Katherine Fan - Business Insider

<!DOCTYPE html> <html lang="en-US"> <head> <title>Katherine Fan - Business Insider</title> <meta charset="UTF-8"> <meta name="viewport" content="width=device-width, initial-scale=1" > <meta property="og:title" content="Katherine Fan - Business Insider" > <meta property="og:type" content="profile"> <meta property="og:url" content="https://www.businessinsider.com/author/katherine-fan" > <meta property="og:description" content="Katherine Fan is a personal finance expert, journalist, and public speaker with almost 10 years of industry experience. She began her career in tech before transitioning to journalism in 2015.聽Katherine currently serves as Personal Finance Insider's correspondent for credit card coverage. Before joining Business Insider as Senior Editor of Credit Cards, Katherine covered aviation, award travel, loyalty programs, and credit cards as a senior reporter for The Points Guy, and small business finances as a lead writer for Nerdwallet. Katherine has also freelanced for major media publications such as Bankrate, CreditCards.com, the Dallas Morning News, LendingTree, Upgraded Points, and Slickdeals Money. Her work has been syndicated by Nasdaq, MSN, and Yahoo.聽ExperienceKatherine has published more than 1,800 articles, guides, and reviews covering credit card benefits and rewards, small business finances, points and miles travel, loyalty programs, and real estate investing.聽Katherine has been a speaker at TravelCon and a guest on multiple podcasts including NPR Life Kit, Expedia's Out Travel the System, and The Points Guy's聽Miles Away.聽In her spare time, Katherine moonlights as a photojournalist covering Formula 1, Austin City Limits, and SXSW for the Austin American-Statesman and other media outlets. When she's not jetsetting around the world, you'll likely find her in Austin cooking up a batch of spicy Chinese food.ExpertiseKatherine's expertise encompasses:Small business financesCredit cardsPoints and miles travelTravel insuranceReal estate investingKatherine's interest in personal finance extends to her own interests. Despite a salary of just $28,000 a year from her first full-time job, Katherine built an excellent credit score of 805 from scratch through hard work [and privilege], which allowed her to purchase her first home six years after graduating from college. She's since added five more doors to her real estate portfolio, although she plans to retire on her index fund investments.Thanks to credit card travel rewards, Katherine聽has flown well over one million miles visiting 44 countries across all seven continents. She's sailed with orcas in Antarctica, flown home in first class from Japan, photographed a wedding at Hobbiton in New Zealand, and gone on safari in South Africa. But her most meaningful trips always bring聽her home to loved ones in Taiwan.聽EducationKatherine holds dual degrees in photojournalism and Asian American studies from the University of Texas at Austin, and a certificate in business Chinese proficiency from National Taiwan University. She began her professional career in tech as a software sales executive for seven years before returning to her media roots.聽" > <meta property="og:image" content="https://i.insider.com/62eaeb8326082a001825aa6c?width=600&format=jpeg" > <meta property="og:admins" content="61404924,14700889,122084,773948648" > <link rel="alternate" type="application/rss+xml" href="https://feeds.businessinsider.com/custom/all" /> <meta property="og:site_name" content="Business Insider" > <meta property="fb:pages" content="20446254070" > <meta name="apple-itunes-app" content="app-id=554260576" > <meta name="linkedin:owner" content="mid:1d5f7b" > <link rel="canonical" href="https://www.businessinsider.com/author/katherine-fan" > <meta name="ii-ab-test:ctc" value="c" > <meta name="ii-ab-test:pmp" value="va" > <meta name="user-status" value="anonymous" > <meta name="env" value="prod" > <meta property="mrf:sections" content=""> <link class="favicon-asset" rel="icon" sizes="192x192" 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It indicates a way to close an interaction, or dismiss a notification. </desc> <path class="close-icon-path" d="M2.93 17.07A10 10 0 1 1 17.07 2.93 10 10 0 0 1 2.93 17.07zM11.4 10l2.83-2.83-1.41-1.41L10 8.59 7.17 5.76 5.76 7.17 8.59 10l-2.83 2.83 1.41 1.41L10 11.41l2.83 2.83 1.41-1.41L11.41 10z"/> </svg> </div> </div> </div> <section class="container mobile-padding"> <section class="row"> <section id="l-content" class="author is-right-rail js-feed" data-component-type="river" data-track-page-area="author" data-author-content data-feed-id="katherine-fan" data-feed-type="author" data-next="https://capi.businessinsider.com/v1/bi/posts?filter[author]=katherine-fan&page[after]=IUmzI2cAAAAAwAk1OCBmoBcNIOqrJbwiaUI&page[limit]=20" > <section class="author-wrapper river-item body-regular "> <div class="row"> <div class="col-12 col-md-4 author-aside"> <section class="row"> <div class="col-6 col-md-12"> <div class="lazy-holder author-image" style="padding-top: calc(100% * 6144 / 4096)" > <img class="lazy-image author-image" src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/jpeg" data-srcs="{"https://i.insider.com/62eaeb8326082a001825aa6c":{"contentType":"image/jpeg","aspectRatioW":4096,"aspectRatioH":6144}}" alt="Photo of the author Katherine Fan" /> <noscript> <img src="https://i.insider.com/62eaeb8326082a001825aa6c?width=600&format=jpeg&auto=webp" /> </noscript> </div> </div> <div class="col-6 col-md-12"> <h1 class="author-aside-name headline-semibold">Katherine Fan</h1> <p class="headline-regular" data-test="author-aside-title">Correspondent, Credit Cards</p> <div class="share-wrapper author-page"> <a class="author-contact-icon-link share-link email" target="_blank" href="mailto:katherinefan@gmail.com" data-toggle="tooltip" data-placement="top" title="Email