":[{"displayText":"0% on purchases for 12 months from date of account opening","maxValue":0,"minValue":0,"name":"Introductory Purchases APR","rateType":"variable"},{"displayText":"17.74% - 25.74% Variable","maxValue":25.74,"minValue":17.74,"name":"Ongoing Purchases APR","rateType":"variable"},{"displayText":"29.99% Variable","maxValue":29.99,"minValue":29.99,"name":"Ongoing Penalty APR","rateType":"variable"}],"barker":"BEST FOR SMALL BUSINESSES THAT SPEND UNDER $50,000 EACH YEAR","brand":"American Express","categorySeperator":{"title":"","link":{"text":"","url":""}},"cons":["2x points capped at $50,000 a calendar year (then 1x)","No higher bonus categories for business-related spending."],"flag":null,"highlight":{"introBonusFeatured":false,"introBonusWidget":true},"ID":"7760","imageSrc":"https://cdn.prodstatic.com/shared/images/cards/278x175/8218b090-9894-11eb-be9c-9790947db9db.jpg","introBonus":{"description":"Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.","offer":"15,000 Membership Rewards® points","previousValue":""},"limitedTimeOffer":null,"lastUpdated":"2024-11-08 22:49:30","monetized":true,"moreDetails":["Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.","0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 17.74% - 25.74%, based on your creditworthiness and other factors at account opening. APR will not exceed 29.99%","Earn 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply.","You’ve got the power to spend beyond your credit limit* with Expanded Buying Power. *The amount you can spend above your credit limit is flexible, so it adapts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. Just remember, the amount you can spend with Expanded Buying Power is not unlimited.","No Annual Fee","Terms Apply."],"moreDetailsWidget":{"alternatives":"\u003cp\u003eIf you want a card without an annual fee that doesn’t have the earning limits of the Blue Business Plus, look at the \u003ca href=\"https://thepointsguy.com/credit-cards/reviews/ink-business-unlimited-credit-card-review/\"\u003eInk Business Unlimited® Credit Card\u003c/a\u003e. You’ll earn 1.5% back on all purchases (and can convert these into transferable Chase Ultimate Rewards points if you have other eligible Chase credit cards like the Chase Sapphire Preferred® Card). Doing so would yield a 3% return on all spending based on TPG’s valuations.\u003c/p\u003e\n","alternativesTab":"","howToUse":"\u003cp\u003e\u003cb\u003e“\u003c/b\u003eThere are very few no-annual-fee cards that award fully transferable points, but the Amex Blue Business Plus is one of them. Not only that, but you'll earn 2 Membership Rewards points for every dollar you spend (on up to $50,000 each year). That's a fantastic return of 4% back based on TPG's valuations, making this a great option for your small-business needs.” — \u003ca href=\"https://thepointsguy.com/author/nick-ewen/\"\u003eNick Ewen\u003c/a\u003e, director of content\u003c/p\u003e\n","howToUseTab":"Why it's in my wallet","whatWeLove":"\u003cp\u003eThe Blue Business Plus Card from American Express offers a solid earning rate of 2 Membership Rewards points per dollar spent on the first $50,000 in purchases each calendar year, then 1 point per dollar. If your small business spends less than $50,000 each year in purchases, the Blue Business Plus can be a good no-annual-fee option (see\u003ca href=\"https://thepointsguy.com/apply/the-blue-business%e2%84%a0-plus-credit-card-from-american-express-rates-fees/?tid=post\"\u003e rates and fees\u003c/a\u003e) that provides an effective 4% return on spending, based on \u003ca href=\"https://thepointsguy.com/guide/monthly-valuations/\"\u003eTPG’s valuations\u003c/a\u003e of Amex points. For those with spending that falls outside other cards’ bonus categories, this is an excellent option.\u003c/p\u003e\n","whatWeLoveTab":"","whoItsFor":"\u003cp\u003eFreelancers, those with a side hustle, newcomers to points and miles and those with varying expenses will love this card and the fact that it doesn’t require tracking any bonus categories to \u003ca href=\"https://thepointsguy.com/credit-cards/points-miles-when-starting-business/\"\u003emaximize earnings\u003c/a\u003e. Instead, its flat earning rate provides value on all purchases without an annual fee required to unlock its full potential.\u003c/p\u003e\n","whoItsForTab":""},"offerUrl":"https://thepointsguy.com/oc/7760/","pdpUrl":"https://thepointsguy.com/credit-cards/blue-business-plus-credit-card","pros":["No annual fee.","Earn Membership Rewards points; transfer points to 22 travel partners."],"recommendedCredit":{"description":"Excellent, Good","range":"670-850"},"reviewLink":"https://thepointsguy.com/credit-cards/blue-business-plus-amex-card-review/","rewardsRates":{"multipliers":[{"description":"Earn 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply.","multiplier":"2X"}],"overview":"2X points"},"superlative":"no annual fee","termsAndConditions":"https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/bluebusinessplus-credit-card/61468-9-0?rwdFlag=rwd/?rwdFlag=rwd#FeeTable","title":"The Blue Business® Plus Credit Card from American Express","tpgRating":4,"whyWeChoseItOverride":"\u003cp\u003eThe Blue Business Plus is a great card for small business owners who want to earn lucrative Membership Rewards points on everyday business spending. It was created specifically for sole proprietorships and start-ups with limited revenue who would appreciate a card with an introductory interest rate and expanded buying power. Read our full \u003ca href=\"https://thepointsguy.com/credit-cards/blue-business-plus-amex-card-review/\"\u003ereview of the Blue Business Plus Credit Card from American Express\u003c/a\u003e.\u0026nbsp;\u003c/p\u003e\n"},{"annualFee":"$150","apr":["N/A","N/A","N/A","N/A","N/A","None"],"aprs":[{"displayText":"N/A","maxValue":0,"minValue":0,"name":"Introductory Purchases APR","rateType":"fixed"},{"displayText":"N/A","maxValue":0,"minValue":0,"name":"Ongoing Purchases APR","rateType":"fixed"},{"displayText":"N/A","maxValue":0,"minValue":0,"name":"Introductory Balance Transfer APR","rateType":"fixed"},{"displayText":"N/A","maxValue":0,"minValue":0,"name":"Ongoing Balance Transfer APR","rateType":"fixed"},{"displayText":"N/A","maxValue":0,"minValue":0,"name":"Ongoing Cash Advance APR","rateType":"fixed"},{"displayText":"None","maxValue":0,"minValue":0,"name":"Ongoing Penalty APR","rateType":"fixed"}],"barker":"Unlock big cash bonuses for your business","brand":"Capital One","categorySeperator":{"title":"","link":{"text":"","url":""}},"cons":["The card has a $150 annual fee","The required spend to waive the annual fee is very high","The card’s balance must be paid in full every month"],"flag":null,"highlight":{"introBonusFeatured":false,"introBonusWidget":true},"ID":"8145","imageSrc":"https://cdn.prodstatic.com/shared/images/cards/278x175/5eb48ea0-e079-11ee-b6aa-83dad90afdcd.png","introBonus":{"description":"$2,000 cash back once you spend $30,000 in the first 3 months. Earn an additional $2,000 cash bonus for every $500K spent during the first year","offer":"$2,000+ cash back","previousValue":""},"limitedTimeOffer":{"callouts":[],"color":"phx-gradient-quaternary","previousBonus":"","text":"Earn $4,000 or more in cash bonuses"},"lastUpdated":"2024-11-12 16:28:44","monetized":true,"moreDetails":["Earn a one-time cash bonus of $2,000 once you spend $30,000 in the first 3 months","Earn an additional $2,000 cash bonus for every $500K spent during the first year. You can earn this bonus multiple times over the course of year 1!","Earn unlimited 2% cash back on every purchase, everywhere—with no limits or category restrictions","Enjoy purchasing power that adapts to your business. The Spark Cash Plus card has no preset spending limit, so it can adapt to your needs based on your spending behavior, payment history, credit profile and other factors","Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel","Empower your teams to make business purchases while you earn rewards from their transactions with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease","$150 annual fee - Spend $150,000 annually and Capital One will refund this fee every year","Spark Cash Plus has no APR because your balance is due in full every month","For businesses that need large spending capacity and want to maximize cash back"],"moreDetailsWidget":{"alternatives":"\u003cp\u003eIf you’d prefer to earn transferable rewards points or get higher earnings in your most common spending categories, the \u003ca href=\"https://thepointsguy.com/credit-cards/amex-business-gold-card-review/\"\u003eAmerican Express® Business Gold Card\u003c/a\u003e might fit well in your wallet. You’ll earn 4 points per dollar (an 8% return on spending based on \u003ca href=\"https://thepointsguy.com/guide/monthly-valuations/\"\u003eTPG’s valuations\u003c/a\u003e) in your top two spending categories each billing cycle on up to $150,000 of these purchases annually, then 1 point per dollar.\u003c/p\u003e\n","alternativesTab":"","howToUse":"\u003cp\u003eHigh-spending businesses can take home a ton of cash-back without worrying about complicated travel rewards.\u003c/p\u003e\n","howToUseTab":"Why it should be in your wallet","whatWeLove":"\u003cp\u003eWe love earning 2% cash back on all purchases with the Spark Cash Plus, meaning there are no bonus categories to track or complex transfer partners to understand when it’s time to redeem your rewards. Plus, the card has two user-friendly elements: Rewards don’t expire as long as your account is open, and you can redeem your cash back in any increment, starting from just a cent. The annual fee is a reasonable $150 (see \u003ca href=\"https://thepointsguy.com/apply/capital-one-spark-cash-plus-rates-and-fees/\"\u003erates and fees\u003c/a\u003e).\u003c/p\u003e\n","whatWeLoveTab":"","whoItsFor":"\u003cp\u003eBusiness owners whose spending habits fluctuate will love the fact that this card has no preset spending limits. It adapts to you, which can be great when you need to spend more around busy periods or to restock inventory. If you can pay your bill in full each month (which is required on this card), you’ll love this spending flexibility.\u003c/p\u003e\n","whoItsForTab":""},"offerUrl":"https://thepointsguy.com/oc/8145/","pdpUrl":"https://thepointsguy.com/credit-cards/capital-one-spark-cash-plus","pros":["The card features unlimited 2% cash back on every purchase","This card offers a large welcome bonus","Hotels and rental cars booked through Capital One Travel are eligible for 5% cash back"],"recommendedCredit":{"description":"Excellent","range":"740-850"},"reviewLink":"https://thepointsguy.com/credit-cards/reviews/capital-one-spark-cash-plus-review/","rewardsRates":{"multipliers":[{"description":"Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel","multiplier":"5%"},{"description":"Earn unlimited 2% cash back on every purchase, everywhere—with no limits or category restrictions","multiplier":"2%"}],"overview":"2 - 5% cash-back"},"superlative":"unlimited business cash back","termsAndConditions":"https://d25970n8puso9u.cloudfront.net/disclosure.31023.en-US.pdf","title":"Capital One Spark Cash Plus","tpgRating":3.5,"whyWeChoseItOverride":"\u003cp\u003eThe Capital Spark Cash Plus is a great cash back card for larger businesses with high spending. It allows business owners to earn unlimited 2% cash back on every purchase, and Capital One will refund the card’s annual fee if the business meets a minimum spend of $150,000 annually. Read our full \u003ca href=\"https://thepointsguy.com/credit-cards/reviews/capital-one-spark-cash-plus-review/\"\u003ereview of the Capital One Spark Cash Plus credit card\u003c/a\u003e.\u003c/p\u003e\n"},{"annualFee":"$650","apr":["20.24% - 29.24% Variable","29.99% Variable"],"aprs":[{"displayText":"20.24% - 29.24% Variable","maxValue":29.24,"minValue":20.24,"name":"Ongoing Purchases APR","rateType":"variable"},{"displayText":"29.99% Variable","maxValue":29.99,"minValue":29.99,"name":"Ongoing Penalty APR","rateType":"variable"}],"barker":"BEST FOR ELITE DELTA FLYERS","brand":"American Express","categorySeperator":{"title":"","link":{"text":"","url":""}},"cons":["Steep $650 annual fee","Limited reward earning rates outside of Delta purchases"],"flag":null,"highlight":{"introBonusFeatured":false,"introBonusWidget":true},"ID":"7840","imageSrc":"https://cdn.prodstatic.com/shared/images/cards/278x175/0f42c4e0-2412-11ef-bab3-196138b9c6eb.jpeg","introBonus":{"description":"Earn 80,000 Bonus Miles after spending $10,000 in purchases on your new Card in your first 6 months of Card Membership.","offer":"Earn 80,000 Bonus Miles","previousValue":""},"limitedTimeOffer":null,"lastUpdated":"2024-11-08 21:58:45","monetized":true,"moreDetails":["Welcome Offer: Earn 80,000 Bonus Miles after spending $10,000 in purchases on your new Card in your first 6 months of Card Membership.","Enter Delta Sky Club® at no cost. Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.","Earn 3 miles per dollar on eligible Delta purchases.","Get closer to elevated Status next Medallion® Year with MQD Headstart and MQD Boost: receive $2,500 Medallion Qualification Dollars each Medallion Qualification Year and earn $1 MQD for each $10 on purchases with your Delta SkyMiles® Reserve Business American Express Card.","Receive a Companion Certificate on First Class, Delta Comfort+®, or Main Cabin domestic, Caribbean, or Central American roundtrip flights each year after renewal of your Card. The Companion Ticket requires payment of government-imposed taxes and fees of no more than $80 for roundtrip domestic flights and no more than $250 for roundtrip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details.","With the $240 Resy Credit, earn up to $20 per month in statement credits on eligible Resy purchases using your enrolled Card.","Earn up to $10 back each month after using your enrolled Delta SkyMiles® Reserve Business American Express Card for U.S. rideshare purchases with select providers.","Save 15% when booking Award Travel on Delta flights. Not applicable to partner-operated flights or to taxes and fees.","Not a Medallion Member? Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members.","As a benefit of Card Membership, you can check your first bag free on Delta flights, saving up to $70 on a round-trip Delta flight per person. For a family of four that’s a potential savings of up to $280 per round-trip flight.","When you purchase a Delta flight with your Delta SkyMiles® Reserve Business Card, you will receive complimentary access to The Centurion® Lounge or Escape Lounge – The Centurion® Studio Partner.","Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.","Elevate your travel experience with an annual statement credit of up to $250 after using your Delta SkyMiles® Reserve Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.","Enjoy travel without foreign transaction fees from American Express with your Delta SkyMiles® Reserve Business American Express Card.","Terms and limitations apply."],"moreDetailsWidget":{"alternatives":"\u003cp\u003eIf you want a Delta card with a lower annual fee (see \u003ca href=\"https://thepointsguy.com/apply-now/delta-skymiles-platinum-business-american-express-card-rates-fees/?tid=post\"\u003erates and fees\u003c/a\u003e), the \u003ca href=\"https://thepointsguy.com/credit-cards/reviews/platinum-delta-skymiles-business-card-review/\"\u003eDelta SkyMiles® Platinum Business American Express Card\u003c/a\u003e offers Delta perks like an annual companion certificate and a faster path to elite status that could be a better fit for regular Delta travelers.\u003c/p\u003e\n","alternativesTab":"","howToUse":"\u003cp\u003e“The Delta SkyMiles Reserve Business Amex helped me attain airline status without actually having status. As a newbie Delta flyer, I wanted to have a credit card that would make my overall travel experience better. Access to the Delta Sky Club and Centurion lounges when flying Delta are massive perks. The ability to earn triple miles when making Delta purchases, an annual companion pass and a 15% discount when using my SkyMiles to book award travel make the high annual fee on this card worth it.” — \u003ca href=\"https://thepointsguy.com/author/hstreck/\"\u003eHannah Streck, senior SEO manager\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003ci\u003eEffective Feb. 1, 2025, Reserve cardmembers will receive 15 visits per year to the Delta Sky Club; to earn an unlimited number of visits each year starting on Feb. 1, 2025, the total eligible purchases on the card must equal $75,000 or more between Jan. 1, 2024, and Dec. 31, 2024, and each calendar year thereafter.\u003c/i\u003e\u003c/p\u003e\n","howToUseTab":"Why it's in my wallet","whatWeLove":"\u003cp\u003eThe most premium Delta credit card offered to business owners, this card helps earn elite Medallion status in the SkyMiles program and offers Sky Club and Centurion airport lounge access. For regular Delta travelers, the additional perks of a free checked bag, Zone 1 priority boarding and 20% savings on inflight purchases are all valuable benefits offered by a single credit card. \u003c/p\u003e\n\u003cp\u003e\u003ci\u003eEffective Feb. 1, 2025, Reserve cardmembers will receive 15 visits per year to the Delta Sky Club; to earn an unlimited number of visits each year starting on Feb. 1, 2025, the total eligible purchases on the card must equal $75,000 or more between Jan. 1, 2024, and Dec. 31, 2024, and each calendar year thereafter.\u003c/i\u003e\u003c/p\u003e\n","whatWeLoveTab":"","whoItsFor":"\u003cp\u003eBusiness owners who fly Delta regularly and would value Sky Club and Centurion lounge access. Also, those looking to reach elite Medallion status sooner with the help of a credit card that can provide perks like complimentary upgrades, priority airport services and additional baggage allowances.\u0026nbsp;\u003c/p\u003e\n\u003cp\u003e\u003ci\u003eEffective Feb. 1, 2025, Reserve cardmembers will receive 15 visits per year to the Delta Sky Club; to earn an unlimited number of visits each year starting on Feb. 1, 2025, the total eligible purchases on the card must equal $75,000 or more between Jan. 1, 2024, and Dec. 31, 2024, and each calendar year thereafter.\u003c/i\u003e\u003c/p\u003e\n","whoItsForTab":""},"offerUrl":"https://thepointsguy.com/oc/7840/","pdpUrl":"https://thepointsguy.com/credit-cards/delta-skymiles-reserve-business-american-express-card","pros":["A companion certificate that can be used for a US, Mexico, Caribbean or South American first-class, Delta Comfort+ or domestic main cabin round-trip flight","Exclusive lounge access"],"recommendedCredit":{"description":"Excellent/Good","range":"670-850"},"reviewLink":"https://thepointsguy.com/credit-cards/delta-reserve-amex-review/","rewardsRates":{"multipliers":[{"description":"Earn 3 miles per dollar on eligible Delta purchases.","multiplier":"3X"}],"overview":"3X points"},"superlative":"Delta business travelers ","termsAndConditions":"https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/delta-skymiles-reserve/61468-9-0?key=tncBody\u0026rwdFlag=rwd","title":"Delta SkyMiles® Reserve Business American Express Card","tpgRating":3.5,"whyWeChoseItOverride":"\u003cp\u003eIf you’re a high-budget business owner and fly Delta often, the Delta SkyMiles Reserve Business American Express Card is an elite airline card with a sleuth of benefits. While the card does come with a high annual fee, the impressive benefits including exclusive Delta SkyClub and Amex Centurion lounge access, airport, free checked bags, priority boarding and a fast track to Delta’s elite Medallion flying status by spending a considerable amount on the card. Read our full review of the\u0026nbsp;\u003ca href=\"https://thepointsguy.com/credit-cards/delta-reserve-amex-review/\"\u003eDelta SkyMiles Reserve Business Amex Card\u003c/a\u003e.\u0026nbsp;\u003cem\u003eEffective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.\u003c/em\u003e\u003c/p\u003e\n"},{"annualFee":"$95","apr":["20.74% - 26.74% Variable","20.74% - 26.74% Variable","29.74% Variable","Up to 29.99%"],"aprs":[{"displayText":"20.74% - 26.74% Variable","maxValue":26.74,"minValue":20.74,"name":"Ongoing Purchases APR","rateType":"variable"},{"displayText":"20.74% - 26.74% Variable","maxValue":26.74,"minValue":20.74,"name":"Ongoing Balance Transfer APR","rateType":"variable"},{"displayText":"29.74% Variable","maxValue":29.74,"minValue":29.74,"name":"Ongoing Cash Advance APR","rateType":"variable"},{"displayText":"Up to 29.99%","maxValue":29.99,"minValue":29.99,"name":"Ongoing Penalty APR","rateType":"variable"}],"barker":"BEST FOR EARNING POINTS ON BUSINESS EXPENSES","brand":"Chase","categorySeperator":{"title":"","link":{"text":"","url":""}},"cons":["Yearly cap on bonus categories.","No travel perks.","Subject to Chase's 5/24 rule on card applications."],"flag":null,"highlight":{"introBonusFeatured":false,"introBonusWidget":true},"ID":"221211973","imageSrc":"https://cdn.prodstatic.com/shared/images/cards/278x175/dbb16cd0-f075-11eb-99d8-ddd3faec9ad4.png","introBonus":{"description":"Earn 90,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.","offer":"Earn 90,000 bonus points","previousValue":""},"limitedTimeOffer":null,"lastUpdated":"2024-11-08 15:37:34","monetized":true,"moreDetails":["Earn 90k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $900 cash back or $1,125 toward travel when redeemed through Chase Travel\u0026#8480;","Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases","Round-the-clock monitoring for unusual credit card purchases","With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.","Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open","Points are worth 25% more when you redeem for travel through Chase Travel\u0026#8480;","Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.","Member FDIC"],"moreDetailsWidget":{"alternatives":"\u003cp\u003eConsider the\u0026nbsp;\u003ca href=\"https://thepointsguy.com/credit-cards/reviews/capital-one-spark-miles-card-review/\"\u003eCapital One Spark Miles for Business\u003c/a\u003e, which has a $0 introductory annual fee the first year, then $95 (see\u0026nbsp;\u003ca href=\"https://thepointsguy.com/apply/capital-one-spark-miles-for-business-rates-and-fees/\"\u003erates and fees\u003c/a\u003e). It earns 5 miles per dollar spent on hotel and rental car reservations made with Capital One Travel and unlimited 2 miles per dollar spent on other purchases. You’ll also enjoy reimbursement for your Global Entry or TSA PreCheck application fee — a benefit worth up to $100 once every four years.\u003c/p\u003e\n","alternativesTab":"","howToUse":"\u003cp\u003e“I originally signed up for the Ink Business Preferred primarily for its sign-up bonus. But, over the last year, I’ve found myself making it my go-to card when booking travel. After all, the Ink Business Preferred earns 3 points per dollar spent on travel and provides excellent travel protections, including trip delay protection and rental car insurance.”\u0026nbsp; —\u0026nbsp;\u003ca href=\"https://thepointsguy.com/author/katiegenter/\"\u003eKatie Genter\u003c/a\u003e, senior writer\u003c/p\u003e\n","howToUseTab":"Why it's in my wallet","whatWeLove":"\u003cp\u003eWith just a $95 annual fee, you’ll unlock several valuable perks on the \u003ca href=\"https://thepointsguy.com/credit-cards/maximize-rewards-earning-ink-business-preferred/\"\u003eInk Business Preferred\u003c/a\u003e. These include a strong earning structure, valuable insurance benefits and access to Chase’s full range of airline and hotel transfer partners, such as World of Hyatt and United Airlines MileagePlus. Using these partners is the key to getting huge value from your Chase Ultimate Rewards points. Additionally, you can earn a welcome bonus of 90,000 bonus points after spending $8,000 on purchases within three months from account opening.\u003c/p\u003e\n","whatWeLoveTab":"","whoItsFor":"\u003cp\u003eSmall \u003ca href=\"https://thepointsguy.com/credit-cards/consult-with-cards-business-owners/\"\u003ebusiness owners\u003c/a\u003e who spend heavily on travel, shipping, advertising or internet, cable and phone services will benefit from earning 3 points per dollar spent on these purchases (on up to $150,000 of purchases per account year, then 1 point per dollar). Plus, they can take advantage of the card’s primary rental car insurance, excellent\u0026nbsp;\u003ca href=\"https://thepointsguy.com/credit-cards/chase-ink-business-preferred-worth-annual-fee/\"\u003epurchase protection\u003c/a\u003e, extended warranty and\u0026nbsp;\u003ca href=\"https://thepointsguy.com/guide/how-to-submit-cell-phone-insurance-claim-ink-business-preferred/\"\u003ecellphone protection\u003c/a\u003e\u0026nbsp;(when you pay your monthly bill with your card) — valuable benefits if something goes wrong.