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9.91475 85.1715 9.21534C85.8761 8.51593 86.8317 8.12301 87.8281 8.12301C90.2208 8.12301 91.585 10.0838 91.585 11.8525V21.5973H94.2858V11.8242C94.2857 8.25907 92.143 5.75098 88.5214 5.75098Z"></path></g><defs><clipPath id="clip0"><rect width="95" height="23" fill="white"></rect></clipPath></defs></svg></a><p data-testid="domain-property-tagline" class="sc-b6af7d59-4 cAxLmW"><span>Australia’s home of property news, advice and insights</span></p></div></header><div class="sc-5253e565-8 sc-8e1a3f91-0 iAbjVj cKdvzb"><header data-testid="tag-header" class="sc-1a41baba-0 cxNglM"><h1 class="sc-1a41baba-1 bSMiBu">Financing</h1></header><div data-testid="ad-sticky-container" class="sc-8e0bad8e-0 fggAGB"><div class="container"><div class="sc-54c4a04e-0 fpcqoR adWrapper noPrint sc-1c01c11e-0 jIDFSg" data-testid="ad"><div class="sc-54c4a04e-1 epCboS"></div><small class="sc-54c4a04e-2 hVAhMy">Advertisement</small></div></div></div><div class="sc-679b6ed4-0 llBnMt sc-5d1aa62f-0 cdKpCV" data-an-position="1" data-testid="story-tile"><figure class="sc-8825a2fb-0 UykoG"><a class="sc-cba76dee-0 oQxeF" href="/property/news/alex-s-home-loan-went-through-the-roof-a-rate-cut-is-such-a-bonus-20250217-p5lcrk.html" tabindex="-1"><div class="sc-7e695d1d-0 dtxwlC"><picture><source media="(min-width: 1000px)" srcSet="https://static.ffx.io/images/$zoom_0.19438325991189428%2C$multiply_0.611%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_55/t_crop_custom/q_86%2Cf_auto/a00fceb9d045a5634b95b62a5b88d42ffdd9bfb8, https://static.ffx.io/images/$zoom_0.19438325991189428%2C$multiply_1.2219%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_55/t_crop_custom/q_62%2Cf_auto/a00fceb9d045a5634b95b62a5b88d42ffdd9bfb8 2x"/><source media="(min-width: 750px)" srcSet="https://static.ffx.io/images/$zoom_0.19438325991189428%2C$multiply_0.4325%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_55/t_crop_custom/q_86%2Cf_auto/a00fceb9d045a5634b95b62a5b88d42ffdd9bfb8, https://static.ffx.io/images/$zoom_0.19438325991189428%2C$multiply_0.865%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_55/t_crop_custom/q_62%2Cf_auto/a00fceb9d045a5634b95b62a5b88d42ffdd9bfb8 2x"/><img alt="Alex Armstrong has been hoping for a rate cut." loading="eager" src="https://static.ffx.io/images/$zoom_0.19438325991189428%2C$multiply_0.5855%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_55/t_crop_custom/q_86%2Cf_auto/a00fceb9d045a5634b95b62a5b88d42ffdd9bfb8" srcSet="https://static.ffx.io/images/$zoom_0.19438325991189428%2C$multiply_0.5855%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_55/t_crop_custom/q_86%2Cf_auto/a00fceb9d045a5634b95b62a5b88d42ffdd9bfb8, https://static.ffx.io/images/$zoom_0.19438325991189428%2C$multiply_1.1709%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_55/t_crop_custom/q_62%2Cf_auto/a00fceb9d045a5634b95b62a5b88d42ffdd9bfb8 2x" class="sc-7e695d1d-1 jTcowZ"/></picture></div></a></figure><div class="sc-679b6ed4-1 fszuda"><ul class="sc-7bc57f94-0 kFNNi"><li data-pb-type="tg" class="sc-7bc57f94-1 efkbvd"><a href="/topic/nsw-residential-property-hvx" class="sc-5253e565-11 sc-7bc57f94-3 iczfBg ksaujS">NSW residential property</a></li></ul><h3 class="sc-679b6ed4-2 eVBpTp"><a class="sc-cba76dee-0 oQxeF" href="/property/news/alex-s-home-loan-went-through-the-roof-a-rate-cut-is-such-a-bonus-20250217-p5lcrk.html">Alex’s home loan went through the roof. A rate cut is such a bonus</a></h3><p class="sc-679b6ed4-3 fPOWVa">The Sydney home owner and all his peers have been waiting and hoping for rates to fall, and on Tuesday they got their wish.