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elementor-7196" data-elementor-settings="{"ha_cmc_init_switcher":"no"}"> <section class="elementor-section elementor-top-section elementor-element elementor-element-944722c elementor-hidden-mobile elementor-hidden-tablet elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="944722c" data-element_type="section" data-settings="{"_ha_eqh_enable":false}"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-94704ec" data-id="94704ec" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-fff76a1 elementor-widget elementor-widget-ld_header_menu" data-id="fff76a1" data-element_type="widget" data-widget_type="ld_header_menu.default"> <div class="elementor-widget-container"> <div class="module-primary-nav d-flex"> <div class="collapse navbar-collapse 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elementor-heading-title lqd-highlight-classic lqd-highlight-grow-left h1" > Privacy Policy</h1> </div> </div> </div> </div> </div> </div> </section> <section class="elementor-section elementor-top-section elementor-element elementor-element-907366c elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="907366c" data-element_type="section" data-settings="{"_ha_eqh_enable":false}"> <div class="elementor-container elementor-column-gap-default"> <div class="elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-fb44351" data-id="fb44351" data-element_type="column"> <div class="elementor-widget-wrap elementor-element-populated"> <div class="elementor-element elementor-element-0392b2d elementor-widget__width-initial elementor-widget elementor-widget-text-editor" data-id="0392b2d" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <h2><strong>Privacy Policy</strong></h2> <p>Date Last Updated: Jan. 22, 2025</p> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-family: Calibri, sans-serif;">A360 Media, LLC and Accelerate 360 (collectively, “A360,” “we,” “us” or “our”) own and operate websites, mobile applications, and other digital, interactive services (collectively, the “Services”). This online Privacy Policy (the “<b>Policy</b>”) describes how AC360 Media, LLC and its affiliates collect, use, disclose, and secure the personal information we gather about you through our websites (collectively the “<b>Sites</b>”), when you use our Sites or apps, and when you otherwise interact with us (collectively, the “<b>Services</b>”).</span></p> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-family: Calibri, sans-serif;">For purposes of this Policy, personal information means data that classifies as personal information, personal data, personally identifiable information, or similar terms under applicable data privacy and security laws and regulations.  It does not include data excluded or exempted from those laws and regulations, such as aggregated, anonymized, or deidentified data.  Nothing in this Policy will constitute an admission or evidence that any particular data privacy or information security law or regulation applies to A360 generally or in any specific context.</span></p> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-family: Calibri, sans-serif;">In providing our Services, A360 may collect personal information on behalf and as a service provider for third parties.  This Policy does not govern any information we collect on behalf of third parties, and you should consult their privacy policies to become familiar with their data collection and usage practices.</span></p> <p style="margin: 0in; font-size: 12pt; font-family: 'Times New Roman', serif;"><b><span style="font-family: Calibri, sans-serif;">Advertising on A360 Media, LLC Brand Websites</span></b></p> <p style="margin: 0in; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-family: Calibri, sans-serif;"><a style="text-decoration-line: underline;" title="https://www.firstforwomen.com/" href="https://www.firstforwomen.com/">First for Women</a>, <a style="text-decoration-line: underline;" title="https://subscriptions.womansworld.com/?gad_source=1&gclid=CjwKCAiAxKy5BhBbEiwAYiW--6TuSnruMk6aqG3BA1huW4dWwsBopAovt7MEr_qeQwnUzuAlzCoL8hoCVfgQAvD_BwE" href="https://subscriptions.womansworld.com/?gad_source=1&gclid=CjwKCAiAxKy5BhBbEiwAYiW--6TuSnruMk6aqG3BA1huW4dWwsBopAovt7MEr_qeQwnUzuAlzCoL8hoCVfgQAvD_BwE">Women’s World</a>, <a style="text-decoration-line: underline;" title="https://www.soapsindepth.com/" href="https://www.soapsindepth.com/">Soaps in Depth</a>, and <a style="text-decoration-line: underline;" title="https://www.soapoperadigest.com/" href="https://www.soapoperadigest.com/">Soap Opera Digest </a>websites are affiliated with CMI Marketing, Inc., d/b/a Raptive (“Raptive”) for the purpose of placing advertising on the Site, and Raptive will collect and use certain data for advertising purposes. To learn more about Raptive’s data usage, click <a style="text-decoration-line: underline;" title="https://raptive.com/creator-advertising-privacy-statement/" href="https://raptive.com/creator-advertising-privacy-statement/">here</a>.</span></p> <p style="margin: 0in; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-family: Calibri, sans-serif;"> </span></p> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><b><span style="font-family: Calibri, sans-serif;">Notice at Collection</span></b><span style="font-family: Calibri, sans-serif;">: At or before the time of collection, California residents have a right to receive notice of our practices, including the <a style="text-decoration-line: underline;" href="#_Types_of_Personal">categories of personal information to be collected</a>, <a style="text-decoration-line: underline;" href="#_How_We_Use">the purposes for which such information is collected or used</a>, <a style="text-decoration-line: underline;" href="#_Sharing_and_Sales">whether such information is sold or shared and how to opt-out of such uses</a>, and <a style="text-decoration-line: underline;" href="#_How_Long_Your">how long such information is retained</a>. You can find those details in this statement by clicking on the foregoing links.</span></p> <h1 style="margin: 0.25in 0in 12pt 27pt; text-indent: -27pt; font-size: 12pt; font-family: 'Times New Roman Bold', serif; text-transform: uppercase; color: #000000; letter-spacing: normal;"><span><span style="font-family: Calibri, sans-serif;">1.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';">         </span></span></span><span><span style="font-family: Calibri, sans-serif;">YOU CONSENT TO THIS POLICY</span></span></h1> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-family: Calibri, sans-serif;">By accessing, browsing, downloading, or otherwise using the Services, you confirm that you have read, understood, and agreed with this Policy.  Beyond this Policy, your use of the Services is subject to our Terms of Use.  If you do not agree to this Policy or our Terms of Use, you may not use the Services.</span></p> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-family: Calibri, sans-serif;">This Policy and the Terms of Use apply regardless of how the Services are accessed and will cover any technologies or devices by which we make the Services available to you.</span></p> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-family: Calibri, sans-serif;">If you have any questions or concerns about our personal information policies or practices, you can contact us in the method described in the “</span><u><span style="font-family: Calibri, sans-serif;">Contact Us</span></u><span style="font-family: Calibri, sans-serif;">” section below.</span></p> <h1 style="margin: 0.25in 0in 12pt 27pt; text-indent: -27pt; font-size: 12pt; font-family: 'Times New Roman Bold', serif; text-transform: uppercase; color: #000000; letter-spacing: normal;"><a></a><span style="font-family: Calibri, sans-serif;">2.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';">         </span></span><span style="font-family: Calibri, sans-serif;">TYPES OF PERSONAL INFORMATION WE COLLECT</span></h1> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-family: Calibri, sans-serif;">We collect information you voluntarily provide directly to us, information that we collect automatically when you interact with the Services, and information collected from third parties.  The categories of personal information that we collect and the purposes for which we collect that information are described below.</span></p> <h2 style="margin: 6pt 0in 6pt 0.5in; text-indent: -0.25in; font-size: 12pt; font-family: 'Times New Roman Bold', serif; color: #000000;"><span style="font-family: Calibri, sans-serif;">A.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';">    </span></span><span style="font-family: Calibri, sans-serif;">Personal Information You Provide to Us</span></h2> <ul> <li><span style="font-family: Calibri, sans-serif;">The following list describes the categories of personal information we may collect directly from you:</span></li> <li><b><span style="font-family: Calibri, sans-serif;">Account Information</span></b><span style="font-family: Calibri, sans-serif;"> includes first name, last name, email address, password, gender, and date of birth.  