CINXE.COM

<!DOCTYPE html> <html xmlns:fb="http://www.facebook.com/2008/fbml" xmlns="http://www.w3.org/1999/xhtml" xml:lang="en" lang="en" dir="ltr"> <head><script type="text/javascript" src="https://web-static.archive.org/_static/js/bundle-playback.js?v=7YQSqjSh" charset="utf-8"></script> <script type="text/javascript" src="https://web-static.archive.org/_static/js/wombat.js?v=txqj7nKC" charset="utf-8"></script> <script>window.RufflePlayer=window.RufflePlayer||{};window.RufflePlayer.config={"autoplay":"on","unmuteOverlay":"hidden"};</script> <script type="text/javascript" src="https://web-static.archive.org/_static/js/ruffle/ruffle.js"></script> <script type="text/javascript"> __wm.init("https://web.archive.org/web"); __wm.wombat("http://www.hlntv.com:80/shows/clark-howard","20130702164257","https://web.archive.org/","web","https://web-static.archive.org/_static/", "1372783377"); </script> <link rel="stylesheet" type="text/css" href="https://web-static.archive.org/_static/css/banner-styles.css?v=p7PEIJWi" /> <link rel="stylesheet" type="text/css" href="https://web-static.archive.org/_static/css/iconochive.css?v=3PDvdIFv" />  <meta http-equiv="Content-Type" content="text/html; charset=utf-8"/> <title>Clark Howard | HLNtv.com</title> <meta http-equiv="Content-Type" content="text/html; charset=utf-8"/> <meta name="description" content="HLN is the national television network that focuses on the “must-see, must-share” stories of the day."/> <meta property="fb:app_id" content="102908013153021"/> <script type="text/javascript" src="https://web.archive.org/web/20130702164257js_/http://widgets.twimg.com/j/2/widget.js"></script> <link rel="image" href="http://i2.cdn.turner.com/dr/hln/www/release/sites/default/files/imagecache/box_300x250/2011/09/26/clark.png"/> <meta property="og:image" content="https://web.archive.org/web/20130702164257im_/http://i2.cdn.turner.com/dr/hln/www/release/sites/default/files/imagecache/box_300x250/2011/09/26/clark.png"/> <link rel="canonical" href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard"/> <meta property="og:url" content="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard"/> <meta property="og:title" content="Clark Howard"/> <meta property="og:type" content="tv_show"/> <meta property="og:site_name" content="HLNtv.com"/> <meta property="og:description" content="HLN is the national television network that focuses on the “must-see, must-share” stories of the day."/> <script src="https://web.archive.org/web/20130702164257js_/http://i.cdn.turner.com/analytics/hln/ais.js?I" type="text/javascript" language="javascript"></script> <script src="https://web.archive.org/web/20130702164257js_/http://i.cdn.turner.com/ttn/ttn_adspaces/AdultSwim/2013/06/17/592313215canonical-0.1.js?I" type="text/javascript" language="javascript"></script> <link rel="shortcut icon" href="https://web.archive.org/web/20130702164257im_/http://i.cdn.turner.com/dr/hln/www/release/sites/default/themes/hln/favicon.ico" type="image/x-icon"/> <link type="text/css" rel="stylesheet" media="all" href="https://web.archive.org/web/20130702164257cs_/http://z.cdn.turner.com/dr/hln/www/release/sites/default/files/css/css_3375d754b70964fa45925da43ca313c3-process.css"/> <link type="text/css" rel="stylesheet" media="print" href="https://web.archive.org/web/20130702164257cs_/http://z.cdn.turner.com/dr/hln/www/release/sites/default/files/css/css_997b946069ca2e42c7f33bd1dc0d5ff6-process.css"/>    <script type="text/javascript" src="https://web.archive.org/web/20130702164257js_/http://z.cdn.turner.com/dr/hln/www/release/sites/default/files/js/js_c0f191179b91ca0d68f79e5940ff7639.js"></script> <script type="text/javascript"> <![CDATA[//><!]]> </script> <script type="text/javascript"> <![CDATA[//><!]]> </script> </head> <body class="not-front not-logged-in page-node node-type-show one-sidebar sidebar-right shows-page" data-nid="345"> <div id="header-bar"></div> <header id="header"> <div id="main-logo"> <a href="/web/20130702164257/http://www.hlntv.com/" title="Home" rel="home" id="logo"> <img src="https://web.archive.org/web/20130702164257im_/http://i.cdn.turner.com/dr/hln/www/release/sites/default/themes/hln/logo.png" alt="HLN"/> </a> </div> <div id="main-menu"> <div id="header-right"> <form action="https://web.archive.org/web/20130702164257/http://www.hlntv.com/search/content" accept-charset="UTF-8" method="post" id="search-theme-form"> <div><div id="search" class="container-inline"> <div class="form-item" id="edit-search-theme-form-1-wrapper"> <input type="text" maxlength="128" name="search_theme_form" id="edit-search-theme-form-1" size="15" value="Search" title="Enter the terms you wish to search for." class="form-text search-input-text custom-search-default-value"/> </div> <input type="submit" name="op" id="edit-submit" value="Search" class="form-submit"/> <input type="hidden" name="form_build_id" id="form-f3eeb545d3c8d24a172fee5597cd64a2" value="form-f3eeb545d3c8d24a172fee5597cd64a2"/> <input type="hidden" name="form_id" id="edit-search-theme-form" value="search_theme_form"/> <input type="hidden" name="default_text" id="edit-default-text" value="Search" class="default-text"/> </div> </div></form> <div id="block-hln_commons-7" class="block block-hln_commons"> <div class="content"> <ul id="header-sharelinks"><li class="header-top-item"><a href="https://web.archive.org/web/20130702164257/http://www.cnn.com/" target="_blank" class="header-top-link">CNN.com</a></li><li class="fb-like-custom"><div class="fb-social-like-widget"><fb:like href="http://www.hlntv.com" layout="button_count" show_faces="true" width="90" action="like" font="verdana" colorscheme="light"></fb:like></div> </li><li class="twitter-follow"><a href="https://web.archive.org/web/20130702164257/http://twitter.com/HLNtv" class="twitter-follow-button" data-show-count="false" data-lang="en" data-show-screen-name="true">Follow @HLNtv</a></li></ul> </div> </div> </div> <nav id="main-topics"><div class="item-list"><ul><li class="first"><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/topics/justice">Justice</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/topics/parenting">Parenting</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/topics/celeb">Celeb</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/topics/digital-life">Digital Life</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/topics/OMG">OMG</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/topics/feel-good">Feel Good</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/topics/your-money">Your Money</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/topics/voices">Voices</a></li> <li class="last"><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/topics/HLN-On-Air">HLN On Air</a></li> </ul></div></nav> <nav id="main-links" class="game"><ul class="menu"><li class="expanded show-active first">Shows<ul class="menu sub-nav"><li class="leaf sub-nav first"><a href="/web/20130702164257/http://www.hlntv.com/shows/after-dark">After Dark</a></li> <li class="leaf sub-nav"><a href="/web/20130702164257/http://www.hlntv.com/shows/morning-express-robin-meade">Morning Express with Robin Meade</a></li> <li class="leaf sub-nav"><a href="/web/20130702164257/http://www.hlntv.com/shows/raising-america">Raising America</a></li> <li class="leaf sub-nav"><a href="/web/20130702164257/http://www.hlntv.com/shows/news-now">News Now</a></li> <li class="leaf sub-nav"><a href="/web/20130702164257/http://www.hlntv.com/shows/nowinamerica">Now in America </a></li> <li class="leaf sub-nav"><a href="/web/20130702164257/http://www.hlntv.com/shows/evening-express">Evening Express</a></li> <li class="leaf sub-nav"><a href="/web/20130702164257/http://www.hlntv.com/shows/jane-velez-mitchell">Jane Velez-Mitchell</a></li> <li class="leaf sub-nav"><a href="/web/20130702164257/http://www.hlntv.com/shows/nancy-grace">Nancy Grace</a></li> <li class="leaf sub-nav"><a href="/web/20130702164257/http://www.hlntv.com/shows/dr-drew">Dr. Drew On Call</a></li> <li class="leaf sub-nav"><a href="/web/20130702164257/http://www.hlntv.com/shows/showbiz-tonight">Showbiz Tonight</a></li> <li class="leaf sub-nav"><a href="/web/20130702164257/http://www.hlntv.com/shows/weekend-express-natasha-curry">Weekend Express with Natasha Curry</a></li> <li class="leaf sub-nav last"><a href="/web/20130702164257/http://www.hlntv.com/shows/clark-howard" class="active">Clark Howard</a></li> </ul></li> <li class="leaf"><a href="/web/20130702164257/http://www.hlntv.com/schedule">Schedule</a></li> <li class="leaf"><a href="https://web.archive.org/web/20130702164257/http://www.cnn.com/video/?