</p><ul class="sc-7c54e368-0 ivhppT"><li class="sc-7c54e368-2 sc-7c54e368-3 lnqnFb cOAIwH"><time data-testid="storytile-timestamp" dateTime="2025-02-18T13:10:23+08:00">3 days ago</time></li><li class="sc-7c54e368-2 lnqnFb">Elizabeth Redman and Alexandra Middleton</li></ul></div></div><section class="sc-8e1a3f91-2 jHgMyg" data-testid="storyset-assetlist"><header class="sc-d45f2b3c-0 iXGGuw sc-8e1a3f91-1 kYdpCf"><h2 data-pb-type="hi" class="sc-d45f2b3c-1 dHJIbC"><span>Latest</span></h2></header><div class="sc-371e0ea3-1 cQKGgT"><div class="sc-679b6ed4-0 cXxWOT sc-371e0ea3-0 axGVz" data-an-position="1" data-testid="story-tile"><figure class="sc-8825a2fb-0 bMQKtX"><a class="sc-cba76dee-0 oQxeF" href="/property/news/what-falling-interest-rates-will-mean-for-the-property-market-20250213-p5lbum.html" tabindex="-1"><div class="sc-7e695d1d-0 dtxwlC"><picture><source media="(min-width: 1000px)" srcSet="https://static.ffx.io/images/$zoom_0.13793103448275862%2C$multiply_0.3122%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/6ccb2589331e27c001c6b65bd49db8c23b332064, https://static.ffx.io/images/$zoom_0.13793103448275862%2C$multiply_0.6243%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/6ccb2589331e27c001c6b65bd49db8c23b332064 2x"/><source media="(min-width: 750px)" srcSet="https://static.ffx.io/images/$zoom_0.13793103448275862%2C$multiply_0.2857%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/6ccb2589331e27c001c6b65bd49db8c23b332064, https://static.ffx.io/images/$zoom_0.13793103448275862%2C$multiply_0.5714%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/6ccb2589331e27c001c6b65bd49db8c23b332064 2x"/><img alt="A rare window of opportunity could open for home buyers thanks to new government incentives and a cooling market." loading="lazy" src="https://static.ffx.io/images/$zoom_0.1034%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_89%2C$y_0/t_crop_custom/q_86%2Cf_auto/6ccb2589331e27c001c6b65bd49db8c23b332064" srcSet="https://static.ffx.io/images/$zoom_0.1034%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_89%2C$y_0/t_crop_custom/q_86%2Cf_auto/6ccb2589331e27c001c6b65bd49db8c23b332064, https://static.ffx.io/images/$zoom_0.1034%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_89%2C$y_0/t_crop_custom/q_62%2Cf_auto/6ccb2589331e27c001c6b65bd49db8c23b332064 2x" class="sc-7e695d1d-1 eOOgRW"/></picture></div></a></figure><div class="sc-679b6ed4-1 fszuda"><ul class="sc-7bc57f94-0 kFNNi"><li data-pb-type="tg" class="sc-7bc57f94-1 efkbvd"><a href="/topic/interest-rates-5yo" class="sc-5253e565-11 sc-7bc57f94-3 iczfBg ksaujS">Interest rates</a></li></ul><h3 class="sc-679b6ed4-2 eglJCU"><a class="sc-cba76dee-0 oQxeF" href="/property/news/what-falling-interest-rates-will-mean-for-the-property-market-20250213-p5lbum.html">What falling interest rates will mean for the property market</a></h3><p class="sc-679b6ed4-3 fPOWVa">Even if the cash rate doesn’t fall on Tuesday, cuts are widely tipped this year – and some punters are already trying to get ahead of the curve.</p><ul class="sc-7c54e368-0 ivhppT"><li class="sc-7c54e368-2 sc-7c54e368-3 lnqnFb cOAIwH"><time data-testid="storytile-timestamp" dateTime="2025-02-14T02:00:00+08:00">February 14, 2025</time></li><li class="sc-7c54e368-2 lnqnFb">Jim Malo</li></ul></div></div><div class="sc-679b6ed4-0 cXxWOT sc-371e0ea3-0 axGVz" data-an-position="2" data-testid="story-tile"><figure class="sc-8825a2fb-0 bMQKtX"><a class="sc-cba76dee-0 oQxeF" href="/property/news/house-prices-sank-under-high-interest-rates-except-where-they-boomed-20250211-p5lb8m.html" tabindex="-1"><div