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Hankenlektorn som bor på hyra säger att amatörmässiga ägare inte är effektiva och efterlyser professionella aktörer – Inrikes – svenska.yle.fi

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<title>Hankenlektorn som bor på hyra säger att amatörmässiga ägare inte är effektiva och efterlyser professionella aktörer – Inrikes – svenska.yle.fi</title> <link rel="stylesheet" media="all" href="https://web.archive.org/web/20230626053903cs_/https://yddrasil.ylestatic.fi/s3fs-public/css/css_Y5WaBEdnWvSxkPk4uGl9B4M-UztBeL-bpOdpnfjaAcw.css"/> <link rel="stylesheet" media="all" href="https://web.archive.org/web/20230626053903cs_/https://yddrasil.ylestatic.fi/s3fs-public/css/css_QV_8kXbBYAvX829z2VAHhV1yg5dgcf9nuTZTi7hSJEY.css"/> <meta property="og:image" content="https://web.archive.org/web/20230626053903im_/https://images.cdn.yle.fi/image/upload/f_auto,fl_progressive/q_auto/w_6000,h_3375,c_crop,x_0,y_309/w_1200/w_1200,ar_16:9/w_1320,ar_1320:675,c_pad,b_white,g_east/l_39-yle-logo-some_ywtrrc,g_west,ar_1320:675,w_1.0,fl_relative,c_crop/v1542285581/39-5236735bed68a2c9cbc.jpg"/> <meta name="twitter:image" 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content="https://web.archive.org/web/20230626053903/https://svenska.yle.fi/apple-touch-icon-180x180.png"> <meta itemprop="width" content="180"> <meta itemprop="height" content="180"> </div> <meta itemprop="name" content="Svenska Yle"> </div> <div class="mb-24 px-16 ram:px-0"> <h1 class="ydd-article-headline" itemprop="headline"> <span>Hankenlektorn som bor på hyra säger att amatörmässiga ägare inte är effektiva och efterlyser professionella aktörer</span> </h1> <div class="flex items-center"> <div class="bg-yellow-50 inline-flex flex-shrink-0 items-center p-11 pb-5 pt-5 mr-8 rounded-4xl"> <span class="leading-none mr-8 text-lock-black"> <div class="h-14 w-14 [&amp;>svg]:h-full [&amp;>svg]:w-full"> <svg width="24" height="24" viewbox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"><path fill-rule="evenodd" clip-rule="evenodd" d="M12 1C5.925 1 1 5.925 1 12s4.925 11 11 11 11-4.925 11-11S18.075 1 12 1ZM3 12a9 9 0 1 1 18 0 9 9 0 0 1-18 0Zm10-6a1 1 0 1 0-2 0v6a1 1 0 0 0 .553.894l4 2a1 1 0 1 0 .894-1.788L13 11.382V6Z" fill="currentColor"/></svg> </div> </span> <span class="text-lock-black text-xs">Från 2018</span> </div> <span class="text-gray-60 text-xs" property="dc:date dc:created" content="2018-11-15T18:37:28+02:00" datatype="xsd:dateTime" rel="sioc:has_creator"> <span class="published" itemprop="datePublished" content="2018-11-15T18:37:28+02:00">Publicerad 15.11.2018 18:37.</span> <meta itemprop="dateModified" content="2018-11-15T18:37:28+02:00"> </span> </div> </div> <div class="mb-16"> <div itemprop="image" itemscope="" itemtype="https://schema.org/ImageObject" class="ydd-image relative "> <figure role="group"> <img alt="Henrik Palmén bor på hyra i Helsingfors. " itemprop="image" content="https://images.cdn.yle.fi/image/upload/f_auto,fl_progressive/fl_keep_iptc/q_88/w_6000,h_3375,c_crop,x_0,y_309/w_700/v1542285581/39-5236735bed68a2c9cbc.jpg" data-yle-id="39-5236735bed68a2c9cbc" data-crop-coords="w_6000,h_3375,c_crop,x_0,y_309" data-image-width="6000" data-image-version="1542285581" data-copyright="Yle/Anna Savonius" data-caption="Visst hade det varit ekonomiskt förnuftigare att äga vår bostad - men vi hittade alltid en ny, bra hyresbostad, säger Palmén. " data-ydd-modal-src="https://web.archive.org/web/20230626053903/https://images.cdn.yle.fi/image/upload/f_auto,fl_progressive/q_auto/w_6000,h_3375,c_crop,x_0,y_309/w_6000/w_1400,h_1400,c_fit/v1542285581/39-5236735bed68a2c9cbc.jpg" data-ydd-modal-width="1400" data-ydd-modal-height="788" class="ydd-image__image js-ydd-image lazyload" src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 6000 3375'%3E%3Cdefs%3E%3Cpattern id='blurhash' patternUnits='userSpaceOnUse' width='6000' height='3375'%3E%3Cimage href='data:image/png;base64,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' x='0' y='0' width='100%25' height='100%25' preserveAspectRatio='xMinYMin slice'%3E%3C/image%3E%3C/pattern%3E%3C/defs%3E%3Crect width='100%25' height='100%25' fill='url(%23blurhash)' /%3E%3C/svg%3E" width="6000" height="3375"> <meta itemprop="url" content="https://web.archive.org/web/20230626053903/https://images.cdn.yle.fi/image/upload/f_auto,fl_progressive/fl_keep_iptc/q_88/w_6000,h_3375,c_crop,x_0,y_309/w_700/v1542285581/39-5236735bed68a2c9cbc.jpg"> <noscript class="absolute inset-0"><img class="ydd-image__image" src="https://web.archive.org/web/20230626053903im_/https://images.cdn.yle.fi/image/upload/f_auto,fl_progressive/q_auto/w_6000,h_3375,c_crop,x_0,y_309/w_400/v1542285581/39-5236735bed68a2c9cbc.jpg" alt="Henrik Palmén bor på hyra i Helsingfors. "/></noscript> <figcaption class="ydd-image__captions text-xs pl-16 ram:pl-0 pt-8"> <span