Bank of America Review

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<script type="application/ld+json" id="article-schema">{ "@context": "https:\/\/schema.org", "@type": "Article", "publisher": { "@type": "Organization", "name": "MarketWatch - Guides" }, "name": "Bank of America Review", "headline": "Bank of America Review ", "description": "Bank of America is a reputable option for customers who want both in-person and online service, but its deposit accounts generally have low rates.", "image": "https:\/\/d2tez01fe91909.cloudfront.net\/wp-content\/uploads\/2024\/01\/bank_of_america_review.jpeg", "datePublished": "2024-01-04T12:51:07-05:00", "dateModified": "2024-11-13T09:35:00-05:00", "author": [ { "@type": "Person", "name": "Barbara O'Neill, Ph.D.", "url": "https:\/\/www.marketwatch.com\/guides\/authors\/barbara-oneill\/" } ] }</script> <script type="application/ld+json" id="breadcrumbs-schema">{ "@context": "https:\/\/schema.org", "@type": "BreadcrumbList", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "MarketWatch", "item": "https:\/\/www.marketwatch.com" }, { "@type": "ListItem", "position": 2, "name": "Guides", "item": "https:\/\/www.marketwatch.com\/guides\/" }, { "@type": "ListItem", "position": 3, "name": "Banking", "item": "https:\/\/www.marketwatch.com\/guides\/banking\/" } ] }</script> <script type="application/ld+json" id="product-schema">{ "@context": "https:\/\/schema.org\/", "@type": "Product", "brand": { "@type": "Brand", "name": "Bank of America" }, "image": "https:\/\/d2tez01fe91909.cloudfront.net\/wp-content\/uploads\/2023\/12\/Bank-of-America_300x150.jpg", "logo": "https:\/\/d2tez01fe91909.cloudfront.net\/wp-content\/uploads\/2023\/12\/Bank-of-America_300x150.jpg", "name": "Bank of America", "description": "Bank of America is a reputable option for customers who want both in-person and online service, but its deposit accounts generally have low rates.", "review": { "@type": "Review", "reviewRating": { "@type": "Rating", "ratingValue": "4.0", "bestRating": 5, "worstRating": "1" }, "author": [ { "@type": "Person", "name": "Barbara O'Neill, Ph.D.", "url": "https:\/\/www.marketwatch.com\/guides\/authors\/barbara-oneill\/" } ], "positiveNotes": { "@type": "ItemList", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "<p>The bank is accessible in 37 states and Washington, D.C., and has more than 3,900 branch locations and 15,000 ATMs<\/p>\n" }, { "@type": "ListItem", "position": 2, "name": "<p>Offers a range of products, including checking and savings accounts, CDs, loans and investments<\/p>\n" }, { "@type": "ListItem", "position": 3, "name": "<p>Free checking accounts for students under 25, and additional low-fee checking account options for all age groups with easy steps customers can take to get fees waived<\/p>\n" }, { "@type": "ListItem", "position": 4, "name": "<p>Low overdraft fees ($10 per item) compared to the average fees at U.S. banks ($25-$30 per item), and account set-up tools to avoid fees<\/p>\n" }, { "@type": "ListItem", "position": 5, "name": "<p>Competitive yields on some featured CD terms<\/p>\n" } ] }, "negativeNotes": { "@type": "ItemList", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "<p>Savings account deposit rates are below the national average<\/p>\n" }, { "@type": "ListItem", "position": 2, "name": "<p>Doesn\u2019t offer money market accounts<\/p>\n" }, { "@type": "ListItem", "position": 3, "name": "<p>Preferred Rewards membership requires a high average daily account balance<\/p>\n" } ] } } }</script> <header class="c-header"> <div class="wrapper"> <button class="mobile-menu-trigger" aria-controls="header-mobile-menu" aria-label="Open Mobile Menu" aria-expanded="false"> <div aria-hidden="true"></div> <div aria-hidden="true"></div> <div aria-hidden="true"></div> </button> <div class="c-picture logo"> <img width="439" height="57" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/marketwatch-guides-header-logo.svg" class="skip-lazy" alt="MarketWatch Guides Logo" 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Renters Insurance Florida </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/renters-insurance-california/" class="megamenu-subcategory-link"> Renters Insurance California </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/renters-insurance-virginia/" class="megamenu-subcategory-link"> Renters Insurance Virginia </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/is-renters-insurance-worth-it/" class="megamenu-subcategory-link"> Is Renters Insurance Worth It? </a> </span> </div> </div> <div class="megamenu-subcategory"> <strong class="megamenu-subcategory-title">Reviews of Top Renters Insurance Providers</strong> <div class="megamenu-subcategory-links columns-1"> <span class="megamenu-subcategory-link-wrapper"> <a 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data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1.jpeg 184w" data-sizes="auto" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg.webp 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1.jpeg.webp 184w" /><noscript><img width="65" height="65" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg" class="attachment-65x65 size-65x65" alt="" loading="lazy" decoding="async" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1.jpeg 184w" sizes="(max-width: 65px) 100vw, 65px" data-eio="l" /></noscript> <a href="https://www.marketwatch.com/guides/authors/rashawn-mitchner/" aria-label="Learn more about RaShawn Mitchner" title="Learn more about RaShawn Mitchner" class="c-link "> Learn more about RaShawn Mitchner</a> </div> <span> <span class="author-box-prefix"> Editor </span> <a class="author-box-name" href="https://www.marketwatch.com/guides/authors/rashawn-mitchner/" target="_blank">RaShawn Mitchner</a> <span class="author-box-roles">Senior Editor</span> </span> </span> <span class="author-box-description"><p><span style="font-weight: 400;">RaShawn Mitchner is a MarketWatch Guides team senior editor covering personal finance topics and insurance. She’s spent over a decade writing and editing articles about how to save money on travel, entertainment, household services and more.</span></p> </span> </span> </span> </div> </div> <div class="author"> <div class="c-picture author-photo"> <img width="38" height="38" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-38x38 size-38x38 lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-150x150.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-150x150.png 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-300x300.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-1024x1024.png 1024w, 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https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read.png.webp 1600w" /><noscript><img width="38" height="38" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-150x150.png" class="attachment-38x38 size-38x38" alt="" loading="lazy" decoding="async" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-150x150.png 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-300x300.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-1024x1024.png 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-768x768.png 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-1536x1536.png 1536w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read.png 1600w" sizes="(max-width: 38px) 100vw, 38px" data-eio="l" /></noscript> </div> <div class="author-info"> <span class="author-prefix">Editor</span> <span class="author-name"> <a href="https://www.marketwatch.com/guides/authors/cheri-read/" target="_blank" class="author-name"> Cheri Read </a> <span class="c-author-box"> <span class="author-box-top"> <div class="c-picture author-box-photo"> <img width="65" height="65" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-65x65 size-65x65 lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-150x150.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-150x150.png 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-300x300.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-1024x1024.png 1024w, 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href="https://www.marketwatch.com/guides/authors/cheri-read/" aria-label="Learn more about Cheri Read" title="Learn more about Cheri Read" class="c-link "> Learn more about Cheri Read</a> </div> <span> <span class="author-box-prefix"> Editor </span> <a class="author-box-name" href="https://www.marketwatch.com/guides/authors/cheri-read/" target="_blank">Cheri Read</a> <span class="author-box-roles">Writer</span> </span> </span> <span class="author-box-description"><p><span style="font-weight: 400;">Cheri Read is a former accountant turned professional personal finance writer. She is a MarketWatch Guides team writer specializing in personal loans, home equity loans, accounting and banking.</span></p> </span> </span> </span> </div> </div> <div class="author"> <div class="c-picture author-photo"> <img width="38" height="38" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-38x38 size-38x38 lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Barbara-ONeil-150x150.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Barbara-ONeil-150x150.jpg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Barbara-ONeil-300x300.jpg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Barbara-ONeil.jpg 400w" data-sizes="auto" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Barbara-ONeil-150x150.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Barbara-ONeil-150x150.jpg.webp 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Barbara-ONeil-300x300.jpg.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Barbara-ONeil.jpg.webp 400w" /><noscript><img width="38" height="38" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Barbara-ONeil-150x150.jpg" class="attachment-38x38 size-38x38" alt="" loading="lazy" decoding="async" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Barbara-ONeil-150x150.jpg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Barbara-ONeil-300x300.jpg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Barbara-ONeil.jpg 400w" sizes="(max-width: 38px) 100vw, 38px" data-eio="l" /></noscript> </div> <div class="author-info"> <span class="author-prefix">Editor</span> <span class="author-name"> <a href="https://www.marketwatch.com/guides/authors/barbara-oneill/" target="_blank" class="author-name"> Barbara O'Neill, Ph.D. </a> <span class="c-author-box"> <span class="author-box-top"> <div class="c-picture author-box-photo"> <img width="65" height="65" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-65x65 size-65x65 lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Barbara-ONeil-150x150.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Barbara-ONeil-150x150.jpg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Barbara-ONeil-300x300.jpg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Barbara-ONeil.jpg 400w" data-sizes="auto" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Barbara-ONeil-150x150.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Barbara-ONeil-150x150.jpg.webp 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Barbara-ONeil-300x300.jpg.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Barbara-ONeil.jpg.webp 400w" /><noscript><img width="65" height="65" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Barbara-ONeil-150x150.jpg" class="attachment-65x65 size-65x65" alt="" loading="lazy" decoding="async" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Barbara-ONeil-150x150.jpg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Barbara-ONeil-300x300.jpg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Barbara-ONeil.jpg 400w" sizes="(max-width: 65px) 100vw, 65px" data-eio="l" /></noscript> <a href="https://www.marketwatch.com/guides/authors/barbara-oneill/" aria-label="Learn more about Barbara O'Neill, Ph.D." title="Learn more about Barbara O'Neill, Ph.D." class="c-link "> Learn more about Barbara O'Neill, Ph.D.</a> </div> <span> <span class="author-box-prefix"> Editor </span> <a class="author-box-name" href="https://www.marketwatch.com/guides/authors/barbara-oneill/" target="_blank">Barbara O'Neill, Ph.D.</a> <span class="author-box-roles">Reviewer</span> </span> </span> <span class="author-box-description"><p><span style="font-weight: 400;">Barbara O’Neill , Ph.D., is an Ocala, Florida-based certified financial planner and the owner of Money Talk. She leverages her decades of financial experience and certifications to break down complex financial topics. O’Neill tweets personal finance information @moneytalk1, writes weekly blog posts and is the author of Flipping a Switch, a book about later-life financial transitions. In her free time, she enjoys reading, walking, playing bocce and attending concerts and plays.</span></p> </span> </span> </span> </div> </div> </div> <button class="dropdown-trigger" aria-expanded="false" aria-controls="article-authors-dropdown"> <span> Our Research Process <svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg> </span> </button> </div> </div> <div id="article-authors-dropdown" class="dropdown " > <div class="mobile-authors"> <div class="author"> <div class="c-picture author-photo"> <img width="38" height="38" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-38x38 size-38x38 lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-150x150.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-150x150.png 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-300x300.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-1024x1024.png 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-768x768.png 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-1536x1536.png 1536w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read.png 1600w" data-sizes="auto" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-150x150.png.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-150x150.png.webp 150w, 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https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-768x768.png 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-1536x1536.png 1536w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read.png 1600w" sizes="(max-width: 38px) 100vw, 38px" data-eio="l" /></noscript> </div> <div class="author-info"> <span class="author-prefix">Editor</span> <span class="author-name"> <a href="https://www.marketwatch.com/guides/authors/cheri-read/" target="_blank" class="author-name"> Cheri Read </a> <span class="c-author-box"> <span class="author-box-top"> <div class="c-picture author-box-photo"> <img width="65" height="65" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-65x65 size-65x65 lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-150x150.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-150x150.png 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-300x300.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-1024x1024.png 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-768x768.png 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-1536x1536.png 1536w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read.png 1600w" data-sizes="auto" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-150x150.png.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-150x150.png.webp 150w, 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https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-768x768.png 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-1536x1536.png 1536w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read.png 1600w" sizes="(max-width: 65px) 100vw, 65px" data-eio="l" /></noscript> <a href="https://www.marketwatch.com/guides/authors/cheri-read/" aria-label="Learn more about Cheri Read" title="Learn more about Cheri Read" class="c-link "> Learn more about Cheri Read</a> </div> <span> <span class="author-box-prefix"> Editor </span> <a class="author-box-name" href="https://www.marketwatch.com/guides/authors/cheri-read/" target="_blank">Cheri Read</a> <span class="author-box-roles">Writer</span> </span> </span> <span class="author-box-description"><p><span style="font-weight: 400;">Cheri Read is a former accountant turned professional personal finance writer. She is a MarketWatch Guides team writer specializing in personal loans, home equity loans, accounting and banking.</span></p> </span> </span> </span> </div> </div> <div class="author"> <div class="c-picture author-photo"> <img width="38" height="38" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-38x38 size-38x38 lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Barbara-ONeil-150x150.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Barbara-ONeil-150x150.jpg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Barbara-ONeil-300x300.jpg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Barbara-ONeil.jpg 400w" data-sizes="auto" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Barbara-ONeil-150x150.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Barbara-ONeil-150x150.jpg.webp 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Barbara-ONeil-300x300.jpg.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Barbara-ONeil.jpg.webp 400w" /><noscript><img width="38" height="38" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Barbara-ONeil-150x150.jpg" class="attachment-38x38 size-38x38" alt="" loading="lazy" decoding="async" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Barbara-ONeil-150x150.jpg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Barbara-ONeil-300x300.jpg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Barbara-ONeil.jpg 400w" sizes="(max-width: 38px) 100vw, 38px" data-eio="l" /></noscript> </div> <div class="author-info"> <span class="author-prefix">Editor</span> <span class="author-name"> <a href="https://www.marketwatch.com/guides/authors/barbara-oneill/" target="_blank" class="author-name"> Barbara O'Neill, Ph.D. </a> <span class="c-author-box"> <span class="author-box-top"> <div class="c-picture author-box-photo"> <img width="65" height="65" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-65x65 size-65x65 lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Barbara-ONeil-150x150.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Barbara-ONeil-150x150.jpg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Barbara-ONeil-300x300.jpg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Barbara-ONeil.jpg 400w" data-sizes="auto" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Barbara-ONeil-150x150.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Barbara-ONeil-150x150.jpg.webp 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Barbara-ONeil-300x300.jpg.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Barbara-ONeil.jpg.webp 400w" /><noscript><img width="65" height="65" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Barbara-ONeil-150x150.jpg" class="attachment-65x65 size-65x65" alt="" loading="lazy" decoding="async" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Barbara-ONeil-150x150.jpg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Barbara-ONeil-300x300.jpg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Barbara-ONeil.jpg 400w" sizes="(max-width: 65px) 100vw, 65px" data-eio="l" /></noscript> <a href="https://www.marketwatch.com/guides/authors/barbara-oneill/" aria-label="Learn more about Barbara O'Neill, Ph.D." title="Learn more about Barbara O'Neill, Ph.D." class="c-link "> Learn more about Barbara O'Neill, Ph.D.</a> </div> <span> <span class="author-box-prefix"> Editor </span> <a class="author-box-name" href="https://www.marketwatch.com/guides/authors/barbara-oneill/" target="_blank">Barbara O'Neill, Ph.D.</a> <span class="author-box-roles">Reviewer</span> </span> </span> <span class="author-box-description"><p><span style="font-weight: 400;">Barbara O’Neill , Ph.D., is an Ocala, Florida-based certified financial planner and the owner of Money Talk. She leverages her decades of financial experience and certifications to break down complex financial topics. O’Neill tweets personal finance information @moneytalk1, writes weekly blog posts and is the author of Flipping a Switch, a book about later-life financial transitions. In her free time, she enjoys reading, walking, playing bocce and attending concerts and plays.