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business<span class="sr-only">.</span></span></div><div class="text-sm text-shade-70 group-hover:text-black">Reach & retain customers</div></a></li><li class="flex mb-6 pr-4"><a class="group inline-block w-full text-black hover:text-black" href="/facebook-instagram"><div class="text-base font-semi-medium"><span class="inline-block arrow-animation">Market across social<span class="sr-only">.</span></span></div><div class="text-sm text-shade-70 group-hover:text-black">Social media integrations</div></a></li><li class="flex mb-6 pr-4"><a class="group inline-block w-full text-black hover:text-black" href="/inbox"><div class="text-base font-semi-medium"><span class="inline-block arrow-animation">Chat with customers<span class="sr-only">.</span></span></div><div class="text-sm text-shade-70 group-hover:text-black">Shopify Inbox</div></a></li><li class="flex mb-6 pr-4"><a class="group inline-block w-full text-black hover:text-black" href="/email-marketing"><div class="text-base font-semi-medium"><span class="inline-block arrow-animation">Nurture customers<span class="sr-only">.</span></span></div><div class="text-sm text-shade-70 group-hover:text-black">Shopify Email</div></a></li><li class="flex mb-6 pr-4"><a class="group inline-block w-full text-black hover:text-black" href="/segmentation"><div class="text-base font-semi-medium"><span class="inline-block arrow-animation">Know your audience<span class="sr-only">.</span></span></div><div class="text-sm text-shade-70 group-hover:text-black">Gain customer insights</div></a></li></ul></div><div class="col-span-3 col-start-10 pt-8 -translate-y-[30px]" data-background="transparent_light"><div class="flex items-center border-shade-30 mb-6 border-b pb-4 text-lg"><span aria-hidden="true" class="-ml-2 lg:ml-0 mr-3 md:mr-3 inline-block h-10 w-10"><svg width="40" height="40" fill="none"><g clip-path="url(#white_circle_svg__a)"><path d="M12.75 15.75c0 1.243.75 2.5 2.25 2.5s2.5-1.257 2.5-2.5c0 1.243 1 2.5 2.5 2.5s2.5-1.257 2.5-2.5c0 1.243 1 2.5 2.5 2.5s2.25-1.257 2.25-2.5m-12.5 11.5h10.5a2 2 0 0 0 2-2v-9.067a2 2 0 0 0-.179-.827l-.538-1.184A2 2 0 0 0 24.713 13h-9.425a2 2 0 0 0-1.82 1.172l-.538 1.184a2 2 0 0 0-.18.827v9.067a2 2 0 0 0 2 2Zm3-3.5a2 2 0 0 1 2-2h.5a2 2 0 0 1 2 2v3.5h-4.5v-3.5ZM39.25 20c0 10.631-8.619 19.25-19.25 19.25S.75 30.631.75 20 9.369.75 20 .75 39.25 9.369 39.25 20Z" stroke="url(#manage_svg__a)" stroke-width="1.5" stroke-linecap="round"></path></g></svg></span><span id="subNavItem-Manage" class="text-t7 inline-block">Manage</span></div><ul class="pb-2" aria-labelledby="subNavItem-Manage"><li class="flex mb-6 pr-4"><a class="group inline-block w-full text-black hover:text-black" href="/manage"><div class="text-base font-semi-medium"><span class="inline-block arrow-animation">Manage your business<span class="sr-only">.</span></span></div><div class="text-sm text-shade-70 group-hover:text-black">Track sales, orders & analytics</div></a></li><li class="flex mb-6 pr-4"><a class="group inline-block w-full text-black hover:text-black" href="/finance"><div class="text-base font-semi-medium"><span class="inline-block arrow-animation">Manage your finances & access funding<span class="sr-only">.</span></span></div><div class="text-sm text-shade-70 group-hover:text-black">Shopify Finance</div></a></li><li class="flex mb-6 pr-4"><a class="group inline-block w-full text-black hover:text-black" href="/analytics"><div class="text-base font-semi-medium"><span class="inline-block arrow-animation">Measure your performance<span class="sr-only">.</span></span></div><div class="text-sm text-shade-70 group-hover:text-black">Analytics and Reporting</div></a></li><li class="flex mb-6 pr-4"><a class="group inline-block w-full text-black hover:text-black" href="/shipping"><div class="text-base font-semi-medium"><span class="inline-block arrow-animation">Ship orders faster<span class="sr-only">.</span></span></div><div class="text-sm text-shade-70 group-hover:text-black">Shopify Shipping</div></a></li><li class="flex mb-6 pr-4"><a class="group inline-block w-full text-black hover:text-black" href="/orders"><div class="text-base font-semi-medium"><span class="inline-block arrow-animation">Manage your stock & orders<span class="sr-only">.</span></span></div><div class="text-sm text-shade-70 group-hover:text-black">Inventory & order management</div></a></li><li class="flex mb-6 pr-4"><a class="group inline-block w-full text-black hover:text-black" href="/fulfillment"><div class="text-base font-semi-medium"><span class="inline-block arrow-animation">Outsource fulfillment & returns<span class="sr-only">.</span></span></div><div class="text-sm text-shade-70 group-hover:text-black">Shopify Fulfillment Network</div></a></li><li class="flex mb-6 pr-4"><a class="group inline-block w-full text-black hover:text-black" href="/flow"><div class="text-base font-semi-medium"><span class="inline-block arrow-animation">Automate your business<span class="sr-only">.</span></span></div><div class="text-sm text-shade-70 group-hover:text-black">Shopify Flow</div></a></li></ul></div></div></div><div class="absolute bottom-0 inset-x-0 overflow-hidden z-20"><div class="container grid grid-cols-4 sm:grid-cols-8 md:grid-cols-12 gap-x-gutter gap-y-0"><div class="col-span-12 col-start-1 scheme-white:bg-shade-10 scheme-transparent-light:bg-shade-10 scheme-black:bg-shade-90 scheme-transparent-dark:bg-shade-90 relative after:absolute after:left-full after:top-[-1px] after:w-[100vw] after:h-[calc(100%+1px)] scheme-white:after:bg-shade-10 scheme-transparent-light:after:bg-shade-10 scheme-black:after:bg-shade-90 scheme-transparent-dark:after:bg-shade-90 scheme-black:text-white scheme-transparent-dark:text-white -ml-[var(--margin)] -mt-8 md:mt-0 pl-[var(--margin)] pt-6 before:content-[''] before:absolute before:right-full before:top-[-1px] before:w-[100vw] before:h-[calc(100%+1px)] scheme-white:before:bg-shade-10 scheme-transparent-light:before:bg-shade-10 scheme-black:before:bg-shade-90 scheme-transparent-dark:before:bg-shade-90 border-t scheme-white:border-shade-20 scheme-transparent-light:border-shade-20 scheme-black:border-shade-70 scheme-transparent-dark:border-shade-70 before:border-t scheme-white:before:border-shade-20 scheme-transparent-light:before:border-shade-20 scheme-black:before:border-shade-70 scheme-transparent-dark:before:border-shade-70 after:border-t scheme-white:after:border-shade-20 scheme-transparent-light:after:border-shade-20 scheme-black:after:border-shade-70 scheme-transparent-dark:after:border-shade-70 -translate-y-[30px]" data-background="transparent_light"><ul class="grid grid-cols-12 gap-x-gutter gap-y-0 pb-0"><li class="flex mb-6 pr-4 border-r border-shade-30 last:border-0 col-span-3"><a class="group inline-block w-full text-black hover:text-black" href="https://shopify.dev" aria-label="External source: Shopify Developers . Build with Shopify's powerful APIs"><div class="text-base font-semi-medium"><span class="inline-block arrow-animation">Shopify Developers<span class="sr-only">.</span></span></div><div class="text-sm text-shade-70 group-hover:text-black">Build with Shopify's powerful APIs</div></a></li><li class="flex mb-6 pr-4 border-r border-shade-30 last:border-0 col-span-3"><a class="group inline-block w-full text-black hover:text-black" href="/plus"><div class="text-base font-semi-medium"><span class="inline-block arrow-animation">Plus<span class="sr-only">.</span></span></div><div class="text-sm text-shade-70 group-hover:text-black">A commerce solution for growing digital brands</div></a></li><li class="flex mb-6 pr-4 border-r border-shade-30 last:border-0 col-span-3"><a class="group inline-block w-full text-black hover:text-black" href="/enterprise"><div class="text-base font-semi-medium"><span class="inline-block arrow-animation">Enterprise<span class="sr-only">.</span></span></div><div class="text-sm text-shade-70 group-hover:text-black">Solutions for the world's largest brands</div></a></li><li class="flex mb-6 pr-4 border-r border-shade-30 last:border-0 col-span-3"><a class="group inline-block w-full text-black hover:text-black" href="/products"><div class="text-base font-semi-medium"><span class="inline-block arrow-animation">All Products<span class="sr-only">.</span></span></div><div class="text-sm text-shade-70 group-hover:text-black">Explore all Shopify products & features</div></a></li></ul></div></div></div></div></li><li class="mr-8 text-base"><div class="flex h-full"><a class="flex items-center hover:underline text-black hover:text-black" href="/pricing">Pricing</a></div></li><li class="mr-8 text-base"><div class="relative flex h-full after:block after:h-[3px] after:w-full after:absolute after:bottom-0 after:scale-0 after:origin-left after:transition-transform after:duration-[350ms] after:ease-[bezier(0.66, 0.66, 0.34, 1.00)] after:motion-reduce:transition-none hover:underline after:bg-black text-black"><button type="button" class="bg-transparent whitespace-nowrap" data-component-name="Resources-toggle-open" aria-controls="ResourcesDesktopMenu" aria-expanded="false" aria-haspopup="true"><span class="mr-3 font-semi-medium">Resources</span><div aria-hidden="true" class="relative inline-block h-[7px] w-3 cursor-pointer"><div class="inline-block rounded border-b-8 h-2 w-[2px] origin-center transition-all ease-[bezier(0.66, 0.66, 0.34, 1.00)] duration-[350ms] motion-reduce:transition-none border-black bg-black -translate-x-[3px] rotate-[135deg]"></div><div class="inline-block rounded border-b-8 h-2 w-[2px] origin-center transition-all ease-[bezier(0.66, 0.66, 0.34, 1.00)] duration-[350ms] motion-reduce:transition-none border-black bg-black -rotate-[135deg]"></div></div></button></div><div id="ResourcesDesktopMenu" class="absolute inset-x-0 top-global-header z-[21] transition-transform duration-[452ms] ease-[cubic-bezier(0.26,1.00,0.48,1.00)] motion-reduce:transition-none before:absolute before:inset-x-0 before:top-0 before:w-full before:h-full before:left-0 before:shadow-xl before:pointer-events-none before:z-10 bg-white text-black bg-white text-black opacity-0 pointer-events-none -translate-y-[10px]"><div class="relative no-scrollbar overflow-y-auto overflow-x-clip max-h-[calc(100vh-72px)] z-20"><div class="container grid grid-cols-4 sm:grid-cols-8 md:grid-cols-12 gap-x-gutter gap-y-0"><div class="col-span-3 col-start-1 pt-8 -translate-y-[30px]" data-background="transparent_light"><div class="flex items-center border-shade-30 mb-6 border-b pb-4 text-lg"><span aria-hidden="true" class="-ml-2 lg:ml-0 mr-3 md:mr-3 inline-block h-10 w-10"><svg width="40" height="40" fill="none"><g clip-path="url(#help-and-support_svg__a)"><circle cx="20" cy="20" r="19.25" stroke="currentColor" stroke-width="1.5"></circle><path d="M20 20v6" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path><path d="M20 16.5a1.5 1.5 0 1 0 0-3 1.5 1.5 0 0 0 0 3Z" fill="currentColor"></path></g></svg></span><span id="subNavItem-Help and support" class="text-t7 inline-block">Help and support</span></div><ul class="pb-2" aria-labelledby="subNavItem-Help and support"><li class="flex mb-6 pr-4"><a class="group inline-block w-full text-black hover:text-black" href="https://help.shopify.com/en/" aria-label="External source: Help and support . Get 24/7 support"><div class="text-base font-semi-medium"><span class="inline-block arrow-animation">Help and support<span class="sr-only">.</span></span></div><div class="text-sm text-shade-70 group-hover:text-black">Get 24/7 support</div></a></li><li class="flex mb-6 pr-4"><a class="group inline-block w-full text-black hover:text-black" href="/blog/topics/guides"><div class="text-base font-semi-medium"><span class="inline-block arrow-animation">How-to guides<span class="sr-only">.</span></span></div><div class="text-sm text-shade-70 group-hover:text-black">Read in-depth business guides</div></a></li><li class="flex mb-6 pr-4"><a class="group inline-block w-full text-black hover:text-black" href="https://academy.shopify.com" aria-label="External source: Business courses . Learn from proven experts"><div class="text-base font-semi-medium"><span class="inline-block arrow-animation">Business courses<span class="sr-only">.</span></span></div><div class="text-sm text-shade-70 group-hover:text-black">Learn from proven experts</div></a></li><li class="flex mb-6 pr-4"><a class="group inline-block w-full text-black hover:text-black" href="/blog"><div class="text-base font-semi-medium"><span class="inline-block arrow-animation">Shopify blog<span class="sr-only">.</span></span></div><div class="text-sm text-shade-70 group-hover:text-black">Business strategy tips</div></a></li></ul></div><div class="col-span-6 col-start-4 pt-8 -translate-y-[30px]" data-background="transparent_light"><div class="flex items-center border-shade-30 mb-6 border-b pb-4 text-lg"><span aria-hidden="true" class="-ml-2 lg:ml-0 mr-3 md:mr-3 inline-block h-10 w-10"><svg width="40" height="40" fill="none"><g clip-path="url(#white_circle_svg__a)" stroke="currentColor" stroke-width="1.5"><circle cx="20" cy="20" r="19.25"></circle><path d="m22.023 15.04 3 3M12.75 27.25l4.25-1 9.95-9.95a1 1 0 0 0 0-1.413l-1.837-1.836a1 1 0 0 0-1.414 0L13.75 23l-1 4.25Z" stroke-linecap="round" stroke-linejoin="round"></path></g></svg></span><span id="subNavItem-Popular topics" class="text-t7 inline-block">Popular topics</span></div><ul class="pb-2 columns-2" aria-labelledby="subNavItem-Popular topics"><li class="flex mb-6 pr-4"><a class="group inline-block w-full text-black hover:text-black" href="/blog/what-is-shopify"><div class="text-base font-semi-medium"><span class="inline-block arrow-animation">What is Shopify?<span class="sr-only">.</span></span></div><div class="text-sm text-shade-70 group-hover:text-black">How our commerce platform works</div></a></li><li class="flex mb-6 pr-4"><a class="group inline-block w-full text-black hover:text-black" href="/editions"><div class="text-base font-semi-medium"><span class="inline-block arrow-animation">Shopify Editions<span class="sr-only">.</span></span></div><div class="text-sm text-shade-70 group-hover:text-black">New, innovative Shopify products</div></a></li><li class="flex mb-6 pr-4"><a class="group inline-block w-full text-black hover:text-black" href="/blog/topics/founder-stories"><div class="text-base font-semi-medium"><span class="inline-block arrow-animation">Founder stories<span class="sr-only">.</span></span></div><div class="text-sm text-shade-70 group-hover:text-black">Learn from successful merchants</div></a></li><li class="flex mb-6 pr-4"><a class="group inline-block w-full text-black hover:text-black" href="/blog/how-to-build-a-brand"><div class="text-base font-semi-medium"><span class="inline-block arrow-animation">Branding<span class="sr-only">.</span></span></div><div class="text-sm text-shade-70 group-hover:text-black">Build your brand from scratch</div></a></li><li class="flex mb-6 pr-4"><a class="group inline-block w-full text-black hover:text-black" href="/blog/marketing-plan"><div class="text-base font-semi-medium"><span class="inline-block arrow-animation">Marketing<span class="sr-only">.</span></span></div><div class="text-sm text-shade-70 group-hover:text-black">Build a marketing plan</div></a></li><li class="flex mb-6 pr-4"><a class="group inline-block w-full text-black hover:text-black" href="/blog/ecommerce-seo-beginners-guide"><div class="text-base font-semi-medium"><span class="inline-block arrow-animation">Ecommerce SEO<span class="sr-only">.</span></span></div><div class="text-sm text-shade-70 group-hover:text-black">Improve your search ranking</div></a></li><li class="flex mb-6 pr-4"><a class="group inline-block w-full text-black hover:text-black" href="/blog/topics/social-media-optimization"><div class="text-base font-semi-medium"><span class="inline-block arrow-animation">Social media strategy<span class="sr-only">.