Open a High-Yield Savings Account Online

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Try searching our <a title="Help Center" href="/en/help-center.html">Help Center</a>.</div> </div> </div> <ul class="signin common-dropdown"> <li> <button type="button" id="header-signIn" aria-label="Sign In">Sign In</button> <ul class="common-dropdown-links" data-signin-id="personal"> <li> <a href="/en/credit-card-sign-in-search.html">Credit Cards</a> </li> <li> <a href="https://mysavings.breadfinancial.com/login" target="_blank">Savings</a> </li> <li> <a href="https://member-portal.breadpayments.com/" target="_blank">Loans</a> </li> <li class="signIn-toggle business-signin"> <button type="button" aria-label="View Business Sign In Options">Business Sign In</button> </li> </ul> <ul class="common-dropdown-links" data-signin-id="business"> <li> <a href="https://merchants.platform.breadpayments.com/login" target="_blank">Merchant Portal</a> </li> <li class="signIn-toggle personal-signin"> <button type="button" aria-label="Go to personal sign in">Personal Sign In</button> </li> </ul> </li> </ul> </div> </div> </header> <div id="header-end"></div> </div> </div> </div> </div> <div class="container responsivegrid aem-GridColumn aem-GridColumn--default--12"> <div id="container-7b5d0577b2" class="cmp-container"> <div class="savingsherobanner"> <div class="savings-hero body-container ratio-60-40 " style="--savingsHeroBgColor: #FAFAFA;"> <div class="savings-hero__primary savings-hero__primary__desktop-left savings-hero__primary__mobile-bottom" style="--savingsHeroTitleColor: #13294b; --savingsHeroDescColor: #13294b;"> <div class="savings-hero__logos"> <img src="/content/dam/breadfinancial/us/en/images/bread-savings/all-pages/bread-savings-logo.svg" alt="Bread Savings"/> <img src="/content/dam/breadfinancial/us/en/images/bread-savings/all-pages/FDIC-logo.svg" alt="FDIC insured, backed by the full faith and credit of the U.S. Government"/> </div> <div class="savings-hero__title"> <h1>Earn more with a high yield savings account</h1> </div> <div class="savings-hero__description"> <p>You could earn more interest with our highly competitive savings rate.<sup>1</sup></p> </div> <div class="savings-hero__columns" style="--savingsHeroColumnColor: #1c8195;"> <div class="savings-hero__columns__column"> <div class="savings-hero__columns__column-head"><p><span class="bf-ratecard-rate1">Rate 1</span> APY<sup>2</sup></p> </div> <div class="savings-hero__columns__column-desc"><p>on a high-yield savings account</p> </div> </div> </div> <div class="savings-hero__cta"> <a style="--btnThemeColor : #1C8195" class="btn btn-primary savings-hero__buttons__link" aria-label="You're leaving this page to go to the high yield savings account application." target="_blank" href="https://opensavings.breadfinancial.com/product/highYieldSavings?promoCode=bfh-savings-high-yield-savings-account">Open an account </a> </div> </div> <div class="savings-hero__secondary">  <div class="savings-hero__secondary__image"> <picture> <source media="(min-width: 767px)" srcset="/content/dam/breadfinancial/us/en/images/bread-savings/hysa/HYSA%20Hero.png"/> <img src="/content/dam/breadfinancial/us/en/images/bread-savings/hysa/HYSA%20Hero.png"/> </picture> </div> </div> </div> </div> <div class="benefitssimple"> <div class="bf-simple-benefit body-container"> <div class="bf-simple-benefit-overlay"> <div class="bf-simple-benefit__heading"><h2><span class="bf-oversized-title">Maximize your savings</span></h2> <p> </p> <h3 style=" text-align: center; ">Open a high-yield savings account (HYSA) with the amount that’s right for<br /> you, from a $100 minimum deposit up to $1 million.</h3> </div> <div class="bf-simple-benefit__cards"> <div class="bf-simple-benefit__card"> <div class="bf-simple-benefit-card-left"> <div class='bf-simple-benefit-card-left__title'><span class="bf-ratecard-rate1">Rate 1</span></div> <div class='bf-simple-benefit-card-left__sub-title'>APY²</div> </div> <div class="bf-simple-benefit-card-right"> <div class='bf-simple-benefit-card-right__title'>The annual percentage yield (APY) lets you know your rate of return for one year, including interest earned.<sup>3</sup></div> <div class="bf-simple-benefit-card-right__description"></div> </div> </div> </div> <div class="bf-simple-benefit__features"> <div class="bf-simple-benefit-feature"> <div class="bf-simple-benefit-feature__title bf-simple-benefit-feature__title--bold"> Move forward faster</div> <div class="bf-simple-benefit-feature__description">Interest is compounded daily then credited to your account monthly. Track your savings progress online!</div> </div> <div class="bf-simple-benefit-feature"> <div class="bf-simple-benefit-feature__title bf-simple-benefit-feature__title--bold"> Earn flexibly & securely</div> <div class="bf-simple-benefit-feature__description">You can earn interest on your entire account balance. Plus, access your funds if they’re needed.</div> </div> </div> <div class="bf-simple-benefit__btn-container"> </div> </div> </div> </div> <div class="container responsivegrid bf-image-text-table"> <div id="container-6c811ea33d" class="cmp-container"> <div class="container responsivegrid"> <div id="container-44403896a3" class="cmp-container"> <div class="title"> <div data-cmp-data-layer="{"title-a7c7c83111":{"@type":"breadfinancial/components/title","repo:modifyDate":"2024-06-18T15:17:07Z","dc:title":"Keep more of your money with no hidden fees"}}" id="title-a7c7c83111" class="cmp-title"> <h2 class="cmp-title__text">Keep more of your money with no hidden fees</h2> </div> </div> <div class="text"> <div data-cmp-data-layer="{"text-39d01a2310":{"@type":"breadfinancial/components/text","repo:modifyDate":"2024-06-18T15:17:34Z","xdm:text":"<p>Enjoy an account with no monthly maintenance fee, plus free incoming wire transfers and unlimited mobile check deposits. At Bread Savings, we’re always upfront about <a data-micromodal-trigger=\"hysa-fees\" href=\"https://www.breadfinancial.com\">fees for account services</a>.