</span></p> </span> </span> </span> </div> </div> </div> <hr /> <div class="additional-information"> <div class="content"> <div class="title">Our Research Process</div> <div class="text wysiwyg"> <p>Here’s a breakdown of how we reviewed and rated top banks and credit unions</p> <a href="https://www.marketwatch.com/guides/reviews-team/" aria-label="Learn more about MarketWatch Guides" title="Learn more about MarketWatch Guides" class="c-link "> Learn more about MarketWatch Guides</a> </div> </div> <div class="stats"> <div class="stat"> <span class="value">154</span> <span class="description"> Institutions <span class="description-last-word"> Monitored <div class="c-tooltip " tabindex="0"> <span class="tooltip-trigger"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 32a224 224 0 1 1 0 448 224 224 0 1 1 0-448zm0 480A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM208 352c-8.8 0-16 7.2-16 16s7.2 16 16 16h96c8.8 0 16-7.2 16-16s-7.2-16-16-16H272V240c0-8.8-7.2-16-16-16H216c-8.8 0-16 7.2-16 16s7.2 16 16 16h24v96H208zm48-168a24 24 0 1 0 0-48 24 24 0 1 0 0 48z" fill="currentColor" /></svg> <div class="c-tooltip-content">Our team reviewed 154 of the country’s largest and most prominent financial institutions, from big banks like Chase and Bank of America to credit unions like Navy Federal Credit Union and PenFed Credit Union.</div> </span> </div> </span> </span> </div> <div class="stat"> <span class="value">688</span> <span class="description"> Products <span class="description-last-word"> Studied <div class="c-tooltip " tabindex="0"> <span class="tooltip-trigger"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 32a224 224 0 1 1 0 448 224 224 0 1 1 0-448zm0 480A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM208 352c-8.8 0-16 7.2-16 16s7.2 16 16 16h96c8.8 0 16-7.2 16-16s-7.2-16-16-16H272V240c0-8.8-7.2-16-16-16H216c-8.8 0-16 7.2-16 16s7.2 16 16 16h24v96H208zm48-168a24 24 0 1 0 0-48 24 24 0 1 0 0 48z" fill="currentColor" /></svg> <div class="c-tooltip-content">Total number of checking, saving, CDs, and money-market accounts that inform our review ratings.</div> </span> </div> </span> </span> </div> <div class="stat"> <span class="value">719</span> <span class="description"> Rates <span class="description-last-word"> Tracked <div class="c-tooltip " tabindex="0"> <span class="tooltip-trigger"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 32a224 224 0 1 1 0 448 224 224 0 1 1 0-448zm0 480A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM208 352c-8.8 0-16 7.2-16 16s7.2 16 16 16h96c8.8 0 16-7.2 16-16s-7.2-16-16-16H272V240c0-8.8-7.2-16-16-16H216c-8.8 0-16 7.2-16 16s7.2 16 16 16h24v96H208zm48-168a24 24 0 1 0 0-48 24 24 0 1 0 0 48z" fill="currentColor" /></svg> <div class="c-tooltip-content">The accounts with an annual percentage yield (APY) several times the national average rate receive the highest scores. Accounts with the lowest APY offering (under 1%) earn the least points.</div> </span> </div> </span> </span> </div> <div class="stat"> <span class="value">10</span> <span class="description"> Professionals <span class="description-last-word"> Consulted <div class="c-tooltip " tabindex="0"> <span class="tooltip-trigger"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 32a224 224 0 1 1 0 448 224 224 0 1 1 0-448zm0 480A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM208 352c-8.8 0-16 7.2-16 16s7.2 16 16 16h96c8.8 0 16-7.2 16-16s-7.2-16-16-16H272V240c0-8.8-7.2-16-16-16H216c-8.8 0-16 7.2-16 16s7.2 16 16 16h24v96H208zm48-168a24 24 0 1 0 0-48 24 24 0 1 0 0 48z" fill="currentColor" /></svg> <div class="c-tooltip-content">Before we began our research process, we consulted with financial advisors and industry experts to ensure our evaluations covered the banking product aspects that matter most to potential customers.</div> </span> </div> </span> </span> </div> </div> </div> </div> </div> <div class="c-article-body"> <div class="wrapper"> <nav class="c-toc-sidebar"> <strong class="toc-heading">In this Guide:</strong> <button class="toc-toggler"> <span class="c-toc-tracker"> <svg viewBox="0 0 17 13" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0.5 1.37996C0.5 1.29509 0.533714 1.2137 0.593724 1.15369C0.653735 1.09368 0.735127 1.05997 0.819995 1.05997H14.8998C14.9846 1.05997 15.066 1.09368 15.126 1.15369C15.1861 1.2137 15.2198 1.29509 15.2198 1.37996C15.2198 1.46483 15.1861 1.54622 15.126 1.60623C15.066 1.66624 14.9846 1.69996 14.8998 1.69996H0.819995C0.735127 1.69996 0.653735 1.66624 0.593724 1.60623C0.533714 1.54622 0.5 1.46483 0.5 1.37996ZM0.819995 6.81988H6.5799C6.66477 6.81988 6.74616 6.78616 6.80618 6.72615C6.86619 6.66614 6.8999 6.58475 6.8999 6.49988C6.8999 6.41501 6.86619 6.33362 6.80618 6.27361C6.74616 6.2136 6.66477 6.17989 6.5799 6.17989H0.819995C0.735127 6.17989 0.653735 6.2136 0.593724 6.27361C0.533714 6.33362 0.5 6.41501 0.5 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<a href="#toc-bank-of-america-ratings" class=" active" data-text="Bank of America Ratings">Bank of America Ratings</a> <a href="#toc-bank-of-america-vs-other-top-banks" class=" " data-text="Bank of America vs. Other Top Banks">Bank of America vs. Other Top Banks</a> <a href="#toc-services-and-features" class=" " data-text="Services and Features">Services and Features</a> <a href="#toc-bank-of-america-fees" class=" " data-text="Bank of America Fees">Bank of America Fees</a> <a href="#toc-frequently-asked-questions" class=" " data-text="Frequently Asked Questions">Frequently Asked Questions</a> </div> </nav> <div class="gutenberg-wrapper"> <div class="gutenberg"><section class="b-key-takeaways background-light-green"> <div class="wrapper"> <div class="title">Key Takeaways</div> <div class="text wysiwyg"> <ul> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">We rate Bank of America 4 out of 5 stars, making it our eighth highest-rated of the 10 largest banks in the country.</span></li> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">The bank has checking accounts with low or no monthly fees, a rewards debit program and relatively </span><a href="https://www.marketwatch.com/guides/checking/what-is-an-overdraft-fee/"><span style="font-weight: 400;">low overdraft fees</span></a><span style="font-weight: 400;">.</span></li> <li style="font-weight: 400;" aria-level="1">In our December 2023 <a href="https://www.marketwatch.com/guides/banking/consumer-banking-survey/"><span>MarketWatch Guides banking survey</span></a><span>, 63% of people who use Bank of America as their primary bank reported being “extremely satisfied” overall.</span></li> </ul> </div> </div> </section> <section class="b-more-articles"> <div class="wrapper"> <button aria-expanded="false" aria-controls="67b228e78f5e7-articles"> <span> Related Resources <i></i> </span> </button> <div id="67b228e78f5e7-articles" class="articles" style="display: none"> <a href="https://www.marketwatch.com/guides/banking/largest-banks-in-the-us/" target="_blank" class="article">Largest banks in the US</a> <a href="https://www.marketwatch.com/guides/cds/bank-of-america-cd-rates/" target="_blank" class="article">Bank of America CD Rates</a> <a href="https://www.marketwatch.com/guides/banking/bank-of-america-near-me/" target="_blank" class="article">Bank of America Near Me</a> <a href="https://www.marketwatch.com/guides/checking/how-to-open-bank-of-america-account/" target="_blank" class="article">How to Open a Bank of America Account</a> <a href="https://www.marketwatch.com/guides/car-loans/bank-of-america-auto-refinance/" target="_blank" class="article">Bank of America Auto Refinance</a> <a href="https://www.marketwatch.com/guides/checking/best-free-checking-accounts/" target="_blank" class="article">Best Free Checking Accounts</a> <a href="https://www.marketwatch.com/guides/savings/bank-of-america-savings-account-interest-rates/" target="_blank" class="article">Bank of America Savings Account Interest Rates</a> </div> </div> </section> <div class="global-module global-module--349209" > <section class="b-brand-cards "> <div class="wrapper"> <div class="c-module-disclosure"> Advertisement <div class="c-tooltip " tabindex="0"> <span class="tooltip-trigger"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 32a224 224 0 1 1 0 448 224 224 0 1 1 0-448zm0 480A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM208 352c-8.8 0-16 7.2-16 16s7.2 16 16 16h96c8.8 0 16-7.2 16-16s-7.2-16-16-16H272V240c0-8.8-7.2-16-16-16H216c-8.8 0-16 7.2-16 16s7.2 16 16 16h24v96H208zm48-168a24 24 0 1 0 0-48 24 24 0 1 0 0 48z" fill="currentColor" /></svg> <div class="c-tooltip-content"><p><span style="font-weight: 400;">The listings that appear are from companies from which this website may receive compensation, which may impact how, where and in what order products appear. Not all companies, products or offers were reviewed in connection with this listing.</span></p> </div> </span> </div> </div> <div class="top"> <span class="heading">Featured Savings Accounts</span> </div> <div class="main filters-top"> <div class="filters-wrapper"> <button class="c-button style-primary-dark filters-trigger-mobile outline medium" aria-expanded="" aria-controls="67b228e7c168f-filters" data-expanded-label="Hide Filters" data-collapsed-label="Show Filters" type="button" > <span class="button-wrapper"> <span> <span class="button-text"> Show Filters </span> </span> <svg width="18" height="16" viewBox="0 0 18 16" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M13.5 3.5C13.5 3.30109 13.579 3.11032 13.7197 2.96967C13.8603 2.82902 14.0511 2.75 14.25 2.75H17.25C17.4489 2.75 17.6397 2.82902 17.7803 2.96967C17.921 3.11032 18 3.30109 18 3.5C18 3.69891 17.921 3.88968 17.7803 4.03033C17.6397 4.17098 17.4489 4.25 17.25 4.25H14.25C14.0511 4.25 13.8603 4.17098 13.7197 4.03033C13.579 3.88968 13.5 3.69891 13.5 3.5ZM0.75 4.25H10.5V5.75C10.5 5.94891 10.579 6.13968 10.7197 6.28033C10.8603 6.42098 11.0511 6.5 11.25 6.5C11.4489 6.5 11.6397 6.42098 11.7803 6.28033C11.921 6.13968 12 5.94891 12 5.75V1.25C12 1.05109 11.921 0.860322 11.7803 0.71967C11.6397 0.579018 11.4489 0.5 11.25 0.5C11.0511 0.5 10.8603 0.579018 10.7197 0.71967C10.579 0.860322 10.5 1.05109 10.5 1.25V2.75H0.75C0.551088 2.75 0.360322 2.82902 0.21967 2.96967C0.0790178 3.11032 0 3.30109 0 3.5C0 3.69891 0.0790178 3.88968 0.21967 4.03033C0.360322 4.17098 0.551088 4.25 0.75 4.25ZM17.25 11.75H8.25C8.05109 11.75 7.86032 11.829 7.71967 11.9697C7.57902 12.1103 7.5 12.3011 7.5 12.5C7.5 12.6989 7.57902 12.8897 7.71967 13.0303C7.86032 13.171 8.05109 13.25 8.25 13.25H17.25C17.4489 13.25 17.6397 13.171 17.7803 13.0303C17.921 12.8897 18 12.6989 18 12.5C18 12.3011 17.921 12.1103 17.7803 11.9697C17.6397 11.829 17.4489 11.75 17.25 11.75ZM5.25 9.5C5.05109 9.5 4.86032 9.57902 4.71967 9.71967C4.57902 9.86032 4.5 10.0511 4.5 10.25V11.75H0.75C0.551088 11.75 0.360322 11.829 0.21967 11.9697C0.0790178 12.1103 0 12.3011 0 12.5C0 12.6989 0.0790178 12.8897 0.21967 13.0303C0.360322 13.171 0.551088 13.25 0.75 13.25H4.5V14.75C4.5 14.9489 4.57902 15.1397 4.71967 15.2803C4.86032 15.421 5.05109 15.5 5.25 15.5C5.44891 15.5 5.63968 15.421 5.78033 15.2803C5.92098 15.1397 6 14.9489 6 14.75V10.25C6 10.0511 5.92098 9.86032 5.78033 9.71967C5.63968 9.57902 5.44891 9.5 5.25 9.5Z" fill="currentColor" /> </svg> </span> </button> <form id="67b228e7c168f-filters" class="filters" style="display: none;"> <div class="c-field filter"> <label > Deposit Amount </label> <div class="c-field-text"> <input type="text" name="deposit_amount" placeholder="" class="required" value="5000" data-mask="currency" /> </div> </div> <div class="c-field filter"> <label for="67b228e847674-select-combobox" > Account Type </label> <div class="c-field-select " data-unique-id="67b228e8476f5" > <input type="hidden" name="savings_account_type" type="text" class="select-value required" value="" /> <div class="select-combobox-wrapper"> <input id="67b228e8476f5-select-combobox" aria-controls="67b228e8476f5-select-options" aria-owns="67b228e8476f5-select-options" aria-expanded="false" tabindex="0" role="combobox" class="select-combobox" placeholder="Account Type" readonly value="All account types" aria-activedescendant="67b228e8476f5-select-option-0" > <div class="chevron-down-icon"> <svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg> </div> </div> <div id="67b228e8476f5-select-options" role="listbox" class="select-options"> <div id="67b228e8476f5-select-option-0" role="option" aria-selected="true" class="select-option active current" data-value="">All account types</div> <div id="67b228e8476f5-select-option-1" role="option" aria-selected="false" class="select-option " data-value="HYS">High Yield Savings</div> <div id="67b228e8476f5-select-option-2" role="option" aria-selected="false" class="select-option " data-value="MMA">Money Market</div> </div> </div> </div> <div class="c-field filter"> <label > Bonus </label> <div class="c-field-true-false"> <div class="checkbox"> <input id="67b228e84782a-checkbox" name="bonus" type="checkbox" > <label for="67b228e84782a-checkbox"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M438.6 105.4c12.5 12.5 12.5 32.8 0 45.3l-256 256c-12.5 12.5-32.8 12.5-45.3 0l-128-128c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0L160 338.7 393.4 105.4c12.5-12.5 32.8-12.5 45.3 0z" fill="currentColor" /></svg> </label> </div> </div> </div> <button class="c-button style-primary-dark filters-button full-width centered" type="button" > <span class="button-wrapper"> <span> <span class="button-text"> Update Results </span> </span> </span> </button> </form> </div> <div class="brands-wrapper"> <div class="c-pagination-status hidden"> <span class="pagination-start-item">1</span>–<span class="pagination-end-item"></span> of <span class="pagination-total-items"></span> Result(s) </div> <div class="brands"> <div class="brand highlighted" data-min_deposit_amount="0.00" data-savings_account_type="Savings" > <div class="c-brand-tag light-green" style="--lines: ;"> <span>FEATURED</span> </div> <div class="brand-information"> <div class="c-picture brand-logo"> <img decoding="async" width="2048" height="314" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAB4AAAAEmAQAAAACrTLCiAAAAAnRSTlMAAHaTzTgAAABcSURBVHja7cExAQAAAMKg9U9tDQ+gAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAADg3QAU1QABHAk35gAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Lending-Club-Logo.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Lending-Club-Logo.png 2048w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Lending-Club-Logo-300x46.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Lending-Club-Logo-1024x157.png 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Lending-Club-Logo-768x118.png 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Lending-Club-Logo-1536x236.png 1536w" data-sizes="auto" data-eio-rwidth="2048" data-eio-rheight="314" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Lending-Club-Logo.png.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Lending-Club-Logo.png.webp 2048w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Lending-Club-Logo-300x46.png.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Lending-Club-Logo-1024x157.png.webp 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Lending-Club-Logo-768x118.png.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Lending-Club-Logo-1536x236.png.webp 1536w" /><noscript><img decoding="async" width="2048" height="314" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Lending-Club-Logo.png" class="attachment-full size-full" alt="" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Lending-Club-Logo.png 2048w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Lending-Club-Logo-300x46.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Lending-Club-Logo-1024x157.png 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Lending-Club-Logo-768x118.png 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Lending-Club-Logo-1536x236.png 1536w" sizes="(max-width: 2048px) 100vw, 2048px" data-eio="l" /></noscript> </div> <span class="brand-name">Lending Club</span> <div class="c-brand-rating"> <span class="number"> 4.3 </span> <span class="stars"><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg></span> </div> </div> <div class="brand-details"> <div class="brand-fields"> <div class="brand-field"> <span> APY </span> <strong> 3.50% </strong> </div> <div class="brand-field"> <span> Bonus </span> <strong> N/A </strong> </div> <div class="brand-field"> <span> Min. Deposit Amount </span> <strong> $0 </strong> </div> </div> <div id="67b228e7c168f-brand-0-disclosure" class="brand-disclosure wysiwyg" ><p>Earn up to 4.75% APY with $250+ deposits per month</p> </div> <button class="brand-disclosure-trigger" aria-controls="67b228e7c168f-brand-0-disclosure" aria-expanded="false" data-expand-label="Show Product Disclosure +" data-collapse-label="Hide Product Disclosure -"> Show Product Disclosure + </button> <div class="brand-primary-cta-wrapper"> <a class="c-button style-primary brand-primary-cta full-width centered" rel="nofollow sponsored" target="_blank" href="https://offers.moneylion.com/channelTrackingOfferRedirect/f2c4cd63-896a-457a-9c21-65771db19944/7730fd4f-e907-4d31-b88e-89806ac20f06?tag.subid=banking_bank-of-america-review-mw-ab_{device_type}_brandcta-{segment_id}" data-unique-id="mw-ab" data-segment-action="Link Clicked" > <span class="button-wrapper"> <span> <span class="button-text"> Explore Rates </span> <small>on Lending Club’s website</small> </span> </span> </a> </div> </div> </div> <div class="brand " data-min_deposit_amount="0.00" data-savings_account_type="Savings" data-bonus="Up to $300" > <div class="brand-information"> <div class="c-picture brand-logo"> <img decoding="async" width="300" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/SoFi_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/SoFi_300x150.jpg.webp" /><noscript><img decoding="async" width="300" height="150" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/SoFi_300x150.jpg" class="attachment-full size-full" alt="" loading="lazy" data-eio="l" /></noscript> </div> <span class="brand-name">SoFi Checking + Savings</span> <div class="c-brand-rating"> <span class="number"> 4.8 </span> <span class="stars"><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg></span> </div> </div> <div class="brand-details"> <div class="brand-fields"> <div class="brand-field"> <span> APY </span> <strong> 3.80% </strong> </div> <div class="brand-field"> <span> Bonus </span> <strong> Up to $300 </strong> </div> <div class="brand-field"> <span> Min. Deposit Amount </span> <strong> $0 </strong> </div> </div> <div id="67b228e7c168f-brand-1-disclosure" class="brand-disclosure wysiwyg" ><p>SoFi members with Direct Deposit or $5,000 or more in Qualifying Deposits during the 30-Day Evaluation Period can earn 3.80% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. There is no minimum Direct Deposit amount required to qualify for the stated interest rate. Members without either Direct Deposit or Qualifying Deposits, during the 30-Day Evaluation Period will earn 1.00% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Only SoFi members with direct deposit are eligible for other SoFi Plus benefits. Interest rates are variable and subject to change at any time. These rates are current as of 1/24/25. There is no minimum balance requirement. Additional information can be found at http://www.sofi.com/legal/banking-rate-sheet.</p> <p>New and existing Checking and Savings members who have not previously enrolled in Direct Deposit with SoFi are eligible to earn a cash bonus of either $50 (with at least $1,000 total Direct Deposits received during the Direct Deposit Bonus Period) OR $300 (with at least $5,000 total Direct Deposits received during the Direct Deposit Bonus Period). Cash bonus will be based on the total amount of Direct Deposit. Direct Deposit Promotion begins on 12/7/2023 and will be available through 1/31/26. See full bonus and annual percentage yield (APY) terms at sofi.com/banking#1.