Best Discover Credit Cards Of November 2024

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SkVGdp5WViojIyVGZpZ3byBnI7xiIt92YuUmbvhWdisFLd1nIxs2YhJHdfZmZhJiOiQUSUJCLiQXYoRFIoNmb1FGTiojIyVGZpZ3byBnI7xiIv02bj5ycvR3clJ2chx3LnJ3buU2YpR3buJXZtV3cu92YisFLd1nIlNmcvZ2clxWYTJiOiIXZklmdvJHcisHLi02bj5SZjJ3bmNXZsF2cisFLd1nIkl2ajlGbjJiOiQUSUJCLikXZuJXdvpGIyVmc1NnbpBCdlBnI6IiclRWa29mcwJyesISbvNmLzVmYy9mZuI3bzlmdkFmLlNmbhJXdz5Wa0VGc812bj5yclJmcvZmLy92cpZHZh5CdlBnIbxSX9JCep5WamJiOiIXZklmdvJHcisHLi02bj5Cep5WamJyWs0VfiETY0FGZiojIElEViwiIn5Wa0N3bIBiMBBiI6IiclRWa29mcwJyesISbvNmLn5Wa0N3boJTYisFLd1nIyIWdzJiOiwmcVV2ZhBlIsISMiV3ciojIElEViwiIkx2bHBSe0lmcvlmcQJiOiIXZklmdvJHcisHLi02bj5CbzpWOkt2YlJyWs0VfiU2ZhBnI6ICbyVVZnFGUiwiIklGdiojIElEViwiI0NXZXFjI6IiclRWa29mcwJyesISbvNmL0NXZ3FjIbxSX9JSMzJiOiwmcVV2ZhBlIsIiMzJiOiQUSUJCLiM3ZulGbpZEI0ZWe3NlI6IiclRWa29mcwJyesISbvNmLzdmbmRnZzJyWs0VfiQnblRnbvN2XtRXdiojIsJXVldWYQJCLi0mclR3XtRXdiojIElEViwiI5RmchFkI6IiclRWa29mcwJyesISbvNmL5RmchFmIbxSX9JSSGxURiojIyVGZpZ3byBnI7xiIt92YukmZsVmIbxSX9JSZnFGciojIsJXVldWYQJCLiQWafJWdzJiOiQUSUJCLiU2ZhJXZ292QzJ3b0l2cpZlI6IiclRWa29mcwJyesISbvNmLldWYyVmdvN2cy9GdpNXa2JyWs0VfiQWafVmdpRXYlJ3YiojIsJXVldWYQJCLiQWafJWdz9lcl5GdyFGciojIElEViwiIt92YuUmchNGa0xWYlhkI6IiclRWa29mcwJyesISbvNmLlJXYjhGdsFWZoJyWs0VfiEDZpJWdzJiOiwmcVV2ZhBlIsICRJRlI6ICRJRlIsISel5mc19mSgU2YuFmc1NnbJBCblZXYyRFItASZnFmclZ3bDBSZyFGct92QiojIyVGZpZ3byBnI7xiIt92YuU2ZhJXZ292YlJXYw12bj5CblZXYyRnIbxSX9JibnlWYw1WYj9Vb0VnI6ICRJRlIsIycyVmby92Qg4WZ2V2UiojIyVGZpZ3byBnI7xiIt92YuMncl5mcvNmblZXZzJyWs0VfiIzciojIElEViwiIkxWZph2UgUWbvhEIuF2YpJXZtFkI6IiclRWa29mcwJyesISbvNmL4Fmc0NHahJyWs0VfiQWafJWdzJiOiQUSUJCLiQnbpF2UgQXakVmcDJiOiIXZklmdvJHcisHLi02bj5CdulWYzRXakVmcjJyWs0VfiQnblN2cBJiOiIXZklmdvJHcisHLi02bj5yZulGZuVnZ05WZjNXY812bj5ycuF2bsRnblRWd0NHduV2YzFmIbxSX9JSMiV3ciojIsJXVldWYQJCLiQWaft2Ypx2YiojIElEViwiIsFWaj5WYulmR0JXYtNlI6IiclRWa29mcwJyesISbvNmLsFWaj5WYulmZ0JXYtNnIbxSX9JCRJJWdzJiOiQUSUJCLiMVQFJiOiIXZklmdvJHcisHLi02bj5Cdy9Gcz5WYyRXepRmIbxSX9JSMzJiOiwmcVV2ZhBlIsIiMzJiOiQUSUJCLiQnYlREIlxGctl2UiojIyVGZpZ3byBnI7xiI0VmbuQnYlRWZsBXbpNnIbxSX9JibvlGbsVnQg4WYjlmcl1WQiojIyVGZpZ3byBnI7xiIt92Yu42bpxGb1JmbhNWayVWbhxXbvNmLlRXYpxWamZWYkx2bnJWYisFLd1nIyMnI6ICRJRlIsIyc05WZnFEI0NWZylGRiojIyVGZpZ3byBnI7xiIt92YuIDcztmc0JyWs0Vfi0mclR3XtRXdiojIElEViwiI5F2d052bNJiOiIXZklmdvJHcisHLi02bj5SehdHdu9WbisFLd1nIkl2XiV3ciojIElEViwiIhBnclh2UiojIyVGZpZ3byBnI7xiIv02bj5Cdy9Gcz5WYyR3b0VXYhBnclh2cisFLd1nIiV3cfZmZhJiOiQUSUJCLiU2ZhdGdy9WTgQXZrN2bSJiOiIXZklmdvJHcisHLi8SbvNmLldWYnRncv1Gdlt2YvJnIbxSX9JSMhRXYkJiOiQUSUJCLiUWTuUGZphkI6IiclRWa29mcwJyesIyLl1mLlRWaoJyWs0VfiEjY1NnI6ICRJRlIsIiRW1kI6IiclRWa29mcwJyesIyLs5mLptWa3BHchJyWs0VfiEjY1NnI6ICbyVVZnFGUiwiIyIWdzJiOiQUSUJCLiU2ZhdGdy9WTgEGah12TgY2bgwWY1RXdNJiOiIXZklmdvJHcisHLi8SbvNmLrJHd5YGay0mIbxSX9JSbyVGdf1Gd1JiOiQUSUJCLiUlMiojIyVGZpZ3byBnI7xiIt92cuMXZzJXdvNGdy9Gaz1SZulGbu9GfrVnLjFmLlNHbuMXZzJXdvNWZ0F2YpZWa0JXZjVmbpxmbvxXbvNmLyVGdyFWbzRXZnxXYj5ibvRXZsJXYj5CctF2Y092bixXYj5yb052by9Gd15ibyFWZs5CctF2Y092bix3a15yYh5Sbhh2ZulWbylmYuAXbhNGdv9mY8hXbuMWZ05CctF2Y092bixXdkVmLq4CctF2Y092biJyWs0VfiQnblRnbvN2XtRXdiojIsJXVldWYQJCLi0mclR3XtRXdsQWarNWasN2Xw1mZiojIElEViwiIuJXYlxWasBXbpNlI6IiclRWa29mcwJyesIyL1RWZuUWdkJXdw5SZulGbu9mLyVmdvN2cpRmLsNXLw1WYjR3bvJmIbxSX9Jyci9mZiojIElEViwiIzJXZmZ2TggXZsZkI6IiclRWa29mcwJyesISbvNmLvJHcztmbpxGelxmZisFLd1nIyIXY2BnI6ICbyVVZnFGUiwiIxIXY2BnI6ICRJRlIsISZ6VWZyJkI6IiclRWa29mcwJyesISbvNmLlpXZlJnY0VWZtJyWs0VfiU2ZhBnI6ICbyVVZnFGUiwiIkl2Xu9Wa0NWYz5WYyRnI6ICRJRlIsISa6RmblxkI6IiclRWa29mcwJyesISbvNmLppHZuVGbuAHchJyWs0VfiIzdrJiOiwmcVV2ZhBlIsISM3tmI6ICRJRlIsISesZXaUJiOiIXZklmdvJHcisHLi02bj5SesZXa0JyWs0VfiEjY1NnI6ICRJRlIsIydvxmZyVmdFJiOiIXZklmdvJHcisHLi02bj5yayRnMzFWb812bj5icrRHMyYma812bj5SblxGahJWZyZmIbxSX9JiVBxWY09GViojIyVGZpZ3byBnI7xiIt92Yu4Gc2xWY09Gduwmc1xXbvNmL2FGbhR3b05CbyVnIbxSX9JCduVGdu92Yf1Gd1JiOiQUSUJCLigHZyF2QiojIyVGZpZ3byBnI7xiIt92YugHZyF2YisFLd1nIklmY1NnI6ICRJRlIsISY2lGd4VmTiojIyVGZpZ3byBnI7xiIt92YuEmdpRHel5mIbxSX9JSbyVGdf1Gd1JiOiQUSUJCLikHbi1WZzNXQgwWYyVmbldkI6IiclRWa29mcwJyesISes5iYtV2czFGbhJXZuV2ZisFLd1nIklGdiojIElEViwiIlVHbCBCdiVGRiojIyVGZpZ3byBnI7xiIt92YuUWdsJGdiVGZu82ZisFLd1nIyMnI6ICRJRlIsIyZy9mL5RXa15mbBJiOiIXZklmdvJHcisHLi02bj5yajFmc0FWakVGczRWYlxmL0FGa0h2YuVXYsJyWs0VfiUmepJXZuRnchBlI6IiclRWa29mcwJyesIyLrNWasN2LuhmLmJHcisFLd1nIkl2ajlGbj9FctZmI6ICRJRlIsIibyFWZslGbw1WaTJiOiIXZklmdvJHcisHLi02bj5ibyFWZslGbw1WazxXdkVmLoNWZ0xWYj5SZtR3YuAXLnBnIbxSX9JSZnFGciojIsJXVldWYQJCLiQWa0JiOiQUSUJCLiIXZodWYsxWYHJiOiIXZklmdvJHcisHLi02bj5yculWLkVGZkVmYtVGft92YuMWZ05WYtl3cuUWbpR3ajlGbjJyWs0VfiEzciojIsJXVldWYQJCLiIzciojIElEViwiI4FGVgkHdp5Wdt12bDJiOiIXZklmdvJHcisHLi02bj5yayRndz5WaisFLd1nIkl2ajlGbjJiOiQUSUJCLiM3cl5WazVnYgkHbw1WazJiOiIXZklmdvJHcisHLi02bj5yczVmbpNXdilHbw1Waz5CdldGfzNXZul2c1JWesBXbpNnLlR3b1FnLy92cpZHZhNXZiJ3bmJyWs0VfiQWaz5WYyRnLnFGdiojIElEViwiIlNmbh5WaGBiblZXRiojIyVGZpZ3byBnI7xiIvIXZuRnchB3Lt92YuEmbvlmZisFLd1nIj1Wbf12YiojIElEViwiI5RnbhJnchdFIvRXdBBSZj5WYyVHZuVkI6IiclRWa29mcwJyesISbvNmL5RnbhJnchdXZj5WYyVHZuVmIbxSX9JCZp1WdiojIElEViwiI0NWZq9mcQBSbhVmcEBibhNWayVWbBJiOiIXZklmdvJHcisHLi02bj5CdjVGdvJHcvRXdh1WYlJHZuF2YpJXZtFmIbxSX9JCduVGdu92Yf1Gd1JiOiQUSUJCLicmbpxGcwlmUiojIyVGZpZ3byBnI7xiIt92YucmbpxGcwlmcuIyWs0VfiIDZpJWdzJiOiwmcVV2ZhBlIsISMklmY1NnI6ICRJRlIsIyQMxEIu9Wa0FWby9mRiojIyVGZpZ3byBnI7xiIjxGbuMnbvlGdh1mcvZmIbxSX9JibnlWYw1WYj9Vb0VnI6ICRJRlIsICZyF2bidmbpJHcTJiOiIXZklmdvJHcisHLi02bj5CZyF2bidmbpJHczJyWs0VfiQnblRnbvN2XtRXdiojIElEViwiI09GclREI05WZtlXYQJiOiIXZklmdvJHcisHLi02bj5CdvBXZkRnbl1WehBnL0V2ZisFLd1nI05WZ052bj9Vb0VnI6ICRJRlIsICehR3UiojIyVGZpZ3byBnI7xiIt92YuMHduVWb5FGc4FGdz5CdldmIbxSX9JSMiV3ciojIsJXVldWYQJCLiIjY1NnI6ICRJRlIsICIsFGdpBXYDBCdzVncUlmI6IiclRWa29mcwJyesISbvNmLsFGdpBXYjR3c1JHdpJyWs0VfiQUSiV3UyVGazlGbiVHUiojIElEViwiI0VWZyR3culWdRJiOiIXZklmdvJHcisHLiI3Lpd2Yv02bj5SdwFGbj5yYisFLd1nIyIWdzJiOiwmcVV2ZhBlIsISMiV3ciojIElEViwiI5ZHbvRkI6IiclRWa29mcwJyesISbvNmLrJHd0AjdhBnIbxSX9JSbyVGdf1Gd1JiOiQUSUJCLiQXakVmcDJjepJkI6IiclRWa29mcwJyesISbvNmL0lGZlJ3YyoXaiJyWs0VfiQnblRnbvN2XtRXdiojIsJXVldWYQJCLiQWafZWZy91ZnFmI6ICRJRlIsISZ2FEIldWZsx2bDJiOiIXZklmdvJHcisHLi02bj5ycuF2bsRnblRWd0NXZ2FWZnVGbs92YisFLd1nItVXakVWbf1Gd1JiOiwmcVV2ZhBlIsISbyVGdf1Gd1JiOiQUSUJCLiQWZ0lmbVBycuFmclRXZWJiOiIXZklmdvJHcisHLi02bj5CZlRXauV3cuFmclRXZ2JyWs0VfiQUSldWYQJiOiwmcVV2ZhBlIsICRJNnbhJHdiojIElEViwiIsFWaj5WYulmRgU2baJiOiIXZklmdvJHcisHLi02bj5ibpZWZvpnIbxSX9JCZp9lbvl2czV2cfNXZiJ3bmJiOiQUSUJCLiQmchpXa3VGdvVXUiojIyVGZpZ3byBnI7xiIt92YuQmchpXa3VGdvVXc89SbvNmLzVmYy9mZuI3bzlmdkFmLkJXY6l2dlR3b1FnIbxSX9JiY1N3XmZWYiojIElEViwiIzVXauV2R5NWas9GciojIyVGZpZ3byBnI7xiInJ3buQWdvx2Yy82ZuMXdp5WZnl3Ypx2bwJyWs0Vfi42ZpFGctF2Yf1Gd1JiOiwmcVV2ZhBlIsISb1lGZl12XtRXdiojIElEViwiIvNUZ0lmcCJiOiIXZklmdvJHcisHLi82YuUGdpJnYuU2YuFmc1NnbpJyWs0VfiIzciojIElEViwiIl12bIByVSFkI6IiclRWa29mcwJyesISbvNmLzJXZmZ2bl12bodnchJyWs0VfiQWafJWdzJiOiQUSUJCLiU2YuFmbpZEI51kI6IiclRWa29mcwJyesISbvNmLlNmbh5WamlXbisFLd1nIiojIElEViwiIrJ3b3RXZOBCa0xWYlhEI51kI6IiclRWa29mcwJyesISbvNmLuhWetJyWs0VfiIiOiQUSUJCLiU2YuFmbpJkI6IiclRWa29mcwJyesIiLlNmbh5Wai5iIbxSX9JCduVGdu92Yf1Gd1JiOiwmcVV2ZhBlIsISbyVGdf1Gd1JiOiQUSUJCLi02bj5iclRHdlJkI6IiclRWa29mcwJyesISbvNmLyVGd0VmYisFLd1nIklGdiojIElEViwiIlRXYytmbhJkI6IiclRWa29mcwJyesISbvNmL4x2YjJnYisFLd1nIzMnI6ICRJRlIsIyb0R3biojIyVGZpZ3byBnI7xiIt92YuU2YuFmc1Nnbp9Gd09mIbxSX9JCZpNWYiojIElEViwiI0NWZu52bDBCblRnbpZkI6IiclRWa29mcwJyesISbvNmL0NWZu52bjxWZ05WamJyWs0VfiIjY1NnI6ICbyVVZnFGUiwiIxIWdzJiOiQUSUJCLiwWY0lGchNEIyFWZMJiOiIXZklmdvJHcisHLi02bj5iazpGaydDOkp2Ys5yd3dnIbxSX9JSZnFGciojIsJXVldWYQJCLiQWa0JiOiQUSUJCLi02bj5yclR3b1FVZmlGTiojIyVGZpZ3byBnI7xiIt92YuMXZ09WdxVmZpxmLlRXYyJyWs0VfiITY0FGZiojIsJXVldWYQJCLiETY0FGZiojIElEViwiIlNmbhJXdz5WasVmdhJHViojIyVGZpZ3byBnI7xiIt92YuU2YuFmc1NnbpxWZ2Fmc0JyWs0VfiIzXiV3ciojIsJXVldWYQJCLiEzXiV3ciojIElEViwiIhhGcsFGIhlGZl1kI6IiclRWa29mcwJyesISbvNmLhhGcsFWYpRWZt5SZj5WYyV3culmIbxSX9JiMwZWYiojIsJXVldWYQJCLiEDcmFmI6ICRJRlIsISZkFmbv1WZMJiOiIXZklmdvJHcisHLi02bj5SZkFmbv1WZsJyWs0VfiMDZpJWdzJiOiwmcVV2ZhBlIsIiMklmY1NnI6ICRJRlIsISZj5WYyV3culEIzJXZ05WZSBSVJZlI6IiclRWa29mcwJyesIycyVGduVmUvoiLvA3cv02bj5iY1hWeiVXa25SawFWLyVmb0JXYwJyWs0VfiMDZpJWdzJiOiwmcVV2ZhBlIsIiMklmY1NnI6ICRJRlIsISZj5WYyV3culEIzJXZud3bl12bIBSVJZlI6IiclRWa29mcwJyesISZt9GSsFmbvNnclB1Lq4yLwN3Lt92YuIWdolnY1lmdukGch1icl5GdyFGcisFLd1nIzQWaiV3ciojIsJXVldWYQJCLiIDZpJWdzJiOiQUSUJCLiU2YuFmc1NnbJByb0VXQgUVSWJiOiIXZklmdvJHcisHLi8Gd1FEbh52bzJXZQ9iKu8Ccz9SbvNmLiVHa5JWdpZnLpBXYtIXZuRnchBnIbxSX9JiMkl2XiV3ciojIsJXVldWYQJCLiQWafJWdzJiOiQUSUJCLiMHbhRXZNByc19WajVmcQBSY0NXdnVXQiojIyVGZpZ3byBnI7xiIt92YuMHbhRXZtNXdvl2YlJHchR3c1dWdh5ibyFWZsJyWs0VfiIjY1N3XmZWYiojIsJXVldWYQJCLiIWdz9lZmFmI6ICRJRlIsICZy9mZ0JXYIBibhNWayVWbBJiOiIXZklmdvJHcisHLi02bj5Cc19mcnRGbvdGaucmbpt2YhJHdisFLd1nIElkY1NlI6ICRJRlIsISbvB3b0VXQiojIyVGZpZ3byBnI7xiIt92Yu02bw9Gd1FmIbxSX9JibnlWYw1WYj9Vb0VnI6ICbyVVZnFGUiwiI05WZ052bj9Vb0VnI6ICRJRlIsICZsVWaoNlchNkI6IiclRWa29mcwJyesISbvNmLu9Wa0NWZ09mcwRGbllGazJXYjJyWs0VfiIjY1NnI6ICbyVVZnFGUiwiIxIWdzJiOiQUSUJCLicmbpRmblxEIvNGZs92RiojIyVGZpZ3byBnI7xiIt92YuU2Mzhmakp2Yn5yd3dnIbxSX9JiMiV3ciojIsJXVldWYQJCLiEjY1NnI6ICRJRlIsISZ292QiojIyVGZpZ3byBnI7xiIt92Yus2YhJHdlZ3bjJyWs0VfiMzciojIsJXVldWYQJCLiEzciojIElEViwiI05Wa2lmViojIyVGZpZ3byBnI7xiIt92YuQnbpZXa2JyWs0VfiMDZp9lY1NnI6ICbyVVZnFGUiwiIkl2XiV3ciojIElEViwiIn5Wak5WZMBSe0lmdhJ3RiojIyVGZpZ3byBnI7xiIt92YucmbpRmblxWe0lmdhJ3ZisFLd1nI05WZ052bj9Vb0VnI6ICRJRlIsICbhRnbl1mbvJXa25WRgUmdpRHcBJiOiIXZklmdvJHcisHLi02bj5SZ2lGdwF2bn5yZulGZuFGbisFLd1nIldWYwJiOiwmcVV2ZhBlIsICduVGdu92Yf1Gd1JiOiQUSUJCLi4WarJ3TiojIyVGZpZ3byBnI7xiIt92Yu4WarJ3bisFLd1nIkl2ciojIElEViwiIrNWY0NFIyVmb0JXYQJiOiIXZklmdvJHcisHLiYDO1UDN5EkR812bj5SZrlmc3x3bz5ibvlGdv5mLlRXYpxWamZWY812bj5SZ2lmckVGcpBXeyRnLmZWY89Wau02cydmIbxSX9JiMkl2ciojIsJXVldWYQJCLiQWazJiOiQUSUJCLikXYsVmUiojIyVGZpZ3byBnI7xiIt92YukXYsVmcoRXa3tmbhJmLzRXZsxXbvNmLpZWehxWZyJyWs0VfiQWamZWYu92Yf1Gd1JiOiwmcVV2ZhBlIsICZy92d5V2af1Gd1JiOiQUSUJCLiIXZtV3cu92QgMEVMJiOiIXZklmdvJHcisHLi02bj5icl1Wdz52bjNGds5CdldmIbxSX9JiY1N3XmZWYiojIElEViwiIzJXZmZ2TgMXYIJiOiIXZklmdvJHcisHLiQWafJXZmZ2bq4yYfZmZhJyWs0VfiIjY1NnI6ICbyVVZnFGUiwiIxIWdzJiOiQUSUJCLis2YvxmbVJiOiIXZklmdvJHcisHLi02bj5SZ0l2crxmb15yd3dnIbxSX9JCZpZmI6ICRJRlIsICbhRXawF2QgM3cl5WazVnQgwWYu9Wa0FmTiojIyVGZpZ3byBnI7xiIv02bj5CbhRXawF2YzNXZul2c1JGbh52bpRXYu5yd3dnIbxSX9JiMzJiOiQUSUJCLiUmdvJHcwFEIvRXdBJiOiIXZklmdvJHcisHLi02bj5idyB3b0FmIbxSX9JSbyVG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.header-us{background-color:#181716;color:#fcfcfc;left:0;position:fixed;right:0;top:0;transition:transform .8s ease-in-out;width:100%;z-index:99999}#custom-header-wrapper .header__container{align-items:center;display:flex;margin:0 auto;max-width:1600px}#custom-header-wrapper .header__logo{align-items:center;display:flex;height:100%}#custom-header-wrapper .header__logo svg{fill:#fff;margin-top:5px}#custom-header-wrapper .header__nav{color:#f4f4f4;display:block;height:100%}#custom-header-wrapper .header__nav .menu{align-items:center;display:flex;font-size:13px;height:100%;justify-content:center;line-height:14.95px;width:100%}#custom-header-wrapper .header__nav .menu>li.menu-item{align-items:center;display:flex;height:100%;padding:0 24px}#custom-header-wrapper .header__nav .menu>li.menu-item:first-of-type{padding-left:0}#custom-header-wrapper .header__nav .menu .menu-item a{color:#fcfcfc;font-family:Work Sans,sans-serif;font-weight:400}#custom-header-wrapper .header__nav .sub-menu-wrap{background-color:#212424;box-shadow:0 0 14px 0 rgba(0,0,0,.2);left:0;padding:16px 18px 32px 0;top:56px;visibility:hidden;width:100vw;z-index:8888}#custom-header-wrapper .header__nav .sub-menu-wrap:before{content:"";display:block;height:2px;left:0;position:absolute;top:-2px;transition:width .1s ease-in-out;width:0}#custom-header-wrapper .header__nav .sub-menu{display:flex;flex-wrap:wrap;font-size:13px;margin:0 auto;max-width:1012px}#custom-header-wrapper .header__nav .menu .sub-menu .menu-item{height:auto;line-height:14px;margin-right:1.5%;padding:16px 0 0;width:30%}#custom-header-wrapper .header__nav .menu .sub-menu .menu-item:first-child{display:none}#custom-header-wrapper .header__nav .menu .sub-menu .menu-item:first-child a{background:url("data:image/svg+xml;charset=utf-8,%3Csvg xmlns='http://www.w3.org/2000/svg' fill='%23fff' height='12' width='20' viewBox='0 0 20 20'%3E%3Cpath d='M16.928 12h-16v-2h16z'/%3E%3Cpath d='m18.493 11.044-5.657 5.657-1.414-1.414 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.header__indicator{background-color:#ffcfa4;bottom:0;height:2px;left:0;position:absolute;width:100%}#custom-header-wrapper .header__nav .menu .legal-links{display:none}#custom-header-wrapper header li.current-menu-item a{color:#ff891f}#custom-header-wrapper .menu-toggle .close{display:none}#custom-header-wrapper .menu-toggle.on .close{display:block}#custom-header-wrapper .header__nav,#custom-header-wrapper .header__search,#custom-header-wrapper .menu-toggle.on .open{display:none}#custom-header-wrapper .share-modal{display:none;height:100%;position:fixed;top:0;width:100%;z-index:99999}#custom-header-wrapper .share-modal-overlay{background:#000;display:none;height:100%;opacity:.8;position:fixed;top:0;width:100%;z-index:9999}#custom-header-wrapper .share-modal--open{display:block}#custom-header-wrapper .share-text{color:#fff;font-size:18px;margin:12px 0 20px;padding-left:32px;text-transform:uppercase}#custom-header-wrapper .menu-toggle{cursor:pointer;display:block;left:0;margin-left:23px;overflow:hidden;padding:13px 0;position:absolute;top:0}#custom-header-wrapper .menu-toggle .menu-toggle-wrap{fill:#fff;height:24px;width:20px}#custom-header-wrapper .header-us{height:50px}@media only screen and (max-width:1600px){#custom-header-wrapper .header__nav .menu>li.menu-item{padding:0 20px}#custom-header-wrapper .header__nav .sub-menu{max-width:930px}}@media only screen and (max-width:1400px){#custom-header-wrapper .header__nav .menu>li.menu-item{padding:0 16px}}@media only screen and (max-width:1280px){#custom-header-wrapper .header__nav .menu>li.menu-item{padding:0 8px}#custom-header-wrapper .header__nav .sub-menu{max-width:692px}}#custom-header-wrapper .header__container{height:50px}#custom-header-wrapper .header__search,#custom-header-wrapper .header__share{margin-top:-5px}#custom-header-wrapper .site-wrapper.sticky{padding-top:48px}#custom-header-wrapper .header__nav{background-color:#181716;display:none;height:90vh;left:0;position:absolute;top:48px;z-index:9999}#custom-header-wrapper .header__nav.active{display:block}#custom-header-wrapper .header__nav .menu{align-items:flex-start;flex-direction:column;height:auto;justify-content:space-between}#custom-header-wrapper .header__nav .menu>li.menu-item{min-height:40px;overflow:hidden;padding:9px 25px;width:100%}#custom-header-wrapper .header__nav .menu>li.menu-item:first-of-type,#custom-header-wrapper .header__nav .menu>li.menu-item:last-of-type{padding:9px 25px}#custom-header-wrapper .header__nav .menu>li.menu-item>a{font-size:18px;height:100%;line-height:1.15}#custom-header-wrapper .header__nav .menu>li.menu-item.active a{color:inherit}#custom-header-wrapper .header__nav .menu>li.menu-item.active{border-left:4px solid}#custom-header-wrapper .header__nav .menu>li.menu-item .header-divider{border:none;box-shadow:inset -1px 0 0 0 #333;color:#cdc1b2;display:none;height:calc(100% - 35px);left:31%;position:absolute;top:10px;transition:none;width:2px;z-index:1}#custom-header-wrapper .header__nav .menu>li.menu-item.active .header-divider{display:block;z-index:2}#custom-header-wrapper .header__nav .sub-menu-wrap{background-color:#181716;box-shadow:none;color:#fcfcfc;font-size:13px;height:85vh;left:auto;padding:0 0 0 25px;position:absolute;right:0;top:10px;width:69%;z-index:1}#custom-header-wrapper .header__nav .menu>li.menu-item.active .sub-menu-wrap{visibility:visible}#custom-header-wrapper .header__nav .menu .menu-item:hover .sub-menu-wrap{visibility:hidden}#custom-header-wrapper .header__nav .sub-menu-wrap:before{display:none}#custom-header-wrapper .header__nav .sub-menu{flex-direction:column;height:100%;width:100%}#custom-header-wrapper .header__nav .menu .sub-menu .menu-item{display:inline-block;flex-shrink:0;height:40px;margin-right:0;padding:0;width:auto}#custom-header-wrapper .header__nav .menu .sub-menu .menu-item:first-child{display:block;padding-top:1px}#custom-header-wrapper .header__nav .menu .sub-menu .menu-item:first-child a{padding:3px 24px 0 0}#custom-header-wrapper .header__indicator{display:none}#custom-header-wrapper .header__nav .menu .legal-links{display:block;font-size:13px;padding:10px 25px}#custom-header-wrapper .header__nav .menu .legal-link{color:#fcfcfc;font-family:Work Sans,sans-serif;font-size:10px;line-height:12px;padding-bottom:10px}#custom-header-wrapper .header__nav .menu .legal-link a{color:#fcfcfc;font-family:Work Sans,sans-serif}@media only screen and (max-width:768px){#custom-header-wrapper .header__nav{height:100vh;height:calc(var(--vh, 1vh)*100)}#custom-header-wrapper .header__nav .sub-menu-wrap{height:100vh;height:calc(var(--vh, 1vh)*100);padding:0 32px;top:11px;width:50%}#custom-header-wrapper .header__nav .menu>li.menu-item .header-divider{left:50%;top:11px}#custom-header-wrapper .header__nav .menu .sub-menu .menu-item{font-weight:600;height:auto;padding:10px 0}#custom-header-wrapper .header__nav .menu .sub-menu .menu-item:first-child{padding-top:0}}@media only screen and (max-width:767px){#custom-header-wrapper .menu-toggle{margin-left:20px}#custom-header-wrapper .header__logo svg{width:auto}}@media only screen and (max-width:480px){#custom-header-wrapper .header__container{height:50px}#custom-header-wrapper .header__logo{margin-top:-5px}#custom-header-wrapper .header__indicator{display:block;height:1px;opacity:.15;z-index:9999}#custom-header-wrapper .header__search,#custom-header-wrapper .header__share{margin-top:-3px}#custom-header-wrapper .header__nav.active{position:fixed}#custom-header-wrapper .header__nav .menu{display:block;height:100vh;height:calc(var(--vh, 1vh)*100);overflow-y:scroll}#custom-header-wrapper .header__nav .menu>li.menu-item{align-items:flex-start;border-left:none!important;flex-direction:column;height:auto;min-height:38px;padding:0}#custom-header-wrapper .header__nav .menu>li.menu-item:first-of-type,#custom-header-wrapper .header__nav .menu>li.menu-item:last-of-type{padding:0}#custom-header-wrapper .header__nav .menu>li.menu-item.active .header-divider{display:none}#custom-header-wrapper .header__nav .sub-menu-wrap{background-color:#212424;border-left:4px solid;display:none;height:auto;left:0;margin-top:20px;padding:25px;position:relative;right:unset;top:0;width:calc(100% + 50px)}#custom-header-wrapper .header__nav .sub-menu .menu-item{display:block;height:auto;padding:10px 0}#custom-header-wrapper .header__nav .menu .sub-menu .menu-item:first-child{padding-top:1px}#custom-header-wrapper .header__nav .menu>li.menu-item:last-of-type{margin-bottom:10px}#custom-header-wrapper .header__nav .menu>li.menu-item.active .sub-menu-wrap{display:block}#custom-header-wrapper .header__nav .menu>li.menu-item>a{display:block;font-size:16px;padding:10px 25px 0;width:100%}#custom-header-wrapper .header__nav .menu .legal-links{margin-bottom:150px}}@media only screen and (max-width:374px){#custom-header-wrapper #subnavBar .sub-menu-wrap{padding-left:4px;padding-right:4px}#custom-header-wrapper .sub-menu-item{padding-right:8px}}#custom-header-wrapper .header__nav{background:#222424;height:100vh;height:calc(var(--vh, 1vh)*100);width:100%}@media (min-width:1065px){#custom-header-wrapper .header__nav{left:-251px;transition:all .5s;width:251px}#custom-header-wrapper .header__nav.active{left:0}}#custom-header-wrapper .header__nav .bottom-menu{background:#222424;bottom:50px;font-family:EuclidCircularB,sans-serif;font-size:12px;font-weight:700;padding:0 30px;position:absolute;width:100%}@media screen and (min-width:768px){#custom-header-wrapper .header__nav .bottom-menu{bottom:40px}}#custom-header-wrapper .header__nav .bottom-menu .bottom-close-menu{align-items:center;color:#7d7d7d;cursor:pointer;display:flex;margin:22px 0 32px;width:100%}@media screen and (min-width:768px){#custom-header-wrapper .header__nav .bottom-menu .bottom-close-menu{margin:40px 0}}#custom-header-wrapper .header__nav .bottom-menu .bottom-close-menu:hover{text-decoration:underline}#custom-header-wrapper .header__nav .bottom-menu .bottom-close-menu a{margin-left:20px}#custom-header-wrapper .header__nav .wp-menu{-ms-overflow-style:none;max-height:calc(100vh - 150px);max-height:calc(var(--vh, 1vh)*100 - 150px);overflow:scroll;scrollbar-width:none}#custom-header-wrapper .header__nav .wp-menu::-webkit-scrollbar{display:none}#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .main-menu-wrap{border-left:3px solid #222424}#custom-header-wrapper .header__nav .wp-menu .wp-menu-item:first-child{border-top:2px solid #222424}@media (min-width:1065px){#custom-header-wrapper .header__nav .wp-menu .wp-menu-item:hover{background-color:#181716}#custom-header-wrapper .header__nav .wp-menu .wp-menu-item:hover .main-menu-wrap{border-left:3px solid #bfc8fb;color:#bfc8fb}}#custom-header-wrapper .header__nav .wp-menu .wp-menu-item:hover .sub-menu-wrap{visibility:visible}#custom-header-wrapper .header__nav .wp-menu .wp-menu-item>a{display:block;padding:30px 40px}@media (min-width:1065px){#custom-header-wrapper .header__nav .wp-menu .wp-menu-item>a{padding:18px 46px}}#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .main-menu-wrap{font-family:EuclidCircularB,sans-serif;font-size:16px;font-weight:400;line-height:24px}@media (min-width:1065px){#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .main-menu-wrap{padding:12px 16px}}#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap::-webkit-scrollbar,#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu::-webkit-scrollbar{display:none}#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu,#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap{-ms-overflow-style:none;scrollbar-width:none}#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap{background-color:#222424;border:none;display:block;height:100vh;height:calc(var(--vh, 1vh)*100);left:100%;margin:0;max-height:calc(100vh - 148px);max-height:calc(var(--vh, 1vh)*100 - 148px);overflow:auto;padding:0;position:absolute;transition:all .5s;visibility:visible}@media (min-width:500px){#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap{max-height:calc(100vh - 150px);max-height:calc(var(--vh, 1vh)*100 - 150px)}}@media (min-width:1065px){#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap{border-left:1px solid #7f7f7f;max-height:calc(100vh - 48px);max-height:calc(var(--vh, 1vh)*100 - 48px);right:-320px;top:0;transition:none;visibility:hidden;width:320px}}#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap.mobile-active{border-left:none;display:block;left:0;right:0;top:0;width:100%}#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap .mobile-back-btn{align-items:center;color:#626262;display:block;display:flex;font-family:EuclidCircularB,sans-serif;font-size:16px;font-weight:700;padding:35px 31px 10px}@media (min-width:1065px){#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap .mobile-back-btn{display:none}}#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap .mobile-back-btn .back-arrow{margin-right:20px}#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap .sub-menu{display:block;max-height:calc(100% - 70px);max-width:none;overflow:auto}@media (min-width:1065px){#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap .sub-menu{max-height:none}}#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap .sub-menu .all-category-link a{align-items:center;background:#222424;color:#bfc8fb;cursor:pointer;display:flex;font-family:EuclidCircularB,sans-serif;font-size:16px;font-weight:700;padding:26px 45px 26px 32px;position:relative}@media (min-width:1065px){#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap .sub-menu .all-category-link a{padding:30px 45px 30px 30px}#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap .sub-menu .all-category-link{display:none}#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap .sub-menu .all-category-link.is-touch{display:block}}#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap .sub-menu .sub-menu-item .sub-menu-title{align-items:center;background:#222424;color:#bfc8fb;cursor:pointer;display:flex;font-family:EuclidCircularB,sans-serif;font-size:16px;font-weight:700;padding:26px 45px 26px 32px;position:relative}@media (min-width:1065px){#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap .sub-menu .sub-menu-item .sub-menu-title{padding:30px 45px 30px 30px}}#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap .sub-menu .sub-menu-item .sub-menu-title a{display:block}#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap .sub-menu .sub-menu-item .accordian-wrapper .accordian-title:after{border:solid #bfc8fb;border-width:0 3px 3px 0;content:"";display:inline-block;margin-left:auto;padding:3px;position:absolute;right:35px;top:30px;transform:rotate(45deg);-webkit-transform:rotate(45deg)}@media (min-width:1065px){#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap .sub-menu .sub-menu-item .accordian-wrapper .accordian-title:after{top:35px}}#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap .sub-menu .sub-menu-item .accordian-wrapper.active .accordian-title:after{top:37px;transform:rotate(-135deg);-webkit-transform:rotate(-135deg)}@media (min-width:1065px){#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap .sub-menu .sub-menu-item .accordian-wrapper.active .accordian-title:after{top:40px}}#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap .sub-menu .sub-menu-item .accordian-wrapper .accordian-menu a{background:#181716;display:block;font-family:EuclidCircularB,sans-serif;font-size:15px;font-weight:400;padding:24px 32px}#custom-header-wrapper .region-selector-mobile{background-color:rgba(0,0,0,.4);overflow-y:auto;top:0;z-index:999999}#custom-header-wrapper .region-selector-mobile .mobile-region-selector-wrap{border-radius:5px;left:50%;position:absolute;top:50%;transform:translate(-50%,-50%)}@media screen and (min-width:640px) and (max-width:768px){#custom-header-wrapper .region-selector-mobile .mobile-region-selector-wrap .mob-region-sel-holder{margin-bottom:20px;margin-top:175px}}#custom-header-wrapper .region-selector-mobile .mobile-region-selector-wrap .radio-outer{align-items:center;border:2px solid #395bb6;border-radius:50%;display:flex;height:20px;justify-content:center;width:20px}#custom-header-wrapper .region-selector-mobile .mobile-region-selector-wrap ul 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p-24px mx-20px rounded-5px mob-region-sel-holder"> <div class="text-333333 font-euclidcircularb font-bold pb-12px border-b-1 border-light text-20px"> Select Region </div> <div> <ul> <li class="mt-24px flex items-center curr-region-sel cursor-pointer active" data-curr-region="usa"> <div class="mr-26px"> <div class="radio-outer"> <div class="radio-inner"></div> </div> </div> <div class="flex items-center"> <img loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/usa-icon.svg" alt="US" class="w-24px h-16px mr-15px" /> <span class="font-euclidcircularb-regular text-20px text-333333 leading-30px">United States</span> </div> </li> <li class="mt-24px flex items-center curr-region-sel cursor-pointer" data-curr-region="uk"> <div class="mr-26px"> <div class="radio-outer"> <div class="radio-inner"></div> </div> </div> <div class="flex items-center"> <img loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/uk-icon.svg" alt="UK" class="w-24px h-16px mr-15px" /> <span class="font-euclidcircularb-regular text-20px text-333333 leading-30px">United Kingdom</span> </div> </li> <li class="mt-24px flex items-center curr-region-sel cursor-pointer" data-curr-region="de"> <div class="mr-26px"> <div class="radio-outer"> <div class="radio-inner"></div> </div> </div> <div class="flex items-center"> <img loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/de-icon.svg" alt="DE" class="w-24px h-16px mr-15px" /> <span class="font-euclidcircularb-regular text-20px text-333333 leading-30px">Germany</span> </div> </li> <li class="mt-24px flex items-center curr-region-sel cursor-pointer" data-curr-region="in"> <div class="mr-26px"> <div class="radio-outer"> <div class="radio-inner"></div> </div> </div> <div class="flex items-center"> <img loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/in-icon.svg" alt="IN" class="w-24px h-16px mr-15px" /> <span class="font-euclidcircularb-regular text-20px text-333333 leading-30px">India</span> </div> </li> <li class="mt-24px flex items-center curr-region-sel cursor-pointer" data-curr-region="au"> <div class="mr-26px"> <div class="radio-outer"> <div class="radio-inner"></div> </div> </div> <div class="flex items-center"> <img loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/au-icon.svg" alt="AU" class="w-24px h-16px mr-15px" /> <span class="font-euclidcircularb-regular text-20px text-333333 leading-30px">Australia</span> </div> </li> <li class="mt-24px flex items-center curr-region-sel cursor-pointer" data-curr-region="it"> <div class="mr-26px"> <div class="radio-outer"> <div class="radio-inner"></div> </div> </div> <div class="flex items-center"> <img loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/it-icon.svg" alt="IT" class="w-24px h-16px mr-15px" /> <span class="font-euclidcircularb-regular text-20px text-333333 leading-30px">Italy</span> </div> </li> <li class="mt-24px flex items-center curr-region-sel cursor-pointer" data-curr-region="ca"> <div class="mr-26px"> <div class="radio-outer"> <div class="radio-inner"></div> </div> </div> <div class="flex items-center"> <img loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/ca-icon.svg" alt="CA" class="w-24px h-16px mr-15px" /> <span class="font-euclidcircularb-regular text-20px text-333333 leading-30px">Canada</span> </div> </li> </ul> </div> </div> </div> </div> <header class="header-us sticky"> <div class="pos-r relative"> <div class="header__container"> <div class="menu-toggle" id="site-menu-toggle"> <div class="menu-toggle-wrap"> <svg class="open" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 20 20"><path d="M2 5.5h16v2H2zM2 9.5h16v2H2zM2 13.5h16v2H2z"></path></svg> <svg class="close" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 20 20"><path transform="rotate(45.001 10 10)" d="M2 9h16v2H2z"></path><path 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class="author_right_container"><div class="top-wrap"><div class="author_img-wrap author-byline-hoverover"><a href="https://www.forbes.com/advisor/author/terkinssoutham/" class="mobile-disabled-link" data-mktp-link='{"clickText":"Toni Perkins-Southam","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/terkinssoutham\/","clickType":"internal"}' target="_blank"><img decoding="async" src="https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2020/11/toni-perkins-headshot-contributor-88x88.jpg" alt="Toni Perkins-Southam" width="24px" height="24px"></a><div id="authorBylineModalContainer"><div class="author-byline-modal"><div class="author-modal-content"><div class="top-content"><div class="author_img-wrap"><img loading="lazy" decoding="async" src="https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2020/11/toni-perkins-headshot-contributor-88x88.jpg" alt="Toni Perkins-Southam" width="50px" height="50px"></div><div class="author-details-wrap"><a class="author-name" href="https://www.forbes.com/advisor/author/terkinssoutham/" target="_blank" data-mktp-link='{"clickText":"Toni Perkins-Southam","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/terkinssoutham\/","clickType":"internal"}'>Toni Perkins-Southam</a><span class="author-role">Lead Editor</span></div></div><div class="middle-content">Toni is a points and miles enthusiast who has been leveraging loyalty programs to travel around the world (for nearly free) with her husband and their four young children. She’s passionate about sharing travel tips so that others can not only feel in...</div><div class="bottom-content"><a class="show-more-bio-wrap" href="https://www.forbes.com/advisor/author/terkinssoutham/" target="_blank" data-mktp-link='{"clickText":"See Full Bio","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/terkinssoutham\/","clickType":"internal"}'><img width="15px" height="16px" alt="See Full Bio" loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/see-full-bio-icon.svg" /><span class="see-full-bio-text">See Full Bio</span></a></div></div><div class="author-close-btn"><img width="32px" height="32px" alt="close icon" loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/close.svg" /></div></div></div><div class="hover-bio-wrapper" data-mktp-container='{"componentTitle":"","componentType":"Article Author Byline"}' ><div class="top-content"><div class="author_img-wrap"><img loading="lazy" decoding="async" src="https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2020/11/toni-perkins-headshot-contributor-88x88.jpg" alt="Toni Perkins-Southam" width="50px" height="50px"></div><div class="author-details-wrap"><a class="author-name" href="https://www.forbes.com/advisor/author/terkinssoutham/" target="_blank" data-mktp-link='{"clickText":"Toni Perkins-Southam","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/terkinssoutham\/","clickType":"internal"}'>Toni Perkins-Southam</a><span class="author-role">Lead Editor</span></div></div><div class="middle-content">Toni is a points and miles enthusiast who has been leveraging loyalty programs to travel around the world (for nearly free) with her husband and their four young children. She’s passionate about sharing travel tips so that others can not only feel in...</div><div class="bottom-content"><a class="show-more-bio-wrap" href="https://www.forbes.com/advisor/author/terkinssoutham/" target="_blank" data-mktp-link='{"clickText":"See Full Bio","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/terkinssoutham\/","clickType":"internal"}'><img width="15px" height="16px" alt="See Full Bio" loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/see-full-bio-icon.svg" /><span class="see-full-bio-text">See Full Bio</span></a></div></div></div><div class="title-wrap"><span class="prefix-text">Written By</span><div class="name author-byline-hoverover"><a class="mobile-disabled-link" href="https://www.forbes.com/advisor/author/terkinssoutham/" data-mktp-link='{"clickText":"Toni Perkins-Southam","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/terkinssoutham\/","clickType":"internal"}' target="_blank">Toni Perkins-Southam </a><div id="authorBylineModalContainer"><div class="author-byline-modal"><div class="author-modal-content"><div class="top-content"><div class="author_img-wrap"><img loading="lazy" decoding="async" src="https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2020/11/toni-perkins-headshot-contributor-88x88.jpg" alt="Toni Perkins-Southam" width="50px" height="50px"></div><div class="author-details-wrap"><a class="author-name" href="https://www.forbes.com/advisor/author/terkinssoutham/" target="_blank" data-mktp-link='{"clickText":"Toni Perkins-Southam","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/terkinssoutham\/","clickType":"internal"}'>Toni Perkins-Southam</a><span class="author-role">Lead Editor</span></div></div><div class="middle-content">Toni is a points and miles enthusiast who has been leveraging loyalty programs to travel around the world (for nearly free) with her husband and their four young children. She’s passionate about sharing travel tips so that others can not only feel in...</div><div class="bottom-content"><a class="show-more-bio-wrap" href="https://www.forbes.com/advisor/author/terkinssoutham/" target="_blank" data-mktp-link='{"clickText":"See Full Bio","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/terkinssoutham\/","clickType":"internal"}'><img width="15px" height="16px" alt="See Full Bio" loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/see-full-bio-icon.svg" /><span class="see-full-bio-text">See Full Bio</span></a></div></div><div class="author-close-btn"><img width="32px" height="32px" alt="close icon" loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/close.svg" /></div></div></div><div class="hover-bio-wrapper" data-mktp-container='{"componentTitle":"","componentType":"Article Author Byline"}' ><div class="top-content"><div class="author_img-wrap"><img loading="lazy" decoding="async" src="https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2020/11/toni-perkins-headshot-contributor-88x88.jpg" alt="Toni Perkins-Southam" width="50px" height="50px"></div><div class="author-details-wrap"><a class="author-name" href="https://www.forbes.com/advisor/author/terkinssoutham/" target="_blank" data-mktp-link='{"clickText":"Toni Perkins-Southam","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/terkinssoutham\/","clickType":"internal"}'>Toni Perkins-Southam</a><span class="author-role">Lead Editor</span></div></div><div class="middle-content">Toni is a points and miles enthusiast who has been leveraging loyalty programs to travel around the world (for nearly free) with her husband and their four young children. She’s passionate about sharing travel tips so that others can not only feel in...