Insurance Underwriting | Predictive Analytics Insurance

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Tune in for the latest views in using alternative data sets to improve underwriting accuracy and prequalify leads.", "image": "https://www.pilotbird.com/hs-fs/hubfs/ceo_podcast-300x139-1%20(1).png?width=300&name=ceo_podcast-300x139-1%20(1).png", "author": { "@type": "Organization", "name": "Mani Kaur" }, "publisher": { "@type": "Organization", "name": "Pilotbird", "logo": { "@type": "ImageObject", "url": "https://www.pilotbird.com/hubfs/raw_assets/public/Pilotbird_January2022/images/Pilotbird_Logo_Dark.svg" } }, "datePublished": "2021-01-07" } </script> <script type="application/ld+json"> { "@context": "https://schema.org", "@type": "BlogPosting", "mainEntityOfPage": { "@type": "WebPage", "@id": "https://www.pilotbird.com/blog/insurance-technology-trends" }, "headline": "5 Growing Insurance Technology Trends You Can’t Afford to Ignore", "description": "Insurance technology trends will increase competition with new entrants joining the market as existing players grapple with the hostile environment. McKinsey & Company agrees with these sentiments, affirming that technology will alter the structure of many organizations (1) in the coming decade. 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However, the below factors are the most consequential for health.", "image": "https://www.pilotbird.com/hs-fs/hubfs/consumers%20providing%20information%20to%20social%20media%20and%20insurance%20companies.jpg?width=1420&name=consumers%20providing%20information%20to%20social%20media%20and%20insurance%20companies.jpg", "author": { "@type": "Organization", "name": "Mani Kaur" }, "publisher": { "@type": "Organization", "name": "Pilotbird", "logo": { "@type": "ImageObject", "url": "https://www.pilotbird.com/hubfs/raw_assets/public/Pilotbird_January2022/images/Pilotbird_Logo_Dark.svg" } }, "datePublished": "2022-09-05" } </script> <script type="application/ld+json"> { "@context": "https://schema.org", "@type": "BlogPosting", "mainEntityOfPage": { "@type": "WebPage", "@id": "https://www.pilotbird.com/blog/lifestyle-insights-for-underwriting-in-fintech-and-insurtech" }, "headline": "Lifestyle Insights for Underwriting in FinTech and InsurTech", "description": "The insurance industry is quickly following suit with multiple applications designed to improve the accuracy of underwriting. 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class="button-wrapper"> <a href="https://www.pilotbird.com/contactus"> Contact Us </a> </div> </div> <div class="right-col col"></div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="main-content-wrapper"> <main class="body-container-wrapper"> <div class="container-fluid pilotbird_lifestyle_main"> <div class="row-fluid-wrapper"> <div class="row-fluid"> <div class="span12 widget-span widget-type-cell " style="" data-widget-type="cell" data-x="0" data-w="12"> <div class="row-fluid-wrapper row-depth-1 row-number-1 main_section-row-0-force-full-width-section dnd-section main_section-row-0-padding"> <div class="row-fluid "> <div class="span12 widget-span widget-type-cell dnd-column" style="" data-widget-type="cell" data-x="0" data-w="12"> <div class="row-fluid-wrapper row-depth-1 row-number-2 dnd-row"> <div class="row-fluid "> <div class="span12 widget-span widget-type-custom_widget dnd-module" style="" data-widget-type="custom_widget" data-x="0" data-w="12"> <div id="hs_cos_wrapper_widget_1643354022541" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module"><div class="key_features"> <div class="image_section"> <div class="content-wrapper"> <div class="row pd-10"> <div class="image_wrapper"> <div class="inner"> <img src="https://www.pilotbird.com/hubfs/mainPor.png" alt="Predictive Analytics For Insurance" loading="lazy"> </div> </div> <div class="blank_div"> </div> <div class="heading"> <h2>Key features</h2> </div> </div> </div> </div> <div class="content_section"> <div class="container"> <div class="row"> <div class="item pd-10"> <div class="title"> <h2>01</h2> </div> <div class="divider"> <img width="5" height="95" src="https://www.pilotbird.com/hs-fs/hubfs/raw_assets/public/Pilotbird_January2022/images/divider-e1610547725846.png?width=5&height=95&name=divider-e1610547725846.png" alt="Lifestyle Risk