class="sr-only">Bildtext</span> <span class="text-gray-70" itemprop="description">Visst hade det varit ekonomiskt förnuftigare att äga vår bostad - men vi hittade alltid en ny, bra hyresbostad, säger Palmén. </span> <div class="text-gray-60" itemprop="copyrightHolder">Bild: Yle/Anna Savonius</div> </figcaption> </figure> </div> </div> <div class="ydd-author-list border-b border-gray-10 border-t overflow-x-auto pl-16 pr-16 ram:pl-0 ram:pr-0 scrolling-touch whitespace-nowrap"> <div itemscope itemtype="http://schema.org/Person" itemprop="author" class="inline-flex flex-shrink-0 items-center pb-8 pr-24 pt-8"> <a class="focus-underline flex items-center" itemprop="url" href="/web/20230626053903/https://svenska.yle.fi/u/56-7-541"> <div class="ydd-authors-list__placeholder-wrapper bg-gray-60 clip-path-circle flex-shrink-0 mr-8 overflow-hidden rounded-full p-0"> <meta itemprop="image" content="https://web.archive.org/web/20230626053903im_/https://images.cdn.yle.fi/image/upload/f_auto,fl_progressive/fl_keep_iptc/q_88/w_3648,h_3648,c_crop,x_915,y_0/w_700/v1558703724/39-5658005ce7ee187ab41.jpg"> <div class="ydd-authors-list__image" style="background-image: url(https://web.archive.org/web/20230626053903im_/https://images.cdn.yle.fi/image/upload/f_auto,fl_progressive/q_auto/w_3648,h_3648,c_crop,x_915,y_0/w_40/v1558703724/39-5658005ce7ee187ab41.jpg)"> </div> </div> <span class="flex flex-col text-xs"> <span itemprop="name">Anna Savonius</span> </span> </a> </div> </div> <div class="max-w-cod mb-32 mt-32 mx-auto pl-16 pr-16"> <div class="my-16"> <div class="js-ydd-share-links"> <button class="js-ydd-share-menu-toggle bg-transparent cursor-pointer flex focus-visible:outline focus-visible:outline-3 focus-visible:outline-offset-4 focus-visible:outline-turquoise-60 font-bold gap-16 items-center p-0 text-dark text-sm" aria-haspopup="menu" aria-expanded="false" 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Själv har han valt att bo sitt vuxna liv på hyra med sin familj. </p> <p>För hans familj har det varit fråga om ett aktivt val att bo på hyra, familjen har ekonomisk trygghet, som hade möjliggjort bostadsköp. </p> <p>Så här i efterskott hade det kanske varit mer lönsamt att köpa bostad, medger han, men ger i samma andetag uttryck för hur nöjd han varit med de fyra adresser där familjen bott på hyra medan barnen, tre söner, växte upp. </p> <p>Palmén tycker att det hade varit kul ifall han kunnat konkurrensutsättas - som hyresgäst - av potentiella hyresvärdar. </p> <blockquote class="ydd-quote mx-16 my-32 cod:mx-40 cod:my-64"> <div class="font-black leading-140 text-black text-xl cod:leading-130 cod:text-2xl"> <p>Många skulle gagnas av ett större utbud på hyresbostäder</p> </div> <div class="font-bold text-black text-sm"> lektor Henrik Palmén </div> </blockquote><p>Finland skulle enligt honom gagnas av att ha ett större, och skattemässigt neutralare utbud av hyresbostäder. </p> <p>- Alternativen kunde vara lika många på bägge sidor, på hyres- eller på ägosidan, resonerar han vidare. Boendekostnaderna kunde vara någotsånär lika. </p> <p>Palmén anser att hyresboendet har många goda sidor, jämfört med ägoboendet, förutsatt att man kan göra sådana hyreskontrakt som passar vars och ens situation. </p> <p>I dagens värld är det så att hyresvärden och hyresgästens uppfattning om hyreskontraktets längd - till exempel - inte alltid möts. </p> <p>- Det här är ett problem, anser Palmén. Om vi hade ett större utbud av yrkesmässiga hyresvärdar så skulle problemet inte vara lika stort. </p> <blockquote class="ydd-quote mx-16 my-32 cod:mx-40 cod:my-64"> <div class="font-black leading-140 text-black text-xl cod:leading-130 cod:text-2xl"> <p>Få diskuterar vårt hyresval för det är så udda</p> </div> </blockquote><p> Palmén säger att omgivningen sällan diskuterar hans boende. </p> <p>- Egentligen funderar man inte över det. Alla i min situation äger sin bostad, därför diskuterar man inte den här frågan i min bekantskapskrets. </p> <div class="ydd-article-image ydd-article-image--normal mb-32 ml-12 mr-12 mt-32 relative"> <div class="relative"> <div itemprop="image" itemscope="" itemtype="https://schema.org/ImageObject" class="ydd-image relative "> <figure role="group"> <img alt="Bostadsannonser i tidning" itemprop="image" content="https://images.cdn.yle.fi/image/upload/f_auto,fl_progressive/fl_keep_iptc/q_88/w_3072,h_1728,c_fill,g_faces/w_700/v1394188814/14-svyle-26319531972662fcc0.jpg" data-yle-id="14-svyle-26319531972662fcc0" data-crop-coords="w_3072,h_1728,c_fill,g_faces" data-image-width="3072" data-image-version="1394188814" data-copyright="Yle/Monica Slotte-Wallenius" data-caption="Familjen Palmén har ständigt hittat lämpliga hyresbostäder - och valt att inte köpa." data-ydd-modal-src="https://web.archive.org/web/20230626053903/https://images.cdn.yle.fi/image/upload/f_auto,fl_progressive/q_auto/w_3072,h_1728,c_fill,g_faces/w_3072/w_1400,h_1400,c_fit/v1394188814/14-svyle-26319531972662fcc0.jpg" data-ydd-modal-width="1400" data-ydd-modal-height="788" class="ydd-image__image