</p>\r\n"}}" id="text-39d01a2310" class="cmp-text"> <p>Enjoy an account with no monthly maintenance fee, plus free incoming wire transfers and unlimited mobile check deposits. At Bread Savings, we’re always upfront about <a data-micromodal-trigger="hysa-fees" href="https://www.breadfinancial.com">fees for account services</a>.</p> </div> </div> <div class="buttonlist"> <div> <div> <a style="--btnThemeColor : #1C8195" class="cta-button cta-button--btn btn-primary" title="You're leaving this page to go to the high yield savings account application." aria-label="You're leaving this page to go to the high yield savings account application." target="_blank" href="https://opensavings.breadfinancial.com/product/highYieldSavings?promoCode=bfh-savings-high-yield-savings-account"> <span class="cta-button__text">Open an account</span> </a> </div> </div> </div> </div> </div> <div class="image"> <div data-cmp-is="image" data-cmp-src="/en/bread-savings/high-yield-savings-account/_jcr_content/root/container/container_1262833541/image.coreimg{.width}.png/1718716070397/hysa-tile-1.png" data-asset-id="9121280c-c755-44dd-9f84-e46093c61e57" 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data-cmp-data-layer="{"image-a6d69fd376":{"@type":"breadfinancial/components/image","repo:modifyDate":"2024-03-18T12:23:21Z","image":{"repo:id":"1cce922c-0763-4e7d-9585-8d4000252e4a","repo:modifyDate":"2024-03-15T15:18:53Z","@type":"image/png","repo:path":"/content/dam/breadfinancial/us/en/images/bread-savings/hysa/HYSA Tile 2.png","xdm:tags":["properties:orientation/landscape"],"xdm:smartTags":{"social group":1.0,"product":0.758,"indoor activity":0.756,"person":1.0,"commercial photography":0.944,"organization":0.762,"clearance":0.832,"moving van":0.776,"box":0.762,"man":1.0,"packing":0.793,"commerce":0.773}}}}" data-cmp-hook-image="imageV3" class="cmp-image" itemscope itemtype="http://schema.org/ImageObject"> <img src="/en/bread-savings/high-yield-savings-account/_jcr_content/root/container/container_1622671136/image.coreimg.png/1710764601593/hysa-tile-2.png" loading="lazy" class="cmp-image__image" itemprop="contentUrl" width="507" height="407" alt="Couple sitting at counter"/> </div> </div> <div class="container responsivegrid"> <div id="container-c4d2ceb7fd" class="cmp-container"> <div class="title"> <div data-cmp-data-layer="{"title-81380e7702":{"@type":"breadfinancial/components/title","repo:modifyDate":"2024-06-25T12:21:32Z","dc:title":"Customer-first features that support saving"}}" id="title-81380e7702" class="cmp-title"> <h2 class="cmp-title__text">Customer-first features that support saving</h2> </div> </div> <div class="container responsivegrid"> <div id="container-815fad956a" class="cmp-container"> <div class="container responsivegrid"> <div id="container-c7e3f44fd0" class="cmp-container"> <div class="image"> <div data-cmp-is="image" data-cmp-src="/en/bread-savings/high-yield-savings-account/_jcr_content/root/container/container_1622671136/container_1833051753/container/container/image.coreimg{.width}.png/1718716502973/lock.png" id="image-bbe27832a8" data-cmp-data-layer="{"image-bbe27832a8":{"@type":"breadfinancial/components/image","repo:modifyDate":"2024-06-18T13:15:02Z"}}" data-cmp-hook-image="imageV3" class="cmp-image" itemscope itemtype="http://schema.org/ImageObject"> <img src="/en/bread-savings/high-yield-savings-account/_jcr_content/root/container/container_1622671136/container_1833051753/container/container/image.coreimg.png/1718716502973/lock.png" loading="lazy" class="cmp-image__image" itemprop="contentUrl" alt="no fees icon"/> </div> </div> <div class="text"> <div data-cmp-data-layer="{"text-86bbecd049":{"@type":"breadfinancial/components/text","repo:modifyDate":"2024-06-18T15:17:53Z","xdm:text":"<p>Security monitoring for your protection</p>\r\n"}}" id="text-86bbecd049" class="cmp-text"> <p>Security monitoring for your protection</p> </div> </div> </div> </div> <div class="container responsivegrid"> <div id="container-9f61029233" class="cmp-container"> <div class="image"> <div data-cmp-is="image" data-cmp-src="/en/bread-savings/high-yield-savings-account/_jcr_content/root/container/container_1622671136/container_1833051753/container/container_154177708/image.coreimg{.width}.png/1718716512624/trade-in.png" id="image-0e5f46eefc" data-cmp-data-layer="{"image-0e5f46eefc":{"@type":"breadfinancial/components/image","repo:modifyDate":"2024-06-18T13:15:12Z"}}" data-cmp-hook-image="imageV3" class="cmp-image" itemscope itemtype="http://schema.org/ImageObject"> <img src="/en/bread-savings/high-yield-savings-account/_jcr_content/root/container/container_1622671136/container_1833051753/container/container_154177708/image.coreimg.png/1718716512624/trade-in.png" loading="lazy" class="cmp-image__image" itemprop="contentUrl" alt="no fees icon"/> </div> </div> <div class="text"> <div data-cmp-data-layer="{"text-1d9099579d":{"@type":"breadfinancial/components/text","repo:modifyDate":"2024-06-18T15:18:37Z","xdm:text":"<p>Free ACH transfers and incoming wire transfers</p>\r\n"}}" id="text-1d9099579d" class="cmp-text"> <p>Free ACH transfers and incoming wire transfers</p> </div> </div> </div> </div> <div class="container responsivegrid"> <div id="container-2424f08111" class="cmp-container"> <div class="image"> <div data-cmp-is="image" data-cmp-src="/en/bread-savings/high-yield-savings-account/_jcr_content/root/container/container_1622671136/container_1833051753/container/container_1608878899/image.coreimg{.width}.png/1718716528157/mobile-phone.png" id="image-79f4ff665c" data-cmp-data-layer="{"image-79f4ff665c":{"@type":"breadfinancial/components/image","repo:modifyDate":"2024-06-18T13:15:28Z"}}" data-cmp-hook-image="imageV3" class="cmp-image" itemscope itemtype="http://schema.org/ImageObject"> <img src="/en/bread-savings/high-yield-savings-account/_jcr_content/root/container/container_1622671136/container_1833051753/container/container_1608878899/image.coreimg.png/1718716528157/mobile-phone.png" loading="lazy" class="cmp-image__image" itemprop="contentUrl" alt="clipboard icon"/> </div> </div> <div class="text"> <div data-cmp-data-layer="{"text-df88906bbd":{"@type":"breadfinancial/components/text","repo:modifyDate":"2024-06-18T15:18:08Z","xdm:text":"<p>Convenient online and mobile access</p>\r\n"}}" id="text-df88906bbd" class="cmp-text"> <p>Convenient