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Debt Management

<!DOCTYPE html> <html lang="en"> <head> <meta charset="UTF-8"> <meta name="viewport" content="width=device-width,initial-scale=1"> <meta name="format-detection" content="telephone=no"> <meta http-equiv="X-UA-Compatible" content="IE=edge"> <title>Debt Management</title> <script type='text/javascript' src="/scripts/jwplayer.js"></script> <!--[if IE]><link rel="icon" type="image/x-icon" href="/images/favicon.ico"><![endif]--> <link rel="icon" type="image/png" href="/images/favicon.png"> <link rel="apple-touch-icon" type="image/png" href="/images/favicon.png"> <link rel="stylesheet" type="text/css" href="/styles/common.css"> </head> <!-- START Fiscal Service Site Analytics --> <!-- BEGIN DAP Analytics --> <!-- BEGIN DAP Analytics --> <script language="javascript" id="_fed_an_ua_tag" src="https://dap.digitalgov.gov/Universal-Federated-Analytics-Min.js?agency=TRE&subagency=FS"></script> <!-- END DAP Analytics --> <!-- END Fiscal Service Site Anayltics --> <body> <noscript><img alt="dcsimg" id="dcsimg" width="1" height="1" src="//sdc.fiscal.treasury.gov/dcs0mv2cn000000om5qh0n5kd_8d8g/njs.gif?dcsuri=/nojavascript&amp;WT.js=No&amp;WT.tv=10.4.1&amp;dcssip=www.fiscal.treasury.gov"/></noscript> <header id="header-site" class="subsites"> <div class="skip-navigation"> <content-lock> <a class="hidden-link" href="#main">Skip Navigation</a> </content-lock> </div> <div class="official-bar"> <content-lock> <h-box> <v-box data-width="md-33 lg-33" data-margin="none"> <span id="official-website">Official website of the United States Government</span> </v-box> <v-box data-width="md-33 lg-33" data-margin="none" class="large bold italic" data-align="middle"> <a id="vaccine" href="https://vaccines.gov" target="_blank" rel="noopener noreferrer" align="center"> We can do this. 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Visit Vaccines.gov.</a> </v-box> <v-box data-width="md-33 lg-33" data-margin="none" data-align="right" data-hidden="sm"> <a id="treasury-link" href="https://treasury.gov" target="_blank" rel="nofollow noreferrer noopener">U.S. Department of the Treasury</a> </v-box> </h-box> </content-lock> </div> <div class="controls"> <content-lock> <h-box data-table="md lg"> <v-box data-margin="none"> <h-box data-table> <v-box data-width="auto"> <a id="fiscal-link" class="header-control tall" href="/" aria-label="Bureau of the Fiscal Service Home" data-hairline="md-bottom lg-bottom"> <div class="content"> <figure> <img src="/images/fiscal-service-logo.svg" alt="Bureau of the Fiscal Service Home"> </figure> </div> </a> </v-box> <v-box> <h-box data-table data-fixed data-width="100"> <v-box> <a id="site-home-link" class="header-control tall" href="/debt-management" title="Debt Management"> <div class="content fade-right"> <span class="semibold">Debt Management</span> </div> </a> </v-box> </h-box> </v-box> </h-box> </v-box> <v-box data-margin="none"> <h-box data-table data-width="sm-100" data-hairline="sm-top"> <v-box data-width="sm-33 md-auto lg-auto" data-margin="none"> <button class="header-control short x-small semibold menu-yellow-icon" data-width="100" data-align="center" data-expandable-button="menu-yellow-icon close-dark-blue-icon" data-trap-focus aria-expanded="false" aria-controls="header-menu"><span class="content">Menu</span></button> </v-box> <v-box data-width="sm-33 md-auto lg-auto" data-margin="none" data-hairline="left"> <button class="header-control short x-small semibold az-yellow-icon" data-width="100" data-align="center" data-expandable-button="az-yellow-icon close-dark-blue-icon" data-trap-focus aria-expanded="false" aria-controls="header-az-index"><span class="content"><span class="sr-only">A to Z</span>Index</span></button> </v-box> <v-box