js-ydd-image lazyload" src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 3072 1728'%3E%3Cdefs%3E%3Cpattern id='blurhash' patternUnits='userSpaceOnUse' width='3072' height='1728'%3E%3Cimage href='data:image/png;base64,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' x='0' y='0' width='100%25' height='100%25' preserveAspectRatio='xMinYMin slice'%3E%3C/image%3E%3C/pattern%3E%3C/defs%3E%3Crect width='100%25' height='100%25' fill='url(%23blurhash)' /%3E%3C/svg%3E" width="3072" height="1728"/> <meta itemprop="url" content="https://web.archive.org/web/20230626053903/https://images.cdn.yle.fi/image/upload/f_auto,fl_progressive/fl_keep_iptc/q_88/w_3072,h_1728,c_fill,g_faces/w_700/v1394188814/14-svyle-26319531972662fcc0.jpg"/> <noscript class="absolute inset-0"><img class="ydd-image__image" src="https://web.archive.org/web/20230626053903im_/https://images.cdn.yle.fi/image/upload/f_auto,fl_progressive/q_auto/w_3072,h_1728,c_fill,g_faces/w_400/v1394188814/14-svyle-26319531972662fcc0.jpg" alt="Bostadsannonser i tidning"/></noscript> <figcaption class="ydd-image__captions text-xs pt-8"> <span class="sr-only">Bildtext</span> <span class="text-gray-70" itemprop="description">Familjen Palmén har ständigt hittat lämpliga hyresbostäder - och valt att inte köpa.</span> <div class="text-gray-60" itemprop="copyrightHolder">Bild: Yle/Monica Slotte-Wallenius</div> <span class="hidden" itemprop="keywords">västnyland,bostadsmarknaden,bostadsannonser</span> </figcaption> </figure> </div> </div> </div><h2 class="ydd-heading-large">Professionella ägare skulle minska på antalet misslyckade stambyten</h2> <p>Ifall fler bostäder skulle innehas av så kallade professionella ägare så skulle antalet misstag minska - till exempel när det gäller stambyten. Här en av Henrik Palméns teser. </p> <p>- Amatörmässiga ägare är inte effektiva, säger han. De blir illa behandlade av företag de har att göra med, till exempel vid stambyten. </p> <p>Palmén anser att ifall vi hade mer professionellt bostadsägande i Finland så skulle byggbranschen inte komma undan med så skralt resultat i förhållande till priset.</p> <p>- Det är en betydande förlust för samhället att så stor del av vår nationalförmögenhet förvaltas av amatörer. </p> <div class="ydd-article-image ydd-article-image--normal mb-32 ml-12 mr-12 mt-32 relative"> <div class="relative"> <div itemprop="image" itemscope="" itemtype="https://schema.org/ImageObject" class="ydd-image relative "> <figure role="group"> <img alt="TVå byggarbetare på arbetsplats i kasberget, där det gör ett stambyte på två veckor." itemprop="image" content="https://images.cdn.yle.fi/image/upload/f_auto,fl_progressive/fl_keep_iptc/q_88/w_3335,h_1876,c_crop,x_0,y_146/w_700/v1479376981/14-svyle-314515582d7ffa75c3c.jpg" data-yle-id="14-svyle-314515582d7ffa75c3c" data-crop-coords="w_3335,h_1876,c_crop,x_0,y_146" data-image-width="3335" data-image-version="1479376981" data-copyright="Yle/Patrik Skön" data-caption="Stambyten kan bli besvärliga för både ägare, hyresgäster och husbolag." data-ydd-modal-src="https://web.archive.org/web/20230626053903/https://images.cdn.yle.fi/image/upload/f_auto,fl_progressive/q_auto/w_3335,h_1876,c_crop,x_0,y_146/w_3335/w_1400,h_1400,c_fit/v1479376981/14-svyle-314515582d7ffa75c3c.jpg" data-ydd-modal-width="1400" data-ydd-modal-height="788" class="ydd-image__image js-ydd-image lazyload" src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 3335 1876'%3E%3Cdefs%3E%3Cpattern id='blurhash' patternUnits='userSpaceOnUse' width='3335' height='1876'%3E%3Cimage href='data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAKCAIAAAAy3EnLAAAACXBIWXMAAA7EAAAOxAGVKw4bAAABHElEQVQYlUXOwXEcMQwEwAFA3p3yz8XZ+OkALJ2WSxCY8UdV7gja/vz+BbB793mf/Znr715fe11nF8vNxpyP52s+P8bz5fPhAwZQkKAf/A/moiQIEABAw0SBQIvN7qpTdc7JPMWOcLg7GSIhM/kAGiDYZHflydx73ffKXeKIgHk8OkQHDcQAfhZddTJzr3td93rvTeAxZ4w5u0lSdJGDhIhundO5z173fb3X9XUOzGH+aoIyEmyoMZpBqsrqKHftdef1zvXZnD4/JBNcCilI6zJvjupR7ZnIu3PtXN+93+oymPt0f5hPabCjyr04i+NU1LFK1a7eS3WZFD4ipsc0m8JoRrd7K8hoRrVXoQ9ZiU6DhYfHiJjmAxhSNP0fvD8qfCrDXTQAAAAASUVORK5CYII=' x='0' y='0' width='100%25' height='100%25' preserveAspectRatio='xMinYMin slice'%3E%3C/image%3E%3C/pattern%3E%3C/defs%3E%3Crect width='100%25' height='100%25' fill='url(%23blurhash)' /%3E%3C/svg%3E" width="3335" height="1876"/> <meta itemprop="url" content="https://web.archive.org/web/20230626053903/https://images.cdn.yle.fi/image/upload/f_auto,fl_progressive/fl_keep_iptc/q_88/w_3335,h_1876,c_crop,x_0,y_146/w_700/v1479376981/14-svyle-314515582d7ffa75c3c.jpg"/> <noscript class="absolute inset-0"><img class="ydd-image__image" src="https://web.archive.org/web/20230626053903im_/https://images.cdn.yle.fi/image/upload/f_auto,fl_progressive/q_auto/w_3335,h_1876,c_crop,x_0,y_146/w_400/v1479376981/14-svyle-314515582d7ffa75c3c.jpg" alt="TVå byggarbetare på arbetsplats i kasberget, där det gör ett stambyte på två veckor."