author" data-original-title="katherinefan@gmail.com"><svg class="svg-icon email-icon author-contact-icon" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewbox="0.5 1 15 14" aria-labelledby="Email" > <path class="email" fill="currentColor" d="M1.4 4c0-.7.567-1.267 1.267-1.267h10.667c.7 0 1.266.567 1.266 1.267v8c0 .7-.566 1.267-1.266 1.267H2.667c-.7 0-1.267-.567-1.267-1.267V4Zm6.812 3.946L13.4 4.705v-.372a.4.4 0 0 0-.4-.4H3a.4.4 0 0 0-.4.4v.372l5.188 3.241a.4.4 0 0 0 .424 0Zm-.353 1.22L2.957 6.105a.233.233 0 0 0-.357.198v5.365c0 .22.18.4.4.4h10a.4.4 0 0 0 .4-.4V6.302a.233.233 0 0 0-.357-.198L8.142 9.167a.267.267 0 0 1-.283 0Z"/> </svg></a> <a class="author-contact-icon-link share-link twitter" target="_blank" href="https://www.instagram.com/katherinefangirling/" data-toggle="tooltip" data-placement="top" title="Follow author on X" data-original-title="X feed"><svg class="svg-icon social-x-icon author-contact-icon" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 24 24" aria-labelledby="X" > <path fill="currentColor" d="M17.751 3h3.067l-6.7 7.625L22 21h-6.172l-4.833-6.293L5.464 21h-3.07l7.167-8.155L2 3h6.328l4.37 5.752L17.75 3Zm-1.076 16.172h1.7L7.404 4.732H5.58l11.094 14.44Z"/> </svg></a> </div> </div> </section> </div> <div class="col-12 col-md-8 author-description"> <p>Katherine Fan is a personal finance expert, journalist, and public speaker with almost 10 years of industry experience. She began her career in tech before transitioning to journalism in 2015. Katherine currently serves as Personal Finance Insider's correspondent for credit card coverage. Before joining Business Insider as Senior Editor of Credit Cards, Katherine covered aviation, award travel, loyalty programs, and credit cards as a senior reporter for The Points Guy, and small business finances as a lead writer for Nerdwallet. <br></p><p>Katherine has also freelanced for major media publications such as Bankrate, CreditCards.com, the Dallas Morning News, LendingTree, Upgraded Points, and Slickdeals Money. Her work has been syndicated by Nasdaq, MSN, and Yahoo. </p><p><strong>Experience</strong></p><p>Katherine has published more than 1,800 articles, guides, and reviews covering credit card benefits and rewards, small business finances, points and miles travel, loyalty programs, and real estate investing. </p><p>Katherine has been a speaker at TravelCon and a guest on multiple podcasts including NPR Life Kit, Expedia's Out Travel the System, and The Points Guy's Miles Away. <br><br>In her spare time, Katherine moonlights as a photojournalist covering Formula 1, Austin City Limits, and SXSW for the Austin American-Statesman and other media outlets. When she's not jetsetting around the world, you'll likely find her in Austin cooking up a batch of spicy Chinese food.<br><br><strong>Expertise</strong></p><p>Katherine's expertise encompasses:</p><ul><li><p>Small business finances</p></li><li><p>Credit cards</p></li><li><p>Points and miles travel</p></li><li><p>Travel insurance</p></li><li><p>Real estate investing</p></li></ul><p>Katherine's interest in personal finance extends to her own interests. Despite a salary of just $28,000 a year from her first full-time job, Katherine built an excellent credit score of 805 from scratch through hard work [and privilege], which allowed her to purchase her first home six years after graduating from college. She's since added five more doors to her real estate portfolio, although she plans to retire on her index fund investments.<br><br>Thanks to credit card travel rewards, Katherine has flown well over one million miles visiting 44 countries across all seven continents. She's sailed with orcas in Antarctica, flown home in first class from Japan, photographed a wedding at Hobbiton in New Zealand, and gone on safari in South Africa. But her most meaningful trips always bring her home to loved ones in Taiwan. <br><br><strong>Education</strong></p><p>Katherine holds dual degrees in photojournalism and Asian American studies from the University of Texas at Austin, and a certificate in business Chinese proficiency from National Taiwan University. She began her professional career in tech as a software sales executive for seven years before returning to her media roots. </p> </div> </section> <section class="tout-layout as-river" data-component-type="tout-layout" data-load-strategy="exclude" > <article data-component-type="tout" data-load-strategy="exclude" class="tout as-standard-image-right with-description with-tout-tag with-image-right" > <div class="tout-tag headline-regular "> <a href="/personal-finance" class="tout-tag-link headline-regular" data-analytics-product-index="1" > Personal Finance </a> <span class="tout-timestamp headline-regular js-date-format" > 2024-11-27T16:50:32Z </span></div> <a class="tout-image" data-analytics-position="1" href="/personal-finance/credit-cards/how-to-increase-credit-limit"> <div class="lazy-holder "> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/jpeg" data-srcs="{"https://i.insider.com/639277148580f70019f81fb2":{"contentType":"image/jpeg","aspectRatioW":7796,"aspectRatioH":3898},"https://i.insider.com/639277278580f70019f81fb9":{"contentType":"image/jpeg","aspectRatioW":6934,"aspectRatioH":5201}}" alt="A woman uses a credit card to pay for food." /> <noscript> <img src="https://i.insider.com/639277148580f70019f81fb2?width=600&format=jpeg&auto=webp" /> </noscript> </div></a> <h3 class="tout-title"> <a class="tout-title-link" data-analytics-position="1" href="/personal-finance/credit-cards/how-to-increase-credit-limit">How to Increase Your Credit Limit in 2024: Top Tips and Strategies</a> </h3> <div class="tout-copy headline-regular">Want a higher credit limit? 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