data-width="sm-33 md-auto lg-auto" data-margin="none" data-hairline="left"> <button class="header-control short x-small semibold search-yellow-icon" data-width="100" data-align="center" data-expandable-button="search-yellow-icon close-dark-blue-icon" data-trap-focus aria-expanded="false" aria-controls="header-search"><span class="content">Search</span></button> </v-box> </h-box> </v-box> </h-box> </content-lock> </div> <div class="expandables lightest-gray-background"> <content-lock> <div id="header-menu" data-expandable-region hidden> <h-box> <v-box class="inset-v" data-span="lg-4" data-margin="top-small sm-bottom-none md-bottom-none lg-bottom-large"> <h-box> <v-box data-span="sm-1 md-1" data-margin="sm-none md-none"> <figure class="square-crop"> <img src="/images/site-art/woman-reading-document-at-computer.jpg" alt> </figure> </v-box> <v-box data-span="sm-3 md-5" data-margin="none"> <p class="large bold" tabindex="-1">Debt Management</p> <p class="x-small">A program of the Bureau of the Fiscal Service</p> </v-box> </h-box> </v-box> <v-box data-span="lg-8" data-margin="lg-top-small bottom-large"> <h-box data-table="md lg" data-width="100"> <v-box data-width="md-50 lg-50" data-margin="sm-bottom-large"> <nav class="inset-v inset-h" aria-label="header navigation"> <div class="x-small bold uppercase" data-margin="bottom-small">Debt Management Menu</div> <ul> <li><a href="/debt-management">Home</a></li> <li> <button class="plus-yellow-icon" data-expandable-button="plus-yellow-icon minus-yellow-icon" aria-expanded="false" aria-controls="about-header">About</button> <div id="about-header" class="x-small" data-indent data-expandable-region hidden> <ul data-margin="top-small"> <li><a href="/debt-management/about/about-debt-management-programs.html">Debt Management Programs</a></li> <li><a href="/debt-management/about/about-dcia.html">DCIA</a></li> </ul> </div> </li> <li> <button class="plus-yellow-icon" data-expandable-button="plus-yellow-icon minus-yellow-icon" aria-expanded="false" aria-controls="legal-authorities-header">Legal Authorities</button> <div id="legal-authorities-header" class="x-small" data-indent data-expandable-region hidden> <ul data-margin="top-small"> <li><a href="/debt-management/legal-authorities.html">Legal Authorities for Debt Management</a></li> <li><a href="/debt-management/resources/debt-collection-legal-auth-qrc.html">Debt Collection Legal Authorities Quick Reference Charts</a></li> <li><a href="/debt-management/resources/managing-federal-receivables.html">Managing Federal Receivables</a></li> <li><a href="/debt-management/legal-authorities/debt-collection-authorities.html">Debt Collection Authorities</a></li> <li><a href="/debt-management/legal-authorities/debt-collection-statutes.html">Debt Collection Statutes</a></li> <li><a href="/debt-management/legal-authorities/code-of-federal-regulations.html">Code of Federal Regulations</a></li> <li><a href="/debt-management/legal-authorities/due-process-guidelines.html">Due Process Guidelines</a></li> <li><a href="/debt-management/legal-authorities/executive-orders.html">Executive Orders</a></li> <li><a href="/debt-management/legal-authorities/guide-policy-instructions.html">Guides, Policies &amp; Instructions</a></li> <li><a href="/debt-management/legal-authorities/public-laws.html">Public Laws</a></li> <li><a href="/debt-management/legal-authorities/treatise-on-federal-nontax-law.html">Treatise on Federal Nontax Law</a></li> </ul> </div> </li> <li> <button class="plus-yellow-icon" data-expandable-button="plus-yellow-icon minus-yellow-icon" aria-expanded="false" aria-controls="reports-header">Reports and Statistics</button> <div id="reports-header" class="x-small" data-indent data-expandable-region hidden> <ul