CINXE.COM
Best Credit Cards of December 2024 | Bankrate
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Let Bankrate, a leader in personal finance advice, help you find the best credit card today."><meta name="Category" content="credit-card-category"><meta name="pageuuid" content="27b5d941-fa93-4025-bbc8-e1a534452f92"><meta name="ContentSrc" content="sb:221945261"><meta name="PageType" content="index"><link rel="canonical" href="https://www.bankrate.com/credit-cards/best-credit-cards/"><meta name="robots" content="index, follow"><meta property="og:title" content="Best Credit Cards of December 2024 | Bankrate"><meta property="og:description" content="Bankrate's experts compare hundreds of the best credit cards and credit card offers to select the best in cash back, rewards, travel, business, 0% APR, balance transfer and more. Let Bankrate, a leader in personal finance advice, help you find the best credit card today."><meta property="og:url" content="https://www.bankrate.com/credit-cards/best-credit-cards/"><meta property="og:site_name" content="Bankrate"><meta name="twitter:card" content="summary"><meta name="twitter:site" content="@bankrate"><meta name="twitter:title" content="Best Credit Cards of December 2024 | Bankrate"><meta name="twitter:description" content="Bankrate's experts compare hundreds of the best credit cards and credit card offers to select the best in cash back, rewards, travel, business, 0% APR, balance transfer and more. Let Bankrate, a leader in personal finance advice, help you find the best credit card today."><script type="application/ld+json">{"@context":"https://schema.org","@type":"WebPage"}</script><script type="application/ld+json">{"@context":"https://schema.org","@type":"FAQPage","mainEntity":[{"@type":"Question","name":"How many credit cards should I have?","acceptedAnswer":{"@type":"Answer","text":"The number of credit cards you should have depends on your goals. For example, you’ll probably want to carry multiple cards if you’re looking to maximize rewards on a broader range of expenses or wield perks specific to your favorite stores, airlines or hotels. However, you may want to stick to one card if you prioritize building credit or a streamlined rewards experience. Having several cards is fine as long as they deliver benefits that you take full advantage of (miles, cash back, perks and so on). Just beware of burdening yourself with annual fees and temporarily bruising your credit score from multiple card applications in a short period. For reference, statistics show that 77 percent of U.S. adults have at least one credit card, with the average American holding three to four credit cards."}},{"@type":"Question","name":"What is a good sign-up bonus?","acceptedAnswer":{"@type":"Answer","text":"No-annual-fee rewards cards typically offer sign-up bonuses worth $200 to $250 after you spend $500 to $1,000 in the first three months. Meanwhile, premium rewards cards generally offer bonuses worth $500 to $800 after you spend $4,000 to $6,000 in your first three or six months. Business cards often offer even more valuable sign-up bonuses with a bigger spending requirement to match."}},{"@type":"Question","name":"Does applying for a credit card hurt your credit score?","acceptedAnswer":{"@type":"Answer","text":"A credit card application could have a negative (but temporary and relatively small) effect on your credit score. Getting approved for a credit card or other type of credit account requires some scrutiny of your track record as a borrower. The process can involve two types of credit checks: A “hard” inquiry is when the lender pulls your credit report to make a decision about whether to lend to you. A “soft” inquiry is when the lender checks your credit as part of a preliminary screening. Pre-qualified credit card offers involve soft credit inquiries, so keep an eye out for cards that offer pre-qualification. A hard inquiry can subtract a few points from your credit score temporarily, while a soft inquiry usually has no effect. You’ll want to limit the number of hard inquiries on your credit report, so be as selective as possible about which credit cards you apply for and try to get preapproved first."}},{"@type":"Question","name":"How old do I have to be to get a credit card?","acceptedAnswer":{"@type":"Answer","text":"Generally, you must be at least 18 years old to be the primary cardholder of a credit card. However, there are considerably more strict requirements to hold a credit card if you’re below the age of 21. You must be able to prove that you can independently pay your credit card bill or you can elect to have a cosigner, who is financially responsible for your bills if you cannot pay. There is also the option to become an authorized user on a parent or guardian’s credit card. 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Alternatively, you can press the end key to jump to the search toggle, and the escape key to close the menu.'"> <li x-cloak class="SiteNavCategory" id="category-1" @mouseenter="focusCategory($el)" @mouseleave="blurCategory" x-data> <a class="SiteNavCategory-link" href="/banking/" data-js-selector="siteNavCategorylink1" data-preamp="nav-category-item" @focus="focusCategory($el.parentElement)" @click="handleCategoryClick" @keydown.tab.prevent="keydownCategory('tab', 1, 7);" @keydown.right.prevent="keydownCategory('right', 1, 7);" @keydown.left.prevent="keydownCategory('left', 1, 7);" @keydown.down.prevent="keydownCategory('down', 1, 7);" @keydown.up.prevent="keydownCategory('up', 1, 7);" @keydown.home.prevent="keydownCategory('home', 1, 7);" @keydown.end.prevent="keydownCategory('end', 1, 7);" @keydown.space.prevent="keydownCategory('space', 1, 7);" @keydown.enter.prevent="keydownCategory('enter', 1, 7);" :tabindex="isMobile && !isNavOpen ? -1 : 0" data-beam-element-clicked data-type="link" data-location="site-nav" data-name="top-level" data-position="1" data-text="Banking" data-outcome="send to banking hub" > <span class="SiteNavCategory-label"> Banking</span> <svg class="SiteNavCategory-icon SiteNavCategory-arrow" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></a> <div x-ref="flyout" class="SiteNavCategory-flyout" id="siteNavCategory-flyout-banking" data-beam-element-viewed data-type="drawer" data-location="site-nav" data-name="top-level-hover" data-position="1" data-text="Banking" data-outcome="open default banking container" > <div class="SiteNavCategory-panel" x-ref="siteNavCategoryPanel"> <div class="SiteNavMobile-sticky"> <button class="SiteNavMobile-back" @click="deactivateCategory" x-ref="backToCategoriesButton" @keydown.prevent="keyDownBackToCategoriesButton" aria-label="Back to all categories"> <svg class="Icon Icon--xs" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Left Icon</title><path d="M15.85 21a1.36 1.36 0 0 1-.938-.379L7.23 12.932c-.51-.51-.51-1.35 0-1.86l7.681-7.69a1.32 1.32 0 0 1 1.86 0c.51.511.51 1.35 0 1.861l-6.745 6.75 6.744 6.751c.51.51.51 1.35 0 1.86a1.29 1.29 0 0 1-.937.38l.016.016Z" class="icon-base"/></svg>All </button> </div> <div class="SiteNavSubcategory" x-id="['subcategory']"> <div class="SiteNavSubcategory-tabsContainer"> <div id="banking-tablist" class="SiteNavSubcategory-categoryTitle"> Banking</div> <div class="SiteNavSubcategory-tabs" x-ref="siteNavTablist" @keydown.prevent="keydownSubcategoryTabs" role="tablist" aria-labelledby="banking-tablist"> <button class="SiteNavSubcategory-tab" :class="isActiveSubcategory($el.id) ? 'is-active' : ''" type="button" role="tab" @mouseover="handleSubcategoryMouseOver" @click="handleSubcategoryClick" @mousedown.prevent @focus="activateSubcategory($el.id)" :id="$id('subcategory', whichChild($el, $el.parentElement))" :tabindex="isActiveSubcategory($el.id) ? 0 : -1" :aria-selected="isActiveSubcategory($el.id)" data-subcategory-name="Checking & savings" data-position="1"> Checking & savings<svg class="Icon Icon--xs" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></button> <button class="SiteNavSubcategory-tab" :class="isActiveSubcategory($el.id) ? 'is-active' : ''" type="button" role="tab" @mouseover="handleSubcategoryMouseOver" @click="handleSubcategoryClick" @mousedown.prevent @focus="activateSubcategory($el.id)" :id="$id('subcategory', whichChild($el, $el.parentElement))" :tabindex="isActiveSubcategory($el.id) ? 0 : -1" :aria-selected="isActiveSubcategory($el.id)" data-subcategory-name="CDs" data-position="2"> CDs<svg class="Icon Icon--xs" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></button> <button class="SiteNavSubcategory-tab" :class="isActiveSubcategory($el.id) ? 'is-active' : ''" type="button" role="tab" @mouseover="handleSubcategoryMouseOver" @click="handleSubcategoryClick" @mousedown.prevent @focus="activateSubcategory($el.id)" :id="$id('subcategory', whichChild($el, $el.parentElement))" :tabindex="isActiveSubcategory($el.id) ? 0 : -1" :aria-selected="isActiveSubcategory($el.id)" data-subcategory-name="Money market" data-position="3"> Money market<svg class="Icon Icon--xs" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></button> <button class="SiteNavSubcategory-tab" :class="isActiveSubcategory($el.id) ? 'is-active' : ''" type="button" role="tab" @mouseover="handleSubcategoryMouseOver" @click="handleSubcategoryClick" @mousedown.prevent @focus="activateSubcategory($el.id)" :id="$id('subcategory', whichChild($el, $el.parentElement))" :tabindex="isActiveSubcategory($el.id) ? 0 : -1" :aria-selected="isActiveSubcategory($el.id)" data-subcategory-name="Banks" data-position="4"> Banks<svg class="Icon Icon--xs" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></button> </div> <div class="SiteNavSubcategory-categoryLinkContainer" @keydown.left.prevent="keydownSubcategoryTabs" @keydown.up.prevent="keydownSubcategoryTabs" @keydown.right.prevent="keydownSubcategoryTabs" @keydown.down.prevent="keydownSubcategoryTabs" @keydown.tab.prevent="keydownSubcategoryTabs"> <a href="/banking/" class="SiteNavSubcategory-categoryLink" x-ref="siteNavCategoryLinkMobile" @keydown.space.prevent="$el.click()" @keydown.enter.prevent="$el.click()" data-beam-element-clicked data-type="LINK" data-location="site-nav" data-name="Banking hub link - mobile nav" data-position="bottom" data-text="Explore all Banking resources" data-outcome="send to link" > Explore all banking resources <svg class="Icon Icon--sm text-blue" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Arrow Right Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M12.29 18.69c.2.19.45.29.71.29V19c.25 0 .5-.09.7-.29l6.01-6c.18-.19.29-.44.29-.71 0-.27-.1-.52-.29-.71l-6.01-6a.996.996 0 1 0-1.41 1.41l4.3 4.3H4c-.55 0-1 .45-1 1s.45 1 1 1h12.58l-4.29 4.28a.996.996 0 0 0 0 1.41Z" class="icon-base"/></svg></a> </div> </div> <div class="SiteNavSubcategory-content" :class="{'is-active': showSubcategoryView}" @keydown.up.prevent="keydownSubcategoryLinks($el.querySelector('.is-active'), $event)"> <div class="SiteNavSubcategory-panelsContainer" x-ref="siteNavSubcategoryPanelsContainer"> <div class="SiteNavMobile-sticky"> <button class="SiteNavMobile-back" @click="deactivateSubcategory" x-ref="backToSubcategoriesButton" @keydown.prevent="keyDownBackToSubcategoriesButton" aria-label="Back to Banking category"> <svg class="Icon Icon--xs" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Left Icon</title><path d="M15.85 21a1.36 1.36 0 0 1-.938-.379L7.23 12.932c-.51-.51-.51-1.35 0-1.86l7.681-7.69a1.32 1.32 0 0 1 1.86 0c.51.511.51 1.35 0 1.861l-6.745 6.75 6.744 6.751c.51.51.51 1.35 0 1.86a1.29 1.29 0 0 1-.937.38l.016.016Z" class="icon-base"/></svg> Banking</button> </div> <div class="SiteNavSubcategory-categoryTitle" x-text="activeSubcategoryName"></div> <div class="SiteNavSubcategory-panels" tabindex="-1"> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavPrimaryLinkList"> <p class="SiteNavPrimaryLinkList-eyebrow">Compare accounts</p> <ul class="SiteNavPrimaryLinkList-list"> <li class="SiteNavPrimaryLinkList-item"> <a href="/banking/savings/rates/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Banking anchor link" data-position="1" data-text="Best savings accounts" data-outcome="send to Best savings accounts" > Best savings accounts</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/banking/savings/best-high-yield-interests-savings-accounts/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Banking anchor link" data-position="2" data-text="Best high-yield savings accounts" data-outcome="send to Best high-yield savings accounts" > Best high-yield savings accounts</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/banking/checking/best-business-checking-accounts/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Banking anchor link" data-position="3" data-text="Best business checking accounts" data-outcome="send to Best business checking accounts" > Best business checking accounts</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/banking/checking/best-checking-accounts/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Banking anchor link" data-position="4" data-text="Best checking accounts" data-outcome="send to Best checking accounts" > Best checking accounts</a> </li> </ul> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Get guidance</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/banking/savings/simple-savings-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - Checking & savings subcategory featured link" data-position="1" data-text="Savings calculator" data-outcome="send to link" > Savings calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/savings/calculators/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - Checking & savings subcategory featured link" data-position="2" data-text="All savings calculators" data-outcome="send to link" > All savings calculators</a> </li> <li> <a class="SiteNavSecondaryLink" href="/banking/savings/average-savings-interest-rates/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - Checking & savings subcategory featured link" data-position="3" data-text="Savings rate trends" data-outcome="send to link" > Savings rate trends</a> </li> <li> <a class="SiteNavSecondaryLink" href="/banking/savings/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - Checking & savings subcategory featured link" data-position="4" data-text="Savings resources" data-outcome="send to link" > Savings resources</a> </li> </ul> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/banking/savings/how-to-open-a-savings-account/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Banking nav - Checking & savings subcategory link" data-position="1" data-text="Savings basics" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/6efbd0a01f/savings-basics.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/6efbd0a01f/savings-basics.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/6efbd0a01f/savings-basics.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">Savings basics</span> <span class="SiteNavFeaturedLink-supportText">5 min read</span> </div> </a> </li> <li> <a class="SiteNavFeaturedLink" href="/banking/savings/start-saving-from-scratch/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Banking nav - Checking & savings subcategory link" data-position="2" data-text="How to start saving" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/4c26764452/how-to-start-saving.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/4c26764452/how-to-start-saving.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/4c26764452/how-to-start-saving.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">How to start saving</span> <span class="SiteNavFeaturedLink-supportText">4 min read</span> </div> </a> </li> </ul> </div> </div> </div> </div> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavPrimaryLinkList"> <p class="SiteNavPrimaryLinkList-eyebrow">Compare accounts</p> <ul class="SiteNavPrimaryLinkList-list"> <li class="SiteNavPrimaryLinkList-item"> <a href="/banking/cds/cd-rates/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Banking anchor link" data-position="1" data-text="Best CD rates" data-outcome="send to Best CD rates" > Best CD rates</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/banking/cds/best-6-month-cd-rates/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Banking anchor link" data-position="2" data-text="Best 6-month CD rates" data-outcome="send to Best 6-month CD rates" > Best 6-month CD rates</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/banking/cds/best-1-year-cd-rates/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Banking anchor link" data-position="3" data-text="Best 1-year CD rates" data-outcome="send to Best 1-year CD rates" > Best 1-year CD rates</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/banking/cds/best-5-year-cd-rates/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Banking anchor link" data-position="4" data-text="Best 5-year CD rates" data-outcome="send to Best 5-year CD rates" > Best 5-year CD rates</a> </li> </ul> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Get guidance</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/banking/cds/cd-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - CDs subcategory featured link" data-position="1" data-text="CD calculator" data-outcome="send to link" > CD calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/banking/cds/cd-ladder-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - CDs subcategory featured link" data-position="2" data-text="CD ladder calculator" data-outcome="send to link" > CD ladder calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/banking/cds/todays-cd-rates/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - CDs subcategory featured link" data-position="3" data-text="CD rate trends" data-outcome="send to link" > CD rate trends</a> </li> <li> <a class="SiteNavSecondaryLink" href="/banking/cds/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - CDs subcategory featured link" data-position="4" data-text="CD resources" data-outcome="send to link" > CD resources</a> </li> </ul> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/banking/cds/what-is-a-cd/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Banking nav - CDs subcategory link" data-position="1" data-text="CD basics" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/a7b9c5207a/cd-basics.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/a7b9c5207a/cd-basics.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/a7b9c5207a/cd-basics.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">CD basics</span> <span class="SiteNavFeaturedLink-supportText">7 min read</span> </div> </a> </li> <li> <a class="SiteNavFeaturedLink" href="/banking/cds/how-to-invest-in-cds/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Banking nav - CDs subcategory link" data-position="2" data-text="How to invest with CDs" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/4b0ced533f/how-to-invest-with-cds.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/4b0ced533f/how-to-invest-with-cds.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/4b0ced533f/how-to-invest-with-cds.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">How to invest with CDs</span> <span class="SiteNavFeaturedLink-supportText">6 min read</span> </div> </a> </li> </ul> </div> </div> </div> </div> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavTopicOverview"> <p class="SiteNavTopicOverview-heading" role="heading">Money market accounts</p> <p class="SiteNavTopicOverview-copy">Money market accounts are similar to savings accounts, but offer some checking features as well.</p> <a href="/banking/money-market/rates/" class="Button Button--primary"data-beam-element-clicked data-type="button" data-location="site-nav" data-name="Banking nav - Money market subcategory CTA" data-position="1" data-text="View MMA rates" data-outcome="send to link" data-category="Banking"> View MMA rates</a> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Get guidance</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/banking/mma/what-is-a-money-market-account/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - Money market subcategory featured link" data-position="1" data-text="Money market basics" data-outcome="send to link" > Money market basics</a> </li> <li> <a class="SiteNavSecondaryLink" href="/banking/money-market-account-vs-savings-account/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - Money market subcategory featured link" data-position="2" data-text="Money market vs savings accounts" data-outcome="send to link" > Money market vs savings accounts</a> </li> <li> <a class="SiteNavSecondaryLink" href="/banking/mma/how-does-a-money-market-account-work/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - Money market subcategory featured link" data-position="3" data-text="How does an MMA work?" data-outcome="send to link" > How does an MMA work?</a> </li> <li> <a class="SiteNavSecondaryLink" href="/banking/mma/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - Money market subcategory featured link" data-position="4" data-text="MMA resources" data-outcome="send to link" > MMA resources</a> </li> </ul> </div> </div> </div> </div> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavTopicOverview"> <p class="SiteNavTopicOverview-heading" role="heading">Banking</p> <p class="SiteNavTopicOverview-copy">Unlock financial rewards by signing up for a savings or checking account with a bonus offer.</p> <a href="/banking/best-bank-account-bonuses/" class="Button Button--primary"data-beam-element-clicked data-type="button" data-location="site-nav" data-name="Banking nav - 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desktop nav" data-position="bottom" data-text="Explore all Banking resources" data-outcome="send to link" > Explore all banking resources <svg class="Icon Icon--sm text-blue" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Arrow Right Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M12.29 18.69c.2.19.45.29.71.29V19c.25 0 .5-.09.7-.29l6.01-6c.18-.19.29-.44.29-.71 0-.27-.1-.52-.29-.71l-6.01-6a.996.996 0 1 0-1.41 1.41l4.3 4.3H4c-.55 0-1 .45-1 1s.45 1 1 1h12.58l-4.29 4.28a.996.996 0 0 0 0 1.41Z" class="icon-base"/></svg></a> </div> </div> </div> </div> </div> </li> <li x-cloak class="SiteNavCategory" id="category-2" @mouseenter="focusCategory($el)" @mouseleave="blurCategory" x-data> <a class="SiteNavCategory-link" href="/mortgages/" data-js-selector="siteNavCategorylink2" data-preamp="nav-category-item" @focus="focusCategory($el.parentElement)" @click="handleCategoryClick" @keydown.tab.prevent="keydownCategory('tab', 2, 7);" @keydown.right.prevent="keydownCategory('right', 2, 7);" @keydown.left.prevent="keydownCategory('left', 2, 7);" @keydown.down.prevent="keydownCategory('down', 2, 7);" @keydown.up.prevent="keydownCategory('up', 2, 7);" @keydown.home.prevent="keydownCategory('home', 2, 7);" @keydown.end.prevent="keydownCategory('end', 2, 7);" @keydown.space.prevent="keydownCategory('space', 2, 7);" @keydown.enter.prevent="keydownCategory('enter', 2, 7);" :tabindex="isMobile && !isNavOpen ? -1 : 0" data-beam-element-clicked data-type="link" data-location="site-nav" data-name="top-level" data-position="2" data-text="Mortgages" data-outcome="send to mortgages hub" > <span class="SiteNavCategory-label"> Mortgages</span> <svg class="SiteNavCategory-icon SiteNavCategory-arrow" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></a> <div x-ref="flyout" class="SiteNavCategory-flyout" id="siteNavCategory-flyout-mortgages" data-beam-element-viewed data-type="drawer" data-location="site-nav" data-name="top-level-hover" data-position="2" data-text="Mortgages" data-outcome="open default mortgages container" > <div class="SiteNavCategory-panel" x-ref="siteNavCategoryPanel"> <div class="SiteNavMobile-sticky"> <button class="SiteNavMobile-back" @click="deactivateCategory" x-ref="backToCategoriesButton" @keydown.prevent="keyDownBackToCategoriesButton" aria-label="Back to all categories"> <svg class="Icon Icon--xs" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Left Icon</title><path d="M15.85 21a1.36 1.36 0 0 1-.938-.379L7.23 12.932c-.51-.51-.51-1.35 0-1.86l7.681-7.69a1.32 1.32 0 0 1 1.86 0c.51.511.51 1.35 0 1.861l-6.745 6.75 6.744 6.751c.51.51.51 1.35 0 1.86a1.29 1.29 0 0 1-.937.38l.016.016Z" class="icon-base"/></svg>All </button> </div> <div class="SiteNavSubcategory" x-id="['subcategory']"> <div class="SiteNavSubcategory-tabsContainer"> <div id="mortgages-tablist" class="SiteNavSubcategory-categoryTitle"> Mortgages</div> <div class="SiteNavSubcategory-tabs" x-ref="siteNavTablist" @keydown.prevent="keydownSubcategoryTabs" role="tablist" aria-labelledby="mortgages-tablist"> <button class="SiteNavSubcategory-tab" :class="isActiveSubcategory($el.id) ? 'is-active' : ''" type="button" role="tab" @mouseover="handleSubcategoryMouseOver" @click="handleSubcategoryClick" @mousedown.prevent @focus="activateSubcategory($el.id)" :id="$id('subcategory', whichChild($el, $el.parentElement))" :tabindex="isActiveSubcategory($el.id) ? 0 : -1" :aria-selected="isActiveSubcategory($el.id)" data-subcategory-name="Purchase" data-position="1"> Purchase<svg class="Icon Icon--xs" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></button> <button class="SiteNavSubcategory-tab" :class="isActiveSubcategory($el.id) ? 'is-active' : ''" type="button" role="tab" @mouseover="handleSubcategoryMouseOver" @click="handleSubcategoryClick" @mousedown.prevent @focus="activateSubcategory($el.id)" :id="$id('subcategory', whichChild($el, $el.parentElement))" :tabindex="isActiveSubcategory($el.id) ? 0 : -1" :aria-selected="isActiveSubcategory($el.id)" data-subcategory-name="Refinance" data-position="2"> Refinance<svg class="Icon Icon--xs" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></button> <button class="SiteNavSubcategory-tab" :class="isActiveSubcategory($el.id) ? 'is-active' : ''" type="button" role="tab" @mouseover="handleSubcategoryMouseOver" @click="handleSubcategoryClick" @mousedown.prevent @focus="activateSubcategory($el.id)" :id="$id('subcategory', whichChild($el, $el.parentElement))" :tabindex="isActiveSubcategory($el.id) ? 0 : -1" :aria-selected="isActiveSubcategory($el.id)" data-subcategory-name="Real estate" data-position="3"> Real estate<svg class="Icon Icon--xs" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></button> </div> <div class="SiteNavSubcategory-categoryLinkContainer" @keydown.left.prevent="keydownSubcategoryTabs" @keydown.up.prevent="keydownSubcategoryTabs" @keydown.right.prevent="keydownSubcategoryTabs" @keydown.down.prevent="keydownSubcategoryTabs" @keydown.tab.prevent="keydownSubcategoryTabs"> <a href="/mortgages/" class="SiteNavSubcategory-categoryLink" x-ref="siteNavCategoryLinkMobile" @keydown.space.prevent="$el.click()" @keydown.enter.prevent="$el.click()" data-beam-element-clicked data-type="LINK" data-location="site-nav" data-name="Mortgages hub link - mobile nav" data-position="bottom" data-text="Explore all Mortgages resources" data-outcome="send to link" > Explore all mortgages resources <svg class="Icon Icon--sm text-blue" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Arrow Right Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M12.29 18.69c.2.19.45.29.71.29V19c.25 0 .5-.09.7-.29l6.01-6c.18-.19.29-.44.29-.71 0-.27-.1-.52-.29-.71l-6.01-6a.996.996 0 1 0-1.41 1.41l4.3 4.3H4c-.55 0-1 .45-1 1s.45 1 1 1h12.58l-4.29 4.28a.996.996 0 0 0 0 1.41Z" class="icon-base"/></svg></a> </div> </div> <div class="SiteNavSubcategory-content" :class="{'is-active': showSubcategoryView}" @keydown.up.prevent="keydownSubcategoryLinks($el.querySelector('.is-active'), $event)"> <div class="SiteNavSubcategory-panelsContainer" x-ref="siteNavSubcategoryPanelsContainer"> <div class="SiteNavMobile-sticky"> <button class="SiteNavMobile-back" @click="deactivateSubcategory" x-ref="backToSubcategoriesButton" @keydown.prevent="keyDownBackToSubcategoriesButton" aria-label="Back to Mortgages category"> <svg class="Icon Icon--xs" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Left Icon</title><path d="M15.85 21a1.36 1.36 0 0 1-.938-.379L7.23 12.932c-.51-.51-.51-1.35 0-1.86l7.681-7.69a1.32 1.32 0 0 1 1.86 0c.51.511.51 1.35 0 1.861l-6.745 6.75 6.744 6.751c.51.51.51 1.35 0 1.86a1.29 1.29 0 0 1-.937.38l.016.016Z" class="icon-base"/></svg> Mortgages</button> </div> <div class="SiteNavSubcategory-categoryTitle" x-text="activeSubcategoryName"></div> <div class="SiteNavSubcategory-panels" tabindex="-1"> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavPrimaryLinkList"> <p class="SiteNavPrimaryLinkList-eyebrow">Compare rates</p> <ul class="SiteNavPrimaryLinkList-list"> <li class="SiteNavPrimaryLinkList-item"> <a href="/mortgages/mortgage-rates/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Homes anchor link" data-position="1" data-text="Mortgage rates" data-outcome="send to Mortgage rates" > Mortgage rates</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/mortgages/30-year-mortgage-rates/?disablePre=1" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Homes anchor link" data-position="2" data-text="30-year mortgage rates" data-outcome="send to 30-year mortgage rates" > 30-year mortgage rates</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/mortgages/15-year-mortgage-rates/?disablePre=1" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Homes anchor link" data-position="3" data-text="15-year mortgage rates" data-outcome="send to 15-year mortgage rates" > 15-year mortgage rates</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/mortgages/va-loan-rates/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Homes anchor link" data-position="4" data-text="VA loan rates" data-outcome="send to VA loan rates" > VA loan rates</a> </li> </ul> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Get guidance</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/mortgages/mortgage-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Mortgages nav - Purchase subcategory featured link" data-position="1" data-text="Mortgage calculator" data-outcome="send to link" > Mortgage calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/mortgages/amortization-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Mortgages nav - Purchase subcategory featured link" data-position="2" data-text="Amortization calculator" data-outcome="send to link" > Amortization calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/mortgages/todays-rates/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Mortgages nav - Purchase subcategory featured link" data-position="3" data-text="Mortgage rate news" data-outcome="send to link" > Mortgage rate news</a> </li> <li> <a class="SiteNavSecondaryLink" href="/mortgages/best-lenders/best-mortgage-lenders/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Mortgages nav - Purchase subcategory featured link" data-position="4" data-text="Best mortgage lenders" data-outcome="send to link" > Best mortgage lenders</a> </li> <li> <a class="SiteNavSecondaryLink" href="/mortgages/reviews/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Mortgages nav - Purchase subcategory featured link" data-position="5" data-text="Read lender reviews" data-outcome="send to link" > Read lender reviews</a> </li> </ul> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/mortgages/how-to-get-a-mortgage/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Mortgages nav - Purchase subcategory link" data-position="1" data-text="How to get a mortgage" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/4037e1299d/how-to-get-a-mortgage.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/4037e1299d/how-to-get-a-mortgage.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/4037e1299d/how-to-get-a-mortgage.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">How to get a mortgage</span> <span class="SiteNavFeaturedLink-supportText">11 min read</span> </div> </a> </li> <li> <a class="SiteNavFeaturedLink" href="/mortgages/first-time-homebuyer-loans-and-programs/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Mortgages nav - Purchase subcategory link" data-position="2" data-text="First-time homebuyer programs" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/8889d553d1/best-mortgage-lenders-nav-imagery.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/8889d553d1/best-mortgage-lenders-nav-imagery.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/8889d553d1/best-mortgage-lenders-nav-imagery.