</div><div class="bottom-content"><a class="show-more-bio-wrap" href="https://www.forbes.com/advisor/author/terkinssoutham/" target="_blank" data-mktp-link='{"clickText":"See Full Bio","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/terkinssoutham\/","clickType":"internal"}'><img width="15px" height="16px" alt="See Full Bio" loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/see-full-bio-icon.svg" /><span class="see-full-bio-text">See Full Bio</span></a></div></div></div></div></div><div class="bottom-wrap"><div class="author_img-wrap dummy-wrap"></div><div class="designation">Lead Editor </div></div></div></div><div class="author_with-badge-details author_container hide-in-mobile secondary-author" data-mktp-container='{"componentTitle":"Author with badge","componentType":"Forbes Author\/Advisory Board"}'><div class="author_right_container"><div class="top-wrap"><div class="author_img-wrap author-img-badge author-byline-hoverover"><a href="https://www.forbes.com/advisor/author/jmorales/" class="mobile-disabled-link" data-mktp-link='{"clickText":"Jerod Morales","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/jmorales\/","clickType":"internal"}' target="_blank"><img decoding="async" src="https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2024/06/Jerod-Morales-Credit-Cards-FA-88x88.jpg" alt="Jerod Morales" width="24px" height="24px"></a><div id="authorBylineModalContainer"><div class="author-byline-modal"><div class="author-modal-content"><div class="top-content"><div class="author_img-wrap"><img loading='lazy' decoding='async' src='https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2024/06/Jerod-Morales-Credit-Cards-FA-88x88.jpg' alt='Jerod Morales' width='50px' height='50px'></div><div class="author-details-wrap"><a class="author-name" href="https://www.forbes.com/advisor/author/jmorales/" target="_blank" data-mktp-link='{"clickText":"Jerod Morales","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/jmorales\/","clickType":"internal"}'>Jerod Morales</a><span class="author-role">Deputy Credit Cards Editor</span></div></div><div class="middle-content">Jerod Morales is a deputy editor at Forbes Advisor and a travel rewards expert. He took a deep dive into points and miles in 2016, searching for a way to make travel both possible and affordable for his growing family. Now, as a dad to four sons, he...</div><div class="bottom-content"><a class="show-more-bio-wrap" href="https://www.forbes.com/advisor/author/jmorales/" target="_blank" data-mktp-link='{"clickText":"See Full Bio","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/jmorales\/","clickType":"internal"}'><img width="15px" height="16px" alt="See Full Bio" loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/see-full-bio-icon.svg" /><span class="see-full-bio-text">See Full Bio</span></a><ul class="social-icon-wrap"><li><a href="https://www.linkedin.com/in/jerod-morales-366b643/" target="_blank" data-mktp-link='{"clickText":"LinkedIn","clickCat":"Primary","clickUrl":"https:\/\/www.linkedin.com\/in\/jerod-morales-366b643\/","clickType":"external"}'><img width="19px" height="19px" alt="Linkedin icon" loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/linkedin-v2.svg" /></a></li></ul></div></div><div class="author-close-btn"><img width="32px" height="32px" alt="close icon" loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/close.svg" /></div></div></div><div class="hover-bio-wrapper" data-mktp-container='{"componentTitle":"","componentType":"Article Author Byline"}' ><div class="top-content"><div class="author_img-wrap"><img loading='lazy' decoding='async' src='https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2024/06/Jerod-Morales-Credit-Cards-FA-88x88.jpg' alt='Jerod Morales' width='50px' height='50px'></div><div class="author-details-wrap"><a class="author-name" href="https://www.forbes.com/advisor/author/jmorales/" target="_blank" data-mktp-link='{"clickText":"Jerod Morales","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/jmorales\/","clickType":"internal"}'>Jerod Morales</a><span class="author-role">Deputy Credit Cards Editor</span></div></div><div class="middle-content">Jerod Morales is a deputy editor at Forbes Advisor and a travel rewards expert. He took a deep dive into points and miles in 2016, searching for a way to make travel both possible and affordable for his growing family. Now, as a dad to four sons, he...</div><div class="bottom-content"><a class="show-more-bio-wrap" href="https://www.forbes.com/advisor/author/jmorales/" target="_blank" data-mktp-link='{"clickText":"See Full Bio","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/jmorales\/","clickType":"internal"}'><img width="15px" height="16px" alt="See Full Bio" loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/see-full-bio-icon.svg" /><span class="see-full-bio-text">See Full Bio</span></a><ul class="social-icon-wrap"><li><a href="https://www.linkedin.com/in/jerod-morales-366b643/" target="_blank" data-mktp-link='{"clickText":"LinkedIn","clickCat":"Primary","clickUrl":"https:\/\/www.linkedin.com\/in\/jerod-morales-366b643\/","clickType":"external"}'><img width="19px" height="19px" alt="Linkedin icon" loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/linkedin-v2.svg" /></a></li></ul></div></div></div><div class="right_wrap"><div class="title-wrap"><div class="name author-byline-hoverover author-badge-name"><a href="https://www.forbes.com/advisor/author/jmorales/" data-mktp-link='{"clickText":"Jerod Morales","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/jmorales\/","clickType":"internal"}' target="_blank" class="mobile-disabled-link">Jerod Morales</a><div id="authorBylineModalContainer"><div class="author-byline-modal"><div class="author-modal-content"><div class="top-content"><div class="author_img-wrap"><img loading='lazy' decoding='async' src='https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2024/06/Jerod-Morales-Credit-Cards-FA-88x88.jpg' alt='Jerod Morales' width='50px' height='50px'></div><div class="author-details-wrap"><a class="author-name" href="https://www.forbes.com/advisor/author/jmorales/" target="_blank" data-mktp-link='{"clickText":"Jerod Morales","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/jmorales\/","clickType":"internal"}'>Jerod Morales</a><span class="author-role">Deputy Credit Cards Editor</span></div></div><div class="middle-content">Jerod Morales is a deputy editor at Forbes Advisor and a travel rewards expert. He took a deep dive into points and miles in 2016, searching for a way to make travel both possible and affordable for his growing family. Now, as a dad to four sons, he...</div><div class="bottom-content"><a class="show-more-bio-wrap" href="https://www.forbes.com/advisor/author/jmorales/" target="_blank" data-mktp-link='{"clickText":"See Full Bio","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/jmorales\/","clickType":"internal"}'><img width="15px" height="16px" alt="See Full Bio" loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/see-full-bio-icon.svg" /><span class="see-full-bio-text">See Full Bio</span></a><ul class="social-icon-wrap"><li><a href="https://www.linkedin.com/in/jerod-morales-366b643/" target="_blank" data-mktp-link='{"clickText":"LinkedIn","clickCat":"Primary","clickUrl":"https:\/\/www.linkedin.com\/in\/jerod-morales-366b643\/","clickType":"external"}'><img width="19px" height="19px" alt="Linkedin icon" loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/linkedin-v2.svg" /></a></li></ul></div></div><div class="author-close-btn"><img width="32px" height="32px" alt="close icon" loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/close.svg" /></div></div></div><div class="hover-bio-wrapper" data-mktp-container='{"componentTitle":"","componentType":"Article Author Byline"}' ><div class="top-content"><div class="author_img-wrap"><img loading='lazy' decoding='async' src='https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2024/06/Jerod-Morales-Credit-Cards-FA-88x88.jpg' alt='Jerod Morales' width='50px' height='50px'></div><div class="author-details-wrap"><a class="author-name" href="https://www.forbes.com/advisor/author/jmorales/" target="_blank" data-mktp-link='{"clickText":"Jerod Morales","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/jmorales\/","clickType":"internal"}'>Jerod Morales</a><span class="author-role">Deputy Credit Cards Editor</span></div></div><div class="middle-content">Jerod Morales is a deputy editor at Forbes Advisor and a travel rewards expert. He took a deep dive into points and miles in 2016, searching for a way to make travel both possible and affordable for his growing family. Now, as a dad to four sons, he...</div><div class="bottom-content"><a class="show-more-bio-wrap" href="https://www.forbes.com/advisor/author/jmorales/" target="_blank" data-mktp-link='{"clickText":"See Full Bio","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/jmorales\/","clickType":"internal"}'><img width="15px" height="16px" alt="See Full Bio" loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/see-full-bio-icon.svg" /><span class="see-full-bio-text">See Full Bio</span></a><ul class="social-icon-wrap"><li><a href="https://www.linkedin.com/in/jerod-morales-366b643/" target="_blank" data-mktp-link='{"clickText":"LinkedIn","clickCat":"Primary","clickUrl":"https:\/\/www.linkedin.com\/in\/jerod-morales-366b643\/","clickType":"external"}'><img width="19px" height="19px" alt="Linkedin icon" loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/linkedin-v2.svg" /></a></li></ul></div></div></div></div></div></div><div class="bottom-wrap"><div class="author_img-wrap dummy-wrap"></div><span class="designation"><span class="badge-wrapper"><svg class="badge-icon-svg fact-checked-svg" width="17" height="17" viewBox="0 0 20 20" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M10 19C14.9706 19 19 14.9706 19 10C19 5.02944 14.9706 1 10 1C5.02944 1 1 5.02944 1 10C1 14.9706 5.02944 19 10 19Z" fill="#4657A1" stroke="white" stroke-linecap="square"/><path d="M6.42859 10.4305L8.60002 12.5029L13.6667 7.66724" stroke="white" stroke-linecap="square" stroke-width="2px"/></svg><p class="badge-text">Fact Checked</p></span><span class="badge-pipe">|</span>Deputy Credit Cards Editor </span></div></div></div></div><div class="dummy-container"></div></div><div class="more-author"><span class="text">& 1 other</span><div class="arrow-icon rotate"></div></div><div class="artice-date-v2-wrap"><p class="article-date">Updated: Nov 25, 2024, 3:55pm</p></div> <style> .no-editorial-note { margin : 12px 0;} .article__editors-note.font-14px{font-size:14px;} </style> <div class="article__editors-note font-14px"> Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors' opinions or evaluations. </div> <div class="intro-content applyfade " data-mktp-container='{"componentTitle":"","componentType":"Intro Content"}'> <div class="intro-content-inner wysiwyg-content"> <p>Like American Express, Discover is both a payment network and a card issuer. While it’s the youngest payment network, it’s also known for having exceptional customer service. In fact, 2024 saw Discover rank at the top of the list for J.D. Power’s credit card customer satisfaction survey, taking the number two spot.</p> <style id="style_1_eat-widget-style">.eat-widget-container{border:1px solid #ededed;border-radius:.5rem;box-shadow:0 6px 9px rgba(0,0,0,.06);margin:20px 0;padding:16px}.eat-widget-container .eat-header{display:flex;font-family:EuclidCircularB,sans-serif;font-size:16px;font-weight:600;line-height:22px;padding-right:48px;word-break:break-word}.eat-widget-container .eat-header h2{border-style:none;margin:0;padding:0}.eat-widget-container .eat-header .eat-heading{color:#181716;font-weight:600;line-height:22px;margin:0 0 0 8px}.eat-widget-container .eat-header p.eat-heading{font-size:20px}@media (min-width:1025px){.eat-widget-container .eat-header p.eat-heading{font-size:24px}}.eat-widget-container .eat-header .eat-forbes-icon{flex-shrink:0;margin-top:2px}@media (min-width:768px){.eat-widget-container .eat-header .eat-forbes-icon{margin-top:1px}}.eat-widget-container 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trust Forbes Advisor </p> </p></div> </p></div> <div style="display: none"> <div class="eat-wrapper right-section-enabled left-section-enabled"> <div class="left-section"> <p>Our credit card editors are committed to bringing you unbiased ratings and information. <strong>Advertisers do not and cannot influence our ratings.</strong> We use data-driven methodologies to evaluate financial products and companies, so all are measured equally. You can read more about our <a href="https://www.forbes.com/advisor/about-us/#editorial_policies">editorial guidelines</a> and the <a href="https://www.forbes.com/advisor/credit-cards/credit-cards-rating-methodology/">credit card methodology</a> for the ratings below.</p> </p></div> <div class="right-section"> <ul> <li>Unbiased editorial team</li> <li>No AI writing</li> <li>400+ credit cards rated</li> <li>65 years of industry experience</li> </ul></div> </p></div> </p></div> </p></div> </p></div> </div> <div class="mob-fade" data-mktp-misc-click='{"clickText":"Read More","clickType":"Accordion","referenceText":""}'> <span>Read more</span> <div class="chevron-arrow-wrapper"> <div class="chevron-arrow down"></div> </div> </div> </div> <div class="our-picks-wrapper" data-mktp-container='{"componentTitle":"","componentType":"Our Picks"}'> <div class="toggle-picks-section" data-mktp-misc-click='{"clickText":"Show Summary","clickType":"Accordion","referenceText":""}'> Show Summary </div> 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</style> <div class="exclude-eds credit-card-widget cc-wrapper featured-card" data-mktp-container='{"componentTitle":"Discover it\u00ae Cash Back","componentType":"Widget Credit Card 2021"}'> <div class="featured-card-label"> <span class="featured-card-label-txt">Featured Partner Offer</span> </div> <div class="cc-wrapper-inner shadow-effect relative" data-mktp-product='{"itemId":"288200","itemName":"Discover it\u00ae Cash Back","itemBrand":"Impact","itemCategory":"Credit cards","itemCategory2":"","itemCategory3":"","itemCategory4":"","price":0,"quantity":1,"affiliation":"Impact","coupon":"","secondaryCallout":"","starRatings":4.4,"initialCost":0,"subscriptionCost":0}'> <div class="card-top-wrap "> <div class="left"> <h3 class="card-title"> Discover it® Cash Back </h3> <div class="xl:inline-flex xl:items-center mr-14px compare-btn-wrap" data-mktp-misc-click='{"clickText":"Add To Compare","clickType":"Check Box","referenceText":"Discover it\u00ae Cash Back"}' > <input autocomplete="off" type="checkbox" id="add-compare-288200" class="compare-checkbox opacity-60 h-5 w-5 mr-2 track-type" data-cta-text="Add to Compare Checkbox" data-link-placement="NA" data-url="https://goto.discover.com/c/1955282/568217/9099?prodsku=100&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fit-card-af.html%3Fsc%3DGJVM%26cmpgnid%3Dls-dca-ir-consumer-it-GJVM-dtop-%7Bmp_value1%7D&intsrc=APIG_4272&sharedid=4505397" data-component-title="Credit Card Widget" data-product-name="Discover it® Cash Back" data-product-category="Credit Card" data-product-position="1" data-product-badge="NA" data-product-rating="4.4" data-product-offer="Yes" data-wp-postid="288200" data-product-id="NA" data-product-segment="NA" data-compare-card-id="288200" data-card-title="Discover it® Cash Back" > <label for="add-compare-288200" class="inline-block text-sm leading-20px cursor-pointer track-type text-333333" data-cta-text="Add to Compare Checkbox" data-link-placement="NA" data-url="https://goto.discover.com/c/1955282/568217/9099?prodsku=100&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fit-card-af.html%3Fsc%3DGJVM%26cmpgnid%3Dls-dca-ir-consumer-it-GJVM-dtop-%7Bmp_value1%7D&intsrc=APIG_4272&sharedid=4505397" data-component-title="Credit Card Widget" data-product-name="Discover it® Cash Back" data-product-category="Credit Card" data-product-position="1" data-product-badge="NA" data-product-rating="4.4" data-product-offer="Yes" data-wp-postid="288200" data-product-id="NA" data-product-segment="NA" data-post-name="Best Discover Credit Cards Of November 2024" > <span>Add To Compare</span> </label> </div> </div> <div class="right"> <div class="btn-wrap"> <a href="https://goto.discover.com/c/1955282/568217/9099?prodsku=100&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fit-card-af.html%3Fsc%3DGJVM%26cmpgnid%3Dls-dca-ir-consumer-it-GJVM-dtop-%7Bmp_value1%7D&intsrc=APIG_4272&sharedid=4505397" class="apply-now cc-cta track-type c-button " data-img="https://www.forbes.com/advisor/wp-content/uploads/2022/05/9099-566853v3fromPopup1.jpg" data-advertiser="Discover" data-mktp-conversion='{"clickText":"Apply Now","clickUrl":"https:\/\/goto.discover.com\/c\/1955282\/568217\/9099?prodsku=100&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fit-card-af.html%3Fsc%3DGJVM%26cmpgnid%3Dls-dca-ir-consumer-it-GJVM-dtop-%7Bmp_value1%7D&intsrc=APIG_4272&sharedid=4505397","partnerName":"Impact"}' rel="nofollow" target="_blank" data-cta-text="Apply Now" data-link-placement="Button Link" data-url="https://goto.discover.com/c/1955282/568217/9099?prodsku=100&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fit-card-af.html%3Fsc%3DGJVM%26cmpgnid%3Dls-dca-ir-consumer-it-GJVM-dtop-%7Bmp_value1%7D&intsrc=APIG_4272&sharedid=4505397" data-component-title="Credit Card Widget" data-product-name="Discover it® Cash Back" data-product-category="Credit Card" data-product-position="1" data-product-badge="NA" data-product-rating="4.4" data-product-offer="Yes" data-wp-postid="288200" data-product-id="NA" data-product-segment="NA" data-mktp-conversion='{"clickText":"Apply Now","clickUrl":"https:\/\/goto.discover.com\/c\/1955282\/568217\/9099?prodsku=100&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fit-card-af.html%3Fsc%3DGJVM%26cmpgnid%3Dls-dca-ir-consumer-it-GJVM-dtop-%7Bmp_value1%7D&intsrc=APIG_4272&sharedid=4505397","partnerName":"Impact"}' > <span> Apply Now <img loading="lazy" width="24" height="24" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/lock-white-icon.svg" alt="Apply Now"> </span> </a> <div class="secure-site-txt"> On Discover's Website</div> </div> </div> </div> <div class="card-middle-wrap"> <div class="left"> <div class="card-image-outer"> <div class="card-image-wrapper"> <a href="https://goto.discover.com/c/1955282/568217/9099?prodsku=100&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fit-card-af.html%3Fsc%3DGJVM%26cmpgnid%3Dls-dca-ir-consumer-it-GJVM-dtop-%7Bmp_value1%7D&intsrc=APIG_4272&sharedid=4505397" class="image-overlay-wrapper cc-image-cta track-type " data-img="https://www.forbes.com/advisor/wp-content/uploads/2022/05/9099-566853v3fromPopup1.jpg" data-advertiser="Discover" rel="nofollow" target="_blank" data-cta-text="NA" data-link-placement="Image Link" data-url="https://goto.discover.com/c/1955282/568217/9099?prodsku=100&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fit-card-af.html%3Fsc%3DGJVM%26cmpgnid%3Dls-dca-ir-consumer-it-GJVM-dtop-%7Bmp_value1%7D&intsrc=APIG_4272&sharedid=4505397" data-component-title="Credit Card Widget" data-product-name="Discover it® Cash Back" data-product-category="Credit Card" data-product-position="1" data-product-badge="NA" data-product-rating="4.4" data-product-offer="Yes" data-wp-postid="288200" data-product-id="NA" data-product-segment="NA" data-mktp-conversion='{"clickText":"Click Here To Apply Now","clickUrl":"https:\/\/goto.discover.com\/c\/1955282\/568217\/9099?prodsku=100&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fit-card-af.html%3Fsc%3DGJVM%26cmpgnid%3Dls-dca-ir-consumer-it-GJVM-dtop-%7Bmp_value1%7D&intsrc=APIG_4272&sharedid=4505397","partnerName":"Impact"}' > <img loading="lazy" class="card-image" width="150" height="94" src="https://thumbor.forbes.com/thumbor/fit-in/300x/https://www.forbes.com/advisor/wp-content/uploads/2022/05/9099-566853v3fromPopup1.jpg" alt="Discover it® Cash Back" > <div class="img-overlay"> <span> Click Here To Apply Now </span> </div> </a> </div> <div class="rates-fees-wrapper"> <a href="https://goto.discover.com/c/1955282/568217/9099?prodsku=100&u=https%3A%2F%2Fwww.discovercard.com%2Fapplication%2Fwebsite%2Fratesrewards%3FsrcCde%3DGJVM%261&intsrc=APIG_4272&sharedid=258837" target="_blank" class="bold" data-mktp-conversion='{"clickText":"Rates & Fees","clickUrl":"https:\/\/goto.discover.com\/c\/1955282\/568217\/9099?prodsku=100&u=https%3A%2F%2Fwww.discovercard.com%2Fapplication%2Fwebsite%2Fratesrewards%3FsrcCde%3DGJVM%261&intsrc=APIG_4272&sharedid=258837","partnerName":"Impact"}'> Rates & Fees  </a> </div> </div> <div class="bottom-wrap"> <div class="small-card-rating rate-fees-present"> <div class="card-rating has-tooltip"> <div class="left-wrap"> <div class="rating-value">4.4</div> </div> <div class="right-wrap"> <div class="cc-rating-wrapper"> <span class="cc-rating" style="width: 90%;"></span> </div> <div class="rating-logo"> <img loading="lazy" width="85" height="12" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/fb-rating-logo.svg" alt="Forbes Advisor"> <span class="icon-tooltip icon-info"></span> </div> </div> <div class="card-rating-tooltip">Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.</div></div> </div> </div> </div> <div class="right"> <div class="btn-wrap d-none mobile-btn-wrap"> <a href="https://goto.discover.com/c/1955282/568217/9099?prodsku=100&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fit-card-af.html%3Fsc%3DGJVM%26cmpgnid%3Dls-dca-ir-consumer-it-GJVM-dtop-%7Bmp_value1%7D&intsrc=APIG_4272&sharedid=4505397" class="apply-now cc-mobile-cta track-type c-button " data-img="https://www.forbes.com/advisor/wp-content/uploads/2022/05/9099-566853v3fromPopup1.jpg" data-advertiser="Discover" rel="nofollow" target="_blank" data-cta-text="Apply Now" data-link-placement="Button Link" data-url="https://goto.discover.com/c/1955282/568217/9099?prodsku=100&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fit-card-af.html%3Fsc%3DGJVM%26cmpgnid%3Dls-dca-ir-consumer-it-GJVM-dtop-%7Bmp_value1%7D&intsrc=APIG_4272&sharedid=4505397" data-component-title="Credit Card Widget" data-product-name="Discover it® Cash Back" data-product-category="Credit Card" data-product-position="1" data-product-badge="NA" data-product-rating="4.4" data-product-offer="Yes" data-wp-postid="288200" data-product-id="NA" data-product-segment="NA" data-mktp-conversion='{"clickText":"Apply Now","clickUrl":"https:\/\/goto.discover.com\/c\/1955282\/568217\/9099?prodsku=100&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fit-card-af.html%3Fsc%3DGJVM%26cmpgnid%3Dls-dca-ir-consumer-it-GJVM-dtop-%7Bmp_value1%7D&intsrc=APIG_4272&sharedid=4505397","partnerName":"Impact"}' > <span> Apply Now <img loading="lazy" width="24" height="24" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/lock-white-icon.svg" alt="Apply Now"> </span> </a> <div class="secure-site-txt"> On Discover's Website</div> </div> <div class="rewards-wrapper"> <div class="left"> <div class="icon-wrap"></div> </div> <div class="right"> <p class="cc-reward-rate">Up to 5% Reward Rate</p> <p class="cc-reward-desc"> <span>Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations,</span><a href="javascript:void(0);" class="read-more" data-description="Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases." data-shortDescription="Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations,"data-mktp-misc-click='{"clickText":"Read More","clickType":"Link Click","referenceText":"Discover it\u00ae Cash Back"}'>Read More</a> </p> </div> </div> <div class="facts-wrapper"> <div class="facts"> <h4 class="fact"> Welcome Bonus<span class="icon-tooltip icon-info tooltip tooltip-tippy" data-tooltip-content="#welcome_bonus_tooltip_content288200"data-mktp-misc-click='{"clickText":"Welcome Bonus","clickType":"Tooltip","referenceText":"Discover it\u00ae Cash Back"}'></span> </h4> <p class="fact-value">Cashback Match™</p> </div> <div class="facts"> <h4 class="fact">Annual Fee</h4> <p class="fact-value">$0</p> </div> <div class="facts"> <h4 class="fact">Regular APR</h4> <p class="fact-value">18.74% - 27.74% Variable APR</p> </div> <div class="facts"> <h4 class="fact"> Credit Score <span class="icon-tooltip icon-info tooltip tooltip-tippy" data-tooltip-content="#credit_score_tooltip" data-mktp-misc-click='{"clickText":"Credit Score","clickType":"Tooltip","referenceText":"Discover it\u00ae Cash Back"}'></span> </h4> <p class="fact-value"> Excellent/Good </p> </div> </div> </div> </div> <div class="card-bottom-wrap"> <div class="tab-content-wrapper cc-tab-content-wrapper"> <div class="accordion-tab " data-mktp-misc-click='{"clickText":"Why We Picked It","clickType":"Accordion","referenceText":"Discover it\u00ae Cash Back"}'> Editorial Review </div> <div id="why_we_picked_it288200" class="c-tab--content list-points"> <div><p>For moderate spenders who are willing to activate the 5% rotating categories and track the quarterly spending cap, this no-annual-fee card can deliver tidy rewards outside of its ongoing 1% earning rate.</p> </div> </div> <div class="accordion-tab " data-mktp-misc-click='{"clickText":"Pros & Cons","clickType":"Accordion","referenceText":"Discover it\u00ae Cash Back"}'>Pros & Cons</div> <div id="pros_cons288200" class="c-tab--content list-points"> <div class="pros-cons-wrapper"> <div class="list-points pros"> <ul> <li>5% cash back on quarterly rotating spending categories throughout the year (activation required)</li> <li>Discover will automatically match all the cash back you’ve earned at the end of your first year</li> <li>No minimum cash-back redemption</li> </ul> </div> <div class="list-points cons"> <ul> <li>5% bonus cash-back rate is limited to $1,500 per quarter in spending</li> <li>Bonus categories must be activated quarterly</li> <li>Low 1% base reward rate on everything else</li> </ul> </div> </div> </div> <div class="accordion-tab " data-mktp-misc-click='{"clickText":"Card Details","clickType":"Accordion","referenceText":"Discover it\u00ae Cash Back"}'>Card Details</div> <div id="card_details288200" class="c-tab--content list-points rewards-credit-cards"> <ul> <li>INTRO OFFER: Unlimited Cashback Match for all new cardmembers–only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.</li> <li>Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.</li> <li>Redeem your rewards for cash at any time.</li> <li>Apply and you could get a decision in as little as 60 seconds. No annual fee.</li> <li>Start shopping and earning rewards in minutes with our digital card, before your physical card arrives in the mail, if eligible.</li> <li>Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.</li> <li>Get a 0% intro APR for 15 months on purchases. Then 18.74% to 27.74% Standard Variable Purchase APR applies, based on credit worthiness.</li> <li>Terms and conditions apply.</li> </ul> </div> </div> </div> </div> </div> <div class="tooltip_templates d-none"> <div id="welcome_bonus_tooltip_content288200" class="tooltip_content"> INTRO OFFER: Unlimited Cashback Match for all new cardmembers–only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300. </div> <div id="credit_score_tooltip">Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. 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Secured","clickType":"button","referenceText":""}' > Student & Secured </button> </div> <div class="category-button-div"> <button class="filter-category" data-filter-key="travel" data-credit-card-tab-name="Travel" data-index="3" data-local-mapping-id="1420295" data-mktp-misc-click='{"clickText":"Travel","clickType":"button","referenceText":""}' > Travel </button> </div> </div> </div> <div class="category-cards-data-wrapper"> <div class="cards-data-by-category active" data-filter-key="default" data-mktp-list='{"listName":"","productsOnPage":"6","appliedFilters":"default","pageNumber":1}'> <section class="cc-widget-wrapper" id="discover_it_cash_back"> <div class="exclude-eds credit-card-widget cc-wrapper " data-mktp-container='{"componentTitle":"Discover it\u00ae Cash Back","componentType":"Widget Credit Card 2021"}'> <h2 class="title_above_card"> Best Cash-Back Discover Credit Cards </h2> <div class="cc-wrapper-inner shadow-effect relative" data-mktp-product='{"itemId":"288200","itemName":"Discover it\u00ae Cash Back","itemBrand":"Impact","itemCategory":"Credit cards","itemCategory2":"","itemCategory3":"","itemCategory4":"","price":0,"quantity":1,"affiliation":"Impact","coupon":"","secondaryCallout":"","starRatings":4.4,"initialCost":0,"subscriptionCost":0}'> <div class="card-top-wrap "> <div class="left"> <h2 class="card-best-for"> Best for Earning Bonus Cash Back </h2> <h3 class="card-title"> Discover it® Cash Back </h3> <div class="xl:inline-flex xl:items-center mr-14px compare-btn-wrap" data-mktp-misc-click='{"clickText":"Add To Compare","clickType":"Check Box","referenceText":"Discover it\u00ae Cash Back"}' > <input autocomplete="off" type="checkbox" id="add-compare-288200" class="compare-checkbox opacity-60 h-5 w-5 mr-2 track-type" data-cta-text="Add to Compare Checkbox" data-link-placement="NA" data-url="https://goto.discover.com/c/1955282/568217/9099?prodsku=100&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fit-card-af.html%3Fsc%3DGJVM%26cmpgnid%3Dls-dca-ir-consumer-it-GJVM-dtop-%7Bmp_value1%7D&intsrc=APIG_4272&sharedid=4505397" data-component-title="Credit Card Widget" data-product-name="Discover it® Cash Back" data-product-category="Credit Card" data-product-position="1" data-product-badge="Best for Earning Bonus Cash Back" data-product-rating="4.4" data-product-offer="No" data-wp-postid="288200" data-product-id="NA" data-product-segment="Best Offers" data-compare-card-id="288200" data-card-title="Discover it® Cash Back" > <label for="add-compare-288200" class="inline-block text-sm leading-20px cursor-pointer track-type text-333333" data-cta-text="Add to Compare Checkbox" data-link-placement="NA" data-url="https://goto.discover.com/c/1955282/568217/9099?prodsku=100&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fit-card-af.html%3Fsc%3DGJVM%26cmpgnid%3Dls-dca-ir-consumer-it-GJVM-dtop-%7Bmp_value1%7D&intsrc=APIG_4272&sharedid=4505397" data-component-title="Credit Card Widget" data-product-name="Discover it® Cash Back" data-product-category="Credit Card" data-product-position="1" data-product-badge="Best for Earning Bonus Cash Back" data-product-rating="4.4" data-product-offer="No" data-wp-postid="288200" data-product-id="NA" data-product-segment="Best Offers" data-post-name="Best Discover Credit Cards Of November 2024" > <span>Add To Compare</span> </label> </div> </div> <div class="right"> <div class="btn-wrap"> <a href="https://goto.discover.com/c/1955282/568217/9099?prodsku=100&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fit-card-af.html%3Fsc%3DGJVM%26cmpgnid%3Dls-dca-ir-consumer-it-GJVM-dtop-%7Bmp_value1%7D&intsrc=APIG_4272&sharedid=4505397" class="apply-now cc-cta track-type c-button " data-img="https://www.forbes.com/advisor/wp-content/uploads/2022/05/9099-566853v3fromPopup1.jpg" data-advertiser="Discover" data-mktp-conversion='{"clickText":"Apply Now","clickUrl":"https:\/\/goto.discover.com\/c\/1955282\/568217\/9099?prodsku=100&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fit-card-af.html%3Fsc%3DGJVM%26cmpgnid%3Dls-dca-ir-consumer-it-GJVM-dtop-%7Bmp_value1%7D&intsrc=APIG_4272&sharedid=4505397","partnerName":"Impact"}' rel="nofollow" target="_blank" data-cta-text="Apply Now" data-link-placement="Button Link" data-url="https://goto.discover.com/c/1955282/568217/9099?prodsku=100&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fit-card-af.html%3Fsc%3DGJVM%26cmpgnid%3Dls-dca-ir-consumer-it-GJVM-dtop-%7Bmp_value1%7D&intsrc=APIG_4272&sharedid=4505397" data-component-title="Credit Card Widget" data-product-name="Discover it® Cash Back" data-product-category="Credit Card" data-product-position="1" data-product-badge="Best for Earning Bonus Cash Back" data-product-rating="4.4" data-product-offer="No" data-wp-postid="288200" data-product-id="NA" data-product-segment="Best Offers" data-mktp-conversion='{"clickText":"Apply Now","clickUrl":"https:\/\/goto.discover.com\/c\/1955282\/568217\/9099?prodsku=100&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fit-card-af.html%3Fsc%3DGJVM%26cmpgnid%3Dls-dca-ir-consumer-it-GJVM-dtop-%7Bmp_value1%7D&intsrc=APIG_4272&sharedid=4505397","partnerName":"Impact"}' > <span> Apply Now <img loading="lazy" width="24" height="24" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/lock-white-icon.svg" alt="Apply Now"> </span> </a> <div class="secure-site-txt"> On Discover's Website</div> </div> </div> </div> <div class="card-middle-wrap"> <div class="left"> <div class="card-image-outer"> <div class="card-image-wrapper"> <a href="https://goto.discover.com/c/1955282/568217/9099?prodsku=100&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fit-card-af.html%3Fsc%3DGJVM%26cmpgnid%3Dls-dca-ir-consumer-it-GJVM-dtop-%7Bmp_value1%7D&intsrc=APIG_4272&sharedid=4505397" class="image-overlay-wrapper cc-image-cta track-type " data-img="https://www.forbes.com/advisor/wp-content/uploads/2022/05/9099-566853v3fromPopup1.jpg" data-advertiser="Discover" rel="nofollow" target="_blank" data-cta-text="NA" data-link-placement="Image Link" data-url="https://goto.discover.com/c/1955282/568217/9099?prodsku=100&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fit-card-af.html%3Fsc%3DGJVM%26cmpgnid%3Dls-dca-ir-consumer-it-GJVM-dtop-%7Bmp_value1%7D&intsrc=APIG_4272&sharedid=4505397" data-component-title="Credit Card Widget" data-product-name="Discover it® Cash Back" data-product-category="Credit Card" data-product-position="1" data-product-badge="Best for Earning Bonus Cash Back" data-product-rating="4.4" data-product-offer="No" data-wp-postid="288200" data-product-id="NA" data-product-segment="Best Offers" data-mktp-conversion='{"clickText":"Click Here To Apply Now","clickUrl":"https:\/\/goto.discover.com\/c\/1955282\/568217\/9099?prodsku=100&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fit-card-af.html%3Fsc%3DGJVM%26cmpgnid%3Dls-dca-ir-consumer-it-GJVM-dtop-%7Bmp_value1%7D&intsrc=APIG_4272&sharedid=4505397","partnerName":"Impact"}' > <img loading="lazy" class="card-image" width="150" height="94" src="https://thumbor.forbes.com/thumbor/fit-in/300x/https://www.forbes.com/advisor/wp-content/uploads/2022/05/9099-566853v3fromPopup1.jpg" alt="Discover it® Cash Back" > <div class="img-overlay"> <span> Click Here To Apply Now </span> </div> </a> </div> <div class="rates-fees-wrapper"> <a href="https://goto.discover.com/c/1955282/568217/9099?prodsku=100&u=https%3A%2F%2Fwww.discovercard.com%2Fapplication%2Fwebsite%2Fratesrewards%3FsrcCde%3DGJVM%261&intsrc=APIG_4272&sharedid=258837" target="_blank" class="bold" data-mktp-conversion='{"clickText":"Rates & Fees","clickUrl":"https:\/\/goto.discover.com\/c\/1955282\/568217\/9099?prodsku=100&u=https%3A%2F%2Fwww.discovercard.com%2Fapplication%2Fwebsite%2Fratesrewards%3FsrcCde%3DGJVM%261&intsrc=APIG_4272&sharedid=258837","partnerName":"Impact"}'> Rates & Fees  </a> </div> </div> <div class="bottom-wrap"> <div class="small-card-rating rate-fees-present"> <div class="card-rating has-tooltip"> <div class="left-wrap"> <div class="rating-value">4.4</div> </div> <div class="right-wrap"> <div class="cc-rating-wrapper"> <span class="cc-rating" style="width: 90%;"></span> </div> <div class="rating-logo"> <img loading="lazy" width="85" height="12" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/fb-rating-logo.svg" alt="Forbes Advisor"> <span class="icon-tooltip icon-info"></span> </div> </div> <div class="card-rating-tooltip">Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.