data-margin="top-small"> <li><a href="/debt-management/resources/debt-management-governmentwide-reports.html">Governmentwide Reports: Treasury Report on Receivables (TROR)</a></li> <li><a href="/debt-management/debt-report-statistics.html">Reports and Statistics</a></li> </ul> </div> </li> <li> <button class="plus-yellow-icon" data-expandable-button="plus-yellow-icon minus-yellow-icon" aria-expanded="false" aria-controls="resources-header">Resources</button> <div id="resources-header" class="x-small" data-indent data-expandable-region hidden> <ul data-margin="top-small"> <li><a href="/debt-management/resources/guides-forms-downloads.html">Resources for Cross Servicing Debtors</a></li> <li><a href="/crs/resources-for-payers.html">Resources for Centralized Receivables Service Debtors </a></li> <li><a href="/top/top-debtors.html">Resources for Treasury Offset Program Debtors </a></li> <li><a href="/debt-management/resources/agency-guidance.html">Resources for Federal Agencies </a></li> <li><a href="/debt-management/resources/debt-management-reports-congress-president.html">Reports to Congress and to the President</a></li> <li><a href="/debt-management/resources/federal-student-loans.html">Federal Student Loans</a></li> <li><a href="/debt-management/resources/additional-links.html">Additional Links</a></li> </ul> </div> </li> <li> <button class="plus-yellow-icon" data-expandable-button="plus-yellow-icon minus-yellow-icon" aria-expanded="false" aria-controls="faqs-header">FAQs</button> <div id="faqs-header" class="x-small" data-indent data-expandable-region hidden> <ul data-margin="top-small"> <li><a href="/cross-servicing/faq/faq-cross-servicing.html">FAQs for Federal Agencies</a></li> <li><a href="/debt-management/faqs/faq-about-dcia.html">About DCIA</a></li> <li><a href="/debt-management/faqs/for-the-general-public.html">Cross-Servicing Program for Debtors</a></li> </ul> </div> </li> <li><a href="/debt-management/contact.html">Contact Us</a></li> </ul> </nav> </v-box> <v-box class="lighter-gray-background" data-width="md-50 lg-50"> <nav class="inset-v inset-h" aria-label="header related links"> <div class="x-small bold uppercase" data-margin="bottom-small">Related Links</div> <ul> <li><a href="/top">Treasury Offset Program (TOP)</a></li> <li><a href="/cross-servicing">Cross-Servicing</a></li> <li><a href="/crs">Centralized Receivables Service (CRS)</a></li> <li>Make a Payment</li> <li>&centerdot;&nbsp; <a href="/cross-servicing/resources/make-a-payment.html">Cross Servicing Payments</a></li> <li>&centerdot;&nbsp; <a href="/crs/resources-for-payers.html#making-online-payments">Centralized Receivable Services Payments</a></li> <li><a href="https://fiscaldata.treasury.gov" target="_blank" rel="noopener noreferrer">Fiscaldata.Treasury.gov</a></li> </ul> </nav> </v-box> </h-box> </v-box> </h-box> <h-box> <v-box data-hidden="sm md" data-span="lg-1"></v-box> <v-box data-span="sm-1 md-1 lg-1" data-align="middle" data-margin="bottom-medium"> <img src="/images/illustrative-icons/lightbulb.svg" data-width="75" alt> </v-box> <v-box data-span="sm-3 md-5 lg-9" data-align="middle" data-margin="bottom-medium"> <p class="x-small italic"><strong>Tip:</strong> To get back to the Fiscal Service home page, click or tap the logo in the upper left corner.</p> </v-box> <v-box data-hidden="sm md" data-span="lg-1"></v-box> </h-box> </div> <div id="header-az-index" data-expandable-region hidden> <h-box> <v-box data-margin="top-medium"> <p class="large bold">Fiscal Service A-Z Index</p> <p class="x-small">This A–Z Index lists all Fiscal Service content. You can also view just the <a href="/all-programs-services.html">Programs &amp; Services</a>.