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">First-time homebuyer programs</span> <span class="SiteNavFeaturedLink-supportText">11 min read</span> </div> </a> </li> </ul> </div> </div> </div> </div> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavPrimaryLinkList"> <p class="SiteNavPrimaryLinkList-eyebrow">Compare rates</p> <ul class="SiteNavPrimaryLinkList-list"> <li class="SiteNavPrimaryLinkList-item"> <a href="/mortgages/refinance-rates/" class="SiteNavPrimaryLink" target="" > Refinance rates</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/mortgages/cash-out-refinance-rates/" class="SiteNavPrimaryLink" target="" > Cash-out refinance rates</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/mortgages/30-year-refinance-rates/?disablePre=1" class="SiteNavPrimaryLink" target="" > 30-year refinance rates</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/mortgages/15-year-refinance-rates/?disablePre=1" class="SiteNavPrimaryLink" target="" > 15-year refinance rates</a> </li> </ul> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Get guidance</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/mortgages/refinance-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Mortgages nav - Refinance subcategory featured link" data-position="1" data-text="Mortgage refinance calculator" data-outcome="send to link" > Mortgage refinance calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/mortgages/best-lenders/refinance-mortgage-lenders/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Mortgages nav - Refinance subcategory featured link" data-position="2" data-text="Best refinance lenders" data-outcome="send to link" > Best refinance lenders</a> </li> <li> <a class="SiteNavSecondaryLink" href="/mortgages/best-lenders/cash-out-refinance-lenders/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Mortgages nav - Refinance subcategory featured link" data-position="3" data-text="Best cash-out refinance lenders" data-outcome="send to link" > Best cash-out refinance lenders</a> </li> <li> <a class="SiteNavSecondaryLink" href="/mortgages/refinancing/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Mortgages nav - Refinance subcategory featured link" data-position="4" data-text="Mortgage refinance resources" data-outcome="send to link" > Mortgage refinance resources</a> </li> </ul> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/mortgages/how-does-refinancing-a-mortgage-work/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Mortgages nav - Refinance subcategory link" data-position="1" data-text="How to refinance your mortgage" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1442x1440/d475e14a0e/home-equity-lender-reviews-nav-imagery.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1442x1440/d475e14a0e/home-equity-lender-reviews-nav-imagery.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1442x1440/d475e14a0e/home-equity-lender-reviews-nav-imagery.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">How to refinance your mortgage</span> <span class="SiteNavFeaturedLink-supportText">12 min read</span> </div> </a> </li> <li> <a class="SiteNavFeaturedLink" href="/mortgages/cash-out-refinancing/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Mortgages nav - 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@keydown.right.prevent="keydownSubcategoryTabs" @keydown.down.prevent="keydownSubcategoryTabs" @keydown.tab.prevent="keydownSubcategoryTabs"> <a href="/credit-cards/" class="SiteNavSubcategory-categoryLink" x-ref="siteNavCategoryLinkMobile" @keydown.space.prevent="$el.click()" @keydown.enter.prevent="$el.click()" data-beam-element-clicked data-type="LINK" data-location="site-nav" data-name="Credit cards hub link - mobile nav" data-position="bottom" data-text="Explore all Credit cards resources" data-outcome="send to link" > Explore all credit cards resources <svg class="Icon Icon--sm text-blue" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Arrow Right Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M12.29 18.69c.2.19.45.29.71.29V19c.25 0 .5-.09.7-.29l6.01-6c.18-.19.29-.44.29-.71 0-.27-.1-.52-.29-.71l-6.01-6a.996.996 0 1 0-1.41 1.41l4.3 4.3H4c-.55 0-1 .45-1 1s.45 1 1 1h12.58l-4.29 4.28a.996.996 0 0 0 0 1.41Z" class="icon-base"/></svg></a> </div> </div> <div class="SiteNavSubcategory-content" :class="{'is-active': showSubcategoryView}" @keydown.up.prevent="keydownSubcategoryLinks($el.querySelector('.is-active'), $event)"> <div class="SiteNavSubcategory-panelsContainer" x-ref="siteNavSubcategoryPanelsContainer"> <div class="SiteNavMobile-sticky"> <button class="SiteNavMobile-back" @click="deactivateSubcategory" x-ref="backToSubcategoriesButton" @keydown.prevent="keyDownBackToSubcategoriesButton" aria-label="Back to Credit cards category"> <svg class="Icon Icon--xs" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Left Icon</title><path d="M15.85 21a1.36 1.36 0 0 1-.938-.379L7.23 12.932c-.51-.51-.51-1.35 0-1.86l7.681-7.69a1.32 1.32 0 0 1 1.86 0c.51.511.51 1.35 0 1.861l-6.745 6.75 6.744 6.751c.51.51.51 1.35 0 1.86a1.29 1.29 0 0 1-.937.38l.016.016Z" class="icon-base"/></svg> Credit cards</button> </div> <div class="SiteNavSubcategory-categoryTitle" x-text="activeSubcategoryName"></div> <div class="SiteNavSubcategory-panels" tabindex="-1"> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavPrimaryLinkList"> <p class="SiteNavPrimaryLinkList-eyebrow">Compare cards</p> <ul class="SiteNavPrimaryLinkList-list SiteNavPrimaryLinkList-list--twoColumns"> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/best-credit-cards/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="1" data-text="Best cards of 2024" data-outcome="send to Best cards of 2024" > Best cards of 2024</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/cash-back/best-cash-back-cards/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="2" data-text="Best cash back cards" data-outcome="send to Best cash back cards" > Best cash back cards</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/balance-transfer/best-balance-transfer-cards/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="3" data-text="Best balance transfer cards" data-outcome="send to Best balance transfer cards" > Best balance transfer cards</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/zero-interest/best-zero-interest-cards/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="4" data-text="Best 0% APR cards" data-outcome="send to Best 0% APR cards" > Best 0% APR cards</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/travel/best-travel-cards/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="5" data-text="Best travel cards" data-outcome="send to Best travel cards" > Best travel cards</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/rewards/best-rewards-cards/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="6" data-text="Best rewards cards" data-outcome="send to Best rewards cards" > Best rewards cards</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/business/best-business-cards/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="7" data-text="Best business cards" data-outcome="send to Best business cards" > Best business cards</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/building-credit/best-student-cards/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="8" data-text="Best student cards" data-outcome="send to Best student cards" > Best student cards</a> </li> </ul> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Find my matches</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/credit-cards/tools/cardmatch/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Credit cards nav - Cards by category subcategory link" data-position="1" data-text="CardMatch™" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/4f02ac6944/cardmatch-nav-imagery.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/4f02ac6944/cardmatch-nav-imagery.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/4f02ac6944/cardmatch-nav-imagery.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">CardMatch™</span> <span class="SiteNavFeaturedLink-supportText">Get personalized card recommendations</span> </div> </a> </li> <li> <a class="SiteNavFeaturedLink" href="/credit-cards/tools/compare/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Credit cards nav - Cards by category subcategory link" data-position="2" data-text="Card comparison tool" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/10ad7295ae/card-comparison-tool-nav-imagery.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/10ad7295ae/card-comparison-tool-nav-imagery.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/10ad7295ae/card-comparison-tool-nav-imagery.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">Card comparison tool</span> <span class="SiteNavFeaturedLink-supportText">Compare credit cards side-by-side</span> </div> </a> </li> </ul> </div> </div> </div> </div> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavTopicOverview"> <p class="SiteNavTopicOverview-heading" role="heading">See your card matches</p> <p class="SiteNavTopicOverview-copy">Answer a few quick questions and we’ll show you your top credit card options. </p> <a href="/credit-cards/tools/cardmatch/" class="Button Button--primary"data-beam-element-clicked data-type="button" data-location="site-nav" data-name="Credit cards nav - Cards by credit subcategory CTA" data-position="1" data-text="Find my matches" data-outcome="send to link" data-category="Credit cards"> Find my matches</a> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Compare cards</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/credit-cards/rewards/best-for-excellent-credit/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Credit cards nav - Cards by credit subcategory featured link" data-position="1" data-text="Excellent credit" data-outcome="send to link" > Excellent credit</a> </li> <li> <a class="SiteNavSecondaryLink" href="/credit-cards/building-credit/best-for-good-credit/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Credit cards nav - Cards by credit subcategory featured link" data-position="2" data-text="Good credit" data-outcome="send to link" > Good credit</a> </li> <li> <a class="SiteNavSecondaryLink" href="/credit-cards/building-credit/best-for-fair-credit/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Credit cards nav - Cards by credit subcategory featured link" data-position="3" data-text="Fair credit" data-outcome="send to link" > Fair credit</a> </li> <li> <a class="SiteNavSecondaryLink" href="/credit-cards/bad-credit/best-for-bad-credit/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Credit cards nav - Cards by credit subcategory featured link" data-position="4" data-text="Bad credit" data-outcome="send to link" > Bad credit</a> </li> </ul> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/credit-cards/bad-credit/how-to-build-credit-fast/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Credit cards nav - Cards by credit subcategory link" data-position="1" data-text="How to build credit" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/2e8651b174/how-to-build-credit-nav-imagery.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/2e8651b174/how-to-build-credit-nav-imagery.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/2e8651b174/how-to-build-credit-nav-imagery.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">How to build credit</span> <span class="SiteNavFeaturedLink-supportText">7 min read</span> </div> </a> </li> <li> <a class="SiteNavFeaturedLink" href="/credit-cards/building-credit/best-for-no-credit-history/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Credit cards nav - Cards by credit subcategory link" data-position="2" data-text="Best cards for building credit" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/5a53191033/best-cards-for-building-credit-nav-imagery.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/5a53191033/best-cards-for-building-credit-nav-imagery.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/5a53191033/best-cards-for-building-credit-nav-imagery.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">Best cards for building credit</span> <span class="SiteNavFeaturedLink-supportText">Find out which credit cards could help</span> </div> </a> </li> </ul> </div> </div> </div> </div> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavTopicOverview"> <p class="SiteNavTopicOverview-heading" role="heading">See what the experts say</p> <p class="SiteNavTopicOverview-copy">Read in-depth credit card reviews to find out which cards have the best perks and more. </p> <a href="/credit-cards/reviews/" class="Button Button--primary"data-beam-element-clicked data-type="button" data-location="site-nav" data-name="Credit cards nav - Tools & reviews subcategory CTA" data-position="1" data-text="Read card reviews" data-outcome="send to link" data-category="Credit cards"> Read card reviews</a> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Get guidance</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/credit-cards/tools/credit-card-payoff-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Credit cards nav - Tools & reviews subcategory featured link" data-position="1" data-text="Credit card payoff calculator" data-outcome="send to link" > Credit card payoff calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/credit-cards/tools/credit-card-balance-transfer-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Credit cards nav - Tools & reviews subcategory featured link" data-position="2" data-text="Balance transfer calculator" data-outcome="send to link" > Balance transfer calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/credit-cards/tools/credit-utilization-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Credit cards nav - Tools & reviews subcategory featured link" data-position="3" data-text="Credit utilization calculator" data-outcome="send to link" > Credit utilization calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/credit-cards/tools/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Credit cards nav - Tools & reviews subcategory featured link" data-position="4" data-text="All credit card calculators" data-outcome="send to link" > All credit card calculators</a> </li> </ul> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/credit-cards/tools/spender-type-tool/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Credit cards nav - Tools & reviews subcategory link" data-position="1" data-text="Spender type tool" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/43548bf9cd/spender-type-tool-nav-imagery.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/43548bf9cd/spender-type-tool-nav-imagery.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/43548bf9cd/spender-type-tool-nav-imagery.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">Spender type tool</span> <span class="SiteNavFeaturedLink-supportText">Find cards that fit your needs</span> </div> </a> </li> </ul> </div> </div> </div> </div> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavPrimaryLinkList"> <p class="SiteNavPrimaryLinkList-eyebrow">Get advice</p> <ul class="SiteNavPrimaryLinkList-list SiteNavPrimaryLinkList-list--twoColumns"> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/advice/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="1" data-text="Credit cards 101" data-outcome="send to Credit cards 101" > Credit cards 101</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/balance-transfer/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="2" data-text="Balance transfer advice" data-outcome="send to Balance transfer advice" > Balance transfer advice</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/zero-interest/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="3" data-text="Zero interest credit cards" data-outcome="send to Zero interest credit cards" > Zero interest credit cards</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/rewards/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="4" data-text="Rewards credit card advice" data-outcome="send to Rewards credit card advice" > Rewards credit card advice</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/cash-back/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="5" data-text="Cash back credit card advice" data-outcome="send to Cash back credit card advice" > Cash back credit card advice</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/travel/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="6" data-text="Travel credit card advice" data-outcome="send to Travel credit card advice" > Travel credit card advice</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/business/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="7" data-text="Business credit card advice" data-outcome="send to Business credit card advice" > Business credit card advice</a> </li> </ul> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Build credit</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/credit-cards/bad-credit/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Credit cards nav - Guides & resources subcategory featured link" data-position="1" data-text="Advice for bad credit" data-outcome="send to link" > Advice for bad credit</a> </li> <li> <a class="SiteNavSecondaryLink" href="/credit-cards/building-credit/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Credit cards nav - Guides & resources subcategory featured link" data-position="2" data-text="Rebuilding credit score" data-outcome="send to link" > Rebuilding credit score</a> </li> </ul> </div> </div> </div> </div> </div> </div> <div class="SiteNavSubcategory-categoryLinkContainer"> <a href="/credit-cards/" class="SiteNavSubcategory-categoryLink" @keydown.tab="focusNextSubcategoryTab" @keydown.down="$event.preventDefault()" data-beam-element-clicked data-type="LINK" data-location="site-nav" data-name="Credit cards hub link - desktop nav" data-position="bottom" data-text="Explore all Credit cards resources" data-outcome="send to link" > Explore all credit cards resources <svg class="Icon Icon--sm text-blue" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Arrow Right Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M12.29 18.69c.2.19.45.29.71.29V19c.25 0 .5-.09.7-.29l6.01-6c.18-.19.29-.44.29-.71 0-.27-.1-.52-.29-.71l-6.01-6a.996.996 0 1 0-1.41 1.41l4.3 4.3H4c-.55 0-1 .45-1 1s.45 1 1 1h12.58l-4.29 4.28a.996.996 0 0 0 0 1.41Z" class="icon-base"/></svg></a> </div> </div> </div> </div> </div> </li> <li x-cloak class="SiteNavCategory" id="category-5" @mouseenter="focusCategory($el)" @mouseleave="blurCategory" x-data> <a class="SiteNavCategory-link" href="/loans/" data-js-selector="siteNavCategorylink5" data-preamp="nav-category-item" @focus="focusCategory($el.parentElement)" @click="handleCategoryClick" @keydown.tab.prevent="keydownCategory('tab', 5, 7);" @keydown.right.prevent="keydownCategory('right', 5, 7);" @keydown.left.prevent="keydownCategory('left', 5, 7);" @keydown.down.prevent="keydownCategory('down', 5, 7);" @keydown.up.prevent="keydownCategory('up', 5, 7);" @keydown.home.prevent="keydownCategory('home', 5, 7);" @keydown.end.prevent="keydownCategory('end', 5, 7);" @keydown.space.prevent="keydownCategory('space', 5, 7);" @keydown.enter.prevent="keydownCategory('enter', 5, 7);" :tabindex="isMobile && !isNavOpen ? -1 : 0" data-beam-element-clicked data-type="link" data-location="site-nav" data-name="top-level" data-position="5" data-text="Loans" data-outcome="send to loans hub" > <span class="SiteNavCategory-label"> Loans</span> <svg class="SiteNavCategory-icon SiteNavCategory-arrow" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></a> <div x-ref="flyout" class="SiteNavCategory-flyout" id="siteNavCategory-flyout-loans" data-beam-element-viewed data-type="drawer" data-location="site-nav" data-name="top-level-hover" data-position="5" data-text="Loans" data-outcome="open default loans container" > <div class="SiteNavCategory-panel" x-ref="siteNavCategoryPanel"> <div class="SiteNavMobile-sticky"> <button class="SiteNavMobile-back" @click="deactivateCategory" x-ref="backToCategoriesButton" @keydown.prevent="keyDownBackToCategoriesButton" aria-label="Back to all categories"> <svg class="Icon Icon--xs" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Left Icon</title><path d="M15.85 21a1.36 1.36 0 0 1-.938-.379L7.23 12.932c-.51-.51-.51-1.35 0-1.86l7.681-7.69a1.32 1.32 0 0 1 1.86 0c.51.511.51 1.35 0 1.861l-6.745 6.75 6.744 6.751c.51.51.51 1.35 0 1.86a1.29 1.29 0 0 1-.937.38l.016.016Z" class="icon-base"/></svg>All </button> </div> <div class="SiteNavSubcategory" x-id="['subcategory']"> <div class="SiteNavSubcategory-tabsContainer"> <div id="loans-tablist" class="SiteNavSubcategory-categoryTitle"> Loans</div> <div class="SiteNavSubcategory-tabs" x-ref="siteNavTablist" @keydown.prevent="keydownSubcategoryTabs" role="tablist" aria-labelledby="loans-tablist"> <button class="SiteNavSubcategory-tab" :class="isActiveSubcategory($el.id) ? 'is-active' : ''" type="button" role="tab" @mouseover="handleSubcategoryMouseOver" @click="handleSubcategoryClick" @mousedown.prevent @focus="activateSubcategory($el.id)" :id="$id('subcategory', whichChild($el, $el.parentElement))" :tabindex="isActiveSubcategory($el.id) ? 0 : -1" :aria-selected="isActiveSubcategory($el.id)" data-subcategory-name="Personal loans" data-position="1"> Personal loans<svg class="Icon Icon--xs" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></button> <button class="SiteNavSubcategory-tab" :class="isActiveSubcategory($el.id) ? 'is-active' : ''" type="button" role="tab" @mouseover="handleSubcategoryMouseOver" @click="handleSubcategoryClick" @mousedown.prevent @focus="activateSubcategory($el.id)" :id="$id('subcategory', whichChild($el, $el.parentElement))" :tabindex="isActiveSubcategory($el.id) ? 0 : -1" :aria-selected="isActiveSubcategory($el.id)" data-subcategory-name="Auto loans" data-position="2"> Auto loans<svg class="Icon Icon--xs" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></button> <button class="SiteNavSubcategory-tab" :class="isActiveSubcategory($el.id) ? 'is-active' : ''" type="button" role="tab" @mouseover="handleSubcategoryMouseOver" @click="handleSubcategoryClick" @mousedown.prevent @focus="activateSubcategory($el.id)" :id="$id('subcategory', whichChild($el, $el.parentElement))" :tabindex="isActiveSubcategory($el.id) ? 0 : -1" :aria-selected="isActiveSubcategory($el.id)" data-subcategory-name="Student loans" data-position="3"> Student loans<svg class="Icon Icon--xs" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></button> <button class="SiteNavSubcategory-tab" :class="isActiveSubcategory($el.id) ? 'is-active' : ''" type="button" role="tab" @mouseover="handleSubcategoryMouseOver" @click="handleSubcategoryClick" @mousedown.prevent @focus="activateSubcategory($el.id)" :id="$id('subcategory', whichChild($el, $el.parentElement))" :tabindex="isActiveSubcategory($el.id) ? 0 : -1" :aria-selected="isActiveSubcategory($el.id)" data-subcategory-name="Small business loans" data-position="4"> Small business loans<svg class="Icon Icon--xs" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></button> </div> <div class="SiteNavSubcategory-categoryLinkContainer" @keydown.left.prevent="keydownSubcategoryTabs" @keydown.up.prevent="keydownSubcategoryTabs" @keydown.right.prevent="keydownSubcategoryTabs" @keydown.down.prevent="keydownSubcategoryTabs" @keydown.tab.prevent="keydownSubcategoryTabs"> <a href="/loans/" class="SiteNavSubcategory-categoryLink" x-ref="siteNavCategoryLinkMobile" @keydown.space.prevent="$el.click()" @keydown.enter.prevent="$el.click()" data-beam-element-clicked data-type="LINK" data-location="site-nav" data-name="Loans hub link - mobile nav" data-position="bottom" data-text="Explore all Loans resources" data-outcome="send to link" > Explore all loans resources <svg class="Icon Icon--sm text-blue" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Arrow Right Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M12.29 18.69c.2.19.45.29.71.29V19c.25 0 .5-.09.7-.29l6.01-6c.18-.19.29-.44.29-.71 0-.27-.1-.52-.29-.71l-6.01-6a.996.996 0 1 0-1.41 1.41l4.3 4.3H4c-.55 0-1 .45-1 1s.45 1 1 1h12.58l-4.29 4.28a.996.996 0 0 0 0 1.41Z" class="icon-base"/></svg></a> </div> </div> <div class="SiteNavSubcategory-content" :class="{'is-active': showSubcategoryView}" @keydown.up.prevent="keydownSubcategoryLinks($el.querySelector('.is-active'), $event)"> <div class="SiteNavSubcategory-panelsContainer" x-ref="siteNavSubcategoryPanelsContainer"> <div class="SiteNavMobile-sticky"> <button class="SiteNavMobile-back" @click="deactivateSubcategory" x-ref="backToSubcategoriesButton" @keydown.prevent="keyDownBackToSubcategoriesButton" aria-label="Back to Loans category"> <svg class="Icon Icon--xs" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Left Icon</title><path d="M15.85 21a1.36 1.36 0 0 1-.938-.379L7.23 12.932c-.51-.51-.51-1.35 0-1.86l7.681-7.69a1.32 1.32 0 0 1 1.86 0c.51.511.51 1.35 0 1.861l-6.745 6.75 6.744 6.751c.51.51.51 1.35 0 1.86a1.29 1.29 0 0 1-.937.38l.016.016Z" class="icon-base"/></svg> Loans</button> </div> <div class="SiteNavSubcategory-categoryTitle" x-text="activeSubcategoryName"></div> <div class="SiteNavSubcategory-panels" tabindex="-1"> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavPrimaryLinkList"> <p class="SiteNavPrimaryLinkList-eyebrow">Compare lenders</p> <ul class="SiteNavPrimaryLinkList-list"> <li class="SiteNavPrimaryLinkList-item"> <a href="/loans/personal-loans/rates/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Personal loans anchor link" data-position="1" data-text="Best personal loans" data-outcome="send to Best personal loans" > Best personal loans</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/loans/personal-loans/bad-credit-loans/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Personal loans anchor link" data-position="2" data-text="Best personal loans for bad credit" data-outcome="send to Best personal loans for bad credit" > Best personal loans for bad credit</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/loans/personal-loans/debt-consolidation-loans/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Personal loans anchor link" data-position="3" data-text="Best debt consolidation loans" data-outcome="send to Best debt consolidation loans" > Best debt consolidation loans</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/loans/home-improvement/rates/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Personal loans anchor link" data-position="4" data-text="Best home improvement loans" data-outcome="send to Best home improvement loans" > Best home improvement loans</a> </li> </ul> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Get guidance</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/loans/personal-loans/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Loans nav - Personal loans subcategory featured link" data-position="1" data-text="Personal loan resources" data-outcome="send to link" > Personal loan resources</a> </li> <li> <a class="SiteNavSecondaryLink" href="/loans/personal-loans/reviews/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Loans nav - Personal loans subcategory featured link" data-position="2" data-text="Personal loan lender reviews" data-outcome="send to link" > Personal loan lender reviews</a> </li> <li> <a class="SiteNavSecondaryLink" href="/loans/personal-loans/personal-loan-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Loans nav - Personal loans subcategory featured link" data-position="3" data-text="Personal loans calculator" data-outcome="send to link" > Personal loans calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/loans/personal-loans/average-personal-loan-rates/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Loans nav - Personal loans subcategory featured link" data-position="4" data-text="Average personal loan interest rates" data-outcome="send to link" > Average personal loan interest rates</a> </li> </ul> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/loans/personal-loans/what-is-a-personal-loan/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Loans nav - Personal loans subcategory link" data-position="1" data-text="Personal loan basics" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/38750a2d5a/what-is-a-certified-financial-planner-s.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/38750a2d5a/what-is-a-certified-financial-planner-s.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/38750a2d5a/what-is-a-certified-financial-planner-s.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">Personal loan basics</span> <span class="SiteNavFeaturedLink-supportText">9 min read</span> </div> </a> </li> <li> <a class="SiteNavFeaturedLink" href="/loans/personal-loans/how-to-get-personal-loan/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Loans nav - Personal loans subcategory link" data-position="2" data-text="How to get a personal loan" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/4c26764452/how-to-start-saving.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/4c26764452/how-to-start-saving.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/4c26764452/how-to-start-saving.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">How to get a personal loan</span> <span class="SiteNavFeaturedLink-supportText">11 min read</span> </div> </a> </li> </ul> </div> </div> </div> </div> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavPrimaryLinkList"> <p class="SiteNavPrimaryLinkList-eyebrow">Compare lenders</p> <ul class="SiteNavPrimaryLinkList-list"> <li class="SiteNavPrimaryLinkList-item"> <a href="/loans/auto-loans/rates/" class="SiteNavPrimaryLink" target="" > Best auto loans</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/loans/auto-loans/refinance-rates/" class="SiteNavPrimaryLink" target="" > Best auto loan refinance rates</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/loans/auto-loans/bad-credit-loans/" class="SiteNavPrimaryLink" target="" > Best car loans for bad credit</a> </li> </ul> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Get guidance</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/loans/auto-loans/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Loans nav - 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Student loans subcategory link" data-position="2" data-text="How to get a student loan" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/4c26764452/how-to-start-saving.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/4c26764452/how-to-start-saving.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/4c26764452/how-to-start-saving.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">How to get a student loan</span> <span class="SiteNavFeaturedLink-supportText">11 min read</span> </div> </a> </li> </ul> </div> </div> </div> </div> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavPrimaryLinkList"> <p class="SiteNavPrimaryLinkList-eyebrow">Compare lenders</p> <ul class="SiteNavPrimaryLinkList-list"> <li class="SiteNavPrimaryLinkList-item"> <a href="/loans/small-business/best-small-business-loans/" class="SiteNavPrimaryLink" target="" > Best small business loans</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/loans/small-business/bad-credit-business-loans/" class="SiteNavPrimaryLink" target="" > Bad credit small business loans</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/loans/small-business/business-line-of-credit/" class="SiteNavPrimaryLink" target="" > Business lines of credit</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/loans/small-business/best-banks-for-small-business-loans/" class="SiteNavPrimaryLink" target="" > Small business loan banks</a> </li> </ul> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Get guidance</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/loans/small-business/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Loans nav - 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mobile nav" data-position="bottom" data-text="Explore all Home equity resources" data-outcome="send to link" > Explore all home equity resources <svg class="Icon Icon--sm text-blue" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Arrow Right Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M12.29 18.69c.2.19.45.29.71.29V19c.25 0 .5-.09.7-.29l6.01-6c.18-.19.29-.44.29-.71 0-.27-.1-.52-.29-.71l-6.01-6a.996.996 0 1 0-1.41 1.41l4.3 4.3H4c-.55 0-1 .45-1 1s.45 1 1 1h12.58l-4.29 4.28a.996.996 0 0 0 0 1.41Z" class="icon-base"/></svg></a> </div> </div> <div class="SiteNavSubcategory-content" :class="{'is-active': showSubcategoryView}" @keydown.up.prevent="keydownSubcategoryLinks($el.querySelector('.is-active'), $event)"> <div class="SiteNavSubcategory-panelsContainer" x-ref="siteNavSubcategoryPanelsContainer"> <div class="SiteNavMobile-sticky"> <button class="SiteNavMobile-back" @click="deactivateSubcategory" x-ref="backToSubcategoriesButton" @keydown.prevent="keyDownBackToSubcategoriesButton" aria-label="Back to Home equity category"> <svg class="Icon Icon--xs" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Left Icon</title><path d="M15.85 21a1.36 1.36 0 0 1-.938-.379L7.23 12.932c-.51-.51-.51-1.35 0-1.86l7.681-7.69a1.32 1.32 0 0 1 1.86 0c.51.511.51 1.35 0 1.861l-6.745 6.75 6.744 6.751c.51.51.51 1.35 0 1.86a1.29 1.29 0 0 1-.937.38l.016.016Z" class="icon-base"/></svg> Home equity</button> </div> <div class="SiteNavSubcategory-categoryTitle" x-text="activeSubcategoryName"></div> <div class="SiteNavSubcategory-panels" tabindex="-1"> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavTopicOverview"> <p class="SiteNavTopicOverview-heading" role="heading">HELOC </p> <p class="SiteNavTopicOverview-copy">A HELOC is a variable-rate line of credit that lets you borrow funds for a set period and repay them later.