CINXE.COM

Best Home Equity Loan Lenders of November 2024

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Not all companies, products, or offers were reviewed.</p> </div> </div> </div> </div> <a href="mailto:editors@marketwatchguides.com?subject=In response to: Best Home Equity Loan Lenders&body=https://www.marketwatch.com/guides/home-equity/best-home-equity-lenders/" target="_blank" rel="noopener noreferrer" class="editorial-contact-button"> Contact Us</a> </div> </div> <div class="grid"> <div class="c-picture image"> <img width="1920" height="1080" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" class="skip-lazy ewww_webp" alt="close up view group of calculator , home model , banking account book and calendar with space for money management ,home loan and personal financial concept" decoding="async" fetchpriority="high" srcset="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw== 1w" sizes="(max-width: 1920px) 100vw, 1920px" data-src-img="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/AdobeStock_729118947.jpeg" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/AdobeStock_729118947.jpeg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/AdobeStock_729118947.jpeg.webp 1920w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/AdobeStock_729118947-300x169.jpeg.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/AdobeStock_729118947-1024x576.jpeg.webp 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/AdobeStock_729118947-768x432.jpeg.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/AdobeStock_729118947-1536x864.jpeg.webp 1536w" data-srcset-img="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/AdobeStock_729118947.jpeg 1920w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/AdobeStock_729118947-300x169.jpeg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/AdobeStock_729118947-1024x576.jpeg 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/AdobeStock_729118947-768x432.jpeg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/AdobeStock_729118947-1536x864.jpeg 1536w" data-eio="j" /><noscript><img width="1920" height="1080" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/AdobeStock_729118947.jpeg" class="skip-lazy" alt="close up view group of calculator , home model , banking account book and calendar with space for money management ,home loan and personal financial concept" decoding="async" fetchpriority="high" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/AdobeStock_729118947.jpeg 1920w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/AdobeStock_729118947-300x169.jpeg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/AdobeStock_729118947-1024x576.jpeg 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/AdobeStock_729118947-768x432.jpeg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/AdobeStock_729118947-1536x864.jpeg 1536w" sizes="(max-width: 1920px) 100vw, 1920px" /></noscript> </div> <div class="c-article-hero-content text-dark"> <h1>Best Home Equity Loan Lenders</h1> <span class="last-update"> <b>Last Updated:</b> <span itemprop="dateModified">Nov 21, 2024</span> </span> <div class="text wysiwyg"> Based on our research, <strong>our top home equity loan lenders are Navy Federal, U.S. Bank and TD Bank</strong> due to their high max LTVs, competitive rates (as low as 7.29%) and accessible debt-to-income requirements</p> </div> </div> </div> </div> </div> <div class="c-article-overview with-background"> <div class="wrapper"> <div class="bar with-dropdown"> <div class="authors"> <div class="author"> <div class="c-picture author-photo"> <img width="38" height="38" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-38x38 size-38x38 lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-150x150.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-150x150.png 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-300x300.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-1024x1024.png 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-768x768.png 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-1536x1536.png 1536w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read.png 1600w" data-sizes="auto" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-150x150.png.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-150x150.png.webp 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-300x300.png.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-1024x1024.png.webp 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-768x768.png.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-1536x1536.png.webp 1536w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read.png.webp 1600w" /><noscript><img width="38" height="38" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-150x150.png" class="attachment-38x38 size-38x38" alt="" loading="lazy" decoding="async" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-150x150.png 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-300x300.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-1024x1024.png 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-768x768.png 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-1536x1536.png 1536w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read.png 1600w" sizes="(max-width: 38px) 100vw, 38px" data-eio="l" /></noscript> </div> <div class="author-info"> <span class="author-prefix">Written by</span> <span class="author-name"> <a href="https://www.marketwatch.com/guides/authors/cheri-read/" target="_blank" class="author-name"> Cheri Read </a> <span class="c-author-box"> <span class="author-box-top"> <div class="c-picture author-box-photo"> <img width="65" height="65" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-65x65 size-65x65 lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-150x150.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-150x150.png 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-300x300.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-1024x1024.png 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-768x768.png 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-1536x1536.png 1536w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read.png 1600w" data-sizes="auto" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-150x150.png.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-150x150.png.webp 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-300x300.png.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-1024x1024.png.webp 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-768x768.png.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-1536x1536.png.webp 1536w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read.png.webp 1600w" /><noscript><img width="65" height="65" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-150x150.png" class="attachment-65x65 size-65x65" alt="" loading="lazy" decoding="async" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-150x150.png 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-300x300.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-1024x1024.png 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-768x768.png 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-1536x1536.png 1536w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read.png 1600w" sizes="(max-width: 65px) 100vw, 65px" data-eio="l" /></noscript> <a href="https://www.marketwatch.com/guides/authors/cheri-read/" aria-label="Learn more about Cheri Read" title="Learn more about Cheri Read" class="c-link "> Learn more about Cheri Read</a> </div> <span> <span class="author-box-prefix">Written by</span> <a class="author-box-name" href="https://www.marketwatch.com/guides/authors/cheri-read/" target="_blank">Cheri Read</a> <span class="author-box-roles">Writer</span> </span> </span> <span class="author-box-description"><p><span style="font-weight: 400;">Cheri Read is a former accountant turned professional personal finance writer. She is a MarketWatch Guides team writer specializing in personal loans, home equity loans, accounting and banking.</span></p> </span> </span> </span> </div> </div> <div class="author"> <div class="c-picture author-photo"> <img width="38" height="38" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-38x38 size-38x38 lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/09/KellyLarson2-150x150.jpg" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/09/KellyLarson2-150x150.jpg.webp" /><noscript><img width="38" height="38" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/09/KellyLarson2-150x150.jpg" class="attachment-38x38 size-38x38" alt="" loading="lazy" decoding="async" data-eio="l" /></noscript> </div> <div class="author-info"> <span class="author-prefix">Edited by</span> <span class="author-name"> <a href="https://www.marketwatch.com/guides/authors/kelly-larson/" target="_blank" class="author-name"> Kelly Larson </a> <span class="c-author-box"> <span class="author-box-top"> <div class="c-picture author-box-photo"> <img width="65" height="65" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-65x65 size-65x65 lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/09/KellyLarson2-150x150.jpg" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/09/KellyLarson2-150x150.jpg.webp" /><noscript><img width="65" height="65" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/09/KellyLarson2-150x150.jpg" class="attachment-65x65 size-65x65" alt="" loading="lazy" decoding="async" data-eio="l" /></noscript> <a href="https://www.marketwatch.com/guides/authors/kelly-larson/" aria-label="Learn more about Kelly Larson" title="Learn more about Kelly Larson" class="c-link "> Learn more about Kelly Larson</a> </div> <span> <span class="author-box-prefix">Edited by</span> <a class="author-box-name" href="https://www.marketwatch.com/guides/authors/kelly-larson/" target="_blank">Kelly Larson</a> <span class="author-box-roles">Senior Editor</span> </span> </span> <span class="author-box-description"><p><span style="font-weight: 400;">Kelly Larson is a senior editor with 14 years of experience creating and optimizing data-driven, reader-focused digital content. Kelly enjoys running and exploring the outdoors with his sons.</span></p> </span> </span> </span> </div> </div> <div class="author"> <div class="c-picture author-photo"> <img width="38" height="38" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-38x38 size-38x38 lazyload ewww_webp_lazy_load" alt="Brandon Renfro, CFP, Ph.D." loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-150x150.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-150x150.jpg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-300x300.jpg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot.jpg 400w" data-sizes="auto" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-150x150.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-150x150.jpg.webp 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-300x300.jpg.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot.jpg.webp 400w" /><noscript><img width="38" height="38" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-150x150.jpg" class="attachment-38x38 size-38x38" alt="Brandon Renfro, CFP, Ph.D." loading="lazy" decoding="async" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-150x150.jpg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-300x300.jpg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot.jpg 400w" sizes="(max-width: 38px) 100vw, 38px" data-eio="l" /></noscript> </div> <div class="author-info"> <span class="author-prefix">Reviewed by</span> <span class="author-name"> <a href="https://www.marketwatch.com/guides/authors/brandon-renfro/" target="_blank" class="author-name"> Brandon Renfro, Ph.D. </a> <span class="c-author-box"> <span class="author-box-top"> <div class="c-picture author-box-photo"> <img width="65" height="65" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-65x65 size-65x65 lazyload ewww_webp_lazy_load" alt="Brandon Renfro, CFP, Ph.D." loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-150x150.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-150x150.jpg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-300x300.jpg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot.jpg 400w" data-sizes="auto" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-150x150.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-150x150.jpg.webp 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-300x300.jpg.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot.jpg.webp 400w" /><noscript><img width="65" height="65" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-150x150.jpg" class="attachment-65x65 size-65x65" alt="Brandon Renfro, CFP, Ph.D." loading="lazy" decoding="async" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-150x150.jpg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-300x300.jpg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot.jpg 400w" sizes="(max-width: 65px) 100vw, 65px" data-eio="l" /></noscript> <a href="https://www.marketwatch.com/guides/authors/brandon-renfro/" aria-label="Learn more about Brandon Renfro, Ph.D." title="Learn more about Brandon Renfro, Ph.D." class="c-link "> Learn more about Brandon Renfro, Ph.D.</a> </div> <span> <span class="author-box-prefix">Reviewed by</span> <a class="author-box-name" href="https://www.marketwatch.com/guides/authors/brandon-renfro/" target="_blank">Brandon Renfro, Ph.D.</a> <span class="author-box-roles">Reviewer</span> </span> </span> <span class="author-box-description"><p><span style="font-weight: 400;">Brandon Renfro, Ph.D., is a certified financial planner and owner at Belonging Wealth Management in Longview, Texas. He has contributed to numerous publications including Fox News, Forbes, The Wall Street Journal and AARP. His certifications as a retirement income certified professional and enrolled agent — the highest credential the Internal Revenue Service (IRS) awards — allow him to offer strong financial advice. Brandon enjoys kayaking, fishing and camping with his family. He also serves as an infantry officer in the Arkansas Army National Guard.</span></p> </span> </span> </span> </div> </div> </div> <button class="dropdown-trigger" aria-expanded="false" aria-controls="article-authors-dropdown"> <span> Our Research Process <svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg> </span> </button> </div> </div> <div id="article-authors-dropdown" class="dropdown " > <div class="mobile-authors"> <div class="author"> <div class="c-picture author-photo"> <img width="38" height="38" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-38x38 size-38x38 lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/09/KellyLarson2-150x150.jpg" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/09/KellyLarson2-150x150.jpg.webp" /><noscript><img width="38" height="38" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/09/KellyLarson2-150x150.jpg" class="attachment-38x38 size-38x38" alt="" loading="lazy" decoding="async" data-eio="l" /></noscript> </div> <div class="author-info"> <span class="author-prefix">Edited by</span> <span class="author-name"> <a href="https://www.marketwatch.com/guides/authors/kelly-larson/" target="_blank" class="author-name"> Kelly Larson </a> <span class="c-author-box"> <span class="author-box-top"> <div class="c-picture author-box-photo"> <img width="65" height="65" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-65x65 size-65x65 lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/09/KellyLarson2-150x150.jpg" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/09/KellyLarson2-150x150.jpg.webp" /><noscript><img width="65" height="65" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/09/KellyLarson2-150x150.jpg" class="attachment-65x65 size-65x65" alt="" loading="lazy" decoding="async" data-eio="l" /></noscript> <a href="https://www.marketwatch.com/guides/authors/kelly-larson/" aria-label="Learn more about Kelly Larson" title="Learn more about Kelly Larson" class="c-link "> Learn more about Kelly Larson</a> </div> <span> <span class="author-box-prefix">Edited by</span> <a class="author-box-name" href="https://www.marketwatch.com/guides/authors/kelly-larson/" target="_blank">Kelly Larson</a> <span class="author-box-roles">Senior Editor</span> </span> </span> <span class="author-box-description"><p><span style="font-weight: 400;">Kelly Larson is a senior editor with 14 years of experience creating and optimizing data-driven, reader-focused digital content. Kelly enjoys running and exploring the outdoors with his sons.</span></p> </span> </span> </span> </div> </div> <div class="author"> <div class="c-picture author-photo"> <img width="38" height="38" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-38x38 size-38x38 lazyload ewww_webp_lazy_load" alt="Brandon Renfro, CFP, Ph.D." loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-150x150.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-150x150.jpg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-300x300.jpg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot.jpg 400w" data-sizes="auto" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-150x150.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-150x150.jpg.webp 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-300x300.jpg.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot.jpg.webp 400w" /><noscript><img width="38" height="38" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-150x150.jpg" class="attachment-38x38 size-38x38" alt="Brandon Renfro, CFP, Ph.D." loading="lazy" decoding="async" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-150x150.jpg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-300x300.jpg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot.jpg 400w" sizes="(max-width: 38px) 100vw, 38px" data-eio="l" /></noscript> </div> <div class="author-info"> <span class="author-prefix">Reviewed by</span> <span class="author-name"> <a href="https://www.marketwatch.com/guides/authors/brandon-renfro/" target="_blank" class="author-name"> Brandon Renfro, Ph.D. </a> <span class="c-author-box"> <span class="author-box-top"> <div class="c-picture author-box-photo"> <img width="65" height="65" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-65x65 size-65x65 lazyload ewww_webp_lazy_load" alt="Brandon Renfro, CFP, Ph.D." loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-150x150.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-150x150.jpg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-300x300.jpg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot.jpg 400w" data-sizes="auto" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-150x150.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-150x150.jpg.webp 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-300x300.jpg.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot.jpg.webp 400w" /><noscript><img width="65" height="65" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-150x150.jpg" class="attachment-65x65 size-65x65" alt="Brandon Renfro, CFP, Ph.D." loading="lazy" decoding="async" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-150x150.jpg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-300x300.jpg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot.jpg 400w" sizes="(max-width: 65px) 100vw, 65px" data-eio="l" /></noscript> <a href="https://www.marketwatch.com/guides/authors/brandon-renfro/" aria-label="Learn more about Brandon Renfro, Ph.D." title="Learn more about Brandon Renfro, Ph.D." class="c-link "> Learn more about Brandon Renfro, Ph.D.</a> </div> <span> <span class="author-box-prefix">Reviewed by</span> <a class="author-box-name" href="https://www.marketwatch.com/guides/authors/brandon-renfro/" target="_blank">Brandon Renfro, Ph.D.</a> <span class="author-box-roles">Reviewer</span> </span> </span> <span class="author-box-description"><p><span style="font-weight: 400;">Brandon Renfro, Ph.D., is a certified financial planner and owner at Belonging Wealth Management in Longview, Texas. He has contributed to numerous publications including Fox News, Forbes, The Wall Street Journal and AARP. His certifications as a retirement income certified professional and enrolled agent — the highest credential the Internal Revenue Service (IRS) awards — allow him to offer strong financial advice. Brandon enjoys kayaking, fishing and camping with his family. He also serves as an infantry officer in the Arkansas Army National Guard.</span></p> </span> </span> </span> </div> </div> </div> <hr /> <div class="additional-information"> <div class="content"> <div class="title">Our Research Process</div> <div class="text wysiwyg"> <p>Here&#8217;s a breakdown of how we reviewed and rated top home equity lenders</p> <a href="https://www.marketwatch.com/guides/reviews-team/" aria-label="Learn more about Marketwatch Guides" title="Learn more about Marketwatch Guides" class="c-link "> Learn more about Marketwatch Guides</a> </div> </div> <div class="stats"> <div class="stat"> <span class="value">32</span> <span class="description"> Providers <span class="description-last-word"> Monitored <div class="c-tooltip " tabindex="0"> <span class="tooltip-trigger"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M256 32a224 224 0 1 1 0 448 224 224 0 1 1 0-448zm0 480A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM208 352c-8.8 0-16 7.2-16 16s7.2 16 16 16h96c8.8 0 16-7.2 16-16s-7.2-16-16-16H272V240c0-8.8-7.2-16-16-16H216c-8.8 0-16 7.2-16 16s7.2 16 16 16h24v96H208zm48-168a24 24 0 1 0 0-48 24 24 0 1 0 0 48z" fill="currentColor" /></svg> <div class="c-tooltip-content">Our team researched more than two dozen of the country’s most home equity lenders, including large companies like Navy Federal Credit Union, U.S. Bank, TD Bank, Third Federal and Spring EQ.</div> </span> </div> </span> </span> </div> <div class="stat"> <span class="value">640</span> <span class="description"> Data Points <span class="description-last-word"> Analyzed <div class="c-tooltip " tabindex="0"> <span class="tooltip-trigger"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M256 32a224 224 0 1 1 0 448 224 224 0 1 1 0-448zm0 480A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM208 352c-8.8 0-16 7.2-16 16s7.2 16 16 16h96c8.8 0 16-7.2 16-16s-7.2-16-16-16H272V240c0-8.8-7.2-16-16-16H216c-8.8 0-16 7.2-16 16s7.2 16 16 16h24v96H208zm48-168a24 24 0 1 0 0-48 24 24 0 1 0 0 48z" fill="currentColor" /></svg> <div class="c-tooltip-content">To create our rating system, we analyzed each home equity lender’s disclosures, licensing documents, marketing materials, sample loan agreements and websites to understand their loan offerings and terms. </div> </span> </div> </span> </span> </div> <div class="stat"> <span class="value">40</span> <span class="description"> Loan Features <span class="description-last-word"> Tracked <div class="c-tooltip " tabindex="0"> <span class="tooltip-trigger"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M256 32a224 224 0 1 1 0 448 224 224 0 1 1 0-448zm0 480A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM208 352c-8.8 0-16 7.2-16 16s7.2 16 16 16h96c8.8 0 16-7.2 16-16s-7.2-16-16-16H272V240c0-8.8-7.2-16-16-16H216c-8.8 0-16 7.2-16 16s7.2 16 16 16h24v96H208zm48-168a24 24 0 1 0 0-48 24 24 0 1 0 0 48z" fill="currentColor" /></svg> <div class="c-tooltip-content">Our team regularly collects data on each company’s loan offerings and terms, such as minimum and maximum loan amounts, origination fees and discounts.</div> </span> </div> </span> </span> </div> <div class="stat"> <span class="value">13</span> <span class="description"> Professionals <span class="description-last-word"> Consulted <div class="c-tooltip " tabindex="0"> <span class="tooltip-trigger"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M256 32a224 224 0 1 1 0 448 224 224 0 1 1 0-448zm0 480A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM208 352c-8.8 0-16 7.2-16 16s7.2 16 16 16h96c8.8 0 16-7.2 16-16s-7.2-16-16-16H272V240c0-8.8-7.2-16-16-16H216c-8.8 0-16 7.2-16 16s7.2 16 16 16h24v96H208zm48-168a24 24 0 1 0 0-48 24 24 0 1 0 0 48z" fill="currentColor" /></svg> <div class="c-tooltip-content">Before we began our research process, we consulted with financial advisors and industry experts to ensure our evaluations covered the banking product aspects that matter most to potential customers. </div> </span> </div> </span> </span> </div> </div> </div> </div> </div> <div class="c-article-body"> <div class="wrapper"> <nav class="c-toc-sidebar"> <strong class="toc-heading">In this Guide:</strong> <button class="toc-toggler"> <span class="c-toc-tracker"> <svg viewBox="0 0 17 13" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0.5 1.37996C0.5 1.29509 0.533714 1.2137 0.593724 1.15369C0.653735 1.09368 0.735127 1.05997 0.819995 1.05997H14.8998C14.9846 1.05997 15.066 1.09368 15.126 1.15369C15.1861 1.2137 15.2198 1.29509 15.2198 1.37996C15.2198 1.46483 15.1861 1.54622 15.126 1.60623C15.066 1.66624 14.9846 1.69996 14.8998 1.69996H0.819995C0.735127 1.69996 0.653735 1.66624 0.593724 1.60623C0.533714 1.54622 0.5 1.46483 0.5 1.37996ZM0.819995 6.81988H6.5799C6.66477 6.81988 6.74616 6.78616 6.80618 6.72615C6.86619 6.66614 6.8999 6.58475 6.8999 6.49988C6.8999 6.41501 6.86619 6.33362 6.80618 6.27361C6.74616 6.2136 6.66477 6.17989 6.5799 6.17989H0.819995C0.735127 6.17989 0.653735 6.2136 0.593724 6.27361C0.533714 6.33362 0.5 6.41501 0.5 6.49988C0.5 6.58475 0.533714 6.66614 0.593724 6.72615C0.653735 6.78616 0.735127 6.81988 0.819995 6.81988ZM7.85988 11.2998H0.819995C0.735127 11.2998 0.653735 11.3335 0.593724 11.3935C0.533714 11.4535 0.5 11.5349 0.5 11.6198C0.5 11.7047 0.533714 11.7861 0.593724 11.8461C0.653735 11.9061 0.735127 11.9398 0.819995 11.9398H7.85988C7.94475 11.9398 8.02614 11.9061 8.08615 11.8461C8.14617 11.7861 8.17988 11.7047 8.17988 11.6198C8.17988 11.5349 8.14617 11.4535 8.08615 11.3935C8.02614 11.3335 7.94475 11.2998 7.85988 11.2998ZM16.4061 11.8462C16.3764 11.8759 16.3411 11.8996 16.3023 11.9157C16.2634 11.9318 16.2218 11.94 16.1798 11.94C16.1377 11.94 16.0961 11.9318 16.0572 11.9157C16.0184 11.8996 15.9831 11.8759 15.9534 11.8462L14.1358 10.0286C13.5598 10.4889 12.8294 10.7112 12.0946 10.6497C11.3598 10.5883 10.6765 10.2478 10.1849 9.69831C9.69332 9.14876 9.43082 8.43185 9.45131 7.6948C9.47181 6.95776 9.77376 6.25654 10.2951 5.73517C10.8165 5.2138 11.5177 4.91186 12.2548 4.89136C12.9918 4.87086 13.7087 5.13337 14.2583 5.62495C14.8078 6.11654 15.1482 6.79989 15.2097 7.53466C15.2711 8.26942 15.0489 8.99982 14.5886 9.57583L16.4061 11.3934C16.4359 11.4231 16.4595 11.4584 16.4756 11.4973C16.4917 11.5361 16.5 11.5777 16.5 11.6198C16.5 11.6619 16.4917 11.7035 16.4756 11.7423C16.4595 11.7812 16.4359 11.8165 16.4061 11.8462ZM12.3398 10.0198C12.7828 10.0198 13.2159 9.88845 13.5843 9.64232C13.9526 9.39619 14.2397 9.04636 14.4093 8.63706C14.5788 8.22776 14.6232 7.77738 14.5367 7.34287C14.4503 6.90836 14.237 6.50923 13.9237 6.19597C13.6104 5.8827 13.2113 5.66937 12.7768 5.58294C12.3423 5.49651 11.8919 5.54087 11.4826 5.7104C11.0733 5.87994 10.7235 6.16704 10.4774 6.5354C10.2312 6.90376 10.0998 7.33684 10.0998 7.77986C10.0998 8.37394 10.3358 8.94368 10.7559 9.36376C11.176 9.78383 11.7457 10.0198 12.3398 10.0198Z" fill="#2E2E2E" stroke="#2E2E2E" stroke-width="0.5"/> </svg> <span data-heading="In This Guide" data-toc-tracker>In This Guide</span> </span> </button> <div class="c-toc-items columns-1"> <a href="#toc-top-lenders" class=" active" data-text="Top Lenders">Top Lenders</a> <a href="#toc-what-is-a-home-equity-loan" class=" " data-text="What Is a Home Equity Loan? ">What Is a Home Equity Loan? </a> <a href="#toc-pros-and-cons" class=" " data-text="Pros and Cons">Pros and Cons</a> <a href="#toc-choosing-the-best-lender" class=" " data-text="Choosing the Best Lender">Choosing the Best Lender</a> <a href="#toc-alternatives-to-home-equity-loans" class=" " data-text="Alternatives to Home Equity Loans">Alternatives to Home Equity Loans</a> <a href="#toc-the-bottom-line-best-home-equity-loan-rates" class=" " data-text="The Bottom Line: Best Home Equity Loan Rates">The Bottom Line: Best Home Equity Loan Rates</a> </div> </nav> <div class="gutenberg-wrapper"> <div class="gutenberg"> <p>We at the MarketWatch Guides team selected lenders featuring minimum annual percentage rates (APRs) below 12.5%, flexible terms and quick funding, which means you’ll owe less in the long term and get your money faster.</p> <p>In our 2024 home equity loan survey, 54.8% of the 1,500 respondents reported using their home equity loans for <a href="https://www.marketwatch.com/guides/home-equity/how-to-get-home-improvement-loan/">home improvement</a> projects. More than two thirds (67.5%) of respondents also reported “feeling very happy with taking out the home equity loan.” But this doesn’t mean there’s a one-size-fits-all lender. Carefully compare each home equity loan lender’s features, pros and cons to confirm which one best fits your needs.</p> <section class="b-more-articles"> <div class="wrapper"> <button aria-expanded="false" aria-controls="674a1eb40b395-articles"> <span> Related Resources <i></i> </span> </button> <div id="674a1eb40b395-articles" class="articles" style="display: none"> <a href="https://www.marketwatch.com/guides/home-equity/best-home-equity-lenders/" target="_blank" class="article">Best Home Equity Loan Lenders</a> <a href="https://www.marketwatch.com/guides/home-equity/best-home-equity-loan-rates/" target="_blank" class="article">Best Home Equity Loan Rates</a> <a href="https://www.marketwatch.com/guides/home-equity/what-is-a-heloc/" target="_blank" class="article">What is a HELOC?</a> <a href="https://www.marketwatch.com/guides/home-equity/can-you-refinance-a-heloc/" target="_blank" class="article">Can You Refinance a HELOC?</a> <a href="https://www.marketwatch.com/guides/home-equity/home-equity-glossary/" target="_blank" class="article">Home Equity Glossary</a> </div> </div> </section> <div class="global-module global-module--330663" > <section class="b-brand-cards with-background"> <div class="wrapper"> <div class="top"> <span class="heading">Featured Home Equity Lenders</span> <div class="c-tooltip advertisement" tabindex="0"> Sponsored <span class="tooltip-trigger"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M256 32a224 224 0 1 1 0 448 224 224 0 1 1 0-448zm0 480A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM208 352c-8.8 0-16 7.2-16 16s7.2 16 16 16h96c8.8 0 16-7.2 16-16s-7.2-16-16-16H272V240c0-8.8-7.2-16-16-16H216c-8.8 0-16 7.2-16 16s7.2 16 16 16h24v96H208zm48-168a24 24 0 1 0 0-48 24 24 0 1 0 0 48z" fill="currentColor" /></svg> <div class="c-tooltip-content"><p>The listings that appear are from companies from which this website may receive compensation, which may impact how, where and in what order products appear. Not all companies, products, or offers were reviewed in connection with this listing.