</p> </div> <button class="brand-disclosure-trigger" aria-controls="67b228e7c168f-brand-1-disclosure" aria-expanded="false" data-expand-label="Show Product Disclosure +" data-collapse-label="Hide Product Disclosure -"> Show Product Disclosure + </button> <div class="brand-primary-cta-wrapper"> <a class="c-button style-primary brand-primary-cta full-width centered" rel="nofollow sponsored" target="_blank" href="https://offers.moneylion.com/channelTrackingOfferRedirect/f2c4cd63-896a-457a-9c21-65771db19944/a8e6c73a-66fa-4c99-8c53-da62e808cd6c?tag.subid=banking_bank-of-america-review-mw-ab_{device_type}_brandcta-{segment_id}" data-unique-id="mw-ab" data-segment-action="Link Clicked" > <span class="button-wrapper"> <span> <span class="button-text"> Explore Rates </span> <small>on SoFi’s website</small> </span> </span> </a> </div> </div> </div> <div class="brand " data-min_deposit_amount="0.00" data-savings_account_type="Savings" > <div class="brand-information"> <div class="c-picture brand-logo"> <img decoding="async" width="300" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/UFB-Direct_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/UFB-Direct_300x150.jpg.webp" /><noscript><img decoding="async" width="300" height="150" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/UFB-Direct_300x150.jpg" class="attachment-full size-full" alt="" loading="lazy" data-eio="l" /></noscript> </div> <span class="brand-name">UFB Portfolio Savings</span> <div class="c-brand-rating"> <span class="number"> 4.6 </span> <span class="stars"><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg></span> </div> </div> <div class="brand-details"> <div class="brand-fields"> <div class="brand-field"> <span> APY </span> <strong> 4.01% </strong> </div> <div class="brand-field"> <span> Bonus </span> <strong> N/A </strong> </div> <div class="brand-field"> <span> Min. Deposit Amount </span> <strong> $0 </strong> </div> </div> <div id="67b228e7c168f-brand-2-disclosure" class="brand-disclosure wysiwyg" ><p>Unlock up to 4.21% APY, Combine Freedom Checking with Portfolio Savings to boost your savings APY by up to 0.20%</p> </div> <button class="brand-disclosure-trigger" aria-controls="67b228e7c168f-brand-2-disclosure" aria-expanded="false" data-expand-label="Show Product Disclosure +" data-collapse-label="Hide Product Disclosure -"> Show Product Disclosure + </button> <div class="brand-primary-cta-wrapper"> <a class="c-button style-primary brand-primary-cta full-width centered" rel="nofollow sponsored" target="_blank" href="https://offers.moneylion.com/channelTrackingOfferRedirect/f2c4cd63-896a-457a-9c21-65771db19944/fb1e7d12-f95a-4f80-a68a-91940ae67497?tag.subid=banking_bank-of-america-review-mw-ab_{device_type}_brandcta-{segment_id}" data-unique-id="mw-ab" data-segment-action="Link Clicked" > <span class="button-wrapper"> <span> <span class="button-text"> Explore Rates </span> <small>on UFB Direct’s website</small> </span> </span> </a> </div> </div> </div> <div class="brand " data-min_deposit_amount="0.00" data-savings_account_type="Savings" > <div class="brand-information"> <div class="c-picture brand-logo"> <img decoding="async" width="300" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Discover_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Discover_300x150.jpg.webp" /><noscript><img decoding="async" width="300" height="150" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Discover_300x150.jpg" class="attachment-full size-full" alt="" loading="lazy" data-eio="l" /></noscript> </div> <span class="brand-name">Discover</span> <div class="c-brand-rating"> <span class="number"> 4.6 </span> <span class="stars"><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg></span> </div> </div> <div class="brand-details"> <div class="brand-fields"> <div class="brand-field"> <span> APY </span> <strong> 3.75% </strong> </div> <div class="brand-field"> <span> Bonus </span> <strong> N/A </strong> </div> <div class="brand-field"> <span> Min. Deposit Amount </span> <strong> $0 </strong> </div> </div> <div class="brand-primary-cta-wrapper"> <a class="c-button style-primary brand-primary-cta full-width centered" rel="nofollow sponsored" target="_blank" href="https://secure.money.com/pr/o9053a46a598?s1=banking_bank-of-america-review-mw-ab_{device_type}_brandcta-{segment_id}" data-unique-id="mw-ab" data-segment-action="Link Clicked" > <span class="button-wrapper"> <span> <span class="button-text"> Explore Rates </span> <small>on Discover’s website</small> </span> </span> </a> </div> </div> </div> <div class="brand hidden" data-min_deposit_amount="0.00" data-savings_account_type="Savings" > <div class="brand-information"> <div class="c-picture brand-logo"> <img decoding="async" width="3000" height="2000" src="data:image/png;base64,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" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="barclays logo" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/barclayslogo2.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/barclayslogo2.png 3000w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/barclayslogo2-300x200.png 300w, 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https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/barclayslogo2-1536x1024.png.webp 1536w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/barclayslogo2-2048x1365.png.webp 2048w" /><noscript><img decoding="async" width="3000" height="2000" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/barclayslogo2.png" class="attachment-full size-full" alt="barclays logo" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/barclayslogo2.png 3000w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/barclayslogo2-300x200.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/barclayslogo2-1024x683.png 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/barclayslogo2-768x512.png 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/barclayslogo2-1536x1024.png 1536w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/barclayslogo2-2048x1365.png 2048w" sizes="(max-width: 3000px) 100vw, 3000px" data-eio="l" /></noscript> </div> <span class="brand-name">Barclays</span> <div class="c-brand-rating"> <span class="number"> 4.1 </span> <span class="stars"><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg></span> </div> </div> <div class="brand-details"> <div class="brand-fields"> <div class="brand-field"> <span> APY </span> <strong> 3.90% </strong> </div> <div class="brand-field"> <span> Bonus </span> <strong> N/A </strong> </div> <div class="brand-field"> <span> Min. Deposit Amount </span> <strong> $0 </strong> </div> </div> <div id="67b228e7c168f-brand-4-disclosure" class="brand-disclosure wysiwyg" ><p>For interest to post to your account you must maintain a minimum balance that would earn you at least $0.01</p> </div> <button class="brand-disclosure-trigger" aria-controls="67b228e7c168f-brand-4-disclosure" aria-expanded="false" data-expand-label="Show Product Disclosure +" data-collapse-label="Hide Product Disclosure -"> Show Product Disclosure + </button> <div class="brand-primary-cta-wrapper"> <a class="c-button style-primary brand-primary-cta full-width centered" rel="nofollow sponsored" target="_blank" href="https://secure.money.com/pr/ncace047c742?s1=banking_bank-of-america-review-mw-ab_{device_type}_brandcta-{segment_id}" data-unique-id="mw-ab" data-segment-action="Link Clicked" > <span class="button-wrapper"> <span> <span class="button-text"> Explore Rates </span> <small>on Barclays’ website</small> </span> </span> </a> </div> </div> </div> <div class="brand hidden" data-min_deposit_amount="0.00" data-savings_account_type="Savings" > <div class="brand-information"> <div class="c-picture brand-logo"> <img decoding="async" width="300" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Upgrade_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Upgrade_300x150.jpg.webp" /><noscript><img decoding="async" width="300" height="150" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Upgrade_300x150.jpg" class="attachment-full size-full" alt="" loading="lazy" data-eio="l" /></noscript> </div> <span class="brand-name">Upgrade</span> </div> <div class="brand-details"> <div class="brand-fields"> <div class="brand-field"> <span> APY </span> <strong> 4.14% </strong> </div> <div class="brand-field"> <span> Bonus </span> <strong> N/A </strong> </div> <div class="brand-field"> <span> Min. Deposit Amount </span> <strong> $0 </strong> </div> </div> <div id="67b228e7c168f-brand-5-disclosure" class="brand-disclosure wysiwyg" ><p>4.41% on balances of $1,000 or more, otherwise 0%</p> </div> <button class="brand-disclosure-trigger" aria-controls="67b228e7c168f-brand-5-disclosure" aria-expanded="false" data-expand-label="Show Product Disclosure +" data-collapse-label="Hide Product Disclosure -"> Show Product Disclosure + </button> <div class="brand-primary-cta-wrapper"> <a class="c-button style-primary brand-primary-cta full-width centered" rel="nofollow sponsored" target="_blank" href="https://secure.money.com/pr/t122efe512ed?s1=banking_bank-of-america-review-mw-ab_{device_type}_brandcta-{segment_id}" data-unique-id="mw-ab" data-segment-action="Link Clicked" > <span class="button-wrapper"> <span> <span class="button-text"> Explore Rates </span> <small>on Upgrade’s website</small> </span> </span> </a> </div> </div> </div> <div class="brand hidden" data-min_deposit_amount="25.00" data-savings_account_type="Savings" > <div class="brand-information"> <div class="c-picture brand-logo"> <img decoding="async" width="300" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/US-Bank_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/US-Bank_300x150.jpg.webp" /><noscript><img decoding="async" width="300" height="150" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/US-Bank_300x150.jpg" class="attachment-full size-full" alt="" loading="lazy" data-eio="l" /></noscript> </div> <span class="brand-name">U.S. Bank</span> <div class="c-brand-rating"> <span class="number"> 4.0 </span> <span class="stars"><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M528.1 171.5L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6zM388.6 312.3l23.7 138.4L288 385.4l-124.3 65.3 23.7-138.4-100.6-98 139-20.2 62.2-126 62.2 126 139 20.2-100.6 98z" fill="currentColor" /></svg></span> </div> </div> <div class="brand-details"> <div class="brand-fields"> <div class="brand-field"> <span> APY </span> <strong> 3.80% </strong> </div> <div class="brand-field"> <span> Bonus </span> <strong> N/A </strong> </div> <div class="brand-field"> <span> Min. Deposit Amount </span> <strong> $25 </strong> </div> </div> <div id="67b228e7c168f-brand-6-disclosure" class="brand-disclosure wysiwyg" ><p>Get the highest APY and waive the monthly $5 maintenance fee when you add a U.S. Bank Checking Account, Safe Debit Account, or a Bank Smartly Visa Signature Card.</p> </div> <button class="brand-disclosure-trigger" aria-controls="67b228e7c168f-brand-6-disclosure" aria-expanded="false" data-expand-label="Show Product Disclosure +" data-collapse-label="Hide Product Disclosure -"> Show Product Disclosure + </button> <div class="brand-primary-cta-wrapper"> <a class="c-button style-primary brand-primary-cta full-width centered" rel="nofollow sponsored" target="_blank" href="https://secure.money.com/pr/l2b36c161a50?s1=banking_bank-of-america-review-mw-ab_{device_type}_brandcta-{segment_id}" data-unique-id="mw-ab" data-segment-action="Link Clicked" > <span class="button-wrapper"> <span> <span class="button-text"> Explore Rates </span> <small>on U.S. Bank’s website</small> </span> </span> </a> </div> </div> </div> <div class="brand hidden" data-min_deposit_amount="100.00" data-savings_account_type="Savings" > <div class="brand-information"> <div class="c-picture brand-logo"> <img decoding="async" width="462" height="109" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAc4AAABtAQAAAAAAYrzpAAAAAnRSTlMAAHaTzTgAAAAcSURBVFjD7cEBAQAAAIIg/69uSEABAAAAAABcGRkfAAHbiqZpAAAAAElFTkSuQmCC" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="cit bank logo" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/citbanklogo.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/citbanklogo.png 462w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/citbanklogo-300x71.png 300w" data-sizes="auto" data-eio-rwidth="462" data-eio-rheight="109" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/citbanklogo.png.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/citbanklogo.png.webp 462w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/citbanklogo-300x71.png.webp 300w" /><noscript><img decoding="async" width="462" height="109" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/citbanklogo.png" class="attachment-full size-full" alt="cit bank logo" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/citbanklogo.png 462w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/citbanklogo-300x71.png 300w" sizes="(max-width: 462px) 100vw, 462px" data-eio="l" /></noscript> </div> <span class="brand-name">CIT Bank</span> </div> <div class="brand-details"> <div class="brand-fields"> <div class="brand-field"> <span> APY </span> <strong> 4.35% </strong> </div> <div class="brand-field"> <span> Bonus </span> <strong> N/A </strong> </div> <div class="brand-field"> <span> Min. Deposit Amount </span> <strong> $100 </strong> </div> </div> <div id="67b228e7c168f-brand-7-disclosure" class="brand-disclosure wysiwyg" ><p>$5,000 minimum balance required to earn APY.</p> </div> <button class="brand-disclosure-trigger" aria-controls="67b228e7c168f-brand-7-disclosure" aria-expanded="false" data-expand-label="Show Product Disclosure +" data-collapse-label="Hide Product Disclosure -"> Show Product Disclosure + </button> <div class="brand-primary-cta-wrapper"> <a class="c-button style-primary brand-primary-cta full-width centered" rel="nofollow sponsored" target="_blank" href="https://secure.money.com/pr/o66498a1682a?s1=banking_bank-of-america-review-mw-ab_{device_type}_brandcta-{segment_id}" data-unique-id="mw-ab" data-segment-action="Link Clicked" > <span class="button-wrapper"> <span> <span class="button-text"> Explore Rates </span> <small>on CIT Bank’s website</small> </span> </span> </a> </div> </div> </div> </div> <div class="no-results wysiwyg"> <p style="text-align: center;"><strong>Unfortunately, we didn’t find any offers for you.</strong></p> <p style="text-align: center;"><strong>Learn more about the <a href="https://www.marketwatch.com/guides/savings/best-savings-account/">best savings accounts</a>.</strong></p> </div> <div class="c-pagination hidden" data-per-page="4"> <button class="pagination-prev hidden"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z" fill="currentColor" /></svg></button> <div> Page <span class="pagination-current">1</span> of <span class="pagination-total"></span> </div> <button class="pagination-next"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z" fill="currentColor" /></svg></button> </div> </div> </div> </div> </section> </div> <hr class="wp-block-separator has-alpha-channel-opacity"/> <h2 class="wp-block-heading">Bank of America Overview</h2> <hr class="wp-block-separator has-alpha-channel-opacity"/> <h2 class="wp-block-heading" id="toc-bank-of-america-ratings">Bank of America Ratings</h2> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"><div class="wp-block-group__inner-container"> <p>As the<a href="https://www.marketwatch.com/guides/banking/largest-banks-in-the-us/"> second largest bank in the country</a> by assets, Bank of America serves roughly 69 million customers and has thousands of branches and ATMs across 38 states and Washington, D.C.</p> <p>Based on our research on more than 100 traditional and<a href="https://www.marketwatch.com/guides/banking/best-online-banks/"> online banks</a> and credit unions, we give Bank of America 4 out of 5 stars overall. It earns points for its extensive branch network and solid mobile app and online platform, but loses points for offering lower interest rates than its competitors on deposit accounts.</p> <p>The bank receives lower individual ratings for its<a href="https://www.marketwatch.com/guides/savings/best-savings-account/"> savings accounts</a> and CDs because most options have low annual percentage yields (APYs). Its savings account earns as little as <span class="banking-rates-shortcode">0.01%</span> APY, which is among the lowest rates in the industry. And its <a href="https://www.marketwatch.com/guides/cds/best-cd-rates/">CD rates</a> for longer terms, while typical of many large financial institutions, are often lower than what competitors such as<a href="https://www.marketwatch.com/guides/cds/synchrony-cd-rates/"> Synchrony Bank</a>, <a href="https://www.marketwatch.com/guides/banking/ally-review/">Ally Bank</a> and USAA Bank offer.</p> <div class="ad-widget-block" id="threes-cta-widget-block-block_40803fef14bb8e2fa1e4340b6ac1369a"> <style>.provider-methodology-widget{perspective:600px;border-radius:10px;padding:27px 23px;transition:transform 350ms;transform-style:preserve-3d}@media (min-width:768px){.provider-methodology-widget{padding:0}}.provider-methodology-widget .widget-content{position:relative}@media (min-width:768px){.provider-methodology-widget .widget-content{padding:30px 42px 45px}}.provider-methodology-widget.drop-shadow{box-shadow:0 0 10px 5px 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</style><style>#widget-173567-1 {border:1px solid #BCBCBC}#widget-173567-1 {background-color:#ffffff}#widget-173567-1 .stars-container, #widget-173567-1 .flip-card-toggle {color:rgb(59,161,74);}#widget-173567-1 .progress {background-color:rgb(59,161,74);}#widget-173567-1 .flip-card-toggle {border-color:rgb(59,161,74);}</style><style> :root{ --advanced-cta-btn-shadow-color: rgba(0, 0, 0, 0.24) !important; } </style><style> #widget-173567-1 .cta-button {background-color: #3ba14a;color: #fff;} #widget-173567-1 .cta-button:hover {background-color: #73a079;color: #fff;}</style> <section id="widget-173567-1" class="provider-methodology-widget drop-shadow"> <div class="widget-content"> <div class="header-section"> <img decoding="async" width="300" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="brand-logo lazyload ewww_webp_lazy_load" alt="Bank of America" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Bank-of-America_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Bank-of-America_300x150.jpg.webp" /><noscript><img decoding="async" width="300" height="150" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Bank-of-America_300x150.jpg" class="brand-logo" alt="Bank of America" loading="lazy" data-eio="l" /></noscript> <span class="flip-card-toggle"> <span class="flip-txt">Flip Card</span> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> <span class="brand-name">Bank of America</span> </div> <div class="widget-content-container"> <div class="widget-column rating-overall-section section-active"> <span class="section-label"> Bank of America Rating </span> <span class="rating-value">4.0</span> <span class="rating-title"> / out of 5 stars </span> <div class="stars-container"> <span class="star"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg></span><span class="star"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg></span><span class="star"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg></span><span class="star"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg></span><span class="star-outline"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M528.1 171.5L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6zM388.6 312.3l23.7 138.4L288 385.4l-124.3 65.3 23.7-138.4-100.6-98 139-20.2 62.2-126 62.2 126 139 20.2-100.6 98z" fill="currentColor" /></svg></span> </div> </div> <div class="column-separator"></div> <div class="widget-column rating-breakdown-section"> <span class="section-label"> <span>Rating breakdown</span> </span> <div class="factors-container"> <div class="factor-single-item"> <span class="factor-title"> Banking Experience and Access <span class="factor-tooltip"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 32a224 224 0 1 1 0 448 224 224 0 1 1 0-448zm0 480A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM208 352c-8.8 0-16 7.2-16 16s7.2 16 16 16h96c8.8 0 16-7.2 16-16s-7.2-16-16-16H272V240c0-8.8-7.2-16-16-16H216c-8.8 0-16 7.2-16 16s7.2 16 16 16h24v96H208zm48-168a24 24 0 1 0 0-48 24 24 0 1 0 0 48z" fill="currentColor" /></svg> <span class="tooltip-txt">Bank of America received an A- rating from the BBB and has over 15,000 ATMs nationwide.