online and mobile access</p> </div> </div> </div> </div> <div class="container responsivegrid"> <div id="container-3473f933ee" class="cmp-container"> <div class="image"> <div data-cmp-is="image" data-cmp-src="/en/bread-savings/high-yield-savings-account/_jcr_content/root/container/container_1622671136/container_1833051753/container/container_1415898568/image.coreimg{.width}.png/1718716538256/assistance.png" id="image-3739343bc4" data-cmp-data-layer="{"image-3739343bc4":{"@type":"breadfinancial/components/image","repo:modifyDate":"2024-06-18T13:15:38Z"}}" data-cmp-hook-image="imageV3" class="cmp-image" itemscope itemtype="http://schema.org/ImageObject"> <img src="/en/bread-savings/high-yield-savings-account/_jcr_content/root/container/container_1622671136/container_1833051753/container/container_1415898568/image.coreimg.png/1718716538256/assistance.png" loading="lazy" class="cmp-image__image" itemprop="contentUrl" alt="percentage icon"/> </div> </div> <div class="text"> <div data-cmp-data-layer="{"text-24bf369331":{"@type":"breadfinancial/components/text","repo:modifyDate":"2024-03-18T12:24:38Z","xdm:text":"<p>Personalized customer service</p>\r\n"}}" id="text-24bf369331" class="cmp-text"> <p>Personalized customer service</p> </div> </div> </div> </div> <div class="buttonlist"> <div> <div> <a style="--btnThemeColor : #1C8195" class="cta-button cta-button--btn btn-primary" title="You're leaving this page to go to the high yield savings account application." aria-label="You're leaving this page to go to the high yield savings account application." target="_blank" href="https://opensavings.breadfinancial.com/product/highYieldSavings?promoCode=bfh-savings-high-yield-savings-account"> <span class="cta-button__text">Open an account</span> </a> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="experiencefragment"> <div id="experiencefragment-43f8d71a4f" class="cmp-experiencefragment cmp-experiencefragment--bread-savings-app"> <div id="container-9644c99794" class="cmp-container"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="teaser desktop-image-left-extreme mobile-image-top ratio-40-60 teaser-image-height-scale mobile-app aem-GridColumn aem-GridColumn--default--12"> <div class="bf-teaser body-container nobackground-color" role="region"> <div class="bf-teaser-text" style="--pt:124px; --pb:10px"> <div class="bf-teaser-text--title"><h2>Track your savings from anywhere</h2> </div> <div class="bf-teaser-text--description"> You can manage your account quickly and securely from your mobile device. Simply download the Bread Savings mobile app. </div> <h4>Visit your app store to download.</h4> <div class="bf-teaser-text__play-store"> <div class="bf-teaser-text__buttons"> <a class="btn btn-apple-store bf-teaser-text__buttons--button" aria-label="You’re leaving this page to go to the App Store to download the Bread Savings app" target="_blank" href="https://apps.apple.com/us/app/bread-savings/id1418641581"> </a> <a class="btn btn-google-store bf-teaser-text__buttons--button" aria-label="You’re leaving this page to go to Google Play to download the Bread Savings app " target="_blank" href="https://play.google.com/store/apps/details?id=net.comenity.grip"> </a> </div> </div> <div class="bf-teaser-text__links"></div> </div> <div class="bf-teaser-image" style="--pb:0px"> <picture> <source media="(min-width: 768px)" srcset="/content/dam/breadfinancial/us/en/images/bread-savings/all-pages/Bread%20Savings%20App.png"/> <img src="/content/dam/breadfinancial/us/en/images/bread-savings/all-pages/Bread%20Savings%20App.png" aria-hidden="true"/> </picture> </div> </div> </div> </div> </div> </div> </div> <div class="experiencefragment"> <div id="experiencefragment-dc5e68f981" class="cmp-experiencefragment cmp-experiencefragment--fdic-banner"> <div id="container-9a36f5bec1" class="cmp-container"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="container responsivegrid horizontal-items-vertical-center aem-GridColumn aem-GridColumn--default--12"> <div id="container-df891d9d08" class="cmp-container" style="background-color:#1c8195;"> <div class="image"> <div data-cmp-is="image" data-cmp-widths="320,480,600,800,1024,1200,1600" data-cmp-src="/content/experience-fragments/breadfinancial/us/en/bread_savings/fdic-banner/master/_jcr_content/root/container/image.coreimg.85{.width}.png/1718644457246/icon-fdic.png" data-cmp-filereference="/content/dam/breadfinancial/us/en/images/bread-savings/all-pages/icon-fdic.png" id="image-ed7ca2bdbc" data-cmp-data-layer="{"image-ed7ca2bdbc":{"@type":"breadfinancial/components/image","repo:modifyDate":"2024-06-17T17:14:17Z","dc:title":"icon-fdic.png","image":{"repo:id":"6df42f8a-052b-41b6-9cba-48d0ac54c52d","repo:modifyDate":"2024-03-14T21:26:09Z","@type":"image/png","repo:path":"/content/dam/breadfinancial/us/en/images/bread-savings/all-pages/icon-fdic.png","xdm:tags":["properties:orientation/landscape"],"xdm:smartTags":{"badge":0.81,"event photography":0.879}}}}" data-cmp-hook-image="imageV3" class="cmp-image" itemscope itemtype="http://schema.org/ImageObject"> <img src="/content/experience-fragments/breadfinancial/us/en/bread_savings/fdic-banner/master/_jcr_content/root/container/image.coreimg.png/1718644457246/icon-fdic.png" srcset="/content/experience-fragments/breadfinancial/us/en/bread_savings/fdic-banner/master/_jcr_content/root/container/image.coreimg.85.320.png/1718644457246/icon-fdic.png 320w,/content/experience-fragments/breadfinancial/us/en/bread_savings/fdic-banner/master/_jcr_content/root/container/image.coreimg.85.480.png/1718644457246/icon-fdic.png 480w,/content/experience-fragments/breadfinancial/us/en/bread_savings/fdic-banner/master/_jcr_content/root/container/image.coreimg.85.600.png/1718644457246/icon-fdic.png 600w,/content/experience-fragments/breadfinancial/us/en/bread_savings/fdic-banner/master/_jcr_content/root/container/image.coreimg.85.800.png/1718644457246/icon-fdic.png 800w,/content/experience-fragments/breadfinancial/us/en/bread_savings/fdic-banner/master/_jcr_content/root/container/image.coreimg.85.1024.png/1718644457246/icon-fdic.png 1024w,/content/experience-fragments/breadfinancial/us/en/bread_savings/fdic-banner/master/_jcr_content/root/container/image.coreimg.85.1200.png/1718644457246/icon-fdic.png 1200w,/content/experience-fragments/breadfinancial/us/en/bread_savings/fdic-banner/master/_jcr_content/root/container/image.coreimg.85.1600.png/1718644457246/icon-fdic.png 1600w" loading="lazy" class="cmp-image__image" itemprop="contentUrl" width="123" height="80" alt="Member FDIC" title="icon-fdic.png"/> <meta itemprop="caption" content="icon-fdic.png"/> </div> </div> <div class="text"> <div data-cmp-data-layer="{"text-c9669f646d":{"@type":"breadfinancial/components/text","repo:modifyDate":"2024-06-17T17:10:14Z","xdm:text":"<p>Deposits are <a title=\" You’re leaving this page to go to the Federal Deposit Insurance Corporation website.