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Apply with no impact to your credit score to see if you’re approved. Terms apply."/> <meta property="og:image" content="https://web.archive.org/web/20211118091805im_/https://www.apple.com/v/apple-card/h/images/meta/og__dtukeczp0ygm_overview.png?202111111300"/> <meta property="og:title" content="Apple Card"/> <meta property="og:description" content="Apple Card offers up to 3% Daily Cash back on purchases with no fees. Apply with no impact to your credit score to see if you’re approved. 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src="/web/20211118091805js_/https://www.apple.com/ac/globalnav/7/en_US/scripts/ac-globalnav.built.js"></script> <script src="/web/20211118091805js_/https://www.apple.com/metrics/ac-analytics/2.13.1/scripts/ac-analytics.js" type="text/javascript" charset="utf-8"></script> <script src="/web/20211118091805js_/https://www.apple.com/metrics/ac-analytics/2.13.1/scripts/auto-init.js" type="text/javascript" charset="utf-8"></script> <input type="checkbox" id="ac-ln-menustate" class="ac-ln-menustate"/> <nav id="ac-localnav" class="no-js " lang="en-US" dir="ltr" data-sticky data-analytics-region="local nav" role="navigation" aria-label="Local"> <div class="ac-ln-wrapper"> <div class="ac-ln-background"></div> <div class="ac-ln-content"> <div class="ac-ln-title"> <a href="/web/20211118091805/https://www.apple.com/apple-card/" data-analytics-title="product index"> Apple Card </a> </div> <div class="ac-ln-menu"> <a href="#ac-ln-menustate" class="ac-ln-menucta-anchor ac-ln-menucta-anchor-open" 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class="ac-ln-menu-link" data-analytics-title="monthly-installments">Monthly Installments</a> </li> <li class="ac-ln-menu-item"> <a href="/web/20211118091805/https://www.apple.com/apple-card/how-to/" class="ac-ln-menu-link" data-analytics-title="how-to">How-To Videos</a> </li> </ul> </div> <div class="ac-ln-actions"> <div class="ac-ln-action ac-ln-action-menucta" aria-hidden="true"> <label for="ac-ln-menustate" class="ac-ln-menucta"> <span class="ac-ln-menucta-chevron"></span> </label> </div> <div class="ac-ln-action ac-ln-action-button"> <a class="ac-ln-button ac-ln-button-apply" href="https://web.archive.org/web/20211118091805/https://wallet.apple.com/apple-card/setup/feature/ccs?referrer=cid%3Dapy-200-100001" data-analytics-title="apply now" aria-label="apply now for apple card" data-rid-relay="{"287":"referrer"}" data-analytics-exit-link> Apply now <span class="ac-ln-action-product"></span> </a> </div> </div> </div> </div> </div> </nav> <label id="ac-ln-curtain" for="ac-ln-menustate"></label> <script type="text/javascript" src="/web/20211118091805js_/https://www.apple.com/ac/localnav/6/scripts/ac-localnav.built.js"></script> <main id="main" class="main" role="main" data-page-type="overview"> <section class="section section-hero" data-component-list="Hero" data-analytics-section-engagement="name:hero"> <div class="section-content"> <div class="hero-video" data-component-list="InlineVideo Parallax" data-anim="{"start": "a0t - 100vh"}" data-anim-end="a0b" data-relative-to=".section-hero,.image-hero-endframe,.hero-banner" data-translate-y="0,a0h - a1h - a2h" data-start-transition data-keyframe-on-discrete> <div class="image-hero-startframe" data-analytics-fmp="hero_startframe" data-video-startframe></div> <div class="image-hero-endframe hide" data-video-endframe></div> <video id="hero-video" class="inline-video hide" data-component-list="VideoViewportSource" data-src-small="/105/media/us/apple-card/2020/53f631e5-305f-4ec8-8eb6-057df67c4579/anim/hero/small.mp4" data-src-medium="/105/media/us/apple-card/2020/53f631e5-305f-4ec8-8eb6-057df67c4579/anim/hero/medium.mp4" data-src-large="/105/media/us/apple-card/2020/53f631e5-305f-4ec8-8eb6-057df67c4579/anim/hero/large.mp4" data-enable-retina muted playsinline role="presentation"> </video> <div class="scrim-gradient"></div> </div> <div class="overlay-container"> <div class="logo-container" data-anim-classname="{"start":"a0b - 100vh + css(--r-globalnav-height) + css(--action-bar-height)","end":"a0b", "anchors":[".section-hero"], "cssClass":"hide-scroll-indicator"}"> <h1 class="visuallyhidden">Apple Card</h1> <div class="svg-logo-apple-container"> <figure class="svg-logo-apple"></figure> <a href="https://web.archive.org/web/20211118091805/https://wallet.apple.com/apple-card/setup/feature/ccs?referrer=cid%3Dapy-200-100002" aria-label="apply now for apple card" class="button button-super button-neutral button-just-right" data-analytics-title="apply now" data-rid-relay="{"287": "referrer"}" data-analytics-exit-link>Apply now</a> </div> <div class="hero-scroll-indicator typography-scroll-indicator"> <span class="icon icon-after icon-chevrondown" aria-hidden="true"></span> </div> </div> <div class="hero-banner typography-hero-banner" data-analytics-activitymap-region-id="ribbon"> <div class="bg-gradient" aria-hidden="true"></div> Apple Card and issuer Goldman Sachs ranked No. 1 in customer satisfaction among the Midsize Credit Card Issuers segment by J.D. Power.<span class="footnote footnote-supglyph"><a href="#footnote-1" aria-label="Footnote * symbol">*</a></span> <a href="/web/20211118091805/https://www.apple.com/newsroom/2021/08/apple-card-and-goldman-ranked-highest-in-customer-satisfaction-in-jd-power-study/" data-analytics-title="learn more - jd power rating" aria-label="learn more about Apple Card and issuer Goldman Sachs ranked No. 1 in customer satisfaction" class="icon-wrapper"><span class="icon-copy">Learn more</span><span class="icon icon-after more"></span></a> </div> </div> </div> </section> <section class="section section-simplicity" data-analytics-section-engagement="name:simplicity"> <div class="section-content"> <h2 class="intro-headline typography-grid-headline"> <p>The simplicity of Apple. <br/>In a credit card.</p> </h2> <p class="typography-grid-intro grid-intro">With Apple Card, we completely reinvented the credit card. Your information lives on your iPhone, beautifully laid out and easy to understand. We eliminated fees<sup class="footnote footnote-number"><a href="#footnote-4" aria-label="Footnote 1">1</a></sup> and built tools to help you pay less interest, and you can apply in minutes to see if you are approved with no impact to your credit score.<sup class="footnote footnote-number"><a href="#footnote-5" aria-label="Footnote 2">2</a></sup> Advanced technologies like Face ID, Touch ID, and Apple Pay give you a new level of privacy and security. <br class="large medium"/>And with every purchase you get Daily Cash back. Apple Card. It’s everything a credit card should be.