Freddie Mac - We Make Home Possible

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Learn how we are delivering on our mission of Making Home Possible. </p> <p class="align-self-bottom"><span aria-hidden="true" class="arrow-text"><span>Read More</span></span></p> </div> </div> </a> </div> </div> </div> </div> </div> <div class="tbm-column span3 cell large-3 tb-megamenu-column mega-col-nav"> <div class="tbm-column-inner tb-megamenu-column-inner mega-inner clearfix"> <div class="tbm-block"> <div class="block-inner"> <div><a class="no-decoration" href="/about/addressing-housing-needs-growing-workforce-manufactured-homes" > <div class="card background-white no-margin-bottom-large" data-equalizer-watch="" >  <div class="card-image " > <img loading="lazy" src="/sites/g/files/ynjofi111/files/kilpatrick_megamenu.png" width="380" height="285" alt="Addressing the Housing Needs of a Growing Workforce " /> </div> <div class="card-section"> <h3 class="h4 weight-medium">Addressing the Housing Needs of a Growing Workforce</h3> <p class="flex-child-grow"> Learn how manufactured housing can create new affordable homeownership opportunities. </p> <p class="align-self-bottom"><span aria-hidden="true" class="arrow-text"><span>Read More</span></span></p> </div> </div> </a> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="tbm-submenu tbm-item-child grid-container fluid sub-nav dropdown-pane show-for-xlarge tb-megamenu-submenu dropdown-menu mega-dropdown-menu nav-child" role="list" data-hover="true" data-hover-pane="true" data-dropdown=" " aria-labelledby="section-ourbusiness" id="ourbusiness-sub-nav" > <div class="grid-x"> <div class="cell"> <div class="menu-close"> <button type="button" class="close-button" data-close="" aria-label="Close navigation"> <svg aria-hidden="true" viewbox="0 0 21 21" style="width:1.3125rem;height:1.3125rem;" xmlns="http://www.w3.org/2000/svg"><g fill="#25457C" fill-rule="evenodd"><path d="M2.504.6l17.99 17.82-1.998 1.98L.506 2.58z"/><path d="M18.496.6L.506 18.42l1.998 1.98 17.99-17.82z"/></g></svg> 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</li> <li > <a href="http://capitalmarkets.freddiemac.com/capital-markets/" class="tbm-link level-3 main-nav-item"> Capital Markets Division </a> </li> </ul> </div> </div> <div class="tbm-column span3 hidden-collapse cell large-3 tb-megamenu-column mega-col-nav"> <div class="tbm-column-inner tb-megamenu-column-inner mega-inner clearfix"> <div class="tbm-block"> <div class="block-inner"> <div><a class="no-decoration" href="https://sf.freddiemac.com/" > <div class="card background-white no-margin-bottom-large" data-equalizer-watch="" >  <div class="card-image " > <img loading="lazy" src="https://freddiemac.widen.net/content/dposscouz0/png/CC_FM_15776_nav-businessactivities-singlefamily.jpg?w=380" alt="a single-family home" /> </div> <div class="card-section"> <h3 class="h4 weight-medium">Single-Family</h3> <p class="flex-child-grow"> Our Single-Family Division keeps mortgage capital flowing by purchasing mortgage loans from lenders so they in turn can provide financing options to qualified borrowers. </p> <p class="align-self-bottom"><span aria-hidden="true" class="arrow-text"><span>Read More</span></span></p> </div> </div> </a> </div> </div> </div> </div> </div> <div class="tbm-column span3 hidden-collapse cell large-3 tb-megamenu-column mega-col-nav"> <div class="tbm-column-inner tb-megamenu-column-inner mega-inner clearfix"> <div class="tbm-block"> <div class="block-inner"> <div><a class="no-decoration" href="https://mf.freddiemac.com/" > <div class="card background-white no-margin-bottom-large" data-equalizer-watch="" >  <div class="card-image " > <img loading="lazy" src="https://freddiemac.widen.net/content/7okmiu8zus/png/CC_FM_15776_businessactivities-multifamily.jpg?w=380&h=285&keep=c&crop=yes&color=ffffff00&quality=100&u=qjyytn" alt="a multifamily building" /> </div> <div class="card-section"> <h3 class="h4 weight-medium">Multifamily</h3> <p class="flex-child-grow"> Our Multifamily Division provides liquidity and stability to the rental housing