</span> </span> </span> <span class="factor-rating-value"> 4.5 / 5 </span> <div class="factor-range-wrapper"> <div class="factor-range progress-bar"> <span class="progress" width-value="90"></span> </div> </div> </div> <div class="factor-single-item"> <span class="factor-title"> Checking <span class="factor-tooltip"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 32a224 224 0 1 1 0 448 224 224 0 1 1 0-448zm0 480A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM208 352c-8.8 0-16 7.2-16 16s7.2 16 16 16h96c8.8 0 16-7.2 16-16s-7.2-16-16-16H272V240c0-8.8-7.2-16-16-16H216c-8.8 0-16 7.2-16 16s7.2 16 16 16h24v96H208zm48-168a24 24 0 1 0 0-48 24 24 0 1 0 0 48z" fill="currentColor" /></svg> <span class="tooltip-txt">Bank of America offers Advantage SafeBalance Banking, Advantage Plus Banking and Advantage Relationship Banking for checking accounts.</span> </span> </span> <span class="factor-rating-value"> 4.4 / 5 </span> <div class="factor-range-wrapper"> <div class="factor-range progress-bar"> <span class="progress" width-value="88"></span> </div> </div> </div> <div class="factor-single-item"> <span class="factor-title"> Savings <span class="factor-tooltip"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 32a224 224 0 1 1 0 448 224 224 0 1 1 0-448zm0 480A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM208 352c-8.8 0-16 7.2-16 16s7.2 16 16 16h96c8.8 0 16-7.2 16-16s-7.2-16-16-16H272V240c0-8.8-7.2-16-16-16H216c-8.8 0-16 7.2-16 16s7.2 16 16 16h24v96H208zm48-168a24 24 0 1 0 0-48 24 24 0 1 0 0 48z" fill="currentColor" /></svg> <span class="tooltip-txt">Bank of America savings accounts have a relatively low minimum deposit of $100.</span> </span> </span> <span class="factor-rating-value"> 3.5 / 5 </span> <div class="factor-range-wrapper"> <div class="factor-range progress-bar"> <span class="progress" width-value="70"></span> </div> </div> </div> <div class="factor-single-item"> <span class="factor-title"> Certificate of Deposits (CDs) <span class="factor-tooltip"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 32a224 224 0 1 1 0 448 224 224 0 1 1 0-448zm0 480A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM208 352c-8.8 0-16 7.2-16 16s7.2 16 16 16h96c8.8 0 16-7.2 16-16s-7.2-16-16-16H272V240c0-8.8-7.2-16-16-16H216c-8.8 0-16 7.2-16 16s7.2 16 16 16h24v96H208zm48-168a24 24 0 1 0 0-48 24 24 0 1 0 0 48z" fill="currentColor" /></svg> <span class="tooltip-txt">A Bank of America CD will have an early withdrawal penalty, but the bank offers competitive rates on short-term options.</span> </span> </span> <span class="factor-rating-value"> 3.8 / 5 </span> <div class="factor-range-wrapper"> <div class="factor-range progress-bar"> <span class="progress" width-value="76"></span> </div> </div> </div> </div> </div> </div> </div> </section> <script> (function($) { $(document).ready(function() { // show first 4 factor items and show next 4 on btn click $("#widget-173567-1 .factor-single-item").slice(0, 4).css('display', 'flex'); if( $("#widget-173567-1 .factor-single-item").length > 4 ){ let i = 0; let y = 4; $(document).on("click", "#widget-173567-1 .factor-next-slide", function() { $('#widget-173567-1 .factor-single-item').find('.progress').css('width',"0%"); $("#widget-173567-1 .factor-single-item").slice(i, y).hide(); if( y < $("#widget-173567-1 .factor-single-item").length ){ i= i+4; y= y+4; $("#widget-173567-1 .factor-prev-slide").show(); } if( y >= $("#widget-173567-1 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{ $(this).css("width", function() { return $(this).attr("width-value") + "%"; } ) }); $(document).on("click", ".flip-card-toggle", function() { $(this).toggleClass('fliped'); $('.widget-column').each(function( index ) { $(this).toggleClass('section-active'); }); $('.provider-methodology-widget').toggleClass('fliped'); }); }); }(jQuery)); </script> </div> <hr class="wp-block-separator has-alpha-channel-opacity"/> </div></div> <h2 class="wp-block-heading" id="toc-bank-of-america-vs-other-top-banks">Bank of America vs. Other Top Banks</h2> <p><span style="font-weight: 400;">Bank of America has a good reputation and may be the right choice for your banking needs. However, it’s important to compare several banks before making a decision so you know all of your options. Here’s how Bank of America compares to some of the top banks in the country based on deposit account offerings, minimum deposit requirements and <a href="https://www.marketwatch.com/guides/banking/avoid-bank-fees/" data-type="link" data-id="https://www.marketwatch.com/guides/banking/avoid-bank-fees/">fees</a>:</span></p> <figure class="jpp-ct mobile-stacked " style="--table-horizontal-borders: 1; --color-primary: #3ba14a; --brand-name-font-size: 14; --brand-name-font-weight: normal; --brand-name-color: #000000; --brand-button-font-size: 14; --brand-button-font-weight: bold; --brand-button-color: #ffffff; --brand-button-color-hover: #ffffff; --brand-button-border-style: solid; --brand-button-border-color-hover: #c47807; --brand-button-border-radius: 35; --brand-button-arrow: none; --brand-button-vertical-padding: 12; --brand-button-horizontal-padding: 25; --brand-button-background-color: rgb(255,153,0); --brand-button-background-color-hover: #c47807; --brand-button-font-size-mobile: 13; 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5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg></label> </span> </div> </div> </div> </div> </div> </div> <div class="jpp-ct-module-disclosure"> Advertisement <div class="c-tooltip jpp-ct-tooltip" tabindex="0"> <span class="tooltip-trigger"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 32a224 224 0 1 1 0 448 224 224 0 1 1 0-448zm0 480A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM208 352c-8.8 0-16 7.2-16 16s7.2 16 16 16h96c8.8 0 16-7.2 16-16s-7.2-16-16-16H272V240c0-8.8-7.2-16-16-16H216c-8.8 0-16 7.2-16 16s7.2 16 16 16h24v96H208zm48-168a24 24 0 1 0 0-48 24 24 0 1 0 0 48z" fill="currentColor" /></svg> <div class="c-tooltip-content"><p><span style="font-weight: 400;">The listings that appear are from companies from which this website may receive compensation, which may impact how, where and in what order products appear. Not all companies, products or offers were reviewed in connection with this listing.</span></p> </div> </span> </div> </div> <div class="jpp-ct-list"> <table class="jpp-ct-mobile-stacked jpp-ct-table"> <tr class="jpp-ct-brand jpp-ct-row " data-states-not-covered="" data-brand-id="Bank of America"> <td> <div class="jpp-ct-brand-top "> <div> <a class="jpp-ct-brand-logo"><img decoding="async" width="300" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Bank of America" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Bank-of-America_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Bank-of-America_300x150.jpg.webp" /><noscript><img decoding="async" width="300" height="150" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Bank-of-America_300x150.jpg" class="attachment-full size-full" alt="Bank of America" loading="lazy" data-eio="l" /></noscript></a> <a class="jpp-ct-brand-name ">Bank of America</a> </div> </div> <div class="jpp-ct-brand-center"> <div class="jpp-ct-brand-attributes"> <div class="jpp-ct-brand-attribute"> <span>Rating</span> <strong data-brand-attribute="brand_star_rating" data-value="4.0" data-numerical="1"> <div class="jpp-ct-rating default"> <svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M528.1 171.5L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6zM388.6 312.3l23.7 138.4L288 385.4l-124.3 65.3 23.7-138.4-100.6-98 139-20.2 62.2-126 62.2 126 139 20.2-100.6 98z" fill="currentColor" /></svg> <span class="jpp-ct-rating-number">4.0</span> </div> </strong> </div> <div class="jpp-ct-brand-attribute"> <span>Number of Branch Locations</span> <strong data-brand-attribute="number_of_branch_locations" data-value="3,900" data-numerical="">3,900</strong> </div> <div class="jpp-ct-brand-attribute"> <span>Number of ATM Locations</span> <strong data-brand-attribute="number_of_atm_locations" data-value="15,000" data-numerical="">15,000</strong> </div> <div class="jpp-ct-brand-attribute"> <span>Available deposit products</span> <strong data-brand-attribute="available_deposit_products" data-value="Checking, savings, CDs" data-numerical="">Checking, savings, CDs</strong> </div> </div> </div> <a data-unique-id="mw-ab" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://secure.money.com/pr/o9b64807a5b6?s1=banking_bank-of-america-review-mw-ab_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-mobile-button"> <span> Explore Rates </span> <span class="jpp-ct-mobile-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> <tr class="jpp-ct-brand jpp-ct-row " data-states-not-covered="" data-brand-id="Wells Fargo"> <td> <div class="jpp-ct-brand-top "> <div> <a class="jpp-ct-brand-logo"><img decoding="async" width="300" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Wells Fargo" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Wells-Fargo_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Wells-Fargo_300x150.jpg.webp" /><noscript><img decoding="async" width="300" height="150" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Wells-Fargo_300x150.jpg" class="attachment-full size-full" alt="Wells Fargo" loading="lazy" data-eio="l" /></noscript></a> <a class="jpp-ct-brand-name ">Wells Fargo</a> </div> </div> <div class="jpp-ct-brand-center"> <div class="jpp-ct-brand-attributes"> <div class="jpp-ct-brand-attribute"> <span>Rating</span> <strong data-brand-attribute="brand_star_rating" data-value="3.8" data-numerical="1"> <div class="jpp-ct-rating default"> <svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M528.1 171.5L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6zM388.6 312.3l23.7 138.4L288 385.4l-124.3 65.3 23.7-138.4-100.6-98 139-20.2 62.2-126 62.2 126 139 20.2-100.6 98z" fill="currentColor" /></svg> <span class="jpp-ct-rating-number">3.8</span> </div> </strong> </div> <div class="jpp-ct-brand-attribute"> <span>Number of Branch Locations</span> <strong data-brand-attribute="number_of_branch_locations" data-value="4,600" data-numerical="">4,600</strong> </div> <div class="jpp-ct-brand-attribute"> <span>Number of ATM Locations</span> <strong data-brand-attribute="number_of_atm_locations" data-value="11,000" data-numerical="">11,000</strong> </div> <div class="jpp-ct-brand-attribute"> <span>Available deposit products</span> <strong data-brand-attribute="available_deposit_products" data-value="Checking, savings, CDs" data-numerical="">Checking, savings, CDs</strong> </div> </div> </div> <a data-segment-action="Link Clicked" href="https://www.marketwatch.com/guides/banking/wells-fargo-review/" target="_blank" class="jpp-ct-mobile-button"> <span> Learn More </span> <span class="jpp-ct-mobile-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> <tr class="jpp-ct-brand jpp-ct-row " data-states-not-covered="" data-brand-id="Citibank"> <td> <div class="jpp-ct-brand-top "> <div> <a class="jpp-ct-brand-logo"><img decoding="async" width="300" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Citibank" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Citibank_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Citibank_300x150.jpg.webp" /><noscript><img decoding="async" width="300" height="150" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Citibank_300x150.jpg" class="attachment-full size-full" alt="Citibank" loading="lazy" data-eio="l" /></noscript></a> <a class="jpp-ct-brand-name ">Citibank</a> </div> </div> <div class="jpp-ct-brand-center"> <div class="jpp-ct-brand-attributes"> <div class="jpp-ct-brand-attribute"> <span>Rating</span> <strong data-brand-attribute="brand_star_rating" data-value="4.2" data-numerical="1"> <div class="jpp-ct-rating default"> <svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg> <span class="jpp-ct-rating-number">4.2</span> </div> </strong> </div> <div class="jpp-ct-brand-attribute"> <span>Number of Branch Locations</span> <strong data-brand-attribute="number_of_branch_locations" data-value="650" data-numerical="">650</strong> </div> <div class="jpp-ct-brand-attribute"> <span>Number of ATM Locations</span> <strong data-brand-attribute="number_of_atm_locations" data-value="Access to over 65,000" data-numerical="">Access to over 65,000</strong> </div> <div class="jpp-ct-brand-attribute"> <span>Available deposit products</span> <strong data-brand-attribute="available_deposit_products" data-value="Checking, savings, CDs" data-numerical="">Checking, savings, CDs</strong> </div> </div> </div> <a data-segment-action="Link Clicked" href="https://www.marketwatch.com/guides/banking/citibank-review/" target="_blank" class="jpp-ct-mobile-button"> <span> Learn More </span> <span class="jpp-ct-mobile-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> <tr class="jpp-ct-brand jpp-ct-row " data-states-not-covered="" data-brand-id="Chase Bank"> <td> <div class="jpp-ct-brand-top "> <div> <a class="jpp-ct-brand-logo"><img decoding="async" width="300" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Chase Bank" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Chase_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Chase_300x150.jpg.webp" /><noscript><img decoding="async" width="300" height="150" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Chase_300x150.jpg" class="attachment-full size-full" alt="Chase Bank" loading="lazy" data-eio="l" /></noscript></a> <a class="jpp-ct-brand-name ">Chase Bank</a> </div> </div> <div class="jpp-ct-brand-center"> <div class="jpp-ct-brand-attributes"> <div class="jpp-ct-brand-attribute"> <span>Rating</span> <strong data-brand-attribute="brand_star_rating" data-value="4.0" data-numerical="1"> <div class="jpp-ct-rating default"> <svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M528.1 171.5L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6zM388.6 312.3l23.7 138.4L288 385.4l-124.3 65.3 23.7-138.4-100.6-98 139-20.2 62.2-126 62.2 126 139 20.2-100.6 98z" fill="currentColor" /></svg> <span class="jpp-ct-rating-number">4.0</span> </div> </strong> </div> <div class="jpp-ct-brand-attribute"> <span>Number of Branch Locations</span> <strong data-brand-attribute="number_of_branch_locations" data-value="4,700" data-numerical="">4,700</strong> </div> <div class="jpp-ct-brand-attribute"> <span>Number of ATM Locations</span> <strong data-brand-attribute="number_of_atm_locations" data-value="16,000" data-numerical="">16,000</strong> </div> <div class="jpp-ct-brand-attribute"> <span>Available deposit products</span> <strong data-brand-attribute="available_deposit_products" data-value="Checking, savings, CDs" data-numerical="">Checking, savings, CDs</strong> </div> </div> </div> <a data-segment-action="Link Clicked" href="https://www.marketwatch.com/guides/banking/chase-review/" target="_blank" class="jpp-ct-mobile-button"> <span> Learn More </span> <span class="jpp-ct-mobile-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> </table> <div class="jpp-ct-table-wrapper"> <table cellspacing="0" cellpadding="0" class="jpp-ct-table jpp-ct-table-desktop brands-left"> <thead> <th class="jpp-ct-brand-display-cell">Bank</th> <th>Rating</th> <th>Number of Branch Locations</th> <th>Number of ATM Locations</th> <th>Available deposit products</th> <th class="jpp-ct-cta-cell">See More</th> </thead> <tbody> <tr class="jpp-ct-row " data-brand-id="Bank of America" data-states-not-covered="" data-index="0"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a class="jpp-ct-brand-logo"><img decoding="async" width="300" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Bank of America" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Bank-of-America_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Bank-of-America_300x150.jpg.webp" /><noscript><img decoding="async" width="300" height="150" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Bank-of-America_300x150.jpg" class="attachment-full size-full" alt="Bank of America" loading="lazy" data-eio="l" /></noscript></a> <a class="jpp-ct-brand-name ">Bank of America</a> <a data-unique-id="mw-ab" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://secure.money.com/pr/o9b64807a5b6?s1=banking_bank-of-america-review-mw-ab_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Explore Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_star_rating" data-value="4.0" data-numerical="1"> <div class="jpp-ct-rating default"> <svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M528.1 171.5L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6zM388.6 312.3l23.7 138.4L288 385.4l-124.3 65.3 23.7-138.4-100.6-98 139-20.2 62.2-126 62.2 126 139 20.2-100.6 98z" fill="currentColor" /></svg> <span class="jpp-ct-rating-number">4.0</span> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="number_of_branch_locations" data-value="3,900" data-numerical="">3,900</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="number_of_atm_locations" data-value="15,000" data-numerical="">15,000</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="available_deposit_products" data-value="Checking, savings, CDs" data-numerical="">Checking, savings, CDs</td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-ab" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://secure.money.com/pr/o9b64807a5b6?s1=banking_bank-of-america-review-mw-ab_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Explore Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> <tr class="jpp-ct-row " data-brand-id="Wells Fargo" data-states-not-covered="" data-index="1"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a class="jpp-ct-brand-logo"><img decoding="async" width="300" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Wells Fargo" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Wells-Fargo_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Wells-Fargo_300x150.jpg.webp" /><noscript><img decoding="async" width="300" height="150" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Wells-Fargo_300x150.jpg" class="attachment-full size-full" alt="Wells Fargo" loading="lazy" data-eio="l" /></noscript></a> <a class="jpp-ct-brand-name ">Wells Fargo</a> <a data-segment-action="Link Clicked" href="https://www.marketwatch.com/guides/banking/wells-fargo-review/" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Learn More </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_star_rating" data-value="3.8" data-numerical="1"> <div class="jpp-ct-rating default"> <svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M528.1 171.5L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6zM388.6 312.3l23.7 138.4L288 385.4l-124.3 65.3 23.7-138.4-100.6-98 139-20.2 62.2-126 62.2 126 139 20.2-100.6 98z" fill="currentColor" /></svg> <span class="jpp-ct-rating-number">3.8</span> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="number_of_branch_locations" data-value="4,600" data-numerical="">4,600</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="number_of_atm_locations" data-value="11,000" data-numerical="">11,000</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="available_deposit_products" data-value="Checking, savings, CDs" data-numerical="">Checking, savings, CDs</td> <td class="jpp-ct-cta-cell"> <a data-segment-action="Link Clicked" href="https://www.marketwatch.com/guides/banking/wells-fargo-review/" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Learn More </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> <tr class="jpp-ct-row " data-brand-id="Citibank" data-states-not-covered="" data-index="2"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a class="jpp-ct-brand-logo"><img decoding="async" width="300" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Citibank" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Citibank_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Citibank_300x150.jpg.webp" /><noscript><img decoding="async" width="300" height="150" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Citibank_300x150.jpg" class="attachment-full size-full" alt="Citibank" loading="lazy" data-eio="l" /></noscript></a> <a class="jpp-ct-brand-name ">Citibank</a> <a data-segment-action="Link Clicked" href="https://www.marketwatch.com/guides/banking/citibank-review/" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Learn