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data-bactmln="Nav-_-Sub-_-[Sub]_middle-east_https://business.bofa.com/mena/en/about-us.html"> <span class="navigation-link__text">Middle East</span> </a> </li> <li class="sub-navigation__item sub-navigation__item--spacing-default"> <a class="navigation-link navigation-link--sub t-track-nav-sub-link " href="https://business.bofa.com/sg/en/about-us.html" data-bactmln="Nav-_-Sub-_-[Sub]_singapore_https://business.bofa.com/sg/en/about-us.html"> <span class="navigation-link__text">Singapore</span> </a> </li> <li class="sub-navigation__item sub-navigation__item--spacing-default"> <a class="navigation-link navigation-link--sub t-track-nav-sub-link " href="https://business.bofa.com/kr/en/about-us.html" data-bactmln="Nav-_-Sub-_-[Sub]_south-korea_https://business.bofa.com/kr/en/about-us.html"> <span class="navigation-link__text">South Korea</span> </a> </li> <li class="sub-navigation__item sub-navigation__item--spacing-default"> <a class="navigation-link navigation-link--sub t-track-nav-sub-link " href="https://business.bofa.com/ch/en/about-us.html" data-bactmln="Nav-_-Sub-_-[Sub]_switzerland_https://business.bofa.com/ch/en/about-us.html"> <span class="navigation-link__text">Switzerland</span> </a> </li> <li class="sub-navigation__item sub-navigation__item--spacing-default"> <a class="navigation-link navigation-link--sub t-track-nav-sub-link " href="https://business.bofa.com/uk/en/about-us.html" data-bactmln="Nav-_-Sub-_-[Sub]_united-kingdom_https://business.bofa.com/uk/en/about-us.html"> <span class="navigation-link__text">United Kingdom</span> </a> </li> </ul> </div> <div class="tile-container tile-container--mainnavigation tile-container--col-1 " data-action="tile-container-component" data-props-initial-load-count="1" data-props-show-items-count="6"> <div class="container"> <div class="tiles row page-tiles "> <div class="aem-wrap--tile"> <a class="tile-anchor js-tile-anchor js-tile-tag-link t-track-tile-link " href="/my/en/about-us.html" data-bactmln="Tile-_-Hyperlink-_-bank-of-america-in-malaysia_[position]_/my/en/about-us.html"> <div class="tile tile--default"> <div class="tile__image-container"> <img class="tile__image " width="416" height="215" src="/content/dam/flagship/my/en/about-us/Masthead-Tile.jpg" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <p class="tile__headline header--default-color "> Bank of America in Malaysia </p> <div class="tile__body color-default " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>Since we opened in Malaysia, we’ve seen a large amount of success in our partnerships. Let us help you make connections.</p> </div> </div> </div> </a> </div> </div> </div> </div> </div> </simple-collapse> </li> </ul> </nav> <div class="main-navigation__search"> <div class="navigation-search " data-props-repository="flagship" data-props-results-location="https://business.bofa.com/content/boaml/en_us/flagship/search.html" data-props-keywords="CashPro|Business Banking|Trader Insights|Corporate Card|ACH|Payments|Fraud|Commercial banking|Corporate Banking|ESG|Investment banking|Global markets|Commercial real estate|Virtual Payables|Healthcare|Making Business Easier|Supply Chains|International|Data Analytics|Mercury|Mergers and acquisitions|Foreign exchange|Liquidity|Innovation|SBA Loans|Digital Transformation|BofA Global Research|Merchant Services|Careers|Bank of America Institute|Net Zero|Consumer Checkpoint|Treasury Insights|Crypto" data-props-max-keywords="6" data-action="navigation-search-component"> <div class="navigation-search__search-box"> <input class="navigation-search__input-text js-navigation-search-input" aria-label="Enter your search keywords here" placeholder="What can we help you with today?" type="text" autocomplete="off" value="" disabled aria-hidden="true"/> <button class="navigation-search__clear icon-action-close js-navigation-search-clear" aria-label="click here to clear the search box" type="button"></button> <button class="navigation-search__submit icon-action-search t-track-nav-search-button js-navigation-search-submit" data-bactmln="Nav-_-Search-_-Expand" aria-label="click here to show the search box" type="submit"></button> </div> <div class="navigation-search__keywords js-navigation-search-keywords" aria-hidden="true"> <p class="navigation-search__keywords-title">Suggested Keywords</p> <ul class="navigation-search__keywords-list js-navigation-search-list"></ul> </div> </div></div> <button class="main-navigation__menu-toggle t-track-nav-menu-toggle-button js-main-navigation-menu-toggle" type="button" data-simple-collapse="main-navigation-248494480-mainmenu" aria-label="open main menu" aria-expanded="false" data-bactmln="Nav-_-MobileMenu-_-Expand"> <span