/></noscript> <figcaption class="ydd-image__captions text-xs pt-8"> <span class="sr-only">Bildtext</span> <span class="text-gray-70" itemprop="description">Stambyten kan bli besvärliga för både ägare, hyresgäster och husbolag.</span> <div class="text-gray-60" itemprop="copyrightHolder">Bild: Yle/Patrik Skön</div> <span class="hidden" itemprop="keywords">rörrenovering,stambyte</span> </figcaption> </figure> </div> </div> </div><blockquote class="ydd-quote mx-16 my-32 cod:mx-40 cod:my-64"> <div class="font-black leading-140 text-black text-xl cod:leading-130 cod:text-2xl"> <p>Bostadsköpare sätter alla ägg i samma korg</p> </div> </blockquote><p> Ytterligare en tanke när man väljer mellan hyra och ägoboende är:</p> <p>- Om man väljer att köpa bostad så placerar man alla ägg (med lånade medel) i samma korg, en placering, ett husbolag med vilka problem som helst. </p> <p>Som placeringsstrategi är det illa, normal placeringsstrategi handlar om att sprida sina risker. Fördelen med hyresboende är här att man inte har de riskerna.</p> <p>- Fast risker är svåra att förstå och bedöma innan man råkar ut för dem. I ägoboende är riskerna klart större. </p> <p>Palmén påminner också om att när man byter ägobostad så kostar det flera procent i olika former av transaktionskostnader. Det är dyrt och det här minns man kanske inte alltid i den ekonomiska analysen. </p> <p>Till följd av flera olika skattesubventioner är utbudet av hyresbostäder alldeles för litet i förhållande till efterfrågan. </p> <p>- Ägoboende är därför ekonomiskt förmånligare, summerar Palmén. </p> <blockquote class="ydd-quote mx-16 my-32 cod:mx-40 cod:my-64"> <div class="font-black leading-140 text-black text-xl cod:leading-130 cod:text-2xl"> <p>Senast när barnen flyttar ut skaffar vi en egen bostad...</p> </div> </blockquote><p> Vi återvänder ännu för en stund till familjen Palméns val. </p> <p>- Min tanke har varit att senast när barnen flyttar ut så köper vi en egen bostad. </p> <p>Nu har barnen flyttat ut - men en lämplig hyresbostad dök upp igen... </p> <p>- Så där är vi nu, småler Palmén. Om vi köper handlar det om läge, om vi hyr handlar det om både om hyreskontraktets längd och bostadens läge. </p> <p><em>Hur kommer man då att bo eller vilja bo i Finland i framtiden? </em></p> <p>Palmén konstaterar att man borde bygga mera i tätorterna. </p> <p>- Vårt behov att flytta under livets gång har ökat. Ungdomen flyttar tidigare hemifrån och de flyttar till och från diverse förhållanden, vi flyttar också efter jobb i dag. Här är hyresalternativen bättre. </p> <p>Ägobostäderna omfattar större risker och det är svårare att röra på sig då man äger, enligt Palmén. </p> <blockquote class="ydd-quote mx-16 my-32 cod:mx-40 cod:my-64"> <div class="font-black leading-140 text-black text-xl cod:leading-130 cod:text-2xl"> <p>Hyresboendet är stigmatiserat</p> </div> </blockquote><p><em>Att bo på hyra är vanligt annanstans i världen men ovanligt i Norden, kan vi vända på den här trenden på något sätt? </em></p> <p>- Vi borde vända på den. Jag är inte säker på att det finns politisk vilja. Hyresboendet är stigmatiserat i Finland. Vi talar om subventionerat boende och olika stödformer. </p> <p>Palmén exemplifierar: När det görs reklamer i tv om hyresbostäder nämns att "man kan nog bo på hyra, bostäderna är inte alls i dåligt skick osv."</p> <p>- Det är också en fråga om inställning i Finland - "att hyra är någonting sämre". </p> <p><em>När olika hyresaktörer möttes i veckan efterlyste man kreativa idéer om byggande - men också hur få ner boendekostnaderna, för det är dyrt att bo i Finland, både via ägande och på hyra? </em></p> <p>- Man borde se över regleringen, ta bort alla onödiga regler om minimi- eller maximistorlek, antalet bilplatser. Få bort byråkratin kring att riva ett hus och bygga ett nytt, bygga vindsvåningar osv. </p> <p>- I nya projekt borde man tänka på lösningar, där man flexiblare kan byta moduler, göra en etta till en trea lättare eller en stor bostad till två små. Både byråkratin och arkitekturen borde bli enklare här. </p> <p>- Ett minimum av regler och flexibilitet av olika slag. </p> <h2 class="ydd-heading-large">Hyresboendet har svårt att hänga med</h2> <p>Svenska Yle rapporterar om hyresboende med anledning av ett seminarium tidigare i veckan som ordnades av <a class="deco-link" href="https://web.archive.org/web/20230626053903/https://www.kovary.fi/">Kova, Kohtuuhintaisen vuokraasumisen edistäjä</a>, en intresseorganisation som främjar hyresbyggande till rimligt pris. </p> <p>Kova samlade centrala aktörer på hyresmarknaden till samtal om nuläget. <a class="deco-link" href="https://web.archive.org/web/20230626053903/https://www.kovary.fi/kovan-ajankohtaisseminaari-asumisen-hinnasta-13-11-2018/">I