We collect this information when you provide it directly to us such as when you sign up for the Services, creating an account through the Sites, or fill out a form.  We collect this information for providing the Services, administrative purposes, and marketing and advertising our products and services.</span></li> <li><b><span style="font-family: Calibri, sans-serif;">Contact Information</span></b><span style="font-family: Calibri, sans-serif;"> includes customer name, postal address, telephone number, and e-mail address.  We collect this information when you provide it directly to us, such as when you sign up for newsletters, request information about our Services, create an account, or fill out a form.  We collect this information for providing the Services, administrative purposes, and marketing and advertising our products and services.</span></li> <li><b><span style="font-family: Calibri, sans-serif;">Payment and Commercial Information</span></b><span style="font-family: Calibri, sans-serif;"> includes name, address, phone number, third party payment service provider-related information, debit or credit card information, purchase and participation history, or other payment processing information.  We collect this information for providing the Services and for administrative purposes.</span></li> <li><b><span style="font-family: Calibri, sans-serif;">Responses to Surveys and Questionnaires</span></b><span style="font-family: Calibri, sans-serif;"> includes information you provide to us when you respond to marketing materials, promotions, contests, or other surveys.  We collect this information for administrative purposes and marketing and advertising our products and services</span></li> <li><b><span style="font-family: Calibri, sans-serif;">Social Media Information</span></b><span style="font-family: Calibri, sans-serif;"> includes information that you post by sharing on a blog or another social media platform.  We collect this information for administrative purposes and marketing and advertising our products and services.  Please note that your comments will be visible to the public, so you should never share personal information that you would like to keep private.</span></li> <li><b><span style="font-family: Calibri, sans-serif;">Location Information</span></b><i> </i><span style="font-family: Calibri, sans-serif;">includes information about your location, including general information (<i>e.g.</i>, IP address, zip code) and more specific information (<i>e.g.</i>, GPS-based functionality on mobile devices used to access the Services), and may use that information to customize the Services with location-based information, advertising, and features. By using our Services, you consent to the collection of location information. If you access the Services through a mobile device and you do not want your device to provide us with location-tracking information, you can disable the GPS or other location-tracking functions on your device, provided your device allows you to do this. See your device manufacturer’s instructions for further details.</span></li> <li><b><span style="font-family: Calibri, sans-serif;">Text Message Opt-In Information</span></b><span style="font-family: Calibri, sans-serif;"> includes your opt-in consent to receive marketing messages from us through short codes or similar means.  We collect this information for providing the Services, marketing and advertising our products and services, and for administrative purposes.</span></li> <li><b><span style="font-family: Calibri, sans-serif;">User-Generated Content.</span></b><span style="font-family: Calibri, sans-serif;">  If you post, upload, comment, or otherwise submit content on the Services, we may collect certain information about you such as your name and email address and products you may have purchased.  Be aware that as a default, any information you post on the Services, including without limitation reviews, comments, and text, may be available to and searchable by all users of the Services.  We collect this information for providing the Services and administrative purposes.</span></li> </ul> <p style="font-size: medium; text-indent: 0in; margin-left: 0in;"><span style="font-family: Calibri, sans-serif;">The purposes for which we use your personal information are described in further detail in the “<a style="text-decoration-line: underline;" href="#_How_We_Use">How We Use Personal Information We Collect</a>” section below.</span></p> <h2 style="margin: 6pt 0in 6pt 0.5in; text-indent: -0.25in; font-size: 12pt; font-family: 'Times New Roman Bold', serif; color: #000000;"><span style="font-family: Calibri, sans-serif;">B.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';">    </span></span><span style="font-family: Calibri, sans-serif;">Personal Information Collected Automatically Through “Cookies” or Other Tracking Technologies</span></h2> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-family: Calibri, sans-serif;">We may send one or more cookies to your computer or other device.  We may also use other similar technologies such as tracking pixels, tags, or similar tools when you visit our Services.  These technologies can collect data regarding your operating system, browser type, device type, screen resolution, IP address, and other technical information, as well as navigation events and session information as you interact with our Services.  This information allows us to understand how you use the Services.</span></p> <p style="font-size: medium; text-indent: 0in;"><span style="font-family: Calibri, sans-serif;">Cookies are small files created by websites, including our Services, that reside on your computer’s hard drive and that store information about your use of a particular website.  Cookies have many different functions, like letting you navigate between pages efficiently, remembering your preferences, and generally improving the user experience or providing us information about how users navigate through our Services.  To learn more about the cookies we utilize and their purposes, review our <a style="text-decoration-line: underline;" href="https://accelerate360.com/business-services/a360-media/cookie-policy/">Cookie Policy</a>.</span></p> <h2 style="margin: 6pt 0in 6pt 0.5in; text-indent: -0.25in; font-size: 12pt; font-family: 'Times New Roman Bold', serif; color: #000000;"><span style="font-family: Calibri, sans-serif;">C.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';">    </span></span><span style="font-family: Calibri, sans-serif;">Personal Information We Receive From Third Parties</span></h2> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-family: Calibri, sans-serif;">We may receive additional information about you, such as demographic data, from third parties, such as marketing partners and combine it with other information we have about you.</span></p> <h1 style="margin: 0.25in 0in 12pt 0.25in; text-indent: -0.25in; font-size: 12pt; font-family: 'Times New Roman Bold', serif; text-transform: uppercase; color: #000000; letter-spacing: normal;"><a></a><span style="font-family: Calibri, sans-serif;">3.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';">     </span></span><span style="font-family: Calibri, sans-serif;">HOW WE USE PERSONAL INFORMATION WE COLLECT</span></h1> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-family: Calibri, sans-serif;">We use your personal information for a variety of business purposes, including to provide our Services, for administrative purposes, and to market our products and Services, as described below.</span></p> <h2 style="margin: 6pt 0in 6pt 0.5in; text-indent: -0.25in; font-size: 12pt; font-family: 'Times New Roman Bold', serif; color: #000000;"><span style="font-family: Calibri, sans-serif;">A.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';">    </span></span><span style="font-family: Calibri, sans-serif;">Providing Our Services</span></h2> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-family: Calibri, sans-serif;">We use your information to fulfill our contract with you and provide you with our Services, such as:</span></p> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-family: Calibri, sans-serif; font-size: medium; text-indent: -0.25in; color: var( --e-global-color-text ); letter-spacing: 0px;">Managing your information and accounts;</span></p> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-family: Calibri, sans-serif; font-size: medium; text-indent: -0.25in; color: var( --e-global-color-text ); letter-spacing: 0px;">Providing access to certain areas, functionalities, and features of our Services;</span></p> <ul> <li><span style="color: var( --e-global-color-text ); font-family: Calibri, sans-serif; font-size: medium; letter-spacing: 0px; text-indent: -0.25in;">Answering requests for customer or technical support;</span></li> <li>Communicating with you about your account, activities on our Services, and policy changes;</li> <li>Processing your financial information and other payment methods for products or Services purchased or used;</li> <li>Processing applications if you apply for a job we post on our Services; and</li> <li>Allowing you to register for events.