</p> </div> </span> </div> </div> <div class="main filters-top"> <div class="filters-wrapper"> <button class="c-button style-primary-dark filters-trigger-mobile outline medium" aria-expanded="" aria-controls="674a1eb4362dd-filters" data-expanded-label="Hide Filters" data-collapsed-label="Show Filters" type="button" > <span class="button-wrapper"> <span> <span class="button-text"> Show Filters </span> </span> <svg width="18" height="16" viewBox="0 0 18 16" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M13.5 3.5C13.5 3.30109 13.579 3.11032 13.7197 2.96967C13.8603 2.82902 14.0511 2.75 14.25 2.75H17.25C17.4489 2.75 17.6397 2.82902 17.7803 2.96967C17.921 3.11032 18 3.30109 18 3.5C18 3.69891 17.921 3.88968 17.7803 4.03033C17.6397 4.17098 17.4489 4.25 17.25 4.25H14.25C14.0511 4.25 13.8603 4.17098 13.7197 4.03033C13.579 3.88968 13.5 3.69891 13.5 3.5ZM0.75 4.25H10.5V5.75C10.5 5.94891 10.579 6.13968 10.7197 6.28033C10.8603 6.42098 11.0511 6.5 11.25 6.5C11.4489 6.5 11.6397 6.42098 11.7803 6.28033C11.921 6.13968 12 5.94891 12 5.75V1.25C12 1.05109 11.921 0.860322 11.7803 0.71967C11.6397 0.579018 11.4489 0.5 11.25 0.5C11.0511 0.5 10.8603 0.579018 10.7197 0.71967C10.579 0.860322 10.5 1.05109 10.5 1.25V2.75H0.75C0.551088 2.75 0.360322 2.82902 0.21967 2.96967C0.0790178 3.11032 0 3.30109 0 3.5C0 3.69891 0.0790178 3.88968 0.21967 4.03033C0.360322 4.17098 0.551088 4.25 0.75 4.25ZM17.25 11.75H8.25C8.05109 11.75 7.86032 11.829 7.71967 11.9697C7.57902 12.1103 7.5 12.3011 7.5 12.5C7.5 12.6989 7.57902 12.8897 7.71967 13.0303C7.86032 13.171 8.05109 13.25 8.25 13.25H17.25C17.4489 13.25 17.6397 13.171 17.7803 13.0303C17.921 12.8897 18 12.6989 18 12.5C18 12.3011 17.921 12.1103 17.7803 11.9697C17.6397 11.829 17.4489 11.75 17.25 11.75ZM5.25 9.5C5.05109 9.5 4.86032 9.57902 4.71967 9.71967C4.57902 9.86032 4.5 10.0511 4.5 10.25V11.75H0.75C0.551088 11.75 0.360322 11.829 0.21967 11.9697C0.0790178 12.1103 0 12.3011 0 12.5C0 12.6989 0.0790178 12.8897 0.21967 13.0303C0.360322 13.171 0.551088 13.25 0.75 13.25H4.5V14.75C4.5 14.9489 4.57902 15.1397 4.71967 15.2803C4.86032 15.421 5.05109 15.5 5.25 15.5C5.44891 15.5 5.63968 15.421 5.78033 15.2803C5.92098 15.1397 6 14.9489 6 14.75V10.25C6 10.0511 5.92098 9.86032 5.78033 9.71967C5.63968 9.57902 5.44891 9.5 5.25 9.5Z" fill="currentColor" /> </svg> </span> </button> <form id="674a1eb4362dd-filters" class="filters" style="display: none;"> <div class="c-field filter"> <label > Loan Amount </label> <div class="c-field-text"> <input type="text" name="loan_amount" placeholder="" class="required" value="100000" data-mask="currency" /> </div> </div> <div class="c-field filter"> <label > Credit Score </label> <div class="c-field-text"> <input type="text" name="credit_score" placeholder="" class="required" value="700" data-mask="numeric" data-min="300" data-max="850" /> </div> </div> <div class="c-field filter"> <label > Remaining Mortgage Balance </label> <div class="c-field-text"> <input type="text" name="mortgage_value" placeholder="" class="required" value="200000" data-mask="currency" /> </div> </div> <div class="c-field filter"> <label > Home Value </label> <div class="c-field-text"> <input type="text" name="home_value" placeholder="" class="required" value="400000" data-mask="currency" /> </div> </div> <button class="c-button style-primary-dark filters-button full-width centered" type="button" > <span class="button-wrapper"> <span> <span class="button-text"> Update Results </span> </span> </span> </button> </form> </div> <div class="brands-wrapper"> <div class="c-pagination-status hidden"> <span class="pagination-start-item">1</span>&#8211;<span class="pagination-end-item"></span> of <span class="pagination-total-items"></span> Result(s) </div> <div class="brands"> <div class="brand highlighted" data-max_loan_amount="500000" data-min_credit_score="500" data-max_ltv_ratio="75.00" > <div class="c-brand-tag light-green" style="--lines: ;"> <span>FEATURED</span> </div> <div class="brand-information"> <div class="c-picture brand-logo"> <img decoding="async" width="1250" height="435" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAABOIAAAGzAQAAAACqF4UeAAAAAnRSTlMAAHaTzTgAAABZSURBVHja7cExAQAAAMKg9U9tCy+gAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAA4GEMiQABqwSLIAAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload" alt="" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/unlock-logo.webp" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/unlock-logo.webp 1250w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/unlock-logo-300x104.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/unlock-logo-1024x356.webp 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/unlock-logo-768x267.webp 768w" data-sizes="auto" data-eio-rwidth="1250" data-eio-rheight="435" /><noscript><img decoding="async" width="1250" height="435" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/unlock-logo.webp" class="attachment-full size-full" alt="" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/unlock-logo.webp 1250w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/unlock-logo-300x104.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/unlock-logo-1024x356.webp 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/unlock-logo-768x267.webp 768w" sizes="(max-width: 1250px) 100vw, 1250px" data-eio="l" /></noscript> </div> <span class="brand-name">Unlock</span> </div> <div class="brand-details"> <div class="brand-fields"> <div class="brand-field"> <span> Max. Loan Amount </span> <strong> $500,000 </strong> </div> <div class="brand-field"> <span> Max. LTV Ratio </span> <strong> 75% </strong> </div> <div class="brand-field"> <span> Min. Credit Score </span> <strong> 500 </strong> </div> <div class="brand-field"> <span> APR % </span> <strong> N/A </strong> </div> </div> <div class="brand-primary-cta-wrapper"> <a class="c-button style-primary brand-primary-cta full-width centered" rel="nofollow sponsored" target="_blank" href="https://www.unlksite.com/N45R96/9B9DM/?source_id=marketwatch&#038;sub1=home-equity_best-home-equity-lenders-mw-ab_{device_type}_brandcta-{segment_id}" data-unique-id="mw-ab" data-segment-action="Link Clicked" > <span class="button-wrapper"> <span> <span class="button-text"> Apply Now </span> </span> </span> </a> <span class="brand-primary-cta-note">On Unlock’s Website</span> </div> </div> </div> <div class="brand " data-max_loan_amount="500000" data-min_credit_score="680" data-max_ltv_ratio="90" > <div class="brand-information"> <div class="c-picture brand-logo"> <img decoding="async" width="1272" height="428" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAABPgAAAGsAQAAAABoGyRxAAAAAnRSTlMAAHaTzTgAAABZSURBVHja7cExAQAAAMKg9U9tCy+gAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAeBoLjwABTWmK2wAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo.png 1272w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo-300x101.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo-1024x345.png 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo-768x258.png 768w" data-sizes="auto" data-eio-rwidth="1272" data-eio-rheight="428" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo.png.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo.png.webp 1272w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo-300x101.png.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo-1024x345.png.webp 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo-768x258.png.webp 768w" /><noscript><img decoding="async" width="1272" height="428" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo.png" class="attachment-full size-full" alt="" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo.png 1272w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo-300x101.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo-1024x345.png 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo-768x258.png 768w" sizes="(max-width: 1272px) 100vw, 1272px" data-eio="l" /></noscript> </div> <span class="brand-name">Rocket Mortgage</span> </div> <div class="brand-details"> <div class="brand-fields"> <div class="brand-field"> <span> Max. Loan Amount </span> <strong> $500,000 </strong> </div> <div class="brand-field"> <span> Max. LTV Ratio </span> <strong> 90% </strong> </div> <div class="brand-field"> <span> Min. Credit Score </span> <strong> 680 </strong> </div> <div class="brand-field"> <span> APR % </span> <strong> N/A </strong> </div> </div> <div class="brand-primary-cta-wrapper"> <a class="c-button style-primary brand-primary-cta full-width centered" rel="nofollow sponsored" target="_blank" href="https://secure.money.com/pr/ee08b07378a2?s1=home-equity_best-home-equity-lenders-mw-ab_{device_type}_brandcta-{segment_id}" data-unique-id="mw-ab" data-segment-action="Link Clicked" > <span class="button-wrapper"> <span> <span class="button-text"> Apply Now </span> </span> </span> </a> <span class="brand-primary-cta-note">On Rocket Mortgage’s Website</span> </div> </div> </div> <div class="brand " data-max_loan_amount="400000" data-min_credit_score="640" data-max_ltv_ratio="95" > <div class="brand-information"> <div class="c-picture brand-logo"> <img decoding="async" width="1500" height="500" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAABdwAAAH0AQAAAAAP/tKBAAAAAnRSTlMAAHaTzTgAAABySURBVHja7cExAQAAAMKg9U9tCU+gAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAOBjcTMAAU8PuzcAAAAASUVORK5CYII=" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Figure-Logo.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Figure-Logo.png 1500w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Figure-Logo-300x100.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Figure-Logo-1024x341.png 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Figure-Logo-768x256.png 768w" data-sizes="auto" data-eio-rwidth="1500" data-eio-rheight="500" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Figure-Logo.png.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Figure-Logo.png.webp 1500w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Figure-Logo-300x100.png.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Figure-Logo-1024x341.png.webp 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Figure-Logo-768x256.png.webp 768w" /><noscript><img decoding="async" width="1500" height="500" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Figure-Logo.png" class="attachment-full size-full" alt="" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Figure-Logo.png 1500w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Figure-Logo-300x100.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Figure-Logo-1024x341.png 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Figure-Logo-768x256.png 768w" sizes="(max-width: 1500px) 100vw, 1500px" data-eio="l" /></noscript> </div> <span class="brand-name">Figure</span> </div> <div class="brand-details"> <div class="brand-fields"> <div class="brand-field"> <span> Max. Loan Amount </span> <strong> $400,000 </strong> </div> <div class="brand-field"> <span> Max. LTV Ratio </span> <strong> 95% </strong> </div> <div class="brand-field"> <span> Min. Credit Score </span> <strong> 640 </strong> </div> <div class="brand-field"> <span> APR % </span> <strong> 6.25% </strong> </div> </div> <div class="brand-primary-cta-wrapper"> <a class="c-button style-primary brand-primary-cta full-width centered" rel="nofollow sponsored" target="_blank" href="https://secure.money.com/pr/v7aaf3b286d7?s1=home-equity_best-home-equity-lenders-mw-ab_{device_type}_brandcta-{segment_id}" data-unique-id="mw-ab" data-segment-action="Link Clicked" > <span class="button-wrapper"> <span> <span class="button-text"> Apply Now </span> </span> </span> </a> <span class="brand-primary-cta-note">On Figure’s Website</span> </div> </div> </div> <div class="brand " data-max_loan_amount="600000" data-min_credit_score="500" data-max_ltv_ratio="75" > <div class="brand-information"> <div class="c-picture brand-logo"> <img decoding="async" width="433" height="120" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAbEAAAB4AQAAAABUO/HUAAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cExAQAAAMKg9U/taQmgAAAAAAAA4AYaQAABAu1AiAAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/hometap-logo.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/hometap-logo.png 433w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/hometap-logo-300x83.png 300w" data-sizes="auto" data-eio-rwidth="433" data-eio-rheight="120" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/hometap-logo.png.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/hometap-logo.png.webp 433w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/hometap-logo-300x83.png.webp 300w" /><noscript><img decoding="async" width="433" height="120" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/hometap-logo.png" class="attachment-full size-full" alt="" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/hometap-logo.png 433w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/hometap-logo-300x83.png 300w" sizes="(max-width: 433px) 100vw, 433px" data-eio="l" /></noscript> </div> <span class="brand-name">Hometap</span> </div> <div class="brand-details"> <div class="brand-fields"> <div class="brand-field"> <span> Max. Loan Amount </span> <strong> $600,000 </strong> </div> <div class="brand-field"> <span> Max. LTV Ratio </span> <strong> 75% </strong> </div> <div class="brand-field"> <span> Min. Credit Score </span> <strong> 500 </strong> </div> <div class="brand-field"> <span> APR % </span> <strong> N/A </strong> </div> </div> <div class="brand-primary-cta-wrapper"> <a class="c-button style-primary brand-primary-cta full-width centered" rel="nofollow sponsored" target="_blank" href="https://secure.money.com/pr/w4bf0f6d3b19?s1=home-equity_best-home-equity-lenders-mw-ab_{device_type}_brandcta-{segment_id}" data-unique-id="mw-ab" data-segment-action="Link Clicked" > <span class="button-wrapper"> <span> <span class="button-text"> Apply Now </span> </span> </span> </a> <span class="brand-primary-cta-note">On Hometap’s Website</span> </div> </div> </div> <div class="brand hidden" data-max_loan_amount="500000" data-min_credit_score="660" data-max_ltv_ratio="89.9" > <div class="brand-information"> <div class="c-picture brand-logo"> <img decoding="async" width="401" height="122" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAZEAAAB6AQAAAABWrlMPAAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cExAQAAAMKg9U9tDQ+gAAAAAAAAPg0YyAABdFsItwAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload" alt="" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/tdbanklogosvg.svg" data-eio-rwidth="401" data-eio-rheight="122" /><noscript><img decoding="async" width="401" height="122" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/tdbanklogosvg.svg" class="attachment-full size-full" alt="" loading="lazy" data-eio="l" /></noscript> </div> <span class="brand-name">TD Bank</span> </div> <div class="brand-details"> <div class="brand-fields"> <div class="brand-field"> <span> Max. Loan Amount </span> <strong> $500,000 </strong> </div> <div class="brand-field"> <span> Max. LTV Ratio </span> <strong> 90% </strong> </div> <div class="brand-field"> <span> Min. Credit Score </span> <strong> 660 </strong> </div> <div class="brand-field"> <span> APR % </span> <strong> 7.89% </strong> </div> </div> <div class="brand-primary-cta-wrapper"> <a class="c-button style-primary brand-primary-cta full-width centered" rel="nofollow sponsored" target="_blank" href="https://secure.money.com/pr/he9cf720c365?s1=home-equity_best-home-equity-lenders-mw-ab_{device_type}_brandcta-{segment_id}" data-unique-id="mw-ab" data-segment-action="Link Clicked" > <span class="button-wrapper"> <span> <span class="button-text"> Apply Now </span> </span> </span> </a> <span class="brand-primary-cta-note">On TD Bank’s Website</span> </div> </div> </div> <div class="brand hidden" data-max_loan_amount="500000" data-min_credit_score="650" data-max_ltv_ratio="95" > <div class="brand-information"> <div class="c-picture brand-logo"> <img decoding="async" width="85" height="50" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAFUAAAAyAQAAAAAFf6oVAAAAAnRSTlMAAHaTzTgAAAAPSURBVCjPY2AYBaOA+gAAAlgAAXU2hncAAAAASUVORK5CYII=" class="attachment-full size-full lazyload" alt="" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/navyfedlogosvg.svg" data-eio-rwidth="85" data-eio-rheight="50" /><noscript><img decoding="async" width="85" height="50" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/navyfedlogosvg.svg" class="attachment-full size-full" alt="" loading="lazy" data-eio="l" /></noscript> </div> <span class="brand-name">Navy Federal</span> </div> <div class="brand-details"> <div class="brand-fields"> <div class="brand-field"> <span> Max. Loan Amount </span> <strong> $500,000 </strong> </div> <div class="brand-field"> <span> Max. LTV Ratio </span> <strong> 95% </strong> </div> <div class="brand-field"> <span> Min. Credit Score </span> <strong> 650 </strong> </div> <div class="brand-field"> <span> APR % </span> <strong> 7.34% </strong> </div> </div> <div class="brand-primary-cta-wrapper"> <a class="c-button style-primary brand-primary-cta full-width centered" rel="nofollow sponsored" target="_blank" href="https://secure.money.com/pr/qbf1ee3bf0ed?s1=home-equity_best-home-equity-lenders-mw-ab_{device_type}_brandcta-{segment_id}" data-unique-id="mw-ab" data-segment-action="Link Clicked" > <span class="button-wrapper"> <span> <span class="button-text"> Apply Now </span> </span> </span> </a> <span class="brand-primary-cta-note">On Navy Federal’s Website</span> </div> </div> </div> <div class="brand hidden" data-max_loan_amount="500000" data-min_credit_score="720" data-max_ltv_ratio="65" > <div class="brand-information"> <div class="c-picture brand-logo"> <img decoding="async" width="300" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Bethpage-FCU_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Bethpage-FCU_300x150.jpg.webp" /><noscript><img decoding="async" width="300" height="150" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Bethpage-FCU_300x150.jpg" class="attachment-full size-full" alt="" loading="lazy" data-eio="l" /></noscript> </div> <span class="brand-name">Bethpage</span> </div> <div class="brand-details"> <div class="brand-fields"> <div class="brand-field"> <span> Max. Loan Amount </span> <strong> $500,000 </strong> </div> <div class="brand-field"> <span> Max. LTV Ratio </span> <strong> 65% </strong> </div> <div class="brand-field"> <span> Min. Credit Score </span> <strong> 720 </strong> </div> <div class="brand-field"> <span> APR % </span> <strong> 6.99% </strong> </div> </div> <div class="brand-primary-cta-wrapper"> <a class="c-button style-primary brand-primary-cta full-width centered" rel="nofollow sponsored" target="_blank" href="https://secure.money.com/pr/hece52a97810?s1=home-equity_best-home-equity-lenders-mw-ab_{device_type}_brandcta-{segment_id}" data-unique-id="mw-ab" data-segment-action="Link Clicked" > <span class="button-wrapper"> <span> <span class="button-text"> Apply Now </span> </span> </span> </a> <span class="brand-primary-cta-note">On Bethpage’s Website</span> </div> </div> </div> <div class="brand hidden" data-max_loan_amount="1000000" data-min_credit_score="660" data-max_ltv_ratio="80" > <div class="brand-information"> <div class="c-picture brand-logo"> <img decoding="async" width="1078" height="301" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAABDYAAAEtAQAAAADbgd0eAAAAAnRSTlMAAHaTzTgAAAA/SURBVHja7cEBDQAAAMKg909tDjegAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAA4McAn+gAAUt3oFQAAAAASUVORK5CYII=" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5.png 1078w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5-300x84.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5-1024x286.png 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5-768x214.png 768w" data-sizes="auto" data-eio-rwidth="1078" data-eio-rheight="301" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5.png.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5.png.webp 1078w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5-300x84.png.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5-1024x286.png.webp 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5-768x214.png.webp 768w" /><noscript><img decoding="async" width="1078" height="301" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5.png" class="attachment-full size-full" alt="" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5.png 1078w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5-300x84.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5-1024x286.png 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5-768x214.png 768w" sizes="(max-width: 1078px) 100vw, 1078px" data-eio="l" /></noscript> </div> <span class="brand-name">U.S. Bank</span> </div> <div class="brand-details"> <div class="brand-fields"> <div class="brand-field"> <span> Max. Loan Amount </span> <strong> $1,000,000 </strong> </div> <div class="brand-field"> <span> Max. LTV Ratio </span> <strong> 80% </strong> </div> <div class="brand-field"> <span> Min. Credit Score </span> <strong> 660 </strong> </div> <div class="brand-field"> <span> APR % </span> <strong> 7.65% </strong> </div> </div> <div class="brand-primary-cta-wrapper"> <a class="c-button style-primary brand-primary-cta full-width centered" rel="nofollow sponsored" target="_blank" href="https://secure.money.com/pr/f0900552018e?s1=home-equity_best-home-equity-lenders-mw-ab_{device_type}_brandcta-{segment_id}" data-unique-id="mw-ab" data-segment-action="Link Clicked" > <span class="button-wrapper"> <span> <span class="button-text"> Apply Now </span> </span> </span> </a> <span class="brand-primary-cta-note">On U.S. Bank’s Website</span> </div> </div> </div> </div> <div class="no-results wysiwyg"> <p>Unfortunately, we didn’t find any offers for you.</p> <p>Learn more about how to  qualify for home equity loans <a href="https://www.marketwatch.com/guides/home-equity/home-equity-loan-qualifications/">here</a>.</p> </div> <div class="c-pagination hidden" data-per-page="4"> <button class="pagination-prev hidden"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><!--!Font Awesome Free 6.5.2 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z" fill="currentColor" /></svg></button> <div> Page <span class="pagination-current">1</span> of <span class="pagination-total"></span> </div> <button class="pagination-next"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z" fill="currentColor" /></svg></button> </div> </div> </div> </div> </section> </div> <hr class="wp-block-separator has-alpha-channel-opacity"/> <h2 class="wp-block-heading" id="toc-top-lenders">Our Best Home Equity Loan Lenders of November 2024</h2> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"><div class="wp-block-group__inner-container"> <p>Our team researched 32 of the most popular home equity lenders in the U.S., including companies like U.S. Bank, Rocket Mortgage and Third Federal. We rated each lender based on four key categories: affordability, loan features, customer experience and company reputation.</p> <p>Our scores are based on a 100-point rating system which is converted into a five-star scale. Key factors — such as a loan’s affordability and terms — are weighted more heavily.&nbsp;</p> <p>Our research led us to picking the following eight lenders as the best options for a home equity loan:</p> <ul> <li><a href="https://www.marketwatch.com/guides/home-equity/best-home-equity-lenders/#navyfederal"><strong>Navy Federal</strong></a>: 4.9 stars, Our top pick</li> <li><a href="https://www.marketwatch.com/guides/home-equity/best-home-equity-lenders/#usbank"><strong>U.S. Bank</strong></a>: 4.6 stars, Best for large loans</li> <li><a href="https://www.marketwatch.com/guides/home-equity/best-home-equity-lenders/#tdbank"><strong>TD Bank</strong></a>: 4.3 stars, Best for rate transparency</li> <li><a href="https://www.marketwatch.com/guides/home-equity/best-home-equity-lenders/#thirdfederal"><strong>Third Federal</strong></a>: 4.2 stars, Best interest rates</li> <li><a href="https://www.marketwatch.com/guides/home-equity/best-home-equity-lenders/#springeq"><strong>Spring EQ</strong></a>: 4.0 stars, Best for maximum equity</li> <li><a href="https://www.marketwatch.com/guides/home-equity/best-home-equity-lenders/#discover"><strong>Discover</strong></a><strong>:</strong> 4.0 stars, Best for low closing costs</li> <li><a href="https://www.marketwatch.com/guides/home-equity/best-home-equity-lenders/#flagstar"><strong>Flagstar</strong></a>: 4.5 stars, Best for small loans</li> <li><a href="https://www.marketwatch.com/guides/home-equity/best-home-equity-lenders/#rocketmortgage"><strong>Rocket Mortgage</strong></a>: 3.8 stars, Best for high debt-to-income ratio borrowers</li> </ul> <hr class="wp-block-separator has-alpha-channel-opacity"/> <span id="navyfederal"></span> </div></div> <div class="ad-widget-block" id="threes-cta-widget-block-block_535fd094739c5250629a185dd208e1d0"> <style>.ad-widget-block .provider_summary-wdgt .button-note{display:block;text-align:center}.ad-widget-block .provider_summary-wdgt.design_type-initial{border-radius:20px;border:1px 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div:first-of-type.section-content{border-bottom:1px solid rgba(112,112,112,.25)!important;display:block!important}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .accordion.disallow-first-item-open>.section-title.open{border-bottom:1px solid rgba(112,112,112,.25)}@media (min-width:767px){.ad-widget-block .provider_summary-wdgt.design_type-redesigned .accordion.disallow-first-item-open>.section-title.open{border-bottom:none}}.ad-widget-block .provider_summary-wdgt .ivl-list{list-style-type:none!important}</style><style> :root{ --advanced-cta-btn-shadow-color: rgba(0, 0, 0, 0.24) !important; } </style><style> #widget-153444-1 .cta-button {background-color: #3ba14a;color: #fff;} #widget-153444-1 .cta-button:hover {background-color: #73a079;color: #fff;} #widget-153444-1{ border: 1px solid #ccc; } #widget-153444-1 .section-title svg{ color: #3ba14a; } #widget-153444-1.design_type-redesigned .section-title{ color: #3ba14a; } #widget-153444-1 .brand-superlative{ color: #3ba14a; } #widget-153444-1.design_type-redesigned .widget-content .section-content{ color: #000000 !important; } #widget-153444-1.design_type-redesigned .title-heading .brand-name{ color: #000000 !important; } #widget-153444-1 .cta-link .secondary-cta { color: #333; border-color: #333; } #widget-153444-1.design_type-initial .cta-link .secondary-cta { color: #333; border-color: #333; } #widget-153444-1.design_type-initial .cta-link .secondary-cta:hover { color: #3ba14a; border-color: #3ba14a; } #widget-153444-1 .cta-link .secondary-cta:hover { color: #3ba14a; border-color: #3ba14a; } #widget-153444-1.design_type-redesigned .cta-link .secondary-cta svg path { fill: #333; } #widget-153444-1.design_type-redesigned .cta-link .secondary-cta:hover svg path { fill: #3ba14a; } </style> <div id="widget-153444-1" class="provider_summary-wdgt design_type-redesigned"> <div class="brand-heading"> <div class="title-heading"> <h3 class="brand-name">Navy Federal Credit Union</h3> <span class="brand-superlative">Best Credit Union Loan</span> </div> <div class="brand-logo-wrapper"> <a data-unique-id="mw-sw" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://secure.money.com/pr/qbf1ee3bf0ed?s1=home-equity_best-home-equity-lenders-mw-sw_{device_type}_brandcta-{segment_id}" target="_blank" class="widget-href" target="_blank"><img decoding="async" width="85" height="50" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAFUAAAAyAQAAAAAFf6oVAAAAAnRSTlMAAHaTzTgAAAAPSURBVCjPY2AYBaOA+gAAAlgAAXU2hncAAAAASUVORK5CYII=" class="brand-logo lazyload" alt="Navy Federal Credit Union" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/navyfedlogosvg.svg" data-eio-rwidth="85" data-eio-rheight="50" /><noscript><img decoding="async" width="85" height="50" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/navyfedlogosvg.svg" class="brand-logo" alt="Navy Federal Credit Union" loading="lazy" data-eio="l" /></noscript></a> </div> <div class="brand-rating-wrapper"> <div class="star-ratings-wrapper"> <div class="ratings-box"> <div class="ratings-left"> <span class="rating">4.9</span> </div> <div class="ratings-right"> <div class="stars"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg> </div> </div> </div> </div> </div> <div class="brand-info-row"> <span class="info-item"> <div> Minimum APR </div> <span class="info-value">7.34%</span> </span> <span class="info-item"> <div> Max LTV </div> <span class="info-value">100%</span> </span> <span class="info-item"> <div> Minimum Credit Score </div> <span class="info-value">Not Disclosed</span> </span> </div> <div class="cta-wrapper "> <nav class="cta-link"> <a data-unique-id="mw-sw" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://secure.money.com/pr/qbf1ee3bf0ed?s1=home-equity_best-home-equity-lenders-mw-sw_{device_type}_brandcta-{segment_id}" target="_blank" target="_blank" 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0.777081 9.00246 0.908058C8.99039 1.03903 9.00427 1.17111 9.04331 1.29671C9.08236 1.42231 9.1458 1.53898 9.23 1.64003L12.86 6.00003L0.999999 6.00003C0.734782 6.00003 0.480428 6.10539 0.292892 6.29292C0.105356 6.48046 -6.35255e-07 6.73481 -6.12069e-07 7.00003C-5.88883e-07 7.26525 0.105356 7.5196 0.292892 7.70714C0.480428 7.89467 0.734783 8.00003 0.999999 8.00003Z" fill="white"/></svg></span> </a> </nav> </div> </div> <div class="widget-content accordion disallow-first-item-open"> <h4 class="section-title active">Why We Like Navy Federal<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 330 330" style="enable-background:new 0 0 330 330;" xml:space="preserve"> <path id="XMLID_225_" d="M325.607,79.393c-5.857-5.857-15.355-5.858-21.213,0.001l-139.39,139.393L25.607,79.393 c-5.857-5.857-15.355-5.858-21.213,0.001c-5.858,5.858-5.858,15.355,0,21.213l150.004,150c2.813,2.813,6.628,4.393,10.606,4.393 s7.794-1.581,10.606-4.394l149.996-150C331.465,94.749,331.465,85.251,325.607,79.393z" fill="currentColor" /> </svg></h4> <div class="section-content wysiwyg" ><p><span style="font-weight: 400;">Navy Federal allows you to borrow up to 100% of your equity – way more than the typical 80% that you’ll find across the industry – all while maintaining very low rates. You’ll </span><a href="https://www.navyfederal.org/membership/eligibility.html"><span style="font-weight: 400;">need a military affiliation to join</span></a><span style="font-weight: 400;"> this credit union, but if you can qualify, we highly recommend Navy Federal’s home equity loan. </span></p> </div> <h4 class="section-title ">Pros and Cons<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 330 330" style="enable-background:new 0 0 330 330;" xml:space="preserve"> <path id="XMLID_225_" d="M325.607,79.393c-5.857-5.857-15.355-5.858-21.213,0.001l-139.39,139.393L25.607,79.393 c-5.857-5.857-15.355-5.858-21.213,0.001c-5.858,5.858-5.858,15.355,0,21.213l150.004,150c2.813,2.813,6.628,4.393,10.606,4.393 s7.794-1.581,10.606-4.394l149.996-150C331.465,94.749,331.465,85.251,325.607,79.393z" fill="currentColor" /> </svg></h4> <div class="section-content wysiwyg" > <span class="section-subtitle">Pros</span> <span class="section-pros-content section-accordion-content"> <span class="section-pros-item"> <span class="section-pros-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM369 209L241 337c-9.4 9.4-24.6 9.4-33.9 0l-64-64c-9.4-9.4-9.4-24.6 0-33.9s24.6-9.4 33.9 0l47 47L335 175c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9z" fill="currentColor" /></svg> </span> <span class="section-pros-item-content">Borrow up to 100% equity: Borrow as much as 100% of your home’s equity, which is larger than the 80% that most lenders allow. </span> </span> <span class="section-pros-item"> <span class="section-pros-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM369 209L241 337c-9.4 9.4-24.6 9.4-33.9 0l-64-64c-9.4-9.4-9.4-24.6 0-33.9s24.6-9.4 33.9 0l47 47L335 175c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9z" fill="currentColor" /></svg> </span> <span class="section-pros-item-content">No fees: No closing costs, no application fees and no origination fees</span> </span> <span class="section-pros-item"> <span class="section-pros-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM369 209L241 337c-9.4 9.4-24.6 9.4-33.9 0l-64-64c-9.4-9.4-9.4-24.6 0-33.9s24.6-9.4 33.9 0l47 47L335 175c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9z" fill="currentColor" /></svg> </span> <span class="section-pros-item-content">Large loan amount: Borrow up to $500,000 with a Navy Federal home equity loan, which is more than some other lenders we evaluated.