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Andamento tassi e prezzo obbligazioni | Calcolatori Soldionline.it
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id="adv-gpt-leaderboard-sponsor"></div> <div class="content"> <div class="bannerRight"> <div class="adv300x250"> <div class="amePlaceholderBox adv-gpt-desktop-wrapper"> <div id='adv-top-box' style='margin: 0 auto'> <div id='adv-gpt-box-container1'></div> </div> </div> </div> </div><!-- //bannerRight --> <div class="corpo"> <div id="pmPath"> <a href="/">Home</a> » <a href="/strumenti/">Strumenti</a> » <b>Andamento tassi e prezzo obbligazioni</b> </div> <div class="codicefiscale"> <h1> Prezzo obbligazioni e tasso di interesse di mercato </h1> <div class="ads-art-top"> <!-- inizio adsense --> <div class="afcbox_strumenti"> <script language="JavaScript"> var google_adnum = 0; function google_ad_request_done(google_ads) { var s = ''; var i; if (google_ads.length == 0) { return; } if (google_ads[0].type == "flash") { s += '<a href=\"' + google_info.feedback_url + '\"style="color:000000; border-bottom:#eee 1px solid; padding:5px">Annunci Google</a><br>' + '<object 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class="afc2_adsag"><a href=\"' + google_info.feedback_url + '\" class="afc_colorag">Annunci Google</a></div>' for(i = 0; i < google_ads.length; ++i) { s += '<div class="afc2_boxsingle"><a href="' + google_ads[i].url + '"onmouseout="window.status=\'\'"onmouseover="window.status=\'go to ' + google_ads[i].visible_url + '\';return true"><span class="afc_adsurl">' + google_ads[i].line1 + '<br></span></a><span class="afc_adstxt">' + google_ads[i].line2 + ' ' + google_ads[i].line3 + '</span> <span><a class="afc_adslink" href="' + google_ads[i].url + '"onmouseout="window.status=\'\'"onmouseover="window.status=\'go to ' + google_ads[i].visible_url + '\';return true">' + google_ads[i].visible_url + '</span></a></div>'; } if (google_ads[0].bidtype == "CPC") { google_adnum = google_adnum + google_ads.length; } } } document.write(s); return; } </script> <ins class="adsbygoogle sol-resp-item-bottom" style="display:inline-block;" data-ad-client="pub-0820544532937748" data-ad-channel="1769636133"></ins> </div> <!-- fine adsense --> </div> <ul class="share"> <li class="fb_share"><iframe src="https://www.facebook.com/plugins/like.php?href=http%3A%2F%2Fwww.soldionline.it%2Fstrumenti%2Fprezzo-obbligazioni-andamento-tassi%2F&layout=button_count&show_faces=false&width=105&action=like&font&colorscheme=light&height=21&send=false" scrolling="no" frameborder="0" style="border:none; overflow:hidden; margin-top: 0px; width:105px; height:21px;" allowTransparency="true"></iframe></li> <li class="tweettershare"><a href="http://twitter.com/share" class="twitter-share-button" data-count="horizontal" data-via="Soldionline.it" data-lang="it">Tweet</a> <script type="text/javascript" src="https://platform.twitter.com/widgets.js"></script></li> <!-- Inserisci questo tag nel punto in cui vuoi che sia visualizzato l'elemento pulsante +1. --> <div class="g-plusone" data-size="tall" data-annotation="inline" data-width="150"></div> <!-- Inserisci questo tag dopo l'ultimo tag di pulsante +1. --> <script type="text/javascript"> window.___gcfg = {lang: 'it'}; (function() { var po = document.createElement('script'); po.type = 'text/javascript'; po.async = true; po.src = 'https://apis.google.com/js/plusone.js'; var s = document.getElementsByTagName('script')[0]; s.parentNode.insertBefore(po, s); })(); </script> </ul> <p>Il prezzo delle obbligazioni è legato all’andamento dei tassi di interesse. E, più precisamente, al crescere dei tassi si assisterà a una diminuzione del prezzo delle obbligazioni, e viceversa.