</li> </ul> <h2 style="margin: 6pt 0in 6pt 0.5in; text-indent: -0.25in; font-size: 12pt; font-family: 'Times New Roman Bold', serif; color: #000000;"><span style="font-family: Calibri, sans-serif;">B.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';">    </span></span><span style="font-family: Calibri, sans-serif;">Administrative Purposes</span></h2> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-family: Calibri, sans-serif;">We use your information for various administrative purposes, such as:</span></p> <ul> <li><span style="font-family: Calibri, sans-serif; font-size: medium; text-indent: -0.25in; color: var( --e-global-color-text ); letter-spacing: 0px;">Pursuing our legitimate interests such as direct marketing, research and development (including marketing research), network and information security, and fraud prevention;</span></li> <li><span style="font-family: Calibri, sans-serif; font-size: medium; text-indent: -0.25in; color: var( --e-global-color-text ); letter-spacing: 0px;">Detecting security incidents, protecting against malicious, deceptive, fraudulent or illegal activity, and prosecuting those responsible for that activity;</span></li> </ul> <ul> <li><span style="font-family: Calibri, sans-serif; font-size: medium; text-indent: -0.25in; color: var( --e-global-color-text ); letter-spacing: 0px;">Measuring interest and engagement in our Services;</span></li> <li><span style="font-family: Calibri, sans-serif; font-size: medium; text-indent: -0.25in; color: var( --e-global-color-text ); letter-spacing: 0px;">Improving, upgrading, or enhancing our Services</span></li> <li><span style="font-family: Calibri, sans-serif; font-size: medium; text-indent: -0.25in; color: var( --e-global-color-text ); letter-spacing: 0px;">Developing new products and services;</span></li> <li><span style="color: var( --e-global-color-text ); font-family: Calibri, sans-serif; font-size: medium; letter-spacing: 0px; text-indent: -0.25in;">Ensuring internal quality control and safety;</span></li> <li><span style="color: var( --e-global-color-text ); font-family: Calibri, sans-serif; letter-spacing: 0px; text-indent: -0.25in; font-size: medium;">Authenticating and verifying individual identities, including requests to exercise your rights under this Privacy Policy;</span></li> <li><span style="color: var( --e-global-color-text ); font-family: Calibri, sans-serif; letter-spacing: 0px; text-indent: -0.25in; font-size: medium;">Debugging to identify and repair errors with our Services;</span></li> <li><span style="color: var( --e-global-color-text ); font-family: Calibri, sans-serif; letter-spacing: 0px; text-indent: -0.25in; font-size: medium;">Auditing relating to interactions, transactions, and other compliance activities;</span></li> <li><span style="color: var( --e-global-color-text ); font-family: Calibri, sans-serif; letter-spacing: 0px; text-indent: -0.25in; font-size: medium;">Sharing personal information with third parties as needed to provide the Services;</span></li> <li><span style="color: var( --e-global-color-text ); font-family: Calibri, sans-serif; letter-spacing: 0px; text-indent: -0.25in; font-size: medium;">Enforcing our agreements and policies; and</span></li> <li><span style="font-family: Calibri, sans-serif; font-size: medium; text-indent: -0.25in; color: var( --e-global-color-text ); letter-spacing: 0px;">Carrying out activities that are required to comply with our legal obligations.</span></li> </ul> <h2 style="margin: 6pt 0in 6pt 0.5in; text-indent: -0.25in; font-size: 12pt; font-family: 'Times New Roman Bold', serif; color: #000000;"><span style="font-family: Calibri, sans-serif;">C.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';">    </span></span><span style="font-family: Calibri, sans-serif;">Marketing and Advertising our Products and Services</span></h2> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-family: Calibri, sans-serif;">We may use personal information to tailor and provide you with content and advertisements.  We may provide you with these materials as permitted by applicable law.  Some of the ways we market to you include email campaigns, custom audiences advertising, and “interest-based” or “personalized advertising,” including through cross-device tracking.</span></p> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-family: Calibri, sans-serif;">If you have any questions about our marketing practices or if you would like to opt out of the use of your personal information for marketing purposes, you may contact us at any time as set forth in “<a style="text-decoration-line: underline;" href="#_Contact_Us">Contact Us</a>” below.</span></p> <h2 style="margin: 6pt 0in 6pt 0.5in; text-indent: -0.25in; font-size: 12pt; font-family: 'Times New Roman Bold', serif; color: #000000;"><span style="font-family: Calibri, sans-serif;">D.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';">    </span></span><span style="font-family: Calibri, sans-serif;">With Your Consent</span></h2> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-family: Calibri, sans-serif;">We may use personal information for other purposes that are clearly disclosed to you at the time you provide personal information or with your consent.</span></p> <h1 style="margin: 0.25in 0in 12pt 0.25in; text-indent: -0.25in; font-size: 12pt; font-family: 'Times New Roman Bold', serif; text-transform: uppercase; color: #000000; letter-spacing: normal;"><span style="font-family: Calibri, sans-serif;">4.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';">     </span></span><span style="font-family: Calibri, sans-serif;">HOW WE DISCLOSE PERSONAL INFORMATION WE COLLECT</span></h1> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-family: Calibri, sans-serif;">We may collect, use, or disclose personal information for a variety of business purposes, including the following:</span></p> <ul> <li><b style="font-size: medium; text-indent: -0.25in; color: var( --e-global-color-text ); font-family: Rubik, sans-serif; letter-spacing: 0px;"><span style="font-family: Calibri, sans-serif;">Business Partners and Affiliates</span></b><span style="font-size: medium; text-indent: -0.25in; color: var( --e-global-color-text ); letter-spacing: 0px; font-family: Calibri, sans-serif;">.  We may collect personal information from and disclose personal information with our business partners and affiliates, including legal advisors and financial advisors, co-branded partners, and other third parties.  We may combine that information with other information we collect about you, but we will always use the information as described in this Policy.  We may also disclose personal information to our affiliates, subsidiaries, joint ventures or other companies under common control.</span></li> <li><b style="font-size: medium; text-indent: -0.25in; color: var( --e-global-color-text ); font-family: Rubik, sans-serif; letter-spacing: 0px;"><span style="font-family: Calibri, sans-serif;">Business Transactions or Mergers</span></b><span style="font-size: medium; text-indent: -0.25in; color: var( --e-global-color-text ); letter-spacing: 0px; font-family: Calibri, sans-serif;">.  We reserve the right to disclose your personal information to third parties as part of any potential business or asset sale, merger, acquisition, investment, round of funding, or similar type of transaction.  Additionally, if we are entering into a corporate transaction with a third party, we may receive personal information in connection with the diligence.  If we close a transaction, the third party may transfer personal information, which we would use as described in this Policy.</span></li> <li><b style="font-size: medium; text-indent: -0.25in; color: var( --e-global-color-text ); font-family: Rubik, sans-serif; letter-spacing: 0px;"><span style="font-family: Calibri, sans-serif;">Bankruptcy or Insolvency</span></b><span style="font-size: medium; text-indent: -0.25in; color: var( --e-global-color-text ); letter-spacing: 0px; font-family: Calibri, sans-serif;">.  In the event of bankruptcy, insolvency, or dissolution proceedings, we may disclose your personal information with third parties as part of the sale or reorganization process.</span></li> <li><b style="font-size: medium; text-indent: -0.25in; color: var( --e-global-color-text ); font-family: Rubik, sans-serif; letter-spacing: 0px;"><span style="font-family: Calibri, sans-serif;">Service Providers</span></b><span style="font-size: medium; text-indent: -0.25in; color: var( --e-global-color-text ); letter-spacing: 0px; font-family: Calibri, sans-serif;">.  We use service providers to perform various functions on our behalf, including background screening service providers.  We may also receive personal information from service providers.