\" href=\"https://www.fdic.gov/\" target=\"_blank\">FDIC</a> insured through Comenity Capital Bank with a coverage limit of $250,000 per depositor for each ownership category.</p>\r\n"}}" id="text-c9669f646d" class="cmp-text"> <p>Deposits are <a href="https://www.fdic.gov/" target="_blank" rel="noopener noreferrer">FDIC</a> insured through Comenity Capital Bank with a coverage limit of $250,000 per depositor for each ownership category.</p> </div> </div> </div> </div> </div> </div> </div> </div> <div class="teaser desktop-image-left mobile-image-top ratio-60-40 image-text-list-teaser"> <div class="bf-teaser body-container nobackground-color" style="--teaserFGColor:#FFFFFF;" role="region"> <picture class="bf-teaser__background-image position-top position-left"> <source media="(min-width: 768px)" srcset="/content/dam/breadfinancial/us/en/images/bread-savings/all-pages/blue-teaser-background.png"/> <img src="/content/dam/breadfinancial/us/en/images/bread-savings/all-pages/bs-mobile-teaser.png" alt="" aria-hidden="true"/> </picture> <div class="bf-teaser-text" style="--pt:124px; --pb:10px"> <div class="bf-teaser-text--title"><h2>Start earning interest immediately<sup>5</sup></h2> </div> <div class="bf-teaser-text--description"> Open a new Bread Savings account in just minutes! You’ll be earning interest as soon as your opening deposit is received. </div> <div class="bf-teaser-text__buttons"> <a style="--btnThemeColor : #1C8195" class="btn btn-primary bf-teaser-text__buttons--button" aria-label="You're leaving this page to go to the high yield savings account application." target="_blank" href="https://opensavings.breadfinancial.com/product/highYieldSavings?promoCode=bfh-savings-high-yield-savings-account">Start saving now </a> </div> <div class="bf-teaser-text__links"></div> </div> <div class="bf-teaser-image" style="--pb:0px"> <picture> <source media="(min-width: 768px)" srcset="/content/dam/breadfinancial/us/en/images/bread-savings/hysa/HYSA%20Image.png"/> <img src="/content/dam/breadfinancial/us/en/images/bread-savings/hysa/HYSA%20Image.png" aria-hidden="true"/> </picture> </div> </div> </div> <div class="separator"><div id="separator-8806e5860f" class="cmp-separator" style="padding: 100px 0px; --separatorTheme:#000000"> </div></div> <div class="accordion panelcontainer"> <div class="accordion with-header show-cta-in-header " data-accordion-expand="false"> <div class="bf-accordion-wrapper body-container" style="--faqHeaderFooterBgColor: #13294b; --faqQuestionsColor: #003087;"> <div class="bf-accordion-wrapper__header"> <h2>Frequently asked questions</h2> </div> <div class="bf-accordion"> <div class="bf-accordion__main"> <div class="accordion-main__btn-container"> <a href="#" alt="accordion toggle" aria-expanded="false" class="link link-primary bf-accordion-expand-all">Expand All</a> <a href="#" alt="accordion toggle" aria-expanded="true" class="link link-primary bf-accordion-collapse-all">Collapse All</a> </div> </div> <div class="cmp-accordion" data-cmp-is="accordion" data-placeholder-text="false"> <div class="cmp-accordion__item bf-accordion__item "> <h3 class="cmp-accordion__header"> <button id="accordion-ea07600de0-item-9a90cc6830-button" class="cmp-accordion__button accordion-title" aria-controls="accordion-ea07600de0-item-9a90cc6830-panel" data-cmp-hook-accordion="button" aria-expanded="false"> <span class="arrow-icons-left"> <span class="arrow-up"></span> <span class="arrow-down"></span> </span> <span class="cmp-accordion__title accordion-title__label">What is a high-yield savings account?</span> <span class="arrow-icons-right"> <span class="plus-icon">+</span> <span class="minus-icon">-</span> </span> </button> </h3> <div data-cmp-hook-accordion="panel" id="accordion-ea07600de0-item-9a90cc6830-panel" class="cmp-accordion__panel accordion-content" role="region" aria-labelledby="accordion-ea07600de0-item-9a90cc6830-button"><div class="text"> <div data-cmp-data-layer="{"text-9a90cc6830":{"@type":"breadfinancial/components/text","repo:modifyDate":"2024-06-18T13:53:24Z","xdm:text":"<p>A high-yield savings account is an account where you typically earn an interest rate that’s higher than the average rate found on a traditional savings account.</p>\r\n<p>&nbsp;</p>\r\n<p>When comparing high-yield savings accounts, you’ll find the account’s rate of return listed as an annual percentage yield (APY). This is the rate of return you receive over a year, including compound interest, assuming the interest remains on deposit in the account.</p>\r\n"}}" id="text-9a90cc6830" class="cmp-text"> <p>A high-yield savings account is an account where you typically earn an interest rate that’s higher than the average rate found on a traditional savings account.</p> <p> </p> <p>When comparing high-yield savings accounts, you’ll find the account’s rate of return listed as an annual percentage yield (APY). This is the rate of return you receive over a year, including compound interest, assuming the interest remains on deposit in the account.</p> </div> </div> </div> </div> <div class="cmp-accordion__item bf-accordion__item "> <h3 class="cmp-accordion__header"> <button id="accordion-ea07600de0-item-f73463fdd9-button" class="cmp-accordion__button accordion-title" aria-controls="accordion-ea07600de0-item-f73463fdd9-panel" data-cmp-hook-accordion="button" aria-expanded="false"> <span class="arrow-icons-left"> <span class="arrow-up"></span> <span class="arrow-down"></span> </span> <span class="cmp-accordion__title accordion-title__label">When do deposits to a new high-yield savings account start earning interest?