Risk and Analytics

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<div class="row justify-content-md-center"> <div class="col-12 col-lg-10"> <button type="button" aria-controls="country-selector" onclick="linkClick(this);" data-etlabel="internal_link_click" data-selabel="Location Selector" data-ewlabel="Country Selector Close" data-cdlabel="X" data-cilabel="/sitecore/content/WTW/insights/2023/07/infographic-employee-wellbeing-is-a-critical-part-of-company-culture" data-menu-close="true" class="material-symbols-outlined d-none d-md-block btn-close" aria-label="Click to close the location selector"> close </button> <h2 class="mb-4 my-md-5 heading-1">Choose your location</h2> <h5 class="mb-3">Select the location and the language that you prefer</h5> <div class="accordion country-selector__accordion" id="country-accordion"> <div class="country-selector__accordion-item"> <button class="collapsed btn heading-4 container country-selector__accordion-btn" type="button" data-toggle="collapse" data-target="#region0" aria-expanded="false" aria-controls="region0" id="region-0" aria-label="Accordion menu, Americas locations, click to expand / collapse the list of websites and languages available" data-etlabel="internal_link_click" data-selabel="Location Selector" data-ewlabel="Choose your location" data-cdlabel="Americas" data-cilabel="/sitecore/content/WTW/insights/2023/07/infographic-employee-wellbeing-is-a-critical-part-of-company-culture" data-ctlabel="Region Open" onclick="if ($(this).hasClass('collapsed')) { $(this).data('ctlabel', 'Region Open') } else { $(this).data('ctlabel', 'Region Close') } linkClick(this);"> <span class="row align-items-center"> <span class="col-12 col-md-9 text-left">Americas</span> </span> <span class="material-symbols-outlined country-selector__icon" aria-hidden="true">arrow_drop_down</span> </button> <div id="region0" class="container collapse" aria-labelledby="region-0" data-parent="#country-accordion"> <div class="row table-responsive"> <table class="col col-12 table"> <caption> List of website locations and languages available in Americas </caption> <thead> <tr> <th scope="col">Location</th> <th scope="col">Languages Available</th> </tr> </thead> <tbody> <tr> <td class="heading-6 align-text-top">Argentina </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/es-ar' class="country-selector__languages" aria-label="Willis Towers Watson Argentina website in Spanish, click to navigate to website" data-current_country="Argentina" data-current_language="Spanish" data-menu_text="Argentina | Spanish" onclick="switchLanguage('/es-ar','/es-ar', this); return false;"> Spanish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Bermuda </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-bm' class="country-selector__languages" aria-label="Willis Towers Watson Bermuda website in English, click to navigate to website" data-current_country="Bermuda" data-current_language="English" data-menu_text="Bermuda | English" onclick="switchLanguage('/en-bm','/en-bm', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Brazil </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/pt-br' class="country-selector__languages" aria-label="Willis Towers Watson Brazil website in Portuguese, click to navigate to website" data-current_country="Brazil" data-current_language="Portuguese" data-menu_text="Brazil | Portuguese" onclick="switchLanguage('/pt-br','/pt-br', this); return false;"> Portuguese</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Canada </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-ca' class="country-selector__languages" aria-label="Willis Towers Watson Canada website in English, click to navigate to website" data-current_country="Canada" data-current_language="English" data-menu_text="Canada | English" onclick="switchLanguage('/en-ca','/en-ca', this); return false;"> English</a> </li> <li class="d-inline-block"> <a href='/fr-ca' class="country-selector__languages" aria-label="Willis Towers Watson Canada website in French, click to navigate to website" data-current_country="Canada" data-current_language="French" data-menu_text="Canada | French" onclick="switchLanguage('/fr-ca','/fr-ca', this); return false;"> French</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Chile </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/es-cl' class="country-selector__languages" aria-label="Willis Towers Watson Chile website in Spanish, click to navigate to website" data-current_country="Chile" data-current_language="Spanish" data-menu_text="Chile | Spanish" onclick="switchLanguage('/es-cl','/es-cl', this); return false;"> Spanish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Colombia </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/es-co' class="country-selector__languages" aria-label="Willis Towers Watson Colombia website in Spanish, click to navigate to website" data-current_country="Colombia" data-current_language="Spanish" data-menu_text="Colombia | Spanish" onclick="switchLanguage('/es-co','/es-co', this); return false;"> Spanish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Costa Rica </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/es-cr' class="country-selector__languages" aria-label="Willis Towers Watson Costa Rica website in Spanish, click to navigate to website" data-current_country="Costa Rica" data-current_language="Spanish" data-menu_text="Costa Rica | Spanish" onclick="switchLanguage('/es-cr','/es-cr', this); return false;"> Spanish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">El Salvador </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/es-sv' class="country-selector__languages" aria-label="Willis Towers Watson El Salvador website in Spanish, click to navigate to website" data-current_country="El Salvador" data-current_language="Spanish" data-menu_text="El Salvador | Spanish" onclick="switchLanguage('/es-sv','/es-sv', this); return false;"> Spanish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Guatemala </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/es-gt' class="country-selector__languages" aria-label="Willis Towers Watson Guatemala website in Spanish, click to navigate to website" data-current_country="Guatemala" data-current_language="Spanish" data-menu_text="Guatemala | Spanish" onclick="switchLanguage('/es-gt','/es-gt', this); return false;"> Spanish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Honduras </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/es-hn' class="country-selector__languages" aria-label="Willis Towers Watson Honduras website in Spanish, click to navigate to website" data-current_country="Honduras" data-current_language="Spanish" data-menu_text="Honduras | Spanish" onclick="switchLanguage('/es-hn','/es-hn', this); return false;"> Spanish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Mexico </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/es-mx' class="country-selector__languages" aria-label="Willis Towers Watson Mexico website in Spanish, click to navigate to website" data-current_country="Mexico" data-current_language="Spanish" data-menu_text="Mexico | Spanish" onclick="switchLanguage('/es-mx','/es-mx', this); return false;"> Spanish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Nicaragua </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/es-ni' class="country-selector__languages" aria-label="Willis Towers Watson Nicaragua website in Spanish, click to navigate to website" data-current_country="Nicaragua" data-current_language="Spanish" data-menu_text="Nicaragua | Spanish" onclick="switchLanguage('/es-ni','/es-ni', this); return false;"> Spanish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Panama </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/es-pa' class="country-selector__languages" aria-label="Willis Towers Watson Panama website in Spanish, click to navigate to website" data-current_country="Panama" data-current_language="Spanish" data-menu_text="Panama | Spanish" onclick="switchLanguage('/es-pa','/es-pa', this); return false;"> Spanish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Peru </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/es-pe' class="country-selector__languages" aria-label="Willis Towers Watson Peru website in Spanish, click to navigate to