</span> </span> </span> <span class="section-subtitle">Cons</span> <span class="section-cons-content section-accordion-content"> <span class="section-cons-item"> <span class="section-cons-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM175 175c9.4-9.4 24.6-9.4 33.9 0l47 47 47-47c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9l-47 47 47 47c9.4 9.4 9.4 24.6 0 33.9s-24.6 9.4-33.9 0l-47-47-47 47c-9.4 9.4-24.6 9.4-33.9 0s-9.4-24.6 0-33.9l47-47-47-47c-9.4-9.4-9.4-24.6 0-33.9z" fill="currentColor" /></svg> </span> <span class="section-cons-item-content">Military affiliation required: Navy Federal requires membership to apply for any of its products, including home equity loans. This means you’ll need to be an active or reserve member of the military or National Guard, be related to someone who is, or have personal ties to the U.S. Department of Defense.</span> </span> <span class="section-cons-item"> <span class="section-cons-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM175 175c9.4-9.4 24.6-9.4 33.9 0l47 47 47-47c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9l-47 47 47 47c9.4 9.4 9.4 24.6 0 33.9s-24.6 9.4-33.9 0l-47-47-47 47c-9.4 9.4-24.6 9.4-33.9 0s-9.4-24.6 0-33.9l47-47-47-47c-9.4-9.4-9.4-24.6 0-33.9z" fill="currentColor" /></svg> </span> <span class="section-cons-item-content">No prequalification option: Most lenders give you the option to prequalify with just a soft credit inquiry. Navy Federal doesn’t offer this. You’ll have to go through the entire application process to see your options.</span> </span> <span class="section-cons-item"> <span class="section-cons-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM175 175c9.4-9.4 24.6-9.4 33.9 0l47 47 47-47c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9l-47 47 47 47c9.4 9.4 9.4 24.6 0 33.9s-24.6 9.4-33.9 0l-47-47-47 47c-9.4 9.4-24.6 9.4-33.9 0s-9.4-24.6 0-33.9l47-47-47-47c-9.4-9.4-9.4-24.6 0-33.9z" fill="currentColor" /></svg> </span> <span class="section-cons-item-content">Long closing time: It can take well over a month to close on your home equity loan, which is a bit longer than other lenders on our list. For example, Spring EQ offers funding in as little as 14 days in some cases.</span> </span> </span> </div> <h4 class="section-title ">Eligibility Requirements<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 330 330" style="enable-background:new 0 0 330 330;" xml:space="preserve"> <path id="XMLID_225_" d="M325.607,79.393c-5.857-5.857-15.355-5.858-21.213,0.001l-139.39,139.393L25.607,79.393 c-5.857-5.857-15.355-5.858-21.213,0.001c-5.858,5.858-5.858,15.355,0,21.213l150.004,150c2.813,2.813,6.628,4.393,10.606,4.393 s7.794-1.581,10.606-4.394l149.996-150C331.465,94.749,331.465,85.251,325.607,79.393z" fill="currentColor" /> </svg></h4> <div class="section-content wysiwyg" ><p><span style="font-weight: 400;">To qualify for a home equity loan with Navy Federal, you’ll have to become a member. However, this is now available to any U.S. citizen rather than just those with military affiliation. The credit union will include membership as part of the application process. For home equity loans, you’ll also need at least 15% equity in your home.</span></p> </div> <h4 class="section-title ">What Reviewers Say About Navy Federal Credit Union<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 330 330" style="enable-background:new 0 0 330 330;" xml:space="preserve"> <path id="XMLID_225_" d="M325.607,79.393c-5.857-5.857-15.355-5.858-21.213,0.001l-139.39,139.393L25.607,79.393 c-5.857-5.857-15.355-5.858-21.213,0.001c-5.858,5.858-5.858,15.355,0,21.213l150.004,150c2.813,2.813,6.628,4.393,10.606,4.393 s7.794-1.581,10.606-4.394l149.996-150C331.465,94.749,331.465,85.251,325.607,79.393z" fill="currentColor" /> </svg></h4> <div class="section-content wysiwyg" ><h5><b>Most Praised Features</b></h5> <blockquote><p><b>Customer service</b><span style="font-weight: 400;">:</span> <span style="font-weight: 400;">Many reviewers were pleased with Navy Federal Credit Union’s professionalism and support, particularly with routine loan processes. </span></p> <p><b>Interest rates and loan process</b><span style="font-weight: 400;">:</span> <span style="font-weight: 400;">A noteworthy number of reviews mentioned competitive interest rates for loans and mortgages.</span></p> <p><b>Digital services</b><span style="font-weight: 400;">:</span> <span style="font-weight: 400;">Many reviews praised Navy Federal’s user-friendly mobile app and online services, which made managing accounts and transactions more convenient. </span></p></blockquote> <h5><b>Most Common Complaints</b></h5> <blockquote><p><b>Branch availability</b><span style="font-weight: 400;">: </span><span style="font-weight: 400;">Several reviewers were dissatisfied with the limited number of Navy Federal&#8217;s physical branches.</span><span style="font-weight: 400;"> </span></p> <p><b>Customer service inconsistency</b><span style="font-weight: 400;">: </span><span style="font-weight: 400;">While Navy Federal had overall positive feedback for customer service, there were still a notable number of complaints about its consistency. Some customers experienced poor communication during important transactions.</span></p> <p><b>Account and loan management</b><span style="font-weight: 400;">: </span><span style="font-weight: 400;">Several complaints noted account issues and loan management. These complaints mentioned difficulties with payment processing, account errors and challenges in resolving disputes.</span></p></blockquote> <p><span style="font-weight: 400;">We reached out to Navy Federal Credit Union for comment on its negative customer reviews but did not receive a response.</span></p> <p><i><span style="font-weight: 400;">*To provide these insights, we compiled and analyzed 7,788 reviews from user-review sites such as </span></i><a href="https://www.trustpilot.com/"><i><span style="font-weight: 400;">Trustpilot</span></i></a><i><span style="font-weight: 400;">, the </span></i><a href="https://www.bbb.org/"><i><span style="font-weight: 400;">Better Business Bureau</span></i></a><i><span style="font-weight: 400;"> (BBB), </span></i><a href="https://www.consumeraffairs.com/"><i><span style="font-weight: 400;">Consumer Affairs</span></i></a><i><span style="font-weight: 400;">, </span></i><a href="https://wallethub.com/"><i><span style="font-weight: 400;">WalletHub</span></i></a><i><span style="font-weight: 400;"> and </span></i><a href="https://bestcompany.com/"><i><span style="font-weight: 400;">Best Company</span></i></a><i><span style="font-weight: 400;">. Read our <a href="#customer-review">customer review methodology</a> to learn more.</span></i></p> </div> </div> </div> </div> <span id="usbank"></span> <div class="ad-widget-block" id="threes-cta-widget-block-block_4033385afa96fab2f1d4752ec89e3601"> <style> :root{ --advanced-cta-btn-shadow-color: rgba(0, 0, 0, 0.24) !important; } </style><style> #widget-153452-2 .cta-button {background-color: #3ba14a;color: #fff;} #widget-153452-2 .cta-button:hover {background-color: #73a079;color: #fff;} #widget-153452-2{ border: 1px solid #ccc; } #widget-153452-2 .section-title svg{ color: #3ba14a; } #widget-153452-2.design_type-redesigned .section-title{ color: #3ba14a; } #widget-153452-2 .brand-superlative{ color: #3ba14a; } #widget-153452-2.design_type-redesigned .widget-content .section-content{ color: #000000 !important; } #widget-153452-2.design_type-redesigned .title-heading .brand-name{ color: #000000 !important; } #widget-153452-2 .cta-link .secondary-cta { color: #333; border-color: #333; } #widget-153452-2.design_type-initial .cta-link .secondary-cta { color: #333; border-color: #333; } #widget-153452-2.design_type-initial .cta-link .secondary-cta:hover { color: #3ba14a; border-color: #3ba14a; } #widget-153452-2 .cta-link .secondary-cta:hover { color: #3ba14a; border-color: #3ba14a; } #widget-153452-2.design_type-redesigned .cta-link .secondary-cta svg path { fill: #333; } #widget-153452-2.design_type-redesigned .cta-link .secondary-cta:hover svg path { fill: #3ba14a; } </style> <div id="widget-153452-2" class="provider_summary-wdgt design_type-redesigned"> <div class="brand-heading"> <div class="title-heading"> <h3 class="brand-name">U.S. Bank</h3> <span class="brand-superlative">Best For Large Loan Amounts</span> </div> <div class="brand-logo-wrapper"> <a data-unique-id="153452" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://secure.money.com/pr/f0900552018e?s1=home-equity_best-home-equity-lenders-153452_{device_type}_brandcta-{segment_id}" target="_blank" class="widget-href" target="_blank"><img decoding="async" width="250" height="70" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAABUAQAAAAAQADfAAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cEBDQAAAMKg909tDjegAAAA/gwMzAAB+5U/6AAAAABJRU5ErkJggg==" class="brand-logo lazyload ewww_webp_lazy_load" alt="U.S. Bank" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5-300x84.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5.png 1078w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5-300x84.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5-1024x286.png 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5-768x214.png 768w" data-sizes="auto" data-eio-rwidth="300" data-eio-rheight="84" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5-300x84.png.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5.png.webp 1078w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5-300x84.png.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5-1024x286.png.webp 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5-768x214.png.webp 768w" /><noscript><img decoding="async" width="250" height="70" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5-300x84.png" class="brand-logo" alt="U.S. Bank" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5.png 1078w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5-300x84.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5-1024x286.png 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5-768x214.png 768w" sizes="(max-width: 250px) 100vw, 250px" data-eio="l" /></noscript></a> </div> <div class="brand-rating-wrapper"> <div class="star-ratings-wrapper"> <div class="ratings-box"> <div class="ratings-left"> <span class="rating">4.6</span> </div> <div class="ratings-right"> <div class="stars"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - 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This makes it a great option for people with high-value properties who need to borrow a significant amount of money. We also like that you can get an autopay discount of 0.5%, while most lenders that offer this only offer a 0.25% discount.</span></p> </div> <h4 class="section-title ">Pros and Cons<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 330 330" style="enable-background:new 0 0 330 330;" xml:space="preserve"> <path id="XMLID_225_" d="M325.607,79.393c-5.857-5.857-15.355-5.858-21.213,0.001l-139.39,139.393L25.607,79.393 c-5.857-5.857-15.355-5.858-21.213,0.001c-5.858,5.858-5.858,15.355,0,21.213l150.004,150c2.813,2.813,6.628,4.393,10.606,4.393 s7.794-1.581,10.606-4.394l149.996-150C331.465,94.749,331.465,85.251,325.607,79.393z" fill="currentColor" /> </svg></h4> <div class="section-content wysiwyg" > <span class="section-subtitle">Pros</span> <span class="section-pros-content section-accordion-content"> <span class="section-pros-item"> <span class="section-pros-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM369 209L241 337c-9.4 9.4-24.6 9.4-33.9 0l-64-64c-9.4-9.4-9.4-24.6 0-33.9s24.6-9.4 33.9 0l47 47L335 175c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9z" fill="currentColor" /></svg> </span> <span class="section-pros-item-content">Higher autopay discount: U.S. Bank customers with qualifying accounts can get an autopay discount of 0.5%, which is larger than the standard 0.25% typically seen.</span> </span> <span class="section-pros-item"> <span class="section-pros-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM369 209L241 337c-9.4 9.4-24.6 9.4-33.9 0l-64-64c-9.4-9.4-9.4-24.6 0-33.9s24.6-9.4 33.9 0l47 47L335 175c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9z" fill="currentColor" /></svg> </span> <span class="section-pros-item-content">Long repayment period: Qualifying borrowers can repay their loans over up to 30 years, which is more than the 20-year max a lot of other lenders offer.</span> </span> <span class="section-pros-item"> <span class="section-pros-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM369 209L241 337c-9.4 9.4-24.6 9.4-33.9 0l-64-64c-9.4-9.4-9.4-24.6 0-33.9s24.6-9.4 33.9 0l47 47L335 175c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9z" fill="currentColor" /></svg> </span> <span class="section-pros-item-content">Large maximum loan amount: Borrow up to $750,000, or up to $1 million if you live in California.</span> </span> </span> <span class="section-subtitle">Cons</span> <span class="section-cons-content section-accordion-content"> <span class="section-cons-item"> <span class="section-cons-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM175 175c9.4-9.4 24.6-9.4 33.9 0l47 47 47-47c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9l-47 47 47 47c9.4 9.4 9.4 24.6 0 33.9s-24.6 9.4-33.9 0l-47-47-47 47c-9.4 9.4-24.6 9.4-33.9 0s-9.4-24.6 0-33.9l47-47-47-47c-9.4-9.4-9.4-24.6 0-33.9z" fill="currentColor" /></svg> </span> <span class="section-cons-item-content">Not available in every state: U.S. Bank currently only has locations in 29 states, and if your state isn’t one of them, you won’t be able to apply for a home equity loan.</span> </span> <span class="section-cons-item"> <span class="section-cons-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM175 175c9.4-9.4 24.6-9.4 33.9 0l47 47 47-47c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9l-47 47 47 47c9.4 9.4 9.4 24.6 0 33.9s-24.6 9.4-33.9 0l-47-47-47 47c-9.4 9.4-24.6 9.4-33.9 0s-9.4-24.6 0-33.9l47-47-47-47c-9.4-9.4-9.4-24.6 0-33.9z" fill="currentColor" /></svg> </span> <span class="section-cons-item-content">Higher credit score required: While some banks offer home equity loans to borrowers with lower FICO scores, U.S. Bank requires a score of 660 or higher.</span> </span> </span> </div> <h4 class="section-title ">Eligibility Requirements<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 330 330" style="enable-background:new 0 0 330 330;" xml:space="preserve"> <path id="XMLID_225_" d="M325.607,79.393c-5.857-5.857-15.355-5.858-21.213,0.001l-139.39,139.393L25.607,79.393 c-5.857-5.857-15.355-5.858-21.213,0.001c-5.858,5.858-5.858,15.355,0,21.213l150.004,150c2.813,2.813,6.628,4.393,10.606,4.393 s7.794-1.581,10.606-4.394l149.996-150C331.465,94.749,331.465,85.251,325.607,79.393z" fill="currentColor" /> </svg></h4> <div class="section-content wysiwyg" ><p><span style="font-weight: 400;">U.S. Bank requires you to have a FICO score of at least 660 to qualify for a home equity loan. The bank also looks at the amount of equity in your home, your credit score, debt-to-income ratio (DTI) and income history. Your DTI measures how much you earn each month against all loan payments you make.</span></p> </div> <h4 class="section-title ">What Reviewers Say About U.S. Bank<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 330 330" style="enable-background:new 0 0 330 330;" xml:space="preserve"> <path id="XMLID_225_" d="M325.607,79.393c-5.857-5.857-15.355-5.858-21.213,0.001l-139.39,139.393L25.607,79.393 c-5.857-5.857-15.355-5.858-21.213,0.001c-5.858,5.858-5.858,15.355,0,21.213l150.004,150c2.813,2.813,6.628,4.393,10.606,4.393 s7.794-1.581,10.606-4.394l149.996-150C331.465,94.749,331.465,85.251,325.607,79.393z" fill="currentColor" /> </svg></h4> <div class="section-content wysiwyg" ><h5><b>Most Praised Features</b></h5> <blockquote><p><b>Ethical practices</b><span style="font-weight: 400;">: </span><span style="font-weight: 400;">Several reviewers mentioned that U.S. Bank’s policies seemed fair and transparent, particularly in comparison with other banks, which they perceived as trying to trick customers into paying more fees.</span></p> <p><b>Customer service at branches</b><span style="font-weight: 400;">: </span><span style="font-weight: 400;">Multiple customer reviews applauded specific branch employees for their helpfulness and efficiency</span><span style="font-weight: 400;">.</span></p></blockquote> <h5><b>Most Common Complaints</b></h5> <blockquote><p><b>Appraisal and mortgage issues</b><span style="font-weight: 400;">: </span><span style="font-weight: 400;">Many reviews reported complications in the loan process, such as delays and discrepancies in property valuations. These complaints were related to mortgage and loan appraisals.</span></p> <p><b>Poor customer service</b><span style="font-weight: 400;">: </span><span style="font-weight: 400;">A large number of negative reviews mentioned poor customer service. Reviews cited unhelpful behavior, long wait times and a lack of resolution for issues, especially over the phone.</span></p> <p><b>Loan approvals</b><span style="font-weight: 400;">: </span><span style="font-weight: 400;">Multiple complaints focused on denials or term changes during the loan approval process.</span></p></blockquote> <p><span style="font-weight: 400;">We reached out to U.S. Bank for comment on its negative customer reviews but did not receive a response.</span></p> <p><i><span style="font-weight: 400;">*Reviews aggregated from </span></i><a href="https://www.trustpilot.com/"><i><span style="font-weight: 400;">Trustpilot</span></i></a><i><span style="font-weight: 400;">, the </span></i><a href="https://www.bbb.org/"><i><span style="font-weight: 400;">Better Business Bureau</span></i></a><i><span style="font-weight: 400;"> (BBB), </span></i><a href="https://www.consumeraffairs.com/"><i><span style="font-weight: 400;">Consumer Affairs</span></i></a><i><span style="font-weight: 400;">, </span></i><a href="https://wallethub.com/"><i><span style="font-weight: 400;">WalletHub</span></i></a><i><span style="font-weight: 400;"> and </span></i><a href="https://bestcompany.com/"><i><span style="font-weight: 400;">Best Company</span></i></a><i><span style="font-weight: 400;">. Read our <a href="#customer-review">customer review methodology</a> to learn more.</span></i></p> </div> </div> </div> </div> <span id="tdbank"></span> <div class="ad-widget-block" id="threes-cta-widget-block-block_1576229896be619ded05af1451cd99fd"> <style> :root{ --advanced-cta-btn-shadow-color: rgba(0, 0, 0, 0.24) !important; } </style><style> #widget-153457-3 .cta-button {background-color: #3ba14a;color: #fff;} #widget-153457-3 .cta-button:hover {background-color: #73a079;color: #fff;} #widget-153457-3{ border: 1px solid #ccc; } #widget-153457-3 .section-title svg{ color: #3ba14a; } #widget-153457-3.design_type-redesigned .section-title{ color: #3ba14a; } #widget-153457-3 .brand-superlative{ color: #3ba14a; } #widget-153457-3.design_type-redesigned .widget-content .section-content{ color: #000000 !important; } #widget-153457-3.design_type-redesigned .title-heading .brand-name{ color: #000000 !important; } #widget-153457-3 .cta-link .secondary-cta { color: #333; border-color: #333; } #widget-153457-3.design_type-initial .cta-link .secondary-cta { color: #333; border-color: #333; } #widget-153457-3.design_type-initial .cta-link .secondary-cta:hover { color: #3ba14a; border-color: #3ba14a; } #widget-153457-3 .cta-link .secondary-cta:hover { color: #3ba14a; border-color: #3ba14a; } #widget-153457-3.design_type-redesigned .cta-link .secondary-cta svg path { fill: #333; } #widget-153457-3.design_type-redesigned .cta-link .secondary-cta:hover svg path { fill: #3ba14a; } </style> <div id="widget-153457-3" class="provider_summary-wdgt design_type-redesigned"> <div class="brand-heading"> <div class="title-heading"> <h3 class="brand-name">TD Bank</h3> <span class="brand-superlative">Best for Rate Transparency</span> </div> <div class="brand-logo-wrapper"> <a data-unique-id="mw-sw" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://secure.money.com/pr/he9cf720c365?s1=home-equity_best-home-equity-lenders-mw-sw_{device_type}_brandcta-{segment_id}" target="_blank" class="widget-href" target="_blank"><img decoding="async" width="401" height="122" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAZEAAAB6AQAAAABWrlMPAAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cExAQAAAMKg9U9tDQ+gAAAAAAAAPg0YyAABdFsItwAAAABJRU5ErkJggg==" class="brand-logo lazyload" alt="TD Bank" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/tdbanklogosvg.svg" data-eio-rwidth="401" data-eio-rheight="122" /><noscript><img decoding="async" width="401" height="122" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/tdbanklogosvg.svg" class="brand-logo" alt="TD Bank" loading="lazy" data-eio="l" /></noscript></a> </div> <div class="brand-rating-wrapper"> <div class="star-ratings-wrapper"> <div class="ratings-box"> <div class="ratings-left"> <span class="rating">4.3</span> </div> <div class="ratings-right"> <div class="stars"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - 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https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg> </div> </div> </div> </div> </div> <div class="brand-info-row"> <span class="info-item"> <div> Minimum APR </div> <span class="info-value">8.24%</span> </span> <span class="info-item"> <div> Max LTV </div> <span class="info-value">89.90%</span> </span> <span class="info-item"> <div> Minimum Credit Score </div> <span class="info-value">660</span> </span> </div> <div class="cta-wrapper "> <nav class="cta-link"> <a data-unique-id="mw-sw" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://secure.money.com/pr/he9cf720c365?s1=home-equity_best-home-equity-lenders-mw-sw_{device_type}_brandcta-{segment_id}" target="_blank" target="_blank" class="cta-button button cta widget-href primary-cta"> <span class="cta-button-text-wrapper">Next</span> <span class="cta-button-icon-wrapper"><svg xmlns="http://www.w3.org/2000/svg" width="16" height="15" viewBox="0 0 16 15" fill="none"><path d="M0.999999 8.00003L12.86 8.00003L9.23 12.36C9.06026 12.5642 8.9786 12.8275 9.00298 13.092C9.02736 13.3564 9.15578 13.6003 9.36 13.77C9.56422 13.9398 9.8275 14.0214 10.0919 13.9971C10.3563 13.9727 10.6003 13.8442 10.77 13.64L15.77 7.64003C15.8036 7.59231 15.8337 7.54217 15.86 7.49003C15.86 7.44003 15.86 7.41003 15.93 7.36003C15.9753 7.24537 15.9991 7.12332 16 7.00003C15.9991 6.87674 15.9753 6.75469 15.93 6.64003C15.93 6.59003 15.93 6.56003 15.86 6.51003C15.8337 6.45789 15.8036 6.40775 15.77 6.36003L10.77 0.360031C10.676 0.247148 10.5582 0.156368 10.4252 0.0941463C10.2921 0.0319247 10.1469 -0.000208343 10 3.00884e-05C9.76635 -0.000426701 9.53991 0.0809484 9.36 0.23003C9.25874 0.313979 9.17504 0.417081 9.11369 0.533428C9.05233 0.649775 9.01454 0.777081 9.00246 0.908058C8.99039 1.03903 9.00427 1.17111 9.04331 1.29671C9.08236 1.42231 9.1458 1.53898 9.23 1.64003L12.86 6.00003L0.999999 6.00003C0.734782 6.00003 0.480428 6.10539 0.292892 6.29292C0.105356 6.48046 -6.35255e-07 6.73481 -6.12069e-07 7.00003C-5.88883e-07 7.26525 0.105356 7.5196 0.292892 7.70714C0.480428 7.89467 0.734783 8.00003 0.999999 8.00003Z" fill="white"/></svg></span> </a> </nav> </div> </div> <div class="widget-content accordion disallow-first-item-open"> <h4 class="section-title active">Why We Like TD Bank<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 330 330" style="enable-background:new 0 0 330 330;" xml:space="preserve"> <path id="XMLID_225_" d="M325.607,79.393c-5.857-5.857-15.355-5.858-21.213,0.001l-139.39,139.393L25.607,79.393 c-5.857-5.857-15.355-5.858-21.213,0.001c-5.858,5.858-5.858,15.355,0,21.213l150.004,150c2.813,2.813,6.628,4.393,10.606,4.393 s7.794-1.581,10.606-4.394l149.996-150C331.465,94.749,331.465,85.251,325.607,79.393z" fill="currentColor" /> </svg></h4> <div class="section-content wysiwyg" ><p><span style="font-weight: 400;">TD bank stands out for its detailed rate table where you can see exactly how much interest will cost you for specific products. Most home equity lenders require you to fill out an application before you see what rate you’re likely to get. </span></p> <p><span style="font-weight: 400;">We also really like that TD Bank allows you to use a secondary home as collateral, which is fairly rare among home equity lenders. This can make it a good option if you’re managing a real estate portfolio.</span></p> </div> <h4 class="section-title ">Pros and Cons<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 330 330" style="enable-background:new 0 0 330 330;" xml:space="preserve"> <path id="XMLID_225_" d="M325.607,79.393c-5.857-5.857-15.355-5.858-21.213,0.001l-139.39,139.393L25.607,79.393 c-5.857-5.857-15.355-5.858-21.213,0.001c-5.858,5.858-5.858,15.355,0,21.213l150.004,150c2.813,2.813,6.628,4.393,10.606,4.393 s7.794-1.581,10.606-4.394l149.996-150C331.465,94.749,331.465,85.251,325.607,79.393z" fill="currentColor" /> </svg></h4> <div class="section-content wysiwyg" > <span class="section-subtitle">Pros</span> <span class="section-pros-content section-accordion-content"> <span class="section-pros-item"> <span class="section-pros-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM369 209L241 337c-9.4 9.4-24.6 9.4-33.9 0l-64-64c-9.4-9.4-9.4-24.6 0-33.9s24.6-9.4 33.9 0l47 47L335 175c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9z" fill="currentColor" /></svg> </span> <span class="section-pros-item-content">Can use investment property as collateral: Very few home equity loan lenders allow you to use investment properties or second homes as collateral, but TD Bank has that option for loan amounts of at least $25,000.</span> </span> <span class="section-pros-item"> <span class="section-pros-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM369 209L241 337c-9.4 9.4-24.6 9.4-33.9 0l-64-64c-9.4-9.4-9.4-24.6 0-33.9s24.6-9.4 33.9 0l47 47L335 175c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9z" fill="currentColor" /></svg> </span> <span class="section-pros-item-content">Can get loans on secondary residences: Unlike many other lenders, TD Bank allows you to secure home equity loans with primary or secondary residences. </span> </span> </span> <span class="section-subtitle">Cons</span> <span class="section-cons-content section-accordion-content"> <span class="section-cons-item"> <span class="section-cons-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM175 175c9.4-9.4 24.6-9.4 33.9 0l47 47 47-47c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9l-47 47 47 47c9.4 9.4 9.4 24.6 0 33.9s-24.6 9.4-33.9 0l-47-47-47 47c-9.4 9.4-24.6 9.4-33.9 0s-9.4-24.6 0-33.9l47-47-47-47c-9.4-9.4-9.4-24.6 0-33.9z" fill="currentColor" /></svg> </span> <span class="section-cons-item-content">Limited branch locations: TD Bank has over 1,100 branches, but only on the East Coast. Since this bank requires in-person closing at one of its branches, it’s not ideal for many borrowers.</span> </span> <span class="section-cons-item"> <span class="section-cons-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM175 175c9.4-9.4 24.6-9.4 33.9 0l47 47 47-47c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9l-47 47 47 47c9.4 9.4 9.4 24.6 0 33.9s-24.6 9.4-33.9 0l-47-47-47 47c-9.4 9.4-24.6 9.4-33.9 0s-9.4-24.6 0-33.9l47-47-47-47c-9.4-9.4-9.4-24.6 0-33.9z" fill="currentColor" /></svg> </span> <span class="section-cons-item-content">Limited information available on the website: TD Bank discloses its interest rates but not much else. </span> </span> <span class="section-cons-item"> <span class="section-cons-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM175 175c9.4-9.4 24.6-9.4 33.9 0l47 47 47-47c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9l-47 47 47 47c9.4 9.4 9.4 24.6 0 33.9s-24.6 9.4-33.9 0l-47-47-47 47c-9.4 9.4-24.6 9.4-33.9 0s-9.4-24.6 0-33.9l47-47-47-47c-9.4-9.4-9.4-24.6 0-33.9z" fill="currentColor" /></svg> </span> <span class="section-cons-item-content">High fees: TD Bank fees for home equity loans include annual fees, appraisal costs, late charges and property inspections, among others.</span> </span> </span> </div> <h4 class="section-title ">Eligibility Requirements<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 330 330" style="enable-background:new 0 0 330 330;" xml:space="preserve"> <path id="XMLID_225_" d="M325.607,79.393c-5.857-5.857-15.355-5.858-21.213,0.001l-139.39,139.393L25.607,79.393 c-5.857-5.857-15.355-5.858-21.213,0.001c-5.858,5.858-5.858,15.355,0,21.213l150.004,150c2.813,2.813,6.628,4.393,10.606,4.393 s7.794-1.581,10.606-4.394l149.996-150C331.465,94.749,331.465,85.251,325.607,79.393z" fill="currentColor" /> </svg></h4> <div class="section-content wysiwyg" ><p><span style="font-weight: 400;">TD Bank requires you to have a maximum loan-to-value ratio of 89.9% on loans up to $500,000, and 80% on loans greater than $500,000. And while its minimum credit score is not disclosed, a score of 680 or higher will give you a better chance of approval.</span></p> <p><span style="font-weight: 400;">You’ll also need to live </span><a href="https://www.td.com/us/en/personal-banking/store-locator?gad_source=1&amp;gclid=CjwKCAjw5Ky1BhAgEiwA5jGujtNx9MOMGilcK_mpSXc9wEEvqe9uQwXSaDUL1FzcwTyCad1hCdH3JBoCvzYQAvD_BwE&amp;gclsrc=aw.ds&amp;mps=mps%3Atdb%3Ap%3Abrd%3Ab-t%3Aall%3Ad%3AH2983#/"><span style="font-weight: 400;">near one of TD Bank’s East Coast branches</span></a><span style="font-weight: 400;"> to be eligible since you need to close at a physical location.