</p> </div> </section> <section class="section section-tiles-grid" data-component-list="TileFlip Modal"> <div class="section-content"> <div class="tiles-container"> <div class="tile-overlay"></div> <div class="tile full built-iphone" data-tile-id="built-iphone" data-tile-type="tile-flip" data-anim-keyframes="[{"start": "a0t - 70vh", "end": "a0b"}]" data-component-list="TriggerAnimation" data-analytics-section-engagement="name:built for iphone"> <div class="front-face"> <h2 class="typography-tile-iphone">Created by Apple.<br/>Powered by iPhone.</h2> <figure class="image-built-for-iphone" data-component-list="Parallax" data-anim-start="t - 100vh" data-anim-end="b" data-translate-y="5h,-15h" data-anim-lazy-image></figure> <button class="icon-wrapper flip-tile-button open-tile" tabindex="-1" data-analytics-title="open | built for iphone" data-analytics-click="prop3:open | built for iphone" data-analytics-intrapage-link> <i class="icon icon-plussolid" tabindex="0"></i> <span class="visuallyhidden">Open to read more about Built for iPhone</span> </button> </div> <div role="dialog" class="back-face image-layout" aria-labelledby="headline-built-iphone"> <div class="content-column"> <h2 id="headline-built-iphone" tabindex="0" class="typography-tile-backface-content backface-headline">Built for iPhone</h2> <p class="typography-tile-backface-content backface-copy">Apple Card lives on your iPhone, in the Wallet app. You can sign up in as little as a minute and start using it right away with Apple Pay.<sup class="footnote footnote-number"><a href="#footnote-6" aria-label="Footnote 3">3</a></sup> Your transactions, payments, and account details are all in one place, where only you can see them.<sup class="footnote footnote-number"><a href="#footnote-7" aria-label="Footnote 4">4</a></sup> You even make your payments right in the Wallet app — just select your amount, tap, and it’s done.</p> </div> <button class="icon-wrapper flip-tile-button close-tile"> <i class="icon icon-resetsolid"></i> <span class="visuallyhidden">Close</span> </button> <div class="image-column" aria-hidden="true"> <figure class="image-hardware-iphone" data-anim-lazy-image></figure> <figure class="image-screen-built-for-iphone" data-anim-lazy-image></figure> </div> </div> </div> <div class="tile half no-fees" data-tile-id="no-fees" data-tile-type="tile-flip" data-anim-classname="{"start":"t - 80vh","cssClass":"fadein", "disabledWhen": "reduced-motion, text-zoom"}" data-analytics-section-engagement="name:no fees"> <div class="front-face"> <div class="typography-tile-fees text-container"> <div class="fade-container"> <div class="no-fees-copy">No fees.</div> </div> <div class="fade-container"> <div class="fadein-text-1">Not</div> </div> <div class="fade-container"> <div class="fadein-text-2">even</div> </div> <div class="fade-container"> <div class="fadein-text-3">hidden</div> </div> <div class="fade-container"> <div class="fadein-text-4">ones.</div> </div> </div> <button class="icon-wrapper flip-tile-button open-tile" tabindex="-1" data-analytics-title="open | no fees" data-analytics-click="prop3:open | no fees" data-analytics-intrapage-link> <i class="icon icon-plussolid" tabindex="0"></i> <span class="visuallyhidden">Open to read more about No Fees</span> </button> </div> <div role="dialog" class="back-face " aria-labelledby="headline-no-fees"> <div class="content-column"> <h2 id="headline-no-fees" tabindex="0" class="typography-tile-backface-content backface-headline">No Fees</h2> <p class="typography-tile-backface-content backface-copy">We want to make it easier to pay down your balance, not harder. So Apple Card doesn’t have any fees. No annual, over-the-limit, foreign-transaction, or late fees.<sup class="footnote footnote-number"><a href="#footnote-8" aria-label="Footnote 5">5</a></sup> No fees. Really. And our goal is to provide interest rates that are among the lowest in the industry. Because your credit card should work for you, not against you.</p> </div> <button class="icon-wrapper flip-tile-button close-tile"> <i class="icon icon-resetsolid"></i> <span class="visuallyhidden">Close</span> </button> </div> </div> <div class="tile half interest-wheel" data-tile-id="interest-wheel" data-tile-type="tile-flip" data-analytics-section-engagement="name:pay less interest"> <div class="front-face"> <div class="interest-video" data-component-list="InlineVideo" data-anim-keyframes="[{"start": "a0t - 30vh", "end": "a0b", "breakpointMask": "MLX", "anchors": ".interest-wheel"}, {"start": "a0t - 75vh", "end": "a0b", "breakpointMask": "S"}]"> <div class="image-interest-startframe" data-video-startframe></div> <div class="image-interest-endframe hide" data-video-endframe></div> <video id="interest-video" class="inline-video" data-component-list="VideoViewportSource" data-src-small="/105/media/us/apple-card/2020/53f631e5-305f-4ec8-8eb6-057df67c4579/anim/interest_wheel/small.mp4" data-src-medium="/105/media/us/apple-card/2020/53f631e5-305f-4ec8-8eb6-057df67c4579/anim/interest_wheel/medium.mp4" data-src-large="/105/media/us/apple-card/2020/53f631e5-305f-4ec8-8eb6-057df67c4579/anim/interest_wheel/large.mp4" data-enable-retina muted playsinline role="presentation"> </video> <h2 class="typography-tile-interest interest-headline">The first credit card that actually encourages you to pay less interest.</h2> </div> <button class="icon-wrapper flip-tile-button open-tile" tabindex="-1" data-analytics-title="open | pay less interest" data-analytics-click="prop3:open | pay less interest" data-analytics-intrapage-link> <i class="icon icon-plussolid" tabindex="0"></i> <span class="visuallyhidden">Open to read more about Pay Less Interest</span> </button> </div> <div role="dialog" class="back-face " aria-labelledby="headline-interest-wheel"> <div class="content-column"> <h2 id="headline-interest-wheel" tabindex="0" class="typography-tile-backface-content backface-headline">Pay Less Interest</h2> <p class="typography-tile-backface-content backface-copy">Most credit cards emphasize your minimum amount due. But when you pay only your minimum each month, it costs you a lot in interest over time. Apple Card is different. When you’re ready to make a payment, Apple Card estimates the interest you’ll wind up paying, based on any payment amount you choose.<sup class="footnote footnote-number"><a href="#footnote-9" aria-label="Footnote 6">6</a></sup> And it does that in real time, so you can make an informed decision about how much of your balance to pay down.</p> </div> <button class="icon-wrapper flip-tile-button close-tile"> <i class="icon icon-resetsolid"></i> <span class="visuallyhidden">Close</span> </button> </div> </div> <div class="tile full daily-cash" data-tile-id="daily-cash" data-tile-type="tile-flip" data-anim-keyframes="[{"start": "a0t - 60vh", "end": "a0b", "breakpointMask": "MLX"}, {"start": "a0t - 70vh", "end": "a0b", "breakpointMask": "S"}]" data-component-list="TriggerAnimation" data-analytics-section-engagement="name:unlimited daily cash"> <div class="front-face"> <h2 class="typography-tile-cash-headline daily-cash-headline">Unlimited<br/>Daily Cash back.