market, improving access to quality, affordable housing. </p> <p class="align-self-bottom"><span aria-hidden="true" class="arrow-text"><span>Read More</span></span></p> </div> </div> </a> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="tbm-submenu tbm-item-child grid-container fluid sub-nav dropdown-pane show-for-xlarge tb-megamenu-submenu dropdown-menu mega-dropdown-menu nav-child" role="list" data-hover="true" data-hover-pane="true" data-dropdown=" " aria-labelledby="section-researchperspectives" id="researchperspectives-sub-nav" > <div class="grid-x"> <div class="cell"> <div class="menu-close"> <button type="button" class="close-button" data-close="" aria-label="Close navigation"> <svg aria-hidden="true" viewbox="0 0 21 21" style="width:1.3125rem;height:1.3125rem;" xmlns="http://www.w3.org/2000/svg"><g fill="#25457C" fill-rule="evenodd"><path d="M2.504.6l17.99 17.82-1.998 1.98L.506 2.58z"/><path d="M18.496.6L.506 18.42l1.998 1.98 17.99-17.82z"/></g></svg> </button> </div> <div class="grid-container dropdown-content"> <div class="grid-x grid-margin-x" data-equalize="" data-equalize-on="xlarge"> <div class="tbm-column span3 cell large-3 tb-megamenu-column mega-col-nav"> <div class="tbm-column-inner tb-megamenu-column-inner mega-inner clearfix"> <ul class="tbm-subnav level-3 items-9 menu vertical tb-megamenu-subnav mega-nav" role="list"> <li > <a href="/research-and-perspectives" class="tbm-link level-4 main-nav-item hide-for-large"> Research and Perspectives Overview </a> </li> <li class="weight-medium"> <span class="tbm-link level-4 no-link main-nav-item match-menu-anchor inline-block tbm-no-submenu" tabindex="0"> Research </span> </li> <li > <a href="/research" class="tbm-link level-4 main-nav-item"> All Research </a> </li> <li > <a href="/pmms" class="tbm-link level-4 tbm-toggle main-nav-item"> Mortgage Rates </a> </li> <li > <a href="/research/insight" class="tbm-link level-4 main-nav-item"> Insights, Notes & Briefs </a> </li> <li > <a href="/research/forecast" class="tbm-link level-4 main-nav-item"> Forecast & Outlook </a> </li> <li > <a href="/research/consumer-research" class="tbm-link level-4 main-nav-item"> Consumer Research </a> </li> <li > <a href="/research/indices" class="tbm-link level-4 main-nav-item"> Indices </a> </li> <li > <a href="/research/datasets" class="tbm-link level-4 tbm-toggle main-nav-item"> Datasets </a> </li> </ul> </div> </div> <div class="tbm-column span3 cell large-3 tb-megamenu-column mega-col-nav"> <div class="tbm-column-inner tb-megamenu-column-inner mega-inner clearfix"> <ul class="tbm-subnav level-3 items-2 menu vertical tb-megamenu-subnav mega-nav" role="list"> <li class="weight-medium"> <span class="tbm-link level-4 no-link main-nav-item match-menu-anchor inline-block tbm-no-submenu" tabindex="0"> Perspectives </span> </li> <li > <a href="/perspectives" class="tbm-link level-4 main-nav-item"> All Perspectives </a> </li> </ul> </div> </div> <div class="tbm-column span3 hidden-collapse cell large-3 tb-megamenu-column mega-col-nav"> <div class="tbm-column-inner tb-megamenu-column-inner mega-inner clearfix"> <div class="tbm-block"> <div class="block-inner"> <div class="views-element-container"><div class="js-view-dom-id-f0ff7cdb9bcc6dc409765affdadc85f31634ec2ed8d6b5654a4561ed16474b25"> <div class="views-row"> <a class="no-decoration" href="/perspectives/jim-whitlinger/transcript-freddie-mac-cfo-discusses-fourth-quarter-and-full-year-2024"> <div class="card" data-equalizer-watch=""> <div class="card-image half-margin-bottom"> <img alt="Jim Whitlinger" src="/sites/g/files/ynjofi111/files/styles/4x3_aspect_ratio/public/Jim_Whitlinger.jpg?itok=IuJ3TsHb" width="640" height="480" loading="lazy" /> </div> <div class="card-details"><span class="card-category">Corporate</span><span>February 13, 2025</span> </div> <h3 class="header-card-text flex-child-grow weight-medium"><span><span>Transcript: Freddie Mac CFO Discusses Fourth Quarter and Full-Year 2024 Financial and Business Results</span></span> </h3> <p><span aria-hidden="true" class="arrow-text left-align"><span>Read