</span></p> </div> <h4 class="section-title ">What Reviewers Say About TD Bank<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 330 330" style="enable-background:new 0 0 330 330;" xml:space="preserve"> <path id="XMLID_225_" d="M325.607,79.393c-5.857-5.857-15.355-5.858-21.213,0.001l-139.39,139.393L25.607,79.393 c-5.857-5.857-15.355-5.858-21.213,0.001c-5.858,5.858-5.858,15.355,0,21.213l150.004,150c2.813,2.813,6.628,4.393,10.606,4.393 s7.794-1.581,10.606-4.394l149.996-150C331.465,94.749,331.465,85.251,325.607,79.393z" fill="currentColor" /> </svg></h4> <div class="section-content wysiwyg" ><h5><b>Most Praised Features</b></h5> <blockquote><p><b>Convenient branch locations</b><span style="font-weight: 400;">: </span><span style="font-weight: 400;">Reviewers praised the convenience of TD Bank’s branch locations. Easy access to physical branches was a huge bonus for customers who prefer in-person banking.</span></p> <p><b>Specific customer service recognition</b><span style="font-weight: 400;">: </span><span style="font-weight: 400;">Several positive reviews mentioned branch employees who provided exceptional service, particularly in resolving complex issues.</span></p></blockquote> <h5><b>Most Common Complaints</b></h5> <blockquote><p><b>Inconsistent customer service</b><span style="font-weight: 400;">: </span><span style="font-weight: 400;">Negative reviews noted inconsistent customer service. Reviews mentioned long wait times, unhelpful representatives and difficulties in resolving issues, especially when dealing with the call center</span></p> <p><b>Online and mobile banking issues</b><span style="font-weight: 400;">: </span><span style="font-weight: 400;">Many complaints mentioned TD Bank’s online and mobile platforms, with users reporting frequent glitches, difficulty accessing accounts and poor overall functionality.</span></p> <p><b>Mortgage and loan processing delays</b><span style="font-weight: 400;">: </span><span style="font-weight: 400;">A large portion of negative reviews mentioned delays in mortgage and loan processing. Customers reported extended waiting times, changes in loan terms after approval and poor communication.</span></p></blockquote> <p><span style="font-weight: 400;">We reached out to TD Bank for comment on its negative customer reviews but did not receive a response.</span></p> <p><i><span style="font-weight: 400;">*Reviews aggregated from </span></i><a href="https://www.trustpilot.com/"><i><span style="font-weight: 400;">Trustpilot</span></i></a><i><span style="font-weight: 400;">, the </span></i><a href="https://www.bbb.org/"><i><span style="font-weight: 400;">Better Business Bureau</span></i></a><i><span style="font-weight: 400;"> (BBB), </span></i><a href="https://www.consumeraffairs.com/"><i><span style="font-weight: 400;">Consumer Affairs</span></i></a><i><span style="font-weight: 400;">, </span></i><a href="https://wallethub.com/"><i><span style="font-weight: 400;">WalletHub</span></i></a><i><span style="font-weight: 400;"> and </span></i><a href="https://bestcompany.com/"><i><span style="font-weight: 400;">Best Company</span></i></a><i><span style="font-weight: 400;">. Read our <a href="#customer-review">customer review methodology</a> to learn more.</span></i></p> </div> </div> </div> </div> <span id="thirdfederal"></span> <div class="ad-widget-block" id="threes-cta-widget-block-block_cbdc05384b9a76aa0e6ae80f46e48687"> <style> :root{ --advanced-cta-btn-shadow-color: rgba(0, 0, 0, 0.24) !important; } </style><style> #widget-153464-4 .cta-button {background-color: #3ba14a;color: #fff;} #widget-153464-4 .cta-button:hover {background-color: #73a079;color: #fff;} #widget-153464-4{ border: 1px solid #ccc; } #widget-153464-4 .section-title svg{ color: #3ba14a; } #widget-153464-4.design_type-redesigned .section-title{ color: #3ba14a; } #widget-153464-4 .brand-superlative{ color: #3ba14a; } #widget-153464-4.design_type-redesigned .widget-content .section-content{ color: #000000 !important; } #widget-153464-4.design_type-redesigned .title-heading .brand-name{ color: #000000 !important; } #widget-153464-4 .cta-link .secondary-cta { color: #333; border-color: #333; } #widget-153464-4.design_type-initial .cta-link .secondary-cta { color: #333; border-color: #333; } #widget-153464-4.design_type-initial .cta-link .secondary-cta:hover { color: #3ba14a; border-color: #3ba14a; } #widget-153464-4 .cta-link .secondary-cta:hover { color: #3ba14a; border-color: #3ba14a; } #widget-153464-4.design_type-redesigned .cta-link .secondary-cta svg path { fill: #333; } #widget-153464-4.design_type-redesigned .cta-link .secondary-cta:hover svg path { fill: #3ba14a; } </style> <div id="widget-153464-4" class="provider_summary-wdgt design_type-redesigned"> <div class="brand-heading"> <div class="title-heading"> <h3 class="brand-name">Third Federal Savings &#038; Loan</h3> <span class="brand-superlative">BEST INTEREST RATES</span> </div> <div class="brand-logo-wrapper"> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.thirdfederal.com/" target="_blank" class="widget-href" target="_blank"><img decoding="async" width="160" height="80" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="brand-logo lazyload ewww_webp_lazy_load" alt="Third Federal Savings &amp; Loan" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Third-Federal_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Third-Federal_300x150.jpg.webp" /><noscript><img decoding="async" width="160" height="80" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Third-Federal_300x150.jpg" class="brand-logo" alt="Third Federal Savings &amp; Loan" loading="lazy" data-eio="l" /></noscript></a> </div> <div class="brand-rating-wrapper"> <div class="star-ratings-wrapper"> <div class="ratings-box"> <div class="ratings-left"> <span class="rating">4.2</span> </div> <div class="ratings-right"> <div class="stars"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - 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https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg> </div> </div> </div> </div> </div> <div class="brand-info-row"> <span class="info-item"> <div> Minimum APR </div> <span class="info-value">7.29%</span> </span> <span class="info-item"> <div> Max LTV </div> <span class="info-value">80%</span> </span> <span class="info-item"> <div> Minimum Credit Score </div> <span class="info-value">Not Disclosed</span> </span> </div> <div class="cta-wrapper "> <nav class="cta-link"> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.thirdfederal.com/" target="_blank" target="_blank" class="cta-button button cta widget-href primary-cta"> <span class="cta-button-text-wrapper">Learn More</span> <span class="cta-button-icon-wrapper"><svg xmlns="http://www.w3.org/2000/svg" width="16" height="15" viewBox="0 0 16 15" fill="none"><path d="M0.999999 8.00003L12.86 8.00003L9.23 12.36C9.06026 12.5642 8.9786 12.8275 9.00298 13.092C9.02736 13.3564 9.15578 13.6003 9.36 13.77C9.56422 13.9398 9.8275 14.0214 10.0919 13.9971C10.3563 13.9727 10.6003 13.8442 10.77 13.64L15.77 7.64003C15.8036 7.59231 15.8337 7.54217 15.86 7.49003C15.86 7.44003 15.86 7.41003 15.93 7.36003C15.9753 7.24537 15.9991 7.12332 16 7.00003C15.9991 6.87674 15.9753 6.75469 15.93 6.64003C15.93 6.59003 15.93 6.56003 15.86 6.51003C15.8337 6.45789 15.8036 6.40775 15.77 6.36003L10.77 0.360031C10.676 0.247148 10.5582 0.156368 10.4252 0.0941463C10.2921 0.0319247 10.1469 -0.000208343 10 3.00884e-05C9.76635 -0.000426701 9.53991 0.0809484 9.36 0.23003C9.25874 0.313979 9.17504 0.417081 9.11369 0.533428C9.05233 0.649775 9.01454 0.777081 9.00246 0.908058C8.99039 1.03903 9.00427 1.17111 9.04331 1.29671C9.08236 1.42231 9.1458 1.53898 9.23 1.64003L12.86 6.00003L0.999999 6.00003C0.734782 6.00003 0.480428 6.10539 0.292892 6.29292C0.105356 6.48046 -6.35255e-07 6.73481 -6.12069e-07 7.00003C-5.88883e-07 7.26525 0.105356 7.5196 0.292892 7.70714C0.480428 7.89467 0.734783 8.00003 0.999999 8.00003Z" fill="white"/></svg></span> </a> </nav> </div> </div> <div class="widget-content accordion disallow-first-item-open"> <h4 class="section-title active">Why We Like Third Federal<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 330 330" style="enable-background:new 0 0 330 330;" xml:space="preserve"> <path id="XMLID_225_" d="M325.607,79.393c-5.857-5.857-15.355-5.858-21.213,0.001l-139.39,139.393L25.607,79.393 c-5.857-5.857-15.355-5.858-21.213,0.001c-5.858,5.858-5.858,15.355,0,21.213l150.004,150c2.813,2.813,6.628,4.393,10.606,4.393 s7.794-1.581,10.606-4.394l149.996-150C331.465,94.749,331.465,85.251,325.607,79.393z" fill="currentColor" /> </svg></h4> <div class="section-content wysiwyg" ><p>We love the “Lowest Rate Guarantee” that Third Federal offers, which promises to beat the lowest <a href="https://www.marketwatch.com/guides/home-equity/best-home-equity-loan-rates/">home equity loan rate</a> you find or pay you $1,000. This could potentially get you the lowest rate on the market.</p> <p>Third Federal also offers some flexible options when it comes to home equity loans, such as the ability to choose between fixed and adjustable rates. If you choose an adjustable rate loan, the rate will be fixed for a predetermined period of time, and then adjusted to the prime rate once per year.</p> </div> <h4 class="section-title ">Pros &#038; Cons<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 330 330" style="enable-background:new 0 0 330 330;" xml:space="preserve"> <path id="XMLID_225_" d="M325.607,79.393c-5.857-5.857-15.355-5.858-21.213,0.001l-139.39,139.393L25.607,79.393 c-5.857-5.857-15.355-5.858-21.213,0.001c-5.858,5.858-5.858,15.355,0,21.213l150.004,150c2.813,2.813,6.628,4.393,10.606,4.393 s7.794-1.581,10.606-4.394l149.996-150C331.465,94.749,331.465,85.251,325.607,79.393z" fill="currentColor" /> </svg></h4> <div class="section-content wysiwyg" > <span class="section-subtitle">Pros</span> <span class="section-pros-content section-accordion-content"> <span class="section-pros-item"> <span class="section-pros-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM369 209L241 337c-9.4 9.4-24.6 9.4-33.9 0l-64-64c-9.4-9.4-9.4-24.6 0-33.9s24.6-9.4 33.9 0l47 47L335 175c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9z" fill="currentColor" /></svg> </span> <span class="section-pros-item-content">Lowest Rate Guarantee program: Third Federal vows to meet or beat any rate on the market for the same product, or it’ll pay you $1,000. </span> </span> <span class="section-pros-item"> <span class="section-pros-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM369 209L241 337c-9.4 9.4-24.6 9.4-33.9 0l-64-64c-9.4-9.4-9.4-24.6 0-33.9s24.6-9.4 33.9 0l47 47L335 175c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9z" fill="currentColor" /></svg> </span> <span class="section-pros-item-content">Fixed or adjustable rate options: Unlike most other lenders we reviewed, Third Federal offers the option for either fixed or adjustable rate home equity loans. If you choose an adjustable rate loan, the rate will be fixed for a predetermined period of time, and then adjust to the prime rate once per year.</span> </span> <span class="section-pros-item"> <span class="section-pros-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM369 209L241 337c-9.4 9.4-24.6 9.4-33.9 0l-64-64c-9.4-9.4-9.4-24.6 0-33.9s24.6-9.4 33.9 0l47 47L335 175c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9z" fill="currentColor" /></svg> </span> <span class="section-pros-item-content">Can use a second home as collateral: Many lenders only allow the use of a primary residence for collateral, but you can use a vacation or investment property with Third Federal.</span> </span> </span> <span class="section-subtitle">Cons</span> <span class="section-cons-content section-accordion-content"> <span class="section-cons-item"> <span class="section-cons-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM175 175c9.4-9.4 24.6-9.4 33.9 0l47 47 47-47c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9l-47 47 47 47c9.4 9.4 9.4 24.6 0 33.9s-24.6 9.4-33.9 0l-47-47-47 47c-9.4 9.4-24.6 9.4-33.9 0s-9.4-24.6 0-33.9l47-47-47-47c-9.4-9.4-9.4-24.6 0-33.9z" fill="currentColor" /></svg> </span> <span class="section-cons-item-content">Limited availability: Third Federal offers other loan products in more than 20 states across the U.S., but it only offers home equity loans in eight: Ohio, California, Florida, Kentucky, North Carolina, New Jersey, Pennsylvania and Virginia.</span> </span> <span class="section-cons-item"> <span class="section-cons-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM175 175c9.4-9.4 24.6-9.4 33.9 0l47 47 47-47c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9l-47 47 47 47c9.4 9.4 9.4 24.6 0 33.9s-24.6 9.4-33.9 0l-47-47-47 47c-9.4 9.4-24.6 9.4-33.9 0s-9.4-24.6 0-33.9l47-47-47-47c-9.4-9.4-9.4-24.6 0-33.9z" fill="currentColor" /></svg> </span> <span class="section-cons-item-content">Does not offer prequalification: Third Federal does not offer prequalification with a soft credit pull. To see your offers and rates, you’ll have to go through the preapproval process which will potentially affect your credit score.</span> </span> </span> </div> <h4 class="section-title ">Eligibility Requirements<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 330 330" style="enable-background:new 0 0 330 330;" xml:space="preserve"> <path id="XMLID_225_" d="M325.607,79.393c-5.857-5.857-15.355-5.858-21.213,0.001l-139.39,139.393L25.607,79.393 c-5.857-5.857-15.355-5.858-21.213,0.001c-5.858,5.858-5.858,15.355,0,21.213l150.004,150c2.813,2.813,6.628,4.393,10.606,4.393 s7.794-1.581,10.606-4.394l149.996-150C331.465,94.749,331.465,85.251,325.607,79.393z" fill="currentColor" /> </svg></h4> <div class="section-content wysiwyg" ><p><span style="font-weight: 400;">Third Federal requires you to have less than 80% loan-to-value ratio to qualify for a home equity loan. The bank does not disclose its credit requirements. You also must live in one of the following states: Ohio, California, Florida, Kentucky, North Carolina, New Jersey, Pennsylvania and Virginia.</span></p> </div> <h4 class="section-title ">What Reviewers Say About Third Federal<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 330 330" style="enable-background:new 0 0 330 330;" xml:space="preserve"> <path id="XMLID_225_" d="M325.607,79.393c-5.857-5.857-15.355-5.858-21.213,0.001l-139.39,139.393L25.607,79.393 c-5.857-5.857-15.355-5.858-21.213,0.001c-5.858,5.858-5.858,15.355,0,21.213l150.004,150c2.813,2.813,6.628,4.393,10.606,4.393 s7.794-1.581,10.606-4.394l149.996-150C331.465,94.749,331.465,85.251,325.607,79.393z" fill="currentColor" /> </svg></h4> <div class="section-content wysiwyg" ><h5><b>Most Praised Features</b></h5> <blockquote><p><b>Competitive interest rates</b><span style="font-weight: 400;">: </span><span style="font-weight: 400;">Several reviewers appreciated the competitive interest rates offered by Third Federal, particularly for home equity loans and mortgages.</span></p> <p><b>Customer service</b><span style="font-weight: 400;">: </span><span style="font-weight: 400;">A large number of reviews mentioned branch employees who provided excellent service, particularly in guiding customers through the loan process and resolving issues efficiently.</span></p></blockquote> <h5><b>Most Common Complaints</b></h5> <blockquote><p><b>Loan process complications</b><span style="font-weight: 400;">: </span><span style="font-weight: 400;">Many negative reviews mentioned delays, unexpected denials and poor communication with the loan process. Customers reported that they were given inaccurate information, which led to wasted time and effort.</span></p> <p><b>Customer service inconsistency</b><span style="font-weight: 400;">: </span><span style="font-weight: 400;">While the majority of reviews praised Third Federal’s service, others reported inconsistent and unhelpful customer service experiences.</span></p></blockquote> <p><span style="font-weight: 400;">We reached out to Third Federal for comment on its negative customer reviews but did not receive a response.</span></p> <p><i><span style="font-weight: 400;">*Reviews aggregated from </span></i><a href="https://www.trustpilot.com/"><i><span style="font-weight: 400;">Trustpilot</span></i></a><i><span style="font-weight: 400;">, the </span></i><a href="https://www.bbb.org/"><i><span style="font-weight: 400;">Better Business Bureau</span></i></a><i><span style="font-weight: 400;"> (BBB), </span></i><a href="https://www.consumeraffairs.com/"><i><span style="font-weight: 400;">Consumer Affairs</span></i></a><i><span style="font-weight: 400;">, </span></i><a href="https://wallethub.com/"><i><span style="font-weight: 400;">WalletHub</span></i></a><i><span style="font-weight: 400;"> and </span></i><a href="https://bestcompany.com/"><i><span style="font-weight: 400;">Best Company</span></i></a><i><span style="font-weight: 400;">. Read our <a href="#customer-review">customer review methodology</a> to learn more.</span></i></p> </div> </div> </div> </div> <span id="springeq"></span> <div class="ad-widget-block" id="threes-cta-widget-block-block_a460ea58c2f9f68931ba40c6032f9405"> <style> :root{ --advanced-cta-btn-shadow-color: rgba(0, 0, 0, 0.24) !important; } </style><style> #widget-153471-5 .cta-button {background-color: #3ba14a;color: #fff;} #widget-153471-5 .cta-button:hover {background-color: #73a079;color: #fff;} #widget-153471-5{ border: 1px solid #ccc; } #widget-153471-5 .section-title svg{ color: #3ba14a; } #widget-153471-5.design_type-redesigned .section-title{ color: #3ba14a; } #widget-153471-5 .brand-superlative{ color: #3ba14a; } #widget-153471-5.design_type-redesigned .widget-content .section-content{ color: #000000 !important; } #widget-153471-5.design_type-redesigned .title-heading .brand-name{ color: #000000 !important; } #widget-153471-5 .cta-link .secondary-cta { color: #333; border-color: #333; } #widget-153471-5.design_type-initial .cta-link .secondary-cta { color: #333; border-color: #333; } #widget-153471-5.design_type-initial .cta-link .secondary-cta:hover { color: #3ba14a; border-color: #3ba14a; } #widget-153471-5 .cta-link .secondary-cta:hover { color: #3ba14a; border-color: #3ba14a; } #widget-153471-5.design_type-redesigned .cta-link .secondary-cta svg path { fill: #333; } #widget-153471-5.design_type-redesigned .cta-link .secondary-cta:hover svg path { fill: #3ba14a; } </style> <div id="widget-153471-5" class="provider_summary-wdgt design_type-redesigned"> <div class="brand-heading"> <div class="title-heading"> <h3 class="brand-name">Spring EQ</h3> <span class="brand-superlative">Best for Maximum Equity</span> </div> <div class="brand-logo-wrapper"> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://mortgage.springeq.com/" target="_blank" class="widget-href" target="_blank"><img decoding="async" width="160" height="80" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="brand-logo lazyload ewww_webp_lazy_load" alt="Spring EQ" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Spring-EQ_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Spring-EQ_300x150.jpg.webp" /><noscript><img decoding="async" width="160" height="80" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Spring-EQ_300x150.jpg" class="brand-logo" alt="Spring EQ" loading="lazy" data-eio="l" /></noscript></a> </div> <div class="brand-rating-wrapper"> <div class="star-ratings-wrapper"> <div class="ratings-box"> <div class="ratings-left"> <span class="rating">4.0</span> </div> <div class="ratings-right"> <div class="stars"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - 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It also delivers loan money quickly, often funding these loans within 14 to 21 days. Thirty to 45 days is more typical. </span></p> </div> <h4 class="section-title ">Pros and Cons<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 330 330" style="enable-background:new 0 0 330 330;" xml:space="preserve"> <path id="XMLID_225_" d="M325.607,79.393c-5.857-5.857-15.355-5.858-21.213,0.001l-139.39,139.393L25.607,79.393 c-5.857-5.857-15.355-5.858-21.213,0.001c-5.858,5.858-5.858,15.355,0,21.213l150.004,150c2.813,2.813,6.628,4.393,10.606,4.393 s7.794-1.581,10.606-4.394l149.996-150C331.465,94.749,331.465,85.251,325.607,79.393z" fill="currentColor" /> </svg></h4> <div class="section-content wysiwyg" > <span class="section-subtitle">Pros</span> <span class="section-pros-content section-accordion-content"> <span class="section-pros-item"> <span class="section-pros-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM369 209L241 337c-9.4 9.4-24.6 9.4-33.9 0l-64-64c-9.4-9.4-9.4-24.6 0-33.9s24.6-9.4 33.9 0l47 47L335 175c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9z" fill="currentColor" /></svg> </span> <span class="section-pros-item-content">Fast funding: Spring EQ funds its loans on average in 21 days but often as quickly as 14 days.</span> </span> <span class="section-pros-item"> <span class="section-pros-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM369 209L241 337c-9.4 9.4-24.6 9.4-33.9 0l-64-64c-9.4-9.4-9.4-24.6 0-33.9s24.6-9.4 33.9 0l47 47L335 175c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9z" fill="currentColor" /></svg> </span> <span class="section-pros-item-content">Larger loan amounts: Spring EQ will loan you up to 95% of your home’s equity, or up to $500,000. Many lenders we reviewed cap that amount at 80%.</span> </span> <span class="section-pros-item"> <span class="section-pros-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM369 209L241 337c-9.4 9.4-24.6 9.4-33.9 0l-64-64c-9.4-9.4-9.4-24.6 0-33.9s24.6-9.4 33.9 0l47 47L335 175c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9z" fill="currentColor" /></svg> </span> <span class="section-pros-item-content">More flexible DTI ratio requirements: Most lenders require their borrowers to have a DTI of less than 43%. Spring EQ, however, allows for up to 50%.</span> </span> </span> <span class="section-subtitle">Cons</span> <span class="section-cons-content section-accordion-content"> <span class="section-cons-item"> <span class="section-cons-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM175 175c9.4-9.4 24.6-9.4 33.9 0l47 47 47-47c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9l-47 47 47 47c9.4 9.4 9.4 24.6 0 33.9s-24.6 9.4-33.9 0l-47-47-47 47c-9.4 9.4-24.6 9.4-33.9 0s-9.4-24.6 0-33.9l47-47-47-47c-9.4-9.4-9.4-24.6 0-33.9z" fill="currentColor" /></svg> </span> <span class="section-cons-item-content">Higher credit requirements: While some lenders offer home equity loans to people with FICO scores of 620, Spring EQ requires at least a 640 credit score, or 700 to qualify for larger amounts.</span> </span> <span class="section-cons-item"> <span class="section-cons-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM175 175c9.4-9.4 24.6-9.4 33.9 0l47 47 47-47c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9l-47 47 47 47c9.4 9.4 9.4 24.6 0 33.9s-24.6 9.4-33.9 0l-47-47-47 47c-9.4 9.4-24.6 9.4-33.9 0s-9.4-24.6 0-33.9l47-47-47-47c-9.4-9.4-9.4-24.6 0-33.9z" fill="currentColor" /></svg> </span> <span class="section-cons-item-content">More fees: Spring EQ charges borrowers more fees than many other lenders. You’ll have to pay fees associated with administration, appraisal and disbursement along with other third-party fees.</span> </span> <span class="section-cons-item"> <span class="section-cons-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM175 175c9.4-9.4 24.6-9.4 33.9 0l47 47 47-47c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9l-47 47 47 47c9.4 9.4 9.4 24.6 0 33.9s-24.6 9.4-33.9 0l-47-47-47 47c-9.4 9.4-24.6 9.4-33.9 0s-9.4-24.6 0-33.9l47-47-47-47c-9.4-9.4-9.4-24.6 0-33.9z" fill="currentColor" /></svg> </span> <span class="section-cons-item-content">Not available in all states: Spring EQ does not currently offer loans to people in multiple states: Hawaii, Alaska, Idaho, Nevada, New York, North Dakota, South Dakota, Wyoming or West Virginia.</span> </span> </span> </div> <h4 class="section-title ">Eligibility Requirements<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 330 330" style="enable-background:new 0 0 330 330;" xml:space="preserve"> <path id="XMLID_225_" d="M325.607,79.393c-5.857-5.857-15.355-5.858-21.213,0.001l-139.39,139.393L25.607,79.393 c-5.857-5.857-15.355-5.858-21.213,0.001c-5.858,5.858-5.858,15.355,0,21.213l150.004,150c2.813,2.813,6.628,4.393,10.606,4.393 s7.794-1.581,10.606-4.394l149.996-150C331.465,94.749,331.465,85.251,325.607,79.393z" fill="currentColor" /> </svg></h4> <div class="section-content wysiwyg" ><p><span style="font-weight: 400;">To qualify for a home equity loan with Spring EQ, you’re required to have a DTI of 50% or lower, which is more lenient than most lenders. It also requires you to have a FICO score of at least 640. Residents of the following states are not eligible for a home equity loan through Spring EQ: Hawaii, Alaska, Idaho, Nevada, New York, North Dakota, South Dakota, Wyoming or West Virginia.</span></p> </div> <h4 class="section-title ">What Reviewers Say About Spring EQ<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 330 330" style="enable-background:new 0 0 330 330;" xml:space="preserve"> <path id="XMLID_225_" d="M325.607,79.393c-5.857-5.857-15.355-5.858-21.213,0.001l-139.39,139.393L25.607,79.393 c-5.857-5.857-15.355-5.858-21.213,0.001c-5.858,5.858-5.858,15.355,0,21.213l150.004,150c2.813,2.813,6.628,4.393,10.606,4.393 s7.794-1.581,10.606-4.394l149.996-150C331.465,94.749,331.465,85.251,325.607,79.393z" fill="currentColor" /> </svg></h4> <div class="section-content wysiwyg" ><h5><b>Most Praised Features</b></h5> <blockquote><p><b>Customer service</b><span style="font-weight: 400;">: </span><span style="font-weight: 400;">Many reviewers were pleased with the responsiveness and professionalism of Spring EQ’s team members. Customers cited great communication, which made the experience smooth and stress-free.</span></p> <p><b>Quick loan processing</b><span style="font-weight: 400;">: </span><span style="font-weight: 400;">Reviews mentioned the speed and efficiency of Spring EQ’s loan process, with many customers mentioning their loans were processed and approved much faster than expected. </span></p></blockquote> <h5><b>Most Common Complaints</b></h5> <blockquote><p><b>Appraisal issues</b><span style="font-weight: 400;">: </span><span style="font-weight: 400;">Complaints regularly mentioned appraisal issues such as discrepancies in property valuations and delays in obtaining necessary appraisals. This led to delays or even denials of loan applications.</span></p> <p><b>Customer service inconsistency</b><span style="font-weight: 400;">:</span> <span style="font-weight: 400;">Despite positive reviews mentioning customer service, a significant number of negative reviews mentioned inconsistency issues. These negative reviews called out slow responses or lack of communication during critical stages of the loan process.</span></p> <p><b>Loan approval process</b><span style="font-weight: 400;">: </span><span style="font-weight: 400;">A significant number of reviewers were frustrated with the loan approval process. These reviews specifically mentioned unexpected denials or changes to loan terms late in the process.</span></p></blockquote> <p><span style="font-weight: 400;">We reached out to Spring EQ for comment on its negative customer reviews but did not receive a response.</span></p> <p><i><span style="font-weight: 400;">*Reviews aggregated from </span></i><a href="https://www.trustpilot.com/"><i><span style="font-weight: 400;">Trustpilot</span></i></a><i><span style="font-weight: 400;">, the </span></i><a href="https://www.bbb.org/"><i><span style="font-weight: 400;">Better Business Bureau</span></i></a><i><span style="font-weight: 400;"> (BBB), </span></i><a href="https://www.consumeraffairs.com/"><i><span style="font-weight: 400;">Consumer Affairs</span></i></a><i><span style="font-weight: 400;">, </span></i><a href="https://wallethub.com/"><i><span style="font-weight: 400;">WalletHub</span></i></a><i><span style="font-weight: 400;"> and </span></i><a href="https://bestcompany.com/"><i><span style="font-weight: 400;">Best Company</span></i></a><i><span style="font-weight: 400;">. Read our <a href="#customer-review">customer review methodology</a> to learn more.</span></i></p> </div> </div> </div> </div> <span id="discover"></span> <div class="ad-widget-block" id="threes-cta-widget-block-block_8310b931dc8cc77c4e9e0c25e6d6ef5a"> <style> :root{ --advanced-cta-btn-shadow-color: rgba(0, 0, 0, 0.24) !important; } </style><style> #widget-189109-6 .cta-button {background-color: #3ba14a;color: #fff;} #widget-189109-6 .cta-button:hover {background-color: #73a079;color: #fff;} #widget-189109-6{ border: 1px solid #ccc; } #widget-189109-6 .section-title svg{ color: #3ba14a; } #widget-189109-6.design_type-redesigned .section-title{ color: #3ba14a; } #widget-189109-6 .brand-superlative{ color: #3ba14a; } #widget-189109-6.design_type-redesigned .widget-content .section-content{ color: #000000 !important; } #widget-189109-6.design_type-redesigned .title-heading .brand-name{ color: #000000 !important; } #widget-189109-6 .cta-link .secondary-cta { color: #333; border-color: #333; } #widget-189109-6.design_type-initial .cta-link .secondary-cta { color: #333; border-color: #333; } #widget-189109-6.design_type-initial .cta-link .secondary-cta:hover { color: #3ba14a; border-color: #3ba14a; } #widget-189109-6 .cta-link .secondary-cta:hover { color: #3ba14a; border-color: #3ba14a; } #widget-189109-6.design_type-redesigned .cta-link .secondary-cta svg path { fill: #333; } #widget-189109-6.design_type-redesigned .cta-link .secondary-cta:hover svg path { fill: #3ba14a; } </style> <div id="widget-189109-6" class="provider_summary-wdgt design_type-redesigned"> <div class="brand-heading"> <div class="title-heading"> <h3 class="brand-name">Discover</h3> <span class="brand-superlative">Best For Low Closing Cost</span> </div> <div class="brand-logo-wrapper"> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.discover.com/home-loans/home-equity-loan/" target="_blank" class="widget-href" target="_blank"><img decoding="async" width="160" height="80" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="brand-logo lazyload ewww_webp_lazy_load" alt="Discover" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Discover_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Discover_300x150.jpg.webp" /><noscript><img decoding="async" width="160" height="80" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Discover_300x150.jpg" class="brand-logo" alt="Discover" loading="lazy" data-eio="l" /></noscript></a> </div> <div class="brand-rating-wrapper"> <div class="star-ratings-wrapper"> <div class="ratings-box"> <div class="ratings-left"> <span class="rating">4.0</span> </div> <div class="ratings-right"> <div class="stars"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - 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But we also like that Discover comes with zero closing costs, origination fees or other upfront fees. For this reason, it’s a good choice for people who may not have a lot of cash on hand but still want to tap into their equity.