Home Repair

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Development</span> </h1> </a> </div> <div class="mdgov-social">  <a href="http://www.facebook.com/marylandhousing" target="_blank" class="mdgov-social__icon" data-toggle="tooltip" data-placement="top" title="Facebook" aria-label="Facebook"><i class="fab fa-facebook-square" aria-hidden="true"></i></a> <a href="http://www.twitter.com/mdhousing" target="_blank" class="mdgov-social__icon" data-toggle="tooltip" data-placement="top" title="Twitter" aria-label="Twitter"><i class="fab fa-twitter-square" aria-hidden="true"></i></a> <a href="https://www.youtube.com/channel/UC9kioKizCY1tvTpFbZe6TXQ" target="_blank" class="mdgov-social__icon" data-toggle="tooltip" data-placement="top" title="YouTube" aria-label="YouTube"><i class="fab fa-youtube-square" aria-hidden="true"></i></a> <a href="https://www.instagram.com/marylandhousing" target="_blank" class="mdgov-social__icon" data-toggle="tooltip" data-placement="top" title="Instagram" aria-label="Instagram"><i class="fab fa-instagram" aria-hidden="true"></i></a> </div> </div>  <link id="ctl00_Link9" rel="stylesheet" type="text/css" href="/Style%20Library/egov2019/css/jquery-ui-1.12.4.css"></link> <script src="/Style%20Library/egov2019/js/jquery-1.12.4.js" defer="defer"></script> <script src="/Style%20Library/egov2019/js/jquery-ui-1.12.4.js" defer="defer"></script>  </header>   <div class="mdgov-bodynotifications m-0"> </div> <div id="DeltaPlaceHolderMain"> <div class="row no-gutters bg-white"> <div class="container-fluid bg-white p-3 p-lg-4"> <main id="mdgovMain" class="mdgov-main">  <section class="mdgov-section"> <div id="ctl00_PlaceHolderMain_editmodepanel2"> <h1 class="mdgov-section__heading">Repair Programs for Homeowners</h1> </div> <div id="ctl00_PlaceHolderMain_ctl00_label" style='display:none'>Main_Content</div><div id="ctl00_PlaceHolderMain_ctl00__ControlWrapper_RichHtmlField" class="ms-rtestate-field" style="display:inline" aria-labelledby="ctl00_PlaceHolderMain_ctl00_label"><div style="text-align:center;"><img class="img-fluid" src="/Energy-Home-Repair/PublishingImages/Home-Repair-banner.jpg" alt="" style="margin:0px;width:100%;" /></div> <p>The Maryland Department of Housing and Community Development offers several programs designed to help eligible Maryland homeowners with home repairs that improve comfort, livability and accessibility. The programs provide grants and loans to finance the rehabilitation, renovation, and reconstruction of single-family homes. These programs address a variety of housing issues, including critical health and safety issues and accessibility improvements.</p><p> <strong>Where to Begin?</strong> DHCD recommends that households start with a free, in-home comprehensive assessment to identify what can be improved within your home, provide you with more details on what repairs may be needed, and enroll you in the programs that are best for your situation. These programs may include grant and/or loan programs.<br></p><div class="row" style="text-align:center;"><div class="col-md-4"> </div><div class="col-md-2"> <span class="hoverFlashing"> <figure style="width:100%;"> <a href="/Energy-Home-Repair/Pages/Inquiry-Form.aspx"> <img alt="Existing Client Inquiries" src="/Broadband/PublishingImages/State-Plan-icon.png" class="img-fluid" /></a> <center> <figcaption> <br> <a href="/Energy-Home-Repair/Pages/Inquiry-Form.aspx">Existing Client Inquiries</a></figcaption></center></figure></span></div><div class="col-md-2"> <span class="hoverFlashing"> <figure style="width:100%;"> <a href="/Energy-Home-Repair/Documents/MD-Special-Loans-FAQs.pdf"> <img alt="Frequently Asked Questions" src="/Energy-Home-Repair/PublishingImages/FAQ-icon.png" class="img-fluid" /></a> <center> <figcaption> <br> <a href="/Energy-Home-Repair/Documents/MD-Special-Loans-FAQs.pdf">Frequently Asked Questions</a></figcaption></center></figure></span></div><div class="col-md-4"> </div></div></div> </section> <section