</p> </v-box> </h-box> <h-box> <v-box data-margin="bottom-medium"> <div aria-label="Fiscal Service A-Z Index" class="button-strip medium bold"> <button data-expandable-button aria-expanded="true" aria-controls="az-index-a">A</button> <button data-expandable-button aria-expanded="false" aria-controls="az-index-b">B</button> <button data-expandable-button aria-expanded="false" aria-controls="az-index-c">C</button> <button data-expandable-button aria-expanded="false" aria-controls="az-index-d">D</button> <button data-expandable-button aria-expanded="false" aria-controls="az-index-e">E</button> <button data-expandable-button aria-expanded="false" aria-controls="az-index-f">F</button> <button data-expandable-button aria-expanded="false" aria-controls="az-index-g">G</button> <button data-expandable-button aria-expanded="false" aria-controls="az-index-h">H</button> <button data-expandable-button 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aria-controls="az-index-t">T</button> <button data-expandable-button aria-expanded="false" aria-controls="az-index-u">U</button> <button data-expandable-button aria-expanded="false" aria-controls="az-index-v">V</button> <button disabled class="regular">W</button> <button disabled class="regular">X</button> <button disabled class="regular">Y</button> <button disabled class="regular">Z</button> </div> </v-box> </h-box> <h-box> <v-box class="body-foreground" data-margin="none"> <div id="az-index-a" data-expandable-region hidden> <h-box> <v-box data-margin="bottom-medium"> <hr data-margin="bottom-medium"> <div class="x-large semibold" data-margin="bottom-medium">A</div> <ul class="flush no-marker"> <li class="semibold"><a href="/about.html">About the Fiscal Service</a></li> <li class="semibold"><a href="/accessibility.html">Accessibility Statement</a></li> <li class="semibold"><a href="/ach"><abbr class="bold">ACH</abbr> - Automated Clearing House</a></li> <li class="semibold"><a href="/reference-guidance/green-book/ach-payment-schedule.html">ACH Payment Schedule</a>: Recurring Benefits and Military Active Duty, Reserves, and Benefits</li> <li class="semibold"><a href="/cross-servicing/awg/awg-background.html"><abbr class="bold">AWG</abbr> - Administrative Wage Garnishment</a></li> <li class="semibold"><a href="/arm"><abbr class="bold">ARM</abbr> - Agency Relationship Management</a></li> <li class="semibold"><a href="/agency-priority-goal"><abbr class="bold">APG</abbr> - Agency Priority Goal</a></li> <li class="semibold"><a href="https://fiscaldata.treasury.gov" target="_blank" rel="nofollow noreferrer noopener">America's Finance Guide</a></li> <li class="semibold"><a href="/reference-guidance/cfo/">Annual Fiscal Service Letters</a></li> <li class="semibold"><a href="/reports-statements/financial-report">Annual Report, United States Government</a></li> <li class="semibold"><a href="/careers/employment-policies.html">Anti-Harassment Policy Statement</a></li> <li class="semibold"><a href="/asap"><abbr class="bold">ASAP</abbr> - Automated Standard Application for Payment</a></li> </ul> </v-box> </h-box> </div> <div id="az-index-b" data-expandable-region hidden> <h-box> <v-box data-margin="bottom-medium"> <hr data-margin="bottom-medium"> <div class="x-large semibold" data-margin="bottom-medium">B</div> <ul class="flush no-marker"> <li class="semibold"><a href="/bms">Bank Management System</a></li> <li class="semibold"><a href="/reports-statements/mts">Budget Surplus/Deficit Publications</a></li> <li class="semibold"><a href="/eft/bulk-file-format.html">Bulk Data Formats for Salary and Vendor/Miscellaneous Payments</a></li> <li class="semibold"><a href="/business">Business &amp; Institutions, Services for</a></li> </ul> </v-box> </h-box> </div> <div id="az-index-c" data-expandable-region hidden> <h-box> <v-box data-margin="bottom-medium"> <hr