</span> <span class="arrow-icons-right"> <span class="plus-icon">+</span> <span class="minus-icon">-</span> </span> </button> </h3> <div data-cmp-hook-accordion="panel" id="accordion-ea07600de0-item-f73463fdd9-panel" class="cmp-accordion__panel accordion-content" role="region" aria-labelledby="accordion-ea07600de0-item-f73463fdd9-button"><div class="text"> <div data-cmp-data-layer="{"text-f73463fdd9":{"@type":"breadfinancial/components/text","repo:modifyDate":"2024-06-18T13:53:55Z","xdm:text":"<p>Deposits begin earning interest from the moment they are received, but they will not be immediately available for withdrawal.</p>\r\n<p>&nbsp;</p>\r\n<p>New account deposits must be through automated clearing house (ACH) transfers and received before 5 p.m. CT, on a business day (Monday through Friday, excluding federal holidays). Deposits received after 5 p.m. CT, or on a non-business day are processed on the next business day.</p>\r\n"}}" id="text-f73463fdd9" class="cmp-text"> <p>Deposits begin earning interest from the moment they are received, but they will not be immediately available for withdrawal.</p> <p> </p> <p>New account deposits must be through automated clearing house (ACH) transfers and received before 5 p.m. CT, on a business day (Monday through Friday, excluding federal holidays). Deposits received after 5 p.m. CT, or on a non-business day are processed on the next business day.</p> </div> </div> </div> </div> <div class="cmp-accordion__item bf-accordion__item "> <h3 class="cmp-accordion__header"> <button id="accordion-ea07600de0-item-a290fa4a2b-button" class="cmp-accordion__button accordion-title" aria-controls="accordion-ea07600de0-item-a290fa4a2b-panel" data-cmp-hook-accordion="button" aria-expanded="false"> <span class="arrow-icons-left"> <span class="arrow-up"></span> <span class="arrow-down"></span> </span> <span class="cmp-accordion__title accordion-title__label">Are there any fees associated with a Bread Savings High-Yield Savings Account?</span> <span class="arrow-icons-right"> <span class="plus-icon">+</span> <span class="minus-icon">-</span> </span> </button> </h3> <div data-cmp-hook-accordion="panel" id="accordion-ea07600de0-item-a290fa4a2b-panel" class="cmp-accordion__panel accordion-content" role="region" aria-labelledby="accordion-ea07600de0-item-a290fa4a2b-button"><div class="text"> <div data-cmp-data-layer="{"text-a290fa4a2b":{"@type":"breadfinancial/components/text","repo:modifyDate":"2024-06-21T16:54:08Z","xdm:text":"<p>Here are the fees for a high-yield savings account:</p>\r\n<p>&nbsp;</p>\r\n<ul>\r\n<li>$5 for each paper statement request (online statements are free)</li>\r\n<li>$15 for each official check request (a check that is guaranteed by the bank)</li>\r\n<li>$25 outgoing wire transfer fee (a free, automated clearing house (ACH) transfer can be used instead)</li>\r\n</ul>\r\n<p>&nbsp;</p>\r\n<p>With a Bread Savings account, there are no fees for monthly account maintenance.</p>\r\n"}}" id="text-a290fa4a2b" class="cmp-text"> <p>Here are the fees for a high-yield savings account:</p> <p> </p> <ul><li>$5 for each paper statement request (online statements are free)</li><li>$15 for each official check request (a check that is guaranteed by the bank)</li><li>$25 outgoing wire transfer fee (a free, automated clearing house (ACH) transfer can be used instead)</li></ul> <p> </p> <p>With a Bread Savings account, there are no fees for monthly account maintenance.</p> </div> </div> </div> </div> <div class="cmp-accordion__item bf-accordion__item "> <h3 class="cmp-accordion__header"> <button id="accordion-ea07600de0-item-37cfcc0804-button" class="cmp-accordion__button accordion-title" aria-controls="accordion-ea07600de0-item-37cfcc0804-panel" data-cmp-hook-accordion="button" aria-expanded="false"> <span class="arrow-icons-left"> <span class="arrow-up"></span> <span class="arrow-down"></span> </span> <span class="cmp-accordion__title accordion-title__label">Who can open a Bread Savings account?</span> <span class="arrow-icons-right"> <span class="plus-icon">+</span> <span class="minus-icon">-</span> </span> </button> </h3> <div data-cmp-hook-accordion="panel" id="accordion-ea07600de0-item-37cfcc0804-panel" class="cmp-accordion__panel accordion-content" role="region" aria-labelledby="accordion-ea07600de0-item-37cfcc0804-button"><div class="text"> <div data-cmp-data-layer="{"text-37cfcc0804":{"@type":"breadfinancial/components/text","repo:modifyDate":"2024-06-21T16:55:17Z","xdm:text":"<p>To be eligible to open a Bread Savings online account, you must be at least 18 years of age, be a United States citizen or resident alien, have a valid U.S. government-issued Social Security number, and a physical U.S. address.</p>\r\n<p>&nbsp;</p>\r\n<p>Please keep in mind, only individuals may open a sole or joint ownership account.&nbsp;</p>\r\n"}}" id="text-37cfcc0804" class="cmp-text"> <p>To be eligible to open a Bread Savings online account, you must be at least 18 years of age, be a United States citizen or resident alien, have a valid U.S. government-issued Social Security number, and a physical U.S. address.</p> <p> </p> <p>Please keep in mind, only individuals may open a sole or joint ownership account. </p> </div> </div> </div> </div> <div class="cmp-accordion__item bf-accordion__item "> <h3 class="cmp-accordion__header"> <button id="accordion-ea07600de0-item-5fa9bfc885-button" class="cmp-accordion__button accordion-title" aria-controls="accordion-ea07600de0-item-5fa9bfc885-panel" data-cmp-hook-accordion="button" aria-expanded="false"> <span class="arrow-icons-left"> <span class="arrow-up"></span> <span class="arrow-down"></span> </span> <span class="cmp-accordion__title accordion-title__label">Will I be charged a fee if my savings account falls below a certain balance?