/video/cvptve/cvpstream2">Watch Now</a></li> <li class="leaf last"><a href="https://web.archive.org/web/20130702164257/http://games.hlntv.com/" title="">Games</a></li> </ul></nav> </div> </header> <div id="show-background" style="background-image: url(https://web.archive.org/web/20130702164257im_/http://i.cdn.turner.com/dr/hln/www/release/sites/default/files/2012/06/04/new-nav-heders_clark.png); background-repeat: no-repeat; background-position: center top; background-color: #34D130" rel="/shows/clark-howard"> <div class="show-header-wrapper"> <h1>Clark Howard</h1> <div class="showtime-content"> <div class="show-short-heading"></div><div class="show-short-teaser"><p></p></div> </div> <div class="show-social-icons"> <a href="https://web.archive.org/web/20130702164257/http://www.facebook.com/clarkhoward" target="_blank"><span class="hln-sprite fb-icon"></span></a><a href="https://web.archive.org/web/20130702164257/http://www.twitter.com/ClarkHoward" target="_blank"><span class="hln-sprite twt-icon"></span><span class="show-twt-txt">@ClarkHoward</span></a> </div> </div> </div> <div id="show-wrapper"> <div id="block-hln_commons-5" class="block block-hln_commons block-content_top block-id-77 clearfix odd "> <div class="block-inner"> <div class="content"> <ul id="content_carousel" class="jcarousel-skin-tango content_carousel half-line"> <li class="type-textarticle"><div class="half-line"> <a href="/web/20130702164257/http://www.hlntv.com/article/2012/09/27/student-loans-record-number" class="hovblock cluster-content-title"> <h2> Student loan debt hits record numbers </h2> <span class="arrow"></span> <img src="https://web.archive.org/web/20130702164257im_/http://i2.cdn.turner.com/dr/hln/www/release/sites/default/files/imagecache/cluster_thumb_150x125/2012/09/27/studentloans.jpg" alt="Student loan debt hits record numbers " title="Student loan debt hits record numbers " width="150" height="125"/> </a> </div></li> <li class="type-textarticle"><div class="half-line"> <a href="/web/20130702164257/http://www.hlntv.com/article/2012/09/24/bank-fees-rise-free-checking-shrinks" class="hovblock cluster-content-title"> <h2> For bank customers, more fee and less free </h2> <span class="arrow"></span> <img src="https://web.archive.org/web/20130702164257im_/http://i2.cdn.turner.com/dr/hln/www/release/sites/default/files/imagecache/cluster_thumb_150x125/2012/09/24/ATM.jpg" alt="For bank customers, more fee and less free" title="For bank customers, more fee and less free" width="150" height="125"/> </a> </div></li> <li class="type-textarticle"><div class="half-line"> <a href="/web/20130702164257/http://www.hlntv.com/article/2012/09/18/good-paying-jobs-without-degree" class="hovblock cluster-content-title"> <h2> These jobs exist: Good pay without a 4-year degree </h2> <span class="arrow"></span> <img src="https://web.archive.org/web/20130702164257im_/http://i2.cdn.turner.com/dr/hln/www/release/sites/default/files/imagecache/cluster_thumb_150x125/2012/09/18/JOBS.jpg" alt="These jobs exist: Good pay without a 4-year degree" title="These jobs exist: Good pay without a 4-year degree" width="150" height="125"/> </a> </div></li> </ul> </div> </div>  </div>  <script> $(function(){ $('#content_carousel').jcarousel({ scroll: 1, buttonNextHTML: '<div><div class="jcarousel-next-img"></div></div>', buttonPrevHTML: '<div><div class="jcarousel-prev-img"></div></div>' }); }); </script> <div id="page-global" class="clear-fix"> <div id="page-wrapper"> <div id="top-ad"> <div class="top-970x90-ad ad-container"><div id="ad-669737" align="center" style="padding: 0; margin: 0; border: 0;"><script type="text/javascript"> cnnad_createAd("669737","https://web.archive.org/web/20130702164257/http://ads.hlntv.com/html.ng/site=hln&hln_pos=970x90_top&hln_rollup=shows&hln_section=clark_howard&params.styles=fs","90","970"); </script></div><span class="ad-string"></span></div> </div> <div id="page" class=""> <div id="content"> <div class="blog-post clear-fix media_76613" id="node-76613"> <div class="node-inner node-detail"> <div class="blog-post-photo"> <a href="/web/20130702164257/http://www.hlntv.com/video/2013/06/21/entrepreneur-aims-make-you-smarter"><img src="https://web.archive.org/web/20130702164257im_/http://i2.cdn.turner.com/dr/hln/www/release/sites/default/files/imagecache/textarticle_640/2013/06/21/limitless.jpeg" alt="Limitless" title="Limitless" class="imagecache imagecache-textarticle_640" width="639" height="360"/><span class="overlay-show-media"></span></a> </div> <div class="padding-all-20 blog-post-content clear-fix"> <h2 class="blog-title"><a href="/web/20130702164257/http://www.hlntv.com/video/2013/06/21/entrepreneur-aims-make-you-smarter">Entrepreneur on a mission to make you smarter</a></h2> <span class="submitted padding-tb"><div class="author">By <span class="author-name">Dave Siff</span></div><div class="timestamp">updated 11:14 AM EDT, Fri June 21, 2013</div></span> <div class="blog-content"> Tanya Sam was working 12-hour shifts as an oncology nurse, and coffee wasn't getting it done.<br/><br/> "It kind of became an ongoing joke among my colleagues. You know, 'cheers' with our $5 cups of coffee," she says. "This is gonna fuel us, this is gonna make us perform better. What we were really looking for was a brain boost."<br/><br/> </div> <div class="more-info"> <a href="/web/20130702164257/http://www.hlntv.com/video/2013/06/21/entrepreneur-aims-make-you-smarter" class="blog-read-more">Read More</a>   |   <a href="/web/20130702164257/http://www.hlntv.com/video/2013/06/21/entrepreneur-aims-make-you-smarter" class="fb-social-comments">Comments (<fb:comments-count href="http://www.hlntv.com/video/2013/06/21/entrepreneur-aims-make-you-smarter"></fb:comments-count>)</a> </div> </div> </div> </div><div class="blog-post clear-fix textarticle_75483" id="node-75483"> <div class="node-inner node-detail"> <div class="blog-post-photo"> <a href="/web/20130702164257/http://www.hlntv.com/article/2013/06/12/carbon-monoxide-and-other-hotel-dangers"><img src="https://web.archive.org/web/20130702164257im_/http://i2.cdn.turner.com/dr/hln/www/release/sites/default/files/imagecache/textarticle_640/2013/06/12/hanting_3.jpg" alt="Hotel" title="Hotel" class="imagecache imagecache-textarticle_640" width="640" height="360"/></a> </div> <div class="padding-all-20 blog-post-content clear-fix"> <h2 class="blog-title"><a href="/web/20130702164257/http://www.hlntv.com/article/2013/06/12/carbon-monoxide-and-other-hotel-dangers">Hotel no-tell: 6 things travelers should watch for</a></h2> <span class="submitted padding-tb"><div class="author">By <span class="author-name">Dave Siff</span></div><div class="timestamp">updated 10:45 AM EDT, Wed June 12, 2013</div></span> <div class="blog-content"> As we head into summer vacation season, hotels are expecting big business. Americans are projected to spend <a href="https://web.archive.org/web/20130702164257/http://markets.on.nytimes.com/research/stocks/news/press_release.asp?docTag=201305090845BIZWIRE_USPRX____BW5322&feedID=600&press_symbol=196573" target="_blank">$84 billion on hotel stays</a> this summer -- with the average traveler logging seven nights -- according to a survey by <a href="https://web.archive.org/web/20130702164257/http://www.roomkey.com/" target="_blank">Room Key</a>, a hotel search engine. Even though you may be trying to relax, hotels are definitely not places to let your guard down.<br/><br/> Here are six things to watch out for at your temporary home-away-from-home:<br/><br/> </div> <div class="more-info"> <a href="/web/20130702164257/http://www.hlntv.com/article/2013/06/12/carbon-monoxide-and-other-hotel-dangers" class="blog-read-more">Read More</a>   |   <a href="/web/20130702164257/http://www.hlntv.com/article/2013/06/12/carbon-monoxide-and-other-hotel-dangers" class="fb-social-comments">Comments (<fb:comments-count href="http://www.hlntv.com/article/2013/06/12/carbon-monoxide-and-other-hotel-dangers"></fb:comments-count>)</a> </div> </div> </div> </div><div class="blog-post clear-fix media_75029" id="node-75029"> <div class="node-inner node-detail"> <div class="blog-post-photo"> <a href="/web/20130702164257/http://www.hlntv.com/video/2013/06/07/mowgli-games-lawyer-entrepreneur"><img src="https://web.archive.org/web/20130702164257im_/http://i2.cdn.turner.com/dr/hln/www/release/sites/default/files/imagecache/textarticle_640/2013/06/07/mowgli.jpeg" alt="Mowgli" title="Mowgli" class="imagecache imagecache-textarticle_640" width="640" height="360"/><span class="overlay-show-media"></span></a> </div> <div class="padding-all-20 blog-post-content clear-fix"> <h2 class="blog-title"><a href="/web/20130702164257/http://www.hlntv.com/video/2013/06/07/mowgli-games-lawyer-entrepreneur">Entrepreneur: 'Trial by fire' breeds success</a></h2> <span class="submitted padding-tb"><div class="author">By <span class="author-name">Dave Siff</span></div><div class="timestamp">updated 1:56 PM EDT, Fri June 07, 2013</div></span> <div class="blog-content"> Practicing law by day and fronting rock bands at night, Marshall Seese had a light-bulb moment that changed his career path, and his life.