data-margin="bottom-medium"> <div class="x-large semibold" data-margin="bottom-medium">C</div> <ul class="flush no-marker"> <li class="semibold"><a href="/cas"><abbr class="bold">CAS</abbr> - Card Acquiring Service</a></li> <li class="semibold"><a href="/careers">Careers</a></li> <li class="semibold"><a href="/cmia"><abbr class="bold">CMIA</abbr> - Cash Management Improvement Act</a></li> <li class="semibold"><a href="/cars"><abbr class="bold">CARS</abbr> - Central Accounting Reporting System</a></li> <li class="semibold"><a href="/crs"><abbr class="bold">CRS</abbr> - Centralized Receivables Service</a></li> <li class="semibold"><a href="/training/certifying-officer-training.html">Certifying Officer Training</a></li> <li class="semibold"><a href="/reports-statements/financial-report"><abbr class="bold">CFS</abbr> - Consolidated Financial Statements of the United States Government</a></li> <li class="semibold"><a href="/checkclaims">Check Claims</a></li> <li class="semibold"><a href="/eft/bulk-file-format.html">Check Payment Formats</a></li> <li class="semibold"><a href="/reference-guidance/gold-book">Check Reclamation Guide: The Gold Book</a></li> <li class="semibold"><a href="/cir"><abbr class="bold">CIR</abbr> - Collections Information Repository</a></li> <li class="semibold"><a href="/tcmm/resources.html#reg-31-cfr-part-202">Circular 176: Depositaries and Financial Agents of the Federal Government (31 CFR 202)</a></li> <li class="semibold"><a href="/surety-bonds">Circular 570: Treasury’s Approved Listing of Sureties</a></li> <li class="semibold"><a href="/tcmm">Collateral</a></li> <li class="semibold"><a href="/reports-statements/combined-statement">Combined Statement of Receipts, Outlays, and Balances of the United States Government</a></li> <li class="semibold"><a href="/contact">Contact the Fiscal Service</a></li> <li class="semibold"><a href="/credit-gateway">Credit Gateway</a></li> <li class="semibold"><a href="/ussgl/resources-creditreform.html">Credit Reform Accounting</a></li> <li class="semibold"><a href="/cross-servicing">Cross-Servicing (Debt Collection)</a></li> <li class="semibold"><a href="/reports-statements/cvfr">Current Value of Funds Rate</a></li> </ul> </v-box> </h-box> </div> <div id="az-index-d" data-expandable-region hidden> <h-box> <v-box data-margin="bottom-medium"> <hr data-margin="bottom-medium"> <div class="x-large semibold" data-margin="bottom-medium">D</div> <ul class="flush no-marker"> <li class="semibold"><a href="/data-transparency">Data Transparency</a></li> <li class="semibold"><a href="/debt-management/about/about-dcia.html"><abbr class="bold">DCIA</abbr> - Debt Collection Improvement Act (1996)</a></li> <li class="semibold"><a href="/debt-management"><abbr class="bold">DDM</abbr> - Debt Management</a></li> <li class="semibold"><a href="/DNP"><abbr class="bold">DNP</abbr> – Do Not Pay</a></li> <li class="semibold"><a href="/reports-statements/dts/index.html"><abbr class="bold">DTS</abbr> - Daily Treasury Statement</a></li> <li class="semibold"><a href="/us-debit-card">Debit Card</a></li> <li class="semibold"><a href="/debit-gateway">Debit Gateway</a></li> <li class="semibold"><a href="/eft">Direct Deposit (Electronic Funds Transfer)</a></li> <li class="semibold"><a href="/directexpress">Direct Express<sup>&reg;</sup></a></li> </ul> </v-box> </h-box> </div> <div id="az-index-e" data-expandable-region hidden> <h-box> <v-box data-margin="bottom-medium"> <hr data-margin="bottom-medium"> <div class="x-large semibold" data-margin="bottom-medium">E</div> <ul class="flush no-marker"> <li class="semibold"><a href="/eaglecash">EagleCash</a></li> <li class="semibold"><a href="/ecollections">eCollections</a></li> <li class="semibold"><a href="/ecommerce-collections">eCommerce