</span></p> </div> <h4 class="section-title ">Pros and Cons<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 330 330" style="enable-background:new 0 0 330 330;" xml:space="preserve"> <path id="XMLID_225_" d="M325.607,79.393c-5.857-5.857-15.355-5.858-21.213,0.001l-139.39,139.393L25.607,79.393 c-5.857-5.857-15.355-5.858-21.213,0.001c-5.858,5.858-5.858,15.355,0,21.213l150.004,150c2.813,2.813,6.628,4.393,10.606,4.393 s7.794-1.581,10.606-4.394l149.996-150C331.465,94.749,331.465,85.251,325.607,79.393z" fill="currentColor" /> </svg></h4> <div class="section-content wysiwyg" > <span class="section-subtitle">Pros</span> <span class="section-pros-content section-accordion-content"> <span class="section-pros-item"> <span class="section-pros-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM369 209L241 337c-9.4 9.4-24.6 9.4-33.9 0l-64-64c-9.4-9.4-9.4-24.6 0-33.9s24.6-9.4 33.9 0l47 47L335 175c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9z" fill="currentColor" /></svg> </span> <span class="section-pros-item-content">Borrow up to 90% equity: Borrow as much as 90% of the equity in your home, which is larger than the 80% that most lenders allow.</span> </span> <span class="section-pros-item"> <span class="section-pros-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM369 209L241 337c-9.4 9.4-24.6 9.4-33.9 0l-64-64c-9.4-9.4-9.4-24.6 0-33.9s24.6-9.4 33.9 0l47 47L335 175c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9z" fill="currentColor" /></svg> </span> <span class="section-pros-item-content">No fees: No closing costs, application fee, origination fee or appraisal fee</span> </span> <span class="section-pros-item"> <span class="section-pros-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM369 209L241 337c-9.4 9.4-24.6 9.4-33.9 0l-64-64c-9.4-9.4-9.4-24.6 0-33.9s24.6-9.4 33.9 0l47 47L335 175c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9z" fill="currentColor" /></svg> </span> <span class="section-pros-item-content">Flexible terms: Terms available for 10, 15, 20 or 30 years</span> </span> </span> <span class="section-subtitle">Cons</span> <span class="section-cons-content section-accordion-content"> <span class="section-cons-item"> <span class="section-cons-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM175 175c9.4-9.4 24.6-9.4 33.9 0l47 47 47-47c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9l-47 47 47 47c9.4 9.4 9.4 24.6 0 33.9s-24.6 9.4-33.9 0l-47-47-47 47c-9.4 9.4-24.6 9.4-33.9 0s-9.4-24.6 0-33.9l47-47-47-47c-9.4-9.4-9.4-24.6 0-33.9z" fill="currentColor" /></svg> </span> <span class="section-cons-item-content">High minimum loan amount: $35,000 is the smallest home equity loan available</span> </span> <span class="section-cons-item"> <span class="section-cons-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM175 175c9.4-9.4 24.6-9.4 33.9 0l47 47 47-47c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9l-47 47 47 47c9.4 9.4 9.4 24.6 0 33.9s-24.6 9.4-33.9 0l-47-47-47 47c-9.4 9.4-24.6 9.4-33.9 0s-9.4-24.6 0-33.9l47-47-47-47c-9.4-9.4-9.4-24.6 0-33.9z" fill="currentColor" /></svg> </span> <span class="section-cons-item-content">Limited customer service options: Customer service only available via phone</span> </span> <span class="section-cons-item"> <span class="section-cons-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM175 175c9.4-9.4 24.6-9.4 33.9 0l47 47 47-47c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9l-47 47 47 47c9.4 9.4 9.4 24.6 0 33.9s-24.6 9.4-33.9 0l-47-47-47 47c-9.4 9.4-24.6 9.4-33.9 0s-9.4-24.6 0-33.9l47-47-47-47c-9.4-9.4-9.4-24.6 0-33.9z" fill="currentColor" /></svg> </span> <span class="section-cons-item-content">Early prepayment penalties: You’ll have to pay a percentage of your remaining balance if you pay it off in less than three years</span> </span> <span class="section-cons-item"> <span class="section-cons-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM175 175c9.4-9.4 24.6-9.4 33.9 0l47 47 47-47c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9l-47 47 47 47c9.4 9.4 9.4 24.6 0 33.9s-24.6 9.4-33.9 0l-47-47-47 47c-9.4 9.4-24.6 9.4-33.9 0s-9.4-24.6 0-33.9l47-47-47-47c-9.4-9.4-9.4-24.6 0-33.9z" fill="currentColor" /></svg> </span> <span class="section-cons-item-content">Lengthy closing time: Closing can take up to 55 days – slower than some lenders</span> </span> </span> </div> <h4 class="section-title ">Eligibility Requirements<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 330 330" style="enable-background:new 0 0 330 330;" xml:space="preserve"> <path id="XMLID_225_" d="M325.607,79.393c-5.857-5.857-15.355-5.858-21.213,0.001l-139.39,139.393L25.607,79.393 c-5.857-5.857-15.355-5.858-21.213,0.001c-5.858,5.858-5.858,15.355,0,21.213l150.004,150c2.813,2.813,6.628,4.393,10.606,4.393 s7.794-1.581,10.606-4.394l149.996-150C331.465,94.749,331.465,85.251,325.607,79.393z" fill="currentColor" /> </svg></h4> <div class="section-content wysiwyg" ><p><span style="font-weight: 400;">To qualify for a home equity loan with Discover, you’ll need at least a 660 credit score, but the higher your score and other creditworthiness factors, the lower your interest rate. </span></p> </div> <h4 class="section-title ">What Reviewers Say About Discover<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 330 330" style="enable-background:new 0 0 330 330;" xml:space="preserve"> <path id="XMLID_225_" d="M325.607,79.393c-5.857-5.857-15.355-5.858-21.213,0.001l-139.39,139.393L25.607,79.393 c-5.857-5.857-15.355-5.858-21.213,0.001c-5.858,5.858-5.858,15.355,0,21.213l150.004,150c2.813,2.813,6.628,4.393,10.606,4.393 s7.794-1.581,10.606-4.394l149.996-150C331.465,94.749,331.465,85.251,325.607,79.393z" fill="currentColor" /> </svg></h4> <div class="section-content wysiwyg" ><h5><b>Most Praised Features</b></h5> <blockquote><p><b>Customer service</b><span style="font-weight: 400;">:</span> <span style="font-weight: 400;">Many reviewers spoke highly of Discover&#8217;s helpful customer service, particularly appreciating that it is U.S.-based and available 24/7.</span></p></blockquote> <h5><b>Most Common Complaints</b></h5> <blockquote><p><b>Customer service inconsistency</b><span style="font-weight: 400;">:</span> <span style="font-weight: 400;">Despite the overall positive feedback, some reviewers reported inconsistencies in customer service quality.</span></p> <p><b>Loan and credit card approvals</b><span style="font-weight: 400;">:</span> <span style="font-weight: 400;">Reviewers were frustrated with the loan approval process. Many reported unexpected denials despite strong credit scores and financial history.</span></p></blockquote> <p><span style="font-weight: 400;">We reached out to Discover for comment on its negative customer reviews but did not receive a response.</span></p> <p><i><span style="font-weight: 400;">*Reviews aggregated from </span></i><a href="https://www.trustpilot.com/"><i><span style="font-weight: 400;">Trustpilot</span></i></a><i><span style="font-weight: 400;">, the </span></i><a href="https://www.bbb.org/"><i><span style="font-weight: 400;">Better Business Bureau</span></i></a><i><span style="font-weight: 400;"> (BBB), </span></i><a href="https://www.consumeraffairs.com/"><i><span style="font-weight: 400;">Consumer Affairs</span></i></a><i><span style="font-weight: 400;">, </span></i><a href="https://wallethub.com/"><i><span style="font-weight: 400;">WalletHub</span></i></a><i><span style="font-weight: 400;"> and </span></i><a href="https://bestcompany.com/"><i><span style="font-weight: 400;">Best Company</span></i></a><i><span style="font-weight: 400;">. Read our <a href="#customer-review">customer review methodology</a> to learn more.</span></i></p> </div> </div> </div> </div> <span id="flagstar"></span> <div class="ad-widget-block" id="threes-cta-widget-block-block_bc9b859830bf9bd95e7dd341da47bb39"> <style> :root{ --advanced-cta-btn-shadow-color: rgba(0, 0, 0, 0.24) !important; } </style><style> #widget-189125-7 .cta-button {background-color: #3ba14a;color: #fff;} #widget-189125-7 .cta-button:hover {background-color: #73a079;color: #fff;} #widget-189125-7{ border: 1px solid #ccc; } #widget-189125-7 .section-title svg{ color: #3ba14a; } #widget-189125-7.design_type-redesigned .section-title{ color: #3ba14a; } #widget-189125-7 .brand-superlative{ color: #3ba14a; } #widget-189125-7.design_type-redesigned .widget-content .section-content{ color: #000000 !important; } #widget-189125-7.design_type-redesigned .title-heading .brand-name{ color: #000000 !important; } #widget-189125-7 .cta-link .secondary-cta { color: #333; border-color: #333; } #widget-189125-7.design_type-initial .cta-link .secondary-cta { color: #333; border-color: #333; } #widget-189125-7.design_type-initial .cta-link .secondary-cta:hover { color: #3ba14a; border-color: #3ba14a; } #widget-189125-7 .cta-link .secondary-cta:hover { color: #3ba14a; border-color: #3ba14a; } #widget-189125-7.design_type-redesigned .cta-link .secondary-cta svg path { fill: #333; } #widget-189125-7.design_type-redesigned .cta-link .secondary-cta:hover svg path { fill: #3ba14a; } </style> <div id="widget-189125-7" class="provider_summary-wdgt design_type-redesigned"> <div class="brand-heading"> <div class="title-heading"> <h3 class="brand-name">Flagstar Bank</h3> <span class="brand-superlative">Best For Small Loans</span> </div> <div class="brand-logo-wrapper"> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.flagstar.com/" target="_blank" class="widget-href" target="_blank"><img decoding="async" width="224" height="80" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAABrAQAAAADlLIK4AAAAAnRSTlMAAHaTzTgAAAAbSURBVFjD7cExAQAAAMKg9U9tBn+gAAAAAA4DEE0AAYR0S5wAAAAASUVORK5CYII=" class="brand-logo lazyload ewww_webp_lazy_load" alt="Flagstar Bank" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo-300x107.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo.png 2048w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo-300x107.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo-1024x365.png 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo-768x274.png 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo-1536x548.png 1536w" data-sizes="auto" data-eio-rwidth="300" data-eio-rheight="107" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo-300x107.png.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo.png.webp 2048w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo-300x107.png.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo-1024x365.png.webp 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo-768x274.png.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo-1536x548.png.webp 1536w" /><noscript><img decoding="async" width="224" height="80" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo-300x107.png" class="brand-logo" alt="Flagstar Bank" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo.png 2048w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo-300x107.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo-1024x365.png 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo-768x274.png 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo-1536x548.png 1536w" sizes="(max-width: 224px) 100vw, 224px" data-eio="l" /></noscript></a> </div> <div class="brand-rating-wrapper"> <div class="star-ratings-wrapper"> <div class="ratings-box"> <div class="ratings-left"> <span class="rating">4.5</span> </div> <div class="ratings-right"> <div class="stars"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - 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With Flagstar, you can also get your loan money in as little as three to five days, the fastest on this list. </span></p> </div> <h4 class="section-title ">Pros and Cons<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 330 330" style="enable-background:new 0 0 330 330;" xml:space="preserve"> <path id="XMLID_225_" d="M325.607,79.393c-5.857-5.857-15.355-5.858-21.213,0.001l-139.39,139.393L25.607,79.393 c-5.857-5.857-15.355-5.858-21.213,0.001c-5.858,5.858-5.858,15.355,0,21.213l150.004,150c2.813,2.813,6.628,4.393,10.606,4.393 s7.794-1.581,10.606-4.394l149.996-150C331.465,94.749,331.465,85.251,325.607,79.393z" fill="currentColor" /> </svg></h4> <div class="section-content wysiwyg" > <span class="section-subtitle">Pros</span> <span class="section-pros-content section-accordion-content"> <span class="section-pros-item"> <span class="section-pros-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM369 209L241 337c-9.4 9.4-24.6 9.4-33.9 0l-64-64c-9.4-9.4-9.4-24.6 0-33.9s24.6-9.4 33.9 0l47 47L335 175c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9z" fill="currentColor" /></svg> </span> <span class="section-pros-item-content">Large loan amount range: Flagstar allows you to borrow from $10,000 to $1 million.</span> </span> <span class="section-pros-item"> <span class="section-pros-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM369 209L241 337c-9.4 9.4-24.6 9.4-33.9 0l-64-64c-9.4-9.4-9.4-24.6 0-33.9s24.6-9.4 33.9 0l47 47L335 175c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9z" fill="currentColor" /></svg> </span> <span class="section-pros-item-content">Autopay discount: If you set up autopay, Flagstar will give you a 0.25% discount on your rate.</span> </span> <span class="section-pros-item"> <span class="section-pros-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM369 209L241 337c-9.4 9.4-24.6 9.4-33.9 0l-64-64c-9.4-9.4-9.4-24.6 0-33.9s24.6-9.4 33.9 0l47 47L335 175c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9z" fill="currentColor" /></svg> </span> <span class="section-pros-item-content">No closing costs: Flagstar’s home equity loans have no closing costs, origination fees, underwriting or appraisal fees.</span> </span> </span> <span class="section-subtitle">Cons</span> <span class="section-cons-content section-accordion-content"> <span class="section-cons-item"> <span class="section-cons-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM175 175c9.4-9.4 24.6-9.4 33.9 0l47 47 47-47c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9l-47 47 47 47c9.4 9.4 9.4 24.6 0 33.9s-24.6 9.4-33.9 0l-47-47-47 47c-9.4 9.4-24.6 9.4-33.9 0s-9.4-24.6 0-33.9l47-47-47-47c-9.4-9.4-9.4-24.6 0-33.9z" fill="currentColor" /></svg> </span> <span class="section-cons-item-content">Not transparent: It’s difficult to find much information about Flagstar’s loans online.</span> </span> <span class="section-cons-item"> <span class="section-cons-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM175 175c9.4-9.4 24.6-9.4 33.9 0l47 47 47-47c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9l-47 47 47 47c9.4 9.4 9.4 24.6 0 33.9s-24.6 9.4-33.9 0l-47-47-47 47c-9.4 9.4-24.6 9.4-33.9 0s-9.4-24.6 0-33.9l47-47-47-47c-9.4-9.4-9.4-24.6 0-33.9z" fill="currentColor" /></svg> </span> <span class="section-cons-item-content">Limited availability: Flagstar only has physical branches in five states. This could be an issue for those who value in-person services.</span> </span> </span> </div> <h4 class="section-title ">Eligibility Requirements<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 330 330" style="enable-background:new 0 0 330 330;" xml:space="preserve"> <path id="XMLID_225_" d="M325.607,79.393c-5.857-5.857-15.355-5.858-21.213,0.001l-139.39,139.393L25.607,79.393 c-5.857-5.857-15.355-5.858-21.213,0.001c-5.858,5.858-5.858,15.355,0,21.213l150.004,150c2.813,2.813,6.628,4.393,10.606,4.393 s7.794-1.581,10.606-4.394l149.996-150C331.465,94.749,331.465,85.251,325.607,79.393z" fill="currentColor" /> </svg></h4> <div class="section-content wysiwyg" ><p><span style="font-weight: 400;">To qualify for a home equity loan with Flagstar, you’ll need a credit score of at least 680. You’re only eligible for a home equity loan on your primary residence.</span></p> </div> <h4 class="section-title ">What Reviewers Say About Flagstar Bank<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 330 330" style="enable-background:new 0 0 330 330;" xml:space="preserve"> <path id="XMLID_225_" d="M325.607,79.393c-5.857-5.857-15.355-5.858-21.213,0.001l-139.39,139.393L25.607,79.393 c-5.857-5.857-15.355-5.858-21.213,0.001c-5.858,5.858-5.858,15.355,0,21.213l150.004,150c2.813,2.813,6.628,4.393,10.606,4.393 s7.794-1.581,10.606-4.394l149.996-150C331.465,94.749,331.465,85.251,325.607,79.393z" fill="currentColor" /> </svg></h4> <div class="section-content wysiwyg" ><h5><b>Most Praised Features</b></h5> <blockquote><p><b>Specific customer service recognition</b><span style="font-weight: 400;">: </span><span style="font-weight: 400;">Several positive reviews mentioned branch employees who were particularly helpful.</span></p> <p><b>Timely problem resolution</b><span style="font-weight: 400;">:</span> <span style="font-weight: 400;">Reviewers praised successful and fast resolution of issues, particularly in cases where customer service representatives were proactive in resolving concerns about accounts or transactions.</span></p></blockquote> <h5><b>Most Common Complaints</b></h5> <blockquote><p><b>Mortgage and escrow issues</b><span style="font-weight: 400;">:</span> <span style="font-weight: 400;">A large portion of negative reviews mentioned mortgage and escrow account problems, specifically mismanagement of funds, unexpected increases in payments due to escrow miscalculations and delays in disbursing funds for home repairs.</span></p> <p><b>Customer service inconsistency</b><span style="font-weight: 400;">:</span> <span style="font-weight: 400;">Reviewers disliked the inconsistent and unhelpful Flagstar customer service representatives. Customers reported being transferred between departments without resolution, receiving conflicting information and experiencing long wait times.</span></p> <p><b>Loan approval and processing delays</b><span style="font-weight: 400;">:</span> <span style="font-weight: 400;">Some reviews reported delays in loan approvals and processing, particularly for home equity lines of credit (HELOCs). There were multiple reports of changes in loan terms after initial approval and difficulties in communication.</span></p></blockquote> <p><span style="font-weight: 400;">We reached out to Flagstar for comment on its negative customer reviews but did not receive a response.</span></p> <p><i><span style="font-weight: 400;">*Reviews aggregated from </span></i><a href="https://www.trustpilot.com/"><i><span style="font-weight: 400;">Trustpilot</span></i></a><i><span style="font-weight: 400;">, the </span></i><a href="https://www.bbb.org/"><i><span style="font-weight: 400;">Better Business Bureau</span></i></a><i><span style="font-weight: 400;"> (BBB), </span></i><a href="https://www.consumeraffairs.com/"><i><span style="font-weight: 400;">Consumer Affairs</span></i></a><i><span style="font-weight: 400;">, </span></i><a href="https://wallethub.com/"><i><span style="font-weight: 400;">WalletHub</span></i></a><i><span style="font-weight: 400;"> and </span></i><a href="https://bestcompany.com/"><i><span style="font-weight: 400;">Best Company</span></i></a><i><span style="font-weight: 400;">. Read our <a href="#customer-review">customer review methodology</a> to learn more.</span></i></p> </div> </div> </div> </div> <span id="rocketmortgage"></span> <div class="ad-widget-block" id="threes-cta-widget-block-block_9f87744d93ee9f2adedca6c7b2d1ed2d"> <style> :root{ --advanced-cta-btn-shadow-color: rgba(0, 0, 0, 0.24) !important; } </style><style> #widget-189131-8 .cta-button {background-color: #3ba14a;color: #fff;} #widget-189131-8 .cta-button:hover {background-color: #73a079;color: #fff;} #widget-189131-8{ border: 1px solid #ccc; } #widget-189131-8 .section-title svg{ color: #3ba14a; } #widget-189131-8.design_type-redesigned .section-title{ color: #3ba14a; } #widget-189131-8 .brand-superlative{ color: #3ba14a; } #widget-189131-8.design_type-redesigned .widget-content .section-content{ color: #000000 !important; } #widget-189131-8.design_type-redesigned .title-heading .brand-name{ color: #000000 !important; } #widget-189131-8 .cta-link .secondary-cta { color: #333; border-color: #333; } #widget-189131-8.design_type-initial .cta-link .secondary-cta { color: #333; border-color: #333; } #widget-189131-8.design_type-initial .cta-link .secondary-cta:hover { color: #3ba14a; border-color: #3ba14a; } #widget-189131-8 .cta-link .secondary-cta:hover { color: #3ba14a; border-color: #3ba14a; } #widget-189131-8.design_type-redesigned .cta-link .secondary-cta svg path { fill: #333; } #widget-189131-8.design_type-redesigned .cta-link .secondary-cta:hover svg path { fill: #3ba14a; } </style> <div id="widget-189131-8" class="provider_summary-wdgt design_type-redesigned"> <div class="brand-heading"> <div class="title-heading"> <h3 class="brand-name">Rocket Mortgage</h3> <span class="brand-superlative">Best For High Debt-to-Income Ratio Borrowers</span> </div> <div class="brand-logo-wrapper"> <a data-unique-id="mw-sw" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://secure.money.com/pr/ee08b07378a2?s1=home-equity_best-home-equity-lenders-mw-sw_{device_type}_brandcta-{segment_id}" target="_blank" class="widget-href" target="_blank"><img decoding="async" width="238" height="80" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAABlAQAAAADfJuPIAAAAAnRSTlMAAHaTzTgAAAAbSURBVEjH7cExAQAAAMKg9U9tCU+gAAAAgIMBD2MAAamcB5EAAAAASUVORK5CYII=" class="brand-logo lazyload ewww_webp_lazy_load" alt="Rocket Mortgage" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo-300x101.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo.png 1272w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo-300x101.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo-1024x345.png 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo-768x258.png 768w" data-sizes="auto" data-eio-rwidth="300" data-eio-rheight="101" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo-300x101.png.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo.png.webp 1272w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo-300x101.png.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo-1024x345.png.webp 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo-768x258.png.webp 768w" /><noscript><img decoding="async" width="238" height="80" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo-300x101.png" class="brand-logo" alt="Rocket Mortgage" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo.png 1272w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo-300x101.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo-1024x345.png 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo-768x258.png 768w" sizes="(max-width: 238px) 100vw, 238px" data-eio="l" /></noscript></a> </div> <div class="brand-rating-wrapper"> <div class="star-ratings-wrapper"> <div class="ratings-box"> <div class="ratings-left"> <span class="rating">3.8</span> </div> <div class="ratings-right"> <div class="stars"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - 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We like that you can borrow 90% of the available equity in your home, and use the home equity loan on both a primary and secondary home. </span><span style="font-weight: 400;">We also like that Rocket Mortgage allows a large maximum borrowing amount, which can work best for people looking to make costly home improvements.</span></p> </div> <h4 class="section-title ">Pros and Cons<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 330 330" style="enable-background:new 0 0 330 330;" xml:space="preserve"> <path id="XMLID_225_" d="M325.607,79.393c-5.857-5.857-15.355-5.858-21.213,0.001l-139.39,139.393L25.607,79.393 c-5.857-5.857-15.355-5.858-21.213,0.001c-5.858,5.858-5.858,15.355,0,21.213l150.004,150c2.813,2.813,6.628,4.393,10.606,4.393 s7.794-1.581,10.606-4.394l149.996-150C331.465,94.749,331.465,85.251,325.607,79.393z" fill="currentColor" /> </svg></h4> <div class="section-content wysiwyg" > <span class="section-subtitle">Pros</span> <span class="section-pros-content section-accordion-content"> <span class="section-pros-item"> <span class="section-pros-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM369 209L241 337c-9.4 9.4-24.6 9.4-33.9 0l-64-64c-9.4-9.4-9.4-24.6 0-33.9s24.6-9.4 33.9 0l47 47L335 175c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9z" fill="currentColor" /></svg> </span> <span class="section-pros-item-content">45% maximum DTI: Most lenders have a maximum debt-to-income ratio of 43%. Rocket Mortgage allows a slightly more forgiving 45% DTI.</span> </span> <span class="section-pros-item"> <span class="section-pros-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM369 209L241 337c-9.4 9.4-24.6 9.4-33.9 0l-64-64c-9.4-9.4-9.4-24.6 0-33.9s24.6-9.4 33.9 0l47 47L335 175c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9z" fill="currentColor" /></svg> </span> <span class="section-pros-item-content">High LTV: You can borrow as much as 90% of the equity in your home, which is larger than the 80% most lenders allow.</span> </span> <span class="section-pros-item"> <span class="section-pros-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM369 209L241 337c-9.4 9.4-24.6 9.4-33.9 0l-64-64c-9.4-9.4-9.4-24.6 0-33.9s24.6-9.4 33.9 0l47 47L335 175c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9z" fill="currentColor" /></svg> </span> <span class="section-pros-item-content">Large maximum amount: Rocket Mortgage’s max loan amount is $350,000, which is large compared to some lenders.</span> </span> <span class="section-pros-item"> <span class="section-pros-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM369 209L241 337c-9.4 9.4-24.6 9.4-33.9 0l-64-64c-9.4-9.4-9.4-24.6 0-33.9s24.6-9.4 33.9 0l47 47L335 175c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9z" fill="currentColor" /></svg> </span> <span class="section-pros-item-content">Borrow on a secondary home: You can borrow from your primary or secondary residence.</span> </span> </span> <span class="section-subtitle">Cons</span> <span class="section-cons-content section-accordion-content"> <span class="section-cons-item"> <span class="section-cons-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM175 175c9.4-9.4 24.6-9.4 33.9 0l47 47 47-47c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9l-47 47 47 47c9.4 9.4 9.4 24.6 0 33.9s-24.6 9.4-33.9 0l-47-47-47 47c-9.4 9.4-24.6 9.4-33.9 0s-9.4-24.6 0-33.9l47-47-47-47c-9.4-9.4-9.4-24.6 0-33.9z" fill="currentColor" /></svg> </span> <span class="section-cons-item-content">High minimum loan amount: $45,000 is the smallest home equity loan available, which is considerably high.</span> </span> <span class="section-cons-item"> <span class="section-cons-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM175 175c9.4-9.4 24.6-9.4 33.9 0l47 47 47-47c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9l-47 47 47 47c9.4 9.4 9.4 24.6 0 33.9s-24.6 9.4-33.9 0l-47-47-47 47c-9.4 9.4-24.6 9.4-33.9 0s-9.4-24.6 0-33.9l47-47-47-47c-9.4-9.4-9.4-24.6 0-33.9z" fill="currentColor" /></svg> </span> <span class="section-cons-item-content">Inflexible terms: Rocket Mortgage’s repayment terms only available for 10 or 20 years.</span> </span> <span class="section-cons-item"> <span class="section-cons-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM175 175c9.4-9.4 24.6-9.4 33.9 0l47 47 47-47c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9l-47 47 47 47c9.4 9.4 9.4 24.6 0 33.9s-24.6 9.4-33.9 0l-47-47-47 47c-9.4 9.4-24.6 9.4-33.9 0s-9.4-24.6 0-33.9l47-47-47-47c-9.4-9.4-9.4-24.6 0-33.9z" fill="currentColor" /></svg> </span> <span class="section-cons-item-content">Closing costs: Closing cost fees are 2% to 6% of the loan amount (many lenders don’t have closing costs).</span> </span> </span> </div> <h4 class="section-title ">Eligibility Requirements<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 330 330" style="enable-background:new 0 0 330 330;" xml:space="preserve"> <path id="XMLID_225_" d="M325.607,79.393c-5.857-5.857-15.355-5.858-21.213,0.001l-139.39,139.393L25.607,79.393 c-5.857-5.857-15.355-5.858-21.213,0.001c-5.858,5.858-5.858,15.355,0,21.213l150.004,150c2.813,2.813,6.628,4.393,10.606,4.393 s7.794-1.581,10.606-4.394l149.996-150C331.465,94.749,331.465,85.251,325.607,79.393z" fill="currentColor" /> </svg></h4> <div class="section-content wysiwyg" ><p><span style="font-weight: 400;">To qualify for a home equity loan with Rocket Mortgage, you’ll need a FICO score of at least 680 and a DTI of no more than 45%. You’ll also need to have enough equity in your home to take out at least $45,000. </span></p> </div> <h4 class="section-title ">What Reviewers Say About Rocket Mortgage<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 330 330" style="enable-background:new 0 0 330 330;" xml:space="preserve"> <path id="XMLID_225_" d="M325.607,79.393c-5.857-5.857-15.355-5.858-21.213,0.001l-139.39,139.393L25.607,79.393 c-5.857-5.857-15.355-5.858-21.213,0.001c-5.858,5.858-5.858,15.355,0,21.213l150.004,150c2.813,2.813,6.628,4.393,10.606,4.393 s7.794-1.581,10.606-4.394l149.996-150C331.465,94.749,331.465,85.251,325.607,79.393z" fill="currentColor" /> </svg></h4> <div class="section-content wysiwyg" ><h5><b>Most Praised Features</b></h5> <blockquote><p><b>Exceptional customer service</b><span style="font-weight: 400;">: </span><span style="font-weight: 400;">Multiple reviews mentioned Rocket Mortage’s professionalism, knowledge and assistance.</span></p> <p><b>Efficiency and quick transactions</b><span style="font-weight: 400;">: </span><span style="font-weight: 400;">Reviewers praised quick service, especially when handling transactions or closing loans.</span></p> <p><b>Personalized attention</b><span style="font-weight: 400;">: </span><span style="font-weight: 400;">Many reviews highlighted the attentive service they received, making them feel valued and heard.</span></p></blockquote> <h5><b>Most Common Complaints</b></h5> <blockquote><p><b>Issues with online document processing</b><span style="font-weight: 400;">: </span><span style="font-weight: 400;">A large number of customer reviews reported problems with the online document processing system, finding it difficult to navigate or encountering technical issues.</span></p> <p><b>Inconsistent communication</b><span style="font-weight: 400;">: </span><span style="font-weight: 400;">Multiple reviews noted inconsistent or unclear communication from different representatives.</span></p> <p><b>Unexpected delays and errors</b><span style="font-weight: 400;">:</span> <span style="font-weight: 400;">Reviewers reported staff making mistakes or experiencing technical issues, which resulted in unexpected delays and errors during the mortgage process.