website" data-current_country="Peru" data-current_language="Spanish" data-menu_text="Peru | Spanish" onclick="switchLanguage('/es-pe','/es-pe', this); return false;"> Spanish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">United States </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-us' class="country-selector__languages" aria-label="Willis Towers Watson United States website in English, click to navigate to website" data-current_country="United States" data-current_language="English" data-menu_text="United States | English" onclick="switchLanguage('/en-us','/en-us', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Venezuela </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/es-ve' class="country-selector__languages" aria-label="Willis Towers Watson Venezuela website in Spanish, click to navigate to website" data-current_country="Venezuela" data-current_language="Spanish" data-menu_text="Venezuela | Spanish" onclick="switchLanguage('/es-ve','/es-ve', this); return false;"> Spanish</a> </li> </ul> </td> </tr> </tbody> </table> </div> </div> </div> <div class="country-selector__accordion-item"> <button class="collapsed btn heading-4 container country-selector__accordion-btn" type="button" data-toggle="collapse" data-target="#region1" aria-expanded="false" aria-controls="region1" id="region-1" aria-label="Accordion menu, Asia-Pacific locations, click to expand / collapse the list of websites and languages available" data-etlabel="internal_link_click" data-selabel="Location Selector" data-ewlabel="Choose your location" data-cdlabel="Asia-Pacific" data-cilabel="/sitecore/content/WTW/insights/2023/07/infographic-employee-wellbeing-is-a-critical-part-of-company-culture" data-ctlabel="Region Open" onclick="if ($(this).hasClass('collapsed')) { $(this).data('ctlabel', 'Region Open') } else { $(this).data('ctlabel', 'Region Close') } linkClick(this);"> <span class="row align-items-center"> <span class="col-12 col-md-9 text-left">Asia-Pacific</span> </span> <span class="material-symbols-outlined country-selector__icon" aria-hidden="true">arrow_drop_down</span> </button> <div id="region1" class="container collapse" aria-labelledby="region-1" data-parent="#country-accordion"> <div class="row table-responsive"> <table class="col col-12 table"> <caption> List of website locations and languages available in Asia-Pacific </caption> <thead> <tr> <th scope="col">Location</th> <th scope="col">Languages Available</th> </tr> </thead> <tbody> <tr> <td class="heading-6 align-text-top">Australia </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-au' class="country-selector__languages" aria-label="Willis Towers Watson Australia website in English, click to navigate to website" data-current_country="Australia" data-current_language="English" data-menu_text="Australia | English" onclick="switchLanguage('/en-au','/en-au', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">China </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='https://www.wtwco.cn/zh-cn' class="country-selector__languages" aria-label="Willis Towers Watson China website in Simplified Chinese, click to navigate to website" data-current_country="China" data-current_language="Simplified Chinese" data-menu_text="China | Simplified Chinese" onclick="switchLanguage('/zh-cn','https://www.wtwco.cn/zh-cn', this); return false;"> Simplified Chinese</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Hong Kong (China, SAR) </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-hk' class="country-selector__languages" aria-label="Willis Towers Watson Hong Kong (China, SAR) website in English, click to navigate to website" data-current_country="Hong Kong (China, SAR)" data-current_language="English" data-menu_text="Hong Kong (China, SAR) | English" onclick="switchLanguage('/en-hk','/en-hk', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">India </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-in' class="country-selector__languages" aria-label="Willis Towers Watson India website in English, click to navigate to website" data-current_country="India" data-current_language="English" data-menu_text="India | English" onclick="switchLanguage('/en-in','/en-in', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Indonesia </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-id' class="country-selector__languages" aria-label="Willis Towers Watson Indonesia website in English, click to navigate to website" data-current_country="Indonesia" data-current_language="English" data-menu_text="Indonesia | English" onclick="switchLanguage('/en-id','/en-id', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Japan </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/ja-jp' class="country-selector__languages" aria-label="Willis Towers Watson Japan website in Japanese, click to navigate to website" data-current_country="Japan" data-current_language="Japanese" data-menu_text="Japan | Japanese" onclick="switchLanguage('/ja-jp','/ja-jp', this); return false;"> Japanese</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Korea </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/ko-kr' class="country-selector__languages" aria-label="Willis Towers Watson Korea website in Korean, click to navigate to website" data-current_country="Korea" data-current_language="Korean" data-menu_text="Korea | Korean" onclick="switchLanguage('/ko-kr','/ko-kr', this); return false;"> Korean</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Malaysia </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-my' class="country-selector__languages" aria-label="Willis Towers Watson Malaysia website in English, click to navigate to website" data-current_country="Malaysia" data-current_language="English" data-menu_text="Malaysia | English" onclick="switchLanguage('/en-my','/en-my', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">New Zealand </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-nz' class="country-selector__languages" aria-label="Willis Towers Watson New Zealand website in English, click to navigate to website" data-current_country="New Zealand" data-current_language="English" data-menu_text="New Zealand | English" onclick="switchLanguage('/en-nz','/en-nz', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Philippines </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-ph' class="country-selector__languages" aria-label="Willis Towers Watson Philippines website in English, click to navigate to website" data-current_country="Philippines" data-current_language="English" data-menu_text="Philippines | English" onclick="switchLanguage('/en-ph','/en-ph', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Singapore </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-sg' class="country-selector__languages" aria-label="Willis Towers Watson Singapore website in English, click to navigate to website" data-current_country="Singapore" data-current_language="English" data-menu_text="Singapore | English" onclick="switchLanguage('/en-sg','/en-sg', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Taiwan </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/zh-tw' class="country-selector__languages" aria-label="Willis Towers Watson Taiwan website in Traditional Chinese, click to navigate to website" data-current_country="Taiwan" data-current_language="Traditional Chinese" data-menu_text="Taiwan | Traditional Chinese" onclick="switchLanguage('/zh-tw','/zh-tw', this); return false;"> Traditional Chinese</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Thailand </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-th' class="country-selector__languages" aria-label="Willis Towers Watson Thailand website in English, click to navigate to website" data-current_country="Thailand" data-current_language="English" data-menu_text="Thailand | English" onclick="switchLanguage('/en-th','/en-th', this); return false;"> English</a> </li> <li class="d-inline-block"> <a href='/th-th' class="country-selector__languages" aria-label="Willis Towers Watson Thailand website in Thai, click to navigate to website" data-current_country="Thailand" data-current_language="Thai" data-menu_text="Thailand | Thai" onclick="switchLanguage('/th-th','/th-th', this); return false;"> Thai</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Vietnam </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-vn' class="country-selector__languages" aria-label="Willis Towers Watson Vietnam website in English, click to navigate to website" data-current_country="Vietnam" data-current_language="English" data-menu_text="Vietnam | English" onclick="switchLanguage('/en-vn','/en-vn', this); return false;"> English</a> </li> </ul> </td> </tr> </tbody> </table> </div> </div> </div> <div class="country-selector__accordion-item"> <button class="collapsed btn heading-4 container country-selector__accordion-btn" type="button" data-toggle="collapse" data-target="#region2" aria-expanded="false" aria-controls="region2" id="region-2" aria-label="Accordion menu, Europe locations, click to expand / collapse the list of websites and languages available" data-etlabel="internal_link_click" data-selabel="Location Selector" data-ewlabel="Choose your location" data-cdlabel="Europe" data-cilabel="/sitecore/content/WTW/insights/2023/07/infographic-employee-wellbeing-is-a-critical-part-of-company-culture" data-ctlabel="Region Open" onclick="if ($(this).hasClass('collapsed')) { $(this).data('ctlabel', 'Region Open') } else { $(this).data('ctlabel', 'Region Close') } linkClick(this);"> <span class="row align-items-center"> <span class="col-12 col-md-9 text-left">Europe</span> </span> <span class="material-symbols-outlined country-selector__icon" aria-hidden="true">arrow_drop_down</span> </button> <div id="region2" class="container collapse" aria-labelledby="region-2" data-parent="#country-accordion"> <div class="row table-responsive"> <table class="col col-12 table"> <caption> List of website locations and languages available in Europe </caption> <thead> <tr> <th scope="col">Location</th> <th scope="col">Languages Available</th> </tr> </thead> <tbody> <tr> <td class="heading-6 align-text-top">Austria </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/de-at' class="country-selector__languages" aria-label="Willis Towers Watson Austria website in German, click to navigate to website" data-current_country="Austria" data-current_language="German" data-menu_text="Austria | German" onclick="switchLanguage('/de-at','/de-at', this); return false;"> German</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Belgium </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-be' class="country-selector__languages" aria-label="Willis Towers Watson Belgium website in English, click to navigate to website" data-current_country="Belgium" data-current_language="English" data-menu_text="Belgium | English" onclick="switchLanguage('/en-be','/en-be', this); return false;"> English</a> </li> <li class="d-inline-block"> <a href='/fr-be' class="country-selector__languages" aria-label="Willis Towers Watson Belgium website in French, click to navigate to website" data-current_country="Belgium" data-current_language="French" data-menu_text="Belgium | French" onclick="switchLanguage('/fr-be','/fr-be', this); return false;"> French</a> </li> <li class="d-inline-block"> <a href='/nl-be' class="country-selector__languages" aria-label="Willis Towers Watson Belgium website in Flemish, click to navigate to website" data-current_country="Belgium" data-current_language="Flemish" data-menu_text="Belgium | Flemish" onclick="switchLanguage('/nl-be','/nl-be', this); return false;"> Flemish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Croatia </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-hr' class="country-selector__languages" aria-label="Willis Towers Watson Croatia website in English, click to navigate to website" data-current_country="Croatia" data-current_language="English" data-menu_text="Croatia | English" onclick="switchLanguage('/en-hr','/en-hr', this); return false;"> English</a> </li> <li class="d-inline-block"> <a href='/hr-hr' class="country-selector__languages" aria-label="Willis Towers Watson Croatia website in Croatian, click to navigate to website" data-current_country="Croatia" data-current_language="Croatian" data-menu_text="Croatia | Croatian" onclick="switchLanguage('/hr-hr','/hr-hr', this); return false;"> Croatian</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Czech Republic </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-cz' class="country-selector__languages" aria-label="Willis Towers Watson Czech Republic website in English, click to navigate to website" data-current_country="Czech Republic" data-current_language="English" data-menu_text="Czech Republic | English" onclick="switchLanguage('/en-cz','/en-cz', this); return false;"> English</a> </li> <li class="d-inline-block"> <a href='/cs-cz' class="country-selector__languages" aria-label="Willis Towers Watson Czech Republic website in Czech, click to navigate to website" data-current_country="Czech Republic" data-current_language="Czech" data-menu_text="Czech Republic | Czech" onclick="switchLanguage('/cs-cz','/cs-cz', this); return false;"> Czech</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Denmark </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/da-dk' class="country-selector__languages" aria-label="Willis Towers Watson Denmark website in Danish, click to navigate to website" data-current_country="Denmark" data-current_language="Danish" data-menu_text="Denmark | Danish" onclick="switchLanguage('/da-dk','/da-dk', this); return false;"> Danish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Finland </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/fi-fi' class="country-selector__languages" aria-label="Willis Towers Watson Finland website in Finnish, click to navigate to website" data-current_country="Finland" data-current_language="Finnish" data-menu_text="Finland | Finnish" onclick="switchLanguage('/fi-fi','/fi-fi', this); return false;"> Finnish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">France </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/fr-fr' class="country-selector__languages" aria-label="Willis Towers Watson France website in French, click to navigate to website" data-current_country="France" data-current_language="French" data-menu_text="France | French" onclick="switchLanguage('/fr-fr','/fr-fr', this); return false;"> French</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Germany </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/de-de' class="country-selector__languages" aria-label="Willis Towers Watson Germany website in German, click to navigate to website" data-current_country="Germany" data-current_language="German" data-menu_text="Germany | German" onclick="switchLanguage('/de-de','/de-de', this); return false;"> German</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Greece </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/el-gr' class="country-selector__languages" aria-label="Willis Towers Watson Greece website in Greek, click to navigate to website" data-current_country="Greece" data-current_language="Greek" data-menu_text="Greece | Greek" onclick="switchLanguage('/el-gr','/el-gr', this); return false;"> Greek</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Hungary </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/hu-hu' class="country-selector__languages" aria-label="Willis Towers Watson Hungary website in Hungarian, click to navigate to website" data-current_country="Hungary" data-current_language="Hungarian" data-menu_text="Hungary | Hungarian" onclick="switchLanguage('/hu-hu','/hu-hu', this); return false;"> Hungarian</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Ireland </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-ie' class="country-selector__languages" aria-label="Willis Towers Watson Ireland website in English, click to navigate to website" data-current_country="Ireland" data-current_language="English" data-menu_text="Ireland | English" onclick="switchLanguage('/en-ie','/en-ie', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Italy </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/it-it' class="country-selector__languages" aria-label="Willis Towers Watson Italy website in Italian, click to navigate to website" data-current_country="Italy" data-current_language="Italian" data-menu_text="Italy | Italian" onclick="switchLanguage('/it-it','/it-it', this); return false;"> Italian</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Kazakhstan </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/kk-kz' class="country-selector__languages" aria-label="Willis Towers Watson Kazakhstan website in Kazakh, click to navigate to website" data-current_country="Kazakhstan" data-current_language="Kazakh" data-menu_text="Kazakhstan | Kazakh" onclick="switchLanguage('/kk-kz','/kk-kz', this); return false;"> Kazakh</a> </li> <li class="d-inline-block"> <a href='/ru-kz' class="country-selector__languages" aria-label="Willis Towers Watson Kazakhstan website in Russian, click to navigate to website" data-current_country="Kazakhstan" data-current_language="Russian" data-menu_text="Kazakhstan | Russian" onclick="switchLanguage('/ru-kz','/ru-kz', this); return false;"> Russian</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Luxembourg </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/fr-lu' class="country-selector__languages" aria-label="Willis Towers Watson Luxembourg website in French, click to navigate to website" data-current_country="Luxembourg" data-current_language="French" data-menu_text="Luxembourg | French" onclick="switchLanguage('/fr-lu','/fr-lu', this); return false;"> French</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Netherlands </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/nl-nl' class="country-selector__languages" aria-label="Willis Towers Watson Netherlands website in Dutch, click to navigate to website" data-current_country="Netherlands" data-current_language="Dutch" data-menu_text="Netherlands | Dutch" onclick="switchLanguage('/nl-nl','/nl-nl', this); return false;"> Dutch</a> </li> <li class="d-inline-block"> <a href='/en-nl' class="country-selector__languages" aria-label="Willis Towers Watson Netherlands website in English, click to navigate to website" data-current_country="Netherlands" data-current_language="English" data-menu_text="Netherlands | English" onclick="switchLanguage('/en-nl','/en-nl', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Norway </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/nn-no' class="country-selector__languages" aria-label="Willis Towers Watson Norway website in Norwegian, click to navigate to website" data-current_country="Norway" data-current_language="Norwegian" data-menu_text="Norway | Norwegian" onclick="switchLanguage('/nn-no','/nn-no', this); return false;"> Norwegian</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Poland </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/pl-pl' class="country-selector__languages" aria-label="Willis Towers Watson Poland website in Polish, click to navigate to website" data-current_country="Poland" data-current_language="Polish" data-menu_text="Poland | Polish" onclick="switchLanguage('/pl-pl','/pl-pl', this); return false;"> Polish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Portugal </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/pt-pt' class="country-selector__languages" aria-label="Willis Towers Watson Portugal website in Portuguese, click to navigate to website" data-current_country="Portugal" data-current_language="Portuguese" data-menu_text="Portugal | Portuguese" onclick="switchLanguage('/pt-pt','/pt-pt', this); return false;"> Portuguese</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Romania </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/ro-ro' class="country-selector__languages" aria-label="Willis Towers Watson Romania website in Romanian, click to navigate to website" data-current_country="Romania" data-current_language="Romanian" data-menu_text="Romania | Romanian" onclick="switchLanguage('/ro-ro','/ro-ro', this); return false;"> Romanian</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Serbia </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/sr-rs' class="country-selector__languages" aria-label="Willis Towers Watson Serbia website in Serbian, click to navigate to website" data-current_country="Serbia" data-current_language="Serbian" data-menu_text="Serbia | Serbian" onclick="switchLanguage('/sr-rs','/sr-rs', this); return false;"> Serbian</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Slovakia </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/sk-sk' class="country-selector__languages" aria-label="Willis Towers Watson Slovakia website in Slovak, click to navigate to website" data-current_country="Slovakia" data-current_language="Slovak" data-menu_text="Slovakia | Slovak" onclick="switchLanguage('/sk-sk','/sk-sk', this); return false;"> Slovak</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Spain </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/es-es' class="country-selector__languages" aria-label="Willis Towers Watson Spain website in Spanish, click to navigate to website" data-current_country="Spain" data-current_language="Spanish" data-menu_text="Spain | Spanish" onclick="switchLanguage('/es-es','/es-es', this); return false;"> Spanish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Sweden </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-se' class="country-selector__languages" aria-label="Willis Towers Watson Sweden website in English, click to navigate to website" data-current_country="Sweden" data-current_language="English" data-menu_text="Sweden | English" onclick="switchLanguage('/en-se','/en-se', this); return false;"> English</a> </li> <li class="d-inline-block"> <a href='/sv-se' class="country-selector__languages" aria-label="Willis Towers Watson Sweden website in Swedish, click to navigate to website" data-current_country="Sweden" data-current_language="Swedish" data-menu_text="Sweden | Swedish" onclick="switchLanguage('/sv-se','/sv-se', this); return false;"> Swedish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Switzerland </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-ch' class="country-selector__languages" aria-label="Willis Towers Watson Switzerland website in English, click to navigate to website" data-current_country="Switzerland" data-current_language="English" data-menu_text="Switzerland | English" onclick="switchLanguage('/en-ch','/en-ch', this); return false;"> English</a> </li> <li class="d-inline-block"> <a href='/fr-ch' class="country-selector__languages" aria-label="Willis Towers Watson Switzerland website in French, click to navigate to website" data-current_country="Switzerland" data-current_language="French" data-menu_text="Switzerland | French" onclick="switchLanguage('/fr-ch','/fr-ch', this); return false;"> French</a> </li> <li class="d-inline-block"> <a href='/de-ch' class="country-selector__languages" aria-label="Willis Towers Watson Switzerland website in German, click to navigate to website" data-current_country="Switzerland" data-current_language="German" data-menu_text="Switzerland | German" onclick="switchLanguage('/de-ch','/de-ch', this); return false;"> German</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Turkey </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/tr-tr' class="country-selector__languages" aria-label="Willis Towers Watson Turkey website in Turkish, click to navigate to website" data-current_country="Turkey" data-current_language="Turkish" data-menu_text="Turkey | Turkish" onclick="switchLanguage('/tr-tr','/tr-tr', this); return false;"> Turkish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Ukraine </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/uk-ua' class="country-selector__languages" aria-label="Willis Towers Watson Ukraine website in Ukrainian, click to navigate to website" data-current_country="Ukraine" data-current_language="Ukrainian" data-menu_text="Ukraine | Ukrainian" onclick="switchLanguage('/uk-ua','/uk-ua', this); return false;"> Ukrainian</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">United Kingdom </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-gb' class="country-selector__languages" aria-label="Willis Towers Watson United Kingdom website in English, click to navigate to website" data-current_country="United Kingdom" data-current_language="English" data-menu_text="United Kingdom | English" onclick="switchLanguage('/en-gb','/en-gb', this); return false;"> English</a> </li> </ul> </td> </tr> </tbody> </table> </div> </div> </div> <div class="country-selector__accordion-item"> <button class="collapsed btn heading-4 container