</span></li> </ul> <h1 style="margin: 0.25in 0in 12pt 0.2in; text-indent: -0.1in; font-size: 12pt; font-family: 'Times New Roman Bold', serif; text-transform: uppercase; color: #000000; letter-spacing: normal;"><span style="font-family: Calibri, sans-serif;">5.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';">          </span></span><span style="font-family: Calibri, sans-serif;">YOUR PRIVACY RIGHTS</span></h1> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-family: Calibri, sans-serif;">Depending on where you reside, you may have certain rights with respect to your data under applicable law, including the following:  </span></p> <table style="width: 458.75pt; border: none;" border="1" width="612" cellspacing="0" cellpadding="0"> <thead> <tr style="break-inside: avoid; height: 31.45pt;"> <td style="width: 116.75pt; background: #d9d9d9; padding: 0in 5.4pt; height: 31.45pt; border: 1pt solid windowtext;" valign="top" width="156"> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><b><span style="font-family: Calibri, sans-serif; color: black;">Consumer Right</span></b><b></b></p> </td> <td style="width: 4.75in; border-top: 1pt solid windowtext; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left-width: initial; border-left-style: none; background: #d9d9d9; padding: 0in 5.4pt; height: 31.45pt;" valign="top" width="456"> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><b><span style="font-family: Calibri, sans-serif; color: black;">Explanation</span></b><b></b></p> </td> </tr> </thead> <tbody> <tr style="break-inside: avoid;"> <td style="width: 116.75pt; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; border-top-width: initial; border-top-style: none; padding: 0in 5.4pt;" valign="top" width="156"> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-family: Calibri, sans-serif;">Right to Know/Access</span></p> </td> <td style="width: 4.75in; border-style: none solid solid none; border-bottom-color: windowtext; border-right-color: windowtext; padding: 0in 5.4pt; border-width: initial 1pt 1pt initial;" valign="top" width="456"> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-family: Calibri, sans-serif;">You may have the right to confirm whether we are processing your personal information, the right to know specific pieces of personal information we have collected about you, to know the categories of personal information we are processing or have processed, and the right to access that data.  You also have the right to know the third parties to whom we have disclosed your personal information.</span></p> </td> </tr> <tr style="break-inside: avoid;"> <td style="width: 116.75pt; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; border-top-width: initial; border-top-style: none; padding: 0in 5.4pt;" valign="top" width="156"> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-family: Calibri, sans-serif;">Right of Correction</span></p> </td> <td style="width: 4.75in; border-style: none solid solid none; border-bottom-color: windowtext; border-right-color: windowtext; padding: 0in 5.4pt; border-width: initial 1pt 1pt initial;" valign="top" width="456"> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-family: Calibri, sans-serif;">You may have the right to correct inaccuracies in your personal information, taking into account the nature of the personal information and the purposes of the processing of the personal information.</span></p> </td> </tr> <tr style="break-inside: avoid;"> <td style="width: 116.75pt; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; border-top-width: initial; border-top-style: none; padding: 0in 5.4pt;" valign="top" width="156"> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-family: Calibri, sans-serif;">Right of Deletion</span></p> </td> <td style="width: 4.75in; border-style: none solid solid none; border-bottom-color: windowtext; border-right-color: windowtext; padding: 0in 5.4pt; border-width: initial 1pt 1pt initial;" valign="top" width="456"> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-family: Calibri, sans-serif;">You may have the right to delete your personal information provided by you or obtained about you.</span></p> </td> </tr> <tr style="break-inside: avoid;"> <td style="width: 116.75pt; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; border-top-width: initial; border-top-style: none; padding: 0in 5.4pt;" valign="top" width="156"> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-family: Calibri, sans-serif;">Right to Restrict or Object</span></p> </td> <td style="width: 4.75in; border-style: none solid solid none; border-bottom-color: windowtext; border-right-color: windowtext; padding: 0in 5.4pt; border-width: initial 1pt 1pt initial;" valign="top" width="456"> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-family: Calibri, sans-serif;">You may have the right to delete your personal information provided by you or obtained about you.</span></p> </td> </tr> <tr style="break-inside: avoid;"> <td style="width: 116.75pt; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; border-top-width: initial; border-top-style: none; padding: 0in 5.4pt;" valign="top" width="156"> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-family: Calibri, sans-serif;">Right of Portability</span></p> </td> <td style="width: 4.75in; border-style: none solid solid none; border-bottom-color: windowtext; border-right-color: windowtext; padding: 0in 5.4pt; border-width: initial 1pt 1pt initial;" valign="top" width="456"> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-family: Calibri, sans-serif;">You may have the right to obtain your personal information in a portable and—to the extent technically feasible—readily usable format that allows you to transmit the data to another entity without hindrance.</span></p> </td> </tr> <tr style="break-inside: avoid;"> <td style="width: 116.75pt; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; border-top-width: initial; border-top-style: none; padding: 0in 5.4pt;" valign="top" width="156"> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-family: Calibri, sans-serif;">Right to Withdraw Your Consent</span></p> </td> <td style="width: 4.75in; border-style: none solid solid none; border-bottom-color: windowtext; border-right-color: windowtext; padding: 0in 5.4pt; border-width: initial 1pt 1pt initial;" valign="top" width="456"> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-family: Calibri, sans-serif;">You may have the right to withdraw your consent to our processing of your personal information.  Please note that your withdrawal will only take effect for future processing, and will not affect the lawfulness of processing before the withdrawal;</span></p> </td> </tr> <tr style="break-inside: avoid;"> <td style="width: 116.75pt; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; border-top-width: initial; border-top-style: none; padding: 0in 5.4pt;" valign="top" width="156"> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-family: Calibri, sans-serif;">Right to Opt Out:</span></p> </td> <td style="width: 4.75in; border-style: none solid solid none; border-bottom-color: windowtext; border-right-color: windowtext; padding: 0in 5.4pt; border-width: initial 1pt 1pt initial;" valign="top" width="456"> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-family: Calibri, sans-serif;">You may have the right to opt-out of the processing of your personal information for the purposes of:</span></p> <p style="margin: 0in 0in 6pt 0.5in; font-size: 12pt; font-family: 'Times New Roman', serif; text-indent: -0.25in;"><span style="font-family: Calibri, sans-serif;">(1)<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';">   </span></span><span style="font-family: Calibri, sans-serif;">Targeted advertising or sharing;</span></p> <p style="margin: 0in 0in 6pt 0.5in; font-size: 12pt; font-family: 'Times New Roman', serif; text-indent: -0.25in;"><span style="font-family: Calibri, sans-serif;">(2)<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';">   </span></span><span style="font-family: Calibri, sans-serif;">The sale of personal information; and/or</span></p> <p style="margin: 0in 0in 6pt 0.5in; font-size: 12pt; font-family: 'Times New Roman', serif; text-indent: -0.25in;"><span style="font-family: Calibri, sans-serif;">(3)<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';">   </span></span><span style="font-family: Calibri, sans-serif;">Profiling in furtherance of decisions that produce legal or similarly significant effects concerning you. </span></p> </td> </tr> <tr style="break-inside: avoid;"> <td style="width: 116.75pt; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; border-top-width: initial; border-top-style: none; padding: 0in 5.4pt;" valign="top" width="156"> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-family: Calibri, sans-serif;">Right to Non-Discrimination</span></p> </td> <td style="width: 4.75in; border-style: none solid solid none; border-bottom-color: windowtext; border-right-color: windowtext; padding: 0in 5.4pt; border-width: initial 1pt 1pt initial;" valign="top" width="456"> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-family: Calibri, sans-serif;">You may have the right not to receive discriminatory treatment for exercising the privacy rights conferred by law.  