Using your Barclaycard when travelling abroad

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</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/alerts"> <span class="aem-nav-button__text">Set up email and text alerts </span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/change-personal-information"> <span class="aem-nav-button__text">Change your personal information</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/change-credit-limit"> <span class="aem-nav-button__text">Change your credit limit </span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/view-pin"> <span class="aem-nav-button__text">View your PIN</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/online-account-servicing-a2z"> <span class="aem-nav-button__text">Online account servicing A-Z</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/servicing-updates"> <span class="aem-nav-button__text">Latest updates to your online account</span> </a> </div> </div> </li> </ul> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item"> <div class="aem-nav-item__head aem-nav-item__head--level-2 aem-nav-item__head--has-children"> <button type="button" class="aem-nav-button aem-nav-button--primary aem-nav-button--full-width aem-nav-button--icon-right" aria-haspopup="true" aria-expanded="false"> <span class="aem-nav-button__media"> <svg class="m-button__icon aem-nav-item__button__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 94.8 52.7" focusable="false"> <path d="M43.7 51.2L1.5 9c-2.1-2.1-2.1-5.4 0-7.5S6.9-.6 9 1.5l42.2 42.2c2.1 2.1 2.1 5.4 0 7.4s-5.4 2.1-7.5.1z"></path> <path d="M51.1 51.2c-2.1 2.1-5.4 2.1-7.4 0s-2.1-5.4 0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </span> <span class="aem-nav-button__text">Your billing and payments </span> </button> </div> <div class="aem-nav-item__body"> <ul class="aem-navigation aem-navigation--level-3 aem-navigation--column" aria-hidden="true" aria-label="Submenu"> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/pay-your-bill"> <span class="aem-nav-button__text">Pay your bill</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/view-statements"> <span class="aem-nav-button__text">View your statements</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/billing-and-payments/change-due-date"> <span class="aem-nav-button__text">Change your payment due date</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/help-and-support/know-your-rights"> <span class="aem-nav-button__text">Protecting your purchases</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/billing-and-payments/missed-payment"> <span class="aem-nav-button__text">Missed payment</span> </a> </div> </div> </li> </ul> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item"> <div class="aem-nav-item__head aem-nav-item__head--level-2 aem-nav-item__head--has-children"> <button type="button" class="aem-nav-button aem-nav-button--primary aem-nav-button--full-width aem-nav-button--icon-right" aria-haspopup="true" aria-expanded="false"> <span class="aem-nav-button__media"> <svg class="m-button__icon aem-nav-item__button__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 94.8 52.7" focusable="false"> <path d="M43.7 51.2L1.5 9c-2.1-2.1-2.1-5.4 0-7.5S6.9-.6 9 1.5l42.2 42.2c2.1 2.1 2.1 5.4 0 7.4s-5.4 2.1-7.5.1z"></path> <path d="M51.1 51.2c-2.1 2.1-5.4 2.1-7.4 0s-2.1-5.4 0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </span> <span class="aem-nav-button__text">Transfers and offers</span> </button> </div> <div class="aem-nav-item__body"> <ul class="aem-navigation aem-navigation--level-3 aem-navigation--column" aria-hidden="true" aria-label="Submenu"> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/lending-guide"> <span class="aem-nav-button__text">Transfer and offers guide</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/transfer-balance"> <span class="aem-nav-button__text">Transfer a credit card balance to your Barclaycard</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="https://www.barclaycard.co.uk/personal/customer/money-transfer"> <span class="aem-nav-button__text">Money transfers</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/instalment-plan"> <span class="aem-nav-button__text">Instalment plans</span> </a> </div> </div> </li> </ul> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item"> <div class="aem-nav-item__head aem-nav-item__head--level-2 aem-nav-item__head--has-children"> <button type="button" class="aem-nav-button aem-nav-button--primary aem-nav-button--full-width aem-nav-button--icon-right" aria-haspopup="true" aria-expanded="false"> <span class="aem-nav-button__media"> <svg class="m-button__icon aem-nav-item__button__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 94.8 52.7" focusable="false"> <path d="M43.7 51.2L1.5 9c-2.1-2.1-2.1-5.4 0-7.5S6.9-.6 9 1.5l42.2 42.2c2.1 2.1 2.1 5.4 0 7.4s-5.4 2.1-7.5.1z"></path> <path d="M51.1 51.2c-2.1 2.1-5.4 2.1-7.4 0s-2.1-5.4 0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </span> <span class="aem-nav-button__text">Barclaycard benefits</span> </button> </div> <div class="aem-nav-item__body"> <ul class="aem-navigation aem-navigation--level-3 aem-navigation--column" aria-hidden="true" aria-label="Submenu"> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/barclaycard-cashback-rewards"> <span class="aem-nav-button__text">Barclaycard Cashback rewards</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/credit-cards/barclaycard-entertainment"> <span class="aem-nav-button__text">Barclaycard Entertainment</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/help-and-support/know-your-rights"> <span class="aem-nav-button__text">Purchase protection</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/help-and-support/spending-abroad"> <span class="aem-nav-button__text">Using your card abroad</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/contactless"> <span class="aem-nav-button__text">Pay your way</span> </a> </div> </div> </li> </ul> </div> </div> </li> </ul> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-1"> <div class="aem-nav-item"> <div class="aem-nav-item__head aem-nav-item__head--level-1 aem-nav-item__head--has-children"> <button class="aem-nav-button aem-nav-button--full-width aem-nav-button--text aem-nav-button--icon-right" aria-haspopup="true" aria-expanded="false" type="button"> <span class="aem-nav-button__media"> <svg class="m-button__icon aem-nav-item__button__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 94.8 52.7" focusable="false"> <path d="M43.7 51.2L1.5 9c-2.1-2.1-2.1-5.4 0-7.5S6.9-.6 9 1.5l42.2 42.2c2.1 2.1 2.1 5.4 0 7.4s-5.4 2.1-7.5.1z"></path> <path d="M51.1 51.2c-2.1 2.1-5.4 2.1-7.4 0s-2.1-5.4 0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </span> <span class="aem-nav-button__text">Help & support</span> </button> </div> <div class="aem-nav-item__body"> <ul class="aem-navigation aem-navigation--level-2" aria-hidden="true" aria-label="Submenu"> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item"> <div class="aem-nav-item__head aem-nav-item__head--level-2 aem-nav-item__head--has-children"> <button type="button" class="aem-nav-button aem-nav-button--primary aem-nav-button--full-width aem-nav-button--icon-right" aria-haspopup="true" aria-expanded="false"> <span class="aem-nav-button__media"> <svg class="m-button__icon aem-nav-item__button__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 94.8 52.7" focusable="false"> <path d="M43.7 51.2L1.5 9c-2.1-2.1-2.1-5.4 0-7.5S6.9-.6 9 1.5l42.2 42.2c2.1 2.1 2.1 5.4 0 7.4s-5.4 2.1-7.5.1z"></path> <path d="M51.1 51.2c-2.1 2.1-5.4 2.1-7.4 0s-2.1-5.4 0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </span> <span class="aem-nav-button__text">Help with your Barclaycard</span> </button> </div> <div class="aem-nav-item__body"> <ul class="aem-navigation aem-navigation--level-3 aem-navigation--column" aria-hidden="true" aria-label="Submenu"> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/lost-stolen-damaged-cards"> <span class="aem-nav-button__text">Lost, stolen and damaged cards </span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/forgotten-log-in-details"> <span class="aem-nav-button__text">Forgotten your login details?