class="sc-7e695d1d-0 dtxwlC"><picture><source media="(min-width: 1000px)" srcSet="https://static.ffx.io/images/$zoom_0.1443%2C$multiply_0.3122%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/9cf94637e0ba1b36774ceab9bdbc4d352a125293, https://static.ffx.io/images/$zoom_0.1443%2C$multiply_0.6243%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/9cf94637e0ba1b36774ceab9bdbc4d352a125293 2x"/><source media="(min-width: 750px)" srcSet="https://static.ffx.io/images/$zoom_0.1443%2C$multiply_0.2857%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/9cf94637e0ba1b36774ceab9bdbc4d352a125293, https://static.ffx.io/images/$zoom_0.1443%2C$multiply_0.5714%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/9cf94637e0ba1b36774ceab9bdbc4d352a125293 2x"/><img alt="Regional property markets are outperforming capital cities." loading="lazy" src="https://static.ffx.io/images/$zoom_0.1082%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_185%2C$y_0/t_crop_custom/q_86%2Cf_auto/9cf94637e0ba1b36774ceab9bdbc4d352a125293" srcSet="https://static.ffx.io/images/$zoom_0.1082%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_185%2C$y_0/t_crop_custom/q_86%2Cf_auto/9cf94637e0ba1b36774ceab9bdbc4d352a125293, https://static.ffx.io/images/$zoom_0.1082%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_185%2C$y_0/t_crop_custom/q_62%2Cf_auto/9cf94637e0ba1b36774ceab9bdbc4d352a125293 2x" class="sc-7e695d1d-1 eOOgRW"/></picture></div></a></figure><div class="sc-679b6ed4-1 fszuda"><ul class="sc-7bc57f94-0 kFNNi"><li data-pb-type="tg" class="sc-7bc57f94-1 efkbvd"><a href="/topic/property-prices-60x" class="sc-5253e565-11 sc-7bc57f94-3 iczfBg ksaujS">Property prices</a></li></ul><h3 class="sc-679b6ed4-2 eglJCU"><a class="sc-cba76dee-0 oQxeF" href="/property/news/house-prices-sank-under-high-interest-rates-except-where-they-boomed-20250211-p5lb8m.html">House prices sank under high interest rates – except where they boomed</a></h3><p class="sc-679b6ed4-3 fPOWVa">Potential home buyers can’t borrow as much money, but that didn’t push house prices down everywhere. It has sometimes proved the opposite.</p><ul class="sc-7c54e368-0 ivhppT"><li class="sc-7c54e368-2 sc-7c54e368-3 lnqnFb cOAIwH"><time data-testid="storytile-timestamp" dateTime="2025-02-12T02:00:00+08:00">February 12, 2025</time></li><li class="sc-7c54e368-2 lnqnFb">Elizabeth Redman</li></ul></div></div><div class="sc-679b6ed4-0 cXxWOT sc-371e0ea3-0 axGVz" data-an-position="3" data-testid="story-tile"><figure class="sc-8825a2fb-0 bMQKtX"><a class="sc-cba76dee-0 oQxeF" href="/property/news/where-house-prices-will-rise-fastest-during-2025-20250128-p5l7q6.html" tabindex="-1"><div class="sc-7e695d1d-0 dtxwlC"><picture><source media="(min-width: 1000px)" srcSet="https://static.ffx.io/images/$zoom_0.2669%2C$multiply_0.3122%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/45dd714ba7801326115e27812f1b4f58d7d20985, https://static.ffx.io/images/$zoom_0.2669%2C$multiply_0.6243%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/45dd714ba7801326115e27812f1b4f58d7d20985 2x"/><source media="(min-width: 750px)" srcSet="https://static.ffx.io/images/$zoom_0.2669%2C$multiply_0.2857%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/45dd714ba7801326115e27812f1b4f58d7d20985, https://static.ffx.io/images/$zoom_0.2669%2C$multiply_0.5714%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/45dd714ba7801326115e27812f1b4f58d7d20985 2x"/><img alt="Sydney and Melbourne property markets slowed late last year, which prompted some economists to rethink their predictions of