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<!doctype html><html lang="en"><head><title data-rh="true">I Asked My Daughter In the U.S. Why She Hadn’t Made a Doctor’s Appointment | by Janice Macdonald | Minds Without Borders | Dec, 2024 | Medium</title><meta data-rh="true" charset="utf-8"/><meta data-rh="true" name="viewport" content="width=device-width,minimum-scale=1,initial-scale=1,maximum-scale=1"/><meta data-rh="true" name="theme-color" content="#000000"/><meta data-rh="true" name="twitter:app:name:iphone" content="Medium"/><meta data-rh="true" name="twitter:app:id:iphone" content="828256236"/><meta data-rh="true" property="al:ios:app_name" content="Medium"/><meta data-rh="true" property="al:ios:app_store_id" content="828256236"/><meta data-rh="true" property="al:android:package" content="com.medium.reader"/><meta data-rh="true" property="fb:app_id" content="542599432471018"/><meta data-rh="true" property="og:site_name" content="Medium"/><meta data-rh="true" property="og:type" content="article"/><meta data-rh="true" property="article:published_time" content="2024-12-14T21:50:10.547Z"/><meta data-rh="true" name="title" content="I Asked My Daughter In the U.S. Why She Hadn’t Made a Doctor’s Appointment | by Janice Macdonald | Minds Without Borders | Dec, 2024 | Medium"/><meta data-rh="true" property="og:title" content="I Asked My Daughter In the U.S. Why She Hadn’t Made a Doctor’s Appointment"/><meta data-rh="true" property="al:android:url" content="medium://p/c664931889ef"/><meta data-rh="true" property="al:ios:url" content="medium://p/c664931889ef"/><meta data-rh="true" property="al:android:app_name" content="Medium"/><meta data-rh="true" name="description" content="I was on the phone with my daughter in Washington state when she mentioned a fairly minor but frustrating medical concern that was still dragging on despite the medication she was using. 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it iu iv cq du">Her answer reminded me how grateful I am to live in France</h2><div><div class="speechify-ignore ab cp"><div class="speechify-ignore bh l"><div class="iw ix iy iz ja ab"><div><div class="ab jb"><div><div class="bm" aria-hidden="false"><a rel="noopener follow" href="/@janicemacdonald?source=post_page---byline--c664931889ef--------------------------------"><div class="l jc jd by je jf"><div class="l fj"><img alt="Janice Macdonald" class="l fd by dd de cx" src="https://miro.medium.com/v2/resize:fill:88:88/1*Mlfg7YMGzwdHAi36Tz-2Ig.jpeg" width="44" height="44" loading="lazy" data-testid="authorPhoto"/><div class="jg by l dd de fs n jh ft"></div></div></div></a></div></div><div class="ji ab fj"><div><div class="bm" aria-hidden="false"><a href="https://medium.com/minds-without-borders?source=post_page---byline--c664931889ef--------------------------------" rel="noopener follow"><div class="l jj jk by je jl"><div class="l fj"><img alt="Minds Without Borders" class="l fd by br 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1100w, https://miro.medium.com/v2/resize:fit:2000/format:webp/1*MVotncau0NpwqivK5ddF2Q.jpeg 2000w" sizes="(min-resolution: 4dppx) and (max-width: 700px) 50vw, (-webkit-min-device-pixel-ratio: 4) and (max-width: 700px) 50vw, (min-resolution: 3dppx) and (max-width: 700px) 67vw, (-webkit-min-device-pixel-ratio: 3) and (max-width: 700px) 65vw, (min-resolution: 2.5dppx) and (max-width: 700px) 80vw, (-webkit-min-device-pixel-ratio: 2.5) and (max-width: 700px) 80vw, (min-resolution: 2dppx) and (max-width: 700px) 100vw, (-webkit-min-device-pixel-ratio: 2) and (max-width: 700px) 100vw, 1000px" type="image/webp"/><source data-testid="og" srcSet="https://miro.medium.com/v2/resize:fit:640/1*MVotncau0NpwqivK5ddF2Q.jpeg 640w, https://miro.medium.com/v2/resize:fit:720/1*MVotncau0NpwqivK5ddF2Q.jpeg 720w, https://miro.medium.com/v2/resize:fit:750/1*MVotncau0NpwqivK5ddF2Q.jpeg 750w, https://miro.medium.com/v2/resize:fit:786/1*MVotncau0NpwqivK5ddF2Q.jpeg 786w, https://miro.medium.com/v2/resize:fit:828/1*MVotncau0NpwqivK5ddF2Q.jpeg 828w, https://miro.medium.com/v2/resize:fit:1100/1*MVotncau0NpwqivK5ddF2Q.jpeg 