country-selector__accordion-btn" type="button" data-toggle="collapse" data-target="#region3" aria-expanded="false" aria-controls="region3" id="region-3" aria-label="Accordion menu, Middle East and Africa locations, click to expand / collapse the list of websites and languages available" data-etlabel="internal_link_click" data-selabel="Location Selector" data-ewlabel="Choose your location" data-cdlabel="Middle East and Africa" data-cilabel="/sitecore/content/WTW/insights/2023/07/infographic-employee-wellbeing-is-a-critical-part-of-company-culture" data-ctlabel="Region Open" onclick="if ($(this).hasClass('collapsed')) { $(this).data('ctlabel', 'Region Open') } else { $(this).data('ctlabel', 'Region Close') } linkClick(this);"> <span class="row align-items-center"> <span class="col-12 col-md-9 text-left">Middle East and Africa</span> </span> <span class="material-symbols-outlined country-selector__icon" aria-hidden="true">arrow_drop_down</span> </button> <div id="region3" class="container collapse" aria-labelledby="region-3" data-parent="#country-accordion"> <div class="row table-responsive"> <table class="col col-12 table"> <caption> List of website locations and languages available in Middle East and Africa </caption> <thead> <tr> <th scope="col">Location</th> <th scope="col">Languages Available</th> </tr> </thead> <tbody> <tr> <td class="heading-6 align-text-top">Cameroon </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-cm' class="country-selector__languages" aria-label="Willis Towers Watson Cameroon website in English, click to navigate to website" data-current_country="Cameroon" data-current_language="English" data-menu_text="Cameroon | English" onclick="switchLanguage('/en-cm','/en-cm', this); return false;"> English</a> </li> <li class="d-inline-block"> <a href='/fr-cm' class="country-selector__languages" aria-label="Willis Towers Watson Cameroon website in French, click to navigate to website" data-current_country="Cameroon" data-current_language="French" data-menu_text="Cameroon | French" onclick="switchLanguage('/fr-cm','/fr-cm', this); return false;"> French</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Congo </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/fr-cd' class="country-selector__languages" aria-label="Willis Towers Watson Congo website in French, click to navigate to website" data-current_country="Congo" data-current_language="French" data-menu_text="Congo | French" onclick="switchLanguage('/fr-cd','/fr-cd', this); return false;"> French</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Egypt </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-eg' class="country-selector__languages" aria-label="Willis Towers Watson Egypt website in English, click to navigate to website" data-current_country="Egypt" data-current_language="English" data-menu_text="Egypt | English" onclick="switchLanguage('/en-eg','/en-eg', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Ghana </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-gh' class="country-selector__languages" aria-label="Willis Towers Watson Ghana website in English, click to navigate to website" data-current_country="Ghana" data-current_language="English" data-menu_text="Ghana |English" onclick="switchLanguage('/en-gh','/en-gh', this); return false;">English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Ivory Coast </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/fr-ci' class="country-selector__languages" aria-label="Willis Towers Watson Ivory Coast website in French, click to navigate to website" data-current_country="Ivory Coast" data-current_language="French" data-menu_text="Ivory Coast | French" onclick="switchLanguage('/fr-ci','/fr-ci', this); return false;"> French</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Israel </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-il' class="country-selector__languages" aria-label="Willis Towers Watson Israel website in English, click to navigate to website" data-current_country="Israel" data-current_language="English" data-menu_text="Israel | English" onclick="switchLanguage('/en-il','/en-il', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Jordan </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-jo' class="country-selector__languages" aria-label="Willis Towers Watson Jordan website in English, click to navigate to website" data-current_country="Jordan" data-current_language="English" data-menu_text="Jordan | English" onclick="switchLanguage('/en-jo','/en-jo', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Kenya </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-ke' class="country-selector__languages" aria-label="Willis Towers Watson Kenya website in English, click to navigate to website" data-current_country="Kenya" data-current_language="English" data-menu_text="Kenya | English" onclick="switchLanguage('/en-ke','/en-ke', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Kuwait </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-kw' class="country-selector__languages" aria-label="Willis Towers Watson Kuwait website in English, click to navigate to website" data-current_country="Kuwait" data-current_language="English" data-menu_text="Kuwait | English" onclick="switchLanguage('/en-kw','/en-kw', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Mauritius </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-mu' class="country-selector__languages" aria-label="Willis Towers Watson Mauritius website in English, click to navigate to website" data-current_country="Mauritius" data-current_language="English" data-menu_text="Mauritius | English" onclick="switchLanguage('/en-mu','/en-mu', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Nigeria </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-ng' class="country-selector__languages" aria-label="Willis Towers Watson Nigeria website in English, click to navigate to website" data-current_country="Nigeria" data-current_language="English" data-menu_text="Nigeria | English" onclick="switchLanguage('/en-ng','/en-ng', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 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<span class="navbar-toggler-label font-weight-bold d-none" data-target="#Why-WTW-Risk-and-Analytics-rna"> Why WTW? </span> <span class="navbar-toggler-label font-weight-bold d-none" data-target="#related-product-risk"> Related products </span> <span class="navbar-toggler-label font-weight-bold d-none" data-target="#related-service-risk"> Related services </span> <span class="navbar-toggler-label font-weight-bold d-none" data-target="#rel-insght-rna"> Related insights </span> </div> <span class="material-symbols-outlined jump-nav-icon float-right">arrow_drop_down</span> </div> </div> </div> </button> </div> <div class="jump-nav__content"> <div id="jump-nav-scroll-target" class="navbar navbar-expand-lg"> <div id="jump-nav-collapse" class="collapse navbar-collapse"> <div class="container"> <div class="row"> <div class="col"> <div class="navbar-nav d-table"> <h2 class="sr-only">Jump navigation</h2><p class="sr-only">The following links will skip the user to important content areas of the page</p> <a class="nav-item nav-link font-weight-bold nav-item--title d-lg-none" href="#"> Solution </a> <a class="nav-item nav-link font-weight-bold d-lg-table-cell active" href="#smarter-view-of-risk" onclick="linkClick(this);" data-etlabel="internal_link_click" data-selabel="Jump Navigation" data-ewlabel="Jump Navigation" data-cdlabel="A smarter view of risk" data-cilabel="/sitecore/content/WTW/solutions/risk-and-analytics" data-ctlabel="A smarter view of risk"> A smarter view of risk </a> <a class="nav-item nav-link font-weight-bold d-lg-table-cell " href="#Our-Risk-and-Analytics-capabilities" onclick="linkClick(this);" data-etlabel="internal_link_click" data-selabel="Jump Navigation" data-ewlabel="Jump Navigation" data-cdlabel="Global capabilities" data-cilabel="/sitecore/content/WTW/solutions/risk-and-analytics" data-ctlabel="Global capabilities"> Global capabilities </a> <a class="nav-item nav-link font-weight-bold d-lg-table-cell " href="#Why-WTW-Risk-and-Analytics-rna" 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To deliver risk management solutions tailored to your unique exposures and business goals, we combine powerful, real-time, scalable risk analytics with our actuarial and consultative capabilities specific to your industry.  </p> <p>Our risk and insurance analytics give you data-powered clarity on the issues impacting your financial outlook. Discover hidden value and navigate current risk trends with industry specialist knowledge and insight. Use scalable, real-time analytics to answer your C-suite's emerging risk questions:</p> <ul> <li>Where do our greatest risks lie?</li> <li>Is our risk transfer strategy efficient?</li> <li>How can you extract more value from our total cost of risk (TCOR) and identify optimized opportunities?  </li> </ul> <p>Together with our range of integrated consulting services, our risk and insurance analytics provide the answers your business needs. To outsmart uncertainty, reduce volatility and maximize your profitability, we combine a deep understanding of your industry with our data-driven, holistic analysis. </p> <h2 class="heading-3" id="smarter-view-of-risk">A smarter view of risk</h2> <p>We provide a comprehensive view of risk. With support from actuaries, forensic accountants, risk engineers and risk management consultants, you’ll gain valuable insights. Our services also include insurance placement, claims and captive experts, who provide support when and where you need it most.</p> <p>You may not yet know all the risks to your organization, or fully understand how they are linked. With our portfolio approach to risk management, you gain:</p> <ul> <li>Valuable insight on risk exposures across your risk portfolio</li> <li>Extensive insight on portfolio interconnections</li> <li>Detail on how this relates to your capital to risk exposure.</li> </ul> <p>We don’t view your business as a collection of insurable risks. Instead, we work closely with you and your organization to understand its specific risk management needs. We then enable you to understand the risk management options and risk transfer scenarios best designed to address your risk management cost-effectively and in alignment with your financial priorities.  </p> <p>To find the combinations most likely to improve your financial performance, we'll test risk mitigation strategies and review risk transfer programs and risk placement options. Our experts across WTW will plot the most efficient path forward. </p> </article> <aside class="col-12 offset-lg-1 col-lg-4"> <div class="people"> <h2 class="heading-5"> Contact </h2> <hr class="horizontal-rule--thick"> <div class="media"> <img src="https://media.wtwco.com/-/media/WTW/Authors/andy-smyth-485x485px.jpg?modified=20230804142810&imgeng=meta_true&h=485&w=485&la=en-IE&hash=9315700D8AEB17FF90D00F5CC26AECF3" aria-hidden="true" loading="lazy" alt="" class="people__person-image" /> <div class="media-body"> <div class="font-p-small font-weight-semibold"> <a href="https://www.wtwco.com/en-ie/insights/all-insights#sort=%40fdate13762%20descending&f:@authors=[Andy%20Smyth]" onclick="linkClick(this);" target="" data-etlabel="internal_link_click" data-selabel="People Authors Bios" data-ewlabel="Contact" data-cdlabel="Andy Smyth" data-cilabel="/sitecore/content/WTW/insights/all-insights" data-ctlabel="Authors">  Andy Smyth  </a> </div> <div class="font-p-small">Head of Strategic Risk Consulting</div> <div class="font-p-small people__contact-info"> <span class="people__contact-email"> <span class="material-symbols-outlined">email</span> <a href="mailto:Andy.Smyth@wtwco.com" class="font-weight-bold" aria-label="Click to email Andy Smyth" onclick="linkClick(this);" data-etlabel="internal_link_click" data-selabel="People Authors Bios" data-cdlabel="Email"> Email </a> </span> <span class="people__contact-phone"> <span class="material-symbols-outlined">phone</span> <a href="tel:+44 20 3124 8028" class="font-weight-bold" aria-label="Click to call Andy Smyth" onclick="linkClick(this);" data-etlabel="internal_link_click" data-selabel="People Authors Bios"> +44 20 3124 8028 </a> </span> </div> </div> </div> <hr> </div> <a href="https://www.wtwco.com/en-ie/solutions/alternative-risk-transfer" data-cdlabel="Alternative Risk Transfer and Financing" onclick="linkClick(this);" data-selabel="Featured Content Card - Right Rail" class="card related-content-card related-content-card--aside" data-cilabel="/sitecore/content/WTW/solutions/alternative-risk-transfer" data-ewlabel="Featured solution" data-etlabel="internal_link_click" ><div class="related-content-card__img-container"> <img src="https://media.wtwco.com/-/media/WTW/Brand-1610/11People-Feb-20201610/GettyImages-1135379673-1610.jpg?modified=20230825081416&imgeng=meta_true&la=en-IE&h=776&w=1242&mw=1242&hash=B16BC2E17F221377F684E0E14CA71FE9" loading="lazy" class="card-img-top" role="presentation" alt="" /></div> <div class="card-body"> <div class="related-content-card__eyebrow"> Featured solution </div> <div class="card-title heading-5"> Alternative Risk Transfer and Financing </div> </div> </a> </aside> </div> </section> <section class="featured-content featured-content--article"> <div class="container"> <div class="featured-content-item"> <a href="https://www.wtwco.com/en-ie/solutions/products/risk-intelligence-quantified" data-cdlabel="Risk Intelligence Quantified" onclick="linkClick(this);" data-selabel="Featured Content Full-Width" class="d-block" data-cilabel="/sitecore/content/WTW/solutions/products/risk-intelligence-quantified" data-ewlabel="PRODUCT" data-etlabel="cta_click" ><div class="row"> <div class="col-12 col-lg-5 col-xl-5 order-2 order-lg-1"> <div class="featured-content-item__eyebrow"> PRODUCT </div> <div class="featured-content-item__title heading-3"> Risk Intelligence Quantified </div> <span class="arrow-link"> Learn more about Risk IQ<span class="material-symbols-outlined" aria-hidden="true">arrow_right_alt</span> </span> </div> <div class="col-12 col-lg-7 col-xl-7 order-1 order-lg-2"> <div class="featured-content-item__image-container"> <div class="featured-content-item__animation-container"> <img src="https://media.wtwco.com/-/media/WTW/Brand-1610-Refresh/GettyImages-973708352-1610.jpg?modified=20221120204527&imgeng=meta_true&la=en-IE&h=506&w=810&mw=810&hash=1BDE8EA815FB5CADCCA9251000729B13" loading="lazy" class="featured-content-item__image" alt="" /> </div> </div> </div> </div></a> </div> </div> </section> <section class="container mt-3 pt-3 mt-lg-4 pt-lg-4"> <div class="row"> <article class="col-12 col-lg-7"> <h2 class="heading-3" id="Our-Risk-and-Analytics-capabilities">Our Risk and Analytics capabilities</h2> <p>To meet your unique financial priorities, we combine our proprietary, leading-edge risk analytics with consulting expertise across the range of insurance and risk management specialties:</p> <div id="wtw-accordion" class="wtw-accordion"> <div class="wtw-accordion-item"> <div class="wtw-accordion-header"><button class="collapsed accordion-title heading-6" type="button" data-toggle="collapse" data-target="#collapse1"> Diagnostic insurance and risk analytics tools </button></div> <div id="collapse1" class="wtw-accordion-content collapse" data-parent="#wtw-accordion"> <div class="accordion-body"> <p>Translate data into action with <a href="https://www.wtwco.com/en-ie/solutions/corporate-risk-tools-and-technology">risk analytics tools</a> to understand your risks and make data-driven decisions that address them effectively.</p> </div> </div> </div> <div class="wtw-accordion-item"> <div class="wtw-accordion-header"><button class="collapsed accordion-title heading-6" type="button" data-toggle="collapse" data-target="#collapse2"> Connected Risk Intelligence </button></div> <div id="collapse2" class="wtw-accordion-content collapse" data-parent="#wtw-accordion"> <div class="accordion-body">Refine your risk finance strategy with <a href="https://www.wtwco.com/en-ie/solutions/products/connected-risk-intelligence">Connected Risk Intelligence</a>, a decision-making software-as-service (SaaS) platform enabling optimized risk-finance decisions and maximized value.</div> </div> </div> <div class="wtw-accordion-item"> <div class="wtw-accordion-header"><button class="collapsed accordion-title heading-6" type="button" data-toggle="collapse" data-target="#collapse3"> Captive insurance solutions </button></div> <div id="collapse3" class="wtw-accordion-content collapse" data-parent="#wtw-accordion"> <div class="accordion-body">Enhance the financial and operational performance of your organization by finding the right captive in the appropriate domicile for your needs with our <a href="https://www.wtwco.com/en-ie/solutions/captives">captives and insurance management solutions</a> strategic consultancy and risk analytics team.