class="uc-icon-action-menu" aria-hidden="true"></span> </button> </div> </div> <div class="main-navigation__menu-small js-main-navigation-menu-small"> <simple-collapse id="main-navigation-248494480-mainmenu"></simple-collapse> </div> <div class="main-navigation__bottom"> <div class="container "> <p class="main-navigation__site-name">Businesses & Institutions</p> </div> </div> </header> <div class="navigation-spacer js-navigation-spacer " data-action="navigation-spacer-component" data-component="navigation"></div></div> </div> </div> <div role="main" id="content" class="container-fluid js-content"> <div class="aem-wrap--layout-container"> <div id="layout_43922" class="layout-container "> <div class="layout-container__content container-full-bleed layout-container__col-layout--fullwidth"> <div class="row"> <div class="col col-xs-12"> 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<style>#background-423752593.image__bg{background-image:url(/content/dam/flagship/global-transaction-services/merchant-services/ID22-1598_masthead-375x320.jpg)}@media(min-width:768px){#background-423752593.image__bg{background-image:url(/content/dam/flagship/global-transaction-services/merchant-services/ID22-1598_masthead-768x320.jpg)}}@media(min-width:1024px){#background-423752593.image__bg{background-image:url(/content/dam/flagship/global-transaction-services/merchant-services/ID22-1598_masthead-1024x340.jpg)}}@media(min-width:1200px){#background-423752593.image__bg{background-image:url(/content/dam/flagship/global-transaction-services/merchant-services/ID22-1598_masthead-1440x380.jpg)}}</style> <div id="background-423752593" class="image__bg" alt="Businesswoman and businessman walking in office"> <div class="image__bg-content"> </div> </div> </div> </div> </div> </div></div> <div class="aem-wrap--callout-container"> <div class="callout-container callout-container--masthead hasH1"> <div class="callout-container__content callout-container__content--white"> <div class="callout-container__content-wrapper center-xs"> <div class="header text " data-action="text-component"> <h1 class="header__headline header--default "> Merchant Services </h1> <div class="header__subheadline" data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"> <p>Payments are more than transactions. At Bank of America, they are a relationship. A relationship powered by technology and driven by our 24/7 commitment to the growth and success of your business.</p> </div> </div> <div class="cta-container "> </div> </div> </div> </div></div> </div> </div> </div> </div> </div> <div class="aem-wrap--layout-container"> <div id="layout_32144" class="layout-container "> <div class="layout-container__content container container--mobile layout-container__col-layout--fullwidth"> <div class="row"> <div class="col col-xs-12"> <div class="aem-wrap--separator"> <div class="separator separator--transparent separator--top-padding-small separator--bottom-padding-small"> <div class="separator__line separator__line--transparent separator__line--thin"></div> </div></div> <div class="aem-wrap--layout-container"> <div id="layout_1088" class="layout-container "> <div class="layout-container__content container layout-container__col-layout--6-6"> <div class="row"> <div class="col col-xs-12 col-sm-6"> <div class="aem-wrap--header"> <div class="header text " data-action="text-component"> <h3 class="header__headline header--h3 header--blue"> Optimizing card acceptance </h3> </div></div> <div class="aem-wrap--text"> <div class="text" data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"> <p>We offer a wide variety of payment types and methods, plus an increasingly digital customer journey with e-commerce and mobile solutions, all to enable your customers to pay their preferred way. From touchless payment methods to advanced digital payment acceptance, we help make checkout quick, easy and safe.</p> </div></div> </div> <div class="col col-xs-12 col-sm-6"> <div class="aem-wrap--experience-fragment"> <div id="experience-fragment-8a8da42750" class="experience-fragment experience-fragment--1_vs7qzbbf"> <div class="aem-wrap--media-kaltura"> <script src="//cdnapisec.kaltura.com/p/4699762/embedPlaykitJs/uiconf_id/51133253/langs/en,es"></script> <uc-media version="v1_3.10.1-flagship" class="uc-component uc-media" data-action="unityMedia" buttonAnimation="false" buttonPosition="center" entryId="1_vs7qzbbf" infiniteCarousel="false" isAudio="false" isAuthorMode="false" isPlaylist="false" isVertical="false" partnerId="4699762" playerId="51133253" playlistAutoContinue="false" playlistFilter="false" playlistTheme="black" showDisclaimer="false" theme="black" 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closeTranscriptText="Close