</span></p></blockquote> <p><span style="font-weight: 400;">We reached out to Rocket Mortgage for comment on its negative customer reviews but did not receive a response.</span></p> <p><i><span style="font-weight: 400;">*Reviews aggregated from </span></i><a href="https://www.trustpilot.com/"><i><span style="font-weight: 400;">Trustpilot</span></i></a><i><span style="font-weight: 400;">, the </span></i><a href="https://www.bbb.org/"><i><span style="font-weight: 400;">Better Business Bureau</span></i></a><i><span style="font-weight: 400;"> (BBB), </span></i><a href="https://www.consumeraffairs.com/"><i><span style="font-weight: 400;">Consumer Affairs</span></i></a><i><span style="font-weight: 400;">, </span></i><a href="https://wallethub.com/"><i><span style="font-weight: 400;">WalletHub</span></i></a><i><span style="font-weight: 400;"> and </span></i><a href="https://bestcompany.com/"><i><span style="font-weight: 400;">Best Company</span></i></a><i><span style="font-weight: 400;">. Read our <a href="#customer-review">customer review methodology</a> to learn more.</span></i></p> </div> </div> </div> </div> <hr class="wp-block-separator has-alpha-channel-opacity"/> <h2 class="wp-block-heading">Our Top Home Equity Loan Lenders of November 2024</h2> <figure class="jpp-ct mobile-stacked " style="--color-primary: #3ba14a; --brand-name-font-size: 14; --brand-name-font-weight: normal; --brand-name-color: #0a0a0a; --brand-button-font-size: 14; --brand-button-font-weight: bold; --brand-button-color: #ffffff; --brand-button-color-hover: #ffffff; --brand-button-border-style: solid; --brand-button-border-color: #0a0a0a; --brand-button-border-color-hover: #000000; --brand-button-border-radius: 35; --brand-button-arrow: none; --brand-button-vertical-padding: 12; --brand-button-horizontal-padding: 25; --brand-button-background-color: rgb(59,161,74); --brand-button-background-color-hover: #008206; --brand-button-font-size-mobile: 13; --brand-button-font-weight-mobile: bold; --brand-button-border-style-mobile: solid; --brand-button-border-radius-mobile: 5; --brand-button-arrow-mobile: inline-block; --brand-button-vertical-padding-mobile: 7; --brand-button-horizontal-padding-mobile: 25; --brand-button-font-size-mobile-stacked: 16; --brand-button-font-weight-mobile-stacked: bold; --brand-button-border-style-mobile-stacked: solid; --brand-button-border-radius-mobile-stacked: 5; --brand-button-arrow-mobile-stacked: inline-block; --brand-button-vertical-padding-mobile-stacked: 6; --brand-button-horizontal-padding-mobile-stacked: 15; --table-horizontal-borders: 1; --table-vertical-padding: 10; --table-horizontal-padding: 10; --table-head-font-size: 16; --table-head-font-weight: bold; --table-head-border-width: 1; --table-head-border-style: solid; --table-body-font-size: 16; --table-body-font-weight: normal; --table-body-border-width: 1; --table-body-border-style: solid; --table-body-alternate-row-background-color: #efefef" id="152111"> <div class="jpp-ct-heading"></div> <div class="jpp-ct-list"> <table class="jpp-ct-mobile-stacked jpp-ct-table"> <tr class="jpp-ct-brand jpp-ct-row " data-states-not-covered="" data-brand-id="Third Federal Savings &#038; Loan"> <td> <div class="jpp-ct-brand-top "> <div> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.thirdfederal.com/" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="300" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Third Federal Savings &amp; Loan" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Third-Federal_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Third-Federal_300x150.jpg.webp" /><noscript><img decoding="async" width="300" height="150" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Third-Federal_300x150.jpg" class="attachment-full size-full" alt="Third Federal Savings &amp; Loan" loading="lazy" data-eio="l" /></noscript></a> </div> <div class="jpp-ct-rating default"> <svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg> <span class="jpp-ct-rating-number">4.2</span> </div> </div> <div class="jpp-ct-brand-center"> <div class="jpp-ct-brand-attributes"> <div class="jpp-ct-brand-attribute"> <span>Best For</span> <strong data-brand-attribute="brand_superlative" data-value="Best Interest Rates" data-numerical="">Best Interest Rates</strong> </div> <div class="jpp-ct-brand-attribute"> <span>Minimum APR*</span> <strong data-brand-attribute="minimum_apr" data-value="7.29%" data-numerical="">7.29%</strong> </div> <div class="jpp-ct-brand-attribute"> <span>Max Loan Amount</span> <strong data-brand-attribute="max_loan_amount" data-value="$200,000" data-numerical="">$200,000</strong> </div> <div class="jpp-ct-brand-attribute"> <span>Minimum Credit Score</span> <strong data-brand-attribute="minimum_credit_score" data-value="Undisclosed" data-numerical="">Undisclosed</strong> </div> </div> </div> </td> </tr> <tr class="jpp-ct-brand jpp-ct-row " data-states-not-covered="" data-brand-id="Navy Federal Credit Union"> <td> <div class="jpp-ct-brand-top "> <div> <a data-unique-id="mw-ab" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://secure.money.com/pr/qbf1ee3bf0ed?s1=home-equity_best-home-equity-lenders-mw-ab_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="85" height="50" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAFUAAAAyAQAAAAAFf6oVAAAAAnRSTlMAAHaTzTgAAAAPSURBVCjPY2AYBaOA+gAAAlgAAXU2hncAAAAASUVORK5CYII=" class="attachment-full size-full lazyload" alt="Navy Federal Credit Union" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/navyfedlogosvg.svg" data-eio-rwidth="85" data-eio-rheight="50" /><noscript><img decoding="async" width="85" height="50" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/navyfedlogosvg.svg" class="attachment-full size-full" alt="Navy Federal Credit Union" loading="lazy" data-eio="l" /></noscript></a> </div> <div class="jpp-ct-rating default"> <svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg> <span class="jpp-ct-rating-number">4.9</span> </div> </div> <div class="jpp-ct-brand-center"> <div class="jpp-ct-brand-attributes"> <div class="jpp-ct-brand-attribute"> <span>Best For</span> <strong data-brand-attribute="brand_superlative" data-value="Best Credit Union Loan" data-numerical="">Best Credit Union Loan</strong> </div> <div class="jpp-ct-brand-attribute"> <span>Minimum APR*</span> <strong data-brand-attribute="minimum_apr" data-value="7.34%" data-numerical="">7.34%</strong> </div> <div class="jpp-ct-brand-attribute"> <span>Max Loan Amount</span> <strong data-brand-attribute="max_loan_amount" data-value="$500,000" data-numerical="">$500,000</strong> </div> <div class="jpp-ct-brand-attribute"> <span>Minimum Credit Score</span> <strong data-brand-attribute="minimum_credit_score" data-value="Not disclosed" data-numerical="">Not disclosed</strong> </div> </div> </div> </td> </tr> <tr class="jpp-ct-brand jpp-ct-row " data-states-not-covered="" data-brand-id="U.S. Bank"> <td> <div class="jpp-ct-brand-top "> <div> <a data-unique-id="mw-ab" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://secure.money.com/pr/f0900552018e?s1=home-equity_best-home-equity-lenders-mw-ab_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="1078" height="301" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAABDYAAAEtAQAAAADbgd0eAAAAAnRSTlMAAHaTzTgAAAA/SURBVHja7cEBDQAAAMKg909tDjegAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAA4McAn+gAAUt3oFQAAAAASUVORK5CYII=" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="U.S. Bank" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5.png 1078w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5-300x84.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5-1024x286.png 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5-768x214.png 768w" data-sizes="auto" data-eio-rwidth="1078" data-eio-rheight="301" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5.png.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5.png.webp 1078w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5-300x84.png.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5-1024x286.png.webp 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5-768x214.png.webp 768w" /><noscript><img decoding="async" width="1078" height="301" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5.png" class="attachment-full size-full" alt="U.S. Bank" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5.png 1078w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5-300x84.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5-1024x286.png 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5-768x214.png 768w" sizes="(max-width: 1078px) 100vw, 1078px" data-eio="l" /></noscript></a> </div> <div class="jpp-ct-rating default"> <svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg> <span class="jpp-ct-rating-number">4.6</span> </div> </div> <div class="jpp-ct-brand-center"> <div class="jpp-ct-brand-attributes"> <div class="jpp-ct-brand-attribute"> <span>Best For</span> <strong data-brand-attribute="brand_superlative" data-value="Best For Large Loan Amounts" data-numerical="">Best For Large Loan Amounts</strong> </div> <div class="jpp-ct-brand-attribute"> <span>Minimum APR*</span> <strong data-brand-attribute="minimum_apr" data-value="7.65%" data-numerical="">7.65%</strong> </div> <div class="jpp-ct-brand-attribute"> <span>Max Loan Amount</span> <strong data-brand-attribute="max_loan_amount" data-value="$750,000" data-numerical="">$750,000</strong> </div> <div class="jpp-ct-brand-attribute"> <span>Minimum Credit Score</span> <strong data-brand-attribute="minimum_credit_score" data-value="660" data-numerical="">660</strong> </div> </div> </div> </td> </tr> <tr class="jpp-ct-brand jpp-ct-row " data-states-not-covered="" data-brand-id="Discover"> <td> <div class="jpp-ct-brand-top "> <div> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.discover.com/home-loans/home-equity-loan/" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="300" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Discover" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Discover_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Discover_300x150.jpg.webp" /><noscript><img decoding="async" width="300" height="150" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Discover_300x150.jpg" class="attachment-full size-full" alt="Discover" loading="lazy" data-eio="l" /></noscript></a> </div> <div class="jpp-ct-rating default"> <svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M528.1 171.5L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6zM388.6 312.3l23.7 138.4L288 385.4l-124.3 65.3 23.7-138.4-100.6-98 139-20.2 62.2-126 62.2 126 139 20.2-100.6 98z" fill="currentColor" /></svg> <span class="jpp-ct-rating-number">4.0</span> </div> </div> <div class="jpp-ct-brand-center"> <div class="jpp-ct-brand-attributes"> <div class="jpp-ct-brand-attribute"> <span>Best For</span> <strong data-brand-attribute="brand_superlative" data-value="Best For Low Closing Cost" data-numerical="">Best For Low Closing Cost</strong> </div> <div class="jpp-ct-brand-attribute"> <span>Minimum APR*</span> <strong data-brand-attribute="minimum_apr" data-value="7.99%" data-numerical="">7.99%</strong> </div> <div class="jpp-ct-brand-attribute"> <span>Max Loan Amount</span> <strong data-brand-attribute="max_loan_amount" data-value="$300,000" data-numerical="">$300,000</strong> </div> <div class="jpp-ct-brand-attribute"> <span>Minimum Credit Score</span> <strong data-brand-attribute="minimum_credit_score" data-value="660" data-numerical="">660</strong> </div> </div> </div> </td> </tr> <tr class="jpp-ct-brand jpp-ct-row " data-states-not-covered="" data-brand-id="Flagstar Bank"> <td> <div class="jpp-ct-brand-top "> <div> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.flagstar.com/" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="2048" height="730" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAB4AAAAKsAQAAAAAlj52BAAAAAnRSTlMAAHaTzTgAAAC2SURBVHja7cEBAQAAAIIg/69uSEABAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAADAlwGECgAB1r13OwAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Flagstar Bank" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo.png 2048w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo-300x107.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo-1024x365.png 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo-768x274.png 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo-1536x548.png 1536w" data-sizes="auto" data-eio-rwidth="2048" data-eio-rheight="730" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo.png.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo.png.webp 2048w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo-300x107.png.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo-1024x365.png.webp 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo-768x274.png.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo-1536x548.png.webp 1536w" /><noscript><img decoding="async" width="2048" height="730" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo.png" class="attachment-full size-full" alt="Flagstar Bank" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo.png 2048w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo-300x107.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo-1024x365.png 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo-768x274.png 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo-1536x548.png 1536w" sizes="(max-width: 2048px) 100vw, 2048px" data-eio="l" /></noscript></a> </div> <div class="jpp-ct-rating default"> <svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg> <span class="jpp-ct-rating-number">4.5</span> </div> </div> <div class="jpp-ct-brand-center"> <div class="jpp-ct-brand-attributes"> <div class="jpp-ct-brand-attribute"> <span>Best For</span> <strong data-brand-attribute="brand_superlative" data-value="Best For Small Loans" data-numerical="">Best For Small Loans</strong> </div> <div class="jpp-ct-brand-attribute"> <span>Minimum APR*</span> <strong data-brand-attribute="minimum_apr" data-value="8.04%" data-numerical="">8.04%</strong> </div> <div class="jpp-ct-brand-attribute"> <span>Max Loan Amount</span> <strong data-brand-attribute="max_loan_amount" data-value="$1,000,000" data-numerical="">$1,000,000</strong> </div> <div class="jpp-ct-brand-attribute"> <span>Minimum Credit Score</span> <strong data-brand-attribute="minimum_credit_score" data-value="680" data-numerical="">680</strong> </div> </div> </div> </td> </tr> <tr class="jpp-ct-brand jpp-ct-row " data-states-not-covered="" data-brand-id="TD Bank"> <td> <div class="jpp-ct-brand-top "> <div> <a data-unique-id="mw-ab" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://secure.money.com/pr/he9cf720c365?s1=home-equity_best-home-equity-lenders-mw-ab_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="401" height="122" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAZEAAAB6AQAAAABWrlMPAAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cExAQAAAMKg9U9tDQ+gAAAAAAAAPg0YyAABdFsItwAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload" alt="TD Bank" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/tdbanklogosvg.svg" data-eio-rwidth="401" data-eio-rheight="122" /><noscript><img decoding="async" width="401" height="122" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/tdbanklogosvg.svg" class="attachment-full size-full" alt="TD Bank" loading="lazy" data-eio="l" /></noscript></a> </div> <div class="jpp-ct-rating default"> <svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg> <span class="jpp-ct-rating-number">4.3</span> </div> </div> <div class="jpp-ct-brand-center"> <div class="jpp-ct-brand-attributes"> <div class="jpp-ct-brand-attribute"> <span>Best For</span> <strong data-brand-attribute="brand_superlative" data-value="Best for Rate Transparency" data-numerical="">Best for Rate Transparency</strong> </div> <div class="jpp-ct-brand-attribute"> <span>Minimum APR*</span> <strong data-brand-attribute="minimum_apr" data-value="8.24%" data-numerical="">8.24%</strong> </div> <div class="jpp-ct-brand-attribute"> <span>Max Loan Amount</span> <strong data-brand-attribute="max_loan_amount" data-value="$1,500,000" data-numerical="">$1,500,000</strong> </div> <div class="jpp-ct-brand-attribute"> <span>Minimum Credit Score</span> <strong data-brand-attribute="minimum_credit_score" data-value="660" data-numerical="">660</strong> </div> </div> </div> </td> </tr> <tr class="jpp-ct-brand jpp-ct-row " data-states-not-covered="" data-brand-id="Spring EQ"> <td> <div class="jpp-ct-brand-top "> <div> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://mortgage.springeq.com/" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="300" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Spring EQ" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Spring-EQ_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Spring-EQ_300x150.jpg.webp" /><noscript><img decoding="async" width="300" height="150" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Spring-EQ_300x150.jpg" class="attachment-full size-full" alt="Spring EQ" loading="lazy" data-eio="l" /></noscript></a> </div> <div class="jpp-ct-rating default"> <svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M528.1 171.5L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6zM388.6 312.3l23.7 138.4L288 385.4l-124.3 65.3 23.7-138.4-100.6-98 139-20.2 62.2-126 62.2 126 139 20.2-100.6 98z" fill="currentColor" /></svg> <span class="jpp-ct-rating-number">4.0</span> </div> </div> <div class="jpp-ct-brand-center"> <div class="jpp-ct-brand-attributes"> <div class="jpp-ct-brand-attribute"> <span>Best For</span> <strong data-brand-attribute="brand_superlative" data-value="Best for Maximum Equity" data-numerical="">Best for Maximum Equity</strong> </div> <div class="jpp-ct-brand-attribute"> <span>Minimum APR*</span> <strong data-brand-attribute="minimum_apr" data-value="9.41%" data-numerical="">9.41%</strong> </div> <div class="jpp-ct-brand-attribute"> <span>Max Loan Amount</span> <strong data-brand-attribute="max_loan_amount" data-value="$500,000" data-numerical="">$500,000</strong> </div> <div class="jpp-ct-brand-attribute"> <span>Minimum Credit Score</span> <strong data-brand-attribute="minimum_credit_score" data-value="640" data-numerical="">640</strong> </div> </div> </div> </td> </tr> <tr class="jpp-ct-brand jpp-ct-row " data-states-not-covered="" data-brand-id="Rocket Mortgage"> <td> <div class="jpp-ct-brand-top "> <div> <a data-unique-id="mw-ab" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://secure.money.com/pr/ee08b07378a2?s1=home-equity_best-home-equity-lenders-mw-ab_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="1272" height="428" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAABPgAAAGsAQAAAABoGyRxAAAAAnRSTlMAAHaTzTgAAABZSURBVHja7cExAQAAAMKg9U9tCy+gAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAeBoLjwABTWmK2wAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Rocket Mortgage" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo.png 1272w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo-300x101.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo-1024x345.png 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo-768x258.png 768w" data-sizes="auto" data-eio-rwidth="1272" data-eio-rheight="428" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo.png.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo.png.webp 1272w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo-300x101.png.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo-1024x345.png.webp 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo-768x258.png.webp 768w" /><noscript><img decoding="async" width="1272" height="428" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo.png" class="attachment-full size-full" alt="Rocket Mortgage" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo.png 1272w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo-300x101.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo-1024x345.png 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo-768x258.png 768w" sizes="(max-width: 1272px) 100vw, 1272px" data-eio="l" /></noscript></a> </div> <div class="jpp-ct-rating default"> <svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M528.1 171.5L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6zM388.6 312.3l23.7 138.4L288 385.4l-124.3 65.3 23.7-138.4-100.6-98 139-20.2 62.2-126 62.2 126 139 20.2-100.6 98z" fill="currentColor" /></svg> <span class="jpp-ct-rating-number">3.8</span> </div> </div> <div class="jpp-ct-brand-center"> <div class="jpp-ct-brand-attributes"> <div class="jpp-ct-brand-attribute"> <span>Best For</span> <strong data-brand-attribute="brand_superlative" data-value="Best For High Debt-to-Income Ratio Borrowers" data-numerical="">Best For High Debt-to-Income Ratio Borrowers</strong> </div> <div class="jpp-ct-brand-attribute"> <span>Minimum APR*</span> <strong data-brand-attribute="minimum_apr" data-value="12.38%" data-numerical="">12.38%</strong> </div> <div class="jpp-ct-brand-attribute"> <span>Max Loan Amount</span> <strong data-brand-attribute="max_loan_amount" data-value="$350,000" data-numerical="">$350,000</strong> </div> <div class="jpp-ct-brand-attribute"> <span>Minimum Credit Score</span> <strong data-brand-attribute="minimum_credit_score" data-value="680" data-numerical="">680</strong> </div> </div> </div> </td> </tr> </table> <div class="jpp-ct-table-wrapper"> <table cellspacing="0" cellpadding="0" class="jpp-ct-table jpp-ct-table-desktop brands-left with-ribbon"> <thead> <th class="jpp-ct-brand-display-cell">Provider</th> <th>Best For</th> <th>Minimum APR*</th> <th>Max Loan Amount</th> <th>Minimum Credit Score</th> </thead> <tbody> <tr class="jpp-ct-row " data-brand-id="Third Federal Savings &#038; Loan" data-states-not-covered="" data-index="0"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-ribbon" > <span class="jpp-ct-ribbon-text">Lowest APR</span> </div> <div class="jpp-ct-brand-display display-logo-and-rating"> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.thirdfederal.com/" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="300" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Third Federal Savings &amp; Loan" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Third-Federal_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Third-Federal_300x150.jpg.webp" /><noscript><img decoding="async" width="300" height="150" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Third-Federal_300x150.jpg" class="attachment-full size-full" alt="Third Federal Savings &amp; Loan" loading="lazy" data-eio="l" /></noscript></a> <div class="jpp-ct-rating default"> <svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg> <span class="jpp-ct-rating-number">4.2</span> </div> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_superlative" data-value="Best Interest Rates" data-numerical="">Best Interest Rates</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_apr" data-value="7.29%" data-numerical="">7.29%</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="max_loan_amount" data-value="$200,000" data-numerical="">$200,000</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_credit_score" data-value="Undisclosed" data-numerical="1">Undisclosed</td> </tr> <tr class="jpp-ct-row " data-brand-id="Navy Federal Credit Union" data-states-not-covered="" data-index="1"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-rating"> <a data-unique-id="mw-ab" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://secure.money.com/pr/qbf1ee3bf0ed?s1=home-equity_best-home-equity-lenders-mw-ab_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="85" height="50" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAFUAAAAyAQAAAAAFf6oVAAAAAnRSTlMAAHaTzTgAAAAPSURBVCjPY2AYBaOA+gAAAlgAAXU2hncAAAAASUVORK5CYII=" class="attachment-full size-full lazyload" alt="Navy Federal Credit Union" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/navyfedlogosvg.svg" data-eio-rwidth="85" data-eio-rheight="50" /><noscript><img decoding="async" width="85" height="50" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/navyfedlogosvg.svg" class="attachment-full size-full" alt="Navy Federal Credit Union" loading="lazy" data-eio="l" /></noscript></a> <div class="jpp-ct-rating default"> <svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg> <span class="jpp-ct-rating-number">4.9</span> </div> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_superlative" data-value="Best Credit Union Loan" data-numerical="">Best Credit Union Loan</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_apr" data-value="7.34%" data-numerical="">7.34%</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="max_loan_amount" data-value="$500,000" data-numerical="">$500,000</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_credit_score" data-value="Not disclosed" data-numerical="1">Not disclosed</td> </tr> <tr class="jpp-ct-row " data-brand-id="U.S. Bank" data-states-not-covered="" data-index="2"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-rating"> <a data-unique-id="mw-ab" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://secure.money.com/pr/f0900552018e?s1=home-equity_best-home-equity-lenders-mw-ab_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="1078" height="301" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAABDYAAAEtAQAAAADbgd0eAAAAAnRSTlMAAHaTzTgAAAA/SURBVHja7cEBDQAAAMKg909tDjegAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAA4McAn+gAAUt3oFQAAAAASUVORK5CYII=" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="U.S. Bank" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5.png 1078w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5-300x84.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5-1024x286.png 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5-768x214.png 768w" data-sizes="auto" data-eio-rwidth="1078" data-eio-rheight="301" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5.png.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5.png.webp 1078w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5-300x84.png.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5-1024x286.png.webp 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5-768x214.png.webp 768w" /><noscript><img decoding="async" width="1078" height="301" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5.png" class="attachment-full size-full" alt="U.S. Bank" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5.png 1078w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5-300x84.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5-1024x286.png 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5-768x214.png 768w" sizes="(max-width: 1078px) 100vw, 1078px" data-eio="l" /></noscript></a> <div class="jpp-ct-rating default"> <svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg> <span class="jpp-ct-rating-number">4.6</span> </div> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_superlative" data-value="Best For Large Loan Amounts" data-numerical="">Best For Large Loan Amounts</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_apr" data-value="7.65%" data-numerical="">7.65%</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="max_loan_amount" data-value="$750,000" data-numerical="">$750,000</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_credit_score" data-value="660" data-numerical="1">660</td> </tr> <tr class="jpp-ct-row " data-brand-id="Discover" data-states-not-covered="" data-index="3"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-rating"> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.discover.com/home-loans/home-equity-loan/" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="300" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Discover" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Discover_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Discover_300x150.jpg.webp" /><noscript><img decoding="async" width="300" height="150" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Discover_300x150.jpg" class="attachment-full size-full" alt="Discover" loading="lazy" data-eio="l" /></noscript></a> <div class="jpp-ct-rating default"> <svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M528.1 171.5L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6zM388.6 312.3l23.7 138.4L288 385.4l-124.3 65.3 23.7-138.4-100.6-98 139-20.2 62.2-126 62.2 126 139 20.2-100.6 98z" fill="currentColor" /></svg> <span class="jpp-ct-rating-number">4.0</span> </div> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_superlative" data-value="Best For Low Closing Cost" data-numerical="">Best For Low Closing Cost</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_apr" data-value="7.99%" data-numerical="">7.99%</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="max_loan_amount" data-value="$300,000" data-numerical="">$300,000</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_credit_score" data-value="660" data-numerical="1">660</td> </tr> <tr class="jpp-ct-row " data-brand-id="Flagstar Bank" data-states-not-covered="" data-index="4"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-rating"> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.flagstar.com/" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="2048" height="730" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAB4AAAAKsAQAAAAAlj52BAAAAAnRSTlMAAHaTzTgAAAC2SURBVHja7cEBAQAAAIIg/69uSEABAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAADAlwGECgAB1r13OwAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Flagstar Bank" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo.png 2048w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo-300x107.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo-1024x365.png 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo-768x274.png 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo-1536x548.png 1536w" data-sizes="auto" data-eio-rwidth="2048" data-eio-rheight="730" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo.png.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo.png.webp 2048w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo-300x107.png.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo-1024x365.png.webp 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo-768x274.png.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo-1536x548.png.webp 1536w" /><noscript><img decoding="async" width="2048" height="730" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo.png" class="attachment-full size-full" alt="Flagstar Bank" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo.png 2048w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo-300x107.