<br/><br/> A musician since childhood, Seese discovered a powerful feeling in sharing his music with audiences, and adopted "Create/Connect" as a personal mantra.<br/><br/> </div> <div class="more-info"> <a href="/web/20130702164257/http://www.hlntv.com/video/2013/06/07/mowgli-games-lawyer-entrepreneur" class="blog-read-more">Read More</a>   |   <a href="/web/20130702164257/http://www.hlntv.com/video/2013/06/07/mowgli-games-lawyer-entrepreneur" class="fb-social-comments">Comments (<fb:comments-count href="http://www.hlntv.com/video/2013/06/07/mowgli-games-lawyer-entrepreneur"></fb:comments-count>)</a> </div> </div> </div> </div><div class="blog-post clear-fix media_73955" id="node-73955"> <div class="node-inner node-detail"> <div class="blog-post-photo"> <a href="/web/20130702164257/http://www.hlntv.com/video/2013/05/30/customer-service-web-purchase-walmart-sears"><img src="https://web.archive.org/web/20130702164257im_/http://i2.cdn.turner.com/dr/hln/www/release/sites/default/files/imagecache/textarticle_640/2013/05/30/103009409.jpg" alt="Web Purchase Protection " title="Web Purchase Protection " class="imagecache imagecache-textarticle_640" width="640" height="360"/><span class="overlay-show-media"></span></a> </div> <div class="padding-all-20 blog-post-content clear-fix"> <h2 class="blog-title"><a href="/web/20130702164257/http://www.hlntv.com/video/2013/05/30/customer-service-web-purchase-walmart-sears">Who's responsible for your web purchase? </a></h2> <span class="submitted padding-tb"><div class="author">By <span class="author-name">Aikeem Hunter</span></div><div class="timestamp">updated 1:52 PM EDT, Thu May 30, 2013</div></span> <div class="blog-content"> Third-party sellers may be less likely to assist you with product returns and exchanges. HLN's money expert Clark Howard has advice that can help you make better purchasing decisions when shopping online.<br/><br/> </div> <div class="more-info"> <a href="/web/20130702164257/http://www.hlntv.com/video/2013/05/30/customer-service-web-purchase-walmart-sears" class="fb-social-comments">Comments (<fb:comments-count href="http://www.hlntv.com/video/2013/05/30/customer-service-web-purchase-walmart-sears"></fb:comments-count>)</a> </div> <div class="blog-post-tags"> <span class="tags-label">Filed under:  </span> <a href="/web/20130702164257/http://www.hlntv.com/shows/clark-howard/tags/your%20money">Your money</a> </div> </div> </div> </div><div class="blog-post clear-fix textarticle_73773" id="node-73773"> <div class="node-inner node-detail"> <div class="blog-post-photo"> <a href="/web/20130702164257/http://www.hlntv.com/article/2013/05/29/529-day-college-savings-plan-giveaways"><img src="https://web.archive.org/web/20130702164257im_/http://i2.cdn.turner.com/dr/hln/www/release/sites/default/files/imagecache/textarticle_640/2013/05/29/2009_05_17_notre_dame_036.jpg" alt="529 plan" title="529 plan" class="imagecache imagecache-textarticle_640" width="639" height="360"/></a> </div> <div class="padding-all-20 blog-post-content clear-fix"> <h2 class="blog-title"><a href="/web/20130702164257/http://www.hlntv.com/article/2013/05/29/529-day-college-savings-plan-giveaways">529 reasons to save for college</a></h2> <span class="submitted padding-tb"><div class="author">By <span class="author-name">Dave Siff</span></div><div class="timestamp">updated 1:33 PM EDT, Wed May 29, 2013</div></span> <div class="blog-content"> With college graduation season in full swing across the country, there's no time like the present to start thinking about saving for the future college student in your life. The present, as in, right now!<br/><br/> Today being 5/29, the <a href="https://web.archive.org/web/20130702164257/http://www.collegesavings.org/index.aspx" target="_blank">College Savings Plans Network</a> has declared it 529 College Savings Day. The idea is to raise awareness about 529 plans as a way to sock away money for college expenses. <a href="https://web.archive.org/web/20130702164257/http://www.collegesavings.org/529Day_Map/georgia.html#.UaZD_9gzVAN" target="_blank">More than 30 states</a> are marking the day with events, and several have ongoing contests for <a href="https://web.archive.org/web/20130702164257/http://www.forbes.com/sites/ashleaebeling/2013/05/29/529-college-savings-plan-giveways-on-tap-on-may-29/" target="_blank">cash prizes</a>.<br/><br/> </div> <div class="more-info"> <a href="/web/20130702164257/http://www.hlntv.com/article/2013/05/29/529-day-college-savings-plan-giveaways" class="blog-read-more">Read More</a>   |   <a href="/web/20130702164257/http://www.hlntv.com/article/2013/05/29/529-day-college-savings-plan-giveaways" class="fb-social-comments">Comments (<fb:comments-count href="http://www.hlntv.com/article/2013/05/29/529-day-college-savings-plan-giveaways"></fb:comments-count>)</a> </div> </div> </div> </div><div class="blog-post clear-fix textarticle_73299" id="node-73299"> <div class="node-inner node-detail"> <div class="blog-post-photo"> <a href="/web/20130702164257/http://www.hlntv.com/article/2013/05/24/consumer-reports-ratings-best-sunscreen"><img src="https://web.archive.org/web/20130702164257im_/http://i2.cdn.turner.com/dr/hln/www/release/sites/default/files/imagecache/textarticle_640/2013/05/24/img_6603.jpg" alt="Sunscreen" title="Sunscreen" class="imagecache imagecache-textarticle_640" width="640" height="360"/></a> </div> <div class="padding-all-20 blog-post-content clear-fix"> <h2 class="blog-title"><a href="/web/20130702164257/http://www.hlntv.com/article/2013/05/24/consumer-reports-ratings-best-sunscreen">How to buy sunscreen without getting burned!</a></h2> <span class="submitted padding-tb"><div class="author">By <span class="author-name">Dave Siff</span></div><div class="timestamp">updated 1:13 PM EDT, Fri May 24, 2013</div></span> <div class="blog-content"> This weekend marks the unofficial start of summer. And if you're going to the beach or just spending time outside, sunscreen is a must. But which brand offers the best protection? Here's a hint: don't let the price tag be your guide.<br/><br/> <a href="https://web.archive.org/web/20130702164257/http://www.consumerreports.org/cro/index.htm?loginMethod=auto" target="_blank">Consumer Reports</a> put 12 sunscreens to the test and found the best ones were among the least expensive. The sunscreens were judged for their effectiveness at blocking UVA and UVB rays, both of which can cause skin cancer. This "broad spectrum" protection is among the requirements spelled out by new <a href="https://web.archive.org/web/20130702164257/http://www.fda.gov/forconsumers/consumerupdates/ucm258416.htm" target="_blank">federal rules</a> on sunscreen.<br/><br/> </div> <div class="more-info"> <a href="/web/20130702164257/http://www.hlntv.com/article/2013/05/24/consumer-reports-ratings-best-sunscreen" class="blog-read-more">Read More</a>   |   <a href="/web/20130702164257/http://www.hlntv.com/article/2013/05/24/consumer-reports-ratings-best-sunscreen" class="fb-social-comments">Comments (<fb:comments-count href="http://www.hlntv.com/article/2013/05/24/consumer-reports-ratings-best-sunscreen"></fb:comments-count>)</a> </div> </div> </div> </div><div class="blog-post clear-fix textarticle_72303" id="node-72303"> <div class="node-inner node-detail"> <div class="blog-post-photo"> <a href="/web/20130702164257/http://www.hlntv.com/article/2013/05/17/gas-prices-spiking-midwest-memorial-day"><img src="https://web.archive.org/web/20130702164257im_/http://i2.cdn.turner.com/dr/hln/www/release/sites/default/files/imagecache/textarticle_640/2013/05/17/146224083.jpg" alt="Gas" title="Gas" class="imagecache imagecache-textarticle_640" width="640" height="360"/></a> </div> <div class="padding-all-20 blog-post-content clear-fix"> <h2 class="blog-title"><a href="/web/20130702164257/http://www.hlntv.com/article/2013/05/17/gas-prices-spiking-midwest-memorial-day">Pain at the pump: Gas prices hammer Midwest</a></h2> <span class="submitted padding-tb"><div class="author">By <span class="author-name">Dave Siff</span></div><div class="timestamp">updated 9:03 AM EDT, Fri May 17, 2013</div></span> <div class="blog-content"> After a <a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/article/2013/02/18/gas-prices-crude-oil-prices-aaa" target="_self">late-winter spike</a> in gas prices across the country, things have largely settled down and we haven't seen a repeat of <a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/video/2012/03/19/control-how-much-you-spend-pump" target="_self">last spring's march</a> toward a $4 per gallon national average. But with the start of summer driving season just a few days away, drivers in several states are getting hit hard at the pump.