growth." loading="lazy" src="https://static.ffx.io/images/$zoom_0.2247379797088664%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_227%2C$y_14/t_crop_custom/q_86%2Cf_auto/45dd714ba7801326115e27812f1b4f58d7d20985" srcSet="https://static.ffx.io/images/$zoom_0.2247379797088664%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_227%2C$y_14/t_crop_custom/q_86%2Cf_auto/45dd714ba7801326115e27812f1b4f58d7d20985, https://static.ffx.io/images/$zoom_0.2247379797088664%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_227%2C$y_14/t_crop_custom/q_62%2Cf_auto/45dd714ba7801326115e27812f1b4f58d7d20985 2x" class="sc-7e695d1d-1 eOOgRW"/></picture></div></a></figure><div class="sc-679b6ed4-1 fszuda"><ul class="sc-7bc57f94-0 kFNNi"><li data-pb-type="tg" class="sc-7bc57f94-1 efkbvd"><a href="/topic/property-prices-60x" class="sc-5253e565-11 sc-7bc57f94-3 iczfBg ksaujS">Property prices</a></li></ul><h3 class="sc-679b6ed4-2 eglJCU"><a class="sc-cba76dee-0 oQxeF" href="/property/news/where-house-prices-will-rise-fastest-during-2025-20250128-p5l7q6.html">Where house prices will rise fastest during 2025</a></h3><p class="sc-679b6ed4-3 fPOWVa">Despite the effect of higher-for-longer interest rates and already high property prices, a new forecast picks the top performers.</p><ul class="sc-7c54e368-0 ivhppT"><li class="sc-7c54e368-2 sc-7c54e368-3 lnqnFb cOAIwH"><time data-testid="storytile-timestamp" dateTime="2025-01-29T02:00:00+08:00">January 29, 2025</time></li><li class="sc-7c54e368-2 lnqnFb">Jim Malo</li></ul></div></div><div class="sc-679b6ed4-0 cXxWOT sc-371e0ea3-0 axGVz" data-an-position="4" data-testid="story-tile"><figure class="sc-8825a2fb-0 bMQKtX"><a class="sc-cba76dee-0 oQxeF" href="/property/news/how-high-income-earners-are-coping-with-higher-interest-rates-20241218-p5kzc5.html" tabindex="-1"><div class="sc-7e695d1d-0 dtxwlC"><picture><source media="(min-width: 1000px)" srcSet="https://static.ffx.io/images/$zoom_0.13880473698705592%2C$multiply_0.3122%2C$ratio_1.5%2C$width_756%2C$x_1%2C$y_0/t_crop_custom/q_86%2Cf_auto/fde17c0bcf750361a252c63168d11012aa101c38, https://static.ffx.io/images/$zoom_0.13880473698705592%2C$multiply_0.6243%2C$ratio_1.5%2C$width_756%2C$x_1%2C$y_0/t_crop_custom/q_62%2Cf_auto/fde17c0bcf750361a252c63168d11012aa101c38 2x"/><source media="(min-width: 750px)" srcSet="https://static.ffx.io/images/$zoom_0.13880473698705592%2C$multiply_0.2857%2C$ratio_1.5%2C$width_756%2C$x_1%2C$y_0/t_crop_custom/q_86%2Cf_auto/fde17c0bcf750361a252c63168d11012aa101c38, https://static.ffx.io/images/$zoom_0.13880473698705592%2C$multiply_0.5714%2C$ratio_1.5%2C$width_756%2C$x_1%2C$y_0/t_crop_custom/q_62%2Cf_auto/fde17c0bcf750361a252c63168d11012aa101c38 2x"/><img alt="First home owners have been hit with higher mortgage repayments." loading="lazy" src="https://static.ffx.io/images/$zoom_0.10410355274029193%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_95%2C$y_0/t_crop_custom/q_86%2Cf_auto/fde17c0bcf750361a252c63168d11012aa101c38" srcSet="https://static.ffx.io/images/$zoom_0.10410355274029193%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_95%2C$y_0/t_crop_custom/q_86%2Cf_auto/fde17c0bcf750361a252c63168d11012aa101c38, https://static.ffx.io/images/$zoom_0.10410355274029193%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_95%2C$y_0/t_crop_custom/q_62%2Cf_auto/fde17c0bcf750361a252c63168d11012aa101c38 2x" class="sc-7e695d1d-1 eOOgRW"/></picture></div></a></figure><div class="sc-679b6ed4-1 fszuda"><ul class="sc-7bc57f94-0 kFNNi"><li data-pb-type="tg" class="sc-7bc57f94-1 efkbvd"><a href="/topic/property-market-60w" class="sc-5253e565-11 sc-7bc57f94-3 iczfBg ksaujS">Property market</a></li></ul><h3 class="sc-679b6ed4-2 eglJCU"><a class="sc-cba76dee-0 oQxeF" href="/property/news/how-high-income-earners-are-coping-with-higher-interest-rates-20241218-p5kzc5.html">How high-income earners are coping with higher interest rates</a></h3><p class="sc-679b6ed4-3 fPOWVa">Tree-changing, downsizing, moving back in with parents – even households on solid professional incomes can no longer keep up with mortgages.