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo-1024x365.png 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo-768x274.png 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo-1536x548.png 1536w" sizes="(max-width: 2048px) 100vw, 2048px" data-eio="l" /></noscript></a> <div class="jpp-ct-rating default"> <svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg> <span class="jpp-ct-rating-number">4.5</span> </div> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_superlative" data-value="Best For Small Loans" data-numerical="">Best For Small Loans</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_apr" data-value="8.04%" data-numerical="">8.04%</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="max_loan_amount" data-value="$1,000,000" data-numerical="">$1,000,000</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_credit_score" data-value="680" data-numerical="1">680</td> </tr> <tr class="jpp-ct-row " data-brand-id="TD Bank" data-states-not-covered="" data-index="5"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-rating"> <a data-unique-id="mw-ab" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://secure.money.com/pr/he9cf720c365?s1=home-equity_best-home-equity-lenders-mw-ab_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="401" height="122" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAZEAAAB6AQAAAABWrlMPAAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cExAQAAAMKg9U9tDQ+gAAAAAAAAPg0YyAABdFsItwAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload" alt="TD Bank" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/tdbanklogosvg.svg" data-eio-rwidth="401" data-eio-rheight="122" /><noscript><img decoding="async" width="401" height="122" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/tdbanklogosvg.svg" class="attachment-full size-full" alt="TD Bank" loading="lazy" data-eio="l" /></noscript></a> <div class="jpp-ct-rating default"> <svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg> <span class="jpp-ct-rating-number">4.3</span> </div> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_superlative" data-value="Best for Rate Transparency" data-numerical="">Best for Rate Transparency</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_apr" data-value="8.24%" data-numerical="">8.24%</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="max_loan_amount" data-value="$1,500,000" data-numerical="">$1,500,000</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_credit_score" data-value="660" data-numerical="1">660</td> </tr> <tr class="jpp-ct-row " data-brand-id="Spring EQ" data-states-not-covered="" data-index="6"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-rating"> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://mortgage.springeq.com/" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="300" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Spring EQ" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Spring-EQ_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Spring-EQ_300x150.jpg.webp" /><noscript><img decoding="async" width="300" height="150" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Spring-EQ_300x150.jpg" class="attachment-full size-full" alt="Spring EQ" loading="lazy" data-eio="l" /></noscript></a> <div class="jpp-ct-rating default"> <svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 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data-value="$500,000" data-numerical="">$500,000</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_credit_score" data-value="640" data-numerical="1">640</td> </tr> <tr class="jpp-ct-row " data-brand-id="Rocket Mortgage" data-states-not-covered="" data-index="7"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-rating"> <a data-unique-id="mw-ab" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://secure.money.com/pr/ee08b07378a2?s1=home-equity_best-home-equity-lenders-mw-ab_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="1272" height="428" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAABPgAAAGsAQAAAABoGyRxAAAAAnRSTlMAAHaTzTgAAABZSURBVHja7cExAQAAAMKg9U9tCy+gAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAeBoLjwABTWmK2wAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Rocket Mortgage" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo.png 1272w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo-300x101.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo-1024x345.png 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo-768x258.png 768w" data-sizes="auto" data-eio-rwidth="1272" data-eio-rheight="428" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo.png.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo.png.webp 1272w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo-300x101.png.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo-1024x345.png.webp 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo-768x258.png.webp 768w" /><noscript><img decoding="async" width="1272" height="428" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo.png" class="attachment-full size-full" alt="Rocket Mortgage" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo.png 1272w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo-300x101.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo-1024x345.png 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo-768x258.png 768w" sizes="(max-width: 1272px) 100vw, 1272px" data-eio="l" /></noscript></a> <div class="jpp-ct-rating default"> <svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M528.1 171.5L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6zM388.6 312.3l23.7 138.4L288 385.4l-124.3 65.3 23.7-138.4-100.6-98 139-20.2 62.2-126 62.2 126 139 20.2-100.6 98z" fill="currentColor" /></svg> <span class="jpp-ct-rating-number">3.8</span> </div> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_superlative" data-value="Best For High Debt-to-Income Ratio Borrowers" data-numerical="">Best For High Debt-to-Income Ratio Borrowers</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_apr" data-value="12.38%" data-numerical="">12.38%</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="max_loan_amount" data-value="$350,000" data-numerical="">$350,000</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_credit_score" data-value="680" data-numerical="1">680</td> </tr> </tbody> </table> <table cellspacing="0" cellpadding="0" class="jpp-ct-table jpp-ct-table-mobile brands-left with-ribbon"> <thead> <th class="jpp-ct-brand-display-cell">Provider</th> <th>Best For</th> <th>Minimum APR*</th> <th>Max Loan Amount</th> <th>Minimum Credit Score</th> </thead> <tbody> <tr class="jpp-ct-row " data-brand-id="Third Federal Savings &#038; Loan" data-states-not-covered="" data-index="0"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-ribbon" > <span class="jpp-ct-ribbon-text">Lowest APR</span> </div> <div class="jpp-ct-brand-display display-logo-and-rating"> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.thirdfederal.com/" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="300" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Third Federal Savings &amp; Loan" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Third-Federal_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Third-Federal_300x150.jpg.webp" /><noscript><img decoding="async" width="300" height="150" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Third-Federal_300x150.jpg" class="attachment-full size-full" alt="Third Federal Savings &amp; Loan" loading="lazy" data-eio="l" /></noscript></a> <div class="jpp-ct-rating default"> <svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg> <span class="jpp-ct-rating-number">4.2</span> </div> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_superlative" data-value="Best Interest Rates" data-numerical="">Best Interest Rates</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_apr" data-value="7.29%" data-numerical="">7.29%</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="max_loan_amount" data-value="$200,000" data-numerical="">$200,000</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_credit_score" data-value="Undisclosed" data-numerical="1">Undisclosed</td> </tr> <tr class="jpp-ct-row " data-brand-id="Navy Federal Credit Union" data-states-not-covered="" data-index="1"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-rating"> <a data-unique-id="mw-ab" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://secure.money.com/pr/qbf1ee3bf0ed?s1=home-equity_best-home-equity-lenders-mw-ab_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="85" height="50" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAFUAAAAyAQAAAAAFf6oVAAAAAnRSTlMAAHaTzTgAAAAPSURBVCjPY2AYBaOA+gAAAlgAAXU2hncAAAAASUVORK5CYII=" class="attachment-full size-full lazyload" alt="Navy Federal Credit Union" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/navyfedlogosvg.svg" data-eio-rwidth="85" data-eio-rheight="50" /><noscript><img decoding="async" width="85" height="50" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/navyfedlogosvg.svg" class="attachment-full size-full" alt="Navy Federal Credit Union" loading="lazy" data-eio="l" /></noscript></a> <div class="jpp-ct-rating default"> <svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg> <span class="jpp-ct-rating-number">4.9</span> </div> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_superlative" data-value="Best Credit Union Loan" data-numerical="">Best Credit Union Loan</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_apr" data-value="7.34%" data-numerical="">7.34%</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="max_loan_amount" data-value="$500,000" data-numerical="">$500,000</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_credit_score" data-value="Not disclosed" data-numerical="1">Not disclosed</td> </tr> <tr class="jpp-ct-row " data-brand-id="U.S. Bank" data-states-not-covered="" data-index="2"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-rating"> <a data-unique-id="mw-ab" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://secure.money.com/pr/f0900552018e?s1=home-equity_best-home-equity-lenders-mw-ab_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="1078" height="301" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAABDYAAAEtAQAAAADbgd0eAAAAAnRSTlMAAHaTzTgAAAA/SURBVHja7cEBDQAAAMKg909tDjegAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAA4McAn+gAAUt3oFQAAAAASUVORK5CYII=" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="U.S. Bank" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5.png 1078w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5-300x84.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5-1024x286.png 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5-768x214.png 768w" data-sizes="auto" data-eio-rwidth="1078" data-eio-rheight="301" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5.png.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5.png.webp 1078w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5-300x84.png.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5-1024x286.png.webp 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5-768x214.png.webp 768w" /><noscript><img decoding="async" width="1078" height="301" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5.png" class="attachment-full size-full" alt="U.S. Bank" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5.png 1078w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5-300x84.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5-1024x286.png 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/usbanklogo5-768x214.png 768w" sizes="(max-width: 1078px) 100vw, 1078px" data-eio="l" /></noscript></a> <div class="jpp-ct-rating default"> <svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg> <span class="jpp-ct-rating-number">4.6</span> </div> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_superlative" data-value="Best For Large Loan Amounts" data-numerical="">Best For Large Loan Amounts</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_apr" data-value="7.65%" data-numerical="">7.65%</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="max_loan_amount" data-value="$750,000" data-numerical="">$750,000</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_credit_score" data-value="660" data-numerical="1">660</td> </tr> <tr class="jpp-ct-row " data-brand-id="Discover" data-states-not-covered="" data-index="3"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-rating"> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.discover.com/home-loans/home-equity-loan/" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="300" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Discover" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Discover_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Discover_300x150.jpg.webp" /><noscript><img decoding="async" width="300" height="150" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Discover_300x150.jpg" class="attachment-full size-full" alt="Discover" loading="lazy" data-eio="l" /></noscript></a> <div class="jpp-ct-rating default"> <svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M528.1 171.5L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6zM388.6 312.3l23.7 138.4L288 385.4l-124.3 65.3 23.7-138.4-100.6-98 139-20.2 62.2-126 62.2 126 139 20.2-100.6 98z" fill="currentColor" /></svg> <span class="jpp-ct-rating-number">4.0</span> </div> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_superlative" data-value="Best For Low Closing Cost" data-numerical="">Best For Low Closing Cost</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_apr" data-value="7.99%" data-numerical="">7.99%</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="max_loan_amount" data-value="$300,000" data-numerical="">$300,000</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_credit_score" data-value="660" data-numerical="1">660</td> </tr> <tr class="jpp-ct-row " data-brand-id="Flagstar Bank" data-states-not-covered="" data-index="4"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-rating"> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.flagstar.com/" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="2048" height="730" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAB4AAAAKsAQAAAAAlj52BAAAAAnRSTlMAAHaTzTgAAAC2SURBVHja7cEBAQAAAIIg/69uSEABAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAADAlwGECgAB1r13OwAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Flagstar Bank" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo.png 2048w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo-300x107.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo-1024x365.png 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo-768x274.png 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo-1536x548.png 1536w" data-sizes="auto" data-eio-rwidth="2048" data-eio-rheight="730" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo.png.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo.png.webp 2048w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo-300x107.png.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo-1024x365.png.webp 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo-768x274.png.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo-1536x548.png.webp 1536w" /><noscript><img decoding="async" width="2048" height="730" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo.png" class="attachment-full size-full" alt="Flagstar Bank" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo.png 2048w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo-300x107.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo-1024x365.png 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo-768x274.png 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Flagstar-Logo-1536x548.png 1536w" sizes="(max-width: 2048px) 100vw, 2048px" data-eio="l" /></noscript></a> <div class="jpp-ct-rating default"> <svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg> <span class="jpp-ct-rating-number">4.5</span> </div> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_superlative" data-value="Best For Small Loans" data-numerical="">Best For Small Loans</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_apr" data-value="8.04%" data-numerical="">8.04%</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="max_loan_amount" data-value="$1,000,000" data-numerical="">$1,000,000</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_credit_score" data-value="680" data-numerical="1">680</td> </tr> <tr class="jpp-ct-row " data-brand-id="TD Bank" data-states-not-covered="" data-index="5"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-rating"> <a data-unique-id="mw-ab" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://secure.money.com/pr/he9cf720c365?s1=home-equity_best-home-equity-lenders-mw-ab_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="401" height="122" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAZEAAAB6AQAAAABWrlMPAAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cExAQAAAMKg9U9tDQ+gAAAAAAAAPg0YyAABdFsItwAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload" alt="TD Bank" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/tdbanklogosvg.svg" data-eio-rwidth="401" data-eio-rheight="122" /><noscript><img decoding="async" width="401" height="122" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/tdbanklogosvg.svg" class="attachment-full size-full" alt="TD Bank" loading="lazy" data-eio="l" /></noscript></a> <div class="jpp-ct-rating default"> <svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg> <span class="jpp-ct-rating-number">4.3</span> </div> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_superlative" data-value="Best for Rate Transparency" data-numerical="">Best for Rate Transparency</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_apr" data-value="8.24%" data-numerical="">8.24%</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="max_loan_amount" data-value="$1,500,000" data-numerical="">$1,500,000</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_credit_score" data-value="660" data-numerical="1">660</td> </tr> <tr class="jpp-ct-row " data-brand-id="Spring EQ" data-states-not-covered="" data-index="6"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-rating"> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://mortgage.springeq.com/" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="300" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Spring EQ" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Spring-EQ_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Spring-EQ_300x150.jpg.webp" /><noscript><img decoding="async" width="300" height="150" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Spring-EQ_300x150.jpg" class="attachment-full size-full" alt="Spring EQ" loading="lazy" data-eio="l" /></noscript></a> <div class="jpp-ct-rating default"> <svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M528.1 171.5L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6zM388.6 312.3l23.7 138.4L288 385.4l-124.3 65.3 23.7-138.4-100.6-98 139-20.2 62.2-126 62.2 126 139 20.2-100.6 98z" fill="currentColor" /></svg> <span class="jpp-ct-rating-number">4.0</span> </div> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_superlative" data-value="Best for Maximum Equity" data-numerical="">Best for Maximum Equity</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_apr" data-value="9.41%" data-numerical="">9.41%</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="max_loan_amount" data-value="$500,000" data-numerical="">$500,000</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_credit_score" data-value="640" data-numerical="1">640</td> </tr> <tr class="jpp-ct-row " data-brand-id="Rocket Mortgage" data-states-not-covered="" data-index="7"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-rating"> <a data-unique-id="mw-ab" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://secure.money.com/pr/ee08b07378a2?s1=home-equity_best-home-equity-lenders-mw-ab_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="1272" height="428" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAABPgAAAGsAQAAAABoGyRxAAAAAnRSTlMAAHaTzTgAAABZSURBVHja7cExAQAAAMKg9U9tCy+gAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAeBoLjwABTWmK2wAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Rocket Mortgage" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo.png 1272w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo-300x101.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo-1024x345.png 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo-768x258.png 768w" data-sizes="auto" data-eio-rwidth="1272" data-eio-rheight="428" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo.png.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo.png.webp 1272w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo-300x101.png.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Rocket-Mortgage-Logo-1024x345.png.webp 1024w, 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https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M528.1 171.5L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6zM388.6 312.3l23.7 138.4L288 385.4l-124.3 65.3 23.7-138.4-100.6-98 139-20.2 62.2-126 62.2 126 139 20.2-100.6 98z" fill="currentColor" /></svg> <span class="jpp-ct-rating-number">3.8</span> </div> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_superlative" data-value="Best For High Debt-to-Income Ratio Borrowers" data-numerical="">Best For High Debt-to-Income Ratio Borrowers</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_apr" data-value="12.38%" data-numerical="">12.38%</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="max_loan_amount" data-value="$350,000" data-numerical="">$350,000</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_credit_score" data-value="680" data-numerical="1">680</td> </tr> </tbody> </table> <div class="jpp-ct-empty-message"></div> </div> </div> </figure> <p>*<em>APR accurate as of November 21, 2024.</em></p> <hr class="wp-block-separator has-alpha-channel-opacity"/> <section class="b-callout-box"> <div class="wrapper"> <div class="box"> <div class="item"> <div class="c-picture icon"> <img decoding="async" width="1800" height="1800" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAABwgAAAcIAQAAAAAA6KgrAAAAAnRSTlMAAHaTzTgAAAGhSURBVHja7cEBDQAAAMKg909tDjegAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAL4NNWoAAYgH4SYAAAAASUVORK5CYII=" class="attachment-full size-full lazyload" alt="" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/05/price-svgrepo-com.svg" data-eio-rwidth="1800" data-eio-rheight="1800" /><noscript><img decoding="async" width="1800" height="1800" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/05/price-svgrepo-com.svg" class="attachment-full size-full" alt="" loading="lazy" data-eio="l" /></noscript> </div> <div> <h3 class="heading"> <span>In the News: Home Equity Loan Lenders</span> </h3> <div class="wysiwyg"><p><span style="font-weight: 400;">As expected, the Federal Reserve reduced the federal funds rate by 0.25% to a range of 4.50% to 4.75% on Nov. 7, the second straight rate cut after years of record-high interest rates. This latest rate cut follows a 0.50% cut in September, which was the first such cut in four years. The next Fed meeting is Dec. 17-18.</span></p> <p><span style="font-weight: 400;">The rate cuts should be good news for borrowers, however, the presidential election of Donald Trump might give some companies pause as numerous proposed policies during the campaign could negatively impact inflation.</span></p> <p><span style="font-weight: 400;">“Our expectation continues to be that interest rates for </span><span style="font-weight: 400;">HELOCs and first-lien mortgages</span><span style="font-weight: 400;"> will have a fair amount of volatility, but will largely remain range-bound, while trending modestly lower over the coming three-plus months,” said Kyle Enright,  </span><span style="font-weight: 400;">President of </span><a href="http://www.achieve.com"><span style="font-weight: 400;">Achieve Lending</span></a><span style="font-weight: 400;">. “Looking ahead, the Fed is in a tricky spot because consumers, as well as the incoming Trump administration, will be counting on additional rate cuts. However, some of the anticipated policies from the Trump administration — in particular, on trade and taxes — would likely put upward pressure on inflation.”</span></p> </div> </div> </div> </div> </div> </section> <hr class="wp-block-separator has-alpha-channel-opacity"/> <h2 class="wp-block-heading" id="toc-what-is-a-home-equity-loan">What Is a Home Equity Loan? </h2> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"><div class="wp-block-group__inner-container"> <p><span style="font-weight: 400;">Home equity loans are <strong>secured, lump-sum loans that let you borrow money using your home’s equity</strong>. Because these loans use your home as collateral, lenders typically charge you lower interest rates compared to unsecured loans, such as personal loans. Home equity loans are sometimes referred to as a <a href="https://www.marketwatch.com/guides/home-equity/second-mortgage/">second mortgage</a> because you’ll make payments on your home equity loan while still making monthly payments on your current mortgage.</span></p> <h3 class="wp-block-heading subheading">Mitigating the Risk of Home Equity Loans</h3> <p>Because a home equity loan uses your home as collateral, there’s a risk of losing your property if you can’t make your payments. To help mitigate this risk, you should carefully assess your financial situation and borrow only what you can comfortably afford to repay.&nbsp;</p> <p>Second, get multiple quotes from lenders to find the best rates for which you can qualify. And lastly, borrow only what you need. It may be tempting to take out the maximum amount you’re approved for, but you’ll pay interest on every dollar you borrow, which could land you in serious debt.</p> <section class="b-quotes"> <div class="wrapper"> <figure class="quote single background-light-green"> <blockquote class="wysiwyg"> <p>“Don’t just compare rates when comparing home equity loan lenders. Make sure to compare all costs over the life of the loan for each potential lender you receive a quote from. One lender may offset a lower rate with higher closing costs or other fees.”</p> </blockquote> <figcaption class="author"> <div class="c-picture author-photo"> <img decoding="async" width="400" height="400" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAZAAAAGQAQAAAACoxAthAAAAAnRSTlMAAHaTzTgAAAAqSURBVHja7cExAQAAAMKg9U/tbwagAAAAAAAAAAAAAAAAAAAAAAAAAIA3T7AAAZRBGFwAAAAASUVORK5CYII=" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Brandon Renfro, CFP, Ph.D." loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot.jpg 400w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-300x300.jpg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-150x150.jpg 150w" data-sizes="auto" data-eio-rwidth="400" data-eio-rheight="400" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot.jpg.webp 400w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-300x300.jpg.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-150x150.jpg.webp 150w" /><noscript><img decoding="async" width="400" height="400" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot.jpg" class="attachment-full size-full" alt="Brandon Renfro, CFP, Ph.D." loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot.jpg 400w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-300x300.jpg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-150x150.jpg 150w" sizes="(max-width: 400px) 100vw, 400px" data-eio="l" /></noscript> </div> <div class="author-info"> <span class="author-name">Brandon Renfro</span> <span class="author-role">Ph.D., CFP, RICP, EA</span> </div> </figcaption> </figure> </div> </section> <p>Additionally, you should be aware of your rights when it comes to home equity loans. The federal <a href="https://www.ftc.gov/legal-library/browse/statutes/truth-lending-act">Truth in Lending Act</a> requires lenders to disclose terms, fees and risks transparently so that you, the consumer, can make the most informed decisions. Make sure you understand all the terms and conditions of any loan you plan to take out, and if anything is unclear, exercise your right to transparency.</p> <p><strong>&gt;&gt; Related:</strong> Learn <a href="https://www.marketwatch.com/guides/home-equity/how-does-a-home-equity-loan-work/"><strong>how a home equity loan works</strong></a></p> <hr class="wp-block-separator has-alpha-channel-opacity"/> </div></div> <h2 class="wp-block-heading" id="toc-pros-and-cons">Pros and Cons of Home Equity Loans</h2> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"><div class="wp-block-group__inner-container"> <p><span style="font-weight: 400;">Home equity loans allow homeowners to tap into their home’s equity. While they might be a good option for some, they do have some downsides.</span></p> <section class="b-pros-and-cons"> <div class="wrapper"> <div class="pros-and-cons columns"> <div class="pros"> <div class="title"><i></i> Pros</div> <div class="pro wysiwyg"><p><strong>Fixed interest rat</strong>e: Your interest rate won’t change for the life of the loan, making your payments predictable and easier to budget for.</p> </div> <div class="pro wysiwyg"><p><strong>Use for a variety of needs</strong>: While a home equity loan might traditionally be used for home improvement, home renovations or similar expenses, you can also use it for debt consolidation, educational costs or unexpected expenses.</p> </div> <div class="pro wysiwyg"><p><strong>Possible tax benefits</strong>: You may be able to deduct your interest on your tax return if you use it for qualifying expenses.</p> </div> <div class="pro wysiwyg"><p><strong>Lower interest rates</strong>: Because home equity loans are secured loans, interest rates are usually lower than other types of loans, meaning you’ll have lower monthly payments.</p> </div> </div> <div class="cons"> <div class="title"><i></i> Cons</div> <div class="con wysiwyg"><p><strong>You could lose your home</strong>: The bank could seize your home if you default on the loan.</p> </div> <div class="con wysiwyg"><p><strong>Fees</strong>: Since a home equity loan acts as a second mortgage, you could be on the hook for closing costs and corresponding fees, like an application fee, appraisal fee and origination fee.</p> </div> <div class="con wysiwyg"><p><strong>Stringent requirements</strong>: Qualifying for home equity loans typically requires a low DTI and good to excellent credit.</p> </div> </div> </div> </div> </section> </div></div> <hr class="wp-block-separator has-alpha-channel-opacity"/> <h2 class="wp-block-heading" id="toc-choosing-the-best-lender">Factors To Consider For The Best Home Equity Loan Lender</h2> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"><div class="wp-block-group__inner-container"> <p>Choosing the best home equity lender comes down to a few key factors: your eligibility, interest rates, fees and repayment flexibility. Most consider rates as the most important factor, but the others are just as important.