More </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_star_rating" data-value="4.2" data-numerical="1"> <div class="jpp-ct-rating default"> <svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg> <span class="jpp-ct-rating-number">4.2</span> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="number_of_branch_locations" data-value="650" data-numerical="">650</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="number_of_atm_locations" data-value="Access to over 65,000" data-numerical="">Access to over 65,000</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="available_deposit_products" data-value="Checking, savings, CDs" data-numerical="">Checking, savings, CDs</td> <td class="jpp-ct-cta-cell"> <a data-segment-action="Link Clicked" href="https://www.marketwatch.com/guides/banking/citibank-review/" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Learn More </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> <tr class="jpp-ct-row " data-brand-id="Chase Bank" data-states-not-covered="" data-index="3"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a class="jpp-ct-brand-logo"><img decoding="async" width="300" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Chase Bank" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Chase_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Chase_300x150.jpg.webp" /><noscript><img decoding="async" width="300" height="150" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Chase_300x150.jpg" class="attachment-full size-full" alt="Chase Bank" loading="lazy" data-eio="l" /></noscript></a> <a class="jpp-ct-brand-name ">Chase Bank</a> <a data-segment-action="Link Clicked" href="https://www.marketwatch.com/guides/banking/chase-review/" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Learn More </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_star_rating" data-value="4.0" data-numerical="1"> <div class="jpp-ct-rating default"> <svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M528.1 171.5L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6zM388.6 312.3l23.7 138.4L288 385.4l-124.3 65.3 23.7-138.4-100.6-98 139-20.2 62.2-126 62.2 126 139 20.2-100.6 98z" fill="currentColor" /></svg> <span class="jpp-ct-rating-number">4.0</span> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="number_of_branch_locations" data-value="4,700" data-numerical="">4,700</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="number_of_atm_locations" data-value="16,000" data-numerical="">16,000</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="available_deposit_products" data-value="Checking, savings, CDs" data-numerical="">Checking, savings, CDs</td> <td class="jpp-ct-cta-cell"> <a data-segment-action="Link Clicked" href="https://www.marketwatch.com/guides/banking/chase-review/" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Learn More </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> </tbody> </table> <table cellspacing="0" cellpadding="0" class="jpp-ct-table jpp-ct-table-mobile brands-left"> <thead> <th class="jpp-ct-brand-display-cell">Bank</th> <th>Rating</th> <th>Number of Branch Locations</th> <th>Number of ATM Locations</th> <th>Available deposit products</th> <th class="jpp-ct-cta-cell">See More</th> </thead> <tbody> <tr class="jpp-ct-row " data-brand-id="Bank of America" data-states-not-covered="" data-index="0"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a class="jpp-ct-brand-logo"><img decoding="async" width="300" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Bank of America" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Bank-of-America_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Bank-of-America_300x150.jpg.webp" /><noscript><img decoding="async" width="300" height="150" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Bank-of-America_300x150.jpg" class="attachment-full size-full" alt="Bank of America" loading="lazy" data-eio="l" /></noscript></a> <a class="jpp-ct-brand-name ">Bank of America</a> <a data-unique-id="mw-ab" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://secure.money.com/pr/o9b64807a5b6?s1=banking_bank-of-america-review-mw-ab_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Explore Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_star_rating" data-value="4.0" data-numerical="1"> <div class="jpp-ct-rating default"> <svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M528.1 171.5L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6zM388.6 312.3l23.7 138.4L288 385.4l-124.3 65.3 23.7-138.4-100.6-98 139-20.2 62.2-126 62.2 126 139 20.2-100.6 98z" fill="currentColor" /></svg> <span class="jpp-ct-rating-number">4.0</span> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="number_of_branch_locations" data-value="3,900" data-numerical="">3,900</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="number_of_atm_locations" data-value="15,000" data-numerical="">15,000</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="available_deposit_products" data-value="Checking, savings, CDs" data-numerical="">Checking, savings, CDs</td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-ab" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://secure.money.com/pr/o9b64807a5b6?s1=banking_bank-of-america-review-mw-ab_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Explore Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> <tr class="jpp-ct-row " data-brand-id="Wells Fargo" data-states-not-covered="" data-index="1"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a class="jpp-ct-brand-logo"><img decoding="async" width="300" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Wells Fargo" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Wells-Fargo_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Wells-Fargo_300x150.jpg.webp" /><noscript><img decoding="async" width="300" height="150" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Wells-Fargo_300x150.jpg" class="attachment-full size-full" alt="Wells Fargo" loading="lazy" data-eio="l" /></noscript></a> <a class="jpp-ct-brand-name ">Wells Fargo</a> <a data-segment-action="Link Clicked" href="https://www.marketwatch.com/guides/banking/wells-fargo-review/" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Learn More </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_star_rating" data-value="3.8" data-numerical="1"> <div class="jpp-ct-rating default"> <svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M528.1 171.5L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6zM388.6 312.3l23.7 138.4L288 385.4l-124.3 65.3 23.7-138.4-100.6-98 139-20.2 62.2-126 62.2 126 139 20.2-100.6 98z" fill="currentColor" /></svg> <span class="jpp-ct-rating-number">3.8</span> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="number_of_branch_locations" data-value="4,600" data-numerical="">4,600</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="number_of_atm_locations" data-value="11,000" data-numerical="">11,000</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="available_deposit_products" data-value="Checking, savings, CDs" data-numerical="">Checking, savings, CDs</td> <td class="jpp-ct-cta-cell"> <a data-segment-action="Link Clicked" href="https://www.marketwatch.com/guides/banking/wells-fargo-review/" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Learn More </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> <tr class="jpp-ct-row " data-brand-id="Citibank" data-states-not-covered="" data-index="2"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a class="jpp-ct-brand-logo"><img decoding="async" width="300" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Citibank" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Citibank_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Citibank_300x150.jpg.webp" /><noscript><img decoding="async" width="300" height="150" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Citibank_300x150.jpg" class="attachment-full size-full" alt="Citibank" loading="lazy" data-eio="l" /></noscript></a> <a class="jpp-ct-brand-name ">Citibank</a> <a data-segment-action="Link Clicked" href="https://www.marketwatch.com/guides/banking/citibank-review/" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Learn More </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_star_rating" data-value="4.2" data-numerical="1"> <div class="jpp-ct-rating default"> <svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg> <span class="jpp-ct-rating-number">4.2</span> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="number_of_branch_locations" data-value="650" data-numerical="">650</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="number_of_atm_locations" data-value="Access to over 65,000" data-numerical="">Access to over 65,000</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="available_deposit_products" data-value="Checking, savings, CDs" data-numerical="">Checking, savings, CDs</td> <td class="jpp-ct-cta-cell"> <a data-segment-action="Link Clicked" href="https://www.marketwatch.com/guides/banking/citibank-review/" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Learn More </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> <tr class="jpp-ct-row " data-brand-id="Chase Bank" data-states-not-covered="" data-index="3"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a class="jpp-ct-brand-logo"><img decoding="async" width="300" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Chase Bank" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Chase_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Chase_300x150.jpg.webp" /><noscript><img decoding="async" width="300" height="150" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Chase_300x150.jpg" class="attachment-full size-full" alt="Chase Bank" loading="lazy" data-eio="l" /></noscript></a> <a class="jpp-ct-brand-name ">Chase Bank</a> <a data-segment-action="Link Clicked" href="https://www.marketwatch.com/guides/banking/chase-review/" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Learn More </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_star_rating" data-value="4.0" data-numerical="1"> <div class="jpp-ct-rating default"> <svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M528.1 171.5L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6zM388.6 312.3l23.7 138.4L288 385.4l-124.3 65.3 23.7-138.4-100.6-98 139-20.2 62.2-126 62.2 126 139 20.2-100.6 98z" fill="currentColor" /></svg> <span class="jpp-ct-rating-number">4.0</span> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="number_of_branch_locations" data-value="4,700" data-numerical="">4,700</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="number_of_atm_locations" data-value="16,000" data-numerical="">16,000</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="available_deposit_products" data-value="Checking, savings, CDs" data-numerical="">Checking, savings, CDs</td> <td class="jpp-ct-cta-cell"> <a data-segment-action="Link Clicked" href="https://www.marketwatch.com/guides/banking/chase-review/" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Learn More </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> </tbody> </table> <div class="jpp-ct-empty-message">No results were found.</div> </div> </div> </figure> <p>*<em>The bank offers a low fee that is waivable if at least one requirement is met, such as a recurring direct deposit, a minimum monthly balance or a linked savings account. Requirements vary by bank.</em></p> <hr class="wp-block-separator has-alpha-channel-opacity"/> <h2 class="wp-block-heading" id="toc-services-and-features">Bank of America Products</h2> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"><div class="wp-block-group__inner-container"> <p><span style="font-weight: 400;">Bank of America offers checking and savings accounts and CDs, but not <a href="https://www.marketwatch.com/guides/money-market/best-money-market-account-rates/">money market accounts</a>. It also offers these financial products:</span></p> <ul> <li><span style="font-weight: 400;">Home loans</span></li> <li><a href="https://www.marketwatch.com/guides/car-loans/bank-of-america-auto-refinance/"><span style="font-weight: 400;">Auto loans</span></a></li> <li><span style="font-weight: 400;">Retirement accounts</span></li> <li><span style="font-weight: 400;">Brokerage accounts</span></li> <li><span style="font-weight: 400;">Credit cards</span></li> </ul> </div></div> <div class="c-gutenberg-table"> <figure class="wp-block-table undefined align-middle has-small-font-size"><table><thead><tr><th><strong>Bank of America Account</strong></th><th><strong>APY<i><span style="font-weight: 400"><sup>1</sup></span></i></strong></th><th><strong>Minimum Opening Deposit</strong></th></tr></thead><tbody><tr><td>Bank of America Advantage SafeBalance Banking</td><td>0%</td><td>$25</td></tr><tr class="even"><td>Bank of America Advantage Plus Banking</td><td>0%</td><td>$100</td></tr><tr><td>Bank of America Advantage Relationship Banking</td><td><style type="text/css">td {border: 1px solid #cccccc;}br {mso-data-placement:same-cell;}</style>0.01% to 0.02%</td><td>$100</td></tr><tr class="even"><td>Bank of America Advantage Savings</td><td><span class="banking-rates-shortcode">0.01%</span> to 0.04%</td><td>$100</td></tr><tr><td>Bank of America featured CD</td><td>0.11% to 4.05%</td><td>$1,000</td></tr><tr class="even"><td>Bank of America fixed-term CD</td><td>0.03% to 4.00%</td><td>$1,000</td></tr><tr><td>Bank of America flexible CD</td><td>3.51%</td><td>$1,000</td></tr></tbody></table><figcaption class="wp-element-caption"><em>*APYs accurate as of November 13, 2024.</em></figcaption></figure> <div class="c-pagination hidden" data-per-page="10"> <button class="pagination-prev hidden"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 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design_type-redesigned"> <div class="c-module-disclosure"> Advertisement <div class="c-tooltip " tabindex="0"> <span class="tooltip-trigger"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 32a224 224 0 1 1 0 448 224 224 0 1 1 0-448zm0 480A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM208 352c-8.8 0-16 7.2-16 16s7.2 16 16 16h96c8.8 0 16-7.2 16-16s-7.2-16-16-16H272V240c0-8.8-7.2-16-16-16H216c-8.8 0-16 7.2-16 16s7.2 16 16 16h24v96H208zm48-168a24 24 0 1 0 0-48 24 24 0 1 0 0 48z" fill="currentColor" /></svg> <div class="c-tooltip-content"><p><span style="font-weight: 400;">The listings that appear are from companies from which this website may receive compensation, which may impact how, where and in what order products appear. Not all companies, products or offers were reviewed in connection with this listing.</span></p> </div> </span> </div> </div> <div class="widget-wrapper"> <div class="brand-heading"> <div class="title-heading"> <h3 class="brand-name">Bank of America Checking Accounts</h3> <span class="brand-superlative"></span> </div> <div class="brand-logo-wrapper"> <a data-unique-id="161343" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://secure.money.com/pr/o9b64807a5b6?s1=banking_bank-of-america-review-161343_{device_type}_brandcta-{segment_id}" target="_blank" class="widget-href" target="_blank"><img decoding="async" width="160" height="80" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="brand-logo lazyload ewww_webp_lazy_load" alt="Bank of America Checking" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Bank-of-America_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Bank-of-America_300x150.jpg.webp" /><noscript><img decoding="async" width="160" height="80" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Bank-of-America_300x150.jpg" class="brand-logo" alt="Bank of America Checking" loading="lazy" data-eio="l" /></noscript></a> </div> <div class="brand-rating-wrapper"> <div class="star-ratings-wrapper"> <div class="ratings-box"> <div class="ratings-left"> <span class="rating">4.4</span> </div> <div class="ratings-right"> <div class="stars"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg> </div> </div> </div> </div> </div> <div class="brand-info-row"> </div> <div class="cta-wrapper btn-has-note"> <nav class="cta-link"> <a data-unique-id="161343" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://secure.money.com/pr/o9b64807a5b6?s1=banking_bank-of-america-review-161343_{device_type}_brandcta-{segment_id}" target="_blank" target="_blank" class="cta-button button cta widget-href primary-cta"> <span class="cta-button-text-wrapper">Explore Rates</span> <span class="cta-button-icon-wrapper"><svg xmlns="http://www.w3.org/2000/svg" width="16" height="15" viewBox="0 0 16 15" fill="none"><path d="M0.999999 8.00003L12.86 8.00003L9.23 12.36C9.06026 12.5642 8.9786 12.8275 9.00298 13.092C9.02736 13.3564 9.15578 13.6003 9.36 13.77C9.56422 13.9398 9.8275 14.0214 10.0919 13.9971C10.3563 13.9727 10.6003 13.8442 10.77 13.64L15.77 7.64003C15.8036 7.59231 15.8337 7.54217 15.86 7.49003C15.86 7.44003 15.86 7.41003 15.93 7.36003C15.9753 7.24537 15.9991 7.12332 16 7.00003C15.9991 6.87674 15.9753 6.75469 15.93 6.64003C15.93 6.59003 15.93 6.56003 15.86 6.51003C15.8337 6.45789 15.8036 6.40775 15.77 6.36003L10.77 0.360031C10.676 0.247148 10.5582 0.156368 10.4252 0.0941463C10.2921 0.0319247 10.1469 -0.000208343 10 3.00884e-05C9.76635 -0.000426701 9.53991 0.0809484 9.36 0.23003C9.25874 0.313979 9.17504 0.417081 9.11369 0.533428C9.05233 0.649775 9.01454 0.777081 9.00246 0.908058C8.99039 1.03903 9.00427 1.17111 9.04331 1.29671C9.08236 1.42231 9.1458 1.53898 9.23 1.64003L12.86 6.00003L0.999999 6.00003C0.734782 6.00003 0.480428 6.10539 0.292892 6.29292C0.105356 6.48046 -6.35255e-07 6.73481 -6.12069e-07 7.00003C-5.88883e-07 7.26525 0.105356 7.5196 0.292892 7.70714C0.480428 7.89467 0.734783 8.00003 0.999999 8.00003Z" fill="white"/></svg></span> </a> <span class="button-note">on Bank of America’s website</span> </nav> </div> </div> <div class="widget-content accordion disallow-first-item-open"> <div class="section-content wysiwyg" ><figure class="wp-block-table"> <div class="c-gutenberg-table"> <figure class="wp-block-table"><table> <tbody> <tr> <td><strong>Bank of America Checking Account</strong></td> <td><strong>Monthly Service Fee</strong></td> <td><strong>Overdraft Fee</strong></td> </tr> <tr class="even"> <td>Advantage SafeBalance Banking</td> <td>$4.95*</td> <td>$0</td> </tr> <tr> <td>Advantage Plus Banking</td> <td>$12**</td> <td>$10^</td> </tr> <tr class="even"> <td>Advantage Relationship Banking</td> <td>$25***</td> <td>$10^</td> </tr> </tbody> </table></figure> </div> </figure> <p><em>*Waived for ages 0-25 or with a $500 minimum balance, or for Preferred Rewards members</em></p> <p><em>**Waived for $1,500 minimum balance, $250 or more direct deposit made, or for Preferred Rewards members</em></p> <p><em>***Waived for $20,000 minimum balance, for Preferred Rewards members, or linking to other eligible Bank of America account</em></p> <p>^<em>Offers optional overdraft protection</em></p> </div> <h4 class="section-title ">Bank of America Checking Account Overview<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 330 330" style="enable-background:new 0 0 330 330;" xml:space="preserve"> <path id="XMLID_225_" d="M325.607,79.393c-5.857-5.857-15.355-5.858-21.213,0.001l-139.39,139.393L25.607,79.393 c-5.857-5.857-15.355-5.858-21.213,0.001c-5.858,5.858-5.858,15.355,0,21.213l150.004,150c2.813,2.813,6.628,4.393,10.606,4.393 s7.794-1.581,10.606-4.394l149.996-150C331.465,94.749,331.465,85.251,325.607,79.393z" fill="currentColor" /> </svg></h4> <div class="section-content wysiwyg" ><p>Bank of America offers three <a href="https://www.marketwatch.com/guides/checking/best-checking-accounts/">checking accounts</a>: Advantage SafeBalance Banking, Advantage Plus Banking and Advantage Relationship Banking. Based on account features, fees and access to ATMs, we give Bank of America’s checking options a rating of 4.4 stars.