</p><ul class="sc-7c54e368-0 ivhppT"><li class="sc-7c54e368-2 sc-7c54e368-3 lnqnFb cOAIwH"><time data-testid="storytile-timestamp" dateTime="2024-12-19T02:00:00+08:00">December 19, 2024</time></li><li class="sc-7c54e368-2 lnqnFb">Elizabeth Redman</li></ul></div></div><div class="sc-679b6ed4-0 cXxWOT sc-371e0ea3-0 axGVz" data-an-position="5" data-testid="story-tile"><figure class="sc-8825a2fb-0 bMQKtX"><a class="sc-cba76dee-0 oQxeF" href="/property/news/like-going-to-a-casino-more-home-buyers-turn-to-risky-strategy-20241112-p5kpup.html" tabindex="-1"><div class="sc-7e695d1d-0 dtxwlC"><picture><source media="(min-width: 1000px)" srcSet="https://static.ffx.io/images/$zoom_0.1291%2C$multiply_0.3122%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/cb900795dcee6fa193350e8ddfc71f60a118acf4, https://static.ffx.io/images/$zoom_0.1291%2C$multiply_0.6243%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/cb900795dcee6fa193350e8ddfc71f60a118acf4 2x"/><source media="(min-width: 750px)" srcSet="https://static.ffx.io/images/$zoom_0.1291%2C$multiply_0.2857%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/cb900795dcee6fa193350e8ddfc71f60a118acf4, https://static.ffx.io/images/$zoom_0.1291%2C$multiply_0.5714%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/cb900795dcee6fa193350e8ddfc71f60a118acf4 2x"/><img alt="More home buyers have small deposits. " loading="lazy" src="https://static.ffx.io/images/$zoom_0.0968%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_102%2C$y_0/t_crop_custom/q_86%2Cf_auto/cb900795dcee6fa193350e8ddfc71f60a118acf4" srcSet="https://static.ffx.io/images/$zoom_0.0968%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_102%2C$y_0/t_crop_custom/q_86%2Cf_auto/cb900795dcee6fa193350e8ddfc71f60a118acf4, https://static.ffx.io/images/$zoom_0.0968%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_102%2C$y_0/t_crop_custom/q_62%2Cf_auto/cb900795dcee6fa193350e8ddfc71f60a118acf4 2x" class="sc-7e695d1d-1 eOOgRW"/></picture></div></a></figure><div class="sc-679b6ed4-1 fszuda"><ul class="sc-7bc57f94-0 kFNNi"><li data-pb-type="tg" class="sc-7bc57f94-1 efkbvd"><a href="/topic/home-loans-5yb" class="sc-5253e565-11 sc-7bc57f94-3 iczfBg ksaujS">Home loans</a></li></ul><h3 class="sc-679b6ed4-2 eglJCU"><a class="sc-cba76dee-0 oQxeF" href="/property/news/like-going-to-a-casino-more-home-buyers-turn-to-risky-strategy-20241112-p5kpup.html">‘Like going to a casino’: More home buyers turn to risky strategy</a></h3><p class="sc-679b6ed4-3 fPOWVa">Home buyers are showing fresh signs of eagerness to purchase, especially if they think any interest rate cut will push up prices.</p><ul class="sc-7c54e368-0 ivhppT"><li class="sc-7c54e368-2 sc-7c54e368-3 lnqnFb cOAIwH"><time data-testid="storytile-timestamp" dateTime="2024-11-13T02:00:00+08:00">November 13, 2024</time></li><li class="sc-7c54e368-2 lnqnFb">Sue Williams</li></ul></div></div></div><div class="container"><div class="sc-54c4a04e-0 edUjwE adWrapper noPrint sc-1eabb863-0 dlCdtD" data-testid="ad"><div class="sc-54c4a04e-1 epCboS"></div><small class="sc-54c4a04e-2 hVAhMy">Advertisement</small></div></div><div class="sc-371e0ea3-1 cQKGgT"><div class="sc-679b6ed4-0 cXxWOT