</div> </div> </div> <div class="wtw-accordion-item"> <div class="wtw-accordion-header"><button class="collapsed accordion-title heading-6" type="button" data-toggle="collapse" data-target="#collapse4"> Alternative risk transfer </button></div> <div id="collapse4" class="wtw-accordion-content collapse" data-parent="#wtw-accordion"> <div class="accordion-body">Access different forms of capital and risk financing solutions tailored to your risk management needs with our <a href="https://www.wtwco.com/en-ie/solutions/alternative-risk-transfer">alternative risk transfer</a> expertise.</div> </div> <div class="wtw-accordion-item"> <div class="wtw-accordion-header"><button class="collapsed accordion-title heading-6" type="button" data-toggle="collapse" data-target="#collapse5"> Claims services </button></div> <div id="collapse5" class="wtw-accordion-content collapse" data-parent="#wtw-accordion"> <div class="accordion-body">Lower your total cost of risk (TCOR) and increase return on investment for your business, people and properties with experts specializing in addressing <a href="https://www.wtwco.com/en-ie/solutions/claims">technical claims</a> advocacy and consultancy.</div> </div> </div> <div class="wtw-accordion-item"> <div class="wtw-accordion-header"><button class="collapsed accordion-title heading-6" type="button" data-toggle="collapse" data-target="#collapse6"> Forensic accounting and complex claims </button></div> <div id="collapse6" class="wtw-accordion-content collapse" data-parent="#wtw-accordion"> <div class="accordion-body">Maximize recovery with technical solutions for your pre-event and post-event claim needs from our highly qualified and certified public, chartered and forensic accountants, certified fraud examiners, project managers and engineering and construction consultants. Our <a href="https://www.wtwco.com/en-ie/solutions/services/forensic-accounting-and-complex-claims">forensic accounting and complex claims</a> team design support to get you back in business quickly.</div> </div> </div> <div class="wtw-accordion-item"> <div class="wtw-accordion-header"><button class="collapsed accordion-title heading-6" type="button" data-toggle="collapse" data-target="#collapse7"> Enterprise risk management (ERM) consulting </button></div> <div id="collapse7" class="wtw-accordion-content collapse" data-parent="#wtw-accordion"> <div class="accordion-body">Achieve your objectives, increase stakeholder value and deliver sustainable growth with <a href="https://www.wtwco.com/en-ie/solutions/enterprise-risk-management-consulting">ERM consulting services</a> dedicated to understanding your business’ complex needs and delivering on them.</div> </div> </div> <div class="wtw-accordion-item"> <div class="wtw-accordion-header"><button class="collapsed accordion-title heading-6" type="button" data-toggle="collapse" data-target="#collapse8"> Risk engineering services </button></div> <div id="collapse8" class="wtw-accordion-content collapse" data-parent="#wtw-accordion"> <div class="accordion-body">Reduce loss exposure, see better treatment of your risk in insurance markets and lower your TCOR with our <a href="https://www.wtwco.com/en-ie/solutions/services/risk-control-engineering">risk control</a>, catastrophe modeling and consulting.</div> </div> </div> <div class="wtw-accordion-item"> <div class="wtw-accordion-header"><button class="collapsed accordion-title heading-6" type="button" data-toggle="collapse" data-target="#collapse9">Risk and Insurance Optimization</button></div> <div id="collapse9" class="wtw-accordion-content collapse" data-parent="#wtw-accordion"> <div class="accordion-body"><a href="https://www.wtwco.com/en-ie/insights/campaigns/risk-and-insurance-optimization" aria-label="Click to read Risk and Insurance Optimization page">For optimal risk outcomes</a> our aim is to give you a clarified view of your costs, risks and their variability, making clear recommendations on how to best finance your risk in the context of your priorities, risk tolerance and governance needs. </div> </div> </div> </div> </div> <h2 class="heading-3" id="Why-WTW-Risk-and-Analytics-rna">Why WTW's Risk and Analytics?</h2> <p>Our risk and analytics capabilities, combined with consultative services, help you connect data with insights to improve the management of your risk portfolio. Empowered by an analytical risk strategy, we deliver optimal outcomes through powerful digitized platforms and industry-led expertise.</p> <p>To discover how WTW’s Risk & Analytics team could provide you with ways to outsmart uncertainty, contact us.</p> </article> <aside class="col-12 offset-lg-1 col-lg-4"> <section class="related-content-aside"> <h2 class="heading-5">Related content</h2> <hr class="horizontal-rule--thick horizontal-rule--dark"> <div class="related-content-aside__item"> <p class="font-mono-small related-content-aside__eyebrow">Service</p> <a href="https://www.wtwco.com/en-ie/solutions/services/parametric-solutions" class="heading-6 related-content-aside__link" onclick="linkClick(this);" data-etlabel="internal_link_click" data-selabel="Content Matrix - Small - Right Rail" data-ewlabel="Service" data-cdlabel="Parametric Solutions" data-cilabel="/sitecore/content/WTW/solutions/services/parametric-solutions" data-ctlabel="Service">Parametric Solutions</a> </div> <div class="related-content-aside__item"> <p class="font-mono-small related-content-aside__eyebrow">Solution</p> <a href="https://www.wtwco.com/en-ie/insights/research-programs-and-collaborations/wtw-research-network" class="heading-6 related-content-aside__link" onclick="linkClick(this);" data-etlabel="internal_link_click" data-selabel="Content Matrix - 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class="font-p-small">Our risk analytics tools deliver the insights you need to understand your risks and make data-driven decisions for your risk financing and business resiliency investment needs.</p> <span class="material-symbols-outlined" aria-hidden="true">arrow_forward</span> </div> </div> </a> </div> <div class="col-12 col-md-4 col-xl-3"> <a href="https://www.wtwco.com/en-ie/solutions/cyber-risk-management-and-insurance" title="Cyber Risk Management and Insurance" class="related-matrix-item-link" data-capability-id="0946471a-3ce1-46a7-a099-e4895410ec19" data-capability-code="" onclick="linkClick(this);" data-etlabel="cta_click" data-selabel="Content Matrix – Large" data-ewlabel="Solution" data-cdlabel="Cyber Risk Management and Insurance" data-cilabel="/sitecore/content/WTW/solutions/cyber-risk-management-and-insurance"> <div class="related-matrix-item"> <div class="related-matrix-item__text-wrapper"> <div class="related-matrix-item__heading heading-5"> Cyber Risk Management and Insurance </div> <p class="font-p-small">Safeguard your digital infrastructure and assets against cyber threats with our tailored coverage solutions and experienced teams.</p> <span class="material-symbols-outlined" aria-hidden="true">arrow_forward</span> </div> </div> </a> </div> <div class="col-12 col-md-4 col-xl-3"> <a href="https://www.wtwco.com/en-ie/solutions/finex" title="Financial, Professional and Executive Risks" class="related-matrix-item-link" data-capability-id="bca640e1-58b0-4a07-9cc4-e2548d4dbfeb" data-capability-code="Financial, Executive and Professional Risks (FINEX)" onclick="linkClick(this);" data-etlabel="cta_click" data-selabel="Content Matrix – Large" data-ewlabel="Solution" data-cdlabel="Financial, Professional and Executive Risks" data-cilabel="/sitecore/content/WTW/solutions/finex"> <div class="related-matrix-item"> <div class="related-matrix-item__text-wrapper"> <div class="related-matrix-item__heading heading-5"> Financial, Professional and Executive Risks 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</div> <p class="font-p-small">WTW provides you with local access to global property insurance markets, enabling you to optimize risk programs.