Collections</a></li> <li class="semibold"><a href="/ecp">Electronic Check Processing</a></li> <li class="semibold"><a href="/eftps"><abbr class="bold">EFTPS</abbr> - Electronic Federal Tax Payment System</a></li> <li class="semibold"><a href="/eft">Electronic Funds Transfer</a></li> <li class="semibold"><a href="/careers/employment-policies.html">EEO Complaint Process</a></li> <li class="semibold"><a href="/careers/employment-policies.html">EEO/Diversity Policy Statement</a></li> <li class="semibold"><a href="/eft">EFT Payment Formats</a></li> <li class="semibold"><a href="/mailinglists.html">E-Mail Notification Service</a></li> <li class="semibold"><a href="/reports-statements/treasury-reporting-rates-exchange">Exchange Rates (Treasury Reporting Rates of Exchange)</a></li> <li class="semibold"><a href="/ezpay">EZPay</a></li> <li class="semibold"><a href="/events">Events</a></li> </ul> </v-box> </h-box> </div> <div id="az-index-f" data-expandable-region hidden> <h-box> <v-box data-margin="bottom-medium"> <hr data-margin="bottom-medium"> <div class="x-large semibold" data-margin="bottom-medium">F</div> <ul class="flush no-marker"> <li class="semibold"><a href="/reference-guidance/fast-book"><abbr class="bold">FAST</abbr> - Federal Accounts Symbols and Titles (FAST Book)</a></li> <li class="semibold"><a href="https://treasurydirect.gov/government/federal-investments-program/" target="_blank" rel="nofollow noreferrer noopener"><abbr class="bold">FEDInvest</abbr> – FedInvest - Federal Investments Program</a></li> <li class="semibold"><a href="https://treasurydirect.gov/government/federal-borrowings-program/" target="_blank" rel="nofollow noreferrer noopener">Federal Borrowings Program</a></li> <li class="semibold"><a href="/fds">Federal Disbursement Services </a></li> <li class="semibold"><a href="/federal-tax-collection">Federal Tax Application</a></li> <li class="semibold"><a href="/federal-tax-collection">Federal Tax Collection Service</a></li> <li class="semibold"><a href="/fit"><abbr class="bold">FIT</abbr> - Financial Innovation and Transformation</a></li> <li class="semibold"><a href="/financial-management-budget-standardization">Financial Management and Standardization</a></li> <li class="semibold"><a 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Please enable JavaScript to use all features. </p> </v-box> </h-box> </content-lock> </alert-banner> </noscript> <script type="text/javascript"> // ForeSee Production Embed Script v2.01 // DO NOT MODIFY BELOW THIS LINE ***************************************** ;(function (g) { var d = document, am = d.createElement('script'), h = d.head || d.getElementsByTagName("head")[0], fsr = 'fsReady', aex = { "src": "//gateway.foresee.com/sites/fiscal-treasury-gov/production/gateway.min.js", "type": "text/javascript", "async": "true", "data-vendor": "fs", "data-role": "gateway" }; for (var attr in aex) { am.setAttribute(attr, aex[attr]); } h.appendChild(am); g[fsr] || (g[fsr] = function () { var aT = '__' + fsr + '_stk__'; g[aT] = g[aT] || []; g[aT].push(arguments); }); })(window); // DO NOT MODIFY ABOVE THIS LINE ***************************************** // Un-comment out the function below when you are ready to input your variable /*fsReady(function() { FSR.CPPS.set('name','value'); // use single quotes when passing a static-value FSR.CPPS.set('name2',somevariable); // don't use quotes for a dynamic value FSR.CPPS.set('name3',othervariable); // add as many CPPs as you like in this way });*/ // DO NOT MODIFY ABOVE THIS LINE ***************************************** </script> <main id="main"> <!-- Stage Interior --> <stage-banner class="tertiary"> <figure> <img src="/images/stages/rule-book.jpg" alt="Rule Book"/> </figure> </stage-banner> <!