class="mdgov-section"> <menu class="ms-hide"> <ie:menuitem id="MSOMenu_Help" iconsrc="/_layouts/15/images/HelpIcon.gif" onmenuclick="MSOWebPartPage_SetNewWindowLocation(MenuWebPart.getAttribute('helpLink'), MenuWebPart.getAttribute('helpMode'))" text="Help" type="option" style="display:none"> </ie:menuitem> </menu> </section> <section class="mdgov-section"> <div id="ctl00_PlaceHolderMain_ctl01_label" style='display:none'>Center_Content</div><div id="ctl00_PlaceHolderMain_ctl01__ControlWrapper_RichHtmlField" class="ms-rtestate-field" style="display:inline" aria-labelledby="ctl00_PlaceHolderMain_ctl01_label"><h2>Critical Repairs and Rehab Programs</h2><div class="row programsRow"><div class="col-md-3" style="min-height:30px;"> <a href="/Energy-Home-Repair/Pages/Homeowner-Loans/Rehab.aspx"> <img src="/Energy-Home-Repair/PublishingImages/thumbnail/MD-Housing-Rehab.jpg" alt="Maryland Housing Rehabilitation Program" style="vertical-align:middle;width:95%;" /></a></div><div class="col-md-9 borderBottom" style="min-height:30px;"><h3 class="left" style="font-size:1.8em;font-weight:normal;"> <a href="/Energy-Home-Repair/Pages/Homeowner-Loans/Rehab.aspx">Maryland Housing Rehabilitation Program</a></h3> <p class="programs">A financing program designed to bring properties up to applicable building codes and standards.</p></div></div><div class="row programsRow"><div class="col-md-3" style="min-height:30px;"> <a href="/Energy-Home-Repair/Pages/Homeowner-Loans/Indoor-Plumbing.aspx"> <img src="/Energy-Home-Repair/PublishingImages/thumbnail/Homeowner-Repair-Loans.jpg" alt="Indoor Plumbing Program" style="vertical-align:middle;width:95%;" /></a></div><div class="col-md-9 borderBottom" style="min-height:30px;"><h3 class="left" style="font-size:1.8em;font-weight:normal;"> <a href="/Energy-Home-Repair/Pages/Homeowner-Loans/Indoor-Plumbing.aspx">Indoor Plumbing Program</a></h3> <p class="programs">A financing program available for structurally sound, single-family, owner-occupied houses and rental properties with one to 100 units, which do not have indoor plumbing.</p></div></div><div class="row programsRow"><div class="col-md-3" style="min-height:30px;"> <a href="/Energy-Home-Repair/Pages/Homeowner-Loans/Income-Targeted.aspx"> <img src="/Energy-Home-Repair/PublishingImages/thumbnail/Income-Targeted.jpg" alt="Special Targeted Applicant Rehabilitation Program" style="vertical-align:middle;width:95%;" /></a></div><div class="col-md-9 borderBottom" style="min-height:30px;"><h3 class="left" style="font-size:1.8em;font-weight:normal;"> <a href="/Energy-Home-Repair/Pages/Homeowner-Loans/Income-Targeted.aspx">Special Targeted Applicant Rehabilitation Program</a></h3> <p class="programs">An income-targeted financing program designed to bring properties up to applicable building codes and standards.</p></div></div> <h2>Special Loan Programs</h2><div class="row programsRow"><div class="col-md-3" style="min-height:30px;"> <a href="/Energy-Home-Repair/Pages/Homeowner-Loans/Accessible-Homes-Seniors.aspx"> <img src="/Energy-Home-Repair/PublishingImages/thumbnail/program-thumbnail-AHFS.jpg" alt="Accessible Homes for Seniors" style="vertical-align:middle;width:95%;" /></a></div><div class="col-md-9 borderBottom" style="min-height:30px;"><h3 class="left" style="font-size:1.8em;font-weight:normal;"> <a href="/Energy-Home-Repair/Pages/Homeowner-Loans/Accessible-Homes-Seniors.aspx">Accessible Homes for Seniors</a></h3> <p class="programs">A financing program for accessibility improvements including the installation of grab bars and railings, widening of doorways and installation of ramps. Home improvements such as these represent for many people the key to remaining in their home and maintaining their independence</p></div></div><div class="row programsRow"><div class="col-md-3" style="min-height:30px;"> <a href="/Energy-Home-Repair/Pages/Homeowner-Loans/Lead-Hazard-Reduction.aspx"> <img src="/Energy-Home-Repair/PublishingImages/thumbnail/Lead-Hazard-Reduction.jpg" alt="Lead