\u003c/p\u003e\n","whoItsForTab":""},"offerUrl":"https://thepointsguy.com/oc/221211973/","pdpUrl":"https://thepointsguy.com/credit-cards/ink-business-preferred-credit-card","pros":["Access to the Chase Ultimate Rewards portal for points redemption.","Reasonable $95 annual fee.","Bonus categories that are most relevant to business owners; primary car insurance.","Perks including cellphone and purchase protection; extended warranty; trip cancellation/interruption insurance; trip delay reimbursement;."],"recommendedCredit":{"description":"Good, Excellent","range":"670-850"},"reviewLink":"https://thepointsguy.com/credit-cards/ink-business-preferred-card-review/","rewardsRates":{"multipliers":[{"description":"Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year","multiplier":"3X"},{"description":"Earn 1 point per $1 on all other purchases – with no limit to the amount you can earn","multiplier":"1X"}],"overview":"1 - 3X points"},"superlative":"Best for bonus earning","termsAndConditions":"","title":"Ink Business Preferred® Credit Card","tpgRating":4.5,"whyWeChoseItOverride":"\u003cp\u003eThe Ink Business Preferred Credit Card's sign-up bonus is a generous offer for the card. Plus earn points across the four bonus categories (travel, shipping, advertising and telecommunication providers) that are most popular with businesses. The card comes with travel protections, shopping protections and will also have primary coverage when renting a car for business purposes for you and your employees. Read our full \u003ca href=\"https://thepointsguy.com/credit-cards/ink-business-preferred-card-review/\"\u003ereview of the Ink Business Preferred Credit Card\u003c/a\u003e.\u003c/p\u003e\n"},{"annualFee":"$0 intro for first year; $95 after that","apr":["N/A","25.74% (Variable)","N/A","25.74% (Variable)","31.74% (Variable)","34.15% (Variable)"],"aprs":[{"displayText":"N/A","maxValue":0,"minValue":0,"name":"Introductory Purchases APR","rateType":"fixed"},{"displayText":"25.74% (Variable)","maxValue":25.74,"minValue":25.74,"name":"Ongoing Purchases APR","rateType":"variable"},{"displayText":"N/A","maxValue":0,"minValue":0,"name":"Introductory Balance Transfer APR","rateType":"fixed"},{"displayText":"25.74% (Variable)","maxValue":25.74,"minValue":25.74,"name":"Ongoing Balance Transfer APR","rateType":"variable"},{"displayText":"31.74% (Variable)","maxValue":31.74,"minValue":31.74,"name":"Ongoing Cash Advance APR","rateType":"variable"},{"displayText":"34.15% (Variable)","maxValue":34.15,"minValue":34.15,"name":"Ongoing Penalty APR","rateType":"variable"}],"barker":"Best business card for fixed rate cash back","brand":"Capital One","categorySeperator":{"title":"","link":{"text":"","url":""}},"cons":["Charges an annual fee after the first year of card membership"],"flag":null,"highlight":{"introBonusFeatured":false,"introBonusWidget":true},"ID":"10818","imageSrc":"https://cdn.prodstatic.com/shared/images/cards/278x175/30ac1be0-96fe-11ef-8329-f14e8e205e85.png","introBonus":{"description":"Earn $750 cash back once you spend $7,500 in the first 3 months from account opening","offer":"$750 Cash Back","previousValue":""},"limitedTimeOffer":null,"lastUpdated":"2024-11-12 16:01:46","monetized":true,"moreDetails":["For businesses that want to earn 2% cash back on all purchases with the stability that comes with a traditional credit line","Earn a one-time $750 cash bonus once you spend $7,500 on purchases within 3 months from account opening","Earn unlimited 2% cash back for your business on every purchase, everywhere, no limits or category restrictions","Free employee cards, which also earn unlimited 2% cash back on all purchases","Rewards won’t expire for the life of the account, and you can redeem your cash back for any amount","No foreign transaction fees","$0 annual fee for the first year; $95 after that"],"moreDetailsWidget":{"alternatives":"\u003cp\u003eIf your small business would be better off with a no annual fee, consider the \u003ca href=\"https://thepointsguy.com/credit-cards/reviews/ink-business-unlimited-credit-card-review/\"\u003eInk Business Unlimited® Credit Card\u003c/a\u003e. It features a lower cash back reward rate but also comes with a decent welcome bonus.\u003c/p\u003e\n","alternativesTab":"","howToUse":"\u003cp\u003eIf you’re looking for a simple business card that earns unlimited cash back and offers some business perks, consider adding the Capital One Spark Cash card to your wallet.\u003c/p\u003e\n","howToUseTab":"Why it should be in your wallet","whatWeLove":"\u003cp\u003eThis card offers uncapped cash back earning potential, which business owners can then pour back into their enterprises.\u003c/p\u003e\n","whatWeLoveTab":"","whoItsFor":"\u003cp\u003eThis is a good option for business owners who prioritize earning cash back rewards over points and miles and who don’t want to deal with the hassle of tracking bonus spend categories.\u003c/p\u003e\n","whoItsForTab":""},"offerUrl":"https://thepointsguy.com/oc/10818/","pdpUrl":"https://thepointsguy.com/credit-cards/capital-one-spark-cash","pros":["Generous welcome offer","No foreign transaction fees","Unlimited 2% cash back"],"recommendedCredit":{"description":"Excellent","range":"740-850"},"reviewLink":"https://thepointsguy.com/credit-cards/reviews/capital-one-spark-cash-review/","rewardsRates":{"multipliers":[{"description":"5% cash back on hotels and rental cars booked through Capital One Travel","multiplier":"5%"},{"description":"2% cash back on every purchase","multiplier":"2%"}],"overview":"2 - 5% cash-back"},"superlative":"Best for flat-rate business cash back rewards","termsAndConditions":"https://d25970n8puso9u.cloudfront.net/disclosure.31026.en-US.pdf","title":"Capital One Spark Cash","tpgRating":2.5,"whyWeChoseItOverride":"\u003cp\u003eThe Capital One Spark Cash Credit Card is a solid small business card that offers 2% cash back on all purchases and a generous welcome offer. This card features an annual fee of $95 that is waived in the first year of membership and also provides business owners with additional perks like itemized reports and no foreign transaction fees when purchasing abroad.\u003c/p\u003e\n"},{"annualFee":"$0 intro for first year; $95 after that","apr":["N/A","25.74% (Variable)","N/A","25.74% (Variable)","31.74% (Variable)","34.15% (Variable)"],"aprs":[{"displayText":"N/A","maxValue":0,"minValue":0,"name":"Introductory Purchases APR","rateType":"fixed"},{"displayText":"25.74% (Variable)","maxValue":25.74,"minValue":25.74,"name":"Ongoing Purchases APR","rateType":"variable"},{"displayText":"N/A","maxValue":0,"minValue":0,"name":"Introductory Balance Transfer APR","rateType":"fixed"},{"displayText":"25.74% (Variable)","maxValue":25.74,"minValue":25.74,"name":"Ongoing Balance Transfer APR","rateType":"variable"},{"displayText":"31.74% (Variable)","maxValue":31.74,"minValue":31.74,"name":"Ongoing Cash Advance APR","rateType":"variable"},{"displayText":"34.15% (Variable)","maxValue":34.15,"minValue":34.15,"name":"Ongoing Penalty APR","rateType":"variable"}],"barker":"BEST FOR FLAT-RATE EARNING ON BUSINESS PURCHASES","brand":"Capital One","categorySeperator":{"title":"","link":{"text":"","url":""}},"cons":["The sign-up bonus is only worth $925 according to TPG valuations (not provided by the issuer), which falls short against some of the top business travel cards.","The card comes with minimal perks if you’re wanting additional benefits for when you travel."],"flag":null,"highlight":{"introBonusFeatured":false,"introBonusWidget":true},"ID":"221010772","imageSrc":"https://cdn.prodstatic.com/shared/images/cards/278x175/99b583a0-ff6d-11eb-bb36-9183285abe2c.png","introBonus":{"description":"Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening","offer":"50,000 miles","previousValue":""},"limitedTimeOffer":null,"lastUpdated":"2024-11-12 16:23:17","monetized":true,"moreDetails":["Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening","Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account","Unlimited 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel","Transfer your miles to 15+ travel loyalty programs","Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services","Receive up to a $120 credit for Global Entry or TSA PreCheck®","$0 intro annual fee for the first year; $95 after that","Free employee cards which also earn unlimited 2X miles from their purchases"],"moreDetailsWidget":{"alternatives":"\u003cp\u003eThe \u003ca href=\"https://thepointsguy.com/credit-cards/ink-business-preferred-card-review/\"\u003eInk Business Preferred® Credit Card\u003c/a\u003e has the same $95 annual fee but earns Chase Ultimate Rewards points instead of Capital One miles. You’ll earn 3 points per dollar spent on travel, shipping, select advertising purchases and internet, cable and phone services (on up to $150,000 in annual combined purchases, then 1 point per dollar); you’ll earn 1 point per dollar on other purchases.\u003c/p\u003e\n","alternativesTab":"","howToUse":"\u003cp\u003eYou’ll earn transferable points on every purchase without worrying about bonus categories, all for a low annual fee.\u003c/p\u003e\n","howToUseTab":"Why it should be in your wallet","whatWeLove":"\u003cp\u003eThe Capital One Spark Miles for Business card has an intro offer of 50,000 miles after spending $4,500 in the first three months from account opening. Based on \u003ca href=\"https://thepointsguy.com/guide/monthly-valuations/\"\u003eTPG’s valuations\u003c/a\u003e, this bonus is worth $925. You can transfer Capital One miles to 15+ airline and hotel transfer partners, including Air Canada Aeroplan and Wyndham Rewards, and you’ll earn at least 2 miles per dollar spent on all purchases. Plus, the card has an introductory annual fee of $0 the first year, then $95 (see \u003ca href=\"https://thepointsguy.com/apply/capital-one-spark-miles-for-business-rates-and-fees/\"\u003erates and fees\u003c/a\u003e).\u003c/p\u003e\n","whatWeLoveTab":"","whoItsFor":"\u003cp\u003eBusiness owners who want to earn a transferable currency will love Capital One miles, which have grown in value and redemption options over the past few years. You’ll also enjoy a\u0026nbsp;\u003ca href=\"https://thepointsguy.com/credit-cards/global-entry/\"\u003eGlobal Entry or TSA PreCheck application fee credit\u003c/a\u003e (up to $120) and the flexibility to use your miles to \u003ca href=\"https://thepointsguy.com/guide/redeem-capital-one-miles-fixed-value/\"\u003ecover travel expenses at a fixed value\u003c/a\u003e of 1 cent apiece. If you’re looking for a card that earns valuable miles without needing to track bonus categories, this is it.\u003c/p\u003e\n","whoItsForTab":""},"offerUrl":"https://thepointsguy.com/oc/221010772/","pdpUrl":"https://thepointsguy.com/credit-cards/capital-one-spark-miles","pros":["You’ll earn 2 miles per dollar on every purchase, which means you don’t have to juggle different bonus categories.","Employee cards are free and also earn 2 miles per dollar on all spending.","It’s an affordable card that only charges $95 in annual fees, and that fee is $0 the first year."],"recommendedCredit":{"description":"Excellent, Good","range":"670-850"},"reviewLink":"https://thepointsguy.com/credit-cards/reviews/capital-one-spark-miles-card-review/","rewardsRates":{"multipliers":[{"description":"5 Miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel","multiplier":"5 Miles"},{"description":"2 Miles per $1 on every purchase, everywhere","multiplier":"2 Miles"}],"overview":"2 - 5X miles"},"superlative":"everyday business spending","termsAndConditions":"https://d25970n8puso9u.cloudfront.net/disclosure.31042.en-US.pdf","title":"Capital One Spark Miles for Business","tpgRating":4,"whyWeChoseItOverride":"\u003cp\u003eThe Capital One Spark Miles for Business offers a simple way to earn rewards on every business purchase, no matter the category. Those miles can then be easily redeemed for travel purchases or by transferring to partners. Read our \u003ca href=\"https://thepointsguy.com/credit-cards/reviews/capital-one-spark-miles-card-review/\"\u003efull review of the Capital One Spark Miles for Business.