More</span></span></p> </div> </a> </div> </div> </div> </div> </div> </div> </div> <div class="tbm-column span3 cell large-3 tb-megamenu-column mega-col-nav"> <div class="tbm-column-inner tb-megamenu-column-inner mega-inner clearfix"> <div class="tbm-block"> <div class="block-inner"> <div class="views-element-container"><div class="js-view-dom-id-71afc297e0ffdc95cea165a3fb0395bda57433cd41ce35bbc3d142cb9fa87fc1"> <div class="views-row"> <a class="no-decoration" href="/research/forecast/20250124-us-economy-grew-stronger-pace"> <div class="card" data-equalizer-watch=""> <div class="card-background-image aspect-4x3 bordered half-margin-bottom" style="background-image: url(/sites/g/files/ynjofi111/files/styles/640xautoheight/public/202502-Outlook-January-2025-fc-charts-thmb.png?itok=xh2zO0AG);"> </div> <div class="card-details"><span class="card-category">Outlook</span><span>January 24, 2025</span></div> <h3 class="header-card-text flex-child-grow weight-medium"><span><span>Economic, Housing and Mortgage Market Outlook – January 2025</span></span> </h3> <p> <span aria-hidden="true" class="arrow-text left-align"><span>Read More</span></span> </p> </div> </a> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="tbm-submenu tbm-item-child grid-container fluid sub-nav dropdown-pane show-for-xlarge tb-megamenu-submenu dropdown-menu mega-dropdown-menu nav-child" role="list" data-hover="true" data-hover-pane="true" data-dropdown=" " aria-labelledby="section-mediaroom" id="mediaroom-sub-nav" > <div class="grid-x"> <div class="cell"> <div class="menu-close"> <button type="button" class="close-button" data-close="" aria-label="Close navigation"> <svg aria-hidden="true" viewbox="0 0 21 21" style="width:1.3125rem;height:1.3125rem;" xmlns="http://www.w3.org/2000/svg"><g fill="#25457C" 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href="https://careers.freddiemac.com/us/en/blog" class="tbm-link level-6 main-nav-item"> Careers Blog </a> </li> <li > <a href="https://careers.freddiemac.com/us/en/events" class="tbm-link level-6 main-nav-item"> Events </a> </li> </ul> </div> </div> <div class="tbm-column span3 hidden-collapse cell large-3 tb-megamenu-column mega-col-nav"> <div class="tbm-column-inner tb-megamenu-column-inner mega-inner clearfix"> <div class="tbm-block"> <div class="block-inner"> <div><a class="no-decoration" href="https://careers.freddiemac.com/us/en/blogarticle/ask-a-talent-advisor-what-does-career-growth-and-development-look-like-at-freddie-mac" > <div class="card background-white no-margin-bottom-large" >  <div class="card-image " data-equalizer-watch="" > <img loading="lazy" src="/sites/g/files/ynjofi111/files/homepage-careers-development_380x285.jpg" width="380" height="285" alt="Team member with a mentor coaching them on a laptop" /> </div> <div class="card-section"> <h3 class="h4 weight-medium">What does career growth and development look like at Freddie Mac?</h3> <p class="align-self-bottom"><span aria-hidden="true" class="arrow-text"><span>Read More</span></span></p> </div> </div> </a> </div> </div> </div> </div> </div> <div class="tbm-column span3 hidden-collapse cell large-3 tb-megamenu-column mega-col-nav"> <div class="tbm-column-inner tb-megamenu-column-inner mega-inner clearfix"> <div class="tbm-block"> <div class="block-inner"> <div> <div class="callout background-green default default no-margin-bottom" > <h2 class="h3">Search for Career Opportunities</h2><p class="header-card-text weight-regular half-margin-bottom no-padding">Search our open opportunities and discover how you can help Make Home Possible.