</div></div> </div> </div> </div> <div class="right"> <div class="btn-wrap d-none mobile-btn-wrap"> <a href="https://goto.discover.com/c/1955282/568217/9099?prodsku=100&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fit-card-af.html%3Fsc%3DGJVM%26cmpgnid%3Dls-dca-ir-consumer-it-GJVM-dtop-%7Bmp_value1%7D&intsrc=APIG_4272&sharedid=4505397" class="apply-now cc-mobile-cta track-type c-button " data-img="https://www.forbes.com/advisor/wp-content/uploads/2022/05/9099-566853v3fromPopup1.jpg" data-advertiser="Discover" rel="nofollow" target="_blank" data-cta-text="Apply Now" data-link-placement="Button Link" data-url="https://goto.discover.com/c/1955282/568217/9099?prodsku=100&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fit-card-af.html%3Fsc%3DGJVM%26cmpgnid%3Dls-dca-ir-consumer-it-GJVM-dtop-%7Bmp_value1%7D&intsrc=APIG_4272&sharedid=4505397" data-component-title="Credit Card Widget" data-product-name="Discover it® Cash Back" data-product-category="Credit Card" data-product-position="1" data-product-badge="Best for Earning Bonus Cash Back" data-product-rating="4.4" data-product-offer="No" data-wp-postid="288200" data-product-id="NA" data-product-segment="Best Offers" data-mktp-conversion='{"clickText":"Apply Now","clickUrl":"https:\/\/goto.discover.com\/c\/1955282\/568217\/9099?prodsku=100&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fit-card-af.html%3Fsc%3DGJVM%26cmpgnid%3Dls-dca-ir-consumer-it-GJVM-dtop-%7Bmp_value1%7D&intsrc=APIG_4272&sharedid=4505397","partnerName":"Impact"}' > <span> Apply Now <img loading="lazy" width="24" height="24" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/lock-white-icon.svg" alt="Apply Now"> </span> </a> <div class="secure-site-txt"> On Discover's Website</div> </div> <div class="rewards-wrapper"> <div class="left"> <div class="icon-wrap"></div> </div> <div class="right"> <p class="cc-reward-rate">Up to 5% Reward Rate</p> <p class="cc-reward-desc"> <span>Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations,</span><a href="javascript:void(0);" class="read-more" data-description="Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases." data-shortDescription="Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations,"data-mktp-misc-click='{"clickText":"Read More","clickType":"Link Click","referenceText":"Discover it\u00ae Cash Back"}'>Read More</a> </p> </div> </div> <div class="facts-wrapper"> <div class="facts"> <h4 class="fact"> Welcome Bonus<span class="icon-tooltip icon-info tooltip tooltip-tippy" data-tooltip-content="#welcome_bonus_tooltip_content288200"data-mktp-misc-click='{"clickText":"Welcome Bonus","clickType":"Tooltip","referenceText":"Discover it\u00ae Cash Back"}'></span> </h4> <p class="fact-value">Cashback Match™</p> </div> <div class="facts"> <h4 class="fact">Annual Fee</h4> <p class="fact-value">$0</p> </div> <div class="facts"> <h4 class="fact">Regular APR</h4> <p class="fact-value">18.74% - 27.74% Variable APR</p> </div> <div class="facts"> <h4 class="fact"> Credit Score <span class="icon-tooltip icon-info tooltip tooltip-tippy" data-tooltip-content="#credit_score_tooltip" data-mktp-misc-click='{"clickText":"Credit Score","clickType":"Tooltip","referenceText":"Discover it\u00ae Cash Back"}'></span> </h4> <p class="fact-value"> Excellent/Good </p> </div> </div> </div> </div> <div class="card-bottom-wrap"> <div class="tab-content-wrapper cc-tab-content-wrapper"> <div class="accordion-tab " data-mktp-misc-click='{"clickText":"Why We Picked It","clickType":"Accordion","referenceText":"Discover it\u00ae Cash Back"}'> Our Expert Take </div> <div id="why_we_picked_it288200" class="c-tab--content list-points"> <div><p>For moderate spenders who are willing to activate the 5% rotating categories and track the quarterly spending cap, this no-annual-fee card can deliver tidy rewards outside of its ongoing 1% earning rate.</p> </div> </div> <div class="accordion-tab " data-mktp-misc-click='{"clickText":"Expert Commentary","clickType":"Accordion","referenceText":"Discover it\u00ae Cash Back"}'> Expert Commentary </div> <div id="expert_take288200" class="c-tab--content-wrap expert-take-content"> <style id="style_1_user-reviews-style">.expert-author-wrapper{display:flex;margin-bottom:24px}@media (max-width:1023px){.expert-author-wrapper{margin-bottom:20px}}.expert-author-wrapper .expert-author-img-wrapper{display:inline-block;margin-right:12px;position:relative;vertical-align:middle}.expert-author-wrapper .expert-author-img-wrapper>a{display:block;font-size:14px}.expert-author-wrapper .expert-author-img-wrapper img{border-radius:50%;height:auto;-o-object-fit:cover;object-fit:cover;width:100%}.expert-author-wrapper .expert-author-img-wrapper img,.expert-author-wrapper .expert-author-img-wrapper>a{height:52px;width:52px}@media (max-width:1023px){.expert-author-wrapper .expert-author-img-wrapper img,.expert-author-wrapper .expert-author-img-wrapper>a{height:40px;width:40px}}@media 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Take"}'> <div class="expert-author-img-wrapper"> <a href="https://www.forbes.com/advisor/advisory-board/credit-cards/julian-kheel/" class="mobile-disabled-link" target="_blank"> <img src="https://thumbor.forbes.com/thumbor/fit-in/100x/https://thumbor.forbes.com/thumbor/fit-in/600x300/https://www.forbes.com/advisor/wp-content/uploads/2024/03/julian-kheel-headshot-Julian-Mark-Kheel.jpg" alt="Julian Kheel" loading="lazy" width="52" height="52"> </a> <div class="expert-author-hover-over-bio"> <div class="expert-author-wrapper"> <div class="expert-author-img-wrapper"> <img src="https://thumbor.forbes.com/thumbor/fit-in/100x/https://thumbor.forbes.com/thumbor/fit-in/600x300/https://www.forbes.com/advisor/wp-content/uploads/2024/03/julian-kheel-headshot-Julian-Mark-Kheel.jpg" alt="Julian Kheel" loading="lazy" width="52" height="52"> </div> <div class="expert-author-details"> <div class="bio-author-name-wrap"> <div class="bio-author-name"> <a href="https://www.forbes.com/advisor/advisory-board/credit-cards/julian-kheel/" target="_blank" data-mktp-link='{"clickText":"Julian Kheel","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/advisory-board\/credit-cards\/julian-kheel\/","clickType":"internal"}'>Julian Kheel</a> </div> <div class="expert-author-name-icon"> <svg width="16" height="15" viewBox="0 0 16 15" fill="none" xmlns="http://www.w3.org/2000/svg"> <path fill-rule="evenodd" clip-rule="evenodd" d="M7.06395 0.604584C7.33994 0.392149 7.66998 0.286174 7.99996 0.286255C8.32994 0.286174 8.65998 0.392149 8.93597 0.604584L9.71839 1.20535L10.6989 1.07632C11.389 0.985388 12.0528 1.3699 12.319 2.01158L12.6957 2.92403L13.6068 3.30018L13.6081 3.30072C14.2498 3.56695 14.6341 4.23114 14.5432 4.92115L14.4143 5.90084L15.0154 6.68376C15.1742 6.8906 15.2736 7.12793 15.3134 7.37291C15.3424 7.55154 15.3397 7.73423 15.3052 7.91213C15.261 8.1408 15.1643 8.36151 15.0154 8.55541L14.4143 9.33833L14.5432 10.318C14.6341 11.008 14.2498 11.6722 13.6081 11.9385L13.6068 11.939L12.6957 12.3151L12.319 13.2276C12.0528 13.8693 11.389 14.2538 10.6989 14.1629L9.71839 14.0338L8.93597 14.6346C8.65998 14.847 8.32994 14.953 7.99996 14.9529C7.66998 14.953 7.33994 14.847 7.06395 14.6346L6.28153 14.0338L5.301 14.1629C4.61095 14.2538 3.94712 13.8693 3.68092 13.2276L3.30424 12.3151L2.39315 11.939L2.39185 11.9385C1.75017 11.6722 1.36577 11.008 1.45669 10.318L1.58559 9.33833L0.984507 8.55541C0.811607 8.33026 0.70915 8.06898 0.677354 7.80103C0.631236 7.41254 0.733844 7.01018 0.984507 6.68376L1.58559 5.90084L1.45669 4.92115C1.36577 4.23114 1.75017 3.56695 2.39185 3.30072L2.39315 3.30018L3.30424 2.92403L3.68092 2.01158C3.94712 1.3699 4.61095 0.985388 5.301 1.07632L6.28153 1.20535L7.06395 0.604584ZM10.8047 6.42433C11.065 6.16398 11.065 5.74187 10.8047 5.48152C10.5443 5.22117 10.1222 5.22117 9.86189 5.48152L7.33329 8.01011L6.47136 7.14818C6.21101 6.88783 5.7889 6.88783 5.52855 7.14818C5.26821 7.40853 5.26821 7.83064 5.52855 8.09099L6.86189 9.42432C7.12224 9.68468 7.54435 9.68468 7.8047 9.42432L10.8047 6.42433Z" fill="#4657A1"/> </svg> </div> </div> <div class="expert-author-role">Credit Cards and Travel Rewards Expert</div> </div> </div> <div class="expert-author-bio-content"> With over 15 years of professional experience studying credit cards and travel loyalty programs, Julian Kheel has served as CNN’s senior editor covering travel and credit cards, as well as the editorial director for The Points Guy, and worked as a consultant for the biggest airlines. He is currently the CEO of Tripsight Inc., an award tools company that recently released Points Path, the first browser extension that automatically adds the prices of flights in miles into Google Flights search results to help travelers decide when to best use their travel rewards.<br> <br> Julian first learned the ins and outs of credit card rewards and travel loyalty programs while flying more than 200,000 miles a year as a TV producer and director for World Wrestling Entertainment. (And yes, of course it’s all real.) He has previously written about travel and credit cards for U.S. News & World Report, Upgraded Points and Going, and created weekly columns for the travel websites Frequent Miler and Travel Codex.<br> <br> In addition to appearing as a TV analyst to discuss travel and loyalty programs on national segments for CNN, Bloomberg News, CNBC’s “Squawk Box,” Yahoo Finance and Cheddar TV, Julian has also been featured on ABC and CBS Radio, and has been quoted in The Washington Post, The Wall Street Journal, and the Chicago Tribune on travel-related topics as well. </div> </div> </div> <div class="expert-author-details"> <div class="expert-author-name-wrap"> <div class="expert-author-name author-byline-hoverover"> <a href="https://www.forbes.com/advisor/advisory-board/credit-cards/julian-kheel/" target="_blank" data-mktp-link='{"clickText":"Julian Kheel","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/advisory-board\/credit-cards\/julian-kheel\/","clickType":"internal"}'> Julian Kheel </a> <div class="expert-author-hover-over-bio"> <div class="expert-author-wrapper"> <div class="expert-author-img-wrapper"> <img src="https://thumbor.forbes.com/thumbor/fit-in/100x/https://thumbor.forbes.com/thumbor/fit-in/600x300/https://www.forbes.com/advisor/wp-content/uploads/2024/03/julian-kheel-headshot-Julian-Mark-Kheel.jpg" alt="Julian Kheel" loading="lazy" width="52" height="52"> </div> <div class="expert-author-details"> <div class="bio-author-name-wrap"> <div class="bio-author-name"> <a href="https://www.forbes.com/advisor/advisory-board/credit-cards/julian-kheel/" target="_blank" data-mktp-link='{"clickText":"Julian Kheel","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/advisory-board\/credit-cards\/julian-kheel\/","clickType":"internal"}'>Julian Kheel</a> </div> <div class="expert-author-name-icon"> <svg width="16" height="15" viewBox="0 0 16 15" fill="none" xmlns="http://www.w3.org/2000/svg"> <path fill-rule="evenodd" clip-rule="evenodd" d="M7.06395 0.604584C7.33994 0.392149 7.66998 0.286174 7.99996 0.286255C8.32994 0.286174 8.65998 0.392149 8.93597 0.604584L9.71839 1.20535L10.6989 1.07632C11.389 0.985388 12.0528 1.3699 12.319 2.01158L12.6957 2.92403L13.6068 3.30018L13.6081 3.30072C14.2498 3.56695 14.6341 4.23114 14.5432 4.92115L14.4143 5.90084L15.0154 6.68376C15.1742 6.8906 15.2736 7.12793 15.3134 7.37291C15.3424 7.55154 15.3397 7.73423 15.3052 7.91213C15.261 8.1408 15.1643 8.36151 15.0154 8.55541L14.4143 9.33833L14.5432 10.318C14.6341 11.008 14.2498 11.6722 13.6081 11.9385L13.6068 11.939L12.6957 12.3151L12.319 13.2276C12.0528 13.8693 11.389 14.2538 10.6989 14.1629L9.71839 14.0338L8.93597 14.6346C8.65998 14.847 8.32994 14.953 7.99996 14.9529C7.66998 14.953 7.33994 14.847 7.06395 14.6346L6.28153 14.0338L5.301 14.1629C4.61095 14.2538 3.94712 13.8693 3.68092 13.2276L3.30424 12.3151L2.39315 11.939L2.39185 11.9385C1.75017 11.6722 1.36577 11.008 1.45669 10.318L1.58559 9.33833L0.984507 8.55541C0.811607 8.33026 0.70915 8.06898 0.677354 7.80103C0.631236 7.41254 0.733844 7.01018 0.984507 6.68376L1.58559 5.90084L1.45669 4.92115C1.36577 4.23114 1.75017 3.56695 2.39185 3.30072L2.39315 3.30018L3.30424 2.92403L3.68092 2.01158C3.94712 1.3699 4.61095 0.985388 5.301 1.07632L6.28153 1.20535L7.06395 0.604584ZM10.8047 6.42433C11.065 6.16398 11.065 5.74187 10.8047 5.48152C10.5443 5.22117 10.1222 5.22117 9.86189 5.48152L7.33329 8.01011L6.47136 7.14818C6.21101 6.88783 5.7889 6.88783 5.52855 7.14818C5.26821 7.40853 5.26821 7.83064 5.52855 8.09099L6.86189 9.42432C7.12224 9.68468 7.54435 9.68468 7.8047 9.42432L10.8047 6.42433Z" fill="#4657A1"/> </svg> </div> </div> <div class="expert-author-role">Credit Cards and Travel Rewards Expert</div> </div> </div> <div class="expert-author-bio-content"> With over 15 years of professional experience studying credit cards and travel loyalty programs, Julian Kheel has served as CNN’s senior editor covering travel and credit cards, as well as the editorial director for The Points Guy, and worked as a consultant for the biggest airlines. He is currently the CEO of Tripsight Inc., an award tools company that recently released Points Path, the first browser extension that automatically adds the prices of flights in miles into Google Flights search results to help travelers decide when to best use their travel rewards.<br> <br> Julian first learned the ins and outs of credit card rewards and travel loyalty programs while flying more than 200,000 miles a year as a TV producer and director for World Wrestling Entertainment. (And yes, of course it’s all real.) He has previously written about travel and credit cards for U.S. News & World Report, Upgraded Points and Going, and created weekly columns for the travel websites Frequent Miler and Travel Codex.<br> <br> In addition to appearing as a TV analyst to discuss travel and loyalty programs on national segments for CNN, Bloomberg News, CNBC’s “Squawk Box,” Yahoo Finance and Cheddar TV, Julian has also been featured on ABC and CBS Radio, and has been quoted in The Washington Post, The Wall Street Journal, and the Chicago Tribune on travel-related topics as well. </div> </div> </div> <div class="expert-author-name-icon"> <svg width="16" height="15" viewBox="0 0 16 15" fill="none" xmlns="http://www.w3.org/2000/svg"> <path fill-rule="evenodd" clip-rule="evenodd" d="M7.06395 0.604584C7.33994 0.392149 7.66998 0.286174 7.99996 0.286255C8.32994 0.286174 8.65998 0.392149 8.93597 0.604584L9.71839 1.20535L10.6989 1.07632C11.389 0.985388 12.0528 1.3699 12.319 2.01158L12.6957 2.92403L13.6068 3.30018L13.6081 3.30072C14.2498 3.56695 14.6341 4.23114 14.5432 4.92115L14.4143 5.90084L15.0154 6.68376C15.1742 6.8906 15.2736 7.12793 15.3134 7.37291C15.3424 7.55154 15.3397 7.73423 15.3052 7.91213C15.261 8.1408 15.1643 8.36151 15.0154 8.55541L14.4143 9.33833L14.5432 10.318C14.6341 11.008 14.2498 11.6722 13.6081 11.9385L13.6068 11.939L12.6957 12.3151L12.319 13.2276C12.0528 13.8693 11.389 14.2538 10.6989 14.1629L9.71839 14.0338L8.93597 14.6346C8.65998 14.847 8.32994 14.953 7.99996 14.9529C7.66998 14.953 7.33994 14.847 7.06395 14.6346L6.28153 14.0338L5.301 14.1629C4.61095 14.2538 3.94712 13.8693 3.68092 13.2276L3.30424 12.3151L2.39315 11.939L2.39185 11.9385C1.75017 11.6722 1.36577 11.008 1.45669 10.318L1.58559 9.33833L0.984507 8.55541C0.811607 8.33026 0.70915 8.06898 0.677354 7.80103C0.631236 7.41254 0.733844 7.01018 0.984507 6.68376L1.58559 5.90084L1.45669 4.92115C1.36577 4.23114 1.75017 3.56695 2.39185 3.30072L2.39315 3.30018L3.30424 2.92403L3.68092 2.01158C3.94712 1.3699 4.61095 0.985388 5.301 1.07632L6.28153 1.20535L7.06395 0.604584ZM10.8047 6.42433C11.065 6.16398 11.065 5.74187 10.8047 5.48152C10.5443 5.22117 10.1222 5.22117 9.86189 5.48152L7.33329 8.01011L6.47136 7.14818C6.21101 6.88783 5.7889 6.88783 5.52855 7.14818C5.26821 7.40853 5.26821 7.83064 5.52855 8.09099L6.86189 9.42432C7.12224 9.68468 7.54435 9.68468 7.8047 9.42432L10.8047 6.42433Z" fill="#4657A1"/> </svg> </div> </div> <div class="expert-author-role">Credit Cards and Travel Rewards Expert</div> </div> </div> <div class="expert-content"> <div class="expert-content__data"><p>The quarterly categories are the highlight of the Discover it® Cash Back. You’ll often find broad options on its rotating list of categories, such as restaurants, drug stores, gas stations and groceries, which makes it easy for almost any household to take advantage of them. Just don’t get tripped up by forgetting to activate the categories at the start of each quarter, because you can’t do it retroactively to earn bonus cash back on your past purchases.</p> </div> <div class="expert-content__additional-data-wrap "> </div> </div> </div> <div class="accordion-tab " data-mktp-misc-click='{"clickText":"Pros & Cons","clickType":"Accordion","referenceText":"Discover it\u00ae Cash Back"}'>Pros & Cons</div> <div id="pros_cons288200" class="c-tab--content list-points"> <div class="pros-cons-wrapper"> <div class="list-points pros"> <ul> <li>5% cash back on quarterly rotating spending categories throughout the year (activation required)</li> <li>Discover will automatically match all the cash back you’ve earned at the end of your first year</li> <li>No minimum cash-back redemption</li> </ul> </div> <div class="list-points cons"> <ul> <li>5% bonus cash-back rate is limited to $1,500 per quarter in spending</li> <li>Bonus categories must be activated quarterly</li> <li>Low 1% base reward rate on everything else</li> </ul> </div> </div> </div> <div class="accordion-tab " data-mktp-misc-click='{"clickText":"Card Details","clickType":"Accordion","referenceText":"Discover it\u00ae Cash Back"}'>Card Details</div> <div id="card_details288200" class="c-tab--content list-points rewards-credit-cards"> <ul> <li>INTRO OFFER: Unlimited Cashback Match for all new cardmembers–only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.</li> <li>Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.</li> <li>Redeem your rewards for cash at any time.</li> <li>Apply and you could get a decision in as little as 60 seconds. No annual fee.</li> <li>Start shopping and earning rewards in minutes with our digital card, before your physical card arrives in the mail, if eligible.</li> <li>Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.</li> <li>Get a 0% intro APR for 15 months on purchases. Then 18.74% to 27.74% Standard Variable Purchase APR applies, based on credit worthiness.</li> <li>Terms and conditions apply.</li> </ul> </div> </div> </div> </div> </div> <div class="tooltip_templates d-none"> <div id="welcome_bonus_tooltip_content288200" class="tooltip_content"> INTRO OFFER: Unlimited Cashback Match for all new cardmembers–only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300. </div> <div id="credit_score_tooltip">Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.</div> </div> </section> <section class="cc-widget-wrapper" id="discover_it_student_cash_back"> <div class="exclude-eds credit-card-widget cc-wrapper " data-mktp-container='{"componentTitle":"Discover it\u00ae Student Cash Back","componentType":"Widget Credit Card 2021"}'> <h2 class="title_above_card"> Best Student or Secured Cards </h2> <div class="cc-wrapper-inner shadow-effect relative" data-mktp-product='{"itemId":"288220","itemName":"Discover it\u00ae Student Cash Back","itemBrand":"Impact","itemCategory":"Credit cards","itemCategory2":"","itemCategory3":"","itemCategory4":"","price":0,"quantity":1,"affiliation":"Impact","coupon":"","secondaryCallout":"","starRatings":5,"initialCost":0,"subscriptionCost":0}'> <div class="card-top-wrap "> <div class="left"> <h2 class="card-best-for"> Best Discover Student Card </h2> <h3 class="card-title"> Discover it® Student Cash Back </h3> <div class="xl:inline-flex 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src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/lock-white-icon.svg" alt="Apply Now"> </span> </a> <div class="secure-site-txt"> On Discover's Website</div> </div> </div> </div> <div class="card-middle-wrap"> <div class="left"> <div class="card-image-outer"> <div class="card-image-wrapper"> <a href="https://goto.discover.com/c/1955282/568217/9099?prodsku=110&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fstudent-it-af.html%3Fsc%3DRJUK%26cmpgnid%3Dls-dca-ir-student-it-RJUK-dtop-%7Bmp_value1%7D&intsrc=APIG_4272&sharedid=4505397" class="image-overlay-wrapper cc-image-cta track-type " data-img="https://www.forbes.com/advisor/wp-content/uploads/2022/05/9099-661911v1fromPopup1.jpg" data-advertiser="Discover" rel="nofollow" target="_blank" data-cta-text="NA" data-link-placement="Image Link" data-url="https://goto.discover.com/c/1955282/568217/9099?prodsku=110&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fstudent-it-af.html%3Fsc%3DRJUK%26cmpgnid%3Dls-dca-ir-student-it-RJUK-dtop-%7Bmp_value1%7D&intsrc=APIG_4272&sharedid=4505397" data-component-title="Credit Card Widget" data-product-name="Discover it® Student Cash Back" data-product-category="Credit Card" data-product-position="2" data-product-badge="Best Discover Student Card" data-product-rating="5" data-product-offer="No" data-wp-postid="288220" data-product-id="NA" data-product-segment="Best Offers" data-mktp-conversion='{"clickText":"Click Here To Apply Now","clickUrl":"https:\/\/goto.discover.com\/c\/1955282\/568217\/9099?prodsku=110&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fstudent-it-af.html%3Fsc%3DRJUK%26cmpgnid%3Dls-dca-ir-student-it-RJUK-dtop-%7Bmp_value1%7D&intsrc=APIG_4272&sharedid=4505397","partnerName":"Impact"}' > <img loading="lazy" class="card-image" width="150" height="94" src="https://thumbor.forbes.com/thumbor/fit-in/300x/https://www.forbes.com/advisor/wp-content/uploads/2022/05/9099-661911v1fromPopup1.jpg" alt="Discover it® Student Cash Back" > <div class="img-overlay"> <span> Click Here To Apply Now </span> </div> </a> </div> <div class="rates-fees-wrapper"> <a href="https://goto.discover.com/c/1955282/568217/9099?prodsku=110&u=https%3A%2F%2Fwww.discovercard.com%2Fapplication%2Fwebsite%2Fratesrewards%3FsrcCde%3DRJUK%264&intsrc=APIG_4272&sharedid=258837" target="_blank" class="bold" data-mktp-conversion='{"clickText":"Rates & Fees","clickUrl":"https:\/\/goto.discover.com\/c\/1955282\/568217\/9099?prodsku=110&u=https%3A%2F%2Fwww.discovercard.com%2Fapplication%2Fwebsite%2Fratesrewards%3FsrcCde%3DRJUK%264&intsrc=APIG_4272&sharedid=258837","partnerName":"Impact"}'> Rates & Fees  </a> </div> </div> <div class="bottom-wrap"> <div class="small-card-rating rate-fees-present"> <div class="card-rating has-tooltip"> <div class="left-wrap"> <div class="rating-value">5.0</div> </div> <div class="right-wrap"> <div class="cc-rating-wrapper"> <span class="cc-rating" style="width: 100%;"></span> </div> <div class="rating-logo"> <img loading="lazy" width="85" height="12" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/fb-rating-logo.svg" alt="Forbes Advisor"> <span class="icon-tooltip icon-info"></span> </div> </div> <div class="card-rating-tooltip">Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.</div></div> </div> </div> </div> <div class="right"> <div class="btn-wrap d-none mobile-btn-wrap"> <a href="https://goto.discover.com/c/1955282/568217/9099?prodsku=110&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fstudent-it-af.html%3Fsc%3DRJUK%26cmpgnid%3Dls-dca-ir-student-it-RJUK-dtop-%7Bmp_value1%7D&intsrc=APIG_4272&sharedid=4505397" class="apply-now cc-mobile-cta track-type c-button " data-img="https://www.forbes.com/advisor/wp-content/uploads/2022/05/9099-661911v1fromPopup1.jpg" data-advertiser="Discover" rel="nofollow" target="_blank" data-cta-text="Apply Now" data-link-placement="Button Link" data-url="https://goto.discover.com/c/1955282/568217/9099?prodsku=110&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fstudent-it-af.html%3Fsc%3DRJUK%26cmpgnid%3Dls-dca-ir-student-it-RJUK-dtop-%7Bmp_value1%7D&intsrc=APIG_4272&sharedid=4505397" data-component-title="Credit Card Widget" data-product-name="Discover it® Student Cash Back" data-product-category="Credit Card" data-product-position="2" data-product-badge="Best Discover Student Card" data-product-rating="5" data-product-offer="No" data-wp-postid="288220" data-product-id="NA" data-product-segment="Best Offers" data-mktp-conversion='{"clickText":"Apply Now","clickUrl":"https:\/\/goto.discover.com\/c\/1955282\/568217\/9099?prodsku=110&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fstudent-it-af.html%3Fsc%3DRJUK%26cmpgnid%3Dls-dca-ir-student-it-RJUK-dtop-%7Bmp_value1%7D&intsrc=APIG_4272&sharedid=4505397","partnerName":"Impact"}' > <span> Apply Now <img loading="lazy" width="24" height="24" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/lock-white-icon.svg" alt="Apply Now"> </span> </a> <div class="secure-site-txt"> On Discover's Website</div> </div> <div class="rewards-wrapper"> <div class="left"> <div class="icon-wrap"></div> </div> <div class="right"> <p class="cc-reward-rate">Up to 5% Reward Rate</p> <p class="cc-reward-desc"> <span>Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations,</span><a href="javascript:void(0);" class="read-more" data-description="Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases." data-shortDescription="Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations,"data-mktp-misc-click='{"clickText":"Read More","clickType":"Link Click","referenceText":"Discover it\u00ae Student Cash Back"}'>Read More</a> </p> </div> </div> <div class="facts-wrapper"> <div class="facts"> <h4 class="fact"> Welcome Bonus<span class="icon-tooltip icon-info tooltip tooltip-tippy" data-tooltip-content="#welcome_bonus_tooltip_content288220"data-mktp-misc-click='{"clickText":"Welcome Bonus","clickType":"Tooltip","referenceText":"Discover it\u00ae Student Cash Back"}'></span> </h4> <p class="fact-value">Cashback Match™</p> </div> <div class="facts"> <h4 class="fact">Annual Fee</h4> <p class="fact-value">$0</p> </div> <div class="facts"> <h4 class="fact">Regular APR</h4> <p class="fact-value">17.74% - 26.74% Variable APR</p> </div> <div class="facts"> <h4 class="fact"> Credit Score <span class="icon-tooltip icon-info tooltip tooltip-tippy" data-tooltip-content="#credit_score_tooltip" data-mktp-misc-click='{"clickText":"Credit Score","clickType":"Tooltip","referenceText":"Discover it\u00ae Student Cash Back"}'></span> </h4> <p class="fact-value"> Fair/New to Credit </p> </div> </div> </div> </div> <div class="card-bottom-wrap"> <div class="tab-content-wrapper cc-tab-content-wrapper"> <div class="accordion-tab " data-mktp-misc-click='{"clickText":"Why We Picked It","clickType":"Accordion","referenceText":"Discover it\u00ae Student Cash Back"}'> Our Expert Take </div> <div id="why_we_picked_it288220" class="c-tab--content list-points"> <div><p>Here’s an excellent way for students with average or limited credit scores to gain experience managing credit. No annual fee, no penalty APR, plus up to 5% cashback rewards in rotating categories (up to a quarterly cap with enrollment, 1% back on other purchases) earn this card an “A” in our book.</p> </div> </div> <div class="accordion-tab " data-mktp-misc-click='{"clickText":"Expert Commentary","clickType":"Accordion","referenceText":"Discover it\u00ae Student Cash Back"}'> Expert Commentary </div> <div id="expert_take288220" class="c-tab--content-wrap expert-take-content"> <style id="style_2_user-reviews-style">.expert-author-wrapper{display:flex;margin-bottom:24px}@media (max-width:1023px){.expert-author-wrapper{margin-bottom:20px}}.expert-author-wrapper .expert-author-img-wrapper{display:inline-block;margin-right:12px;position:relative;vertical-align:middle}.expert-author-wrapper .expert-author-img-wrapper>a{display:block;font-size:14px}.expert-author-wrapper .expert-author-img-wrapper img{border-radius:50%;height:auto;-o-object-fit:cover;object-fit:cover;width:100%}.expert-author-wrapper 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Take"}'> <div class="expert-author-img-wrapper"> <a href="https://www.forbes.com/advisor/advisory-board/credit-cards/albert-hsieh/" class="mobile-disabled-link" target="_blank"> <img src="https://thumbor.forbes.com/thumbor/fit-in/100x/https://thumbor.forbes.com/thumbor/fit-in/600x300/https://www.forbes.com/advisor/wp-content/uploads/2024/05/Albert-Hsieh-Emirates-Albert-Hsieh-scaled-e1714653229777.jpg" alt="Albert Hsieh" loading="lazy" width="52" height="52"> </a> <div class="expert-author-hover-over-bio"> <div class="expert-author-wrapper"> <div class="expert-author-img-wrapper"> <img src="https://thumbor.forbes.com/thumbor/fit-in/100x/https://thumbor.forbes.com/thumbor/fit-in/600x300/https://www.forbes.com/advisor/wp-content/uploads/2024/05/Albert-Hsieh-Emirates-Albert-Hsieh-scaled-e1714653229777.jpg" alt="Albert Hsieh" loading="lazy" width="52" height="52"> </div> <div class="expert-author-details"> <div class="bio-author-name-wrap"> <div class="bio-author-name"> <a href="https://www.forbes.com/advisor/advisory-board/credit-cards/albert-hsieh/" target="_blank" data-mktp-link='{"clickText":"Albert Hsieh","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/advisory-board\/credit-cards\/albert-hsieh\/","clickType":"internal"}'>Albert Hsieh</a> </div> <div class="expert-author-name-icon"> <svg width="16" height="15" viewBox="0 0 16 15" fill="none" xmlns="http://www.w3.org/2000/svg"> <path fill-rule="evenodd" clip-rule="evenodd" d="M7.06395 0.604584C7.33994 0.392149 7.66998 0.286174 7.99996 0.286255C8.32994 0.286174 8.65998 0.392149 8.93597 0.604584L9.71839 1.20535L10.6989 1.07632C11.389 0.985388 12.0528 1.3699 12.319 2.01158L12.6957 2.92403L13.6068 3.30018L13.6081 3.30072C14.2498 3.56695 14.6341 4.23114 14.5432 4.92115L14.4143 5.90084L15.0154 6.68376C15.1742 6.8906 15.2736 7.12793 15.3134 7.37291C15.3424 7.55154 15.3397 7.73423 15.3052 7.91213C15.261 8.1408 15.1643 8.36151 15.0154 8.55541L14.4143 9.33833L14.5432 10.318C14.6341 11.008 14.2498 11.6722 13.6081 11.9385L13.6068 11.939L12.6957 12.3151L12.319 13.2276C12.0528 13.8693 11.389 14.2538 10.6989 14.1629L9.71839 14.0338L8.93597 14.6346C8.65998 14.847 8.32994 14.953 7.99996 14.9529C7.66998 14.953 7.33994 14.847 7.06395 14.6346L6.28153 14.0338L5.301 14.1629C4.61095 14.2538 3.94712 13.8693 3.68092 13.2276L3.30424 12.3151L2.39315 11.939L2.39185 11.9385C1.75017 11.6722 1.36577 11.008 1.45669 10.318L1.58559 9.33833L0.984507 8.55541C0.811607 8.33026 0.70915 8.06898 0.677354 7.80103C0.631236 7.41254 0.733844 7.01018 0.984507 6.68376L1.58559 5.90084L1.45669 4.92115C1.36577 4.23114 1.75017 3.56695 2.39185 3.30072L2.39315 3.30018L3.30424 2.92403L3.68092 2.01158C3.94712 1.3699 4.61095 0.985388 5.301 1.07632L6.28153 1.20535L7.06395 0.604584ZM10.8047 6.42433C11.065 6.16398 11.065 5.74187 10.8047 5.48152C10.5443 5.22117 10.1222 5.22117 9.86189 5.48152L7.33329 8.01011L6.47136 7.14818C6.21101 6.88783 5.7889 6.88783 5.52855 7.14818C5.26821 7.40853 5.26821 7.83064 5.52855 8.09099L6.86189 9.42432C7.12224 9.68468 7.54435 9.68468 7.8047 9.42432L10.8047 6.42433Z" fill="#4657A1"/> </svg> </div> </div> <div class="expert-author-role">Credit Cards and Reward Points Expert</div> </div> </div> <div class="expert-author-bio-content"> Albert Hsieh is founder and CEO of Foxtrot Dash Inc., a San Francisco-based travel rewards marketplace offering a smart wallet that recommends 30,000 ways to maximize the redemption of hard-earned credit card and travel rewards points. He has proudly redeemed over 30 million reward points, and he and the Foxtrot Dash team boast over three decades of points and miles experience.<br> <br> Albert has had a lifelong passion for aviation largely sparked by his dad, who retired after 30 years with United Airlines at San Francisco and Oakland. Since childhood, Albert grew fascinated by premium air travel and flew “The Tulip” (the nickname for United's fondly remembered "U" logo) to destinations far and near, with Taiwan, Japan and Egypt ranked as his top favorites.<br> <br> With an unwavering commitment to the global travel industry, Albert served for 20 years as a commercial and marketing leader at Fortune 500 travel companies including JetBlue, China Airlines, XOJET and Westfield Airports LAX. He later worked as a consultant for Jet Edge, leading a companywide rebrand before their VistaJet acquisition. In recent years, Albert launched his Instagram feed where he captures his global credit card points and airline miles adventures with impeccable photography of luxury airline cabins and beautiful hotels.<br> <br> His work is regularly featured in social campaigns, and he has drawn mentions in The New York Times and Nob Hill Gazette. On the Money Seed podcast, he has been heard discussing the future of credit card reward points, global travel trends and loyalty programs. When he's not traveling, Albert enjoys life on the West Coast by seeking out new restaurants and world-class wineries, and by spending quality time with loved ones. </div> </div> </div> <div class="expert-author-details"> <div class="expert-author-name-wrap"> <div class="expert-author-name author-byline-hoverover"> <a href="https://www.forbes.com/advisor/advisory-board/credit-cards/albert-hsieh/" target="_blank" data-mktp-link='{"clickText":"Albert Hsieh","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/advisory-board\/credit-cards\/albert-hsieh\/","clickType":"internal"}'> Albert Hsieh </a> <div class="expert-author-hover-over-bio"> <div class="expert-author-wrapper"> <div class="expert-author-img-wrapper"> <img src="https://thumbor.forbes.com/thumbor/fit-in/100x/https://thumbor.forbes.com/thumbor/fit-in/600x300/https://www.forbes.com/advisor/wp-content/uploads/2024/05/Albert-Hsieh-Emirates-Albert-Hsieh-scaled-e1714653229777.jpg" alt="Albert Hsieh" loading="lazy" width="52" height="52"> </div> <div class="expert-author-details"> <div class="bio-author-name-wrap"> <div class="bio-author-name"> <a href="https://www.forbes.com/advisor/advisory-board/credit-cards/albert-hsieh/" target="_blank" data-mktp-link='{"clickText":"Albert Hsieh","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/advisory-board\/credit-cards\/albert-hsieh\/","clickType":"internal"}'>Albert Hsieh</a> </div> <div class="expert-author-name-icon"> <svg width="16" height="15" viewBox="0 0 16 15" fill="none" xmlns="http://www.w3.org/2000/svg"> <path fill-rule="evenodd" clip-rule="evenodd" d="M7.06395 0.604584C7.33994 0.392149 7.66998 0.286174 7.99996 0.286255C8.32994 0.286174 8.65998 0.392149 8.93597 0.604584L9.71839 1.20535L10.6989 1.07632C11.389 0.985388 12.0528 1.3699 12.319 2.01158L12.6957 2.92403L13.6068 3.30018L13.6081 3.30072C14.2498 3.56695 14.6341 4.23114 14.5432 4.92115L14.4143 5.90084L15.0154 6.68376C15.1742 6.8906 15.2736 7.12793 15.3134 7.37291C15.3424 7.55154 15.3397 7.73423 15.3052 7.91213C15.261 8.1408 15.1643 8.36151 15.0154 8.55541L14.4143 9.33833L14.5432 10.318C14.6341 11.008 14.2498 11.6722 13.6081 11.9385L13.6068 11.939L12.6957 12.3151L12.319 13.2276C12.0528 13.8693 11.389 14.2538 10.6989 14.1629L9.71839 14.0338L8.93597 14.6346C8.65998 14.847 8.32994 14.953 7.99996 14.9529C7.66998 14.953 7.33994 14.847 7.06395 14.6346L6.28153 14.0338L5.301 14.1629C4.61095 14.2538 3.94712 13.8693 3.68092 13.2276L3.30424 12.3151L2.39315 11.939L2.39185 11.9385C1.75017 11.6722 1.36577 11.008 1.45669 10.318L1.58559 9.33833L0.984507 8.55541C0.811607 8.33026 0.70915 8.06898 0.677354 7.80103C0.631236 7.41254 0.733844 7.01018 0.984507 6.68376L1.58559 5.90084L1.45669 4.92115C1.36577 4.23114 1.75017 3.56695 2.39185 3.30072L2.39315 3.30018L3.30424 2.92403L3.68092 2.01158C3.94712 1.3699 4.61095 0.985388 5.301 1.07632L6.28153 1.20535L7.06395 0.604584ZM10.8047 6.42433C11.065 6.16398 11.065 5.74187 10.8047 5.48152C10.5443 5.22117 10.1222 5.22117 9.86189 5.48152L7.33329 8.01011L6.47136 7.14818C6.21101 6.88783 5.7889 6.88783 5.52855 7.14818C5.26821 7.40853 5.26821 7.83064 5.52855 8.09099L6.86189 9.42432C7.12224 9.68468 7.54435 9.68468 7.8047 9.42432L10.8047 6.42433Z" fill="#4657A1"/> </svg> </div> </div> <div class="expert-author-role">Credit Cards and Reward Points Expert</div> </div> </div> <div class="expert-author-bio-content"> Albert Hsieh is founder and CEO of Foxtrot Dash Inc., a San Francisco-based travel rewards marketplace offering a smart wallet that recommends 30,000 ways to maximize the redemption of hard-earned credit card and travel rewards points. He has proudly redeemed over 30 million reward points, and he and the Foxtrot Dash team boast over three decades of points and miles experience.<br> <br> Albert has had a lifelong passion for aviation largely sparked by his dad, who retired after 30 years with United Airlines at San Francisco and Oakland. Since childhood, Albert grew fascinated by premium air travel and flew “The Tulip” (the nickname for United's fondly remembered "U" logo) to destinations far and near, with Taiwan, Japan and Egypt ranked as his top favorites.<br> <br> With an unwavering commitment to the global travel industry, Albert served for 20 years as a commercial and marketing leader at Fortune 500 travel companies including JetBlue, China Airlines, XOJET and Westfield Airports LAX. He later worked as a consultant for Jet Edge, leading a companywide rebrand before their VistaJet acquisition. In recent years, Albert launched his Instagram feed where he captures his global credit card points and airline miles adventures with impeccable photography of luxury airline cabins and beautiful hotels.<br> <br> His work is regularly featured in social campaigns, and he has drawn mentions in The New York Times and Nob Hill Gazette. On the Money Seed podcast, he has been heard discussing the future of credit card reward points, global travel trends and loyalty programs. When he's not traveling, Albert enjoys life on the West Coast by seeking out new restaurants and world-class wineries, and by spending quality time with loved ones. </div> </div> </div> <div class="expert-author-name-icon"> <svg width="16" height="15" viewBox="0 0 16 15" fill="none" xmlns="http://www.w3.org/2000/svg"> <path fill-rule="evenodd" clip-rule="evenodd" d="M7.06395 0.604584C7.33994 0.392149 7.66998 0.286174 7.99996 0.286255C8.32994 0.286174 8.65998 0.392149 8.93597 0.604584L9.71839 1.20535L10.6989 1.07632C11.389 0.985388 12.0528 1.3699 12.319 2.01158L12.6957 2.92403L13.6068 3.30018L13.6081 3.30072C14.2498 3.56695 14.6341 4.23114 14.5432 4.92115L14.4143 5.90084L15.0154 6.68376C15.1742 6.8906 15.2736 7.12793 15.3134 7.37291C15.3424 7.55154 15.3397 7.73423 15.3052 7.91213C15.261 8.1408 15.1643 8.36151 15.0154 8.55541L14.4143 9.33833L14.5432 10.318C14.6341 11.008 14.2498 11.6722 13.6081 11.9385L13.6068 11.939L12.6957 12.3151L12.319 13.2276C12.0528 13.8693 11.389 14.2538 10.6989 14.1629L9.71839 14.0338L8.93597 14.6346C8.65998 14.847 8.32994 14.953 7.99996 14.9529C7.66998 14.953 7.33994 14.847 7.06395 14.6346L6.28153 14.0338L5.301 14.1629C4.61095 14.2538 3.94712 13.8693 3.68092 13.2276L3.30424 12.3151L2.39315 11.939L2.39185 11.9385C1.75017 11.6722 1.36577 11.008 1.45669 10.318L1.58559 9.33833L0.984507 8.55541C0.811607 8.33026 0.70915 8.06898 0.677354 7.80103C0.631236 7.41254 0.733844 7.01018 0.984507 6.68376L1.58559 5.90084L1.45669 4.92115C1.36577 4.23114 1.75017 3.56695 2.39185 3.30072L2.39315 3.30018L3.30424 2.92403L3.68092 2.01158C3.94712 1.3699 4.61095 0.985388 5.301 1.07632L6.28153 1.20535L7.06395 0.604584ZM10.8047 6.42433C11.065 6.16398 11.065 5.74187 10.8047 5.48152C10.5443 5.22117 10.1222 5.22117 9.86189 5.48152L7.33329 8.01011L6.47136 7.14818C6.21101 6.88783 5.7889 6.88783 5.52855 7.14818C5.26821 7.40853 5.26821 7.83064 5.52855 8.09099L6.86189 9.42432C7.12224 9.68468 7.54435 9.68468 7.8047 9.42432L10.8047 6.42433Z" fill="#4657A1"/> </svg> </div> </div> <div class="expert-author-role">Credit Cards and Reward Points Expert</div> </div> </div> <div class="expert-content"> <div class="expert-content__data"><p>An engaging and fun student credit card, the Discover it® Student Cash Back combines useful benefits for cardholders to learn about building credit history while earning extra cash back each quarter on select categories.