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class="Breadcrumb_text__560xQ">Home</span><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 64 64" height="20" width="20" class="Icon_icon__hNQtl " aria-hidden="true"><path fill="#000" d="M43.714 44.896l-3.839-3.63 6.214-6.844-1.365.266H10.667v-5.261h34.057l1.365.208-6.339-6.902 3.839-3.628 11.703 12.952z"></path></svg></a></li></ul></div></nav><main><div class="colored-background ActionArea_ActionArea__vZzqj" data-testid="action-area"><div id="first-content" class="content-wrapper"><header class="ActionArea_title__aTS3p "><h1 class="ActionArea_pageTitle__IJO8a">Health insurance outside the Netherlands</h1></header><div class="RichText_container__QJWUn content-small-wrapper ActionArea_intro__2v5LN"><p>Are you moving abroad or temporarily leaving the Netherlands? Or do you already live abroad and does your situation change? Then this is likely to have consequences for your health insurance. Your exact situation will determine how you can get healthcare coverage outside the Netherlands.</p></div></div></div><div class="content-wrapper" data-testid="information-area"><div class="component-wrapper-no-margin"><div class="component-wrapper content-small-wrapper"><h2 class="ActionType_title__Zf_z7">Find information</h2><div class="Accordion_navigationAccordion__Dhkbr"><h3 class="AccordionItem_header__wJ8XV "><button class="AccordionItem_button__OC8hB" aria-expanded="false" aria-controls="accordion-panel-2-0" type="button"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 64 64" height="20" width="20" class="Icon_icon__hNQtl AccordionItem_icon__chBVl" aria-hidden="true"><path fill="#000" d="M13.086 36.559v-9.215h14.211V13.137h9.312v14.207h14.305v9.215H36.609v14.305h-9.312V36.559H13.086z"></path></svg><span class="AccordionItem_text__ipDOI">Living and working outside the Netherlands</span></button></h3><div id="accordion-panel-2-0" data-testid="accordion-panel" class="AccordionItem_panel__RMVBc AccordionItem_hidden__TDxEx"><div class="AccordionItem_panelContent__CCN0b"><div class="RichText_container__QJWUn "><ul><li><a href="/health-insurance-abroad/living-working">I am going to live and work abroad. How will this affect my health insurance?</a></li><li><a href="/health-insurance-abroad/arrange-insurance">How can I arrange health insurance abroad?</a></li><li><a href="/health-insurance-abroad/international">What is international health insurance?</a></li><li><a href="/health-insurance-abroad/ehic">What is a European Health Insurance Card (EHIC) and how can I apply for one?</a></li><li><a href="/health-insurance-abroad/claiming-costs">I paid healthcare costs abroad. How can I get my money back?</a></li></ul></div></div></div><h3 class="AccordionItem_header__wJ8XV "><button class="AccordionItem_button__OC8hB" aria-expanded="false" aria-controls="accordion-panel-2-1" type="button"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 64 64" height="20" width="20" class="Icon_icon__hNQtl AccordionItem_icon__chBVl" aria-hidden="true"><path fill="#000" d="M13.086 36.559v-9.215h14.211V13.137h9.312v14.207h14.305v9.215H36.609v14.305h-9.312V36.559H13.086z"></path></svg><span class="AccordionItem_text__ipDOI">Living outside the Netherlands and receiving a Dutch pension</span></button></h3><div id="accordion-panel-2-1" data-testid="accordion-panel" class="AccordionItem_panel__RMVBc AccordionItem_hidden__TDxEx"><div class="AccordionItem_panelContent__CCN0b"><div class="RichText_container__QJWUn "><ul><li><a href="/health-insurance-abroad/pension">I live abroad and am retiring. How will this affect my health insurance?</a></li><li><a href="/health-insurance-abroad/reciprocal-agreements">What are reciprocal healthcare agreements?</a></li><li><a href="/health-insurance-abroad/countries">What countries does the Netherlands have a reciprocal healthcare agreement with?</a></li><li><a href="/health-insurance-abroad/cak">How can I arrange health insurance via the CAK?