</span></span></div><div class="text-sm text-shade-70 group-hover:text-black">Turn social into sales</div></a></li><li class="flex mb-6 pr-4"><a class="group inline-block w-full text-black hover:text-black" href="/blog/how-to-scale-small-business"><div class="text-base font-semi-medium"><span class="inline-block arrow-animation">Business growth<span class="sr-only">.</span></span></div><div class="text-sm text-shade-70 group-hover:text-black">Scale your business</div></a></li></ul></div><div class="col-span-3 col-start-10 pt-8 scheme-white:bg-shade-10 scheme-transparent-light:bg-shade-10 scheme-black:bg-shade-90 scheme-transparent-dark:bg-shade-90 pl-10 relative after:absolute after:left-full after:top-[-1px] after:w-[100vw] after:h-[calc(100%+1px)] scheme-white:after:bg-shade-10 scheme-transparent-light:after:bg-shade-10 scheme-black:after:bg-shade-90 scheme-transparent-dark:after:bg-shade-90 scheme-black:text-white scheme-transparent-dark:text-white border-l scheme-white:border-shade-20 scheme-transparent-light:border-shade-20 scheme-black:border-shade-70 scheme-transparent-dark:border-shade-70 -translate-y-[30px]" data-background="transparent_light"><div class="flex items-center border-shade-30 mb-6 border-b pb-4 text-lg"><span aria-hidden="true" class="-ml-2 lg:ml-0 mr-3 md:mr-3 inline-block h-10 w-10"><svg width="40" height="40" fill="none"><g clip-path="url(#white_circle_svg__a)" stroke="currentColor" stroke-width="1.5"><circle cx="20" cy="20" r="19.25"></circle><path d="M16.75 16.75v-2a2 2 0 0 1 2-2h2.5a2 2 0 0 1 2 2v2m-2 4v1.5a1 1 0 0 1-1 1h-.5a1 1 0 0 1-1-1v-1.5m2.5 0a1 1 0 0 0-1-1h-.5a1 1 0 0 0-1 1m2.5 0h6m-8.5 0h-6m2 6.5h10.5a2 2 0 0 0 2-2v-6.5a2 2 0 0 0-2-2h-10.5a2 2 0 0 0-2 2v6.5a2 2 0 0 0 2 2Z"></path></g></svg></span><span id="subNavItem-Essential tools" class="text-t7 inline-block">Essential tools</span></div><ul class="pb-2" aria-labelledby="subNavItem-Essential tools"><li class="flex mb-6 pr-4"><a class="group inline-block w-full text-black hover:text-black" href="/tools/logo-maker"><div class="text-base font-semi-medium"><span class="inline-block arrow-animation">Logo maker<span class="sr-only">.</span></span></div></a></li><li class="flex mb-6 pr-4"><a class="group inline-block w-full text-black hover:text-black" href="https://www.shopify.com/stock-photos" aria-label="External source: Stock photography ."><div class="text-base font-semi-medium"><span class="inline-block arrow-animation">Stock photography<span class="sr-only">.</span></span></div></a></li><li class="flex mb-6 pr-4"><a class="group inline-block w-full text-black hover:text-black" href="/blog/business-plan-template"><div class="text-base font-semi-medium"><span class="inline-block arrow-animation">Business plan template<span class="sr-only">.</span></span></div></a></li><li class="flex mb-6 pr-4"><a class="group inline-block w-full text-black hover:text-black" href="https://www.linkpop.com/" aria-label="External source: Link in bio tool ."><div class="text-base font-semi-medium"><span class="inline-block arrow-animation">Link in bio tool<span class="sr-only">.</span></span></div></a></li><li class="flex mb-6 pr-4"><a class="group inline-block w-full text-black hover:text-black" href="/tools/qr-code-generator"><div class="text-base font-semi-medium"><span class="inline-block arrow-animation">QR code generator<span class="sr-only">.</span></span></div></a></li></ul></div></div></div></div></li><li class="mr-8 text-base"><div class="flex h-full"><a class="flex items-center hover:underline text-black hover:text-black" href="/enterprise">Enterprise</a></div></li><li class="mr-8 text-base"><div class="relative flex h-full after:block after:h-[3px] after:w-full after:absolute after:bottom-0 after:scale-0 after:origin-left after:transition-transform after:duration-[350ms] after:ease-[bezier(0.66, 0.66, 0.34, 1.00)] after:motion-reduce:transition-none hover:underline after:bg-black text-black"><button type="button" class="bg-transparent whitespace-nowrap" data-component-name="What’s new-toggle-open" aria-controls="What’s newDesktopMenu" aria-expanded="false" aria-haspopup="true"><span class="mr-3 font-semi-medium">What’s new</span><div aria-hidden="true" class="relative inline-block h-[7px] w-3 cursor-pointer"><div class="inline-block rounded border-b-8 h-2 w-[2px] origin-center transition-all ease-[bezier(0.66, 0.66, 0.34, 1.00)] duration-[350ms] motion-reduce:transition-none border-black bg-black -translate-x-[3px] rotate-[135deg]"></div><div class="inline-block rounded border-b-8 h-2 w-[2px] origin-center transition-all ease-[bezier(0.66, 0.66, 0.34, 1.00)] duration-[350ms] motion-reduce:transition-none border-black bg-black -rotate-[135deg]"></div></div></button></div><div id="What’s newDesktopMenu" class="absolute inset-x-0 top-global-header z-[21] transition-transform duration-[452ms] ease-[cubic-bezier(0.26,1.00,0.48,1.00)] motion-reduce:transition-none before:absolute before:inset-x-0 before:top-0 before:w-full before:h-full before:left-0 before:shadow-xl before:pointer-events-none before:z-10 bg-white text-black bg-white text-black opacity-0 pointer-events-none -translate-y-[10px]"><div class="relative no-scrollbar overflow-y-auto overflow-x-clip max-h-[calc(100vh-72px)] z-20"><div class="container grid grid-cols-4 sm:grid-cols-8 md:grid-cols-12 gap-x-gutter gap-y-0"><div class="col-span-12 col-start-1 pt-8 -translate-y-[30px]" data-background="transparent_light"><ul class="grid grid-cols-12 gap-x-gutter gap-y-0 pb-0"><li class="flex mb-6 pr-4 border-r border-shade-30 last:border-0 col-span-3"><span aria-hidden="true" class="-ml-2 lg:ml-0 mr-3 md:mr-3 inline-block h-10 w-10"><svg width="41" height="42" viewBox="0 0 41 42" fill="none" xmlns="http://www.w3.org/2000/svg"><g clip-path="url(#clip0_213_1921)"><path d="M39.5 21C39.5 31.6315 30.8815 40.25 20.25 40.25C9.61852 40.25 1 31.6315 1 21C1 10.3685 9.61852 1.75 20.25 1.75C30.8815 1.75 39.5 10.3685 39.5 21Z" stroke="currentColor" stroke-width="1.5" stroke-linecap="round" stroke-linejoin="round"></path><rect x="13" y="14" width="15" height="14" rx="2" stroke="currentColor" stroke-width="1.5"></rect><path d="M25 24L19 24" stroke="currentColor" stroke-width="1.5" stroke-linecap="round"></path><path d="M25 21L19 21" stroke="currentColor" stroke-width="1.5" stroke-linecap="round"></path><path d="M25 18L19 18" stroke="currentColor" stroke-width="1.5" stroke-linecap="round"></path><path d="M17 18L16 18" stroke="currentColor" stroke-width="1.5" stroke-linecap="round"></path><path d="M17 21L16 21" stroke="currentColor" stroke-width="1.5" stroke-linecap="round"></path><path d="M17 24L16 24" stroke="currentColor" stroke-width="1.5" stroke-linecap="round"></path></g><defs><clipPath id="clip0_213_1921"><rect width="40.5" height="40.5" fill="white" transform="translate(0 0.75)"></rect></clipPath></defs></svg></span><a class="group inline-block w-full text-black hover:text-black" href="https://changelog.shopify.com" aria-label="External source: Changelog . 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stroke-linecap="round"></path><path d="M16 17C16 16.4477 16.4477 16 17 16H24C24.5523 16 25 16.4477 25 17V18C25 18.5523 24.5523 19 24 19H17C16.4477 19 16 18.5523 16 18V17Z" stroke="currentColor" stroke-width="1.5"></path><rect x="13" y="13" width="15" height="15" rx="2" stroke="currentColor" stroke-width="1.5"></rect></g><defs><clipPath id="clip0_213_1927"><rect width="40.5" height="40.5" fill="white" transform="translate(0.25 0.75)"></rect></clipPath></defs></svg></span><a class="group inline-block w-full text-black hover:text-black" href="/editions/winter2025"><div class="text-base font-semi-medium"><span class="inline-block arrow-animation">Winter ’25 Edition<span class="sr-only">.</span></span></div><div class="text-sm text-shade-70 group-hover:text-black">The latest 150+ product updates</div></a></li><li class="flex mb-6 pr-4 border-r border-shade-30 last:border-0 col-span-3"><span aria-hidden="true" class="-ml-2 lg:ml-0 mr-3 md:mr-3 inline-block h-10 w-10"><svg width="41" 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gradientUnits="userSpaceOnUse"><stop stop-color="#A8B1EB"></stop><stop offset="1" stop-color="#4F58AA"></stop></linearGradient></defs></svg></header><main role="main" id="main" tabindex="-1" class="focus-visible:outline-none"><section class="grid gap-y-2xl grid-cols-full text-section-light-text relative pt-hero-top md:pb-0 bg-statement-grey pb-xl" data-section-name="" data-component-name="hero" data-viewable-component="true" data-mode="light"><div class="flex flex-col md:flex-row md:container"><div class="flex-1 content-center py-2xl px-margin md:px-0"><div data-component-name="heading-button-group" class="flex flex-col gap-md items-center md:!items-start" data-mode="light"><div class="text-section-light-text text-center md:!text-left [&_p]:text-body-base text-pretty" data-mode="light" data-component-name="heading-group"><h1 class="inline-block uppercase font-bold px-2 py-1 rounded align-top text-sm bg-badge-light text-white mb-xs" data-component-name="badge">Shopify Balance</h1><h2 class="richtext text-t1 text-balance">Manage funds.<br /> Earn rewards.<br /> Simplify your finances.</h2><p class="richtext text-body-lg opacity-body pt-sm">Shopify Balance is the all-in-one financial account built to support your business. Spend, save, transfer, receive, and earn with ease.</p></div><div><div data-component-name="button-group" data-mode="light"><div class="flex gap-y-sm flex-wrap gap-x-sm justify-start"><a href="https://admin.shopify.com/shopify-balance" class="inline-block self-center overflow-hidden max-w-full px-button-px py-button-py ring-inset rounded-button font-button-font font-button-weight tracking-button-tracking transition-all duration-150 focus-visible:outline-2 focus-visible:outline-offset-2 focus-visible:outline-state-focus focus-visible:outline md:px-button-lg-px md:py-button-lg-py text-button-lg-size border-2 text-button-light-primary-text bg-button-light-primary-bg border-button-light-primary-border ring-button-light-primary-border hover:text-button-light-primary-text-hover hover:bg-button-light-primary-bg-hover hover:border-button-light-primary-border-hover hover:ring-button-light-primary-border-hover focus:text-button-light-primary-text-focus focus:bg-button-light-primary-bg-focus focus:border-button-light-primary-border-focus focus:ring-button-light-primary-border-focus active:text-button-light-primary-text-active active:bg-button-light-primary-bg-active active:border-button-light-primary-border-active active:ring disabled:text-button-light-primary-text-disabled disabled:bg-button-light-primary-bg-disabled disabled:border-button-light-primary-border-disabled disabled:ring-button-light-primary-border-disabled" data-component-name="open-your-free-account" data-mode="light" target="">Open your free account</a></div></div></div></div></div><div class="flex-1 pl-0 md:pl-40"><div class="relative"><div class="relative"><div class="delay-0 transition-opacity-transform ease-base duration-700 opacity-0 translate-y-5"><picture data-component-name="image"><img alt="The hands of a person with tanned or light brown skin hold a green Visa card while using a laptop. The screen displays financial transactions, including a Shopify payout of $1,325.87, a card purchase of $875.28, and an external transfer of $400.00." class="w-full md:rounded-bl-md md:rounded-br-md" src="https://cdn.shopify.com/b/shopify-brochure2-assets/6f102e913931a43ed44bf8bd1957ca8d.png?width=653"/></picture></div><div class="absolute flex flex-col w-full transition-transform duration-100 ease-out will-change-transform pl-4 md:pl-0 md:-ml-20 bottom-16 md:bottom-24 gap-8 md:gap-2" style="transform:translateY(0px)"><div class="delay-300 transition-opacity-transform ease-base duration-700 opacity-0 translate-y-5"><div style="margin-left:0rem;transform:translateY(-1rem)" class="transition-transform duration-100 ease-out will-change-transform w-3/5"><picture data-component-name="image"><img alt="" src="https://cdn.shopify.com/b/shopify-brochure2-assets/0f2515740dc1e5c6195146b09b851c61.png?width=309.5" srcSet="https://cdn.shopify.com/b/shopify-brochure2-assets/0f2515740dc1e5c6195146b09b851c61.png?width=309.5, https://cdn.shopify.com/b/shopify-brochure2-assets/0f2515740dc1e5c6195146b09b851c61.png?width=619 2x"/></picture></div></div><div class="delay-400 transition-opacity-transform ease-base duration-700 opacity-0 translate-y-5"><div style="margin-left:2rem;transform:translateY(-1rem)" class="transition-transform duration-100 ease-out will-change-transform w-3/5"><picture data-component-name="image"><img alt="" src="https://cdn.shopify.com/b/shopify-brochure2-assets/4d218627ddc1ecb49f599bbb40ff73d8.png?width=309.5" srcSet="https://cdn.shopify.com/b/shopify-brochure2-assets/4d218627ddc1ecb49f599bbb40ff73d8.png?width=309.5, https://cdn.shopify.com/b/shopify-brochure2-assets/4d218627ddc1ecb49f599bbb40ff73d8.png?width=619 2x"/></picture></div></div><div class="delay-500 transition-opacity-transform ease-base duration-700 opacity-0 translate-y-5"><div style="margin-left:4rem;transform:translateY(-1rem)" class="transition-transform duration-100 ease-out will-change-transform w-3/5"><picture data-component-name="image"><img alt="" src="https://cdn.shopify.com/b/shopify-brochure2-assets/207221593270ca765519b08056c0a016.png?width=309.5" srcSet="https://cdn.shopify.com/b/shopify-brochure2-assets/207221593270ca765519b08056c0a016.png?width=309.5, https://cdn.shopify.com/b/shopify-brochure2-assets/207221593270ca765519b08056c0a016.png?width=619 2x"/></picture></div></div></div></div></div></div></div></section><section class="grid gap-y-2xl grid-cols-full text-section-light-text bg-statement-grey py-xl" data-section-name="" data-component-name="" data-viewable-component="true" data-mode="light"><div class="grid gap-x-gutter gap-y-xl sm:grid-cols-2 lg:grid-cols-4 container grid-cols-2" data-component-name="card-grid"><div data-component-name="card" class="rounded-2xl ring-0 ring-black/20 border-black p-0" data-mode="light"><div data-component-name="card-icon"></div><div><div class="text-left text-section-light-text" data-mode="light" data-component-name="heading-group"><p class="richtext text-body-base opacity-body pt-0">Earn APY rewards on every dollar in your Balance account<sup>1</sup></p></div></div></div><div data-component-name="card" class="rounded-2xl ring-0 ring-black/20 border-black p-0" data-mode="light"><div data-component-name="card-icon"></div><div><div class="text-left text-section-light-text" data-mode="light" data-component-name="heading-group"><p class="richtext text-body-base opacity-body pt-0">Get payouts as fast as the next business day<sup>2</sup></p></div></div></div><div data-component-name="card" class="rounded-2xl ring-0 ring-black/20 border-black p-0" data-mode="light"><div data-component-name="card-icon"></div><div><div class="text-left text-section-light-text" data-mode="light" data-component-name="heading-group"><p class="richtext text-body-base opacity-body pt-0">Skip the monthly and transfer fees, and minimum balance<sup>3</sup></p></div></div></div><div data-component-name="card" class="rounded-2xl ring-0 ring-black/20 border-black p-0" data-mode="light"><div data-component-name="card-icon"></div><div><div class="text-left text-section-light-text" data-mode="light" data-component-name="heading-group"><p class="richtext text-body-base opacity-body pt-0">Organize your finances with up to 6 free accounts</p></div></div></div></div></section><section class="grid gap-y-2xl grid-cols-full pb-2xl text-section-light-text pt-0 bg-statement-grey" data-section-name="" data-component-name="" data-viewable-component="true" data-mode="light"><p class="richtext text-body-sm container md:px-5xl md:text-center text-shade-50 [&_a]:!text-shade-50">Shopify partners with <a href="https://stripe.com/en-us" target="_blank" rel="noopener nofollow">Stripe Payments Company</a> for money transmission services and account services with funds held at Evolve Bank & Trust and Fifth Third Bank N.A., Members FDIC. Shopify Balance Visa® Commercial Credit cards are powered by Stripe and issued by Celtic Bank pursuant to a license from Visa U.S.A. Inc.