</p> <h2><strong>Perché? Ecco un esempio per chiarire le cose</strong></h2> <p> Ipotizziamo di acquistare oggi una obbligazione, di valore nominale pari a 100, e di pagarla 100. Ipotizziamo che, ogni anno, questa obbligazione ci renda il 3%, e che questo sia il tasso di interesse di mercato per la stessa scadenza dell’obbligazione. Che, quindi, l’obbligazione ci renda ogni anno, per quella data scadenza, lo stesso che renderebbe il mercato. Tutto pari, quindi. <br> <br> Ora, mettiamo che il tasso di mercato salga al 4%, magari per una decisione della Banca Centrale. L’obbligazione che abbiamo acquistato, invece, continuerà a rendere il 3%, perché così era stato stabilito quando il prestito è stato emesso, meno di quanto potremmo ottenere, ad esempio, con un deposito a termine. Così, a questo punto, se volessimo vendere la nostra obbligazione, riusciremmo a venderla solo ad un prezzo più basso. Il ragionamento va ribaltato nel caso i tassi scendano: in quel caso potremmo vendere la nostra obbligazione a un prezzo maggiore rispetto a quello a cui l’abbiamo acquistata. <br> <br> Ma quanto più basso, o quanto più alto? Lo <a href="/files/zip/20101112/variazione-prezzi-al-variare-tassi.zip"><strong>strumento di calcolo che trovate a questo link</strong></a> permette di calcolare il nuovo prezzo, la perdita o il guadagno di valore rispetto al prezzo di acquisto, in valore assoluto e in termini percentuali. <br> </p> <h2><strong> Nelle caselle gialle dovete inserire: </strong></h2> <p> 1) <u>Il tasso iniziale di mercato:</u> e cioè il tasso corrispondente alla durata finanziaria del titolo oggetto di esame. Tale tasso si trova sommando al tasso Euribor, per le scadenze inferiori all’anno, o Eurirs, per le scadenze superiori all’anno, fattori di rischio specifici dell’emittente.<br> <br> 2) <u>Il tasso di interesse lordo:</u> il tasso di interesse annuo promesso dall’obbligazione. <br> <br> 3) <u>La frequenza delle cedole:</u> che possono essere annuali o semestrali.<br> <br> 4) <u>Anni a scadenza:</u> tra quanti anni scadrà – vi verrà ripagata – l’obbligazione che avete acquistato.<br> <br> 5) <u>La variazione del tasso di interesse di mercato.</u> <br> <br><br> Nella cella azzurra troverete il valore al tempo zero, relativa cioè al momento in cui i dati che avete inserito risultano validi. Nelle celle verdi trovate la variazione di valore dell’obbligazione, in termini assoluti e percentuali, corrispondente alla variazione dei tassi di mercato. </p> <p><br> Si ringrazia per la collaborazione Lucio Sgarabotto (<a href="http://www.lsadvisor.it" target="_blank">www.lsadvisor.it</a>)<br> <br> <br> <a href="/files/zip/20101112/variazione-prezzi-al-variare-tassi.zip"> <strong>Calcola l' Andamento tassi e prezzo obbligazioni scaricando il file in Excel</strong> </a> </p> </div> <div class="ads-art-bottom"> <!-- inizio adsense --> <div class="afcbox_strumenti"> <script language="JavaScript"> var google_adnum = 1; function google_ad_request_done(google_ads) { var s = ''; var i; if (google_ads.length == 0) { return; } if (google_ads[0].type == "flash") { s += '<a href=\"' + google_info.feedback_url + '\"style="color:000000; border-bottom:#eee 1px solid; padding:5px">Annunci Google</a><br>' + '<object classid="clsid:D27CDB6E-AE6D-11cf-96B8-444553540000"' + 'codebase="http://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=6,0,0,0" WIDTH="' + google_ad.image_width + '"HEIGHT="' + google_ad.image_height + '"> <PARAM NAME="movie" VALUE="' + google_ad.image_url + '">' + '<PARAM NAME="quality" VALUE="high">' + '<PARAM NAME="AllowScriptAccess" VALUE="never">' + '<EMBED src="' + google_ad.image_url + '"WIDTH="' + google_ad.image_width + '"HEIGHT="' + google_ad.image_height + '"TYPE="application/x-shockwave-flash"' + 'AllowScriptAccess="never" ' + 'PLUGINSPAGE="http://www.macromedia.com/go/getflashplayer"></EMBED></OBJECT>'; 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setCookie('popupQuotazioni','no',1,'/','.soldionline.it'); } } </script> <!