</h2> <p class="typography-tile-cash-intro daily-cash-copy">Real cash you can use right away.<sup class="footnote footnote-number"><a href="#footnote-10" aria-label="Footnote 7">7</a></sup></p> <div class="daily-cash-video" data-component-list="InlineVideo" data-anim-keyframes="[{"start": "a0t - 75vh", "end": "a0b", "breakpointMask": "LX"}, {"start": "a0t - 85vh", "end": "a0b", "breakpointMask": "M"}, {"start": "a0t - 90vh", "end": "a0b", "breakpointMask": "S"}]"> <div class="image-daily-cash-endframe hide" data-video-endframe></div> <video id="daily-cash-video" class="inline-video" data-component-list="VideoViewportSource" data-src-small="/105/media/us/apple-card/2020/53f631e5-305f-4ec8-8eb6-057df67c4579/anim/daily_cash/small.mp4" data-src-medium="/105/media/us/apple-card/2020/53f631e5-305f-4ec8-8eb6-057df67c4579/anim/daily_cash/medium.mp4" data-src-large="/105/media/us/apple-card/2020/53f631e5-305f-4ec8-8eb6-057df67c4579/anim/daily_cash/large.mp4" data-enable-retina muted playsinline role="presentation"> </video> </div> <button class="icon-wrapper flip-tile-button open-tile" tabindex="-1" data-analytics-title="open | unlimited daily cash" data-analytics-click="prop3:open | unlimited daily cash" data-analytics-intrapage-link> <i class="icon icon-plussolid" tabindex="0"></i> <span class="visuallyhidden">Open to read more about Unlimited Daily Cash</span> </button> </div> <div role="dialog" class="back-face image-layout" aria-labelledby="headline-daily-cash"> <div class="content-column"> <h2 id="headline-daily-cash" tabindex="0" class="typography-tile-backface-content backface-headline">Unlimited Daily Cash</h2> <p class="typography-tile-backface-content backface-copy">When you buy something using Apple Card, you get a percentage of your purchase back in Daily Cash. It’s real cash, so unlike rewards, it never expires or loses its value. Your cash is deposited right onto your Apple Cash card in the Wallet app — not a month from now, but every day. And there’s no limit to how much you can get. Use it to buy things in stores, on websites, and in apps. Make a payment on your Apple Card. Pay back a friend in Messages. Or send it straight to your bank account and watch it add up.</p> </div> <button class="icon-wrapper flip-tile-button close-tile"> <i class="icon icon-resetsolid"></i> <span class="visuallyhidden">Close</span> </button> <div class="image-column" aria-hidden="true"> <figure class="image-hardware-iphone" data-anim-lazy-image></figure> <figure class="image-screen-unlimited-daily-cash" data-anim-lazy-image></figure> </div> </div> </div> <div class="tile full three-percent" data-tile-id="three-percent" data-tile-type="tile-flip" data-anim-keyframes="[{"start": "a0t - 60vh", "end": "a0b", "breakpointMask": "MLX"}, {"start": "a0t - 70vh", "end": "a0b", "breakpointMask": "S"}]" data-component-list="TriggerAnimation" data-analytics-section-engagement="name:three percent daily cash"> <div class="front-face"> <figure class="image-three-percent" data-anim-lazy-image></figure> <figure class="image-three-percent-ipad partial-image" data-anim-lazy-image></figure> <figure class="image-three-percent-iphone partial-image" data-anim-lazy-image></figure> <figure class="image-three-percent-mbp partial-image" data-anim-lazy-image></figure> <h2 class="typography-tile-three-percent three-percent-headline">Get 3% Daily Cash back when you shop at Apple.</h2> <button class="icon-wrapper flip-tile-button open-tile" tabindex="-1" data-analytics-title="open | three percent daily cash" data-analytics-click="prop3:open | three percent daily cash" data-analytics-intrapage-link> <i class="icon icon-plussolid" tabindex="0"></i> <span class="visuallyhidden">Open to read more about 3% Daily Cash at Apple</span> </button> </div> <div role="dialog" class="back-face image-layout" aria-labelledby="headline-three-percent"> <div class="content-column"> <h2 id="headline-three-percent" tabindex="0" class="typography-tile-backface-content backface-headline">3% Daily Cash at Apple</h2> <p class="typography-tile-backface-content backface-copy">Apple Card gives you unlimited 3% Daily Cash back on everything you buy at Apple — whether it’s a new Mac, an iPhone case, games from the App Store, or even a service like Apple Music or Apple TV+.</p> </div> <button class="icon-wrapper flip-tile-button close-tile"> <i class="icon icon-resetsolid"></i> <span class="visuallyhidden">Close</span> </button> <div class="image-column" aria-hidden="true"> <figure class="image-hardware-iphone" data-anim-lazy-image></figure> <figure class="image-screen-three-percent" data-anim-lazy-image></figure> </div> </div> </div> <div class="tile half two-percent" data-tile-id="two-percent" data-tile-type="tile-flip" data-anim-keyframes="[{"start": "a0t - 75vh", "end": "a0b"}]" data-component-list="TriggerAnimation" data-analytics-section-engagement="name:two percent daily cash"> <div class="front-face"> <h2 class="typography-tile-two-percent-headline two-percent-headline">Get 2%<br/>Daily Cash<br/>back</h2> <div class="typography-tile-subhead two-percent-copy">when you use your iPhone<br/>or Apple Watch to pay<br/>with Apple Card.</div> <figure class="image-daily-cash-shadow" data-anim-lazy-image></figure> <figure class="image-daily-cash-hand" data-component-list="Parallax" data-anim-start="t - 100vh" data-anim-end="b" data-translate-y="10h,-10h" data-anim-lazy-image></figure> <button class="icon-wrapper flip-tile-button open-tile" tabindex="-1" data-analytics-title="open | two percent daily cash" data-analytics-click="prop3:open | two percent daily cash" data-analytics-intrapage-link> <i class="icon icon-plussolid" tabindex="0"></i> <span class="visuallyhidden">Open to read more about 2% Daily Cash</span> </button> </div> <div role="dialog" class="back-face " aria-labelledby="headline-two-percent"> <div class="content-column"> <h2 id="headline-two-percent" tabindex="0" class="typography-tile-backface-content backface-headline">2% Daily Cash</h2> <p class="typography-tile-backface-content backface-copy">The best way to use Apple Card is with Apple Pay — the secure payment technology built into iPhone, Apple Watch, iPad, and Mac and accepted at 85 percent of merchants in the United States. Apple Pay is a safer way to pay that helps you avoid touching buttons or exchanging cash. And with every purchase you make using your Apple Card with Apple Pay, you get 2% Daily Cash back. No points to calculate. No limits or deadlines. Just real cash that’s ready to spend whenever, wherever, and however you want.