We will not discriminate against you because you exercised any of your privacy rights, including, but not limited to, by: denying goods or services to you; charging different prices or rates for goods or services, including through the use of discounts or other benefits or imposing penalties; providing a different level of quality of goods or services to you; or suggesting that you will receive a different price or rate for goods or services or a different level or quality of goods or services.</span></p> </td> </tr> </tbody> </table> <table style="width: 458.75pt; border: none;" border="1" width="612" cellspacing="0" cellpadding="0"> <tbody> <tr> <td style="width: 116.75pt; padding: 0in 5.4pt; border: 1pt solid windowtext;" valign="top" width="156"> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-family: Calibri, sans-serif;">Appeal Your Decision</span></p> </td> <td style="width: 4.75in; border-top: 1pt solid windowtext; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left-width: initial; border-left-style: none; padding: 0in 5.4pt;" valign="top" width="456"> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif; border: none;"><span style="font-family: Calibri, sans-serif; border: none;">You may have the right to appeal our decision if we decline to process your request.  If applicable laws grant you an appeal right and you would like to appeal our decision with respect to your request, you may do so by informing us of this and providing us with information supporting your appeal.</span></p> </td> </tr> <tr> <td style="width: 116.75pt; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; border-top-width: initial; border-top-style: none; padding: 0in 5.4pt;" valign="top" width="156"> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif; border: none;"><span style="font-family: Calibri, sans-serif; border: none;">Lodge a Complaint</span></p> </td> <td style="width: 4.75in; border-style: none solid solid none; border-bottom-color: windowtext; border-right-color: windowtext; padding: 0in 5.4pt; border-width: initial 1pt 1pt initial;" valign="top" width="456"> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif; border: none;"><span style="font-family: Calibri, sans-serif; border: none;">You may have a right to lodge a complaint with a competent supervisory authority if you believe our processing of your personal information violates applicable law. If you resident in the European Economic Area (“<b>EEA</b>”), Switzerland, or the United Kingdom (“<b>UK</b>”), links to the relevant supervisory authorities are below:</span></p> <p style="border: none;"><span style="font-family: Symbol; border: none;">·<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';">        </span></span><span style="font-family: Calibri, sans-serif; border: none;"><a style="text-decoration-line: underline;" href="https://ec.europa.eu/newsroom/article29/item-detail.cfm?item_id=612080">EEA and EU Data Protection Authorities (DPAs)</a></span></p> <p style="border: none;"><span style="font-family: Symbol; border: none;">·<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';">        </span></span><span style="font-family: Calibri, sans-serif; border: none;"><a style="text-decoration-line: underline;" href="https://www.edoeb.admin.ch/edoeb/en/home/the-fdpic/task.html">Swiss Federal Data Protection and Information Commissioner (FDPIC)</a></span></p> <p style="border: none;"><span style="font-family: Symbol; border: none;">·<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';">        </span></span><span style="font-family: Calibri, sans-serif; border: none;"><a style="text-decoration-line: underline;" href="https://ico.org.uk/make-a-complaint/">UK Information Commissioner<span dir="RTL" lang="AR-SA">’</span>s Office (ICO)</a>.</span></p> </td> </tr> </tbody> </table> <p style="margin: 6pt 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><b><span style="font-family: Calibri, sans-serif;">Sensitive Data</span></b><span style="font-family: Calibri, sans-serif;">.  We will process sensitive data (as the term or its equivalent is defined by applicable privacy laws) in accordance with any applicable privacy laws.  In some instances, that means we will not collect sensitive data without first obtaining your consent or providing you with the right to opt out.</span></p> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><b><span style="font-family: Calibri, sans-serif;">Exercising Your Rights</span></b><span style="font-family: Calibri, sans-serif;">.  To exercise your rights, to know/access, correction, deletion, restrict, or portability, as applicable, please submit your request through our <a style="text-decoration-line: underline;" href="https://privacyportal.onetrust.com/webform/fc42719b-2810-4e54-8e32-dca66d436b23/08cc9100-0ebe-42dd-aaa4-4d4008ba700e">Privacy Portal</a> at via phone at 1-800-929-8274.  To exercise your right to opt-out of sales or sharing of your personal information for targeted advertising please visit our “Your Privacy Choices” page and the “Do Not Sell My Personal Information” page.</span></p> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><b><span style="font-family: Calibri, sans-serif;">Verification</span></b><span style="font-family: Calibri, sans-serif;">. To ensure the protection of your personal information, we may need to verify that the individual submitting a request is the consumer to whom the request relates prior to processing the request, or an authorized agent.  To verify a consumer’s identity, we may request up to three pieces of personal information about you to compare against our records when you make a request.</span></p> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-family: Calibri, sans-serif;">Making a verifiable consumer request does not require you to create an account with us.  However, we may require that you access a previously existing account where necessary to submit the request. </span></p> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-family: Calibri, sans-serif;">We will only use personal information provided in your request to verify your identity and will delete any information you provide after processing the request.  We reserve the right to take additional steps as necessary to verify the identity of consumers where we have reason to believe a request is fraudulent. </span></p> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-family: Calibri, sans-serif;">You may choose a person or business that you authorize to act on your behalf to submit your requests (“<b>Authorized Agent</b>”).  If you choose to use an Authorized Agent, we require that you provide the Authorized Agent with written permission to allow them to submit your request and that you verify your identity directly with us.  Failure to do so may result in us denying your request.</span></p> <h1 style="margin: 0.25in 0in 12pt 0.25in; text-indent: -0.25in; font-size: 12pt; font-family: 'Times New Roman Bold', serif; text-transform: uppercase; color: #000000; letter-spacing: normal;"><span style="font-family: Calibri, sans-serif;">6.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';">     </span></span><span style="font-family: Calibri, sans-serif;">YOUR PRIVACY OPTIONS AND CONFIGURATIONS</span></h1> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-family: Calibri, sans-serif;">Depending on the device(s) you use to access the Services, you may be able to select certain privacy choices or configuration, which are further described below:</span></p> <ul> <li><b style="font-size: medium; text-indent: -0.25in; color: var( --e-global-color-text ); font-family: Rubik, sans-serif; letter-spacing: 0px;"><span style="font-family: Calibri, sans-serif;">Email Communications</span></b><span style="font-size: medium; text-indent: -0.25in; color: var( --e-global-color-text ); letter-spacing: 0px; font-family: Calibri, sans-serif;">. If you receive an unwanted email from us, you can use the unsubscribe link found at the bottom of the email to opt out of receiving future emails. Note that you will continue to receive transaction-related emails regarding products or Services you have requested. We may also send you certain non-promotional communications regarding us and our Services, and you will not be able to opt out of those communications (<i>e.g</i>., communications regarding our Services or updates to our Terms or this Privacy Policy).</span></li> <li><b style="font-size: medium; text-indent: -0.25in; color: var( --e-global-color-text ); font-family: Rubik, sans-serif; letter-spacing: 0px;"><span style="font-family: Calibri, sans-serif;">Mobile Devices</span></b><span style="font-size: medium; text-indent: -0.25in; color: var( --e-global-color-text ); letter-spacing: 0px; font-family: Calibri, sans-serif;">. We may send you push notifications through our mobile application. You may opt out from receiving these push notifications by changing the settings on your mobile device.