\u003c/a\u003e\u003c/p\u003e\n"},{"annualFee":"$0","apr":["0% Intro APR on Purchases for 12 Months","17.99% - 23.99% Variable","17.99% - 23.99% Variable","29.74% Variable","Up to 29.99%"],"aprs":[{"displayText":"0% Intro APR on Purchases for 12 Months","maxValue":0,"minValue":0,"name":"Introductory Purchases APR","rateType":"variable"},{"displayText":"17.99% - 23.99% Variable","maxValue":23.99,"minValue":17.99,"name":"Ongoing Purchases APR","rateType":"variable"},{"displayText":"17.99% - 23.99% Variable","maxValue":23.99,"minValue":17.99,"name":"Ongoing Balance Transfer APR","rateType":"variable"},{"displayText":"29.74% Variable","maxValue":29.74,"minValue":29.74,"name":"Ongoing Cash Advance APR","rateType":"variable"},{"displayText":"Up to 29.99%","maxValue":29.99,"minValue":29.99,"name":"Ongoing Penalty APR","rateType":"variable"}],"barker":"Best for Freelancers","brand":"Chase","categorySeperator":{"title":"","link":{"text":"","url":""}},"cons":["No conversion to Chase points without holding the Chase Sapphire Reserve, Chase Sapphire Preferred or Ink Business Preferred.","Higher spend to receive sign-up bonus.","No travel protections."],"flag":null,"highlight":{"introBonusFeatured":false,"introBonusWidget":true},"ID":"6217","imageSrc":"https://cdn.prodstatic.com/shared/images/cards/278x175/c16ef160-f077-11eb-99d8-ddd3faec9ad4.png","introBonus":{"description":"Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.","offer":"Earn $750 bonus cash back","previousValue":""},"limitedTimeOffer":null,"lastUpdated":"2024-11-08 14:24:54","monetized":true,"moreDetails":["Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening","Earn unlimited 1.5% cash back on every purchase made for your business","No Annual Fee","Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards\u0026#174.","Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.","Round-the-clock monitoring for unusual credit card purchases","With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.","0% introductory APR for 12 months on purchases","Member FDIC"],"moreDetailsWidget":{"alternatives":"\u003cp\u003eIf you’re looking for a card that rewards you based on your banking relationship, the \u003ca href=\"https://thepointsguy.com/credit-cards/bank-of-america-business-advantage-unlimited-review/\"\u003eBank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card\u003c/a\u003e earns 1.5% back on all purchases. Those with banking and investment accounts at Bank of America can bump their earning rate up to 2.625% on all purchases thanks to\u003ca href=\"https://thepointsguy.com/credit-cards/bank-of-america-preferred-rewards-program/\"\u003e Bank of America Preferred Rewards for Business\u003c/a\u003e.\u003c/p\u003e\n","alternativesTab":"","howToUse":"\u003cp\u003e“I have the Chase Ink Business trilogy — the Ink Business Cash Credit Card, Ink Business Preferred Credit Card and Ink Business Unlimited Credit Card. The first two cards maximize my points-earning on things like office supply, internet and phone purchases, while the Ink Unlimited covers everything else with a flat 1.5% earn rate. The fact that I have the Ink Preferred means I can convert my cash back from the Ink Unlimited into more valuable Chase Ultimate Rewards points. This no-annual-fee card will stay in my wallet for years to come.” — \u003ca href=\"https://thepointsguy.com/author/mmoffitt/\"\u003eMatt Moffitt\u003c/a\u003e, senior credit cards editor\u003c/p\u003e\n","howToUseTab":"Why it's in my wallet","whatWeLove":"\u003cp\u003eIf you’re looking for ease of earning on all your purchases — or a card that earns well on purchases that don’t fall into bonus categories with other credit cards — the Ink Unlimited card is a clear winner. Freelancers and independent contractors love the ability to earn 1.5% back on all purchases, pay no annual fee and even combine the points they earn with Chase Ultimate Rewards from other eligible Chase credit cards like the Chase Sapphire Preferred® Card. Plus, there are no earning limits on this card.\u003c/p\u003e\n","whatWeLoveTab":"","whoItsFor":"\u003cp\u003eThere are two types of business owners who will benefit from this card. The first is the person looking for a card with a lucrative earning structure but no annual fee. The second is someone who needs a card for those “other” expenses that fall outside the bonus categories offered by other rewards cards in their wallet. This is an ideal card for everyday business expenses.\u003c/p\u003e\n","whoItsForTab":""},"offerUrl":"https://thepointsguy.com/oc/6217/","pdpUrl":"https://thepointsguy.com/credit-cards/ink-business-unlimited-credit-card","pros":["Earn a generous welcome bonus.","No Annual Fee.","Primary insurance for car rentals."],"recommendedCredit":{"description":"Good, Excellent","range":"670-850"},"reviewLink":"https://thepointsguy.com/credit-cards/reviews/ink-business-unlimited-credit-card-review/","rewardsRates":{"multipliers":[{"description":"Earn unlimited 1.5% cash back on every purchase made for your business","multiplier":"1.5%"}],"overview":"1.5% cash-back"},"superlative":"freelancers","termsAndConditions":"","title":"Ink Business Unlimited® Credit Card","tpgRating":4,"whyWeChoseItOverride":"\u003cp\u003eThe Ink Business Unlimited offers unlimited 1.5% cash back on every business purchase. It fills in rewards gaps not covered by the Ink Business Cash® Credit Card and the Ink Business Preferred® Credit Card. You can maximize this card by pairing it with cards including the Chase Sapphire Reserve®, the Chase Sapphire Preferred® Card and the Ink Business Preferred. Read our full \u003ca href=\"https://thepointsguy.com/credit-cards/reviews/ink-business-unlimited-credit-card-review/\"\u003ereview of the Ink Business Unlimited Credit Card\u003c/a\u003e.\u003c/p\u003e\n"},{"annualFee":"$0","apr":["0% Intro APR on Purchases for 12 months","17.99% - 25.99% Variable","17.99% - 25.99% Variable","29.74% Variable","Up to 29.99%"],"aprs":[{"displayText":"0% Intro APR on Purchases for 12 months","maxValue":0,"minValue":0,"name":"Introductory Purchases APR","rateType":"fixed"},{"displayText":"17.99% - 25.99% Variable","maxValue":25.99,"minValue":17.99,"name":"Ongoing Purchases APR","rateType":"variable"},{"displayText":"17.99% - 25.99% Variable","maxValue":25.99,"minValue":17.99,"name":"Ongoing Balance Transfer APR","rateType":"variable"},{"displayText":"29.74% Variable","maxValue":29.74,"minValue":29.74,"name":"Ongoing Cash Advance APR","rateType":"variable"},{"displayText":"Up to 29.99%","maxValue":29.99,"minValue":29.99,"name":"Ongoing Penalty APR","rateType":"variable"}],"barker":"BEST FOR BONUS CASH BACK ON BUSINESS EXPENSES","brand":"Chase","categorySeperator":{"title":"","link":{"text":"","url":""}},"cons":["5% and 2% cash back earned on certain categories is capped at the first $25,000 you make in combined purchases each account anniversary year."],"flag":null,"highlight":{"introBonusFeatured":false,"introBonusWidget":true},"ID":"221210138","imageSrc":"https://cdn.prodstatic.com/shared/images/cards/278x175/ec0dc800-f078-11eb-a48f-65ac0bb53c5b.png","introBonus":{"description":"Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening.","offer":"Earn up to $750 bonus cash back","previousValue":""},"limitedTimeOffer":null,"lastUpdated":"2024-11-08 15:21:34","monetized":true,"moreDetails":["Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening","Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year","Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases","With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.","No Annual Fee","Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.","0% introductory APR for 12 months on purchases","Member FDIC"],"moreDetailsWidget":{"alternatives":"\u003cp\u003eIf your expenses are spread across many categories, you may prefer a card that earns a flat rate on all purchases. Consider \u003ca href=\"https://thepointsguy.com/credit-cards/blue-business-plus-amex-card-review/\"\u003eThe Blue Business® Plus Credit Card from American Express\u003c/a\u003e, which earns 2\u0026nbsp;\u003ca href=\"https://thepointsguy.com/credit-cards/sweet-spots-american-express-membership-rewards/\"\u003eAmerican Express Membership Rewards\u003c/a\u003e points per dollar spent on all purchases (on up to $50,000 of purchases annually, then 1 point per dollar) and has no annual fee (see\u003ca href=\"https://thepointsguy.com/apply/the-blue-business%e2%84%a0-plus-credit-card-from-american-express-rates-fees/?tid=post\"\u003e rates and fees\u003c/a\u003e).\u003c/p\u003e\n","alternativesTab":"","howToUse":"\u003cp\u003e“I love this card for awarding 5% back on my telecommunication services and office supply purchases, all with no annual fee. But my favorite perk is taking those cash-back rewards and combining them with my earnings from the Chase Sapphire Reserve. This means I’m effectively earning 5 fully-transferable Ultimate Rewards points for every dollar I spend in these categories — which I then can transfer to valuable partners like World of Hyatt and Air Canada Aeroplan.” — \u003ca href=\"https://thepointsguy.com/author/nick-ewen/\"\u003eNick Ewen\u003c/a\u003e, director of content\u003c/p\u003e\n","howToUseTab":"Why it's in my wallet","whatWeLove":"\u003cp\u003eNo card can match the Ink Business Cash for earning on office supplies. You’ll love accruing 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year, plus 2% back on the first $25,000 in combined purchases at gas stations and restaurants each account anniversary year. New applicants can earn up to $750 back: $350 when you spend $3,000 on purchases in the first three months and an additional $400 after spending $6,000 on purchases within six months of account opening. However, you can turn your cash back into Chase Ultimate Rewards points if you have other eligible Chase credit cards, such as the Chase Sapphire Preferred® Card.\u003c/p\u003e\n","whatWeLoveTab":"","whoItsFor":"\u003cp\u003eThis is an ideal card for business owners whose primary expenses are at office supply stores, telecommunications providers, gas stations or restaurants thanks to those bonus categories. You can earn handsomely in these categories without paying an annual fee to keep the card in your wallet.\u003c/p\u003e\n","whoItsForTab":""},"offerUrl":"https://thepointsguy.com/oc/221210138/","pdpUrl":"https://thepointsguy.com/credit-cards/ink-business-cash","pros":["Earn $350 after you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months from account opening.","You’ll earn 5% at office supply stores and on common monthly bills such as internet, cable and phone services. Plus, you’ll earn 2% cash back at gas stations and restaurants each account anniversary year."],"recommendedCredit":{"description":"Good, Excellent","range":"670-850"},"reviewLink":"https://thepointsguy.com/credit-cards/credit-card-review-ink-business-cash-credit-card/","rewardsRates":{"multipliers":[{"description":"Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year","multiplier":"5%"},{"description":"Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year","multiplier":"2%"},{"description":"Earn 1% cash back on all other card purchases with no limit to the amount you can earn","multiplier":"1%"}],"overview":"1 - 5% cash-back"},"superlative":"office supplies","termsAndConditions":"","title":"Ink Business Cash® Credit Card","tpgRating":4,"whyWeChoseItOverride":"\u003cp\u003eThe Chase Ink Business Cash is an excellent no annual fee card for small business owners. Cardholders can earn 5% cash back on office supplies and select utilities, as well as 2% cash back at restaurants and gas stations. Ink Business Cash cardholders also get automatic credit limit increase assessments every six months — and sometimes even sooner — to suit the needs of their growing enterprises. Read our full \u003ca href=\"https://thepointsguy.com/credit-cards/credit-card-review-ink-business-cash-credit-card/\"\u003ereview of the Chase Ink Business Cash card\u003c/a\u003e.\u0026nbsp;\u003c/p\u003e\n"},{"annualFee":"$199","apr":["20.99% - 27.99% Variable","20.99% - 27.99% Variable","29.74% Variable","Up to 29.99%"],"aprs":[{"displayText":"20.99% - 27.99% Variable","maxValue":27.99,"minValue":20.99,"name":"Ongoing Purchases APR","rateType":"variable"},{"displayText":"20.99% - 27.99% Variable","maxValue":27.99,"minValue":20.99,"name":"Ongoing Balance Transfer APR","rateType":"variable"},{"displayText":"29.74% Variable","maxValue":29.74,"minValue":29.74,"name":"Ongoing Cash Advance APR","rateType":"variable"},{"displayText":"Up to 29.99%","maxValue":29.99,"minValue":29.99,"name":"Ongoing Penalty APR","rateType":"variable"}],"barker":"BEST FOR FREQUENT SOUTHWEST BUSINESS TRAVELERS","brand":"Chase","categorySeperator":{"title":"","link":{"text":"","url":""}},"cons":["$199 annual fee means only those loyal to Southwest will truly benefit"],"flag":null,"highlight":{"introBonusFeatured":false,"introBonusWidget":true},"ID":"6694","imageSrc":"https://cdn.prodstatic.com/shared/images/cards/278x175/582159d0-06a3-11ed-92d2-4352643c3844.png","introBonus":{"description":"Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.","offer":"Earn 80,000 points.","previousValue":""},"limitedTimeOffer":null,"lastUpdated":"2024-10-10 13:41:11","monetized":true,"moreDetails":["Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.","9,000 bonus points after your Cardmember anniversary.","Earn 4X pts on Southwest® purchases.","Earn 3X points on Rapid Rewards® hotel and car rental partners.","Earn 2X points on rideshare.","Earn 2X points on social media and search engine advertising, internet, cable, and phone services and 1X points on all other purchases.","4 Upgraded Boardings per year when available.","Member FDIC"],"moreDetailsWidget":{"alternatives":"\u003cp\u003eIf you only fly Southwest a handful of times per year or want a lower annual fee, you should consider the \u003ca href=\"https://thepointsguy.com/credit-cards/reviews/southwest-premier-business-card-review/\"\u003eSouthwest® Rapid Rewards® Premier Business Credit Card\u003c/a\u003e instead. You'll enjoy a 25% discount on inflight drinks and Wi-Fi purchases, have the chance to spend your way toward A-List status, get a shortcut toward the Companion Pass and receive two EarlyBird check-ins each year.