debatten deltog representanter</a> från både Institutet för forskning och välfärd THL, fattigdomsforskaren vid Y-stiftelsen Maria Ohisalo (grön) och stadsgeografen och professorn Mari Vaattovaara. </p> <div class="ydd-article-image ydd-article-image--normal mb-32 ml-12 mr-12 mt-32 relative"> <div class="relative"> <div itemprop="image" itemscope="" itemtype="https://schema.org/ImageObject" class="ydd-image relative "> <figure role="group"> <img alt="Professori Mari Vaattovaara" itemprop="image" content="https://images.cdn.yle.fi/image/upload/f_auto,fl_progressive/fl_keep_iptc/q_88/w_1198,h_674,c_crop,x_0,y_0/w_700/v1480077525/17-693385838307bae7c3.jpg" data-yle-id="17-693385838307bae7c3" data-crop-coords="w_1198,h_674,c_crop,x_0,y_0" data-image-width="1198" data-image-version="1480077525" data-copyright="Yle" data-caption="Professor Mari Vaattovaara." data-ydd-modal-src="https://web.archive.org/web/20230626053903/https://images.cdn.yle.fi/image/upload/f_auto,fl_progressive/q_auto/w_1198,h_674,c_crop,x_0,y_0/w_1198/v1480077525/17-693385838307bae7c3.jpg" data-ydd-modal-width="1198" data-ydd-modal-height="674" class="ydd-image__image js-ydd-image lazyload" src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1198 674'%3E%3Cdefs%3E%3Cpattern id='blurhash' patternUnits='userSpaceOnUse' width='1198' height='674'%3E%3Cimage href='data:image/png;base64,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' x='0' y='0' width='100%25' height='100%25' preserveAspectRatio='xMinYMin slice'%3E%3C/image%3E%3C/pattern%3E%3C/defs%3E%3Crect width='100%25' height='100%25' fill='url(%23blurhash)' /%3E%3C/svg%3E" width="1198" height="674"/> <meta itemprop="url" content="https://web.archive.org/web/20230626053903/https://images.cdn.yle.fi/image/upload/f_auto,fl_progressive/fl_keep_iptc/q_88/w_1198,h_674,c_crop,x_0,y_0/w_700/v1480077525/17-693385838307bae7c3.jpg"/> <noscript class="absolute inset-0"><img class="ydd-image__image" src="https://web.archive.org/web/20230626053903im_/https://images.cdn.yle.fi/image/upload/f_auto,fl_progressive/q_auto/w_1198,h_674,c_crop,x_0,y_0/w_400/v1480077525/17-693385838307bae7c3.jpg" alt="Professori Mari Vaattovaara"/></noscript> <figcaption class="ydd-image__captions text-xs pt-8"> <span class="sr-only">Bildtext</span> <span class="text-gray-70" itemprop="description">Professor Mari Vaattovaara.</span> <div class="text-gray-60" itemprop="copyrightHolder">Bild: Yle</div> <span class="hidden" itemprop="keywords">Mari Vaattovaara</span> </figcaption> </figure> </div> </div> </div><p> De konstaterade med en mun att flytten till storstäderna, till tätorterna fortsätter och behovet av boende till rimligt pris är stort. Trånga, små bostäder främjar inte trivseln, tvärtom, och professor Vaattovaara pekade ut växande områden på kartan, där skillnaderna mellan olika befolkningsgrupper ökar kraftigt.</p> <p>- Boende handlar inte bara om lägenheter och hus, det handlar om rätten till ett gott liv. Vi vet att det inte lönar sig att bygga fler höghus med minimala bostäder, säger professor Vaattovaara. </p> <p>- Det är dyrt att riva och bygga nytt och resultatet blir inte alltid lyckat, fortsätter hon. Hyresbostäder måste gå att anpassa till förändringar i livet. </p> <p>Kova skriver om byggandet för de mest utsatta hyresgästerna. För unga, för personer med olika slags funktionsnedsättningar, för dem som annars har svårt att få en bostad av olika skäl.</p> <p>Fyra tusen sådana bostäder har byggts i år, investeringarna är omkring en miljard euro. </p> <p>En av dem som deltog i seminariet, Birgit Mäkinen från Vasa, berättar att hon med intresse följde med Maria Ohisalos presentation av <a class="deco-link" href="https://web.archive.org/web/20230626053903/https://ysaatio.fi/">Y-stiftelsens verksamhet.</a> Stiftelsen uppger sig vara Finlands fjärde största hyresvärd, med 16 000 hyreslägenheter på 50 orter runtom i landet. </p> <p>- Det var intressant att följa med hur stiftelsen erbjuder "bostad först" med stödtjänster, säger Mäkinen som arbetar vid Fastighets Ab Pikipruukki i Vasa. Hon nämner särskilt de finländare som har svårt att klara vardagen och självständigt boende överlag. </p> <p>- Det var tänkvärt att höra vad man kan göra för de personer som har allra svårast att få bostad i dag. Där har alla parter mycket att lära sig, konstaterar Mäkinen.