</p> </div> <div class="expert-content__additional-data-wrap "> </div> </div> </div> <div class="accordion-tab " data-mktp-misc-click='{"clickText":"Pros & Cons","clickType":"Accordion","referenceText":"Discover it\u00ae Student Cash Back"}'>Pros & Cons</div> <div id="pros_cons288220" class="c-tab--content list-points"> <div class="pros-cons-wrapper"> <div class="list-points pros"> <ul> <li>5% cash back on rotating bonus categories after activation</li> <li>First-year Cashback Match™</li> <li>Intro APR on purchases for 6 months</li> </ul> </div> <div class="list-points cons"> <ul> <li>5% bonus cash-back rate is limited to $1,500 per quarter in spending on select categories</li> <li>Bonus categories must be activated quarterly</li> <li>Low 1% base reward rate</li> </ul> </div> </div> </div> <div class="accordion-tab " data-mktp-misc-click='{"clickText":"Card Details","clickType":"Accordion","referenceText":"Discover it\u00ae Student Cash Back"}'>Card Details</div> <div id="card_details288220" class="c-tab--content list-points rewards-credit-cards"> <ul> <li>INTRO OFFER: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 cash back into $200. There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.</li> <li>Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.</li> <li>Redeem your rewards for cash at any time.</li> <li>No credit score required to apply.</li> <li>Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.</li> <li>No annual fee and build your credit with responsible use.</li> <li>0% intro APR on purchases for 6 months, then the standard variable purchase APR of 17.74% – 26.74% applies.</li> <li>Terms and conditions apply.</li> </ul> </div> </div> </div> </div> </div> <div class="tooltip_templates d-none"> <div id="welcome_bonus_tooltip_content288220" class="tooltip_content"> INTRO OFFER: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 cash back into $200. There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match. </div> <div id="credit_score_tooltip">Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.</div> </div> </section> <section class="cc-widget-wrapper" id="discover_it_secured_credit_card"> <div class="exclude-eds credit-card-widget cc-wrapper " data-mktp-container='{"componentTitle":"Discover it\u00ae Secured Credit Card","componentType":"Widget Credit Card 2021"}'> <div class="cc-wrapper-inner shadow-effect relative" data-mktp-product='{"itemId":"288226","itemName":"Discover it\u00ae Secured Credit Card","itemBrand":"Impact","itemCategory":"Credit cards","itemCategory2":"","itemCategory3":"","itemCategory4":"","price":0,"quantity":1,"affiliation":"Impact","coupon":"","secondaryCallout":"","starRatings":4.2,"initialCost":0,"subscriptionCost":0}'> <div class="card-top-wrap "> <div class="left"> <h2 class="card-best-for"> Best Secured Discover Card </h2> <h3 class="card-title"> Discover it® Secured Credit Card </h3> <div class="xl:inline-flex xl:items-center mr-14px compare-btn-wrap" data-mktp-misc-click='{"clickText":"Add To Compare","clickType":"Check Box","referenceText":"Discover it\u00ae Secured Credit Card"}' > <input autocomplete="off" type="checkbox" id="add-compare-288226" class="compare-checkbox opacity-60 h-5 w-5 mr-2 track-type" data-cta-text="Add to Compare Checkbox" data-link-placement="NA" data-url="https://goto.discover.com/c/1955282/568217/9099?prodsku=109&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fsecured-card-af.html%3Fsc%3DGEGX%26cmpgnid%3Dls-dca-ir-secured-GEGX-%7Bmp_value1%7D&intsrc=APIG_4272&sharedid=4505397" data-component-title="Credit Card Widget" data-product-name="Discover it® Secured Credit Card" data-product-category="Credit Card" data-product-position="3" data-product-badge="Best Secured Discover Card" data-product-rating="4.2" data-product-offer="No" data-wp-postid="288226" data-product-id="NA" data-product-segment="Best Offers" data-compare-card-id="288226" data-card-title="Discover it® Secured Credit Card" > <label 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data-url="https://goto.discover.com/c/1955282/568217/9099?prodsku=109&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fsecured-card-af.html%3Fsc%3DGEGX%26cmpgnid%3Dls-dca-ir-secured-GEGX-%7Bmp_value1%7D&intsrc=APIG_4272&sharedid=4505397" data-component-title="Credit Card Widget" data-product-name="Discover it® Secured Credit Card" data-product-category="Credit Card" data-product-position="3" data-product-badge="Best Secured Discover Card" data-product-rating="4.2" data-product-offer="No" data-wp-postid="288226" data-product-id="NA" data-product-segment="Best Offers" data-mktp-conversion='{"clickText":"Click Here To Apply Now","clickUrl":"https:\/\/goto.discover.com\/c\/1955282\/568217\/9099?prodsku=109&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fsecured-card-af.html%3Fsc%3DGEGX%26cmpgnid%3Dls-dca-ir-secured-GEGX-%7Bmp_value1%7D&intsrc=APIG_4272&sharedid=4505397","partnerName":"Impact"}' > <img loading="lazy" class="card-image" width="150" height="94" src="https://thumbor.forbes.com/thumbor/fit-in/300x/https://www.forbes.com/advisor/wp-content/uploads/2022/05/9099-566851v3fromPopup1.jpg" alt="Discover it® Secured Credit Card" > <div class="img-overlay"> <span> Click Here To Apply Now </span> </div> </a> </div> <div class="rates-fees-wrapper"> <a href="https://goto.discover.com/c/1955282/568217/9099?prodsku=109&u=https%3A%2F%2Fwww.discovercard.com%2Fapplication%2Fwebsite%2Fratesrewards%3FsrcCde%3DGEGX%268&intsrc=APIG_4272&sharedid=258837" target="_blank" class="bold" data-mktp-conversion='{"clickText":"Rates & Fees","clickUrl":"https:\/\/goto.discover.com\/c\/1955282\/568217\/9099?prodsku=109&u=https%3A%2F%2Fwww.discovercard.com%2Fapplication%2Fwebsite%2Fratesrewards%3FsrcCde%3DGEGX%268&intsrc=APIG_4272&sharedid=258837","partnerName":"Impact"}'> Rates & Fees  </a> </div> </div> <div class="bottom-wrap"> <div class="small-card-rating rate-fees-present"> <div class="card-rating has-tooltip"> <div class="left-wrap"> <div class="rating-value">4.2</div> </div> <div class="right-wrap"> <div class="cc-rating-wrapper"> <span class="cc-rating" style="width: 80%;"></span> </div> <div class="rating-logo"> <img loading="lazy" width="85" height="12" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/fb-rating-logo.svg" alt="Forbes Advisor"> <span class="icon-tooltip icon-info"></span> </div> </div> <div class="card-rating-tooltip">Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.</div></div> </div> </div> </div> <div class="right"> <div class="btn-wrap d-none mobile-btn-wrap"> <a href="https://goto.discover.com/c/1955282/568217/9099?prodsku=109&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fsecured-card-af.html%3Fsc%3DGEGX%26cmpgnid%3Dls-dca-ir-secured-GEGX-%7Bmp_value1%7D&intsrc=APIG_4272&sharedid=4505397" class="apply-now cc-mobile-cta track-type c-button " data-img="https://www.forbes.com/advisor/wp-content/uploads/2022/05/9099-566851v3fromPopup1.jpg" data-advertiser="Discover" rel="nofollow" target="_blank" data-cta-text="Apply Now" data-link-placement="Button Link" data-url="https://goto.discover.com/c/1955282/568217/9099?prodsku=109&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fsecured-card-af.html%3Fsc%3DGEGX%26cmpgnid%3Dls-dca-ir-secured-GEGX-%7Bmp_value1%7D&intsrc=APIG_4272&sharedid=4505397" data-component-title="Credit Card Widget" data-product-name="Discover it® Secured Credit Card" data-product-category="Credit Card" data-product-position="3" data-product-badge="Best Secured Discover Card" data-product-rating="4.2" data-product-offer="No" data-wp-postid="288226" data-product-id="NA" data-product-segment="Best Offers" data-mktp-conversion='{"clickText":"Apply Now","clickUrl":"https:\/\/goto.discover.com\/c\/1955282\/568217\/9099?prodsku=109&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fsecured-card-af.html%3Fsc%3DGEGX%26cmpgnid%3Dls-dca-ir-secured-GEGX-%7Bmp_value1%7D&intsrc=APIG_4272&sharedid=4505397","partnerName":"Impact"}' > <span> Apply Now <img loading="lazy" width="24" height="24" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/lock-white-icon.svg" alt="Apply Now"> </span> </a> <div class="secure-site-txt"> On Discover's Website</div> </div> <div class="rewards-wrapper"> <div class="left"> <div class="icon-wrap"></div> </div> <div class="right"> <p class="cc-reward-rate">Up to 2% Reward Rate</p> <p class="cc-reward-desc"> <span>Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus</span><a href="javascript:void(0);" class="read-more" data-description="Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus earn unlimited 1% cash back on all other purchases." data-shortDescription="Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus"data-mktp-misc-click='{"clickText":"Read More","clickType":"Link Click","referenceText":"Discover it\u00ae Secured Credit Card"}'>Read More</a> </p> </div> </div> <div class="facts-wrapper"> <div class="facts"> <h4 class="fact"> Welcome Bonus<span class="icon-tooltip icon-info tooltip tooltip-tippy" data-tooltip-content="#welcome_bonus_tooltip_content288226"data-mktp-misc-click='{"clickText":"Welcome Bonus","clickType":"Tooltip","referenceText":"Discover it\u00ae Secured Credit Card"}'></span> </h4> <p class="fact-value">Cashback Match™</p> </div> <div class="facts"> <h4 class="fact">Annual Fee</h4> <p class="fact-value">$0</p> </div> <div class="facts"> <h4 class="fact">Regular APR</h4> <p class="fact-value">27.74% Variable APR</p> </div> <div class="facts"> <h4 class="fact"> Credit Score <span class="icon-tooltip icon-info tooltip tooltip-tippy" data-tooltip-content="#credit_score_tooltip" data-mktp-misc-click='{"clickText":"Credit Score","clickType":"Tooltip","referenceText":"Discover it\u00ae Secured Credit Card"}'></span> </h4> <p class="fact-value"> New/Rebuilding Credit </p> </div> </div> </div> </div> <div class="card-bottom-wrap"> <div class="tab-content-wrapper cc-tab-content-wrapper"> <div class="accordion-tab " data-mktp-misc-click='{"clickText":"Why We Picked It","clickType":"Accordion","referenceText":"Discover it\u00ae Secured Credit Card"}'> Our Expert Take </div> <div id="why_we_picked_it288226" class="c-tab--content list-points"> <div><p>In the secured credit world, the Discover it® Secured Credit Card stands above the competition. With an unlimited 1% cash back rate on all purchases, plus 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter, no penalty APR and no annual fee, we love this card for those who need to rebuild their credit. The matching cash back reward at the end of your first year is a sweet bonus.</p> </div> </div> <div class="accordion-tab " data-mktp-misc-click='{"clickText":"Expert Commentary","clickType":"Accordion","referenceText":"Discover it\u00ae Secured Credit Card"}'> Expert Commentary </div> <div id="expert_take288226" class="c-tab--content-wrap expert-take-content"> <div class="expert-author-wrapper" data-mktp-container='{"componentTitle":"","componentType":"Expert Take"}'> <div class="expert-author-img-wrapper"> <a href="https://www.forbes.com/advisor/advisory-board/credit-cards/albert-hsieh/" class="mobile-disabled-link" target="_blank"> <img src="https://thumbor.forbes.com/thumbor/fit-in/100x/https://thumbor.forbes.com/thumbor/fit-in/600x300/https://www.forbes.com/advisor/wp-content/uploads/2024/05/Albert-Hsieh-Emirates-Albert-Hsieh-scaled-e1714653229777.jpg" alt="Albert Hsieh" loading="lazy" width="52" height="52"> </a> <div class="expert-author-hover-over-bio"> <div class="expert-author-wrapper"> <div class="expert-author-img-wrapper"> <img src="https://thumbor.forbes.com/thumbor/fit-in/100x/https://thumbor.forbes.com/thumbor/fit-in/600x300/https://www.forbes.com/advisor/wp-content/uploads/2024/05/Albert-Hsieh-Emirates-Albert-Hsieh-scaled-e1714653229777.jpg" alt="Albert Hsieh" loading="lazy" width="52" height="52"> </div> <div class="expert-author-details"> <div class="bio-author-name-wrap"> <div class="bio-author-name"> <a href="https://www.forbes.com/advisor/advisory-board/credit-cards/albert-hsieh/" target="_blank" data-mktp-link='{"clickText":"Albert Hsieh","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/advisory-board\/credit-cards\/albert-hsieh\/","clickType":"internal"}'>Albert Hsieh</a> </div> <div class="expert-author-name-icon"> <svg width="16" height="15" viewBox="0 0 16 15" fill="none" xmlns="http://www.w3.org/2000/svg"> <path fill-rule="evenodd" clip-rule="evenodd" d="M7.06395 0.604584C7.33994 0.392149 7.66998 0.286174 7.99996 0.286255C8.32994 0.286174 8.65998 0.392149 8.93597 0.604584L9.71839 1.20535L10.6989 1.07632C11.389 0.985388 12.0528 1.3699 12.319 2.01158L12.6957 2.92403L13.6068 3.30018L13.6081 3.30072C14.2498 3.56695 14.6341 4.23114 14.5432 4.92115L14.4143 5.90084L15.0154 6.68376C15.1742 6.8906 15.2736 7.12793 15.3134 7.37291C15.3424 7.55154 15.3397 7.73423 15.3052 7.91213C15.261 8.1408 15.1643 8.36151 15.0154 8.55541L14.4143 9.33833L14.5432 10.318C14.6341 11.008 14.2498 11.6722 13.6081 11.9385L13.6068 11.939L12.6957 12.3151L12.319 13.2276C12.0528 13.8693 11.389 14.2538 10.6989 14.1629L9.71839 14.0338L8.93597 14.6346C8.65998 14.847 8.32994 14.953 7.99996 14.9529C7.66998 14.953 7.33994 14.847 7.06395 14.6346L6.28153 14.0338L5.301 14.1629C4.61095 14.2538 3.94712 13.8693 3.68092 13.2276L3.30424 12.3151L2.39315 11.939L2.39185 11.9385C1.75017 11.6722 1.36577 11.008 1.45669 10.318L1.58559 9.33833L0.984507 8.55541C0.811607 8.33026 0.70915 8.06898 0.677354 7.80103C0.631236 7.41254 0.733844 7.01018 0.984507 6.68376L1.58559 5.90084L1.45669 4.92115C1.36577 4.23114 1.75017 3.56695 2.39185 3.30072L2.39315 3.30018L3.30424 2.92403L3.68092 2.01158C3.94712 1.3699 4.61095 0.985388 5.301 1.07632L6.28153 1.20535L7.06395 0.604584ZM10.8047 6.42433C11.065 6.16398 11.065 5.74187 10.8047 5.48152C10.5443 5.22117 10.1222 5.22117 9.86189 5.48152L7.33329 8.01011L6.47136 7.14818C6.21101 6.88783 5.7889 6.88783 5.52855 7.14818C5.26821 7.40853 5.26821 7.83064 5.52855 8.09099L6.86189 9.42432C7.12224 9.68468 7.54435 9.68468 7.8047 9.42432L10.8047 6.42433Z" fill="#4657A1"/> </svg> </div> </div> <div class="expert-author-role">Credit Cards and Reward Points Expert</div> </div> </div> <div class="expert-author-bio-content"> Albert Hsieh is founder and CEO of Foxtrot Dash Inc., a San Francisco-based travel rewards marketplace offering a smart wallet that recommends 30,000 ways to maximize the redemption of hard-earned credit card and travel rewards points. He has proudly redeemed over 30 million reward points, and he and the Foxtrot Dash team boast over three decades of points and miles experience.<br> <br> Albert has had a lifelong passion for aviation largely sparked by his dad, who retired after 30 years with United Airlines at San Francisco and Oakland. Since childhood, Albert grew fascinated by premium air travel and flew “The Tulip” (the nickname for United's fondly remembered "U" logo) to destinations far and near, with Taiwan, Japan and Egypt ranked as his top favorites.<br> <br> With an unwavering commitment to the global travel industry, Albert served for 20 years as a commercial and marketing leader at Fortune 500 travel companies including JetBlue, China Airlines, XOJET and Westfield Airports LAX. He later worked as a consultant for Jet Edge, leading a companywide rebrand before their VistaJet acquisition. In recent years, Albert launched his Instagram feed where he captures his global credit card points and airline miles adventures with impeccable photography of luxury airline cabins and beautiful hotels.<br> <br> His work is regularly featured in social campaigns, and he has drawn mentions in The New York Times and Nob Hill Gazette. On the Money Seed podcast, he has been heard discussing the future of credit card reward points, global travel trends and loyalty programs. When he's not traveling, Albert enjoys life on the West Coast by seeking out new restaurants and world-class wineries, and by spending quality time with loved ones. </div> </div> </div> <div class="expert-author-details"> <div class="expert-author-name-wrap"> <div class="expert-author-name author-byline-hoverover"> <a href="https://www.forbes.com/advisor/advisory-board/credit-cards/albert-hsieh/" target="_blank" data-mktp-link='{"clickText":"Albert Hsieh","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/advisory-board\/credit-cards\/albert-hsieh\/","clickType":"internal"}'> Albert Hsieh </a> <div class="expert-author-hover-over-bio"> <div class="expert-author-wrapper"> <div class="expert-author-img-wrapper"> <img src="https://thumbor.forbes.com/thumbor/fit-in/100x/https://thumbor.forbes.com/thumbor/fit-in/600x300/https://www.forbes.com/advisor/wp-content/uploads/2024/05/Albert-Hsieh-Emirates-Albert-Hsieh-scaled-e1714653229777.jpg" alt="Albert Hsieh" loading="lazy" width="52" height="52"> </div> <div class="expert-author-details"> <div class="bio-author-name-wrap"> <div class="bio-author-name"> <a href="https://www.forbes.com/advisor/advisory-board/credit-cards/albert-hsieh/" target="_blank" data-mktp-link='{"clickText":"Albert Hsieh","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/advisory-board\/credit-cards\/albert-hsieh\/","clickType":"internal"}'>Albert Hsieh</a> </div> <div class="expert-author-name-icon"> <svg width="16" height="15" viewBox="0 0 16 15" fill="none" xmlns="http://www.w3.org/2000/svg"> <path fill-rule="evenodd" clip-rule="evenodd" d="M7.06395 0.604584C7.33994 0.392149 7.66998 0.286174 7.99996 0.286255C8.32994 0.286174 8.65998 0.392149 8.93597 0.604584L9.71839 1.20535L10.6989 1.07632C11.389 0.985388 12.0528 1.3699 12.319 2.01158L12.6957 2.92403L13.6068 3.30018L13.6081 3.30072C14.2498 3.56695 14.6341 4.23114 14.5432 4.92115L14.4143 5.90084L15.0154 6.68376C15.1742 6.8906 15.2736 7.12793 15.3134 7.37291C15.3424 7.55154 15.3397 7.73423 15.3052 7.91213C15.261 8.1408 15.1643 8.36151 15.0154 8.55541L14.4143 9.33833L14.5432 10.318C14.6341 11.008 14.2498 11.6722 13.6081 11.9385L13.6068 11.939L12.6957 12.3151L12.319 13.2276C12.0528 13.8693 11.389 14.2538 10.6989 14.1629L9.71839 14.0338L8.93597 14.6346C8.65998 14.847 8.32994 14.953 7.99996 14.9529C7.66998 14.953 7.33994 14.847 7.06395 14.6346L6.28153 14.0338L5.301 14.1629C4.61095 14.2538 3.94712 13.8693 3.68092 13.2276L3.30424 12.3151L2.39315 11.939L2.39185 11.9385C1.75017 11.6722 1.36577 11.008 1.45669 10.318L1.58559 9.33833L0.984507 8.55541C0.811607 8.33026 0.70915 8.06898 0.677354 7.80103C0.631236 7.41254 0.733844 7.01018 0.984507 6.68376L1.58559 5.90084L1.45669 4.92115C1.36577 4.23114 1.75017 3.56695 2.39185 3.30072L2.39315 3.30018L3.30424 2.92403L3.68092 2.01158C3.94712 1.3699 4.61095 0.985388 5.301 1.07632L6.28153 1.20535L7.06395 0.604584ZM10.8047 6.42433C11.065 6.16398 11.065 5.74187 10.8047 5.48152C10.5443 5.22117 10.1222 5.22117 9.86189 5.48152L7.33329 8.01011L6.47136 7.14818C6.21101 6.88783 5.7889 6.88783 5.52855 7.14818C5.26821 7.40853 5.26821 7.83064 5.52855 8.09099L6.86189 9.42432C7.12224 9.68468 7.54435 9.68468 7.8047 9.42432L10.8047 6.42433Z" fill="#4657A1"/> </svg> </div> </div> <div class="expert-author-role">Credit Cards and Reward Points Expert</div> </div> </div> <div class="expert-author-bio-content"> Albert Hsieh is founder and CEO of Foxtrot Dash Inc., a San Francisco-based travel rewards marketplace offering a smart wallet that recommends 30,000 ways to maximize the redemption of hard-earned credit card and travel rewards points. He has proudly redeemed over 30 million reward points, and he and the Foxtrot Dash team boast over three decades of points and miles experience.<br> <br> Albert has had a lifelong passion for aviation largely sparked by his dad, who retired after 30 years with United Airlines at San Francisco and Oakland. Since childhood, Albert grew fascinated by premium air travel and flew “The Tulip” (the nickname for United's fondly remembered "U" logo) to destinations far and near, with Taiwan, Japan and Egypt ranked as his top favorites.<br> <br> With an unwavering commitment to the global travel industry, Albert served for 20 years as a commercial and marketing leader at Fortune 500 travel companies including JetBlue, China Airlines, XOJET and Westfield Airports LAX. He later worked as a consultant for Jet Edge, leading a companywide rebrand before their VistaJet acquisition. In recent years, Albert launched his Instagram feed where he captures his global credit card points and airline miles adventures with impeccable photography of luxury airline cabins and beautiful hotels.<br> <br> His work is regularly featured in social campaigns, and he has drawn mentions in The New York Times and Nob Hill Gazette. On the Money Seed podcast, he has been heard discussing the future of credit card reward points, global travel trends and loyalty programs. When he's not traveling, Albert enjoys life on the West Coast by seeking out new restaurants and world-class wineries, and by spending quality time with loved ones. </div> </div> </div> <div class="expert-author-name-icon"> <svg width="16" height="15" viewBox="0 0 16 15" fill="none" xmlns="http://www.w3.org/2000/svg"> <path fill-rule="evenodd" clip-rule="evenodd" d="M7.06395 0.604584C7.33994 0.392149 7.66998 0.286174 7.99996 0.286255C8.32994 0.286174 8.65998 0.392149 8.93597 0.604584L9.71839 1.20535L10.6989 1.07632C11.389 0.985388 12.0528 1.3699 12.319 2.01158L12.6957 2.92403L13.6068 3.30018L13.6081 3.30072C14.2498 3.56695 14.6341 4.23114 14.5432 4.92115L14.4143 5.90084L15.0154 6.68376C15.1742 6.8906 15.2736 7.12793 15.3134 7.37291C15.3424 7.55154 15.3397 7.73423 15.3052 7.91213C15.261 8.1408 15.1643 8.36151 15.0154 8.55541L14.4143 9.33833L14.5432 10.318C14.6341 11.008 14.2498 11.6722 13.6081 11.9385L13.6068 11.939L12.6957 12.3151L12.319 13.2276C12.0528 13.8693 11.389 14.2538 10.6989 14.1629L9.71839 14.0338L8.93597 14.6346C8.65998 14.847 8.32994 14.953 7.99996 14.9529C7.66998 14.953 7.33994 14.847 7.06395 14.6346L6.28153 14.0338L5.301 14.1629C4.61095 14.2538 3.94712 13.8693 3.68092 13.2276L3.30424 12.3151L2.39315 11.939L2.39185 11.9385C1.75017 11.6722 1.36577 11.008 1.45669 10.318L1.58559 9.33833L0.984507 8.55541C0.811607 8.33026 0.70915 8.06898 0.677354 7.80103C0.631236 7.41254 0.733844 7.01018 0.984507 6.68376L1.58559 5.90084L1.45669 4.92115C1.36577 4.23114 1.75017 3.56695 2.39185 3.30072L2.39315 3.30018L3.30424 2.92403L3.68092 2.01158C3.94712 1.3699 4.61095 0.985388 5.301 1.07632L6.28153 1.20535L7.06395 0.604584ZM10.8047 6.42433C11.065 6.16398 11.065 5.74187 10.8047 5.48152C10.5443 5.22117 10.1222 5.22117 9.86189 5.48152L7.33329 8.01011L6.47136 7.14818C6.21101 6.88783 5.7889 6.88783 5.52855 7.14818C5.26821 7.40853 5.26821 7.83064 5.52855 8.09099L6.86189 9.42432C7.12224 9.68468 7.54435 9.68468 7.8047 9.42432L10.8047 6.42433Z" fill="#4657A1"/> </svg> </div> </div> <div class="expert-author-role">Credit Cards and Reward Points Expert</div> </div> </div> <div class="expert-content"> <div class="expert-content__data"><p>No credit history required, the Discover it® Secured Credit Card offers one of the best credit cards for building or rebuilding a healthy credit history, while earning cash back in select everyday categories.</p> </div> <div class="expert-content__additional-data-wrap "> </div> </div> </div> <div class="accordion-tab " data-mktp-misc-click='{"clickText":"Pros & Cons","clickType":"Accordion","referenceText":"Discover it\u00ae Secured Credit Card"}'>Pros & Cons</div> <div id="pros_cons288226" class="c-tab--content list-points"> <div class="pros-cons-wrapper"> <div class="list-points pros"> <ul> <li>No annual fee</li> <li>Earning cash-back rewards is uncommon for a secured card</li> <li>Free FICO score access each month</li> <li>Cashback Match doubles cash back rewards earning at the end of the first year</li> </ul> </div> <div class="list-points cons"> <ul> <li>Bonus category rewards are capped</li> <li>Like many secured cards, there’s a relatively high APR</li> <li>Secured cards require refundable deposits</li> </ul> </div> </div> </div> <div class="accordion-tab " data-mktp-misc-click='{"clickText":"Card Details","clickType":"Accordion","referenceText":"Discover it\u00ae Secured Credit Card"}'>Card Details</div> <div id="card_details288226" class="c-tab--content list-points rewards-credit-cards"> <ul> <li>No credit score required to apply. No Annual Fee.</li> <li>Your secured credit card requires a refundable security deposit, and your credit line will equal your deposit amount, starting at $200. Bank information must be provided when submitting your deposit.</li> <li>Raise your credit score by 30+ points.</li> <li>Automatic reviews starting at 7 months to see if we can transition you to an unsecured line of credit and return your deposit.</li> <li>Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus earn unlimited 1% cash back on all other purchases.</li> <li>Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.</li> <li>Get an alert if we find your Social Security number on any of thousands of Dark Web sites. Activate for free.</li> <li>Terms and conditions apply.</li> </ul> </div> </div> </div> </div> </div> <div class="tooltip_templates d-none"> <div id="welcome_bonus_tooltip_content288226" class="tooltip_content"> Intro Offer: Unlimited Cashback Match™ - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! There's no minimum spending or maximum rewards. Just a dollar-for-dollar match. </div> <div id="credit_score_tooltip">Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.</div> </div> </section> <section class="cc-widget-wrapper" id="discover_it_student_chrome"> <div class="exclude-eds credit-card-widget cc-wrapper " data-mktp-container='{"componentTitle":"Discover it\u00ae Student Chrome","componentType":"Widget Credit Card 2021"}'> <div class="cc-wrapper-inner shadow-effect relative" data-mktp-product='{"itemId":"288222","itemName":"Discover it\u00ae Student Chrome","itemBrand":"Impact","itemCategory":"Credit cards","itemCategory2":"","itemCategory3":"","itemCategory4":"","price":0,"quantity":1,"affiliation":"Impact","coupon":"","secondaryCallout":"","starRatings":3.7,"initialCost":0,"subscriptionCost":0}'> <div class="card-top-wrap "> <div class="left"> <h2 class="card-best-for"> Best Student Card for Gas and Dining </h2> <h3 class="card-title"> Discover it® Student Chrome </h3> <div class="xl:inline-flex xl:items-center mr-14px compare-btn-wrap" data-mktp-misc-click='{"clickText":"Add To Compare","clickType":"Check Box","referenceText":"Discover it\u00ae Student Chrome"}' > <input autocomplete="off" type="checkbox" id="add-compare-288222" class="compare-checkbox opacity-60 h-5 w-5 mr-2 track-type" data-cta-text="Add to Compare Checkbox" data-link-placement="NA" data-url="https://goto.discover.com/c/1955282/568217/9099?prodsku=111&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fstudent-chrome-af.html%3Fsc%3DRJUL%26cmpgnid%3Dls-dca-ir-student-chrome-RJUL-dtop-%7Bmp_value1%7D&intsrc=APIG_4272&sharedid=4505397" data-component-title="Credit Card Widget" data-product-name="Discover it® Student Chrome" data-product-category="Credit Card" data-product-position="4" data-product-badge="Best Student Card for Gas and Dining" data-product-rating="3.7" data-product-offer="No" data-wp-postid="288222" data-product-id="NA" data-product-segment="Best Offers" data-compare-card-id="288222" data-card-title="Discover it® Student Chrome" > <label for="add-compare-288222" class="inline-block text-sm leading-20px cursor-pointer track-type text-333333" data-cta-text="Add to Compare Checkbox" data-link-placement="NA" data-url="https://goto.discover.com/c/1955282/568217/9099?prodsku=111&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fstudent-chrome-af.html%3Fsc%3DRJUL%26cmpgnid%3Dls-dca-ir-student-chrome-RJUL-dtop-%7Bmp_value1%7D&intsrc=APIG_4272&sharedid=4505397" data-component-title="Credit Card Widget" data-product-name="Discover it® Student Chrome" data-product-category="Credit Card" data-product-position="4" data-product-badge="Best Student Card for Gas and Dining" data-product-rating="3.7" data-product-offer="No" data-wp-postid="288222" data-product-id="NA" data-product-segment="Best Offers" data-post-name="Best Discover Credit Cards Of November 2024" > <span>Add To Compare</span> </label> </div> </div> <div class="right"> <div class="btn-wrap"> <a href="https://goto.discover.com/c/1955282/568217/9099?prodsku=111&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fstudent-chrome-af.html%3Fsc%3DRJUL%26cmpgnid%3Dls-dca-ir-student-chrome-RJUL-dtop-%7Bmp_value1%7D&intsrc=APIG_4272&sharedid=4505397" class="apply-now cc-cta track-type c-button " data-img="https://www.forbes.com/advisor/wp-content/uploads/2022/05/9099-566874v3fromPopup1-1.jpg" data-advertiser="Discover" data-mktp-conversion='{"clickText":"Apply Now","clickUrl":"https:\/\/goto.discover.com\/c\/1955282\/568217\/9099?prodsku=111&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fstudent-chrome-af.html%3Fsc%3DRJUL%26cmpgnid%3Dls-dca-ir-student-chrome-RJUL-dtop-%7Bmp_value1%7D&intsrc=APIG_4272&sharedid=4505397","partnerName":"Impact"}' rel="nofollow" target="_blank" data-cta-text="Apply Now" data-link-placement="Button Link" data-url="https://goto.discover.com/c/1955282/568217/9099?prodsku=111&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fstudent-chrome-af.html%3Fsc%3DRJUL%26cmpgnid%3Dls-dca-ir-student-chrome-RJUL-dtop-%7Bmp_value1%7D&intsrc=APIG_4272&sharedid=4505397" data-component-title="Credit Card Widget" data-product-name="Discover it® Student Chrome" data-product-category="Credit Card" data-product-position="4" data-product-badge="Best Student Card for Gas and Dining" data-product-rating="3.7" data-product-offer="No" data-wp-postid="288222" data-product-id="NA" data-product-segment="Best Offers" data-mktp-conversion='{"clickText":"Apply Now","clickUrl":"https:\/\/goto.discover.com\/c\/1955282\/568217\/9099?prodsku=111&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fstudent-chrome-af.html%3Fsc%3DRJUL%26cmpgnid%3Dls-dca-ir-student-chrome-RJUL-dtop-%7Bmp_value1%7D&intsrc=APIG_4272&sharedid=4505397","partnerName":"Impact"}' > <span> Apply Now <img loading="lazy" width="24" height="24" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/lock-white-icon.svg" alt="Apply Now"> </span> </a> <div class="secure-site-txt"> On Discover's Website</div> </div> </div> </div> <div class="card-middle-wrap"> <div class="left"> <div class="card-image-outer"> <div class="card-image-wrapper"> <a href="https://goto.discover.com/c/1955282/568217/9099?prodsku=111&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fstudent-chrome-af.html%3Fsc%3DRJUL%26cmpgnid%3Dls-dca-ir-student-chrome-RJUL-dtop-%7Bmp_value1%7D&intsrc=APIG_4272&sharedid=4505397" class="image-overlay-wrapper cc-image-cta track-type " data-img="https://www.forbes.com/advisor/wp-content/uploads/2022/05/9099-566874v3fromPopup1-1.jpg" data-advertiser="Discover" rel="nofollow" target="_blank" data-cta-text="NA" data-link-placement="Image Link" data-url="https://goto.discover.com/c/1955282/568217/9099?prodsku=111&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fstudent-chrome-af.html%3Fsc%3DRJUL%26cmpgnid%3Dls-dca-ir-student-chrome-RJUL-dtop-%7Bmp_value1%7D&intsrc=APIG_4272&sharedid=4505397" data-component-title="Credit Card Widget" data-product-name="Discover it® Student Chrome" data-product-category="Credit Card" data-product-position="4" data-product-badge="Best Student Card for Gas and Dining" data-product-rating="3.7" data-product-offer="No" data-wp-postid="288222" data-product-id="NA" data-product-segment="Best Offers" data-mktp-conversion='{"clickText":"Click Here To Apply Now","clickUrl":"https:\/\/goto.discover.com\/c\/1955282\/568217\/9099?prodsku=111&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fstudent-chrome-af.html%3Fsc%3DRJUL%26cmpgnid%3Dls-dca-ir-student-chrome-RJUL-dtop-%7Bmp_value1%7D&intsrc=APIG_4272&sharedid=4505397","partnerName":"Impact"}' > <img loading="lazy" class="card-image" width="150" height="94" src="https://thumbor.forbes.com/thumbor/fit-in/300x/https://www.forbes.com/advisor/wp-content/uploads/2022/05/9099-566874v3fromPopup1-1.jpg" alt="Discover it® Student Chrome" > <div class="img-overlay"> <span> Click Here To Apply Now </span> </div> </a> </div> <div class="rates-fees-wrapper"> <a href="https://goto.discover.com/c/1955282/568217/9099?prodsku=111&u=https%3A%2F%2Fwww.discovercard.com%2Fapplication%2Fwebsite%2Fratesrewards%3FsrcCde%3DRJUL%265&intsrc=APIG_4272&sharedid=258837" target="_blank" class="bold" data-mktp-conversion='{"clickText":"Rates & Fees","clickUrl":"https:\/\/goto.discover.com\/c\/1955282\/568217\/9099?prodsku=111&u=https%3A%2F%2Fwww.discovercard.com%2Fapplication%2Fwebsite%2Fratesrewards%3FsrcCde%3DRJUL%265&intsrc=APIG_4272&sharedid=258837","partnerName":"Impact"}'> Rates & Fees  </a> </div> </div> <div class="bottom-wrap"> <div class="small-card-rating rate-fees-present"> <div class="card-rating has-tooltip"> <div class="left-wrap"> <div class="rating-value">3.7</div> </div> <div class="right-wrap"> <div class="cc-rating-wrapper"> <span class="cc-rating" style="width: 70%;"></span> </div> <div class="rating-logo"> <img loading="lazy" width="85" height="12" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/fb-rating-logo.svg" alt="Forbes Advisor"> <span class="icon-tooltip icon-info"></span> </div> </div> <div class="card-rating-tooltip">Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.</div></div> </div> </div> </div> <div class="right"> <div class="btn-wrap d-none mobile-btn-wrap"> <a href="https://goto.discover.com/c/1955282/568217/9099?prodsku=111&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fstudent-chrome-af.html%3Fsc%3DRJUL%26cmpgnid%3Dls-dca-ir-student-chrome-RJUL-dtop-%7Bmp_value1%7D&intsrc=APIG_4272&sharedid=4505397" class="apply-now cc-mobile-cta track-type c-button " data-img="https://www.forbes.com/advisor/wp-content/uploads/2022/05/9099-566874v3fromPopup1-1.jpg" data-advertiser="Discover" rel="nofollow" target="_blank" data-cta-text="Apply Now" data-link-placement="Button Link" data-url="https://goto.discover.com/c/1955282/568217/9099?prodsku=111&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fstudent-chrome-af.html%3Fsc%3DRJUL%26cmpgnid%3Dls-dca-ir-student-chrome-RJUL-dtop-%7Bmp_value1%7D&intsrc=APIG_4272&sharedid=4505397" data-component-title="Credit Card Widget" data-product-name="Discover it® Student Chrome" data-product-category="Credit Card" data-product-position="4" data-product-badge="Best Student Card for Gas and Dining" data-product-rating="3.7" data-product-offer="No" data-wp-postid="288222" data-product-id="NA" data-product-segment="Best Offers" data-mktp-conversion='{"clickText":"Apply Now","clickUrl":"https:\/\/goto.discover.com\/c\/1955282\/568217\/9099?prodsku=111&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fstudent-chrome-af.html%3Fsc%3DRJUL%26cmpgnid%3Dls-dca-ir-student-chrome-RJUL-dtop-%7Bmp_value1%7D&intsrc=APIG_4272&sharedid=4505397","partnerName":"Impact"}' > <span> Apply Now <img loading="lazy" width="24" height="24" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/lock-white-icon.svg" alt="Apply Now"> </span> </a> <div class="secure-site-txt"> On Discover's Website</div> </div> <div class="rewards-wrapper"> <div class="left"> <div class="icon-wrap"></div> </div> <div class="right"> <p class="cc-reward-rate">Up to 2% Reward Rate</p> <p class="cc-reward-desc"> <span>Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus</span><a href="javascript:void(0);" class="read-more" data-description="Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus earn unlimited 1% cash back on all other purchases." data-shortDescription="Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus"data-mktp-misc-click='{"clickText":"Read More","clickType":"Link Click","referenceText":"Discover it\u00ae Student Chrome"}'>Read More</a> </p> </div> </div> <div class="facts-wrapper"> <div class="facts"> <h4 class="fact"> Welcome Bonus<span class="icon-tooltip icon-info tooltip tooltip-tippy" data-tooltip-content="#welcome_bonus_tooltip_content288222"data-mktp-misc-click='{"clickText":"Welcome Bonus","clickType":"Tooltip","referenceText":"Discover it\u00ae Student Chrome"}'></span> </h4> <p class="fact-value">Cashback Match™</p> </div> <div class="facts"> <h4 class="fact">Annual Fee</h4> <p class="fact-value">$0</p> </div> <div class="facts"> <h4 class="fact">Regular APR</h4> <p class="fact-value">17.74% - 26.74% Variable APR</p> </div> <div class="facts"> <h4 class="fact"> Credit Score <span class="icon-tooltip icon-info tooltip tooltip-tippy" data-tooltip-content="#credit_score_tooltip" data-mktp-misc-click='{"clickText":"Credit Score","clickType":"Tooltip","referenceText":"Discover it\u00ae Student Chrome"}'></span> </h4> <p class="fact-value"> Fair/New to Credit </p> </div> </div> </div> </div> <div class="card-bottom-wrap"> <div class="tab-content-wrapper cc-tab-content-wrapper"> <div class="accordion-tab " data-mktp-misc-click='{"clickText":"Why We Picked It","clickType":"Accordion","referenceText":"Discover it\u00ae Student Chrome"}'> Our Expert Take </div> <div id="why_we_picked_it288222" class="c-tab--content list-points"> <div><p>If you’re a student building credit, the Discover it® Student Chrome is an excellent starting point on your credit journey. You’ll gain access to a respectable rewards program and reasonable APR, with no pesky annual fee.