</p> <a href="/home-equity/heloc-rates/" class="Button Button--primary"data-beam-element-clicked data-type="button" data-location="site-nav" data-name="Home equity nav - HELOC subcategory CTA" data-position="1" data-text="HELOC Rates" data-outcome="send to link" data-category="Home equity"> HELOC Rates</a> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Home equity basics </p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/home-equity/heloc-lenders/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Home equity nav - HELOC subcategory featured link" data-position="1" data-text="Best HELOC lenders" data-outcome="send to link" > Best HELOC lenders</a> </li> <li> <a class="SiteNavSecondaryLink" href="/home-equity/heloc-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Home equity nav - HELOC subcategory featured link" data-position="2" data-text="HELOC calculator" data-outcome="send to link" > HELOC calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/home-equity/what-is-heloc/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Home equity nav - HELOC subcategory featured link" data-position="3" data-text="What is a HELOC?" data-outcome="send to link" > What is a HELOC?</a> </li> <li> <a class="SiteNavSecondaryLink" href="/home-equity/pros-cons-of-home-equity-lines/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Home equity nav - HELOC subcategory featured link" data-position="4" data-text="Pros and cons of HELOCs" data-outcome="send to link" > Pros and cons of HELOCs</a> </li> <li> <a class="SiteNavSecondaryLink" href="/home-equity/reviews/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Home equity nav - HELOC subcategory featured link" data-position="5" data-text="Home equity lender reviews" data-outcome="send to link" > Home equity lender reviews</a> </li> </ul> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/home-equity/what-is-home-equity/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Home equity nav - HELOC subcategory link" data-position="1" data-text="What is home equity?" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/e9e92b7729/home-equity-heloc-guide-nav-imagery.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/e9e92b7729/home-equity-heloc-guide-nav-imagery.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/e9e92b7729/home-equity-heloc-guide-nav-imagery.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">What is home equity?</span> <span class="SiteNavFeaturedLink-supportText">8 min read</span> </div> </a> </li> <li> <a class="SiteNavFeaturedLink" href="/home-equity/how-to-calculate-equity-in-your-home/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Home equity nav - HELOC subcategory link" data-position="2" data-text="How to calculate home equity" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1280x720/98576f9f53/home-purchase.jpeg/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1280x720/98576f9f53/home-purchase.jpeg/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1280x720/98576f9f53/home-purchase.jpeg/m/50x50/filters:quality(90):format(webp)" alt="Home purchase"> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">How to calculate home equity</span> <span class="SiteNavFeaturedLink-supportText">6 min read</span> </div> </a> </li> </ul> </div> </div> </div> </div> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavTopicOverview"> <p class="SiteNavTopicOverview-heading" role="heading">Home equity loans </p> <p class="SiteNavTopicOverview-copy">Home equity loans let you borrow a lump sum at a fixed rate, based on how much of the home you own outright.</p> <a href="/home-equity/home-equity-loan-rates/" class="Button Button--primary"data-beam-element-clicked data-type="button" data-location="site-nav" data-name="Home equity nav - Home equity loans subcategory CTA" data-position="1" data-text="Home equity loan rates" data-outcome="send to link" data-category="Home equity"> Home equity loan rates</a> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Get guidance </p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/home-equity/what-is-home-equity-loan/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Home equity nav - Home equity loans subcategory featured link" data-position="1" data-text="What is a home equity loan?" data-outcome="send to link" > What is a home equity loan?</a> </li> <li> <a class="SiteNavSecondaryLink" href="/home-equity/pros-cons-home-equity-loan/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Home equity nav - Home equity loans subcategory featured link" data-position="2" data-text="Home equity loan pros and cons" data-outcome="send to link" > Home equity loan pros and cons</a> </li> <li> <a class="SiteNavSecondaryLink" href="/home-equity/requirements-to-borrow-from-home-equity/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Home equity nav - Home equity loans subcategory featured link" data-position="3" data-text="Home equity loan requirements" data-outcome="send to link" > Home equity loan requirements</a> </li> <li> <a class="SiteNavSecondaryLink" href="/home-equity/home-equity-loan-vs-line-of-credit/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Home equity nav - Home equity loans subcategory featured link" data-position="4" data-text="HELOC vs home equity loan" data-outcome="send to link" > HELOC vs home equity loan</a> </li> <li> <a class="SiteNavSecondaryLink" href="/home-equity/how-to-build-equity-in-your-home/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Home equity nav - Home equity loans subcategory featured link" data-position="5" data-text="How to build home equity" data-outcome="send to link" > How to build home equity</a> </li> </ul> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/home-equity/home-equity-loan-lenders/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Home equity nav - Home equity loans subcategory link" data-position="1" data-text="Best home equity loan lenders" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/721x720/bad3fd8f56/heloc-lender-reviews-s.jpg/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/721x720/bad3fd8f56/heloc-lender-reviews-s.jpg/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/721x720/bad3fd8f56/heloc-lender-reviews-s.jpg/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">Best home equity loan lenders</span> <span class="SiteNavFeaturedLink-supportText">Compare top home equity lenders</span> </div> </a> </li> <li> <a class="SiteNavFeaturedLink" href="/home-equity/home-equity-calculator/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Home equity nav - Home equity loans subcategory link" data-position="2" data-text="Home equity calculator" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1920x1080/2654611691/cd-rates.jpeg/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1920x1080/2654611691/cd-rates.jpeg/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1920x1080/2654611691/cd-rates.jpeg/m/50x50/filters:quality(90):format(webp)" alt="CD Rates"> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">Home equity calculator</span> <span class="SiteNavFeaturedLink-supportText">Calculate how much you can borrow</span> </div> </a> </li> </ul> </div> </div> </div> </div> </div> </div> <div class="SiteNavSubcategory-categoryLinkContainer"> <a href="/home-equity/" class="SiteNavSubcategory-categoryLink" @keydown.tab="focusNextSubcategoryTab" @keydown.down="$event.preventDefault()" data-beam-element-clicked data-type="LINK" data-location="site-nav" data-name="Home equity hub link - 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https://www.bankrate.com/2023/04/03122209/Garrett-Yarbrough-Headshot-2-scaled.jpg?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart&dpr=3 3x" src="https://www.bankrate.com/2023/04/03122209/Garrett-Yarbrough-Headshot-2-scaled.jpg?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart" loading="lazy" class="AuthorAvatar AuthorAvatar--xs Byline-userAvatar mr-2 pos-relative z-layer-one flex-shrink-0" alt=""> <span> <span class="text-slate font-circular-book" data-preamp="mortgage-dark-mode">Written by</span> <div class="Tooltip display-none sm:display-inline-block" x-data="interactiveTooltip('fQuMne')" x-bind="container"> <button class="Tooltip-trigger text-link text-black plain font-circular-bold" data-preamp="mortgage-dark-mode"type="button" id="tooltip-trigger-fQuMne" aria-controls="tooltip-content-fQuMne" x-bind="trigger"> Garrett Yarbrough</button><div class="Tooltip-content Tooltip-content--belowTrigger 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src="https://www.bankrate.com/2023/04/03122209/Garrett-Yarbrough-Headshot-2-scaled.jpg?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart" loading="lazy" class="AuthorAvatar AuthorAvatar--lg AuthorPreview-avatar flex-shrink-0" alt=""> <div class="AuthorPreview-attribution"> <div class="AuthorPreview-name"> <a href="https://www.bankrate.com/authors/garrett-yarbrough/" class="Link Link--standalone text-black"> Garrett Yarbrough</a> </div> <span class="AuthorPreview-title type-body-two text-slate text-crop-none">Writer, Credit cards</span> </div> </div> <div class="AuthorPreview-expertise my-4"> <div class="w-full"> <div class="display-flex align-items-center"> <svg class="Icon Icon--sm text-black mr-2" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Ribbon Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M17.856 16.638a2.291 2.291 0 0 0 1.514-2.15v-.764c0-.283.115-.551.314-.75l.535-.543a2.25 2.25 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2.784 1.018 3.801 0 .513-.513.79-1.186.79-1.9 0-.716-.277-1.389-.79-1.902a2.666 2.666 0 0 0-1.9-.79Z" class="icon-base"/></svg><span class="type-body-two text-black font-circular-bold"> Expertise </span> </div> <ul class="List ml-2 mt-3 mb-3"> <li class="display-flex align-items-center gap-2 mt-2 text-black"> <span class="text-blue-mid text-base"> • </span> Credit card strategy</li> <li class="display-flex align-items-center gap-2 mt-2 text-black"> <span class="text-blue-mid text-base"> • </span> Credit card comparisons</li> </ul> </div> <div class="display-flex align-items-center text-black"> <svg class="Icon Icon--sm mr-2 align-self-flex-start" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Calendar Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M14.945 6H6.846c-.78 0-1.433.94-1.433 2.05v13.4c0 1.11.654 2.05 1.433 2.05h14.268c.779 0 1.433-.94 1.433-2.05V8.05c0-1.11-.654-2.05-1.434-2.05h-6.168Z" fill="transparent" class="icon-offset"/><path fill-rule="evenodd" clip-rule="evenodd" d="M15.752 6.413a.647.647 0 0 1-.644-.644v-.887H8.892v.887c0 .354-.29.644-.644.644a.647.647 0 0 1-.645-.644v-.887H5.57c-.7 0-1.29.846-1.29 1.846v2.216h15.421V6.728c0-1-.588-1.846-1.29-1.846h-2.015v.887c0 .354-.29.644-.645.644Zm-8.15-2.82H5.58C4.161 3.592 3 5.002 3 6.727v12.067c0 1.734 1.16 3.136 2.58 3.136h12.84c1.427 0 2.58-1.41 2.58-3.136V6.729c0-1.733-1.16-3.136-2.58-3.136h-2.023v-.879a.647.647 0 0 0-.645-.645.647.647 0 0 0-.644.645v.88H8.892v-.88a.647.647 0 0 0-.644-.645.647.647 0 0 0-.645.645v.88Zm-3.32 6.64h15.42v8.563c0 1-.588 1.846-1.29 1.846H5.572c-.702 0-1.29-.847-1.29-1.846v-8.562Zm3.683 4.128a.808.808 0 0 0 .806-.806.808.808 0 0 0-.806-.806.808.808 0 0 0-.806.806c0 .444.363.806.806.806Zm.806 2.781a.808.808 0 0 1-.806.806.808.808 0 0 1-.806-.806c0-.443.363-.806.806-.806.444 0 .806.363.806.806Zm3.346-2.78a.808.808 0 0 0 .806-.807.808.808 0 0 0-.806-.806.808.808 0 0 0-.806.806c0 .444.362.806.806.806Zm.806 2.78a.808.808 0 0 1-.806.806.808.808 0 0 1-.806-.806c0-.443.362-.806.806-.806.443 0 .806.363.806.806Zm3.329-2.797a.808.808 0 0 0 .806-.806.808.808 0 0 0-.806-.806.808.808 0 0 0-.806.806c0 .443.363.806.806.806Zm.806 2.773a.808.808 0 0 1-.806.806.808.808 0 0 1-.806-.806c0-.444.363-.806.806-.806.443 0 .806.362.806.806Z" class="icon-base"/></svg><div class="type-body-two font-circular-bold leading-normal lowercase display-flex"> 4 Years of experience</div> </div> </div> <div class="AuthorPreview-bottom text-slate"> <div class="AuthorPreview-bio text-crop-none AuthorPreview-bio--truncated"> Bankrate expert Garrett Yarbrough strives to make navigating credit cards and credit building smooth sailing for his readers. After regularly featuring his credit card, credit monitoring and identity theft analysis on NextAdvisor.com, he joined the CreditCards.com and Bankrate teams as a staff writer to develop product reviews and comprehensive credit card guides focused on cash back, credit scores and card offers.</div> <div class="display-flex align-items-center justify-content-space-between w-full"> <a href="https://www.bankrate.com/authors/garrett-yarbrough/" class="Link Link--standalone font-bold"> Read more </a> <ul class="AuthorSocialConnect List display-flex align-items-center mb-0 "> <li class="AuthorSocialConnect-item display-block"> <a class="AuthorSocialConnect-link display-flex align-items-center text-slate p-3 hover:text-blue-600" href="https://www.linkedin.com/in/garrett-yarbrough-b94187127/" target="_blank" rel="nofollow" aria-label="Connect with Garrett Yarbrough on LinkedIn" data-beam-element-clicked id="author_bio_garrett_yarbrough_linkedin_icon" data-type="icon" data-location="author_bio_garrett_yarbrough" data-position="top" data-text="linkedin" data-outcome="open_linkedin" > <svg class="Icon Icon--xs" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>LinkedIn Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M7.482 22.48h9.036c3.58 0 5.982-2.506 5.982-6.244V7.723c0-3.738-2.401-6.244-5.982-6.244H7.482C3.902 1.48 1.5 3.996 1.5 7.723v8.513c0 3.738 2.401 6.244 5.982 6.244ZM3.215 7.733c0-2.752 1.672-4.53 4.267-4.53h9.036c2.595 0 4.267 1.778 4.267 4.53v8.514c0 2.752-1.672 4.53-4.267 4.53H7.482c-2.595 0-4.267-1.778-4.267-4.53V7.733Zm3.398 7.775a.86.86 0 0 0 .858.857.86.86 0 0 0 .857-.857V11.47a.86.86 0 0 0-.857-.857.86.86 0 0 0-.858.857v4.037Zm9.927.857a.86.86 0 0 1-.858-.857v-3.652a1.9 1.9 0 0 0-1.897-1.895c-1.05 0-1.887.846-1.887 1.895v3.652a.86.86 0 0 1-.858.857.86.86 0 0 1-.857-.857v-3.652a3.6 3.6 0 0 1 3.602-3.598c1.983 0 3.612 1.617 3.612 3.598v3.652a.86.86 0 0 1-.857.857ZM8.37 8.462a.9.9 0 1 1-1.8-.001.9.9 0 0 1 1.8 0Z" class="icon-base"/></svg></a> </li> <li class="AuthorSocialConnect-item display-block"> <a class="AuthorSocialConnect-link display-flex align-items-center text-slate p-3 hover:text-blue-600" href="mailto:gyarbrough@redventures.com" target="_blank" rel="nofollow" aria-label="Get in contact with Garrett Yarbrough via Email" data-beam-element-clicked id="author_bio_garrett_yarbrough_email_icon" data-type="icon" data-location="author_bio_garrett_yarbrough" data-position="top" data-text="email" data-outcome="open_email" > <svg class="Icon Icon--xs" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Email Envelope Icon</title><path d="M7.463 22.403h12.6c1.244 0 2.097-.244 2.602-.748.574-.566.835-1.584.835-3.203V8.96C23.5 5.966 22.656 5 20.037 5H7.463C4.844 5 4 5.966 4 8.96v9.492c0 1.619.27 2.637.835 3.203.505.504 1.358.748 2.602.748h.026Z" fill="transparent" class="icon-offset"/><path fill-rule="evenodd" clip-rule="evenodd" d="M17.949 21.512H6.051c-1.558 0-2.632-.345-3.378-1.09-.812-.813-1.173-2.026-1.173-3.945V7.531c0-3.534 1.37-5.043 4.576-5.043h11.848c4.027 0 4.576 2.55 4.576 5.043v8.946c0 1.919-.36 3.14-1.173 3.944-.746.747-1.82 1.09-3.378 1.09ZM6.076 20.2h11.873c1.173 0 1.976-.23 2.452-.705.541-.533.787-1.493.787-3.018V7.531c0-2.82-.795-3.73-3.264-3.73H6.076c-2.469 0-3.264.91-3.264 3.73v8.946c0 1.525.254 2.485.787 3.018.476.475 1.28.705 2.452.705h.025Zm5.944-6.872c-.64 0-1.28-.213-1.812-.64l-.361-.29L6.69 15.82a.66.66 0 0 1-.927.041.66.66 0 0 1-.041-.926l3.1-3.364L5.797 9.13a.653.653 0 1 1 .82-1.017l3.49 2.815a.64.64 0 0 1 .157.127l.765.617c.582.467 1.41.467 1.992 0l.794-.646a.67.67 0 0 1 .082-.066l3.487-2.839a.655.655 0 0 1 .927.099.655.655 0 0 1-.099.926l-2.986 2.431 3.06 3.359a.655.655 0 1 1-.968.886l-3.11-3.415-.367.298c-.54.427-1.18.64-1.82.64v-.017Z" class="icon-base"/></svg></a> </li> </ul> </div> </div> </div><button type="button" class="visually-hidden focusable text-link text-black plain font-circular-bold" @click="close()">Close</button> </div> </div> </div> <div class="display-inline-block sm:display-none"> <a data-preamp="mortgage-dark-mode-mobile" href="https://www.bankrate.com/authors/garrett-yarbrough/" class="text-link text-black plain font-circular-bold ">Garrett Yarbrough</a> </div> </span> <div class="display-block ml-2 sm:display-none"> <button @click="expanded = !expanded" aria-expanded="false" data-preamp="mortgage-dark-mode" class="Button Button--bare font-circular-bold display-inline-flex align-items-center Byline-text text-black text-base"> + 2 others<span :style="expanded ? 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'display-flex' : 'display-none'" class="flex-direction-column -mt-1 gap-1 mb-2 sm:display-none"> <div class="Byline-usermd:border-l md:border-gray-300 md:pl-3 md:py-1"> <img srcset="https://www.bankrate.com/2021/03/09122243/Untitled-23.jpeg?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart&dpr=1.5 1.5x, https://www.bankrate.com/2021/03/09122243/Untitled-23.jpeg?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart&dpr=2 2x, https://www.bankrate.com/2021/03/09122243/Untitled-23.jpeg?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart&dpr=3 3x" src="https://www.bankrate.com/2021/03/09122243/Untitled-23.jpeg?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart" loading="lazy" class="AuthorAvatar AuthorAvatar--xs Byline-userAvatar mr-2 flex-shrink-0" alt=""> <span> <span data-preamp="mortgage-dark-mode" class="text-slate font-circular-book">Edited by</span> <div class="Tooltip display-none sm:display-inline-block" x-data="interactiveTooltip('JkJ7Hd')" x-bind="container"> <button class="Tooltip-trigger text-link text-black plain font-circular-bold" data-preamp="mortgage-dark-mode"type="button" id="tooltip-trigger-JkJ7Hd" aria-controls="tooltip-content-JkJ7Hd" x-bind="trigger"> Nouri Zarrugh</button><div class="Tooltip-content Tooltip-content--belowTrigger Tooltip-content--anchorCenter author-preview"style="display: none;" id="tooltip-content-JkJ7Hd" aria-hidden="true" aria-labelledby="tooltip-trigger-JkJ7Hd" role="dialog" x-bind="content"> <div class="Tooltip-body"> <div class="Tooltip-arrow"></div> <div class="AuthorPreview AuthorPreview--editor AuthorPreview--tooltip"> <div class="AuthorPreview-top border-b border-gray-light pb-4"> <img srcset="https://www.bankrate.com/2021/03/09122243/Untitled-23.jpeg?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=1.5 1.5x, https://www.bankrate.com/2021/03/09122243/Untitled-23.jpeg?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=2 2x, https://www.bankrate.com/2021/03/09122243/Untitled-23.jpeg?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=3 3x" src="https://www.bankrate.com/2021/03/09122243/Untitled-23.jpeg?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart" loading="lazy" class="AuthorAvatar AuthorAvatar--lg AuthorPreview-avatar flex-shrink-0" alt=""> <div class="AuthorPreview-attribution"> <div class="AuthorPreview-name"> <a href="https://www.bankrate.com/authors/nouri-zarrugh/" class="Link Link--standalone text-black"> Nouri Zarrugh</a> </div> <span class="AuthorPreview-title type-body-two text-slate text-crop-none">Senior Editor, Credit Cards</span> </div> </div> <div class="AuthorPreview-expertise my-4"> <div class="w-full"> <div class="display-flex align-items-center"> <svg class="Icon Icon--sm 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1.177.539 1.177 1.186v.841c0 .673.26 1.304.732 1.775l.589.589c.227.219.353.513.353.833 0 .32-.126.614-.353.84l-.59.598a2.494 2.494 0 0 0-.73 1.775v.84c0 .57-.41 1.041-.954 1.147a.68.68 0 0 0-.247.023Zm.855 1.202a2.52 2.52 0 0 0 1.666-2.363v-.841c0-.311.126-.606.345-.824l.588-.597c.488-.48.749-1.11.749-1.784a2.52 2.52 0 0 0-.74-1.791l-.59-.589a1.157 1.157 0 0 1-.336-.824v-.841a2.533 2.533 0 0 0-2.523-2.532h-.85c-.319 0-.613-.126-.824-.336l-.597-.606a2.523 2.523 0 0 0-3.566 0l-.589.589a1.143 1.143 0 0 1-.824.336h-.85a2.525 2.525 0 0 0-2.514 2.414c-.017.042-.017.093-.017.135v.832c0 .312-.126.606-.345.825l-.522.53a.54.54 0 0 1-.037.033 2.508 2.508 0 0 0-.77 1.808c0 .674.27 1.313.749 1.792l.588.589c.219.219.337.513.337.824v.841c0 1.103.717 2.046 1.707 2.388v4.812A1.506 1.506 0 0 0 8.648 22.5h.009a1.5 1.5 0 0 0 .681-.16l2.725-1.362a.16.16 0 0 1 .151 0l2.465 1.303a1.495 1.495 0 0 0 1.489-.042c.454-.277.731-.757.731-1.295v-4.777Zm-4.887-2.397a4.002 4.002 0 0 1-2.85-1.185 4.036 4.036 0 0 1 0-5.703 4.002 4.002 0 0 1 2.85-1.186c1.077 0 2.086.42 2.852 1.186a4.002 4.002 0 0 1 1.186 2.851c0 1.077-.42 2.086-1.186 2.852a4.002 4.002 0 0 1-2.852 1.185Zm0-6.728c-.715 0-1.387.277-1.9.79a2.685 2.685 0 0 0 0 3.802c1.017 1.018 2.784 1.018 3.801 0 .513-.513.79-1.186.79-1.9 0-.716-.277-1.389-.79-1.902a2.666 2.666 0 0 0-1.9-.79Z" class="icon-base"/></svg><span class="type-body-two text-black font-circular-bold"> Expertise </span> </div> <ul class="List ml-2 mt-3 mb-3"> <li class="display-flex align-items-center gap-2 mt-2 text-black"> <span class="text-blue-mid text-base"> • </span> Rewards credit cards </li> <li class="display-flex align-items-center gap-2 mt-2 text-black"> <span class="text-blue-mid text-base"> • </span> Travel credit cards </li> </ul> </div> </div> <div class="AuthorPreview-bottom text-slate"> <div class="AuthorPreview-bio text-crop-none AuthorPreview-bio--truncated"> Nouri Zarrugh is a writer and editor for CreditCards.com and Bankrate, focusing on product news, guides and reviews. His areas of expertise include credit card strategy, rewards programs, point valuation and credit scores, and his stories on building credit have been cited by Mic.com, LifeHacker, People.com and more. Through his thorough card reviews and product comparisons, Nouri strives to demystify personal finance topics and credit card terms and conditions to help readers save money and protect their credit score.</div> <div class="display-flex align-items-center justify-content-space-between w-full"> <a href="https://www.bankrate.com/authors/nouri-zarrugh/" class="Link Link--standalone font-bold"> Read more </a> <ul class="AuthorSocialConnect List display-flex align-items-center mb-0 "> <li class="AuthorSocialConnect-item display-block"> <a class="AuthorSocialConnect-link display-flex align-items-center text-slate p-3 hover:text-blue-600" href="https://twitter.com/nourizarrugh" target="_blank" rel="nofollow" aria-label="Connect with Nouri Zarrugh on Twitter" data-beam-element-clicked id="author_bio_nouri_zarrugh_twitter_icon" data-type="icon" data-location="author_bio_nouri_zarrugh" data-position="top" data-text="twitter" data-outcome="open_twitter" > <svg class="Icon Icon--xs" viewBox="0 0 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@click="close()">Close</button> </div> </div> </div> <div class="display-inline-block sm:display-none"> <a data-preamp="mortgage-dark-mode-mobile" href="https://www.bankrate.com/authors/nouri-zarrugh/" class="text-link text-black plain font-circular-bold ">Nouri Zarrugh</a> </div> </span> </div> <div class="Byline-usermd:border-l md:border-gray-300 md:pl-3 md:py-1 md:ml-3"> <img srcset="https://www.bankrate.com/2021/08/05100718/erica-sandberg-1501.png?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart&dpr=1.5 1.5x, https://www.bankrate.com/2021/08/05100718/erica-sandberg-1501.png?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart&dpr=2 2x, https://www.bankrate.com/2021/08/05100718/erica-sandberg-1501.png?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart&dpr=3 3x" src="https://www.bankrate.com/2021/08/05100718/erica-sandberg-1501.png?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart" loading="lazy" class="AuthorAvatar AuthorAvatar--xs Byline-userAvatar mr-2 flex-shrink-0" alt=""> <span> <span data-preamp="mortgage-dark-mode" class="text-slate font-circular-book">Reviewed by</span> <div class="Tooltip display-none sm:display-inline-block" x-data="interactiveTooltip('LrbXmU')" x-bind="container"> <button class="Tooltip-trigger text-link text-black plain font-circular-bold" data-preamp="mortgage-dark-mode"type="button" id="tooltip-trigger-LrbXmU" aria-controls="tooltip-content-LrbXmU" x-bind="trigger"> Erica Sandberg</button><div class="Tooltip-content Tooltip-content--belowTrigger Tooltip-content--anchorCenter author-preview"style="display: none;" id="tooltip-content-LrbXmU" aria-hidden="true" aria-labelledby="tooltip-trigger-LrbXmU" role="dialog" x-bind="content"> <div class="Tooltip-body"> <div 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class="text-blue-mid text-base"> • </span> Credit cards</li> <li class="display-flex align-items-center gap-2 mt-2 text-black"> <span class="text-blue-mid text-base"> • </span> Rewards credit cards</li> </ul> </div> </div> <div class="AuthorPreview-bottom text-slate"> <div class="display-flex align-items-center justify-content-space-between w-full"> <a href="https://www.bankrate.com/authors/erica-sandberg/" class="Link Link--standalone font-bold"> Read more </a> <ul class="AuthorSocialConnect List display-flex align-items-center mb-0 "> <li class="AuthorSocialConnect-item display-block"> <a class="AuthorSocialConnect-link display-flex align-items-center text-slate p-3 hover:text-blue-600" href="https://twitter.com/EricaJSandberg" target="_blank" rel="nofollow" aria-label="Connect with Erica Sandberg on Twitter" data-beam-element-clicked id="author_bio_erica_sandberg_twitter_icon" data-type="icon" data-location="author_bio_erica_sandberg" data-position="top" data-text="twitter" 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our review board</a> </div> </div><button type="button" class="visually-hidden focusable text-link text-black plain font-circular-bold" @click="close()">Close</button> </div> </div> </div> <div class="display-inline-block sm:display-none"> <a data-preamp="mortgage-dark-mode-mobile" href="https://www.bankrate.com/authors/erica-sandberg/" class="text-link text-black plain font-circular-bold ">Erica Sandberg</a> </div> </span> </div> </div> <div class="Byline-user md:border-l md:border-gray-300 md:pl-3 md:py-1 Byline-accordion-on-mobile"> <img srcset="https://www.bankrate.com/2021/03/09122243/Untitled-23.jpeg?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart&dpr=1.5 1.5x, https://www.bankrate.com/2021/03/09122243/Untitled-23.jpeg?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart&dpr=2 2x, https://www.bankrate.com/2021/03/09122243/Untitled-23.jpeg?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart&dpr=3 3x" src="https://www.bankrate.com/2021/03/09122243/Untitled-23.jpeg?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart" loading="lazy" class="AuthorAvatar AuthorAvatar--xs Byline-userAvatar mr-2 flex-shrink-0" alt=""> <span> <span data-preamp="mortgage-dark-mode" class="text-slate font-circular-book">Edited by</span> <div class="Tooltip display-none sm:display-inline-block" x-data="interactiveTooltip('cVKxlJ')" x-bind="container"> <button class="Tooltip-trigger text-link text-black plain font-circular-bold" data-preamp="mortgage-dark-mode"type="button" id="tooltip-trigger-cVKxlJ" aria-controls="tooltip-content-cVKxlJ" x-bind="trigger"> Nouri Zarrugh</button><div class="Tooltip-content Tooltip-content--belowTrigger Tooltip-content--anchorCenter author-preview"style="display: none;" id="tooltip-content-cVKxlJ" aria-hidden="true" aria-labelledby="tooltip-trigger-cVKxlJ" role="dialog" x-bind="content"> <div class="Tooltip-body"> <div class="Tooltip-arrow"></div> <div class="AuthorPreview AuthorPreview--editor AuthorPreview--tooltip"> <div class="AuthorPreview-top border-b border-gray-light pb-4"> <img srcset="https://www.bankrate.com/2021/03/09122243/Untitled-23.jpeg?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=1.5 1.5x, https://www.bankrate.com/2021/03/09122243/Untitled-23.jpeg?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=2 2x, https://www.bankrate.com/2021/03/09122243/Untitled-23.jpeg?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=3 3x" src="https://www.bankrate.com/2021/03/09122243/Untitled-23.jpeg?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart" loading="lazy" class="AuthorAvatar AuthorAvatar--lg AuthorPreview-avatar flex-shrink-0" alt=""> <div class="AuthorPreview-attribution"> <div class="AuthorPreview-name"> <a href="https://www.bankrate.com/authors/nouri-zarrugh/" class="Link Link--standalone text-black"> Nouri Zarrugh</a> </div> <span class="AuthorPreview-title type-body-two text-slate text-crop-none">Senior Editor, Credit Cards</span> </div> </div> <div class="AuthorPreview-expertise my-4"> <div class="w-full"> <div class="display-flex align-items-center"> <svg class="Icon Icon--sm text-black mr-2" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Ribbon Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M17.856 16.638a2.291 2.291 0 0 0 1.514-2.15v-.764c0-.283.115-.551.314-.75l.535-.543a2.25 2.25 0 0 0 .68-1.622c0-.612-.236-1.193-.672-1.629l-.536-.535a1.053 1.053 0 0 1-.306-.75V7.13a2.303 2.303 0 0 0-2.294-2.302h-.773c-.29 0-.558-.115-.75-.306l-.543-.551a2.294 2.294 0 0 0-3.243 0l-.535.535a1.04 1.04 0 0 1-.75.306h-.773a2.296 2.296 0 0 0-2.287 2.196c-.015.038-.015.084-.015.122v.757c0 .283-.115.551-.314.75l-.474.482-.034.03-.035.031a2.28 2.28 0 0 0-.665 1.614c0 .612.245 1.193.68 1.63l.536.535c.199.199.306.466.306.75v.764c0 1.003.652 1.861 1.553 2.171v4.377a1.37 1.37 0 0 0 1.377 1.377h.008c.214 0 .42-.046.62-.146l2.477-1.239a.147.147 0 0 1 .138 0l2.241 1.186c.429.23.934.214 1.354-.038a1.37 1.37 0 0 0 .666-1.178v-4.345Zm-4.445-8.3c-.65 0-1.262.253-1.728.72a2.442 2.442 0 0 0 0 3.457c.925.925 2.531.925 3.457 0a2.425 2.425 0 0 0 .719-1.729c0-.65-.252-1.262-.719-1.728a2.425 2.425 0 0 0-1.729-.72Z" fill="transparent" class="icon-offset"/><path fill-rule="evenodd" clip-rule="evenodd" d="M11.996 17.975c-.64 0-1.287-.244-1.775-.732l-.597-.605a1.157 1.157 0 0 0-.824-.328h-.32v4.676c0 .076.042.118.084.143.034.025.093.042.16 0l2.725-1.363c.438-.218.959-.21 1.388.017l2.464 1.304a.194.194 0 0 0 .168 0c.034-.025.085-.067.085-.143v-4.626h-.37c-.32 0-.606.118-.825.336l-.589.59a2.521 2.521 0 0 1-1.791.74l.017-.009Zm4.048-3.011h-.835c-.673 0-1.304.26-1.775.732l-.589.588a1.17 1.17 0 0 1-1.657.017l-.597-.605a2.493 2.493 0 0 0-1.775-.732h-.86a.672.672 0 0 0-.182-.016 1.192 1.192 0 0 1-.985-1.17v-.841c0-.673-.26-1.304-.731-1.775l-.59-.589a1.177 1.177 0 0 1-.067-1.606c.026-.017.068-.06.068-.06l.589-.596a2.493 2.493 0 0 0 .731-1.775v-.732c.009-.033.009-.075.009-.117 0-.657.53-1.186 1.177-1.186h.85c.673 0 1.303-.261 1.775-.732l.588-.589a1.178 1.178 0 0 1 1.657 0l.597.606a2.493 2.493 0 0 0 1.775.731h.85c.647 0 1.177.539 1.177 1.186v.841c0 .673.26 1.304.732 1.775l.589.589c.227.219.353.513.353.833 0 .32-.126.614-.353.84l-.59.598a2.494 2.494 0 0 0-.73 1.775v.84c0 .57-.41 1.041-.954 1.147a.68.68 0 0 0-.247.023Zm.855 1.202a2.52 2.52 0 0 0 1.666-2.363v-.841c0-.311.126-.606.345-.824l.588-.597c.488-.48.749-1.11.749-1.784a2.52 2.52 0 0 0-.74-1.791l-.59-.589a1.157 1.157 0 0 1-.336-.824v-.841a2.533 2.533 0 0 0-2.523-2.532h-.85c-.319 0-.613-.126-.824-.336l-.597-.606a2.523 2.523 0 0 0-3.566 0l-.589.589a1.143 1.143 0 0 1-.824.336h-.85a2.525 2.525 0 0 0-2.514 2.414c-.017.042-.017.093-.017.135v.832c0 .312-.126.606-.345.825l-.522.53a.54.54 0 0 1-.037.033 2.508 2.508 0 0 0-.77 1.808c0 .674.27 1.313.749 1.792l.588.589c.219.219.337.513.337.824v.841c0 1.103.717 2.046 1.707 2.388v4.812A1.506 1.506 0 0 0 8.648 22.5h.009a1.5 1.5 0 0 0 .681-.16l2.725-1.362a.16.16 0 0 1 .151 0l2.465 1.303a1.495 1.495 0 0 0 1.489-.042c.454-.277.731-.757.731-1.295v-4.777Zm-4.887-2.397a4.002 4.002 0 0 1-2.85-1.185 4.036 4.036 0 0 1 0-5.703 4.002 4.002 0 0 1 2.85-1.186c1.077 0 2.086.42 2.852 1.186a4.002 4.002 0 0 1 1.186 2.851c0 1.077-.42 2.086-1.186 2.852a4.002 4.002 0 0 1-2.852 1.185Zm0-6.728c-.715 0-1.387.277-1.9.79a2.685 2.685 0 0 0 0 3.802c1.017 1.018 2.784 1.018 3.801 0 .513-.513.79-1.186.79-1.9 0-.716-.277-1.389-.79-1.902a2.666 2.666 0 0 0-1.9-.79Z" class="icon-base"/></svg><span class="type-body-two text-black font-circular-bold"> Expertise </span> </div> <ul class="List ml-2 mt-3 mb-3"> <li class="display-flex align-items-center gap-2 mt-2 text-black"> <span class="text-blue-mid text-base"> • </span> Rewards credit cards </li> <li class="display-flex align-items-center gap-2 mt-2 text-black"> <span class="text-blue-mid text-base"> • </span> Travel credit cards </li> </ul> </div> </div> <div class="AuthorPreview-bottom text-slate"> <div class="AuthorPreview-bio text-crop-none AuthorPreview-bio--truncated"> Nouri Zarrugh is a writer and editor for CreditCards.com and Bankrate, focusing on product news, guides and reviews. His areas of expertise include credit card strategy, rewards programs, point valuation and credit scores, and his stories on building credit have been cited by Mic.com, LifeHacker, People.com and more. Through his thorough card reviews and product comparisons, Nouri strives to demystify personal finance topics and credit card terms and conditions to help readers save money and protect their credit score.