Transcript" closeDisclaimerText="Close Disclaimer" disclaimerTitle="Disclaimer" transcriptTitle="Transcript" carouselNextArrowText="Go to Next Item" carouselPreviousArrowText="Return to Previous Item" carouselDotsLabel="of" playlistItemLabel="Item {0} of {1} Play {2} video" validCloseCaptions="true" data-video-id="1_vs7qzbbf_V-01-24-2442_MerchantServices"> <div id="1_vs7qzbbf" class="uc-media__player"> </div> <div class="uc-media-transcript" aria-hidden="true" aria-expanded="false"> <div class="uc-media-transcript__header"> <button aria-label="Close Transcript" class="uc-media-transcript__close uc-media-icon-close" tabindex="-1" title="Close Transcript"></button> </div> <div class="uc-media-transcript__container" tabindex="-1"> <h3 class="uc-media-transcript__title">Transcript</h3> <div class="uc-media-transcript__text"></div> </div> </div> <script type="application/ld+json">{"@type":"VideoObject","name":"V-01-24-2442_MerchantServices","description":"No description","thumbnailUrl":"https://cfvod.kaltura.com/p/4699762/sp/469976200/thumbnail/entry_id/1_vs7qzbbf/version/100001","uploadDate":"2024-03-18T14:29:13-04:00","contentUrl":"https://cdnapisec.kaltura.com/p/4699762/sp/469976200/playManifest/entryId/1_vs7qzbbf/format/url/protocol/https","embedUrl":"https://cdnapisec.kaltura.com/p/4699762/sp/469976200/playManifest/entryId/1_vs7qzbbf/format/url/protocol/https","width":1920,"height":1080,"duration":"PT1M59S","transcript":"[Music in background throughout] On screen copy: Bank of America® logo What if payments were more than just transactions? On screen copy: Merchant Services from Bank of America Merchant Services from Bank of America offers all of the tools and technology you need to make business easier for you and your customers. As your trusted provider, we can help you: Increase efficiency and manage costs while accepting a wide range of payment options, improve your customer experience with ecommerce and omni-channel solutions and help protect your customers and your business from fraud and other risks. On screen copy: Increase Efficiency Improve Experience Protect Customers At the center of it all is the knowledge, and experience, of our integrated team of experts. We understand that payments are a 24/7 commitment to making sure your business never stops. On screen copy: Payments are a 24/7 commitment We’ll develop a deep understanding of your business objectives and work to provide customized, innovative solutions built the right way — for you first. On screen copy: Customized, innovative solutions Our dedicated team will also work with you to analyze your payment data, so you can make more effective strategic decisions. On screen copy: Identify trends And our global footprint will allow you to transact in over 130 countries and settle in 14 currencies, with support from local offices across North America and Europe. With Bank of America, you’ll see that payments aren’t just transactions. Payments are a relationship. On screen copy: Payments are a relationship Merchant Services from Bank of America. It’s how we’re working to make business easier and to put your business at the edge of what’s next. On screen copy: Put your business at the edge of what’s next On screen copy: What would you like the power to do?® Bank of America® logo On screen disclosures: “Bank of America” and “BofA Securities” are the marketing names used by the Global Banking and Global Markets divisions of Bank of America Corporation. Lending, derivatives, other commercial banking activities, and trading in certain financial instruments are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Trading in securities and financial instruments, and strategic advisory, and other investment banking activities, are performed globally by investment banking affiliates of Bank of America Corporation (“Investment Banking Affiliates”), including, in the United States, BofA Securities, Inc., which is a registered broker-dealer and Member of SIPC, and, in other jurisdictions, by locally registered entities. BofA Securities, Inc. is a registered futures commission merchant with the CFTC and a member of the NFA. Investment products offered by Investment Banking Affiliates: Are Not FDIC Insured Are Not Bank Guaranteed May Lose Value © 2024 Bank of America Corporation. All rights reserved. All trademarks, service marks and trade names referenced in this material are the property of and licensed by their respective owners. [End of transcript]","@context":"http://schema.org"}</script> </uc-media> </div> </div> </div> </div> </div> </div> </div> </div> <div class="aem-wrap--separator"> <div class="separator separator--transparent separator--top-padding-small