\u003c/p\u003e\n","alternativesTab":"","howToUse":"\u003cp\u003e“It made sense for me to get this as my first Southwest card given that I live in Austin, where almost 40% of flights are operated by Southwest. I get the most value out of this card by taking advantage of the upgraded boardings, inflight Wi-Fi credits and 9,000 anniversary bonus points, which help offset the significant annual fee.” — \u003ca href=\"https://thepointsguy.com/author/mmoffitt/\"\u003eMatt Moffitt\u003c/a\u003e, senior credit cards editor\u003c/p\u003e\n","howToUseTab":"Why it's in my wallet","whatWeLove":"\u003cp\u003eThe Southwest Performance Business credit card is ideal for Southwest fans, as it’s packed with perks that will make business trips on the airline more comfortable than ever, especially for those who don’t yet have A-List or A-List Preferred status. You’ll earn extra points in popular business categories, enjoy four priority boarding positions each year, receive up to 365 inflight Wi-Fi credits annually and have the ability to accelerate your path to the \u003ca href=\"https://thepointsguy.com/credit-cards/earn-southwest-companion-pass-new-year/\"\u003eSouthwest Airlines Companion Pass\u003c/a\u003e.\u003c/p\u003e\n","whatWeLoveTab":"","whoItsFor":"\u003cp\u003eBusiness owners who can both take advantage of those day-of-travel perks and maximize this card’s earning structure. It accrues 4 points per dollar spent on Southwest purchases; 3 points per dollar spent on Rapid Rewards hotel and car rental partner purchases; 2 points per dollar spent on social media and search engine advertising, internet, cable, phone services, local transit and commuting; and 1 point per dollar spent on other eligible purchases.\u003c/p\u003e\n","whoItsForTab":""},"offerUrl":"https://thepointsguy.com/oc/6694/","pdpUrl":"https://thepointsguy.com/credit-cards/southwest-rapid-rewards-performance-business-credit-card","pros":["9,000 points on each cardmember anniversary","Global Entry/TSA PreCheck/Nexus credit (up to $120 starting Oct. 1, 2024)","4 upgraded boardings a year"],"recommendedCredit":{"description":"Excellent/Good","range":"670-850"},"reviewLink":"https://thepointsguy.com/credit-cards/reviews/southwest-performance-business-credit-card-review/","rewardsRates":{"multipliers":[{"description":"Earn 4X pts on Southwest® purchases.","multiplier":"4X"},{"description":"Earn 3X points on Rapid Rewards® hotel and car rental partners.","multiplier":"3X"},{"description":"Earn 2X points on rideshare.","multiplier":"2X"},{"description":"Earn 2X points on social media and search engine advertising, internet, cable, and phone services.","multiplier":"2X"},{"description":"1X points on all other purchases.","multiplier":"1X"}],"overview":"1 - 4X points"},"superlative":"frequent Southwest Airlines flyers","termsAndConditions":"","title":"Southwest® Rapid Rewards® Performance Business Credit Card","tpgRating":3,"whyWeChoseItOverride":"\u003cp\u003eThe Southwest Rapid Rewards Performance Business card is ideal for business travelers and loyal Southwest flyers interested in hitting A-List status or earning a Companion Pass. Read our full \u003ca href=\"https://thepointsguy.com/credit-cards/reviews/southwest-performance-business-credit-card-review/\"\u003ereview of the Southwest Rapid Rewards Performance Business Credit Card\u003c/a\u003e.\u0026nbsp;\u003c/p\u003e\n"},{"annualFee":"$0 introductory annual fee for the first year, then $99.","apr":["21.49% - 28.49% Variable","21.49% - 28.49% Variable","29.74% Variable","Up to 29.99%"],"aprs":[{"displayText":"21.49% - 28.49% Variable","maxValue":28.49,"minValue":21.49,"name":"Ongoing Purchases APR","rateType":"variable"},{"displayText":"21.49% - 28.49% Variable","maxValue":28.49,"minValue":21.49,"name":"Ongoing Balance Transfer APR","rateType":"variable"},{"displayText":"29.74% Variable","maxValue":29.74,"minValue":29.74,"name":"Ongoing Cash Advance APR","rateType":"variable"},{"displayText":"Up to 29.99%","maxValue":29.99,"minValue":29.99,"name":"Ongoing Penalty APR","rateType":"variable"}],"barker":"BEST FOR BUSINESS OWNERS LOYAL TO UNITED","brand":"Chase","categorySeperator":{"title":"","link":{"text":"","url":""}},"cons":["Redemption options are mostly limited to United and its partners","Other United cards have higher earning rates on some purchases","You might get more use from transferable points instead of United miles"],"flag":null,"highlight":{"introBonusFeatured":false,"introBonusWidget":true},"ID":"6873","imageSrc":"https://cdn.prodstatic.com/shared/images/cards/278x175/33373120-29b1-11ef-b4f7-c5c0eef3d8bb.png","introBonus":{"description":"Earn 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.","offer":"Earn 75,000 bonus miles","previousValue":""},"limitedTimeOffer":null,"lastUpdated":"2024-11-14 19:04:21","monetized":true,"moreDetails":["Earn 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.","$0 introductory annual fee for the first year, then $99.","2x miles on United® purchases, dining including eligible delivery services, at gas stations, office supply stores, and on local transit and commuting.","1x mile on all other purchases. Plus, employee cards at no additional cost - miles earned from their purchases accrue in your account so you can earn rewards faster.","Receive a 5,000-mile \"better together\" bonus each anniversary when you have both the United\u0026#8480; Business Card and a personal Chase United® credit card.","Enjoy a free first checked bag - a savings of up to $160 per roundtrip (terms apply), 2 United Club\u0026#8480; one-time passes per year, and priority boarding privileges.","$100 United® travel credit after 7 United flight purchases of $100 or more each anniversary year.","Member FDIC"],"moreDetailsWidget":{"alternatives":"\u003cp\u003eIf you’re looking for points you can use with United and in other ways, see if the \u003ca href=\"https://thepointsguy.com/credit-cards/ink-business-preferred-card-review/\"\u003eInk Business Preferred® Credit Card\u003c/a\u003e is a better fit for your wallet. For a $95 annual fee, this card earns \u003ca href=\"https://thepointsguy.com/guide/chase-ultimate-rewards/\"\u003eChase Ultimate Rewards points\u003c/a\u003e that you can transfer to more than a dozen airline and hotel partners, including United, though you do miss out on the airline-specific perks.\u003c/p\u003e\n","alternativesTab":"","howToUse":"\u003cp\u003e“As a frequent United traveler, I actually have a couple of United credit cards that unlock different perks and benefits. While I initially got the United Business Card for the bonus and to keep business expenses separate, I keep it for the discount on inflight purchases, the 5,000 annual mile bonus for having both a business and personal United card and the $100 statement credit for charging at least seven annual United flights to the card.” — \u003ca href=\"https://thepointsguy.com/author/shull/\"\u003eSummer Hull\u003c/a\u003e, director of content\u003c/p\u003e\n","howToUseTab":"Why it's in my wallet","whatWeLove":"\u003cp\u003eThe United Business Card is an affordable option for business travelers who tend to fly with United and its partners. This is a great card to pair with your personal United credit card, too, because it will not only help you keep personal and business expenses separate, but you’ll also receive 5,000 bonus miles each year on your United Business Card account anniversary for carrying both cards. Plus, you can spend your way toward \u003ca href=\"https://thepointsguy.com/guide/what-is-united-elite-status-worth/\"\u003eUnited elite status\u003c/a\u003e and gain access to expanded award availability when it comes time to redeem those MileagePlus miles.\u003c/p\u003e\n","whatWeLoveTab":"","whoItsFor":"\u003cp\u003eThose who want elite-like benefits with United — such as priority boarding and free checked bags — but aren’t willing to shell out for premium cards with lounge access will love this card. Its earning rates, perks and moderate annual fee ($0 introductory annual fee for the first year, then $99) are a powerful combination for those who fly United a few times a year.\u003c/p\u003e\n","whoItsForTab":""},"offerUrl":"https://thepointsguy.com/oc/6873/","pdpUrl":"https://thepointsguy.com/credit-cards/united-business-card","pros":["Earns 2 miles per $1 spent in a variety of categories, including United purchases, dining (including eligible delivery services), gas, office supplies and more","Get a $100 United travel credit after qualifying purchases each year","If you have a personal United card, too, you can earn 5,000 bonus miles each year","Open employee cards at no additional cost"],"recommendedCredit":{"description":"Excellent/Good","range":"670-850"},"reviewLink":"https://thepointsguy.com/credit-cards/reviews/united-business-card-review-benefits-for-small-business-travelers-who-fly-united/","rewardsRates":{"multipliers":[{"description":"2x miles on United® purchases, dining, at gas stations, office supply stores and on local transit and commuting.","multiplier":"2x"},{"description":"1x mile on all other purchases.","multiplier":"1x"}],"overview":"1 - 2X points"},"superlative":"United Airlines flyers","termsAndConditions":"","title":"United℠ Business Card","tpgRating":4,"whyWeChoseItOverride":"\u003cp\u003eThe United Business Card offers a plethora of travel benefits that will benefit business owners who prefer to fly United — all for a reasonable annual fee. Read our full \u003ca href=\"https://thepointsguy.com/credit-cards/reviews/united-business-card-review-benefits-for-small-business-travelers-who-fly-united/\"\u003ereview of the United Business Card\u003c/a\u003e.\u0026nbsp;\u003c/p\u003e\n"},{"annualFee":"$0","apr":["0% Intro APR for 9 billing cycles for purchases","17.99% - 27.99% Variable APR on purchases and balance transfers","17.99% - 27.99% Variable APR on purchases and balance transfers","28.99% Variable APR for Cash Advances and Convenience Checks"],"aprs":[{"displayText":"0% Intro APR for 9 billing cycles for purchases","maxValue":0,"minValue":0,"name":"Introductory Purchases APR","rateType":"variable"},{"displayText":"17.99% - 27.99% Variable APR on purchases and balance transfers","maxValue":27.99,"minValue":17.99,"name":"Ongoing Purchases APR","rateType":"variable"},{"displayText":"17.99% - 27.99% Variable APR on purchases and balance transfers","maxValue":27.99,"minValue":17.99,"name":"Ongoing Balance Transfer APR","rateType":"variable"},{"displayText":"28.99% Variable APR for Cash Advances and Convenience Checks","maxValue":28.99,"minValue":28.99,"name":"Ongoing Cash Advance APR","rateType":"variable"}],"barker":"Best flat-rate business card for Preferred Rewards for Business members","brand":"Bank of America","categorySeperator":{"title":"","link":{"text":"","url":""}},"cons":["There’s a 3% foreign transaction fee, so you want to avoid using this card on your international travels.","Redemption options are limited to cash back rewards."],"flag":null,"highlight":{"introBonusFeatured":false,"introBonusWidget":true},"ID":"8041","imageSrc":"https://cdn.prodstatic.com/shared/images/cards/278x175/108f1340-2fa7-11ee-88ac-8d33dad17a11.png","introBonus":{"description":"Get a $300 online statement credit after you make at least $3,000 in purchases in the first 90 days of your account opening.","offer":"$300","previousValue":""},"limitedTimeOffer":null,"lastUpdated":"2024-10-02 11:58:49","monetized":true,"moreDetails":["Get a $300 online statement credit after you make at least $3,000 in purchases in the first 90 days of your account opening.","Earn unlimited 1.5% cash back on purchases, or join Preferred Rewards for Business for no fee, and earn up to an unlimited 2.62% cash back on all purchases if you have a Bank of America\u0026reg; business checking account and qualify for Preferred Rewards for Business Platinum Honors tier.","No annual cap and cash rewards don’t expire as long as your account remains open.","No annual fee.","Choose how to redeem your cash rewards – as a deposit into your Bank of America\u0026reg; checking or savings account, as a card statement credit or as a check mailed to you.","0% Introductory APR on purchases for your first 9 billing cycles. After the intro APR offer ends, a Variable APR that's currently 17.99% to 27.99% will apply.","Contactless Cards - the security of a chip card, with the convenience of a tap.","This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now."],"moreDetailsWidget":{"alternatives":"\u003cp\u003eConsider the \u003ca href=\"https://thepointsguy.com/credit-cards/reviews/ink-business-unlimited-credit-card-review/\"\u003eInk Business Unlimited® Credit Card\u003c/a\u003e if you don’t have qualifying accounts with Bank of America or prefer to earn points in the Chase Ultimate Rewards ecosystem. The Ink Unlimited earns 1.5% back on all purchases, but you can \u003ca href=\"https://thepointsguy.com/guide/transfer-ultimate-rewards-points-between-accounts/\"\u003eredeem these as transferable Ultimate Rewards points\u003c/a\u003e if you have other eligible Chase credit cards, such as the Chase Sapphire Preferred® Card.