</p><p><a class="button tertiary" href="https://careers.freddiemac.com/us/en/search-results">Job Search</a></p> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div id="search-sub-nav" class="grid-container fluid sub-nav dropdown-pane show-for-xlarge" data-toggler=".expanded" data-hover="true" data-hover-pane="true" data-dropdown="" aria-labelledby="section-search"> <div class="grid-x"> <div class="cell"> <div class="dropdown-content grid-container"> <div class="grid-x grid-margin-x"> <div class="cell large-12"> <form id="search-form" class="search-form background-concrete" action="/search-results" data-abide="" novalidate=""> <div class="grid-x grid-padding-x align-middle"> <div class="cell auto"> <label for="desktop-search" class="show-for-sr">Enter your search</label> <input id="desktop-search" class="search-input" name="query" type="search" placeholder="Enter your search" /> </div> <div class="cell shrink"> <button class="button secondary no-margin" type="submit">Search</button> </div> </div> </form> </div> </div> </div>  <div class="menu-close"> <button type="button" class="close-button" data-close="" aria-label="Close navigation"> <svg aria-hidden="true" viewbox="0 0 21 21" style="width:1.3125rem;height:1.3125rem;" xmlns="http://www.w3.org/2000/svg"> <g fill="#25457C" fill-rule="evenodd"> <path d="M2.504.6l17.99 17.82-1.998 1.98L.506 2.58z" /> <path d="M18.496.6L.506 18.42l1.998 1.98 17.99-17.82z" /> </g> </svg> </button> </div> </div> </div> </div>  </div> </div> </header> <article class="nid-3284221 node--landing_page" id="main-content"> <div class="node_content node_title__freddie-mac-we-make-home-possible"> <div class="split-hero"> <div class="grid-container fluid no-breadcrumbs"> </div> <div class="grid-container fluid"> <div class="grid-x"> <div class="cell align-self-middle large-5 small-order-2 large-order-1"> <h1 class="h2">Freddie Mac Posts Financial Results for 2024</h1> <div class="paragraph paragraph--type--wysiwyg paragraph--view-mode--default"> <p>Our strong earnings performance and continued emphasis on risk management is providing liquidity and stability to the housing market.</p><figure class="avatar flex-container align-middle"><div><img alt="Jim Whitlinger, Executive Vice President and Chief Financial Officer" height="80" src="/sites/g/files/ynjofi111/files/styles/medium/public/Jim_Whitlinger.jpg?itok=NdDBJQfL" width="80" loading="lazy"></div><p><strong>Jim Whitlinger</strong><br>Executive Vice President and Chief Financial Officer</p></figure> </div> <a href="/perspectives/jim-whitlinger/transcript-freddie-mac-cfo-discusses-fourth-quarter-and-full-year-2024" class="button button primary" >Learn More</a> </div> <div class="cell large-7 small-order-1 large-order-2 roofline-accent"> <img loading="eager" src="/system/files/2025-02/fy24-financials_hero.png" width="830" height="620" alt="Family eating breakfast in their kitchen " /> </div> </div> </div> </div> <div class="grid-container full"> <div class="grid-x"> <div class="cell"> <div class="tall-content-band background-white"> <div class="grid-container fluid "> <div class="paragraph--column-container grid-x grid-padding-x" data-equalizer data-equalize-by-row > <div class="cell large-6 xxlarge-7 match-split-hero-indent"> <div class="paragraph--column-container grid-x grid-padding-x" data-equalizer data-equalize-by-row > <div class="cell large-12 medium-12 small-12"> <div class="paragraph paragraph--type--wysiwyg paragraph--view-mode--default"> <h2 class="accent-navy gutter-bottom">Press Releases</h2> </div> </div> <div class="cell large-12 medium-12 small-12"> <div class="paragraph paragraph--type--view-reference paragraph--view-mode--default"> <div class="views-element-container"><div class="js-view-dom-id-af9cff689e3e4bd69ea17bb99cb0ac4cf269fc05051ab01be5371fdd6e75fd59"> <div class="gutter-bottom"> <a class="no-decoration" href="https://freddiemac.gcs-web.com/news-releases/news-release-details/30-year-fixed-rate-mortgage-continues-tick-down"> <div class="card background-transparent"> <div class="half-margin-bottom weight-light">April 3, 2025</div> <h3 class="cross-promo-title">The 30-Year Fixed-Rate Mortgage Continues to Tick Down</h3> <p><span aria-hidden="true" class="arrow-text left-align"><span>Read More</span></span></p> </div> </a> </div> <div class="gutter-bottom"> <a class="no-decoration" href="https://freddiemac.gcs-web.com/news-releases/news-release-details/freddie-mac-sells-261-million-non-performing-loans"> <div class="card background-transparent"> <div class="half-margin-bottom weight-light">April 1, 2025</div> <h3 class="cross-promo-title">Freddie