</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/emergency-card-replacement"> <span class="aem-nav-button__text">Emergency card replacement </span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/credit-card-charges"> <span class="aem-nav-button__text">Credit card charges</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/help-and-support/spending-abroad"> <span class="aem-nav-button__text">Spending abroad</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/help-and-support/help-with-your-barclaycard/insurance"> <span class="aem-nav-button__text">Insurance</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/help-and-support/help-with-your-barclaycard/bereavement-guide"> <span class="aem-nav-button__text">Bereavement guide</span> </a> </div> </div> </li> </ul> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item"> <div class="aem-nav-item__head aem-nav-item__head--level-2 aem-nav-item__head--has-children"> <button type="button" class="aem-nav-button aem-nav-button--primary aem-nav-button--full-width aem-nav-button--icon-right" aria-haspopup="true" aria-expanded="false"> <span class="aem-nav-button__media"> <svg class="m-button__icon aem-nav-item__button__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 94.8 52.7" focusable="false"> <path d="M43.7 51.2L1.5 9c-2.1-2.1-2.1-5.4 0-7.5S6.9-.6 9 1.5l42.2 42.2c2.1 2.1 2.1 5.4 0 7.4s-5.4 2.1-7.5.1z"></path> <path d="M51.1 51.2c-2.1 2.1-5.4 2.1-7.4 0s-2.1-5.4 0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </span> <span class="aem-nav-button__text">Money worries</span> </button> </div> <div class="aem-nav-item__body"> <ul class="aem-navigation aem-navigation--level-3 aem-navigation--column" aria-hidden="true" aria-label="Submenu"> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/billing-and-payments/missed-payment"> <span class="aem-nav-button__text">Missed payments</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/job-loss"> <span class="aem-nav-button__text">Job loss</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/bereavement"> <span class="aem-nav-button__text">Bereavement</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div 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0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </span> <span class="aem-nav-button__text">Get Credit Confident </span> </button> </div> <div class="aem-nav-item__body"> <ul class="aem-navigation aem-navigation--level-2" aria-hidden="true" aria-label="Submenu"> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item"> <div class="aem-nav-item__head aem-nav-item__head--level-2 aem-nav-item__head--has-children"> <button type="button" class="aem-nav-button aem-nav-button--primary aem-nav-button--full-width aem-nav-button--icon-right" aria-haspopup="true" aria-expanded="false"> <span class="aem-nav-button__media"> <svg class="m-button__icon aem-nav-item__button__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 94.8 52.7" focusable="false"> <path d="M43.7 51.2L1.5 9c-2.1-2.1-2.1-5.4 0-7.5S6.9-.6 9 1.5l42.2 42.2c2.1 2.1 2.1 5.4 0 7.4s-5.4 2.1-7.5.1z"></path> <path d="M51.1 51.2c-2.1 2.1-5.4 2.1-7.4 0s-2.1-5.4 0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </span> <span class="aem-nav-button__text">Credit card basics</span> </button> </div> <div class="aem-nav-item__body"> <ul class="aem-navigation aem-navigation--level-3 aem-navigation--column" aria-hidden="true" aria-label="Submenu"> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/credit-cards/advantages-of-credit-card"> <span class="aem-nav-button__text">Why get a credit card?</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/money-matters/how-do-credit-cards-work"> <span class="aem-nav-button__text">How do credit cards work?</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/money-matters/how-do-credit-cards-work/what-should-i-use-my-credit-card-for"> <span class="aem-nav-button__text">What to use your credit card for </span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/money-matters/budgeting/how-can-I-manage-my-credit-repayments"> <span class="aem-nav-button__text">How to manage your credit repayments</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div 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42.2c2.1 2.1 2.1 5.4 0 7.4s-5.4 2.1-7.5.1z"></path> <path d="M51.1 51.2c-2.1 2.1-5.4 2.1-7.4 0s-2.1-5.4 0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </span> <span class="aem-nav-button__text">Understanding credit scores</span> </button> </div> <div class="aem-nav-item__body"> <ul class="aem-navigation aem-navigation--level-3 aem-navigation--column" aria-hidden="true" aria-label="Submenu"> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/money-matters/credit-score-basics"> <span class="aem-nav-button__text">Credit score basics</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary 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class="aem-nav-button__text">What is bad credit?</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/credit-cards/improving-credit-score"> <span class="aem-nav-button__text">Improving your credit score</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/money-matters/credit-score-basics/the-truth-about-your-credit-rating-seven-common-myths-busted"> <span class="aem-nav-button__text">The truth about your credit score: 6 common myths busted </span> </a> </div> </div> </li> </ul> </div> </div> </li> <li 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aria-label="Submenu"> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/credit-cards/your-cash-interest-rates-and-fees"> <span class="aem-nav-button__text">Interest rates, balances and fees </span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/credit-cards/interest-calculator"> <span class="aem-nav-button__text">Interest calculator</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button 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class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-2"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/credit-cards"> <span class="aem-nav-button__text">View all credit cards</span> </a> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-2"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/credit-cards/find-the-right-barclaycard"> <span class="aem-nav-button__text">Find the right card for you </span> </a> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-2"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/credit-cards/eligibility-checker"> <span class="aem-nav-button__text">Check your eligibility</span> </a> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-2"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/credit-cards/credit-building-cards"> <span class="aem-nav-button__text">Cards for building your credit history</span> </a> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-2"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/credit-cards/amazon-barclaycard"> <span class="aem-nav-button__text">Amazon rewards credit card</span> </a> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-2"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/avios"> <span class="aem-nav-button__text">Avios credit cards</span> </a> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-2"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/credit-cards/purchase-credit-cards"> <span class="aem-nav-button__text">Cards for purchases</span> </a> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-2"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/credit-cards/rewards-credit-cards"> <span class="aem-nav-button__text">Cards