</p> </div> <div class="-ml-16 -mr-16"> <details class="ydd-article-tags__details group/details mb-32 ml-16 mt-32"> <summary class="ydd-article-tags__summary cursor-pointer flex group/summary pb-16 pointer-events-none relative select-none summary-reset"> <div class="flex"> <div class="ydd-article-tags__pill bg-gray-5 border border-gray-10 flex items-center pointer-events-auto rounded-4xl"> <span id="aria-article-tags" class="ydd-article-tags__pill-text text-gray-60 truncate">Taggar: <span aria-hidden="true" itemprop="keywords" content="hyror, bostäder, ägarbostäder, huvudstadsregioner, tätorter, boende, kvalitet, livskvalitet, trivsel, rättigheter">Hyror, Bostäder</span> </span> <span class="group-focus/summary:bg-red-60 group-focus/summary:text-light group-open/details:rotate-180 h-20 ml-8 rounded-full shrink-0 text-gray-60 w-20"> <div class="h-20 w-20 [&amp;>svg]:h-full [&amp;>svg]:w-full"> <svg width="24" height="24" viewbox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"><path d="M5.293 9.293a1 1 0 0 1 1.414 0L12 14.586l5.293-5.293a1 1 0 1 1 1.414 1.414l-6 6a1 1 0 0 1-1.414 0l-6-6a1 1 0 0 1 0-1.414Z" fill="currentColor"/></svg> </div> </span> </div> </div> </summary> <div class="ydd-article-tags__content pl-8"> <ul class="ydd-article-tags__list break-word list-reset relative w-full" aria-labelledby="aria-article-tags"> <li class="ydd-article-tags__list-item mb-16 pl-16 relative"> <a class="deco-link" href="/web/20230626053903/https://svenska.yle.fi/t/18-213129">Hyror</a> </li> <li class="ydd-article-tags__list-item mb-16 pl-16 relative"> <a class="deco-link" href="/web/20230626053903/https://svenska.yle.fi/t/18-211498">Bostäder</a> </li> <li class="ydd-article-tags__list-item mb-16 pl-16 relative"> <a class="deco-link" href="/web/20230626053903/https://svenska.yle.fi/t/18-212283">Ägarbostäder</a> </li> <li class="ydd-article-tags__list-item mb-16 pl-16 relative"> <a class="deco-link" href="/web/20230626053903/https://svenska.yle.fi/t/18-3867">Huvudstadsregioner</a> </li> <li class="ydd-article-tags__list-item mb-16 pl-16 relative"> <a class="deco-link" href="/web/20230626053903/https://svenska.yle.fi/t/18-208316">Tätorter</a> </li> <li class="ydd-article-tags__list-item mb-16 pl-16 relative"> <a class="deco-link" href="/web/20230626053903/https://svenska.yle.fi/t/18-216121">Boende</a> </li> <li class="ydd-article-tags__list-item mb-16 pl-16 relative"> <a class="deco-link" href="/web/20230626053903/https://svenska.yle.fi/t/18-206877">Kvalitet</a> </li> <li class="ydd-article-tags__list-item mb-16 pl-16 relative"> <a class="deco-link" href="/web/20230626053903/https://svenska.yle.fi/t/18-213773">Livskvalitet</a> </li> <li class="ydd-article-tags__list-item mb-16 pl-16 relative"> <a class="deco-link" href="/web/20230626053903/https://svenska.yle.fi/t/18-218512">Trivsel</a> </li> <li class="ydd-article-tags__list-item mb-16 pl-16 relative"> <a class="deco-link" href="/web/20230626053903/https://svenska.yle.fi/t/18-208638">Rättigheter</a> </li> </ul> </div> </details> <div class="mb-32 min-h-[64px] px-12" id="comments"> <h2 class="sr-only">Diskussion om artikeln</h2> <div class="js-ydd-comments-plugin lazyload" data-id="7-1345200" data-ydd-yle-comments-plugin-language="sv"></div> </div> <aside id="ydd-article-related-content"> <div class="border-b-4 border-gray-10 deco-line-title mb-16 mt-8 pl-16 pr-16 w-full"> <div class="items-center flex justify-between"> <h3 class="text-lg" id="aria-articles-list-related-content"> Inrikes </h3> </div> </div> <div class="ydd-cards w-full list-"> <div class="ydd-card ydd-card--s-extended" data-ydd-impression-data="{&quot;service_id&quot;:&quot;yddrasil-sv&quot;,&quot;yle_id&quot;:&quot;7-10036931&quot;,&quot;ui_element_id&quot;:&quot;related-content&quot;,&quot;ui_element_position&quot;:1}"> <div class="ydd-card__wrap"> <div class="ydd-card__content mr-16 ml-16 flex flex-wrap"> <div 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Här är nattens och morgonens nyheter i ett nötskal, med dagens väder.</p> <div class="ydd-card__footer flex flex-wrap gap-8 items-center mb-8 mt-16"> <div class="flex items-center"> <span class="leading-none mr-4 text-gray-60"> <div class="h-14 w-14 [&amp;>svg]:h-full [&amp;>svg]:w-full"> <svg width="24" height="24" viewbox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"><path fill-rule="evenodd" clip-rule="evenodd" d="M12 1C5.925 1 1 5.925 1 12s4.925 11 11 11 11-4.925 11-11S18.075 1 12 1ZM3 12a9 9 0 1 1 18 0 9 9 0 0 1-18 0Zm10-6a1 1 0 1 0-2 0v6a1 1 0 0 0 .553.894l4 2a1 1 0 1 0 .894-1.788L13 11.382V6Z" fill="currentColor"/></svg> </div> </span> <div aria-label="Publicerad" class="text-gray-60 text-xs">26.6.2023</div> </div> </div> </div> </div> </div> </div> <div class="border-gray-10 border-t mx-16"></div> <div class="ydd-card ydd-card--s-extended" data-ydd-impression-data="{&quot;service_id&quot;:&quot;yddrasil-sv&quot;,&quot;yle_id&quot;:&quot;7-10036810&quot;,&quot;ui_element_id&quot;:&quot;related-content&quot;,&quot;ui_element_position&quot;:2}"> <div class="ydd-card__wrap"> <div class="ydd-card__content mr-16 ml-16 flex flex-wrap"> <div class="w-full"> <a data-ydd-impression-data="{&quot;service_id&quot;:&quot;yddrasil-sv&quot;,&quot;yle_id&quot;:&quot;7-10036810&quot;,&quot;ui_element_id&quot;:&quot;related-content&quot;,&quot;ui_element_position&quot;:2}" href="https://web.archive.org/web/20230626053903/https://svenska.yle.fi/a/7-10036810"> <div class="ml-16 mb-8 w-1/4 float-right cod:w-1/6"> <div class="relative"> <div itemprop="image" itemscope="" itemtype="https://schema.org/ImageObject" class="ydd-image relative "> <figure role="group"> <img alt="Vatten och åkrar vid sida om den. 