</span> <span class="arrow-icons-right"> <span class="plus-icon">+</span> <span class="minus-icon">-</span> </span> </button> </h3> <div data-cmp-hook-accordion="panel" id="accordion-ea07600de0-item-5fa9bfc885-panel" class="cmp-accordion__panel accordion-content" role="region" aria-labelledby="accordion-ea07600de0-item-5fa9bfc885-button"><div class="text"> <div data-cmp-data-layer="{"text-5fa9bfc885":{"@type":"breadfinancial/components/text","repo:modifyDate":"2024-06-18T13:56:00Z","xdm:text":"<p>To maximize your savings, we encourage you to maintain the $100 minimum balance in your savings account that was required at account opening. However, you won’t be charged a fee if you fall below the account opening minimum.</p>\r\n"}}" id="text-5fa9bfc885" class="cmp-text"> <p>To maximize your savings, we encourage you to maintain the $100 minimum balance in your savings account that was required at account opening. However, you won’t be charged a fee if you fall below the account opening minimum.</p> </div> </div> </div> </div> </div> </div> <div class="bf-accordion-wrapper__footer"> </div> </div> </div></div> <div class="container responsivegrid text-cta-arch-2"> <div id="container-cb1724274a" class="cmp-container"> <div class="text"> <div data-cmp-data-layer="{"text-e5cfa80104":{"@type":"breadfinancial/components/text","repo:modifyDate":"2023-11-02T14:39:39Z","xdm:text":"<h1>Still have questions?</h1>\r\n"}}" id="text-e5cfa80104" class="cmp-text"> <h1>Still have questions?</h1> </div> </div> <div class="buttonlist"> <div> <div> <a style="--btnThemeColor : #1C8195" class="cta-button cta-button--btn btn-primary" target="_self" href="/en/help-center.html"> <span class="cta-button__text">Visit our Help Center</span> </a> <a style="--btnThemeColor : #1C8195" class="cta-button cta-button--link link-primary" target="_self" href="/en/help-center/getintouch-savings.html"> <span class="cta-button__text">Contact us</span> </a> </div> </div> </div> </div> </div> <div class="experiencefragment"> <div id="experiencefragment-3980889209" class="cmp-experiencefragment cmp-experiencefragment--tools-and-resources"> <div id="container-25f510e9b7" class="cmp-container"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="carouseltta aem-GridColumn aem-GridColumn--default--12"> <div class="bf-carousel-tta body-container bf-padding-top-about-us " style="background-color:"> <div class="bf-carousel-tta__container "> <h2 class="bf-carousel-tta--title text-center">Tools and resources</h2> <div class="bf-carousel-tta__slider content-true"> <div class="bf-carousel-tta__slider__content bf-carousel-tta__slider__about"> <div class="bf-carousel-tta__slider__item">  <a class="bf-carousel-tta__slider__image__link" target="_blank" href="/en/help/financial-education/topics/responsible-saving.html"> <picture> <source media="(min-width: 767px)" srcset="/content/dam/breadfinancial/us/en/images/bread-savings/all-pages/Bread%20Savings%20Articles.png"/> <img class="bf-carousel-tta__slider--image" src="/content/dam/breadfinancial/us/en/images/bread-savings/all-pages/Bread%20Savings%20Articles.png" aria-hidden="true"/> </picture> </a> <a href="/en/help/financial-education/topics/responsible-saving.html" target="_self" class="bf-carousel-tta__slider--title"> Articles > </a> </div> <div class="bf-carousel-tta__slider__item">  <a class="bf-carousel-tta__slider__image__link" target="_blank" href="/en/help-center.html"> <picture> <source media="(min-width: 767px)" srcset="/content/dam/breadfinancial/us/en/images/bread-savings/all-pages/Bread%20Savings%20Calculators.png"/> <img class="bf-carousel-tta__slider--image" src="/content/dam/breadfinancial/us/en/images/bread-savings/all-pages/Bread%20Savings%20Calculators.png" aria-hidden="true"/> </picture> </a> <a href="https://www.breadfinancial.com/en/help-center.html#0653cddcaf4d537a" target="_self" class="bf-carousel-tta__slider--title"> Savings FAQs > </a> </div> <div class="bf-carousel-tta__slider__item">  <picture> <source media="(min-width: 767px)" srcset="/content/dam/breadfinancial/us/en/images/bread-savings/all-pages/Bread%20Savings%20Forms%20and%20Documents.png"/> <img class="bf-carousel-tta__slider--image" src="/content/dam/breadfinancial/us/en/images/bread-savings/all-pages/Bread%20Savings%20Forms%20and%20Documents.png" aria-hidden="true"/> </picture> <a href="/en/bread-savings/resource-documents.html" target="_self" class="bf-carousel-tta__slider--title"> Forms and documents > </a> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="modal"> <div class="bf-modal" id="hysa-fees" aria-hidden="true" aria-live="polite"> <div class="bf-modal__overlay" tabindex="-1" data-micromodal-close> <div class="bf-modal__container" role="dialog" aria-modal="true" style="--btnThemeColor : #1C8195"> <header class="modal-header"> <button aria-label="Close modal and return to main content" class="close-btn" alt="Close" data-micromodal-close><span></span></button> </header> <div class="modal-content"> <h2><b>High-Yield Savings Account fee details</b></h2> <div>Many of our high-yield savings account services are <b>free</b>, including:</div> <ul><li>Monthly account maintenance</li><li>Unlimited automated clearing house (ACH) transfers</li><li>Unlimited incoming wire transfers and mobile check deposits</li><li>Online statements available for download</li></ul> <div>There are a few fees based on services:</div> <ul><li>$15 for each official check request</li><li>$25 for each outgoing wire transfer fee, with no limit on number of transfers</li><li>$5 for each paper statement request</li></ul> <div>To maximize your savings, we encourage you to maintain the $100 minimum balance that was required at account opening. But you won’t be charged a fee if your account balance drops below this minimum.</div> <div class="modal-content__btn-container"> <a href="javascript:void(0)" aria-label="Close modal and return to main content" data-micromodal-close class="btn btn-primary">Close</a> </div> </div> </div> </div> </div></div> </div> </div> <div class="disclaimer aem-GridColumn aem-GridColumn--default--12"><div class="bf-xf-wrapper cmp-experiencefragment cmp-experiencefragment--disclaimer"> <div id="container-0bcc6b6038" class="cmp-container"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="text aem-GridColumn aem-GridColumn--default--12"> <div data-cmp-data-layer="{"text-9e43a25ad9":{"@type":"breadfinancial/components/text","repo:modifyDate":"2025-01-28T21:46:43Z","xdm:text":"<p><sup>1 </sup>Rates are compared against competitor rates published by <a href=\"http://bankrate.com/\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"text-primary-color\"><u>Bankrate.com</u></span></a> and the institutions themselves as of 1/27/2025. <a href=\"http://bankrate.com/\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"text-primary-color\"><u>Bankrate.com</u></span></a> obtains the data from the various banks that it tracks and its accuracy cannot be guaranteed.