for earning rewards </span> </a> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-2"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/credit-cards/balance-transfer-credit-cards"> <span class="aem-nav-button__text">Cards for making balance transfers</span> </a> </div> </div> </li> </ul> </div> </div> </li> <li class="aem-navigation__item aem-navigation--sidebar aem-navigation__item--level-1"> <div class="aem-nav-item aem-nav-item--sidebar" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-1 aem-nav-item__head--has-children"> <button type="button" class="aem-nav-button aem-nav-button--primary aem-nav-button--full-width aem-nav-button--icon-right" aria-expanded="false"> <span class="aem-nav-button__media"> <svg class="m-button__icon aem-nav-item__button__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 94.8 52.7" focusable="false"> <path d="M43.7 51.2L1.5 9c-2.1-2.1-2.1-5.4 0-7.5S6.9-.6 9 1.5l42.2 42.2c2.1 2.1 2.1 5.4 0 7.4s-5.4 2.1-7.5.1z"></path> <path d="M51.1 51.2c-2.1 2.1-5.4 2.1-7.4 0s-2.1-5.4 0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </span> <span class="aem-nav-button__text">Manage your account</span> </button> </div> <div class="aem-nav-item__body"> <ul class="aem-navigation aem-navigation--sidebar aem-navigation--level-2" aria-hidden="true"> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-2"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer"> <span class="aem-nav-button__text">Existing customer homepage</span> </a> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-2 aem-nav-item__head--has-children"> <button class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width aem-nav-button--icon-right" aria-haspopup="true" aria-expanded="false" type="button"> <span class="aem-nav-button__media"> <svg class="m-button__icon aem-nav-item__button__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 94.8 52.7" focusable="false"> <path d="M43.7 51.2L1.5 9c-2.1-2.1-2.1-5.4 0-7.5S6.9-.6 9 1.5l42.2 42.2c2.1 2.1 2.1 5.4 0 7.4s-5.4 2.1-7.5.1z"></path> <path d="M51.1 51.2c-2.1 2.1-5.4 2.1-7.4 0s-2.1-5.4 0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </span> <span class="aem-nav-button__text">Getting started with your card</span> </button> </div> <div class="aem-nav-item__body"> <ul class="aem-navigation aem-navigation--sidebar aem-navigation--level-3 aem-navigation--column" aria-hidden="true"> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/barclaycard-app"> <span class="aem-nav-button__text">Download the Barclaycard app</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/register-online-account"> <span class="aem-nav-button__text">Register for an online account </span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/activate-new-barclaycard"> <span class="aem-nav-button__text">Activate your card</span> </a> </div> </div> </li> </ul> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-2 aem-nav-item__head--has-children"> <button class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width aem-nav-button--icon-right" aria-haspopup="true" aria-expanded="false" type="button"> <span class="aem-nav-button__media"> <svg class="m-button__icon aem-nav-item__button__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 94.8 52.7" focusable="false"> <path d="M43.7 51.2L1.5 9c-2.1-2.1-2.1-5.4 0-7.5S6.9-.6 9 1.5l42.2 42.2c2.1 2.1 2.1 5.4 0 7.4s-5.4 2.1-7.5.1z"></path> <path d="M51.1 51.2c-2.1 2.1-5.4 2.1-7.4 0s-2.1-5.4 0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </span> <span class="aem-nav-button__text">Managing your account online</span> </button> </div> <div class="aem-nav-item__body"> <ul class="aem-navigation aem-navigation--sidebar aem-navigation--level-3 aem-navigation--column" aria-hidden="true"> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/additional-cardholder"> <span class="aem-nav-button__text">Add a cardholder </span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/alerts"> <span class="aem-nav-button__text">Set up email and text alerts </span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/change-personal-information"> <span class="aem-nav-button__text">Change your personal information</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/change-credit-limit"> <span class="aem-nav-button__text">Change your credit limit </span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/view-pin"> <span class="aem-nav-button__text">View your PIN</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/online-account-servicing-a2z"> <span class="aem-nav-button__text">Online account servicing A-Z</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/servicing-updates"> <span class="aem-nav-button__text">Latest updates to your online account</span> </a> </div> </div> </li> </ul> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-2 aem-nav-item__head--has-children"> <button class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width aem-nav-button--icon-right" aria-haspopup="true" aria-expanded="false" type="button"> <span class="aem-nav-button__media"> <svg class="m-button__icon aem-nav-item__button__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 94.8 52.7" focusable="false"> <path d="M43.7 51.2L1.5 9c-2.1-2.1-2.1-5.4 0-7.5S6.9-.6 9 1.5l42.2 42.2c2.1 2.1 2.1 5.4 0 7.4s-5.4 2.1-7.5.1z"></path> <path d="M51.1 51.2c-2.1 2.1-5.4 2.1-7.4 0s-2.1-5.4 0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </span> <span class="aem-nav-button__text">Your billing and payments </span> </button> </div> <div class="aem-nav-item__body"> <ul class="aem-navigation aem-navigation--sidebar aem-navigation--level-3 aem-navigation--column" aria-hidden="true"> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/pay-your-bill"> <span class="aem-nav-button__text">Pay your bill</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/view-statements"> <span class="aem-nav-button__text">View your statements</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/billing-and-payments/change-due-date"> <span class="aem-nav-button__text">Change your payment due date</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/help-and-support/know-your-rights"> <span class="aem-nav-button__text">Protecting your purchases</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/billing-and-payments/missed-payment"> <span class="aem-nav-button__text">Missed payment</span> </a> </div> </div> </li> </ul> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-2 aem-nav-item__head--has-children"> <button class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width aem-nav-button--icon-right" aria-haspopup="true" aria-expanded="false" type="button"> <span class="aem-nav-button__media"> <svg class="m-button__icon aem-nav-item__button__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 94.8 52.7" focusable="false"> <path d="M43.7 51.2L1.5 9c-2.1-2.1-2.1-5.4 0-7.5S6.9-.6 9 1.5l42.2 42.2c2.1 2.1 2.1 5.4 0 7.4s-5.4 2.1-7.5.1z"></path> <path d="M51.1 51.2c-2.1 2.1-5.4 2.1-7.4 0s-2.1-5.4 0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </span> <span class="aem-nav-button__text">Transfers and offers</span> </button> </div> <div class="aem-nav-item__body"> <ul class="aem-navigation aem-navigation--sidebar aem-navigation--level-3 aem-navigation--column" aria-hidden="true"> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/lending-guide"> <span class="aem-nav-button__text">Transfer and offers guide</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/transfer-balance"> <span class="aem-nav-button__text">Transfer a credit card balance to your Barclaycard</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="https://www.barclaycard.co.uk/personal/customer/money-transfer"> <span class="aem-nav-button__text">Money transfers</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/instalment-plan"> <span class="aem-nav-button__text">Instalment plans</span> </a> </div> </div> </li> </ul> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-2 