<br/><br/> <a href="https://web.archive.org/web/20130702164257/http://blog.gasbuddy.com/posts/Midwest-getting-pummeled-with-price-spikes-Minnesota-sets-records/1715-540279-1791.aspx" target="_blank">GasBuddy.com reports</a> a shrinking supply of gas exacerbated by refinery maintenance and outages, along with the switch to summer-blend gasoline, has led to prices soaring in the Plains states. Drivers in Minnesota are getting the worst of it. According to <a href="https://web.archive.org/web/20130702164257/http://fuelgaugereport.aaa.com/?redirectto=http://fuelgaugereport.opisnet.com/index.asp" target="_blank">AAA</a>, the average price per gallon in Minnesota has jumped to $4.27, a spike of 43 cents in a week, and a full 83 cents higher than a month ago. By way of comparison, the current national average per gallon is $3.65.<br/><br/> </div> <div class="more-info"> <a href="/web/20130702164257/http://www.hlntv.com/article/2013/05/17/gas-prices-spiking-midwest-memorial-day" class="blog-read-more">Read More</a>   |   <a href="/web/20130702164257/http://www.hlntv.com/article/2013/05/17/gas-prices-spiking-midwest-memorial-day" class="fb-social-comments">Comments (<fb:comments-count href="http://www.hlntv.com/article/2013/05/17/gas-prices-spiking-midwest-memorial-day"></fb:comments-count>)</a> </div> </div> </div> </div><div class="blog-post clear-fix textarticle_71787" id="node-71787"> <div class="node-inner node-detail"> <div class="blog-post-photo"> <a href="/web/20130702164257/http://www.hlntv.com/article/2013/05/14/clark-howard-iphone-theft-skechers-fake-electronics"><img src="https://web.archive.org/web/20130702164257im_/http://i2.cdn.turner.com/dr/hln/www/release/sites/default/files/imagecache/textarticle_640/2013/05/14/166231202.jpg" alt="Skechers" title="Skechers" class="imagecache imagecache-textarticle_640" width="640" height="360"/></a> </div> <div class="padding-all-20 blog-post-content clear-fix"> <h2 class="blog-title"><a href="/web/20130702164257/http://www.hlntv.com/article/2013/05/14/clark-howard-iphone-theft-skechers-fake-electronics">Three reasons to watch out for your wallet!</a></h2> <span class="submitted padding-tb"><div class="author">By <span class="author-name">Dave Siff</span></div><div class="timestamp">updated 8:52 AM EDT, Tue May 14, 2013</div></span> <div class="blog-content"> Hear that sound in the distance? That's a <a href="https://web.archive.org/web/20130702164257/http://www.clarkhoward.com/s/podcast/ripoffalert/" target="_blank">rip-off alert</a>, and HLN money expert <a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/talent/bio/clark-howard" target="_self">Clark Howard</a> can't sound it loud enough right now. Here are three signs you need to look out for your wallet today.<br/><br/><ul><li><strong><a href="https://web.archive.org/web/20130702164257/http://www.upi.com/blog/2013/05/13/Skechers-to-pay-40M-for-Shape-Up-toning-claims/8361368482401/" target="_blank">Skechers "shapes up", will pay $40 million</a></strong>: A federal judge has approved the sneaker company's settlement (<a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/video/2012/05/17/skechers-shape-shoe" target="_self">reached a year ago</a>) of a class-action lawsuit which accused it of false advertising of its Shape-Ups line. The FTC said Skechers claimed wearing Shape-Ups could help people gain muscle tone and lose weight. It pointed to several commercials, including <a href="https://web.archive.org/web/20130702164257/http://www.youtube.com/watch?v=9Vr-pnKU9PM" target="_blank">this one</a> featuring Kim Kardashian. <a href="https://web.archive.org/web/20130702164257/http://www.ftc.gov/bcp/cases/skechers/index.shtm" target="_blank">FTC says</a> more than 500,000 customers are eligible for refunds of between $40 and $84. Skechers didn't admit wrongdoing, saying it settled the lawsuit to avoid legal fees. Clark's take? <a href="https://web.archive.org/web/20130702164257/http://www.clarkhoward.com/news/clark-howard/uncategorized/toning-shoes-not-all-theyre-cracked-up-to-be/nFc7/" target="_blank">Be very wary</a> of claims like this. If it sounds too good to be true, it probably is.</li><li><a href="https://web.archive.org/web/20130702164257/http://www.ft.com/intl/cms/s/0/6454afe8-b9a7-11e2-9a9f-00144feabdc0.html#axzz2TBYWL7n8" target="_blank"><strong>Are those headphones real?</strong></a>  A word of caution if you're a consumer of high-end electronics. There's a flood of counterfeits on the market, and it could cost you, <a href="https://web.archive.org/web/20130702164257/http://www.ft.com/intl/cms/s/0/6454afe8-b9a7-11e2-9a9f-00144feabdc0.html#axzz2TBYWL7n8" target="_blank">reports the Financial Times</a>. German company Sennheiser, well-known for its audio products, is leading the fight against fakes. The Times quotes Sennheiser as saying about one-third of headphones and other audio products branded with its name and sold online are counterfeit, and customers often don't know it until the product breaks and they send it to Sennheiser to be fixed. Clark says be careful when buying anything sight unseen. Make sure you're purchasing from a reputable seller.</li><li><strong><a href="https://web.archive.org/web/20130702164257/http://www.latimes.com/business/technology/la-fi-tn-apple-google-samsung-20130513,0,6114418.story" target="_blank">New York steps up fight against "Apple picking"</a></strong>: The state's attorney general sent letters to the chairmen of Apple, Samsung, Google and Microsoft, asking what steps the companies are taking to combat cell phone thefts. Eric Schneiderman calls the thefts "Apple picking" because most of the devices stolen in New York are from Apple. According to Schneiderman's office, there were 11,447 cases of stolen Apple products in the first nine months of 2012. Compare that to 3,280 for the same period in 2011. He says the big cell phone makers "have a responsibility to their customers to fulfill their promises to ensure safety and security," and asked why the companies can't develop technology to render stolen phones inoperable. Clark's advice is to password-protect your phone at the very least, and consider using an app that can <a href="https://web.archive.org/web/20130702164257/http://www.pcmag.com/article2/0,2817,2352755,00.asp" target="_blank">remotely shut down your phone</a> if it's lost or stolen.</li></ul> </div> <div class="more-info"> <a href="/web/20130702164257/http://www.hlntv.com/article/2013/05/14/clark-howard-iphone-theft-skechers-fake-electronics" class="fb-social-comments">Comments (<fb:comments-count href="http://www.hlntv.com/article/2013/05/14/clark-howard-iphone-theft-skechers-fake-electronics"></fb:comments-count>)</a> </div> </div> </div> </div><div class="blog-post clear-fix media_71395" id="node-71395"> <div class="node-inner node-detail"> <div class="blog-post-photo"> <a href="/web/20130702164257/http://www.hlntv.com/video/2013/05/10/tesla-consumer-reports-highest-rated-car"><img src="https://web.archive.org/web/20130702164257im_/http://i2.cdn.turner.com/dr/hln/www/release/sites/default/files/imagecache/textarticle_640/2013/05/10/model-s-on-road_960x640_g.jpg" alt="Tesla" title="Tesla" class="imagecache imagecache-textarticle_640" width="640" height="360"/><span class="overlay-show-media"></span></a> </div> <div class="padding-all-20 blog-post-content clear-fix"> <h2 class="blog-title"><a href="/web/20130702164257/http://www.hlntv.com/video/2013/05/10/tesla-consumer-reports-highest-rated-car">Charge! Tesla aces Consumer Reports testing</a></h2> <span class="submitted padding-tb"><div class="author">By <span class="author-name">Dave Siff</span></div><div class="timestamp">updated 9:20 AM EDT, Fri May 10, 2013</div></span> <div class="blog-content"> HLN money expert <a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard" target="_self">Clark Howard</a> has been an <a href="https://web.archive.org/web/20130702164257/http://www.clarkhoward.com/news/clarkhoward/cars/clark-having-his-prius-converted-to-plug-in-hybrid/nFWp/" target="_blank">early adopter</a> of hybrid and electric vehicle technology going back to the late 1970s. So, Clark was grinning ear to ear when he heard Tesla's Model S got the <a href="https://web.archive.org/web/20130702164257/http://money.cnn.com/2013/05/09/autos/tesla-model-s-consumer-reports/index.html?iid=HP_River" target="_blank">highest scores</a> in the history of Consumer Reports auto testing.<br/><br/>Clark's current ride is the all-electric <a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/video/2012/01/20/howard-electric-vehicles-2012" target="_self">Nissan Leaf</a>, but he's got a Tesla on the way. Electric and hybrid cars still make up a <a href="https://web.archive.org/web/20130702164257/http://money.cnn.com/2012/10/19/autos/electric-car/index.html" target="_blank">tiny fraction</a> of overall vehicle sales. But Clark says while the Tesla's price may put it out of range for many buyers, the car's range on a single charge is a potential game-changer.