Mac Sells $261 Million in Non-Performing Loans</h3> <p><span aria-hidden="true" class="arrow-text left-align"><span>Read More</span></span></p> </div> </a> </div> <div class="gutter-bottom"> <a class="no-decoration" href="https://freddiemac.gcs-web.com/news-releases/news-release-details/30-year-fixed-rate-mortgage-ticks-down"> <div class="card background-transparent"> <div class="half-margin-bottom weight-light">March 27, 2025</div> <h3 class="cross-promo-title">The 30-Year Fixed-Rate Mortgage Ticks Down</h3> <p><span aria-hidden="true" class="arrow-text left-align"><span>Read More</span></span></p> </div> </a> </div> </div> </div> </div> </div> <div class="cell large-12 medium-12 small-12"> <a href="https://freddiemac.gcs-web.com/" class="button button primary" >More Press Releases</a> </div> </div> </div> <div class="cell large-6 medium-12 small-12"> <div class="paragraph paragraph--type--view-block paragraph--view-mode--default"> <div class="vertical-chevrons background-navy cell large-6 xlarge-offset-1 xlarge-5 xxlarge-4 grid-wrap-right-large"> <div><div class="js-view-dom-id-fc8bdba7ded0afe1563a23538769e2fbaf048fb370f8a9c73ff9242f9ff6bea7"> <div class="views-row"><div class="mortgage-rates"> <h3 class="weight-light">Mortgage Rates</h3> <div class="last-updated">Average rates as of April 3, 2025</div> <div><p class="gutter-top">Read more about <a href="/research/insight/20221103-freddie-macs-newly-enhanced-mortgage-rate-survey">our newly enhanced Primary Mortgage Market Survey<sup>®</sup>.</a></p> </div> <a href="/pmms" class="button button secondary" >Get Weekly Rates</a> <div class="rate grid-x"> <div class="cell auto"><span class="name weight-medium">30-Year fixed-rate mortgage</span> </div> <div class="rate-percent cell shrink accent-blue weight-medium text-right"> 6.64<sup class="percent">%</sup> </div> </div> <div class="rate grid-x"> <div class="cell auto"><span class="name weight-medium">15-Year fixed-rate mortgage</span> </div> <div class="rate-percent cell shrink accent-teal weight-medium text-right"> 5.82<sup class="percent">%</sup> </div> </div> <div class="padding-top-2 show-for-xlarge"></div> <div class="padding-top-4 show-for-large-only"></div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="background-concrete medium-content-band heading no-padding-bottom-medium-down roofline-top-right "> <div class="grid-container"> <div class="grid-x grid-padding-x"> <div class="cell no-margin-bottom large-8"> <h1 class="jumbo"> We Make Home Possible </h1> </div> <div class="cell medium-11 large-8 xlarge-7"> <p> Over five decades, we have provided more than $11.6 trillion to make home possible for more than 80 million owners and renters. </p> </div> </div> </div> </div> <div class="large-content-band heading no-padding-bottom-medium-down background-concrete no-padding-top"> <div class="grid-container full-large-down"> <div class="panel offset-text-image-panel"> <div class="grid-x"> <div class="cell small-order-2 large-order-1"> <div class="callout large no-margin background-green"> <h2> <span class="h1">Home to More</span> </h2> <p> Our mission is so much more than just words on a page. It makes home possible for millions of families across the U.S. </p> <a href="/about" class="button tertiary" >Learn More</a> </div> </div> <div class="cell poster small-order-1 large-order-2"> <img loading="lazy" src="https://freddiemac.widen.net/content/5brhfvidhc/png/CC_FM_15776_hp-video.jpg?width=1000&position=c&color=ffffff00&quality=80&u=qjyytn" alt="photo of a woman with two young children reading on a large blue sofa" /> <a class="video-modal play-button widescreen-video" href="https://youtu.be/9tKLR6-8hc4" data-src="//www.youtube-nocookie.com/embed/9tKLR6-8hc4?rel=0&wmode=transparent">Play Video</a> </div> </div> </div> </div> </div> <div class="background-white medium-content-band heading no-padding-bottom-medium-down roofline-top-right "> <div class="grid-container"> <div class="grid-x grid-padding-x"> <div class="cell no-margin-bottom large-8"> <h1 class="jumbo"> Leading the Housing Industry </h1> </div> <div