sc-371e0ea3-0 axGVz" data-an-position="1" data-testid="story-tile"><figure class="sc-8825a2fb-0 bMQKtX"><a class="sc-cba76dee-0 oQxeF" href="/property/news/how-and-why-it-just-got-even-harder-to-buy-a-home-in-australia-20241105-p5ko0r.html" tabindex="-1"><div class="sc-7e695d1d-0 dtxwlC"><picture><source media="(min-width: 1000px)" srcSet="https://static.ffx.io/images/$zoom_0.32006773920406434%2C$multiply_0.3122%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/7fc809c8907b6ebb657369565baa1ec576f94d9c, https://static.ffx.io/images/$zoom_0.32006773920406434%2C$multiply_0.6243%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/7fc809c8907b6ebb657369565baa1ec576f94d9c 2x"/><source media="(min-width: 750px)" srcSet="https://static.ffx.io/images/$zoom_0.32006773920406434%2C$multiply_0.2857%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/7fc809c8907b6ebb657369565baa1ec576f94d9c, https://static.ffx.io/images/$zoom_0.32006773920406434%2C$multiply_0.5714%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/7fc809c8907b6ebb657369565baa1ec576f94d9c 2x"/><img alt="Home values have not matched the falls in borrowing capacity." loading="lazy" src="https://static.ffx.io/images/$zoom_0.24%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_94%2C$y_0/t_crop_custom/q_86%2Cf_auto/7fc809c8907b6ebb657369565baa1ec576f94d9c" srcSet="https://static.ffx.io/images/$zoom_0.24%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_94%2C$y_0/t_crop_custom/q_86%2Cf_auto/7fc809c8907b6ebb657369565baa1ec576f94d9c, https://static.ffx.io/images/$zoom_0.24%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_94%2C$y_0/t_crop_custom/q_62%2Cf_auto/7fc809c8907b6ebb657369565baa1ec576f94d9c 2x" class="sc-7e695d1d-1 eOOgRW"/></picture></div></a></figure><div class="sc-679b6ed4-1 fszuda"><ul class="sc-7bc57f94-0 kFNNi"><li data-pb-type="tg" class="sc-7bc57f94-1 efkbvd"><a href="/topic/interest-rates-5yo" class="sc-5253e565-11 sc-7bc57f94-3 iczfBg ksaujS">Interest rates</a></li></ul><h3 class="sc-679b6ed4-2 eglJCU"><a class="sc-cba76dee-0 oQxeF" href="/property/news/how-and-why-it-just-got-even-harder-to-buy-a-home-in-australia-20241105-p5ko0r.html">How - and why - it just got even harder to buy a home in Australia</a></h3><p class="sc-679b6ed4-3 fPOWVa">Would-be home buyers have been hit by a lose-lose situation since interest rates began to rise and future cuts may not act as previously expected.</p><ul class="sc-7c54e368-0 ivhppT"><li class="sc-7c54e368-2 sc-7c54e368-3 lnqnFb cOAIwH"><time data-testid="storytile-timestamp" dateTime="2024-11-06T02:00:00+08:00">November 6, 2024</time></li><li class="sc-7c54e368-2 lnqnFb">Jim Malo and Tawar Razaghi</li></ul></div></div><div class="sc-679b6ed4-0 cXxWOT sc-371e0ea3-0 axGVz" data-an-position="2" data-testid="story-tile"><figure class="sc-8825a2fb-0 bMQKtX"><a class="sc-cba76dee-0 oQxeF" href="/property/news/why-now-could-be-a-better-time-to-buy-a-house-20241009-p5kgw0.html" tabindex="-1"><div class="sc-7e695d1d-0 dtxwlC"><picture><source media="(min-width: 1000px)" srcSet="https://static.ffx.io/images/$zoom_0.2578%2C$multiply_0.3122%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/bbb9262f7bd3f486513dd6a1baba464fe903ba5a, https://static.ffx.io/images/$zoom_0.2578%2C$multiply_0.6243%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/bbb9262f7bd3f486513dd6a1baba464fe903ba5a 2x"/><source media="(min-width: 750px)" srcSet="https://static.ffx.io/images/$zoom_0.2578%2C$multiply_0.2857%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/bbb9262f7bd3f486513dd6a1baba464fe903ba5a, https://static.ffx.io/images/$zoom_0.2578%2C$multiply_0.5714%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/bbb9262f7bd3f486513dd6a1baba464fe903ba5a 