\u003c/p\u003e\n","alternativesTab":"","howToUse":"\u003cp\u003eFor no annual fee, earning up to 2.625% back on your business expenses is a solid return.\u003c/p\u003e\n","howToUseTab":"Why it's in my wallet","whatWeLove":"\u003cp\u003eThis card has few travel perks but no annual fee, so it can be worthwhile for business owners looking to earn cash back easily. The Bank of America Business Advantage Unlimited Cash offers a terrific 1.5% earning rate on all purchases, but Bank of America Preferred Rewards for Business customers can earn even higher rates — from 1.875% to 2.625%, depending on their tier within the program.\u003c/p\u003e\n","whatWeLoveTab":"","whoItsFor":"\u003cp\u003eBusiness owners who can qualify for Preferred Rewards status should consider this card thanks to its accelerated earning rates that are based on your banking and investment accounts. Additionally, this card is a solid option for business owners looking for a quality cash-back rate on a card without an annual fee and without annual earning limits.\u003c/p\u003e\n","whoItsForTab":""},"offerUrl":"https://thepointsguy.com/oc/8041/","pdpUrl":"https://thepointsguy.com/credit-cards/bank-of-america-business-advantage-unlimited-cash-rewards-mastercard","pros":["No annual fee.","Unlimited 1.5% earning rate on all eligible purchases, no matter the category.","Bank of America Preferred Rewards for Business members could have access to even more earning potential."],"recommendedCredit":{"description":"Excellent","range":"740-850"},"reviewLink":"https://thepointsguy.com/credit-cards/bank-of-america-business-advantage-unlimited-review/","rewardsRates":{"multipliers":[{"description":"Earn unlimited 1.5% cash back on purchases.","multiplier":"1.5%"}],"overview":"1.5% cash-back"},"superlative":"BofA Preferred Rewards for Business members","termsAndConditions":"","title":"Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card","tpgRating":3.5,"whyWeChoseItOverride":"\u003cp\u003eThe Bank of America Business Advantage Unlimited Cash Back offers phenomenal returns on all purchases, with a 1.5% earning rate that could potentially climb to 1.875-2.62x for existing Bank of America customers who participate in the Preferred Rewards for Business program. Read our full\u0026nbsp;\u003ca href=\"https://thepointsguy.com/credit-cards/bank-of-america-business-advantage-unlimited-review/\"\u003ereview of the Bank of America Business Advantage Unlimited Cash Rewards Mastercard credit card\u003c/a\u003e.\u003c/p\u003e\n"},{"annualFee":"$70 for the company and $25 per card","apr":["20.74% - 28.74% Variable APR on purchases and balance transfers","20.74% - 28.74% Variable APR on purchases and balance transfers","28.99% Variable APR for Cash Advances and Convenience Checks"],"aprs":[{"displayText":"20.74% - 28.74% Variable APR on purchases and balance transfers","maxValue":28.74,"minValue":20.74,"name":"Ongoing Purchases APR","rateType":"variable"},{"displayText":"20.74% - 28.74% Variable APR on purchases and balance transfers","maxValue":28.74,"minValue":20.74,"name":"Ongoing Balance Transfer APR","rateType":"variable"},{"displayText":"28.99% Variable APR for Cash Advances and Convenience Checks","maxValue":28.99,"minValue":28.99,"name":"Ongoing Cash Advance APR","rateType":"variable"}],"barker":"BEST FOR ALASKA LOYALISTS WHO OWN A BUSINESS","brand":"Bank of America","categorySeperator":{"title":"","link":{"text":"","url":""}},"cons":["Only earns 1-2 miles per dollar for all purchases outside of Alaska Airlines purchases"],"flag":null,"highlight":{"introBonusFeatured":false,"introBonusWidget":true},"ID":"6338","imageSrc":"https://cdn.prodstatic.com/shared/images/cards/278x175/9e1c6bb0-ea2e-11eb-99d8-ddd3faec9ad4.png","introBonus":{"description":"Get 50,000 bonus miles and Alaska's Famous Companion Fare™ ($99 fare plus taxes and fees from $23) after you make $3,000 or more in purchases within the first 90 days of opening your account.","offer":"50,000 miles offer","previousValue":""},"limitedTimeOffer":null,"lastUpdated":"2024-10-02 12:01:49","monetized":true,"moreDetails":["Get 50,000 bonus miles and Alaska's Famous Companion Fare\u0026#8482; ($99 fare plus taxes and fees from $23) after you make $3,000 or more in purchases within the first 90 days of opening your account.","Earn another Alaska's Famous Companion Fare\u0026#8482; ($99 fare plus taxes and fees from $23) each account anniversary after spending $6,000 or more on purchases within the prior anniversary year.","Free checked bag for any cardholder and up to 6 guests on the same reservation when you pay for your flight with your card - that's a savings of $60 per person roundtrip!","Priority Boarding for any cardholder when paying for the flight with an Alaska Airlines Business card.","Earn 3 miles for every $1 spent on eligible Alaska Airlines purchases, 2 miles for every $1 spent on eligible gas, EV charging station, shipping and local transit (including rideshare) purchases and 1 mile for every $1 spent on all other purchases.","Earn a 10% rewards bonus on all miles earned from card purchases if your company has an eligible Bank of America® small business account.","Enjoy 20% back on Alaska Airlines inflight purchases when you pay with your new card.","Get $100 off an annual Alaska Lounge+ Membership purchased with your Alaska Airlines Business card.","Plus, no international transaction fees and a low annual fee of $70 for the company and $25 per card.","This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now."],"moreDetailsWidget":{"alternatives":"\u003cp\u003eIf your business frequently travels but is not an Alaska Airlines loyalist, consider the \u003ca href=\"https://thepointsguy.com/credit-cards/ink-business-preferred-card-review/\"\u003eInk Business Preferred® Credit Card\u003c/a\u003e. The Ink Business Preferred earns 3 points per dollar on the first $150,000 spent on travel and other business categories each year. The card is also currently offering 90,000-point sign-up bonus after you spend $8,000 on purchases in the first three months from account opening. The card does not offer many airline-specific perks but allows you greater flexibility when it comes to bonus earning and redemption options. \u003c/p\u003e\n","alternativesTab":"","howToUse":"\u003cp\u003e\"I opened the Alaska Airlines Visa Business card when it was offering an elevated welcome bonus, but I keep it to earn 2 miles per dollar on gas and for the annual Companion Fare I get after spending $6,000 in a year. And because I have a Bank of America checking account, I get a 10% bonus on all the miles I earn using the card.\" — \u003ca href=\"https://thepointsguy.com/author/nick-ewen/\"\u003eNick Ewen\u003c/a\u003e, director of content\u003c/p\u003e\n","howToUseTab":"Why it's in my wallet","whatWeLove":"\u003cp\u003eThe Alaska Airlines Visa Business card offers great airline-specific perks like priority boarding, a $100 annual Alaska Lounge+ credit, elevated earnings on Alaska Airlines flight purchases and more. In addition, the card is currently offering 50,000 bonus miles plus Alaska’s Famous Companion Fare™ ($99 fare plus taxes and fees from $23) when new cardholders make purchases totaling $3,000 or more within the first 90 days of opening their account. \u003c/p\u003e\n","whatWeLoveTab":"","whoItsFor":"\u003cp\u003eBusinesses who frequently fly Alaska Airlines could benefit from the packed airline-specific perks on this card. Flyers will enjoy priority boarding, a free checked bag and earn 3 points per dollar spent on Alaska Airlines flights. \u003c/p\u003e\n","whoItsForTab":""},"offerUrl":"https://thepointsguy.com/oc/6338/","pdpUrl":"https://thepointsguy.com/credit-cards/alaska-airlines-visa-business-card","pros":["Get Alaska's Famous Companion Fare each year card is renewed (after meeting spend requirement)","Free checked bag","20% back on inflight food, beverage and Wi-Fi purchases when you pay with your card"],"recommendedCredit":{"description":"Excellent Credit","range":null},"reviewLink":"https://thepointsguy.com/credit-cards/reviews/alaska-airlines-visa-business-card-review/","rewardsRates":{"multipliers":[{"description":"Earn 3 miles for every $1 spent on eligible Alaska Airlines purchases.","multiplier":"3 miles"},{"description":"Earn 2 miles for every $1 spent on eligible gas, EV charging station, shipping and local transit (including rideshare) purchases.","multiplier":"2 miles"},{"description":"Earn 1 mile for every $1 spent on all other purchases.","multiplier":"1 mile"}],"overview":"1 - 3X miles"},"superlative":"businesses that fly Alaska Air regularly","termsAndConditions":"","title":"Alaska Airlines Visa® Business card","tpgRating":4,"whyWeChoseItOverride":"\u003cp\u003eFor small business owners in the Pacific Northwest, this card definitely packs a punch. You can jump start your earning with a good sign-up bonus and the famous companion fare offer, and Alaska Airlines has some good airline transfer partners if you need to go another route. Read our \u003ca href=\"https://thepointsguy.com/credit-cards/reviews/alaska-airlines-visa-business-card-review/\"\u003efull review of the Alaska Airlines Visa Business card\u003c/a\u003e.