class="cell medium-11 large-8 xlarge-7"> <p> Each of our divisions play a critical role in financing affordable housing for America's homeowners and renters, while supporting our customers. </p> </div> </div> </div> </div> <div class="background-blue vertical-chevrons tall-content-band"> <div class="caret-large grid-container"></div> <div class="padding-top-2 show-for-medium-down"></div> <div class="grid-container"> <div class="grid-x grid-padding-x medium-up-1-2 large-up-3" data-equalizer data-equalize-by-row="true"> <div class="cell media-object collapse no-margin-bottom-large"> <div class="media-object-section align-self-middle"> <div class="gutter-right-large"> <div class="gutter-right-xlarge"> <h2><span class="h1">Single-Family</span></h2> <p>Our Single-Family Division keeps mortgage capital flowing by purchasing mortgage loans from lenders so they can continue lending to qualified borrowers.</p> <p><a href="https://sf.freddiemac.com/" class="button tertiary" >Read More<span class="show-for-sr"> about Single-Family</span></a> </p> </div> </div> </div> </div> <div class="cell"> <a class="no-decoration" href="https://sf.freddiemac.com/articles/insights/servicing-excellence" > <div class="card background-white no-margin-bottom-large" data-equalizer-watch="" >  <div class="card-image " > <img loading="lazy" src="/sites/g/files/ynjofi111/files/mike_reynolds_headshot.jpg" width="630" height="472" alt="Headshot of Mike Reynolds, Senior Vice President and Head of Servicing for Freddie Mac" /> </div> <div class="card-section"> <div> <div class="flex-container align-left"> <span class="card-category">Perspective</span> </div> </div> <h3 class="h4 weight-medium">Servicing Excellence: Our Charge, Your Challenge</h3> <p class="align-self-bottom"><span aria-hidden="true" class="arrow-text"><span>Learn More</span></span></p> </div> </div> </a> </div> <div class="cell"> <a class="no-decoration" href="https://sf.freddiemac.com/loan-product-advisor/run-with-opportunity" > <div class="card background-white no-margin-bottom-large" data-equalizer-watch="" >  <div class="card-image " > <img loading="lazy" src="/sites/g/files/ynjofi111/files/lpa-choice-lifestyle_385x285.jpg" width="385" height="285" alt="A group of people in a meeting" /> </div> <div class="card-section"> <div> <div class="flex-container align-left"> <span class="card-category">Technology</span> </div> </div> <h3 class="h4 weight-medium">Make Faster and More Informed Decisions with LPA Choice</h3> <p class="align-self-bottom"><span aria-hidden="true" class="arrow-text"><span>Learn More</span></span></p> </div> </div> </a> </div> </div> </div> </div> <div class="background-green vertical-chevrons-multi tall-content-band"> <div class="grid-container"> <div class="grid-x grid-padding-x medium-up-1-2 large-up-3" data-equalizer data-equalize-by-row="true"> <div class="cell media-object collapse no-margin-bottom-large"> <div class="media-object-section align-self-middle"> <div class="gutter-right-large"> <div class="gutter-right-xlarge"> <h2><span class="h1">Multifamily</span></h2> <p>Our Multifamily Division purchases loans on apartment buildings from our network of Optigo® lenders, then bundles these loans into securities for investors – ensuring liquidity, stability and affordability in the market.</p> <p><a href="https://mf.freddiemac.com/" class="button tertiary" >Read More<span class="show-for-sr"> about Multifamily</span></a> </p> </div> </div> </div> </div> <div class="cell"> <a class="no-decoration" href="https://mf.freddiemac.com/research/market-trends/20250108-2025-multifamily-outlook" > <div class="card background-white no-margin-bottom-large" data-equalizer-watch="" >  <div class="card-image " > <img loading="lazy" src="/sites/g/files/ynjofi111/files/mf-2025-outlook.png" width="630" height="472" alt="Annual Supply as % of Current Inventory Compared with Historic New Supply Ratio" /> </div> <div class="card-section"> <div> <div class="flex-container align-left"> <span class="card-category">Research</span> </div> 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