2x"/><img alt="Consumers expect interest rates are unlikely to rise from here." loading="lazy" src="https://static.ffx.io/images/$zoom_0.189%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_85%2C$y_0/t_crop_custom/q_86%2Cf_auto/bbb9262f7bd3f486513dd6a1baba464fe903ba5a" srcSet="https://static.ffx.io/images/$zoom_0.189%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_85%2C$y_0/t_crop_custom/q_86%2Cf_auto/bbb9262f7bd3f486513dd6a1baba464fe903ba5a, https://static.ffx.io/images/$zoom_0.189%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_85%2C$y_0/t_crop_custom/q_62%2Cf_auto/bbb9262f7bd3f486513dd6a1baba464fe903ba5a 2x" class="sc-7e695d1d-1 eOOgRW"/></picture></div></a></figure><div class="sc-679b6ed4-1 fszuda"><ul class="sc-7bc57f94-0 kFNNi"><li data-pb-type="tg" class="sc-7bc57f94-1 efkbvd"><a href="/topic/property-market-60w" class="sc-5253e565-11 sc-7bc57f94-3 iczfBg ksaujS">Property market</a></li></ul><h3 class="sc-679b6ed4-2 eglJCU"><a class="sc-cba76dee-0 oQxeF" href="/property/news/why-now-could-be-a-better-time-to-buy-a-house-20241009-p5kgw0.html">Why now could be a better time to buy a house</a></h3><p class="sc-679b6ed4-3 fPOWVa">Prospective home buyers’ pessimism about whether the current moment is a good time to buy has dropped to its lowest level since the start of 2023. But are they right?</p><ul class="sc-7c54e368-0 ivhppT"><li class="sc-7c54e368-2 sc-7c54e368-3 lnqnFb cOAIwH"><time data-testid="storytile-timestamp" dateTime="2024-10-10T02:00:00+08:00">October 10, 2024</time></li><li class="sc-7c54e368-2 lnqnFb">Elizabeth Redman</li></ul></div></div><div class="sc-679b6ed4-0 cXxWOT sc-371e0ea3-0 axGVz" data-an-position="3" data-testid="story-tile"><figure class="sc-8825a2fb-0 bMQKtX"><a class="sc-cba76dee-0 oQxeF" href="/property/news/suburbs-where-apartment-values-are-cheaper-than-their-peak-20241007-p5kgey.html" tabindex="-1"><div class="sc-7e695d1d-0 dtxwlC"><picture><source media="(min-width: 1000px)" srcSet="https://static.ffx.io/images/$zoom_0.1512%2C$multiply_0.3122%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/82723c62e75f7925a3f1e1d0ca34ce3b12fbb9f1, https://static.ffx.io/images/$zoom_0.1512%2C$multiply_0.6243%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/82723c62e75f7925a3f1e1d0ca34ce3b12fbb9f1 2x"/><source media="(min-width: 750px)" srcSet="https://static.ffx.io/images/$zoom_0.1512%2C$multiply_0.2857%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/82723c62e75f7925a3f1e1d0ca34ce3b12fbb9f1, https://static.ffx.io/images/$zoom_0.1512%2C$multiply_0.5714%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/82723c62e75f7925a3f1e1d0ca34ce3b12fbb9f1 2x"/><img alt="Unit values are below their peak in several suburbs." loading="lazy" src="https://static.ffx.io/images/$zoom_0.1134%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/82723c62e75f7925a3f1e1d0ca34ce3b12fbb9f1" srcSet="https://static.ffx.io/images/$zoom_0.1134%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/82723c62e75f7925a3f1e1d0ca34ce3b12fbb9f1, https://static.ffx.io/images/$zoom_0.1134%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/82723c62e75f7925a3f1e1d0ca34ce3b12fbb9f1 2x" class="sc-7e695d1d-1 eOOgRW"/></picture></div></a></figure><div class="sc-679b6ed4-1 fszuda"><ul class="sc-7bc57f94-0 kFNNi"><li data-pb-type="tg" class="sc-7bc57f94-1 efkbvd"><a href="/topic/property-prices-60x" class="sc-5253e565-11 sc-7bc57f94-3 iczfBg ksaujS">Property prices</a></li></ul><h3 class="sc-679b6ed4-2 eglJCU"><a class="sc-cba76dee-0 oQxeF" href="/property/news/suburbs-where-apartment-values-are-cheaper-than-their-peak-20241007-p5kgey.html">Suburbs where apartment values are cheaper than their peak</a></h3><p class="sc-679b6ed4-3 fPOWVa">There are 65 unit markets where values are below their record highs, and in some, buyers are purchasing from vendors selling at a loss.