<br/><br/> </div> <div class="more-info"> <a href="/web/20130702164257/http://www.hlntv.com/video/2013/05/10/tesla-consumer-reports-highest-rated-car" class="fb-social-comments">Comments (<fb:comments-count href="http://www.hlntv.com/video/2013/05/10/tesla-consumer-reports-highest-rated-car"></fb:comments-count>)</a> </div> </div> </div> </div><div class="blog-post clear-fix media_70635" id="node-70635"> <div class="node-inner node-detail"> <div class="blog-post-photo"> <a href="/web/20130702164257/http://www.hlntv.com/video/2013/05/06/moxy-hotels-savings-europe-money-chic-cheap"><img src="https://web.archive.org/web/20130702164257im_/http://i2.cdn.turner.com/dr/hln/www/release/sites/default/files/imagecache/textarticle_640/2013/05/06/59356707774d57ea2fba93dd7546db7b_f11.jpg" alt="Affordable European Hotel Chain " title="Affordable European Hotel Chain " class="imagecache imagecache-textarticle_640" width="640" height="360"/><span class="overlay-show-media"></span></a> </div> <div class="padding-all-20 blog-post-content clear-fix"> <h2 class="blog-title"><a href="/web/20130702164257/http://www.hlntv.com/video/2013/05/06/moxy-hotels-savings-europe-money-chic-cheap">Ikea gets into hotel biz, joins Marriott with Moxy</a></h2> <span class="submitted padding-tb"><div class="author">By <span class="author-name">Aikeem Hunter</span></div><div class="timestamp">updated 12:51 PM EDT, Mon May 06, 2013</div></span> <div class="blog-content"> Marriott and Ikea plan to open up an affordable, modern hotel chain in Europe next year. It's called <a href="https://web.archive.org/web/20130702164257/http://www.moxyhotels.com/en/" target="_blank">Moxy Hotels</a>. HLN's Money Expert Clark Howard explains what's in it for you!<br/><br/> </div> <div class="more-info"> <a href="/web/20130702164257/http://www.hlntv.com/video/2013/05/06/moxy-hotels-savings-europe-money-chic-cheap" class="fb-social-comments">Comments (<fb:comments-count href="http://www.hlntv.com/video/2013/05/06/moxy-hotels-savings-europe-money-chic-cheap"></fb:comments-count>)</a> </div> <div class="blog-post-tags"> <span class="tags-label">Filed under:  </span> <a href="/web/20130702164257/http://www.hlntv.com/shows/clark-howard/tags/your%20money">Your money</a> </div> </div> </div> </div><div class="item-list"><ul class="pager"><li class="pager-current first">1</li> <li class="pager-item"><a href="/web/20130702164257/http://www.hlntv.com/shows/clark-howard?page=1" title="Go to page 2" class="active">2</a></li> <li class="pager-item"><a href="/web/20130702164257/http://www.hlntv.com/shows/clark-howard?page=2" title="Go to page 3" class="active">3</a></li> <li class="pager-item"><a href="/web/20130702164257/http://www.hlntv.com/shows/clark-howard?page=3" title="Go to page 4" class="active">4</a></li> <li class="pager-item"><a href="/web/20130702164257/http://www.hlntv.com/shows/clark-howard?page=4" title="Go to page 5" class="active">5</a></li> <li class="pager-item"><a href="/web/20130702164257/http://www.hlntv.com/shows/clark-howard?page=5" title="Go to page 6" class="active">6</a></li> <li class="pager-item"><a href="/web/20130702164257/http://www.hlntv.com/shows/clark-howard?page=6" title="Go to page 7" class="active">7</a></li> <li class="pager-item"><a href="/web/20130702164257/http://www.hlntv.com/shows/clark-howard?page=7" title="Go to page 8" class="active">8</a></li> <li class="pager-item"><a href="/web/20130702164257/http://www.hlntv.com/shows/clark-howard?page=8" title="Go to page 9" class="active">9</a></li> <li class="pager-ellipsis">…</li> <li class="pager-next"><a href="/web/20130702164257/http://www.hlntv.com/shows/clark-howard?page=1" class="active">›</a></li> <li class="pager-last last"><a href="/web/20130702164257/http://www.hlntv.com/shows/clark-howard?page=43" title="Go to last page" class="active">last »</a></li> </ul></div> </div> <div id="sidebar-first"> <div class="rgt-300x250-ad ad-container"><div id="ad-786678" align="center" style="padding: 0; margin: 0; border: 0;"><script type="text/javascript"> cnnad_createAd("786678","https://web.archive.org/web/20130702164257/http://ads.hlntv.com/html.ng/site=hln&hln_pos=300x250_rgt&hln_rollup=shows&hln_section=clark_howard&params.styles=fs","250","300"); </script></div><span class="ad-string"></span></div><div id="show-section" class="clear-fix"><div class="clearfix"></div><h2 class="pane-title">On TV</h2><div class="shows-blog-info first"> <div class="blog-info-photo"><img src="https://web.archive.org/web/20130702164257im_/http://i2.cdn.turner.com/dr/hln/www/release/sites/default/files/imagecache/half_box_300x125/2012/02/27/half.jpg" alt="GAS" title="GAS" class="imagecache imagecache-half_box_300x125" width="300" height="125"/></div> <div class="blog-info-content"> <div class="blog-info-body"> <p>As Americans face turbulent economic times, Money Expert Clark Howard gives you a roadmap to financial stability every day on HLN.</p> </div> </div> </div> <div class="clearfix"></div><h2 class="pane-title">Resources</h2><ul class="template half-line clear-fix show-page-links first"><li class="template6"><div class="cluster-box-content links"> <h2>Important Links</h2> <div class="item-list"><ul class="cluster-links"><li class="first"><a href="https://web.archive.org/web/20130702164257/http://www.clarkhoward.com/news/clarkhoward/travel/cruises-are-best-travel-deal-summer/nYG4F/" target="_blank"><p class="ellipsis">Deals on cruises </p></a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.sba.gov/content/veteran-service-disabled-veteran-owned" target="_blank"><p class="ellipsis">SBA Lending Program </p></a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.clarkhoward.com/news/clark-howard/health-health-care/secret-getting-generic-drugs-even-cheaper/nW92P/" target="_blank"><p class="ellipsis">Cheap prescription drugs </p></a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.clarkhoward.com/news/clarkhoward/travel/save-800-summer-airfare-europe/nXgNC/" target="_blank"><p class="ellipsis">Summer Travel to Europe </p></a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.clarkhoward.com/news/clark-howard/technology/t-mobile-offers-new-non-contract-plans/nW5qQ/" target="_blank"><p class="ellipsis">T-Mobile's Non-Contract Plans</p></a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.clarkhoward.com/news/clarkhoward/cars/get-discount-gas-plus-look-fuel-price-trends/nXBqH/" target="_blank"><p class="ellipsis">Walmart's gas savings </p></a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.forbes.com/sites/davidewalt/2013/04/08/americas-best-airlines/" target="_blank"><p class="ellipsis">Best & Worst Airlines </p></a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.clarkhoward.com/news/clark-howard/technology/supreme-court-rules-illegal-music-downloading/nWwc3/" target="_blank"><p class="ellipsis">Listen to music for free </p></a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.cnn.com/2013/04/16/us/iyw-boston-marathon/index.html"><p class="ellipsis">Boston bombing: How you can help</p></a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.clarkhoward.com/videos/clark-howard/health-health-care/a-more-affordable-health-plan/vFtR6/" target="_blank"><p class="ellipsis">Affordable health plan</p></a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.clarkhoward.com/news/clarkhoward/business-entrepreneurs/entrepreneurial-spirit-alive-and-well-unlikely-pla/nWLtQ/" target="_blank"><p class="ellipsis">The power of entrepreneurship</p></a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.cnn.com/2013/02/26/tech/innovation/outbox-mail-service" target="_blank"><p class="ellipsis">Digitize your mail with Outbox</p></a></li> <li><a href="https://web.archive.org/web/20130702164257/http://tug2.net/" target="_blank"><p class="ellipsis">Truth about timeshares </p></a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.clarkhoward.com/news/clark-howard/personal-finance-credit/clarks-investment-guide/nFZK/" target="_blank"><p class="ellipsis">Clark's investment guide</p></a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.clarkhoward.com/news/clarkhoward/cars/clarks-car-buying-tips/nFgH/" target="_blank"><p class="ellipsis">Buying a new car </p></a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.clarkhoward.com/news/clark-howard/homes-real-estate/flood-insurance-easy-and-cheap-own/nDcqN/" target="_blank"><p class="ellipsis">Flood damage home protection</p></a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.clarkhoward.com/news/clarkhoward/cars/clarks-car-buying-tips/nFgH/" target="_blank"><p class="ellipsis">Clark's car buying guide</p></a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.clarkhoward.com/news/clark-howard/personal-finance-credit/irs-free-file-program-now-and-running/nGP7Q/"><p class="ellipsis">IRS Free File program </p></a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.cnn.com/2013/02/11/tech/social-media/twitter-hashtag-purchases" target="_blank"><p class="ellipsis">Shopping with hashtags </p></a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.funerals.org/" target="_blank"><p class="ellipsis">Find a memorial society near you</p></a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.clarkhoward.com/news/clark-howard/shopping-retail/credit-card-use-surcharge-goes-effect-later-month/nT4Nh/" target="_blank"><p class="ellipsis">Merchant credit card surcharges</p></a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.clarkhoward.com/news/clark-howard/technology/cheap-smart-phone-options-amazon-straight-talk/nTrGk/" target="_blank"><p class="ellipsis">Cheap prices on smartphones </p></a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.pcworld.com/article/2010005/5-free-open-source-alternatives-to-microsoft-office.html" target="_blank"><p class="ellipsis">Savings on computer software </p></a></li> <li><a href="https://web.archive.org/web/20130702164257/http://money.cnn.com/2013/01/04/retirement/roth-401k-fiscal-cliff/index.html" target="_blank"><p class="ellipsis">Traditional vs. Roth 401(k)</p></a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.clarkhoward.com/news/clark-howard/technology/using-smart-phone-apps-get-best-prices-when-shoppi/nFmp/" target="_blank"><p class="ellipsis">Compare prices and save </p></a></li> <li><a href="https://web.archive.org/web/20130702164257/http://techcrunch.com/2012/12/06/google-launches-snapseeds-powerful-photo-editing-app-for-android-makes-its-ios-version-free/" target="_blank"><p class="ellipsis">Free photo-editing app </p></a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.brandchannel.com/home/post/2012/12/06/HM-Global-Recycling-120612.aspx" target="_blank"><p class="ellipsis">H&M;'s recycling initiative </p></a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.clarkhoward.com/news/clark-howard/technology/make-your-own-free-mobile-apps-events/nTHcc/" target="_blank"><p class="ellipsis">Do-it-yourself app </p></a></li> <li><a href="https://web.archive.org/web/20130702164257/http://online.wsj.com/article/SB10001424127887323374504578220081249592640.html" target="_blank"><p class="ellipsis">Self-driving cars in gear </p></a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.clarkhoward.com/news/clark-howard/homes-real-estate/leds-cfls-and-traditional-lightbulbs-savings-compa/nHcpS/" target="_blank"><p class="ellipsis">Save on your electric bill </p></a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.fcc.gov/guides/robocalls" target="_blank"><p class="ellipsis">Robocalls and your protection</p></a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.clarkhoward.com/news/clark-howard/technology/protect-your-iphone-thieves-app/nFFNZ/" target="_blank"><p class="ellipsis">Free smartphone security apps</p></a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.sfgate.com/business/article/how-ride-share-services-skirt-taxi-rules-3835566.php" target="_blank"><p class="ellipsis">Car service on demand </p></a></li> <li><a href="https://web.archive.org/web/20130702164257/http://ibrinfo.org/" target="_blank"><p class="ellipsis">Student loan repayment assistance</p></a></li> <li><a href="https://web.archive.org/web/20130702164257/http://money.cnn.com/2012/09/24/pf/stay-at-home-parents-credit-card-rule/index.html" target="_blank"><p class="ellipsis">Credit relief for stay-at-home parents</p></a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.clarkhoward.com/news/clark-howard/technology/free-text-messaging-apps-available/nDWdY/" target="_blank"><p class="ellipsis">Free texting apps to save money </p></a></li> <li><a href="https://web.archive.org/web/20130702164257/http://articles.orlandosentinel.com/2012-11-17/business/os-theme-parks-variable-pricing-20121117_1_theme-parks-universal-express-halloween-horror-nights" target="_blank"><p class="ellipsis">Dynamic pricing and theme parks</p></a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.opportunityfund.org/loans/"><p class="ellipsis">Small business micro-lending</p></a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/article/2012/10/10/apps-saving-shop-smart-magazine-couponing" target="_blank"><p class="ellipsis">Apps for comparison shopping</p></a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.clarkhoward.com/topics/cheap_cell_plans/" target="_blank"><p class="ellipsis">Clark's guide to cell phone plans</p></a></li> <li><a href="https://web.archive.org/web/20130702164257/https://www.nicb.org/theft_and_fraud_awareness/vincheck/vincheck" target="_blank"><p class="ellipsis">Flood car database</p></a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.clarkhoward.com/news/clark-howard/technology/clark-howards-virus-spyware-and-malware-protection/nFZJ/" target="_blank"><p class="ellipsis">Clark's guide to anti-virus protection</p></a></li> <li><a href="https://web.archive.org/web/20130702164257/http://unclaimedbaggage.com/" target="_blank"><p class="ellipsis">Unclaimed Baggage Center</p></a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.clarkhoward.com/news/clark-howard/personal-finance-credit/credit-freeze-and-thaw-guide/nFbL/" target="_blank"><p class="ellipsis">Clark's credit freeze guide</p></a></li> <li><a href="https://web.archive.org/web/20130702164257/http://kidrocket.en.softonic.com/" target="_blank"><p class="ellipsis">KidRocket: Kid-friendly web browser</p></a></li> <li><a href="https://web.archive.org/web/20130702164257/http://fisherhouse.org/programs/hotels-for-heroes/" target="_blank"><p class="ellipsis">Donate hotel points to veterans</p></a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.missingmoney.com/" target="_blank"><p class="ellipsis">Find lost life insurance money</p></a></li> <li><a href="https://web.archive.org/web/20130702164257/http://blogs.automotive.com/insurance-com-releases-uh-oh-calculator-to-tell-you-how-badly-that-citation-will-cost-you-95241.html" target="_blank"><p class="ellipsis">How tickets affect insurance rates</p></a></li> <li><a href="https://web.archive.org/web/20130702164257/https://msc.fema.gov/webapp/wcs/stores/servlet/CategoryDisplay" target="_blank"><p class="ellipsis">FEMA Flood Map Center </p></a></li> <li><a href="https://web.archive.org/web/20130702164257/http://culookup.com/" target="_blank"><p class="ellipsis">Find a credit union</p></a></li> <li><a href="https://web.archive.org/web/20130702164257/http://surfeasy.com/" target="_blank"><p class="ellipsis">Tool for safely surfing the web</p></a></li> <li class="last"><a href="https://web.archive.org/web/20130702164257/http://www.edmunds.com/calculators/" target="_blank"><p class="ellipsis">Edmunds Car Loan Calculator</p></a></li> </ul></div></div> </li></ul><ul class="template half-line clear-fix show-page-links"><li class="template6"><div class="cluster-box-content links"> <h2>IMPORTANT LINKS ARCHIVE</h2> <div class="item-list"><ul class="cluster-links"><li class="first"><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/article/2010/01/02/travel"><p class="ellipsis">Travel</p></a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/article/2010/01/02/credit"><p class="ellipsis">Credit</p></a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/article/2010/01/02/cars"><p class="ellipsis">Cars</p></a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/article/2010/01/02/insurance"><p class="ellipsis">Insurance</p></a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/article/2010/01/02/student-loans"><p class="ellipsis">Student Loans</p></a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/article/2010/01/02/banking"><p class="ellipsis">Banking</p></a></li> <li class="last"><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/article/2012/04/23/real-estate-and-housing"><p class="ellipsis">Real Estate and Housing</p></a></li> </ul></div></div> </li></ul><div class="clearfix"></div><h2 class="pane-title">Join In</h2> <a class="twitter-timeline" href="https://web.archive.org/web/20130702164257/http://www.twitter.com/@ClarkHoward" data-widget-id="313662175141044225" height="300">Tweets by @DrDrewHLN</a> <div class="shows-blog-info "> <div class="blog-info-content"> <div class="blog-info-head">CLARK HOWARD WANTS YOU!</div> <div class="blog-info-body"> <p>Are you a couple who just can't seem to agree when it comes to money?<br><br>One is a saver, the other a spender? One wants to refinance, the other wants to renovate? Clark can help!<br><br><strong><a href="https://web.archive.org/web/20130702164257/http://www.cnn.com/feedback/show/index.chs.html?s=clarkhowardshow&hdln=1" target="_self">Send</a></strong> us an email and tell us your story. You could be profiled on HLN, with Clark's advice to restore your financial harmony.