aem-nav-item__head--has-children"> <button class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width aem-nav-button--icon-right" aria-haspopup="true" aria-expanded="false" type="button"> <span class="aem-nav-button__media"> <svg class="m-button__icon aem-nav-item__button__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 94.8 52.7" focusable="false"> <path d="M43.7 51.2L1.5 9c-2.1-2.1-2.1-5.4 0-7.5S6.9-.6 9 1.5l42.2 42.2c2.1 2.1 2.1 5.4 0 7.4s-5.4 2.1-7.5.1z"></path> <path d="M51.1 51.2c-2.1 2.1-5.4 2.1-7.4 0s-2.1-5.4 0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </span> <span class="aem-nav-button__text">Barclaycard benefits</span> </button> </div> <div class="aem-nav-item__body"> <ul class="aem-navigation aem-navigation--sidebar aem-navigation--level-3 aem-navigation--column" aria-hidden="true"> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/barclaycard-cashback-rewards"> <span class="aem-nav-button__text">Barclaycard Cashback rewards</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/credit-cards/barclaycard-entertainment"> <span class="aem-nav-button__text">Barclaycard Entertainment</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/help-and-support/know-your-rights"> <span class="aem-nav-button__text">Purchase protection</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/help-and-support/spending-abroad"> <span class="aem-nav-button__text">Using your card abroad</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/contactless"> <span class="aem-nav-button__text">Pay your way</span> </a> </div> </div> </li> </ul> </div> </div> </li> </ul> </div> </div> </li> <li class="aem-navigation__item aem-navigation--sidebar aem-navigation__item--level-1"> <div class="aem-nav-item aem-nav-item--sidebar" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-1 aem-nav-item__head--has-children"> <button type="button" class="aem-nav-button aem-nav-button--primary aem-nav-button--full-width aem-nav-button--icon-right" aria-expanded="false"> <span class="aem-nav-button__media"> <svg class="m-button__icon aem-nav-item__button__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 94.8 52.7" focusable="false"> <path d="M43.7 51.2L1.5 9c-2.1-2.1-2.1-5.4 0-7.5S6.9-.6 9 1.5l42.2 42.2c2.1 2.1 2.1 5.4 0 7.4s-5.4 2.1-7.5.1z"></path> <path d="M51.1 51.2c-2.1 2.1-5.4 2.1-7.4 0s-2.1-5.4 0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </span> <span class="aem-nav-button__text">Help & support</span> </button> </div> <div class="aem-nav-item__body"> <ul class="aem-navigation aem-navigation--sidebar aem-navigation--level-2" aria-hidden="true"> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-2 aem-nav-item__head--has-children"> <button class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width aem-nav-button--icon-right" aria-haspopup="true" aria-expanded="false" type="button"> <span class="aem-nav-button__media"> <svg class="m-button__icon aem-nav-item__button__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 94.8 52.7" focusable="false"> <path d="M43.7 51.2L1.5 9c-2.1-2.1-2.1-5.4 0-7.5S6.9-.6 9 1.5l42.2 42.2c2.1 2.1 2.1 5.4 0 7.4s-5.4 2.1-7.5.1z"></path> <path d="M51.1 51.2c-2.1 2.1-5.4 2.1-7.4 0s-2.1-5.4 0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </span> <span class="aem-nav-button__text">Help with your Barclaycard</span> </button> </div> <div class="aem-nav-item__body"> <ul class="aem-navigation aem-navigation--sidebar aem-navigation--level-3 aem-navigation--column" aria-hidden="true"> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/lost-stolen-damaged-cards"> <span class="aem-nav-button__text">Lost, stolen and damaged cards </span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/forgotten-log-in-details"> <span class="aem-nav-button__text">Forgotten your login details?</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/emergency-card-replacement"> <span class="aem-nav-button__text">Emergency card replacement </span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/credit-card-charges"> <span class="aem-nav-button__text">Credit card charges</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/help-and-support/spending-abroad"> <span class="aem-nav-button__text">Spending abroad</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/help-and-support/help-with-your-barclaycard/insurance"> <span class="aem-nav-button__text">Insurance</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/help-and-support/help-with-your-barclaycard/bereavement-guide"> <span class="aem-nav-button__text">Bereavement guide</span> </a> </div> </div> </li> </ul> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-2 aem-nav-item__head--has-children"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width aem-nav-button--icon-right" href="/personal/customer/money-worries"> <span class="aem-nav-button__media"> <svg class="m-button__icon aem-nav-item__button__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 94.8 52.7" focusable="false"> <path d="M43.7 51.2L1.5 9c-2.1-2.1-2.1-5.4 0-7.5S6.9-.6 9 1.5l42.2 42.2c2.1 2.1 2.1 5.4 0 7.4s-5.4 2.1-7.5.1z"></path> <path d="M51.1 51.2c-2.1 2.1-5.4 2.1-7.4 0s-2.1-5.4 0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </span> <span class="aem-nav-button__text">Money worries</span> </a> </div> <div class="aem-nav-item__body"> <ul class="aem-navigation aem-navigation--sidebar aem-navigation--level-3 aem-navigation--column" aria-hidden="true"> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/billing-and-payments/missed-payment"> <span class="aem-nav-button__text">Missed payments</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/job-loss"> <span class="aem-nav-button__text">Job loss</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/bereavement"> <span class="aem-nav-button__text">Bereavement</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/accident"> <span class="aem-nav-button__text">Accident</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/mental-health"> <span class="aem-nav-button__text">Mental health</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/carer"> <span class="aem-nav-button__text">Support for carers</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/illness"> <span class="aem-nav-button__text">Illness</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/separated"> <span class="aem-nav-button__text">Separation and divorce</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/addiction"> <span class="aem-nav-button__text">Addiction</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/student-debt"> <span class="aem-nav-button__text">Student debt</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/no-budget"> <span class="aem-nav-button__text">Budget problems</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/reduced-income"> <span class="aem-nav-button__text">Reduced income</span> </a> </div> </div> </li> </ul> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-2"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/report-fraud"> <span class="aem-nav-button__text">Report fraud</span> </a> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-2"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/help-and-support/jargon-buster"> <span class="aem-nav-button__text">Jargon buster </span> </a> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-2"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/contact-us"> <span class="aem-nav-button__text">Contact us</span> </a> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-2"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/help"> <span class="aem-nav-button__text">Help centre / FAQs</span> </a> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-2"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="https://www.barclays.co.uk/loans/ways-to-borrow"> <span class="aem-nav-button__text">Ways to