</p> </div> </div> <div class="accordion-tab " data-mktp-misc-click='{"clickText":"Pros & Cons","clickType":"Accordion","referenceText":"Discover it\u00ae Student Chrome"}'>Pros & Cons</div> <div id="pros_cons288222" class="c-tab--content list-points"> <div class="pros-cons-wrapper"> <div class="list-points pros"> <ul> <li>No annual fee</li> <li>Earn rewards while building credit</li> <li>Cash back earned is automatically matched at the end of your first year as a cardholder</li> <li>Introductory APR offer</li> </ul> </div> <div class="list-points cons"> <ul> <li>Reward earning is capped in highest category to $1,000 in purchases per quarter</li> <li>Rewards are less-than-stellar in comparison with other student cards</li> </ul> </div> </div> </div> <div class="accordion-tab " data-mktp-misc-click='{"clickText":"Card Details","clickType":"Accordion","referenceText":"Discover it\u00ae Student Chrome"}'>Card Details</div> <div id="card_details288222" class="c-tab--content list-points rewards-credit-cards"> <ul> <li>INTRO OFFER: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 cash back into $200. There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.</li> <li>Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus earn unlimited 1% cash back on all other purchases.</li> <li>Redeem your rewards for cash at any time.</li> <li>No credit score required to apply.</li> <li>Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.</li> <li>No annual fee and build your credit with responsible use.</li> <li>0% intro APR on purchases for 6 months, then the standard variable purchase APR of 17.74% – 26.74% applies.</li> <li>Terms and conditions apply.</li> </ul> </div> </div> </div> </div> </div> <div class="tooltip_templates d-none"> <div id="welcome_bonus_tooltip_content288222" class="tooltip_content"> INTRO OFFER: Unlimited Cashback Match for all new cardmembers - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 cash back into $200. There's no minimum spending or maximum rewards. Just a dollar-for-dollar match. </div> <div id="credit_score_tooltip">Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.</div> </div> </section> <section class="cc-widget-wrapper" id="discover_it_miles"> <div class="exclude-eds credit-card-widget cc-wrapper " data-mktp-container='{"componentTitle":"Discover it\u00ae Miles","componentType":"Widget Credit Card 2021"}'> <h2 class="title_above_card"> Best Discover Card for Travel </h2> <div class="cc-wrapper-inner shadow-effect relative" data-mktp-product='{"itemId":"288216","itemName":"Discover it\u00ae Miles","itemBrand":"Impact","itemCategory":"Credit cards","itemCategory2":"","itemCategory3":"","itemCategory4":"","price":0,"quantity":1,"affiliation":"Impact","coupon":"","secondaryCallout":"","starRatings":3.4,"initialCost":0,"subscriptionCost":0}'> <div class="card-top-wrap "> <div class="left"> <h2 class="card-best-for"> Best Discover Cards for Travel </h2> <h3 class="card-title"> Discover it® Miles </h3> <div class="xl:inline-flex xl:items-center mr-14px compare-btn-wrap" data-mktp-misc-click='{"clickText":"Add To Compare","clickType":"Check Box","referenceText":"Discover it\u00ae Miles"}' > <input autocomplete="off" type="checkbox" id="add-compare-288216" class="compare-checkbox opacity-60 h-5 w-5 mr-2 track-type" data-cta-text="Add to Compare Checkbox" data-link-placement="NA" data-url="https://goto.discover.com/c/1955282/568217/9099?prodsku=112&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fit-miles-af.html%3Fsc%3DGJX9%26cmpgnid%3Dls-dca-ir-consumer-miles-GJX9-dtop-%7Bmp_value1%7D&intsrc=APIG_4272&sharedid=4505397" data-component-title="Credit Card Widget" data-product-name="Discover it® Miles" data-product-category="Credit Card" data-product-position="5" data-product-badge="Best Discover Cards for Travel" data-product-rating="3.4" data-product-offer="No" data-wp-postid="288216" data-product-id="NA" data-product-segment="Best Offers" data-compare-card-id="288216" data-card-title="Discover it® Miles" > <label for="add-compare-288216" class="inline-block text-sm leading-20px cursor-pointer track-type text-333333" data-cta-text="Add to Compare Checkbox" data-link-placement="NA" data-url="https://goto.discover.com/c/1955282/568217/9099?prodsku=112&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fit-miles-af.html%3Fsc%3DGJX9%26cmpgnid%3Dls-dca-ir-consumer-miles-GJX9-dtop-%7Bmp_value1%7D&intsrc=APIG_4272&sharedid=4505397" data-component-title="Credit Card Widget" data-product-name="Discover it® Miles" data-product-category="Credit Card" data-product-position="5" data-product-badge="Best Discover Cards for Travel" data-product-rating="3.4" data-product-offer="No" data-wp-postid="288216" data-product-id="NA" data-product-segment="Best Offers" data-post-name="Best Discover Credit Cards Of November 2024" > <span>Add To Compare</span> </label> </div> </div> <div class="right"> <div class="btn-wrap"> <a href="https://goto.discover.com/c/1955282/568217/9099?prodsku=112&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fit-miles-af.html%3Fsc%3DGJX9%26cmpgnid%3Dls-dca-ir-consumer-miles-GJX9-dtop-%7Bmp_value1%7D&intsrc=APIG_4272&sharedid=4505397" class="apply-now cc-cta track-type c-button " data-img="https://www.forbes.com/advisor/wp-content/uploads/2022/05/9099-788709v8fromPopup1.jpg" data-advertiser="Discover" data-mktp-conversion='{"clickText":"Apply Now","clickUrl":"https:\/\/goto.discover.com\/c\/1955282\/568217\/9099?prodsku=112&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fit-miles-af.html%3Fsc%3DGJX9%26cmpgnid%3Dls-dca-ir-consumer-miles-GJX9-dtop-%7Bmp_value1%7D&intsrc=APIG_4272&sharedid=4505397","partnerName":"Impact"}' rel="nofollow" target="_blank" data-cta-text="Apply Now" data-link-placement="Button Link" data-url="https://goto.discover.com/c/1955282/568217/9099?prodsku=112&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fit-miles-af.html%3Fsc%3DGJX9%26cmpgnid%3Dls-dca-ir-consumer-miles-GJX9-dtop-%7Bmp_value1%7D&intsrc=APIG_4272&sharedid=4505397" data-component-title="Credit Card Widget" data-product-name="Discover it® Miles" data-product-category="Credit Card" data-product-position="5" data-product-badge="Best Discover Cards for Travel" data-product-rating="3.4" data-product-offer="No" data-wp-postid="288216" data-product-id="NA" data-product-segment="Best Offers" data-mktp-conversion='{"clickText":"Apply Now","clickUrl":"https:\/\/goto.discover.com\/c\/1955282\/568217\/9099?prodsku=112&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fit-miles-af.html%3Fsc%3DGJX9%26cmpgnid%3Dls-dca-ir-consumer-miles-GJX9-dtop-%7Bmp_value1%7D&intsrc=APIG_4272&sharedid=4505397","partnerName":"Impact"}' > <span> Apply Now <img loading="lazy" width="24" height="24" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/lock-white-icon.svg" alt="Apply Now"> </span> </a> <div class="secure-site-txt"> On Discover's Website</div> </div> </div> </div> <div class="card-middle-wrap"> <div class="left"> <div class="card-image-outer"> <div class="card-image-wrapper"> <a href="https://goto.discover.com/c/1955282/568217/9099?prodsku=112&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fit-miles-af.html%3Fsc%3DGJX9%26cmpgnid%3Dls-dca-ir-consumer-miles-GJX9-dtop-%7Bmp_value1%7D&intsrc=APIG_4272&sharedid=4505397" class="image-overlay-wrapper cc-image-cta track-type " data-img="https://www.forbes.com/advisor/wp-content/uploads/2022/05/9099-788709v8fromPopup1.jpg" data-advertiser="Discover" rel="nofollow" target="_blank" data-cta-text="NA" data-link-placement="Image Link" data-url="https://goto.discover.com/c/1955282/568217/9099?prodsku=112&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fit-miles-af.html%3Fsc%3DGJX9%26cmpgnid%3Dls-dca-ir-consumer-miles-GJX9-dtop-%7Bmp_value1%7D&intsrc=APIG_4272&sharedid=4505397" data-component-title="Credit Card Widget" data-product-name="Discover it® Miles" data-product-category="Credit Card" data-product-position="5" data-product-badge="Best Discover Cards for Travel" data-product-rating="3.4" data-product-offer="No" data-wp-postid="288216" data-product-id="NA" data-product-segment="Best Offers" data-mktp-conversion='{"clickText":"Click Here To Apply Now","clickUrl":"https:\/\/goto.discover.com\/c\/1955282\/568217\/9099?prodsku=112&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fit-miles-af.html%3Fsc%3DGJX9%26cmpgnid%3Dls-dca-ir-consumer-miles-GJX9-dtop-%7Bmp_value1%7D&intsrc=APIG_4272&sharedid=4505397","partnerName":"Impact"}' > <img loading="lazy" class="card-image" width="150" height="94" src="https://thumbor.forbes.com/thumbor/fit-in/300x/https://www.forbes.com/advisor/wp-content/uploads/2022/05/9099-788709v8fromPopup1.jpg" alt="Discover it® Miles" > <div class="img-overlay"> <span> Click Here To Apply Now </span> </div> </a> </div> <div class="rates-fees-wrapper"> <a href="https://goto.discover.com/c/1955282/568217/9099?prodsku=112&u=https%3A%2F%2Fwww.discovercard.com%2Fapplication%2Fwebsite%2Fratesrewards%3FsrcCde%3DGJX9%266&intsrc=APIG_4272&sharedid=258837" target="_blank" class="bold" data-mktp-conversion='{"clickText":"Rates & Fees","clickUrl":"https:\/\/goto.discover.com\/c\/1955282\/568217\/9099?prodsku=112&u=https%3A%2F%2Fwww.discovercard.com%2Fapplication%2Fwebsite%2Fratesrewards%3FsrcCde%3DGJX9%266&intsrc=APIG_4272&sharedid=258837","partnerName":"Impact"}'> Rates & Fees  </a> </div> </div> <div class="bottom-wrap"> <div class="small-card-rating rate-fees-present"> <div class="card-rating has-tooltip"> <div class="left-wrap"> <div class="rating-value">3.4</div> </div> <div class="right-wrap"> <div class="cc-rating-wrapper"> <span class="cc-rating" style="width: 70%;"></span> </div> <div class="rating-logo"> <img loading="lazy" width="85" height="12" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/fb-rating-logo.svg" alt="Forbes Advisor"> <span class="icon-tooltip icon-info"></span> </div> </div> <div class="card-rating-tooltip">Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.</div></div> </div> </div> </div> <div class="right"> <div class="btn-wrap d-none mobile-btn-wrap"> <a href="https://goto.discover.com/c/1955282/568217/9099?prodsku=112&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fit-miles-af.html%3Fsc%3DGJX9%26cmpgnid%3Dls-dca-ir-consumer-miles-GJX9-dtop-%7Bmp_value1%7D&intsrc=APIG_4272&sharedid=4505397" class="apply-now cc-mobile-cta track-type c-button " data-img="https://www.forbes.com/advisor/wp-content/uploads/2022/05/9099-788709v8fromPopup1.jpg" data-advertiser="Discover" rel="nofollow" target="_blank" data-cta-text="Apply Now" data-link-placement="Button Link" data-url="https://goto.discover.com/c/1955282/568217/9099?prodsku=112&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fit-miles-af.html%3Fsc%3DGJX9%26cmpgnid%3Dls-dca-ir-consumer-miles-GJX9-dtop-%7Bmp_value1%7D&intsrc=APIG_4272&sharedid=4505397" data-component-title="Credit Card Widget" data-product-name="Discover it® Miles" data-product-category="Credit Card" data-product-position="5" data-product-badge="Best Discover Cards for Travel" data-product-rating="3.4" data-product-offer="No" data-wp-postid="288216" data-product-id="NA" data-product-segment="Best Offers" data-mktp-conversion='{"clickText":"Apply Now","clickUrl":"https:\/\/goto.discover.com\/c\/1955282\/568217\/9099?prodsku=112&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fit-miles-af.html%3Fsc%3DGJX9%26cmpgnid%3Dls-dca-ir-consumer-miles-GJX9-dtop-%7Bmp_value1%7D&intsrc=APIG_4272&sharedid=4505397","partnerName":"Impact"}' > <span> Apply Now <img loading="lazy" width="24" height="24" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/lock-white-icon.svg" alt="Apply Now"> </span> </a> <div class="secure-site-txt"> On Discover's Website</div> </div> <div class="rewards-wrapper"> <div class="left"> <div class="icon-wrap"></div> </div> <div class="right"> <p class="cc-reward-rate">1.5X Reward Rate</p> <p class="cc-reward-desc"> Earn unlimited 1.5x Miles for every dollar spent on all purchases - with no annual fee. </p> </div> </div> <div class="facts-wrapper"> <div class="facts"> <h4 class="fact"> Welcome Bonus<span class="icon-tooltip icon-info tooltip tooltip-tippy" data-tooltip-content="#welcome_bonus_tooltip_content288216"data-mktp-misc-click='{"clickText":"Welcome Bonus","clickType":"Tooltip","referenceText":"Discover it\u00ae Miles"}'></span> </h4> <p class="fact-value">Discover Match®</p> </div> <div class="facts"> <h4 class="fact">Annual Fee</h4> <p class="fact-value">$0</p> </div> <div class="facts"> <h4 class="fact">Regular APR</h4> <p class="fact-value">18.74% - 27.74% Variable APR</p> </div> <div class="facts"> <h4 class="fact"> Credit Score <span class="icon-tooltip icon-info tooltip tooltip-tippy" data-tooltip-content="#credit_score_tooltip" data-mktp-misc-click='{"clickText":"Credit Score","clickType":"Tooltip","referenceText":"Discover it\u00ae Miles"}'></span> </h4> <p class="fact-value"> Excellent/Good </p> </div> </div> </div> </div> <div class="card-bottom-wrap"> <div class="tab-content-wrapper cc-tab-content-wrapper"> <div class="accordion-tab " data-mktp-misc-click='{"clickText":"Why We Picked It","clickType":"Accordion","referenceText":"Discover it\u00ae Miles"}'> Our Expert Take </div> <div id="why_we_picked_it288216" class="c-tab--content list-points"> <div><p>For a card with no annual fee, the Discover it® Miles Card serves up considerable value in the first year. You’ll get an intro APR on purchases and balance transfers with a solid rewards earning rate and welcome offer.</p> </div> </div> <div class="accordion-tab " data-mktp-misc-click='{"clickText":"Pros & Cons","clickType":"Accordion","referenceText":"Discover it\u00ae Miles"}'>Pros & Cons</div> <div id="pros_cons288216" class="c-tab--content list-points"> <div class="pros-cons-wrapper"> <div class="list-points pros"> <ul> <li>Miles earned during the first year are matched at the end of the year in place of a traditional welcome bonus</li> <li>Miles can be redeemed for travel or cash back at the same rate</li> <li>No foreign transaction fee</li> <li>No annual fee</li> </ul> </div> <div class="list-points cons"> <ul> <li>Discover is not accepted widely abroad</li> <li>No luxury travel perks</li> </ul> </div> </div> </div> <div class="accordion-tab " data-mktp-misc-click='{"clickText":"Card Details","clickType":"Accordion","referenceText":"Discover it\u00ae Miles"}'>Card Details</div> <div id="card_details288216" class="c-tab--content list-points rewards-credit-cards"> <ul> <li>UNLIMITED BONUS: Unlimited Mile-for-Mile match for all new cardmembers—only from Discover. Discover gives you an unlimited match of all the Miles you’ve earned at the end of your first year. You could turn 35,000 Miles to 70,000 Miles. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.</li> <li>Automatically earn unlimited 1.5x Miles on every dollar of every purchase</li> <li>No annual fee</li> <li>Turn Miles into cash. Or redeem as a statement credit for your travel purchases like airfare, hotels, rideshares, gas stations, restaurants and more.</li> <li>0% intro APR for 15 months on purchases. Then 18.74% – 27.74% Standard Variable Purchase APR will apply.</li> <li>Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.</li> <li>Discover is accepted nationwide by 99% of the places that take credit cards.</li> <li>Terms and conditions apply.</li> </ul> </div> </div> </div> </div> </div> <div class="tooltip_templates d-none"> <div id="welcome_bonus_tooltip_content288216" class="tooltip_content"> UNLIMITED BONUS: Unlimited Mile-for-Mile match for all new cardmembers - only from Discover. Discover gives you an unlimited match of all the Miles you’ve earned at the end of your first year. For example, if you earn 35,000 Miles, you get 70,000 Miles. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match. </div> <div id="credit_score_tooltip">Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.</div> </div> </section> <section class="cc-widget-wrapper" id="discover_it_chrome"> <div class="exclude-eds credit-card-widget cc-wrapper " data-mktp-container='{"componentTitle":"Discover it\u00ae Chrome","componentType":"Widget Credit Card 2021"}'> <div class="cc-wrapper-inner shadow-effect relative" data-mktp-product='{"itemId":"288196","itemName":"Discover it\u00ae Chrome","itemBrand":"Impact","itemCategory":"Credit cards","itemCategory2":"","itemCategory3":"","itemCategory4":"","price":0,"quantity":1,"affiliation":"Impact","coupon":"","secondaryCallout":"","starRatings":3.3,"initialCost":0,"subscriptionCost":0}'> <div class="card-top-wrap "> <div class="left"> <h2 class="card-best-for"> Best Discover Card for Road Trips </h2> <h3 class="card-title"> Discover it® Chrome </h3> <div class="xl:inline-flex xl:items-center mr-14px compare-btn-wrap" data-mktp-misc-click='{"clickText":"Add To Compare","clickType":"Check Box","referenceText":"Discover it\u00ae Chrome"}' > <input autocomplete="off" type="checkbox" id="add-compare-288196" class="compare-checkbox opacity-60 h-5 w-5 mr-2 track-type" data-cta-text="Add to Compare Checkbox" data-link-placement="NA" data-url="https://goto.discover.com/c/1955282/568217/9099?prodsku=104&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fit-chrome-bt-af.html%3Fsc%3DGLPY%26cmpgnid%3Dls-dca-ir-consumer-chrome-GLPY-dtop-%7Bmp_value1%7D%26%7Bmp_value2%7D&intsrc=APIG_4272&sharedid=4505397" data-component-title="Credit Card Widget" data-product-name="Discover it® Chrome" data-product-category="Credit Card" data-product-position="6" data-product-badge="Best Discover Card for Road Trips" data-product-rating="3.3" data-product-offer="No" data-wp-postid="288196" data-product-id="NA" data-product-segment="Best Offers" data-compare-card-id="288196" data-card-title="Discover it® Chrome" > <label for="add-compare-288196" class="inline-block text-sm leading-20px cursor-pointer track-type text-333333" data-cta-text="Add to Compare Checkbox" data-link-placement="NA" data-url="https://goto.discover.com/c/1955282/568217/9099?prodsku=104&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fit-chrome-bt-af.html%3Fsc%3DGLPY%26cmpgnid%3Dls-dca-ir-consumer-chrome-GLPY-dtop-%7Bmp_value1%7D%26%7Bmp_value2%7D&intsrc=APIG_4272&sharedid=4505397" data-component-title="Credit Card Widget" data-product-name="Discover it® Chrome" data-product-category="Credit Card" data-product-position="6" data-product-badge="Best Discover Card for Road Trips" data-product-rating="3.3" data-product-offer="No" data-wp-postid="288196" data-product-id="NA" data-product-segment="Best Offers" data-post-name="Best Discover Credit Cards Of November 2024" > <span>Add To Compare</span> </label> </div> </div> <div class="right"> <div class="btn-wrap"> <a href="https://goto.discover.com/c/1955282/568217/9099?prodsku=104&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fit-chrome-bt-af.html%3Fsc%3DGLPY%26cmpgnid%3Dls-dca-ir-consumer-chrome-GLPY-dtop-%7Bmp_value1%7D%26%7Bmp_value2%7D&intsrc=APIG_4272&sharedid=4505397" class="apply-now cc-cta track-type c-button " data-img="https://www.forbes.com/advisor/wp-content/uploads/2022/05/9099-566874v3fromPopup1.jpg" data-advertiser="Discover" data-mktp-conversion='{"clickText":"Apply Now","clickUrl":"https:\/\/goto.discover.com\/c\/1955282\/568217\/9099?prodsku=104&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fit-chrome-bt-af.html%3Fsc%3DGLPY%26cmpgnid%3Dls-dca-ir-consumer-chrome-GLPY-dtop-%7Bmp_value1%7D%26%7Bmp_value2%7D&intsrc=APIG_4272&sharedid=4505397","partnerName":"Impact"}' rel="nofollow" target="_blank" data-cta-text="Apply Now" data-link-placement="Button Link" data-url="https://goto.discover.com/c/1955282/568217/9099?prodsku=104&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fit-chrome-bt-af.html%3Fsc%3DGLPY%26cmpgnid%3Dls-dca-ir-consumer-chrome-GLPY-dtop-%7Bmp_value1%7D%26%7Bmp_value2%7D&intsrc=APIG_4272&sharedid=4505397" data-component-title="Credit Card Widget" data-product-name="Discover it® Chrome" data-product-category="Credit Card" data-product-position="6" data-product-badge="Best Discover Card for Road Trips" data-product-rating="3.3" data-product-offer="No" data-wp-postid="288196" data-product-id="NA" data-product-segment="Best Offers" data-mktp-conversion='{"clickText":"Apply Now","clickUrl":"https:\/\/goto.discover.com\/c\/1955282\/568217\/9099?prodsku=104&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fit-chrome-bt-af.html%3Fsc%3DGLPY%26cmpgnid%3Dls-dca-ir-consumer-chrome-GLPY-dtop-%7Bmp_value1%7D%26%7Bmp_value2%7D&intsrc=APIG_4272&sharedid=4505397","partnerName":"Impact"}' > <span> Apply Now <img loading="lazy" width="24" height="24" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/lock-white-icon.svg" alt="Apply Now"> </span> </a> <div class="secure-site-txt"> On Discover's Website</div> </div> </div> </div> <div class="card-middle-wrap"> <div class="left"> <div class="card-image-outer"> <div class="card-image-wrapper"> <a href="https://goto.discover.com/c/1955282/568217/9099?prodsku=104&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fit-chrome-bt-af.html%3Fsc%3DGLPY%26cmpgnid%3Dls-dca-ir-consumer-chrome-GLPY-dtop-%7Bmp_value1%7D%26%7Bmp_value2%7D&intsrc=APIG_4272&sharedid=4505397" class="image-overlay-wrapper cc-image-cta track-type " data-img="https://www.forbes.com/advisor/wp-content/uploads/2022/05/9099-566874v3fromPopup1.jpg" data-advertiser="Discover" rel="nofollow" target="_blank" data-cta-text="NA" data-link-placement="Image Link" data-url="https://goto.discover.com/c/1955282/568217/9099?prodsku=104&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fit-chrome-bt-af.html%3Fsc%3DGLPY%26cmpgnid%3Dls-dca-ir-consumer-chrome-GLPY-dtop-%7Bmp_value1%7D%26%7Bmp_value2%7D&intsrc=APIG_4272&sharedid=4505397" data-component-title="Credit Card Widget" data-product-name="Discover it® Chrome" data-product-category="Credit Card" data-product-position="6" data-product-badge="Best Discover Card for Road Trips" data-product-rating="3.3" data-product-offer="No" data-wp-postid="288196" data-product-id="NA" data-product-segment="Best Offers" data-mktp-conversion='{"clickText":"Click Here To Apply Now","clickUrl":"https:\/\/goto.discover.com\/c\/1955282\/568217\/9099?prodsku=104&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fit-chrome-bt-af.html%3Fsc%3DGLPY%26cmpgnid%3Dls-dca-ir-consumer-chrome-GLPY-dtop-%7Bmp_value1%7D%26%7Bmp_value2%7D&intsrc=APIG_4272&sharedid=4505397","partnerName":"Impact"}' > <img loading="lazy" class="card-image" width="150" height="94" src="https://thumbor.forbes.com/thumbor/fit-in/300x/https://www.forbes.com/advisor/wp-content/uploads/2022/05/9099-566874v3fromPopup1.jpg" alt="Discover it® Chrome" > <div class="img-overlay"> <span> Click Here To Apply Now </span> </div> </a> </div> <div class="rates-fees-wrapper"> <a href="https://goto.discover.com/c/1955282/568217/9099?prodsku=104&u=https%3A%2F%2Fwww.discovercard.com%2Fapplication%2Fwebsite%2Fratesrewards%3FsrcCde%3DGLPY%263%26%7Bmp_value2%7D&intsrc=APIG_4272&sharedid=258837" target="_blank" class="bold" data-mktp-conversion='{"clickText":"Rates & Fees","clickUrl":"https:\/\/goto.discover.com\/c\/1955282\/568217\/9099?prodsku=104&u=https%3A%2F%2Fwww.discovercard.com%2Fapplication%2Fwebsite%2Fratesrewards%3FsrcCde%3DGLPY%263%26%7Bmp_value2%7D&intsrc=APIG_4272&sharedid=258837","partnerName":"Impact"}'> Rates & Fees  </a> </div> </div> <div class="bottom-wrap"> <div class="small-card-rating rate-fees-present"> <div class="card-rating has-tooltip"> <div class="left-wrap"> <div class="rating-value">3.3</div> </div> <div class="right-wrap"> <div class="cc-rating-wrapper"> <span class="cc-rating" style="width: 70%;"></span> </div> <div class="rating-logo"> <img loading="lazy" width="85" height="12" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/fb-rating-logo.svg" alt="Forbes Advisor"> <span class="icon-tooltip icon-info"></span> </div> </div> <div class="card-rating-tooltip">Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.</div></div> </div> </div> </div> <div class="right"> <div class="btn-wrap d-none mobile-btn-wrap"> <a href="https://goto.discover.com/c/1955282/568217/9099?prodsku=104&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fit-chrome-bt-af.html%3Fsc%3DGLPY%26cmpgnid%3Dls-dca-ir-consumer-chrome-GLPY-dtop-%7Bmp_value1%7D%26%7Bmp_value2%7D&intsrc=APIG_4272&sharedid=4505397" class="apply-now cc-mobile-cta track-type c-button " data-img="https://www.forbes.com/advisor/wp-content/uploads/2022/05/9099-566874v3fromPopup1.jpg" data-advertiser="Discover" rel="nofollow" target="_blank" data-cta-text="Apply Now" data-link-placement="Button Link" data-url="https://goto.discover.com/c/1955282/568217/9099?prodsku=104&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fit-chrome-bt-af.html%3Fsc%3DGLPY%26cmpgnid%3Dls-dca-ir-consumer-chrome-GLPY-dtop-%7Bmp_value1%7D%26%7Bmp_value2%7D&intsrc=APIG_4272&sharedid=4505397" data-component-title="Credit Card Widget" data-product-name="Discover it® Chrome" data-product-category="Credit Card" data-product-position="6" data-product-badge="Best Discover Card for Road Trips" data-product-rating="3.3" data-product-offer="No" data-wp-postid="288196" data-product-id="NA" data-product-segment="Best Offers" data-mktp-conversion='{"clickText":"Apply Now","clickUrl":"https:\/\/goto.discover.com\/c\/1955282\/568217\/9099?prodsku=104&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fit-chrome-bt-af.html%3Fsc%3DGLPY%26cmpgnid%3Dls-dca-ir-consumer-chrome-GLPY-dtop-%7Bmp_value1%7D%26%7Bmp_value2%7D&intsrc=APIG_4272&sharedid=4505397","partnerName":"Impact"}' > <span> Apply Now <img loading="lazy" width="24" height="24" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/lock-white-icon.svg" alt="Apply Now"> </span> </a> <div class="secure-site-txt"> On Discover's Website</div> </div> <div class="rewards-wrapper"> <div class="left"> <div class="icon-wrap"></div> </div> <div class="right"> <p class="cc-reward-rate">Up to 2% Reward Rate</p> <p class="cc-reward-desc"> <span>Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus</span><a href="javascript:void(0);" class="read-more" data-description="Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus earn unlimited 1% cash back on all other purchases." data-shortDescription="Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus"data-mktp-misc-click='{"clickText":"Read More","clickType":"Link Click","referenceText":"Discover it\u00ae Chrome"}'>Read More</a> </p> </div> </div> <div class="facts-wrapper"> <div class="facts"> <h4 class="fact"> Welcome Bonus<span class="icon-tooltip icon-info tooltip tooltip-tippy" data-tooltip-content="#welcome_bonus_tooltip_content288196"data-mktp-misc-click='{"clickText":"Welcome Bonus","clickType":"Tooltip","referenceText":"Discover it\u00ae Chrome"}'></span> </h4> <p class="fact-value">Cashback Match™</p> </div> <div class="facts"> <h4 class="fact">Annual Fee</h4> <p class="fact-value">$0</p> </div> <div class="facts"> <h4 class="fact">Regular APR</h4> <p class="fact-value">18.74% - 27.74% Variable APR</p> </div> <div class="facts"> <h4 class="fact"> Credit Score <span class="icon-tooltip icon-info tooltip tooltip-tippy" data-tooltip-content="#credit_score_tooltip" data-mktp-misc-click='{"clickText":"Credit Score","clickType":"Tooltip","referenceText":"Discover it\u00ae Chrome"}'></span> </h4> <p class="fact-value"> Excellent/Good </p> </div> </div> </div> </div> <div class="card-bottom-wrap"> <div class="tab-content-wrapper cc-tab-content-wrapper"> <div class="accordion-tab " data-mktp-misc-click='{"clickText":"Why We Picked It","clickType":"Accordion","referenceText":"Discover it\u00ae Chrome"}'> Our Expert Take </div> <div id="why_we_picked_it288196" class="c-tab--content list-points"> <div><p>The Discover it® Chrome is a mediocre card with one redeeming feature: the 1-for-1 cash back match, which doubles your rewards at the end of the first year. The high balance transfer fees make the intro APR offer on balance transfers less appealing, and the 2% bonus cash back category is limited to the first $1,000 in quarterly spending in limited categories. All other purchases earn 1%.</p> </div> </div> <div class="accordion-tab " data-mktp-misc-click='{"clickText":"Pros & Cons","clickType":"Accordion","referenceText":"Discover it\u00ae Chrome"}'>Pros & Cons</div> <div id="pros_cons288196" class="c-tab--content list-points"> <div class="pros-cons-wrapper"> <div class="list-points pros"> <ul> <li>Cash back match means double the rewards at the end of your first year</li> <li>Flexible cash back redemption options</li> <li>No foreign transaction fee</li> </ul> </div> <div class="list-points cons"> <ul> <li>High balance transfer fee</li> <li>High cash advance fee</li> <li>2% cash back category limited to $1,000 in quarterly spending</li> <li>1% base rate on other purchases</li> </ul> </div> </div> </div> <div class="accordion-tab " data-mktp-misc-click='{"clickText":"Card Details","clickType":"Accordion","referenceText":"Discover it\u00ae Chrome"}'>Card Details</div> <div id="card_details288196" class="c-tab--content list-points rewards-credit-cards"> <ul> <li>INTRO OFFER: Unlimited Cashback Match for all new cardmembers–only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.</li> <li>Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus earn unlimited 1% cash back on all other purchases.</li> <li>Get a 0% intro APR for 18 months on balance transfers. Then 18.74% to 27.74% Standard Variable APR applies, based on credit worthiness.</li> <li>Redeem your rewards for cash at any time.</li> <li>Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.</li> <li>No annual fee.</li> <li>Terms and conditions apply.</li> </ul> </div> </div> </div> </div> </div> <div class="tooltip_templates d-none"> <div id="welcome_bonus_tooltip_content288196" class="tooltip_content"> INTRO OFFER: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match. </div> <div id="credit_score_tooltip">Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.</div> </div> </section> <span class="non-affiliate-disclosure-cards d-none" data-cards-title="[]"></span> <div class="summary-section " data-mktp-container='{"componentTitle":"Here&#039;s a Summary of the Best Discover Credit Cards","componentType":"Summary Table"}'> <h2>Here's a Summary of the Best Discover Credit Cards</h2> <div class="summary-table"> <div class="summary-table_mob" > <div class="cat category">Credit Card</div> <div class="cat-wrapper"> <div class="cat" > <div class="img-wrap"> <img loading="lazy" class="img-responsive" width="52" height="32" src="https://thumbor.forbes.com/thumbor/fit-in/200x/https://www.forbes.com/advisor/wp-content/uploads/2022/05/9099-566853v3fromPopup1.jpg" alt="Discover it® Cash Back"> </div> <div class="rates_fees_mob"><a href=" https://goto.discover.com/c/1955282/568217/9099?prodsku=100&u=https%3A%2F%2Fwww.discovercard.com%2Fapplication%2Fwebsite%2Fratesrewards%3FsrcCde%3DGJVM%261&intsrc=APIG_4272&sharedid=258837 " target="_blank" data-mktp-conversion='{"clickText":"Rates & Fees","clickUrl":"https:\/\/goto.discover.com\/c\/1955282\/568217\/9099?prodsku=100&u=https%3A%2F%2Fwww.discovercard.com%2Fapplication%2Fwebsite%2Fratesrewards%3FsrcCde%3DGJVM%261&intsrc=APIG_4272&sharedid=258837","partnerName":"Impact"}'>Rates & Fees</a></div> <div class="title"> <a class="name" href="#discover_it_cash_back" data-mktp-misc-click='{"clickText":"Discover it\u00ae Cash Back","clickType":"Jump Link","referenceText":""}'> Discover it® Cash Back </a> </div> </div> <div class="cat" > <div class="img-wrap"> <img loading="lazy" class="img-responsive" width="52" height="32" src="https://thumbor.forbes.com/thumbor/fit-in/200x/https://www.forbes.com/advisor/wp-content/uploads/2022/05/9099-661911v1fromPopup1.jpg" alt="Discover it® Student Cash Back"> </div> <div class="rates_fees_mob"><a href=" https://goto.discover.com/c/1955282/568217/9099?prodsku=110&u=https%3A%2F%2Fwww.discovercard.com%2Fapplication%2Fwebsite%2Fratesrewards%3FsrcCde%3DRJUK%264&intsrc=APIG_4272&sharedid=258837 " target="_blank" data-mktp-conversion='{"clickText":"Rates & Fees","clickUrl":"https:\/\/goto.discover.com\/c\/1955282\/568217\/9099?prodsku=110&u=https%3A%2F%2Fwww.discovercard.com%2Fapplication%2Fwebsite%2Fratesrewards%3FsrcCde%3DRJUK%264&intsrc=APIG_4272&sharedid=258837","partnerName":"Impact"}'>Rates & Fees</a></div> <div class="title"> <a class="name" href="#discover_it_student_cash_back" data-mktp-misc-click='{"clickText":"Discover it\u00ae Student Cash Back","clickType":"Jump Link","referenceText":""}'> Discover it® Student Cash Back </a> </div> </div> <div class="cat" > <div class="img-wrap"> <img loading="lazy" class="img-responsive" width="52" height="32" src="https://thumbor.forbes.com/thumbor/fit-in/200x/https://www.forbes.com/advisor/wp-content/uploads/2022/05/9099-566851v3fromPopup1.jpg" alt="Discover it® Secured Credit Card"> </div> <div class="rates_fees_mob"><a href=" https://goto.discover.com/c/1955282/568217/9099?prodsku=109&u=https%3A%2F%2Fwww.discovercard.com%2Fapplication%2Fwebsite%2Fratesrewards%3FsrcCde%3DGEGX%268&intsrc=APIG_4272&sharedid=258837 " target="_blank" data-mktp-conversion='{"clickText":"Rates & Fees","clickUrl":"https:\/\/goto.discover.com\/c\/1955282\/568217\/9099?prodsku=109&u=https%3A%2F%2Fwww.discovercard.com%2Fapplication%2Fwebsite%2Fratesrewards%3FsrcCde%3DGEGX%268&intsrc=APIG_4272&sharedid=258837","partnerName":"Impact"}'>Rates & Fees</a></div> <div class="title"> <a class="name" href="#discover_it_secured_credit_card" data-mktp-misc-click='{"clickText":"Discover it\u00ae Secured Credit Card","clickType":"Jump Link","referenceText":""}'> Discover it® Secured Credit Card </a> </div> </div> <div class="cat" > <div class="img-wrap"> <img loading="lazy" class="img-responsive" width="52" height="32" src="https://thumbor.forbes.com/thumbor/fit-in/200x/https://www.forbes.com/advisor/wp-content/uploads/2022/05/9099-566874v3fromPopup1-1.jpg" alt="Discover it® Student Chrome"> </div> <div class="rates_fees_mob"><a href=" https://goto.discover.com/c/1955282/568217/9099?prodsku=111&u=https%3A%2F%2Fwww.discovercard.com%2Fapplication%2Fwebsite%2Fratesrewards%3FsrcCde%3DRJUL%265&intsrc=APIG_4272&sharedid=258837 " target="_blank" data-mktp-conversion='{"clickText":"Rates & Fees","clickUrl":"https:\/\/goto.discover.com\/c\/1955282\/568217\/9099?prodsku=111&u=https%3A%2F%2Fwww.discovercard.com%2Fapplication%2Fwebsite%2Fratesrewards%3FsrcCde%3DRJUL%265&intsrc=APIG_4272&sharedid=258837","partnerName":"Impact"}'>Rates & Fees</a></div> <div class="title"> <a class="name" href="#discover_it_student_chrome" data-mktp-misc-click='{"clickText":"Discover it\u00ae Student Chrome","clickType":"Jump Link","referenceText":""}'> Discover it® Student Chrome </a> </div> </div> <div class="cat" > <div class="img-wrap"> <img loading="lazy" class="img-responsive" width="52" height="32" src="https://thumbor.forbes.com/thumbor/fit-in/200x/https://www.forbes.com/advisor/wp-content/uploads/2022/05/9099-788709v8fromPopup1.jpg" alt="Discover it® Miles"> </div> <div class="rates_fees_mob"><a href=" https://goto.discover.com/c/1955282/568217/9099?prodsku=112&u=https%3A%2F%2Fwww.discovercard.com%2Fapplication%2Fwebsite%2Fratesrewards%3FsrcCde%3DGJX9%266&intsrc=APIG_4272&sharedid=258837 " target="_blank" data-mktp-conversion='{"clickText":"Rates & Fees","clickUrl":"https:\/\/goto.discover.com\/c\/1955282\/568217\/9099?prodsku=112&u=https%3A%2F%2Fwww.discovercard.com%2Fapplication%2Fwebsite%2Fratesrewards%3FsrcCde%3DGJX9%266&intsrc=APIG_4272&sharedid=258837","partnerName":"Impact"}'>Rates & Fees</a></div> <div class="title"> <a class="name" href="#discover_it_miles" data-mktp-misc-click='{"clickText":"Discover it\u00ae Miles","clickType":"Jump Link","referenceText":""}'> Discover it® Miles </a> </div> </div> <div class="cat" > <div class="img-wrap"> <img loading="lazy" class="img-responsive" width="52" height="32" src="https://thumbor.forbes.com/thumbor/fit-in/200x/https://www.forbes.com/advisor/wp-content/uploads/2022/05/9099-566874v3fromPopup1.jpg" alt="Discover it® Chrome"> </div> <div class="rates_fees_mob"><a href=" https://goto.discover.com/c/1955282/568217/9099?prodsku=104&u=https%3A%2F%2Fwww.discovercard.com%2Fapplication%2Fwebsite%2Fratesrewards%3FsrcCde%3DGLPY%263%26%7Bmp_value2%7D&intsrc=APIG_4272&sharedid=258837 " target="_blank" data-mktp-conversion='{"clickText":"Rates & Fees","clickUrl":"https:\/\/goto.discover.com\/c\/1955282\/568217\/9099?prodsku=104&u=https%3A%2F%2Fwww.discovercard.com%2Fapplication%2Fwebsite%2Fratesrewards%3FsrcCde%3DGLPY%263%26%7Bmp_value2%7D&intsrc=APIG_4272&sharedid=258837","partnerName":"Impact"}'>Rates & Fees</a></div> <div class="title"> <a class="name" href="#discover_it_chrome" data-mktp-misc-click='{"clickText":"Discover it\u00ae Chrome","clickType":"Jump Link","referenceText":""}'> Discover it® Chrome </a> </div> </div> </div> </div> <div class="scrollable-area" id="scrollable-area"> <div class="summary-table_desk" > <div class="table-row categories"> <div class="cat">Credit Card</div> <div class="cat">Best For</div> <div class="cat"> Credit Score <div class="icon-tooltip icon-info tooltip" data-tooltip-content="#credit_tooltip_content"> </div> </div> <div class="cat">Annual Fee</div> <div class="cat">Welcome Bonus</div> </div> <div class="table-row" > <div class="cat"> <div class="d-flex"> <div class="flex-col"> <div class="img-wrap"> <img loading="lazy" class="img-responsive" width="52" height="32" src="https://thumbor.forbes.com/thumbor/fit-in/200x/https://www.forbes.com/advisor/wp-content/uploads/2022/05/9099-566853v3fromPopup1.jpg" alt="Discover it® Cash Back"> </div> <div class="rates_fees"><a href="https://goto.discover.com/c/1955282/568217/9099?prodsku=100&u=https%3A%2F%2Fwww.discovercard.com%2Fapplication%2Fwebsite%2Fratesrewards%3FsrcCde%3DGJVM%261&intsrc=APIG_4272&sharedid=258837" target="_blank" data-mktp-conversion='{"clickText":"Rates & Fees","clickUrl":"https:\/\/goto.discover.com\/c\/1955282\/568217\/9099?prodsku=100&u=https%3A%2F%2Fwww.discovercard.com%2Fapplication%2Fwebsite%2Fratesrewards%3FsrcCde%3DGJVM%261&intsrc=APIG_4272&sharedid=258837","partnerName":"Impact"}'>Rates & Fees</a></div> </div> <div class="title"> <a href="#discover_it_cash_back" class="name" data-mktp-misc-click='{"clickText":"Discover it\u00ae Cash Back","clickType":"Jump Link","referenceText":""}'> Discover it® Cash Back </a> </div> </div> </div> <div class="cat">Best for Earning Bonus Cash Back</div> <div class="cat">Excellent/Good</div> <div class="cat">$0</div> <div class="cat cat-wb"> Cashback Match™ <span class="icon-tooltip icon-question tooltip" data-tooltip-content="#welcomebonus_tooltip_content_288200"></span> </div> </div> <div class="table-row" > <div class="cat"> <div class="d-flex"> <div class="flex-col"> <div class="img-wrap"> <img loading="lazy" class="img-responsive" width="52" height="32" src="https://thumbor.forbes.com/thumbor/fit-in/200x/https://www.forbes.com/advisor/wp-content/uploads/2022/05/9099-661911v1fromPopup1.jpg" alt="Discover it® Student Cash Back"> </div> <div class="rates_fees"><a href="https://goto.discover.com/c/1955282/568217/9099?prodsku=110&u=https%3A%2F%2Fwww.discovercard.com%2Fapplication%2Fwebsite%2Fratesrewards%3FsrcCde%3DRJUK%264&intsrc=APIG_4272&sharedid=258837" target="_blank" data-mktp-conversion='{"clickText":"Rates & Fees","clickUrl":"https:\/\/goto.discover.com\/c\/1955282\/568217\/9099?prodsku=110&u=https%3A%2F%2Fwww.discovercard.com%2Fapplication%2Fwebsite%2Fratesrewards%3FsrcCde%3DRJUK%264&intsrc=APIG_4272&sharedid=258837","partnerName":"Impact"}'>Rates & Fees</a></div> </div> <div class="title"> <a href="#discover_it_student_cash_back" class="name" data-mktp-misc-click='{"clickText":"Discover it\u00ae Student Cash Back","clickType":"Jump Link","referenceText":""}'> Discover it® Student Cash Back </a> </div> </div> </div> <div class="cat">Best Discover Student Card</div> <div class="cat">Fair/New to Credit</div> <div class="cat">$0</div> <div class="cat cat-wb"> Cashback Match™ <span class="icon-tooltip icon-question tooltip" data-tooltip-content="#welcomebonus_tooltip_content_288220"></span> </div> </div> <div class="table-row" > <div class="cat"> <div class="d-flex"> <div class="flex-col"> <div class="img-wrap"> <img loading="lazy" class="img-responsive" width="52" height="32" src="https://thumbor.forbes.com/thumbor/fit-in/200x/https://www.forbes.com/advisor/wp-content/uploads/2022/05/9099-566851v3fromPopup1.jpg" alt="Discover it® Secured Credit Card"> </div> <div class="rates_fees"><a href="https://goto.discover.com/c/1955282/568217/9099?prodsku=109&u=https%3A%2F%2Fwww.discovercard.com%2Fapplication%2Fwebsite%2Fratesrewards%3FsrcCde%3DGEGX%268&intsrc=APIG_4272&sharedid=258837" target="_blank" data-mktp-conversion='{"clickText":"Rates & Fees","clickUrl":"https:\/\/goto.discover.com\/c\/1955282\/568217\/9099?prodsku=109&u=https%3A%2F%2Fwww.discovercard.com%2Fapplication%2Fwebsite%2Fratesrewards%3FsrcCde%3DGEGX%268&intsrc=APIG_4272&sharedid=258837","partnerName":"Impact"}'>Rates & Fees</a></div> </div> <div class="title"> <a href="#discover_it_secured_credit_card" class="name" data-mktp-misc-click='{"clickText":"Discover it\u00ae Secured Credit Card","clickType":"Jump Link","referenceText":""}'> Discover it® Secured Credit Card </a> </div> </div> </div> <div class="cat">Best Secured Discover Card</div> <div class="cat">New/Rebuilding Credit</div> <div class="cat">$0</div> <div class="cat cat-wb"> Cashback Match™ <span class="icon-tooltip icon-question tooltip" data-tooltip-content="#welcomebonus_tooltip_content_288226"></span> </div> </div> <div class="table-row" > <div class="cat"> <div class="d-flex"> <div class="flex-col"> <div class="img-wrap"> <img loading="lazy" class="img-responsive" width="52" height="32" src="https://thumbor.forbes.com/thumbor/fit-in/200x/https://www.forbes.com/advisor/wp-content/uploads/2022/05/9099-566874v3fromPopup1-1.jpg" alt="Discover it® Student Chrome"> </div> <div class="rates_fees"><a href="https://goto.discover.com/c/1955282/568217/9099?prodsku=111&u=https%3A%2F%2Fwww.discovercard.com%2Fapplication%2Fwebsite%2Fratesrewards%3FsrcCde%3DRJUL%265&intsrc=APIG_4272&sharedid=258837" target="_blank" data-mktp-conversion='{"clickText":"Rates & Fees","clickUrl":"https:\/\/goto.discover.com\/c\/1955282\/568217\/9099?prodsku=111&u=https%3A%2F%2Fwww.discovercard.com%2Fapplication%2Fwebsite%2Fratesrewards%3FsrcCde%3DRJUL%265&intsrc=APIG_4272&sharedid=258837","partnerName":"Impact"}'>Rates & Fees</a></div> </div> <div class="title"> <a href="#discover_it_student_chrome" class="name" data-mktp-misc-click='{"clickText":"Discover it\u00ae Student Chrome","clickType":"Jump Link","referenceText":""}'> Discover it® Student Chrome </a> </div> </div> </div> <div class="cat">Best Student Card for Gas and Dining</div> <div class="cat">Fair/New to Credit</div> <div class="cat">$0</div> <div class="cat cat-wb"> Cashback Match™ <span class="icon-tooltip icon-question tooltip" data-tooltip-content="#welcomebonus_tooltip_content_288222"></span> </div> </div> <div class="table-row" > <div class="cat"> <div class="d-flex"> <div class="flex-col"> <div class="img-wrap"> <img loading="lazy" class="img-responsive" width="52" height="32" src="https://thumbor.forbes.com/thumbor/fit-in/200x/https://www.forbes.com/advisor/wp-content/uploads/2022/05/9099-788709v8fromPopup1.jpg" alt="Discover it® Miles"> </div> <div class="rates_fees"><a href="https://goto.discover.com/c/1955282/568217/9099?prodsku=112&u=https%3A%2F%2Fwww.discovercard.com%2Fapplication%2Fwebsite%2Fratesrewards%3FsrcCde%3DGJX9%266&intsrc=APIG_4272&sharedid=258837" target="_blank" data-mktp-conversion='{"clickText":"Rates & Fees","clickUrl":"https:\/\/goto.discover.com\/c\/1955282\/568217\/9099?prodsku=112&u=https%3A%2F%2Fwww.discovercard.com%2Fapplication%2Fwebsite%2Fratesrewards%3FsrcCde%3DGJX9%266&intsrc=APIG_4272&sharedid=258837","partnerName":"Impact"}'>Rates & Fees</a></div> </div> <div class="title"> <a href="#discover_it_miles" class="name" data-mktp-misc-click='{"clickText":"Discover it\u00ae Miles","clickType":"Jump Link","referenceText":""}'> Discover it® Miles </a> </div> </div> </div> <div class="cat">Best Discover Cards for Travel</div> <div class="cat">Excellent/Good</div> <div class="cat">$0</div> <div class="cat cat-wb"> Discover Match® <span class="icon-tooltip icon-question tooltip" data-tooltip-content="#welcomebonus_tooltip_content_288216"></span> </div> </div> <div class="table-row" > <div class="cat"> <div class="d-flex"> <div class="flex-col"> <div class="img-wrap"> <img loading="lazy" class="img-responsive" width="52" height="32" src="https://thumbor.forbes.com/thumbor/fit-in/200x/https://www.forbes.com/advisor/wp-content/uploads/2022/05/9099-566874v3fromPopup1.jpg" alt="Discover it® Chrome"> </div> <div class="rates_fees"><a href="https://goto.discover.com/c/1955282/568217/9099?prodsku=104&u=https%3A%2F%2Fwww.discovercard.com%2Fapplication%2Fwebsite%2Fratesrewards%3FsrcCde%3DGLPY%263%26%7Bmp_value2%7D&intsrc=APIG_4272&sharedid=258837" target="_blank" data-mktp-conversion='{"clickText":"Rates & Fees","clickUrl":"https:\/\/goto.discover.com\/c\/1955282\/568217\/9099?prodsku=104&u=https%3A%2F%2Fwww.discovercard.com%2Fapplication%2Fwebsite%2Fratesrewards%3FsrcCde%3DGLPY%263%26%7Bmp_value2%7D&intsrc=APIG_4272&sharedid=258837","partnerName":"Impact"}'>Rates & Fees</a></div> </div> <div class="title"> <a href="#discover_it_chrome" class="name" data-mktp-misc-click='{"clickText":"Discover it\u00ae Chrome","clickType":"Jump Link","referenceText":""}'> Discover it® Chrome </a> </div> </div> </div> <div class="cat">Best Discover Card for Road Trips</div> <div class="cat">Excellent/Good</div> <div class="cat">$0</div> <div class="cat cat-wb"> Cashback Match™ <span class="icon-tooltip icon-question tooltip" data-tooltip-content="#welcomebonus_tooltip_content_288196"></span> </div> </div> </div> </div> </div> </div> <div class="tooltip_templates"> <div id="credit_tooltip_content"> Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed. </div> <div id="welcomebonus_tooltip_content_288200" class="wb_tooltip"> INTRO OFFER: Unlimited Cashback Match for all new cardmembers–only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300. </div> <div id="welcomebonus_tooltip_content_288220" class="wb_tooltip"> INTRO OFFER: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 cash back into $200. There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match. </div> <div id="welcomebonus_tooltip_content_288226" class="wb_tooltip"> Intro Offer: Unlimited Cashback Match™ - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! There's no minimum spending or maximum rewards. Just a dollar-for-dollar match. </div> <div id="welcomebonus_tooltip_content_288222" class="wb_tooltip"> INTRO OFFER: Unlimited Cashback Match for all new cardmembers - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 cash back into $200. There's no minimum spending or maximum rewards. Just a dollar-for-dollar match. </div> <div id="welcomebonus_tooltip_content_288216" class="wb_tooltip"> UNLIMITED BONUS: Unlimited Mile-for-Mile match for all new cardmembers - only from Discover. Discover gives you an unlimited match of all the Miles you’ve earned at the end of your first year. For example, if you earn 35,000 Miles, you get 70,000 Miles. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match. </div> <div id="welcomebonus_tooltip_content_288196" class="wb_tooltip"> INTRO OFFER: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match. </div> </div> </div> <div class="cards-data-by-category " data-filter-key="cash-back" data-mktp-list='{"listName":"","productsOnPage":"1","appliedFilters":"cash-back","pageNumber":1}'> </div> <div class="cards-data-by-category " data-filter-key="student-secured" data-mktp-list='{"listName":"","productsOnPage":"3","appliedFilters":"student-secured","pageNumber":1}'> </div> <div class="cards-data-by-category " data-filter-key="travel" data-mktp-list='{"listName":"","productsOnPage":"2","appliedFilters":"travel","pageNumber":1}'> </div> </div> </div> <div class="loader"> <div class="spinner"> <div class="bounce1"></div> <div class="bounce2"></div> <div class="bounce3"></div> </div> </div> </div> <div class="bottom-section" data-mktp-container='{"componentTitle":"","componentType":"Bottom Section"}'> <div id="best_discover_credit_cards_section" class="article-section more-details-cards-wrapper hide-in-other-categories"> <h2>Best Discover Credit Cards</h2> <div id="discover_it_cash_back_details" class="section-card-widget section-card-widget-1"> <div class="card-widget-title-wrap"> <h3 class="card-widget-title"> Discover it® Cash Back </h3> <a href="#discover_it_cash_back" class="jump-to" data-mktp-misc-click='{"clickText":"[ jump to details ]","clickType":"Jump Link","referenceText":""}'> [ jump to details ] </a> </div> <div class="section-content wysiwyg-content blue-bullets"><p>Big spenders and those who can maximize the 5% cash-back categories (up to $1,500 per quarter, activation required) with the <a href="https://www.forbes.com/advisor/credit-cards/reviews/discover-it-cash-back-credit-card/">Discover it® Cash Back</a> can earn sizable rewards, especially in the first year when rewards are doubled.</p> <p><strong>Rewards:</strong> Earn 5% cash back on everyday purchases at different places each quarter up to a quarterly maximum of $1,500 in spending when activated. Plus, earn unlimited 1% cash back on all other purchases.</p> <p><strong>Welcome offer:</strong> Discover will automatically match all the cash back earned at the end of the first year as a cardmember. There's no minimum spending or maximum rewards.</p> <p><strong>Annual fee:</strong> $0</p> <p><strong>Other benefits and drawbacks:</strong> Historically, the Discover it® Cash Back card’s categories have included restaurants, drug stores, grocery stores, gas stations, Amazon and other options generally popular among U.S.-based spenders. The card offers a 0% introductory APR for 15 months on purchases and eligible balance transfers. Then, a standard rate of 18.74% - 27.74% variable applies. A balance transfer fee of up to 5% of the amount transferred applies.</p> </div> </div> <div id="discover_it_student_cash_back_details" class="section-card-widget section-card-widget-2"> <div class="card-widget-title-wrap"> <h3 class="card-widget-title"> Discover it® Student Cash Back </h3> <a href="#discover_it_student_cash_back" class="jump-to" data-mktp-misc-click='{"clickText":"[ jump to details ]","clickType":"Jump Link","referenceText":""}'> [ jump to details ] </a> </div> <div class="section-content wysiwyg-content blue-bullets"><p>The <a href="https://www.forbes.com/advisor/credit-cards/reviews/discover-it-student-cash-back/">Discover it® Student Cash Back</a> is similar to the Discover it® Cash Back. The main difference? It’s marketed toward students with little-to-no credit history.</p> <p><strong>Rewards:</strong> Earn 5% cash back on everyday purchases at different places each quarter like grocery stores, restaurants, gas stations and more, up to the quarterly maximum once activated. Plus, earn unlimited 1% cash back on all other purchases.</p> <p><strong>Welcome offer:</strong> Earn Unlimited Cashback Match™ - Discover will match all the cash back you’ve earned at the end of your first year. There's no minimum spending or maximum rewards.</p> <p><strong>Annual fee:</strong> $0</p> <p><strong>Other benefits and drawbacks:</strong> In addition to the rewards and Cashback Match, the Discover it® Student Cash Back offers a 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 17.74% - 26.74% applies.</p> </div> </div> <div id="discover_it_secured_credit_card_details" class="section-card-widget section-card-widget-3"> <div class="card-widget-title-wrap"> <h3 class="card-widget-title"> Discover it® Secured Credit Card </h3> <a href="#discover_it_secured_credit_card" class="jump-to" data-mktp-misc-click='{"clickText":"[ jump to details ]","clickType":"Jump Link","referenceText":""}'> [ jump to details ] </a> </div> <div class="section-content wysiwyg-content blue-bullets"><p>The <a href="https://www.forbes.com/advisor/credit-cards/reviews/discover-it-secured-credit-card/">Discover it® Secured Credit Card</a> is one of our top choices for those who need to build their credit history. Cardholders will need to put down a deposit (the amount becomes equal to the cardholder’s credit limit), but it offers what few cards in its class do—the ability to earn decent rewards without an annual fee.</p> <p><strong>Rewards:</strong> Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases.</p> <p><strong>Welcome offer:</strong> Earn an Unlimited Cashback Match™ - Discover will automatically match all the cash back earned at the end of the first year.</p> <p><strong>Annual fee:</strong> $0</p> <p><strong>Other benefits and drawbacks:</strong> Discover will review your account for an upgrade to an unsecured account starting at seven months.</p> </div> </div> <div id="discover_it_student_chrome_details" class="section-card-widget section-card-widget-4"> <div class="card-widget-title-wrap"> <h3 class="card-widget-title"> Discover it® Student Chrome </h3> <a href="#discover_it_student_chrome" class="jump-to" data-mktp-misc-click='{"clickText":"[ jump to details ]","clickType":"Jump Link","referenceText":""}'> [ jump to details ] </a> </div> <div class="section-content wysiwyg-content blue-bullets"><p>A no-frills cash-back card, the <a href="https://www.forbes.com/advisor/credit-cards/reviews/discover-it-student-chrome-credit-card/">Discover it® Student Chrome</a> offers yet another option for cardholders to earn Discover’s famous unlimited cashback match in their first year and keep the card for the long haul since it has no annual fee.</p> <p><strong>Rewards:</strong> Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter and 1% cash back on all other purchases.</p> <p><strong>Welcome offer:</strong> Earn Unlimited Cashback Match™ - Discover will automatically match all the cash back earned at the end of the first year. There's no minimum spending or maximum rewards.</p> <p><strong>Annual fee:</strong> $0</p> <p><strong>Other benefits and drawbacks:</strong> The Discover it® Student Chrome comes with a 0% intro APR on purchases for 6 months, then a standard variable APR of 17.74% - 26.74% applies, but not a whole lot else other than the ability to pick a design for your card. But it does have free Social Security number alerts and Discover’s Freeze it® feature if your card is misplaced.</p> </div> </div> <div id="discover_it_miles_details" class="section-card-widget section-card-widget-5"> <div class="card-widget-title-wrap"> <h3 class="card-widget-title"> Discover it® Miles </h3> <a href="#discover_it_miles" class="jump-to" data-mktp-misc-click='{"clickText":"[ jump to details ]","clickType":"Jump Link","referenceText":""}'> [ jump to details ] </a> </div> <div class="section-content wysiwyg-content blue-bullets"><p>Instead of earning traditional cash back, the <a href="https://www.forbes.com/advisor/credit-cards/reviews/discover-it-miles-credit-card/">Discover it® Miles</a> card earns miles. The miles act similar to cash back, where 1 mile is worth 1 cent each.</p> <p><strong>Rewards:</strong> Earn 1.5 miles per dollar on every purchase.</p> <p><strong>Welcome offer:</strong> Unlimited match of all the miles earned at the end of the first year.</p> <p><strong>Annual fee:</strong> $0</p> <p><strong>Other benefits and drawbacks:</strong> The Discover it® Miles offers a 0% intro APR on purchases and balance transfers for the first 15 months of account opening. After that, a variable APR of 18.74% - 27.74% applies. A balance transfer fee of up to 5% of the amount transferred applies. Since it earns miles at a flat rate, this card may be a better choice for cardholders who don’t want to keep track of bonus spending categories or make large purchases in categories that otherwise are not bonused.</p> </div> </div> <div id="discover_it_chrome_details" class="section-card-widget section-card-widget-6"> <div class="card-widget-title-wrap"> <h3 class="card-widget-title"> Discover it® Chrome </h3> <a href="#discover_it_chrome" class="jump-to" data-mktp-misc-click='{"clickText":"[ jump to details ]","clickType":"Jump Link","referenceText":""}'> [ jump to details ] </a> </div> <div class="section-content wysiwyg-content blue-bullets"><p>The <a href="https://www.forbes.com/advisor/credit-cards/reviews/discover-it-chrome/">Discover it® Chrome</a> card will likely only be a good fit for a narrow subset of people: those who frequently take road trips and can’t access a card that offers better rewards on gas spending. It’s not going to earn a ton of cash back, but it may be an option for some.</p> <p><strong>Rewards:</strong> Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus earn unlimited 1% cash back on all other purchases.</p> <p><strong>Welcome offer:</strong> Discover will automatically match all the cash back earned at the end of the first year as a cardmember. There's no minimum spending or maximum rewards.</p> <p><strong>Annual fee:</strong> $0</p> <p><strong>Other benefits and drawbacks:</strong> The Discover it® Chrome offers a 0% intro APR for 6 months on purchases and 18 months on eligible balance transfers followed by a 18.74% - 27.74% variable APR. A balance transfer fee of up to 5% of the amount transferred applies.</p> </div> </div> <style> .related-widget { font-family: 'Work Sans', sans-serif; font-style: normal; font-weight: 500; font-size: 18px; line-height: 24px; letter-spacing: -0.5px; position: relative; padding-left: 10px; } .related-widget:before { content: ''; font-size: 0; padding-right: 9px; width: 0; height: 0; border-style: solid; border-width: 5px 0 5px 5px; border-color: transparent transparent transparent #181716; position: absolute; top: 7px; left: 0px;} .title__related-widget { text-transform: uppercase; font-weight: 500;} .link__related-widget { color: #395BB6 !important;} @media (max-width: 599px) { .related-widget { font-size: 14px; line-height: 22px;} .related-widget:before { top: 6px; border-width: 4px 0 4px 4px;} } </style> </div> <hr/> <div id="methodology_section" class="article-section visible-in-all-categories" > <h2>Methodology</h2> <div class="section-content wysiwyg-content blue-bullets "> <p>The best Discover cards were given rankings based on welcome bonuses, fees, rewards and other perks. What is best for most customers might not be right for you. Conduct informed research before deciding which cards will best help you achieve your financial goals.</p> <p><strong>Read more:</strong> <a href="https://www.forbes.com/advisor/credit-cards/credit-cards-rating-methodology/">How Forbes Advisor Rates Credit Cards</a></p> </div> </div> <hr/> <div id="what_youll_find_on_all_discover_credit_cards_section" class="article-section visible-in-all-categories" > <h2>What You’ll Find on All Discover Credit Cards</h2> <div class="section-content wysiwyg-content blue-bullets "> <p>Several years ago, Discover unified all of its products under the “Discover it” brand, which is essentially a platform for all its cards. These cards share many of the same features and benefits, including no annual fee, no foreign transaction fees and no penalty fee on your first late payment.</p> <p>Discover it cards are eligible to receive a Cashback Match at the end of your first year holding the card. This means that at the end of your first year of card membership, Discover will take all eligible points earned and match them, essentially doubling all your rewards.</p> <p>Other benefits include free access to your <a href="https://www.forbes.com/advisor/credit-score/what-is-a-fico-score/">FICO® Score</a>, as well as a suite of tools to help prevent fraud and identity theft. You can also use your Discover card to receive cash at checkout from a number of major retailers without incurring cash advance fees or paying a higher interest rate.</p> <p>Be aware, however, that Discover does not offer many benefits that you might be accustomed to, such as rental car insurance, purchase protection and extended warranty coverage.</p> </div> </div> <hr/> <div id="discover_credit_card_fees_section" class="article-section visible-in-all-categories" > <h2>Discover Credit Card Fees</h2> <div class="section-content wysiwyg-content blue-bullets "> <div class="mkpl-shortcode-instance default variation-1" data-custom-value="mkpl-tables-" data-variation="variation-1" data-mktp-container='{"componentTitle":"","componentType":"Marketplace Table"}'> <div id="mkpl-table-container"> <div id="mkpl-table-main-container"> <div id="mkpl-table-scroll" class="table-container " > <table id="mkpl-market-table" data-mc="0" data-tcc="2" class="mkpl-marketplace_tables table style-1" style="text-align: left"> <tr style="background-color: #f8f8f8"> <td class=" wysiwyg-editor" > <div class="cell-content primary-font"><div>Annual Fee</div></div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font"><div>$0</div></div> </td> </tr> <tr style="background-color: #f8f8f8"> <td class=" wysiwyg-editor" > <div class="cell-content primary-font"><div>Foreign Transaction Fee</div></div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font"><div>$0</div></div> </td> </tr> <tr style="background-color: #f8f8f8"> <td class=" wysiwyg-editor" > <div class="cell-content primary-font"><div>Balance Transfer Fee</div></div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font"><div>3% to 5%</div></div> </td> </tr> <tr style="background-color: #f8f8f8"> <td class=" wysiwyg-editor" > <div class="cell-content primary-font"><div>Late Payment Fee</div></div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font"><div>Up to $41. No fee on first late payment.</div></div> </td> </tr> </table> <div data-mktp-misc-click='{"clickText":"Silder","clickType":"Button","referenceText":""}' > <button type="button" id="left-arrow"> <img decoding="async" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAAcAAAAMCAYAAACulacQAAAACXBIWXMAAAsTAAALEwEAmpwYAAAAAXNSR0IArs4c6QAAAARnQU1BAACxjwv8YQUAAADJSURBVHgBXZCxDcIwEEXvLrbTMgIjeAQXQB0aUiBENgAmIBswQkJJg6iQaGAF2CBskBY5wbEjWXLiwjr73f//dAijo5JiEse01Zrd2BhwgS8DIDnXcgBFjAUASltWkeY5eTBPSwcSW9ZMM3W/rr+9crY6HxEgcwCBeuD+yQFCyPsH/pePy+bj3YiCzLaNTDgDumuRlidb7o2BmpCUV2M4EAJmrqFtmHzaXAxtfAOAqRrNVRgJ+mcOFryt4dQuIR8o/ZaEoB1rWNkBtuxEvL1bUnQAAAAASUVORK5CYII=" alt="Left Arrow" /> </button> <button type="button" id="right-arrow"> <img decoding="async" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAAcAAAAMCAYAAACulacQAAAACXBIWXMAAAsTAAALEwEAmpwYAAAAAXNSR0IArs4c6QAAAARnQU1BAACxjwv8YQUAAADQSURBVHgBdVC5DcJAENw53pAS6AA6wAlPCAGCDLsSoAJEBXwJEDk0JrA7wCW4BMeH5GXP2MggscHenEYzNzew5rt2PVULrdNt6DoJlUY1GEsCrWp1BNZ41/oiAV7LGQPo1hrYlEmYNRLrlNVDYIuJ9/eL7WRKs7yzE4OUJTABwR7M9puPspj+9NiD4tDglGml6M8YolJchrNTh8CewCaJyr8u1plt9tc8ECTQLQ+EN4FAYJuIXf9iTwq3qimBhWDm6KnZKb9bzUpgRFrz4be+FwjJTXtIGD7JAAAAAElFTkSuQmCC" alt="Right Arrow"/> </button> </div> </div> <button id="seeMoreBtn" type="button" class="primary-font" style="display: none;" data-mktp-misc-click='{"clickText":"See More","clickType":"Button","referenceText":""}' >See More</button> <button id="seeLessBtn" type="button" class="primary-font" style="display: none;" data-mktp-misc-click='{"clickText":"See Less","clickType":"Button","referenceText":""}' >See Less</button> </div> </div></div> </div> </div> <hr/> <div id="what_is_the_apr_for_a_discover_credit_card_section" class="article-section visible-in-all-categories" > <h2>What Is the APR for a Discover Credit Card?</h2> <div class="section-content wysiwyg-content blue-bullets "> <p>The APR for a Discover card will depend both on the specific Discover card you apply for as well as your credit profile. The potential APRs available for each Discover card currently available are the following:</p> <ul> <li>Discover it® Secured Credit Card: Best Secured Discover Card: 27.74% variable APR on purchases and balance transfers</li> <li>Discover it® Cash Back: Best for Earning Bonus Cash Back: 0% introductory APR for 15 months on purchases and eligible balance transfers. Then, a standard rate of 18.74% - 27.74% variable applies. A balance transfer fee of up to 5% of the amount transferred applies</li> <li>Discover it® Student Cash Back: Best Discover Student Card: 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 17.74% - 26.74% applies</li> <li>Discover it® Miles: Best Discover Card for Travel: 0% intro APR on purchases and balance transfers for the first 15 months of account opening. After that, a variable APR of 18.74% - 27.74% applies. A balance transfer fee of up to 5% of the amount transferred applies</li> <li>Discover it® Chrome: Best Discover Card for Road Trips: 0% intro APR for 6 months on purchases and 18 months on eligible balance transfers followed by a 18.74% - 27.74% variable APR. A balance transfer fee of up to 5% of the amount transferred applies</li> </ul> </div> </div> <hr/> <div id="how_to_pick_a_discover_credit_card_section" class="article-section visible-in-all-categories" > <h2>How To Pick a Discover Credit Card</h2> <div class="section-content wysiwyg-content blue-bullets "> <p>Finding the best credit card for your needs can feel overwhelming. First, don’t assume each credit card’s basic features or fee structures are the same. For example, some issuer’s cards charge foreign transaction fees, and some don’t. Not all cards offer the same types of rewards or any rewards at all.</p> <p>Examine your spending before settling on a card that earns rewards to see which card is likely going to return the most when it comes to rewards. If you’re considering applying for a Discover card, first compare additional benefits with cards outside of the Discover network—cards from one issuer often have variations on extra benefits, and another issuer’s lineup may be more appealing to you.</p> <div class="pro-tip pro-tip-wrapper"> <div class="pro-tip__heading"><span class="icon"></span><span class="text">Pro Tip</span></div> <div class="pro-tip__content"> Discover’s acceptance outside of the U.S. is not as strong as other card networks, so a Discover card is unlikely to be the best choice for frequent international travelers. </div> </div> </div> </div> <hr/> <div id="how_can_i_apply_for_a_discover_credit_card_section" class="article-section visible-in-all-categories" > <h2>How Can I Apply for a Discover Credit Card?</h2> <div class="section-content wysiwyg-content blue-bullets "> <p>Applying for a Discover credit card is much like <a href="https://www.forbes.com/advisor/credit-cards/how-to-get-a-credit-card-for-the-first-time/">applying for any other credit card</a>. Perhaps the simplest way to apply for a Discover card is to visit the company’s website, but prospective cardholders can also call Discover and apply over the phone.</p> <p>Discover also offers a <a href="https://www.forbes.com/advisor/credit-cards/best/discover/">preapproval tool</a> on its website where potential cardholders can provide personal information and see if they’re likely to receive approval. Pre-qualification will not hurt your credit score, but a pre-qualification does not guarantee approval for a card.</p> <h3>What credit score do you need for a Discover card?</h3> <p>Discover offers cards for people with various credit scores. Those with a good credit score or higher may qualify for the <a href="https://www.forbes.com/advisor/credit-cards/reviews/discover-it-cash-back-credit-card/">Discover it® Cash Back</a>. However, those with a lower credit score may still qualify for the <a href="https://www.forbes.com/advisor/credit-cards/reviews/discover-it-secured-credit-card/">Discover it® Secured Credit Card</a> or the <a href="https://www.forbes.com/advisor/credit-cards/reviews/discover-it-student-cash-back/">Discover it® Student Cash Back</a>.</p> <h3>How can I receive approval for a Discover credit card?</h3> <p>There is no guarantee you’ll receive approval for any credit card, but you can take several <a href="https://www.forbes.com/advisor/credit-cards/how-to-apply-for-a-credit-card/">steps to increase your likelihood</a> of successful application. These might include paying off delinquent accounts or reducing your <a href="https://www.forbes.com/advisor/credit-score/guide-to-credit-utilization/">credit utilization</a> to improve your creditworthiness.</p> <p>Also, find a card most aligned with realistic expectations for your credit score. If your credit score remains subprime, the greatest rewards cards on the market are likely out of reach, so finding a <a href="https://www.forbes.com/advisor/credit-cards/what-is-a-secured-credit-card/">secured card</a> to help build better credit would likely mean more success.</p> <div id="cta-builder" class="cta-builder exclude-eds default dark-mode" data-mktp-container='{"componentTitle":"Find The Best Credit Cards For 2024","componentType":"CTA Builder"}'> <div class="cta-builder__wrap "> <div class="left"> <h2 class="cta-builder__title">Find The Best Credit Cards For 2024</h2> <p class="cta-builder__desc">No single credit card is the best option for every family, every purchase or every budget. We've picked the best credit cards in a way designed to be the most helpful to the widest variety of readers.</p> </p></div> <div class="right"> <a href="https://www.forbes.com/advisor/credit-cards/best-credit-cards/" class="cta-builder__btn cta-builder-button" data-nofollow="false" data-component="Default with Blue Background" data-cta-placement="Button Link" style="background-color:#13B698" data-trellis-widget-wrapper-id = "674b266e1e6ba" data-mktp-link='{"clickText":"Learn More","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/credit-cards\/best-credit-cards\/","clickType":"internal"}' > Learn More </a> </div> </p></div> </p></div> <hr style="margin-top: 0.5em; margin-bottom: 1.5em;" /> <h2>Is a Discover Credit Card Worth It?</h2> <p>Whether a Discover card or another credit card is worth it will depend on your circumstances. Since Discover credit cards tend to have earnings caps on their rewards categories, they can be a good fit for those who plan to charge smaller amounts to their credit card and want to avoid an annual fee. However, high spenders could likely find more value in one of the <a href="https://www.forbes.com/advisor/credit-cards/best/rewards/">top rewards cards</a> from a different issuer.</p> </div> </div> <hr/> <div id="bottom_line_section" class="article-section visible-in-all-categories" > <h2>Bottom Line</h2> <div class="section-content wysiwyg-content blue-bullets "> <p>There are numerous advantages and drawbacks to carrying a Discover card compared to cards from other major issuers. While Discover cards, in general, offer solid rewards, you can often find better options elsewhere. If low fees and excellent customer service are important to you, however, a Discover card may prove to be the best option.</p> </div> </div> <hr/><div id="frequently_asked_questions_faqs_section" class="faq-section article-section visible-in-all-categories"> <h2 class="title"> Frequently Asked Questions (FAQs) </h2> <div class="main-faqs faq-2021 faq-v2" data-mktp-container='{"componentTitle":"Frequently Asked Questions (FAQs)","componentType":"FAQ Component"}'> <div class="faqs" data-mktp-misc-click='{"clickText":"Which credit bureau does Discover use?","clickType":"Accordion","referenceText":""}'> <div class="faq-question"> <div class="plus-minus"> <svg width="18" height="17" viewBox="0 0 18 17" fill="none" xmlns="http://www.w3.org/2000/svg" class="plus"> <line x1="9.22461" y1="1.78491" x2="9.22461" y2="15.2933" stroke="black" stroke-width="2" stroke-linecap="round" /> <line x1="16.5332" y1="8.83374" x2="1.46654" y2="8.83374" stroke="black" stroke-width="2" stroke-linecap="round" /> </svg> <svg width="18" height="2" viewBox="0 0 18 2" fill="none" xmlns="http://www.w3.org/2000/svg" class="minus"> <line x1="16.5332" y1="1" x2="1.46654" y2="0.999999" stroke="black" stroke-width="2" stroke-linecap="round" /> </svg> </div> <h3 class="question-text">Which credit bureau does Discover use?</h3> </div> <div class="faq-answer wysiwyg-content"> <p>Though evidence is anecdotal and the bank has not disclosed internal policy on credit checking, <a href="https://www.forbes.com/advisor/credit-cards/discover-credit-bureau/">Discover appears to use Equifax most often</a>, but also uses Experian or Transunion to pull applicants’ credit. Be sure to check your credit reports with all three major credit bureaus before applying for a new credit card to be sure the issuer pulls a report with error-free, attractive credit.</p> </div> </div> <div class="faqs" data-mktp-misc-click='{"clickText":"Which is the best Discover credit card?","clickType":"Accordion","referenceText":""}'> <div class="faq-question"> <div class="plus-minus"> <svg width="18" height="17" viewBox="0 0 18 17" fill="none" xmlns="http://www.w3.org/2000/svg" class="plus"> <line x1="9.22461" y1="1.78491" x2="9.22461" y2="15.2933" stroke="black" stroke-width="2" stroke-linecap="round" /> <line x1="16.5332" y1="8.83374" x2="1.46654" y2="8.83374" stroke="black" stroke-width="2" stroke-linecap="round" /> </svg> <svg width="18" height="2" viewBox="0 0 18 2" fill="none" xmlns="http://www.w3.org/2000/svg" class="minus"> <line x1="16.5332" y1="1" x2="1.46654" y2="0.999999" stroke="black" stroke-width="2" stroke-linecap="round" /> </svg> </div> <h3 class="question-text">Which is the best Discover credit card?