</p> <p>Compare these factors to help you pick the best lender:</p> <ul> <li><strong>Eligibility</strong>:<strong> </strong>You may not qualify for a home equity loan with every lender, as <a href="https://www.marketwatch.com/guides/home-equity/home-equity-loan-qualifications/">eligibility requirements</a> vary. However, most lenders offer a prequalification application to see if you do.</li> <li><strong>Interest rates</strong>: The lower the <a href="https://www.marketwatch.com/guides/home-equity/best-home-equity-loan-rates/">home equity loan rates</a>, the less you’ll pay on top of your principal loan amount over the life of the loan. Pick a lender with the lowest rate available.</li> <li><b>Fees</b>:<b> </b><span style="font-weight: 400;">See which lenders offer flexibility for any additional fees on your home equity loan. This can mean rolling those fees into your loan or looking into potential discounts and deals.</span></li> <li><b>Flexibility</b>: Home equity loans are typically offered in <a href="https://www.marketwatch.com/guides/personal-loans/what-personal-loan-term-length-should-you-choose/" data-type="link" data-id="https://www.marketwatch.com/guides/personal-loans/what-personal-loan-term-length-should-you-choose/" target="_blank" rel="noreferrer noopener">terms</a> that range from five to 30 years. If you qualify for longer terms, you could have lower monthly payments that are more affordable than those with short repayment terms.</li> </ul> <section class="b-quotes"> <div class="wrapper"> <figure class="quote single background-light-green"> <blockquote class="wysiwyg"> <p>“Review the terms of the home equity loan, including interest rates, fees and repayment schedule. Only borrow what you truly need and can comfortably repay. Resist the temptation to use home equity loans for discretionary expenses or non-essential purchases.”</p> </blockquote> <figcaption class="author"> <div class="c-picture author-photo"> <img decoding="async" width="930" height="992" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAA6IAAAPgAQAAAAAAE/xNAAAAAnRSTlMAAHaTzTgAAACISURBVHja7cEBDQAAAMKg909tDjegAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAB4NMlPAAHyfrpTAAAAAElFTkSuQmCC" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Taylor Kovar, CFP, founder and CEO of 11 Financial" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/08/unnamed-2.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/08/unnamed-2.jpg 930w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/08/unnamed-2-281x300.jpg 281w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/08/unnamed-2-768x819.jpg 768w" data-sizes="auto" data-eio-rwidth="930" data-eio-rheight="992" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/08/unnamed-2.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/08/unnamed-2.jpg.webp 930w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/08/unnamed-2-281x300.jpg.webp 281w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/08/unnamed-2-768x819.jpg.webp 768w" /><noscript><img decoding="async" width="930" height="992" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/08/unnamed-2.jpg" class="attachment-full size-full" alt="Taylor Kovar, CFP, founder and CEO of 11 Financial" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/08/unnamed-2.jpg 930w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/08/unnamed-2-281x300.jpg 281w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/08/unnamed-2-768x819.jpg 768w" sizes="(max-width: 930px) 100vw, 930px" data-eio="l" /></noscript> </div> <div class="author-info"> <span class="author-name">Taylor Kovar, CFP</span> <span class="author-role">Founder and CEO</span> <span class="author-company">11 Financial</span> </div> </figcaption> </figure> </div> </section> <hr class="wp-block-separator has-alpha-channel-opacity"/> <div class="jpp-hel_calculator_block wp-block-jpp-calculators-home-equity-loan-calculator"> <div class="header"> <h2 class="title">Home Equity Loan Calculator</h2><p>Most lenders require a loan-to-value (LTV) ratio of 85% or less to qualify for a home equity loan. Use our calculator to see if you may be eligible to draw on your home equity and how much you might be able to borrow.</p> </div> <div class="body"> <div class="block"> <div class="jpp-hel_form_block"> <div class="title">LOAN INFORMATION</div> <div class="jpp-hel_form"> <form> <div class="jpp-hel_field_group"> <label> <div class="jpp-hel_field_title"> <p>Estimated Home Value</p> </div> <input type="text" name="home-value" class="jpp-hel_field" value="400000" /> </label> </div> <div class="jpp-hel_field_group"> <label> <div class="jpp-hel_field_title"> <div class="jpp-hel_field_notice_group right"> <div class="jpp-hel_field_notice_title"> <div class="jpp-hel_field_notice"> <p>This is how much left you have to pay off on your mortgage.</p> <span class="triangle"> <svg width="34" height="16" viewBox="0 0 34 16" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M34 0.471527L16.5 15.5001L0 0.471588L34 0.471527Z" fill="#D9F0D9"/> </svg> </span> </div> <p>Estimated Remaining Mortgage Balance</p> </div> </div> </div> <input type="text" name="ermb" class="jpp-hel_field" value="200000" /> </label> </div> <div class="jpp-hel_field_group"> <label> <div class="jpp-hel_field_title"> <p>What is your credit score?</p> </div> <select name="credit-score" class="jpp-hel_field"> <option value="800-850">Excellent (800 &#8211; 850)</option> <option value="740-799">Very Good (740 &#8211; 799)</option> <option value="670-739">Good (670 &#8211; 739)</option> <option value="580-669">Fair (580 &#8211; 669)</option> <option value="300-579">Poor (300 &#8211; 579)</option> </select> </label> </div> <div class="jpp-hel_submit_group"> <button type="button" class="jpp-hel_submit">Calculate</button> </div> </form> </div> </div> </div> <div class="block"> <div class="jpp-hel_result_block"> <div class="body"> <div class="result-block ltv"> <div class="result-block_title"> <div class="result-block_notice_group right"> <div class="result-block_notice_title"> <div class="result-block_notice"> <p>This is the ratio between how much you still owe on your home and how much it is worth. Generally, you need an LTV of 85% or less to tap into your home equity.</p> <span class="triangle"> <svg width="34" height="16" viewBox="0 0 34 16" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M34 0.471527L16.5 15.5001L0 0.471588L34 0.471527Z" fill="#D9F0D9"/> </svg> </span> </div> <span class="results_title">Current loan-to-value (LTV) ratio</span> </div> </div> </div> <div class="result-block_value ltv"> <p>50.0%</p> </div> </div> <div class="result-block abt"> <div class="result-block_title"> <div class="result-block_notice_group right"> <div class="result-block_notice_title"> <div class="result-block_notice"> <p>This is how much we estimate you can borrow. Lender requirements will vary.</p> <span class="triangle"> <svg width="34" height="16" viewBox="0 0 34 16" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M34 0.471527L16.5 15.5001L0 0.471588L34 0.471527Z" fill="#D9F0D9"/> </svg> </span> </div> <span class="results_title">YOU MAY BE ABLE TO BORROW UP TO</span> </div> </div> </div> <div class="result-block_value able-borrow-up"> <p>$140,000</p> </div> </div> <div class="result-block_error_state error-state-1"><p>Your outstanding mortgage balance exceeds 85% of your home value.</p><p>Since most lenders limit the loan-to-value (LTV) ratio for home equity loans at 85%, you may not be eligible for a home equity loan at this time.</p></div> <div class="result-block_error_state error-state-2"><p>Lenders typically require a credit score (FICO) of 620 or higher to qualify for a home equity loan or HELOC.</p></div> <div class="result-block_error_state error-state-3"><p>Lenders typically require a credit score (FICO) of <b>620 or higher</b> to qualify for a home equity loan or HELOC.</p><p>You’ll likely need to improve your credit score before you can tap into your home equity. 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62.4927 163.172 62.4927C163.785 62.4927 164.467 62.8427 164.467 63.9102C164.467 64.1377 164.432 64.4527 164.38 64.7327L163.82 67.6902H162.945L163.505 64.7677C163.54 64.5752 163.575 64.3302 163.575 64.1202C163.575 63.6127 163.382 63.2277 162.77 63.2277C162.157 63.2277 161.265 63.9802 161.037 65.2402L160.582 67.7077H159.707Z" fill="#343434"></path> <path d="M169.086 67.4106C168.701 67.6381 168.089 67.8131 167.406 67.8131C166.059 67.8131 165.481 66.9031 165.481 65.7831C165.481 64.2431 166.619 62.5106 168.246 62.5106C169.209 62.5106 169.734 63.0881 169.734 63.8056C169.734 65.1356 168.229 65.4856 166.356 65.4681C166.321 65.6956 166.356 66.1681 166.461 66.4306C166.654 66.8856 167.074 67.1131 167.599 67.1131C168.194 67.1131 168.649 66.9206 168.964 66.7631L169.086 67.4106ZM168.124 63.1931C167.301 63.1931 166.671 63.9981 166.461 64.8031C167.826 64.8031 168.894 64.6281 168.894 63.8406C168.894 63.4206 168.579 63.1931 168.124 63.1931Z" fill="#343434"></path> <path d="M170.329 66.8156C170.574 66.9556 171.012 67.1306 171.414 67.1306C172.009 67.1306 172.377 66.7456 172.377 66.3081C172.377 65.9056 172.202 65.6606 171.677 65.3806C171.082 65.0481 170.767 64.6106 170.767 64.0856C170.767 63.1931 171.537 62.5106 172.604 62.5106C173.059 62.5106 173.479 62.6331 173.672 62.7556L173.427 63.4206C173.252 63.3156 172.919 63.1931 172.552 63.1931C172.027 63.1931 171.642 63.5256 171.642 63.9631C171.642 64.3306 171.887 64.5581 172.342 64.8206C172.902 65.1531 173.304 65.5906 173.304 66.1506C173.304 67.2181 172.429 67.8131 171.362 67.8131C170.819 67.8131 170.329 67.6381 170.102 67.4631L170.347 66.8156H170.329Z" fill="#343434"></path> </svg> </div> </div> </div> </div> </div> </div></div> <hr class="wp-block-separator has-alpha-channel-opacity"/> <h2 class="wp-block-heading" id="toc-how-to-obtain-a-home-equity-loan">How To Get a Home Equity Loan</h2> <p>If you think one of our top lenders will help you meet your financial goals, follow these steps to get a home equity loan.&nbsp;</p> <ol> <li><strong>Check your credit</strong>:<strong> </strong>Most lenders require a credit score of at least 620 to qualify for a home equity loan, but some require upwards of 680 or 700. Check your credit beforehand and take steps to improve it if need be. You can pull your credit reports for free once per year at <a href="https://www.annualcreditreport.com/index.action">AnnualCreditReport.com</a>.</li> <li><strong>Set your goals</strong>: Determine how much you need for the loan, when you’d like to repay it and what rate you’re aiming for. This will make it easier to compare your options.</li> <li><strong>Compare lenders</strong>:<strong> </strong>Examine the interest rates, minimum credit score requirements, fees, repayment terms and other details of each prospective lender.&nbsp;</li> <li><strong>Prequalify</strong>: Once you’ve narrowed your choices down, fill out the prequalification forms on the lender sites. Most offer this feature so you can see if you qualify before going through the whole application process, and it won’t affect your credit.</li> <li><strong>Get your paperwork ready</strong>:<strong> </strong>Just like with a traditional mortgage, you’ll need to provide documentation such as pay stubs, tax returns, employment verification and bank statements.</li> <li><strong>Complete a full application</strong>:<strong> </strong>Once you’ve picked a lender, complete a full application.</li> <li><strong>Receive funds</strong>:<strong> </strong>Once you’ve been approved for a loan, provide your banking information and receive your funds. Make sure you review the loan agreement to see when payments start so you can <a href="https://www.marketwatch.com/guides/banking/how-to-budget/">adjust your monthly budget</a> accordingly.</li> </ol> <hr class="wp-block-separator has-alpha-channel-opacity"/> <h2 class="wp-block-heading" id="toc-alternatives-to-home-equity-loans">Alternatives to Home Equity Loans</h2> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"><div class="wp-block-group__inner-container"> <p><span style="font-weight: 400;">While a home equity loan is a good way to tap into your home’s equity, there are some alternatives you might consider, such as the following:</span></p> <div class="c-gutenberg-table"> <figure class="wp-block-table undefined align-middle"><table><tbody><tr><td></td><td><strong>Interest Rate</strong></td><td><strong>Access to Funds</strong></td><td><strong>Repayment</strong></td><td><strong>Loan Term</strong></td><td><strong>Equity Requirement</strong></td></tr><tr class="even"><td><strong><a href="https://www.marketwatch.com/guides/home-equity/what-is-a-heloc/" data-type="link" data-id="https://www.marketwatch.com/guides/home-equity/what-is-a-heloc/">HELOC</a></strong></td><td>Usually variable</td><td>Repeated withdrawals</td><td>First interest-only payments, then principal + interest payments</td><td>Typically 5 &#8211; 30 years</td><td>Typically 15% &#8211; 20% equity</td></tr><tr><td><strong><a href="https://www.marketwatch.com/guides/home-equity/home-equity-loan-vs-cash-out-refinance/" data-type="link" data-id="https://www.marketwatch.com/guides/car-loans/cash-out-auto-refinance/">Cash-Out Refinance</a></strong></td><td>Usually fixed</td><td>Lump sum</td><td>Fixed monthly payments</td><td>Typically 15 &#8211; 30 years</td><td>Typically 20% equity</td></tr><tr class="even"><td><strong><a href="https://www.marketwatch.com/guides/home-equity/home-equity-agreement/" data-type="link" data-id="https://www.marketwatch.com/guides/home-equity/home-equity-agreement/">Shared Equity Agreement</a></strong></td><td>Varies</td><td>Lump sum</td><td>Does not have repayments &mdash; you pay the lender a percentage of your home&rsquo;s future value</td><td>Typically 10 &#8211; 30 years</td><td>Typically 30% or higher</td></tr></tbody></table></figure> <div class="c-pagination hidden" data-per-page="10"> <button class="pagination-prev hidden"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><!--!Font Awesome Free 6.5.2 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z" fill="currentColor" /></svg></button> <div> Page <span class="pagination-current">1</span> of <span class="pagination-total"></span> </div> <button class="pagination-next"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z" fill="currentColor" /></svg></button> </div> </div> <p>Keep in mind that no loan product is without its risks. Before proceeding with a home equity loan or any alternative, consider speaking with a financial adviser about your unique situation.</p> </div></div> <p><strong>&gt;&gt; Related:</strong> Learn more about the<strong> <a href="https://www.marketwatch.com/guides/home-equity/best-ways-to-tap-your-home-equity/">best ways to tap into your home equity</a></strong></p> <hr class="wp-block-separator has-alpha-channel-opacity"/> <h2 class="wp-block-heading" id="toc-the-bottom-line-best-home-equity-loan-rates">The Bottom Line: Best Home Equity Loan Rates</h2> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"><div class="wp-block-group__inner-container"> <p><span style="font-weight: 400;">Home equity loans can be highly useful tools for leveraging the available equity in your home. They can help you fund major expenses you might not otherwise be able to afford, such as home improvement or educational costs. However, they do come with some drawbacks. For example, defaulting can cause you to lose your home. Before taking out a home equity loan, make sure you compare all of your lender options.</span></p> <hr class="wp-block-separator has-alpha-channel-opacity"/> </div></div> <section class="b-accordion"> <div class="wrapper"> <h2 class="heading">Frequently Asked Questions About Home Equity Loan Lenders</h2> <div class="c-accordion style-default"> <div class="accordion-item"> <div class="accordion-trigger-wrapper"> <button type="button" aria-expanded="false" class="accordion-trigger" aria-controls="674a1eb4d0ae5-accordion-content-0" id="674a1eb4d0ae5-accordion-trigger-0"> <span> <h3 class="accordion-trigger-text">What is a good credit score for a home equity loan?</h3> <span class="accordion-trigger-icon"><svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg></span> </span> </button> </div> <div id="674a1eb4d0ae5-accordion-content-0" role="region" aria-labelledby="674a1eb4d0ae5-accordion-trigger-0" class="accordion-content " ><div class="wysiwyg"><p><span style="font-weight: 400;">FICO considers a score range of 670 to 739 “good,” and many lenders want to see a score of at least 660 to approve a home equity loan. </span><span style="font-weight: 400;">You may find that some lenders allow a </span><a href="https://www.marketwatch.com/guides/home-equity/get-a-home-equity-loan-with-bad-credit/"><span style="font-weight: 400;">lower credit score</span></a><span style="font-weight: 400;"> for eligible borrowers. </span><span style="font-weight: 400;">The lowest credit score allowed on our list is 640 from Spring EQ.</span></p> </div></div> </div> <div class="accordion-item"> <div class="accordion-trigger-wrapper"> <button type="button" aria-expanded="false" class="accordion-trigger" aria-controls="674a1eb4d0ae5-accordion-content-1" id="674a1eb4d0ae5-accordion-trigger-1"> <span> <h3 class="accordion-trigger-text">What are the disadvantages of a home equity loan?</h3> <span class="accordion-trigger-icon"><svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg></span> </span> </button> </div> <div id="674a1eb4d0ae5-accordion-content-1" role="region" aria-labelledby="674a1eb4d0ae5-accordion-trigger-1" class="accordion-content " ><div class="wysiwyg"><p><span style="font-weight: 400;">A home equity loan uses your home as collateral. This means if you fall behind on payments, you could face a foreclosure. Using your home as collateral is a risk, especially if you’re still paying your first mortgage. Some lenders, like TD Bank, allow you to use an investment property as collateral, which reduces the risk of losing your primary home.</span></p> </div></div> </div> <div class="accordion-item"> <div class="accordion-trigger-wrapper"> <button type="button" aria-expanded="false" class="accordion-trigger" aria-controls="674a1eb4d0ae5-accordion-content-2" id="674a1eb4d0ae5-accordion-trigger-2"> <span> <h3 class="accordion-trigger-text">Can I get equity without refinancing?</h3> <span class="accordion-trigger-icon"><svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg></span> </span> </button> </div> <div id="674a1eb4d0ae5-accordion-content-2" role="region" aria-labelledby="674a1eb4d0ae5-accordion-trigger-2" class="accordion-content " ><div class="wysiwyg"><p><span style="font-weight: 400;">You don’t need to refinance your home to tap into your equity.</span></p> <p><span style="font-weight: 400;">Many lenders have two viable alternatives:</span></p> <ol> <li style="font-weight: 400;" aria-level="1"><b>Home equity loan</b><span style="font-weight: 400;">: Allows homeowners to borrow a lump sum of money against the equity in their home.</span></li> <li style="font-weight: 400;" aria-level="1"><b>Home equity line of credit (HELOC)</b><span>: A revolving line of credit that allows homeowners to borrow against the equity in their home, taking draws as needed (similar to a credit card).</span></li> </ol> </div></div> </div> <div class="accordion-item"> <div class="accordion-trigger-wrapper"> <button type="button" aria-expanded="false" class="accordion-trigger" aria-controls="674a1eb4d0ae5-accordion-content-3" id="674a1eb4d0ae5-accordion-trigger-3"> <span> <h3 class="accordion-trigger-text">How do I qualify for a home equity loan?</h3> <span class="accordion-trigger-icon"><svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg></span> </span> </button> </div> <div id="674a1eb4d0ae5-accordion-content-3" role="region" aria-labelledby="674a1eb4d0ae5-accordion-trigger-3" class="accordion-content " ><div class="wysiwyg"><p><span style="font-weight: 400;">Qualification requirements for home equity loans vary slightly across lenders but typically include factors such as a credit score of at least 620 (660 or 680 in some cases) and at least 20% equity in your home. Lenders will often also consider other factors such as your debt-to-income ratio and employment history.</span></p> </div></div> </div> <div class="accordion-item"> <div class="accordion-trigger-wrapper"> <button type="button" aria-expanded="false" class="accordion-trigger" aria-controls="674a1eb4d0ae5-accordion-content-4" id="674a1eb4d0ae5-accordion-trigger-4"> <span> <h3 class="accordion-trigger-text">What happens if I sell my home with an outstanding home equity loan?</h3> <span class="accordion-trigger-icon"><svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg></span> </span> </button> </div> <div id="674a1eb4d0ae5-accordion-content-4" role="region" aria-labelledby="674a1eb4d0ae5-accordion-trigger-4" class="accordion-content " ><div class="wysiwyg"><p><span style="font-weight: 400;">If you sell your home before your home equity loan is paid off, it will be paid off with the proceeds from the sale. The remaining equity will then be distributed to you.</span></p> </div></div> </div> </div> </div> </section> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"><div class="wp-block-group__inner-container"> <hr class="wp-block-separator has-alpha-channel-opacity"/> <h2 class="wp-block-heading">Methodology: Ranking the Best Home Equity Lenders</h2> <p>Our team researched 32 of the most popular home equity lenders in the U.S., including companies like U.S. Bank, Rocket Mortgage and Third Federal. We regularly collect data on each company’s home equity products and terms, and we use this information to score each provider based on key metrics that matter most to you.</p> <p>The four main factors we consider are each lender’s affordability, loan features, customer experience and company reputation. From this data, our scores are based on a 100-point rating system that is then converted into a 5-star scale. Our rating system provides a comprehensive view of the best home equity loan lenders in the U.S. Read our full methodology to learn more.</p> <hr class="wp-block-separator has-alpha-channel-opacity"/> <div id="customer-review"></div> <h2 class="wp-block-heading">Customer Review Methodology</h2> <p>To provide in-depth perspective on how customers feel overall about banks that offer money market accounts, the MarketWatch Guides team compiled 7,788 reviews from publicly available user-review sites such as Trustpilot, the Better Business Bureau (BBB), Consumer Affairs, WalletHub and Best Company.</p> <p>We then categorized each review and analyzed the sentiment to determine whether it was positive or negative. With this data, we highlighted the most praised features and most common complaints for each bank. &nbsp;</p> <p>While most of our banks had hundreds or thousands of reviews, Third Federal and Spring EQ only had 39 and 145 reviews, respectively. These small sample sizes should be taken into consideration before you choose a financial institution.</p> <p><em>*Data accurate at time of publication</em></p> <p><em>**Rates and promotions accurate as of November 21, 2024</em></p> </div></div> </div> <div class="c-article-contact-banner wysiwyg"> <p><i>If you have feedback or questions about this article, please email the MarketWatch Guides team at </i><i><a href="mailto:editors@marketwatchguides.com?subject=In response to: Best Home Equity Loan Lenders&amp;body=https://www.marketwatch.com/guides/home-equity/best-home-equity-lenders/" target="_blank" rel="noopener noreferrer" aria-haspopup="menu">editors@marketwatchguides.<wbr />com</a></i><i>.</i></p> </div> </div> </div> </div> <div class="c-article-body-authors"> <div class="wrapper"> <span class="heading">Meet the Team</span> <div class="authors columns-3"> <div class="author"> <div class="author-top" aria-controls="author-0-content" aria-expanded="false" role="button"> <div class="c-picture author-photo"> <img width="50" height="50" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-50x50 size-50x50 lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-150x150.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-150x150.png 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-300x300.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-1024x1024.png 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-768x768.png 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-1536x1536.png 1536w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read.png 1600w" data-sizes="auto" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-150x150.png.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-150x150.png.webp 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-300x300.png.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-1024x1024.png.webp 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-768x768.png.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-1536x1536.png.webp 1536w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read.png.webp 1600w" /><noscript><img width="50" height="50" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-150x150.png" class="attachment-50x50 size-50x50" alt="" loading="lazy" decoding="async" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-150x150.png 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-300x300.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-1024x1024.png 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-768x768.png 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-1536x1536.png 1536w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read.png 1600w" sizes="(max-width: 50px) 100vw, 50px" data-eio="l" /></noscript> <a href="https://www.marketwatch.com/guides/authors/cheri-read/" aria-label="Learn more about Cheri Read" title="Learn more about Cheri Read" class="c-link "> Learn more about Cheri Read</a> </div> <div> <span class="author-name">Cheri Read</span> <span class="author-roles">Writer</span> </div> <svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg> </div> <div id="author-0-content" class="author-content"> <div class="author-description wysiwyg"> <p><span style="font-weight: 400;">Cheri Read is a former accountant turned professional personal finance writer. She is a MarketWatch Guides team writer specializing in personal loans, home equity loans, accounting and banking.</span></p> </div> <a class="author-permalink" href="https://www.marketwatch.com/guides/authors/cheri-read/"> Learn more about Cheri Read </a> </div> </div> <div class="author"> <div class="author-top" aria-controls="author-1-content" aria-expanded="false" role="button"> <div class="c-picture author-photo"> <img width="50" height="50" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-50x50 size-50x50 lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/09/KellyLarson2-150x150.jpg" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/09/KellyLarson2-150x150.jpg.webp" /><noscript><img width="50" height="50" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/09/KellyLarson2-150x150.jpg" class="attachment-50x50 size-50x50" alt="" loading="lazy" decoding="async" data-eio="l" /></noscript> <a href="https://www.marketwatch.com/guides/authors/kelly-larson/" aria-label="Learn more about Kelly Larson" title="Learn more about Kelly Larson" class="c-link "> Learn more about Kelly Larson</a> </div> <div> <span class="author-name">Kelly Larson</span> <span class="author-roles">Senior Editor</span> </div> <svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg> </div> <div id="author-1-content" class="author-content"> <div class="author-description wysiwyg"> <p><span style="font-weight: 400;">Kelly Larson is a senior editor with 14 years of experience creating and optimizing data-driven, reader-focused digital content. Kelly enjoys running and exploring the outdoors with his sons.</span></p> </div> <a class="author-permalink" href="https://www.marketwatch.com/guides/authors/kelly-larson/"> Learn more about Kelly Larson </a> </div> </div> <div class="author"> <div class="author-top" aria-controls="author-2-content" aria-expanded="false" role="button"> <div class="c-picture author-photo"> <img width="50" height="50" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-50x50 size-50x50 lazyload ewww_webp_lazy_load" alt="Brandon Renfro, CFP, Ph.D." loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-150x150.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-150x150.jpg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-300x300.jpg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot.jpg 400w" data-sizes="auto" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-150x150.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-150x150.jpg.webp 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-300x300.jpg.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot.jpg.webp 400w" /><noscript><img width="50" height="50" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-150x150.jpg" class="attachment-50x50 size-50x50" alt="Brandon Renfro, CFP, Ph.D." loading="lazy" decoding="async" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-150x150.jpg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-300x300.jpg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot.jpg 400w" sizes="(max-width: 50px) 100vw, 50px" data-eio="l" /></noscript> <a href="https://www.marketwatch.com/guides/authors/brandon-renfro/" aria-label="Learn more about Brandon Renfro, Ph.D." title="Learn more about Brandon Renfro, Ph.D." class="c-link "> Learn more about Brandon Renfro, Ph.D.</a> </div> <div> <span class="author-name">Brandon Renfro, Ph.D.</span> <span class="author-roles">Reviewer</span> </div> <svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg> </div> <div id="author-2-content" class="author-content"> <div class="author-description wysiwyg"> <p><span style="font-weight: 400;">Brandon Renfro, Ph.D., is a certified financial planner and owner at Belonging Wealth Management in Longview, Texas. He has contributed to numerous publications including Fox News, Forbes, The Wall Street Journal and AARP. His certifications as a retirement income certified professional and enrolled agent — the highest credential the Internal Revenue Service (IRS) awards — allow him to offer strong financial advice. Brandon enjoys kayaking, fishing and camping with his family. He also serves as an infantry officer in the Arkansas Army National Guard.</span></p> </div> <a class="author-permalink" href="https://www.marketwatch.com/guides/authors/brandon-renfro/"> Learn more about Brandon Renfro, Ph.D. </a> </div> </div> </div> </div> </div> <div class="c-article-related"> <div class="wrapper"> <span class="heading">Related Articles</span> <div class="articles swiper"> <div class="swiper-wrapper"> <article class="article swiper-slide"> <div class="c-picture article-thumbnail"> <img width="2048" height="1137" 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