</p>\r\n<p>&nbsp;</p>\r\n<p><sup>2</sup>&nbsp;Annual Percentage Yield (APY): All Bread Savings APYs are accurate as of <span class=\"bf-date-today\">bf-date-today</span>. APYs are subject to change at any time without notice. Offers apply to personal accounts only. Fees may reduce earnings. For high-yield savings accounts, a minimum of $100 is required and must be deposited in a single transaction. For high-yield savings accounts, the rate may change after the account is opened. To open a CD, a minimum of $1,500 is required and must be deposited in a single transaction. A penalty will be imposed for early withdrawals on CDs. At maturity, your CD will automatically renew and earn the base interest rate in effect at that time.</p>\r\n<p>&nbsp;</p>\r\n<p><sup>3</sup> The APY assumes interest remains on deposit.</p>\r\n<p>&nbsp;</p>\r\n<p><sup>4</sup> Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.</p>\r\n<p>&nbsp;</p>\r\n<p><sup>5</sup> Refers to deposits by ACH that are received before 5 p.m. CT on a business day (Monday through Friday, excluding federal holidays). Deposits begin earning interest from the moment they are received but may not be immediately available for withdrawal. Deposits received after 5 p.m. CT or on a non-business day are received on the next business day.</p>\r\n<p>&nbsp;</p>\r\n<p>Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google Play and the Google Play logo are trademarks of Google Inc.</p>\r\n<p>&nbsp;</p>\r\n<p>Bread Savings/Comenity Capital Bank Routing Number: 124085325</p>\r\n<p>&nbsp;</p>\r\n<p><a href=\"/content/breadfinancial/us/en/legal/bread-savings-agreement.html\" target=\"_self\" rel=\"noopener noreferrer\"><span class=\"text-primary-color\"><u>Bread Savings™ Account Agreement</u></span></a></p>\r\n"}}" id="text-9e43a25ad9" class="cmp-text"> <p><sup>1 </sup>Rates are compared against competitor rates published by <a href="http://bankrate.com/" target="_blank" rel="noopener noreferrer"><span class="text-primary-color"><u>Bankrate.com</u></span></a> and the institutions themselves as of 1/27/2025. <a href="http://bankrate.com/" target="_blank" rel="noopener noreferrer"><span class="text-primary-color"><u>Bankrate.com</u></span></a> obtains the data from the various banks that it tracks and its accuracy cannot be guaranteed.</p> <p> </p> <p><sup>2</sup> Annual Percentage Yield (APY): All Bread Savings APYs are accurate as of <span class="bf-date-today">bf-date-today</span>. APYs are subject to change at any time without notice. Offers apply to personal accounts only. Fees may reduce earnings. For high-yield savings accounts, a minimum of $100 is required and must be deposited in a single transaction. For high-yield savings accounts, the rate may change after the account is opened. To open a CD, a minimum of $1,500 is required and must be deposited in a single transaction. A penalty will be imposed for early withdrawals on CDs. At maturity, your CD will automatically renew and earn the base interest rate in effect at that time.</p> <p> </p> <p><sup>3</sup> The APY assumes interest remains on deposit.</p> <p> </p> <p><sup>4</sup> Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.</p> <p> </p> <p><sup>5</sup> Refers to deposits by ACH that are received before 5 p.m. CT on a business day (Monday through Friday, excluding federal holidays). Deposits begin earning interest from the moment they are received but may not be immediately available for withdrawal. Deposits received after 5 p.m. CT or on a non-business day are received on the next business day.</p> <p> </p> <p>Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google Play and the Google Play logo are trademarks of Google Inc.</p> <p> </p> <p>Bread Savings/Comenity Capital Bank Routing Number: 124085325</p> <p> </p> <p><a href="/en/legal/bread-savings-agreement.html" target="_self" rel="noopener noreferrer"><span class="text-primary-color"><u>Bread Savings™ Account Agreement</u></span></a></p> </div> </div> </div> </div> </div> </div> <div class="experiencefragment aem-GridColumn aem-GridColumn--default--12"> <div id="experiencefragment-190d483de9" class="cmp-experiencefragment cmp-experiencefragment--footer"> <div id="container-0fd2a5e328" class="cmp-container"> <div class="footer"> <footer class="footer-wrapper body-container"> <div class="footer-wrapper__divider-blue"></div> <div class="footer-wrapper__top"> <div class="footer-wrapper__top-content"> <a> <img class="bread-financial-logo" src="/content/dam/breadfinancial/us/en/images/Header-and-Footer/logo.png" alt="Bread Financial"/> </a> <ul class="footer-wrapper__top-content-icons"> <li class="footer-social-icon"> <a href="https://facebook.com/breadfinancial" aria-label="continue to Bread Financial's Facebook page." target="_blank"> <img alt="Bread Financial on Facebook" src="/content/dam/breadfinancial/us/en/images/icons/social-share/Facebook.svg"/> </a> </li> <li class="footer-social-icon"> <a href="https://x.com/breadfinancial" aria-label="continue to Bread Financial's X page." target="_blank"> <img alt="Bread Financial on X" src="/content/dam/breadfinancial/us/en/images/icons/social-share/X.svg"/> </a> </li> <li class="footer-social-icon"> <a href="https://www.instagram.com/breadfinancial" aria-label="continue to Bread Financial's Instagram page" target="_blank"> <img alt="Bread Financial on Instagram" src="/content/dam/breadfinancial/us/en/images/icons/social-share/Instagram.svg"/> </a> </li> <li class="footer-social-icon"> <a href="https://www.linkedin.com/company/Bread-Financial" aria-label="continue to Bread Financial's LinkedIn page" target="_blank"> <img alt="Bread Financial on