</p> </div> <button class="icon-wrapper flip-tile-button close-tile"> <i class="icon icon-resetsolid"></i> <span class="visuallyhidden">Close</span> </button> </div> </div> <div class="tile half mega-merchants" data-tile-id="mega-merchants" data-tile-type="tile-flip" data-anim-keyframes="[{"start": "a0t - 75vh", "end": "a0b"}]" data-component-list="TriggerAnimation" data-analytics-section-engagement="name:shop apple merchants"> <div class="front-face"> <h2 class="typography-tile-merchants mega-merchants-headline">Shop with select merchants and get even more Daily Cash.</h2> <div class="logos-container"> <figure class="image-logo-duane-reade" data-anim-lazy-image></figure> <figure class="image-logo-exxon " data-anim-lazy-image></figure> <figure class="image-logo-mobil" data-anim-lazy-image></figure> <figure class="image-logo-nike" data-anim-lazy-image></figure> <figure class="image-logo-panera" data-anim-lazy-image></figure> <figure class="image-logo-tmobile" data-anim-lazy-image></figure> <figure class="image-logo-uber" data-anim-lazy-image></figure> <figure class="image-logo-uber-eats" data-anim-lazy-image></figure> <figure class="image-logo-walgreens" data-anim-lazy-image></figure> </div> <button class="icon-wrapper flip-tile-button open-tile" tabindex="-1" data-analytics-title="open | shop apple merchants" data-analytics-click="prop3:open | shop apple merchants" data-analytics-intrapage-link> <i class="icon icon-plussolid" tabindex="0"></i> <span class="visuallyhidden">Open to read more about 3% Daily Cash</span> </button> </div> <div role="dialog" class="back-face " aria-labelledby="headline-mega-merchants"> <div class="content-column"> <h2 id="headline-mega-merchants" tabindex="0" class="typography-tile-backface-content backface-headline">3% Daily Cash</h2> <p class="typography-tile-backface-content backface-copy">Apple Card gives you unlimited 3% Daily Cash back on purchases you make at select merchants when you use Apple Card with Apple Pay.<sup class="footnote footnote-diamond"><a href="#footnote-3" aria-label="Footnote ◊ symbol">◊</a></sup></p> <div class="typography-tile-backface-content backface-list"> <ul> <li>Duane Reade</li> <li>Exxon</li> <li>Mobil</li> <li>Nike</li> <li>Panera Bread</li> <li>T-Mobile</li> <li>Uber</li> <li>Uber Eats</li> <li>Walgreens</li> </ul> </div> </div> <button class="icon-wrapper flip-tile-button close-tile"> <i class="icon icon-resetsolid"></i> <span class="visuallyhidden">Close</span> </button> </div> </div> <div class="tile full apple-card-family" data-tile-id="apple-card-family" data-tile-type="tile-flip" data-anim-keyframes="[{"start": "a0t - 60vh", "end": "a0b", "breakpointMask": "MLX"}, {"start": "a0t - 70vh", "end": "a0b", "breakpointMask": "S"}]" data-component-list="TriggerAnimation" data-analytics-section-engagement="name:apple card family"> <div class="front-face"> <figure class="image-apple-card-family" data-anim-lazy-image></figure> <p class="typography-tile-subhead apple-card-family-eyebrow">Apple Card Family</p> <h2 class="typography-tile-physical-card apple-card-family-headline">Healthy finances.<br/>Family style.</h2> <button class="icon-wrapper flip-tile-button open-tile" tabindex="-1" data-analytics-title="open | apple card family" data-analytics-click="prop3:open | apple card family" data-analytics-intrapage-link> <i class="icon icon-plussolid" tabindex="0"></i> <span class="visuallyhidden">Open to read more about Apple Card Family</span> </button> </div> <div role="dialog" class="back-face image-layout" aria-labelledby="headline-apple-card-family"> <div class="content-column"> <h2 id="headline-apple-card-family" tabindex="0" class="typography-tile-backface-content backface-headline">Apple Card Family</h2> <p class="typography-tile-backface-content backface-copy">Apple Card Family brings all the great features and benefits of Apple Card to your entire family — whether that’s your immediate family, extended family, or whoever you call family.<sup class="footnote footnote-number"><a href="#footnote-11" aria-label="Footnote 8">8</a></sup> It allows two partners to merge credit lines<sup class="footnote footnote-number"><a href="#footnote-12" aria-label="Footnote 9">9</a></sup> to form a single co-owned account<sup class="footnote footnote-number"><a href="#footnote-13" aria-label="Footnote 10">10</a></sup>, manage that account together, and build credit as equals.<sup class="footnote footnote-number"><a href="#footnote-14" aria-label="Footnote 11">11</a></sup> Participants<sup class="footnote footnote-number"><a href="#footnote-15" aria-label="Footnote 12">12</a></sup> 18 and older can choose to start building their own credit history,<sup class="footnote footnote-number"><a href="#footnote-16" aria-label="Footnote 13">13</a></sup> and teens can learn better spending habits. And, family members receive Daily Cash back on their own purchases.<sup class="footnote footnote-number"><a href="#footnote-17" aria-label="Footnote 14">14</a></sup></p> <a href="/web/20211118091805/https://www.apple.com/apple-card/family/" data-analytics-title="learn more about apple card family" class="icon-wrapper typography-tile-backface-link"><span class="icon-copy">Learn more about Apple Card Family</span><span class="icon icon-after more"></span></a> </div> <button class="icon-wrapper flip-tile-button close-tile"> <i class="icon icon-resetsolid"></i> <span class="visuallyhidden">Close</span> </button> <div class="image-column" aria-hidden="true"> <figure class="image-hardware-iphone" data-anim-lazy-image></figure> <figure class="image-screen image-screen-ac-family" data-anim-lazy-image></figure> </div> </div> </div> <div class="tile full physical-card" data-tile-id="physical-card" data-tile-type="tile-flip" data-component-list="TriggerAnimation" data-analytics-section-engagement="name:titanium card"> <div class="front-face"> <div class="titanium-video" data-component-list="InlineVideo"> <div class="image-titanium-startframe" data-video-startframe></div> <div class="image-titanium-endframe hide" data-video-endframe></div> <video id="titanium-video" class="inline-video" data-component-list="VideoViewportSource" data-src-small="/105/media/us/apple-card/2020/53f631e5-305f-4ec8-8eb6-057df67c4579/anim/card/small.mp4" data-src-medium="/105/media/us/apple-card/2020/53f631e5-305f-4ec8-8eb6-057df67c4579/anim/card/medium.mp4" data-src-large="/105/media/us/apple-card/2020/53f631e5-305f-4ec8-8eb6-057df67c4579/anim/card/large.mp4" data-enable-retina muted playsinline role="presentation"> </video> </div> <div class="scrim"></div> <h2 class="typography-tile-physical-card physical-card-headline">Goodbye, plastic.<br/>Hello, titanium.