</a></li><li><a href="/healthcare-benefit-abroad">Healthcare benefit</a></li><li><a href="/health-insurance-abroad/ehic">What is a European Health Insurance Card (EHIC) and how can I apply for one?</a></li><li><a href="/health-insurance-abroad/claiming-costs">I paid healthcare costs abroad. How can I get my money back?</a></li><li><a href="/health-insurance-abroad/notify-death">My family member who received reciprocal healthcare coverage via the CAK has died. Whom should I notify?</a></li></ul></div></div></div><h3 class="AccordionItem_header__wJ8XV "><button class="AccordionItem_button__OC8hB" aria-expanded="false" aria-controls="accordion-panel-2-2" type="button"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 64 64" height="20" width="20" class="Icon_icon__hNQtl AccordionItem_icon__chBVl" aria-hidden="true"><path fill="#000" d="M13.086 36.559v-9.215h14.211V13.137h9.312v14.207h14.305v9.215H36.609v14.305h-9.312V36.559H13.086z"></path></svg><span class="AccordionItem_text__ipDOI">Living outside the Netherlands and receiving a Dutch benefit</span></button></h3><div id="accordion-panel-2-2" data-testid="accordion-panel" class="AccordionItem_panel__RMVBc AccordionItem_hidden__TDxEx"><div class="AccordionItem_panelContent__CCN0b"><div class="RichText_container__QJWUn "><ul><li><a href="/health-insurance-abroad/benefit">I live abroad and receive a Dutch benefit. How will this affect my health insurance?</a></li><li><a href="/health-insurance-abroad/reciprocal-agreements">What are reciprocal healthcare agreements?</a></li><li><a href="/health-insurance-abroad/countries">What countries does the Netherlands have a reciprocal healthcare agreement with?</a></li><li><a href="/health-insurance-abroad/cak">How can I arrange health insurance via the CAK?</a></li><li><a href="/health-insurance-abroad/benefit-stops">My Dutch benefit is stopping. How will this affect my health insurance via the CAK?</a></li><li><a href="/healthcare-benefit-abroad">Healthcare benefit</a></li><li><a href="/health-insurance-abroad/ehic">What is a European Health Insurance Card (EHIC) and how can I apply for one?</a></li><li><a href="/health-insurance-abroad/claiming-costs">I paid healthcare costs abroad. How can I get my money back?</a></li><li><a href="/health-insurance-abroad/notify-death">My family member who received reciprocal healthcare coverage via the CAK has died. 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Or do you already live abroad and does your situation change? Find out what this means for your health insurance.","countries":[],"topicTaxonomyKeys":["zorgverzekering"],"cooperatingPartners":["CAK"],"subjects":["zorgverzekering"],"sdgContentType":null,"translations":[{"lang":"en","link":"/health-insurance-abroad"},{"lang":"nl","link":"/zorgverzekering-buitenland"}],"introduction":{"contentType":"hippostd:html","value":"\u003cp\u003eAre you moving abroad or temporarily leaving the Netherlands? Or do you already live abroad and does your situation change? Then this is likely to have consequences for your health insurance. Your exact situation will determine how you can get healthcare coverage outside the Netherlands.\u003c/p\u003e"},"contentblocks":[{"name":"p1o:contentblocks","displayName":"p1o:contentblocks","type":"Navigatie","accordionitem":[{"name":"p1o:accordionitem","displayName":"p1o:accordionitem","content":{"contentType":"hippostd:html","value":"\u003cul\u003e\n \u003cli\u003e\u003ca href=\"/health-insurance-abroad/living-working\" data-type=\"internal\"\u003eI am going to live and work abroad. How will this affect my health insurance?\u003c/a\u003e\u003c/li\u003e\n \u003cli\u003e\u003ca href=\"/health-insurance-abroad/arrange-insurance\" data-type=\"internal\"\u003eHow can I arrange health insurance abroad?\u003c/a\u003e\u003c/li\u003e\n \u003cli\u003e\u003ca href=\"/health-insurance-abroad/international\" data-type=\"internal\"\u003eWhat is international health insurance?\u003c/a\u003e\u003c/li\u003e\n \u003cli\u003e\u003ca href=\"/health-insurance-abroad/ehic\" data-type=\"internal\"\u003eWhat is a European Health Insurance Card (EHIC) and how can I apply for one?