</div> <div class="display-flex align-items-center justify-content-space-between w-full"> <a href="https://www.bankrate.com/authors/nouri-zarrugh/" class="Link Link--standalone font-bold"> Read more </a> <ul class="AuthorSocialConnect List display-flex align-items-center mb-0 "> <li class="AuthorSocialConnect-item display-block"> <a class="AuthorSocialConnect-link display-flex align-items-center text-slate p-3 hover:text-blue-600" href="https://twitter.com/nourizarrugh" target="_blank" rel="nofollow" aria-label="Connect with Nouri Zarrugh on Twitter" data-beam-element-clicked id="author_bio_nouri_zarrugh_twitter_icon" data-type="icon" data-location="author_bio_nouri_zarrugh" data-position="top" data-text="twitter" data-outcome="open_twitter" > <svg class="Icon Icon--xs" viewBox="0 0 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@click="close()">Close</button> </div> </div> </div> <div class="display-inline-block sm:display-none"> <a data-preamp="mortgage-dark-mode-mobile" href="https://www.bankrate.com/authors/nouri-zarrugh/" class="text-link text-black plain font-circular-bold ">Nouri Zarrugh</a> </div> </span> </div> <div class="Byline-user md:border-l md:border-gray-300 md:pl-3 md:py-1 Byline-accordion-on-mobile"> <img srcset="https://www.bankrate.com/2021/08/05100718/erica-sandberg-1501.png?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart&dpr=1.5 1.5x, https://www.bankrate.com/2021/08/05100718/erica-sandberg-1501.png?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart&dpr=2 2x, https://www.bankrate.com/2021/08/05100718/erica-sandberg-1501.png?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart&dpr=3 3x" src="https://www.bankrate.com/2021/08/05100718/erica-sandberg-1501.png?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart" loading="lazy" class="AuthorAvatar AuthorAvatar--xs Byline-userAvatar mr-2 flex-shrink-0" alt=""> <span> <span data-preamp="mortgage-dark-mode" class="text-slate font-circular-book">Reviewed by</span> <div class="Tooltip display-none sm:display-inline-block" x-data="interactiveTooltip('HvCJqa')" x-bind="container"> <button class="Tooltip-trigger text-link text-black plain font-circular-bold" data-preamp="mortgage-dark-mode"type="button" id="tooltip-trigger-HvCJqa" aria-controls="tooltip-content-HvCJqa" x-bind="trigger"> Erica Sandberg</button><div class="Tooltip-content Tooltip-content--belowTrigger Tooltip-content--anchorCenter author-preview"style="display: none;" id="tooltip-content-HvCJqa" aria-hidden="true" aria-labelledby="tooltip-trigger-HvCJqa" role="dialog" x-bind="content"> <div class="Tooltip-body"> <div 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class="text-blue-mid text-base"> • </span> Credit cards</li> <li class="display-flex align-items-center gap-2 mt-2 text-black"> <span class="text-blue-mid text-base"> • </span> Rewards credit cards</li> </ul> </div> </div> <div class="AuthorPreview-bottom text-slate"> <div class="display-flex align-items-center justify-content-space-between w-full"> <a href="https://www.bankrate.com/authors/erica-sandberg/" class="Link Link--standalone font-bold"> Read more </a> <ul class="AuthorSocialConnect List display-flex align-items-center mb-0 "> <li class="AuthorSocialConnect-item display-block"> <a class="AuthorSocialConnect-link display-flex align-items-center text-slate p-3 hover:text-blue-600" href="https://twitter.com/EricaJSandberg" target="_blank" rel="nofollow" aria-label="Connect with Erica Sandberg on Twitter" data-beam-element-clicked id="author_bio_erica_sandberg_twitter_icon" data-type="icon" data-location="author_bio_erica_sandberg" data-position="top" data-text="twitter" 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11.21c-.19-.2-.29-.45-.29-.71H5c0-.25.09-.5.29-.7l6-6.01c.19-.18.44-.29.71-.29.27 0 .52.1.71.29l6 6.01a.996.996 0 1 1-1.41 1.41L13 6.91V19.5c0 .55-.45 1-1 1s-1-.45-1-1V6.92l-4.28 4.29a.996.996 0 0 1-1.41 0Z" class="icon-base"/></svg></button> <div id="credit-cards-next"> <div id="__next"><div class="" data-testid="category-product-box"><div class="grid justify-center items-end grid-cols-4 md:grid-cols-2 gap-1 mb-6 sticky top-0 z-10 bg-white pb-1"><div class="col-span-3 md:col-span-1 z-1"><div class="flex flex-1 flex-col max-w-4xl md:w-full"><span class="flex"><p class="mb-2 font-bold">Filter by</p></span><div class="relative"><div id="card-categories-container" class="gap-2 flex items-center overflow-x-scroll w-full scroll-smooth hide-scrollbar"><button class="Button rounded border-2 p-4 text-black font-bold hover:text-black hover:border-blue-600 hover:bg-blue-100 text-sm whitespace-nowrap max-w-none filter-button bg-blue-100 border-blue-600 Button--secondary">All cards</button><button class="Button rounded border-2 p-4 text-black font-bold hover:text-black hover:border-blue-600 hover:bg-blue-100 text-sm whitespace-nowrap max-w-none filter-button bg-white border-gray-400 Button--secondary">Cash back</button><button class="Button rounded border-2 p-4 text-black font-bold hover:text-black hover:border-blue-600 hover:bg-blue-100 text-sm whitespace-nowrap max-w-none filter-button bg-white border-gray-400 Button--secondary">No annual fee</button><button class="Button rounded border-2 p-4 text-black font-bold hover:text-black hover:border-blue-600 hover:bg-blue-100 text-sm whitespace-nowrap max-w-none filter-button bg-white border-gray-400 Button--secondary">0% intro APR</button><button class="Button rounded border-2 p-4 text-black font-bold hover:text-black hover:border-blue-600 hover:bg-blue-100 text-sm whitespace-nowrap max-w-none filter-button bg-white border-gray-400 Button--secondary">Travel</button><button class="Button rounded border-2 p-4 text-black font-bold hover:text-black hover:border-blue-600 hover:bg-blue-100 text-sm whitespace-nowrap max-w-none filter-button bg-white border-gray-400 Button--secondary">Balance transfer</button><button class="Button rounded border-2 p-4 text-black font-bold hover:text-black hover:border-blue-600 hover:bg-blue-100 text-sm whitespace-nowrap max-w-none filter-button bg-white border-gray-400 Button--secondary">Rewards</button><button class="Button rounded border-2 p-4 text-black font-bold hover:text-black hover:border-blue-600 hover:bg-blue-100 text-sm whitespace-nowrap max-w-none filter-button bg-white border-gray-400 Button--secondary">Airline</button></div></div></div></div><div class="lg:hidden col-span-1 flex justify-end z-5"><div><button class="Button flex justify-center items-end h-full border-2 border-gray-400 rounded px-0 py-2 sm:p-2 bg-white text-black gap-2 hover:bg-gray-100 hover:border-blue-600 hover:text-black Button--primary" data-target="modal-filter"><span class="inline-block align-middle relative fill-gray-700 text-gray-700"><svg class="" width="16" height="12" viewBox="0 0 16 12" xmlns="http://www.w3.org/2000/svg"><title>Filters icon</title><path d="M0 2H16V0H0V2Z"></path><path d="M4 7H12V5H4V7Z"></path><path d="M9 12H7V10H9V12Z"></path></svg></span>Filters</button></div></div><div class="hidden col-span-2 lg:flex justify-end gap-2 md:col-span-1"><div class="flex"><div class="FormControl min-w-48"><label class="mb-2 font-bold inline-block" for="issuers">Issuers</label><select class="FormSelect w-full normal-case" id="issuers"><option value="all" selected="">All card issuers</option><option value="American Express">American Express</option><option value="Capital One">Capital One</option><option value="Chase">Chase</option><option value="Discover">Discover</option><option value="Wells Fargo">Wells Fargo</option></select><span class="FormSelect-arrow Icon Icon--xs"><span class="inline-block align-middle relative top-[-6px] right-[-10px]"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></div></div><div class="flex"><div class="FormControl min-w-fit"><label class="mb-2 font-bold inline-block" for="credit-range">Credit range</label><div class="Tooltip ml-2" data-testid="undefined"><button class="Tooltip-trigger" aria-controls="tooltip-credit" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600 top-[-5px]"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorCenter Tooltip-content--belowTrigger hidden" id="tooltip-credit" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.</p></div></div></div><select class="FormSelect w-full normal-case" id="credit-range"><option value="all" selected="">All credit levels</option><option value="3">Good to excellent (670 - 850)</option><option value="2">Fair to good (580 - 740)</option><option value="1">Bad (420 - 580)</option><option value="-1">No credit history</option></select><span class="FormSelect-arrow Icon Icon--xs"><span class="inline-block align-middle relative top-[-6px] right-[-10px]"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></div></div><div class="flex"><div class="FormControl min-w-fit"><label class="mb-2 font-bold inline-block" for="sort-by-filter">Sort by</label><select class="FormSelect w-full normal-case" id="sort-by-filter"><option value="featured" selected="">Featured</option><option value="ratingDesc">Highest rating</option><option value="annualFeeAsc">Lowest annual fee</option><option value="aprAsc">Lowest APR</option></select><span class="FormSelect-arrow Icon Icon--xs"><span class="inline-block align-middle relative top-[-6px] right-[-10px]"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></div></div></div></div><div id="back-to-top-trigger"><p class="font-bold fon-sans h-16 mb-0 filterMatchedProductTiles">Showing <!-- -->17<!-- --> results</p><div id="card1" class="rounded-lg border mb-8" data-pid="221012282" data-testid="221012282-category-product-box"><div class="grid gap-6 grid-cols-1 md:grid-cols-12 p-2 md:p-6 border-b"><div class="md:col-span-8"><div class="mb-1 md:hidden flex flex-row justify-end"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-mobile"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div><p data-testid="221012282-superlative" class="text-blue-600 font-sans font-bold mb-3 text-sm mt-3 md:mt-0">Best for dining and entertainment</p><div class="grid gap-4 grid-cols-12"><div class="col-span-4 row-span-2 md:col-span-3 lg:col-span-2 flex items-center"><a data-testid="221012282-card-art-link" href="" class="no-underline" target="_blank"><figure class="mb-0"><img data-testid="221012282-card-art" src="https://cdn.prodstatic.com/shared/images/cards/219x139/80d15850-9088-11ef-9b25-ab59e8af7111.png?auto=webp" alt="Capital One Savor Cash Rewards Credit Card" loading="lazy"/></figure></a></div><div class="col-span-8 row-span-2 flex items-center md:row-span-1 md:col-span-9 lg:col-span-10 md:items-end"><a data-testid="221012282-card-name-link" href="" class="no-underline" target="_blank"><h2 data-testid="221012282-card-name" class="text-lg md:text-2xl leading-6 md:leading-7 text-black m-0 hover:text-blue-600 hover:underline">Capital One Savor Cash Rewards Credit Card</h2></a></div><div class="col-span-12 flex items-start md:col-span-8"><div class="basis-full md:inline-flex md:items-center"><p class="font-bold text-sm mb-0 md:inline mr-2">Bankrate score</p><div class="inline-block align-middle"><div class="RatingStars mr-2 mt-1" aria-label="5.0 star rating"><div class="RatingStars-iconMask" style="width:100%"><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 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2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span data-testid="221012282-bankrate-score" class="font-sans text-sm relative top-[-2px] undefined font-bold">5.0</span></div><div class="Tooltip ml-2 mr-1 align-middle top-[1px]" data-testid="221012282-bankrate-score-tooltip"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-score" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorCenter Tooltip-content--belowTrigger hidden" id="tooltip-score" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm m-0" data-testid="221012282-bankrate-score-tooltip-text">Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. If you'd like to learn more about how we rank our cards, explore our ranking methodology<!-- --> <a class="Link" target="_blank" href="/credit-cards/bankrate-score/">here.</a></p></div></div></div><a href="/credit-cards/reviews/capital-one-savorone-rewards-card/" class="text-xs Link Link--standalone inline-flex align-middle" data-testid="221012282-bankrate-score-link">Bankrate review</a></div></div></div><div class="mt-4 hidden md:block"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-desktop"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div></div><div class="md:col-span-4 text-center"><div class="mb-2 w-full text-black bg-blue-600/5 border border-blue-600/50 rounded text-sm md:text-xs lg:text-sm max-w-sm mx-auto h-9 flex items-center justify-center"><span class="font-thin mr-1 ml-0.5">Recommended credit score:</span><span class="font-bold" data-testid="221012282-recommended-credit">(<!-- -->670<!-- --> - <!-- -->850<!-- -->)</span><div class="Tooltip ml-1 top-[1px]" data-testid="221012282-recommended-credit-tooltip"><button class="Tooltip-trigger" aria-controls="tooltip-credit" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600 top-[-3px]"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight Tooltip-content--belowTrigger hidden" id="tooltip-credit" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0" data-testid="221012282-recommended-credit-tooltip-text">A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.</p></div></div></div></div><a href="" class="Button w-full no-underline block mx-auto Button--primary" target="_blank" rel="sponsored" data-testid="221012282-apply-now-btn">Apply now<span class="inline-block align-middle relative -mt-1 ml-2 Icon Icon--xs"><svg class="Icon-glyph " viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><path fill-rule="evenodd" clip-rule="evenodd" d="M16.1489 7.0377V8.47406H7.8423V6.97713C7.8423 4.71879 9.70262 2.88443 11.9956 2.88443C14.2885 2.88443 16.1489 4.74475 16.1489 7.0377ZM6.45787 6.97713V8.47406H6.23319C4.57188 8.47406 3.23071 9.82387 3.23071 11.4765V19.4975C3.23071 21.1589 4.58053 22.5 6.23319 22.5H17.7672V22.4914C19.4285 22.4914 20.7697 21.1242 20.7697 19.437V11.4765C20.7697 9.81522 19.4198 8.47406 17.7672 8.47406H17.5333V7.0377C17.5333 3.98331 15.05 1.5 11.9956 1.5C8.94119 1.5 6.45787 3.95735 6.45787 6.97713ZM6.22453 9.86714C5.33331 9.86714 4.60649 10.594 4.60649 11.4852V19.5062C4.60649 20.3974 5.33331 21.1242 6.22453 21.1242H17.7585C18.6671 21.1242 19.3766 20.3888 19.3766 19.4543V11.4938C19.3766 10.6026 18.6498 9.87579 17.7585 9.87579H6.22453V9.86714ZM11.3036 16.6681C11.3036 17.0488 11.6151 17.3603 11.9958 17.3603C12.3765 17.3603 12.688 17.0488 12.688 16.6681V14.306C12.688 13.9252 12.3765 13.6137 11.9958 13.6137C11.6151 13.6137 11.3036 13.9252 11.3036 14.306V16.6681Z" class="icon-base"></path><title>Lock</title></svg></span></a><p class="text-xs mt-2 sm:mt-3 text-gray-700 mb-0" data-testid="221012282-secure-site">on <!-- -->Capital One<!-- -->'s secure site</p><a href="https://d25970n8puso9u.cloudfront.net/disclosure.30978.en-US.pdf" target="_blank" class="Link text-xs" rel="sponsored noopener noreferrer" data-testid="221012282-rates-and-fees">See Rates & Fees</a></div></div><div class="grid grid-cols-2 md:grid-cols-4 gap-4 p-4 md:p-6 justify-start align-items-center"><div data-offer="introOffer"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Intro offer</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-0" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorLeft hidden" id="tooltip-0" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">$250 Cash Back after you spend $500 on purchases within 3 months from account opening</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">$250 Cash Back</p></div><div data-offer="rewardsRate"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Rewards rate</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-1" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight hidden" id="tooltip-1" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">8% Cash Back on Capital One Entertainment purchases, 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply), 3% Cash Back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, 1% Cash Back on all other purchases</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">1% - 8%</p></div><div data-offer="annualFee"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Annual fee</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">$0</p></div><div data-offer="regularAPR"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Regular APR</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">19.74% - 29.74% (Variable)</p></div></div><div class="px-6 pb-6 pt-2 md:py-6"><p class="bg-blue-600/5 mb-0 p-4 rounded-lg text-sm" data-testid="221012282-why-like-this"><span class="font-bold block md:inline">Why you'll like this:</span> <!-- -->Along with its hard-to-find entertainment category, it earns rewards in lucrative everyday spending categories.</p></div><div class="Accordion border-t-0 border-b border-gray-200" data-testid="221012282-reward-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="reward-details" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Reward Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0 border-gray-200" data-testid="221012282-pros-cons"><div class="Accordion-item border-gray-200 py-2"><button class="flex w-full items-center px-4 md:px-6 hover:bg-white" aria-controls="pros-cons" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">What you should know</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0" data-testid="221012282-card-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="details-bullets" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Card Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div></div><div id="card2" class="rounded-lg border mb-8" data-pid="221210070" data-testid="221210070-category-product-box"><div class="grid gap-6 grid-cols-1 md:grid-cols-12 p-2 md:p-6 border-b"><div class="md:col-span-8"><div class="mb-1 md:hidden flex flex-row justify-end"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-mobile"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div><p data-testid="221210070-superlative" class="text-blue-600 font-sans font-bold mb-3 text-sm mt-3 md:mt-0">Best starter travel card</p><div class="grid gap-4 grid-cols-12"><div class="col-span-4 row-span-2 md:col-span-3 lg:col-span-2 flex items-center"><a data-testid="221210070-card-art-link" href="" class="no-underline" target="_blank"><figure class="mb-0"><img data-testid="221210070-card-art" src="https://cdn.prodstatic.com/shared/images/cards/219x139/ae837480-ed19-11ee-b6aa-83dad90afdcd.png?auto=webp" alt="Chase Sapphire Preferred® Card" loading="lazy"/></figure></a></div><div class="col-span-8 row-span-2 flex items-center md:row-span-1 md:col-span-9 lg:col-span-10 md:items-end"><a data-testid="221210070-card-name-link" href="" class="no-underline" target="_blank"><h2 data-testid="221210070-card-name" class="text-lg md:text-2xl leading-6 md:leading-7 text-black m-0 hover:text-blue-600 hover:underline">Chase Sapphire Preferred® Card</h2></a></div><div class="col-span-12 flex items-start md:col-span-8"><div class="basis-full md:inline-flex md:items-center"><p class="font-bold text-sm mb-0 md:inline mr-2">Bankrate score</p><div class="inline-block align-middle"><div class="RatingStars mr-2 mt-1" aria-label="4.8 star rating"><div class="RatingStars-iconMask" style="width:96%"><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span data-testid="221210070-bankrate-score" class="font-sans text-sm relative top-[-2px] undefined font-bold">4.8</span></div><div class="Tooltip ml-2 mr-1 align-middle top-[1px]" data-testid="221210070-bankrate-score-tooltip"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-score" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorCenter Tooltip-content--belowTrigger hidden" id="tooltip-score" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm m-0" data-testid="221210070-bankrate-score-tooltip-text">Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. If you'd like to learn more about how we rank our cards, explore our ranking methodology<!-- --> <a class="Link" target="_blank" href="/credit-cards/bankrate-score/">here.</a></p></div></div></div><a href="/credit-cards/reviews/chase-sapphire-preferred-card/" class="text-xs Link Link--standalone inline-flex align-middle" data-testid="221210070-bankrate-score-link">Bankrate review</a></div></div></div><div class="mt-4 hidden md:block"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-desktop"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div></div><div class="md:col-span-4 text-center"><div class="mb-2 w-full text-black bg-blue-600/5 border border-blue-600/50 rounded text-sm md:text-xs lg:text-sm max-w-sm mx-auto h-9 flex items-center justify-center"><span class="font-thin mr-1 ml-0.5">Recommended credit score:</span><span class="font-bold" data-testid="221210070-recommended-credit">(<!-- -->670<!-- --> - <!-- -->850<!-- -->)</span><div class="Tooltip ml-1 top-[1px]" data-testid="221210070-recommended-credit-tooltip"><button class="Tooltip-trigger" aria-controls="tooltip-credit" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600 top-[-3px]"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight Tooltip-content--belowTrigger hidden" id="tooltip-credit" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0" data-testid="221210070-recommended-credit-tooltip-text">A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.</p></div></div></div></div><a href="" class="Button w-full no-underline block mx-auto Button--primary" target="_blank" rel="sponsored" data-testid="221210070-apply-now-btn">Apply now<span class="inline-block align-middle relative -mt-1 ml-2 Icon Icon--xs"><svg class="Icon-glyph " viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><path fill-rule="evenodd" clip-rule="evenodd" d="M16.1489 7.0377V8.47406H7.8423V6.97713C7.8423 4.71879 9.70262 2.88443 11.9956 2.88443C14.2885 2.88443 16.1489 4.74475 16.1489 7.0377ZM6.45787 6.97713V8.47406H6.23319C4.57188 8.47406 3.23071 9.82387 3.23071 11.4765V19.4975C3.23071 21.1589 4.58053 22.5 6.23319 22.5H17.7672V22.4914C19.4285 22.4914 20.7697 21.1242 20.7697 19.437V11.4765C20.7697 9.81522 19.4198 8.47406 17.7672 8.47406H17.5333V7.0377C17.5333 3.98331 15.05 1.5 11.9956 1.5C8.94119 1.5 6.45787 3.95735 6.45787 6.97713ZM6.22453 9.86714C5.33331 9.86714 4.60649 10.594 4.60649 11.4852V19.5062C4.60649 20.3974 5.33331 21.1242 6.22453 21.1242H17.7585C18.6671 21.1242 19.3766 20.3888 19.3766 19.4543V11.4938C19.3766 10.6026 18.6498 9.87579 17.7585 9.87579H6.22453V9.86714ZM11.3036 16.6681C11.3036 17.0488 11.6151 17.3603 11.9958 17.3603C12.3765 17.3603 12.688 17.0488 12.688 16.6681V14.306C12.688 13.9252 12.3765 13.6137 11.9958 13.6137C11.6151 13.6137 11.3036 13.9252 11.3036 14.306V16.6681Z" class="icon-base"></path><title>Lock</title></svg></span></a><p class="text-xs mt-2 sm:mt-3 text-gray-700 mb-0" data-testid="221210070-secure-site">on <!-- -->Chase<!-- -->'s secure site</p></div></div><div class="grid grid-cols-2 md:grid-cols-4 gap-4 p-4 md:p-6 justify-start align-items-center"><div data-offer="introOffer"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Intro offer</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-0" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorLeft hidden" id="tooltip-0" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">60,000 bonus points</p></div><div data-offer="rewardsRate"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Rewards rate</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-1" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight hidden" id="tooltip-1" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">5x on travel purchased through Chase Travel℠. 3x on dining, select streaming services and online groceries. 2x on all other travel purchases. 1x on all other purchases.</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">1x - 5x</p></div><div data-offer="annualFee"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Annual fee</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">$95</p></div><div data-offer="regularAPR"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Regular APR</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">20.99% - 27.99% Variable</p></div></div><div class="px-6 pb-6 pt-2 md:py-6"><p class="bg-blue-600/5 mb-0 p-4 rounded-lg text-sm" data-testid="221210070-why-like-this"><span class="font-bold block md:inline">Why you'll like this:</span> <!-- -->It boasts terrific rewards value with its annual bonus points, practical bonus categories, high-value points and redemption flexibility.</p></div><div class="Accordion border-t-0 border-b border-gray-200" data-testid="221210070-reward-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="reward-details" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Reward Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0 border-gray-200" data-testid="221210070-pros-cons"><div class="Accordion-item border-gray-200 py-2"><button class="flex w-full items-center px-4 md:px-6 hover:bg-white" aria-controls="pros-cons" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">What you should know</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0" data-testid="221210070-card-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="details-bullets" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Card Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div></div><div id="card3" class="rounded-lg border mb-8" data-pid="221211280" data-testid="221211280-category-product-box"><div class="grid gap-6 grid-cols-1 md:grid-cols-12 p-2 md:p-6 border-b"><div class="md:col-span-8"><div class="mb-1 md:hidden flex flex-row justify-end"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-mobile"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div><p data-testid="221211280-superlative" class="text-blue-600 font-sans font-bold mb-3 text-sm mt-3 md:mt-0">Best standalone rewards card</p><div class="grid gap-4 grid-cols-12"><div class="col-span-4 row-span-2 md:col-span-3 lg:col-span-2 flex items-center"><a data-testid="221211280-card-art-link" href="" class="no-underline" target="_blank"><figure class="mb-0"><img data-testid="221211280-card-art" src="https://cdn.prodstatic.com/shared/images/cards/219x139/da2489c0-bbaf-11ea-bf12-c7437d5726b0.png?auto=webp" alt="Chase Freedom Unlimited&#174;" loading="lazy"/></figure></a></div><div class="col-span-8 row-span-2 flex items-center md:row-span-1 md:col-span-9 lg:col-span-10 md:items-end"><a data-testid="221211280-card-name-link" href="" class="no-underline" target="_blank"><h2 data-testid="221211280-card-name" class="text-lg md:text-2xl leading-6 md:leading-7 text-black m-0 hover:text-blue-600 hover:underline">Chase Freedom Unlimited®</h2></a></div><div class="col-span-12 flex items-start md:col-span-8"><div class="basis-full md:inline-flex md:items-center"><p class="font-bold text-sm mb-0 md:inline mr-2">Bankrate score</p><div class="inline-block align-middle"><div class="RatingStars mr-2 mt-1" aria-label="4.8 star rating"><div class="RatingStars-iconMask" style="width:96%"><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 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xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span data-testid="221211280-bankrate-score" class="font-sans text-sm relative top-[-2px] undefined font-bold">4.8</span></div><div class="Tooltip ml-2 mr-1 align-middle top-[1px]" data-testid="221211280-bankrate-score-tooltip"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-score" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorCenter Tooltip-content--belowTrigger hidden" id="tooltip-score" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm m-0" data-testid="221211280-bankrate-score-tooltip-text">Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. If you'd like to learn more about how we rank our cards, explore our ranking methodology<!-- --> <a class="Link" target="_blank" href="/credit-cards/bankrate-score/">here.</a></p></div></div></div><a href="/credit-cards/reviews/chase-freedom-unlimited/" class="text-xs Link Link--standalone inline-flex align-middle" data-testid="221211280-bankrate-score-link">Bankrate review</a></div></div></div><div class="mt-4 hidden md:block"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-desktop"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div></div><div class="md:col-span-4 text-center"><div class="mb-2 w-full text-black bg-blue-600/5 border border-blue-600/50 rounded text-sm md:text-xs lg:text-sm max-w-sm mx-auto h-9 flex items-center justify-center"><span class="font-thin mr-1 ml-0.5">Recommended credit score:</span><span class="font-bold" data-testid="221211280-recommended-credit">(<!-- -->670<!-- --> - <!-- -->850<!-- -->)</span><div class="Tooltip ml-1 top-[1px]" data-testid="221211280-recommended-credit-tooltip"><button class="Tooltip-trigger" aria-controls="tooltip-credit" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600 top-[-3px]"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight Tooltip-content--belowTrigger hidden" id="tooltip-credit" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0" data-testid="221211280-recommended-credit-tooltip-text">A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.</p></div></div></div></div><a href="" class="Button w-full no-underline block mx-auto Button--primary" target="_blank" rel="sponsored" data-testid="221211280-apply-now-btn">Apply now<span class="inline-block align-middle relative -mt-1 ml-2 Icon Icon--xs"><svg class="Icon-glyph " viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><path fill-rule="evenodd" clip-rule="evenodd" d="M16.1489 7.0377V8.47406H7.8423V6.97713C7.8423 4.71879 9.70262 2.88443 11.9956 2.88443C14.2885 2.88443 16.1489 4.74475 16.1489 7.0377ZM6.45787 6.97713V8.47406H6.23319C4.57188 8.47406 3.23071 9.82387 3.23071 11.4765V19.4975C3.23071 21.1589 4.58053 22.5 6.23319 22.5H17.7672V22.4914C19.4285 22.4914 20.7697 21.1242 20.7697 19.437V11.4765C20.7697 9.81522 19.4198 8.47406 17.7672 8.47406H17.5333V7.0377C17.5333 3.98331 15.05 1.5 11.9956 1.5C8.94119 1.5 6.45787 3.95735 6.45787 6.97713ZM6.22453 9.86714C5.33331 9.86714 4.60649 10.594 4.60649 11.4852V19.5062C4.60649 20.3974 5.33331 21.1242 6.22453 21.1242H17.7585C18.6671 21.1242 19.3766 20.3888 19.3766 19.4543V11.4938C19.3766 10.6026 18.6498 9.87579 17.7585 9.87579H6.22453V9.86714ZM11.3036 16.6681C11.3036 17.0488 11.6151 17.3603 11.9958 17.3603C12.3765 17.3603 12.688 17.0488 12.688 16.6681V14.306C12.688 13.9252 12.3765 13.6137 11.9958 13.6137C11.6151 13.6137 11.3036 13.9252 11.3036 14.306V16.6681Z" class="icon-base"></path><title>Lock</title></svg></span></a><p class="text-xs mt-2 sm:mt-3 text-gray-700 mb-0" data-testid="221211280-secure-site">on <!-- -->Chase<!-- -->'s secure site</p></div></div><div class="grid grid-cols-2 md:grid-cols-4 gap-4 p-4 md:p-6 justify-start align-items-center"><div data-offer="purchaseIntroAPR"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Purchase intro APR</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">0% Intro APR on Purchases for 15 months</p></div><div data-offer="regularAPR"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Regular APR</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">19.99% - 28.74% Variable</p></div><div data-offer="introOffer"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Intro offer</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-2" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorLeft hidden" id="tooltip-2" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) — worth up to $300 cash back. That’s 6.5% on travel purchased through Chase Travel℠, 4.5% on dining and drugstores, and 3% on all other purchases.</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">Up to $300 cash back</p></div><div data-offer="rewardsRate"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Rewards rate</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-3" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight hidden" id="tooltip-3" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more. 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service. 1.5% cash back on all other purchases.</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">1.5% - 5%</p></div></div><div class="px-6 pb-6 pt-2 md:py-6"><p class="bg-blue-600/5 mb-0 p-4 rounded-lg text-sm" data-testid="221211280-why-like-this"><span class="font-bold block md:inline">Why you'll like this:</span> <!-- -->It’s one of the only cards that offers both a boosted flat rewards rate and bonus rewards in popular categories like dining and travel.