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height="20" class="list_menu_display_light">U.S.A.</td></tr><tr><td colspan="2"><div id="indProductMenu" onmouseout="javascript:HideBarMenu('indProductMenu');" onmouseover="javascript:ShowBarMenu('indProductMenu');" style="position:absolute;visibility:hidden;"><table width="185" height="22" cellspacing="0" cellpadding="0" style="border:solid 1px #e7e7e7;"> <tr><td colspan="2" onmouseover="this.style.bgcolor='#443e88'"><table cellspacing="0" cellpadding="0" height="20"><tr><td colspan="2" width="185" style="padding-left:7px;" class="list_menu_item_b" onmouseover="javascript:this.style.backgroundColor = '#ededed';" onmouseout="javascript:this.style.backgroundColor = '#f9f9f9';" valign="bottom" onclick="javascript:window.location.href = 'https://web.archive.org/web/20130313014556/http://corporate.morningstar.com/as?s=&filter=&query=';">Asia</td></tr></table></td></tr> <tr><td colspan="2" onmouseover="this.style.bgcolor='#443e88'"><table cellspacing="0" cellpadding="0" height="20"><tr><td 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'#f9f9f9';" valign="bottom" onclick="javascript:window.location.href = 'https://web.archive.org/web/20130313014556/http://corporate.morningstar.com/es?s=&filter=&query=';">Chile</td></tr></table></td></tr> <tr><td colspan="2" onmouseover="this.style.bgcolor='#443e88'"><table cellspacing="0" cellpadding="0" height="20"><tr><td colspan="2" width="185" style="padding-left:7px;" class="list_menu_item_b" onmouseover="javascript:this.style.backgroundColor = '#ededed';" onmouseout="javascript:this.style.backgroundColor = '#f9f9f9';" valign="bottom" onclick="javascript:window.location.href = 'https://web.archive.org/web/20130313014556/http://corporate.morningstar.com/dk?s=&filter=&query=';">Denmark</td></tr></table></td></tr> <tr><td colspan="2" onmouseover="this.style.bgcolor='#443e88'"><table cellspacing="0" cellpadding="0" height="20"><tr><td colspan="2" width="185" style="padding-left:7px;" class="list_menu_item_b" onmouseover="javascript:this.style.backgroundColor = '#ededed';" 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id="breadcrums" xmlns:pr="urn:Morningstar.Corporate.SiteManager"><span class="greyselect">How We Help Individual Investors</span></div><div id="areaheader" xmlns:pr="urn:Morningstar.Corporate.SiteManager"><img src="/web/20130313014556im_/http://corporate.morningstar.com/us/images/II_Deck.png " alt="" title=""/></div><div id="areamagazine" xmlns:pr="urn:Morningstar.Corporate.SiteManager"><div id="magleft" class="magcolumn"><div class="maginner"><p class="subject_heading">Create a Financial Plan </p><img class="magheader cursorstyle2" src="/web/20130313014556im_/http://corporate.morningstar.com/us/images/II_Plan-for-Your-Financial-Goals.png" alt="Create a Financial Plan " title="Create a Financial Plan "/><p class="subject_body">The first step to taking control of your financial future is a sound plan. Our straightforward commentary and powerful analytics help you understand your investments, evaluate your needs, and confidently chart a way to meet your financial goals at any stage in your life. </p><ul class="subject_body"><li class="rss-popup"><a href="https://web.archive.org/web/20130313014556/http://www.morningstar.com/">Morningstar.com </a><span class="rss-icontext"></span></li><li class="rss-popup"><a href="https://web.archive.org/web/20130313014556/http://finance.morningstar.com/ThirtyMinSolution.aspx">30-Minute Money Solutions</a><span class="rss-icontext"></span></li></ul></div><div class="maginner"><p class="subject_heading">Learn Investing Essentials </p><img class="magheader cursorstyle2" src="/web/20130313014556im_/http://corporate.morningstar.com/us/images/II_Explore-Investment-Strategies.png" alt="Learn Investing Essentials " title="Learn Investing Essentials "/><p class="subject_body">Our books guide you through the fundamentals of the stock, mutual fund, and exchange-traded fund markets. Written by top Morningstar analysts, each provides a roadmap to finding sound investment opportunities. 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