</p></section><section class="grid gap-y-2xl grid-cols-full bg-section-light-bg text-section-light-text pt-2xl pb-gutter" data-section-name="" data-component-name="" data-viewable-component="true" data-mode="light"><div class="text-center text-section-light-text [&_p]:text-body-base mb-lg" data-mode="light" data-component-name="heading-group"><h2 class="text-base tracking-ff-tight font-bold uppercase leading-none pb-xs text-eyebrow-light-text" data-component-name="kicker">Financial management</h2><h3 class="richtext text-t1 text-balance">The business account optimized for commerce</h3><p class="richtext text-body-lg opacity-body pt-sm">Balance has features and rewards designed to help your business stay ahead.</p></div><div class="grid grid-cols-1 gap-x-gutter gap-y-gutter sm:grid-cols-2 container finance-bento-grid" data-component-name="card-grid"><div class="finance-pillbox-bento-card flex flex-col justify-between rounded-md p-4 md:p-6 xl:p-8 relative bg-center bg-cover" style="background-image:url(https://cdn.shopify.com/b/shopify-brochure2-assets/da5269e6eac9e31b11b5745d2f4cf66b?width=1400)"><div class="font-gt-america font-normal text-xs bg-enterprise-volt inline-block py-2 px-2.5 rounded-md uppercase flex-initial self-start z-20 self-end transition-opacity duration-500 delay-1000" style="opacity:0">Rewards & growth</div><svg viewBox="0 0 400 231" fill="none" xmlns="http://www.w3.org/2000/svg" class="flex flex-row justify-center w-full mx-auto xl:max-w-[450px] lg:max-w-[400px] max-w-[360px] rotate-[-11deg] scale-[.7] xs-sm:-rotate-2 xs-sm:scale-90 sm:rotate-[-30deg] sm:scale-100 sm-md:rotate-[-18deg] sm-md:scale-[.8] md:rotate-[-20deg] md:scale-90 md-lg:rotate-[-12deg] md-lg:scale-100 lg:rotate-[-7deg] lg:scale-100 lg-xl:scale-100 xl:rotate-0 sm:opacity-0 md:opacity-100"><circle cx="394" cy="5" r="3.5" class="fill-enterprise-volt transition-opacity duration-500" style="opacity:0;transition-delay:0.7s"></circle><path d="M4.00934 227.668L396 3.99994" stroke-width="2" stroke-dasharray="600" class="stroke-enterprise-volt motion-safe:transition-all motion-reduce:transition-opacity delay-500 duration-500 motion-reduce:opacity-0" style="stroke-dashoffset:600"></path><circle cx="6" cy="227" r="3.5" class="fill-enterprise-volt transition-opacity duration-500 delay-500" style="opacity:0"></circle></svg><div class="font-gt-america font-normal text-xs bg-enterprise-volt inline-block py-2 px-2.5 rounded-md uppercase flex-initial self-start z-20 self-start opacity-0 transition-opacity duration-500" style="opacity:0">Business finances</div><div class="absolute inset-0 bg-center bg-cover z-10" style="background-image:url(https://cdn.shopify.com/b/shopify-brochure2-assets/8a4b043dfc1d66bd01ad8380b1b11af6?width=1400)"></div></div><div class="finance-bento-card rounded-md xl:p-10 md:p-8 xl:pt-4 md:pt-4 p-4 flex flex-col justify-end bg-statement-grey"><div class="size-full flex flex-col justify-center flex-1 relative"><picture data-component-name="image"><img alt="Shopify payout notifications displayed vertically. The top card shows a payout amount of $2,578.23, and the bottom card shows $4,890.77." class="mx-auto max-w-96 w-full mb-4" src="https://cdn.shopify.com/b/shopify-brochure2-assets/386ec10abc8e4706d2d7a906c7b44e8a.png?originalWidth=804&originalHeight=400" srcSet="https://cdn.shopify.com/b/shopify-brochure2-assets/386ec10abc8e4706d2d7a906c7b44e8a.png?originalWidth=804&originalHeight=400, https://cdn.shopify.com/b/shopify-brochure2-assets/0d2516bc9b4c32d4d84f261b7a5f4e8a.png?originalWidth=1206&originalHeight=600 2x"/></picture></div><div class="text-left text-section-light-text" data-mode="light" data-component-name="heading-group"><h3 class="richtext text-t4 text-balance">Get paid faster</h3><p class="richtext text-body-base opacity-body pt-2">Receive store payouts up to 7 days faster than a bank.<sup>2</sup></p></div></div><div class="finance-bento-card rounded-md xl:p-10 md:p-8 xl:pt-4 md:pt-4 p-4 flex flex-col justify-end bg-statement-grey"><div class="size-full flex flex-col justify-center flex-1 relative"><picture data-component-name="image"><img alt="Account summary view displaying two sections. The top account labeled "Sales tax" shows a balance of $1,457.40. The bottom section account labeled "Receivables" shows a balance of $120.55." class="mx-auto max-w-96 w-full mb-4" src="https://cdn.shopify.com/b/shopify-brochure2-assets/3e8d9ad59283c1608598c46d063b7ef1.png?originalWidth=800&originalHeight=400" srcSet="https://cdn.shopify.com/b/shopify-brochure2-assets/3e8d9ad59283c1608598c46d063b7ef1.png?originalWidth=800&originalHeight=400, https://cdn.shopify.com/b/shopify-brochure2-assets/3e8d9ad59283c1608598c46d063b7ef1.png?height=800 2x"/></picture></div><div class="text-left text-section-light-text" data-mode="light" data-component-name="heading-group"><h3 class="richtext text-t4 text-balance">Simplify taxes</h3><p class="richtext text-body-base opacity-body pt-2">Easily set aside sales tax and sync accounting software.</p></div></div><div class="finance-bento-card rounded-md xl:p-10 md:p-8 p-4 flex flex-col justify-end bg-cover bg-no-repeat md:bg-center bg-left xl:pt-60 md:pt-60 sm:pt-40 pt-32 max-h-100 relative group overflow-hidden [&>div]:z-20 bg-business-blue"><div class="size-full absolute top-0 left-0 object-cover z-10"><picture data-component-name="image"><img alt="" class="transition-all duration-500 group-hover:motion-safe:scale-110 object-cover size-full" src="https://cdn.shopify.com/b/shopify-brochure2-assets/28fe10f439c3f4953a470e47c2311561.jpg?originalWidth=1240&originalHeight=800" srcSet="https://cdn.shopify.com/b/shopify-brochure2-assets/86421e9a3aa8ce6b84d206edb26776dd.jpg?originalWidth=1860&originalHeight=1200 2x"/></picture></div><div class="text-left text-section-light-text pt-24" data-mode="light" data-component-name="heading-group"><h3 class="richtext text-t4 text-balance">Skip the fees</h3><p class="richtext text-body-base opacity-body pt-2">No monthly or transfer fees, and no minimum balance.<sup>3</sup></p></div></div></div></section><section class="grid grid-cols-full pb-2xl bg-section-light-bg text-section-light-text pt-0 container gap-y-lg" data-section-name="" data-component-name="" data-viewable-component="true" data-mode="light" id="apy-rewards"><div class="finance-bento-card rounded-md col-span-full p-4 md:p-8 xl:p-10 bg-business-blue md:max-h-full"><div class="container grid grid-cols-4 sm:grid-cols-8 md:grid-cols-12 gap-y-2xl gap-x-2xl !mx-0 items-center"><div class="col-span-4 sm:col-span-12 md:col-span-6 col-start-1"><div class="text-left text-section-light-text child-bg-white" data-mode="light" data-component-name="heading-group"><h2 class="text-sm font-bold uppercase leading-none pb-xs text-eyebrow-light-text" data-component-name="kicker">APY Rewards</h2><p class="richtext text-t4 text-balance">Multiply your profits</p><p class="richtext text-body-base opacity-body pt-2">All the money in your Balance account earns an annual percentage yield (APY)* reward that compounds over time‚ no minimum or maximum limits on your account balance.</p></div><div class="flex gap-xl mt-xl justify-center lg:justify-start"><div class="flex flex-1 flex-col gap-md text-center transition-opacity duration-300 pt-sm cursor-pointer hover:opacity-100 border-bankroll-blue border-r pr-xl" role="button" tabindex="0"><p class="richtext text-body-base apy-rate">2.93%</p><p class="richtext text-xs md:text-base max-w-40 mx-auto">Basic, Shopify, and Advanced plans</p></div><div class="flex flex-1 flex-col gap-md text-center transition-opacity duration-300 pt-sm cursor-pointer hover:opacity-100 opacity-30" role="button" tabindex="0"><p class="richtext text-body-base apy-rate">3.96%</p><p class="richtext text-xs md:text-base max-w-40 mx-auto">Plus plan</p></div></div></div><div class="col-span-4 sm:col-span-12 md:col-span-6 xs:col-start-1 md:col-start-7 md:pl-2xl"><div class=""><div class="bg-white p-lg pb-4 rounded-md shadow-lg shadow-black/15"><label for="accountBalance" class="pb-6 flex justify-between"><p class="richtext text-body-lg mr-2 md:text-t6">Account balance</p><p class="richtext text-body-lg md:text-t6"><span>$15,000<span class="ml-1">USD</span></span></p></label><div class="relative bg-shade-05 w-full h-1.5"><input type="range" id="accountBalance" min="1000" max="100000" step="500" class="apy-calculator-slider absolute bg-transparent bottom-[-.5px] w-full h-1.5 appearance-none z-[2] outline-0 focus:outline-1 focus:outline-black" value="15000"/><span class="absolute block w-full h-full mx-auto rounded-md z-[1]" style="background-image:linear-gradient(to right, #2F7FFF 3%, #EFF4F8 3%)"></span></div><div class="flex flex-col lg:flex-row lg:items-center gap-2 lg:gap-6 mb-8 mt-8"><div class="flex items-center"><input class="h-5 w-5 accent-black" type="radio" id="calculate-earnings-basic" name="apy-calculator" checked="" value="basic"/><label class="pl-2 cursor-pointer" for="calculate-earnings-basic">Basic, Shopify, and Advanced plans</label></div><div class="flex items-center"><input class="h-5 w-5 accent-black" type="radio" id="calculate-earnings-plus" name="apy-calculator" value="plus"/><label class="pl-2 cursor-pointer" for="calculate-earnings-plus">Plus plan</label></div></div></div><p class="richtext text-body-sm mt-md pt-0 text-shade-50">The calculator is for illustrative purposes only. It assumes no rate changes and that your account balance at year 1 and all APY accrued remains in Shopify Balance.</p></div></div></div></div><p class="richtext text-body-sm container text-center text-shade-50">*Shopify provides a reward in the form of an annual percentage yield (APY) on the money you hold in Shopify Balance, and it is not interest. The rate is variable, subject to change without notice, and accurate as of March 20, 2025. The reward accrues daily, and is compounded and paid monthly in the form of a credit to your Balance account.</p></section><section class="grid gap-y-2xl grid-cols-full pb-0 text-section-light-text pt-4xl bg-statement-grey" data-section-name="" data-component-name="side-by-side-grid" data-viewable-component="true" data-mode="light"><div class="container grid grid-cols-4 sm:grid-cols-8 md:grid-cols-12 gap-x-gutter gap-y-2xl" data-component-name="section-header"><div class="col-span-4 xs:col-span-4 sm:col-span-8 md:col-span-10 lg:col-span-8 xl:col-span-8 col-start-1"><div class="text-section-light-text text-center md:text-left w-full md:w-2/3 text-pretty" data-mode="light" data-component-name="heading-group"><h2 class="richtext text-t2 text-balance">Manage your money where you make it</h2></div></div></div><div class="container grid grid-cols-4 sm:grid-cols-8 md:grid-cols-12 gap-x-gutter gap-y-xl items-center" data-component-name="side-by-side-grid"><div class="col-span-4 xs:col-span-4 sm:col-span-8 md:col-span-6 col-start-1 flex flex-col gap-y-xl md:pr-20"><div class="relative"><picture data-component-name="image"><img alt="" class="w-full absolute" src="https://cdn.shopify.com/b/shopify-brochure2-assets/e3085c8a06b07225ee2e809b3a11af1f.png?height=593" srcSet="https://cdn.shopify.com/b/shopify-brochure2-assets/e3085c8a06b07225ee2e809b3a11af1f.png?height=593, https://cdn.shopify.com/b/shopify-brochure2-assets/e3085c8a06b07225ee2e809b3a11af1f.png?height=1186 2x"/></picture><div class="relative"><div class="delay-0 transition-opacity-transform ease-base duration-700 opacity-0 translate-y-5"><picture data-component-name="image"><img alt="A white woman, wearing a light-colored knitted top and with light hair in a ponytail, is focused on her smartphone. In the foreground, an account summary card displays three accounts: "Main" with a balance of $127,438.15, "Expenses" with $3,458.14, and "Sales tax" with $1,457.40." class="w-full md:rounded-bl-md md:rounded-br-md" src="https://cdn.shopify.com/b/shopify-brochure2-assets/8301d459a57c1471bdce441d79eef2d7.png?height=593" srcSet="https://cdn.shopify.com/b/shopify-brochure2-assets/8301d459a57c1471bdce441d79eef2d7.png?height=593, https://cdn.shopify.com/b/shopify-brochure2-assets/8301d459a57c1471bdce441d79eef2d7.png?height=1186 2x"/></picture></div><div class="absolute flex flex-col w-full transition-transform duration-100 ease-out will-change-transform bottom-16 md:bottom-32 gap-y-2 items-end xl:-right-16 md:-right-32 right-0" style="transform:translateY(0px)"><div class="delay-300 transition-opacity-transform ease-base duration-700 opacity-0 translate-y-5"><div style="margin-left:0rem;transform:translateY(-1rem)" class="transition-transform duration-100 ease-out will-change-transform w-3/5 sm:w-4/5 md:w-3/5 lg:w-full !ml-0"><picture data-component-name="image"><img alt="" class="lg:max-w-64 md:max-w-56 max-w-64" src="https://cdn.shopify.com/b/shopify-brochure2-assets/e5c38d7127a90b602aea8e0c1ac53262.png?width=309.5" srcSet="https://cdn.shopify.com/b/shopify-brochure2-assets/e5c38d7127a90b602aea8e0c1ac53262.png?width=309.5, https://cdn.shopify.com/b/shopify-brochure2-assets/e5c38d7127a90b602aea8e0c1ac53262.png?width=619 2x"/></picture></div></div></div></div></div></div><div class="col-span-4 xs:col-span-4 sm:col-span-6 md:col-span-5 xs:col-start-1 sm:col-start-1 md:col-start-8 flex flex-col gap-y-xl"><div class="grid gap-y-lg"><div class="grid grid-cols-1 gap-x-gutter gap-y-xl" data-component-name="card-grid"><div><div data-component-name="card" class="rounded-2xl ring-0 ring-black/20 border-black p-0" data-mode="light"><div><picture data-component-name="image"><img alt="" class="mb-sm" src="https://cdn.shopify.com/b/shopify-brochure2-assets/d433b890aa16a0709b0929f6ae04d437"/></picture></div><div><div class="text-left text-section-light-text finance-card-content" data-mode="light" data-component-name="heading-group"><h3 class="richtext text-t5 text-balance">Open up to 6 free accounts</h3><p class="richtext text-body-base opacity-body pt-2">Organize your earnings, spending, savings, sales tax, and more—all in one place.</p></div></div></div></div><div><div data-component-name="card" class="rounded-2xl ring-0 ring-black/20 border-black p-0" data-mode="light"><div><picture data-component-name="image"><img alt="" class="mb-sm" src="https://cdn.shopify.com/b/shopify-brochure2-assets/d433b890aa16a0709b0929f6ae04d437"/></picture></div><div><div class="text-left text-section-light-text finance-card-content" data-mode="light" data-component-name="heading-group"><h3 class="richtext text-t5 text-balance">Make money moves</h3><p class="richtext text-body-base opacity-body pt-2">Deposit and withdraw funds, transfer money between accounts, and pay business expenses.</p></div></div></div></div><div><div data-component-name="card" class="rounded-2xl ring-0 ring-black/20 border-black p-0" data-mode="light"><div><picture data-component-name="image"><img alt="" class="mb-sm" src="https://cdn.shopify.com/b/shopify-brochure2-assets/d433b890aa16a0709b0929f6ae04d437"/></picture></div><div><div class="text-left text-section-light-text finance-card-content" data-mode="light" data-component-name="heading-group"><h3 class="richtext text-t5 text-balance">Understand your finances</h3><p class="richtext text-body-base opacity-body pt-2">Get a comprehensive view of your business finances with dashboards, filters, and reports right in your admin.