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href="https://heaptalk.com/insight/hsbc-report-wealthy-indonesians-need-us340000-for-a-comfortable-retirement/">November 8, 2024</a></div><div class="jeg_meta_category"> <span><span class="meta_text">in</span> <a href="https://heaptalk.com/category/insight/" rel="category tag">Insight</a><span class="category-separator">, </span><a href="https://heaptalk.com/category/news/" rel="category tag">News</a> </span></div></div><div class="meta_right"> <div class="jeg_meta_comment"><a href="https://heaptalk.com/insight/hsbc-report-wealthy-indonesians-need-us340000-for-a-comfortable-retirement/#comments"><i class="fa fa-comment-o"></i> 0</a></div></div></div></div></div><div class="jeg_featured featured_image"><a href="https://heaptalk.com/wp-content/uploads/2024/11/hsbc-quality-of-life-report-2024-1.jpg"><div class="thumbnail-container animate-lazy" style="padding-bottom:50%"><img width="1140" height="570" src="data:image/gif;base64,R0lGODlhAQABAIAAAP///wAAACH5BAEAAAAALAAAAAABAAEAAAICRAEAOw==" class="lazyload wp-post-image" alt="HSBC held Insight Day to release its latest report on quality of life in South Jakarta (11/07). Credit: Sinta" decoding="async" fetchpriority="high" data-src="https://heaptalk.com/wp-content/uploads/2024/11/hsbc-quality-of-life-report-2024-1-1140x570.jpg" data-sizes="auto" data-expand="700"/></div><p class="wp-caption-text">HSBC held Insight Day to release its latest report on quality of life in South Jakarta (11/07). Credit: Sinta</p></a></div><div class="jeg_share_top_container"></div></div></div><div class="row"> <div class="jeg_main_content col-md-8"> <div class="jeg_inner_content"> <div class="jeg_ad jeg_article jnews_content_top_ads"><div class='ads-wrapper'></div></div><div class="entry-content with-share"> <div class="jeg_share_button share-float jeg_sticky_share clearfix share-monocrhome"> <div class="jeg_share_float_container"><div class="jeg_sharelist"> <a href="https://www.facebook.com/sharer.php?u=https%3A%2F%2Fheaptalk.com%2Finsight%2Fhsbc-report-wealthy-indonesians-need-us340000-for-a-comfortable-retirement%2F" rel='nofollow' class="jeg_btn-facebook expanded"><i class="fa fa-facebook-official"></i><span>Share on Facebook</span></a><a href="https://twitter.com/intent/tweet?text=HSBC%20Report%3A%20Wealthy%20Indonesians%20need%20US%24340%2C000%20for%20a%20comfortable%20retirement&url=https%3A%2F%2Fheaptalk.com%2Finsight%2Fhsbc-report-wealthy-indonesians-need-us340000-for-a-comfortable-retirement%2F" rel='nofollow' class="jeg_btn-twitter expanded"><i class="fa fa-twitter"><svg xmlns="http://www.w3.org/2000/svg" height="1em" viewBox="0 0 512 512"><path d="M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z"/></svg></i><span>Share on Twitter</span></a><a href="https://www.pinterest.com/pin/create/bookmarklet/?pinFave=1&url=https%3A%2F%2Fheaptalk.com%2Finsight%2Fhsbc-report-wealthy-indonesians-need-us340000-for-a-comfortable-retirement%2F&media=https://heaptalk.com/wp-content/uploads/2024/11/hsbc-quality-of-life-report-2024-1.jpg&description=HSBC%20Report%3A%20Wealthy%20Indonesians%20need%20US%24340%2C000%20for%20a%20comfortable%20retirement" rel='nofollow' class="jeg_btn-pinterest"><i class="fa fa-pinterest"></i></a> <div class="share-secondary"> <a href="https://www.linkedin.com/shareArticle?url=https%3A%2F%2Fheaptalk.com%2Finsight%2Fhsbc-report-wealthy-indonesians-need-us340000-for-a-comfortable-retirement%2F&title=HSBC%20Report%3A%20Wealthy%20Indonesians%20need%20US%24340%2C000%20for%20a%20comfortable%20retirement" rel='nofollow' class="jeg_btn-linkedin"><i class="fa fa-linkedin"></i></a></div><a href="#" class="jeg_btn-toggle"><i class="fa fa-share"></i></a></div></div></div><div class="content-inner"> <p><strong>Heaptalk, <a href='https://heaptalk.com/govact/jakarta-will-remain-the-capital-for-several-more-years/' title='Jakarta will remain the capital for several more years'>Jakarta</a> — </strong><a href="https://heaptalk.com/industry/hsbc-indonesia-ties-with-bnp-paribas-am-to-roll-out-bnpp-global-tech-titans-mutual-fund/">HSBC</a>‘s latest research reveals that most wealthy individuals in <a