\u003c/p\u003e\n"},{"annualFee":"$0","apr":["0% Intro APR for 9 billing cycles for purchases","17.99% - 27.99% Variable APR on purchases and balance transfers","17.99% - 27.99% Variable APR on purchases and balance transfers","28.99% Variable APR for Cash Advances and Convenience Checks"],"aprs":[{"displayText":"0% Intro APR for 9 billing cycles for purchases","maxValue":0,"minValue":0,"name":"Introductory Purchases APR","rateType":"variable"},{"displayText":"17.99% - 27.99% Variable APR on purchases and balance transfers","maxValue":27.99,"minValue":17.99,"name":"Ongoing Purchases APR","rateType":"variable"},{"displayText":"17.99% - 27.99% Variable APR on purchases and balance transfers","maxValue":27.99,"minValue":17.99,"name":"Ongoing Balance Transfer APR","rateType":"variable"},{"displayText":"28.99% Variable APR for Cash Advances and Convenience Checks","maxValue":28.99,"minValue":28.99,"name":"Ongoing Cash Advance APR","rateType":"variable"}],"barker":"Best all-around business card for Preferred Rewards for Business members","brand":"Bank of America","categorySeperator":{"title":"","link":{"text":"","url":""}},"cons":["Only one category can be chosen for the 3% rewards rate each month.","3% foreign transaction fee."],"flag":null,"highlight":{"introBonusFeatured":false,"introBonusWidget":true},"ID":"23159458","imageSrc":"https://cdn.prodstatic.com/shared/images/cards/278x175/cb126100-2fa6-11ee-bf78-57c180bf03f6.png","introBonus":{"description":"Get a $300 online statement credit after you make at least $3,000 in purchases in the first 90 days of your account opening.","offer":"$300","previousValue":""},"limitedTimeOffer":null,"lastUpdated":"2024-10-02 12:00:19","monetized":true,"moreDetails":["Get a $300 online statement credit after you make at least $3,000 in purchases in the first 90 days of your account opening.","Earn 3% cash back in the category of your choice: gas stations \u0026 EV charging stations (default), office supply stores, travel, TV/telecom \u0026 wireless, computer services or business consulting services, 2% cash back on dining purchases and 1% cash back on all other purchases.","You'll earn 3% cash back on purchases in the category of your choice and 2% cash back on dining purchases on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter.","You can earn up to 75% more cash back on every purchase, if you have a business checking account with Bank of America and qualify for Preferred Rewards for Business Platinum Honors tier. That means you could earn up to 5.25% cash back in your selected choice category and up to 3.5% cash back on dining purchases on the first $50,000 in those combined purchases each calendar year, and up to an unlimited 1.75% cash back on all other purchases.","No annual fee","Choose how to redeem your cash rewards-as a deposit into your Bank of America\u0026reg; checking or savings account, as a card statement credit or as a check mailed to you. Cash rewards don’t expire as long as your account remains open.","To change your choice category for future purchases, you must go to the Mobile Banking app or Business Advantage 360, our small business online banking. You can change it once each calendar month, or make no change and it stays the same.","0% Introductory APR on purchases for your first 9 billing cycles. After the intro APR offer ends, a Variable APR that's currently 17.99% to 27.99% will apply.","Contactless Cards - The security of a chip card, with the convenience of a tap.","This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now."],"moreDetailsWidget":{"alternatives":"\u003cp\u003eThose who need different bonus categories or who won’t qualify for Preferred Rewards should consider the \u003ca href=\"https://thepointsguy.com/credit-cards/credit-card-review-ink-business-cash-credit-card/\"\u003eInk Business Cash® Credit Card\u003c/a\u003e. It has no annual fee and earns 5% back on the first $25,000 of purchases at office supply stores and on internet, cable and phone services each cardmember year. You’ll also earn 2% back on the first $25,000 of combined purchases at gas stations and restaurants each cardmember year and 1% back on other purchases.\u003c/p\u003e\n","alternativesTab":"","howToUse":"\u003cp\u003ePicking your top spending category each month allows you to maximize rewards, even when your purchases vary across the year.\u003c/p\u003e\n","howToUseTab":"Why it should be in your wallet","whatWeLove":"\u003cp\u003eWith the Bank of America Business Advantage Customized Cash, you can maximize your ever-changing business purchases with up to 3% cash back. You can choose your top spending category monthly for 3% earnings, plus receive 2% on dining purchases (for the first $50,000 spent in combined category and dining purchases per year, then 1% back). If you have qualifying accounts for the \u003ca href=\"https://thepointsguy.com/credit-cards/bank-of-america-preferred-rewards-program/\"\u003eBank of America Preferred Rewards for Business program\u003c/a\u003e, you could boost your earning rate to 5.25% back in your chosen category — impressive earnings for a card with no annual fee.\u003c/p\u003e\n","whatWeLoveTab":"","whoItsFor":"\u003cp\u003eTwo types of business owners should consider this card. First, it works well for those who can maximize the 3% categories — which include gas and EV charging stations, office supply stores, travel, TV/telecom and wireless, computer services and business consulting services — and are looking for a card without an annual fee. Second, those who can qualify for Preferred Rewards tiers will love the accelerated earnings rates that far outpace earnings on other cards without annual fees.\u003c/p\u003e\n","whoItsForTab":""},"offerUrl":"https://thepointsguy.com/oc/23159458/","pdpUrl":"https://thepointsguy.com/credit-cards/bank-of-america-business-advantage-customized-cash-rewards-mastercard-credit-card","pros":["Flexible earning structure (3% cash back in the category of your choice and 2% on dining; up to $50,000 in combined purchases per year (then 1%)","No annual fee or expiration on rewards.","$300 online cash rewards bonus after you make at least $3,000 in purchases in the first 90 days of account opening."],"recommendedCredit":{"description":"Excellent Credit","range":null},"reviewLink":"https://thepointsguy.com/credit-cards/bank-of-america-business-advantage-cash-rewards-card-review/","rewardsRates":{"multipliers":[{"description":"Earn 3% cash back in the category of your choice (for the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter).","multiplier":"3%"},{"description":"Earn 2% cash back on dining purchases (for the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter).","multiplier":"2%"},{"description":"Earn 1% cash back on all other purchases.","multiplier":"1%"}],"overview":"1 - 3% cash-back"},"superlative":"customizable business cash back","termsAndConditions":"","title":"Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card","tpgRating":3.5,"whyWeChoseItOverride":"\u003cp\u003eThe Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card offers small businesses a way to mold their rewards structure to fit changing business needs. If you qualify for the Bank of America Preferred Rewards for Business program, this no-annual-fee card has the potential to easily earn you thousands of dollars in cash back each year. Read our full review of the \u003ca class=\"c-link\" href=\"https://thepointsguy.com/credit-cards/bank-of-america-business-advantage-cash-rewards-card-review/\" target=\"_blank\" rel=\"noopener noreferrer\" data-stringify-link=\"https://thepointsguy.com/credit-cards/bank-of-america/bank-of-america-business-advantage-cash-rewards-card-review/\" data-sk=\"tooltip_parent\"\u003eBank of America Business Advantage Customized Cash card.\u003c/a\u003e\u003c/p\u003e\n"},{"annualFee":"$95","apr":["0% promotional APR for 6 billing cycles on all Wyndham Timeshare Purchases","21.24% - 29.99 (Variable)","21.24% - 29.99 (Variable)","29.99% (Variable)"],"aprs":[{"displayText":"0% promotional APR for 6 billing cycles on all Wyndham Timeshare Purchases","maxValue":0,"minValue":0,"name":"Introductory Purchases APR","rateType":"variable"},{"displayText":"21.24% - 29.99 (Variable)","maxValue":29.99,"minValue":21.24,"name":"Ongoing Purchases APR","rateType":"variable"},{"displayText":"21.24% - 29.99 (Variable)","maxValue":29.99,"minValue":21.24,"name":"Ongoing Balance Transfer APR","rateType":"variable"},{"displayText":"29.99% (Variable)","maxValue":29.99,"minValue":29.99,"name":"Ongoing Cash Advance APR","rateType":"variable"}],"barker":"business owners who are Wyndham loyalists","brand":"Barclays","categorySeperator":{"title":"","link":{"text":"","url":""}},"cons":["Earns Wyndham points, which you can only redeem through Wyndham Rewards","Only offers bonus points on purchases in a few spending categories"],"flag":null,"highlight":{"introBonusFeatured":false,"introBonusWidget":true},"ID":"7647","imageSrc":"https://cdn.prodstatic.com/shared/images/cards/278x175/2f3730f0-3b0a-11eb-abd6-51413e137726.png","introBonus":{"description":"Earn 45,000 bonus points after spending $3,000 on purchases in the first 90 days.","offer":"45,000 points","previousValue":""},"limitedTimeOffer":null,"lastUpdated":"2024-07-29 15:51:48","monetized":false,"moreDetails":["Earn 45,000 bonus points after spending $3,000 on purchases in the first 90 days. Free nights can require up to 30,000 points per bedroom at participating properties and are subject to availability. Resort fees may apply and cannot be paid with points.","Earn 8 points per $1 spent on eligible purchases made at Hotels by Wyndham as well as on qualifying gas purchases.","Earn 5 points per $1 spent on eligible marketing, advertising and utility purchases.","Earn 1 point per $1 spent on all other purchases (excluding Wyndham Timeshare resort down payments). That means paying bills, buying home office supplies, car repairs, and more are earning you your next great vacation!","Annual Bonus. Receive 15,000 bonus points each anniversary year—that’s enough for up to two free nights at participating properties.","Automatic DIAMOND Level Benefits! Automatically receive a Wyndham Rewards DIAMOND member level and enjoy perks like suite upgrades, welcome amenity at check-in, and more.","Enjoy a Cardmember Booking Discount. Wyndham Rewards Earner Business Cardmembers can save even more on our Best Available Rate at participating Hotels by Wyndham.","Unlimited Earning. There is no limit to the number of points you can earn.","go free® Faster. Redeem 10% fewer Wyndham Rewards points for go free® awards.","Redeem your points for free nights at participating Wyndham Rewards properties, online shopping, gift cards and so much more.","Complimentary Employee Cards offer you more control over business expenses and improved tracking by adding employees to your account at no additional cost.","Visa SavingsEdge turns qualifying business purchases into savings. Visit visasavingsedge.com for details.","Extended Warranty protection provides valuable features that help you manage, use, and extend the warranties for eligible items purchases.","No foreign transaction fees on international purchases.","$0 Fraud Liability protection You’re not responsible for charges you did not authorize.","Contactless Technology Use Tap to Pay for faster, easier, contactless purchasing.","Barclays Celebrates Small Business Learn more about how Barclays invests in and celebrates the success of entrepreneurs across our communities."],"moreDetailsWidget":{"alternatives":"\u003cp\u003eIf you stay with other major hotel loyalty programs more, you may want to consider the Marriott Bonvoy Business® American Express® Card, The Hilton Honors American Express Business Card or the IHG One Rewards Premier Business Credit Card.\u003c/p\u003e\n","alternativesTab":"","howToUse":"\u003cp\u003e“I love earning automatic Wyndham Diamond status, which I can match each year to Caesars Diamond status, with my card. Plus, I value the 15,000 bonus points each anniversary year at more than $95, so I plan to keep the card long-term.” - \u003ca href=\"https://thepointsguy.com/author/katiegenter/\"\u003eKatie Genter\u003c/a\u003e, senior points and miles writer\u003c/p\u003e\n","howToUseTab":"Why it’s in my wallet","whatWeLove":"\u003cp\u003eGetting a 10% discount on go free awards is valuable, and even applies when redeeming points for Vacasa stays.\u003c/p\u003e\n","whatWeLoveTab":"","whoItsFor":"\u003cp\u003eAnyone who has a small business and uses the Wyndham Rewards program should consider adding this card to their wallet, especially if their business expenses include gas purchases.\u003c/p\u003e\n","whoItsForTab":""},"offerUrl":"https://thepointsguy.com/oc/7647/","pdpUrl":"https://thepointsguy.com/credit-cards/wyndham-rewards-earner-business-card-oon","pros":["Automatic Wyndham Diamond status","Go Free award nights cost 10% less","15,000 bonus points each anniversary year","8 points per dollar spent on purchases at Hotels by Wyndham and on gas purchases"],"recommendedCredit":{"description":"Excellent/Good Credit","range":"670-850"},"reviewLink":"https://thepointsguy.com/credit-cards/reviews/wyndham-earner-business-card-review/","rewardsRates":{"multipliers":[{"description":"Earn 8 points per $1 spent on eligible purchases made at Hotels by Wyndham as well as on qualifying gas purchases.","multiplier":"8X"},{"description":"Earn 5 points per $1 spent on eligible marketing, advertising and utility purchases.","multiplier":"5X"},{"description":"Earn 1 point per $1 spent on all other purchases (excluding Wyndham Timeshare resort down payments). That means paying bills, buying home office supplies, car repairs, and more are earning you your next great vacation!","multiplier":"1X"}],"overview":"1 - 8X points"},"superlative":"Best for business owners who are Wyndham loyalists","termsAndConditions":"","title":"Wyndham Rewards Earner Business Card","tpgRating":4,"whyWeChoseItOverride":"\u003cp\u003eThe Wyndham Business Card is a great option for small businesses that want to earn Wyndham points on their purchases, spend a lot on gas purchases and value having Diamond status. The 15,000 bonus points each anniversary year will offer more value than the $95 annual fee for most cardholders.