</p></div></div></div></div></div><div class="flex flex-col sm:flex-row items-start sm:items-center gap-y-6 sm:gap-x-sm !ml-0"><div class="flex-1 sm:flex-auto"><a href="https://admin.shopify.com/shopify-balance" class="inline-block self-center overflow-hidden max-w-full px-button-px py-button-py ring-inset rounded-button font-button-font font-button-weight tracking-button-tracking transition-all duration-150 focus-visible:outline-2 focus-visible:outline-offset-2 focus-visible:outline-state-focus focus-visible:outline hover:ring-1 disabled:hover-ring-0 md:px-button-lg-px md:py-button-lg-py text-button-lg-size border-2 text-button-light-secondary-text bg-button-light-secondary-bg border-button-light-secondary-border ring-button-light-secondary-border hover:text-button-light-secondary-text-hover hover:bg-button-light-secondary-bg-hover hover:border-button-light-secondary-border-hover hover:ring-button-light-secondary-border-hover focus:text-button-light-secondary-text-focus focus:bg-button-light-secondary-bg-focus focus:border-button-light-secondary-border-focus focus:ring-button-light-secondary-border-focus active:text-button-light-secondary-text-active active:bg-button-light-secondary-bg-active active:border-button-light-secondary-border-active active:ring-button-light-secondary-border-active disabled:text-button-light-secondary-text-disabled disabled:bg-button-light-secondary-bg-disabled disabled:border-button-light-secondary-border-disabled disabled:ring-button-light-secondary-border-disabled text-center" data-component-name="button" data-mode="light" target="">Open an account</a></div></div></div></div></div></section><section class="grid gap-y-2xl grid-cols-full pb-0 text-section-light-text bg-statement-grey pt-lg md:pt-2xl" data-section-name="" data-component-name="" data-viewable-component="true" data-mode="light"><section class="grid gap-y-2xl grid-cols-full pb-4xl text-section-light-text pt-4xl finance-testimonial finance-testimonial-bg overflow-x-clip bg-statement-grey" data-section-name="" data-component-name="" data-viewable-component="true" data-mode="light"><div class="container text-center flex flex-col items-center gap-y-8"><blockquote class="text-t3 max-w-4xl text-pretty">“Before Shopify Balance, my finances were all over the place. Shopify Balance helps streamline everything and keep my finances organized.”</blockquote><div class="flex items-center md:flex-row flex-col"><cite class="text-body-base not-italic">Kristi Tu, Owner – Boba Bao Slimes</cite></div></div></section></section><section class="grid gap-y-2xl grid-cols-full pb-2xl text-section-light-text pt-2xl bg-bankroll-blue" data-section-name="" data-component-name="safeguard-your-earnings" data-viewable-component="true" data-mode="light"><div class="container grid grid-cols-4 sm:grid-cols-8 md:grid-cols-12 gap-x-gutter gap-y-2xl" data-component-name="section-header"><div class="col-span-4 xs:col-span-4 sm:col-span-8 md:col-span-10 lg:col-span-8 xl:col-span-8 xs:col-start-1 sm:col-start-1 md:col-start-2 lg:col-start-3 xl:col-start-3"><div class="text-center text-section-dark-text [&_p]:text-body-base" data-mode="dark" data-component-name="heading-group"><h2 class="richtext text-t1 text-balance">Safeguard your earnings</h2><p class="richtext text-body-lg opacity-body pt-sm">Trust your finances to the same partner that helps your business thrive.</p></div></div></div><div class="grid grid-cols-1 lg:grid-cols-3 gap-12 sm:grid-cols-3 container" data-component-name="card-grid"><div data-component-name="card" class="rounded-2xl ring-0 ring-white/20 border-white p-0" data-mode="dark"><div><picture data-component-name="image"><img alt="Shield with checkmark icon" class="w-8 h-8 mb-6" src="https://cdn.shopify.com/b/shopify-brochure2-assets/67ff94005397e7f3db79c46c140f559d.svg"/></picture></div><div><div class="text-left text-section-dark-text finance-card-content finance-darker-body" data-mode="dark" data-component-name="heading-group"><h3 class="richtext text-t5 text-balance">Peace-of-mind coverage</h3><p class="richtext text-body-base opacity-body pt-2">Your Balance account is eligible for pass-through FDIC insurance up to $250,000.<sup>4</sup></p></div></div></div><div data-component-name="card" class="rounded-2xl ring-0 ring-white/20 border-white p-0" data-mode="dark"><div data-component-name="card-icon"></div><div><div class="text-left text-section-dark-text finance-card-content finance-darker-body" data-mode="dark" data-component-name="heading-group"><h3 class="richtext text-t5 text-balance">Instant access to card locking</h3><p class="richtext text-body-base opacity-body pt-2">Lock and unlock your cards from your admin or the Shopify mobile app.</p></div></div></div><div data-component-name="card" class="rounded-2xl ring-0 ring-white/20 border-white p-0" data-mode="dark"><div data-component-name="card-icon"></div><div><div class="text-left text-section-dark-text finance-card-content finance-darker-body" data-mode="dark" data-component-name="heading-group"><h3 class="richtext text-t5 text-balance">Support when you need it</h3><p class="richtext text-body-base opacity-body pt-2">Reach out to our support team via live chat 24/7.</p></div></div></div></div></section><section class="grid gap-y-2xl grid-cols-full pb-2xl bg-section-light-bg text-section-light-text pt-2xl" data-section-name="" data-component-name="" data-viewable-component="true" data-mode="light"><div class="container grid grid-cols-4 sm:grid-cols-8 md:grid-cols-12 gap-x-gutter gap-y-2xl" data-component-name="section-header"><div class="col-span-4 xs:col-span-4 sm:col-span-8 md:col-span-10 lg:col-span-8 xl:col-span-8 xs:col-start-1 sm:col-start-1 md:col-start-2 lg:col-start-3 xl:col-start-3"><div class="text-center text-section-light-text [&_p]:text-body-base" data-mode="light" data-component-name="heading-group"><h2 class="text-base tracking-ff-tight font-bold uppercase leading-none pb-xs text-eyebrow-light-text" data-component-name="kicker">Cashback Rewards</h2><h3 class="richtext text-t1 text-balance">Spend the way you like</h3><p class="richtext text-body-lg opacity-body pt-sm">Use your Balance Visa® card for everyday purchases—in person or online.</p></div></div></div><div class="grid grid-cols-1 lg:grid-cols-3 gap-5 sm:grid-cols-3 container" data-component-name="card-grid"><div data-component-name="card" class="rounded-2xl ring-0 ring-black/20 border-black p-0" data-mode="light"><div><picture data-component-name="image"><img alt="" class="mb-md rounded-md" src="https://cdn.shopify.com/b/shopify-brochure2-assets/c40fba5361eb01608cd9d3d276d55ef2"/></picture></div><div><div class="text-left text-section-light-text finance-card-content" data-mode="light" data-component-name="heading-group"><h3 class="richtext text-t5 text-balance">Earn rewards you can use</h3><p class="richtext text-body-base opacity-body pt-2">Get 2% cashback on business must-haves and exclusive partner perks you can’t say “no” to.<sup>5</sup></p></div></div></div><div data-component-name="card" class="rounded-2xl ring-0 ring-black/20 border-black p-0" data-mode="light"><div><picture data-component-name="image"><img alt="" class="mb-md rounded-md" src="https://cdn.shopify.com/b/shopify-brochure2-assets/493ac19f264c93959ea09d7fd2d0afe1"/></picture></div><div><div class="text-left text-section-light-text finance-card-content" data-mode="light" data-component-name="heading-group"><h3 class="richtext text-t5 text-balance">Get a custom spending card </h3><p class="richtext text-body-base opacity-body pt-2">Receive a virtual card instantly and order a free physical card customized with your business name.</p></div></div></div><div data-component-name="card" class="rounded-2xl ring-0 ring-black/20 border-black p-0" data-mode="light"><div><picture data-component-name="image"><img alt="" class="mb-md rounded-md" src="https://cdn.shopify.com/b/shopify-brochure2-assets/9a4a66820f9c337a787a1bb32d38642a"/></picture></div><div><div class="text-left text-section-light-text finance-card-content" data-mode="light" data-component-name="heading-group"><h3 class="richtext text-t5 text-balance">Spend wherever Visa® is accepted</h3><p class="richtext text-body-base opacity-body pt-2">Pay bills, make business purchases, and withdraw cash at thousands of ATMs worldwide.<sup>3</sup></p></div></div></div></div></section><div class="bg-statement-grey pt-3xl px-margin xl:px-auto-xl"><aside class=" flex flex-col md:flex-row gap-8 md:gap-16 justify-between w-full rounded-md col-span-full p-4 py-8 md:p-8 xl:p-12 bg-hedge-green md:bg-[url('https://cdn.shopify.com/b/shopify-brochure2-assets/94e5cf90d3c1d69e84a3d766e4b955ea.svg')] bg-no-repeat md:bg-right "><div class="flex-1 flex items-center"><div class="text-section-light-text lg:ml-12 md:mr-12 w-full text-center md:text-left text-balance [&_p:not([data-component-name='kicker'])]:text-body-base child-bg-finance-green" data-mode="light" data-component-name="heading-group"><h2 class="text-base tracking-ff-tight font-bold uppercase leading-none pb-xs text-eyebrow-light-text" data-component-name="kicker">Shopify App</h2><h3 class="richtext text-t2 text-balance">Take Shopify Finance with you—anywhere</h3><p class="richtext text-body-lg opacity-body pt-sm">One app to manage your finances and business.</p></div></div><div class="flex-1 flex flex-col md:flex-row gap-xl md:gap-0 md:justify-end items-center lg:mr-12"><div class="flex flex-col gap-4 md:hidden w-full"><a href="https://apps.apple.com/us/app/shopify-your-ecommerce-store/id371294472" class="self-center overflow-hidden max-w-full py-button-py ring-inset rounded-button font-button-font font-button-weight tracking-button-tracking transition-all duration-150 focus-visible:outline-2 focus-visible:outline-offset-2 focus-visible:outline-state-focus focus-visible:outline hover:ring-1 disabled:hover-ring-0 md:px-button-lg-px md:py-button-lg-py text-button-lg-size border-2 text-button-light-secondary-text bg-button-light-secondary-bg border-button-light-secondary-border ring-button-light-secondary-border hover:text-button-light-secondary-text-hover hover:bg-button-light-secondary-bg-hover hover:border-button-light-secondary-border-hover hover:ring-button-light-secondary-border-hover focus:text-button-light-secondary-text-focus focus:bg-button-light-secondary-bg-focus focus:border-button-light-secondary-border-focus focus:ring-button-light-secondary-border-focus active:text-button-light-secondary-text-active active:bg-button-light-secondary-bg-active active:border-button-light-secondary-border-active active:ring-button-light-secondary-border-active disabled:text-button-light-secondary-text-disabled disabled:bg-button-light-secondary-bg-disabled disabled:border-button-light-secondary-border-disabled disabled:ring-button-light-secondary-border-disabled flex items-center gap-2 px-5 !border-2" data-component-name="button" target=""><picture data-component-name="image"><img alt="" src="https://cdn.shopify.com/b/shopify-brochure2-assets/a71d95ee36432b194e6ccb93ac645fae"/></picture>App store</a><a href="https://play.google.com/store/apps/details?id=com.shopify.mobile" class="self-center overflow-hidden max-w-full py-button-py ring-inset rounded-button font-button-font font-button-weight tracking-button-tracking transition-all duration-150 focus-visible:outline-2 focus-visible:outline-offset-2 focus-visible:outline-state-focus focus-visible:outline hover:ring-1 disabled:hover-ring-0 md:px-button-lg-px md:py-button-lg-py text-button-lg-size border-2 text-button-light-secondary-text bg-button-light-secondary-bg border-button-light-secondary-border ring-button-light-secondary-border hover:text-button-light-secondary-text-hover hover:bg-button-light-secondary-bg-hover hover:border-button-light-secondary-border-hover hover:ring-button-light-secondary-border-hover focus:text-button-light-secondary-text-focus focus:bg-button-light-secondary-bg-focus focus:border-button-light-secondary-border-focus focus:ring-button-light-secondary-border-focus active:text-button-light-secondary-text-active active:bg-button-light-secondary-bg-active active:border-button-light-secondary-border-active active:ring-button-light-secondary-border-active disabled:text-button-light-secondary-text-disabled disabled:bg-button-light-secondary-bg-disabled disabled:border-button-light-secondary-border-disabled disabled:ring-button-light-secondary-border-disabled flex items-center gap-2 px-5 !border-2" data-component-name="button" target=""><picture data-component-name="image"><img alt="" src="https://cdn.shopify.com/b/shopify-brochure2-assets/295c763bea1faf3e1871a53910c4aad9"/></picture>Google Play Store</a></div><div class="hidden md:block rounded-md shadow-xl p-4 bg-white z-10 -m-16"><picture data-component-name="image"><img alt="Scan to download" height="100" src="https://cdn.shopify.com/b/shopify-brochure2-assets/701fc5f6242df6d92a43c89e839afb7c?height=100&width=100&height=100" srcSet="https://cdn.shopify.com/b/shopify-brochure2-assets/701fc5f6242df6d92a43c89e839afb7c?height=100, https://cdn.shopify.com/b/shopify-brochure2-assets/701fc5f6242df6d92a43c89e839afb7c?height=200 2x" width="100"/></picture><p class="richtext text-body-base text-center w-[100px] mt-2">Scan to download</p></div><picture data-component-name="image"><img alt="A white Shopify merchant with long silver hair wearing a stylish green blazer and a light-colored blouse stands holding a smartphone. To the left, a QR code is displayed with the text "Scan to download" beneath it." height="300" src="https://cdn.shopify.com/b/shopify-brochure2-assets/611c42e7e51d71df512d7c247fb18172?height=300&height=300" srcSet="https://cdn.shopify.com/b/shopify-brochure2-assets/611c42e7e51d71df512d7c247fb18172?height=300, https://cdn.shopify.com/b/shopify-brochure2-assets/611c42e7e51d71df512d7c247fb18172?height=600 2x"/></picture></div></aside></div><section class="grid gap-y-2xl grid-cols-full pb-4xl text-section-light-text pt-4xl bg-statement-grey" data-section-name="" data-component-name="" data-viewable-component="true" data-mode="light"><div class="container grid grid-cols-4 sm:grid-cols-8 md:grid-cols-12 gap-x-gutter gap-y-2xl" data-component-name="section-header"><div class="col-span-4 xs:col-span-4 sm:col-span-8 md:col-span-10 lg:col-span-8 xl:col-span-8 col-start-1"><div class="text-section-light-text text-center md:text-left" data-mode="light" data-component-name="heading-group"><h2 class="richtext text-t2 text-balance">Get more with Shopify Balance</h2></div></div></div><div class="container"><div class="flex flex-col md:flex-row shadow-[0_4px_18px_rgba(0,0,0,0.1)] rounded-md overflow-hidden"><article class="flex-1"><header class="px-5 py-3 header-drop-shadow bg-bankroll-blue text-white"><h3 class="richtext text-t8">Shopify Balance</h3></header><ul class="px-4 py-1 md:py-0 bg-white text-black md:pr-0"><li class="flex min-h-[3rem] items-center justify-start py-2 pr-2 pl-0 text-left border-shade-20 border-b max-w-full"><div class="w-8 sm:w-10 h-10"></div><span class="richtext text-body-sm comparison-table_cell-text block">$0 monthly fees or minimum balance<sup>3</sup></span></li><li class="flex min-h-[3rem] items-center justify-start py-2 pr-2 pl-0 text-left border-shade-20 border-b max-w-full"><div class="w-8 sm:w-10 h-10"></div><span class="richtext text-body-sm comparison-table_cell-text block">$0 transfer fees<sup>3</sup></span></li><li class="flex min-h-[3rem] items-center justify-start py-2 pr-2 pl-0 text-left border-shade-20 border-b max-w-full"><div class="w-8 sm:w-10 h-10"></div><span