</p></div><div class="Accordion border-t-0 border-b border-gray-200" data-testid="221211280-reward-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="reward-details" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Reward Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0 border-gray-200" data-testid="221211280-pros-cons"><div class="Accordion-item border-gray-200 py-2"><button class="flex w-full items-center px-4 md:px-6 hover:bg-white" aria-controls="pros-cons" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">What you should know</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0" data-testid="221211280-card-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="details-bullets" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Card Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div></div><div id="card4" class="rounded-lg border mb-8" data-pid="6344" data-testid="6344-category-product-box"><div class="grid gap-6 grid-cols-1 md:grid-cols-12 p-2 md:p-6 border-b"><div class="md:col-span-8"><div class="mb-1 md:hidden flex flex-row justify-end"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-mobile"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div><p data-testid="6344-superlative" class="text-blue-600 font-sans font-bold mb-3 text-sm mt-3 md:mt-0">Best for food and travel</p><div class="grid gap-4 grid-cols-12"><div class="col-span-4 row-span-2 md:col-span-3 lg:col-span-2 flex items-center"><a data-testid="6344-card-art-link" href="" class="no-underline" target="_blank"><figure class="mb-0"><img data-testid="6344-card-art" src="https://cdn.prodstatic.com/shared/images/cards/219x139/87ce2390-9d21-11ef-9a6e-b1df6310cacd.png?auto=webp" alt="American Express&reg; Gold Card" loading="lazy"/></figure></a></div><div class="col-span-8 row-span-2 flex items-center md:row-span-1 md:col-span-9 lg:col-span-10 md:items-end"><a data-testid="6344-card-name-link" href="" class="no-underline" target="_blank"><h2 data-testid="6344-card-name" class="text-lg md:text-2xl leading-6 md:leading-7 text-black m-0 hover:text-blue-600 hover:underline">American Express® Gold Card</h2></a></div><div class="col-span-12 flex items-start md:col-span-8"><div class="basis-full md:inline-flex md:items-center"><p class="font-bold text-sm mb-0 md:inline mr-2">Bankrate score</p><div class="inline-block align-middle"><div class="RatingStars mr-2 mt-1" aria-label="4.9 star rating"><div class="RatingStars-iconMask" style="width:98.00000000000001%"><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span data-testid="6344-bankrate-score" class="font-sans text-sm relative top-[-2px] undefined font-bold">4.9</span></div><div class="Tooltip ml-2 mr-1 align-middle top-[1px]" data-testid="6344-bankrate-score-tooltip"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-score" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorCenter Tooltip-content--belowTrigger hidden" id="tooltip-score" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm m-0" data-testid="6344-bankrate-score-tooltip-text">Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. If you'd like to learn more about how we rank our cards, explore our ranking methodology<!-- --> <a class="Link" target="_blank" href="/credit-cards/bankrate-score/">here.</a></p></div></div></div><a href="/credit-cards/reviews/american-express-gold-card/" class="text-xs Link Link--standalone inline-flex align-middle" data-testid="6344-bankrate-score-link">Bankrate review</a></div></div></div><div class="mt-4 hidden md:block"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-desktop"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div></div><div class="md:col-span-4 text-center"><div class="mb-2 w-full text-black bg-blue-600/5 border border-blue-600/50 rounded text-sm md:text-xs lg:text-sm max-w-sm mx-auto h-9 flex items-center justify-center"><span class="font-thin mr-1 ml-0.5">Recommended credit score:</span><span class="font-bold" data-testid="6344-recommended-credit">(<!-- -->670<!-- --> - <!-- -->850<!-- -->)</span><div class="Tooltip ml-1 top-[1px]" data-testid="6344-recommended-credit-tooltip"><button class="Tooltip-trigger" aria-controls="tooltip-credit" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600 top-[-3px]"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight Tooltip-content--belowTrigger hidden" id="tooltip-credit" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0" data-testid="6344-recommended-credit-tooltip-text">A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.</p></div></div></div></div><a href="" class="Button w-full no-underline block mx-auto Button--primary" target="_blank" rel="sponsored" data-testid="6344-apply-now-btn">Apply now<span class="inline-block align-middle relative -mt-1 ml-2 Icon Icon--xs"><svg class="Icon-glyph " viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><path fill-rule="evenodd" clip-rule="evenodd" d="M16.1489 7.0377V8.47406H7.8423V6.97713C7.8423 4.71879 9.70262 2.88443 11.9956 2.88443C14.2885 2.88443 16.1489 4.74475 16.1489 7.0377ZM6.45787 6.97713V8.47406H6.23319C4.57188 8.47406 3.23071 9.82387 3.23071 11.4765V19.4975C3.23071 21.1589 4.58053 22.5 6.23319 22.5H17.7672V22.4914C19.4285 22.4914 20.7697 21.1242 20.7697 19.437V11.4765C20.7697 9.81522 19.4198 8.47406 17.7672 8.47406H17.5333V7.0377C17.5333 3.98331 15.05 1.5 11.9956 1.5C8.94119 1.5 6.45787 3.95735 6.45787 6.97713ZM6.22453 9.86714C5.33331 9.86714 4.60649 10.594 4.60649 11.4852V19.5062C4.60649 20.3974 5.33331 21.1242 6.22453 21.1242H17.7585C18.6671 21.1242 19.3766 20.3888 19.3766 19.4543V11.4938C19.3766 10.6026 18.6498 9.87579 17.7585 9.87579H6.22453V9.86714ZM11.3036 16.6681C11.3036 17.0488 11.6151 17.3603 11.9958 17.3603C12.3765 17.3603 12.688 17.0488 12.688 16.6681V14.306C12.688 13.9252 12.3765 13.6137 11.9958 13.6137C11.6151 13.6137 11.3036 13.9252 11.3036 14.306V16.6681Z" class="icon-base"></path><title>Lock</title></svg></span></a><p class="text-xs mt-2 sm:mt-3 text-gray-700 mb-0" data-testid="6344-secure-site">on <!-- -->American Express<!-- -->'s secure site</p><a href="https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/gold-card/26129-10-0/?print#terms-details" target="_blank" class="Link text-xs" rel="sponsored noopener noreferrer" data-testid="6344-rates-and-fees">See Rates & Fees</a><span class="text-gray-700 text-xs mr-5" data-testid="6344-terms-apply">, Terms Apply</span></div></div><div class="grid grid-cols-2 md:grid-cols-4 gap-4 p-4 md:p-6 justify-start align-items-center"><div data-offer="introOffer"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Intro offer</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-0" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorLeft hidden" id="tooltip-0" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership.</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">60,000 points</p></div><div data-offer="rewardsRate"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Rewards rate</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-1" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight hidden" id="tooltip-1" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">1X - 4X</p></div><div data-offer="annualFee"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Annual fee</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">$325</p></div><div data-offer="regularAPR"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">APR</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">See Pay Over Time APR</p></div></div><div class="px-6 pb-6 pt-2 md:py-6"><p class="bg-blue-600/5 mb-0 p-4 rounded-lg text-sm" data-testid="6344-why-like-this"><span class="font-bold block md:inline">Why you'll like this:</span> <!-- -->Its dining perks and top-tier rewards rate at both supermarkets and restaurants make it a uniquely valuable travel card for foodies.</p></div><div class="Accordion border-t-0 border-b border-gray-200" data-testid="6344-reward-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="reward-details" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Reward Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0 border-gray-200" data-testid="6344-pros-cons"><div class="Accordion-item border-gray-200 py-2"><button class="flex w-full items-center px-4 md:px-6 hover:bg-white" aria-controls="pros-cons" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">What you should know</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0" data-testid="6344-card-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="details-bullets" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Card Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div></div><div id="card5" class="rounded-lg border mb-8" data-pid="7981" data-testid="7981-category-product-box"><div class="grid gap-6 grid-cols-1 md:grid-cols-12 p-2 md:p-6 border-b"><div class="md:col-span-8"><div class="mb-1 md:hidden flex flex-row justify-end"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-mobile"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div><p data-testid="7981-superlative" class="text-blue-600 font-sans font-bold mb-3 text-sm mt-3 md:mt-0">Best for long intro APR</p><div class="grid gap-4 grid-cols-12"><div class="col-span-4 row-span-2 md:col-span-3 lg:col-span-2 flex items-center"><a data-testid="7981-card-art-link" href="" class="no-underline" target="_blank"><figure class="mb-0"><img data-testid="7981-card-art" src="https://cdn.prodstatic.com/shared/images/cards/219x139/bd73df70-996f-11ec-81f6-95945bae99c9.png?auto=webp" alt="Wells Fargo Reflect&#174; Card" loading="lazy"/></figure></a></div><div class="col-span-8 row-span-2 flex items-center md:row-span-1 md:col-span-9 lg:col-span-10 md:items-end"><a data-testid="7981-card-name-link" href="" class="no-underline" target="_blank"><h2 data-testid="7981-card-name" class="text-lg md:text-2xl leading-6 md:leading-7 text-black m-0 hover:text-blue-600 hover:underline">Wells Fargo Reflect® Card</h2></a></div><div class="col-span-12 flex items-start md:col-span-8"><div class="basis-full md:inline-flex md:items-center"><p class="font-bold text-sm mb-0 md:inline mr-2">Bankrate score</p><div class="inline-block align-middle"><div class="RatingStars mr-2 mt-1" aria-label="4.3 star rating"><div class="RatingStars-iconMask" style="width:86%"><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span data-testid="7981-bankrate-score" class="font-sans text-sm relative top-[-2px] undefined font-bold">4.3</span></div><div class="Tooltip ml-2 mr-1 align-middle top-[1px]" data-testid="7981-bankrate-score-tooltip"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-score" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorCenter Tooltip-content--belowTrigger hidden" id="tooltip-score" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm m-0" data-testid="7981-bankrate-score-tooltip-text">Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. If you'd like to learn more about how we rank our cards, explore our ranking methodology<!-- --> <a class="Link" target="_blank" href="/credit-cards/bankrate-score/">here.</a></p></div></div></div><a href="/credit-cards/reviews/wells-fargo-reflect-card/" class="text-xs Link Link--standalone inline-flex align-middle" data-testid="7981-bankrate-score-link">Bankrate review</a></div></div></div><div class="mt-4 hidden md:block"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-desktop"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div></div><div class="md:col-span-4 text-center"><div class="mb-2 w-full text-black bg-blue-600/5 border border-blue-600/50 rounded text-sm md:text-xs lg:text-sm max-w-sm mx-auto h-9 flex items-center justify-center"><span class="font-thin mr-1 ml-0.5">Recommended credit score:</span><span class="font-bold" data-testid="7981-recommended-credit">(<!-- -->670<!-- --> - <!-- -->850<!-- -->)</span><div class="Tooltip ml-1 top-[1px]" data-testid="7981-recommended-credit-tooltip"><button class="Tooltip-trigger" aria-controls="tooltip-credit" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600 top-[-3px]"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight Tooltip-content--belowTrigger hidden" id="tooltip-credit" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0" data-testid="7981-recommended-credit-tooltip-text">A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.</p></div></div></div></div><a href="" class="Button w-full no-underline block mx-auto Button--primary" target="_blank" rel="sponsored" data-testid="7981-apply-now-btn">Apply now<span class="inline-block align-middle relative -mt-1 ml-2 Icon Icon--xs"><svg class="Icon-glyph " viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><path fill-rule="evenodd" clip-rule="evenodd" d="M16.1489 7.0377V8.47406H7.8423V6.97713C7.8423 4.71879 9.70262 2.88443 11.9956 2.88443C14.2885 2.88443 16.1489 4.74475 16.1489 7.0377ZM6.45787 6.97713V8.47406H6.23319C4.57188 8.47406 3.23071 9.82387 3.23071 11.4765V19.4975C3.23071 21.1589 4.58053 22.5 6.23319 22.5H17.7672V22.4914C19.4285 22.4914 20.7697 21.1242 20.7697 19.437V11.4765C20.7697 9.81522 19.4198 8.47406 17.7672 8.47406H17.5333V7.0377C17.5333 3.98331 15.05 1.5 11.9956 1.5C8.94119 1.5 6.45787 3.95735 6.45787 6.97713ZM6.22453 9.86714C5.33331 9.86714 4.60649 10.594 4.60649 11.4852V19.5062C4.60649 20.3974 5.33331 21.1242 6.22453 21.1242H17.7585C18.6671 21.1242 19.3766 20.3888 19.3766 19.4543V11.4938C19.3766 10.6026 18.6498 9.87579 17.7585 9.87579H6.22453V9.86714ZM11.3036 16.6681C11.3036 17.0488 11.6151 17.3603 11.9958 17.3603C12.3765 17.3603 12.688 17.0488 12.688 16.6681V14.306C12.688 13.9252 12.3765 13.6137 11.9958 13.6137C11.6151 13.6137 11.3036 13.9252 11.3036 14.306V16.6681Z" class="icon-base"></path><title>Lock</title></svg></span></a><p class="text-xs mt-2 sm:mt-3 text-gray-700 mb-0" data-testid="7981-secure-site">on <!-- -->Wells Fargo<!-- -->'s secure site</p><a href="https://click.linksynergy.com/fs-bin/click?id=27pXCeFyR/A&offerid=1056968.530&type=3&subid=0&u1=[TRANS_ID]" target="_blank" class="Link text-xs" rel="sponsored noopener noreferrer" data-testid="7981-rates-and-fees">See Rates & Fees</a></div></div><div class="grid grid-cols-2 md:grid-cols-4 gap-4 p-4 md:p-6 justify-start align-items-center"><div data-offer="purchaseIntroAPR"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Purchase intro APR</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">0% intro APR for 21 months from account opening</p></div><div data-offer="regularAPR"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Regular APR</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">17.49%, 23.99%, or 29.24% Variable APR</p></div><div data-offer="introOffer"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Intro offer</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-2" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorLeft hidden" id="tooltip-2" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">Intro offer is not available for this Wells Fargo credit card.</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">N/A</p></div><div data-offer="rewardsRate"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Rewards rate</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">N/A</p></div></div><div class="px-6 pb-6 pt-2 md:py-6"><p class="bg-blue-600/5 mb-0 p-4 rounded-lg text-sm" data-testid="7981-why-like-this"><span class="font-bold block md:inline">Why you'll like this:</span> <!-- -->It offers perhaps the longest intro APR period available on both new purchases and balance transfers.</p></div><div class="Accordion border-t-0 border-gray-200" data-testid="7981-pros-cons"><div class="Accordion-item border-gray-200 py-2"><button class="flex w-full items-center px-4 md:px-6 hover:bg-white" aria-controls="pros-cons" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">What you should know</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0" data-testid="7981-card-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="details-bullets" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Card Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div></div><div id="card6" class="rounded-lg border mb-8" data-pid="7870" data-testid="7870-category-product-box"><div class="grid gap-6 grid-cols-1 md:grid-cols-12 p-2 md:p-6 border-b"><div class="md:col-span-8"><div class="mb-1 md:hidden flex flex-row justify-end"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-mobile"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div><p data-testid="7870-superlative" class="text-blue-600 font-sans font-bold mb-3 text-sm mt-3 md:mt-0">Best for simplicity</p><div class="grid gap-4 grid-cols-12"><div class="col-span-4 row-span-2 md:col-span-3 lg:col-span-2 flex items-center"><a data-testid="7870-card-art-link" href="" class="no-underline" target="_blank"><figure class="mb-0"><img data-testid="7870-card-art" src="https://cdn.prodstatic.com/shared/images/cards/219x139/99e9a180-5a55-11ef-a7c5-db9b566f392d.png?auto=webp" alt="Wells Fargo Active Cash&#174; Card" loading="lazy"/></figure></a></div><div class="col-span-8 row-span-2 flex items-center md:row-span-1 md:col-span-9 lg:col-span-10 md:items-end"><a data-testid="7870-card-name-link" href="" class="no-underline" target="_blank"><h2 data-testid="7870-card-name" class="text-lg md:text-2xl leading-6 md:leading-7 text-black m-0 hover:text-blue-600 hover:underline">Wells Fargo Active Cash® Card</h2></a></div><div class="col-span-12 flex items-start md:col-span-8"><div class="basis-full md:inline-flex md:items-center"><p class="font-bold text-sm mb-0 md:inline mr-2">Bankrate score</p><div class="inline-block align-middle"><div class="RatingStars mr-2 mt-1" aria-label="4.3 star rating"><div class="RatingStars-iconMask" style="width:86%"><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span data-testid="7870-bankrate-score" class="font-sans text-sm relative top-[-2px] undefined font-bold">4.3</span></div><div class="Tooltip ml-2 mr-1 align-middle top-[1px]" data-testid="7870-bankrate-score-tooltip"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-score" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorCenter Tooltip-content--belowTrigger hidden" id="tooltip-score" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm m-0" data-testid="7870-bankrate-score-tooltip-text">Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. If you'd like to learn more about how we rank our cards, explore our ranking methodology<!-- --> <a class="Link" target="_blank" href="/credit-cards/bankrate-score/">here.</a></p></div></div></div><a href="/credit-cards/reviews/wells-fargo-active-cash-card/" class="text-xs Link Link--standalone inline-flex align-middle" data-testid="7870-bankrate-score-link">Bankrate review</a></div></div></div><div class="mt-4 hidden md:block"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-desktop"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div></div><div class="md:col-span-4 text-center"><div class="mb-2 w-full text-black bg-blue-600/5 border border-blue-600/50 rounded text-sm md:text-xs lg:text-sm max-w-sm mx-auto h-9 flex items-center justify-center"><span class="font-thin mr-1 ml-0.5">Recommended credit score:</span><span class="font-bold" data-testid="7870-recommended-credit">(<!-- -->670<!-- --> - <!-- -->850<!-- -->)</span><div class="Tooltip ml-1 top-[1px]" data-testid="7870-recommended-credit-tooltip"><button class="Tooltip-trigger" aria-controls="tooltip-credit" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600 top-[-3px]"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight Tooltip-content--belowTrigger hidden" id="tooltip-credit" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0" data-testid="7870-recommended-credit-tooltip-text">A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.</p></div></div></div></div><a href="" class="Button w-full no-underline block mx-auto Button--primary" target="_blank" rel="sponsored" data-testid="7870-apply-now-btn">Apply now<span class="inline-block align-middle relative -mt-1 ml-2 Icon Icon--xs"><svg class="Icon-glyph " viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><path fill-rule="evenodd" clip-rule="evenodd" d="M16.1489 7.0377V8.47406H7.8423V6.97713C7.8423 4.71879 9.70262 2.88443 11.9956 2.88443C14.2885 2.88443 16.1489 4.74475 16.1489 7.0377ZM6.45787 6.97713V8.47406H6.23319C4.57188 8.47406 3.23071 9.82387 3.23071 11.4765V19.4975C3.23071 21.1589 4.58053 22.5 6.23319 22.5H17.7672V22.4914C19.4285 22.4914 20.7697 21.1242 20.7697 19.437V11.4765C20.7697 9.81522 19.4198 8.47406 17.7672 8.47406H17.5333V7.0377C17.5333 3.98331 15.05 1.5 11.9956 1.5C8.94119 1.5 6.45787 3.95735 6.45787 6.97713ZM6.22453 9.86714C5.33331 9.86714 4.60649 10.594 4.60649 11.4852V19.5062C4.60649 20.3974 5.33331 21.1242 6.22453 21.1242H17.7585C18.6671 21.1242 19.3766 20.3888 19.3766 19.4543V11.4938C19.3766 10.6026 18.6498 9.87579 17.7585 9.87579H6.22453V9.86714ZM11.3036 16.6681C11.3036 17.0488 11.6151 17.3603 11.9958 17.3603C12.3765 17.3603 12.688 17.0488 12.688 16.6681V14.306C12.688 13.9252 12.3765 13.6137 11.9958 13.6137C11.6151 13.6137 11.3036 13.9252 11.3036 14.306V16.6681Z" class="icon-base"></path><title>Lock</title></svg></span></a><p class="text-xs mt-2 sm:mt-3 text-gray-700 mb-0" data-testid="7870-secure-site">on <!-- -->Wells Fargo<!-- -->'s secure site</p><a href="https://click.linksynergy.com/fs-bin/click?id=27pXCeFyR/A&offerid=1618308.918&type=3&subid=0&u1=[TRANS_ID]" target="_blank" class="Link text-xs" rel="sponsored noopener noreferrer" data-testid="7870-rates-and-fees">See Rates & Fees</a></div></div><div class="grid grid-cols-2 md:grid-cols-4 gap-4 p-4 md:p-6 justify-start align-items-center"><div data-offer="introOffer"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Intro offer</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-0" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorLeft hidden" id="tooltip-0" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">$200 cash rewards</p></div><div data-offer="rewardsRate"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Rewards rate</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-1" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight hidden" id="tooltip-1" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">Earn unlimited 2% cash rewards on purchases</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">2%</p></div><div data-offer="annualFee"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Annual fee</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">$0</p></div><div data-offer="regularAPR"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Regular APR</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">19.49%, 24.49%, or 29.49% Variable APR</p></div></div><div class="px-6 pb-6 pt-2 md:py-6"><p class="bg-blue-600/5 mb-0 p-4 rounded-lg text-sm" data-testid="7870-why-like-this"><span class="font-bold block md:inline">Why you'll like this:</span> <!-- -->It’s one of the easiest flat-rate rewards cards to use thanks to its well-rounded features and unlimited 2 percent cash rewards with no strings attached.</p></div><div class="Accordion border-t-0 border-b border-gray-200" data-testid="7870-reward-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="reward-details" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Reward Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0 border-gray-200" data-testid="7870-pros-cons"><div class="Accordion-item border-gray-200 py-2"><button class="flex w-full items-center px-4 md:px-6 hover:bg-white" aria-controls="pros-cons" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">What you should know</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0" data-testid="7870-card-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="details-bullets" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Card Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div></div><div id="card7" class="rounded-lg border mb-8" data-pid="22105772" data-testid="22105772-category-product-box"><div class="grid gap-6 grid-cols-1 md:grid-cols-12 p-2 md:p-6 border-b"><div class="md:col-span-8"><div class="mb-1 md:hidden flex flex-row justify-end"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-mobile"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div><p data-testid="22105772-superlative" class="text-blue-600 font-sans font-bold mb-3 text-sm mt-3 md:mt-0">Best for bonus offer</p><div class="grid gap-4 grid-cols-12"><div class="col-span-4 row-span-2 md:col-span-3 lg:col-span-2 flex items-center"><a data-testid="22105772-card-art-link" href="" class="no-underline" target="_blank"><figure class="mb-0"><img data-testid="22105772-card-art" src="https://cdn.prodstatic.com/shared/images/cards/219x139/03141a30-6f84-11ef-88db-67757e6c8737.png?auto=webp" alt="Capital One Venture Rewards Credit Card" loading="lazy"/></figure></a></div><div class="col-span-8 row-span-2 flex items-center md:row-span-1 md:col-span-9 lg:col-span-10 md:items-end"><a data-testid="22105772-card-name-link" href="" class="no-underline" target="_blank"><h2 data-testid="22105772-card-name" class="text-lg md:text-2xl leading-6 md:leading-7 text-black m-0 hover:text-blue-600 hover:underline">Capital One Venture Rewards Credit Card</h2></a></div><div class="col-span-12 flex items-start md:col-span-8"><div class="basis-full md:inline-flex md:items-center"><p class="font-bold text-sm mb-0 md:inline mr-2">Bankrate score</p><div class="inline-block align-middle"><div class="RatingStars mr-2 mt-1" aria-label="4.9 star rating"><div class="RatingStars-iconMask" style="width:98.00000000000001%"><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 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class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span data-testid="22105772-bankrate-score" class="font-sans text-sm relative top-[-2px] undefined font-bold">4.9</span></div><div class="Tooltip ml-2 mr-1 align-middle top-[1px]" data-testid="22105772-bankrate-score-tooltip"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-score" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorCenter Tooltip-content--belowTrigger hidden" id="tooltip-score" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm m-0" data-testid="22105772-bankrate-score-tooltip-text">Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. If you'd like to learn more about how we rank our cards, explore our ranking methodology<!-- --> <a class="Link" target="_blank" href="/credit-cards/bankrate-score/">here.</a></p></div></div></div><a href="/credit-cards/reviews/capital-one-venture-rewards-credit-card/" class="text-xs Link Link--standalone inline-flex align-middle" data-testid="22105772-bankrate-score-link">Bankrate review</a></div></div></div><div class="mt-4 hidden md:block"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-desktop"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div></div><div class="md:col-span-4 text-center"><div class="mb-2 w-full text-black bg-blue-600/5 border border-blue-600/50 rounded text-sm md:text-xs lg:text-sm max-w-sm mx-auto h-9 flex items-center justify-center"><span class="font-thin mr-1 ml-0.5">Recommended credit score:</span><span class="font-bold" data-testid="22105772-recommended-credit">(<!-- -->670<!-- --> - <!-- -->850<!-- -->)</span><div class="Tooltip ml-1 top-[1px]" data-testid="22105772-recommended-credit-tooltip"><button class="Tooltip-trigger" aria-controls="tooltip-credit" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600 top-[-3px]"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight Tooltip-content--belowTrigger hidden" id="tooltip-credit" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0" data-testid="22105772-recommended-credit-tooltip-text">A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.</p></div></div></div></div><a href="" class="Button w-full no-underline block mx-auto Button--primary" target="_blank" rel="sponsored" data-testid="22105772-apply-now-btn">Apply now<span class="inline-block align-middle relative -mt-1 ml-2 Icon Icon--xs"><svg class="Icon-glyph " viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><path fill-rule="evenodd" clip-rule="evenodd" d="M16.1489 7.0377V8.47406H7.8423V6.97713C7.8423 4.71879 9.70262 2.88443 11.9956 2.88443C14.2885 2.88443 16.1489 4.74475 16.1489 7.0377ZM6.45787 6.97713V8.47406H6.23319C4.57188 8.47406 3.23071 9.82387 3.23071 11.4765V19.4975C3.23071 21.1589 4.58053 22.5 6.23319 22.5H17.7672V22.4914C19.4285 22.4914 20.7697 21.1242 20.7697 19.437V11.4765C20.7697 9.81522 19.4198 8.47406 17.7672 8.47406H17.5333V7.0377C17.5333 3.98331 15.05 1.5 11.9956 1.5C8.94119 1.5 6.45787 3.95735 6.45787 6.97713ZM6.22453 9.86714C5.33331 9.86714 4.60649 10.594 4.60649 11.4852V19.5062C4.60649 20.3974 5.33331 21.1242 6.22453 21.1242H17.7585C18.6671 21.1242 19.3766 20.3888 19.3766 19.4543V11.4938C19.3766 10.6026 18.6498 9.87579 17.7585 9.87579H6.22453V9.86714ZM11.3036 16.6681C11.3036 17.0488 11.6151 17.3603 11.9958 17.3603C12.3765 17.3603 12.688 17.0488 12.688 16.6681V14.306C12.688 13.9252 12.3765 13.6137 11.9958 13.6137C11.6151 13.6137 11.3036 13.9252 11.3036 14.306V16.6681Z" class="icon-base"></path><title>Lock</title></svg></span></a><p class="text-xs mt-2 sm:mt-3 text-gray-700 mb-0" data-testid="22105772-secure-site">on <!-- -->Capital One<!-- -->'s secure site</p><a href="https://d25970n8puso9u.cloudfront.net/disclosure.30761.en-US.pdf" target="_blank" class="Link text-xs" rel="sponsored noopener noreferrer" data-testid="22105772-rates-and-fees">See Rates & Fees</a></div></div><div class="grid grid-cols-2 md:grid-cols-4 gap-4 p-4 md:p-6 justify-start align-items-center"><div data-offer="introOffer"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Intro offer</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-0" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorLeft hidden" id="tooltip-0" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">75,000 miles once you spend $4,000 on purchases within 3 months from account opening</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">75,000 miles</p></div><div data-offer="rewardsRate"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Rewards rate</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-1" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight hidden" id="tooltip-1" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">5 Miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel, 2 Miles per dollar on every purchase, every day</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">2 Miles - 5 Miles</p></div><div data-offer="annualFee"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Annual fee</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">$95</p></div><div data-offer="regularAPR"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Regular APR</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">19.99% - 29.74% (Variable)</p></div></div><div class="px-6 pb-6 pt-2 md:py-6"><p class="bg-blue-600/5 mb-0 p-4 rounded-lg text-sm" data-testid="22105772-why-like-this"><span class="font-bold block md:inline">Why you'll like this:</span> <!-- -->It’s currently offering a competitive sign-up bonus, which adds terrific short-term value to an already lucrative, flexible travel card.</p></div><div class="Accordion border-t-0 border-b border-gray-200" data-testid="22105772-reward-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="reward-details" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Reward Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0 border-gray-200" data-testid="22105772-pros-cons"><div class="Accordion-item border-gray-200 py-2"><button class="flex w-full items-center px-4 md:px-6 hover:bg-white" aria-controls="pros-cons" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">What you should know</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0" data-testid="22105772-card-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="details-bullets" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Card Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div></div><div id="card8" class="rounded-lg border mb-8" data-pid="22105773" data-testid="22105773-category-product-box"><div class="grid gap-6 grid-cols-1 md:grid-cols-12 p-2 md:p-6 border-b"><div class="md:col-span-8"><div class="mb-1 md:hidden flex flex-row justify-end"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-mobile"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div><p data-testid="22105773-superlative" class="text-blue-600 font-sans font-bold mb-3 text-sm mt-3 md:mt-0">Best for travel card beginners</p><div class="grid gap-4 grid-cols-12"><div class="col-span-4 row-span-2 md:col-span-3 lg:col-span-2 flex items-center"><a data-testid="22105773-card-art-link" href="" class="no-underline" target="_blank"><figure class="mb-0"><img data-testid="22105773-card-art" src="https://cdn.prodstatic.com/shared/images/cards/219x139/596ce980-6f88-11ef-88db-67757e6c8737.png?auto=webp" alt="Capital One VentureOne Rewards Credit Card" loading="lazy"/></figure></a></div><div class="col-span-8 row-span-2 flex items-center md:row-span-1 md:col-span-9 lg:col-span-10 md:items-end"><a data-testid="22105773-card-name-link" href="" class="no-underline" target="_blank"><h2 data-testid="22105773-card-name" class="text-lg md:text-2xl leading-6 md:leading-7 text-black m-0 hover:text-blue-600 hover:underline">Capital One VentureOne Rewards Credit Card</h2></a></div><div class="col-span-12 flex items-start md:col-span-8"><div class="basis-full md:inline-flex md:items-center"><p class="font-bold text-sm mb-0 md:inline mr-2">Bankrate score</p><div class="inline-block align-middle"><div class="RatingStars mr-2 mt-1" aria-label="4.1 star rating"><div class="RatingStars-iconMask" style="width:82%"><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span data-testid="22105773-bankrate-score" class="font-sans text-sm relative top-[-2px] undefined font-bold">4.1</span></div><div class="Tooltip ml-2 mr-1 align-middle top-[1px]" data-testid="22105773-bankrate-score-tooltip"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-score" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorCenter Tooltip-content--belowTrigger hidden" id="tooltip-score" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm m-0" data-testid="22105773-bankrate-score-tooltip-text">Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. If you'd like to learn more about how we rank our cards, explore our ranking methodology<!