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"/></noscript> </figure> </div> </div> </div> <h3 class="mb-16 text-md dog:text-lg">Nya satsningar på ett renare Skärgårdshav – gödsel från svingårdar i Egentliga Finland ska föras till näringsfattigare områden</h3> </a> <p class="mb-0 text-gray-95 text-md">Ny metod ska minska på övergödningen. </p> <div class="ydd-card__footer flex flex-wrap gap-8 items-center mb-8 mt-16"> <div class="flex items-center"> <span class="leading-none mr-4 text-gray-60"> <div class="h-14 w-14 [&amp;>svg]:h-full [&amp;>svg]:w-full"> <svg width="24" height="24" viewbox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"><path fill-rule="evenodd" clip-rule="evenodd" d="M12 1C5.925 1 1 5.925 1 12s4.925 11 11 11 11-4.925 11-11S18.075 1 12 1ZM3 12a9 9 0 1 1 18 0 9 9 0 0 1-18 0Zm10-6a1 1 0 1 0-2 0v6a1 1 0 0 0 .553.894l4 2a1 1 0 1 0 .894-1.788L13 11.382V6Z" fill="currentColor"/></svg> </div> </span> <div aria-label="Publicerad" class="text-gray-60 text-xs">26.6.2023</div> </div> </div> </div> </div> </div> </div> <div class="border-gray-10 border-t mx-16"></div> <div class="ydd-card ydd-card--telegram"> <div class="ydd-card__wrap"> <div class="ydd-card__content mr-16 ml-16 flex flex-wrap"> <div class="w-full"> <a href="https://web.archive.org/web/20230626053903/https://svenska.yle.fi/a/7-10036929"> <h3 class="text-md dog:text-lg">Blixten tände på lider i Borgå</h3> </a> <div class="mb-0 mt-16 text-gray-95 text-md"><p>Åskvädret som drog över regionen på söndag eftermiddag fick dramatiska följder för åtminstone en Borgåfamilj:</p><p>Blixten slog nämligen ner i deras uthusbyggnad i Borgå.</p><p>Räddningsverket fick strax efter 16 på söndagen larm om att en liderbyggnad på Gamla Kungsvägen hade träffats av blixten och börjat brinna.</p><p>Brandmännen lyckades snabbt släcka elden i den omkring 15 kvadratmeter stora byggnaden.</p><p>Inga personskador uppstod i branden.</p><p></p></div> <div class="ydd-card__footer flex flex-wrap items-center mt-16"> <div class="flex items-center mb-8"> <span class="leading-none mr-4 text-gray-60"> <div class="h-14 w-14 [&amp;>svg]:h-full [&amp;>svg]:w-full"> <svg width="24" height="24" viewbox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"><path fill-rule="evenodd" clip-rule="evenodd" d="M12 1C5.925 1 1 5.925 1 12s4.925 11 11 11 11-4.925 11-11S18.075 1 12 1ZM3 12a9 9 0 1 1 18 0 9 9 0 0 1-18 0Zm10-6a1 1 0 1 0-2 0v6a1 1 0 0 0 .553.894l4 2a1 1 0 1 0 .894-1.788L13 11.382V6Z" fill="currentColor"/></svg> </div> </span> <div aria-label="Publicerad" class="mr-8 pr-11 py-5 text-gray-60 text-xs">26.6.2023</div> </div> </div> </div> </div> </div> </div> <div class="border-gray-10 border-t mx-16"></div> <div class="ydd-card ydd-card--telegram"> <div class="ydd-card__wrap"> <div class="ydd-card__content mr-16 ml-16 flex flex-wrap"> <div class="w-full"> <a href="https://web.archive.org/web/20230626053903/https://svenska.yle.fi/a/7-10036928"> <h3 class="text-md dog:text-lg">Petteri Orpos första utlandsbesök som statsminister fortsätter – träffar nordiska kollegor på Västmannaöarna</h3> </a> <div class="mb-0 mt-16 text-gray-95 text-md"><p>De nordiska statsministrarna har samlats på isländska Västmannaöarna på söndagen och träffen fortsätter på måndag. De har också bjudit in Kanadas premiärminister Justin Trudeau till mötet.</p><p>Ministrarna ska prata bland annat om Nato, läget i Ryssland, klimatärenden och Arktis.</p><p>”Det nordiska säkerhets- och försvarspolitiska samarbetet intensifieras, och detta kommer säkert ytterligare att öka samarbetet också i andra frågor”, sa statsminister Orpo i ett pressmeddelande inför mötet.</p><p>Under en pressträff på söndagen kommenterade Orpo <a class="deco-link" href="https://web.archive.org/web/20230626053903/https://svenska.yle.fi/a/7-10036910">den gångna helgens händelser i Ryssland</a>. Orpo konstaterade att ingen vet exakt vad som har hänt och vad som kommer att hända.</p><p>Orpo tillade att Europa är förberett för att vad som helst kan hända i Ryssland, och att han är glad att Finland numera är ett Natoland.</p><p>– Vi är förberedda. Jag är mindre orolig nu än om vi inte vore medlemsland i Nato, sa Orpo.