</p> </div> </div> </div> <div class="clearfix"></div><h2 class="pane-title">Get to Know Us</h2><div class="shows-blog-info first"> <div class="blog-info-content"> <div class="blog-info-head">CONTACT US</div> <div class="blog-info-body"> <p><strong><a href="https://web.archive.org/web/20130702164257/http://www.cnn.com/feedback/show/index.chs.html?s=clarkhowardshow&hdln=1" target="_self">Send</a></strong> your questions and comments to Clark Howard.</p> </div> </div> </div> <ul class="template half-line clear-fix "><li class="template6"><div class="talent_asset talent_data talent_asset_ext"> <a href="https://web.archive.org/web/20130702164257/http://www.clarkhoward.com/" target="_blank" class="hovblock cluster-content-title"> <h2><span class="talent_title">Clarkhoward.com</span></h2> <span class="arrow"></span> <div class="talent_photo talent_data"><img src="https://web.archive.org/web/20130702164257im_/http://i2.cdn.turner.com/dr/hln/www/release/sites/default/files/imagecache/cluster_thumb_150x125/2012/02/27/quarter.jpg" alt="Clarkhoward.com" title="Clarkhoward.com" width="150" height="125"/></div> </a> </div></li></ul><div class="clearfix"></div><h2 class="pane-title">Books</h2><ul class="template half-line clear-fix first"><li class="template6"><div class="talent_asset talent_data"> <a href="/web/20130702164257/http://www.hlntv.com/talent/asset/living-large-lean-times" class="hovblock cluster-content-title"> <h2><span class="talent_title">Living Large in Lean Times</span></h2> <span class="arrow"></span> <div class="talent_photo talent_data"><img src="https://web.archive.org/web/20130702164257im_/http://i2.cdn.turner.com/dr/hln/www/release/sites/default/files/imagecache/cluster_thumb_150x125/2012/02/27/cuts_0.jpg" alt="Living Large in Lean Times" title="Living Large in Lean Times" width="150" height="125"/></div> </a> </div></li></ul><div class="clearfix"></div><h2 class="pane-title">Joplin's Road Back</h2><div class="shows-blog-info first"> <div class="blog-info-content"> <div class="blog-info-body"> <p>It's been a year since a massive EF-5 tornado ripped Joplin, Missouri. HLN money expert Clark Howard was on the ground weeks after the storm hit and found people determined to stay and rebuild their lives in the city they call home. Now, a year later, Clark and Robin Meade return to Joplin to tell the next chapter in this story of perseverance, courage and resolve.</p><p><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/video/2012/05/18/joplin-tornado-aftermath-2011-determination-rebuild" target="_self">Determination to rebuild</a></p><p><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/video/2012/05/18/joplin-2011-road-back" target="_blank">Joplin 2011: The Road Back</a></p><p><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/video/2012/05/18/life-after-destruction" target="_blank">Joplin: Life after destruction</a></p><p><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/video/2012/05/18/preparing-devastation" target="_self">Preparing for devastation</a></p><p><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/video/2012/05/18/volunteers-pour-joplin" target="_blank">Volunteers pour in to Joplin</a></p><p><a href="https://web.archive.org/web/20130702164257/http://hlntv.com/video/2012/05/18/joplin-road-back" target="_self">Joplin: The Road Back</a></p> </div> </div> </div> <div class="clearfix"></div><h2 class="pane-title">Operation Clark Smart</h2><div class="shows-blog-info first"> <div class="blog-info-photo"><img src="https://web.archive.org/web/20130702164257im_/http://i2.cdn.turner.com/dr/hln/www/release/sites/default/files/imagecache/half_box_300x125/2012/02/27/half_0.jpg" alt="Clark - Operation Photo" title="Clark - Operation Photo" class="imagecache imagecache-half_box_300x125" width="300" height="125"/></div> <div class="blog-info-content"> <div class="blog-info-head">Operation Clark Smart</div> <div class="blog-info-body"> <p>Clark Howard has served for ten years as a member of his state guard. And now, he wants to serve his fellow military personnel!<br><br>Clark visits Naval Station Mayport in Jacksonville, Florida to help sailors and their families get financially fit.<br><br>Clark advises a Navy family trying to figure out how to pay for 28 years of college, and brings you the story of two wounded soldiers whose lives have been changed by the Wounded Warrior Project.<br><br>You'll get money-saving tips you can use whether you're in the military or not.</p><p><strong><a href="https://web.archive.org/web/20130702164257/http://www.cnn.com/video/#/video/bestoftv/2011/11/29/exp-howard-opcs-andersons.cnn" target="_self">Wounded warriors given a second chance<br>Sending seven kids to college!</a></strong><br><a href="https://web.archive.org/web/20130702164257/http://admin.hlntv.com/shows/clark-howard/tags/operation-clark-smart" target="_self"><strong>Archive</strong></a></p> </div> </div> </div> </div><h2 class="pane-title">Blog</h2><div class="shows-block"> <h2>Categories</h2> <ul id="categories-list"> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard/tags/clark howard">Clark Howard</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard/tags/living">Living</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard/tags/behind the headlines">Behind the Headlines</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard/tags/credit">Credit</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard/tags/finance">Finance</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard/tags/help me clark">Help Me Clark</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard/tags/money coach">Money Coach</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard/tags/retirement">Retirement</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard/tags/your money">Your Money</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard/tags/economy">Economy</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard/tags/savings">Savings</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard/tags/banking">Banking</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard/tags/investing">Investing</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard/tags/uncategorized">Uncategorized</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard/tags/mortgage">Mortgage</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard/tags/auto">Auto</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard/tags/college">College</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard/tags/commerce">Commerce</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard/tags/real estate">Real Estate</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard/tags/loan">Loan</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard/tags/health">Health</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard/tags/career">Career</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard/tags/insurance">Insurance</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard/tags/travel">Travel</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard/tags/children">Children</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard/tags/401k">401K</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard/tags/taxes">Taxes</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard/tags/environment">Environment</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard/tags/finance. living">Finance. Living</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard/tags/identity theft">Identity Theft</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard/tags/student loan">Student loan</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard/tags/airlines">Airlines</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard/tags/ clark howard"> Clark Howard</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard/tags/unemployment">Unemployment</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard/tags/ipad">IPad</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard/tags/hln on air">HLN On Air</a></li> </ul> <a id="categories-more" href="#">MORE ></a> </div> <script> $(function(){ var max_item = 10; if ($('#categories-list li').length > max_item) { $('#categories-list li:gt(' + (max_item - 1) + ')').hide(); $('#categories-more').show(); } $('#categories-more').click(function(){ if ($('#categories-more').text() == 'MORE >') { $('#categories-more').text('LESS >'); $('#categories-list li:gt(' + (max_item - 1) + ')').show(); } else { $('#categories-more').text('MORE >'); $('#categories-list li:gt(' + (max_item - 1) + ')').hide(); } return false; }); }); </script><div class="shows-block"> <h2>Archive</h2> <ul id="archive-list"> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard/2013/06">June 2013</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard/2013/05">May 2013</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard/2013/04">April 