</h2> <button class="icon-wrapper flip-tile-button open-tile" tabindex="-1" data-analytics-title="open | titanium card" data-analytics-click="prop3:open | titanium card" data-analytics-intrapage-link> <i class="icon icon-plussolid" tabindex="0"></i> <span class="visuallyhidden">Open to read more about Titanium Card</span> </button> </div> <div role="dialog" class="back-face image-layout" aria-labelledby="headline-physical-card"> <div class="content-column"> <h2 id="headline-physical-card" tabindex="0" class="typography-tile-backface-content backface-headline">Titanium Card</h2> <p class="typography-tile-backface-content backface-copy">With laser etching and clean styling, Apple Card is designed with the same craftsmanship we bring to all our products. And it’s the only credit card made of titanium — a sustainable metal known for its beauty and durability. When you use the card, you’ll get 1% Daily Cash back on every purchase. Since Mastercard is our global payment network, you can use it all over the world. For apps and websites that don’t take Apple Pay yet, just enter the virtual card number stored securely in your Wallet app. And when you’re using Safari, it even autofills for you.</p> </div> <button class="icon-wrapper flip-tile-button close-tile"> <i class="icon icon-resetsolid"></i> <span class="visuallyhidden">Close</span> </button> <div class="image-column" aria-hidden="true"> <figure class="image-hardware-iphone" data-anim-lazy-image></figure> <figure class="image-titanium-card" data-anim-lazy-image></figure> </div> </div> </div> <div class="tile full privacy-security" data-tile-id="privacy-security" data-tile-type="tile-flip" data-component-list="TriggerAnimation" data-analytics-section-engagement="name:privacy and security"> <div class="front-face"> <figure class="image image-privacy-security"></figure> <h2 class="typography-tile-subhead small-6">Privacy and Security</h2> <div class="typography-tile-privacy-headline"> <p class="line line-1">Your card.</p> <p class="line line-2">Your data.</p> <p class="line line-3">Your business.</p> </div> <button class="icon-wrapper flip-tile-button open-tile" tabindex="-1" data-analytics-title="open | privacy and security" data-analytics-click="prop3:open | privacy and security" data-analytics-intrapage-link> <i class="icon icon-plussolid" tabindex="0"></i> <span class="visuallyhidden">Open to read more about Privacy and Security</span> </button> </div> <div role="dialog" class="back-face " aria-labelledby="headline-privacy-security"> <div class="content-column"> <h2 id="headline-privacy-security" tabindex="0" class="typography-tile-backface-content backface-headline">Privacy and Security</h2> <p class="typography-tile-backface-content backface-copy">Apple takes your privacy and security seriously. It’s not just a philosophy, it’s built into all our products. And Apple Card is no different. With advanced security technologies like Face ID, Touch ID, and unique transaction codes, Apple Card with Apple Pay is designed to make sure you’re the only one who can use it. The titanium card has no visible numbers. Not on the front. Not on the back. Which gives you a whole new level of security. And while Goldman Sachs uses your data to operate Apple Card, your transaction history and spending habits belong to you and you alone. Your data isn’t shared or sold to third parties for marketing or advertising.</p> </div> <button class="icon-wrapper flip-tile-button close-tile"> <i class="icon icon-resetsolid"></i> <span class="visuallyhidden">Close</span> </button> </div> </div> <div class="tile full acmi" data-tile-id="pay-over-time" data-tile-type="tile-flip" data-component-list="TriggerAnimation" data-analytics-section-engagement="name:acmi"> <div class="front-face"> <h2 class="typography-tile-pay-over-time-headline pay-over-time-headline large-5 large-offset-7 medium-5 medium-offset-7 small-12 small-offset-0">Pay for your<br/>new Apple products<br/> over time,<br/>interest‑free</h2> <p class="typography-grid-intro pay-over-time-copy large-5 large-offset-7 medium-5 medium-offset-7 small-12 small-offset-0">when you choose to<br/> check out with Apple Card Monthly Installments.<sup class="footnote footnote-number"><a href="#footnote-18" aria-label="Footnote 15">15</a></sup></p> <figure class="image-acmi" data-anim-lazy-image></figure> <button class="icon-wrapper flip-tile-button open-tile" tabindex="-1" data-analytics-title="open | acmi" data-analytics-click="prop3:open | acmi" data-analytics-intrapage-link> <i class="icon icon-plussolid" tabindex="0"></i> <span class="visuallyhidden">Open to read more about Apple Card Monthly Installments</span> </button> </div> <div role="dialog" class="back-face image-layout" aria-labelledby="headline-pay-over-time"> <div class="content-column"> <h2 id="headline-pay-over-time" tabindex="0" class="typography-tile-backface-content backface-headline">Apple Card Monthly Installments</h2> <p class="typography-tile-backface-content backface-copy">You can buy a new Mac, iPhone, iPad, Apple Watch, and more with interest-free monthly payments on purchases at Apple. Just choose Apple Card Monthly Installments and then check out. Your installment automatically appears on your Apple Card statement alongside your everyday Apple Card purchases in the Wallet app. If you have an eligible device to trade in, you’ll pay even less per month.<sup class="footnote footnote-number"><a href="#footnote-19" aria-label="Footnote 16">16</a></sup> And you’ll get 3% Daily Cash back on the purchase price of each product, all up front. If you have Apple Card already, there’s no additional application. If you don’t, you can apply in as little as a minute during checkout, from the privacy of your iPhone.</p> <a href="/web/20211118091805/https://www.apple.com/apple-card/monthly-installments/" data-analytics-title="learn more about apple card monthly installments" class="icon-wrapper typography-tile-backface-link"><span class="icon-copy">Learn more about Apple Card Monthly Installments</span><span class="icon icon-after more"></span></a> </div> <button class="icon-wrapper flip-tile-button close-tile"> <i class="icon icon-resetsolid"></i> <span class="visuallyhidden">Close</span> </button> <div class="image-column" aria-hidden="true"> <figure class="image-hardware-iphone" data-anim-lazy-image></figure> <figure class="image-screen-monthly-installments" data-anim-lazy-image></figure> </div> </div> </div> <div class="tile half financial-tools" data-tile-id="financial-tools" data-tile-type="tile-flip" data-component-list="TriggerAnimation" data-analytics-section-engagement="name:financial health"> <div class="front-face"> <h2 class="typography-tile-tools financial-headline">Tools to help<br/>you make<br/>financially<br/>healthy<br/>choices.