separator--bottom-padding-small"> <div class="separator__line separator__line--transparent separator__line--thin"></div> </div></div> <div class="aem-wrap--rich-text-block"> <div id="rich-text-block_90724" class="rich-text-block rich-text-block--default "> <div class="rich-text-block__wrapper rich-text-block--image-left"> <div class="rich-text-block__image"> <div id="image_46681" class="image image--single " data-action="image-component"> <div class="image__wrapper text " data-action="text-component"> <div class="image__content"> <picture class="image__picture"> <source srcset="/content/dam/flagship/global-transaction-services/merchant-services/GrowingBusiness-600x310.jpg" media="(min-width: 75.0625rem)"/> <source srcset="/content/dam/flagship/global-transaction-services/merchant-services/GrowingBusiness-430x220.jpg" media="(min-width: 64.0625rem)"/> <source srcset="/content/dam/flagship/global-transaction-services/merchant-services/GrowingBusiness-580x330.jpg" media="(min-width: 48.0625rem)"/> <img class="image__img " src="/content/dam/flagship/global-transaction-services/merchant-services/GrowingBusiness-375x215.jpg" width="375" height="215" alt="touchless transaction using mobile phone" aria-hidden="false"/> </picture> </div> </div> </div> </div> <div class="rich-text-block__content"> <div class="content__wrapper"> <div class="header text " data-action="text-component"> <h2 class="header__headline header--h3 header--blue"> Growing your business </h2> </div> <div class="content__body text " data-action="text-component"><p>State-of-the-art risk management helps protect card data, minimize overall fraud exposure and reduce costs to protect your business and brand while fully integrated gift card programs inspire customer loyalty. We achieve payment efficiencies, manage the cost of acceptance and limit downtime. Plus, our international presence and suite of cross-border solutions empower you to accept payments in more than 130+ currencies and settle in 16 currencies.</p> </div> <div class="content__ctas"> <div class="cta-container "> </div> <div class="cta-container "> </div> </div> </div> </div> </div> </div></div> <div class="aem-wrap--separator"> <div class="separator separator--transparent separator--top-padding-small separator--bottom-padding-small"> <div class="separator__line separator__line--transparent separator__line--thin"></div> </div></div> <div class="aem-wrap--rich-text-block"> <div id="rich-text-block_61198" class="rich-text-block rich-text-block--default "> <div class="rich-text-block__wrapper reverse rich-text-block--image-right"> <div class="rich-text-block__image"> <div id="image_75544" class="image image--single " data-action="image-component"> <div class="image__wrapper text " data-action="text-component"> <div class="image__content"> <picture class="image__picture"> <source srcset="/content/dam/flagship/global-transaction-services/merchant-services/UniqueApproach-600x310.jpg" media="(min-width: 75.0625rem)"/> <source srcset="/content/dam/flagship/global-transaction-services/merchant-services/UniqueApproach-430x220.jpg" media="(min-width: 64.0625rem)"/> <source srcset="/content/dam/flagship/global-transaction-services/merchant-services/UniqueApproach-585x330.jpg" media="(min-width: 48.0625rem)"/> <img class="image__img " src="/content/dam/flagship/global-transaction-services/merchant-services/UniqueApproach-375x215.jpg" width="375" height="215" alt="touchless transaction using mobile phone" aria-hidden="false"/> </picture> </div> </div> </div> </div> <div class="rich-text-block__content"> <div class="content__wrapper"> <div class="header text " data-action="text-component"> <h2 class="header__headline header--h3 header--blue"> Our unique approach </h2> </div> <div class="content__body text " data-action="text-component"><p>Our culture is a culture of client commitment. We are dedicated to giving you best-in-class payment solutions built on simplicity, clarity and transparency. We integrate payments into your trusted banking relationship providing a holistic view of your finances. And our comprehensive support ensures you have what you need, both for growth and making business easier.