</p> </div> <h4 class="section-title ">Pros and Cons<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 330 330" style="enable-background:new 0 0 330 330;" xml:space="preserve"> <path id="XMLID_225_" d="M325.607,79.393c-5.857-5.857-15.355-5.858-21.213,0.001l-139.39,139.393L25.607,79.393 c-5.857-5.857-15.355-5.858-21.213,0.001c-5.858,5.858-5.858,15.355,0,21.213l150.004,150c2.813,2.813,6.628,4.393,10.606,4.393 s7.794-1.581,10.606-4.394l149.996-150C331.465,94.749,331.465,85.251,325.607,79.393z" fill="currentColor" /> </svg></h4> <div class="section-content wysiwyg" > <span class="section-subtitle">Pros</span> <span class="section-pros-content section-accordion-content"> <span class="section-pros-item"> <span class="section-pros-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM369 209L241 337c-9.4 9.4-24.6 9.4-33.9 0l-64-64c-9.4-9.4-9.4-24.6 0-33.9s24.6-9.4 33.9 0l47 47L335 175c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9z" fill="currentColor" /></svg> </span> <span class="section-pros-item-content">Low $25 to $100 minimum deposit</span> </span> <span class="section-pros-item"> <span class="section-pros-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM369 209L241 337c-9.4 9.4-24.6 9.4-33.9 0l-64-64c-9.4-9.4-9.4-24.6 0-33.9s24.6-9.4 33.9 0l47 47L335 175c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9z" fill="currentColor" /></svg> </span> <span class="section-pros-item-content">One interest-bearing checking account, though it has a low APY</span> </span> <span class="section-pros-item"> <span class="section-pros-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM369 209L241 337c-9.4 9.4-24.6 9.4-33.9 0l-64-64c-9.4-9.4-9.4-24.6 0-33.9s24.6-9.4 33.9 0l47 47L335 175c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9z" fill="currentColor" /></svg> </span> <span class="section-pros-item-content">No overdraft option for Advantage SafeBalance Banking, which can help account owners avoid fees</span> </span> </span> <span class="section-subtitle">Cons</span> <span class="section-cons-content section-accordion-content"> <span class="section-cons-item"> <span class="section-cons-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM175 175c9.4-9.4 24.6-9.4 33.9 0l47 47 47-47c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9l-47 47 47 47c9.4 9.4 9.4 24.6 0 33.9s-24.6 9.4-33.9 0l-47-47-47 47c-9.4 9.4-24.6 9.4-33.9 0s-9.4-24.6 0-33.9l47-47-47-47c-9.4-9.4-9.4-24.6 0-33.9z" fill="currentColor" /></svg> </span> <span class="section-cons-item-content">Possible $10 overdraft fee on Advantage Plus Banking and Advantage Plus Relationship Banking accounts</span> </span> </span> </div> <h4 class="section-title ">Bank of America Checking Account Options<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 330 330" style="enable-background:new 0 0 330 330;" xml:space="preserve"> <path id="XMLID_225_" d="M325.607,79.393c-5.857-5.857-15.355-5.858-21.213,0.001l-139.39,139.393L25.607,79.393 c-5.857-5.857-15.355-5.858-21.213,0.001c-5.858,5.858-5.858,15.355,0,21.213l150.004,150c2.813,2.813,6.628,4.393,10.606,4.393 s7.794-1.581,10.606-4.394l149.996-150C331.465,94.749,331.465,85.251,325.607,79.393z" fill="currentColor" /> </svg></h4> <div class="section-content wysiwyg" ><h5 class="wp-block-heading"><b>Bank of America Advantage SafeBalance Banking</b></h5> <p>Advantage SafeBalance Banking is a basic checking account option and doesn’t offer interest or <a href="https://www.marketwatch.com/guides/checking/how-long-is-a-check-good-for/">paper checks</a>. You can use your debit card, digital wallet or Zelle to pay others. It has a minimum opening deposit of $25 and a monthly maintenance fee of $4.95. The fee is waived if you meet one of the following requirements:</p> <ul> <li>A Preferred Rewards program member</li> <li>Under 25 years old</li> <li>Maintain a minimum daily balance of $500</li> </ul> <p>To become a Preferred Rewards member, you must:</p> <ul> <li>Open or have an existing Bank of America checking account</li> <li>Have a three-month combined average daily balance of $20,000 or more in your Bank of America deposit and/or Merrill investment accounts</li> </ul> <h5 class="wp-block-heading"><b>Bank of America Advantage Plus Banking</b></h5> <p>Advantage Plus Banking has the same payment methods as the SafeBalance account, plus the option to buy paper checks. This type of checking account requires a minimum opening deposit of $100 and doesn’t earn interest. There’s a monthly service fee of $12, but that can be waived if you meet one of these requirements:</p> <ul> <li>Be a Preferred Rewards member</li> <li>Have a minimum daily balance of $1,500</li> <li>Have at least one qualifying direct deposit of at least $250 per month</li> </ul> <p>A perk of this type of checking account is that you can link it to another Bank of America account and opt into overdraft protection. You can also set your account to decline transactions if there aren’t sufficient funds. If you don’t choose either of these settings, you’ll pay a $10 overdraft fee each time your account is overdrawn by more than $1. Bank of America charges up to two overdraft fees per day.</p> <h5 class="wp-block-heading"><b>Bank of America Advantage Relationship Banking</b></h5> <p>This account has the same payment methods and optional overdraft protection as the Advantage Plus Banking account, and it’s Bank of America’s only interest-bearing checking account. It has a 0.01% APY when your checking balance is under $50,000 and 0.02% APY when your balance is over $50,000.</p> <p>The minimum opening deposit The minimum opening deposit is $100. There’s also a monthly service fee of $25. Like the other checking accounts, this option has a few ways to get the fee waived:$100. There is also a monthly service fee of $25. Like the other checking accounts, this option has a few ways to get the fee waived:</p> <ul> <li>Be a Preferred Rewards member</li> <li>Keep a minimum daily balance of $20,000</li> </ul> </div> </div> </div> </div> </div> <div class="ad-widget-block" id="threes-cta-widget-block-block_ab15d7ed1c756e919954cb8769b6f2c9"> <style> :root{ --advanced-cta-btn-shadow-color: rgba(0, 0, 0, 0.24) !important; } </style> <style> #widget-161387-3 .cta-button {background-color: #3ba14a;color: #fff;} #widget-161387-3 .cta-button:hover {background-color: #73a079;color: #fff;} #widget-161387-3 .widget-wrapper{ border: 1px solid #ccc; } #widget-161387-3 .section-title svg{ color: #3ba14a; } #widget-161387-3.design_type-redesigned .section-title{ color: #3ba14a; } #widget-161387-3 .brand-superlative{ color: #3ba14a; } #widget-161387-3.design_type-redesigned .widget-content .section-content{ color: #000000 !important; } #widget-161387-3.design_type-redesigned .title-heading .brand-name{ color: #000000 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class="brand-logo-wrapper"> <a data-unique-id="161387" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://secure.money.com/pr/o9b64807a5b6?s1=banking_bank-of-america-review-161387_{device_type}_brandcta-{segment_id}" target="_blank" class="widget-href" target="_blank"><img decoding="async" width="142" height="80" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACpAQAAAAC5DD0HAAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cExAQAAAMKg9U9tDQ+gAAAAAAAAODIZvwABaHHdTQAAAABJRU5ErkJggg==" class="brand-logo lazyload ewww_webp_lazy_load" alt="Bank of America Savings" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Bank-of-America-Logo-300x169.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Bank-of-America-Logo.png 3840w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Bank-of-America-Logo-300x169.png 300w, 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5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M528.1 171.5L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6zM388.6 312.3l23.7 138.4L288 385.4l-124.3 65.3 23.7-138.4-100.6-98 139-20.2 62.2-126 62.2 126 139 20.2-100.6 98z" fill="currentColor" /></svg> </div> </div> </div> </div> </div> <div class="brand-info-row"> </div> <div class="cta-wrapper btn-has-note"> <nav class="cta-link"> <a data-unique-id="161387" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://secure.money.com/pr/o9b64807a5b6?s1=banking_bank-of-america-review-161387_{device_type}_brandcta-{segment_id}" target="_blank" target="_blank" class="cta-button button cta widget-href primary-cta"> <span class="cta-button-text-wrapper">Explore Rates</span> <span class="cta-button-icon-wrapper"><svg xmlns="http://www.w3.org/2000/svg" width="16" height="15" viewBox="0 0 16 15" fill="none"><path d="M0.999999 8.00003L12.86 8.00003L9.23 12.36C9.06026 12.5642 8.9786 12.8275 9.00298 13.092C9.02736 13.3564 9.15578 13.6003 9.36 13.77C9.56422 13.9398 9.8275 14.0214 10.0919 13.9971C10.3563 13.9727 10.6003 13.8442 10.77 13.64L15.77 7.64003C15.8036 7.59231 15.8337 7.54217 15.86 7.49003C15.86 7.44003 15.86 7.41003 15.93 7.36003C15.9753 7.24537 15.9991 7.12332 16 7.00003C15.9991 6.87674 15.9753 6.75469 15.93 6.64003C15.93 6.59003 15.93 6.56003 15.86 6.51003C15.8337 6.45789 15.8036 6.40775 15.77 6.36003L10.77 0.360031C10.676 0.247148 10.5582 0.156368 10.4252 0.0941463C10.2921 0.0319247 10.1469 -0.000208343 10 3.00884e-05C9.76635 -0.000426701 9.53991 0.0809484 9.36 0.23003C9.25874 0.313979 9.17504 0.417081 9.11369 0.533428C9.05233 0.649775 9.01454 0.777081 9.00246 0.908058C8.99039 1.03903 9.00427 1.17111 9.04331 1.29671C9.08236 1.42231 9.1458 1.53898 9.23 1.64003L12.86 6.00003L0.999999 6.00003C0.734782 6.00003 0.480428 6.10539 0.292892 6.29292C0.105356 6.48046 -6.35255e-07 6.73481 -6.12069e-07 7.00003C-5.88883e-07 7.26525 0.105356 7.5196 0.292892 7.70714C0.480428 7.89467 0.734783 8.00003 0.999999 8.00003Z" fill="white"/></svg></span> </a> <span class="button-note">on Bank of America’s website</span> </nav> </div> </div> <div class="widget-content accordion disallow-first-item-open"> <div class="section-content wysiwyg" ><figure class="wp-block-table"> <div class="c-gutenberg-table"> <figure class="wp-block-table"><table> <tbody> <tr> <td><strong>Bank of America Savings Account</strong></td> <td><strong>Monthly Service Fee</strong></td> <td><strong>Overdraft Fee</strong></td> <td><strong>APY</strong></td> <td><strong>Minimum Deposit</strong></td> </tr> <tr class="even"> <td>Advantage Savings</td> <td>$8*</td> <td>$0</td> <td><span class="banking-rates-shortcode">0.01%</span> to 0.04%</td> <td>$100</td> </tr> </tbody> </table></figure> </div> </figure> <p><em>*Waived for $500 minimum balance, for ages 0-25, accounts linked to a Bank of America checking account, or for Preferred Rewards members</em></p> </div> <h4 class="section-title ">Bank of America Savings Account Overview<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 330 330" style="enable-background:new 0 0 330 330;" xml:space="preserve"> <path id="XMLID_225_" d="M325.607,79.393c-5.857-5.857-15.355-5.858-21.213,0.001l-139.39,139.393L25.607,79.393 c-5.857-5.857-15.355-5.858-21.213,0.001c-5.858,5.858-5.858,15.355,0,21.213l150.004,150c2.813,2.813,6.628,4.393,10.606,4.393 s7.794-1.581,10.606-4.394l149.996-150C331.465,94.749,331.465,85.251,325.607,79.393z" fill="currentColor" /> </svg></h4> <div class="section-content wysiwyg" ><p>Advantage Savings is Bank of America’s only savings account, and we rate it 3.5 stars. It’s best for customers who want easy access to their money and aren’t looking for a <a href="https://www.marketwatch.com/guides/savings/best-high-yield-savings-accounts/">high-yield savings account</a>.</p> <p>While the standard APY is <span class="banking-rates-shortcode">0.01%</span>, it can reach 0.02% to 0.04% based on your Preferred Rewards Membership status. These rates are low compared to the <a href="https://www.fdic.gov/resources/bankers/national-rates/index.html">national average savings rate </a>of <span class="banking-rates-shortcode">0.46%</span>, but they’re fairly typical for a large bank.</p> </div> <h4 class="section-title ">Pros and Cons<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 330 330" style="enable-background:new 0 0 330 330;" xml:space="preserve"> <path id="XMLID_225_" d="M325.607,79.393c-5.857-5.857-15.355-5.858-21.213,0.001l-139.39,139.393L25.607,79.393 c-5.857-5.857-15.355-5.858-21.213,0.001c-5.858,5.858-5.858,15.355,0,21.213l150.004,150c2.813,2.813,6.628,4.393,10.606,4.393 s7.794-1.581,10.606-4.394l149.996-150C331.465,94.749,331.465,85.251,325.607,79.393z" fill="currentColor" /> </svg></h4> <div class="section-content wysiwyg" > <span class="section-subtitle">Pros</span> <span class="section-pros-content section-accordion-content"> <span class="section-pros-item"> <span class="section-pros-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM369 209L241 337c-9.4 9.4-24.6 9.4-33.9 0l-64-64c-9.4-9.4-9.4-24.6 0-33.9s24.6-9.4 33.9 0l47 47L335 175c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9z" fill="currentColor" /></svg> </span> <span class="section-pros-item-content">Low $100 minimum deposit</span> </span> <span class="section-pros-item"> <span class="section-pros-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM369 209L241 337c-9.4 9.4-24.6 9.4-33.9 0l-64-64c-9.4-9.4-9.4-24.6 0-33.9s24.6-9.4 33.9 0l47 47L335 175c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9z" fill="currentColor" /></svg> </span> <span class="section-pros-item-content">Mobile app tools for tracking savings goals</span> </span> <span class="section-pros-item"> <span class="section-pros-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM369 209L241 337c-9.4 9.4-24.6 9.4-33.9 0l-64-64c-9.4-9.4-9.4-24.6 0-33.9s24.6-9.4 33.9 0l47 47L335 175c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9z" fill="currentColor" /></svg> </span> <span class="section-pros-item-content">Optional Keep the Change feature for automating savings</span> </span> </span> <span class="section-subtitle">Cons</span> <span class="section-cons-content section-accordion-content"> <span class="section-cons-item"> <span class="section-cons-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM175 175c9.4-9.4 24.6-9.4 33.9 0l47 47 47-47c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9l-47 47 47 47c9.4 9.4 9.4 24.6 0 33.9s-24.6 9.4-33.9 0l-47-47-47 47c-9.4 9.4-24.6 9.4-33.9 0s-9.4-24.6 0-33.9l47-47-47-47c-9.4-9.4-9.4-24.6 0-33.9z" fill="currentColor" /></svg> </span> <span class="section-cons-item-content">Only offers one savings account option</span> </span> <span class="section-cons-item"> <span class="section-cons-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM175 175c9.4-9.4 24.6-9.4 33.9 0l47 47 47-47c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9l-47 47 47 47c9.4 9.4 9.4 24.6 0 33.9s-24.6 9.4-33.9 0l-47-47-47 47c-9.4 9.4-24.6 9.4-33.9 0s-9.4-24.6 0-33.9l47-47-47-47c-9.4-9.4-9.4-24.6 0-33.9z" fill="currentColor" /></svg> </span> <span class="section-cons-item-content">APYs below the national average interest rate for savings accounts</span> </span> </span> </div> <h4 class="section-title ">Bank of America Savings Account Options<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 330 330" style="enable-background:new 0 0 330 330;" xml:space="preserve"> <path id="XMLID_225_" d="M325.607,79.393c-5.857-5.857-15.355-5.858-21.213,0.001l-139.39,139.393L25.607,79.393 c-5.857-5.857-15.355-5.858-21.213,0.001c-5.858,5.858-5.858,15.355,0,21.213l150.004,150c2.813,2.813,6.628,4.393,10.606,4.393 s7.794-1.581,10.606-4.394l149.996-150C331.465,94.749,331.465,85.251,325.607,79.393z" fill="currentColor" /> </svg></h4> <div class="section-content wysiwyg" ><h5 class="wp-block-heading"><b>Bank of America Advantage Savings</b></h5> <p>The Advantage Savings account requires an opening deposit of $100. It also has an $8 monthly maintenance fee that’s waived for the first six months. You can continue to get this fee waived if you meet one of these requirements:</p> <ul> <li>Preferred Rewards member</li> <li>Under the age of 25</li> <li>Link your account to an Advantage Relationship Banking, Advantage with Tiered Interest Checking or Advantage Regular Checking account</li> <li>Maintain a minimum daily balance of $500</li> </ul> <h5 class="wp-block-heading"><b>Bank of America Keep the Change</b></h5> <p>Noteworthy features include the optional Keep the Change feature, which rounds your Bank of America debit card purchases to the nearest dollar and deposits the change in your savings. And the Life Plan tools on the mobile app help you set and track savings goals.</p> </div> </div> </div> </div> </div> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"><div class="wp-block-group__inner-container"> <div class="ad-widget-block" id="threes-cta-widget-block-block_65d1241b96fc79c7fc64ef3a651fc3e2"> <style> :root{ --advanced-cta-btn-shadow-color: rgba(0, 0, 0, 0.24) !important; } </style> <style> #widget-161425-4 .cta-button {background-color: #3ba14a;color: #fff;} #widget-161425-4 .cta-button:hover {background-color: #73a079;color: #fff;} #widget-161425-4 .widget-wrapper{ border: 1px solid #ccc; } #widget-161425-4 .section-title svg{ color: #3ba14a; } #widget-161425-4.design_type-redesigned .section-title{ color: #3ba14a; } #widget-161425-4 .brand-superlative{ color: #3ba14a; } #widget-161425-4.design_type-redesigned .widget-content .section-content{ color: #000000 !important; } #widget-161425-4.design_type-redesigned .title-heading 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width="16" height="15" viewBox="0 0 16 15" fill="none"><path d="M0.999999 8.00003L12.86 8.00003L9.23 12.36C9.06026 12.5642 8.9786 12.8275 9.00298 13.092C9.02736 13.3564 9.15578 13.6003 9.36 13.77C9.56422 13.9398 9.8275 14.0214 10.0919 13.9971C10.3563 13.9727 10.6003 13.8442 10.77 13.64L15.77 7.64003C15.8036 7.59231 15.8337 7.54217 15.86 7.49003C15.86 7.44003 15.86 7.41003 15.93 7.36003C15.9753 7.24537 15.9991 7.12332 16 7.00003C15.9991 6.87674 15.9753 6.75469 15.93 6.64003C15.93 6.59003 15.93 6.56003 15.86 6.51003C15.8337 6.45789 15.8036 6.40775 15.77 6.36003L10.77 0.360031C10.676 0.247148 10.5582 0.156368 10.4252 0.0941463C10.2921 0.0319247 10.1469 -0.000208343 10 3.00884e-05C9.76635 -0.000426701 9.53991 0.0809484 9.36 0.23003C9.25874 0.313979 9.17504 0.417081 9.11369 0.533428C9.05233 0.649775 9.01454 0.777081 9.00246 0.908058C8.99039 1.03903 9.00427 1.17111 9.04331 1.29671C9.08236 1.42231 9.1458 1.53898 9.23 1.64003L12.86 6.00003L0.999999 6.00003C0.734782 6.00003 0.480428 6.10539 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class="banking-rates-shortcode">2.75%</span></td> <td>$1,000</td> </tr> <tr> <td>25 months</td> <td>2.00%</td> <td>$1,000</td> </tr> <tr class="even"> <td>37 months</td> <td>0.11%</td> <td>$1,000</td> </tr> </tbody> </table></figure> </div> </figure> <div class="c-pagination hidden" data-per-page="10"> <p><button class="pagination-prev hidden"></button></p> <div>Page<br /> <span class="pagination-current">1</span><br /> of</div> <p><button class="pagination-next"></button></p> </div> </div> </figure> <div class="c-pagination hidden" data-per-page="10"> <p><button class="pagination-prev hidden"></button></p> <div>Page<br /> <span class="pagination-current">1</span><br /> of</div> <p><button class="pagination-next"></button></p> </div> </div> </figure> </div> <h4 class="section-title ">Bank of America CD Overview<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 330 330" style="enable-background:new 0 0 330 330;" xml:space="preserve"> <path id="XMLID_225_" d="M325.607,79.393c-5.857-5.857-15.355-5.858-21.213,0.001l-139.39,139.393L25.607,79.393 c-5.857-5.857-15.355-5.858-21.213,0.001c-5.858,5.858-5.858,15.355,0,21.213l150.004,150c2.813,2.813,6.628,4.393,10.606,4.393 s7.794-1.581,10.606-4.394l149.996-150C331.465,94.749,331.465,85.251,325.607,79.393z" fill="currentColor" /> </svg></h4> <div class="section-content wysiwyg" ><p>Bank of America offers three types of CDs: featured, fixed term and flexible. Based on the bank’s offerings, rates and terms, we give its CDs a rating of 3.8 stars. This skews higher than our CD ratings for other large banks, mainly due to the competitive APYs offered for select term lengths with Bank of America’s featured CDs.</p> <p>While some of the bank’s featured CD rates beat national averages for similar term lengths, there are higher rates available with other financial institutions.</p> <p>All <a href="https://www.marketwatch.com/guides/cds/bank-of-america-cd-rates/">Bank of America CD accounts</a> have early withdrawal penalties:</p> <ul> <li><strong>Featured and fixed-term CDs</strong>: Penalties apply to any withdrawal outside of the grace period. The grace period begins on the maturity date and is one calendar day for CD terms of up to 27 days and seven calendar days for CD terms of 28 days or more. The penalty is deducted from the accrued interest first, and if there’s not enough interest to cover it, the rest comes from the principal.