</h2> <div class="bars-container"> <div class="bar bar-1"></div> <div class="bar bar-2"></div> <div class="bar bar-3"></div> <div class="bar bar-4"></div> <div class="bar bar-5"></div> </div> <button class="icon-wrapper flip-tile-button open-tile" tabindex="-1" data-analytics-title="open | financial health" data-analytics-click="prop3:open | financial health" data-analytics-intrapage-link> <i class="icon icon-plussolid" tabindex="0"></i> <span class="visuallyhidden">Open to read more about Financial Health</span> </button> </div> <div role="dialog" class="back-face " aria-labelledby="headline-financial-tools"> <div class="content-column"> <h2 id="headline-financial-tools" tabindex="0" class="typography-tile-backface-content backface-headline">Financial Health</h2> <p class="typography-tile-backface-content backface-copy">To see how much you’re spending, there’s no need to log in to a separate website or app. Your totals are automatically added up in the Wallet app, ready to view by week or by month. Color-coded categories make it easy to spot trends in your spending so you can decide if you want to change them. And Apple Card uses Maps to pinpoint where you bought something.<sup class="footnote footnote-number"><a href="#footnote-20" aria-label="Footnote 17">17</a></sup> No mysterious merchant codes. No guessing.</p> <a href="/web/20211118091805/https://www.apple.com/apple-card/financial-health/" data-analytics-title="learn more | financial health" class="icon-wrapper typography-tile-backface-link"><span class="icon-copy">Learn more about credit limits, interest rates, and our commitment to your financial health</span><span class="icon icon-after more"></span></a> </div> <button class="icon-wrapper flip-tile-button close-tile"> <i class="icon icon-resetsolid"></i> <span class="visuallyhidden">Close</span> </button> </div> </div> <div class="tile half partnerships" data-tile-id="partnerships" data-tile-type="tile-flip" data-analytics-section-engagement="name:partnerships"> <div class="front-face"> <div class="gradient" data-component-list="ScrollGradient"> <h2 class="typography-tile-partnerships partnership-headline" data-scroll-gradient>Trusted partners for a different kind of credit card.</h2> <figure class="image-logo-mastercard-fallback"></figure> <figure class="image-logo-goldman-sachs-fallback"></figure> </div> <button class="icon-wrapper flip-tile-button open-tile" tabindex="-1" data-analytics-title="open | partnerships" data-analytics-click="prop3:open | partnerships" data-analytics-intrapage-link> <i class="icon icon-plussolid" tabindex="0"></i> <span class="visuallyhidden">Open to read more about Partnerships</span> </button> </div> <div role="dialog" class="back-face " aria-labelledby="headline-partnerships"> <div class="content-column"> <h2 id="headline-partnerships" tabindex="0" class="typography-tile-backface-content backface-headline">Partnerships</h2> <p class="typography-tile-backface-content backface-copy">To create Apple Card, we needed an issuing bank and a global payment network. Apple Card is the first consumer credit card Goldman Sachs has issued, and they were open to doing things in a new way. And the strength of the Mastercard network means Apple Card is accepted all over the world.</p> </div> <button class="icon-wrapper flip-tile-button close-tile"> <i class="icon icon-resetsolid"></i> <span class="visuallyhidden">Close</span> </button> </div> </div> </div> </div> </section> <section class="section section-router" data-component-list="RevealRouter FocusHandler" data-anim-scroll-group="Router"> <div class="router-container" data-analytics-activitymap-region-id="router"> <div class="router"> <div class="section-content" data-y data-fade="{"start": "a0b - 75vh", "end":"a0b - 70vh", "breakpointMask":"S", "disabledWhen": ["text-zoom"]}" data-analytics-section-engagement="name:get started"> <figure class="image-router" data-scale data-anim-lazy-image></figure> <div class="row"> <div class="column large-10 large-offset-1 large-centered small-12 small-centered" data-fade="{"start": "a0b - 75vh", "end": "a0b - 55vh", "breakpointMask": "XLM", "disabledWhen": ["text-zoom"]}"> <h2 class="router-headline typography-router-headline">Get started<br/> with Apple Card.</h2> </div> </div> <div class="row"> <div class="column large-10 medium-9 small-12 large-centered"> <p class="router-subhead typography-router-subhead" data-fade="{"start": "a0b - 80vh", "end": "a0b - 70vh", "breakpointMask": "XLM", "disabledWhen": ["text-zoom"]}">Apply in minutes to see if you are approved with no impact to your credit score.<span class="footnote footnote-supglyph"><a href="#footnote-2" aria-label="Footnote ** symbol">**</a></span></p> </div> </div> <div class="row"> <a href="https://web.archive.org/web/20211118091805/https://wallet.apple.com/apple-card/setup/feature/ccs?referrer=cid%3Dapy-200-100003" aria-label="apply now for apple card" class="button button-apply button-light button-just-right" data-analytics-title="apply now" data-rid-relay="{"287":"referrer"}" data-analytics-exit-link data-fade="{"start": "a0b - 85vh", "end": "a0b - 75vh", "breakpointMask": "XLM", "disabledWhen": ["text-zoom"]}">Apply now</a> </div> </div> </div> <div class="scrim"></div> </div> </section> <section class="section section-routers"> <div class="section-content"> <div class="router wallet" data-analytics-section-engagement="name:wallet router"> <h2><span class="visually-hidden">Wallet</span></h2> <p class="typography-body-tight-semibold">All your credit and debit cards,<br/>transit cards, boarding passes,<br/>and more. All in one place.</p> <p class="typography-body-tight-semibold cta"> <a href="/web/20211118091805/https://www.apple.com/wallet/" data-analytics-title="learn more about wallet" aria-label="Learn more about Wallet" class="icon-wrapper" aria-label="{{metadata.arialabel}}"><span class="icon-copy">Learn more</span><span class="icon icon-after more"></span></a> </p> <figure class="router-image overview-routers-wallet"></figure> </div> <div class="router apple-pay" data-analytics-section-engagement="name:apple pay router"> <h2><span class="visually-hidden">Apple Pay</span></h2> <p class="typography-body-tight-semibold">The safer way to make <br class="medium"/>secure, <br class="large"/><br class="small"/>contactless purchases <br/>in stores and online.</p> <p class="typography-body-tight-semibold cta"> <a href="/web/20211118091805/https://www.apple.com/apple-pay/" data-analytics-title="learn more about apple pay" aria-label="Learn more about Apple Pay" class="icon-wrapper" aria-label="{{metadata.arialabel}}"><span class="icon-copy">Learn more</span><span class="icon icon-after more"></span></a> </p> <figure class="router-image overview-routers-apple-pay"></figure> </div> <div class="router apple-cash" data-analytics-section-engagement="name:apple cash router"> <h2><span class="visually-hidden">Apple Cash</span></h2> <p class="typography-body-tight-semibold">Use it to send and receive <br class="large"/><br class="small"/>money in Messages and wherever <br class="large"/><br class="small"/>Apple Pay is accepted.