href='https://heaptalk.com/govact/indonesia-to-amplify-partnership-with-united-states/' title='Indonesia to amplify partnership with United States'>Indonesia</a> require US$340,000 for retirement, <a href='https://heaptalk.com/press-release/or-records-600-year-on-year-quarterly-profit-growth-in-q3-2023-driven-by-mobility-business-maintaining-positive-momentum-of-international-expansion/' title='OR records 600% year-on-year quarterly profit growth in Q3 2023 driven by mobility business, maintaining positive momentum of international expansion' target='_blank'>or</a> about Rp5.37 billion (US$1 equals Rp15,796). Another finding is that 5 out of 10 affluent individuals in Indonesia plan to continue working into their older years.</p> <p>Affluent individuals are those with investable assets ranging from US$100,000 to US$2,000,000. The <a href='https://heaptalk.com/industry/hsbc-ties-with-plaza-indonesia-to-launch-exclusive-service-for-affluent-customers/' title='HSBC ties with Plaza Indonesia to launch exclusive service for affluent customers'>HSBC</a> Quality of Life Report captures insights from 11,230 affluent investors across 11 markets to understand what they consider a good quality of life. Indonesia and Taiwan have been added to this year’s research, making it more relevant to the local context.</p> <p>The report explores the relationship between physical and mental wellness and financial fitness, highlighting people’s life priorities, wealth management preparedness, and financial planning and how these evolve across generations. It was presented during the HSBC Insight Day at the HSBC Indonesia office in South Jakarta (11/08). The event also featured Sumirat Gandapraja, HSBC Indonesia’s Head of Network Sales and Distribution, and Muara Makarim, a self-love and purpose coach.</p> <h2>Prioritizing health protection over retirement planning</h2> <figure id="attachment_44076" aria-describedby="caption-attachment-44076" style="width: 1280px" class="wp-caption alignnone"><img decoding="async" class="wp-image-44076 size-full" src="https://heaptalk.com/wp-content/uploads/2024/11/lanny-hendra-director-of-wealth-and-personal-branding-at-hsbc-indonesia-1.jpg" alt="Lanny Hendra, Director of Wealth and Personal Banking at HSBC Indonesia, talked about critical pillars for one's quality of life. Credit: Sinta" width="1280" height="630" srcset="https://heaptalk.com/wp-content/uploads/2024/11/lanny-hendra-director-of-wealth-and-personal-branding-at-hsbc-indonesia-1.jpg 1280w, https://heaptalk.com/wp-content/uploads/2024/11/lanny-hendra-director-of-wealth-and-personal-branding-at-hsbc-indonesia-1-300x148.jpg 300w, https://heaptalk.com/wp-content/uploads/2024/11/lanny-hendra-director-of-wealth-and-personal-branding-at-hsbc-indonesia-1-768x378.jpg 768w, https://heaptalk.com/wp-content/uploads/2024/11/lanny-hendra-director-of-wealth-and-personal-branding-at-hsbc-indonesia-1-750x369.jpg 750w, https://heaptalk.com/wp-content/uploads/2024/11/lanny-hendra-director-of-wealth-and-personal-branding-at-hsbc-indonesia-1-1140x561.jpg 1140w" sizes="(max-width: 1280px) 100vw, 1280px"/><figcaption id="caption-attachment-44076" class="wp-caption-text">Lanny Hendra, Director of Wealth and Personal Banking at HSBC Indonesia, talked about critical pillars for one’s quality of life. Credit: Sinta</figcaption></figure> <p>According to the study, three factors shape the quality of life for affluent individuals: financial, physical, and mental health. These three factors are interconnected and influence one another, making them critical pillars for one’s quality of life.</p> <p>“Based on the three aspects of quality of life summarized in the Quality of Life Report, we are actually trying to design solutions in response to what customers truly need. Therefore, there are three pillars we always try to evaluate, which include wealth management, lifestyle and wellness, and international education,” said Lanny Hendra, Director of Wealth and Personal Banking at <a href="https://www.hsbc.co.id/">HSBC Indonesia</a>.