-- --> <a class="Link" target="_blank" href="/credit-cards/bankrate-score/">here.</a></p></div></div></div><a href="/credit-cards/reviews/capital-one-ventureone-rewards-credit-card/" class="text-xs Link Link--standalone inline-flex align-middle" data-testid="22105773-bankrate-score-link">Bankrate review</a></div></div></div><div class="mt-4 hidden md:block"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-desktop"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div></div><div class="md:col-span-4 text-center"><div class="mb-2 w-full text-black bg-blue-600/5 border border-blue-600/50 rounded text-sm md:text-xs lg:text-sm max-w-sm mx-auto h-9 flex items-center justify-center"><span class="font-thin mr-1 ml-0.5">Recommended credit score:</span><span class="font-bold" data-testid="22105773-recommended-credit">(<!-- -->670<!-- --> - <!-- -->850<!-- -->)</span><div class="Tooltip ml-1 top-[1px]" data-testid="22105773-recommended-credit-tooltip"><button class="Tooltip-trigger" aria-controls="tooltip-credit" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600 top-[-3px]"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight Tooltip-content--belowTrigger hidden" id="tooltip-credit" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0" data-testid="22105773-recommended-credit-tooltip-text">A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.</p></div></div></div></div><a href="" class="Button w-full no-underline block mx-auto Button--primary" target="_blank" rel="sponsored" data-testid="22105773-apply-now-btn">Apply now<span class="inline-block align-middle relative -mt-1 ml-2 Icon Icon--xs"><svg class="Icon-glyph " viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><path fill-rule="evenodd" clip-rule="evenodd" d="M16.1489 7.0377V8.47406H7.8423V6.97713C7.8423 4.71879 9.70262 2.88443 11.9956 2.88443C14.2885 2.88443 16.1489 4.74475 16.1489 7.0377ZM6.45787 6.97713V8.47406H6.23319C4.57188 8.47406 3.23071 9.82387 3.23071 11.4765V19.4975C3.23071 21.1589 4.58053 22.5 6.23319 22.5H17.7672V22.4914C19.4285 22.4914 20.7697 21.1242 20.7697 19.437V11.4765C20.7697 9.81522 19.4198 8.47406 17.7672 8.47406H17.5333V7.0377C17.5333 3.98331 15.05 1.5 11.9956 1.5C8.94119 1.5 6.45787 3.95735 6.45787 6.97713ZM6.22453 9.86714C5.33331 9.86714 4.60649 10.594 4.60649 11.4852V19.5062C4.60649 20.3974 5.33331 21.1242 6.22453 21.1242H17.7585C18.6671 21.1242 19.3766 20.3888 19.3766 19.4543V11.4938C19.3766 10.6026 18.6498 9.87579 17.7585 9.87579H6.22453V9.86714ZM11.3036 16.6681C11.3036 17.0488 11.6151 17.3603 11.9958 17.3603C12.3765 17.3603 12.688 17.0488 12.688 16.6681V14.306C12.688 13.9252 12.3765 13.6137 11.9958 13.6137C11.6151 13.6137 11.3036 13.9252 11.3036 14.306V16.6681Z" class="icon-base"></path><title>Lock</title></svg></span></a><p class="text-xs mt-2 sm:mt-3 text-gray-700 mb-0" data-testid="22105773-secure-site">on <!-- -->Capital One<!-- -->'s secure site</p><a href="https://d25970n8puso9u.cloudfront.net/disclosure.30769.en-US.pdf" target="_blank" class="Link text-xs" rel="sponsored noopener noreferrer" data-testid="22105773-rates-and-fees">See Rates & Fees</a></div></div><div class="grid grid-cols-2 md:grid-cols-4 gap-4 p-4 md:p-6 justify-start align-items-center"><div data-offer="purchaseIntroAPR"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Purchase intro APR</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">0% intro on purchases for 15 months</p></div><div data-offer="regularAPR"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Regular APR</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">19.74% - 29.74% (Variable)</p></div><div data-offer="introOffer"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Intro offer</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-2" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorLeft hidden" id="tooltip-2" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">20,000 miles</p></div><div data-offer="rewardsRate"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Rewards rate</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-3" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight hidden" id="tooltip-3" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">5 Miles per dollar on hotels and rental cars booked through Capital One Travel, 1.25 Miles per dollar on every purchase, every day</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">1.25 Miles - 5 Miles</p></div></div><div class="px-6 pb-6 pt-2 md:py-6"><p class="bg-blue-600/5 mb-0 p-4 rounded-lg text-sm" data-testid="22105773-why-like-this"><span class="font-bold block md:inline">Why you'll like this:</span> <!-- -->It’ll rack up miles even if you don’t spend much on travel, and you can transfer miles to partner airlines for a chance at a higher redemption value.</p></div><div class="Accordion border-t-0 border-b border-gray-200" data-testid="22105773-reward-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="reward-details" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Reward Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0 border-gray-200" data-testid="22105773-pros-cons"><div class="Accordion-item border-gray-200 py-2"><button class="flex w-full items-center px-4 md:px-6 hover:bg-white" aria-controls="pros-cons" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">What you should know</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0" data-testid="22105773-card-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="details-bullets" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Card Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div></div><div id="card9" class="rounded-lg border mb-8" data-pid="6746" data-testid="6746-category-product-box"><div class="grid gap-6 grid-cols-1 md:grid-cols-12 p-2 md:p-6 border-b"><div class="md:col-span-8"><div class="mb-1 md:hidden flex flex-row justify-end"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-mobile"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div><p data-testid="6746-superlative" class="text-blue-600 font-sans font-bold mb-3 text-sm mt-3 md:mt-0">Best for category variety</p><div class="grid gap-4 grid-cols-12"><div class="col-span-4 row-span-2 md:col-span-3 lg:col-span-2 flex items-center"><a data-testid="6746-card-art-link" href="" class="no-underline" target="_blank"><figure class="mb-0"><img data-testid="6746-card-art" src="https://cdn.prodstatic.com/shared/images/cards/219x139/discover-it-cashback-match-012518.png?auto=webp" alt="Discover it&#174; Cash Back" loading="lazy"/></figure></a></div><div class="col-span-8 row-span-2 flex items-center md:row-span-1 md:col-span-9 lg:col-span-10 md:items-end"><a data-testid="6746-card-name-link" href="" class="no-underline" target="_blank"><h2 data-testid="6746-card-name" class="text-lg md:text-2xl leading-6 md:leading-7 text-black m-0 hover:text-blue-600 hover:underline">Discover it® Cash Back</h2></a></div><div class="col-span-12 flex items-start md:col-span-8"><div class="basis-full md:inline-flex md:items-center"><p class="font-bold text-sm mb-0 md:inline mr-2">Bankrate score</p><div class="inline-block align-middle"><div class="RatingStars mr-2 mt-1" aria-label="4.4 star rating"><div class="RatingStars-iconMask" style="width:88.00000000000001%"><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span data-testid="6746-bankrate-score" class="font-sans text-sm relative top-[-2px] undefined font-bold">4.4</span></div><div class="Tooltip ml-2 mr-1 align-middle top-[1px]" data-testid="6746-bankrate-score-tooltip"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-score" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorCenter Tooltip-content--belowTrigger hidden" id="tooltip-score" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm m-0" data-testid="6746-bankrate-score-tooltip-text">Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. If you'd like to learn more about how we rank our cards, explore our ranking methodology<!-- --> <a class="Link" target="_blank" href="/credit-cards/bankrate-score/">here.</a></p></div></div></div><a href="/credit-cards/reviews/discover-it/" class="text-xs Link Link--standalone inline-flex align-middle" data-testid="6746-bankrate-score-link">Bankrate review</a></div></div></div><div class="mt-4 hidden md:block"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-desktop"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div></div><div class="md:col-span-4 text-center"><div class="mb-2 w-full text-black bg-blue-600/5 border border-blue-600/50 rounded text-sm md:text-xs lg:text-sm max-w-sm mx-auto h-9 flex items-center justify-center"><span class="font-thin mr-1 ml-0.5">Recommended credit score:</span><span class="font-bold" data-testid="6746-recommended-credit">(<!-- -->670<!-- --> - <!-- -->850<!-- -->)</span><div class="Tooltip ml-1 top-[1px]" data-testid="6746-recommended-credit-tooltip"><button class="Tooltip-trigger" aria-controls="tooltip-credit" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600 top-[-3px]"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight Tooltip-content--belowTrigger hidden" id="tooltip-credit" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0" data-testid="6746-recommended-credit-tooltip-text">A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.</p></div></div></div></div><a href="" class="Button w-full no-underline block mx-auto Button--primary" target="_blank" rel="sponsored" data-testid="6746-apply-now-btn">Apply now<span class="inline-block align-middle relative -mt-1 ml-2 Icon Icon--xs"><svg class="Icon-glyph " viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><path fill-rule="evenodd" clip-rule="evenodd" d="M16.1489 7.0377V8.47406H7.8423V6.97713C7.8423 4.71879 9.70262 2.88443 11.9956 2.88443C14.2885 2.88443 16.1489 4.74475 16.1489 7.0377ZM6.45787 6.97713V8.47406H6.23319C4.57188 8.47406 3.23071 9.82387 3.23071 11.4765V19.4975C3.23071 21.1589 4.58053 22.5 6.23319 22.5H17.7672V22.4914C19.4285 22.4914 20.7697 21.1242 20.7697 19.437V11.4765C20.7697 9.81522 19.4198 8.47406 17.7672 8.47406H17.5333V7.0377C17.5333 3.98331 15.05 1.5 11.9956 1.5C8.94119 1.5 6.45787 3.95735 6.45787 6.97713ZM6.22453 9.86714C5.33331 9.86714 4.60649 10.594 4.60649 11.4852V19.5062C4.60649 20.3974 5.33331 21.1242 6.22453 21.1242H17.7585C18.6671 21.1242 19.3766 20.3888 19.3766 19.4543V11.4938C19.3766 10.6026 18.6498 9.87579 17.7585 9.87579H6.22453V9.86714ZM11.3036 16.6681C11.3036 17.0488 11.6151 17.3603 11.9958 17.3603C12.3765 17.3603 12.688 17.0488 12.688 16.6681V14.306C12.688 13.9252 12.3765 13.6137 11.9958 13.6137C11.6151 13.6137 11.3036 13.9252 11.3036 14.306V16.6681Z" class="icon-base"></path><title>Lock</title></svg></span></a><p class="text-xs mt-2 sm:mt-3 text-gray-700 mb-0" data-testid="6746-secure-site">on <!-- -->Discover<!-- -->'s secure site</p><a href="https://goto.discover.com/c/1243448/568217/9099?subId1=[TRANS_ID]&sharedid=4117253&prodsku=100&u=https%3A%2F%2Fwww.discovercard.com%2Fapplication%2Fwebsite%2Fratesrewards%3FsrcCde%3DGJVM%261&intsrc=CATF_4272" target="_blank" class="Link text-xs" rel="sponsored noopener noreferrer" data-testid="6746-rates-and-fees">See Rates & Fees</a></div></div><div class="grid grid-cols-2 md:grid-cols-4 gap-4 p-4 md:p-6 justify-start align-items-center"><div data-offer="introOffer"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Intro offer</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-0" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorLeft hidden" id="tooltip-0" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">Intro Offer: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">Cashback Match</p></div><div data-offer="rewardsRate"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Rewards rate</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-1" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight hidden" id="tooltip-1" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">1% - 5%</p></div><div data-offer="annualFee"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Annual fee</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">$0</p></div><div data-offer="regularAPR"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Regular APR</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">18.74% - 27.74% Variable APR</p></div></div><div class="px-6 pb-6 pt-2 md:py-6"><p class="bg-blue-600/5 mb-0 p-4 rounded-lg text-sm" data-testid="6746-why-like-this"><span class="font-bold block md:inline">Why you'll like this:</span> <!-- -->You can earn a massive sum of cash back on various purchases with Discover’s rotating categories and Cashback Match.</p></div><div class="Accordion border-t-0 border-b border-gray-200" data-testid="6746-reward-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="reward-details" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Reward Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0 border-gray-200" data-testid="6746-pros-cons"><div class="Accordion-item border-gray-200 py-2"><button class="flex w-full items-center px-4 md:px-6 hover:bg-white" aria-controls="pros-cons" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">What you should know</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0" data-testid="6746-card-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="details-bullets" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Card Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div></div><div id="card10" class="rounded-lg border mb-8" data-pid="8046" data-testid="8046-category-product-box"><div class="grid gap-6 grid-cols-1 md:grid-cols-12 p-2 md:p-6 border-b"><div class="md:col-span-8"><div class="mb-1 md:hidden flex flex-row justify-end"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-mobile"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div><p data-testid="8046-superlative" class="text-blue-600 font-sans font-bold mb-3 text-sm mt-3 md:mt-0">Best for no-frills benefits</p><div class="grid gap-4 grid-cols-12"><div class="col-span-4 row-span-2 md:col-span-3 lg:col-span-2 flex items-center"><a data-testid="8046-card-art-link" href="" class="no-underline" target="_blank"><figure class="mb-0"><img data-testid="8046-card-art" src="https://cdn.prodstatic.com/shared/images/cards/219x139/401d0150-336c-11ec-b6bf-8d6df3a2e669.png?auto=webp" alt="Capital One Venture X Rewards Credit Card" loading="lazy"/></figure></a></div><div class="col-span-8 row-span-2 flex items-center md:row-span-1 md:col-span-9 lg:col-span-10 md:items-end"><a data-testid="8046-card-name-link" href="" class="no-underline" target="_blank"><h2 data-testid="8046-card-name" class="text-lg md:text-2xl leading-6 md:leading-7 text-black m-0 hover:text-blue-600 hover:underline">Capital One Venture X Rewards Credit Card</h2></a></div><div class="col-span-12 flex items-start md:col-span-8"><div class="basis-full md:inline-flex md:items-center"><p class="font-bold text-sm mb-0 md:inline mr-2">Bankrate score</p><div class="inline-block align-middle"><div class="RatingStars mr-2 mt-1" aria-label="5.0 star rating"><div class="RatingStars-iconMask" style="width:100%"><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span data-testid="8046-bankrate-score" class="font-sans text-sm relative top-[-2px] undefined font-bold">5.0</span></div><div class="Tooltip ml-2 mr-1 align-middle top-[1px]" data-testid="8046-bankrate-score-tooltip"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-score" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorCenter Tooltip-content--belowTrigger hidden" id="tooltip-score" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm m-0" data-testid="8046-bankrate-score-tooltip-text">Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. If you'd like to learn more about how we rank our cards, explore our ranking methodology<!-- --> <a class="Link" target="_blank" href="/credit-cards/bankrate-score/">here.</a></p></div></div></div><a href="/credit-cards/reviews/capital-one-venture-x/" class="text-xs Link Link--standalone inline-flex align-middle" data-testid="8046-bankrate-score-link">Bankrate review</a></div></div></div><div class="mt-4 hidden md:block"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-desktop"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div></div><div class="md:col-span-4 text-center"><div class="mb-2 w-full text-black bg-blue-600/5 border border-blue-600/50 rounded text-sm md:text-xs lg:text-sm max-w-sm mx-auto h-9 flex items-center justify-center"><span class="font-thin mr-1 ml-0.5">Recommended credit score:</span><span class="font-bold" data-testid="8046-recommended-credit">(<!-- -->740<!-- --> - <!-- -->850<!-- -->)</span><div class="Tooltip ml-1 top-[1px]" data-testid="8046-recommended-credit-tooltip"><button class="Tooltip-trigger" aria-controls="tooltip-credit" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600 top-[-3px]"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight Tooltip-content--belowTrigger hidden" id="tooltip-credit" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0" data-testid="8046-recommended-credit-tooltip-text">A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.</p></div></div></div></div><a href="" class="Button w-full no-underline block mx-auto Button--primary" target="_blank" rel="sponsored" data-testid="8046-apply-now-btn">Apply now<span class="inline-block align-middle relative -mt-1 ml-2 Icon Icon--xs"><svg class="Icon-glyph " viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><path fill-rule="evenodd" clip-rule="evenodd" d="M16.1489 7.0377V8.47406H7.8423V6.97713C7.8423 4.71879 9.70262 2.88443 11.9956 2.88443C14.2885 2.88443 16.1489 4.74475 16.1489 7.0377ZM6.45787 6.97713V8.47406H6.23319C4.57188 8.47406 3.23071 9.82387 3.23071 11.4765V19.4975C3.23071 21.1589 4.58053 22.5 6.23319 22.5H17.7672V22.4914C19.4285 22.4914 20.7697 21.1242 20.7697 19.437V11.4765C20.7697 9.81522 19.4198 8.47406 17.7672 8.47406H17.5333V7.0377C17.5333 3.98331 15.05 1.5 11.9956 1.5C8.94119 1.5 6.45787 3.95735 6.45787 6.97713ZM6.22453 9.86714C5.33331 9.86714 4.60649 10.594 4.60649 11.4852V19.5062C4.60649 20.3974 5.33331 21.1242 6.22453 21.1242H17.7585C18.6671 21.1242 19.3766 20.3888 19.3766 19.4543V11.4938C19.3766 10.6026 18.6498 9.87579 17.7585 9.87579H6.22453V9.86714ZM11.3036 16.6681C11.3036 17.0488 11.6151 17.3603 11.9958 17.3603C12.3765 17.3603 12.688 17.0488 12.688 16.6681V14.306C12.688 13.9252 12.3765 13.6137 11.9958 13.6137C11.6151 13.6137 11.3036 13.9252 11.3036 14.306V16.6681Z" class="icon-base"></path><title>Lock</title></svg></span></a><p class="text-xs mt-2 sm:mt-3 text-gray-700 mb-0" data-testid="8046-secure-site">on <!-- -->Capital One<!-- -->'s secure site</p><a href="https://d25970n8puso9u.cloudfront.net/disclosure.30733.en-US.pdf" target="_blank" class="Link text-xs" rel="sponsored noopener noreferrer" data-testid="8046-rates-and-fees">See Rates & Fees</a></div></div><div class="grid grid-cols-2 md:grid-cols-4 gap-4 p-4 md:p-6 justify-start align-items-center"><div data-offer="introOffer"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Intro offer</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-0" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorLeft hidden" id="tooltip-0" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">75,000 miles</p></div><div data-offer="rewardsRate"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Rewards rate</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-1" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight hidden" id="tooltip-1" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">10 Miles per dollar on hotels and rental cars booked through Capital One Travel, 5 Miles per dollar on flights and vacation rentals booked through Capital One Travel, 2 Miles per dollar on every purchase, every day</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">2 Miles - 10 Miles</p></div><div data-offer="annualFee"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Annual fee</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">$395</p></div><div data-offer="regularAPR"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Regular APR</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">19.99% - 29.74% (Variable)</p></div></div><div class="px-6 pb-6 pt-2 md:py-6"><p class="bg-blue-600/5 mb-0 p-4 rounded-lg text-sm" data-testid="8046-why-like-this"><span class="font-bold block md:inline">Why you'll like this:</span> <!-- -->It offers valuable perks at a much lower cost than other premium cards, including annual travel credits, airport lounge access and more.</p></div><div class="Accordion border-t-0 border-b border-gray-200" data-testid="8046-reward-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="reward-details" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Reward Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0 border-gray-200" data-testid="8046-pros-cons"><div class="Accordion-item border-gray-200 py-2"><button class="flex w-full items-center px-4 md:px-6 hover:bg-white" aria-controls="pros-cons" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">What you should know</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0" data-testid="8046-card-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="details-bullets" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Card Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div></div><div id="card11" class="rounded-lg border mb-8" data-pid="22146013" data-testid="22146013-category-product-box"><div class="grid gap-6 grid-cols-1 md:grid-cols-12 p-2 md:p-6 border-b"><div class="md:col-span-8"><div class="mb-1 md:hidden flex flex-row justify-end"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-mobile"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div><p data-testid="22146013-superlative" class="text-blue-600 font-sans font-bold mb-3 text-sm mt-3 md:mt-0">Best for luxury perks</p><div class="grid gap-4 grid-cols-12"><div class="col-span-4 row-span-2 md:col-span-3 lg:col-span-2 flex items-center"><a data-testid="22146013-card-art-link" href="" class="no-underline" target="_blank"><figure class="mb-0"><img data-testid="22146013-card-art" src="https://cdn.prodstatic.com/shared/images/cards/219x139/b00a5840-5b1a-11ef-a7c5-db9b566f392d.png?auto=webp" alt="The Platinum Card&#174; from American Express" loading="lazy"/></figure></a></div><div class="col-span-8 row-span-2 flex items-center md:row-span-1 md:col-span-9 lg:col-span-10 md:items-end"><a data-testid="22146013-card-name-link" href="" class="no-underline" target="_blank"><h2 data-testid="22146013-card-name" class="text-lg md:text-2xl leading-6 md:leading-7 text-black m-0 hover:text-blue-600 hover:underline">The Platinum Card® from American Express</h2></a></div><div class="col-span-12 flex items-start md:col-span-8"><div class="basis-full md:inline-flex md:items-center"><p class="font-bold text-sm mb-0 md:inline mr-2">Bankrate score</p><div class="inline-block align-middle"><div class="RatingStars mr-2 mt-1" aria-label="4.8 star rating"><div class="RatingStars-iconMask" style="width:96%"><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 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3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" 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xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span data-testid="22146013-bankrate-score" class="font-sans text-sm relative top-[-2px] undefined font-bold">4.8</span></div><div class="Tooltip ml-2 mr-1 align-middle top-[1px]" data-testid="22146013-bankrate-score-tooltip"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-score" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorCenter Tooltip-content--belowTrigger hidden" id="tooltip-score" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm m-0" data-testid="22146013-bankrate-score-tooltip-text">Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. If you'd like to learn more about how we rank our cards, explore our ranking methodology<!-- --> <a class="Link" target="_blank" href="/credit-cards/bankrate-score/">here.</a></p></div></div></div><a href="/credit-cards/reviews/the-platinum-card-from-american-express/" class="text-xs Link Link--standalone inline-flex align-middle" data-testid="22146013-bankrate-score-link">Bankrate review</a></div></div></div><div class="mt-4 hidden md:block"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-desktop"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div></div><div class="md:col-span-4 text-center"><div class="mb-2 w-full text-black bg-blue-600/5 border border-blue-600/50 rounded text-sm md:text-xs lg:text-sm max-w-sm mx-auto h-9 flex items-center justify-center"><span class="font-thin mr-1 ml-0.5">Recommended credit score:</span><span class="font-bold" data-testid="22146013-recommended-credit">(<!-- -->670<!-- --> - <!-- -->850<!-- -->)</span><div class="Tooltip ml-1 top-[1px]" data-testid="22146013-recommended-credit-tooltip"><button class="Tooltip-trigger" aria-controls="tooltip-credit" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600 top-[-3px]"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight Tooltip-content--belowTrigger hidden" id="tooltip-credit" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0" data-testid="22146013-recommended-credit-tooltip-text">A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.</p></div></div></div></div><a href="" class="Button w-full no-underline block mx-auto Button--primary" target="_blank" rel="sponsored" data-testid="22146013-apply-now-btn">Apply now<span class="inline-block align-middle relative -mt-1 ml-2 Icon Icon--xs"><svg class="Icon-glyph " viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><path fill-rule="evenodd" clip-rule="evenodd" d="M16.1489 7.0377V8.47406H7.8423V6.97713C7.8423 4.71879 9.70262 2.88443 11.9956 2.88443C14.2885 2.88443 16.1489 4.74475 16.1489 7.0377ZM6.45787 6.97713V8.47406H6.23319C4.57188 8.47406 3.23071 9.82387 3.23071 11.4765V19.4975C3.23071 21.1589 4.58053 22.5 6.23319 22.5H17.7672V22.4914C19.4285 22.4914 20.7697 21.1242 20.7697 19.437V11.4765C20.7697 9.81522 19.4198 8.47406 17.7672 8.47406H17.5333V7.0377C17.5333 3.98331 15.05 1.5 11.9956 1.5C8.94119 1.5 6.45787 3.95735 6.45787 6.97713ZM6.22453 9.86714C5.33331 9.86714 4.60649 10.594 4.60649 11.4852V19.5062C4.60649 20.3974 5.33331 21.1242 6.22453 21.1242H17.7585C18.6671 21.1242 19.3766 20.3888 19.3766 19.4543V11.4938C19.3766 10.6026 18.6498 9.87579 17.7585 9.87579H6.22453V9.86714ZM11.3036 16.6681C11.3036 17.0488 11.6151 17.3603 11.9958 17.3603C12.3765 17.3603 12.688 17.0488 12.688 16.6681V14.306C12.688 13.9252 12.3765 13.6137 11.9958 13.6137C11.6151 13.6137 11.3036 13.9252 11.3036 14.306V16.6681Z" class="icon-base"></path><title>Lock</title></svg></span></a><p class="text-xs mt-2 sm:mt-3 text-gray-700 mb-0" data-testid="22146013-secure-site">on <!-- -->American Express<!-- -->'s secure site</p><a href="https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/platinum-card/26129-10-0#offer-terms" target="_blank" class="Link text-xs" rel="sponsored noopener noreferrer" data-testid="22146013-rates-and-fees">See Rates & Fees</a><span class="text-gray-700 text-xs mr-5" data-testid="22146013-terms-apply">, Terms Apply</span></div></div><div class="grid grid-cols-2 md:grid-cols-4 gap-4 p-4 md:p-6 justify-start align-items-center"><div data-offer="introOffer"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Intro offer</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-0" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorLeft hidden" id="tooltip-0" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership.</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">Earn 80,000 points</p></div><div data-offer="rewardsRate"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Rewards rate</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-1" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight hidden" id="tooltip-1" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year. Earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">5X - 5X</p></div><div data-offer="annualFee"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Annual fee</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">$695</p></div><div data-offer="regularAPR"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">APR</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">See Pay Over Time APR</p></div></div><div class="px-6 pb-6 pt-2 md:py-6"><p class="bg-blue-600/5 mb-0 p-4 rounded-lg text-sm" data-testid="22146013-why-like-this"><span class="font-bold block md:inline">Why you'll like this:</span> <!-- -->It boasts the most comprehensive airport lounge access you can get, plus dozens of other perks and credits totaling nearly $2,000 in value.</p></div><div class="Accordion border-t-0 border-b border-gray-200" data-testid="22146013-reward-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="reward-details" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Reward Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0 border-gray-200" data-testid="22146013-pros-cons"><div class="Accordion-item border-gray-200 py-2"><button class="flex w-full items-center px-4 md:px-6 hover:bg-white" aria-controls="pros-cons" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">What you should know</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0" data-testid="22146013-card-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="details-bullets" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Card Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div></div><div id="card12" class="rounded-lg border mb-8" data-pid="6742" data-testid="6742-category-product-box"><div class="grid gap-6 grid-cols-1 md:grid-cols-12 p-2 md:p-6 border-b"><div class="md:col-span-8"><div class="mb-1 md:hidden flex flex-row justify-end"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-mobile"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div><p data-testid="6742-superlative" class="text-blue-600 font-sans font-bold mb-3 text-sm mt-3 md:mt-0">Best for students</p><div class="grid gap-4 grid-cols-12"><div class="col-span-4 row-span-2 md:col-span-3 lg:col-span-2 flex items-center"><a data-testid="6742-card-art-link" href="" class="no-underline" target="_blank"><figure class="mb-0"><img data-testid="6742-card-art" src="https://cdn.prodstatic.com/shared/images/cards/219x139/642da900-ce6a-11e9-9acb-ffe5b6665b78.png?auto=webp" alt="Discover it&#174; Student Cash Back" loading="lazy"/></figure></a></div><div class="col-span-8 row-span-2 flex items-center md:row-span-1 md:col-span-9 lg:col-span-10 md:items-end"><a data-testid="6742-card-name-link" href="" class="no-underline" target="_blank"><h2 data-testid="6742-card-name" class="text-lg md:text-2xl leading-6 md:leading-7 text-black m-0 hover:text-blue-600 hover:underline">Discover it® Student Cash Back</h2></a></div><div class="col-span-12 flex items-start md:col-span-8"><div class="basis-full md:inline-flex md:items-center"><p class="font-bold text-sm mb-0 md:inline mr-2">Bankrate score</p><div class="inline-block align-middle"><div class="RatingStars mr-2 mt-1" aria-label="5.0 star rating"><div class="RatingStars-iconMask" style="width:100%"><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span data-testid="6742-bankrate-score" class="font-sans text-sm relative top-[-2px] undefined font-bold">5.0</span></div><div class="Tooltip ml-2 mr-1 align-middle top-[1px]" data-testid="6742-bankrate-score-tooltip"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-score" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorCenter Tooltip-content--belowTrigger hidden" id="tooltip-score" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm m-0" data-testid="6742-bankrate-score-tooltip-text">Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. If you'd like to learn more about how we rank our cards, explore our ranking methodology<!-- --> <a class="Link" target="_blank" href="/credit-cards/bankrate-score/">here.