borrow</span> </a> </div> </div> </li> </ul> </div> </div> </li> <li class="aem-navigation__item aem-navigation--sidebar aem-navigation__item--level-1"> <div class="aem-nav-item aem-nav-item--sidebar" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-1 aem-nav-item__head--has-children"> <button type="button" class="aem-nav-button aem-nav-button--primary aem-nav-button--full-width aem-nav-button--icon-right" aria-expanded="false"> <span class="aem-nav-button__media"> <svg class="m-button__icon aem-nav-item__button__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 94.8 52.7" focusable="false"> <path d="M43.7 51.2L1.5 9c-2.1-2.1-2.1-5.4 0-7.5S6.9-.6 9 1.5l42.2 42.2c2.1 2.1 2.1 5.4 0 7.4s-5.4 2.1-7.5.1z"></path> <path d="M51.1 51.2c-2.1 2.1-5.4 2.1-7.4 0s-2.1-5.4 0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </span> <span class="aem-nav-button__text">Get Credit Confident </span> </button> </div> <div class="aem-nav-item__body"> <ul class="aem-navigation aem-navigation--sidebar aem-navigation--level-2" aria-hidden="true"> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-2 aem-nav-item__head--has-children"> <button class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width aem-nav-button--icon-right" aria-haspopup="true" aria-expanded="false" type="button"> <span class="aem-nav-button__media"> <svg class="m-button__icon aem-nav-item__button__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 94.8 52.7" focusable="false"> <path d="M43.7 51.2L1.5 9c-2.1-2.1-2.1-5.4 0-7.5S6.9-.6 9 1.5l42.2 42.2c2.1 2.1 2.1 5.4 0 7.4s-5.4 2.1-7.5.1z"></path> <path d="M51.1 51.2c-2.1 2.1-5.4 2.1-7.4 0s-2.1-5.4 0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </span> <span class="aem-nav-button__text">Credit card basics</span> </button> </div> <div class="aem-nav-item__body"> <ul class="aem-navigation aem-navigation--sidebar aem-navigation--level-3 aem-navigation--column" aria-hidden="true"> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/credit-cards/advantages-of-credit-card"> <span class="aem-nav-button__text">Why get a credit card?</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/money-matters/how-do-credit-cards-work"> <span class="aem-nav-button__text">How do credit cards work?</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/money-matters/how-do-credit-cards-work/what-should-i-use-my-credit-card-for"> <span class="aem-nav-button__text">What to use your credit card for </span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/money-matters/budgeting/how-can-I-manage-my-credit-repayments"> <span class="aem-nav-button__text">How to manage your credit repayments</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/money-matters/how-do-credit-cards-work/what-is-a-credit-card-apr"> <span class="aem-nav-button__text">Understanding credit card APR</span> </a> </div> </div> </li> </ul> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-2 aem-nav-item__head--has-children"> <button class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width aem-nav-button--icon-right" aria-haspopup="true" aria-expanded="false" type="button"> <span class="aem-nav-button__media"> <svg class="m-button__icon aem-nav-item__button__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 94.8 52.7" focusable="false"> <path d="M43.7 51.2L1.5 9c-2.1-2.1-2.1-5.4 0-7.5S6.9-.6 9 1.5l42.2 42.2c2.1 2.1 2.1 5.4 0 7.4s-5.4 2.1-7.5.1z"></path> <path d="M51.1 51.2c-2.1 2.1-5.4 2.1-7.4 0s-2.1-5.4 0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </span> <span class="aem-nav-button__text">Understanding credit scores</span> </button> </div> <div class="aem-nav-item__body"> <ul class="aem-navigation aem-navigation--sidebar aem-navigation--level-3 aem-navigation--column" aria-hidden="true"> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/money-matters/credit-score-basics"> 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srcset="/content/dam/barclaycard/images/personal/help-and-support/hero-images/spend-abroad-hero-banner-3_1.large.medium_quality.jpg" media="(min-width: 1024px)"/> <source srcset="/content/dam/barclaycard/images/personal/help-and-support/hero-images/spend-abroad-hero-banner-3_1.small.medium_quality.jpg" media="(min-width: 768px)"/> <source srcset="/content/dam/barclaycard/images/personal/help-and-support/hero-images/spend-abroad-hero-banner-16_9.xsmall.medium_quality.jpg" media="(min-width: 480px)"/> <source srcset="/content/dam/barclaycard/images/personal/help-and-support/hero-images/spend-abroad-hero-banner-16_9.xxsmall.medium_quality.jpg"/> <img class="jumbo-media" data-object-fit alt="spending abroad hero image" src="/content/dam/barclaycard/images/personal/help-and-support/hero-images/spend-abroad-hero-banner-3_1.large.medium_quality.jpg" fetchpriority="high"/> </picture> <div class="jumbo-body"> <div class="container-fluid"> <div class="row"> <div class="col-xsm-12 col-sm-6"> <div class="jumbo-overlay "> <div class="jumbo-overlay-content "> <div class="jumbo-overlay-body"> <div> <h2><span class="white"><span class="blue">Your Barclaycard - the perfect travelling companion</span></span></h2> </div> </div> </div> </div> </div> </div> </div> </div> </section>  <div class="container-fluid"> <div class="row"> <div class="main col-md-9 col-sm-12"> <div class="row "> <div class="col-md-12" data-component-type="Column1"> <div> <p>For a simple and secure way to pay overseas, just take your Barclaycard along with you. With 24/7 fraud protection, it’s got you covered – wherever you wander.</p> </div> </div> </div> <div class="row "> <div class="col-md-12" data-component-type="Column1"> <div class="row shaded"> <div class="col-md-12" data-component-type="Column1"> <div> <h2>Take the trouble out of travel</h2> <p>And just so you know – you don’t have to tell us you’re taking your card on holiday.<br /> </p> </div> <div class="article-snippet " data-component-type="articleSnippet"> <div class="media"> <div class="h-pull-left"> <span class="icon icon-money-circle icon-32" aria-hidden="true"></span> </div> <div class="media-body"> <div class="article-snippet-bd cms-content"> <div> </div> <div> <div> <h3>Fees for using your card abroad<br /> </h3> <ul> <li><span class="unindented">If you buy something with your card while your abroad, you’ll pay one single, non-sterling purchase fee of 2.99% every time you use it</span></li> <li><span class="unindented">If you withdraw foreign currency using your card, you will just be charged a cash transaction fee of 2.99% (minimum fee of £2.99)</span></li> <li><span class="unindented"><a id="link-1b"></a>These fees apply to most of our cards, but there are some exceptions, so check your terms and conditions<sup><a title="Link to footnote 1" href="#link-1">[1]</a></sup></span></li> </ul> </div> <div class="article-snippet "> <div class="media"> <div class="media-body"> <div class="article-snippet-bd cms-content"> <div> <div> <h3>Compare the cost of spending abroad</h3> <p>View a comparison of our current exchange rate for certain currencies as a mark-up against the rate published by the European Central Bank</p> </div> </div> <div> </div> </div> <div class="article-snippet-ft"> <div class="h-pull-left"> <a class="button btn btn-primary btn-sm " href="/personal/help-and-support/spending-abroad-comparison" title="Compare rates" target="_parent" aria-label="Compare rates">Compare rates </a> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="article-snippet " data-component-type="articleSnippet"> <div class="media"> <div class="h-pull-left"> <span class="icon icon-fraud icon-32" aria-hidden="true"></span> </div> <div class="media-body"> <div class="article-snippet-bd cms-content"> <div> <div> <h3>Protection – home and away</h3> <ul style="list-style-position: inside;"> <li><span class="unindented">24/7 fraud monitoring as standard</span></li> <li><span class="unindented">Early warning service – we’ll tell you if we ever spot anything suspicious</span></li> <li><span class="unindented">Calls to our helpline from abroad are charged as local calls – or you can reverse the charges</span></li> </ul> </div> </div> <div> </div> </div> </div> </div> </div> <div class="article-snippet " data-component-type="articleSnippet"> <div class="media"> <div class="h-pull-left"> <span class="icon icon-card-warning icon-32" aria-hidden="true"></span> </div> <div class="media-body"> <div class="article-snippet-bd cms-content"> <div> <div> <h3>Emergency card and cash (Visa cards only)</h3> <p>If you lose your Barclaycard abroad, or it’s stolen, call us on <a title="Call us now on 00441604230230" href="tel:00441604230230">+44 (0)1604 230 230</a>. We’re here 24 hours a day, 7 days a week. We can:</p> <ul> <li><span class="unindented">organise a temporary card, and</span></li> <li><span class="unindented">arrange a cash advance of up to £1,000 – depending on your available cash limit (available Monday to Saturday, 8am to 8pm).