</p> </div> <div class="content__ctas"> <div class="cta-container "> </div> <div class="cta-container "> </div> </div> </div> </div> </div> </div></div> <div class="aem-wrap--separator"> <div class="separator separator--transparent separator--top-padding-small separator--bottom-padding-small"> <div class="separator__line separator__line--transparent separator__line--thin"></div> </div></div> <div class="aem-wrap--rich-text-block"> <div id="rich-text-block_2087" class="rich-text-block rich-text-block--default "> <div class="rich-text-block__wrapper rich-text-block--image-left"> <div class="rich-text-block__image"> <div id="image_91539" class="image image--single " data-action="image-component"> <div class="image__wrapper text " data-action="text-component"> <div class="image__content"> <picture class="image__picture"> <img class="image__img " src="/content/dam/flagship/global-transaction-services/merchant-services/Paze_sm_rgb.png" width="2570" height="736" alt="Paze" aria-hidden="false"/> </picture> </div> </div> </div> </div> <div class="rich-text-block__content"> <div class="content__wrapper"> <div class="header text " data-action="text-component"> <h2 class="header__headline header--h3 header--blue"> Introducing Paze digital wallet </h2> </div> <div class="content__body text " data-action="text-component"><p>Paze<sup><small>SM</small></sup> is a new way to enhance your customers’ online checkout experience. Offered by a consumer’s financial institution, it consolidates their eligible credit and debit cards in a digital wallet, which is automatically recognized during checkout. Merchants can offer consumers this convenience by integrating Paze into their consumer checkout experience, removing the need for manual entry of full card numbers and enabling consumers to choose from cards they already use for online purchases.</p> </div> <div class="content__ctas"> <div class="cta-container "> </div> <div class="cta-container "> </div> </div> </div> </div> </div> </div></div> <div class="aem-wrap--separator"> <div class="separator separator--transparent separator--top-padding-small separator--bottom-padding-small"> <div class="separator__line separator__line--transparent separator__line--thin"></div> </div></div> <div class="aem-wrap--header"> <div class="header text header--center" data-action="text-component"> <h2 class="header__headline header--default "> Put Merchant Services from Bank of America to work for your business </h2> </div></div> <div class="aem-wrap--tile-container"> <div class="tile-container tile-container--icon tile-container--col-4 " data-action="tile-container-component" data-props-initial-load-count="4" data-props-show-items-count="6"> <div class="container"> <div class="tiles row manually-tiles "> <div class="aem-wrap--tile"> <div class="tile tile--align-center "> <div class="tile__image-container "> <img class="tile__image " src="/content/dam/flagship/global-transaction-services/merchant-services/commerce.svg" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h4 class="tile__headline header--h4 header--default-color "> Enable commerce </h4> <div class="tile__body color-default " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>Achieve new efficiencies and manage costs while accepting a wide range of payment options</p> </div> </div> </div> </div> <div class="aem-wrap--tile"> <div class="tile tile--align-center "> <div class="tile__image-container "> <img class="tile__image " src="/content/dam/flagship/global-transaction-services/merchant-services/secure.svg" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h4 class="tile__headline header--h4 header--default-color "> Secure your brand </h4> <div class="tile__body color-default " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>Implement innovative strategies to protect card data and minimize fraud exposure and costs</p> </div> </div> </div> </div> <div class="aem-wrap--tile"> <div class="tile tile--align-center "> <div class="tile__image-container "> <img class="tile__image " src="/content/dam/flagship/global-transaction-services/merchant-services/digital-strategy.svg" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h4 class="tile__headline header--h4 header--default-color "> Push your digital strategy </h4> <div class="tile__body color-default " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>Improve your customer’s payment experience with e-commerce payment options</p> </div> </div> </div> </div> <div class="aem-wrap--tile"> <div class="tile tile--align-center "> <div class="tile__image-container "> <img class="tile__image " src="/content/dam/flagship/global-transaction-services/merchant-services/vital-insights.svg" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h4 class="tile__headline header--h4 header--default-color "> Gain vital insights </h4> <div class="tile__body color-default " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>Harness your payment data trends to make strategic decisions</p> </div> </div> </div> </div> <div class="aem-wrap--tile"> <div class="tile tile--align-center "> <div class="tile__image-container "> <img class="tile__image " src="/content/dam/flagship/global-transaction-services/merchant-services/back-office.svg" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h4 