</p> <span class="material-symbols-outlined" aria-hidden="true">arrow_forward</span> </div> </div> </a> </div> <div class="col-12 col-md-4 col-xl-3"> <a href="https://www.wtwco.com/en-ie/solutions/aviation-and-space" title="Aviation & Space" class="related-matrix-item-link" data-capability-id="c3458d43-5b5b-47d7-b077-6bb53805363c" data-capability-code="Aerospace" onclick="linkClick(this);" data-etlabel="cta_click" data-selabel="Content Matrix – Large" data-ewlabel="Solution" data-cdlabel="Aviation & Space" data-cilabel="/sitecore/content/WTW/solutions/aviation-and-space"> <div class="related-matrix-item"> <div class="related-matrix-item__text-wrapper"> <div class="related-matrix-item__heading heading-5"> Aviation & Space </div> <p class="font-p-small">Whether we’re delivering innovation to clients through our aviation insurance broking expertise and solutions, or building a risk-focused industry forum, such as the WTW Airport Risk Community, the Global Aviation & Space team is addressing the industry’s needs beyond the scope of the insurance transaction.</p> <span class="material-symbols-outlined" aria-hidden="true">arrow_forward</span> </div> </div> </a> </div> <div class="col-12 col-md-4 col-xl-3"> <a href="https://www.wtwco.com/en-ie/industries/construction" title="Construction" class="related-matrix-item-link" data-capability-id="a0d1fc27-404e-4f86-8195-301ed9b1f144" data-capability-code="Construction" onclick="linkClick(this);" data-etlabel="cta_click" data-selabel="Content Matrix – Large" data-ewlabel="Solution" data-cdlabel="Construction" data-cilabel="/sitecore/content/WTW/industries/construction"> <div class="related-matrix-item"> <div class="related-matrix-item__text-wrapper"> <div class="related-matrix-item__heading heading-5"> Construction </div> <p class="font-p-small">We offer data-driven solutions, risk advisory and tailored risk management and insurance products for your construction projects.</p> <span class="material-symbols-outlined" aria-hidden="true">arrow_forward</span> </div> </div> </a> </div> </div> </div> </section> <div id="related-service-risk"></div> <div class="col-12 bg-grey"> <section class="container related-content-matrix" id="services-related-to-risk-&amp;-analytics"> <div class="container"> <div class="row"> <div class="col col-md-10 col-xl-6"> <h2 class="heading-3">Services related to Risk & Analytics</h2> <p class="font-p-large text-faded"></p> </div> </div> <div class="row"> <div class="col-12 col-md-4 col-xl-3"> <a href="https://www.wtwco.com/en-ie/solutions/services/claim-consulting-practice" title="Claim Consulting Practice" class="related-matrix-item-link" data-capability-id="ebcfc9d3-5da7-4852-b8ad-25d3c1e1e208" data-capability-code="Claim Consulting Practice" onclick="linkClick(this);" data-etlabel="cta_click" data-selabel="Content Matrix – Large" data-ewlabel="Solution" data-cdlabel="Claim Consulting Practice" data-cilabel="/sitecore/content/WTW/solutions/services/claim-consulting-practice"> <div class="related-matrix-item"> <div class="related-matrix-item__text-wrapper"> <div class="related-matrix-item__heading heading-5"> Claim Consulting Practice </div> <p class="font-p-small">The first step in minimizing your total cost of risk is to define claim-related issues and exposures. Our claim experience helps improve outcomes and meet objectives by identifying the appropriate consulting program.</p> <span class="material-symbols-outlined" aria-hidden="true">arrow_forward</span> </div> </div> </a> </div> <div class="col-12 col-md-4 col-xl-3"> <a href="https://www.wtwco.com/en-ie/solutions/services/integrated-casualty-consulting" title="Integrated Casualty Consulting" class="related-matrix-item-link" data-capability-id="c4785669-4abb-40cf-a0af-f3163e6a2f25" data-capability-code="Integrated Casualty Consulting" onclick="linkClick(this);" data-etlabel="cta_click" data-selabel="Content Matrix – Large" data-ewlabel="Solution" data-cdlabel="Integrated Casualty Consulting" data-cilabel="/sitecore/content/WTW/solutions/services/integrated-casualty-consulting"> <div class="related-matrix-item"> <div class="related-matrix-item__text-wrapper"> <div class="related-matrix-item__heading heading-5"> Integrated Casualty Consulting </div> <p class="font-p-small">Integrated Casualty 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class="related-matrix-item__heading heading-5"> Risk Control and Engineering </div> <p class="font-p-small">Our risk control/engineering services reduce loss exposure and improves treatment in the marketplace, both key to lowering the total cost of risk (TCOR).</p> <span class="material-symbols-outlined" aria-hidden="true">arrow_forward</span> </div> </div> </a> </div> <div class="col-12 col-md-4 col-xl-3"> <a href="https://www.wtwco.com/en-ie/solutions/risk-management-consulting" title="Risk Management Consulting" class="related-matrix-item-link" data-capability-id="432a9f9b-7374-4722-ac0b-29283c1b774d" data-capability-code="Risk Management Consulting" onclick="linkClick(this);" data-etlabel="cta_click" data-selabel="Content Matrix – Large" data-ewlabel="Solution" data-cdlabel="Risk Management Consulting" data-cilabel="/sitecore/content/WTW/solutions/risk-management-consulting"> <div class="related-matrix-item"> <div class="related-matrix-item__text-wrapper"> <div 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Risk and Insurance Optimization </div> <p class="font-p-small">Achieve greater resilience with WTW’s Risk and Insurance Optimization framework.</p> <span class="material-symbols-outlined" aria-hidden="true">arrow_forward</span> </div> </div> </a> </div> <div class="col-12 col-md-4 col-xl-3"> <a href="https://www.wtwco.com/en-ie/solutions/enterprise-risk-management-consulting" title="Enterprise Risk Management Consulting" class="related-matrix-item-link" data-capability-id="6b8cb88a-8f5c-4694-92eb-6dd89011ca62" data-capability-code="Enterprise Risk Management Consulting" onclick="linkClick(this);" data-etlabel="cta_click" data-selabel="Content Matrix – Large" data-ewlabel="Solution" data-cdlabel="Enterprise Risk Management Consulting" data-cilabel="/sitecore/content/WTW/solutions/enterprise-risk-management-consulting"> <div class="related-matrix-item"> <div class="related-matrix-item__text-wrapper"> <div class="related-matrix-item__heading heading-5"> Enterprise Risk Management Consulting </div> <p class="font-p-small">With our expertise and tailored solutions, we improve complex enterprise risk management by identifying, quantifying and mitigating unpredictable, interconnected risks.</p> <span class="material-symbols-outlined" aria-hidden="true">arrow_forward</span> </div> </div> </a> </div> <div class="col-12 col-md-4 col-xl-3"> <a href="https://www.wtwco.com/en-ie/solutions/services/forensic-accounting-and-complex-claims" title="Forensic Accounting and Complex Claims" class="related-matrix-item-link" data-capability-id="8e21d2fc-3324-419d-a49d-1fc7ff825858" data-capability-code="Forensic Accounting and Complex Claims" onclick="linkClick(this);" data-etlabel="cta_click" data-selabel="Content Matrix – Large" data-ewlabel="Solution" data-cdlabel="Forensic Accounting and Complex Claims" data-cilabel="/sitecore/content/WTW/solutions/services/forensic-accounting-and-complex-claims"> <div class="related-matrix-item"> <div class="related-matrix-item__text-wrapper"> <div class="related-matrix-item__heading heading-5"> Forensic Accounting and Complex Claims </div> <p class="font-p-small">Maximize recovery and minimize disruption resulting from events, litigation, or disputes and conduct due diligence on exposure value with our highly qualified and experienced Forensic Accounting and Complex Claims (FACC) team.</p> <span class="material-symbols-outlined" aria-hidden="true">arrow_forward</span> </div> </div> </a> </div> </div> </div> </section> </div> <div id="rel-insght-rna"></div> <section id="insights" class="related-content " aria-label="carousel"> <div class="container"> <div class="row"> <div class="col-12 col-md-9"> <h2 class="heading-3"> Insights related to Risk & Analytics </h2> </div> <div class="col-12 col-md-3 text-md-right"> <a href="/en-ie/insights/all-insights" class="btn btn-link arrow-link px-0" onclick="linkClick(this);" data-etlabel="cta_click" data-ewlabel="Insights related to Risk &amp; 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