</p> <p class="typography-body-tight-semibold cta"> <a href="/web/20211118091805/https://www.apple.com/apple-cash/" data-analytics-title="learn more about apple cash" aria-label="Learn more about Apple Cash" class="icon-wrapper" aria-label="{{metadata.arialabel}}"><span class="icon-copy">Learn more</span><span class="icon icon-after more"></span></a> </p> <figure class="router-image overview-routers-apple-cash"></figure> </div> </div> </section> </main>  <footer id="ac-globalfooter" class="no-js" lang="en-US" dir="ltr" data-analytics-region="global footer" role="contentinfo" aria-labelledby="ac-gf-label"> <div class="ac-gf-content"> <h2 class="ac-gf-label" id="ac-gf-label">Apple Footer</h2> <section class="ac-gf-sosumi" aria-label="Footnotes"> <ul> <li id="footnote-1"><small>*</small> Apple Card Issuer, Goldman Sachs received the highest score among midsize credit card issuers in the J.D. Power 2021 U.S. Credit Card Satisfaction Study of customers’ satisfaction with credit card issuers. Visit <a href="https://web.archive.org/web/20211118091805/https://www.jdpower.com/business/awards" rel="nofollow" class="nowrap">jdpower.com/awards</a> for more details.</li> <li id="footnote-2"><small>**</small> Accepting an Apple Card after your application is approved will result in a hard inquiry, which may impact your credit score.</li> </ul> <ul> <li id="footnote-3"><small>◊</small> Merchant offers may change at any time. <br> <span class="merchant">Nike:</span> 3% Daily Cash is not available at Nike-branded stores outside the United States. <br> <span class="merchant">Panera Bread:</span> 3% Daily Cash is not available at Panera locations outside the U.S. and excludes online gift card purchases and orders made on third‑party apps. <br> <span class="merchant">Walgreens:</span> 3% Daily Cash is not available at Sprint Express and independent health service providers, including Walgreens Optical and Walgreens Hearing, or for orders made on third‑party delivery apps. <br> <span class="merchant">T-Mobile:</span> 3% Daily Cash is available for purchases using Apple Card with Apple Pay in T‑Mobile U.S. stores, and bill payments and AutoPay on <a href="https://web.archive.org/web/20211118091805/https://www.t-mobile.com/" rel="nofollow" class="nowrap">t‑mobile.com</a> and in the T‑mobile app. Authorized T‑Mobile dealers are not eligible for 3% Daily Cash and can be found on <a href="https://web.archive.org/web/20211118091805/https://www.t-mobile.com/store-locator" rel="nofollow" class="nowrap">t‑mobile.com/store-locator</a>. Sprint account payments, and purchases made through any Sprint checkout, including those at T‑Mobile U.S. stores, are not eligible for 3% Daily Cash. <br> <span class="merchant">Exxon Mobil:</span> 3% Daily Cash is available in the United States when using Apple Card with Apple Pay (where available) at Exxon- or Mobil-branded pumps and attached convenience stores. To pay at the pump with Apple Pay, use either Exxon Mobil Rewards+ mobile app or contactless payment. Excludes purchases at third-party merchants, including independent car washes, located within an Exxon- or Mobil-branded location or the attached convenience store.</li> </ul> <ol> <li id="footnote-4">Variable APRs range from <span class="nowrap">10.99% to 21.99%</span> based on creditworthiness. Rates as of April 1, 2020.</li> <li id="footnote-5">Accepting an Apple Card after your application is approved will result in a hard inquiry, which may impact your credit score.</li> <li id="footnote-6">Subject to credit approval.</li> <li id="footnote-7">Apple Card Family Co-Owners will have full visibility into each other’s account activity, and Owners will have visibility into all Participant account activity.</li> <li id="footnote-8">Late or missed payments will result in additional interest accumulating toward your balance.</li> <li id="footnote-9">Interest estimates are based on your posted account balance at the time of the estimate and do not include pending transactions or any other purchases you may make before the end of the billing period.</li> <li id="footnote-10">An Apple Cash card is required. The Apple Cash card is issued by Green Dot Bank, Member FDIC. See <a href="/web/20211118091805/https://www.apple.com/apple-pay/">apple.com/apple-pay</a> for more information. If you do not have an Apple Cash account, Daily Cash can be applied by you as a credit on your statement balance. Daily Cash is subject to exclusions, and additional details apply. See the <a href="https://web.archive.org/web/20211118091805/https://www.goldmansachs.com/terms-and-conditions/Apple-Card-Customer-Agreement.pdf" rel="nofollow">Apple Card Customer Agreement</a> for more information.</li> <li id="footnote-11">Apple Card Family participants and co-owners do not need to have a familial relationship, but must be part of the same Apple Family Sharing group.</li> <li id="footnote-12">Credit limits can only be combined when an existing Apple Card customer requests to share merge their account with another existing Apple Card customer. Merging existing accounts is subject to credit approval and general eligibility requirements.</li> <li id="footnote-13">Each Co-Owner is individually liable for all balances on the co-owned Apple Card including amounts due on your Co-Owner’s account before the accounts are merged. Each Co-Owner will be reported to credit bureaus as an Owner on the account. In addition, Co-Owners will have full visibility into all account activity and each Co-Owner is responsible for the other Co-Owner’s instructions or requests. Co-ownership involves risk, including payment history and other information about your Apple Card, including negative items like missed payments. Addition of new Co-Owner or merging existing accounts is subject to credit approval and general eligibility requirements. For Apple Card eligibility requirements, see <a href="https://web.archive.org/web/20211118091805/https://support.apple.com/en-us/HT209218">https://support.apple.com/en-us/HT209218</a>. Either Co-Owner can close the account at any time which may negatively impact your credit and you will still be responsible for paying all balances on the account. For details on account sharing options including some of the risks and benefits, see <a href="https://web.archive.org/web/20211118091805/https://support.apple.com/en-us/HT212020">https://support.apple.com/en-us/HT212020</a>.