class="tile__headline header--h4 header--default-color "> Maximize back-office efficiencies </h4> <div class="tile__body color-default " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>Streamline reporting and reconciliation processes to save time and money</p> </div> </div> </div> </div> <div class="aem-wrap--tile"> <div class="tile tile--align-center "> <div class="tile__image-container "> <img class="tile__image " src="/content/dam/flagship/global-transaction-services/merchant-services/tech.svg" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h4 class="tile__headline header--h4 header--default-color "> Innovate strategically </h4> <div class="tile__body color-default " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>Customize leading-edge solutions for your business</p> </div> </div> </div> </div> <div class="aem-wrap--tile"> <div class="tile tile--align-center "> <div class="tile__image-container "> <img class="tile__image " src="/content/dam/flagship/global-transaction-services/merchant-services/support.svg" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h4 class="tile__headline header--h4 header--default-color "> Lead the way </h4> <div class="tile__body color-default " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>Guide you through the complexities of payment acceptance</p> </div> </div> </div> </div> <div class="aem-wrap--tile"> <div class="tile tile--align-center "> <div class="tile__image-container "> <img class="tile__image " src="/content/dam/flagship/global-transaction-services/merchant-services/bank.svg" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h4 class="tile__headline header--h4 header--default-color "> Align and grow </h4> <div class="tile__body color-default " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>Partner with you to streamline your process</p> </div> </div> </div> </div> </div> </div> </div></div> </div> </div> </div> </div> </div> <div class="aem-wrap--separator"> <div class="separator separator--transparent separator--top-padding-small separator--bottom-padding-small"> <div class="separator__line separator__line--transparent separator__line--thin"></div> </div></div> <div class="aem-wrap--background-container"> <div class="background-container container-full-bleed background-container--pt-30 background-container--pb-30"> <div class="background-container__content container-fluid background-container--blue"> <div class="aem-wrap--background-container"> <div class="background-container container-full-bleed background-container--pt-30 background-container--pb-30"> <div class="background-container__content container-fluid background-container--blue"> <div class="aem-wrap--layout-container"> <div id="layout_32645" class="layout-container "> <div class="layout-container__content container layout-container__col-layout--6-6" style="max-width:1200px;"> <div class="row"> <div class="col col-xs-12 col-sm-6"> <div class="aem-wrap--text"> <div class="text" data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"> <h3><span class="color-white"><span class="header--h3">What if convenience became your eCommerce edge?</span></span></h3> <p> </p> <p><span class="color-white">Pay by Bank makes online checkout simpler, faster, and more secure for you and your customers.</span></p> </div></div> <div class="aem-wrap--separator"> <div class="separator separator--transparent separator--top-padding-none separator--bottom-padding-none"> <div class="separator__line separator__line--transparent separator__line--thin"></div> </div></div> </div> <div class="col col-xs-12 col-sm-6"> <div class="aem-wrap--experience-fragment"> <div id="experience-fragment-190843f07e" class="experience-fragment experience-fragment--1_i86ggfv7"> <div class="aem-wrap--media-kaltura"> <uc-media version="v1_3.10.1-flagship" class="uc-component uc-media" data-action="unityMedia" buttonAnimation="false" buttonPosition="center" entryId="1_i86ggfv7" infiniteCarousel="false" isAudio="false" isAuthorMode="false" isPlaylist="false" isVertical="false" partnerId="4699762" playerId="51133253" playlistAutoContinue="false" playlistFilter="false" playlistTheme="black" showDisclaimer="false" theme="black" 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closeTranscriptText="Close Transcript" closeDisclaimerText="Close Disclaimer" disclaimerTitle="Disclaimer" transcriptTitle="Transcript" carouselNextArrowText="Go to Next Item" carouselPreviousArrowText="Return to Previous Item" carouselDotsLabel="of" playlistItemLabel="Item {0} of {1} Play {2} video" validCloseCaptions="true" data-video-id="1_i86ggfv7_Pay by Bank from Bank of America"> <div id="1_i86ggfv7" class="uc-media__player"> </div> <div