-- end component --> <!-- Breadcrumb --> <section aria-label="content"> <content-lock> <h-box> <v-box> <nav class="breadcrumbs x-small" aria-label="breadcrumbs nav"> <ul> <li><a href="../../index.html">Bureau of Fiscal Service</a></li> <li><a href="../index.html">Debt Management</a></li> <li>About</li> <li>DCIA</li> </ul> </nav> </v-box> </h-box> <h-box> <v-box> <h1 class="semibold x-large bar" data-margin="bottom-large">About the Debt Collection Improvement Act</h1> <p>The Debt Collection Improvement Act of 1996, or the DCIA (<a href="/files/debt-management/dmdcia.pdf">Public Law 104-134</a>) tasked Treasury with some governmentwide debt collection responsibilities.</p> <p>Among other things, the law provides that delinquent non-tax debts must be turned over to the Treasury for appropriate action to collect the debt. </p> </v-box> </h-box> </content-lock> </section> <!-- end component --> <!-- Image & Text 4-Columns --> <section aria-label="Purposes of the DCIA"> <content-lock> <!-- Row 1 --> <h-box> <h-box> <v-box data-margin="bottom-large"> <h1 class="semibold x-large bar" data-margin="bottom-large">Purposes of the DCIA</h1> </v-box> </h-box> <v-box data-span="md-3 lg-3" data-margin="none"> <h-box> <v-box data-span="sm-1" data-align="middle" data-margin="sm-bottom-large"> <img src="/images/illustrative-icons/deposit.svg" data-width="sm-25 md-50 lg-25" alt="Deposit"/> </v-box> <v-box data-span="sm-3" data-align="middle" data-margin="sm-bottom-large md-bottom-large"> <p>To increase collections of delinquent debts owed to the Government by ensuring quick action to enforce recovery of debts and the use of all appropriate collection tools.</p> </v-box> </h-box> </v-box> <v-box data-span="md-3 lg-3" data-margin="none"> <h-box> <v-box data-span="sm-1" data-align="middle" data-margin="sm-bottom-large"> <img src="/images/illustrative-icons/lower.svg" data-width="sm-25 md-50 lg-25" alt="Lower"/> </v-box> <v-box data-span="sm-3" data-align="middle" data-margin="sm-bottom-large md-bottom-large"> <p>To lower the costs of debt collection by consolidating related functions and activities and using interagency teams.</p> </v-box> </h-box> </v-box> <v-box data-span="md-3 lg-3" data-margin="none"> <h-box> <v-box data-span="sm-1" data-align="middle" data-margin="sm-bottom-large"> <img src="/images/illustrative-icons/search-v3.svg" data-width="sm-25 md-50 lg-25" alt="Search"/> </v-box> <v-box data-span="sm-3" data-align="middle" data-margin="sm-bottom-large"> <p>To cut losses arising from debt management activities by requiring proper screening of potential borrowers, aggressive monitoring of all accounts, and sharing of information in and among Federal agencies.</p> </v-box> </h-box> </v-box> <v-box data-span="md-3 lg-3" data-margin="none lg-bottom-medium"> <h-box> <v-box data-span="sm-1" data-align="middle" data-margin="sm-bottom-large"> <img src="/images/illustrative-icons/lightbulb.svg" data-width="sm-25 md-50 lg-25" alt="Lightbulb"/> </v-box> <v-box data-span="sm-3" data-align="middle"> <p>To ensure that the public is fully informed of the Federal Government's debt collection policies and that debtors are aware of their obligations to repay amounts owed to the Federal Government.</p> </v-box> </h-box> </v-box> </h-box> </content-lock> </section> <!-- end component --> <!-- Row 2 w/ Centered Columns --> <section aria-label="Purposes of the DCIA (2)"> <content-lock> <h-box> <v-box data-span="md-3 lg-3" data-margin="none"> <h-box> <v-box data-span="sm-1" data-align="middle" data-margin="sm-bottom-large"> <img src="/images/illustrative-icons/caution.svg" data-width="sm-25 md-50 lg-25" alt="Caution"/> </v-box> <v-box data-span="sm-3" data-align="middle" data-margin="sm-bottom-large md-bottom-large"> <p>To ensure that debtors have all due process rights, including the ability to verify, challenge, and compromise claims, and access to administrative appeals procedures which are both reasonable and protect the interests of the United States.