</li> <li><strong>Flexible CDs</strong>: The early withdrawal penalty only applies in the first six days after the term begins or the first six days after a partial withdrawal.</li> </ul> </div> <h4 class="section-title ">Pros and Cons<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 330 330" style="enable-background:new 0 0 330 330;" xml:space="preserve"> <path id="XMLID_225_" d="M325.607,79.393c-5.857-5.857-15.355-5.858-21.213,0.001l-139.39,139.393L25.607,79.393 c-5.857-5.857-15.355-5.858-21.213,0.001c-5.858,5.858-5.858,15.355,0,21.213l150.004,150c2.813,2.813,6.628,4.393,10.606,4.393 s7.794-1.581,10.606-4.394l149.996-150C331.465,94.749,331.465,85.251,325.607,79.393z" fill="currentColor" /> </svg></h4> <div class="section-content wysiwyg" > <span class="section-subtitle">Pros</span> <span class="section-pros-content section-accordion-content"> <span class="section-pros-item"> <span class="section-pros-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM369 209L241 337c-9.4 9.4-24.6 9.4-33.9 0l-64-64c-9.4-9.4-9.4-24.6 0-33.9s24.6-9.4 33.9 0l47 47L335 175c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9z" fill="currentColor" /></svg> </span> <span class="section-pros-item-content">Offers CD terms ranging from 28 days to 10 years</span> </span> <span class="section-pros-item"> <span class="section-pros-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM369 209L241 337c-9.4 9.4-24.6 9.4-33.9 0l-64-64c-9.4-9.4-9.4-24.6 0-33.9s24.6-9.4 33.9 0l47 47L335 175c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9z" fill="currentColor" /></svg> </span> <span class="section-pros-item-content">Competitive yields on some short-term CDs</span> </span> </span> <span class="section-subtitle">Cons</span> <span class="section-cons-content section-accordion-content"> <span class="section-cons-item"> <span class="section-cons-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM175 175c9.4-9.4 24.6-9.4 33.9 0l47 47 47-47c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9l-47 47 47 47c9.4 9.4 9.4 24.6 0 33.9s-24.6 9.4-33.9 0l-47-47-47 47c-9.4 9.4-24.6 9.4-33.9 0s-9.4-24.6 0-33.9l47-47-47-47c-9.4-9.4-9.4-24.6 0-33.9z" fill="currentColor" /></svg> </span> <span class="section-cons-item-content">Early withdrawal penalties</span> </span> <span class="section-cons-item"> <span class="section-cons-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM175 175c9.4-9.4 24.6-9.4 33.9 0l47 47 47-47c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9l-47 47 47 47c9.4 9.4 9.4 24.6 0 33.9s-24.6 9.4-33.9 0l-47-47-47 47c-9.4 9.4-24.6 9.4-33.9 0s-9.4-24.6 0-33.9l47-47-47-47c-9.4-9.4-9.4-24.6 0-33.9z" fill="currentColor" /></svg> </span> <span class="section-cons-item-content">Competitive yields on some short-term CDs</span> </span> </span> </div> <h4 class="section-title ">Bank of America CD Options<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 330 330" style="enable-background:new 0 0 330 330;" xml:space="preserve"> <path id="XMLID_225_" d="M325.607,79.393c-5.857-5.857-15.355-5.858-21.213,0.001l-139.39,139.393L25.607,79.393 c-5.857-5.857-15.355-5.858-21.213,0.001c-5.858,5.858-5.858,15.355,0,21.213l150.004,150c2.813,2.813,6.628,4.393,10.606,4.393 s7.794-1.581,10.606-4.394l149.996-150C331.465,94.749,331.465,85.251,325.607,79.393z" fill="currentColor" /> </svg></h4> <div class="section-content wysiwyg" ><h5 class="wp-block-heading"><strong>Bank of America Featured CD</strong></h5> <p>The bank’s featured CD account has a fixed interest rate and a minimum deposit of $1,000. There are no annual fees or transfer fees.</p> <h5 class="wp-block-heading"><strong>Bank of America Fixed-Term CD</strong></h5> <p>The fixed-term CD from Bank of America offers terms in one-month increments from one month to 10 years. This account is best for short-term savings, as the CDs with the highest rates are the three-, four- and five-month terms at <span class="banking-rates-shortcode">3.75%</span> for deposits under $10,000. Otherwise, most terms have APYs of <span class="banking-rates-shortcode">0.03%</span>.</p> <p>Like the featured CD, this account requires a $1,000 minimum deposit and doesn’t have transfer or annual fees.</p> <h5 class="wp-block-heading"><b>Bank of America Flexible CD</b></h5> <p>With this account, you can withdraw money without a penalty as long as it has been seven days since you opened the CD or made a withdrawal. If you make a withdrawal within the first six days of the account term (or within six days after making a partial withdrawal or term renewal), you’ll pay a penalty equal to seven days of interest.</p> <p>The flexible CD comes with a one-year term and an APY of 3.7<span class="banking-rates-shortcode">5%</span>. Its minimum deposit is $1,000, and it doesn’t have transfer or annual fees.</p> </div> </div> </div> </div> </div> <hr class="wp-block-separator has-alpha-channel-opacity"/> <h2 class="wp-block-heading" id="toc-bank-of-america-fees">Bank of America Fees</h2> <p>In addition to monthly service fees on checking and savings accounts, Bank of America charges fees for some services. Select fees are waived for Preferred Rewards members in certain tiers and Advantage Relationship Banking account holders. Other banks may charge additional fees if you use a non-Bank of America ATM, or send or receive a wire transfer.</p> <div class="c-gutenberg-table"> <figure class="wp-block-table undefined align-middle"><table><thead><tr><th>Bank of America Fee</th><th>Cost</th></tr></thead><tbody><tr><td>Non-Bank of America ATM</td><td>Domestic: $2.50<br><br>International: $5</td></tr><tr class="even"><td>Overdraft</td><td>$10 per item (max two fees per day)</td></tr><tr><td>CD early withdrawal fee</td><td>Up to 365 days’ worth of interest on the amount you withdraw</td></tr><tr class="even"><td>Stop payment</td><td>$30</td></tr><tr><td>Cashier’s checks</td><td>$15</td></tr><tr class="even"><td>Incoming wire transfers</td><td>Domestic: $15<br><br>International: $15</td></tr><tr><td>Outgoing wire transfers</td><td>Domestic: $30<br><br>International: $45 if sent in U.S. dollars, free if sent in foreign currency</td></tr></tbody></table></figure> <div class="c-pagination hidden" data-per-page="10"> <button class="pagination-prev hidden"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z" fill="currentColor" /></svg></button> <div> Page <span class="pagination-current">1</span> of <span class="pagination-total"></span> </div> <button class="pagination-next"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z" fill="currentColor" /></svg></button> </div> </div> <hr class="wp-block-separator has-css-opacity is-style-wide"/> </div></div> <h2 class="wp-block-heading">Bank of America Mobile App</h2> <p>Bank of America gets fairly high ratings for its banking app. The app earns <a href="https://play.google.com/store/apps/details?id=com.infonow.bofa&hl=en_US&gl=US">4.6 out of 5 stars</a> on Google Play from over 1 million reviews and<a href="https://apps.apple.com/us/app/bank-of-america-mobile-banking/id284847138"> 4.8 out of 5 stars</a> on the Apple App Store from over 4.4 million ratings. </p> <p>Reviews of the app say it’s efficient but can be slow at times. One respondent in our survey said “The app runs very smoothly and has no hiccups or errors.” Another said, “[Bank of America’s] app is excellent.” However, one user indicated “it could be faster” and another person complained, “They need to improve their mobile app.”</p> <p>Bank of America developers have responded to reviews that mention struggles and complaints, which is a sign the company is paying attention.</p> <p>*<em>The bank offers a low fee that is waivable if at least one requirement is met, such as a recurring direct deposit, a minimum monthly balance or a linked savings account. Requirements vary by bank.</em></p> <hr class="wp-block-separator has-alpha-channel-opacity"/> <h2 class="wp-block-heading">Bank of America vs. Wells Fargo</h2> <p>While Wells Fargo has more branches (4,600) than Bank of America (4,000), BoA has more ATMs. Bank of America also beats Wells on the APYs it offers on its savings accounts and CDs. Wells Fargo has lower minimum deposit requirements on checking and savings accounts but Bank of America has a lower minimum to open a CD. </p> <p>The Wells Fargo mobile app has more reviews and higher ratings than the BoA mobile app. But Bank of America has a much higher BBB rating (A-) than Wells Fargo (F). </p> <h2 class="wp-block-heading">Bank of America vs. Citibank</h2> <p>Citibank has just 650 physical branches, but it has more than four times the number of ATMs as Bank of America. Citibank’s checking accounts don’t have a minimum balance requirement, unlike BoA’s, but Citi’s fees are similar. </p> <p>Citi beats Bank of America slightly on savings account rates. Both banks have similar CD APYs , although Bank of America requires double the money — $1,000 compared with Citi’s minimum requirement of $500 — to open a new CD. Citi has slightly better reviews on its mobile app, but once again, Bank of America beats Citi’s F rating from the BBB. </p> <h2 class="wp-block-heading">Bank of America vs. Chase</h2> <p>While Chase has a larger physical presence than Bank of America, BoA has several advantages: Bank of America has lower overdraft fees, its monthly fees are slightly easier to waive and it has IRA options whereas Chase does not. Chase has a much better <a href="https://www.marketwatch.com/guides/banking/best-bank-bonuses/">sign-on bonus</a> than Bank of America, though. Chase offers up to $300 for new checking account customers who make a direct deposit of at least $500 in the first 90 days. The offer expires July 24. Bank of America’s offer only goes up to $200, and requires you to direct-deposit at least $2,000. The offer expires on May 31.</p> <p>Both banks offer nominal interest rates for their savings accounts. Chase offers slightly higher CD rates than Bank of America. Bank of America’s mobile app gets better reviews than Chase’s, but Chase’s BBB rating of A is slightly better. </p> <p>Keep in mind that many large banks have similar fees, rates and perks, so ultimately, if you’re interested in a bank with a physical presence, it may come down to the location that’s most convenient for you.</p> <p>If you’re interested in fee-free banks like many of our survey respondents, you may want to consider a smaller regional bank or credit union. If a brick-and-mortar branch is not important, try one of our <a href="https://www.marketwatch.com/guides/banking/best-online-banks/">best online bank recommendations</a>.</p> <hr class="wp-block-separator has-alpha-channel-opacity"/> <section class="b-accordion" id="toc-frequently-asked-questions"> <div class="wrapper"> <h2 class="heading">FAQ: Bank of America Reviews</h2> <div class="c-accordion style-default"> <div class="accordion-item"> <div class="accordion-trigger-wrapper"> <button type="button" aria-expanded="false" class="accordion-trigger" aria-controls="67b228e9e9557-accordion-content-0" id="67b228e9e9557-accordion-trigger-0"> <span> <h3 class="accordion-trigger-text">Is Bank of America good for personal banking?</h3> <span class="accordion-trigger-icon"><svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg></span> </span> </button> </div> <div id="67b228e9e9557-accordion-content-0" role="region" aria-labelledby="67b228e9e9557-accordion-trigger-0" class="accordion-content " ><div class="wysiwyg"><p><span style="font-weight: 400;">Bank of America could be good for personal banking if you want to manage accounts such as checking, savings, CDs and investments in one place. It could also be a good choice for you if you value online and mobile banking, as its mobile app has high reviews.</span></p> </div></div> </div> <div class="accordion-item"> <div class="accordion-trigger-wrapper"> <button type="button" aria-expanded="false" class="accordion-trigger" aria-controls="67b228e9e9557-accordion-content-1" id="67b228e9e9557-accordion-trigger-1"> <span> <h3 class="accordion-trigger-text">Is Bank of America trusted?</h3> <span class="accordion-trigger-icon"><svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg></span> </span> </button> </div> <div id="67b228e9e9557-accordion-content-1" role="region" aria-labelledby="67b228e9e9557-accordion-trigger-1" class="accordion-content " ><div class="wysiwyg"><p>Yes, Bank of America is a trusted financial institution. It’s a member of the FDIC, so deposits are insured up to $250,000 per depositor.</p> <p><span style="font-weight: 400;"> </span></p> </div></div> </div> <div class="accordion-item"> <div class="accordion-trigger-wrapper"> <button type="button" aria-expanded="false" class="accordion-trigger" aria-controls="67b228e9e9557-accordion-content-2" id="67b228e9e9557-accordion-trigger-2"> <span> <h3 class="accordion-trigger-text">What features does Bank of America offer?</h3> <span class="accordion-trigger-icon"><svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg></span> </span> </button> </div> <div id="67b228e9e9557-accordion-content-2" role="region" aria-labelledby="67b228e9e9557-accordion-trigger-2" class="accordion-content " ><div class="wysiwyg"><p><span style="font-weight: 400;">Bank of America’s online and mobile banking features include:</span></p> <ul> <li><span style="font-weight: 400;">Mobile check deposit</span></li> <li><span style="font-weight: 400;">Bill pay</span></li> <li><span style="font-weight: 400;">Money transfers with Zelle</span></li> <li><span style="font-weight: 400;">Customizable alerts</span></li> <li><span style="font-weight: 400;">Budgeting and goal-setting tools</span></li> <li><span style="font-weight: 400;">Investment data and news from Merrill</span></li> </ul> </div></div> </div> </div> </div> </section> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"><div class="wp-block-group__inner-container"> <hr class="wp-block-separator has-css-opacity is-style-wide"/> </div></div> <h2 class="wp-block-heading" id="toc-our-methodology">Our Methodology</h2> <p><span style="font-weight: 400;">Our team researched more than 100 of the country’s largest and most prominent financial institutions, collecting information on each provider’s account options, fees, rates, terms and customer experience. We then scored each firm based on the data points and metrics that matter most to potential customers. Read our full </span><a href="https://www.marketwatch.com/guides/banking/bank-and-credit-union-rating-methodology/"><span style="font-weight: 400;">methodology</span></a><span style="font-weight: 400;">. </span></p> <section class="b-donut-chart-infographic background-white"> <div class="wrapper"> <div class="stats-mobile swiper"> <div class="swiper-wrapper"> <div class="swiper-slide"> <div class="stat"> <div class="stat-top" style=" background: rgb(8, 43, 13); color: hsl(0, 0%, 8000%); "> <span class="stat-title">Savings and money market accounts</span> <div class="donut-chart-wrapper"> <div class="c-donut-chart "> <div class="svg-wrapper"> <svg viewBox="0 0 160 160"> <circle class="hole" cx="80" cy="80" r="62" fill="transparent"> </circle> <circle class="ring" cx="80" cy="80" r="62" fill="transparent" stroke="#d2d3d4" stroke-width="35"> </circle> <circle class="segment" cx="80" cy="80" r="62" fill="transparent" stroke="#000" stroke-width="35" stroke-dasharray="389.55748904513" stroke-dashoffset="253.21236787934" transform="rotate(-90, 80, 80)"> </circle> </svg> </div> </div> <span>35%</span> </div> </div> <div class="stat-description"> The best scores go to banks, loans and fintech companies with high interest rates and low or no fees or minimum opening deposits. </div> </div> </div> <div class="swiper-slide"> <div class="stat"> <div class="stat-top" style=" background: rgb(32, 141, 48); color: hsl(0, 0%, 4666.6666666667%); "> <span class="stat-title">Checking accounts</span> <div class="donut-chart-wrapper"> <div class="c-donut-chart "> <div class="svg-wrapper"> <svg viewBox="0 0 160 160"> <circle class="hole" cx="80" cy="80" r="62" fill="transparent"> </circle> <circle class="ring" cx="80" cy="80" r="62" fill="transparent" stroke="#d2d3d4" stroke-width="35"> </circle> <circle class="segment" cx="80" cy="80" r="62" fill="transparent" stroke="#000" stroke-width="35" stroke-dasharray="389.55748904513" stroke-dashoffset="272.69024233159" transform="rotate(36, 80, 80)"> </circle> </svg> </div> </div> <span>30%</span> </div> </div> <div class="stat-description"> High marks are given to those with multiple accounts and minimal fees, plus benefits such as reward programs and mobile check deposit. </div> </div> </div> <div class="swiper-slide"> <div class="stat"> <div class="stat-top" style=" background: rgb(87, 209, 105); color: hsl(0, 0%, 1333.3333333333%); "> <span class="stat-title">Certificates of deposit</span> <div class="donut-chart-wrapper"> <div class="c-donut-chart "> <div class="svg-wrapper"> <svg viewBox="0 0 160 160"> <circle class="hole" cx="80" cy="80" r="62" fill="transparent"> </circle> <circle class="ring" cx="80" cy="80" r="62" fill="transparent" stroke="#d2d3d4" stroke-width="35"> </circle> <circle class="segment" cx="80" cy="80" r="62" fill="transparent" stroke="#000" stroke-width="35" stroke-dasharray="389.55748904513" stroke-dashoffset="311.64599123611" transform="rotate(144, 80, 80)"> </circle> </svg> </div> </div> <span>20%</span> </div> </div> <div class="stat-description"> Top-rated financial institutions have low or no minimum opening deposits, as well as a variety of term options and specialty CDs for flexibility. </div> </div> </div> <div class="swiper-slide"> <div class="stat"> <div class="stat-top" style=" background: rgb(186, 233, 193); color: hsl(0, 0%, -2000%); "> <span class="stat-title">Banking experience and access</span> <div class="donut-chart-wrapper"> <div class="c-donut-chart "> <div class="svg-wrapper"> <svg viewBox="0 0 160 160"> <circle class="hole" cx="80" cy="80" r="62" fill="transparent"> </circle> <circle class="ring" cx="80" cy="80" r="62" fill="transparent" stroke="#d2d3d4" stroke-width="35"> </circle> <circle class="segment" cx="80" cy="80" r="62" fill="transparent" stroke="#000" stroke-width="35" stroke-dasharray="389.55748904513" stroke-dashoffset="331.12386568836" transform="rotate(216, 80, 80)"> </circle> </svg> </div> </div> <span>15%</span> </div> </div> <div class="stat-description"> Providers that excel in this category have large branch and ATM networks and multiple checking and savings accounts, and they earn more points for offering CDs and money market accounts. </div> </div> </div> </div> <div class="c-swiper-pagination"></div> </div> <div class="stats"> <div class="donut-chart-wrapper"> <div class="c-donut-chart with-values"> <div class="svg-wrapper"> <svg viewBox="0 0 160 160"> <circle class="hole" cx="80" cy="80" r="62" fill="transparent"> </circle> <circle class="ring" cx="80" cy="80" r="62" fill="transparent" stroke="#d2d3d4" stroke-width="35"> </circle> <circle class="segment" cx="80" cy="80" r="62" fill="transparent" stroke="rgb(8, 43, 13)" stroke-width="35" stroke-dasharray="389.55748904513" stroke-dashoffset="253.21236787934" transform="rotate(-90, 80, 80)"> </circle> <circle class="segment" cx="80" cy="80" r="62" fill="transparent" stroke="rgb(32, 141, 48)" stroke-width="35" stroke-dasharray="389.55748904513" stroke-dashoffset="272.69024233159" transform="rotate(36, 80, 80)"> </circle> <circle class="segment" cx="80" cy="80" r="62" fill="transparent" stroke="rgb(87, 209, 105)" stroke-width="35" stroke-dasharray="389.55748904513" stroke-dashoffset="311.64599123611" transform="rotate(144, 80, 80)"> </circle> <circle class="segment" cx="80" cy="80" r="62" fill="transparent" stroke="rgb(186, 233, 193)" stroke-width="35" stroke-dasharray="389.55748904513" stroke-dashoffset="331.12386568836" transform="rotate(216, 80, 80)"> </circle> </svg> <div class="segment-trigger" style="top: 32.407868135093%; left: 84.526502812299%;" data-index="0"> </div> <div class="segment-trigger" style="top: 88.75%; left: 50%;" data-index="1"> </div> <div class="segment-trigger" style="top: 50%; left: 11.25%;" data-index="2"> </div> <div class="segment-trigger" style="top: 15.473497187701%; left: 32.407868135093%;" data-index="3"> </div> </div> <div class="segment-values"> <div class="segment-value right top" style="top: 32.407868135093%; color: rgb(8, 43, 13);"> <strong>35%</strong> <span> Savings and money market accounts </span> </div> <div class="segment-value right bottom" style="top: 88.75%; color: rgb(32, 141, 48);"> <strong>30%</strong> <span> Checking accounts </span> </div> <div class="segment-value left bottom" style="top: 50%; color: rgb(87, 209, 105);"> <strong>20%</strong> <span> Certificates of deposit </span> </div> <div class="segment-value left top" style="top: 15.473497187701%; color: rgb(186, 233, 193);"> <strong>15%</strong> <span> Banking experience and access </span> </div> </div> </div> </div> <div class="stat-boxes"> <div class="stat-box active"> <strong class="stat-box-title">Savings and money market accounts</strong> <p class="stat-box-description">The best scores go to banks, loans and fintech companies with high interest rates and low or no fees or minimum opening deposits.