class="uc-media-transcript" aria-hidden="true" aria-expanded="false"> <div class="uc-media-transcript__header"> <button aria-label="Close Transcript" class="uc-media-transcript__close uc-media-icon-close" tabindex="-1" title="Close Transcript"></button> </div> <div class="uc-media-transcript__container" tabindex="-1"> <h3 class="uc-media-transcript__title">Transcript</h3> <div class="uc-media-transcript__text"></div> </div> </div> <script type="application/ld+json">{"@type":"VideoObject","name":"Pay by Bank from Bank of America","description":"No description","thumbnailUrl":"https://cfvod.kaltura.com/p/4699762/sp/469976200/thumbnail/entry_id/1_i86ggfv7/version/100081","uploadDate":"2024-05-21T04:30:50-04:00","contentUrl":"https://cdnapisec.kaltura.com/p/4699762/sp/469976200/playManifest/entryId/1_i86ggfv7/format/url/protocol/https","embedUrl":"https://cdnapisec.kaltura.com/p/4699762/sp/469976200/playManifest/entryId/1_i86ggfv7/format/url/protocol/https","width":1280,"height":720,"duration":"PT1M38S","transcript":"[Music in background throughout] What if convenience became your eCommerce edge? Pay by Bank from Bank of America makes eCommerce simpler and faster by enabling your customers to pay online without a card. Here’s how it works. When a customer arrives at your checkout page they select Pay by Bank as their payment option then select their bank from the menu. To authenticate payment, they simply use their online bank credentials. Once authenticated, the payment is sent directly from their bank to your account with Bank of America, and you’ll receive a real-time confirmation. That’s it! Your customers experience a smooth checkout and can earn loyalty points. All without the hassle of creating a unique profile or entering card details. On screen copy: Real-time confirmation 10 loyalty points earned! No profile or card details! Pay by Bank not only helps create a better customer experience that can set you apart. It can help your business achieve a higher conversion rate and lower payment processing costs. On screen copy: Raise conversion rate Lower costs Incoming Pay by Bank payments are included in your existing receivables, so you have the opportunity to see it all in one place. On screen copy: Receivables And it’s easy to set up, because Bank of America can connect it to your existing systems using APIs. On screen copy: APIs Making business easier. Helping you create an eCommerce edge. It’s part of how we’re working every day to deliver breakthrough banking to you. On screen copy: Bank of America® logo On screen disclosures: “Bank of America” and “BofA Securities” are the marketing names used by the Global Banking and Global Markets divisions of Bank of America Corporation. Lending, derivatives, other commercial banking activities, and trading in certain financial instruments are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Trading in securities and financial instruments, and strategic advisory, and other investment banking activities, are performed globally by investment banking affiliates of Bank of America Corporation (\"Investment Banking Affiliates\"), including, in the United States, BofA Securities, Inc., which is a registered brokerdealer and member of SIPC, and, in other jurisdictions, by locally registered entities. BofA Securities, Inc. is a registered futures commission merchant with the CFTC and a member of the NFA. Investment products offered by Investment Banking Affiliates: Are Not FDIC Insured Are Not Bank Guaranteed May Lose Value © 2024 Bank of America Corporation. All rights reserved. [End of transcript]","@context":"http://schema.org"}</script> </uc-media> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div></div> </div> </div></div> <div class="aem-wrap--separator"> <div class="separator separator--transparent separator--top-padding-small separator--bottom-padding-small"> <div class="separator__line separator__line--transparent separator__line--thin"></div> </div></div> <div class="aem-wrap--layout-container"> <div id="layout_62318" class="layout-container "> <div class="layout-container__content layout-container__col-layout--fullwidth"> <div class="row"> <div class="col col-xs-12"> <div class="aem-wrap--header"> <div class="header text header--center" data-action="text-component"> <h3 class="header__headline header--default header--blue"> Explore more insights and trends </h3> <div class="header__subheadline" data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"> <p>Read more about our range of innovative business solutions.