Hazard Reduction Grant and Loan Program" style="vertical-align:middle;width:95%;" /></a></div><div class="col-md-9 borderBottom" style="min-height:30px;"><h3 class="left" style="font-size:1.8em;font-weight:normal;"> <a href="/Energy-Home-Repair/Pages/Homeowner-Loans/Lead-Hazard-Reduction.aspx">Lead Hazard Reduction Grant and Loan Program</a></h3> <p class="programs">A grant and loan program to assist homeowners and landlords lessen the risk of lead poisoning and preserve the housing stock by reducing or eliminating lead-based paint hazards</p></div></div><div class="row programsRow"><div class="col-md-3" style="min-height:30px;"> <a href="/Energy-Home-Repair/Pages/Homeowner-Loans/Ground-Rent-Redemption.aspx"> <img src="/Residents/PublishingImages/program-thumbnail_foreclosure-prevent2.jpg" alt="Ground Rent Redemption Loan Program" style="vertical-align:middle;width:95%;" /></a></div><div class="col-md-9 borderBottom" style="min-height:30px;"><h3 class="left" style="font-size:1.8em;font-weight:normal;"> <a href="/Energy-Home-Repair/Pages/Homeowner-Loans/Ground-Rent-Redemption.aspx">Ground Rent Redemption Loan Program</a></h3> <p class="programs">A financing program to provide loans to homeowners to buy out ground leases (most prevalent in Baltimore City but present throughout Maryland).<br></p><br></div></div> <h2>Other Programs</h2><div class="row programsRow"><div class="col-md-3" style="min-height:30px;"> <a href="/Energy-Home-Repair/Pages/Independent-Living-Tax-Credit/default.aspx"> <img src="/Energy-Home-Repair/PublishingImages/thumbnail/program-thumbnail_ILTC.jpg" alt="Independent Living Tax Credit" style="vertical-align:middle;width:95%;" /></a></div><div class="col-md-9 borderBottom" style="min-height:30px;"><h3 class="left" style="font-size:1.8em;font-weight:normal;"> <a href="/Energy-Home-Repair/Pages/Independent-Living-Tax-Credit/default.aspx">Independent Living Tax Credit</a></h3> <p class="programs">Learn how to apply for the new Maryland state income tax credit available to residents who are renovating their home to make it more accessible.</p></div></div><div class="row programsRow"><div class="col-md-3" style="min-height:30px;"> <a href="/Energy-Home-Repair/Pages/Group-Home-Program.aspx"> <img src="/Energy-Home-Repair/PublishingImages/thumbnail/Group-Home.jpg" alt="Group Home Program" style="vertical-align:middle;width:95%;" /></a></div><div class="col-md-9 borderBottom" style="min-height:30px;"><h3 class="left" style="font-size:1.8em;font-weight:normal;"> <a href="/Energy-Home-Repair/Pages/Group-Home-Program.aspx">Group Home Program</a></h3> <p class="programs">A financing program to provides loans to construct or acquire or acquire and modify existing housing to serve as a group home or assisted living unit for eligible persons and households with special housing needs or to refinance mortgages on existing group homes.</p></div></div> <h2>More Information</h2><p>CONTACT: Special Loan Programs<br> Maryland Department of Housing and Community Development<br> 7800 Harkins Road, 3rd Floor, Lanham, MD 20706<br> E: <a href="mailto:DHCD.SpecialLoans@maryland.gov">DHCD.SpecialLoans@maryland.gov</a><br> P: (301) 429-7409 | Toll Free (Maryland Only): 877-218-8101<br> TTY 711 or 1-800-735-2258<br></p></div> </section> <section class="mdgov-section"> </section>  </main> </div> </div> <div id="EditPageProperties"> </div> <div style='display:none' id='hidZone'></div> </div>  </div> <footer id="mdgovFooter" class="mdgov-footer-2024"> <div class="container-fluid"> <div class="mdgov-footer-2024__top"> <div class="mdgov-footer-2024__agency"> <div class="mdgov-footer-2024__agency__logo"> <img src="/Style Library/egov/img/logo.png" alt="Maryland Flag Logo"> </div> <div class="mdgov-footer-2024__agency__address"> <address> <strong><span>Maryland Department of</span> <span>Housing and Community Development</span></strong><br/><br/> <span>Headquarters - 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