</h3> </div> <div class="faq-answer wysiwyg-content"> <p>Which Discover credit card is right for you is a question only you can answer. Whether you need a credit card that provides certain benefits over others or earns rewards based on specific or all-around spending is among some of the decisions you’ll need to consider while finding the right credit card for you.</p> </div> </div> <div class="faqs" data-mktp-misc-click='{"clickText":"Do I need a credit history to apply for a Discover card?","clickType":"Accordion","referenceText":""}'> <div class="faq-question"> <div class="plus-minus"> <svg width="18" height="17" viewBox="0 0 18 17" fill="none" xmlns="http://www.w3.org/2000/svg" class="plus"> <line x1="9.22461" y1="1.78491" x2="9.22461" y2="15.2933" stroke="black" stroke-width="2" stroke-linecap="round" /> <line x1="16.5332" y1="8.83374" x2="1.46654" y2="8.83374" stroke="black" stroke-width="2" stroke-linecap="round" /> </svg> <svg width="18" height="2" viewBox="0 0 18 2" fill="none" xmlns="http://www.w3.org/2000/svg" class="minus"> <line x1="16.5332" y1="1" x2="1.46654" y2="0.999999" stroke="black" stroke-width="2" stroke-linecap="round" /> </svg> </div> <h3 class="question-text">Do I need a credit history to apply for a Discover card?</h3> </div> <div class="faq-answer wysiwyg-content"> <p>Discover markets specific cards to people with little-to-no credit history or credit in need of repair. Students can consider the Discover it® Student Cash Back, which is geared toward people with short or non-existent credit history. The Discover it® Secured Credit Card is also an option to consider if you have a short credit history or need to improve your credit.</p> </div> </div> <div class="faqs" data-mktp-misc-click='{"clickText":"What is the average credit limit on a Discover it Card?","clickType":"Accordion","referenceText":""}'> <div class="faq-question"> <div class="plus-minus"> <svg width="18" height="17" viewBox="0 0 18 17" fill="none" xmlns="http://www.w3.org/2000/svg" class="plus"> <line x1="9.22461" y1="1.78491" x2="9.22461" y2="15.2933" stroke="black" stroke-width="2" stroke-linecap="round" /> <line x1="16.5332" y1="8.83374" x2="1.46654" y2="8.83374" stroke="black" stroke-width="2" stroke-linecap="round" /> </svg> <svg width="18" height="2" viewBox="0 0 18 2" fill="none" xmlns="http://www.w3.org/2000/svg" class="minus"> <line x1="16.5332" y1="1" x2="1.46654" y2="0.999999" stroke="black" stroke-width="2" stroke-linecap="round" /> </svg> </div> <h3 class="question-text">What is the average credit limit on a Discover it Card?</h3> </div> <div class="faq-answer wysiwyg-content"> <p>Your credit limit will be determined by Discover when you are approved for a Discover card. Discover, like other issuers, takes several factors into consideration, including your credit history, credit score and income.</p> </div> </div> <div class="faqs" data-mktp-misc-click='{"clickText":"What is the minimum payment on a Discover card?","clickType":"Accordion","referenceText":""}'> <div class="faq-question"> <div class="plus-minus"> <svg width="18" height="17" viewBox="0 0 18 17" fill="none" xmlns="http://www.w3.org/2000/svg" class="plus"> <line x1="9.22461" y1="1.78491" x2="9.22461" y2="15.2933" stroke="black" stroke-width="2" stroke-linecap="round" /> <line x1="16.5332" y1="8.83374" x2="1.46654" y2="8.83374" stroke="black" stroke-width="2" stroke-linecap="round" /> </svg> <svg width="18" height="2" viewBox="0 0 18 2" fill="none" xmlns="http://www.w3.org/2000/svg" class="minus"> <line x1="16.5332" y1="1" x2="1.46654" y2="0.999999" stroke="black" stroke-width="2" stroke-linecap="round" /> </svg> </div> <h3 class="question-text">What is the minimum payment on a Discover card?</h3> </div> <div class="faq-answer wysiwyg-content"> <p>We always recommend paying a card in full each billing cycle. Discover, like other card issuers, requires a minimum payment of either a flat amount or a percentage of your card balance. Any past-due amount will be added to your minimum payment.</p> </div> </div> <div class="faqs" data-mktp-misc-click='{"clickText":"How do I cancel a Discover credit card?","clickType":"Accordion","referenceText":""}'> <div class="faq-question"> <div class="plus-minus"> <svg width="18" height="17" viewBox="0 0 18 17" fill="none" xmlns="http://www.w3.org/2000/svg" class="plus"> <line x1="9.22461" y1="1.78491" x2="9.22461" y2="15.2933" stroke="black" stroke-width="2" stroke-linecap="round" /> <line x1="16.5332" y1="8.83374" x2="1.46654" y2="8.83374" stroke="black" stroke-width="2" stroke-linecap="round" /> </svg> <svg width="18" height="2" viewBox="0 0 18 2" fill="none" xmlns="http://www.w3.org/2000/svg" class="minus"> <line x1="16.5332" y1="1" x2="1.46654" y2="0.999999" stroke="black" stroke-width="2" stroke-linecap="round" /> </svg> </div> <h3 class="question-text">How do I cancel a Discover credit card?</h3> </div> <div class="faq-answer wysiwyg-content"> <p>Closing a Discover card is as simple as paying off the balance completely and calling the number on the back of the card to cancel the account. You may also want to use any remaining rewards and notify authorized users you’re closing the account. After you’ve called and canceled the account, Discover recommends destroying the card.</p> <p>Before you cancel a credit card account, ensure you’re doing so thoughtfully. <a href="https://www.forbes.com/advisor/credit-cards/does-closing-a-credit-card-hurt-your-credit-score/">Closing a credit account often impacts your credit</a> in several ways. If your Discover card is the oldest active account you have or its credit limit makes up a significant portion of your overall available credit, you may want to reevaluate.</p> </div> </div> <div class="faqs" data-mktp-misc-click='{"clickText":"How can I increase my Discover credit limit?","clickType":"Accordion","referenceText":""}'> <div class="faq-question"> <div class="plus-minus"> <svg width="18" height="17" viewBox="0 0 18 17" fill="none" xmlns="http://www.w3.org/2000/svg" class="plus"> <line x1="9.22461" y1="1.78491" x2="9.22461" y2="15.2933" stroke="black" stroke-width="2" stroke-linecap="round" /> <line x1="16.5332" y1="8.83374" x2="1.46654" y2="8.83374" stroke="black" stroke-width="2" stroke-linecap="round" /> </svg> <svg width="18" height="2" viewBox="0 0 18 2" fill="none" xmlns="http://www.w3.org/2000/svg" class="minus"> <line x1="16.5332" y1="1" x2="1.46654" y2="0.999999" stroke="black" stroke-width="2" stroke-linecap="round" /> </svg> </div> <h3 class="question-text">How can I increase my Discover credit limit?</h3> </div> <div class="faq-answer wysiwyg-content"> <p>Discover may automatically consider your account for credit limit increases periodically. If you need a higher credit limit, you can call the number on the back of your card and request an account evaluation.</p> </div> </div> <div class="faqs" data-mktp-misc-click='{"clickText":"When does Discover report to credit bureaus?","clickType":"Accordion","referenceText":""}'> <div class="faq-question"> <div class="plus-minus"> <svg width="18" height="17" viewBox="0 0 18 17" fill="none" xmlns="http://www.w3.org/2000/svg" class="plus"> <line x1="9.22461" y1="1.78491" x2="9.22461" y2="15.2933" stroke="black" stroke-width="2" stroke-linecap="round" /> <line x1="16.5332" y1="8.83374" x2="1.46654" y2="8.83374" stroke="black" stroke-width="2" stroke-linecap="round" /> </svg> <svg width="18" height="2" viewBox="0 0 18 2" fill="none" xmlns="http://www.w3.org/2000/svg" class="minus"> <line x1="16.5332" y1="1" x2="1.46654" y2="0.999999" stroke="black" stroke-width="2" stroke-linecap="round" /> </svg> </div> <h3 class="question-text">When does Discover report to credit bureaus?</h3> </div> <div class="faq-answer wysiwyg-content"> <p>Discover reports account information to the three major credit bureaus once each month, usually on the day that your statement is generated.</p> </div> </div> </div> </div><hr/> <div id="next_up_in_credit_cards_section" class="article-section visible-in-all-categories" > <h2>Next Up In Credit Cards</h2> <div class="section-content wysiwyg-content blue-bullets "> <ul> <li><a href="https://www.forbes.com/advisor/credit-cards/best-credit-cards/">Best Credit Cards 2024</a></li> <li><a href="https://www.forbes.com/advisor/credit-cards/reviews/chase-sapphire-preferred/">Chase Sapphire Preferred Credit Card</a></li> <li><a href="https://www.forbes.com/advisor/credit-cards/reviews/venture-x-card/">Capital One Venture X Credit Card</a></li> <li><a href="https://www.forbes.com/advisor/credit-cards/best/rewards/">Best Rewards Credit Cards</a></li> <li><a href="https://www.forbes.com/advisor/credit-cards/best/rewards/">Can I Add My Child To My Credit Card?</a></li> <li><a href="https://www.forbes.com/advisor/credit-cards/how-many-credit-cards-should-i-have/">How Many Credit Cards Should I Have?</a></li> </ul> </div> </div> </div> <div class="non-affiliate-disclosure-wrapper mt-20"> <div class="section-content wysiwyg-content"> <p> <em></em> </p> </div> </div> <div class="article__editors-note article__editors-note-bottom"> Information provided on Forbes Advisor is for educational purposes only. 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</div> <div class="compare-modal-dropdown-wrapper"> <div class="custom-select compare-card-select" id="selectCreditCard" aria-label="Select Credit Card"> <div class="selected-option">Select Card</div> <ul class="custom-select__options"> <li data-value="">Select Card</li> <li v-for="card in filteredCardsData" :data-value="card.id" v-html="card.titleWithAsterisk ? card.titleWithAsterisk : card.title"></li> </ul> </div> </div> <button class="modal-btn" data-mktp-misc-click='{"clickText":"Add Card","clickType":"button","referenceText":""}' @click="addSelectedCardInModal"> Add Card </button> </div> </div> <div class="compare-page-wrap" ref="comparePageWrap" v-bind:class="selectedCards.length >= 2 && compareVisible ? slideIn : slideOut" @scroll="fixedHeading" v-cloak> <div class="title-outer-wrap"> <div class="compare-container"> <div class="title-wrap"> <div class="back-btn" data-mktp-misc-click='{"clickText":"Back","clickType":"button","referenceText":""}' @click="closeCompareModal"> <svg width="18" height="15" viewBox="0 0 18 15" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.25 6.75018H2.28787L8.01713 1.29318C8.31713 1.00743 8.32875 0.532683 8.043 0.232683C7.75763 -0.0669421 7.28288 -0.0789422 6.9825 0.206808L0.4395 6.43931C0.156375 6.72281 0 7.09931 0 7.50018C0 7.90068 0.156375 8.27756 0.452625 8.57343L6.98287 14.7932C7.128 14.9316 7.314 15.0002 7.5 15.0002C7.698 15.0002 7.896 14.9222 8.04338 14.7673C8.32912 14.4673 8.3175 13.9929 8.0175 13.7072L2.26425 8.25018H17.25C17.664 8.25018 18 7.91418 18 7.50018C18 7.08618 17.664 6.75018 17.25 6.75018Z" fill="#999999"/> </svg> Back </div> <h2 class="compare-title">Compare Cards Side-by-Side</h2> <div class="card-pagination-mobile"> <div class="paginate paginate-left" @click="slideLeft" v-bind:class="{ active : secondScreen }"></div> <div class="paginate-text"> Viewing <span>{{ currentPage }}</span> of <span>{{ creditCards.length }}</span> </div> <div class="paginate paginate-right" @click="slideRight" v-bind:class="{ active : !secondScreen}"></div> </div> <div class="mobile-editorialview"> <span id="advertiser-disclosure" data-mktp-misc-click='{"clickText":"Advertiser Disclosure","clickType":"button","referenceText":""}' class="article__page--disclosure">Advertiser Disclosure</span> </div> </div> </div> </div> <div v-show="amexNonAffiliateCardNames.length"> </div> <div class="card-listing-wrap"> <div class="slider-wrapper-container" ref="sliderWrapperContainer"> <div class="compare-container"> <div class="compare-card-wrap row" ref="staticSlider"> <div class="card-details-outer-wrap" v-for="(card, cardIndex) in cardsInView" :key="card.id"> <div class="card-detail"> <div class="partner-offer text-small" v-if="card['rates-fees-link'] && card['hasProductOffer']"> Partner Offer </div> <div class="close-btn" v-if="selectedCards.length > 2 && compareVisible" @click="removeCardFromComparison(card.id)"> <svg width="14" height="14" viewBox="0 0 14 14" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M8.48499 6.89393L8.37889 7.00003L8.48502 7.1061L12.9409 11.5592C13.1241 11.7424 13.2271 11.9909 13.2271 12.25C13.2271 12.5091 13.1241 12.7576 12.9409 12.9408C12.7577 13.124 12.5092 13.227 12.2501 13.227C11.991 13.227 11.7425 13.124 11.5593 12.9408L7.10619 8.48768L7.00012 8.38162L6.89405 8.48768L2.44093 12.9408C2.25772 13.124 2.00922 13.227 1.75012 13.227C1.49102 13.227 1.24253 13.124 1.05931 12.9408C0.876098 12.7576 0.773169 12.5091 0.773169 12.25C0.773169 11.9909 0.876098 11.7424 1.05931 11.5592L5.51244 7.10607L5.6185 7L5.51244 6.89393L1.05931 2.44081C0.876098 2.25759 0.773169 2.0091 0.773169 1.75C0.773169 1.4909 0.876098 1.2424 1.05931 1.05919C1.24253 0.875976 1.49102 0.773047 1.75012 0.773047C2.00922 0.773047 2.25772 0.875976 2.44093 1.05919L6.89405 5.51232L7.00012 5.61838L7.10619 5.51232L11.5592 1.05928C11.7424 0.876417 11.9907 0.773813 12.2496 0.774041C12.5084 0.77427 12.7566 0.877313 12.9394 1.0605L13.0456 0.95453L12.9394 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v-bind:data-card-index="cardIndex"> <div class="left-wrap"> <div class="rating-value" v-text="card['cc-rating'] || '0.0'"></div> </div> <div class="right-wrap"> <div class="cc-rating-wrapper"> <span class="cc-rating" v-bind:style="{width: calculateRatingPercentage(card['cc-rating']) + '%'}"></span> </div> <div class="rating-logo"> <img loading="lazy" width="85" height="12" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/fb-rating-logo.svg" alt="Forbes Advisor"> <span class="icon-tooltip icon-info"></span> </div> </div> <div class="card-rating-tooltip" v-bind:class="{show: parseInt(showRatingTooltip) === cardIndex}">Forbes Advisor created additional star ratings so that you can see the best card for specific needs. 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class="secure-site-txt"> On {{ card['advertiser-name'] }}'s Website </div> </div> </div> </div> <div class="card-details-outer-wrap" v-show="showAddCardWidget()"> <div class="inner-card"> <div class="modal-header-wrap"> <div class="modal-close"> <svg class="close" width="20" height="20" viewBox="0 0 20 20" fill="none" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" @click="toggleAddCardModal"> <rect width="20" height="20" fill="url(#pattern101)" fill-opacity="0.4"/> <defs> <pattern id="pattern101" patternContentUnits="objectBoundingBox" width="1" height="1"> <use xlink:href="#image0_13264_21181" transform="scale(0.0416667)"/> </pattern> <image id="image0_13264_21181" width="24" height="24" 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class="custom-select__options"> <li data-value="">Select Card</li> <li v-for="card in filteredCardsData" :data-value="card.id" v-html="card.titleWithAsterisk ? card.titleWithAsterisk : card.title"></li> </ul> </div> </div> <button class="modal-btn" data-mktp-misc-click='{"clickText":"Add Card","clickType":"button","referenceText":""}' @click="addSelectedCardInModal"> Add Card </button> </div> </div> </div> </div> </div> <div class="slider-wrapper-container fix-slider hidden" ref="sliderWrapperContainerFixed"> <div class="compare-container"> <div class="compare-card-wrap row" ref="staticSlider"> <div class="card-details-outer-wrap" v-for="card in cardsInView" :key="card.id"> <div class="card-detail"> <div class="partner-offer text-small" v-if="card['rates-fees-link'] && card['hasProductOffer']"> Partner Offer </div> <div class="close-btn" v-if="selectedCards.length > 2 && compareVisible" @click="removeCardFromComparison(card.id)"> <svg width="14" height="14" viewBox="0 0 14 14" 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1.0605C13.1223 1.24369 13.2249 1.49202 13.2247 1.75086C13.2244 2.0097 13.1214 2.25785 12.9382 2.44071L12.9381 2.44081L8.48499 6.89393Z" fill="#333333" stroke="#F5F5F5" stroke-width="0.3"/> </svg> </div> <div class="rate-fees text-small"> <template v-if="card['rates-fees-link']"> <a :href="card['rates-fees-link']" target="_blank" class="bold"> Rates & Fees  </a> <span v-html="card['hasTermsApply']"></span> </template> </div> <h3 class="card-title" v-html="card.titleWithAsterisk ? card.titleWithAsterisk : card.title"></h3> <div class="btn-wrap"> <a v-if="card['show-cta-button']" :href="card.applyNowUrl" class="apply-now-btn" v-bind="card['btn-tracking-attributes_sticky']" > <span> {{ card.applyNowText }} <svg width="24" height="24" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M12 2.25C9.11625 2.25 6.75 4.61625 6.75 7.5V9.75H5C4.72386 9.75 4.5 9.97386 4.5 10.25V21.25C4.5 21.5261 4.72386 21.75 5 21.75H19C19.2761 21.75 19.5 21.5261 19.5 21.25V10.25C19.5 9.97386 19.2761 9.75 19 9.75H17.25V7.5C17.25 4.61625 14.8837 2.25 12 2.25ZM12 3.75C14.0663 3.75 15.75 5.43375 15.75 7.5V9.75H8.25V7.5C8.25 5.43375 9.93375 3.75 12 3.75ZM6 11.25H18V20.25H6V11.25Z" fill="white" stroke="white" stroke-width="0.5"/> <ellipse cx="12" cy="16" rx="0.999999" ry="1" fill="white" stroke="white" stroke-width="0.5"/> </svg> </span> </a> <div v-if="card['show-cta-button'] && card['advertiser-name']" class="secure-site-txt"> On {{ card['advertiser-name'] }}'s Website </div> <div class="text-small-sticky text-center"> <template v-if="card['rates-fees-link']"> <a :href="card['rates-fees-link']" target="_blank" class="bold"> Rates & Fees  </a> <span v-html="card['hasTermsApply']"></span> </template> </div> </div> </div> </div> <div class="card-details-outer-wrap" v-show="showAddCardWidget()"> <div class="inner-card"> <div class="modal-header-wrap"> <div class="modal-close"> <svg class="close" width="20" height="20" viewBox="0 0 20 20" fill="none" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" @click="toggleAddCardModal"> <rect width="20" height="20" fill="url(#pattern101)" fill-opacity="0.4"/> <defs> <pattern id="pattern101" patternContentUnits="objectBoundingBox" width="1" height="1"> <use xlink:href="#image0_13264_21181" transform="scale(0.0416667)"/> </pattern> <image id="image0_13264_21181" width="24" height="24" xlink:href="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABgAAAAYCAYAAADgdz34AAAABHNCSVQICAgIfAhkiAAAAAlwSFlzAAAAzwAAAM8BRrlxRAAAABl0RVh0U29mdHdhcmUAd3d3Lmlua3NjYXBlLm9yZ5vuPBoAAADgSURBVEiJrdUxTgMxEEbhT7CBM5OOHCNQQSgiCrQNx0oRBFQQGkfaOCaxPRlpG9t6z5Y9/8IcGywxiNeQWBvcwQd26VsHJUNi7HlbeJ4MRCQ5fIcnuMFbNvGKWQP8Gi8Z4x23+wURyVl4RFIN75E0w1sk3fAaSRg+lYwZaO34KY5pbVeVThLeea2kCn5VIfjBV2H8E7/V2/ynShca6fiDKmXLqHzxzdl16imGs6vmnXdLWpqoWdLTodWSSPuflVwiW05KHrOJ3mwpZdcDhz/9UHAVJFtY4BurIHwqWSXm/R9TCrrHiNMQUwAAAABJRU5ErkJggg=="/> </defs> </svg> </div> <svg width="99" height="65" viewBox="0 0 99 65" fill="none" xmlns="http://www.w3.org/2000/svg"> <rect x="10.9268" y="20.1743" width="77.947" height="45.894" rx="3.64238" transform="rotate(-15 10.9268 20.1743)" fill="#3346A6"/> <circle cx="71.7086" cy="12.549" r="4.37086" transform="rotate(-16.2021 71.7086 12.549)" fill="#EDF0FC"/> <circle cx="78.7037" cy="10.5163" r="4.37086" transform="rotate(-16.2021 78.7037 10.5163)" fill="#EDF0FC"/> <rect x="18.9404" y="18.2114" width="77.947" height="45.894" rx="3.64238" fill="#EDF0FC"/> <rect x="24.7686" y="36.4238" width="13.8411" height="9.4702" fill="#3346A6"/> <rect x="24.7686" y="48.8081" width="59.7351" height="2.91391" fill="#3346A6"/> <circle cx="80.8604" cy="26.9534" r="4.37086" fill="#3346A6"/> <circle cx="88.1458" cy="26.9534" r="4.37086" fill="#3346A6"/> <path d="M16.3081 33.3054C25.3141 33.3054 32.6153 25.9261 32.6153 16.8248C32.6153 7.72353 25.3141 0.344238 16.3081 0.344238C7.30208 0.344238 0 7.72267 0 16.8248C0 25.9269 7.30123 33.3054 16.3081 33.3054Z" fill="#395BB6"/> <path fill-rule="evenodd" clip-rule="evenodd" d="M16.6689 7.98584C16.9349 7.98584 17.19 8.09151 17.3781 8.27961C17.5662 8.46771 17.6719 8.72283 17.6719 8.98884V17.0129C17.6719 17.2789 17.5662 17.534 17.3781 17.7221C17.19 17.9102 16.9349 18.0159 16.6689 18.0159H8.64485C8.37884 18.0159 8.12372 17.9102 7.93562 17.7221C7.74752 17.534 7.64185 17.2789 7.64185 17.0129C7.64185 16.7468 7.74752 16.4917 7.93562 16.3036C8.12372 16.1155 8.37884 16.0099 8.64485 16.0099H15.6659V8.98884C15.6659 8.72283 15.7715 8.46771 15.9596 8.27961C16.1477 8.09151 16.4029 7.98584 16.6689 7.98584Z" fill="white"/> <path fill-rule="evenodd" clip-rule="evenodd" d="M15.666 17.0128C15.666 16.7468 15.7717 16.4916 15.9598 16.3035C16.1479 16.1154 16.403 16.0098 16.669 16.0098H24.693C24.959 16.0098 25.2142 16.1154 25.4023 16.3035C25.5904 16.4916 25.696 16.7468 25.696 17.0128C25.696 17.2788 25.5904 17.5339 25.4023 17.722C25.2142 17.9101 24.959 18.0158 24.693 18.0158H17.672V25.0368C17.672 25.3028 17.5663 25.5579 17.3782 25.746C17.1901 25.9341 16.935 26.0398 16.669 26.0398C16.403 26.0398 16.1479 25.9341 15.9598 25.746C15.7717 25.5579 15.666 25.3028 15.666 25.0368V17.0128Z" fill="white"/> </svg> <h3>Add one more card to compare</h3> </div> <div class="compare-modal-dropdown-wrapper"> <div class="custom-select compare-card-select" id="selectCreditCard" aria-label="Select Credit Card"> <div class="selected-option">Select Card</div> <ul class="custom-select__options"> <li data-value="">Select Card</li> <li v-for="card in filteredCardsData" :data-value="card.id" v-html="card.titleWithAsterisk ? card.titleWithAsterisk : card.title"></li> </ul> </div> </div> <button class="modal-btn" data-mktp-misc-click='{"clickText":"Add Card","clickType":"button","referenceText":""}' @click="addSelectedCardInModal"> Add Card </button> </div> </div> </div> </div> </div> <div class="recommend-wrap" ref="showComparisonCardStickyBar"> <div class="compare-container compare-inner-container"> <div class="section-title"> Recommended Credit <span class="icon-tooltip icon-info tooltip tooltipstered" data-tooltip-content="#recommended_credit_tooltip_content"> <svg width="20" height="20" viewBox="0 0 20 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M9.99976 1.78101C5.16773 1.78101 1.24976 5.73594 1.24976 10.6136C1.24976 15.4912 5.16773 19.4461 9.99976 19.4461C14.8318 19.4461 18.7498 15.4912 18.7498 10.6136C18.7498 5.73594 14.8318 1.78101 9.99976 1.78101ZM9.99976 17.9477C5.98804 17.9477 2.73413 14.6631 2.73413 10.6136C2.73413 6.56399 5.98804 3.27938 9.99976 3.27938C14.0115 3.27938 17.2654 6.56399 17.2654 10.6136C17.2654 14.6631 14.0115 17.9477 9.99976 17.9477Z" fill="#929292"/> <path d="M9.0625 7.14361C9.0625 7.3946 9.16127 7.6353 9.33709 7.81278C9.5129 7.99025 9.75136 8.08995 10 8.08995C10.2486 8.08995 10.4871 7.99025 10.6629 7.81278C10.8387 7.6353 10.9375 7.3946 10.9375 7.14361C10.9375 6.89262 10.8387 6.65192 10.6629 6.47444C10.4871 6.29697 10.2486 6.19727 10 6.19727C9.75136 6.19727 9.5129 6.29697 9.33709 6.47444C9.16127 6.65192 9.0625 6.89262 9.0625 7.14361ZM10.4688 9.35175H9.53125C9.44531 9.35175 9.375 9.42272 9.375 9.50947V14.8721C9.375 14.9588 9.44531 15.0298 9.53125 15.0298H10.4688C10.5547 15.0298 10.625 14.9588 10.625 14.8721V9.50947C10.625 9.42272 10.5547 9.35175 10.4688 9.35175Z" fill="#929292"/> </svg> </span> <div id="recommended_credit_tooltip_content"> Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed. </div> </div> <div class="section-inner-wrap"> <div class="cc-score-section"> <div class="cc-score-bar" v-for="card in cardsInView" :key="card.id"> <div class="cc-score-mobile"> {{getClassByCreditScore(card['credit-score'])}} {{ card['credit-score-value'] != 'No Credit History' ?'('+ card['credit-score-value']+')' : ''}} </div> <div class="cc-score-display" v-if="card['credit-score'] <= 0"> {{(card['credit-score-display'])}} </div> <div class="score-wrap" v-else> <div class="cc-score-label" :class="[getClassByCreditScore(card['credit-score']), (card['credit-score-value'] == 'No Credit History' ? 'long-text' : '')]"> {{ card['credit-score-value'] }} </div> <div class="bar bad"> <p class="text">Bad</p> <p>(0 - 649)</p> </div> <div class="bar fair"> <p class="text">Fair</p> <p>(650 - 699)</p> </div> <div class="bar good"> <p class="text">Good</p> <p>(700 - 749)</p> </div> <div class="bar excellent"> <p class="text">Excellent</p> <p>(750 - 850)</p> </div> </div> </div> </div> <div class="annual-fees-section"> <div class="section-title"> Annual Fee </div> <div class="d-flex"> <p class="fees" v-for="card in cardsInView" :key="card.id"> {{ card['annual-fees'] }} </p> </div> </div> </div> </div> </div> <div class="general-section accordion-section-wrapper"> <div class="accordian-title"> <div class="compare-container compare-inner-container" @click="toggleAccordion"> <div class="section-title accord-flex" data-mktp-misc-click='{"clickText":"General","clickType":"Accordion","referenceText":""}'> General <svg width="17" height="11" viewBox="0 0 17 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M2.13018 9.88782C1.63998 10.3739 0.848534 10.3706 0.362426 9.88042C-0.123683 9.39023 -0.120371 8.59878 0.369822 8.11267L2.13018 9.88782ZM8.30882 2.00024L7.42865 1.11267L8.31625 0.232462L9.19643 1.1201L8.30882 2.00024ZM16.1376 8.1201C16.6237 8.61031 16.6204 9.40176 16.1301 9.88785C15.6399 10.3739 14.8485 10.3706 14.3624 9.88039L16.1376 8.1201ZM0.369822 8.11267L7.42865 1.11267L9.189 2.88782L2.13018 9.88782L0.369822 8.11267ZM9.19643 1.1201L16.1376 8.1201L14.3624 9.88039L7.42122 2.88039L9.19643 1.1201Z" fill="#333333"/> </svg> </div> </div> </div> <div class="section-inner-wrap"> <div class="inner-section"> <div class="compare-container compare-inner-container"> <div class="inner-title"> Network </div> <div class="d-flex"> <p class="inner-desc" v-for="card in cardsInView" :key="card.id"> {{ card['network'] }} </p> </div> </div> </div> <div class="inner-section"> <div class="compare-container compare-inner-container"> <div class="inner-title"> Credit Card Provider </div> <div class="d-flex"> <p class="inner-desc" v-for="card in cardsInView" :key="card.id"> {{ card['advertiser-name'] }} </p> </div> </div> </div> <div class="inner-section"> <div class="compare-container compare-inner-container"> <div class="inner-title"> Categories </div> <div class="d-flex"> <p class="inner-desc" v-for="card in cardsInView" :key="card.id"> {{ card.categories }} </p> </div> </div> </div> </div> </div> <div class="purchases-section accordion-section-wrapper"> <div class="accordian-title"> <div class="compare-container compare-inner-container" @click="toggleAccordion"> <div class="section-title accord-flex" data-mktp-misc-click='{"clickText":"Purchases","clickType":"Accordion","referenceText":""}'> Purchases <svg width="17" height="11" viewBox="0 0 17 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M2.13018 9.88782C1.63998 10.3739 0.848534 10.3706 0.362426 9.88042C-0.123683 9.39023 -0.120371 8.59878 0.369822 8.11267L2.13018 9.88782ZM8.30882 2.00024L7.42865 1.11267L8.31625 0.232462L9.19643 1.1201L8.30882 2.00024ZM16.1376 8.1201C16.6237 8.61031 16.6204 9.40176 16.1301 9.88785C15.6399 10.3739 14.8485 10.3706 14.3624 9.88039L16.1376 8.1201ZM0.369822 8.11267L7.42865 1.11267L9.189 2.88782L2.13018 9.88782L0.369822 8.11267ZM9.19643 1.1201L16.1376 8.1201L14.3624 9.88039L7.42122 2.88039L9.19643 1.1201Z" fill="#333333"/> </svg> </div> </div> </div> <div class="section-inner-wrap"> <div class="inner-section"> <div class="compare-container compare-inner-container"> <div class="inner-title"> Intro APR </div> <div class="d-flex"> <p class="inner-desc" v-for="card in cardsInView" :key="card.id"> {{ card['purchase-intro-apr-display'] }} </p> </div> </div> </div> <div class="inner-section"> <div class="compare-container compare-inner-container"> <div class="inner-title"> Regular APR </div> <div class="d-flex"> <p class="inner-desc" v-for="card in cardsInView" :key="card.id"> {{ card['regular-apr'] }} </p> </div> </div> </div> </div> </div> <div class="balance-section accordion-section-wrapper"> <div class="accordian-title"> <div class="compare-container compare-inner-container" @click="toggleAccordion"> <div class="section-title accord-flex" data-mktp-misc-click='{"clickText":"Balance Transfer","clickType":"Accordion","referenceText":""}'> Balance Transfer <svg width="17" height="11" viewBox="0 0 17 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M2.13018 9.88782C1.63998 10.3739 0.848534 10.3706 0.362426 9.88042C-0.123683 9.39023 -0.120371 8.59878 0.369822 8.11267L2.13018 9.88782ZM8.30882 2.00024L7.42865 1.11267L8.31625 0.232462L9.19643 1.1201L8.30882 2.00024ZM16.1376 8.1201C16.6237 8.61031 16.6204 9.40176 16.1301 9.88785C15.6399 10.3739 14.8485 10.3706 14.3624 9.88039L16.1376 8.1201ZM0.369822 8.11267L7.42865 1.11267L9.189 2.88782L2.13018 9.88782L0.369822 8.11267ZM9.19643 1.1201L16.1376 8.1201L14.3624 9.88039L7.42122 2.88039L9.19643 1.1201Z" fill="#333333"/> </svg> </div> </div> </div> <div class="section-inner-wrap"> <div class="inner-section"> <div class="compare-container compare-inner-container"> <div class="inner-title"> Intro APR </div> <div class="d-flex"> <p class="inner-desc" v-for="card in cardsInView" :key="card.id"> {{ card['balance-transfer-intro-apr-display'] }} </p> </div> </div> </div> <div class="inner-section"> <div class="compare-container compare-inner-container"> <div class="inner-title"> Regular APR </div> <div class="d-flex"> <p class="inner-desc" v-for="card in cardsInView" :key="card.id"> {{ card['balance-transfer-regular-apr-display'] }} </p> </div> </div> </div> <div class="inner-section"> <div class="compare-container compare-inner-container"> <div class="inner-title"> Balance Transfer Fee </div> <div class="d-flex"> <p class="inner-desc" v-for="card in cardsInView" :key="card.id"> {{ card['balance-transfer-fee'] }} </p> </div> </div> </div> </div> </div> <div class="bonus-section accordion-section-wrapper"> <div class="accordian-title"> <div class="compare-container compare-inner-container" @click="toggleAccordion"> <div class="section-title accord-flex" data-mktp-misc-click='{"clickText":"Bonus","clickType":"Accordion","referenceText":""}'> Bonus <svg width="17" height="11" viewBox="0 0 17 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M2.13018 9.88782C1.63998 10.3739 0.848534 10.3706 0.362426 9.88042C-0.123683 9.39023 -0.120371 8.59878 0.369822 8.11267L2.13018 9.88782ZM8.30882 2.00024L7.42865 1.11267L8.31625 0.232462L9.19643 1.1201L8.30882 2.00024ZM16.1376 8.1201C16.6237 8.61031 16.6204 9.40176 16.1301 9.88785C15.6399 10.3739 14.8485 10.3706 14.3624 9.88039L16.1376 8.1201ZM0.369822 8.11267L7.42865 1.11267L9.189 2.88782L2.13018 9.88782L0.369822 8.11267ZM9.19643 1.1201L16.1376 8.1201L14.3624 9.88039L7.42122 2.88039L9.19643 1.1201Z" fill="#333333"/> </svg> </div> </div> </div> <div class="section-inner-wrap"> <div class="inner-section"> <div class="compare-container compare-inner-container"> <div class="inner-title"> Welcome Bonus </div> <div class="d-flex"> <p class="inner-desc" v-for="card in cardsInView" :key="card.id" v-html="card['welcome-bonus-long']"></p> </div> </div> </div> </div> </div> <div class="reward-section accordion-section-wrapper"> <div class="accordian-title"> <div class="compare-container compare-inner-container" @click="toggleAccordion"> <div class="section-title accord-flex" data-mktp-misc-click='{"clickText":"Rewards","clickType":"Accordion","referenceText":""}'> Rewards <svg width="17" height="11" viewBox="0 0 17 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M2.13018 9.88782C1.63998 10.3739 0.848534 10.3706 0.362426 9.88042C-0.123683 9.39023 -0.120371 8.59878 0.369822 8.11267L2.13018 9.88782ZM8.30882 2.00024L7.42865 1.11267L8.31625 0.232462L9.19643 1.1201L8.30882 2.00024ZM16.1376 8.1201C16.6237 8.61031 16.6204 9.40176 16.1301 9.88785C15.6399 10.3739 14.8485 10.3706 14.3624 9.88039L16.1376 8.1201ZM0.369822 8.11267L7.42865 1.11267L9.189 2.88782L2.13018 9.88782L0.369822 8.11267ZM9.19643 1.1201L16.1376 8.1201L14.3624 9.88039L7.42122 2.88039L9.19643 1.1201Z" fill="#333333"/> </svg> </div> </div> </div> <div class="section-inner-wrap"> <div class="inner-section"> <div class="compare-container compare-inner-container"> <div class="inner-title"> Rewards </div> <div class="d-flex"> <p class="inner-desc" v-for="card in cardsInView" :key="card.id"> {{ card['custom-promo-data'] }} </p> </div> </div> </div> </div> </div> <div class="fees-section accordion-section-wrapper"> <div class="accordian-title"> <div class="compare-container compare-inner-container" @click="toggleAccordion"> <div class="section-title accord-flex" data-mktp-misc-click='{"clickText":"Fees","clickType":"Accordion","referenceText":""}'> Fees <svg width="17" height="11" viewBox="0 0 17 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M2.13018 9.88782C1.63998 10.3739 0.848534 10.3706 0.362426 9.88042C-0.123683 9.39023 -0.120371 8.59878 0.369822 8.11267L2.13018 9.88782ZM8.30882 2.00024L7.42865 1.11267L8.31625 0.232462L9.19643 1.1201L8.30882 2.00024ZM16.1376 8.1201C16.6237 8.61031 16.6204 9.40176 16.1301 9.88785C15.6399 10.3739 14.8485 10.3706 14.3624 9.88039L16.1376 8.1201ZM0.369822 8.11267L7.42865 1.11267L9.189 2.88782L2.13018 9.88782L0.369822 8.11267ZM9.19643 1.1201L16.1376 8.1201L14.3624 9.88039L7.42122 2.88039L9.19643 1.1201Z" fill="#333333"/> </svg> </div> </div> </div> <div class="section-inner-wrap"> <div class="inner-section"> <div class="compare-container compare-inner-container"> <div class="inner-title"> Annual Fee </div> <div class="d-flex"> <p class="inner-desc" v-for="card in cardsInView" :key="card.id"> {{ card['annual-fees'] }} </p> </div> </div> </div> <div class="inner-section"> <div class="compare-container compare-inner-container"> <div class="inner-title"> Balance Transfer Fee </div> <div class="d-flex"> <p class="inner-desc" v-for="card in cardsInView" :key="card.id"> {{ card['balance-transfer-fee'] }} </p> </div> </div> </div> <div class="inner-section"> <div class="compare-container compare-inner-container"> <div class="inner-title"> Cash Advance Fee </div> <div class="d-flex"> <p class="inner-desc" v-for="card in cardsInView" :key="card.id"> {{ card['cash-advance-fees'] }} </p> </div> </div> </div> <div class="inner-section"> <div class="compare-container compare-inner-container"> <div class="inner-title"> Foreign Transaction Fee </div> <div class="d-flex"> <p class="inner-desc" v-for="card in cardsInView" :key="card.id"> {{ card['foreign-transaction-fees-value'] }} </p> </div> </div> </div> </div> </div> <div class="penalties-section accordion-section-wrapper"> <div class="accordian-title"> <div class="compare-container compare-inner-container" @click="toggleAccordion"> <div class="section-title accord-flex" data-mktp-misc-click='{"clickText":"Penalties","clickType":"Accordion","referenceText":""}'> Penalties <svg width="17" height="11" viewBox="0 0 17 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M2.13018 9.88782C1.63998 10.3739 0.848534 10.3706 0.362426 9.88042C-0.123683 9.39023 -0.120371 8.59878 0.369822 8.11267L2.13018 9.88782ZM8.30882 2.00024L7.42865 1.11267L8.31625 0.232462L9.19643 1.1201L8.30882 2.00024ZM16.1376 8.1201C16.6237 8.61031 16.6204 9.40176 16.1301 9.88785C15.6399 10.3739 14.8485 10.3706 14.3624 9.88039L16.1376 8.1201ZM0.369822 8.11267L7.42865 1.11267L9.189 2.88782L2.13018 9.88782L0.369822 8.11267ZM9.19643 1.1201L16.1376 8.1201L14.3624 9.88039L7.42122 2.88039L9.19643 1.1201Z" fill="#333333"/> </svg> </div> </div> </div> <div class="section-inner-wrap"> <div class="inner-section"> <div class="compare-container compare-inner-container"> <div class="inner-title"> Penalty APR </div> <div class="d-flex"> <p class="inner-desc" v-for="card in cardsInView" :key="card.id"> {{ card['penalty-apr'] }} </p> </div> </div> </div> </div> </div> <div class="add-info-section accordion-section-wrapper"> <div class="accordian-title"> <div class="compare-container compare-inner-container" @click="toggleAccordion"> <div class="section-title accord-flex" data-mktp-misc-click='{"clickText":"Additional Information","clickType":"Accordion","referenceText":""}'> Additional Information <svg width="17" height="11" viewBox="0 0 17 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M2.13018 9.88782C1.63998 10.3739 0.848534 10.3706 0.362426 9.88042C-0.123683 9.39023 -0.120371 8.59878 0.369822 8.11267L2.13018 9.88782ZM8.30882 2.00024L7.42865 1.11267L8.31625 0.232462L9.19643 1.1201L8.30882 2.00024ZM16.1376 8.1201C16.6237 8.61031 16.6204 9.40176 16.1301 9.88785C15.6399 10.3739 14.8485 10.3706 14.3624 9.88039L16.1376 8.1201ZM0.369822 8.11267L7.42865 1.11267L9.189 2.88782L2.13018 9.88782L0.369822 8.11267ZM9.19643 1.1201L16.1376 8.1201L14.3624 9.88039L7.42122 2.88039L9.19643 1.1201Z" fill="#333333"/> </svg> </div> </div> </div> <div class="section-inner-wrap"> <div class="inner-section"> <div class="compare-container compare-inner-container"> <div class="inner-title"> Highlights </div> <div class="d-flex"> <p class="inner-desc" v-for="card in cardsInView" :key="card.id" v-html="card['highlights']"></p> </div> </div> </div> </div> </div> </div> <div class="compare-container" v-show="nonAffiliateCardNames.length"> <div class="non-affiliate-disclosure-wrapper mt-20"> <div class="section-content wysiwyg-content"> <p> <em>*The information for the following card(s) has been collected independently by Forbes Advisor: <span id='disclosure-non-affiliate-cards' ref='nonAffiliateCardNames'></span>. 