</a></p></div></div></div><a href="/credit-cards/reviews/discover-it-for-students/" class="text-xs Link Link--standalone inline-flex align-middle" data-testid="6742-bankrate-score-link">Bankrate review</a></div></div></div><div class="mt-4 hidden md:block"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-desktop"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div></div><div class="md:col-span-4 text-center"><div class="mb-2 w-full text-black bg-blue-600/5 border border-blue-600/50 rounded text-sm md:text-xs lg:text-sm max-w-sm mx-auto h-9 flex items-center justify-center">No Credit History<div class="Tooltip ml-1 top-[1px]" data-testid="6742-recommended-credit-tooltip"><button class="Tooltip-trigger" aria-controls="tooltip-credit" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600 top-[-3px]"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight Tooltip-content--belowTrigger hidden" id="tooltip-credit" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0" data-testid="6742-recommended-credit-tooltip-text">A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.</p></div></div></div></div><a href="" class="Button w-full no-underline block mx-auto Button--primary" target="_blank" rel="sponsored" data-testid="6742-apply-now-btn">Apply now<span class="inline-block align-middle relative -mt-1 ml-2 Icon Icon--xs"><svg class="Icon-glyph " viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><path fill-rule="evenodd" clip-rule="evenodd" d="M16.1489 7.0377V8.47406H7.8423V6.97713C7.8423 4.71879 9.70262 2.88443 11.9956 2.88443C14.2885 2.88443 16.1489 4.74475 16.1489 7.0377ZM6.45787 6.97713V8.47406H6.23319C4.57188 8.47406 3.23071 9.82387 3.23071 11.4765V19.4975C3.23071 21.1589 4.58053 22.5 6.23319 22.5H17.7672V22.4914C19.4285 22.4914 20.7697 21.1242 20.7697 19.437V11.4765C20.7697 9.81522 19.4198 8.47406 17.7672 8.47406H17.5333V7.0377C17.5333 3.98331 15.05 1.5 11.9956 1.5C8.94119 1.5 6.45787 3.95735 6.45787 6.97713ZM6.22453 9.86714C5.33331 9.86714 4.60649 10.594 4.60649 11.4852V19.5062C4.60649 20.3974 5.33331 21.1242 6.22453 21.1242H17.7585C18.6671 21.1242 19.3766 20.3888 19.3766 19.4543V11.4938C19.3766 10.6026 18.6498 9.87579 17.7585 9.87579H6.22453V9.86714ZM11.3036 16.6681C11.3036 17.0488 11.6151 17.3603 11.9958 17.3603C12.3765 17.3603 12.688 17.0488 12.688 16.6681V14.306C12.688 13.9252 12.3765 13.6137 11.9958 13.6137C11.6151 13.6137 11.3036 13.9252 11.3036 14.306V16.6681Z" class="icon-base"></path><title>Lock</title></svg></span></a><p class="text-xs mt-2 sm:mt-3 text-gray-700 mb-0" data-testid="6742-secure-site">on <!-- -->Discover<!-- -->'s secure site</p><a href="https://goto.discover.com/c/1243448/568217/9099?subId1=[TRANS_ID]&sharedid=4117253&prodsku=110&u=https%3A%2F%2Fwww.discovercard.com%2Fapplication%2Fwebsite%2Fratesrewards%3FsrcCde%3DRJUK%264&intsrc=CATF_4272" target="_blank" class="Link text-xs" rel="sponsored noopener noreferrer" data-testid="6742-rates-and-fees">See Rates & Fees</a></div></div><div class="grid grid-cols-2 md:grid-cols-4 gap-4 p-4 md:p-6 justify-start align-items-center"><div data-offer="introOffer"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Intro offer</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-0" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorLeft hidden" id="tooltip-0" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">Intro Offer: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 cash back into $200. There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">Cashback Match</p></div><div data-offer="rewardsRate"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Rewards Rate</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-1" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight hidden" id="tooltip-1" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">1% - 5%</p></div><div data-offer="annualFee"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Annual fee</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">$0</p></div><div data-offer="regularAPR"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Regular APR</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">17.74% - 26.74% Variable APR</p></div></div><div class="px-6 pb-6 pt-2 md:py-6"><p class="bg-blue-600/5 mb-0 p-4 rounded-lg text-sm" data-testid="6742-why-like-this"><span class="font-bold block md:inline">Why you'll like this:</span> <!-- -->It’ll kick start your credit journey with a high-value welcome offer, a solid rewards program and forgiving rates and fees.</p></div><div class="Accordion border-t-0 border-b border-gray-200" data-testid="6742-reward-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="reward-details" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Reward Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0 border-gray-200" data-testid="6742-pros-cons"><div class="Accordion-item border-gray-200 py-2"><button class="flex w-full items-center px-4 md:px-6 hover:bg-white" aria-controls="pros-cons" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">What you should know</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0" data-testid="6742-card-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="details-bullets" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Card Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div></div><div id="card13" class="rounded-lg border mb-8" data-pid="6217" data-testid="6217-category-product-box"><div class="grid gap-6 grid-cols-1 md:grid-cols-12 p-2 md:p-6 border-b"><div class="md:col-span-8"><div class="mb-1 md:hidden flex flex-row justify-end"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-mobile"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div><p data-testid="6217-superlative" class="text-blue-600 font-sans font-bold mb-3 text-sm mt-3 md:mt-0">Best business card for simplicity</p><div class="grid gap-4 grid-cols-12"><div class="col-span-4 row-span-2 md:col-span-3 lg:col-span-2 flex items-center"><a data-testid="6217-card-art-link" href="" class="no-underline" target="_blank"><figure class="mb-0"><img data-testid="6217-card-art" src="https://cdn.prodstatic.com/shared/images/cards/219x139/c16ef160-f077-11eb-99d8-ddd3faec9ad4.png?auto=webp" alt="Ink Business Unlimited&reg; Credit Card" loading="lazy"/></figure></a></div><div class="col-span-8 row-span-2 flex items-center md:row-span-1 md:col-span-9 lg:col-span-10 md:items-end"><a data-testid="6217-card-name-link" href="" class="no-underline" target="_blank"><h2 data-testid="6217-card-name" class="text-lg md:text-2xl leading-6 md:leading-7 text-black m-0 hover:text-blue-600 hover:underline">Ink Business Unlimited® Credit Card</h2></a></div><div class="col-span-12 flex items-start md:col-span-8"><div class="basis-full md:inline-flex md:items-center"><p class="font-bold text-sm mb-0 md:inline mr-2">Bankrate score</p><div class="inline-block align-middle"><div class="RatingStars mr-2 mt-1" aria-label="4.2 star rating"><div class="RatingStars-iconMask" style="width:84.00000000000001%"><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span data-testid="6217-bankrate-score" class="font-sans text-sm relative top-[-2px] undefined font-bold">4.2</span></div><div class="Tooltip ml-2 mr-1 align-middle top-[1px]" data-testid="6217-bankrate-score-tooltip"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-score" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorCenter Tooltip-content--belowTrigger hidden" id="tooltip-score" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm m-0" data-testid="6217-bankrate-score-tooltip-text">Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. If you'd like to learn more about how we rank our cards, explore our ranking methodology<!-- --> <a class="Link" target="_blank" href="/credit-cards/bankrate-score/">here.</a></p></div></div></div><a href="/credit-cards/reviews/ink-business-unlimited-credit-card/" class="text-xs Link Link--standalone inline-flex align-middle" data-testid="6217-bankrate-score-link">Bankrate review</a></div></div></div><div class="mt-4 hidden md:block"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-desktop"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div></div><div class="md:col-span-4 text-center"><div class="mb-2 w-full text-black bg-blue-600/5 border border-blue-600/50 rounded text-sm md:text-xs lg:text-sm max-w-sm mx-auto h-9 flex items-center justify-center"><span class="font-thin mr-1 ml-0.5">Recommended credit score:</span><span class="font-bold" data-testid="6217-recommended-credit">(<!-- -->670<!-- --> - <!-- -->850<!-- -->)</span><div class="Tooltip ml-1 top-[1px]" data-testid="6217-recommended-credit-tooltip"><button class="Tooltip-trigger" aria-controls="tooltip-credit" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600 top-[-3px]"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight Tooltip-content--belowTrigger hidden" id="tooltip-credit" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0" data-testid="6217-recommended-credit-tooltip-text">A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.</p></div></div></div></div><a href="" class="Button w-full no-underline block mx-auto Button--primary" target="_blank" rel="sponsored" data-testid="6217-apply-now-btn">Apply now<span class="inline-block align-middle relative -mt-1 ml-2 Icon Icon--xs"><svg class="Icon-glyph " viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><path fill-rule="evenodd" clip-rule="evenodd" d="M16.1489 7.0377V8.47406H7.8423V6.97713C7.8423 4.71879 9.70262 2.88443 11.9956 2.88443C14.2885 2.88443 16.1489 4.74475 16.1489 7.0377ZM6.45787 6.97713V8.47406H6.23319C4.57188 8.47406 3.23071 9.82387 3.23071 11.4765V19.4975C3.23071 21.1589 4.58053 22.5 6.23319 22.5H17.7672V22.4914C19.4285 22.4914 20.7697 21.1242 20.7697 19.437V11.4765C20.7697 9.81522 19.4198 8.47406 17.7672 8.47406H17.5333V7.0377C17.5333 3.98331 15.05 1.5 11.9956 1.5C8.94119 1.5 6.45787 3.95735 6.45787 6.97713ZM6.22453 9.86714C5.33331 9.86714 4.60649 10.594 4.60649 11.4852V19.5062C4.60649 20.3974 5.33331 21.1242 6.22453 21.1242H17.7585C18.6671 21.1242 19.3766 20.3888 19.3766 19.4543V11.4938C19.3766 10.6026 18.6498 9.87579 17.7585 9.87579H6.22453V9.86714ZM11.3036 16.6681C11.3036 17.0488 11.6151 17.3603 11.9958 17.3603C12.3765 17.3603 12.688 17.0488 12.688 16.6681V14.306C12.688 13.9252 12.3765 13.6137 11.9958 13.6137C11.6151 13.6137 11.3036 13.9252 11.3036 14.306V16.6681Z" class="icon-base"></path><title>Lock</title></svg></span></a><p class="text-xs mt-2 sm:mt-3 text-gray-700 mb-0" data-testid="6217-secure-site">on <!-- -->Chase<!-- -->'s secure site</p></div></div><div class="grid grid-cols-2 md:grid-cols-4 gap-4 p-4 md:p-6 justify-start align-items-center"><div data-offer="introOffer"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Intro offer</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-0" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorLeft hidden" id="tooltip-0" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">Earn $750 bonus cash back</p></div><div data-offer="rewardsRate"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Rewards Rate</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-1" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight hidden" id="tooltip-1" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">Earn unlimited 1.5% cash back on every purchase made for your business</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">1.5%</p></div><div data-offer="annualFee"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Annual fee</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">$0</p></div><div data-offer="regularAPR"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Regular APR</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">17.99% - 23.99% Variable</p></div></div><div class="px-6 pb-6 pt-2 md:py-6"><p class="bg-blue-600/5 mb-0 p-4 rounded-lg text-sm" data-testid="6217-why-like-this"><span class="font-bold block md:inline">Why you'll like this:</span> <!-- -->It’s one of the most straightforward, easy-to-use business cards out there, offering a generous sign-up bonus and flat rewards rate at no annual fee.</p></div><div class="Accordion border-t-0 border-b border-gray-200" data-testid="6217-reward-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="reward-details" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Reward Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0 border-gray-200" data-testid="6217-pros-cons"><div class="Accordion-item border-gray-200 py-2"><button class="flex w-full items-center px-4 md:px-6 hover:bg-white" aria-controls="pros-cons" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">What you should know</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0" data-testid="6217-card-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="details-bullets" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Card Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div></div><div id="card14" class="rounded-lg border mb-8" data-pid="7961" data-testid="7961-category-product-box"><div class="grid gap-6 grid-cols-1 md:grid-cols-12 p-2 md:p-6 border-b"><div class="md:col-span-8"><div class="mb-1 md:hidden flex flex-row justify-end"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-mobile"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div><p data-testid="7961-superlative" class="text-blue-600 font-sans font-bold mb-3 text-sm mt-3 md:mt-0">Best business card for spending bonuses</p><div class="grid gap-4 grid-cols-12"><div class="col-span-4 row-span-2 md:col-span-3 lg:col-span-2 flex items-center"><a data-testid="7961-card-art-link" href="" class="no-underline" target="_blank"><figure class="mb-0"><img data-testid="7961-card-art" src="https://cdn.prodstatic.com/shared/images/cards/219x139/38a339f0-e079-11ee-a39c-cffd4c1d8271.png?auto=webp" alt="Capital One Spark Cash Plus" loading="lazy"/></figure></a></div><div class="col-span-8 row-span-2 flex items-center md:row-span-1 md:col-span-9 lg:col-span-10 md:items-end"><a data-testid="7961-card-name-link" href="" class="no-underline" target="_blank"><h2 data-testid="7961-card-name" class="text-lg md:text-2xl leading-6 md:leading-7 text-black m-0 hover:text-blue-600 hover:underline">Capital One Spark Cash Plus</h2></a></div><div class="col-span-12 flex items-start md:col-span-8"><div class="basis-full md:inline-flex md:items-center"><p class="font-bold text-sm mb-0 md:inline mr-2">Bankrate score</p><div class="inline-block align-middle"><div class="RatingStars mr-2 mt-1" aria-label="4.7 star rating"><div class="RatingStars-iconMask" style="width:94%"><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span data-testid="7961-bankrate-score" class="font-sans text-sm relative top-[-2px] undefined font-bold">4.7</span></div><div class="Tooltip ml-2 mr-1 align-middle top-[1px]" data-testid="7961-bankrate-score-tooltip"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-score" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorCenter Tooltip-content--belowTrigger hidden" id="tooltip-score" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm m-0" data-testid="7961-bankrate-score-tooltip-text">Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. If you'd like to learn more about how we rank our cards, explore our ranking methodology<!-- --> <a class="Link" target="_blank" href="/credit-cards/bankrate-score/">here.</a></p></div></div></div><a href="/credit-cards/reviews/capital-one-spark-cash-for-business/" class="text-xs Link Link--standalone inline-flex align-middle" data-testid="7961-bankrate-score-link">Bankrate review</a></div></div></div><div class="mt-4 hidden md:block"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-desktop"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div></div><div class="md:col-span-4 text-center"><div class="mb-2 w-full text-black bg-blue-600/5 border border-blue-600/50 rounded text-sm md:text-xs lg:text-sm max-w-sm mx-auto h-9 flex items-center justify-center"><span class="font-thin mr-1 ml-0.5">Recommended credit score:</span><span class="font-bold" data-testid="7961-recommended-credit">(<!-- -->740<!-- --> - <!-- -->850<!-- -->)</span><div class="Tooltip ml-1 top-[1px]" data-testid="7961-recommended-credit-tooltip"><button class="Tooltip-trigger" aria-controls="tooltip-credit" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600 top-[-3px]"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight Tooltip-content--belowTrigger hidden" id="tooltip-credit" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0" data-testid="7961-recommended-credit-tooltip-text">A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.</p></div></div></div></div><a href="" class="Button w-full no-underline block mx-auto Button--primary" target="_blank" rel="sponsored" data-testid="7961-apply-now-btn">Apply now<span class="inline-block align-middle relative -mt-1 ml-2 Icon Icon--xs"><svg class="Icon-glyph " viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><path fill-rule="evenodd" clip-rule="evenodd" d="M16.1489 7.0377V8.47406H7.8423V6.97713C7.8423 4.71879 9.70262 2.88443 11.9956 2.88443C14.2885 2.88443 16.1489 4.74475 16.1489 7.0377ZM6.45787 6.97713V8.47406H6.23319C4.57188 8.47406 3.23071 9.82387 3.23071 11.4765V19.4975C3.23071 21.1589 4.58053 22.5 6.23319 22.5H17.7672V22.4914C19.4285 22.4914 20.7697 21.1242 20.7697 19.437V11.4765C20.7697 9.81522 19.4198 8.47406 17.7672 8.47406H17.5333V7.0377C17.5333 3.98331 15.05 1.5 11.9956 1.5C8.94119 1.5 6.45787 3.95735 6.45787 6.97713ZM6.22453 9.86714C5.33331 9.86714 4.60649 10.594 4.60649 11.4852V19.5062C4.60649 20.3974 5.33331 21.1242 6.22453 21.1242H17.7585C18.6671 21.1242 19.3766 20.3888 19.3766 19.4543V11.4938C19.3766 10.6026 18.6498 9.87579 17.7585 9.87579H6.22453V9.86714ZM11.3036 16.6681C11.3036 17.0488 11.6151 17.3603 11.9958 17.3603C12.3765 17.3603 12.688 17.0488 12.688 16.6681V14.306C12.688 13.9252 12.3765 13.6137 11.9958 13.6137C11.6151 13.6137 11.3036 13.9252 11.3036 14.306V16.6681Z" class="icon-base"></path><title>Lock</title></svg></span></a><p class="text-xs mt-2 sm:mt-3 text-gray-700 mb-0" data-testid="7961-secure-site">on <!-- -->Capital One<!-- -->'s secure site</p><a href="https://d25970n8puso9u.cloudfront.net/disclosure.31023.en-US.pdf" target="_blank" class="Link text-xs" rel="sponsored noopener noreferrer" data-testid="7961-rates-and-fees">See Rates & Fees</a></div></div><div class="grid grid-cols-2 md:grid-cols-4 gap-4 p-4 md:p-6 justify-start align-items-center"><div data-offer="introOffer"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Intro offer</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-0" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorLeft hidden" id="tooltip-0" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">$2,000 cash back once you spend $30,000 in the first 3 months. Earn an additional $2,000 cash bonus for every $500K spent during the first year</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">$2,000 cash back</p></div><div data-offer="rewardsRate"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Rewards Rate</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-1" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight hidden" id="tooltip-1" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, Earn unlimited 2% cash back on every purchase, everywhere—with no limits or category restrictions</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">2% - 5%</p></div><div data-offer="annualFee"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Annual fee</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">$150</p></div><div data-offer="regularAPR"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Regular APR</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">N/A</p></div></div><div class="px-6 pb-6 pt-2 md:py-6"><p class="bg-blue-600/5 mb-0 p-4 rounded-lg text-sm" data-testid="7961-why-like-this"><span class="font-bold block md:inline">Why you'll like this:</span> <!-- -->Along with its generous unlimited flat cash back rate, it offers terrific sign-up and annual bonuses that can easily make the card worth it.</p></div><div class="Accordion border-t-0 border-b border-gray-200" data-testid="7961-reward-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="reward-details" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Reward Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0 border-gray-200" data-testid="7961-pros-cons"><div class="Accordion-item border-gray-200 py-2"><button class="flex w-full items-center px-4 md:px-6 hover:bg-white" aria-controls="pros-cons" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">What you should know</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0" data-testid="7961-card-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="details-bullets" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Card Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div></div><div id="card15" class="rounded-lg border mb-8" data-pid="221010773" data-testid="221010773-category-product-box"><div class="grid gap-6 grid-cols-1 md:grid-cols-12 p-2 md:p-6 border-b"><div class="md:col-span-8"><div class="mb-1 md:hidden flex flex-row justify-end"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-mobile"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div><p data-testid="221010773-superlative" class="text-blue-600 font-sans font-bold mb-3 text-sm mt-3 md:mt-0">Best for upgrading</p><div class="grid gap-4 grid-cols-12"><div class="col-span-4 row-span-2 md:col-span-3 lg:col-span-2 flex items-center"><a data-testid="221010773-card-art-link" href="" class="no-underline" target="_blank"><figure class="mb-0"><img data-testid="221010773-card-art" src="https://cdn.prodstatic.com/shared/images/cards/219x139/1b1ddd50-5981-11ef-a79b-ddd94e41e6b3.png?auto=webp" alt="Capital One Platinum Credit Card" loading="lazy"/></figure></a></div><div class="col-span-8 row-span-2 flex items-center md:row-span-1 md:col-span-9 lg:col-span-10 md:items-end"><a data-testid="221010773-card-name-link" href="" class="no-underline" target="_blank"><h2 data-testid="221010773-card-name" class="text-lg md:text-2xl leading-6 md:leading-7 text-black m-0 hover:text-blue-600 hover:underline">Capital One Platinum Credit Card</h2></a></div><div class="col-span-12 flex items-start md:col-span-8"><div class="basis-full md:inline-flex md:items-center"><p class="font-bold text-sm mb-0 md:inline mr-2">Bankrate score</p><div class="inline-block align-middle"><div class="RatingStars mr-2 mt-1" aria-label="4.2 star rating"><div class="RatingStars-iconMask" style="width:84.00000000000001%"><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 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5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span data-testid="221010773-bankrate-score" class="font-sans text-sm relative top-[-2px] undefined font-bold">4.2</span></div><div class="Tooltip ml-2 mr-1 align-middle top-[1px]" data-testid="221010773-bankrate-score-tooltip"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-score" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorCenter Tooltip-content--belowTrigger hidden" id="tooltip-score" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm m-0" data-testid="221010773-bankrate-score-tooltip-text">Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. If you'd like to learn more about how we rank our cards, explore our ranking methodology<!-- --> <a class="Link" target="_blank" href="/credit-cards/bankrate-score/">here.</a></p></div></div></div><a href="/credit-cards/reviews/capital-one-platinum-credit-card/" class="text-xs Link Link--standalone inline-flex align-middle" data-testid="221010773-bankrate-score-link">Bankrate review</a></div></div></div><div class="mt-4 hidden md:block"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-desktop"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div></div><div class="md:col-span-4 text-center"><div class="mb-2 w-full text-black bg-blue-600/5 border border-blue-600/50 rounded text-sm md:text-xs lg:text-sm max-w-sm mx-auto h-9 flex items-center justify-center">No Credit History<div class="Tooltip ml-1 top-[1px]" data-testid="221010773-recommended-credit-tooltip"><button class="Tooltip-trigger" aria-controls="tooltip-credit" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600 top-[-3px]"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight Tooltip-content--belowTrigger hidden" id="tooltip-credit" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0" data-testid="221010773-recommended-credit-tooltip-text">A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.</p></div></div></div></div><a href="" class="Button w-full no-underline block mx-auto Button--primary" target="_blank" rel="sponsored" data-testid="221010773-apply-now-btn">Apply now<span class="inline-block align-middle relative -mt-1 ml-2 Icon Icon--xs"><svg class="Icon-glyph " viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><path fill-rule="evenodd" clip-rule="evenodd" d="M16.1489 7.0377V8.47406H7.8423V6.97713C7.8423 4.71879 9.70262 2.88443 11.9956 2.88443C14.2885 2.88443 16.1489 4.74475 16.1489 7.0377ZM6.45787 6.97713V8.47406H6.23319C4.57188 8.47406 3.23071 9.82387 3.23071 11.4765V19.4975C3.23071 21.1589 4.58053 22.5 6.23319 22.5H17.7672V22.4914C19.4285 22.4914 20.7697 21.1242 20.7697 19.437V11.4765C20.7697 9.81522 19.4198 8.47406 17.7672 8.47406H17.5333V7.0377C17.5333 3.98331 15.05 1.5 11.9956 1.5C8.94119 1.5 6.45787 3.95735 6.45787 6.97713ZM6.22453 9.86714C5.33331 9.86714 4.60649 10.594 4.60649 11.4852V19.5062C4.60649 20.3974 5.33331 21.1242 6.22453 21.1242H17.7585C18.6671 21.1242 19.3766 20.3888 19.3766 19.4543V11.4938C19.3766 10.6026 18.6498 9.87579 17.7585 9.87579H6.22453V9.86714ZM11.3036 16.6681C11.3036 17.0488 11.6151 17.3603 11.9958 17.3603C12.3765 17.3603 12.688 17.0488 12.688 16.6681V14.306C12.688 13.9252 12.3765 13.6137 11.9958 13.6137C11.6151 13.6137 11.3036 13.9252 11.3036 14.306V16.6681Z" class="icon-base"></path><title>Lock</title></svg></span></a><p class="text-xs mt-2 sm:mt-3 text-gray-700 mb-0" data-testid="221010773-secure-site">on <!-- -->Capital One<!-- -->'s secure site</p><a href="https://d25970n8puso9u.cloudfront.net/disclosure.30722.en-US.pdf" target="_blank" class="Link text-xs" rel="sponsored noopener noreferrer" data-testid="221010773-rates-and-fees">See Rates & Fees</a></div></div><div class="grid grid-cols-2 md:grid-cols-4 gap-4 p-4 md:p-6 justify-start align-items-center"><div data-offer="introOffer"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Intro offer</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-0" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorLeft hidden" id="tooltip-0" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">Intro offer is not available for this Capital One credit card.</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">N/A</p></div><div data-offer="annualFee"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Annual fee</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">$0</p></div><div data-offer="regularAPR"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Regular APR</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">29.99% (Variable)</p></div></div><div class="px-6 pb-6 pt-2 md:py-6"><p class="bg-blue-600/5 mb-0 p-4 rounded-lg text-sm" data-testid="221010773-why-like-this"><span class="font-bold block md:inline">Why you'll like this:</span> <!-- -->It offers a clear path to a higher credit limit and several lucrative rewards cards you could upgrade to down the line.</p></div><div class="Accordion border-t-0 border-gray-200" data-testid="221010773-pros-cons"><div class="Accordion-item border-gray-200 py-2"><button class="flex w-full items-center px-4 md:px-6 hover:bg-white" aria-controls="pros-cons" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">What you should know</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0" data-testid="221010773-card-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="details-bullets" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Card Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div></div><div id="card16" class="rounded-lg border mb-8" data-pid="9885" data-testid="9885-category-product-box"><div class="grid gap-6 grid-cols-1 md:grid-cols-12 p-2 md:p-6 border-b"><div class="md:col-span-8"><div class="mb-1 md:hidden flex flex-row justify-end"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-mobile"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div><p data-testid="9885-superlative" class="text-blue-600 font-sans font-bold mb-3 text-sm mt-3 md:mt-0">Best for low-cost credit building</p><div class="grid gap-4 grid-cols-12"><div class="col-span-4 row-span-2 md:col-span-3 lg:col-span-2 flex items-center"><a data-testid="9885-card-art-link" href="" class="no-underline" target="_blank"><figure class="mb-0"><img data-testid="9885-card-art" src="https://cdn.prodstatic.com/shared/images/cards/219x139/340d7b40-184a-11ef-b587-033e32381cb0.jpg?auto=webp" alt="Chime Credit Builder Secured Visa&#174; Credit Card" loading="lazy"/></figure></a></div><div class="col-span-8 row-span-2 flex items-center md:row-span-1 md:col-span-9 lg:col-span-10 md:items-end"><a data-testid="9885-card-name-link" href="" class="no-underline" target="_blank"><h2 data-testid="9885-card-name" class="text-lg md:text-2xl leading-6 md:leading-7 text-black m-0 hover:text-blue-600 hover:underline">Chime Credit Builder Secured Visa® Credit Card</h2></a></div><div class="col-span-12 flex items-start md:col-span-8"><div class="basis-full md:inline-flex md:items-center"><p class="font-bold text-sm mb-0 md:inline mr-2">Bankrate score</p><div class="inline-block align-middle"><div class="RatingStars mr-2 mt-1" aria-label="4.2 star rating"><div class="RatingStars-iconMask" style="width:84.00000000000001%"><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span data-testid="9885-bankrate-score" class="font-sans text-sm relative top-[-2px] undefined font-bold">4.2</span></div><div class="Tooltip ml-2 mr-1 align-middle top-[1px]" data-testid="9885-bankrate-score-tooltip"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-score" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorCenter Tooltip-content--belowTrigger hidden" id="tooltip-score" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm m-0" data-testid="9885-bankrate-score-tooltip-text">Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. If you'd like to learn more about how we rank our cards, explore our ranking methodology<!-- --> <a class="Link" target="_blank" href="/credit-cards/bankrate-score/">here.</a></p></div></div></div><a href="/credit-cards/reviews/chime-credit-builder-visa-credit-card/" class="text-xs Link Link--standalone inline-flex align-middle" data-testid="9885-bankrate-score-link">Bankrate review</a></div></div></div><div class="mt-4 hidden md:block"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-desktop"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div></div><div class="md:col-span-4 text-center"><div class="mb-2 w-full text-black bg-blue-600/5 border border-blue-600/50 rounded text-sm md:text-xs lg:text-sm max-w-sm mx-auto h-9 flex items-center justify-center">No Credit History<div class="Tooltip ml-1 top-[1px]" data-testid="9885-recommended-credit-tooltip"><button class="Tooltip-trigger" aria-controls="tooltip-credit" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600 top-[-3px]"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight Tooltip-content--belowTrigger hidden" id="tooltip-credit" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0" data-testid="9885-recommended-credit-tooltip-text">A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.</p></div></div></div></div><a href="" class="Button w-full no-underline block mx-auto Button--primary" target="_blank" rel="sponsored" data-testid="9885-apply-now-btn">Apply now<span class="inline-block align-middle relative -mt-1 ml-2 Icon Icon--xs"><svg class="Icon-glyph " viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><path fill-rule="evenodd" clip-rule="evenodd" d="M16.1489 7.0377V8.47406H7.8423V6.97713C7.8423 4.71879 9.70262 2.88443 11.9956 2.88443C14.2885 2.88443 16.1489 4.74475 16.1489 7.0377ZM6.45787 6.97713V8.47406H6.23319C4.57188 8.47406 3.23071 9.82387 3.23071 11.4765V19.4975C3.23071 21.1589 4.58053 22.5 6.23319 22.5H17.7672V22.4914C19.4285 22.4914 20.7697 21.1242 20.7697 19.437V11.4765C20.7697 9.81522 19.4198 8.47406 17.7672 8.47406H17.5333V7.0377C17.5333 3.98331 15.05 1.5 11.9956 1.5C8.94119 1.5 6.45787 3.95735 6.45787 6.97713ZM6.22453 9.86714C5.33331 9.86714 4.60649 10.594 4.60649 11.4852V19.5062C4.60649 20.3974 5.33331 21.1242 6.22453 21.1242H17.7585C18.6671 21.1242 19.3766 20.3888 19.3766 19.4543V11.4938C19.3766 10.6026 18.6498 9.87579 17.7585 9.87579H6.22453V9.86714ZM11.3036 16.6681C11.3036 17.0488 11.6151 17.3603 11.9958 17.3603C12.3765 17.3603 12.688 17.0488 12.688 16.6681V14.306C12.688 13.9252 12.3765 13.6137 11.9958 13.6137C11.6151 13.6137 11.3036 13.9252 11.3036 14.306V16.6681Z" class="icon-base"></path><title>Lock</title></svg></span></a><p class="text-xs mt-2 sm:mt-3 text-gray-700 mb-0" data-testid="9885-secure-site">on <!-- -->Chime<!-- -->'s secure site</p></div></div><div class="grid grid-cols-2 md:grid-cols-4 gap-4 p-4 md:p-6 justify-start align-items-center"><div data-offer="introOffer"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Intro offer</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-0" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorLeft hidden" id="tooltip-0" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">Intro offer is not available for this Chime credit card.