</p> </v-box> </h-box> </v-box> <v-box data-span="md-3 lg-3" data-margin="none"> <h-box> <v-box data-span="sm-1" data-align="middle" data-margin="sm-bottom-large"> <img src="/images/illustrative-icons/pay-cash.svg" data-width="sm-25 md-50 lg-25" alt="Pay Cash"/> </v-box> <v-box data-span="sm-3" data-align="middle" data-margin="sm-bottom-large"> <p>To encourage agencies to sell delinquent debt, particularly debts with underlying collateral.</p> </v-box> </h-box> </v-box> <v-box data-span="md-3 lg-3" data-margin="none"> <h-box> <v-box data-span="sm-1" data-align="middle" data-margin="sm-bottom-large"> <img src="/images/illustrative-icons/transfer-v1.svg" data-width="sm-25 md-50 lg-25" alt="Transfer"/> </v-box> <v-box data-span="sm-3" data-align="middle" data-margin="sm-bottom-large"> <p>To rely on the experience and knowledge of private sector professionals to provide debt collection services to federal agencies.</p> </v-box> </h-box> </v-box> <v-box data-span="lg-3" data-margin="none" data-hidden="sm md"></v-box> </h-box> </content-lock> </section> <!-- end component --> <!-- General Text Component --> <section aria-label="Key Provisions"> <content-lock> <h-box> <v-box data-margin="bottom-large"> <h1 class="semibold x-large bar" data-margin="bottom-large">Key Provisions of the DCIA</h1> <ul> <li>Enhanced offset authority</li> <li>Required collection of taxpayer identifying numbers</li> <li>Barring delinquent debtors from getting federal financial assistance</li> <li>Required credit bureau reporting</li> <li>Debt sales </li> <li>Government-wide&nbsp;<a href="/cross-servicing/index.html">Cross-Servicing</a></li> <li><a href="/cross-servicing/awg/awg-background.html">Administrative wage garnishment</a></li> </ul> <p>For more information about the DCIA, see the <a href="/debt-management/faqs/faq-about-dcia.html" target="_blank">FAQs About DCIA</a> page and read <a href="/files/debt-management/dmhorn.txt" target="_blank">Congressman Horn&rsquo;s Comments</a> on the DCIA (April 25, 1996).</p> </v-box> </h-box> </content-lock> </section> <!-- end component --> <!-- 1st Callout --> <section class="lightest-background" aria-label="Looking for Legal Authorities"> <content-lock> <h-box> <v-box> <h2 class="x-large semibold">Looking for Legal Authorities?</h2> <p>For laws, regulations, and guidance related to debt management programs, see</p> <ul type="disc"> <li><a href="/debt-management/legal-authorities/public-laws.html">Public Laws</a></li> <li><a href="/debt-management/legal-authorities/debt-collection-statutes.html">Debt Collection Statutes</a></li> <li><a href="/debt-management/legal-authorities/executive-orders.html">Executive Order</a></li> <li><a href="/debt-management/legal-authorities/code-of-federal-regulations.html">Code of Federal Regulations</a></li> <li><a href="/debt-management/legal-authorities/treatise-on-federal-nontax-law.html">Treatise on Federal Nontax Debt Collection Law</a></li> </ul> </v-box> </h-box> </content-lock> </section> <!-- end component --> <!-- Last Modified --> <section aria-label="last modified" class="hide-print"> <content-lock> <h-box> <v-box data-margin="none"> <p class="x-small italic">Last modified 09/05/24</p> </v-box> </h-box> </content-lock> </section> </main> <footer id="footer-site" class="hide-print"> <section id="footer-menu" class="lightest-gray-background" aria-label="footer navigation section"> <content-lock> <h-box> <v-box class="inset-v" data-span="lg-4" data-margin="top-small 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