</span></li> <li><b style="font-size: medium; text-indent: -0.25in; color: var( --e-global-color-text ); font-family: Rubik, sans-serif; letter-spacing: 0px;"><span style="font-family: Calibri, sans-serif;">Do Not Track (“DNT”)</span></b><span style="font-size: medium; text-indent: -0.25in; color: var( --e-global-color-text ); letter-spacing: 0px; font-family: Calibri, sans-serif;">. DNT is a privacy preference that users can set in certain web browsers.  Please note that we do not respond to or honor DNT signals.  At this time, our Site responds to the Global Privacy Control.</span></li> <li><b style="font-size: medium; text-indent: -0.25in; color: var( --e-global-color-text ); font-family: Rubik, sans-serif; letter-spacing: 0px;"><span style="font-family: Calibri, sans-serif;">Cookies and Personalized Advertising.</span></b><span style="font-size: medium; text-indent: -0.25in; color: var( --e-global-color-text ); letter-spacing: 0px; font-family: Calibri, sans-serif;"> You may stop or restrict the placement of cookies and tracking technologies on your device or remove them by adjusting your preferences as your browser or device permits. However, if you adjust your preferences, our Services may not work properly. Please note that cookie-based opt-outs are not effective on mobile applications. However, you may opt out of personalized advertisements on some mobile applications by following the instructions provided by <a style="text-decoration-line: underline;" href="https://support.google.com/googleplay/android-developer/answer/6048248?hl=en">Android</a> or <a style="text-decoration-line: underline;" href="https://support.apple.com/en-us/105131">iOS</a>.  You can find out more about cookies and how to manage them by visiting <a style="text-decoration-line: underline;" href="https://ico.org.uk/for-the-public/online/cookies/">https://ico.org.uk/for-the-public/online/cookies/</a>.</span></li> <li><b>We Personalize Your Experience.</b> In addition to providing Services, we want to ensure that the experience is tailored to you. We want to better tailor content, features, and advertising, and provide you with a seamless experience across the devices you use to access the Services. We utilize the information (e.g., the articles you read) to personalize your reading experience using technology like algorithmic recommendations and machine learning. Sometimes, we may use the information we collect (e.g., log-in credentials, IP addresses, hashed email addresses, and unique mobile device identifiers) to locate or attempt to locate similar unique users across multiple browsers or devices (such as smartphones, tablets, or computers) or work with providers that do this. This is how we personalize your experience when using our services and providing content based on your interests or other demographics; articles you might be interested in and de-emphasize articles you’ve already read. We also show you prices, promotions, products, or services we believe you’ll find interesting, based on demographic and usage data.</li> <li><b>Sales.</b> We may disclose your personal information to third parties in exchange for money or other valuable consideration to the categories of third parties described in the “Who Do We Disclose Information To?” section above.</li> <p><font face="Calibri, sans-serif" size="3"><br></font></p> <p><font face="Calibri, sans-serif" size="3"></font> </p> </ul> <h1 style="margin: 0.25in 0in 12pt 0.25in; text-indent: -0.25in; font-size: 12pt; font-family: 'Times New Roman Bold', serif; text-transform: uppercase; color: #000000; letter-spacing: normal;"><span style="font-family: Calibri, sans-serif;">7.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';">     </span></span><span style="font-family: Calibri, sans-serif;">SUPPLEMENTAL PROVISIONS FOR CALIFORNIA RESIDENTS</span></h1> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-family: Calibri, sans-serif;">This section supplements our Policy and only applies to our processing of personal information that is subject to California Consumer Privacy Act, Cal. Civ. Code § 1798.100 <i>et seq.</i> as amended by the California Privacy Rights Act and implementing regulations (collectively “<b>CCPA</b>”):</span></p> <h2 style="margin: 6pt 0in 6pt 0.5in; text-indent: -0.25in; font-size: 12pt; font-family: 'Times New Roman Bold', serif; color: #000000;"><span style="font-family: Calibri, sans-serif;">A.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';">    </span></span><span style="font-family: Calibri, sans-serif;">Collection of Personal Information</span></h2> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-family: Calibri, sans-serif;">In the preceding 12 months, we have collected personal information from the following categories identified in Section 2, which are described using the terms identified under the CCPA: identifiers, personal information, commercial information, geolocation, internet or other similar network activity, professional or employment related information, and inferences.</span></p> <h2 style="margin: 6pt 0in 6pt 0.5in; text-indent: -0.25in; font-size: 12pt; font-family: 'Times New Roman Bold', serif; color: #000000;"><span style="font-family: Calibri, sans-serif;">B.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';">    </span></span><span style="font-family: Calibri, sans-serif;">Disclosure of Personal Information</span></h2> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-family: Calibri, sans-serif;">In the preceding 12 months, we have disclosed personal information in the following categories: identifiers, personal information, commercial information, geolocation, internet or other similar network activity, geolocation data, and inferences with service providers.  We disclose content posted on our social media platforms (<i>e.g.</i>, if a consumer “comments” on a story) with other consumers.  Such posts may include information in the category of personal information and identifiers, but the content depends on the individual posts.</span></p> <h2 style="margin: 6pt 0in 6pt 0.5in; text-indent: -0.25in; font-size: 12pt; font-family: 'Times New Roman Bold', serif; color: #000000;"><a></a><span style="font-family: Calibri, sans-serif;">C.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';">    </span></span><span style="font-family: Calibri, sans-serif;">Sharing and Sales of Personal Information</span></h2> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-family: Calibri, sans-serif;">In the preceding 12 months, we have shared for cross-contextual behavioral advertising (which may constitute a “sale” or “sharing” under the CCPA) personal information in the following categories: identifiers, personal information, commercial information, and internet or similar networking activity.</span></p> <h2 style="margin: 6pt 0in 6pt 0.5in; text-indent: -0.25in; font-size: 12pt; font-family: 'Times New Roman Bold', serif; color: #000000;"><span style="font-family: Calibri, sans-serif;">D.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';">    </span></span><span style="font-family: Calibri, sans-serif;">Collection of Personal Information from Children under 16</span></h2> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-family: Calibri, sans-serif;">In the preceding 12 months, we have not knowingly collected or processed personal information pertaining to children under the age of 16.</span></p> <h2 style="margin: 6pt 0in 6pt 0.5in; text-indent: -0.25in; font-size: 12pt; font-family: 'Times New Roman Bold', serif; color: #000000;"><span style="font-family: Calibri, sans-serif;">E.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';">     </span></span><span style="font-family: Calibri, sans-serif;">Sensitive Data.</span></h2> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-family: Calibri, sans-serif;">If we process sensitive data as defined by California law, we will only do so for the purposes specifically authorized by California law and in a manner that is necessary and proportionate for those purposes.  As such, we do not perform any processing for which a Right to Restrict request is available.</span></p> <h1 style="margin: 0.25in 0in 12pt 27pt; text-indent: -27pt; font-size: 12pt; font-family: 'Times New Roman Bold', serif; text-transform: uppercase; color: #000000; letter-spacing: normal;"><span style="font-family: Calibri, sans-serif;">8.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';">         </span></span><span style="font-family: Calibri, sans-serif;">LEGAL BASIS FOR PROCESSING PERSONAL INFORMATION</span></h1> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-family: Calibri, sans-serif;">You may be entitled to know our legal basis for processing your personal information pursuant to applicable law, such as the GDPR.  Our processing of your personal information is supported by the following legal bases:</span></p> <ul> <li><b style="font-size: medium; text-indent: -0.25in; color: var( --e-global-color-text ); font-family: Rubik, sans-serif; letter-spacing: 0px;"><span style="font-family: Calibri, sans-serif;">For Performance of a Contract</span></b><span style="font-size: medium; text-indent: -0.25in; color: var( --e-global-color-text ); letter-spacing: 0px; font-family: Calibri, sans-serif;">.  