</p><p><em>Källor: STT, Statsrådet</em></p></div> <div class="ydd-card__footer flex flex-wrap items-center mt-16"> <div class="flex items-center mb-8"> <span class="leading-none mr-4 text-gray-60"> <div class="h-14 w-14 [&amp;>svg]:h-full [&amp;>svg]:w-full"> <svg width="24" height="24" viewbox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"><path fill-rule="evenodd" clip-rule="evenodd" d="M12 1C5.925 1 1 5.925 1 12s4.925 11 11 11 11-4.925 11-11S18.075 1 12 1ZM3 12a9 9 0 1 1 18 0 9 9 0 0 1-18 0Zm10-6a1 1 0 1 0-2 0v6a1 1 0 0 0 .553.894l4 2a1 1 0 1 0 .894-1.788L13 11.382V6Z" fill="currentColor"/></svg> </div> </span> <div aria-label="Publicerad" class="mr-8 pr-11 py-5 text-gray-60 text-xs">26.6.2023</div> </div> </div> </div> </div> </div> </div> <div class="border-gray-10 border-t mx-16"></div> <div class="ydd-card ydd-card--s-extended" 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content="https://images.cdn.yle.fi/image/upload/f_auto,fl_progressive/fl_keep_iptc/q_88/w_2239,h_2239,c_crop,x_1282,y_0/w_700/v1600781597/39-7219675f69fc5c2b021.jpg" data-yle-id="39-7219675f69fc5c2b021" data-crop-coords="w_2239,h_2239,c_crop,x_1282,y_0" data-image-width="2239" data-image-version="1600781597" class="ydd-image__image js-ydd-image lazyload" src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 2239 2239'%3E%3Cdefs%3E%3Cpattern id='blurhash' patternUnits='userSpaceOnUse' width='2239' height='2239'%3E%3Cimage href='data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAICAIAAAB/FOjAAAAACXBIWXMAAA7EAAAOxAGVKw4bAAAA6UlEQVQYlTXIS3bkMAwDQICi3e/lc8zscqM5ZtJtSyKBrKaWxX/fX87Dbx9+//TbB4/HQIxd47r4/NXzZ9+vC/VM/p75OjMhUYIFmzaBgAMmTBs28P+JAST2AswqqmmFFYyAaNltty1AgXGAZqTmDYnHir2jKkYR4W53d6tb1WqC5gBPMGstGtzTa3pOg+DQ7p7dS7VYNSrQogUauSR2c62YNyJRErM39tX7xbqzy8rmAMsclZMBg1W4b5kavX2sPeaFdY1apxShGqNyaHDn4gBpSXu2sKjZj2uf1533jNoHGUk+th9Zyf0HWcHOzhfkUMUAAAAASUVORK5CYII=' 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se läget i din region</h3> </a> <p class="mb-0 text-gray-95 text-md">Vasa i blåsväder, medan Tammerfors ligger bra till.</p> <div class="ydd-card__footer flex flex-wrap gap-8 items-center mb-8 mt-16"> <div class="flex items-center"> <span class="leading-none mr-4 text-gray-60"> <div class="h-14 w-14 [&amp;>svg]:h-full [&amp;>svg]:w-full"> <svg width="24" height="24" viewbox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"><path fill-rule="evenodd" clip-rule="evenodd" d="M12 1C5.925 1 1 5.925 1 12s4.925 11 11 11 11-4.925 11-11S18.075 1 12 1ZM3 12a9 9 0 1 1 18 0 9 9 0 0 1-18 0Zm10-6a1 1 0 1 0-2 0v6a1 1 0 0 0 .553.894l4 2a1 1 0 1 0 .894-1.788L13 11.382V6Z" fill="currentColor"/></svg> </div> </span> <div aria-label="Publicerad" class="text-gray-60 text-xs">26.6.2023</div> </div> </div> </div> </div> </div> </div> <div class="border-gray-10 border-t mx-16"></div> <div class="ydd-card ydd-card--s-extended" 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content="https://images.cdn.yle.fi/image/upload/f_auto,fl_progressive/fl_keep_iptc/q_88/w_2656,h_2656,c_crop,x_830,y_0/w_700/v1687355983/39-1133417649301ac007d9.jpg" data-yle-id="39-1133417649301ac007d9" data-crop-coords="w_2656,h_2656,c_crop,x_830,y_0" data-image-width="2656" data-image-version="1687355983" class="ydd-image__image js-ydd-image lazyload" src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 2656 2656'%3E%3Cdefs%3E%3Cpattern id='blurhash' patternUnits='userSpaceOnUse' width='2656' height='2656'%3E%3Cimage 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content="https://web.archive.org/web/20230626053903/https://images.cdn.yle.fi/image/upload/f_auto,fl_progressive/fl_keep_iptc/q_88/w_2656,h_2656,c_crop,x_830,y_0/w_700/v1687355983/39-1133417649301ac007d9.jpg"> <noscript class="absolute inset-0"><img class="ydd-image__image" src="https://web.archive.org/web/20230626053903im_/https://images.cdn.yle.fi/image/upload/f_auto,fl_progressive/q_auto/w_2656,h_2656,c_crop,x_830,y_0/w_400/v1687355983/39-1133417649301ac007d9.jpg" alt="Bildcollage, betonghus med gula bostadsdörrar och Petteri Orpo."/></noscript> </figure> </div> </div> </div> <h3 class="mb-16 text-md dog:text-lg">Så här krymper bostadsstödet – regeringen ska slopa morot för deltidsjobb</h3> </a> <p class="mb-0 text-gray-95 text-md">Sparar du barnbidragen? Så här mycket minskar bostadsstödet.</p> <div class="ydd-card__footer flex flex-wrap gap-8 items-center mb-8 mt-16"> <div class="flex items-center"> <span class="leading-none mr-4 text-gray-60"> <div class="h-14 w-14 [&amp;>svg]:h-full [&amp;>svg]:w-full"> <svg width="24" height="24" viewbox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"><path fill-rule="evenodd" clip-rule="evenodd" d="M12 1C5.925 1 1 5.925 1 12s4.925 11 11 11 11-4.925 11-11S18.075 1 12 1ZM3 12a9 9 0 1 1 18 0 9 9 0 0 1-18 0Zm10-6a1 1 0 1 0-2 0v6a1 1 0 0 0 .553.894l4 2a1 1 0 1 0 .894-1.788L13 11.382V6Z" fill="currentColor"/></svg> </div> </span> <div aria-label="Publicerad" class="text-gray-60 text-xs">26.6.2023</div> </div> </div> </div> </div> </div> </div> </div> </aside> </div> </div> </article> </div> </div> </div> </main> <div> <section class="ydd-footer bg-gray-10 p-16 text-center" id="ylefifooter" aria-labelledby="footer-headline"> <div class="border-b border-light pb-16"> <a 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