</span></li> </ul> <p>If you lose your Amazon Barclaycard abroad, or it’s stolen, temporarily freeze it in our app by opening ‘Your cards’ from the home page.</p> <p>After you’ve done that, <a title="call us" href="/personal/contact-us" target="_self">call us</a> or send us a message from the ‘Help’ section of our app. Emergency card and cash isn’t available for lost or stolen Amazon Barclaycards.</p> </div> </div> <div> </div> </div> </div> </div> </div> <div class="article-snippet " data-component-type="articleSnippet"> <div class="media"> <div class="h-pull-left"> <span class="icon icon-house icon-32" aria-hidden="true"></span> </div> <div class="media-body"> <div class="article-snippet-bd cms-content"> <div> <div> <h3>And a little breather when you get home</h3> <p><a id="link-2b"></a>The good stuff continues when you’re back. You could have up to 56 days (or 57 days, if you have the Amazon Barclaycard) interest-free on the things you bought and any cash withdrawals you made in the local currency while you were away.<sup><a title="Link to footnote 2" href="#link-2">[2]</a></sup></p> <ul> <li><span class="unindented">The number of interest-free days you get depends on when your Barclaycard statements run from and the date of your transaction – <button class="a-link a-link--decoration-underline" aria-haspopup="dialog" data-functionality="modal:56DayExamples" aria-label="Modal">here are a couple of examples</button></span></li> <li><span class="unindented">Make sure you pay each monthly statement in full</span></li> </ul> </div> </div> <div> </div> </div> </div> </div> </div> <div> <p><sup><a id="link-1"></a>1</sup> The 2.99% purchase fee might not apply if you have a Barclaycard Platinum Travel, Barclaycard Platinum Cashback Plus or Barclaycard Rewards card, or if we've recently offered you a lower promotional fee by letter or email. This will also tell you the end date for the promotion.<a title="Link back to text" href="#link-1b"><sup>[Return to reference]</sup></a></p> <p><sup><a id="link-2"></a>2</sup> Premier Charge Card and Woolwich Openplan cards don’t have 56 or 57-days’ interest-free purchases. If you have one of these, check your statement.<a title="Link back to text" href="#link-2b"><sup>[Return to reference]</sup></a></p> </div> </div> </div> </div> </div> <div class="row "> <div class="col-md-12" data-component-type="Column1"> <div class="row shaded"> <div class="col-md-12" data-component-type="Column1"> <img alt="alt=""" data-src="/content/dam/barclaycard/images/personal/help-and-support/snippet_images/spend-abroad-tombstone-1.jpg" class=" lazy"/> <div> <h2><br /> What happens when you use your Barclaycard abroad?<br /> </h2> <p>If you buy something abroad using the local currency, we’ll convert the transaction and the non-sterling transaction fee into sterling using the payment scheme’s exchange rate on that day.</p> <p>Then, we’ll add the two sterling amounts together and divide it by the original payment amount to work out the new exchange rate. You’ll see this rate – which includes the fee – on your statement. If you have the Amazon Barclaycard, you’ll see the fee as a separate charge in your transaction history.</p> </div> <div class="article-snippet article-summary " data-component-type="articleSnippet"> <div class="article-snippet-hd"> <h3> <a role="button" href="#" data-toggle="collapse" class="collapsed toggle" aria-expanded="false"> <span class="article-snippet-icon"></span> See an example </a> </h3> </div> <div class="media collapse" aria-hidden="true"> <div class="h-pull-right"> <img data-src="/content/dam/barclaycard/images/personal/help-and-support/snippet_images/spending-abroad-statement.jpg" alt="Statement showing transactions" class="lazy"/> </div> <div class="media-body"> <div class="article-snippet-bd cms-content"> <div> <div> <p>Here’s a made-up example with a customer who makes a purchase of €85.25 using his Barclaycard Visa while on holiday in Dublin.</p> <ul> <li><span class="unindented">On the day his transaction is processed, the daily payment scheme exchange rate is €1 = £0.870056</span></li> <li><span class="unindented">So his purchase is converted from €85.25 to £74.17</span></li> <li><span class="unindented"><a id="link-3b"></a>He has to pay the 2.99%<sup>[<a title="Link to footnote 3" href="#link-3">3</a>]</sup> transaction fee on the £74.17, which costs him £2.22</span></li> <li><span class="unindented">We add together the purchase and the fee, which is £76.39. And then divide that £76.36 by the original €85.25 purchase</span></li> <li><span class="unindented">This gives him the new exchange rate of €1 = £0.90. He’ll see the original charge and this new exchange rate on his statement</span></li> </ul> <p><sup><a id="link-3"></a>3</sup>If he had a lower promotional fee, then the 2.99% non-sterling transaction fee might not apply.<sup>[<a title="Link back to text" href="#link-3b">Return to reference</a>]</sup></p> </div> </div> <div> </div> </div> </div> </div> <div class="clear"></div> </div> <div class="article-snippet "> <div class="article-snippet-hd"> <h3>Summary of the cost of using your card abroad</h3> </div> <div class="media"> <div class="media-body"> <div class="article-snippet-bd cms-content"> <div> <div> <p>Use this table to compare the cost of using your Barclaycard Platinum card abroad. All of the exchange rates are-up-to date as of 3 June 2024 – this is a standard banking data comparison, which is updated every year.</p> <p>The 2.99% transaction fee might not apply if we’ve recently got in touch to offer you a lower rate or if you have a card offering no fees on non-sterling transactions. If that’s the case, we’ll confirm the offer and when it ends on your monthly statement.