\u003c/a\u003e\u003c/li\u003e\n \u003cli\u003e\u003ca href=\"/health-insurance-abroad/claiming-costs\" data-type=\"internal\"\u003eI paid healthcare costs abroad. How can I get my money back?\u003c/a\u003e\u003c/li\u003e\n\u003c/ul\u003e"},"title":"Living and working outside the Netherlands","contentType":"p1o:accordionitem"},{"name":"p1o:accordionitem","displayName":"p1o:accordionitem","content":{"contentType":"hippostd:html","value":"\u003cul\u003e\n \u003cli\u003e\u003ca href=\"/health-insurance-abroad/pension\" data-type=\"internal\"\u003eI live abroad and am retiring. How will this affect my health insurance?\u003c/a\u003e\u003c/li\u003e\n \u003cli\u003e\u003ca href=\"/health-insurance-abroad/reciprocal-agreements\" data-type=\"internal\"\u003eWhat are reciprocal healthcare agreements?\u003c/a\u003e\u003c/li\u003e\n \u003cli\u003e\u003ca href=\"/health-insurance-abroad/countries\" data-type=\"internal\"\u003eWhat countries does the Netherlands have a reciprocal healthcare agreement with?\u003c/a\u003e\u003c/li\u003e\n \u003cli\u003e\u003ca href=\"/health-insurance-abroad/cak\" data-type=\"internal\"\u003eHow can I arrange health insurance via the CAK?\u003c/a\u003e\u003c/li\u003e\n \u003cli\u003e\u003ca href=\"/healthcare-benefit-abroad\" data-type=\"internal\"\u003eHealthcare benefit\u003c/a\u003e\u003c/li\u003e\n \u003cli\u003e\u003ca href=\"/health-insurance-abroad/ehic\" data-type=\"internal\"\u003eWhat is a European Health Insurance Card (EHIC) and how can I apply for one?\u003c/a\u003e\u003c/li\u003e\n \u003cli\u003e\u003ca href=\"/health-insurance-abroad/claiming-costs\" data-type=\"internal\"\u003eI paid healthcare costs abroad. How can I get my money back?\u003c/a\u003e\u003c/li\u003e\n \u003cli\u003e\u003ca href=\"/health-insurance-abroad/notify-death\" data-type=\"internal\"\u003eMy family member who received reciprocal healthcare coverage via the CAK has died. Whom should I notify?\u003c/a\u003e\u003c/li\u003e\n\u003c/ul\u003e"},"title":"Living outside the Netherlands and receiving a Dutch pension","contentType":"p1o:accordionitem"},{"name":"p1o:accordionitem","displayName":"p1o:accordionitem","content":{"contentType":"hippostd:html","value":"\u003cul\u003e\n \u003cli\u003e\u003ca href=\"/health-insurance-abroad/benefit\" data-type=\"internal\"\u003eI live abroad and receive a Dutch benefit. How will this affect my health insurance?\u003c/a\u003e\u003c/li\u003e\n \u003cli\u003e\u003ca href=\"/health-insurance-abroad/reciprocal-agreements\" data-type=\"internal\"\u003eWhat are reciprocal healthcare agreements?\u003c/a\u003e\u003c/li\u003e\n \u003cli\u003e\u003ca href=\"/health-insurance-abroad/countries\" data-type=\"internal\"\u003eWhat countries does the Netherlands have a reciprocal healthcare agreement with?\u003c/a\u003e\u003c/li\u003e\n \u003cli\u003e\u003ca href=\"/health-insurance-abroad/cak\" data-type=\"internal\"\u003eHow can I arrange health insurance via the CAK?\u003c/a\u003e\u003c/li\u003e\n \u003cli\u003e\u003ca href=\"/health-insurance-abroad/benefit-stops\" data-type=\"internal\"\u003eMy Dutch benefit is stopping. How will this affect my health insurance via the CAK?\u003c/a\u003e\u003c/li\u003e\n \u003cli\u003e\u003ca href=\"/healthcare-benefit-abroad\" data-type=\"internal\"\u003eHealthcare benefit\u003c/a\u003e\u003c/li\u003e\n \u003cli\u003e\u003ca href=\"/health-insurance-abroad/ehic\" data-type=\"internal\"\u003eWhat is a European Health Insurance Card (EHIC) and how can I apply for one?\u003c/a\u003e\u003c/li\u003e\n \u003cli\u003e\u003ca href=\"/health-insurance-abroad/claiming-costs\" data-type=\"internal\"\u003eI paid healthcare costs abroad. How can I get my money back?\u003c/a\u003e\u003c/li\u003e\n \u003cli\u003e\u003ca href=\"/health-insurance-abroad/notify-death\" data-type=\"internal\"\u003eMy family member who received reciprocal healthcare coverage via the CAK has died. Whom should I notify?