class="richtext text-body-sm comparison-table_cell-text block">2.93% or higher APY reward with no limits<sup>1</sup></span></li><li class="flex min-h-[3rem] items-center justify-start py-2 pr-2 pl-0 text-left border-shade-20 border-b max-w-full"><div class="w-8 sm:w-10 h-10"></div><span class="richtext text-body-sm comparison-table_cell-text block">Get paid as fast as the next business day<sup>2</sup></span></li><li class="flex min-h-[3rem] items-center justify-start py-2 pr-2 pl-0 text-left border-shade-20 border-b max-w-full border-b-0"><div class="w-8 sm:w-10 h-10"></div><span class="richtext text-body-sm comparison-table_cell-text block">Quick and easy online application</span></li></ul></article><article class="flex-1"><header class="px-5 py-3 header-drop-shadow bg-bankroll-blue text-white"><h3 class="richtext text-t8">Traditional Banks<sup>6</sup></h3></header><ul class="px-4 py-1 md:py-0 bg-white text-black md:pl-0"><li class="flex min-h-[3rem] items-center justify-start py-2 pr-2 pl-0 text-left border-shade-20 border-b max-w-full md:pl-4"><div class="w-8 sm:w-10 h-10"></div><span class="richtext text-body-sm comparison-table_cell-text block">$20 monthly fees or $3K minimum balance on average</span></li><li class="flex min-h-[3rem] items-center justify-start py-2 pr-2 pl-0 text-left border-shade-20 border-b max-w-full md:pl-4"><div class="w-8 sm:w-10 h-10"></div><span class="richtext text-body-sm comparison-table_cell-text block">$25 transfer fees on average</span></li><li class="flex min-h-[3rem] items-center justify-start py-2 pr-2 pl-0 text-left border-shade-20 border-b max-w-full md:pl-4"><div class="w-8 sm:w-10 h-10"></div><span class="richtext text-body-sm comparison-table_cell-text block">0.01% or higher APY with possible limits</span></li><li class="flex min-h-[3rem] items-center justify-start py-2 pr-2 pl-0 text-left border-shade-20 border-b max-w-full md:pl-4"><div class="w-8 sm:w-10 h-10"></div><span class="richtext text-body-sm comparison-table_cell-text block">Payouts may take up to 7 more business days</span></li><li class="flex min-h-[3rem] items-center justify-start py-2 pr-2 pl-0 text-left border-shade-20 border-b max-w-full border-b-0 md:pl-4"><div class="w-8 sm:w-10 h-10"></div><span class="richtext text-body-sm comparison-table_cell-text block">May require in-person application</span></li></ul></article></div></div></section><section class="grid gap-y-2xl grid-cols-full pb-2xl text-section-light-text pt-2xl bg-finance-green lg:pt-24" data-section-name="" data-component-name="" data-viewable-component="true" data-mode="light" id="shopify-plus"><div class="text-center text-section-dark-text [&_p]:text-body-base container" data-mode="dark" data-component-name="heading-group"><h2 class="richtext text-t2 text-balance">Exclusive features for Shopify Plus plans</h2><p class="richtext text-body-lg opacity-body pt-sm">Balance adds even more value to your business when you’re on <a href="/plus/upgrade">Shopify Plus.</a></p></div><div class="container mt-xl gap-12 lg:gap-24 flex flex-wrap sm:flex-nowrap justify-between px-[clamp(1.5rem,7%,6rem)]"><div class="text-left sm:text-center text-section-dark-text flex-grow flex-shrink basis-64"><h3 class="richtext text-t4 text-balance pb-xs">3.96% APY reward</h3><p class="richtext text-body-sm opacity-body pt-2">All your funds in Balance—including deposits—earn a reward of 3.96% annual percentage yield.<sup>1</sup></p></div><div class="text-left sm:text-center text-section-dark-text flex-grow flex-shrink basis-64"><h3 class="richtext text-t4 text-balance pb-xs">Up to $1M transfers</h3><p class="richtext text-body-sm opacity-body pt-2">Get daily transfer limits customized to your business, up to $1,000,000.<sup>7</sup></p></div></div></section><section class="grid gap-y-2xl grid-cols-full pb-0 bg-section-light-bg text-section-light-text pt-0 bg-separate-middle from-finance-green to-white" data-section-name="" data-component-name="" data-viewable-component="true" data-mode="light"><div class="finance-full-width-split-card container relative overflow-hidden flex flex-col md:flex-row"><div class="md:h-full h-1/2"><picture data-component-name="image"><source srcSet="https://cdn.shopify.com/b/shopify-brochure2-assets/39baa05db255c5371ef78c232adac145.png?width=871, https://cdn.shopify.com/b/shopify-brochure2-assets/39baa05db255c5371ef78c232adac145.png?width=1741 2x" media="(max-width: 899px)"/><source srcSet="https://cdn.shopify.com/b/shopify-brochure2-assets/935c13d23552924b65473e6d36c5b7fd?width=1420, https://cdn.shopify.com/b/shopify-brochure2-assets/935c13d23552924b65473e6d36c5b7fd?width=2840 2x" media="(min-width: 900px)"/><img alt="A close-up of a Black person's hand holding a smartphone displaying the Shopify Finance interface. The screen shows total sales over time, with a graph and various account balances, including "Receivables," "Main," "Sales tax," "Capital," and "Credit."" class="object-cover w-full h-full md:absolute md:inset-0 md:max-w-none" src="https://cdn.shopify.com/b/shopify-brochure2-assets/935c13d23552924b65473e6d36c5b7fd?width=1420"/></picture></div><div class="relative flex flex-col justify-center gap-y-lg p-2xl h-full md:p-0 md:mt-2xl md:min-h-160 md:w-1/3 md:bg-transparent bg-cash-green md:pl-2xl lg:pl-3xl xl:pl-4xl"><div class="text-section-dark-text [&_h2]:bg-hedge-green [&_h2]:text-eyebrow-light-text text-center md:text-left text-pretty" data-mode="dark" data-component-name="heading-group"><h2 class="text-base tracking-ff-tight font-bold uppercase leading-none pb-xs text-eyebrow-dark-text" data-component-name="kicker">Shopify Balance</h2><h3 class="richtext text-t2 text-balance">The account that keeps up with your business</h3></div><a href="https://admin.shopify.com/shopify-balance" class="inline-block self-center overflow-hidden max-w-full px-button-px py-button-py ring-inset rounded-button font-button-font font-button-weight tracking-button-tracking transition-all duration-150 focus-visible:outline-2 focus-visible:outline-offset-2 focus-visible:outline-state-focus focus-visible:outline md:px-button-lg-px md:py-button-lg-py text-button-lg-size border-2 text-button-dark-primary-text bg-button-dark-primary-bg border-button-dark-primary-border ring-button-dark-primary-border hover:text-button-dark-primary-text-hover hover:bg-button-dark-primary-bg-hover hover:border-button-dark-primary-border-hover hover:ring-button-dark-primary-border-hover focus:text-button-dark-primary-text-focus focus:bg-button-dark-primary-bg-focus focus:border-button-dark-primary-border-focus focus:ring-button-dark-primary-border-focus active:text-button-dark-primary-text-active active:bg-button-dark-primary-bg-active active:border-button-dark-primary-border-active active:ring-button-dark-primary-border-active disabled:text-button-dark-primary-text-disabled disabled:bg-button-dark-primary-bg-disabled disabled:border-button-dark-primary-border-disabled disabled:ring-button-dark-primary-border-disabled md:self-start" data-component-name="button" data-mode="dark" target="">Open an account</a></div></div><svg width="0" height="0" style="position:absolute;width:0;height:0"><defs><clipPath id="financeCardClipPathDesktop" clipPathUnits="objectBoundingBox"><path d="M0.92 0.00015 L0.0346 0.13173C0.0322 0.13208 0.0304 0.1356 0.0302 0.13999L0.00033 0.99005C0.00015 0.99516 0.00233 1 0.00508 1H0.99452C0.99741 1 0.99964 0.99523 0.99924 0.9899L0.92491 0.00775C0.92456 0.00311 0.92233 0 0.91981 0Z"></path></clipPath></defs></svg><svg width="0" height="0" style="position:absolute;width:0;height:0"><defs><clipPath id="financeCardClipPathMobile" clipPathUnits="objectBoundingBox"><path d="M0.92771 0.00193 0.04834 0.03090c-0.00841 0.00028-0.01508 0.00508-0.01529 0.01099L0.00040 0.98797c-0.00022 0.00633 0.00702 0.01155 0.01604 0.01155H0.98331c0.00911 0 0.01639-0.00532 0.01603-0.01172L0.94449 0.01275c-0.00035-0.00626-0.00788-0.01112-0.01678-0.01082Z"></path></clipPath></defs></svg></section><section class="grid gap-y-2xl grid-cols-full pb-2xl bg-section-light-bg text-section-light-text pt-2xl" data-section-name="" data-component-name="" data-viewable-component="true" data-mode="light"><div class="container grid grid-cols-4 sm:grid-cols-8 md:grid-cols-12 gap-x-gutter gap-y-2xl" data-component-name="section-header"><div class="col-span-4 xs:col-span-4 sm:col-span-8 md:col-span-10 lg:col-span-8 xl:col-span-8 col-start-1"><div class="text-section-light-text text-center md:text-left" data-mode="light" data-component-name="heading-group"><h2 class="richtext text-t1 text-balance">Resources</h2></div></div></div><div class="grid grid-cols-1 gap-x-gutter gap-y-gutter sm:grid-cols-2 lg:grid-cols-3 container" data-component-name="card-grid"><div data-component-name="card" class="rounded-2xl ring-0 ring-black/20 border-black p-lg shadow-light finance-resource-card" data-mode="light"><div><div class="text-left text-section-light-text finance-card-content" data-mode="light" data-component-name="heading-group"><h3 class="richtext text-t5 text-balance">Get started with Shopify Balance</h3><p class="richtext text-body-base opacity-body pt-2">Learn how to manage your Shopify Balance account, card, and mobile app.</p></div><div class="leading-[0] mt-md"><a data-mode="light" class="group font-bold focus:outline-state-focus outline-2 outline-offset-2 transition-colors duration-150 ease-in-out text-link-light focus:text-link-light-focus hover:text-link-light-hover active:text-link-light-active disabled:text-link-light-disabled text-body-base" style="widows:2" aria-label="External source: Visit Help Center" text="Visit Help Center" href="https://help.shopify.com/en/manual/finances/shopify-balance"><span class="inline underline hover:no-underline">Visit Help Center</span><span class="inline whitespace-nowrap"> </span></a></div></div></div><div data-component-name="card" class="rounded-2xl ring-0 ring-black/20 border-black p-lg shadow-light finance-resource-card" data-mode="light"><div><div class="text-left text-section-light-text finance-card-content" data-mode="light" data-component-name="heading-group"><h3 class="richtext text-t5 text-balance">Maximize cash flow with Shopify Finance</h3><p class="richtext text-body-base opacity-body pt-2">Here's how to get the most value out of your built-in finance suite.</p></div><div class="leading-[0] mt-md"><a data-mode="light" class="group font-bold focus:outline-state-focus outline-2 outline-offset-2 transition-colors duration-150 ease-in-out text-link-light focus:text-link-light-focus hover:text-link-light-hover active:text-link-light-active disabled:text-link-light-disabled text-body-base" style="widows:2" text="Read post" href="/blog/cash-flow-management"><span class="inline underline hover:no-underline">Read post</span><span class="inline whitespace-nowrap"> </span></a></div></div></div><div data-component-name="card" class="rounded-2xl ring-0 ring-black/20 border-black p-lg shadow-light finance-resource-card" data-mode="light"><div><div class="text-left text-section-light-text finance-card-content" data-mode="light" data-component-name="heading-group"><h3 class="richtext text-t5 text-balance">5 tips for business money management</h3><p class="richtext text-body-base opacity-body pt-2">Get expert tips on streamlining money management for your business.</p></div><div class="leading-[0] mt-md"><a data-mode="light" class="group font-bold focus:outline-state-focus outline-2 outline-offset-2 transition-colors duration-150 ease-in-out text-link-light focus:text-link-light-focus hover:text-link-light-hover active:text-link-light-active disabled:text-link-light-disabled text-body-base" style="widows:2" text="Read post" href="/blog/business-money-management"><span class="inline underline hover:no-underline">Read post</span><span class="inline whitespace-nowrap"> </span></a></div></div></div></div></section><section class="grid gap-y-2xl grid-cols-full pb-2xl bg-section-light-bg text-section-light-text pt-2xl" data-section-name="" data-component-name="" data-viewable-component="true" data-mode="light"><div class="container grid grid-cols-4 sm:grid-cols-8 md:grid-cols-12 gap-x-gutter gap-y-2xl finance-recommendations"><div class="col-span-4 xs:col-span-4 sm:col-span-8 md:col-span-12 lg:col-span-5 col-start-1"><div class="text-section-light-text lg:max-w-md md:pr-4 text-pretty text-center md:text-left" data-mode="light" data-component-name="heading-group"><h2 class="text-base tracking-ff-tight font-bold uppercase leading-none pb-xs text-eyebrow-light-text" data-component-name="kicker">More from Shopify Finance</h2><h2 class="richtext text-t1 text-balance">Designed to work with Balance</h2></div></div><div class="col-span-4 xs:col-span-4 sm:col-span-8 md:col-span-12 lg:col-span-7 xs:col-start-1 sm:col-start-1 md:col-start-1 lg:col-start-6 xl:col-start-7"><div class="pb-7"><a data-mode="light" class="group font-bold focus:outline-state-focus outline-2 outline-offset-2 transition-colors duration-150 ease-in-out text-link-light focus:text-link-light-focus hover:text-link-light-hover active:text-link-light-active disabled:text-link-light-disabled text-button-lg-size link no-underline" style="widows:2" href="/credit"><span class="inline underline hover:no-underline">Shopify Credit</span><span class="inline whitespace-nowrap"> </span></a><p class="richtext text-black text-body-base max-w-xl">A pay-in-full Visa® business card with up to 3% cashback on eligible expenses and 10 months to pay your statement balance.<sup>8</sup></p></div><div class="border-black border-t pt-7 pb-7"><a data-mode="light" class="group font-bold focus:outline-state-focus outline-2 outline-offset-2 transition-colors duration-150 ease-in-out text-link-light focus:text-link-light-focus hover:text-link-light-hover active:text-link-light-active disabled:text-link-light-disabled text-button-lg-size link no-underline" style="widows:2" href="/bill-pay"><span class="inline underline hover:no-underline">Shopify Bill Pay</span><span class="inline whitespace-nowrap"> </span></a><p class="richtext text-black text-body-base max-w-xl">An efficient way to schedule, pay, and manage business expenses without subscription fees.<sup>9</sup></p></div><div class="border-black border-t pt-7 pb-7"><a data-mode="light" class="group font-bold focus:outline-state-focus outline-2 outline-offset-2 transition-colors duration-150 ease-in-out text-link-light focus:text-link-light-focus hover:text-link-light-hover active:text-link-light-active disabled:text-link-light-disabled text-button-lg-size link no-underline" style="widows:2" href="/tax"><span class="inline underline hover:no-underline">Shopify Tax</span><span class="inline whitespace-nowrap"> </span></a><p class="richtext text-black text-body-base max-w-xl">Automated calculations, nexus tracking, and filing to take the stress out of sales taxes.</p></div></div></div></section><section class="grid gap-y-2xl grid-cols-full pb-4xl text-section-light-text pt-4xl bg-statement-grey" data-section-name="" data-component-name="" data-viewable-component="true" data-mode="light"><div class="container grid grid-cols-4 sm:grid-cols-8 md:grid-cols-12 gap-x-gutter gap-y-2xl finance-Faq"><div class="col-span-4 xs:col-span-4 sm:col-span-8 md:col-span-12 lg:col-span-5 col-start-1"><div class="text-left text-section-light-text lg:max-w-md md:pr-4 text-pretty" data-mode="light" data-component-name="heading-group"><h2 class="richtext text-t1 text-balance">Frequently asked questions</h2></div></div><div class="col-span-4 xs:col-span-4 sm:col-span-8 md:col-span-12 lg:col-span-7 xs:col-start-1 sm:col-start-1 md:col-start-1 lg:col-start-6 xl:col-start-7"><div class="container grid grid-cols-4 sm:grid-cols-8 md:grid-cols-12 gap-x-gutter gap-y-2xl finance-faq [&_div]:text-body-sm [&_[data-component-name="accordion"]]:border-black" data-component-name="faq"><div class="col-span-4 xs:col-span-4 sm:col-span-7 md:col-span-10 lg:col-span-9 xl:col-span-8 xs:col-start-1 sm:col-start-2 md:col-start-3 lg:col-start-3 xl:col-start-4 grid gap-y-xl"><div data-component-name="accordion" class="grid pb-xl border-b transition-all duration-[400ms] ease-[cubic-bezier(0.40,0.00,0.20,1.00)] text-black grid-rows-[max-content_0fr]" data-mode="light"><button type="button" class="flex gap-x-sm place-items-center text-left justify-space-between" aria-expanded="false" aria-controls="panel-faq-0-:Rco5l5:" id="header-faq-0-:Rco5l5:"><h3 class="richtext text-t5 max-w-xl md:max-w-2xl lg:max-w-3xl">Is Shopify Balance a bank account?