微众银行获颁“2024年度高质量发展银行天玑奖”等两项殊荣

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class="breadcrumb"> 您当前的位置：<a href="/">证券时报</a> > <a href="/article/list/company.html">公司</a> > <a href="javascript:;">正文</a> </div> <div class="clearfix"> <div class="column-810 l"> <div class="detail-title"> 微众银行获颁“2024年度高质量发展银行天玑奖”等两项殊荣 </div> <div class="detail-info"> <span>来源：证券时报网</span><span>2024-12-03 10:48</span> </div> <div class="detail-content-wrapper"> <div class="social-bar"> <div class="tt">点赞</div> <div class="like like-btn " data-id="1436221" data-url="/operation/like.html"></div> <div class="fav post-btn " data-id="1436221" data-url="/operation/collect.html" ></div> <a class="comment" href="#comment"></a> <div class="tt">分享</div> <div class="share-popup social-share" data-initialized="true" data-title="微众银行获颁“2024年度高质量发展银行天玑奖”等两项殊荣" data-description="微众银行获颁“2024年度高质量发展银行天玑奖”等两项殊荣" data-image="" data-url="https://h5.stcn.com/pages/detail/detail?id=1436221&jump_type=reported_info" > <a class="social-share-icon icon-wechat wx"></a> <a class="social-share-icon icon-qzone 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src="https://static-web.stcn.com/static/scripts/echarts.min.js"></script><p>近日，由证券时报主办的“2024中国金融机构年度峰会暨中国银行业年会”在深圳成功举办，并现场揭晓“2024中国银行业天玑奖”。微众银行凭借在数字普惠金融领域的突出表现，荣获“2024年度高质量发展银行”和“2024年度科技创新银行”两大奖项，前者系此次评选最重磅奖项。</p><p>此次活动上，微众银行科技金融部副总经理袁伟佳出席了以“道与术：科技金融大文章”为主题的圆桌对话环节。袁伟佳表示：“作为我国首家数字银行，微众银行的特色优势在于科技创新和数字化服务能力，我们将其充分运用于服务科创企业经营的各个阶段，致力于与企业建立共同成长的长期伙伴关系。”</p><p>据了解，微众银行以科技为核心发展引擎，通过科技自主创新，为数字普惠金融业务奠定了坚实的底座支撑，助推我国经济高质量发展。该行基于安全可控技术打造了分布式银行核心系统，截至2024年6月底，系统可用率已超过99.999%，并实现单日金融交易笔数峰值超11亿笔、单账户年IT运维成本低至2元，有效支撑了规模化、可持续的普惠金融业务；同时，微众银行深入探索了人工智能、区块链、云计算和大数据等领域的底层算法研究和金融应用，并将主要技术成果在国内外全面开源，助推产业数字化加速发展。</p><p>近年来，微众银行围绕国家科技创新路线图和产业链布局，打造了科技金融服务体系。该行充分发挥数字科技的先天优势，与科技型中小微企业“同频共振”，全方位满足其综合经营服务需求。</p><p>为了更适配科创企业轻资产、重研发的特色，微众银行引入了包括知识产权、产业赛道、科技资质、投融资、政府补贴等具有科创特色的数据源，为其提供无需抵质押、无需线下开户，同时额度更高的科创贷款产品；此外，微众银行还依托AI大模型的前沿科技能力，专为科创企业提供“企业+专利”、“微创投”平台等非信贷类的产品及服务。其中，“企业+专利”免费为科创企业提供查、写、管、用于一体的专利管理服务，使企业专利申请从复杂、耗时的操作转变为简单、高效的智能化流程；“微创投”平台为科创企业免费提供微查找、微洞察、微推荐和异动监控等功能，助力其进一步拓展融资渠道。</p><p>截至2024年6月末，微众银行科技金融已经在全国20个省及直辖市、200多个地级市开展业务，其科创贷款产品已吸引超50万家科创企业前来申请，占所在地区科创企业总数的20%，为全国科创企业累计授信超3100亿元，授信户数渗透率超11%。（CIS）</p><p style="text-indent: 0em">校对：高源</p> </div> <div class="detail-content-editor">责任编辑：王智佳</div> <div class="detail-content-tags">  <div>银行</div> <div>微众银行</div> <div>高质量发展</div>  </div> <div class="stock-tags"> </div> <div class="detail-content-statement"> <div>声明：证券时报力求信息真实、准确，文章提及内容仅供参考，不构成实质性投资建议，据此操作风险自担</div> <div>下载“证券时报”官方APP，或关注官方微信公众号，即可随时了解股市动态，洞察政策信息，把握财富机会。</div> </div> <div class="comment" id="comment"> <div class="comment-tt">网友评论</div> <div class="comment-input"> <div class="ds-tip"><span login-btn>登录</span>后可以发言</div> <textarea name="content" placeholder="请输入内容" class="hidden"></textarea> <div class="btn send-comment-btn" data-url="/operation/submit-comment.html?table=news&id=1436221" data-id="1436221">发送</div> </div> <div class="comment-tip">网友评论仅供其表达个人看法，并不表明证券时报立场</div> <div class="comment-list"> <div class="empty comment text-center" style="display: block"> 暂无评论 </div> </div> </div> <div class="list-page-tab black"> <div class="active">为你推荐</div> </div> <ul class="list" 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