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Experian or Transunion to pull applicants\u2019 credit. Be sure to check your credit reports with all three major credit bureaus before applying for a new credit card to be sure the issuer pulls a report with error-free, attractive credit.<\/p>\n" } },{ "@type": "Question", "name": "Which is the best Discover credit card?", "acceptedAnswer": { "@type": "Answer", "text": "<p>Which Discover credit card is right for you is a question only you can answer. Whether you need a credit card that provides certain benefits over others or earns rewards based on specific or all-around spending is among some of the decisions you\u2019ll need to consider while finding the right credit card for you.<\/p>\n" } },{ "@type": "Question", "name": "Do I need a credit history to apply for a Discover card?", "acceptedAnswer": { "@type": "Answer", "text": "<p>Discover markets specific cards to people with little-to-no credit history or credit in need of repair. Students can consider the Discover it\u00ae Student Cash Back, which is geared toward people with short or non-existent credit history. The Discover it\u00ae Secured Credit Card is also an option to consider if you have a short credit history or need to improve your credit.<\/p>\n" } },{ "@type": "Question", "name": "What is the average credit limit on a Discover it Card?", "acceptedAnswer": { "@type": "Answer", "text": "<p>Your credit limit will be determined by Discover when you are approved for a Discover card. Discover, like other issuers, takes several factors into consideration, including your credit history, credit score and income.<\/p>\n" } },{ "@type": "Question", "name": "What is the minimum payment on a Discover card?", "acceptedAnswer": { "@type": "Answer", "text": "<p>We always recommend paying a card in full each billing cycle. Discover, like other card issuers, requires a minimum payment of either a flat amount or a percentage of your card balance. Any past-due amount will be added to your minimum payment.<\/p>\n" } },{ "@type": "Question", "name": "How do I cancel a Discover credit card?", "acceptedAnswer": { "@type": "Answer", "text": "<p>Closing a Discover card is as simple as paying off the balance completely and calling the number on the back of the card to cancel the account. You may also want to use any remaining rewards and notify authorized users you\u2019re closing the account. After you\u2019ve called and canceled the account, Discover recommends destroying the card.<\/p>\n<p>Before you cancel a credit card account, ensure you\u2019re doing so thoughtfully. <a href=\"https:\/\/www.forbes.com\/advisor\/credit-cards\/does-closing-a-credit-card-hurt-your-credit-score\/\">Closing a credit account often impacts your credit<\/a> in several ways. If your Discover card is the oldest active account you have or its credit limit makes up a significant portion of your overall available credit, you may want to reevaluate.<\/p>\n" } },{ "@type": "Question", "name": "How can I increase my Discover credit limit?", "acceptedAnswer": { "@type": "Answer", "text": "<p>Discover may automatically consider your account for credit limit increases periodically. If you need a higher credit limit, you can call the number on the back of your card and request an account evaluation.<\/p>\n" } },{ "@type": "Question", "name": "When does Discover report to credit bureaus?", "acceptedAnswer": { "@type": "Answer", "text": "<p>Discover reports account information to the three major credit bureaus once each month, usually on the day that your statement is generated.<\/p>\n" } }] } </script> <style>footer.shared-footer,.ninja_table_wrapper{ content-visibility: auto; } </style> <div class="ng-scope"> <footer class="clearfix shared-footer "> <div class="row-inner"> <div class="footer-logo"> <a href="https://www.forbes.com/" target="_self" class="logo logo-footer flex justify-center" aria-label="forbes"> <svg width="131" height="32" viewBox="0 0 131 32" fill="none" xmlns="http://www.w3.org/2000/svg"> <path fill-rule="evenodd" clip-rule="evenodd" d="M79.6513 9.11612C77.599 9.11612 75.952 9.66337 74.2417 10.4842C74.2544 5.72091 74.3177 1.56698 74.4317 0L64.4613 1.89035V2.7734L65.4367 2.89781C66.8303 3.08442 67.3624 3.88034 67.5271 5.70856C67.8438 9.20325 67.7932 27.9332 67.5271 30.9304C70.2129 31.5274 73.1142 31.9752 76.028 31.9752C83.9333 31.9752 88.6969 27.1746 88.6969 19.5756C88.6969 13.4939 84.8329 9.11612 79.6513 9.11612ZM76.18 30.4329C75.6099 30.4329 74.8877 30.3459 74.4824 30.2712C74.3304 28.1694 74.2291 19.5009 74.2417 11.9268C75.1538 11.6283 75.7746 11.5537 76.5728 11.5537C79.8414 11.5537 81.691 15.2599 81.691 19.9486C81.691 25.9059 79.4233 30.4329 76.18 30.4329ZM26.9865 9.35243L25.4282 9.77528C24.0727 5.32283 21.9063 2.81068 17.8775 2.81068H12.7087C12.468 5.64636 12.3793 10.3722 12.4047 15.2848L15.8887 15.1729C18.2071 15.0983 19.1699 13.4069 19.7274 10.9071H21.0322V21.3166H19.7274C19.1699 18.8168 18.1944 17.1378 15.8887 17.0507L12.4174 16.9388C12.4554 20.6699 12.5567 23.8537 12.7214 25.7441C12.9621 28.5176 13.7223 29.7363 15.7239 30.0224L17.4976 30.209V31.4527H0.635254V30.209L2.02888 30.0224C4.03061 29.7363 4.79075 28.5175 5.03139 25.7441C5.41142 21.1797 5.47479 11.678 5.03139 6.37991C4.79067 3.60643 4.03053 2.38767 2.02888 2.10165L0.635254 1.91512V0.671426H26.8472L26.9865 9.35243ZM35.3734 8.86738C42.8228 8.86738 46.522 13.8296 46.522 20.359C46.522 26.7391 42.3412 31.975 34.8919 31.975C27.4425 31.975 23.7306 27.0127 23.7306 20.4834C23.7306 14.1033 27.9115 8.86738 35.3734 8.86738ZM34.9806 10.2853C31.6868 10.2853 30.7619 14.663 30.7619 20.4213C30.7619 26.0303 32.2189 30.5573 35.2721 30.5573C38.5659 30.5573 39.4908 26.1795 39.4908 20.4213C39.4908 14.8122 38.0339 10.2853 34.9806 10.2853ZM90.5212 20.6326C90.5085 14.5759 94.4105 8.89223 102.088 8.89223C108.334 8.89223 111.324 13.4442 111.349 19.389H97.4131C97.2611 24.7865 100.048 28.754 105.369 28.754C107.713 28.754 108.98 28.1819 110.399 27.1247L111.058 27.8959C109.512 29.9977 106.281 32 101.999 32C95.272 31.9875 90.5338 27.3112 90.5212 20.6326ZM97.4637 17.8468L104.457 17.6976C104.495 14.663 104.001 10.3225 101.48 10.3225C98.946 10.3225 97.5271 14.4267 97.4637 17.8468ZM129.263 15.6828L128.123 15.9813C126.906 12.1135 125.057 10.4718 122.358 10.4718C120.559 10.4718 119.254 11.8025 119.254 13.7302C119.254 15.6456 120.711 16.6529 124.93 18.2572C128.819 19.7373 130.365 21.4411 130.365 24.5378C130.365 29.1643 126.754 31.9999 120.825 31.9999C117.975 31.9999 114.807 31.3781 112.958 30.6443L112.755 24.2517L113.895 23.9533C115.53 28.4305 117.658 30.0598 120.458 30.0598C122.84 30.0598 124.17 28.3932 124.17 26.6148C124.17 24.8861 123.169 23.8538 119.368 22.5107C115.834 21.267 113.275 19.7497 113.275 15.8694C113.275 12.1011 116.67 8.87988 122.282 8.87988C124.892 8.87988 127.362 9.32766 129.022 10.0738L129.263 15.6828ZM63.5363 15.5087C60.5212 13.5188 57.2652 14.3894 56.5937 15.4714C56.3657 19.0532 56.4164 24.5378 56.6698 27.2988C56.8344 29.127 57.3665 29.923 58.7602 30.1096L60.5591 30.234V31.4777H46.7248V30.234L47.7003 30.1096C49.0939 29.923 49.626 29.127 49.7907 27.2988C50.0567 24.3014 50.1073 18.0582 49.7907 14.5635C49.626 12.7353 49.0939 11.9394 47.7003 11.7528L46.7248 11.6284V10.7453L56.6573 8.85487L56.5433 13.9541C58.8616 8.70569 63.4479 8.02168 65.9689 9.48927L63.5363 15.5087Z" fill="#333333"/> </svg> </a> <span class="copy ng-binding">© 2024 Forbes Media LLC. 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getRandomInt: getRandomInt, } })(); var __linkTrackingController = (function (__cookie, __util, __prefetch) { var E2E_COOKIE_ADVISOR_USER_ID = 'fadve2etid'; var E2E_COOKIE_ADVISOR_USER_VISIT_COUNT = 'fadve2etidvcnt'; var E2E_COOKIE_ADVISOR_UTM = 'fadve2esrc'; var E2E_COOKIE_ORIGINAL_TID_PARAM = 'fadve2etid_oname'; var E2E_COOKIE_ORIGINAL_TID_VALUE = 'fadve2etid_oval'; var E2E_HOST = 'related.forbes.com'; var BANKRATE_HOST = 'oc.brcclx.com'; var POLICYGENIUS_HOST = "policygenius.go2cloud.org"; var CM_PREFIX_ID = '_spid'; var E2E_REDIRECT_URL = 'https://related.forbes.com/trf?o=gqT2vtgaO1NVU2O4ubzbbRKuqAIAh5jbhu-tB-B2XR9mkqq2r1uP3UQ86qlwjDTZcKefs9W1ct4iXHB8cr3Q5iQgynTrcq_Pg_eLRCaLJaHBM8WuHhRH8aWVp2KOcc_rsjl4oQeRfrNe3Dt5Tkj0_4KayhC_KRgY-2CxyWvgC5I=&p=qIZUfGF2w6pxNO0krbxBf2o-8MJII1YwehXZNXIUxHHkbrJRS564JaRaPyj7AKpp&r='; var LINKSYNERGY_HOST = "click.linksynergy.com"; var COOKIE_MKTP_CLIENT_ID = 'mktp_clientId'; /* * Generate a hash code from a string * */ String.prototype.hashCode = function () { var hash = 0; if (this.length === 0) return hash; for (i = 0; i < this.length; i++) { char = this.charCodeAt(i); hash = ((hash << 5) - hash) + char; hash = hash & hash; } if (hash < 0) return "N" + (hash * -1); else return "P" + hash; }; function getNanoId(length = 20) { const a = "0123456789abcdefghijklmnopqrstuvwxyzABCDEFGHIJKLMNOPQRSTUVWXYZ"; length = Math.min(length, a.length); let result = ""; const randomValues = crypto.getRandomValues(new Uint8Array(length)); for (let i = 0; i < length; i++) { result += a[randomValues[i] % a.length]; } return result; } /* * Get Utm params Mapping * */ function getUtmSourceClickIdParamMapping() { return { "outbrain": ["ob_click_id", "clickid", "OutbrainClickId", "outbrainclickid"], "taboola": ["tcid"], "bing": ["msclkid"], "kw": ["fbclid"], "facebook": ["fbclid"] }; } function getValidClickIdParams() { return ["gclid"]; } /** * Returns object with parameter and value * Example : ob_click_id=jfkjkfjskafjkj * returns : { param: ob_click_id , value:jfkjkfjskafjkj } */ function getOgUtmParamValuePair() { var trackingParamsObj = { param: '', value: '' }; var utmSource = __util.getQueryParameterValue('utm_source'); if (!!utmSource) { utmSource = utmSource.toLowerCase(); var utmParamMappinArray = getUtmSourceClickIdParamMapping(); if (!!utmParamMappinArray[utmSource] && utmParamMappinArray[utmSource].length > 0) { for (var idx_param = 0; idx_param < utmParamMappinArray[utmSource].length; idx_param++) { var idFromUrl = __util.getQueryParameterValue(utmParamMappinArray[utmSource][idx_param]); if (!!idFromUrl) { trackingParamsObj.param = utmParamMappinArray[utmSource][idx_param]; trackingParamsObj.value = idFromUrl; break; } } } } /** * If no valid param mapping found in url check for valid click id */ if( ! trackingParamsObj.value && ! trackingParamsObj.param ){ /** * Check for valid click ID in the url If found return the id and value */ var clickIdParam = getValidClickIdParams(); for(var i = 0; i < clickIdParam.length; i++){ var clickIdFromUrl = __util.getQueryParameterValue(clickIdParam[i]); if(!!clickIdFromUrl){ trackingParamsObj.param = clickIdParam[i]; trackingParamsObj.value = clickIdFromUrl; break; } } } return trackingParamsObj; } function generateHashFromOgParam(paramsObj) { if (!!paramsObj.value && typeof paramsObj.value === 'string') { var hashInput = paramsObj.value + new Date().getTime() + __util.getRandomInt(1, 99); return hashInput.hashCode(); } return ''; } /** * This function return user id * If found in cookie returns the cookie value * If not found in cookie generated a user id * If og params are invalid return empty string */ function getUserIdHashFromOgParam() { var hash = ''; var paramsObj = getOgUtmParamValuePair(); if (!!paramsObj.param && !!paramsObj.value) { var paramFromCookie = __cookie.get(E2E_COOKIE_ORIGINAL_TID_PARAM); var paramValueFromCookie = __cookie.get(E2E_COOKIE_ORIGINAL_TID_VALUE); //Get user id from cookie if found if ( !!paramFromCookie && !!paramValueFromCookie && paramsObj.param === paramFromCookie && paramsObj.value === paramValueFromCookie ) { var userIdFromCookie = __cookie.get(E2E_COOKIE_ADVISOR_USER_ID); if (!!userIdFromCookie){ hash = userIdFromCookie; } } //If user id is not present in cookie generate one if (!hash) { hash = generateHashFromOgParam(paramsObj); } } window.dataLayer.push({ 'cd': { 'OriginalTrackingParam': paramsObj.param, 'OriginalTrackingParamValue': paramsObj.value, } }); return hash; } /* * Get Default User ID Hash * returns hash : P74473637 * */ function getDefaultUserIdHash() { var userid = 'NOTID' + new Date().getTime() + __util.getRandomInt(1, 99); return userid.hashCode(); } /** * Tid From Utm Param * */ function getUserIdHashForPartnership(){ var userid = ''; var partnershipMap = { partnership:'P' }; var utmMediumParam = __util.getQueryParameterValue('utm_medium'); //generate new user id if(!!utmMediumParam && partnershipMap.hasOwnProperty(utmMediumParam)){ userid = getDefaultUserIdHash(); userid = userid + partnershipMap[utmMediumParam]; userid = userid.toUpperCase(); } return userid; } /* * Get Unique Hash * returns numeric 9 digit value: 187654367 * */ function getUniqueId(suffix) { return getNanoId(12); suffix = suffix || ''; var rand = __util.getRandomInt(100000000, 999999999); var timestamp = (suffix.toUpperCase() + Math.round((new Date()).getTime() / 1000)); return timestamp.concat(rand); } /** * Add a query string to url */ function addQueryString(param) { var url; if (param.hasOwnProperty('url') && !__util.empty(param.url)) { url = param.url; } if (param.hasOwnProperty('parameterName') && !__util.empty(param.parameterName) && param.hasOwnProperty('parameterValue') && !__util.empty(param.parameterValue)) { if (url.indexOf(param.parameterName) !== -1 && param.hasOwnProperty('override') && param.override === true) { var tidFromurl = __util.getQueryParameterValue(param.parameterName, url); url = url.replace(param.parameterName + '=' + tidFromurl, param.parameterName + '=' + param.parameterValue); } else { //if parameter is not found if (url.indexOf('?') !== -1) { url = url + '&' + param.parameterName + '=' + param.parameterValue; } else { url = url + '?' + param.parameterName + '=' + param.parameterValue; } } } return url; } /** * @param link * @param attributes */ function setAttributesToLink(link, attributes) { if (!!link && typeof attributes === 'object') { for (var prop in attributes) { if (attributes.hasOwnProperty(prop) && !!attributes[prop]) { link.setAttribute(prop, attributes[prop]); } } } return link; } /** * Appends tracking ID to provided url * Checks for topics | bankrate url * @param url * @param hostName * @param trackingId * * @return string */ function appendTrackingId(url, hostName, trackingId) { var urlWithTrackingID; if (E2E_HOST === hostName) { var affiliateLink = __util.getQueryParameterValue('r', url); if (!!affiliateLink) { affiliateLink = decodeURIComponent(affiliateLink); affiliateLink = addQueryString({ url: affiliateLink, parameterName: 'tid', parameterValue: trackingId, override: true, }); urlWithTrackingID = E2E_REDIRECT_URL + encodeURIComponent(affiliateLink) + CM_PREFIX_ID; }else{ urlWithTrackingID = url; } } else if (BANKRATE_HOST === hostName) { url = addQueryString({ url: url, parameterName: 'tid', parameterValue: trackingId, override: true, }); urlWithTrackingID = E2E_REDIRECT_URL + encodeURIComponent(url) + CM_PREFIX_ID; } else if (LINKSYNERGY_HOST === hostName) { urlWithTrackingID = addQueryString({ url: url, parameterName: 'u1', parameterValue: trackingId, override: true, }); } else if (POLICYGENIUS_HOST === hostName) { urlWithTrackingID = addQueryString({ url: url, parameterName: 'aff_click_id', parameterValue: '', override: true, }); } else { urlWithTrackingID = url; } return urlWithTrackingID; } /* * Get User Id Hashcode * */ function getUserIdHash() { var userid = ''; var mktpClientId = __cookie.get(COOKIE_MKTP_CLIENT_ID); if(mktpClientId){ userid = mktpClientId; }else{ var prefix = (typeof mktpBase !== 'undefined' && mktpBase?.tidPrefix) ? mktpBase.tidPrefix : "FA"; userid = prefix + getNanoId(20); __cookie.set(COOKIE_MKTP_CLIENT_ID, userid, 365); } return userid; //Get Tid From Url var tidFromUrl = __util.getQueryParameterValue('tid'); if (!!tidFromUrl) { userid = tidFromUrl; } //Get Tid for partnership var tidForPartnership = getUserIdHashForPartnership(); if (!!tidForPartnership) { userid = tidForPartnership; } //Generate hash from if og parameter is found in url var userIdHashFromUrl = getUserIdHashFromOgParam(); if (__util.empty(userid) && !!userIdHashFromUrl) { userid = userIdHashFromUrl; } //Read user id from cookie if found if (__util.empty(userid)) { userid = __cookie.get(E2E_COOKIE_ADVISOR_USER_ID); } //Generate a new user id if (__util.empty(userid)) { userid = getDefaultUserIdHash(); } return userid; } //get user id hash var USER_ID_HASH = getUserIdHash(); function getUtmSource(ogParamObj) { var utmSource = ''; var clickIdUtmSourceMapping = { "gclid": "google" }; if(!!clickIdUtmSourceMapping[ogParamObj.param]){ utmSource = clickIdUtmSourceMapping[ogParamObj.param]; }else{ utmSource = __util.getQueryParameterValue('utm_source'); } return utmSource; } /** * Set Cookie Values * fadve2etid = USERID | Generated from Client Side script * fadve2etidvcnt = 1 | Increments on every page refresh * fadve2esrc = utm_source * fadve2etid_oname = gclid * fadve2etid_oval = fjdalskff78gsf78asfsf7as6f7as */ function setCookie() { //Get user id Hash var userIDHash = USER_ID_HASH; //Number of days to store cookies var DAYS = { TWENTY_YEARS: 365 * 20, THIRTY: 30, ZERO: 0 }; //Get userid from cookie var userIdFromCookie = __cookie.get(E2E_COOKIE_ADVISOR_USER_ID); /** * Set Cookie Values * If cookie is not present then create one * If the value of userIDHash is different from the cookie value than update the value */ if (__util.empty(userIdFromCookie) || userIDHash !== userIdFromCookie) { //create cookie for userid __cookie.set(E2E_COOKIE_ADVISOR_USER_ID, userIDHash, DAYS.TWENTY_YEARS ); //set user visit count __cookie.set(E2E_COOKIE_ADVISOR_USER_VISIT_COUNT, 1, DAYS.ZERO); } else { //get user visit count var userVisitCount = __cookie.get(E2E_COOKIE_ADVISOR_USER_VISIT_COUNT); userVisitCount = parseInt(userVisitCount); userVisitCount = isNaN(userVisitCount) ? 1 : (userVisitCount + 1); //set incremented visitor count __cookie.set(E2E_COOKIE_ADVISOR_USER_VISIT_COUNT, userVisitCount, DAYS.ZERO) } } /** * Set Tracking Values (?tid=USERID_UNIQUEID) for all bankrate urls * Set Link Attributes rel="nofollow" & target="_blank" */ function getTrackingIdHash() { var hashes = {}; var uniqueIdHash = getUniqueId('c'); hashes.uid = uniqueIdHash; hashes.tid = USER_ID_HASH + '_' + uniqueIdHash; return hashes; } /** * Set Tracking Values (?tid=USERID_UNIQUEID) for all bankrate urls * Set Link Attributes rel="nofollow" & target="_blank" */ function setTrackingId(elSelector) { var elementSelector = elSelector || 'body a'; var links = document.querySelectorAll(elementSelector); if (links.length > 0) { for (var x = 0; x < links.length; x++) { var link = links[x]; var url = link.getAttribute('href'); //get hostname var hostName = __util.getHostname(url); if (!!url && !!hostName && (hostName === E2E_HOST || hostName === BANKRATE_HOST || hostName === POLICYGENIUS_HOST || hostName === LINKSYNERGY_HOST)) { if( hostName !== POLICYGENIUS_HOST ) { __prefetch.init(link); } //Generate Tracking ID var idsObj = getTrackingIdHash(); //append tracking id url = appendTrackingId(url, hostName, idsObj.tid); //set tracking attributes link = setAttributesToLink(link, { "href": url, "rel": "nofollow noopener", "target": "_blank", "data-uid": USER_ID_HASH, "data-cid": idsObj.uid, "data-tid": idsObj.tid, }); } } } } return { setCookie: setCookie, setTrackingId: setTrackingId, getUserIdHash: getUserIdHash, USER_ID_HASH: USER_ID_HASH, getUniqueId: getUniqueId, getTrackingIdHash: getTrackingIdHash } })(__cookieController, __helper, __linkprefetch); //set cookie values __linkTrackingController.setCookie(); function detectIsIE(){ var ua = window.navigator.userAgent; var msie = ua.indexOf("MSIE "); // IE browser check if (msie > 0 || !!navigator.userAgent.match(/Trident.*rv\:11\./)) { return true; } return false; } document.addEventListener('DOMContentLoaded', function () { //set user id var event; // The 'new Event' code is not supported in IE so update code for IE if(detectIsIE()){ event = document.createEvent('Event'); event.initEvent('tidSet', true, true); } else{ event = new Event('tidSet'); } window.dispatchEvent(event); window.__mpctc = (function(){ return { 'userid': function(){ return __linkTrackingController.getUserIdHash(); }, 'tid': function(){ return (__linkTrackingController.getTrackingIdHash()).tid } } })(); }); </script> <script> window.shortcodesOnPage = 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Discover will automatically match all the cash back you\u2019ve earned at the end of your first year! There\u2019s no minimum spending or maximum rewards. You could turn $150 cash back into $300.","categories":"","show_asterisk":false,"asterisk_text":"","asterisk_tooltip_text":"<span class=\"tooltip shortcode__asterisk tooltip-tippy\" title=\"The information for Discover it\u00ae Cash Back has been collected independently by Forbes Advisor. The card details on this page have not been reviewed or approved by the card issuer.\">*<\/span>","asterisk_title":"Discover it\u00ae Cash Back"},"288222":{"title":"Discover it\u00ae Student Chrome","id":288222,"img":"https:\/\/www.forbes.com\/advisor\/wp-content\/uploads\/2022\/05\/9099-566874v3fromPopup1-1.jpg","tagline":"If you're a student building credit, the Discover it\u00ae Student Chrome is an excellent starting point on your credit journey. You'll gain access to a respectable rewards program and reasonable APR, with no pesky annual fee.","advertiser-name":"Discover","rates-fees-link":"https:\/\/goto.discover.com\/c\/1955282\/568217\/9099?prodsku=111&u=https%3A%2F%2Fwww.discovercard.com%2Fapplication%2Fwebsite%2Fratesrewards%3FsrcCde%3DRJUL%265&intsrc=APIG_4272&sharedid=258837","pros-data":"<ul>\n<li>No annual fee<\/li>\n<li>Earn rewards while building credit<\/li>\n<li>Cash back earned is automatically matched at the end of your first year as a cardholder<\/li>\n<li>Introductory APR offer<\/li>\n<\/ul>\n","cons-data":"<ul>\n<li>Reward earning is capped in highest category to $1,000 in purchases per quarter<\/li>\n<li>Rewards are less-than-stellar in comparison with other student cards<\/li>\n<\/ul>\n","regular-apr":"17.74% - 26.74% Variable APR","annual-fees":"$0","bonus-offer-custom":"Cashback Match\u2122","bonus-offer":"INTRO OFFER: Unlimited Cashback Match for all new cardmembers - only from Discover. 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Plus earn unlimited 1% cash back on all other purchases.<\/li>\n<li>Redeem your rewards for cash at any time.<\/li>\n<li>No credit score required to apply.<\/li>\n<li>Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It\u2019s free, activate with the mobile app.<\/li>\n<li>No annual fee and build your credit with responsible use.<\/li>\n<li>0% intro APR on purchases for 6 months, then the standard variable purchase APR of 17.74% – 26.74% applies.<\/li>\n<li>Terms and conditions apply.<\/li>\n<\/ul>\n","purchase-intro-apr-display":"0% Intro APR for 6 months","balance-transfer-intro-apr-display":"10.99% Intro APR for 6 months","balance-transfer-regular-apr-display":"17.74% - 26.74% Variable APR","balance-transfer-fee":"3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*","penalty-apr":"","network":"Discover","bank-issuer":"Discover","cash-advance-fees":"Either\u00a0$10\u00a0or\u00a05%\u00a0of the amount of each cash advance, whichever is greater.","foreign-transaction-fees-value":"None","hasProductOffer":false,"hasTermsApply":null,"isNonAffiliate":false,"cc-rating":"3.7","applyNowText":"Apply Now","applyNowUrl":"https:\/\/goto.discover.com\/c\/1955282\/568217\/9099?prodsku=111&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fstudent-chrome-af.html%3Fsc%3DRJUL%26cmpgnid%3Dls-dca-ir-student-chrome-RJUL-dtop-%7Bmp_value1%7D&intsrc=APIG_4272&sharedid=4505397","card-permalink":"https:\/\/www.forbes.com\/advisor\/credit-cards\/details\/discover-it-student-chrome-2\/","product-id":"","best-for":"Best Student Card for Gas and Dining","custom-promo-data":"Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. 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Just a dollar-for-dollar match."},{"name":"bonus-offer-custom","value":"Cashback Match\u2122"}]},"credit_card_annual_fees":{"key":"annual_fee","title":"Annual Fee","data":[{"name":"annual-fee","value":"$0"}]},"credit_card_regular_apr":{"key":"regular_apr","title":"Regular APR","data":[{"name":"regular-apr","value":"17.74% - 26.74% Variable APR"}]},"credit_card_credit_score_display":{"key":"credit_score","title":"Credit Score","data":[{"name":"credit-score-display","value":"Fair\/New to Credit"},{"name":"credit-score-value","value":"No Credit History"}]}},"best-for-rating-tooltip-text":"","hide-cta-on-widget":false,"best-for-rating":3.7,"btn-tracking-attributes":{"data-cc-name":"Discover it\u00ae Student Chrome","data-cta-info":"Apply Now Button","data-cta-placement":"side by side cc compare","data-product":"Credit Card","data-position":"5","rel":"nofollow","target":"_blank"},"btn-tracking-attributes_sticky":{"data-cc-name":"Discover it\u00ae Student Chrome","data-cta-info":"Apply Now Button Sticky","data-cta-placement":"side by side cc compare","data-product":"Credit Card","data-position":"5","rel":"nofollow","target":"_blank"},"img-overlay-tracking-attributes":{"data-cc-name":"Discover it\u00ae Student Chrome","data-cta-info":"Apply Now Image","data-cta-placement":"side by side cc compare","data-product":"Credit Card","data-position":"5","rel":"nofollow","target":"_blank"},"seo-attributes":{"rel":"nofollow","target":"_blank"},"show-cta-button":true,"welcome-bonus":"Cashback Match\u2122","welcome-bonus-long":"INTRO OFFER: Unlimited Cashback Match for all new cardmembers - only from Discover. 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The high balance transfer fees make the intro APR offer on balance transfers less appealing, and the 2% bonus cash back category is limited to the first $1,000 in quarterly spending in limited categories. All other purchases earn 1%.","advertiser-name":"Discover","rates-fees-link":"https:\/\/goto.discover.com\/c\/1955282\/568217\/9099?prodsku=104&u=https%3A%2F%2Fwww.discovercard.com%2Fapplication%2Fwebsite%2Fratesrewards%3FsrcCde%3DGLPY%263%26%7Bmp_value2%7D&intsrc=APIG_4272&sharedid=258837","pros-data":"<ul>\n<li>Cash back match means double the rewards at the end of your first year<\/li>\n<li>Flexible cash back redemption options<\/li>\n<li>No foreign transaction fee<\/li>\n<\/ul>\n","cons-data":"<ul>\n<li>High balance transfer fee<\/li>\n<li>High cash advance fee<\/li>\n<li>2% cash back category limited to $1,000 in quarterly spending<\/li>\n<li>1% base rate on other purchases<\/li>\n<\/ul>\n","regular-apr":"18.74% - 27.74% Variable APR","annual-fees":"$0","bonus-offer-custom":"Cashback Match\u2122","bonus-offer":"INTRO OFFER: Unlimited Cashback Match for all new cardmembers \u2013 only from Discover. Discover will automatically match all the cash back you\u2019ve earned at the end of your first year! There\u2019s no minimum spending or maximum rewards. Just a dollar-for-dollar match.","credit-score":"0","credit-score-display":"Excellent\/Good","credit-score-value":"No Credit History","highlights":"<ul>\n<li>INTRO OFFER: Unlimited Cashback Match for all new cardmembers\u2013only from Discover. Discover will automatically match all the cash back you\u2019ve earned at the end of your first year! There\u2019s no minimum spending or maximum rewards. Just a dollar-for-dollar match.<\/li>\n<li>Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus earn unlimited 1% cash back on all other purchases.<\/li>\n<li>Get a 0% intro APR for 18 months on balance transfers. Then 18.74% to 27.74% Standard Variable APR applies, based on credit worthiness.<\/li>\n<li>Redeem your rewards for cash at any time.<\/li>\n<li>Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It\u2019s free, activate with the mobile app.<\/li>\n<li>No annual fee.<\/li>\n<li>Terms and conditions apply.<\/li>\n<\/ul>\n","purchase-intro-apr-display":"0% Intro APR for 6 months","balance-transfer-intro-apr-display":"0% Intro APR for 18 months","balance-transfer-regular-apr-display":"18.74% - 27.74% Variable APR","balance-transfer-fee":"3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*","penalty-apr":"","network":"Discover","bank-issuer":"Discover","cash-advance-fees":"Either\u00a0$10\u00a0or\u00a05%\u00a0of the amount of each cash advance, whichever is greater.","foreign-transaction-fees-value":"None","hasProductOffer":false,"hasTermsApply":null,"isNonAffiliate":false,"cc-rating":"3.3","applyNowText":"Apply Now","applyNowUrl":"https:\/\/goto.discover.com\/c\/1955282\/568217\/9099?prodsku=104&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fit-chrome-bt-af.html%3Fsc%3DGLPY%26cmpgnid%3Dls-dca-ir-consumer-chrome-GLPY-dtop-%7Bmp_value1%7D%26%7Bmp_value2%7D&intsrc=APIG_4272&sharedid=4505397","card-permalink":"https:\/\/www.forbes.com\/advisor\/credit-cards\/details\/discover-it-chrome-2\/","product-id":"","best-for":"Best Discover Card for Road Trips","custom-promo-data":"Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. 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Discover will automatically match all the cash back you\u2019ve earned at the end of your first year! There\u2019s no minimum spending or maximum rewards. Just a dollar-for-dollar match.","categories":"","show_asterisk":false,"asterisk_text":"","asterisk_tooltip_text":"<span class=\"tooltip shortcode__asterisk tooltip-tippy\" title=\"The information for Discover it\u00ae Chrome has been collected independently by Forbes Advisor. The card details on this page have not been reviewed or approved by the card issuer.\">*<\/span>","asterisk_title":"Discover it\u00ae Chrome"},"288216":{"title":"Discover it\u00ae Miles","id":288216,"img":"https:\/\/www.forbes.com\/advisor\/wp-content\/uploads\/2022\/05\/9099-788709v8fromPopup1.jpg","tagline":"For a card with no annual fee, the Discover it\u00ae Miles Card serves up considerable value in the first year. You'll get an intro APR on purchases and balance transfers with a solid rewards earning rate and welcome offer.","advertiser-name":"Discover","rates-fees-link":"https:\/\/goto.discover.com\/c\/1955282\/568217\/9099?prodsku=112&u=https%3A%2F%2Fwww.discovercard.com%2Fapplication%2Fwebsite%2Fratesrewards%3FsrcCde%3DGJX9%266&intsrc=APIG_4272&sharedid=258837","pros-data":"<ul>\n<li>Miles earned during the first year are matched at the end of the year in place of a traditional welcome bonus<\/li>\n<li>Miles can be redeemed for travel or cash back at the same rate<\/li>\n<li>No foreign transaction fee<\/li>\n<li>No annual fee<\/li>\n<\/ul>\n","cons-data":"<ul>\n<li>Discover is not accepted widely abroad<\/li>\n<li>No luxury travel perks<\/li>\n<\/ul>\n","regular-apr":"18.74% - 27.74% Variable APR","annual-fees":"$0","bonus-offer-custom":"Discover Match\u00ae","bonus-offer":"UNLIMITED BONUS: Unlimited Mile-for-Mile match for all new cardmembers - only from Discover. Discover gives you an unlimited match of all the Miles you\u2019ve earned at the end of your first year. For example, if you earn 35,000 Miles, you get 70,000 Miles. There\u2019s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.","credit-score":"0","credit-score-display":"Excellent\/Good","credit-score-value":"No Credit History","highlights":"<ul>\n<li>UNLIMITED BONUS: Unlimited Mile-for-Mile match for all new cardmembers\u2014only from Discover. Discover gives you an unlimited match of all the Miles you\u2019ve earned at the end of your first year. You could turn 35,000 Miles to 70,000 Miles. There\u2019s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.<\/li>\n<li>Automatically earn unlimited 1.5x Miles on every dollar of every purchase<\/li>\n<li>No annual fee<\/li>\n<li>Turn Miles into cash. Or redeem as a statement credit for your travel purchases like airfare, hotels, rideshares, gas stations, restaurants and more.<\/li>\n<li>0% intro APR for 15 months on purchases. Then 18.74% – 27.74% Standard Variable Purchase APR will apply.<\/li>\n<li>Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It\u2019s free, activate with the mobile app.<\/li>\n<li>Discover is accepted nationwide by 99% of the places that take credit cards.<\/li>\n<li>Terms and conditions apply.<\/li>\n<\/ul>\n","purchase-intro-apr-display":"0% Intro APR for 15 months","balance-transfer-intro-apr-display":"0% Intro APR for 15 months","balance-transfer-regular-apr-display":"18.74% - 27.74% Variable APR","balance-transfer-fee":"3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*","penalty-apr":"","network":"Discover","bank-issuer":"Discover","cash-advance-fees":"Either\u00a0$10\u00a0or\u00a05%\u00a0of the amount of each cash advance, whichever is greater.","foreign-transaction-fees-value":"None","hasProductOffer":false,"hasTermsApply":null,"isNonAffiliate":false,"cc-rating":"3.0","applyNowText":"Apply Now","applyNowUrl":"https:\/\/goto.discover.com\/c\/1955282\/568217\/9099?prodsku=112&u=https%3A%2F%2Fwww.discover.com%2Fproducts%2Fit-miles-af.html%3Fsc%3DGJX9%26cmpgnid%3Dls-dca-ir-consumer-miles-GJX9-dtop-%7Bmp_value1%7D&intsrc=APIG_4272&sharedid=4505397","card-permalink":"https:\/\/www.forbes.com\/advisor\/credit-cards\/details\/discover-it-miles-2\/","product-id":"","best-for":"Best Discover Cards for Travel","custom-promo-data":"Earn unlimited 1.5x Miles for every dollar spent on all purchases - with no annual fee.","objective-data":{"credit_card_bonus_offer_long":{"key":"welcome_bonus","title":"Welcome Bonus","data":[{"name":"bonus-offer-long","value":"UNLIMITED BONUS: Unlimited Mile-for-Mile match for all new cardmembers - only from Discover. Discover gives you an unlimited match of all the Miles you\u2019ve earned at the end of your first year. For example, if you earn 35,000 Miles, you get 70,000 Miles. There\u2019s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match."},{"name":"bonus-offer-custom","value":"Discover Match\u00ae"}]},"credit_card_annual_fees":{"key":"annual_fee","title":"Annual Fee","data":[{"name":"annual-fee","value":"$0"}]},"credit_card_regular_apr":{"key":"regular_apr","title":"Regular APR","data":[{"name":"regular-apr","value":"18.74% - 27.74% Variable APR"}]},"credit_card_credit_score_display":{"key":"credit_score","title":"Credit Score","data":[{"name":"credit-score-display","value":"Excellent\/Good"},{"name":"credit-score-value","value":"No Credit History"}]}},"best-for-rating-tooltip-text":"","hide-cta-on-widget":false,"best-for-rating":3.4,"btn-tracking-attributes":{"data-cc-name":"Discover it\u00ae Miles","data-cta-info":"Apply Now Button","data-cta-placement":"side by side cc compare","data-product":"Credit Card","data-position":"6","rel":"nofollow","target":"_blank"},"btn-tracking-attributes_sticky":{"data-cc-name":"Discover it\u00ae Miles","data-cta-info":"Apply Now Button Sticky","data-cta-placement":"side by side cc compare","data-product":"Credit Card","data-position":"6","rel":"nofollow","target":"_blank"},"img-overlay-tracking-attributes":{"data-cc-name":"Discover it\u00ae Miles","data-cta-info":"Apply Now Image","data-cta-placement":"side by side cc compare","data-product":"Credit Card","data-position":"6","rel":"nofollow","target":"_blank"},"seo-attributes":{"rel":"nofollow","target":"_blank"},"show-cta-button":true,"welcome-bonus":"Discover Match\u00ae","welcome-bonus-long":"UNLIMITED BONUS: Unlimited Mile-for-Mile match for all new cardmembers - only from Discover. Discover gives you an unlimited match of all the Miles you\u2019ve earned at the end of your first year. For example, if you earn 35,000 Miles, you get 70,000 Miles. There\u2019s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.","categories":"","show_asterisk":false,"asterisk_text":"","asterisk_tooltip_text":"<span class=\"tooltip shortcode__asterisk tooltip-tippy\" title=\"The information for Discover it\u00ae Miles has been collected independently by Forbes Advisor. The card details on this page have not been reviewed or approved by the card issuer.\">*<\/span>","asterisk_title":"Discover it\u00ae Miles"},"288220":{"title":"Discover it\u00ae Student Cash Back","id":288220,"img":"https:\/\/www.forbes.com\/advisor\/wp-content\/uploads\/2022\/05\/9099-661911v1fromPopup1.jpg","tagline":"Here's an excellent way for students with average or limited credit scores to gain experience managing credit. No annual fee, no penalty APR, plus up to 5% cashback rewards in rotating categories (up to a quarterly cap with enrollment, 1% back on other purchases) earn this card an \"A\" in our book.","advertiser-name":"Discover","rates-fees-link":"https:\/\/goto.discover.com\/c\/1955282\/568217\/9099?prodsku=110&u=https%3A%2F%2Fwww.discovercard.com%2Fapplication%2Fwebsite%2Fratesrewards%3FsrcCde%3DRJUK%264&intsrc=APIG_4272&sharedid=258837","pros-data":"<ul>\n<li>5% cash back on rotating bonus categories after activation<\/li>\n<li>First-year Cashback Match\u2122<\/li>\n<li>Intro APR on purchases for 6 months<\/li>\n<\/ul>\n","cons-data":"<ul>\n<li>5% bonus cash-back rate is limited to $1,500 per quarter in spending on select categories<\/li>\n<li>Bonus categories must be activated quarterly<\/li>\n<li>Low 1% base reward rate<\/li>\n<\/ul>\n","regular-apr":"17.74% - 26.74% Variable APR","annual-fees":"$0","bonus-offer-custom":"Cashback Match\u2122","bonus-offer":"INTRO OFFER: Unlimited Cashback Match for all new cardmembers \u2013 only from Discover. 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