1100w, https://miro.medium.com/v2/resize:fit:2000/1*MVotncau0NpwqivK5ddF2Q.jpeg 2000w" sizes="(min-resolution: 4dppx) and (max-width: 700px) 50vw, (-webkit-min-device-pixel-ratio: 4) and (max-width: 700px) 50vw, (min-resolution: 3dppx) and (max-width: 700px) 67vw, (-webkit-min-device-pixel-ratio: 3) and (max-width: 700px) 65vw, (min-resolution: 2.5dppx) and (max-width: 700px) 80vw, (-webkit-min-device-pixel-ratio: 2.5) and (max-width: 700px) 80vw, (min-resolution: 2dppx) and (max-width: 700px) 100vw, (-webkit-min-device-pixel-ratio: 2) and (max-width: 700px) 100vw, 1000px"/><img alt="" class="bh ne or c" width="1000" height="750" loading="eager" role="presentation"/></picture></div></div><figcaption class="os ff ot od oe ou ov bf b bg z du">X-rays from last year’s hip replacement surgery (author’s photo)</figcaption></figure></div></div></div><div class="ab cb"><div class="ci bh ga gb gc gd"><p id="ced9" class="pw-post-body-paragraph ow ox he oy b ih oz pa pb ik pc pd pe pf pg ph pi pj pk pl pm pn po pp pq pr gx bk">I was on the phone with my daughter in Washington state when she mentioned a fairly minor but frustrating medical concern that was still dragging on despite the medication she was using.</p><p id="b87d" class="pw-post-body-paragraph ow ox he oy b ih oz pa pb ik pc pd pe pf pg ph pi pj pk pl pm pn po pp pq pr gx bk">Why didn’t she just go back to the doctor, I asked. Silence on the line and then a sigh. Money, of course — high monthly insurance premiums, high deductible, yet if she sees a doctor, she’ll incur an out-pocket expense of around $150. Extra for blood tests and x-rays.</p><p id="0a7c" class="pw-post-body-paragraph ow ox he oy b ih oz pa pb ik pc pd pe pf pg ph pi pj pk pl pm pn po pp pq pr gx bk">“I’ll just see how it goes,” she said.</p><p id="c1c4" class="pw-post-body-paragraph ow ox he oy b ih oz pa pb ik pc pd pe pf pg ph pi pj pk pl pm pn po pp pq pr gx bk">The 11 years I’ve spent in France have all but erased memories of medical costs charged to credit cards and choosing to delay treatment rather than racking up more debt. But I’m reminded by conversations like the one with my daughter or Medium stories like one by <span class="jt"><span class="jt" aria-hidden="false"><a class="ps ju fe" href="https://medium.com/u/24fe8701dda2?source=post_page---user_mention--c664931889ef--------------------------------" rel="noopener" target="_blank">Mel Schlesinger</a></span></span> involving <a class="af pt" rel="noopener" href="/crows-feet/6000-in-out-of-pocket-healthcare-expenses-in-two-months-0a6ea0d68068">$6,000 in out-of-pocket medical expenses in two months</a>.</p><p id="dbd6" class="pw-post-body-paragraph ow ox he oy b ih oz pa pb ik pc pd pe pf pg ph pi pj pk pl pm pn po pp pq pr gx bk">Funny to think that one of the questions I was asked most frequently before I moved to France was, ‘What if you get sick?’ As though France couldn’t possibly provide adequate treatment, and if it did, the…</p></div></div></div></div></section></div></div></article></div><div class="l"></div><footer class="pu pv pw px gw ab q 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Macdonald</span></h2></a><div class="rz ab jb"><div class="l jy"><span class="pw-follower-count bf b bg z du"><a class="af ag ah ai aj ak al am an ao ap aq ar jr" rel="noopener follow" href="/@janicemacdonald/followers?source=post_page---post_author_info--c664931889ef--------------------------------">4.3K Followers</a></span></div><div class="bf b bg z du ab ke"><span class="js l" aria-hidden="true"><span class="bf b bg z du">·</span></span><a class="af ag ah ai aj ak al am an ao ap aq ar jr" rel="noopener follow" href="/@janicemacdonald/following?source=post_page---post_author_info--c664931889ef--------------------------------">459 Following</a></div></div><div class="sa l"><p class="bf b bg z bk"><span class="gx">At 68, I started a new chapter in my life: I moved to France. Alone. It turned out to be quite the page-turner. 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