\u003c/p\u003e\n"}],"moreDetails":{"heading":"More details on the best business credit cards"},"helpfulTools":{"heading":"Helpful Tools","toolTiles":[{"description":"Compare the cost in points or miles to cash. ","icon":"calculator","heading":"Awards vs cash calculator","url":"https://thepointsguy.com/calculator/"},{"description":"Get prequalified offers in less than 60 seconds.","icon":"howToChoose","heading":"CardMatch™","url":"https://thepointsguy.com/cardmatch/"}]},"howToChoose":{"customBannerContent":null,"description":"There’s no single best business card. Instead, the best business card for your small business depends on various aspects. For example, do you prefer earning cash-back rewards, airline miles, hotel points or transferrable currencies? Are you willing to pay an annual fee? What categories does your business spend the most in each year? Do you or your employees travel frequently, and if so, would there be a benefit in having hotel elite status or a checked bag allowance when flying?","heading":"How to choose the best business credit card","informationList":[{"description":"Find a card that your business can readily meet the minimum spend for its sign-up bonus. A welcome bonus plays a large part in a card’s value as it typically offers more points than can be earned through general business spending. ","heading":"Sign-up bonus"},{"description":"If your card features an annual fee, it is important to consider if the card’s perks and benefits outweigh the card’s annual fee.\r\n","heading":"Annual fee"},{"description":"Choose a business card that features elevated earning rates on your regular business spending. \r\n","heading":"Bonus categories"}],"standAloneText":"Here are some of the main points to consider when choosing a business credit card:"},"howWeRate":{"description":"Our top picks for business credit cards offer important features like bonus rewards on business spending and \u003ca href=\"https://thepointsguy.com/credit-cards/authorized-user-company-credit-card/\"\u003efree authorized user cards\u003c/a\u003e for employees. So whether you run your own enterprise solo or have several employees on your roster, there’s a business card to suit your specific needs. To learn more about how TPG evaluates and chooses cards for our roundups, check out our \u003ca href=\"https://thepointsguy.com/review-methodology/\"\u003emethodology here.\u003c/a\u003e","heading":"How we rate cards","infoTiles":[{"description":"The best business cards feature solid welcome bonuses that can maximize value for your business. \r\n","heading":"Welcome bonus","icon":"gift"},{"description":"Our best business cards feature annual fees that fit smaller and larger budgets.\r\n","heading":"Annual fee","icon":"calendar"},{"description":"We chose cards with elevated earning rates across various business expenses. ","heading":"Earning rates","icon":"money"},{"description":"Our best business cards have various redemption options, providing flexibility for business owners.\r\n","heading":"Redemption options","icon":"rewards"},{"description":"The value of additional business-related perks on the card was factored into our ratings.\r\n","heading":"Added benefits","icon":"badge"}]},"editorialContent":null,"seoContent":null,"ilm":{"heading":"Browse by card categories","pills":[{"title":"Startups","url":"https://thepointsguy.com/credit-cards/best-business-cards-for-startups/"},{"title":"Advertising","url":"https://thepointsguy.com/credit-cards/advertising/"},{"title":"Business Cash-Back","url":"https://thepointsguy.com/credit-cards/business-cash-back/"},{"title":"Business Secured","url":"https://thepointsguy.com/credit-cards/best-secured-business-cards/"},{"title":"Business Gas","url":"https://thepointsguy.com/credit-cards/best-business-gas-cards/"}]},"socialProofing":{"__typename":"SocialProofing","tiles":[{"__typename":"SocialProofingTileContent","description":"\"Capital One lounges are a true destination unto themselves, and as someone who values time with my son, I can spend time in the family room or even get a Peloton or yoga session in between flights — and I get unlimited access with Venture X Business.\"","card":{"ID":"10186","offerUrl":"https://thepointsguy.com/oc/10186/","title":"Capital One Venture X Business","brand":"Capital One","imageSrc":"https://cdn.prodstatic.com/shared/images/cards/278x175/ce6818d0-e078-11ee-a39c-cffd4c1d8271.png"},"contributor":{"name":"Brian Kelly","slug":"the-points-guy","avatar":{"alt":"","caption":"WYATT SMITH/THE POINTS GUY","credit":"WYATT SMITH/THE POINTS GUY","edition":"US","height":923,"id":"1509474","src":"https://thepointsguy.global.ssl.fastly.net/us/originals/2023/06/BK-NL-HS-1-1-Becky-Blaine.jpg","title":"BK-NL-HS-v2","type":"image/jpeg","width":2000},"title":"Founder and “The Points Guy”"},"title":"Huge welcome offer and a ton of perks"},{"__typename":"SocialProofingTileContent","description":"\"The Ink Business Cash has bonus categories that make it a perfect complement to other Chase Ultimate Rewards cards. And since it doesn't have an annual fee, keeping it year after year is a no-brainer.\"","card":{"ID":"221210138","offerUrl":"https://thepointsguy.com/oc/221210138/","title":"Ink Business Cash® Credit Card","brand":"Chase","imageSrc":"https://cdn.prodstatic.com/shared/images/cards/278x175/ec0dc800-f078-11eb-a48f-65ac0bb53c5b.png"},"contributor":{"name":"Emily Thompson","slug":"ethompson","avatar":{"alt":"","caption":"","credit":"","edition":"US","height":2560,"id":"1696381","src":"https://thepointsguy.global.ssl.fastly.net/us/originals/2024/08/Headshot_WP_2-scaled.jpg","title":"Headshot_WP_2","type":"image/jpeg","width":1707},"title":"Credit cards editor"},"title":"Earning rates galore"},{"__typename":"SocialProofingTileContent","description":"\"I love my Blue Business Plus card, as I can earn 2 Membership Rewards points per dollar spent on all purchases (up to $50,000 per year; then 1 point per dollar). In fact, it’s one of the only no-annual-fee cards that gets you direct access to a transferable rewards currency.\"","card":{"ID":"7760","offerUrl":"https://thepointsguy.com/oc/7760/","title":"The Blue Business® Plus Credit Card from American Express","brand":"American Express","imageSrc":"https://cdn.prodstatic.com/shared/images/cards/278x175/8218b090-9894-11eb-be9c-9790947db9db.jpg"},"contributor":{"name":"Nick Ewen","slug":"nick-ewen","avatar":{"alt":"","caption":"","credit":"","edition":"US","height":2560,"id":"1510024","src":"https://thepointsguy.global.ssl.fastly.net/us/originals/2023/06/Nick-Ewen-Headshot-square-scaled.jpeg","title":"Nick Ewen Headshot square","type":"image/jpeg","width":2560},"title":"Senior editorial director"},"title":"Perfect business card for earning Amex points"}],"title":"Ask our experts","subtitle":"What's your favorite business credit card — and why?"},"topBanner":null,"infogram":{"description":"21% of TPG readers have at least 1 business credit card","id":"dd6236a4-e60c-48e3-9c8a-314d3a758a7e","methodology":"\u003ci\u003e\u003cspan style=\"font-weight: 400;\"\u003eThis information was collected via opt-in surveys of TPG’s roughly 900,000 daily newsletter subscribers in May-June 2024. All data is anonymous and aggregated; you can view our full methodology for collecting and utilizing data \u003c/span\u003e\u003c/i\u003e\u003ca href=\"https://thepointsguy.com/data-methodology-credit-card/\"\u003e\u003ci\u003e\u003cspan style=\"font-weight: 400;\"\u003ehere\u003c/span\u003e\u003c/i\u003e\u003c/a\u003e\u003ci\u003e\u003cspan style=\"font-weight: 400;\"\u003e.\u003c/span\u003e\u003c/i\u003e","subcopy":"\u003cp\u003eOur recent survey revealed that 21% of TPG users carry at least one business credit card in their wallet. Business credit cards typically offer excellent welcome bonuses and other great perks, which isn’t surprising considering their popularity. \u003cbr\u003e\n\u003cbr\u003e\nAdditionally, business credit cards often come with valuable business-specific perks and the ability to earn rewards on common business expenses like advertising, office supplies, and phone bills. Add a business credit card to your wallet to optimize your small business spending. \u003c/p\u003e\n","title":"21% of TPG users have at least 1 business credit card in their wallet "},"wpId":4047,"disclosure":"Most of the cards we feature here are from partners who compensate us when you approve through our site, and this may impact how or where these products appear. We don’t cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Please view our \u003ca href=\"https://thepointsguy.com/advertising-policy/\"\u003eadvertising policy\u003c/a\u003e and \u003ca href=\"https://thepointsguy.com/review-methodology/\"\u003eproduct review methodology\u003c/a\u003e for more information.","contentSection1":{"title":"What TPG readers have to say about their favorite business credit cards","content":[{"__typename":"RichText","text":"\u003cp\u003eWe surveyed our readers to see which business credit cards they favored the most. With several great options to choose from, these cards are the standouts TPG readers love.\u003c/p\u003e\n\u003cp data-pm-slice=\"1 1 []\"\u003e\u003cem\u003eNote: Reader-submitted responses have not been edited, reviewed or approved by the issuers nor reflect TPG’s opinions of these cards.\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eAmerican Express® Business Gold Card\u003c/b\u003e\u003c/p\u003e\n\u003cp\u003e“We use our Business Gold card for as many purchases as possible.” — MaryAnn D \u003ca href=\"https://www.facebook.com/story.php?story_fbid=982966903196179\u0026amp;id=100044486347178\u0026amp;rdid=jCV6StCs2PmGC6Ll\"\u003evia Facebook\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eThe Blue Business® Plus Credit Card from American Express\u003c/b\u003e\u003c/p\u003e\n\u003cp\u003e“\u003ca href=\"https://thepointsguy.com/credit-cards/blue-business-plus-amex-card-review/\"\u003eEasy 2x\u003c/a\u003e on everything.*” — Tarik M \u003ca href=\"https://twitter.com/thepointsguy/status/1782817274069413921\"\u003evia X\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003ci\u003e*2 points per dollar up to $50,000 annually, then 1 point per dollar thereafter.\u003c/i\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eCapital One Spark Miles for Business\u003c/b\u003e\u003c/p\u003e\n\u003cp\u003e“Unlimited \u003ca href=\"https://thepointsguy.com/credit-cards/reviews/capital-one-spark-miles-card-review/\"\u003e2x back on everything\u003c/a\u003e, no gimmicks.” — Jeremy C \u003ca href=\"https://facebook.com/123185754376465_996081021884767\"\u003evia Facebook\u003c/a\u003e\u003c/p\u003e\n"}]},"contentSection2":{"title":"How to apply for a business credit card","content":[{"__typename":"RichText","text":"\u003cp\u003eIf you own a small business or just do \u003ca href=\"https://thepointsguy.com/credit-cards/best-credit-cards-for-freelancers/\"\u003efreelance gigs\u003c/a\u003e, you could be eligible for a business credit card. You don’t necessarily need a tax ID or an Employer Identification Number (EIN) to \u003ca href=\"https://thepointsguy.com/credit-cards/need-business-for-business-credit-card/\"\u003equalify for a business credit card\u003c/a\u003e; if you’re a sole proprietor with a small business or side gig, you can usually enter your Social Security number (SSN) instead.\u003c/p\u003e\n"}]},"contentSection3":null,"contentSection4":null,"contentSection5":null}},"dataUpdateCount":1,"dataUpdatedAt":1732488482245,"error":null,"errorUpdateCount":0,"errorUpdatedAt":0,"fetchFailureCount":0,"fetchMeta":null,"isFetching":false,"isInvalidated":false,"isPaused":false,"status":"success"},"queryKey":["Page","US","/credit-cards/business/",null,null],"queryHash":"[\"Page\",\"US\",\"/credit-cards/business/\",null,null]"}]},"isApp":false,"pathname":"/credit-cards/business/","propsType":"page"},"__N_SSP":true},"page":"/[...pathname]","query":{"pathname":["credit-cards","business"]},"buildId":"Dw3-2kC4OV0uKvANZge0-","runtimeConfig":{"mode":"production","rum":{"appMonitorId":"378863cf-4a3d-47a4-b422-858bb5bdef95","guestRoleArn":"arn:aws:iam::478340198356:role/cloudwatch_guest_role","identityPoolId":"us-east-1:68d8040d-689e-46e1-8271-75853f2ca97f","sessionSampleRate":0.1},"ukBaseUrl":"https://thepointsguy.co.uk","usBaseUrl":"https://thepointsguy.com"},"isFallback":false,"isExperimentalCompile":false,"gssp":true,"locale":"en-US","locales":["en-US","en-GB"],"defaultLocale":"en-US","domainLocales":[{"defaultLocale":"en-GB","domain":"thepointsguy.co.uk","http":false},{"defaultLocale":"en-US","domain":"thepointsguy.com","http":false}],"scriptLoader":[]}</script></body></html>