</p><ul class="sc-7c54e368-0 ivhppT"><li class="sc-7c54e368-2 sc-7c54e368-3 lnqnFb cOAIwH"><time data-testid="storytile-timestamp" dateTime="2024-10-07T15:16:13+08:00">October 7, 2024</time></li><li class="sc-7c54e368-2 lnqnFb">Elizabeth Redman</li></ul></div></div><div class="sc-679b6ed4-0 cXxWOT sc-371e0ea3-0 axGVz" data-an-position="4" data-testid="story-tile"><figure class="sc-8825a2fb-0 bMQKtX"><a class="sc-cba76dee-0 oQxeF" href="/property/news/the-type-of-homeowner-most-likely-to-fall-behind-on-their-mortgage-20240920-p5kcao.html" tabindex="-1"><div class="sc-7e695d1d-0 dtxwlC"><picture><source media="(min-width: 1000px)" srcSet="https://static.ffx.io/images/$zoom_0.13992226540810662%2C$multiply_0.3122%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/8fb765f856fcdb3794484156865ffe89bc856771, https://static.ffx.io/images/$zoom_0.13992226540810662%2C$multiply_0.6243%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/8fb765f856fcdb3794484156865ffe89bc856771 2x"/><source media="(min-width: 750px)" srcSet="https://static.ffx.io/images/$zoom_0.13992226540810662%2C$multiply_0.2857%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/8fb765f856fcdb3794484156865ffe89bc856771, https://static.ffx.io/images/$zoom_0.13992226540810662%2C$multiply_0.5714%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/8fb765f856fcdb3794484156865ffe89bc856771 2x"/><img alt="High interest rates are putting pressure on home borrowers." loading="lazy" src="https://static.ffx.io/images/$zoom_0.2593%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_681%2C$y_189/t_crop_custom/q_86%2Cf_auto/8fb765f856fcdb3794484156865ffe89bc856771" srcSet="https://static.ffx.io/images/$zoom_0.2593%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_681%2C$y_189/t_crop_custom/q_86%2Cf_auto/8fb765f856fcdb3794484156865ffe89bc856771, https://static.ffx.io/images/$zoom_0.2593%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_681%2C$y_189/t_crop_custom/q_62%2Cf_auto/8fb765f856fcdb3794484156865ffe89bc856771 2x" class="sc-7e695d1d-1 eOOgRW"/></picture></div></a></figure><div class="sc-679b6ed4-1 fszuda"><ul class="sc-7bc57f94-0 kFNNi"><li data-pb-type="tg" class="sc-7bc57f94-1 efkbvd"><a href="/topic/home-loans-5yb" class="sc-5253e565-11 sc-7bc57f94-3 iczfBg ksaujS">Home loans</a></li></ul><h3 class="sc-679b6ed4-2 eglJCU"><a class="sc-cba76dee-0 oQxeF" href="/property/news/the-type-of-homeowner-most-likely-to-fall-behind-on-their-mortgage-20240920-p5kcao.html">The type of homeowner most likely to fall behind on their mortgage</a></h3><p class="sc-679b6ed4-3 fPOWVa">Interest rates are putting pressure on home borrowers, but some are feeling the pinch more deeply and have fewer options to manage.</p><ul class="sc-7c54e368-0 ivhppT"><li class="sc-7c54e368-2 sc-7c54e368-3 lnqnFb cOAIwH"><time data-testid="storytile-timestamp" dateTime="2024-09-25T03:00:00+08:00">September 25, 2024</time></li><li class="sc-7c54e368-2 lnqnFb">Shona Hendley</li></ul></div></div></div><div class="sc-3384e10d-0 galjxc"><button class="sc-5253e565-0 sc-5253e565-7 sc-3384e10d-1 clhnVQ bJHlMv iBnwQg" type="button">Show more</button></div></section></div></main><div class="sc-c96cc30f-0 eSGWhI 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