We may process your information where required to provide you with our Services. For example, we may need to process your information to respond to your inquiries or requests.</span></li> <li><b style="font-size: medium; text-indent: -0.25in; color: var( --e-global-color-text ); font-family: Rubik, sans-serif; letter-spacing: 0px;"><span style="font-family: Calibri, sans-serif;">When We Have a Legitimate Interest</span></b><span style="font-size: medium; text-indent: -0.25in; color: var( --e-global-color-text ); letter-spacing: 0px; font-family: Calibri, sans-serif;">.  We may process your information where we or a third party have a legitimate interest in processing your information.</span></li> <li><b style="font-size: medium; text-indent: -0.25in; color: var( --e-global-color-text ); font-family: Rubik, sans-serif; letter-spacing: 0px;"><span style="font-family: Calibri, sans-serif;">With Your Consent</span></b><span style="font-size: medium; text-indent: -0.25in; color: var( --e-global-color-text ); letter-spacing: 0px; font-family: Calibri, sans-serif;">. We may process your information where you have consented to certain processing of your information.</span></li> <li><b style="font-size: medium; text-indent: -0.25in; color: var( --e-global-color-text ); font-family: Rubik, sans-serif; letter-spacing: 0px;"><span style="font-family: Calibri, sans-serif;">For Compliance with Our Legal Obligation</span></b><span style="font-size: medium; text-indent: -0.25in; color: var( --e-global-color-text ); letter-spacing: 0px; font-family: Calibri, sans-serif;">. We may process your information where we have a legal obligation to do so. For example, we may process your information to comply with tax, labor, and accounting obligations.</span></li> </ul> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-family: Calibri, sans-serif;">The specific legal bases corresponding to the purposes for which we process your personal information is set forth in the chart below:</span></p> <table style="border: none;" border="1" cellspacing="0" cellpadding="0"> <tbody> <tr> <td style="width: 93.5pt; background: #e7e6e6; padding: 0in 5.4pt; border: 1pt solid windowtext;" valign="top" width="125"> <p style="margin: 6pt 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif; border: none;"><b><span style="font-family: Calibri, sans-serif; color: black; border: none;">Purpose of</span></b><span style="font-family: Calibri, sans-serif; color: black; border: none;"> <b>Processing</b></span></p> </td> <td style="width: 93.5pt; border-top: 1pt solid windowtext; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left-width: initial; border-left-style: none; background: #e7e6e6; padding: 0in 5.4pt;" valign="top" width="125"> <p style="margin: 6pt 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif; border: none;"><b><span style="font-family: Calibri, sans-serif; color: black; border: none;">Performance of a Contract</span></b><b></b></p> </td> <td style="width: 93.5pt; border-top: 1pt solid windowtext; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left-width: initial; border-left-style: none; background: #e7e6e6; padding: 0in 5.4pt;" valign="top" width="125"> <p style="margin: 6pt 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif; border: none;"><b><span style="font-family: Calibri, sans-serif; color: black; border: none;">Our Legitimate Interest</span></b><b></b></p> </td> <td style="width: 93.5pt; border-top: 1pt solid windowtext; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left-width: initial; border-left-style: none; background: #e7e6e6; padding: 0in 5.4pt;" valign="top" width="125"> <p style="margin: 6pt 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif; border: none;"><b><span style="font-family: Calibri, sans-serif; color: black; border: none;">Your Consent</span></b><b></b></p> </td> <td style="width: 93.5pt; border-top: 1pt solid windowtext; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left-width: initial; border-left-style: none; background: #e7e6e6; padding: 0in 5.4pt;" valign="top" width="125"> <p style="margin: 6pt 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif; border: none;"><b><span style="font-family: Calibri, sans-serif; color: black; border: none;">Compliance with Our Legal Obligations</span></b><b></b></p> </td> </tr> <tr> <td style="width: 93.5pt; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; border-top-width: initial; border-top-style: none; padding: 0in 5.4pt;" valign="top" width="125"> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif; border: none;"><span style="font-family: Calibri, sans-serif; border: none;">To Provide Our Services</span></p> </td> <td style="width: 93.5pt; border-style: none solid solid none; border-bottom-color: windowtext; border-right-color: windowtext; padding: 0in 5.4pt; border-width: initial 1pt 1pt initial;" valign="top" width="125"> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif; border: none;"><span style="font-family: 'Apple Color Emoji'; border: none;">✔</span></p> </td> <td style="width: 93.5pt; border-style: none solid solid none; border-bottom-color: windowtext; border-right-color: windowtext; padding: 0in 5.4pt; border-width: initial 1pt 1pt initial;" valign="top" width="125"> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif; border: none;"><span style="font-family: 'Apple Color Emoji'; border: none;">✔</span></p> </td> <td style="width: 93.5pt; border-style: none solid solid none; border-bottom-color: windowtext; border-right-color: windowtext; padding: 0in 5.4pt; border-width: initial 1pt 1pt initial;" valign="top" width="125"> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif; border: none;"><span style="font-family: Calibri, sans-serif; border: none;"> </span></p> </td> <td style="width: 93.5pt; border-style: none solid solid none; border-bottom-color: windowtext; border-right-color: windowtext; padding: 0in 5.4pt; border-width: initial 1pt 1pt initial;" valign="top" width="125"> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif; border: none;"><span style="font-family: 'Apple Color Emoji'; border: none;">✔</span></p> </td> </tr> <tr> <td style="width: 93.5pt; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; border-top-width: initial; border-top-style: none; padding: 0in 5.4pt;" valign="top" width="125"> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif; border: none;"><span style="font-family: Calibri, sans-serif; border: none;">For Administrative Purposes</span></p> </td> <td style="width: 93.5pt; border-style: none solid solid none; border-bottom-color: windowtext; border-right-color: windowtext; padding: 0in 5.4pt; border-width: initial 1pt 1pt initial;" valign="top" width="125"> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif; border: none;"><span style="font-family: 'Apple Color Emoji'; border: none;">✔</span></p> </td> <td style="width: 93.5pt; border-style: none solid solid none; border-bottom-color: windowtext; border-right-color: windowtext; padding: 0in 5.4pt; border-width: initial 1pt 1pt initial;" valign="top" width="125"> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif; border: none;"><span style="font-family: 'Apple Color Emoji'; border: none;">✔</span></p> </td> <td style="width: 93.5pt; border-style: none solid solid none; border-bottom-color: windowtext; border-right-color: windowtext; padding: 0in 5.4pt; border-width: initial 1pt 1pt initial;" valign="top" width="125"> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif; border: none;"><span style="font-family: Calibri, sans-serif; border: none;"> </span></p> </td> <td style="width: 93.5pt; border-style: none solid solid none; border-bottom-color: windowtext; border-right-color: windowtext; padding: 0in 5.4pt; border-width: initial 1pt 1pt initial;" valign="top" width="125"> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif; border: none;"><span style="font-family: 'Apple Color Emoji'; border: none;">✔</span></p> </td> </tr> <tr> <td style="width: 93.5pt; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; border-top-width: initial; border-top-style: none; padding: 0in 5.4pt;" valign="top" width="125"> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif; border: none;"><span style="font-family: Calibri, sans-serif; border: none;">For Marketing and Advertising Our Services</span></p> </td> <td style="width: 93.5pt; border-style: none solid solid none; border-bottom-color: windowtext; border-right-color: windowtext; padding: 0in 5.4pt; border-width: initial 1pt 1pt initial;" valign="top" width="125"> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif; border: none;"><span style="font-family: Calibri, sans-serif; border: none;"> </span></p> </td> <td style="width: 93.5pt; border-style: none solid solid none; border-bottom-color: windowtext; border-right-color: windowtext; padding: 0in 5.4pt; border-width: initial 1pt 1pt initial;" valign="top" width="125"> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif; border: none;"><span style="font-family: 'Apple Color Emoji'; border: none;">✔</span></p> </td> <td style="width: 93.5pt; border-style: none solid solid none; border-bottom-color: windowtext; border-right-color: windowtext; padding: 0in 5.4pt; border-width: initial 1pt 1pt initial;" valign="top" width="125"> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif; border: none;"><span style="font-family: 'Apple Color Emoji'; border: none;">✔</span></p> </td> <td style="width: 93.5pt; border-style: none solid solid none; border-bottom-color: windowtext; border-right-color: windowtext; padding: 0in 5.4pt; border-width: initial 1pt 1pt initial;" valign="top" width="125"> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif; border: none;"><span style="font-family: Calibri, sans-serif; border: none;"> </span></p> </td> </tr> </tbody> </table> <h1 style="margin: 0.25in 0in 12pt 27pt; text-indent: -27pt; font-size: 12pt; font-family: 'Times New Roman Bold', serif; text-transform: uppercase; color: #000000; letter-spacing: normal;"><span style="font-family: Calibri, sans-serif;">9.