\u003c/a\u003e\u003c/li\u003e\n\u003c/ul\u003e"},"title":"Living outside the Netherlands and receiving a Dutch benefit","contentType":"p1o:accordionitem"},{"name":"p1o:accordionitem","displayName":"p1o:accordionitem","content":{"contentType":"hippostd:html","value":"\u003cul\u003e\n \u003cli\u003e\u003ca href=\"/health-insurance-abroad/living-abroad-working-netherlands\" data-type=\"internal\"\u003eI am moving abroad but will continue to work in the Netherlands. How will this affect my health insurance?\u003c/a\u003e\u003c/li\u003e\n \u003cli\u003e\u003ca href=\"/health-insurance-abroad/ehic\" data-type=\"internal\"\u003eWhat is a European Health Insurance Card (EHIC) and how can I apply for one?\u003c/a\u003e\u003c/li\u003e\n \u003cli\u003e\u003ca href=\"/health-insurance-abroad/claiming-costs\" data-type=\"internal\"\u003eI paid healthcare costs abroad. How can I get my money back?\u003c/a\u003e\u003c/li\u003e\n\u003c/ul\u003e"},"title":"Living outside the Netherlands and working in the Netherlands","contentType":"p1o:accordionitem"},{"name":"p1o:accordionitem","displayName":"p1o:accordionitem","content":{"contentType":"hippostd:html","value":"\u003cul\u003e\n \u003cli\u003e\u003ca href=\"/health-insurance-abroad/no-work-pension-benefit\" data-type=\"internal\"\u003eI am moving abroad and do not receive income from work in the Netherlands or a Dutch pension or benefit. How will this affect my health insurance?\u003c/a\u003e\u003c/li\u003e\n \u003cli\u003e\u003ca href=\"/health-insurance-abroad/ehic\" data-type=\"internal\"\u003eWhat is a European Health Insurance Card (EHIC) and how can I apply for one?\u003c/a\u003e\u003c/li\u003e\n \u003cli\u003e\u003ca href=\"/health-insurance-abroad/claiming-costs\" data-type=\"internal\"\u003eI paid healthcare costs abroad. How can I get my money back?\u003c/a\u003e\u003c/li\u003e\n\u003c/ul\u003e"},"title":"Living outside the Netherlands without receiving income from work in the Netherlands or a Dutch pension or benefit","contentType":"p1o:accordionitem"},{"name":"p1o:accordionitem","displayName":"p1o:accordionitem","content":{"contentType":"hippostd:html","value":"\u003cul\u003e\n \u003cli\u003e\u003ca href=\"/health-insurance-abroad/study-internship\" data-type=\"internal\"\u003eI am going to study or do an internship abroad. How will this affect my health insurance?\u003c/a\u003e\u003c/li\u003e\n \u003cli\u003e\u003ca href=\"/health-insurance-abroad/ehic\" data-type=\"internal\"\u003eWhat is a European Health Insurance Card (EHIC) and how can I apply for one?\u003c/a\u003e\u003c/li\u003e\n \u003cli\u003e\u003ca href=\"/health-insurance-abroad/claiming-costs\" data-type=\"internal\"\u003eI paid healthcare costs abroad. How can I get my money back?\u003c/a\u003e\u003c/li\u003e\n\u003c/ul\u003e"},"title":"Study or internship outside the Netherlands","contentType":"p1o:accordionitem"},{"name":"p1o:accordionitem","displayName":"p1o:accordionitem","content":{"contentType":"hippostd:html","value":"\u003cul\u003e\n \u003cli\u003e\u003ca href=\"/health-insurance-abroad/travel\" data-type=\"internal\"\u003eI am going to travel abroad. How will this affect my health insurance?\u003c/a\u003e\u003c/li\u003e\n \u003cli\u003e\u003ca href=\"/health-insurance-abroad/ehic\" data-type=\"internal\"\u003eWhat is a European Health Insurance Card (EHIC) and how can I apply for one?\u003c/a\u003e\u003c/li\u003e\n \u003cli\u003e\u003ca href=\"/health-insurance-abroad/claiming-costs\" data-type=\"internal\"\u003eI paid healthcare costs abroad. How can I get my money back?\u003c/a\u003e\u003c/li\u003e\n\u003c/ul\u003e"},"title":"Travel outside the Netherlands","contentType":"p1o:accordionitem"}],"actiontype":"Find information","contentType":"p1o:accordioncontentblock"}],"rightsHolder":"Ministerie van Buitenlandse Zaken","publisher":"Ministerie van Buitenlandse Zaken","issued":1634906750193,"modified":1674139315532,"pagetype":"Overzichtspagina onderwerp","ftgtypes":["Navigatiepagina"],"sdgTag":null,"sdgUniformProductNameUri":null,"shortTitle":null,"title":"Health insurance outside the Netherlands","creator":"Ministerie van Buitenlandse 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