LinkedIn" src="/content/dam/breadfinancial/us/en/images/icons/social-share/LinkedIn.svg"/> </a> </li> <li class="footer-social-icon"> <a href="https://www.youtube.com/breadfinancial" aria-label="continue to Bread Financial's YouTube page" target="_blank"> <img alt="Bread Financial on YouTube" src="/content/dam/breadfinancial/us/en/images/icons/social-share/YouTube.svg"/> </a> </li> </ul> </div> </div> <div class="footer-wrapper__divider-grey"></div> <div class="footer-wrapper__middle"> <ul class="footer-list"> <li class="footer-item"> <a href="/en/who-we-are.html" aria-label="You’re leaving to go to About Bread Financial" target="_self">About</a> </li> <li class="footer-item"> <a href="/en/who-we-are/careers.html" aria-label="You’re leaving this page to go to Careers" target="_self">Careers</a> </li> <li class="footer-item"> <a href="http://newsroom.breadfinancial.com/" aria-label="You’re leaving this page to go to News and Insights" target="_blank">News & Insights</a> </li> <li class="footer-item"> <a href="https://sustainability.breadfinancial.com/" aria-label="You’re leaving this page to go to Sustainability" target="_blank">Sustainability</a> </li> <li class="footer-item"> <a href="http://investor.breadfinancial.com/" aria-label="You’re leaving this page to go to Investors" target="_blank">Investors</a> </li> <li class="footer-item"> <a href="/en/help/financial-education.html" aria-label="You’re leaving to go to Financial Education" target="_self">Financial Education</a> </li> <li class="footer-item"> <a href="https://breadfinancial.com/en/help-center.html#contactus" aria-label="You’re leaving to go to Contact Us" target="_self">Contact Us</a> </li> <li class="footer-item"> <a href="/en/help-center.html" aria-label="You’re leaving to go to Help Center" target="_self">Help Center</a> </li> </ul> </div> <div class="footer-wrapper__bottom"> <div class="footer-wrapper__bottom-links"> <ul class="footer-list"> <li class="footer-item"> <a href="/en/privacy.html" aria-label="You’re leaving this page to go to our Privacy Policy" target="_self">Privacy Policy</a> </li> <li class="footer-item"> <a href="https://calprivacy.comenity.com/s/" aria-label="You’re leaving this page to go to the Do Not Sell or Share My Information form" target="_blank">Do Not Sell or Share My Information</a> </li> <li class="footer-item"> <a href="/en/terms-of-service.html" aria-label="You’re leaving this page to go to Website Terms of Use" target="_self">Website Terms of Use</a> </li> </ul> </div> <div class="footer-wrapper__bottom-copyright"> <p>Copyright ©2025 Bread Financial. Comenity Bank and Comenity Capital Bank are Bread Financial Companies. Bread Pay™ and Bread Loans™ are a suite of loan products made by Comenity Capital Bank, a Utah state-chartered bank, Member FDIC.</p> <p><img src="/content/dam/breadfinancial/us/en/images/Header-and-Footer/FDIC.png" alt=""/> All deposit products are provided by Comenity Capital Bank, a Utah state-chartered bank. ©2025 Comenity Capital Bank.<br /> </p> </div> </div> </footer></div> <div class="modal"> <div class="bf-modal" id="footer-contact-us-modal" aria-hidden="true" aria-live="polite"> <div class="bf-modal__overlay" tabindex="-1" data-micromodal-close> <div class="bf-modal__container" role="dialog" aria-modal="true" style="--btnThemeColor : #1C8195"> <header class="modal-header"> <button aria-label="Close modal and return to main content" class="close-btn" alt="Close" data-micromodal-close><span></span></button> </header> <div class="modal-content"> <h3>Get In Touch<a href="tel:1-855-796-9632" target="_blank" rel="noopener noreferrer"></a></h3> <p>Can't find what you are looking for? Here are a few ways to get in touch.</p> <p><b>By Secure Messaging</b></p> <p>Cardholders, you can send a secure message on Account Center.<a href="/en/search-results.html" target="_self" class="link link-primary" rel="noopener noreferrer"> <b>Find your card </b></a>to get started.</p> <p><b>By Mail</b></p> <p>Cardholders and Bread Savings Accountholders, send mail to the address associated with your account. Not sure which bank is yours? It will be listed on the back of your card or on your statement.</p> <p style=" text-align: left; "><b> Comenity Bank</b><br /> PO Box 183003<br /> Columbus, OH 43218</p> <p><b> Comenity Capital Bank</b><br /> PO Box 182273<br /> Columbus, OH 43218</p> <p><b> Bread Savings<br /> </b> PO Box 182084<br /> Columbus, OH 43218</p> <p><b>By Phone</b></p> <p>Whether you have an account with Comenity, Bread Savings, or Bread Payments, you can call us during business hours.</p> <p><a href="tel:1-855-796-9632" class="link link-primary">1-855-796-9632</a> (TDD/TTY: <a href="tel:1-888-819-1918" class="link link-primary">1-888-819-1918</a>)</p> <div class="modal-content__btn-container"> <a href="javascript:void(0)" aria-label="Close modal and return to main content" data-micromodal-close class="btn btn-primary">Close</a> </div> </div> </div> </div> </div></div> </div> </div> </div> </div> </div> </div> <script src="/etc.clientlibs/clientlibs/granite/jquery/granite/csrf.lc-56934e461ff6c436f962a5990541a527-lc.min.js"></script> <script src="/etc.clientlibs/breadfinancial/clientlibs/clientlib-site.lc-52d2946a774acfb95217ec15e26cf7ca-lc.min.js"></script> <script src="/etc.clientlibs/core/wcm/components/commons/site/clientlibs/container.lc-0a6aff292f5cc42142779cde92054524-lc.min.js"></script> <script src="/etc.clientlibs/breadfinancial/clientlibs/clientlib-base.lc-9a7c5c4c30740ce53f09786411afe541-lc.min.js"></script> <script type="text/javascript"> CQ_Analytics.TestTarget.maxProfileParams = 11; if (CQ_Analytics.CCM) { if (CQ_Analytics.CCM.areStoresInitialized) { CQ_Analytics.TestTarget.registerMboxUpdateCalls(); } else { CQ_Analytics.CCM.addListener("storesinitialize", function (e) { CQ_Analytics.TestTarget.registerMboxUpdateCalls(); }); } } else { // client context not there, still register calls CQ_Analytics.TestTarget.registerMboxUpdateCalls(); } </script> <script type="text/javascript" src="/_Incapsula_Resource?SWJIYLWA=719d34d31c8e3a6e6fffd425f7e032f3&ns=1&cb=484308691" async></script></body> </html>

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