</p> </div> <div class="stat-box "> <strong class="stat-box-title">Checking accounts</strong> <p class="stat-box-description">High marks are given to those with multiple accounts and minimal fees, plus benefits such as reward programs and mobile check deposit.</p> </div> <div class="stat-box "> <strong class="stat-box-title">Certificates of deposit</strong> <p class="stat-box-description">Top-rated financial institutions have low or no minimum opening deposits, as well as a variety of term options and specialty CDs for flexibility.</p> </div> <div class="stat-box "> <strong class="stat-box-title">Banking experience and access</strong> <p class="stat-box-description">Providers that excel in this category have large branch and ATM networks and multiple checking and savings accounts, and they earn more points for offering CDs and money market accounts.</p> </div> </div> </div> </div> </section> <hr class="wp-block-separator has-alpha-channel-opacity"/> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"><div class="wp-block-group__inner-container"> <section class="b-accordion-with-icon"> <div class="wrapper"> <div class="c-accordion style-with-icon background-light-gray"> <div class="accordion-item"> <div class="accordion-trigger-wrapper"> <button type="button" aria-expanded="false" class="accordion-trigger" aria-controls="67b228e9ecb64-accordion-content-0" id="67b228e9ecb64-accordion-trigger-0"> <span> <span class="accordion-trigger-text-wrapper"> <div class="accordion-trigger-text">Banks, Credit Unions and Fintech Companies We Monitor</div> </span> <span class="accordion-trigger-icon"><svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg></span> </span> </button> </div> <div id="67b228e9ecb64-accordion-content-0" role="region" aria-labelledby="67b228e9ecb64-accordion-trigger-0" class="accordion-content " ><div class="wysiwyg"><p>All America Bank, <a href="https://www.marketwatch.com/guides/banking/alliant-credit-union-review/" target="_blank" rel="noopener nofollow noreferrer">Alliant Credit Union</a>, <a href="https://www.marketwatch.com/guides/banking/ally-review/" target="_blank" rel="noopener nofollow noreferrer">Ally Bank</a>, Amerant Bank, America First Credit Union, American Airlines Credit Union, American Express National Bank, Apple Bank, Arvest Bank, Associated Bank, Axos Bank, Banesco Bank, <a href="https://www.marketwatch.com/guides/banking/bank-of-america-review/" target="_blank" rel="noopener nofollow noreferrer">Bank of America</a>, Bank of Hope, Bank Purely, Bank5 Connect, <a href="https://www.marketwatch.com/guides/banking/barclays-bank-review/" target="_blank" rel="noopener nofollow noreferrer">Barclays</a>, <a href="https://www.marketwatch.com/guides/banking/bask-bank-review/" target="_blank" rel="noopener nofollow noreferrer">Bask Bank</a>, BECU (Boeing Employees Credit Union), Bethpage Federal Credit Union, <a href="https://www.marketwatch.com/guides/banking/bmo-bank-review/" target="_blank" rel="noopener nofollow noreferrer">BMO</a>, <a href="https://www.marketwatch.com/guides/banking/bmo-alto-review/" target="_blank" rel="noopener nofollow noreferrer">BMO Alto Bank</a>, Bread Savings (formerly Comenity Direct), BrioDirect, <a href="https://www.marketwatch.com/guides/banking/capital-one-bank-review/" target="_blank" rel="noopener nofollow noreferrer">Capital One Bank</a>, CFG Bank, Charles Schwab, Charlie Financial, <a href="https://www.marketwatch.com/guides/banking/chase-review/" target="_blank" rel="noopener nofollow noreferrer">Chase Bank</a>, Chime, CIBC USA, CIT Bank, <a href="https://www.marketwatch.com/guides/banking/citibank-review/" target="_blank" rel="noopener nofollow noreferrer">Citibank</a>, Citizens, <a href="https://www.marketwatch.com/guides/banking/citizens-access-review/" target="_blank" rel="noopener nofollow noreferrer">Citizens Bank</a>, Colorado Federal Savings Bank, Comerica Bank, <a href="https://www.marketwatch.com/guides/banking/connexus-credit-union/" target="_blank" rel="noopener nofollow noreferrer">Connexus Credit Union</a>, Consumers Credit Union, Credit One Bank, Cross River Bank, Current, Customers Bank, Delta Community Credit Union, <a href="https://www.marketwatch.com/guides/banking/discover-bank-review/" target="_blank" rel="noopener nofollow noreferrer">Discover Bank</a>, East West Bank, Emigrant Direct, <a href="https://www.marketwatch.com/guides/banking/everbank-review/" target="_blank" rel="noopener nofollow noreferrer">EverBank (formerly TIAA Bank)</a>, Federal Savings Bank, Fifth Third Bank, First Citizens Bank, First Internet Bank (of Indiana), First National Bank of America, First Tech Federal Credit Union, FNBO Direct, Frost Bank, Golden 1 Credit Union, Heritage Bank NA, HSBC, <a href="https://www.marketwatch.com/guides/banking/huntington-review/" target="_blank" rel="noopener nofollow noreferrer">Huntington Bank</a>, KeyBank, Lafayette Federal Credit Union, Lake Michigan Credit Union, <a href="https://www.marketwatch.com/guides/banking/lending-club-bank-review/" target="_blank" rel="noopener nofollow noreferrer">LendingClub</a>, Limelight Bank, Live Oak Bank, Lonestar Bank, M.Y. Safra Bank, M&T Bank, <a href="https://www.marketwatch.com/guides/banking/marcus-by-goldman-sachs-review/" target="_blank" rel="noopener nofollow noreferrer">Marcus by Goldman Sachs</a>, Mercury Bank, Merrick Bank, Michigan State University Federal Credit Union, <a href="https://www.marketwatch.com/guides/banking/milli-bank-review/" target="_blank" rel="noopener nofollow noreferrer">Milli</a>, Morgan Stanley Private Bank, Mountain America Credit Union, My eBanc, MySavingsDirect, National Bank of Kansas City, Navy Federal Credit Union, NBKC Bank, North American Savings Bank (NASB), Northpointe Bank, Patelco Credit Union, PenFed Credit Union (Pentagon Federal), <a href="https://www.marketwatch.com/guides/banking/pnc-review/" target="_blank" rel="noopener nofollow noreferrer">PNC Bank</a>, Popular Direct, Presidential Bank, Provident Bank, <a href="https://www.marketwatch.com/guides/banking/quontic-bank-review/" target="_blank" rel="noopener nofollow noreferrer">Quontic Bank</a>, Quorum Federal Credit Union, Randolph-Brooks Federal Credit Union, Regions Bank, Ridgewood Savings Bank, Rising Bank, Salem Five Direct, Sallie Mae Bank, Santander Bank, SchoolsFirst Federal Credit Union, Security Service Federal Credit Union, Service Credit Union, <a href="https://www.marketwatch.com/guides/banking/sofi-bank-review/" target="_blank" rel="noopener nofollow noreferrer">SoFi Bank</a>, South State Bank, Spectrum Credit Union, Spring Bank, Star One Credit Union, State Bank of Texas, State Department Federal Credit Union, State Employees’ Credit Union, Suncoast Credit Union, Sutton Bank, <a href="https://www.marketwatch.com/guides/banking/synchrony-review/" target="_blank" rel="noopener nofollow noreferrer">Synchrony Bank</a>, Synovus Bank, <a href="https://www.marketwatch.com/guides/banking/td-review/" target="_blank" rel="noopener nofollow noreferrer">TD Bank</a>, Texas Capital Bank, Third Federal Savings & Loan, Transportation Alliance Bank (TAB Bank), <a href="https://www.marketwatch.com/guides/banking/truist-review/" target="_blank" rel="noopener nofollow noreferrer">Truist Bank</a>, U.S. Bank, UFB Direct, Umpqua Bank, Upgrade, <a href="https://www.marketwatch.com/guides/banking/usaa-bank-review/" target="_blank" rel="noopener nofollow noreferrer">USAA Bank</a>, USAlliance Financial, Valley National Bank, <a href="https://www.marketwatch.com/guides/banking/varo-bank-review/" target="_blank" rel="noopener nofollow noreferrer">Varo Bank</a>, Vio Bank, VyStar Credit Union, Webbank, Webster Bank, <a href="https://www.marketwatch.com/guides/banking/wells-fargo-review/" target="_blank" rel="noopener nofollow noreferrer">Wells Fargo</a>, Western State Bank, Zions Bank, <a href="https://www.marketwatch.com/guides/banking/zynlo-bank-review/" target="_blank" rel="noopener nofollow noreferrer">Zynlo Bank</a></p> </div></div> </div> </div> </div> </section> <hr class="wp-block-separator has-css-opacity is-style-wide"/> <p><em><sup>1</sup>APYs accurate as of <em>November </em>13, 2024. Rates may vary by location. The rates in this review are based on Bank of America’s headquarters city, Charlotte, N.C.</em></p> <p><em><sup>2</sup>The bank offers a low fee that is waivable if at least one requirement is met, such as a recurring direct deposit, a minimum monthly balance or a linked savings account. Requirements vary by bank.</em></p> <p><em><sup>3</sup>Data accurate at time of publication</em></p> <p><em>Editor’s Note: Parts of this story were auto-populated using data from Curinos, a research firm that collects data from more than 3,600 banks and credit unions. For more details on how we compile daily rate data, <a href="https://www.marketwatch.com/guides/banking/bank-and-credit-union-rating-methodology/" target="_blank" rel="noreferrer noopener">check out our methodology here</a>.</em></p> <hr class="wp-block-separator has-css-opacity is-style-wide"/> </div></div> </div> <div class="c-article-contact-banner wysiwyg"> <p><em>If you have feedback or questions about this article, please email our team at </em><i><a href="mailto:editors@marketwatchguides.com?subject=In response to: Bank of America Review&body=https://www.marketwatch.com/guides/banking/bank-of-america-review/" target="_blank" rel="noopener noreferrer" aria-haspopup="menu">editors@marketwatchguides.<wbr />com</a></i><i>.</i></p> </div> </div> </div> </div> <div class="c-article-body-authors"> <div class="wrapper"> <span class="heading">Meet the Team</span> <div class="authors columns-3"> <div class="author"> <div class="author-top" aria-controls="author-0-content" aria-expanded="false" role="button"> <div class="c-picture author-photo"> <img width="50" height="50" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-50x50 size-50x50 lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1.jpeg 184w" data-sizes="auto" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg.webp 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1.jpeg.webp 184w" /><noscript><img width="50" height="50" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg" class="attachment-50x50 size-50x50" alt="" loading="lazy" decoding="async" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1.jpeg 184w" sizes="(max-width: 50px) 100vw, 50px" data-eio="l" /></noscript> <a href="https://www.marketwatch.com/guides/authors/rashawn-mitchner/" aria-label="Learn more about RaShawn Mitchner" title="Learn more about RaShawn Mitchner" class="c-link "> Learn more about RaShawn Mitchner</a> </div> <div> <span class="author-name">RaShawn Mitchner</span> <span class="author-roles">Senior Editor</span> </div> <svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg> </div> <div id="author-0-content" class="author-content"> <div class="author-description wysiwyg"> <p><span style="font-weight: 400;">RaShawn Mitchner is a MarketWatch Guides team senior editor covering personal finance topics and insurance. She’s spent over a decade writing and editing articles about how to save money on travel, entertainment, household services and more.</span></p> </div> <a class="author-permalink" href="https://www.marketwatch.com/guides/authors/rashawn-mitchner/"> Learn more about RaShawn Mitchner </a> </div> </div> <div class="author"> <div class="author-top" aria-controls="author-1-content" aria-expanded="false" role="button"> <div class="c-picture author-photo"> <img width="50" height="50" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-50x50 size-50x50 lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-150x150.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-150x150.png 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-300x300.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-1024x1024.png 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-768x768.png 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-1536x1536.png 1536w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read.png 1600w" data-sizes="auto" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-150x150.png.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-150x150.png.webp 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-300x300.png.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-1024x1024.png.webp 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-768x768.png.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-1536x1536.png.webp 1536w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read.png.webp 1600w" /><noscript><img width="50" height="50" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-150x150.png" class="attachment-50x50 size-50x50" alt="" loading="lazy" decoding="async" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-150x150.png 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-300x300.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-1024x1024.png 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-768x768.png 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-1536x1536.png 1536w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read.png 1600w" sizes="(max-width: 50px) 100vw, 50px" data-eio="l" /></noscript> <a href="https://www.marketwatch.com/guides/authors/cheri-read/" aria-label="Learn more about Cheri Read" title="Learn more about Cheri Read" class="c-link "> Learn more about Cheri Read</a> </div> <div> <span class="author-name">Cheri Read</span> <span class="author-roles">Writer</span> </div> <svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg> </div> <div id="author-1-content" class="author-content"> <div class="author-description wysiwyg"> <p><span style="font-weight: 400;">Cheri Read is a former accountant turned professional personal finance writer. She is a MarketWatch Guides team writer specializing in personal loans, home equity loans, accounting and banking.</span></p> </div> <a class="author-permalink" href="https://www.marketwatch.com/guides/authors/cheri-read/"> Learn more about Cheri Read </a> </div> </div> <div class="author"> <div class="author-top" aria-controls="author-2-content" aria-expanded="false" role="button"> <div class="c-picture author-photo"> <img width="50" height="50" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-50x50 size-50x50 lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Barbara-ONeil-150x150.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Barbara-ONeil-150x150.jpg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Barbara-ONeil-300x300.jpg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Barbara-ONeil.jpg 400w" data-sizes="auto" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Barbara-ONeil-150x150.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Barbara-ONeil-150x150.jpg.webp 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Barbara-ONeil-300x300.jpg.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Barbara-ONeil.jpg.webp 400w" /><noscript><img width="50" height="50" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Barbara-ONeil-150x150.jpg" class="attachment-50x50 size-50x50" alt="" loading="lazy" decoding="async" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Barbara-ONeil-150x150.jpg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Barbara-ONeil-300x300.jpg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Barbara-ONeil.jpg 400w" sizes="(max-width: 50px) 100vw, 50px" data-eio="l" /></noscript> <a href="https://www.marketwatch.com/guides/authors/barbara-oneill/" aria-label="Learn more about Barbara O'Neill, Ph.D." title="Learn more about Barbara O'Neill, Ph.D." class="c-link "> Learn more about Barbara O'Neill, Ph.D.</a> </div> <div> <span class="author-name">Barbara O'Neill, Ph.D.</span> <span class="author-roles">Reviewer</span> </div> <svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg> </div> <div id="author-2-content" class="author-content"> <div class="author-description wysiwyg"> <p><span style="font-weight: 400;">Barbara O’Neill , Ph.D., is an Ocala, Florida-based certified financial planner and the owner of Money Talk. She leverages her decades of financial experience and certifications to break down complex financial topics. O’Neill tweets personal finance information @moneytalk1, writes weekly blog posts and is the author of Flipping a Switch, a book about later-life financial transitions. 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All rights reserved.</p> </div> </div> </footer> <script type="application/ld+json" id="faq-schema">{ "@context": "https:\/\/schema.org", "@type": "FAQPage", "mainEntity": [ { "@type": "Question", "name": "Is Bank of America good for personal banking?", "acceptedAnswer": { "@type": "Answer", "text": "Bank of America could be good for personal banking if you want to manage accounts such as checking, savings, CDs and investments in one place. It could also be a good choice for you if you value online and mobile banking, as its mobile app has high reviews." } }, { "@type": "Question", "name": "Is Bank of America trusted?", "acceptedAnswer": { "@type": "Answer", "text": "Yes, Bank of America is a trusted financial institution. It\u2019s a member of the FDIC, so deposits are insured up to $250,000 per depositor. \u00a0" } }, { "@type": "Question", "name": "What features does Bank of America offer?", "acceptedAnswer": { "@type": "Answer", "text": "Bank of America’s online and mobile banking features include: Mobile check deposit Bill pay Money transfers with Zelle Customizable alerts Budgeting and goal-setting tools Investment data and news from Merrill" } }, { "@type": "Question", "name": "Banks, Credit Unions and Fintech Companies We Monitor", "acceptedAnswer": { "@type": "Answer", "text": "All America Bank,\u00a0Alliant Credit Union,\u00a0Ally Bank, Amerant Bank, America First Credit Union, American Airlines Credit Union, American Express National Bank, Apple Bank, Arvest Bank, Associated Bank, Axos Bank, Banesco Bank,\u00a0Bank of America, Bank of Hope, Bank Purely, Bank5 Connect,\u00a0Barclays,\u00a0Bask Bank, BECU (Boeing Employees Credit Union), Bethpage Federal Credit Union,\u00a0BMO,\u00a0BMO Alto Bank, Bread Savings (formerly Comenity Direct), BrioDirect,\u00a0Capital One Bank, CFG Bank, Charles Schwab, Charlie Financial,\u00a0Chase Bank, Chime, CIBC USA, CIT Bank,\u00a0Citibank, Citizens,\u00a0Citizens Bank, Colorado Federal Savings Bank, Comerica Bank,\u00a0Connexus Credit Union, Consumers Credit Union, Credit One Bank, Cross River Bank, Current, Customers Bank, Delta Community Credit Union,\u00a0Discover Bank, East West Bank, Emigrant Direct,\u00a0EverBank (formerly TIAA Bank), Federal Savings Bank, Fifth Third Bank, First Citizens Bank, First Internet Bank (of Indiana), First National Bank of America, First Tech Federal Credit Union, FNBO Direct, Frost Bank, Golden 1 Credit Union, Heritage Bank NA, HSBC,\u00a0Huntington Bank, KeyBank, Lafayette Federal Credit Union, Lake Michigan Credit Union,\u00a0LendingClub, Limelight Bank, Live Oak Bank, Lonestar Bank, M.Y. 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