</p> </div> </div> <div> <table data-component-type="Table" class="table table-weave "> <caption>Purchases in non-sterling currency:</caption> <thead> <tr> <th scope="col"> </th> <th scope="col"> <div> <p>Non-sterling fee</p> </div> </th> <th scope="col"> <div> <p>Payment scheme exchange rate</p> </div> </th> <th scope="col"> <div> <p>If you spend €100 on your card, you'd pay:</p> </div> </th> </tr> </thead> <tbody> <tr> <td> <div> <p>Barclaycard credit card</p> </div> </td> <td> <div> <p>2.99%</p> </div> </td> <td> <div> <p>€1 = £0.854129<br /> </p> </div> </td> <td> <div> <p>£87.97</p> </div> </td> </tr> <tr> <td> <div> <p>Barclays Visa debit card</p> </div> </td> <td> <div> <p>2.99%</p> </div> </td> <td> <div> <p>€1 = £0.854129<br /> </p> </div> </td> <td> <div> <p>£87.97</p> </div> </td> </tr> <tr> <td> <div> <p>Barclays charge card</p> </div> </td> <td> <div> <p>2.99%</p> </div> </td> <td> <div> <p>€1 = £0.854129</p> </div> </td> <td> <div> <p>£87.97</p> </div> </td> </tr> </tbody> </table> <table data-component-type="Table" class="table table-weave "> <caption>Cash withdrawals in non-sterling currency:</caption> <thead> <tr> <th scope="col"> </th> <th scope="col"> <div> <p>Non-sterling fee</p> </div> </th> <th scope="col"> <div> <p><a id="link-4b"></a>Cash withdrawal fee<sup><a title="Link to footnote 4" href="#link-4">[4]</a></sup></p> </div> </th> <th scope="col"> <div> <p>Payment scheme exchange rate</p> </div> </th> <th scope="col"> <div> <p>If you withdraw €100 on your card, you'd pay:</p> </div> </th> </tr> </thead> <tbody> <tr> <td> <div> <p>Barclaycard credit card</p> </div> </td> <td> <div> <p>0%</p> </div> </td> <td> <div> <p>2.99% (min fee of £2.99)</p> </div> </td> <td> <div> <p>€1 = £0.854129<br /> </p> </div> </td> <td> <div> <p>£88.40</p> </div> </td> </tr> <tr> <td> <div> <p>Barclays Visa debit card</p> </div> </td> <td> <div> <p>2.99%</p> </div> </td> <td> <div> <p>0%</p> </div> </td> <td> <div> <p>€1 = £0.854129<br /> </p> </div> </td> <td> <div> <p>£87.97</p> </div> </td> </tr> <tr> <td> <div> <p>Barclays charge card</p> </div> </td> <td> <div> <p>0%</p> </div> </td> <td> <div> <p>2.99% (min fee of £2.99)</p> </div> </td> <td> <div> <p>€1 = £0.854129<br /> </p> </div> </td> <td> <div> <p>£88.40</p> </div> </td> </tr> </tbody> </table> <div> <p><sup><a id="link-4"></a>4</sup> Local ATM provider fees may apply. Minimum fee applies to withdrawals less than £100.<sup><a title="Link back to text" href="#link-4b">[Return to reference]</a></sup></p> <p>The credit card used in this example is Barclaycard Platinum. Other cards may have different fees, which you’ll find in the summary box on your statement. These fees apply to most of our cards, but there are some exceptions, so check your terms and conditions.</p> </div> <div class="row "> <div class="col-sm-4" data-component-type="Column1"> <div class="article-snippet article-summary " data-component-type="articleSnippet"> <div class="media"> <div class="h-pull-left"> <img data-src="/content/dam/barclaycard/images/personal/help-and-support/snippet_images/spend-abroad-tombstone-2.jpg" alt="Compare rates" class="lazy"/> </div> <div class="media-body"> <div class="article-snippet-bd cms-content"> <div> </div> <div> </div> </div> </div> </div> </div> </div> <div class="col-sm-8" data-component-type="Column2"> <div class="article-snippet "> <div class="media"> <div class="media-body"> <div class="article-snippet-bd cms-content"> <div> <div> <h3>Comparing the cost of spending abroad</h3> <p>View a comparison of our current exchange rate for certain currencies as a mark-up against the rate published by the European Central Bank.</p> </div> </div> <div> </div> </div> <div class="article-snippet-ft"> <div class="h-pull-left"> <a class="button btn btn-primary btn-sm " href="/personal/help-and-support/spending-abroad-comparison" title="Compare rates" target="_parent" aria-label="Compare rates">Compare rates </a> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="row "> <div class="col-md-12" data-component-type="Column1"> <div class="row shaded"> <div class="col-md-12" data-component-type="Column1"> <img alt="alt=""" data-src="/content/dam/barclaycard/images/personal/help-and-support/snippet_images/spend-abroad-tombstone-3.jpg" class=" lazy"/> <div> <h2><br /> Sterling or non-sterling?<br /> </h2> <p>Some overseas retailers might let you pay in sterling – this is called dynamic currency conversion. Paying this way means you avoid the transaction fee – but it could cost more than you expect. That’s because the exchange rate set by retailers might not be as competitive as the ones set by Visa or Mastercard. Alternatively, you can pay in the foreign currency and pay the fee.</p> <p>To make sure your exchange rate is as competitive as possible, you’ll pay the <a title="Compare rates" href="/personal/help-and-support/spending-abroad-comparison">daily exchange rate set by Visa or Mastercard dependent on your product.</a><br /> </p> </div> <div class="article-snippet " data-component-type="articleSnippet"> <div class="article-snippet-hd"> <h3> <a role="button" href="#" data-toggle="collapse" class="collapsed toggle" aria-expanded="false"> <span class="article-snippet-icon"></span> Things to bear in mind before you head off </a> </h3> </div> <div class="media collapse" aria-hidden="true"> <div class="media-body"> <div class="article-snippet-bd cms-content"> <div> <div> <ul style="list-style-position: inside;"> <li><span class="unindented">Before you decide how to pay, remember that other card providers and retailers might charge you for using your credit card abroad</span></li> <li><span class="unindented">Barclaycard Platinum Travel, Barclaycard Platinum Cashback Plus, Barclaycard Rewards and Woolwich OpenPlan have different fees and charges – you’ll see these on your statement</span></li> <li><span class="unindented">Different fees and charges apply to mobile contactless payments</span></li> </ul> </div> </div> <div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="row "> <div class="col-md-12" data-component-type="Column1"> <div class="row shaded"> <div class="col-md-12" data-component-type="Column1"> <div> <h2>Answers to questions you may have<br /> </h2> </div> <div class="article-snippet " data-component-type="articleSnippet"> <div class="article-snippet-hd"> <h3> <a role="button" href="#" data-toggle="collapse" class="collapsed toggle" aria-expanded="false"> <span class="article-snippet-icon"></span> Do I need to let you know before I go abroad ? </a> </h3> </div> <div class="media collapse" aria-hidden="true"> <div class="media-body"> <div class="article-snippet-bd cms-content"> <div> <div> <p>No, there is no need to contact us if you are going to be using your credit card abroad.</p> </div> </div> <div> </div> </div> </div> </div> </div> <div class="article-snippet " data-component-type="articleSnippet"> <div class="article-snippet-hd"> <h3> <a role="button" href="#" data-toggle="collapse" class="collapsed toggle" aria-expanded="false"> <span class="article-snippet-icon"></span> Is there a limit on how much I can withdraw from a cash machine abroad? </a> </h3> </div> <div class="media collapse" aria-hidden="true"> <div class="media-body"> <div class="article-snippet-bd cms-content"> <div> <div> <p>Yes, it’s the same as your UK daily limit – it’s just in the local currency. You’ll see it on your latest statement, which is available to <a title="view in our app" href="/personal/customer/barclaycard-app" target="_self">view in our app</a>. You can also see it in <a href="https://as2r-cla-bcc1-bcol.barclaycard.co.uk/ecom/as2/UI/#/login/" target="_self" title="online servicing">online servicing</a> unless you have the Amazon Barclaycard.</p> </div> </div> <div> </div> </div> </div> </div> </div> <div class="article-snippet " data-component-type="articleSnippet"> <div class="article-snippet-hd"> <h3> <a role="button" href="#" data-toggle="collapse" class="collapsed toggle" aria-expanded="false"> <span class="article-snippet-icon"></span> Can I make contactless payments abroad? </a> </h3> </div> <div class="media collapse" aria-hidden="true"> <div class="media-body"> <div class="article-snippet-bd cms-content"> <div> <div> <p>Of course. You can make contactless payments wherever you see the contactless symbol <span class="icon icon-contactless"role='img' aria-label = "contactless"></span><span style="">, home and abroad.</span></p> <p>If a retailer doesn’t have contactless technology, you can still pay using Chip and PIN. Find out more about <a title="Contactless payments" href="/personal/credit-cards/using-contactless">contactless payments</a> .