</h3><div class="grid shrink-0 place-items-center w-8 h-8 md:w-11 md:h-11 ml-auto rounded-full transition-colors duration-500 delay-[50ms] bg-black"><div class="relative" style="width:20px;height:20px"><svg viewBox="0 0 20 20" fill="none" class="absolute inset-1/2 -translate-x-1/2 -translate-y-1/2 transition-all duration-500 delay-[50ms] opacity-0 text-black w-5 h-5" style="width:20px;height:20px"><rect x="4" y="9" width="12" height="2" fill="currentColor"></rect></svg><svg viewBox="0 0 20 20" fill="none" class="absolute inset-1/2 -translate-x-1/2 -translate-y-1/2 transition-all duration-500 delay-[50ms] opacity-100 text-white w-5 h-5" style="width:20px;height:20px"><rect x="2" y="9" width="16" height="2" fill="currentColor" class="origin-center transition-transform duration-500 delay-[50ms] rotate-0"></rect><rect x="9" y="2" width="2" height="16" fill="currentColor" class="origin-center transition-transform duration-500 delay-[50ms] rotate-0"></rect></svg></div></div></button><div class="pr-8 md:pr-11 md:mr-sm overflow-hidden transition-opacity duration-[400ms] ease-[cubic-bezier(0.40,0.00,0.20,1.00)] [&_h4]:text-t7 [&_h4]:mb-2 [&_h4]:mt-md [&_h5]:mb-2 [&_h5]:mt-md [&_h5]:text-t8 [&_h6]:text-t8 [&_h6]:mb-2 [&_h6]:mt-md max-w-xl md:max-w-2xl lg:max-w-3xl opacity-0 delay-0 [&>*]:invisible" id="panel-faq-0-:Rco5l5:" role="region" aria-labelledby="header-faq-0-:Rco5l5:" aria-hidden="true"><div class="richtext text-body-base pt-sm">Shopify Balance is not a bank account—it’s a financial account optimized for commerce businesses. Balance is fully integrated with your store’s admin, giving you the tools you need to manage your money where you make it. With Balance, you get paid faster and avoid traditional bank fees.</div></div></div><div data-component-name="accordion" class="grid pb-xl border-b transition-all duration-[400ms] ease-[cubic-bezier(0.40,0.00,0.20,1.00)] text-black grid-rows-[max-content_0fr]" data-mode="light"><button type="button" class="flex gap-x-sm place-items-center text-left justify-space-between" aria-expanded="false" aria-controls="panel-faq-1-:Rko5l5:" id="header-faq-1-:Rko5l5:"><h3 class="richtext text-t5 max-w-xl md:max-w-2xl lg:max-w-3xl">Who is eligible for Shopify Balance?</h3><div class="grid shrink-0 place-items-center w-8 h-8 md:w-11 md:h-11 ml-auto rounded-full transition-colors duration-500 delay-[50ms] bg-black"><div class="relative" style="width:20px;height:20px"><svg viewBox="0 0 20 20" fill="none" class="absolute inset-1/2 -translate-x-1/2 -translate-y-1/2 transition-all duration-500 delay-[50ms] opacity-0 text-black w-5 h-5" style="width:20px;height:20px"><rect x="4" y="9" width="12" height="2" fill="currentColor"></rect></svg><svg viewBox="0 0 20 20" fill="none" class="absolute inset-1/2 -translate-x-1/2 -translate-y-1/2 transition-all duration-500 delay-[50ms] opacity-100 text-white w-5 h-5" style="width:20px;height:20px"><rect x="2" y="9" width="16" height="2" fill="currentColor" class="origin-center transition-transform duration-500 delay-[50ms] rotate-0"></rect><rect x="9" y="2" width="2" height="16" fill="currentColor" class="origin-center transition-transform duration-500 delay-[50ms] rotate-0"></rect></svg></div></div></button><div class="pr-8 md:pr-11 md:mr-sm overflow-hidden transition-opacity duration-[400ms] ease-[cubic-bezier(0.40,0.00,0.20,1.00)] [&_h4]:text-t7 [&_h4]:mb-2 [&_h4]:mt-md [&_h5]:mb-2 [&_h5]:mt-md [&_h5]:text-t8 [&_h6]:text-t8 [&_h6]:mb-2 [&_h6]:mt-md max-w-xl md:max-w-2xl lg:max-w-3xl opacity-0 delay-0 [&>*]:invisible" id="panel-faq-1-:Rko5l5:" role="region" aria-labelledby="header-faq-1-:Rko5l5:" aria-hidden="true"><div class="richtext text-body-base pt-sm">Shopify Balance is currently available to US merchants who use Shopify Payments. <a href="https://help.shopify.com/en/manual/finances/shopify-balance/eligibility#shopify-balance-account-requirements">See all the requirements</a> for opening a Balance account.</div></div></div><div data-component-name="accordion" class="grid pb-xl border-b transition-all duration-[400ms] ease-[cubic-bezier(0.40,0.00,0.20,1.00)] text-black grid-rows-[max-content_0fr]" data-mode="light"><button type="button" class="flex gap-x-sm place-items-center text-left justify-space-between" aria-expanded="false" aria-controls="panel-faq-2-:Rso5l5:" id="header-faq-2-:Rso5l5:"><h3 class="richtext text-t5 max-w-xl md:max-w-2xl lg:max-w-3xl">Are there any fees?</h3><div class="grid shrink-0 place-items-center w-8 h-8 md:w-11 md:h-11 ml-auto rounded-full transition-colors duration-500 delay-[50ms] bg-black"><div class="relative" style="width:20px;height:20px"><svg viewBox="0 0 20 20" fill="none" class="absolute inset-1/2 -translate-x-1/2 -translate-y-1/2 transition-all duration-500 delay-[50ms] opacity-0 text-black w-5 h-5" style="width:20px;height:20px"><rect x="4" y="9" width="12" height="2" fill="currentColor"></rect></svg><svg viewBox="0 0 20 20" fill="none" class="absolute inset-1/2 -translate-x-1/2 -translate-y-1/2 transition-all duration-500 delay-[50ms] opacity-100 text-white w-5 h-5" style="width:20px;height:20px"><rect x="2" y="9" width="16" height="2" fill="currentColor" class="origin-center transition-transform duration-500 delay-[50ms] rotate-0"></rect><rect x="9" y="2" width="2" height="16" fill="currentColor" class="origin-center transition-transform duration-500 delay-[50ms] rotate-0"></rect></svg></div></div></button><div class="pr-8 md:pr-11 md:mr-sm overflow-hidden transition-opacity duration-[400ms] ease-[cubic-bezier(0.40,0.00,0.20,1.00)] [&_h4]:text-t7 [&_h4]:mb-2 [&_h4]:mt-md [&_h5]:mb-2 [&_h5]:mt-md [&_h5]:text-t8 [&_h6]:text-t8 [&_h6]:mb-2 [&_h6]:mt-md max-w-xl md:max-w-2xl lg:max-w-3xl opacity-0 delay-0 [&>*]:invisible" id="panel-faq-2-:Rso5l5:" role="region" aria-labelledby="header-faq-2-:Rso5l5:" aria-hidden="true"><div class="richtext text-body-base pt-sm">No. There are no monthly fees on your Shopify Balance account and you won't be charged a fee to transfer your money. Shopify won't charge you for an ATM withdrawal, but you could be charged by the ATM provider.</div></div></div><div data-component-name="accordion" class="grid pb-xl border-b transition-all duration-[400ms] ease-[cubic-bezier(0.40,0.00,0.20,1.00)] text-black grid-rows-[max-content_0fr]" data-mode="light"><button type="button" class="flex gap-x-sm place-items-center text-left justify-space-between" aria-expanded="false" aria-controls="panel-faq-3-:R14o5l5:" id="header-faq-3-:R14o5l5:"><h3 class="richtext text-t5 max-w-xl md:max-w-2xl lg:max-w-3xl">When will my Shopify sales be deposited into my account?</h3><div class="grid shrink-0 place-items-center w-8 h-8 md:w-11 md:h-11 ml-auto rounded-full transition-colors duration-500 delay-[50ms] bg-black"><div class="relative" style="width:20px;height:20px"><svg viewBox="0 0 20 20" fill="none" class="absolute inset-1/2 -translate-x-1/2 -translate-y-1/2 transition-all duration-500 delay-[50ms] opacity-0 text-black w-5 h-5" style="width:20px;height:20px"><rect x="4" y="9" width="12" height="2" fill="currentColor"></rect></svg><svg viewBox="0 0 20 20" fill="none" class="absolute inset-1/2 -translate-x-1/2 -translate-y-1/2 transition-all duration-500 delay-[50ms] opacity-100 text-white w-5 h-5" style="width:20px;height:20px"><rect x="2" y="9" width="16" height="2" fill="currentColor" class="origin-center transition-transform duration-500 delay-[50ms] rotate-0"></rect><rect x="9" y="2" width="2" height="16" fill="currentColor" class="origin-center transition-transform duration-500 delay-[50ms] rotate-0"></rect></svg></div></div></button><div class="pr-8 md:pr-11 md:mr-sm overflow-hidden transition-opacity duration-[400ms] ease-[cubic-bezier(0.40,0.00,0.20,1.00)] [&_h4]:text-t7 [&_h4]:mb-2 [&_h4]:mt-md [&_h5]:mb-2 [&_h5]:mt-md [&_h5]:text-t8 [&_h6]:text-t8 [&_h6]:mb-2 [&_h6]:mt-md max-w-xl md:max-w-2xl lg:max-w-3xl opacity-0 delay-0 [&>*]:invisible" id="panel-faq-3-:R14o5l5:" role="region" aria-labelledby="header-faq-3-:R14o5l5:" aria-hidden="true"><div class="richtext text-body-base pt-sm">You can access your payouts within 5 business days, but most merchants will receive payouts within 1-3 business days.<sup>2</sup></div></div></div><div data-component-name="accordion" class="grid pb-xl border-b transition-all duration-[400ms] ease-[cubic-bezier(0.40,0.00,0.20,1.00)] text-black grid-rows-[max-content_0fr]" data-mode="light"><button type="button" class="flex gap-x-sm place-items-center text-left justify-space-between" aria-expanded="false" aria-controls="panel-faq-4-:R1co5l5:" id="header-faq-4-:R1co5l5:"><h3 class="richtext text-t5 max-w-xl md:max-w-2xl lg:max-w-3xl">How do I transfer money?</h3><div class="grid shrink-0 place-items-center w-8 h-8 md:w-11 md:h-11 ml-auto rounded-full transition-colors duration-500 delay-[50ms] bg-black"><div class="relative" style="width:20px;height:20px"><svg viewBox="0 0 20 20" fill="none" class="absolute inset-1/2 -translate-x-1/2 -translate-y-1/2 transition-all duration-500 delay-[50ms] opacity-0 text-black w-5 h-5" style="width:20px;height:20px"><rect x="4" y="9" width="12" height="2" fill="currentColor"></rect></svg><svg viewBox="0 0 20 20" fill="none" class="absolute inset-1/2 -translate-x-1/2 -translate-y-1/2 transition-all duration-500 delay-[50ms] opacity-100 text-white w-5 h-5" style="width:20px;height:20px"><rect x="2" y="9" width="16" height="2" fill="currentColor" class="origin-center transition-transform duration-500 delay-[50ms] rotate-0"></rect><rect x="9" y="2" width="2" height="16" fill="currentColor" class="origin-center transition-transform duration-500 delay-[50ms] rotate-0"></rect></svg></div></div></button><div class="pr-8 md:pr-11 md:mr-sm overflow-hidden transition-opacity duration-[400ms] ease-[cubic-bezier(0.40,0.00,0.20,1.00)] [&_h4]:text-t7 [&_h4]:mb-2 [&_h4]:mt-md [&_h5]:mb-2 [&_h5]:mt-md [&_h5]:text-t8 [&_h6]:text-t8 [&_h6]:mb-2 [&_h6]:mt-md max-w-xl md:max-w-2xl lg:max-w-3xl opacity-0 delay-0 [&>*]:invisible" id="panel-faq-4-:R1co5l5:" role="region" aria-labelledby="header-faq-4-:R1co5l5:" aria-hidden="true"><div class="richtext text-body-base pt-sm">You can transfer funds in and out of Balance with your account and routing numbers, or <a href="https://help.shopify.com/en/manual/finances/shopify-balance/managing-account/account#third-party-apps" target="_blank">connect to popular apps</a> like PayPal, Venmo, and Cash App. Limits may apply.</div></div></div><div data-component-name="accordion" class="grid pb-xl border-b transition-all duration-[400ms] ease-[cubic-bezier(0.40,0.00,0.20,1.00)] text-black grid-rows-[max-content_0fr]" data-mode="light"><button type="button" class="flex gap-x-sm place-items-center text-left justify-space-between" aria-expanded="false" aria-controls="panel-faq-5-:R1ko5l5:" id="header-faq-5-:R1ko5l5:"><h3 class="richtext text-t5 max-w-xl md:max-w-2xl lg:max-w-3xl">Are there any requirements to earn APY rewards?</h3><div class="grid shrink-0 place-items-center w-8 h-8 md:w-11 md:h-11 ml-auto rounded-full transition-colors duration-500 delay-[50ms] bg-black"><div class="relative" style="width:20px;height:20px"><svg viewBox="0 0 20 20" fill="none" class="absolute inset-1/2 -translate-x-1/2 -translate-y-1/2 transition-all duration-500 delay-[50ms] opacity-0 text-black w-5 h-5" style="width:20px;height:20px"><rect x="4" y="9" width="12" height="2" fill="currentColor"></rect></svg><svg viewBox="0 0 20 20" fill="none" class="absolute inset-1/2 -translate-x-1/2 -translate-y-1/2 transition-all duration-500 delay-[50ms] opacity-100 text-white w-5 h-5" style="width:20px;height:20px"><rect x="2" y="9" width="16" height="2" fill="currentColor" class="origin-center transition-transform duration-500 delay-[50ms] rotate-0"></rect><rect x="9" y="2" width="2" height="16" fill="currentColor" class="origin-center transition-transform duration-500 delay-[50ms] rotate-0"></rect></svg></div></div></button><div class="pr-8 md:pr-11 md:mr-sm overflow-hidden transition-opacity duration-[400ms] ease-[cubic-bezier(0.40,0.00,0.20,1.00)] [&_h4]:text-t7 [&_h4]:mb-2 [&_h4]:mt-md [&_h5]:mb-2 [&_h5]:mt-md [&_h5]:text-t8 [&_h6]:text-t8 [&_h6]:mb-2 [&_h6]:mt-md max-w-xl md:max-w-2xl lg:max-w-3xl opacity-0 delay-0 [&>*]:invisible" id="panel-faq-5-:R1ko5l5:" role="region" aria-labelledby="header-faq-5-:R1ko5l5:" aria-hidden="true"><div class="richtext text-body-base pt-sm">No. You can earn on any account balance and withdraw funds at any time. There is no minimum balance required or limit to how much you can earn. APY rewards are available to both new and existing Shopify merchants who use Balance and hold money in their account. Merchants on the Basic, Shopify, or Advanced plans earn 2.93% and merchants on the Plus plan earn 3.96%.</div></div></div><div data-component-name="accordion" class="grid pb-xl border-b transition-all duration-[400ms] ease-[cubic-bezier(0.40,0.00,0.20,1.00)] text-black grid-rows-[max-content_0fr]" data-mode="light"><button type="button" class="flex gap-x-sm place-items-center text-left justify-space-between" aria-expanded="false" aria-controls="panel-faq-6-:R1so5l5:" id="header-faq-6-:R1so5l5:"><h3 class="richtext text-t5 max-w-xl md:max-w-2xl lg:max-w-3xl">Is my account eligible for FDIC insurance?</h3><div class="grid shrink-0 place-items-center w-8 h-8 md:w-11 md:h-11 ml-auto rounded-full transition-colors duration-500 delay-[50ms] bg-black"><div class="relative" style="width:20px;height:20px"><svg viewBox="0 0 20 20" fill="none" class="absolute inset-1/2 -translate-x-1/2 -translate-y-1/2 transition-all duration-500 delay-[50ms] opacity-0 text-black w-5 h-5" style="width:20px;height:20px"><rect x="4" y="9" width="12" height="2" fill="currentColor"></rect></svg><svg viewBox="0 0 20 20" fill="none" class="absolute inset-1/2 -translate-x-1/2 -translate-y-1/2 transition-all duration-500 delay-[50ms] opacity-100 text-white w-5 h-5" style="width:20px;height:20px"><rect x="2" y="9" width="16" height="2" fill="currentColor" class="origin-center transition-transform duration-500 delay-[50ms] rotate-0"></rect><rect x="9" y="2" width="2" height="16" fill="currentColor" class="origin-center transition-transform duration-500 delay-[50ms] rotate-0"></rect></svg></div></div></button><div class="pr-8 md:pr-11 md:mr-sm overflow-hidden transition-opacity duration-[400ms] ease-[cubic-bezier(0.40,0.00,0.20,1.00)] [&_h4]:text-t7 [&_h4]:mb-2 [&_h4]:mt-md [&_h5]:mb-2 [&_h5]:mt-md [&_h5]:text-t8 [&_h6]:text-t8 [&_h6]:mb-2 [&_h6]:mt-md max-w-xl md:max-w-2xl lg:max-w-3xl opacity-0 delay-0 [&>*]:invisible" id="panel-faq-6-:R1so5l5:" role="region" aria-labelledby="header-faq-6-:R1so5l5:" aria-hidden="true"><div class="richtext text-body-base pt-sm">Yes. Your Balance deposits are eligible for pass-through FDIC insurance up to $250,000 USD through Evolve Bank & Trust and Fifth Third Bank N.A., Members FDIC, if the deposits meet certain requirements. FDIC insurance is per depositor and per financial institution.