</p> <p>Another interesting finding is that affluent individuals in Asia, including Indonesia, prioritize retirement planning as one of their top three financial goals, following health protection and <a href='https://heaptalk.com/industry/apple-adds-investment-offer-of-100m-to-bring-iphone-16-to-indonesia/' title='Apple adds investment offer of $100m to bring iPhone 16 to Indonesia'>investment</a>. Only a tiny percentage place inheritance planning in their economic plans, ranking it fourth.</p> <h2>Only a few customers as power planners</h2> <figure id="attachment_44075" aria-describedby="caption-attachment-44075" style="width: 1280px" class="wp-caption alignnone"><img loading="lazy" decoding="async" class="wp-image-44075 size-full" src="https://heaptalk.com/wp-content/uploads/2024/11/hsbc-insight-day-1.jpg" alt="Muara Makarim, a self-love and purpose coach (left), and Sumirat Gandapraja, HSBC Indonesia's Head of Network Sales and Distribution at the Insight Day in South Jakarta (11/07). Credit: Sinta" width="1280" height="630" srcset="https://heaptalk.com/wp-content/uploads/2024/11/hsbc-insight-day-1.jpg 1280w, https://heaptalk.com/wp-content/uploads/2024/11/hsbc-insight-day-1-300x148.jpg 300w, https://heaptalk.com/wp-content/uploads/2024/11/hsbc-insight-day-1-768x378.jpg 768w, https://heaptalk.com/wp-content/uploads/2024/11/hsbc-insight-day-1-750x369.jpg 750w, https://heaptalk.com/wp-content/uploads/2024/11/hsbc-insight-day-1-1140x561.jpg 1140w" sizes="(max-width: 1280px) 100vw, 1280px"/><figcaption id="caption-attachment-44075" class="wp-caption-text">Muara Makarim, a self-love and purpose coach (left), and Sumirat Gandapraja, HSBC Indonesia’s Head of Network Sales and Distribution at the Insight Day in South Jakarta (11/07). Credit: Sinta</figcaption></figure> <p>Based on these financial planning priorities, HSBC categorizes clients into three groups: basic planners, who have only planned a small portion of their finances (31%); proactive planners, who have planned part of their finances (50%); and power planners, who comprehensively plan their finances (19%).</p> <p>According to Sumirat Gandapraja, financial planning is like building a house with a foundation, walls, and a roof. “We must have a dream and start thinking about how to build it. I see protection as the foundation. The second is wealth accumulation, as, with wealth accumulation, we can plan for our children’s education and manage funds for retirement. Only after that do we create the roof, which is usually a legacy for our children and grandchildren,” Sumirat explained in South Jakarta (11/07).</p> <p>Muara Makarim, a self-love and purpose coach, emphasized the importance of financial planning for individuals, regardless of generational differences in financial planning patterns. “We need to create a vision of our life and goals. Every year, we tend to set goals, like what we want to achieve. I always advise them that finance should be included in those goals,” Muara concluded.</p> <div class="jeg_post_tags"><span>Tags:</span> <a href="https://heaptalk.com/tag/hsbc-indonesia/" rel="tag">HSBC Indonesia</a><a href="https://heaptalk.com/tag/retirement-planning-in-indonesia/" rel="tag">retirement planning in indonesia</a></div></div></div><div class="jeg_share_bottom_container"></div><div class="jeg_ad jeg_article jnews_content_bottom_ads"><div class='ads-wrapper'></div></div><div class="jnews_prev_next_container"></div><div class="jnews_author_box_container"></div><div class="jnews_related_post_container"><div class="jeg_postblock_21 jeg_postblock jeg_module_hook jeg_pagination_disable jeg_col_2o3 jnews_module_44074_0_67418c9427981" data-unique="jnews_module_44074_0_67418c9427981"> <div class="jeg_block_heading jeg_block_heading_6 jeg_subcat_right"> <h3 class="jeg_block_title"><span>Related<strong> Posts</strong></span></h3></div><div class="jeg_block_container"> <div class="jeg_posts jeg_load_more_flag"><article class="jeg_post jeg_pl_sm format-standard"> <div class="jeg_thumb"> <a href="https://heaptalk.com/events/miss-teen-beauty/"><div class="thumbnail-container animate-lazy size-715"><img width="120" height="86" src="data:image/gif;base64,R0lGODlhAQABAIAAAP///wAAACH5BAEAAAAALAAAAAABAAEAAAICRAEAOw==" class="lazyload wp-post-image" alt="The Grand Final of Miss Teen Beauty Indonesia and Indonesian Stars Search 2024. 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