2013</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard/2013/03">March 2013</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard/2013/02">February 2013</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard/2013/01">January 2013</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard/2012/12">December 2012</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard/2012/11">November 2012</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard/2012/10">October 2012</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard/2012/09">September 2012</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard/2012/08">August 2012</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard/2012/07">July 2012</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard/2012/06">June 2012</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard/2012/05">May 2012</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard/2012/04">April 2012</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard/2012/03">March 2012</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard/2012/02">February 2012</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard/2011/06">June 2011</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard/2011/05">May 2011</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard/2011/01">January 2011</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard/2010/12">December 2010</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard/2010/10">October 2010</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard/2010/09">September 2010</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard/2010/08">August 2010</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard/2010/07">July 2010</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard/2010/06">June 2010</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard/2010/05">May 2010</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard/2010/04">April 2010</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard/2010/03">March 2010</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard/2010/02">February 2010</a></li> <li><a href="https://web.archive.org/web/20130702164257/http://www.hlntv.com/shows/clark-howard/2010/01">January 2010</a></li> </ul> <a id="archive-more" href="#">MORE ></a> </div> <script> $(function(){ var max_item = 10; if ($('#archive-list li').length > max_item) { $('#archive-list li:gt(' + (max_item - 1) + ')').hide(); $('#archive-more').show(); } $('#archive-more').click(function(){ if ($('#archive-more').text() == 'MORE >') { $('#archive-more').text('LESS >'); $('#archive-list li:gt(' + (max_item - 1) + ')').show(); } else { $('#archive-more').text('MORE >'); $('#archive-list li:gt(' + (max_item - 1) + ')').hide(); } return false; }); }); </script> </div>  </div> </div> <div id="content-bottom"> <div id="block-sdi_ad_regions-bot-728x90-ad" class="block block-sdi_ad_regions"> <h2>Advertisement</h2> <div class="content"> <div class="bot-728x90-ad ad-container"><div id="ad-710542" align="center" style="padding: 0; margin: 0; border: 0;"><script type="text/javascript"> cnnad_createAd("710542","https://web.archive.org/web/20130702164257/http://ads.hlntv.com/html.ng/site=hln&hln_pos=728x90_bot&hln_rollup=shows&hln_section=clark_howard&params.styles=fs","90","728"); </script></div><span class="ad-string"></span></div> </div> </div> </div> </div> </div> <footer id="footer"> <div id="footer-wrapper"> <a href="/web/20130702164257/http://www.hlntv.com/" title="Home" rel="home" id="logo-footer"> </a> <ul class="links" id="footer-user-links"><li class="menu-769 first"><a href="/web/20130702164257/http://www.hlntv.com/">HOME</a></li> <li class="menu-770"><a href="/web/20130702164257/http://www.hlntv.com/topics">TOPICS</a></li> <li class="menu-772"><a href="/web/20130702164257/http://www.hlntv.com/schedule">SCHEDULE</a></li> <li class="menu-2697"><a href="https://web.archive.org/web/20130702164257/http://www.cnn.com/video/?/video/cvptve/cvpstream2">WATCH NOW</a></li> <li class="menu-775 last"><a href="https://web.archive.org/web/20130702164257/http://www.cnn.com/">CNN.COM</a></li> </ul> <form action="https://web.archive.org/web/20130702164257/http://www.hlntv.com/search/content" accept-charset="UTF-8" method="post" id="search-theme-form"> <div><div id="search" class="container-inline"> <div class="form-item" id="edit-search-theme-form-1-wrapper"> <input type="text" maxlength="128" name="search_theme_form" id="edit-search-theme-form-1" size="15" value="Search" title="Enter the terms you wish to search for." class="form-text search-input-text custom-search-default-value"/> </div> <input type="submit" name="op" id="edit-submit" value="Search" class="form-submit"/> <input type="hidden" name="form_build_id" id="form-f3eeb545d3c8d24a172fee5597cd64a2" value="form-f3eeb545d3c8d24a172fee5597cd64a2"/> <input type="hidden" name="form_id" id="edit-search-theme-form" value="search_theme_form"/> <input type="hidden" name="default_text" id="edit-default-text" value="Search" class="default-text"/> </div> </div></form> <div class="legal"> TM & © 2013 Cable News Network, Inc. A Time Warner Company. All Rights Reserved.<br> Part of TBS Entertainment Digital. </div> <ul class="links" id="footer-links"><li class="menu-539 first"><a href="/web/20130702164257/http://www.hlntv.com/hln-terms-service" rel="nofollow">Terms of Service</a></li> <li class="menu-540"><a href="/web/20130702164257/http://www.hlntv.com/hln-privacy-guidelines" rel="nofollow">Privacy guidelines</a></li> <li class="menu-541 ad-choices-link"><a href="/web/20130702164257/http://www.hlntv.com/hln-ad-choices" rel="nofollow">Ad choices</a></li> <li class="menu-542"><a href="https://web.archive.org/web/20130702164257/http://www.cnn.com/services/advertise/main.html" rel="nofollow">Advertise with us</a></li> <li class="menu-768"><a href="https://web.archive.org/web/20130702164257/http://cnnpressroom.blogs.cnn.com/" title="" rel="nofollow">Press Room</a></li> <li class="menu-543"><a href="/web/20130702164257/http://www.hlntv.com/hln-about-us" rel="nofollow">About us</a></li> <li class="menu-544"><a href="https://web.archive.org/web/20130702164257/http://www.cnn.com/feedback/#cnn_FBKHLN" rel="nofollow">Contact us</a></li> <li class="menu-545"><a href="https://web.archive.org/web/20130702164257/http://www.turner.com/careers/" rel="nofollow">Work for us</a></li> <li class="menu-546 last"><a href="/web/20130702164257/http://www.hlntv.com/hln-help" rel="nofollow">Help</a></li> </ul> </div> </footer> <script src="https://web.archive.org/web/20130702164257js_/http://js.revsci.net/gateway/gw.js?csid=A09801" language="JavaScript" type="text/javascript"></script> <script language="JavaScript" type="text/javascript"> //ADM cnnad_sendADMData(); //UGD cnnad_ugsync(); </script> <script src="https://web.archive.org/web/20130702164257js_/http://z.cdn.turner.com/dr/hln/www/release/sites/default/files/adbp/jsmd-166.min.js?I" language="JavaScript" type="text/javascript"></script> <script language="JavaScript" type="text/javascript"> var hln_metadata = { page_template_type: "other:blog front", broadcast_franchise: "clark howard", search_keywords: "", search_results: "", login_status: "anonymous", page_content_type: "show", primary_cluster: "", clusters_list: "", primary_topic: "", topics_list: "", video_results: "", author: "Andrea Bibbs", content_publish_date: "20110921", gallery_name: "" }; var jsmd; Drupal.behaviors.analytic_init = function () { // initialize the jsmd object jsmd = _jsmd.init(); // sends the page view beacon jsmd.send(); } </script> <div id="fb-root"></div><script type="text/javascript"> Drupal.behaviors.fb_init = function () { window.fbAsyncInit = function() { FB.init({ appId: "102908013153021", status: true, cookie: true, xfbml: true, channelUrl: "https:\/\/web.archive.org\/web\/20130702164257\/http:\/\/www.hlntv.com\/fb_social\/channel" }); FB.getLoginStatus(function(response){ if (typeof updateFbCounter == 'function') { updateFbCounter(); } }); }; var e = document.createElement('script'); e.async = true; // using https since IE 9 is throwing security warning message e.src = 'https://web.archive.org/web/20130702164257/https://connect.facebook.net/en_US/all.js'; document.getElementById('fb-root').appendChild(e); // function to check Facebook connectivity function check_connectivity() { if (typeof FB == 'undefined') { $('.fb-comments-custom #fb-social-comments') .append('Could not load Facebook comments due to connectivity issue. Please try again later.') .addClass('fb-comment-error'); } } $(window).load(function() { setTimeout(check_connectivity,1500); }); } </script><script type="text/javascript"> <![CDATA[//><!]]> </script> <script type="text/javascript"> <![CDATA[//><!]]> </script> <script type="text/javascript"> <![CDATA[//><!]]> </script> </body> </html>