</p> </div> </div> <div> </div> </div> </div> </div> </div> <div class="article-snippet " data-component-type="articleSnippet"> <div class="article-snippet-hd"> <h3> <a role="button" href="#" data-toggle="collapse" class="collapsed toggle" aria-expanded="false"> <span class="article-snippet-icon"></span> What’s the exchange rate when I use my credit card abroad? </a> </h3> </div> <div class="media collapse" aria-hidden="true"> <div class="media-body"> <div class="article-snippet-bd cms-content"> <div> <div> <p>To make sure your exchange rate is as competitive as possible, you’ll pay the daily exchange rate set by Visa or Mastercard dependent on your product. <a href="/personal/help-and-support/spending-abroad-comparison" target="_blank" title="Opens in a new window">Check Mastercard and Visa's daily exchange rate</a>. <br /> </p> </div> </div> <div> </div> </div> </div> </div> </div> <div class="article-snippet " data-component-type="articleSnippet"> <div class="article-snippet-hd"> <h3> <a role="button" href="#" data-toggle="collapse" class="collapsed toggle" aria-expanded="false"> <span class="article-snippet-icon"></span> What is dynamic currency conversion and should I use it? </a> </h3> </div> <div class="media collapse" aria-hidden="true"> <div class="media-body"> <div class="article-snippet-bd cms-content"> <div> <div> <p>This is when a retailer gives you the choice of paying in the local currency or in sterling. Paying in sterling makes the price you’re paying clearer, and means you don’t have to pay the non-sterling purchase fee. But the exchange rate is set by the retailer and might not be as competitive as the ones set by <a title="Visit Visa's website to see the daily exchange rates, opens in a new window, third party site" href="https://www.visaeurope.com/making-payments/exchange-rates" target="_blank">Visa</a> or <a title="Visit Mastercard's website to see the daily exchange rates, opens in a new window, third party site" href="https://www.mastercard.co.uk/en-gb/personal/get-support/convert-currency.html" target="_blank">Mastercard</a> – so paying in sterling could end up costing you more.<br /> </p> </div> </div> <div> </div> </div> </div> </div> </div> <div class="article-snippet " data-component-type="articleSnippet"> <div class="article-snippet-hd"> <h3> <a role="button" href="#" data-toggle="collapse" class="collapsed toggle" aria-expanded="false"> <span class="article-snippet-icon"></span> What cover do I get on my purchases made abroad? </a> </h3> </div> <div class="media collapse" aria-hidden="true"> <div class="media-body"> <div class="article-snippet-bd cms-content"> <div> <div> <p>You get exactly the same cover on your purchases abroad as you do at home, so you can rest easy – wherever you are in the world.<br /> </p> </div> </div> <div> </div> </div> </div> </div> </div> <div class="article-snippet " data-component-type="articleSnippet"> <div class="article-snippet-hd"> <h3> <a role="button" href="#" data-toggle="collapse" class="collapsed toggle" aria-expanded="false"> <span class="article-snippet-icon"></span> What is the 2.99% charge you apply when I use my credit card abroad? </a> </h3> </div> <div class="media collapse" aria-hidden="true"> <div class="media-body"> <div class="article-snippet-bd cms-content"> <div> <div> <p>That’s the non-sterling purchase fee we charge you for using your card abroad. If you withdraw foreign currency using your card, you will just be charged a cash transaction fee of 2.99% (minimum fee of £2.99).<br /> </p> <p>The 2.99% transaction fee might not apply if you have a Barclaycard Platinum Travel, Barclaycard Platinum Cashback Plus or Barclaycard Rewards credit card, or if we've recently offered you a lower promotional fee by letter or email. This will also tell you the end date for the promotion.</p> </div> </div> <div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="side col-md-3 col-sm-12"> <section class="quicklink quicklink-1col default borderbottom" data-component-type="Quicklink"> <div class="quicklink-item"> <div class="quicklink-content"> <nav aria-label="Quick Link Navigation"> <h2>What are you looking for</h2> <ul> <li> <a href="/personal/help-and-support/spending-abroad-comparison" title="Compare the cost of spending abroad " target="_parent">Compare the cost of spending abroad <svg class="quicklink__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 94.8 52.7" focusable="false"> <path d="M43.7 51.2L1.5 9c-2.1-2.1-2.1-5.4 0-7.5S6.9-.6 9 1.5l42.2 42.2c2.1 2.1 2.1 5.4 0 7.4s-5.4 2.1-7.5.1z"></path> <path d="M51.1 51.2c-2.1 2.1-5.4 2.1-7.4 0s-2.1-5.4 0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </a> </li> <li> <a href="/personal/customer/online-account-servicing" title=" Barclaycard online services" target="_parent">Barclaycard online services <svg class="quicklink__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 94.8 52.7" focusable="false"> <path d="M43.7 51.2L1.5 9c-2.1-2.1-2.1-5.4 0-7.5S6.9-.6 9 1.5l42.2 42.2c2.1 2.1 2.1 5.4 0 7.4s-5.4 2.1-7.5.1z"></path> <path d="M51.1 51.2c-2.1 2.1-5.4 2.1-7.4 0s-2.1-5.4 0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </a> </li> <li> <a href="/personal/credit-cards/using-contactless" title="Make contactless payments with Barclaycard" target="_parent">Making contactless payments <svg class="quicklink__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 94.8 52.7" focusable="false"> <path d="M43.7 51.2L1.5 9c-2.1-2.1-2.1-5.4 0-7.5S6.9-.6 9 1.5l42.2 42.2c2.1 2.1 2.1 5.4 0 7.4s-5.4 2.1-7.5.1z"></path> <path d="M51.1 51.2c-2.1 2.1-5.4 2.1-7.4 0s-2.1-5.4 0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </a> </li> <li> <a href="/personal/customer/alerts" title="Set up your alerts and updates in your Barclaycard online account" target="_parent">Alerts and updates <svg class="quicklink__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 94.8 52.7" focusable="false"> <path d="M43.7 51.2L1.5 9c-2.1-2.1-2.1-5.4 0-7.5S6.9-.6 9 1.5l42.2 42.2c2.1 2.1 2.1 5.4 0 7.4s-5.4 2.1-7.5.1z"></path> <path d="M51.1 51.2c-2.1 2.1-5.4 2.1-7.4 0s-2.1-5.4 0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </a> </li> <li> <a href="/personal/customer/how-we-protect-you" title="Fraud monitoring" target="_parent">Fraud monitoring <svg class="quicklink__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 94.8 52.7" focusable="false"> <path d="M43.7 51.2L1.5 9c-2.1-2.1-2.1-5.4 0-7.5S6.9-.6 9 1.5l42.2 42.2c2.1 2.1 2.1 5.4 0 7.4s-5.4 2.1-7.5.1z"></path> <path d="M51.1 51.2c-2.1 2.1-5.4 2.1-7.4 0s-2.1-5.4 0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </a> </li> <li> <a href="/personal/credit-cards/benefits" title="Find out the benefits of being a Barclaycard customer" target="_parent">Barclaycard benefits <svg class="quicklink__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 94.8 52.7" focusable="false"> <path d="M43.7 51.2L1.5 9c-2.1-2.1-2.1-5.4 0-7.5S6.9-.6 9 1.5l42.2 42.2c2.1 2.1 2.1 5.4 0 7.4s-5.4 2.1-7.5.1z"></path> <path d="M51.1 51.2c-2.1 2.1-5.4 2.1-7.4 0s-2.1-5.4 0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </a> </li> <li> <a href="/personal/money-matters/shopping-and-travel/how-to-travel-cheaply" title="Find out how to travel cheaply" target="_parent">How to travel cheaply <svg class="quicklink__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 94.8 52.7" focusable="false"> <path d="M43.7 51.2L1.5 9c-2.1-2.1-2.1-5.4 0-7.5S6.9-.6 9 1.5l42.2 42.2c2.1 2.1 2.1 5.4 0 7.4s-5.4 2.1-7.5.1z"></path> <path d="M51.1 51.2c-2.1 2.1-5.4 2.1-7.4 0s-2.1-5.4 0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </a> </li> </ul> </nav> </div> </div> </section> <div class="article-snippet shaded"> <div class="media"> <div class="media-body"> <div class="article-snippet-bd cms-content"> <div> <div> <h3>When the 56 day interest-free period applies</h3> <p>The 56-day interest-free period on your card (or the 57-day interest-free period on the Amazon Barclaycard) applies from the date of any new transaction, but only if you pay off your main statement balance, plus any Purchase Plan instalments.The following cards don’t have 56 or 57-days interest-free purchases: Premier Charge Card and Woolwich Openplan. 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