<sup>4</sup></div></div></div><div data-component-name="accordion" class="grid pb-xl border-b transition-all duration-[400ms] ease-[cubic-bezier(0.40,0.00,0.20,1.00)] text-black grid-rows-[max-content_0fr]" data-mode="light"><button type="button" class="flex gap-x-sm place-items-center text-left justify-space-between" aria-expanded="false" aria-controls="panel-faq-7-:R24o5l5:" id="header-faq-7-:R24o5l5:"><h3 class="richtext text-t5 max-w-xl md:max-w-2xl lg:max-w-3xl">How do I earn cashback rewards with Shopify Balance?</h3><div class="grid shrink-0 place-items-center w-8 h-8 md:w-11 md:h-11 ml-auto rounded-full transition-colors duration-500 delay-[50ms] bg-black"><div class="relative" style="width:20px;height:20px"><svg viewBox="0 0 20 20" fill="none" class="absolute inset-1/2 -translate-x-1/2 -translate-y-1/2 transition-all duration-500 delay-[50ms] opacity-0 text-black w-5 h-5" style="width:20px;height:20px"><rect x="4" y="9" width="12" height="2" fill="currentColor"></rect></svg><svg viewBox="0 0 20 20" fill="none" class="absolute inset-1/2 -translate-x-1/2 -translate-y-1/2 transition-all duration-500 delay-[50ms] opacity-100 text-white w-5 h-5" style="width:20px;height:20px"><rect x="2" y="9" width="16" height="2" fill="currentColor" class="origin-center transition-transform duration-500 delay-[50ms] rotate-0"></rect><rect x="9" y="2" width="2" height="16" fill="currentColor" class="origin-center transition-transform duration-500 delay-[50ms] rotate-0"></rect></svg></div></div></button><div class="pr-8 md:pr-11 md:mr-sm overflow-hidden transition-opacity duration-[400ms] ease-[cubic-bezier(0.40,0.00,0.20,1.00)] [&_h4]:text-t7 [&_h4]:mb-2 [&_h4]:mt-md [&_h5]:mb-2 [&_h5]:mt-md [&_h5]:text-t8 [&_h6]:text-t8 [&_h6]:mb-2 [&_h6]:mt-md max-w-xl md:max-w-2xl lg:max-w-3xl opacity-0 delay-0 [&>*]:invisible" id="panel-faq-7-:R24o5l5:" role="region" aria-labelledby="header-faq-7-:R24o5l5:" aria-hidden="true"><div class="richtext text-body-base pt-sm">Earn 2% cashback on eligible Shopify business purchases made with your Balance card and get up to $2,000 in cashback per year. Plus, take advantage of exclusive offers from Google and other industry-leading partners. Learn more about <a href="https://help.shopify.com/en/manual/finances/shopify-balance/rewards" target="_blank">Shopify Balance rewards</a>.<sup>5</sup></div></div></div></div></div></div></div><div class="container"><ul><li class="text-shade-80 pt-4"><span class="richtext text-body-sm">Shopify partners with <a href="https://stripe.com/en-us" target="_blank" rel="noopener nofollow">Stripe Payments Company</a> for money transmission services and account services with funds held at Evolve Bank & Trust and Fifth Third Bank N.A., Members FDIC. Shopify Balance Visa® Commercial Credit cards are powered by Stripe and issued by Celtic Bank pursuant to a license from Visa U.S.A. Inc.</span></li><li class="text-shade-80 pl-2 mt-4"><span class="richtext text-body-sm mr-1">1.</span><span class="richtext text-body-sm">Shopify provides a reward in the form of an annual percentage yield (APY) on the money you hold in Shopify Balance, and it is not interest. The rate is variable, subject to change without notice, and accurate as of March 20, 2025. The reward accrues daily, and is compounded and paid monthly in the form of a credit to your Balance account.</span></li><li class="text-shade-80 pl-2 mt-4"><span class="richtext text-body-sm mr-1">2.</span><span class="richtext text-body-sm">Shopify Payments Payouts are deposited in your Balance account within 5 business days, but most merchants will receive payouts within 1-3 business days. Payout speed may be subject to change without notice.</span></li><li class="text-shade-80 pl-2 mt-4"><span class="richtext text-body-sm mr-1">3.</span><span class="richtext text-body-sm">Shopify Balance has no monthly or transfer fees. Shopify doesn't charge ATM withdrawal fees, but you may be charged by an ATM provider.</span></li><li class="text-shade-80 pl-2 mt-4"><span class="richtext text-body-sm mr-1">4.</span><span class="richtext text-body-sm">Shopify Balance accounts are eligible for pass-through FDIC insurance up to $250,000 USD per depositor through Evolve Bank & Trust and Fifth Third Bank N.A., Members FDIC. Stripe Treasury Accounts are eligible for FDIC pass-through deposit insurance if they meet certain requirements. The accounts are eligible only to the extent pass-through insurance is permitted by the rules and regulations of the FDIC, and if the requirements for pass-through insurance are satisfied. The FDIC insurance applies up to 250,000 USD per depositor, per financial institution, for deposits held in the same type of account (business versus personal, and so on). Neither Stripe nor Shopify are an FDIC insured institution and the FDIC’s deposit insurance coverage only protects against the failure of an FDIC insured depository institution.</span></li><li class="text-shade-80 pl-2 mt-4"><span class="richtext text-body-sm mr-1">5.</span><span class="richtext text-body-sm">Earn up to $2,000 USD cashback on all eligible purchases per calendar year. This cashback limit may not apply to Shopify Partner offers. Learn more about cashback rewards in the <a href="https://help.shopify.com/en/manual/finances/shopify-balance/rewards">Shopify Help Center</a>.</span></li><li class="text-shade-80 pl-2 mt-4"><span class="richtext text-body-sm mr-1">6.</span><span class="richtext text-body-sm">Traditional bank accounts are comprised of publicly available data from select business bank accounts of the top three largest US banks by assets.</span></li><li class="text-shade-80 pl-2 mt-4"><span class="richtext text-body-sm mr-1">7.</span><span class="richtext text-body-sm">Transfer limits are subject to change without notice.</span></li><li class="text-shade-80 pl-2 mt-4"><span class="richtext text-body-sm mr-1">8.</span><span class="richtext text-body-sm">Shopify Credit Visa® Commercial Credit cards are powered by Stripe and issued by Celtic Bank pursuant to a license from Visa U.S.A. Inc. See <a href="/legal/shopify-credit-issuing-bank-terms" target="_blank">Issuing Bank Terms</a> and <a href="/legal/shopify-credit-program-terms" target="_blank">Shopify Credit Program Terms</a>.</span></li><li class="text-shade-80 pl-2 mt-4"><span class="richtext text-body-sm mr-1">9.</span><span class="richtext text-body-sm">Shopify Bill Pay has no subscription fees. Other <a href="https://help.shopify.com/en/manual/finance/shopify-bill-pay/payments/payment-methods#full-payment-fees" target="_blank">transaction fees</a> may apply.</span></li></ul></div></section></main><footer class="relative flex flex-col font-sans bg-inherit text-black" data-component-name="footer" data-viewable-component="true"><section class="container flex flex-col gap-16 py-16 my-0 sm:justify-start sm:pb-16 md:flex-row md:flex-nowrap md:justify-between md:pb-20 md:py-20 md:gap-20 xl:w-full bg-inherit text-black" data-section-name="footer" data-section-index="1" data-component-name="footer" data-viewable-component="true"><div class="min-w-[100px]"><svg fill="none" role="img" viewBox="0 0 56 64" class="h-[44px]" height="64" data-component-name="shopify-logo"><title>Shopify logo</title><g clip-path="url(#clip0_198_267)"><path d="M37.7102 7.42882C37.7102 7.42882 37.0044 7.6296 35.8448 7.98098C35.6432 7.32843 35.3407 6.57549 34.9374 5.77235C33.6266 3.26255 31.6604 1.90725 29.3414 1.90725C29.1901 1.90725 29.0389 1.90725 28.8372 1.95745C28.7868 1.85706 28.686 1.80686 28.6356 1.70647C27.6273 0.602155 26.3165 0.100194 24.7537 0.15039C21.7288 0.250783 18.7039 2.40921 16.284 6.27431C14.5699 8.9849 13.2591 12.3982 12.9062 15.0586C9.42764 16.1127 7.00774 16.8657 6.95733 16.9159C5.19282 17.468 5.1424 17.5182 4.94075 19.1747C4.7895 20.4296 0.151367 55.7676 0.151367 55.7676L38.2647 62.3433V7.37862C37.9623 7.37862 37.811 7.42882 37.7102 7.42882ZM28.8876 10.1394C26.8711 10.7418 24.6528 11.4445 22.485 12.0971C23.09 9.73784 24.2999 7.37862 25.7115 5.82255C26.2661 5.27039 27.0223 4.61784 27.8794 4.21627C28.7364 6.02333 28.9381 8.48294 28.8876 10.1394ZM24.7537 2.20843C25.4595 2.20843 26.0644 2.35902 26.5686 2.66019C25.7619 3.06176 24.9553 3.71431 24.1991 4.46725C22.2833 6.52529 20.8213 9.73784 20.2163 12.7998C18.4014 13.352 16.5865 13.9041 14.9228 14.4061C16.0319 9.58725 20.1155 2.30882 24.7537 2.20843ZM18.9056 29.8163C19.1072 33.0288 27.6273 33.7316 28.1314 41.3112C28.4843 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A Black person's hand holds a black payment reader, while a white person's hand holds a smartphone displaying a virtual Balance Visa® card. A pair of pink glasses and a brown paper shopping bag are visible in the background.\",\"getMore\",{\"_1893\":2000,\"_2002\":2003},{\"_1849\":2001},\"Get more with Shopify Balance\",\"comparisonTable\",{\"_2004\":2005},\"table\",{\"_2006\":2007,\"_2011\":2012},\"columns\",[2008,2009],{\"_1113\":755},{\"_1113\":2010},\"Traditional Banks\u003csup\u003e{{disclaimerNums.6}}\u003c/sup\u003e\",\"rows\",[2013,2022,2028,2034,2040],{\"_2014\":2015},\"cells\",[2016,2020],{\"_2017\":2018,\"_2019\":1213},\"body\",\"$0 monthly fees or minimum balance\u003csup\u003e{{disclaimerNums.3}}\u003c/sup\u003e\",\"checkbox\",{\"_2017\":2021,\"_2019\":1494},\"$20 monthly fees or $3K minimum balance on average\",{\"_2014\":2023},[2024,2026],{\"_2017\":2025,\"_2019\":1213},\"$0 transfer fees\u003csup\u003e{{disclaimerNums.3}}\u003c/sup\u003e\",{\"_2017\":2027,\"_2019\":1494},\"$25 transfer fees on average\",{\"_2014\":2029},[2030,2032],{\"_2017\":2031,\"_2019\":1213},\"{{apyRate}} or higher APY reward with no limits\u003csup\u003e{{disclaimerNums.1}}\u003c/sup\u003e\",{\"_2017\":2033,\"_2019\":1494},\"0.01% or higher APY with possible limits\",{\"_2014\":2035},[2036,2038],{\"_2017\":2037,\"_2019\":1213},\"Get paid as fast as the next business day\u003csup\u003e{{disclaimerNums.2}}\u003c/sup\u003e\",{\"_2017\":2039,\"_2019\":1494},\"Payouts may take up to 7 more business days\",{\"_2014\":2041},[2042,2044],{\"_2017\":2043,\"_2019\":1213},\"Quick and easy online application\",{\"_2017\":2045,\"_2019\":1494},\"May require in-person application\",\"exclusiveFeatures\",{\"_1893\":2048,\"_1881\":2051},{\"_1849\":2049,\"_1851\":2050},\"Exclusive features for Shopify Plus plans\",\"Balance adds even more value to your business when you’re on \u003ca href=\\\"{{site, url(path: '/plus/upgrade')}}\\\"\u003eShopify Plus.\u003c/a\u003e\",[2052,2056],{\"_1845\":2053},{\"_1849\":2054,\"_1851\":2055},\"{{plusApyRate}} APY reward\",\"All your funds in Balance—including deposits—earn a reward of {{plusApyRate}} annual percentage yield.\u003csup\u003e{{disclaimerNums.1}}\u003c/sup\u003e\",{\"_1845\":2057},{\"_1849\":2058,\"_1851\":2059},\"Up to $1M transfers\",\"Get daily transfer limits customized to your business, up to $1,000,000.\u003csup\u003e{{disclaimerNums.7}}\u003c/sup\u003e\",\"fullWidthCard\",{\"_1845\":2062,\"_1879\":2064},{\"_1847\":755,\"_1849\":2063},\"The account that keeps up with your business\",\"A close-up of a Black person's hand holding a smartphone displaying the Shopify Finance interface. The screen shows total sales over time, with a graph and various account balances, including \\\"Receivables,\\\" \\\"Main,\\\" \\\"Sales tax,\\\" \\\"Capital,\\\" and \\\"Credit.\\\"\",{\"_1893\":2066,\"_1881\":2067},{\"_1849\":829},[2068,2074,2080],{\"_1845\":2069,\"_51\":2072},{\"_1849\":2070,\"_1851\":2071},\"Get started with Shopify Balance\",\"Learn how to manage your Shopify Balance account, card, and mobile app.\",{\"_383\":2073},\"Visit Help Center\",{\"_1845\":2075,\"_51\":2078},{\"_1849\":2076,\"_1851\":2077},\"Maximize cash flow with Shopify Finance\",\"Here's how to get the most value out of your built-in finance suite.\",{\"_383\":2079},\"Read post\",{\"_1845\":2081,\"_51\":2084},{\"_1849\":2082,\"_1851\":2083},\"5 tips for business money management\",\"Get expert tips on streamlining money management for your business.\",{\"_383\":2079},\"recommendations\",{\"_1845\":2087,\"_2011\":2090},{\"_1847\":2088,\"_1849\":2089},\"More from Shopify Finance\",\"Designed to work with Balance\",[2091,2095,2099],{\"_51\":2092,\"_1259\":2094},{\"_383\":2093},\"Shopify Credit\",\"A pay-in-full Visa® business card with up to 3% cashback on eligible expenses and 10 months to pay your statement balance.\u003csup\u003e{{disclaimerNums.8}}\u003c/sup\u003e\",{\"_51\":2096,\"_1259\":2098},{\"_383\":2097},\"Shopify Bill Pay\",\"An efficient way to schedule, pay, and manage business expenses without subscription fees.\u003csup\u003e{{disclaimerNums.9}}\u003c/sup\u003e\",{\"_51\":2100,\"_1259\":2102},{\"_383\":2101},\"Shopify Tax\",\"Automated calculations, nexus tracking, and filing to take the stress out of sales taxes.\",{\"_1113\":2104,\"_2105\":2106},\"Frequently asked questions\",\"accordionItems\",[2107,2111,2115,2119,2122,2126,2130,2134],{\"_162\":2108,\"_1113\":2109,\"_1259\":2110},\"0\",\"Is Shopify Balance a bank account?\",\"Shopify Balance is not a bank account—it’s a financial account optimized for commerce businesses. Balance is fully integrated with your store’s admin, giving you the tools you need to manage your money where you make it. With Balance, you get paid faster and avoid traditional bank fees.\",{\"_162\":2112,\"_1113\":2113,\"_1259\":2114},\"1\",\"Who is eligible for Shopify Balance?\",\"Shopify Balance is currently available to US merchants who use Shopify Payments. \u003ca href=\\\"{{help, url(path: '/manual/finances/shopify-balance/eligibility#shopify-balance-account-requirements')}}\\\"\u003eSee all the requirements\u003c/a\u003e for opening a Balance account.\",{\"_162\":2116,\"_1113\":2117,\"_1259\":2118},\"2\",\"Are there any fees?\",\"No. There are no monthly fees on your Shopify Balance account and you won't be charged a fee to transfer your money. Shopify won't charge you for an ATM withdrawal, but you could be charged by the ATM provider.\",{\"_162\":12,\"_1113\":2120,\"_1259\":2121},\"When will my Shopify sales be deposited into my account?\",\"You can access your payouts within 5 business days, but most merchants will receive payouts within 1-3 business days.\u003csup\u003e{{disclaimerNums.2}}\u003c/sup\u003e\",{\"_162\":2123,\"_1113\":2124,\"_1259\":2125},\"4\",\"How do I transfer money?\",\"You can transfer funds in and out of Balance with your account and routing numbers, or \u003ca href=\\\"{{help, url(path: '/manual/finances/shopify-balance/managing-account/account#third-party-apps')}}\\\" target=\\\"_blank\\\"\u003econnect to popular apps\u003c/a\u003e like PayPal, Venmo, and Cash App. Limits may apply.\",{\"_162\":2127,\"_1113\":2128,\"_1259\":2129},\"5\",\"Are there any requirements to earn APY rewards?\",\"No. You can earn on any account balance and withdraw funds at any time. There is no minimum balance required or limit to how much you can earn. APY rewards are available to both new and existing Shopify merchants who use Balance and hold money in their account. Merchants on the Basic, Shopify, or Advanced plans earn {{apyRate}} and merchants on the Plus plan earn {{plusApyRate}}.\",{\"_162\":2131,\"_1113\":2132,\"_1259\":2133},\"6\",\"Is my account eligible for FDIC insurance?\",\"Yes. Your Balance deposits are eligible for pass-through FDIC insurance up to $250,000 USD through Evolve Bank \u0026 Trust and Fifth Third Bank N.A., Members FDIC, if the deposits meet certain requirements. FDIC insurance is per depositor and per financial institution.\u003csup\u003e{{disclaimerNums.4}}\u003c/sup\u003e\",{\"_162\":2135,\"_1113\":2136,\"_1259\":2137},\"7\",\"How do I earn cashback rewards with Shopify Balance?