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';">         </span></span><span style="font-family: Calibri, sans-serif;">CROSS-BORDER TRANSFERS OF PERSONAL INFORMATION</span></h1> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-family: Calibri, sans-serif;">We process personal information on our servers in the United States of America, and may do so in other countries.  If you use our Services or otherwise provide us with information from outside of the United States, you expressly consent to the transfer of your data to the United States, the processing of your data in the United States, and the storage of your data in the United States.</span></p> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-family: Calibri, sans-serif;">Personal information about you provide while in another country, including an EEA member state, the UK, or Switzerland may be transferred to the United States.  Applicable data protection laws may permit such transfers when necessary for the performance of a contract between you and us, if we obtain your explicit consent to such transfer, or if it is in our legitimate interest to transfer the personal information.  The laws in the United States may not be as protective as the applicable data protection laws in the EEA, UK, and Switzerland or the laws of other jurisdictions where you may be located.  If we transfer personal information from the EEA, UK, or Switzerland, or another country with cross-border transfer obligations, we will provide an appropriate safeguard, such as using standard contractual clauses.</span></p> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-family: Calibri, sans-serif;">For more information, please contact us using the information provided in the “</span><u><span style="font-family: Calibri, sans-serif;">Contact Us<b></b></span></u><span style="font-family: Calibri, sans-serif;">” section below.</span></p> <h1 style="margin: 0.25in 0in 12pt 0.2in; text-indent: -0.2in; font-size: 12pt; font-family: 'Times New Roman Bold', serif; text-transform: uppercase; color: #000000; letter-spacing: normal;"><a></a><span style="font-family: Calibri, sans-serif;">10.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';">           </span></span><span style="font-family: Calibri, sans-serif;">HOW LONG YOUR PERSONAL INFORMATION IS KEPT</span></h1> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-family: Calibri, sans-serif;">We will retain your personal information until the personal information is no longer necessary to accomplish the purpose for which it was provided.  We may retain your personal information for longer periods for specific purposes to the extent that we are obliged to do so in accordance with applicable laws and regulations, to protect you, other people, and us from fraud, abuse, an unauthorized access, as necessary to protect our legal rights, or for certain business requirements.</span></p> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-family: Calibri, sans-serif;">We will delete your personal information when it is no longer necessary for the purpose for which it was collected, or upon your request, subject to exceptions as discussed in this Policy or under applicable law, contract, or regulation.</span></p> <h1 style="margin: 0.25in 0in 12pt 27pt; text-indent: -27pt; font-size: 12pt; font-family: 'Times New Roman Bold', serif; text-transform: uppercase; color: #000000; letter-spacing: normal;"><span style="font-family: Calibri, sans-serif;">11.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';">      </span></span><span style="font-family: Calibri, sans-serif;">OUR COMMITMENT TO DATA SECURITY</span></h1> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-family: Calibri, sans-serif;">The security of your personal information is important to us.  We take various reasonable organizational, administrative, and technical measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction.  If required by law to do so, we will notify you and/or the relevant supervisory authority in the event of a data breach.</span></p> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-family: Calibri, sans-serif;">However, we cannot and do not guarantee complete security, as it does not exist on the Internet.</span></p> <h1 style="margin: 0.25in 0in 12pt 27pt; text-indent: -27pt; font-size: 12pt; font-family: 'Times New Roman Bold', serif; text-transform: uppercase; color: #000000; letter-spacing: normal;"><span style="font-family: Calibri, sans-serif;">12.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';">      </span></span><span style="font-family: Calibri, sans-serif;">THIRD PARTY LINKS</span></h1> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-family: Calibri, sans-serif;">Our Services may contain links to third-party websites.  When we provide links, we do so only as a convenience and we are not responsible for any content of any third-party website or any links contained within.  It is important to note that this Policy only applies to our Services.  We are not responsible and assume no responsibility for any personal information collected, stored, or used by any third party as a result of you visiting third-party websites.  We also advise that you carefully read the privacy notice of any third-party websites you choose to visit.</span></p> <h1 style="margin: 0.25in 0in 12pt 27pt; text-indent: -27pt; font-size: 12pt; font-family: 'Times New Roman Bold', serif; text-transform: uppercase; color: #000000; letter-spacing: normal;"><span style="font-family: Calibri, sans-serif;">13.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';">      </span></span><span style="font-family: Calibri, sans-serif;"> CHILDREN’S PRIVACY</span></h1> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-family: Calibri, sans-serif;">Our Services are not directed at children (as defined under applicable law).  We do not knowingly collect or otherwise process personal information from children without first obtaining legally permission from that child’s parent or legal guardian, such as through the attestations during account registration.  This Policy, along with any additional parental consent forms provided as part of the provision of the Services to children, describes our privacy practices including the way we collect and process your child’s information.</span></p> <h1 style="margin: 0.25in 0in 12pt 27pt; text-indent: -27pt; font-size: 12pt; font-family: 'Times New Roman Bold', serif; text-transform: uppercase; color: #000000; letter-spacing: normal;"><span style="font-family: Calibri, sans-serif;">14.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';">      </span></span><span style="font-family: Calibri, sans-serif;">POLICY CHANGES</span></h1> <p style="margin: 0in 0in 12pt; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-family: Calibri, sans-serif;">This Policy may change from time to time.  If we need to change this Policy at some point in the future, we will post any changes on this page.  If we make a significant or material change to this Policy we will notify you via email.  You should check these terms when you use the Sites.  Your continued use of the Services constitutes acceptance of the most current version of this Policy.</span></p> <h1 style="margin: 0.25in 0in 12pt 0.25in; text-indent: -0.25in; font-size: 12pt; font-family: 'Times New Roman Bold', serif; text-transform: uppercase; color: #000000; letter-spacing: normal;"><a></a><a></a><span style="font-family: Calibri, sans-serif;">15.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-variant-emoji: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: 'Times New Roman';">  </span></span><span style="font-family: Calibri, sans-serif;">CONTACT US</span></h1> <p style="margin: 0in 0in 12pt; font-size: 12pt; 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