</li> <li id="footnote-14">Building credit “equally” means that the payment history and other information about your Apple Card will be reported to credit bureaus for each co-owner. Each co-owner is individually liable for all balances on the co-owned Apple Card and each will be reported to credit bureaus as an owner on the account. Credit reporting includes payment history and other information about your Apple Card, including negative items like missed payments. Card usage and payment history may impact each co-owners credit score differently because each individual’s credit history will include information that is unique to them. Either co-owner can close the account at any time but you will still be responsible for paying all balances on the account. For details on account sharing options including some of the risks and benefits, see <a href="https://web.archive.org/web/20211118091805/https://support.apple.com/en-us/HT212020">https://support.apple.com/en-us/HT212020</a>.</li> <li id="footnote-15">If you are a Participant, you are able to spend on the account, but are not responsible for payments. Being a Participant who is reported to the credit bureaus on an account that has a negative payment history (e.g. the account goes past due) or is over utilized can have negative effects on your credit. The account owner remains responsible for all purchases made by a Participant. For more details including some risks and benefits of being a Participant, see <a href="https://web.archive.org/web/20211118091805/https://support.apple.com/en-us/HT212271">https://support.apple.com/en-us/HT212271</a>.</li> <li id="footnote-16">If you are a Participant, you are able to spend on the account, but are not responsible for payments. Being a Participant who is reported to the credit bureaus on an account that has a negative payment history (e.g. the account goes past due) or is over utilized can have negative effects on your credit. For details on credit reporting, see <a href="https://web.archive.org/web/20211118091805/https://support.apple.com/en-us/HT212020">https://support.apple.com/en-us/HT212020</a>. For more details including some risks and benefits of being a Participant, see <a href="https://web.archive.org/web/20211118091805/https://support.apple.com/en-us/HT212271">https://support.apple.com/en-us/HT212271</a>.</li> <li id="footnote-17">An Apple Cash card is required. Participants under 18 on Apple Card Family accounts must have the family organizer of their Apple Cash Family set up their own Apple Cash card. If you do not have an Apple Cash account, Daily Cash can be applied as a credit on account owner’s statement balance by contacting Goldman Sachs Bank USA. The Apple Cash card is issued by Green Dot Bank, Member FDIC.</li> <li id="footnote-18">Apple Card Monthly Installments (ACMI) is a 0% APR payment option available to select at checkout for certain Apple products purchased at Apple Store locations, <a href="/web/20211118091805/https://www.apple.com/">apple.com</a>, the Apple Store app, or by calling 1-800-MY-APPLE, and is subject to credit approval and credit limit. See <a href="https://web.archive.org/web/20211118091805/https://support.apple.com/kb/HT211204">https://support.apple.com/kb/HT211204</a> for more information about eligible products. Variable APRs for Apple Card other than ACMI range from 10.99% to 21.99% based on creditworthiness. Rates as of April 1, 2020. If you choose the pay-in-full or one-time-payment option for an ACMI eligible purchase instead of choosing ACMI as the payment option at checkout, that purchase will be subject to the variable APR assigned to your Apple Card. Taxes and shipping are not included in ACMI and are subject to your card’s variable APR. See the <a href="https://web.archive.org/web/20211118091805/https://www.goldmansachs.com/terms-and-conditions/Apple-Card-Customer-Agreement.pdf" rel="nofollow">Apple Card Customer Agreement</a> for more information. ACMI is not available for purchases made online at the following special stores: Apple Employee Purchase Plan; participating corporate Employee Purchase Programs; Apple at Work for small businesses; Government, and Veterans and Military Purchase Programs, or on refurbished devices. iPhone activation required on iPhone purchases made at an Apple Store with one of these national carriers: AT&T, Sprint, Verizon, or T-Mobile.</li> <li id="footnote-19">Trade-in values will vary based on the condition, year, and configuration of your eligible trade-in device. Not all devices are eligible for credit. You must be at least 18 years old to be eligible to trade in for credit or for an Apple Gift Card. Trade‑in value may be applied toward qualifying new device purchase, or added to an Apple Gift Card. Actual value awarded is based on receipt of a qualifying device matching the description provided when estimate was made. Sales tax may be assessed on full value of a new device purchase. In‑store trade‑in requires presentation of a valid photo ID (local law may require saving this information). Offer may not be available in all stores, and may vary between in‑store and online trade‑in. Some stores may have additional requirements. Apple or its trade‑in partners reserve the right to refuse or limit quantity of any trade‑in transaction for any reason. More details are available from Apple’s trade‑in partner for trade‑in and recycling of eligible devices. Restrictions and limitations may apply.</li> <li id="footnote-20">Some transactions may not be displayed in Maps.</li> </ol> <ul> <li>To access and use all the features of Apple Card, you must add Apple Card to Wallet on an iPhone or iPad with the latest version of iOS or iPadOS. Update to the latest version by going to Settings > General > Software Update. Tap Download and Install.</li> <li>Software is subject to change.</li> <li>Learn more about how Apple Card applications are evaluated at <a href="https://web.archive.org/web/20211118091805/https://support.apple.com/kb/HT209218">support.apple.com/kb/HT209218</a>.</li> <li>Available for qualifying applicants in the United States.</li> <li>Apple Card is issued by Goldman Sachs Bank USA, Salt Lake City Branch.</li> </ul> </section> <nav class="ac-gf-breadcrumbs" aria-label="Breadcrumbs" role="navigation"> <a href="/web/20211118091805/https://www.apple.com/" class="home ac-gf-breadcrumbs-home"> <span class="ac-gf-breadcrumbs-home-icon" aria-hidden="true"></span> <span class="ac-gf-breadcrumbs-home-label">Apple</span> <span class="ac-gf-breadcrumbs-home-chevron"></span> <span class="ac-gf-breadcrumbs-home-mask"></span> </a> <div class="ac-gf-breadcrumbs-path"> <ol class="ac-gf-breadcrumbs-list" vocab="http://schema.org/" typeof="BreadcrumbList"> <li class="ac-gf-breadcrumbs-item" 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