Scoring" srcset="https://www.pilotbird.com/hs-fs/hubfs/raw_assets/public/Pilotbird_January2022/images/divider-e1610547725846.png?width=3&height=48&name=divider-e1610547725846.png 3w, https://www.pilotbird.com/hs-fs/hubfs/raw_assets/public/Pilotbird_January2022/images/divider-e1610547725846.png?width=5&height=95&name=divider-e1610547725846.png 5w, https://www.pilotbird.com/hs-fs/hubfs/raw_assets/public/Pilotbird_January2022/images/divider-e1610547725846.png?width=8&height=143&name=divider-e1610547725846.png 8w, https://www.pilotbird.com/hs-fs/hubfs/raw_assets/public/Pilotbird_January2022/images/divider-e1610547725846.png?width=10&height=190&name=divider-e1610547725846.png 10w, https://www.pilotbird.com/hs-fs/hubfs/raw_assets/public/Pilotbird_January2022/images/divider-e1610547725846.png?width=13&height=238&name=divider-e1610547725846.png 13w, https://www.pilotbird.com/hs-fs/hubfs/raw_assets/public/Pilotbird_January2022/images/divider-e1610547725846.png?width=15&height=285&name=divider-e1610547725846.png 15w" sizes="(max-width: 5px) 100vw, 5px"> </div> <div class="content"> <p>Score for assessment<br>of lifestyle risk.</p> </div> </div> <div class="item pd-10"> <div class="title"> <h2>02</h2> </div> <div class="divider"> <img width="5" height="95" src="https://www.pilotbird.com/hs-fs/hubfs/raw_assets/public/Pilotbird_January2022/images/divider-e1610547725846.png?width=5&height=95&name=divider-e1610547725846.png" alt="Lifestyle Risk Scoring" srcset="https://www.pilotbird.com/hs-fs/hubfs/raw_assets/public/Pilotbird_January2022/images/divider-e1610547725846.png?width=3&height=48&name=divider-e1610547725846.png 3w, https://www.pilotbird.com/hs-fs/hubfs/raw_assets/public/Pilotbird_January2022/images/divider-e1610547725846.png?width=5&height=95&name=divider-e1610547725846.png 5w, https://www.pilotbird.com/hs-fs/hubfs/raw_assets/public/Pilotbird_January2022/images/divider-e1610547725846.png?width=8&height=143&name=divider-e1610547725846.png 8w, https://www.pilotbird.com/hs-fs/hubfs/raw_assets/public/Pilotbird_January2022/images/divider-e1610547725846.png?width=10&height=190&name=divider-e1610547725846.png 10w, https://www.pilotbird.com/hs-fs/hubfs/raw_assets/public/Pilotbird_January2022/images/divider-e1610547725846.png?width=13&height=238&name=divider-e1610547725846.png 13w, https://www.pilotbird.com/hs-fs/hubfs/raw_assets/public/Pilotbird_January2022/images/divider-e1610547725846.png?width=15&height=285&name=divider-e1610547725846.png 15w" sizes="(max-width: 5px) 100vw, 5px"> </div> <div class="content"> <p>Hit rate for confidence level.</p> </div> </div> <div class="item pd-10"> <div class="title"> <h2>03</h2> </div> <div class="divider"> <img width="5" height="95" src="https://www.pilotbird.com/hs-fs/hubfs/raw_assets/public/Pilotbird_January2022/images/divider-e1610547725846.png?width=5&height=95&name=divider-e1610547725846.png" alt="Lifestyle Risk Scoring" srcset="https://www.pilotbird.com/hs-fs/hubfs/raw_assets/public/Pilotbird_January2022/images/divider-e1610547725846.png?width=3&height=48&name=divider-e1610547725846.png 3w, https://www.pilotbird.com/hs-fs/hubfs/raw_assets/public/Pilotbird_January2022/images/divider-e1610547725846.png?width=5&height=95&name=divider-e1610547725846.png 5w, https://www.pilotbird.com/hs-fs/hubfs/raw_assets/public/Pilotbird_January2022/images/divider-e1610547725846.png?width=8&height=143&name=divider-e1610547725846.png 8w, https://www.pilotbird.com/hs-fs/hubfs/raw_assets/public/Pilotbird_January2022/images/divider-e1610547725846.png?width=10&height=190&name=divider-e1610547725846.png 10w, https://www.pilotbird.com/hs-fs/hubfs/raw_assets/public/Pilotbird_January2022/images/divider-e1610547725846.png?width=13&height=238&name=divider-e1610547725846.png 13w, https://www.pilotbird.com/hs-fs/hubfs/raw_assets/public/Pilotbird_January2022/images/divider-e1610547725846.png?width=15&height=285&name=divider-e1610547725846.png 15w" sizes="(max-width: 5px) 100vw, 5px"> </div> <div class="content"> <p>Designed for efficient use<br>by teams.