</p> </div> </div></div> <div class="aem-wrap--separator"> <div class="separator separator--transparent separator--top-padding-small separator--bottom-padding-small"> <div class="separator__line separator__line--transparent separator__line--thin"></div> </div></div> <div class="aem-wrap--layout-container"> <div id="layout_73273" class="layout-container "> <div class="layout-container__content container container--mobile layout-container__col-layout--fullwidth"> <div class="row"> <div class="col col-xs-12"> <div class="aem-wrap--tile-container"> <div class="tile-container tile-container--content tile-container--col-3 " data-action="tile-container-component" data-props-initial-load-count="3" data-props-show-items-count="6"> <div class="container"> <div class="tiles row page-tiles "> <div class="aem-wrap--tile"> <a class="tile-anchor js-tile-anchor js-tile-tag-link t-track-tile-link tile--outline-default " rel="noopener noreferrer" target="_blank" href="/content/dam/flagship/global-transaction-services/giftcardtrends/consumer-gift-card.pdf" data-bactmln="Tile-_-Hyperlink-_-gi-card-trends:-consumer-preferences-and-behaviors_[position]_/content/dam/flagship/global-transaction-services/giftcardtrends/consumer-gift-card.pdf"> <div class="tile js-tile "> <div class="tile__image-container"> <img class="tile__image " width="640" height="360" src="/content/dam/flagship/global-transaction-services/giftcardtrends/giftcardtrends-tile-640x360.jpg" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h3 class="tile__headline header--h4 header--default-color "> Giﬅ Card Trends: Consumer Preferences & Behaviors </h3> <div class="tile__body color-default " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>Consumers are using more gift cards than ever before. In 2023, Bank of America and The Strawhecker Group collaborated to understand what drives consumer gift card purchases.</p> </div> <div class="tile__metadata "> <span class="icon-action-download"></span> <div class="tile__metadata-text">PDF</div> </div> </div> </div> </a> </div> <div class="aem-wrap--tile"> <a class="tile-anchor js-tile-anchor js-tile-tag-link t-track-tile-link tile--outline-default " target="_self" href="/en-us/content/5-ways-merchant-solutions-can-benefit-treasurers.html" data-bactmln="Tile-_-Hyperlink-_-unlocking-the-treasury-merchant-services-value-proposition_[position]_/en-us/content/5-ways-merchant-solutions-can-benefit-treasurers.html"> <div class="tile js-tile "> <div class="tile__image-container"> <img class="tile__image " width="640" height="360" src="/content/dam/flagship/global-transaction-services/5-ways-merchant-solutions-can-benefit-treasurers/ID22-0637-640x360px.jpg" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h3 class="tile__headline header--h4 header--default-color "> Unlocking the Treasury-Merchant Services value proposition </h3> <div class="tile__body color-default " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p> </p> </div> <div class="tile__metadata "> <span class="icon-communication-book"></span> <div class="tile__metadata-text">9 minute read</div> </div> </div> </div> </a> </div> <div class="aem-wrap--tile"> <a class="tile-anchor js-tile-anchor js-tile-tag-link t-track-tile-link tile--outline-default " target="_self" href="/en-us/content/cyber-security-solutions/trends-in-data-security.html" data-bactmln="Tile-_-Hyperlink-_-fraud-is-evolving--so-should-your-data-security_[position]_/en-us/content/cyber-security-solutions/trends-in-data-security.html"> <div class="tile js-tile "> <div class="tile__image-container"> <img class="tile__image " width="1088" height="612" src="/content/dam/boamlimages/documents/articles/id21_0454/ContentTile_1088x612_DataSecurity.jpg" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h3 class="tile__headline header--h4 header--default-color "> Fraud is evolving. 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Here are proven ways to reduce how often it happens</p> </div> <div class="tile__metadata "> <span class="icon-action-launch"></span> <div class="tile__metadata-text">8 minute read</div> </div> </div> </div> </a> </div> </div> </div> </div></div> <div class="aem-wrap--separator"> <div class="separator separator--transparent separator--top-padding-none separator--bottom-padding-none"> <div class="separator__line separator__line--transparent separator__line--thin"></div> </div></div> <div class="aem-wrap--text"> <div class="text" data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"> <p><small>Paze and the Paze related marks are wholly owned by Early Warning Services, LLC and are used herein under license<small></small></small></p> <p><small><small> </small></small></p> </div></div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="aem-wrap--separator"> <div class="separator 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