-- .popup --> <script> // tracciamento click sugli articoli correlati var outer = document.querySelectorAll('.articolo_related'); if (outer.length > 0) { outer[0].addEventListener('click', function(e) { if (e.target.nodeName === 'A') { var li = $(e.target).closest('li'); if (li.length) { gtag('event', 'Correlati', { 'event_category': 'Correlati', 'event_action': 'click', 'event_label': 'pos ' + (li.index()+1) +' - Link: ' + e.target.href, 'non_interaction': false }); } } }); } </script> <script> //startPushNoConsent (function () { let trackAnalytics = false; let ptpWebsite = 'sopv'; function startPushNoConsent() { window.initStartPushNoConsent = 1; console.log('[pushNoConsent] track init'); if (typeof gtag === "function" && trackAnalytics == true) { gtag("event", 'pushNoConsentV1', { event_category: 'pushNoConsentV1', event_action: 'init', event_label: document.location.href, non_interaction: true }); } window.GlobalPusTimerStart = new Date().getTime(); var ptpAdserver = 'freewheel'; let obj = { website: ptpWebsite, type: "flyfirst", flyMode: "fade", closeFlyingAfter: 7000, adServer: ptpAdserver, fwPauseOnVisibilityChange: false, eventListener: (eventName, eventData) => { const eventBlocking = [ "adblocker_detected", "preroll_not_served", "autoplay_denied", "triggered_fallback", "preroll_error" ]; if(eventName === 'preroll_started'){ console.log('[pushNoConsent]', 'track preroll started'); if (typeof gtag === "function" && trackAnalytics == true) { gtag("event", 'pushNoConsentV1', { event_category: 'pushNoConsentV1', event_action: 'preroll_started', event_label: document.location.href, non_interaction: true }); } } // [ NPA ] event listeners per interstital ADK (adv fill se non c'è preroll) //if (eventBlocking.includes(eventName)) { // if (typeof AdKaora.loadInterstitial === 'function' && !adkPageSlots.displayed.adk_interstitial) { // console.debug('[ NPA ] init interstitial ADK causa preroll non erogato'); // AdKaora.loadInterstitial("adk_death-div"); // } //} } } obj['targetElementId'] = 'flyfirst-mobile-placement'; if (window.innerWidth >= 1000) obj['targetElementId'] = 'flyfirst-placement'; (function (a, l, t, e, r) { a[e] = a[e] || function (s) { (a[e].run = a[e].run || []).push(s) }; let g, z = l.getElementsByTagName(t)[0]; if (l.getElementById(e)) { return; } g = l.createElement(t); g.id = e; g.src = r; g.async = 1; z.parentNode.insertBefore(g, z); }(window, document, 'script', 'AVPushLoader', "https://ptp.stbm.it/pushdown/loader/av/pushdown-loader.js")); console.log('[pushNoConsent]', obj); AVPushLoader(obj); } const ADVNoConsentFlow = () => { setTimeout(function() { mmLoader({ src: "https://cdn.adkaora.space/mondadori/generic/prod/adk-init.js", async: true }, "ADVNoConsentFlow") .then(element => { startPushNoConsent(); }, "ADVNoConsentFlow"); },500); } postConsentRejected(ADVNoConsentFlow); })(); // AFS e ricerche correlate postTcfReady(()=>{ let pageOptions; mmLoader({ src: "https://www.google.com/adsense/search/ads.js", async: true }, "adsChain"); (function(g,o){g[o]=g[o]||function(){(g[o]['q']=g[o]['q']||[]).push( arguments)},g[o]['t']=1*new Date})(window,'_googCsa'); pageOptions = { "pubId": "partner-pub-7835681492882497", // Assicurati che l'ID cliente sia corretto. "styleId": "9100551656", "resultsPageBaseUrl": "https://www.soldionline.it/cerca", // Inserisci l'URL di base per la pagina dei risultati "resultsPageQueryParam": "q" // (Valore predefinito: "q") Corrisponde al parametro che identifica la query nella pagina di ricerca }; if(document.location.href.includes("/cerca")){ let params = new URL(document.location).searchParams; let queryGet = params.get("q"); const containerName = "adscorrelaticontainer"; var adblock1 = { "container": containerName, "adLoadedCallback" : function(containerName, adsLoaded, isExperimentVariant, callbackOptions) { const selectorContainer = document.querySelector("#" + containerName); selectorContainer.classList.add("adv-checked", "sal-pBottom5x"); if (!adsLoaded) { console.log ("[ads ricerca] - no ads"); selectorContainer.classList.add("no-adv"); selectorContainer.classList.remove("sal-pBottom5x"); } } }; const rsblockSearch = { "container": "relatedSideSearch", "relatedSearches": 6 }; pageOptions.query = queryGet; // Assicurati che la query inserita qui sia corretta. pageOptions.adsafe = "high"; _googCsa('ads', pageOptions, adblock1, rsblockSearch); } else { const relatedLeaf = document.querySelector("#relatedSearchesLeaf"); if(relatedLeaf !== null){ const rsblockArticle = { "container": "relatedSearchesLeaf", "relatedSearches": 6 }; pageOptions.relatedSearchTargeting = "content"; _googCsa('relatedsearch', pageOptions, rsblockArticle); } } }); </script> </div> <!-- /contenitore-sito-x-adv STE --> </div> <!-- /sol-page --> </body> </html>