</p> </div> </div> </div> </div> </div> </div> <style> @media (max-width:767px){ .use_cases .content_section .background_overlay{ background-image: url(https://www.pilotbird.com/hubfs/raw_assets/public/Pilotbird_January2022/images/doted-bg-1.png)!important; } } </style></div> </div> </div> </div> <div class="row-fluid-wrapper row-depth-1 row-number-3 dnd-row"> <div class="row-fluid "> <div class="span12 widget-span widget-type-custom_widget dnd-module" style="" data-widget-type="custom_widget" data-x="0" data-w="12"> <div id="hs_cos_wrapper_widget_1643356338838" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module"><div class="expected_impact"> <div class="content-wrapper"> <div class="row pd-10"> <div class="heading"> <h2>Expected Impact</h2> </div> <div class="blank_div"> </div> <div class="content_section"> <div class="container"> <div class="row"> <div class="item"> <div class="inner pd-10" style="background-image:url(https://www.pilotbird.com/hubfs/circle-radius-image.png)"> <div class="title"> <h2>12x ROI</h2> </div> <div class="content"> <p>In first year</p> </div> </div> </div> <div class="item"> <div class="inner pd-10" style="background-image:url(https://www.pilotbird.com/hubfs/circle-radius-image.png)"> <div class="title"> <h2>~20%</h2> </div> <div class="content"> <p>Elimination<br>of bad business</p> </div> </div> </div> </div> </div> </div> </div> </div> </div></div> </div> </div> </div> <div class="row-fluid-wrapper row-depth-1 row-number-4 dnd-row"> <div class="row-fluid "> <div class="span12 widget-span widget-type-custom_widget dnd-module" style="" data-widget-type="custom_widget" data-x="0" data-w="12"> <div id="hs_cos_wrapper_widget_1643358729033" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module"><div class="use_cases"> <div class="top_section"> <div class="background_overlay" style="background-image:url(https://www.pilotbird.com/hubfs/doted-bg.png)"></div> <div class="content-wrapper"> <div class="row pd-10"> <div class="heading"> <h2>Use Cases</h2> </div> </div> </div> </div> <div class="content_section"> <div class="background_overlay" style="background-image:url(https://www.pilotbird.com/hubfs/doted-bg.png)"></div> <div class="container"> <div class="row"> <div class="item pd-10"> <div class="inner"> <div class="flip-card"> <div class="front_card"> <div class="image"> <img src="https://www.pilotbird.com/hubfs/case-image-1.jpg" alt="case-image-1" loading="lazy"> </div> <div class="title"> <h2>Access your book and optimize the pricing for your current policyholders.</h2> </div> </div> <div class="back_card"> <h2>Access your book and optimize the pricing for your current policyholders</h2> <div class="content"> <p>Pilotbird supports a global Fortune 500 carrier by analyzing its $400M+ book of basic group life product. Pilotbird Lifestyle Risk Scoring engine improves accuracy for the underwriting process and generates model lift > 3x over the existing model. The effort calibrates the score to the carrier’s actual loss experience.</p> </div> </div> </div> </div> </div> <div class="item pd-10"> <div class="inner"> <div class="flip-card"> <div class="front_card"> <div class="image"> <img src="https://www.pilotbird.com/hubfs/case-image-2.svg" alt="case-image-2" loading="lazy"> </div> <div class="title"> <h2>Integrate lifestyle risk scoring underwriting new business.</h2> </div> </div> <div class="back_card"> <h2>Integrate lifestyle risk scoring underwriting new business</h2> <div class="content"> <p>Pilotbird offers a Fortune 500 carrier a web-portal to access the Pilotbird Lifestyle Risk Scoring engine. The portal is designed to empower underwriting teams with easy integration into their existing workflow. Based on the carrier’s request, Pilotbird enhances the portal to accommodate audit and utilization features. Following a calibration phase, Pilotbird Lifestyle Risk Scoring is expected to eliminate ~5% of bad new business.</p> </div> </div> </div> </div> </div> </div> </div> </div> </div></div> </div> </div> </div> <div class="row-fluid-wrapper row-depth-1 row-number-5 dnd-row"> <div class="row-fluid "> <div class="span12 widget-span widget-type-custom_widget dnd-module" style="" data-widget-type="custom_widget" data-x="0" data-w="12"> <div id="hs_cos_wrapper_widget_1643360977169" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module"><div class="contact_card"> <div class="container"> <div class="row"> <div class="main-content"> <div class="title"> </div> <div class="content"> <p>Get in touch and discover our products suite.</p> </div> <div class="button-wrapper"> <a href="https://www.pilotbird.com/contactus"> Contact Us </a> </div> </div> </div> </div> </div></div> </div> </div> </div> </div> </div> </div> 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