\",\"Earn 2% cashback on eligible Shopify business purchases made with your Balance card and get up to $2,000 in cashback per year. Plus, take advantage of exclusive offers from Google and other industry-leading partners. Learn more about \u003ca href=\\\"{{help, url(path: '/manual/finances/shopify-balance/rewards')}}\\\" target=\\\"_blank\\\"\u003eShopify Balance rewards\u003c/a\u003e.\u003csup\u003e{{disclaimerNums.5}}\u003c/sup\u003e\",\"disclaimers\",[2140,2142,2145,2148,2150,2152,2155,2157,2159,2162],{\"_383\":2141},\"Shopify partners with \u003ca href=\\\"https://stripe.com/en-us\\\" target=\\\"_blank\\\" rel=\\\"noopener nofollow\\\"\u003eStripe Payments Company\u003c/a\u003e for money transmission services and account services with funds held at Evolve Bank \u0026 Trust and Fifth Third Bank N.A., Members FDIC. Shopify Balance Visa® Commercial Credit cards are powered by Stripe and issued by Celtic Bank pursuant to a license from Visa U.S.A. Inc.\",{\"_383\":2143,\"_2144\":1272},\"Shopify provides a reward in the form of an annual percentage yield (APY) on the money you hold in Shopify Balance, and it is not interest. The rate is variable, subject to change without notice, and accurate as of {{apyAccurateAsOf}}. The reward accrues daily, and is compounded and paid monthly in the form of a credit to your Balance account.\",\"indicator\",{\"_383\":2146,\"_2144\":2147},\"Shopify Payments Payouts are deposited in your Balance account within 5 business days, but most merchants will receive payouts within 1-3 business days. Payout speed may be subject to change without notice.\",2,{\"_383\":2149,\"_2144\":1274},\"Shopify Balance has no monthly or transfer fees. Shopify doesn't charge ATM withdrawal fees, but you may be charged by an ATM provider.\",{\"_383\":2151,\"_2144\":1300},\"Shopify Balance accounts are eligible for pass-through FDIC insurance up to $250,000 USD per depositor through Evolve Bank \u0026 Trust and Fifth Third Bank N.A., Members FDIC. Stripe Treasury Accounts are eligible for FDIC pass-through deposit insurance if they meet certain requirements. The accounts are eligible only to the extent pass-through insurance is permitted by the rules and regulations of the FDIC, and if the requirements for pass-through insurance are satisfied. The FDIC insurance applies up to 250,000 USD per depositor, per financial institution, for deposits held in the same type of account (business versus personal, and so on). Neither Stripe nor Shopify are an FDIC insured institution and the FDIC’s deposit insurance coverage only protects against the failure of an FDIC insured depository institution.\",{\"_383\":2153,\"_2144\":2154},\"Earn up to $2,000 USD cashback on all eligible purchases per calendar year. This cashback limit may not apply to Shopify Partner offers. Learn more about cashback rewards in the \u003ca href=\\\"{{help, url(path: '/manual/finances/shopify-balance/rewards')}}\\\"\u003eShopify Help Center\u003c/a\u003e.\",5,{\"_383\":2156,\"_2144\":1422},\"Traditional bank accounts are comprised of publicly available data from select business bank accounts of the top three largest US banks by assets.\",{\"_383\":2158,\"_2144\":1332},\"Transfer limits are subject to change without notice.\",{\"_383\":2160,\"_2144\":2161},\"Shopify Credit Visa® Commercial Credit cards are powered by Stripe and issued by Celtic Bank pursuant to a license from Visa U.S.A. Inc. See \u003ca href=\\\"{{site, url(path: '/legal/shopify-credit-issuing-bank-terms')}}\\\" target=\\\"_blank\\\"\u003eIssuing Bank Terms\u003c/a\u003e and \u003ca href=\\\"{{site, url(path: '/legal/shopify-credit-program-terms')}}\\\" target=\\\"_blank\\\"\u003eShopify Credit Program Terms\u003c/a\u003e.\",8,{\"_383\":2163,\"_2144\":2164},\"Shopify Bill Pay has no subscription fees. Other \u003ca href=\\\"{{help, url(path: '/manual/finance/shopify-bill-pay/payments/payment-methods#full-payment-fees')}}\\\" target=\\\"_blank\\\"\u003etransaction fees\u003c/a\u003e may apply.\",9,{\"_9\":2166,\"_1861\":2167,\"_1841\":2168,\"_1839\":2169},{},{},{},{},\"minervaUser\",{\"_2172\":2173,\"_2174\":2175,\"_2176\":2177,\"_2178\":2179,\"_2180\":1513,\"_2181\":2182,\"_2183\":1274,\"_2184\":2185,\"_2186\":2187,\"_2188\":2189,\"_2193\":2194,\"_2196\":1274,\"_2197\":1215},\"annualDiscountPercentage\",25,\"basicAnnualPrice\",\"\u003cspan\u003e$29.00\u003c/span\u003e\",\"googleCountryOffer\",\"$600 SGD\",\"minimumMonthlyPrice\",\"$7\",\"minimumMonthlyPriceCurrency\",\"paidTrialAmount\",\"$1\",\"paidTrialMonths\",\"posProPriceUsd\",\"$89\",\"posRetailLocations\",\"1,000\",\"promoAmount\",{\"_2190\":1272,\"_1214\":1513,\"_2191\":2192},\"amount\",\"currencySymbol\",\"$\",\"signupTypes\",[2195],\"paid_trial_experience\",\"trialLength\",\"usd\",{\"_1870\":2199,\"_1891\":2210,\"_1930\":2225,\"_1957\":2237,\"_1976\":2247,\"_1998\":2258,\"_2046\":2291,\"_2060\":2302,\"_828\":2304,\"_2085\":2316,\"_622\":2327,\"_2138\":2343},{\"_1845\":2200,\"_1875\":1876,\"_1877\":2201,\"_1881\":2202},{\"_1847\":755,\"_1849\":1873,\"_1851\":1874},{\"_1879\":1880},[2203,2205,2207,2209],{\"_1851\":2204},\"Earn APY rewards on every dollar in your Balance account\u003csup\u003e1\u003c/sup\u003e\",{\"_1851\":2206},\"Get payouts as fast as the next business day\u003csup\u003e2\u003c/sup\u003e\",{\"_1851\":2208},\"Skip the monthly and transfer fees, and minimum balance\u003csup\u003e3\u003c/sup\u003e\",{\"_1851\":1890},{\"_1893\":2211,\"_1898\":2212,\"_373\":2224},{\"_1847\":1895,\"_1849\":1896,\"_1851\":1897},{\"_1900\":2213,\"_1907\":2214,\"_1912\":2217,\"_1918\":2219,\"_1923\":2222},{\"_1902\":1903,\"_1904\":1905,\"_1879\":1906},{\"_1845\":2215,\"_1879\":1911},{\"_1849\":753,\"_1851\":2216},\"Receive store payouts up to 7 days faster than a bank.\u003csup\u003e2\u003c/sup\u003e\",{\"_1845\":2218,\"_1879\":1917},{\"_1849\":1915,\"_1851\":1916},{\"_1845\":2220},{\"_1849\":1921,\"_1851\":2221},\"No monthly or transfer fees, and no minimum balance.\u003csup\u003e3\u003c/sup\u003e\",{\"_1845\":2223},{\"_1847\":1926,\"_1849\":1927,\"_1851\":1928},\"*Shopify provides a reward in the form of an annual percentage yield (APY) on the money you hold in Shopify Balance, and it is not interest. The rate is variable, subject to change without notice, and accurate as of March 20, 2025. The reward accrues daily, and is compounded and paid monthly in the form of a credit to your Balance account.\",{\"_1893\":2226,\"_1877\":2227,\"_1881\":2228,\"_1949\":2235,\"_79\":2236},{\"_1849\":1933},{\"_1879\":1935},[2229,2231,2233],{\"_1845\":2230},{\"_1849\":1939,\"_1851\":1940},{\"_1845\":2232},{\"_1849\":1943,\"_1851\":1944},{\"_1845\":2234},{\"_1849\":1947,\"_1851\":1948},{\"_383\":1951},{\"_1953\":1954,\"_1955\":1956},{\"_1893\":2238,\"_1881\":2239},{\"_1849\":1960,\"_1851\":1961},[2240,2243,2245],{\"_1845\":2241,\"_1879\":1967},{\"_1849\":1965,\"_1851\":2242},\"Your Balance account is eligible for pass-through FDIC insurance up to $250,000.\u003csup\u003e4\u003c/sup\u003e\",{\"_1845\":2244},{\"_1849\":1970,\"_1851\":1971},{\"_1845\":2246},{\"_1849\":1974,\"_1851\":1975},{\"_1893\":2248,\"_1881\":2249},{\"_1847\":1979,\"_1849\":1980,\"_1851\":1981},[2250,2253,2255],{\"_1845\":2251,\"_1856\":1987},{\"_1849\":1985,\"_1851\":2252},\"Get 2% cashback on business must-haves and exclusive partner perks you can’t say “no” to.\u003csup\u003e5\u003c/sup\u003e\",{\"_1845\":2254,\"_1856\":1992},{\"_1849\":1990,\"_1851\":1991},{\"_1845\":2256,\"_1856\":1997},{\"_1849\":1995,\"_1851\":2257},\"Pay bills, make business purchases, and withdraw cash at thousands of ATMs worldwide.\u003csup\u003e3\u003c/sup\u003e\",{\"_1893\":2259,\"_2002\":2260},{\"_1849\":2001},{\"_2004\":2261},{\"_2006\":2262,\"_2011\":2266},[2263,2264],{\"_1113\":755},{\"_1113\":2265},\"Traditional Banks\u003csup\u003e6\u003c/sup\u003e\",[2267,2272,2277,2282,2287],{\"_2014\":2268},[2269,2271],{\"_2017\":2270,\"_2019\":1213},\"$0 monthly fees or minimum balance\u003csup\u003e3\u003c/sup\u003e\",{\"_2017\":2021,\"_2019\":1494},{\"_2014\":2273},[2274,2276],{\"_2017\":2275,\"_2019\":1213},\"$0 transfer fees\u003csup\u003e3\u003c/sup\u003e\",{\"_2017\":2027,\"_2019\":1494},{\"_2014\":2278},[2279,2281],{\"_2017\":2280,\"_2019\":1213},\"2.93% or higher APY reward with no limits\u003csup\u003e1\u003c/sup\u003e\",{\"_2017\":2033,\"_2019\":1494},{\"_2014\":2283},[2284,2286],{\"_2017\":2285,\"_2019\":1213},\"Get paid as fast as the next business day\u003csup\u003e2\u003c/sup\u003e\",{\"_2017\":2039,\"_2019\":1494},{\"_2014\":2288},[2289,2290],{\"_2017\":2043,\"_2019\":1213},{\"_2017\":2045,\"_2019\":1494},{\"_1893\":2292,\"_1881\":2294},{\"_1849\":2049,\"_1851\":2293},\"Balance adds even more value to your business when you’re on \u003ca href=\\\"/plus/upgrade\\\"\u003eShopify Plus.\u003c/a\u003e\",[2295,2299],{\"_1845\":2296},{\"_1849\":2297,\"_1851\":2298},\"3.96% APY reward\",\"All your funds in Balance—including deposits—earn a reward of 3.96% annual percentage yield.\u003csup\u003e1\u003c/sup\u003e\",{\"_1845\":2300},{\"_1849\":2058,\"_1851\":2301},\"Get daily transfer limits customized to your business, up to $1,000,000.\u003csup\u003e7\u003c/sup\u003e\",{\"_1845\":2303,\"_1879\":2064},{\"_1847\":755,\"_1849\":2063},{\"_1893\":2305,\"_1881\":2306},{\"_1849\":829},[2307,2310,2313],{\"_1845\":2308,\"_51\":2309},{\"_1849\":2070,\"_1851\":2071},{\"_383\":2073},{\"_1845\":2311,\"_51\":2312},{\"_1849\":2076,\"_1851\":2077},{\"_383\":2079},{\"_1845\":2314,\"_51\":2315},{\"_1849\":2082,\"_1851\":2083},{\"_383\":2079},{\"_1845\":2317,\"_2011\":2318},{\"_1847\":2088,\"_1849\":2089},[2319,2322,2325],{\"_51\":2320,\"_1259\":2321},{\"_383\":2093},\"A pay-in-full Visa® business card with up to 3% cashback on eligible expenses and 10 months to pay your statement balance.\u003csup\u003e8\u003c/sup\u003e\",{\"_51\":2323,\"_1259\":2324},{\"_383\":2097},\"An efficient way to schedule, pay, and manage business expenses without subscription fees.\u003csup\u003e9\u003c/sup\u003e\",{\"_51\":2326,\"_1259\":2102},{\"_383\":2101},{\"_1113\":2104,\"_2105\":2328},[2329,2330,2332,2333,2335,2337,2339,2341],{\"_162\":2108,\"_1113\":2109,\"_1259\":2110},{\"_162\":2112,\"_1113\":2113,\"_1259\":2331},\"Shopify Balance is currently available to US merchants who use Shopify Payments. \u003ca href=\\\"https://help.shopify.com/en/manual/finances/shopify-balance/eligibility#shopify-balance-account-requirements\\\"\u003eSee all the requirements\u003c/a\u003e for opening a Balance account.\",{\"_162\":2116,\"_1113\":2117,\"_1259\":2118},{\"_162\":12,\"_1113\":2120,\"_1259\":2334},\"You can access your payouts within 5 business days, but most merchants will receive payouts within 1-3 business days.\u003csup\u003e2\u003c/sup\u003e\",{\"_162\":2123,\"_1113\":2124,\"_1259\":2336},\"You can transfer funds in and out of Balance with your account and routing numbers, or \u003ca href=\\\"https://help.shopify.com/en/manual/finances/shopify-balance/managing-account/account#third-party-apps\\\" target=\\\"_blank\\\"\u003econnect to popular apps\u003c/a\u003e like PayPal, Venmo, and Cash App. Limits may apply.\",{\"_162\":2127,\"_1113\":2128,\"_1259\":2338},\"No. You can earn on any account balance and withdraw funds at any time. There is no minimum balance required or limit to how much you can earn. APY rewards are available to both new and existing Shopify merchants who use Balance and hold money in their account. Merchants on the Basic, Shopify, or Advanced plans earn 2.93% and merchants on the Plus plan earn 3.96%.\",{\"_162\":2131,\"_1113\":2132,\"_1259\":2340},\"Yes. Your Balance deposits are eligible for pass-through FDIC insurance up to $250,000 USD through Evolve Bank \u0026 Trust and Fifth Third Bank N.A., Members FDIC, if the deposits meet certain requirements. FDIC insurance is per depositor and per financial institution.\u003csup\u003e4\u003c/sup\u003e\",{\"_162\":2135,\"_1113\":2136,\"_1259\":2342},\"Earn 2% cashback on eligible Shopify business purchases made with your Balance card and get up to $2,000 in cashback per year. Plus, take advantage of exclusive offers from Google and other industry-leading partners. Learn more about \u003ca href=\\\"https://help.shopify.com/en/manual/finances/shopify-balance/rewards\\\" target=\\\"_blank\\\"\u003eShopify Balance rewards\u003c/a\u003e.\u003csup\u003e5\u003c/sup\u003e\",[2344,2345,2347,2348,2349,2350,2352,2353,2354,2356],{\"_383\":2141},{\"_383\":2346,\"_2144\":1272},\"Shopify provides a reward in the form of an annual percentage yield (APY) on the money you hold in Shopify Balance, and it is not interest. The rate is variable, subject to change without notice, and accurate as of March 20, 2025. The reward accrues daily, and is compounded and paid monthly in the form of a credit to your Balance account.\",{\"_383\":2146,\"_2144\":2147},{\"_383\":2149,\"_2144\":1274},{\"_383\":2151,\"_2144\":1300},{\"_383\":2351,\"_2144\":2154},\"Earn up to $2,000 USD cashback on all eligible purchases per calendar year. This cashback limit may not apply to Shopify Partner offers. Learn more about cashback rewards in the \u003ca href=\\\"https://help.shopify.com/en/manual/finances/shopify-balance/rewards\\\"\u003eShopify Help Center\u003c/a\u003e.\",{\"_383\":2156,\"_2144\":1422},{\"_383\":2158,\"_2144\":1332},{\"_383\":2355,\"_2144\":2161},\"Shopify Credit Visa® Commercial Credit cards are powered by Stripe and issued by Celtic Bank pursuant to a license from Visa U.S.A. Inc. See \u003ca href=\\\"/legal/shopify-credit-issuing-bank-terms\\\" target=\\\"_blank\\\"\u003eIssuing Bank Terms\u003c/a\u003e and \u003ca href=\\\"/legal/shopify-credit-program-terms\\\" target=\\\"_blank\\\"\u003eShopify Credit Program Terms\u003c/a\u003e.\",{\"_383\":2357,\"_2144\":2164},\"Shopify Bill Pay has no subscription fees. Other \u003ca href=\\\"https://help.shopify.com/en/manual/finance/shopify-bill-pay/payments/payment-methods#full-payment-fees\\\" target=\\\"_blank\\\"\u003etransaction fees\u003c/a\u003e may apply.\",\"mobileAppContent\",{\"_1845\":2360,\"_1853\":2361},{\"_1847\":1848,\"_1849\":1850,\"_1851\":1852},{\"_383\":1855,\"_1856\":1857,\"_475\":1858,\"_1859\":1860},\"apyData\",{\"_2364\":2365,\"_2366\":2367,\"_2368\":2369,\"_2370\":2371,\"_2374\":1494,\"_2375\":2376,\"_1259\":2384},\"apyRate\",\"2.93%\",\"plusApyRate\",\"3.96%\",\"apyAccurateAsOf\",\"March 20, 2025\",\"disclaimerNums\",{\"_2112\":1272,\"_2116\":2147,\"_12\":1274,\"_2123\":1300,\"_2127\":2154,\"_2131\":1422,\"_2135\":1332,\"_2372\":2161,\"_2373\":2164},\"8\",\"9\",\"apyRateIsZero\",\"planData\",[2377,2381],{\"_19\":2378,\"_56\":2379,\"_2364\":2380},\"basic\",\"Basic, Shopify, and Advanced plans\",0.0293,{\"_19\":315,\"_56\":2382,\"_2364\":2383},\"Plus plan\",0.0396,{\"_333\":2385,\"_2388\":2389,\"_2390\":2391,\"_373\":2399},[2386,2387],{\"_19\":2378,\"_56\":2379},{\"_19\":315,\"_56\":2382},\"sliderLabel\",\"Account balance\",\"chart\",{\"_2392\":2393},\"years\",[2394,2395,2396,2397,2398],\"1 year\",\"2 years\",\"3 years\",\"4 years\",\"5 years\",\"The calculator is for illustrative purposes only. It assumes no rate changes and that your account balance at year 1 and all APY accrued remains in Shopify Balance.\",\"settings\",{\"_2402\":2403},\"images\",{\"_2404\":2405,\"_1870\":2406,\"_2423\":2424,\"_1930\":2439,\"_1976\":2451,\"_2060\":2455},\"shareImage\",\"https://cdn.shopify.com/b/shopify-brochure2-assets/8b1faae30aa4bcdc116c1647613fc199.jpg\",{\"_1877\":2407,\"_2412\":2413},{\"_2408\":2409,\"_2410\":2411},\"src\",\"https://cdn.shopify.com/b/shopify-brochure2-assets/6f102e913931a43ed44bf8bd1957ca8d.png?width=653\",\"srcSet\",\"https://cdn.shopify.com/b/shopify-brochure2-assets/6f102e913931a43ed44bf8bd1957ca8d.png?width=653, https://cdn.shopify.com/b/shopify-brochure2-assets/6f102e913931a43ed44bf8bd1957ca8d.png?width=1306 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