</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">N/A</p></div><div data-offer="annualFee"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Annual fee</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">None</p></div><div data-offer="regularAPR"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Regular APR</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">N/A</p></div></div><div class="px-6 pb-6 pt-2 md:py-6"><p class="bg-blue-600/5 mb-0 p-4 rounded-lg text-sm" data-testid="9885-why-like-this"><span class="font-bold block md:inline">Why you'll like this:</span> <!-- -->You can avoid traditional secured card costs like a security deposit, interest charges and late payment fees.</p></div><div class="Accordion border-t-0 border-gray-200" data-testid="9885-pros-cons"><div class="Accordion-item border-gray-200 py-2"><button class="flex w-full items-center px-4 md:px-6 hover:bg-white" aria-controls="pros-cons" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">What you should know</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0" data-testid="9885-card-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="details-bullets" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Card Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div></div><div id="card17" class="rounded-lg border mb-8" data-pid="221011856" data-testid="221011856-category-product-box"><div class="grid gap-6 grid-cols-1 md:grid-cols-12 p-2 md:p-6 border-b"><div class="md:col-span-8"><div class="mb-1 md:hidden flex flex-row justify-end"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-mobile"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div><p data-testid="221011856-superlative" class="text-blue-600 font-sans font-bold mb-3 text-sm mt-3 md:mt-0">Best credit limit policy</p><div class="grid gap-4 grid-cols-12"><div class="col-span-4 row-span-2 md:col-span-3 lg:col-span-2 flex items-center"><a data-testid="221011856-card-art-link" href="" class="no-underline" target="_blank"><figure class="mb-0"><img data-testid="221011856-card-art" src="https://cdn.prodstatic.com/shared/images/cards/219x139/5e52c270-5981-11ef-a7c5-db9b566f392d.png?auto=webp" alt="Capital One Platinum Secured Credit Card" loading="lazy"/></figure></a></div><div class="col-span-8 row-span-2 flex items-center md:row-span-1 md:col-span-9 lg:col-span-10 md:items-end"><a data-testid="221011856-card-name-link" href="" class="no-underline" target="_blank"><h2 data-testid="221011856-card-name" class="text-lg md:text-2xl leading-6 md:leading-7 text-black m-0 hover:text-blue-600 hover:underline">Capital One Platinum Secured Credit Card</h2></a></div><div class="col-span-12 flex items-start md:col-span-8"><div class="basis-full md:inline-flex md:items-center"><p class="font-bold text-sm mb-0 md:inline mr-2">Bankrate score</p><div class="inline-block align-middle"><div class="RatingStars mr-2 mt-1" aria-label="4.1 star rating"><div class="RatingStars-iconMask" style="width:82%"><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span data-testid="221011856-bankrate-score" class="font-sans text-sm relative top-[-2px] undefined font-bold">4.1</span></div><div class="Tooltip ml-2 mr-1 align-middle top-[1px]" data-testid="221011856-bankrate-score-tooltip"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-score" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorCenter Tooltip-content--belowTrigger hidden" id="tooltip-score" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm m-0" data-testid="221011856-bankrate-score-tooltip-text">Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. If you'd like to learn more about how we rank our cards, explore our ranking methodology<!-- --> <a class="Link" target="_blank" href="/credit-cards/bankrate-score/">here.</a></p></div></div></div><a href="/credit-cards/reviews/capital-one-secured-mastercard/" class="text-xs Link Link--standalone inline-flex align-middle" data-testid="221011856-bankrate-score-link">Bankrate review</a></div></div></div><div class="mt-4 hidden md:block"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-desktop"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div></div><div class="md:col-span-4 text-center"><div class="mb-2 w-full text-black bg-blue-600/5 border border-blue-600/50 rounded text-sm md:text-xs lg:text-sm max-w-sm mx-auto h-9 flex items-center justify-center">No Credit History<div class="Tooltip ml-1 top-[1px]" data-testid="221011856-recommended-credit-tooltip"><button class="Tooltip-trigger" aria-controls="tooltip-credit" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600 top-[-3px]"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight Tooltip-content--belowTrigger hidden" id="tooltip-credit" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0" data-testid="221011856-recommended-credit-tooltip-text">A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.</p></div></div></div></div><a href="" class="Button w-full no-underline block mx-auto Button--primary" target="_blank" rel="sponsored" data-testid="221011856-apply-now-btn">Apply now<span class="inline-block align-middle relative -mt-1 ml-2 Icon Icon--xs"><svg class="Icon-glyph " viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><path fill-rule="evenodd" clip-rule="evenodd" d="M16.1489 7.0377V8.47406H7.8423V6.97713C7.8423 4.71879 9.70262 2.88443 11.9956 2.88443C14.2885 2.88443 16.1489 4.74475 16.1489 7.0377ZM6.45787 6.97713V8.47406H6.23319C4.57188 8.47406 3.23071 9.82387 3.23071 11.4765V19.4975C3.23071 21.1589 4.58053 22.5 6.23319 22.5H17.7672V22.4914C19.4285 22.4914 20.7697 21.1242 20.7697 19.437V11.4765C20.7697 9.81522 19.4198 8.47406 17.7672 8.47406H17.5333V7.0377C17.5333 3.98331 15.05 1.5 11.9956 1.5C8.94119 1.5 6.45787 3.95735 6.45787 6.97713ZM6.22453 9.86714C5.33331 9.86714 4.60649 10.594 4.60649 11.4852V19.5062C4.60649 20.3974 5.33331 21.1242 6.22453 21.1242H17.7585C18.6671 21.1242 19.3766 20.3888 19.3766 19.4543V11.4938C19.3766 10.6026 18.6498 9.87579 17.7585 9.87579H6.22453V9.86714ZM11.3036 16.6681C11.3036 17.0488 11.6151 17.3603 11.9958 17.3603C12.3765 17.3603 12.688 17.0488 12.688 16.6681V14.306C12.688 13.9252 12.3765 13.6137 11.9958 13.6137C11.6151 13.6137 11.3036 13.9252 11.3036 14.306V16.6681Z" class="icon-base"></path><title>Lock</title></svg></span></a><p class="text-xs mt-2 sm:mt-3 text-gray-700 mb-0" data-testid="221011856-secure-site">on <!-- -->Capital One<!-- -->'s secure site</p><a href="https://d25970n8puso9u.cloudfront.net/disclosure.30677.en-US.pdf" target="_blank" class="Link text-xs" rel="sponsored noopener noreferrer" data-testid="221011856-rates-and-fees">See Rates & Fees</a></div></div><div class="grid grid-cols-2 md:grid-cols-4 gap-4 p-4 md:p-6 justify-start align-items-center"><div data-offer="introOffer"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Intro offer</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-0" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorLeft hidden" id="tooltip-0" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">Intro offer is not available for this Capital One credit card.</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">N/A</p></div><div data-offer="annualFee"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Annual fee</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">$0</p></div><div data-offer="regularAPR"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Regular APR</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">29.99% (Variable)</p></div></div><div class="px-6 pb-6 pt-2 md:py-6"><p class="bg-blue-600/5 mb-0 p-4 rounded-lg text-sm" data-testid="221011856-why-like-this"><span class="font-bold block md:inline">Why you'll like this:</span> <!-- -->Its minimum security deposit is exceptionally low, and it gives you a chance to increase your credit limit after six months.</p></div><div class="Accordion border-t-0 border-gray-200" data-testid="221011856-pros-cons"><div class="Accordion-item border-gray-200 py-2"><button class="flex w-full items-center px-4 md:px-6 hover:bg-white" aria-controls="pros-cons" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">What you should know</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div 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It earns a competitive, unlimited rewards rate in some of the most common spending categories, including restaurants, grocery stores and the often-overlooked \u003ca href=\"https://www.bankrate.com/credit-cards/reviews/capital-one-savor-cards-entertainment-category/\"\u003eentertainment category\u003c/a\u003e. \u003cbr\u003e\u003cbr\u003e\u003cstrong\u003eLearn more:\u003c/strong\u003e \u003ca href=\"https://www.bankrate.com/credit-cards/reviews/why-i-love-capital-one-savorone-cash-rewards/\"\u003eWhy we love the Capital One Savor Cash Rewards Card\u003c/a\u003e\u003cbr\u003e\u003cbr\u003e\u003cstrong\u003eAlternatives:\u003c/strong\u003e\u0026nbsp; \u003ca href=\"https://www.bankrate.com/credit-cards/reviews/capital-one-savorone-cash-rewards-vs-chase-freedom-unlimited/\"\u003eConsider the Chase Freedom Unlimited®\u003c/a\u003e. 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It’s an especially good pick if you already have a Chase travel card to pool rewards with.\u0026nbsp;\u003c/div\u003e","pros_and_cons_header":"What you should know","pros":[{"text":"It offers some of the best spending category coverage and unlimited rewards potential available on one card."},{"text":"The intro APR and reward bonus offers provide solid introductory value for a card in its class."}],"cons":[{"text":"This card is missing a handful of rewards categories that may make rival cards more rewarding based on your budget, including gas, general travel and transit."},{"text":"It doesn’t have as many perks or benefits as other rewards credit cards."}],"exclusive_offer_text":null,"is_new_card":false,"limited_time_offer_text":null,"limited_time_offer_tooltip":null,"cardfit_tag":null,"is_default":false,"review_category_id":null,"whyLikeThis":"Along with its hard-to-find entertainment category, it earns rewards in lucrative everyday spending categories.","callouts":"marketplace_cashBack","our_picks_for":null,"credit_building_features":[],"cashback_highlights":null}],"cardfitTags":[],"aoEligible":true,"bankrateScore":5,"cardholderRating":null,"cardholderRatingTooltipText":null,"program":{"id":52,"name":"Cash Intro Offers","active_rate":{"id":53,"label":"1:1_Ratio","active":1,"unit_value":"1.00000"}},"reviewSlug":"capital-one-savorone-rewards-card","subRatings":[{"subRatingType":"rewards_value","subRatingValue":"4.3"},{"subRatingType":"apr","subRatingValue":"1"},{"subRatingType":"rewards_flexibility","subRatingValue":"4.8"},{"subRatingType":"features","subRatingValue":"3"}],"enabled":true,"showApplyLink":true,"filterExclusions":null},{"pid":"221210070","name":"Chase Sapphire Preferred® Card","capiId":"221210070","issuerName":"Chase","issuerId":"e4da3b7fbbce2345d7772b0674a318d5","network":"Visa","lastUpdated":"2024-11-14T14:33:24+00:00","monetized":true,"inFeed":true,"link":"https://oc.brcclx.com/t?lid=26597444","type":"creditcard","id":"730","attributes":{"baseProductId":null,"legacyId":null,"name":"Chase Sapphire Preferred® Card","link":"https://oc.brcclx.com/t?lid=26597444","image":{"url":"ae837480-ed19-11ee-b6aa-83dad90afdcd.png","fullUrl":"https://cdn.prodstatic.com/shared/images/cards/ae837480-ed19-11ee-b6aa-83dad90afdcd.png","isVertical":false},"sku":"","network":"Visa","additionalData":null,"bullets":["Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.","Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.","Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. 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It already delivers top-notch long-term value with its remarkable redemption options, Chase card pairing options and transfer partners.\u0026nbsp; Plus, the hefty welcome offer makes the short-term rewards value exceptional as well.\u003cbr\u003e\u003cbr\u003e \u003cstrong\u003eLearn more:\u003c/strong\u003e\u0026nbsp; \u003ca href=\"https://www.bankrate.com/credit-cards/reviews/is-chase-sapphire-preferred-worth-it/\"\u003eIs the Chase Sapphire Preferred worth it?\u003c/a\u003e\u0026nbsp; \u003cbr\u003e\u003cbr\u003e\u003cstrong\u003eAlternatives:\u003c/strong\u003e\u0026nbsp; The \u003ca href=\"https://www.bankrate.com/credit-cards/reviews/citi-strata-premier-card/\"\u003eCiti Strata Premier℠ Card\u003c/a\u003e could be more rewarding if you’d benefit from a larger pool of everyday reward categories and stronger benefits and rewards rates for hotel stays. However, the \u003ca href=\"https://www.bankrate.com/credit-cards/reviews/capital-one-venture-rewards-credit-card/\"\u003eCapital One Venture Rewards Credit Card\u003c/a\u003e is worth considering if you just want straightforward, flat-rate rewards without sacrificing valuable transfer partners.\u0026nbsp;\u003c/div\u003e","pros_and_cons_header":"What you should know","pros":[{"text":"Its annual hotel statement credits and anniversary points bonus can carry enough value to easily justify the annual fee."},{"text":"Thanks to the 25 percent redemption value boost via Chase Travel, Ultimate Rewards points are some of the most valuable rewards available through both transfer partners and the issuer portal."}],"cons":[{"text":"It doesn’t have flight-focused travel perks like airport lounge access or free checked bags."},{"text":"The card's grocery rewards rate only applies to eligible online grocery purchases, which could limit its appeal as a standalone option for everyday rewards."}],"exclusive_offer_text":null,"is_new_card":false,"limited_time_offer_text":null,"limited_time_offer_tooltip":"\u003cdiv\u003eGet up to $1,050 in Chase Travel℠ value. 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You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!","Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 19.99% - 28.74%.","No annual fee – You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card","Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more.","Member FDIC"],"aprs":[{"name":"Introductory Purchases APR","displayText":"0% Intro APR on Purchases for 15 months","aprTypeId":1,"periodTypeId":1,"rateType":"variable","minValue":0,"maxValue":0,"periodUnit":"months","periodValue":15},{"name":"Ongoing Purchases APR","displayText":"19.99% - 28.74% Variable","aprTypeId":1,"periodTypeId":2,"rateType":"variable","minValue":19.99,"maxValue":28.74,"periodUnit":null,"periodValue":0},{"name":"Introductory Balance Transfer APR","displayText":"0% Intro APR on Balance Transfers for 15 months","aprTypeId":2,"periodTypeId":1,"rateType":"variable","minValue":0,"maxValue":0,"periodUnit":"months","periodValue":15},{"name":"Ongoing Balance Transfer APR","displayText":"19.99% - 28.74% Variable","aprTypeId":2,"periodTypeId":2,"rateType":"variable","minValue":19.99,"maxValue":28.74,"periodUnit":"","periodValue":0},{"name":"Ongoing Cash Advance APR","displayText":"29.74% Variable","aprTypeId":3,"periodTypeId":2,"rateType":"variable","minValue":29.74,"maxValue":29.74,"periodUnit":"","periodValue":0},{"name":"Ongoing Penalty APR","displayText":"Up to 29.99%","aprTypeId":4,"periodTypeId":2,"rateType":"variable","minValue":29.99,"maxValue":29.99,"periodUnit":null,"periodValue":0}],"fees":[{"typeId":2,"name":"Ongoing Annual Fee","displayText":"$0","value":0,"unit":"$","minimum":null,"feeType":{"id":2,"name":"Ongoing Annual Fee"}},{"typeId":3,"name":"Introductory Balance Transfer Fee","displayText":"Either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days","value":3,"unit":"%","minimum":null,"feeType":{"id":3,"name":"Introductory Balance Transfer Fee"}},{"typeId":11,"name":"Ongoing Balance Transfer Fee","displayText":"Either $5 or 5% of the amount of each transfer, whichever is greater.","value":5,"unit":"%","minimum":null,"feeType":{"id":11,"name":"Ongoing Balance Transfer Fee"}},{"typeId":4,"name":"Cash Advance Fee","displayText":"Either $10 or 5% of the amount of each transaction, whichever is greater.","value":5,"unit":"%","minimum":null,"feeType":{"id":4,"name":"Cash Advance Fee"}},{"typeId":5,"name":"Foreign Exchange Fee","displayText":"3% of each transaction in U.S. dollars","value":3,"unit":"%","minimum":null,"feeType":{"id":5,"name":"Foreign Exchange Fee"}}],"creditNeededDisplayText":"Excellent/Good","introBonuses":[{"value":300,"unit":"$","displayText":"Up to $300 cash back","description":"Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) — worth up to $300 cash back. 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Plus, it has stellar pairing potential with other Chase cards. \u003cbr\u003e \u003cbr\u003e\u003cstrong\u003eLearn more: \u003c/strong\u003e\u003ca href=\"https://www.bankrate.com/credit-cards/reviews/chase-freedom-unlimited-worth-it/\"\u003eIs the Chase Freedom Unlimited worth it?\u003c/a\u003e\u003cbr\u003e\u003cbr\u003e\u003cstrong\u003eAlternatives:\u003c/strong\u003e If you want a flat rewards rate but don’t dine out much, then the \u003ca href=\"https://www.bankrate.com/credit-cards/reviews/citi-double-cash-card/\"\u003eCiti Double Cash® Card\u003c/a\u003e or another \u003ca href=\"https://www.bankrate.com/credit-cards/cash-back/best-2-percent-cash-back-cards/\"\u003e2 percent cash back card\u003c/a\u003e might be a better choice. If you spend heavily at both restaurants and grocery stores, then the Capital One Savor Cash Rewards Credit Card is also worth a look.\u0026nbsp;\u003c/div\u003e","pros_and_cons_header":"What you should know","pros":[{"text":"Its unique welcome offer and solid intro APR offers give this card great upfront value in addition to its ongoing rewards."},{"text":"It could offer much better long-term value than the typical no-annual fee rewards card, especially for frequent travelers: Points are worth 25 to 50 percent more when you pair the Freedom Unlimited with a premium Chase travel or business card."}],"cons":[{"text":"A few other cards offer a higher flat cash back rate (2 percent or more back on all purchases), so they could prove more lucrative if you don’t spend much on travel or dining."},{"text":"Instead of offering a lump sum of rewards when you meet a spending threshold, this card’s welcome bonus gives you extra cash back on top of your regular rate. 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Depending on your spending habits, you could out-earn the Wells Fargo Active Cash with the Chase Freedom Unlimited.\u0026nbsp;\u003c/div\u003e","pros_and_cons_header":"What you should know","pros":[{"text":"Paying your cellphone bill each month with this card gets you cellphone protection against damage or theft (limit of two up to $600 claims per year, subject to a $25 deductible) — a handy but relatively uncommon perk that will be useful to many cardholders."},{"text":"The Active Cash is one of the only 2 percent cash rewards cards that doesn’t weigh down your rewards with spending caps or minimum redemption requirements."}],"cons":[{"text":"Your reward redemption options are limited to cash rewards; you can’t transfer rewards to travel partners."},{"text":"It charges a 3 percent foreign currency conversion fee, which will be disappointing to people who enjoy traveling abroad."}],"exclusive_offer_text":null,"is_new_card":false,"limited_time_offer_text":null,"limited_time_offer_tooltip":null,"cardfit_tag":null,"is_default":false,"review_category_id":null,"whyLikeThis":"It’s one of the easiest flat-rate rewards cards to use thanks to its well-rounded features and unlimited 2 percent cash rewards with no strings attached.","callouts":"marketplace_cashBack","our_picks_for":null,"credit_building_features":[],"cashback_highlights":null}],"cardfitTags":[],"aoEligible":true,"bankrateScore":4.3,"cardholderRating":null,"cardholderRatingTooltipText":null,"program":{"id":52,"name":"Cash Intro Offers","active_rate":{"id":53,"label":"1:1_Ratio","active":1,"unit_value":"1.00000"}},"reviewSlug":"wells-fargo-active-cash-card","subRatings":[{"subRatingType":"rewards_value","subRatingValue":4},{"subRatingType":"apr","subRatingValue":1},{"subRatingType":"rewards_flexibility","subRatingValue":4.7},{"subRatingType":"features","subRatingValue":3}],"enabled":true,"showApplyLink":true,"filterExclusions":null},{"pid":"22105772","name":"Capital One Venture Rewards Credit Card","capiId":"22105772","issuerName":"Capital One","issuerId":"a87ff679a2f3e71d9181a67b7542122c","network":"Mastercard","lastUpdated":"2024-11-21T15:36:25+00:00","monetized":true,"inFeed":true,"link":"https://oc.brcclx.com/t?lid=25026577","type":"creditcard","id":"599","attributes":{"baseProductId":null,"legacyId":null,"name":"Capital One Venture Rewards Credit Card","link":"https://oc.brcclx.com/t?lid=25026577","image":{"url":"03141a30-6f84-11ef-88db-67757e6c8737.png","fullUrl":"https://cdn.prodstatic.com/shared/images/cards/03141a30-6f84-11ef-88db-67757e6c8737.png","isVertical":false},"sku":"ce293c61587c41c29a64c5685cb78e40","network":"Mastercard","additionalData":null,"bullets":["Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel","Earn unlimited 2X miles on every purchase, every day","Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options","Miles won't expire for the life of the account and there's no limit to how many you can earn","Receive up to a $120 credit for Global Entry or TSA PreCheck®","Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel","Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection","Transfer your miles to your choice of 15+ travel loyalty programs"],"aprs":[{"name":"Introductory Balance Transfer APR","displayText":"N/A","aprTypeId":2,"periodTypeId":1,"rateType":"fixed","minValue":0,"maxValue":0,"periodUnit":"months","periodValue":0},{"name":"Introductory Purchases APR","displayText":"N/A","aprTypeId":1,"periodTypeId":1,"rateType":"fixed","minValue":0,"maxValue":0,"periodUnit":"months","periodValue":0},{"name":"Ongoing Balance Transfer APR","displayText":"19.99% - 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Budding reward strategists may also enjoy redeeming miles through transfer partners — a valuable option no-annual-fee travel cards typically don’t provide.\u003cbr\u003e\u003cbr\u003e\u003cstrong\u003eLearn more:\u003c/strong\u003e \u003ca href=\"https://www.bankrate.com/credit-cards/reviews/reasons-to-get-ventureone-rewards-card/\"\u003e7 reasons to get the Capital One VentureOne Rewards Card\u003c/a\u003e\u003cbr\u003e\u003cbr\u003e\u003cstrong\u003eAlternatives:\u003c/strong\u003e If you want to boost your travel reward earnings, the \u003ca href=\"https://www.bankrate.com/credit-cards/reviews/capital-one-venture-rewards-credit-card/\"\u003eCapital One Venture Rewards Credit Card\u003c/a\u003e could be a good fit for a higher flat rate on all purchases, or the \u003ca href=\"https://www.bankrate.com/credit-cards/reviews/capital-one-venture-x/\"\u003eCapital One Venture X Rewards Credit Card\u003c/a\u003e for the chance to get valuable travel perks.\u003c/div\u003e","pros_and_cons_header":"What you should know","pros":[{"text":"Its easy-to-earn welcome bonus could be one of the most valuable upfront offers for a card in its class."},{"text":"Unlike many travel rewards cards, it comes with solid intro APR offers."}],"cons":[{"text":"Its 1.25X-mile flat rate is lower than other starter travel cards’ flat rates, even those with no annual fees."},{"text":"Its travel incentives aren't very noteworthy when compared to other travel rewards cards."}],"exclusive_offer_text":null,"is_new_card":false,"limited_time_offer_text":null,"limited_time_offer_tooltip":null,"cardfit_tag":null,"is_default":false,"review_category_id":null,"whyLikeThis":"It’ll rack up miles even if you don’t spend much on travel, and you can transfer miles to partner airlines for a chance at a higher redemption value.","callouts":"marketplace_zeroInterest","our_picks_for":null,"credit_building_features":[],"cashback_highlights":null}],"cardfitTags":[],"aoEligible":false,"bankrateScore":4.1,"cardholderRating":null,"cardholderRatingTooltipText":null,"program":{"id":42,"name":"Capital One miles","active_rate":{"id":43,"label":"2023","active":1,"unit_value":"0.01700"}},"reviewSlug":"capital-one-ventureone-rewards-credit-card","subRatings":[{"subRatingType":"rewards_value","subRatingValue":"3.7"},{"subRatingType":"apr","subRatingValue":"2"},{"subRatingType":"rewards_flexibility","subRatingValue":"4"},{"subRatingType":"features","subRatingValue":"3.5"}],"enabled":true,"showApplyLink":true,"filterExclusions":null},{"pid":"6746","name":"Discover it\u0026#174; Cash Back","capiId":"6746","issuerName":"Discover","issuerId":"8f14e45fceea167a5a36dedd4bea2543","network":"Discover","lastUpdated":"2024-11-22T20:33:59+00:00","monetized":true,"inFeed":true,"link":"https://oc.brcclx.com/t?lid=26662736","type":"creditcard","id":"749","attributes":{"baseProductId":null,"legacyId":null,"name":"Discover it\u0026#174; Cash Back","link":"https://oc.brcclx.com/t?lid=26662736","image":{"url":"discover-it-cashback-match-012518.png","fullUrl":"https://cdn.prodstatic.com/shared/images/cards/discover-it-cashback-match-012518.png","isVertical":false},"sku":"","network":"Discover","additionalData":null,"bullets":["Intro Offer: Unlimited Cashback Match for all new cardmembers–only from Discover. 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Instead of stuffing its perk roster to the gills with niche features, the Venture X includes \u003ca href=\"https://www.bankrate.com/credit-cards/reviews/venture-x-benefits-guide/\"\u003epractical benefits\u003c/a\u003e\u003cstrong\u003e \u003c/strong\u003elike airport lounge access and yearly travel credits and bonus miles.\u003cbr\u003e\u003cbr\u003e\u003cstrong\u003eLearn more:\u003c/strong\u003e \u003ca href=\"https://www.bankrate.com/credit-cards/reviews/capital-one-venture-x-worth-it/\"\u003eIs the Capital One Venture X worth it?\u003c/a\u003e\u003cbr\u003e\u003cbr\u003e\u003cstrong\u003eAlternatives:\u003c/strong\u003e\u0026nbsp;Occasional travelers who aren’t concerned with premium travel perks may get \u003ca href=\"https://www.bankrate.com/credit-cards/reviews/capital-one-venture-x-vs-venture-rewards/\"\u003emore value\u003c/a\u003e with the Capital One Venture Rewards Credit Card. The Chase Sapphire Preferred® or Chase Sapphire Reserve® could also \u003ca href=\"https://www.bankrate.com/credit-cards/reviews/capital-one-venture-x-vs-chase-sapphire-reserve/\"\u003ebe a better fit\u003c/a\u003e since Chase points carry a high travel redemption value than Capital One miles, and these two Chase cards carry stronger travel perks than the Venture card.\u0026nbsp;\u003c/div\u003e","pros_and_cons_header":"What you should know","pros":[{"text":"It offers practical, high-value perks that can help you easily offset the annual fee."},{"text":"You can redeem miles for travel-related purchases on your statement from the past 90 days, which can make the rewards more flexible than several other issuers’."}],"cons":[{"text":"Capital One doesn’t have as many useful, U.S.-based travel partners as other issuers have."},{"text":"You must book through Capital One Travel to earn rewards in key travel categories."}],"exclusive_offer_text":null,"is_new_card":false,"limited_time_offer_text":null,"limited_time_offer_tooltip":null,"cardfit_tag":null,"is_default":false,"review_category_id":null,"whyLikeThis":"It offers valuable perks at a much lower cost than other premium cards, including annual travel credits, airport lounge access and more.","callouts":"marketplace_travel","our_picks_for":null,"credit_building_features":[],"cashback_highlights":null}],"cardfitTags":[],"aoEligible":false,"bankrateScore":5,"cardholderRating":null,"cardholderRatingTooltipText":null,"program":{"id":42,"name":"Capital One miles","active_rate":{"id":43,"label":"2023","active":1,"unit_value":"0.01700"}},"reviewSlug":"capital-one-venture-x","subRatings":[{"subRatingType":"rewards_value","subRatingValue":"5"},{"subRatingType":"apr","subRatingValue":"4"},{"subRatingType":"rewards_flexibility","subRatingValue":"4"},{"subRatingType":"features","subRatingValue":"5"}],"enabled":true,"showApplyLink":true,"filterExclusions":null},{"pid":"22146013","name":"The Platinum Card\u0026#174; from American Express","capiId":"22146013","issuerName":"American Express","issuerId":"c81e728d9d4c2f636f067f89cc14862c","network":"American Express","lastUpdated":"2024-11-11T16:03:25+00:00","monetized":true,"inFeed":true,"link":"https://oc.brcclx.com/t?lid=25026697","type":"creditcard","id":"701","attributes":{"baseProductId":null,"legacyId":null,"name":"The Platinum Card\u0026#174; from American Express","link":"https://oc.brcclx.com/t?lid=25026697","image":{"url":"b00a5840-5b1a-11ef-a7c5-db9b566f392d.png","fullUrl":"https://cdn.prodstatic.com/shared/images/cards/b00a5840-5b1a-11ef-a7c5-db9b566f392d.png","isVertical":false},"sku":"22146013 CG","network":"American Express","additionalData":null,"bullets":["Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership.","Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.","$200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel using your Platinum Card®. The Hotel Collection requires a minimum two-night stay.","$240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.","The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market. As of 03/2023.","$155 Walmart+ Credit: Save on eligible delivery fees, shipping, and more with a Walmart+ membership. 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You'll also become an Uber VIP, where available, without meeting minimum ride requirements and be matched with top-rated drivers, so that even a 5-minute trip can be a 5-star experience.‡ [1] Uber Cash and Uber VIP status available to Basic Card Member only"},{"name":"No Foreign Transaction Fees","rank":2,"image":"","description":"","cardBenefitId":346,"longDescription":"Enjoy worldwide acceptance with no foreign transaction fees."},{"name":"American Express - Platinum - $200 Hotel Credit","rank":3,"image":"","description":"","cardBenefitId":8,"longDescription":"Get $200 back in statement credits each year on select prepaid hotel bookings with American Express Travel using the Platinum Card®"},{"name":"American Express - Platinum - International Airline Program","rank":4,"image":"","description":"","cardBenefitId":32,"longDescription":"Lower fares on the best international seats in the house, up to 8 tickets per booking. There’s no need to shop around when you book the International Airline Program with American Express Travel. Enjoy savings on international First, Business, Premium Economy seats on more than 25 world-class airlines. Basic Card Member must be traveling on the itinerary and travel must originate in, and return to, the U.S."},{"name":"American Express - Platinum - Marriott Bonvoy(TM) Gold Elite","rank":5,"image":"","description":"","cardBenefitId":33,"longDescription":"With Marriott Bonvoy Gold Elite status, you can receive upgrades to enhanced rooms upon check-in when available."},{"name":"American Express - Platinum - Hilton Honors Gold Status","rank":6,"image":"","description":"","cardBenefitId":34,"longDescription":"As a Platinum Card Member, enroll to receive complimentary Hilton Honors Gold Status."},{"name":"American Express - Consumer - Car Rental Loss and Damage Insurance","rank":7,"image":"","description":"","cardBenefitId":397,"longDescription":"Getting into your Rental Vehicle can be the start of a great vacation. When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver at the rental Company counter, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. 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Simply call the number on the back of your Card and say \"Concierge\" when prompted or send your Concierge request to PlatinumRequests@concierge.americanexpress.com from the e-mail associated with your American Express account."},{"name":"American Express - Platinum - Return Protection","rank":11,"image":"","description":"","cardBenefitId":40,"longDescription":"If you try to return an eligible item within 90 days from the date of purchase and the merchant won't take it back, American Express may refund the full purchase price excluding shipping and handling, up to $300 per item, up to a maximum of $1,000 per calendar year per Card account, if you purchased it entirely with your eligible American Express® Card."},{"name":"American Express - Platinum - $300 with Equinox","rank":12,"image":"","description":"","cardBenefitId":447,"longDescription":"Get a $25 statement credit each month at Equinox. Simply use your Platinum Card to pay for monthly Equinox All Access, Destination, or E by Equinox membership fees, or for Equinox+. Enrollment required."},{"name":"American Express - Platinum - $240 Digital Entertainment Credit","rank":13,"image":"","description":"","cardBenefitId":448,"longDescription":"Get up to $20 back each month when you pay for one or more of Peacock, The New York Times, Audible, or SiriusXM with your Platinum Card®. Enrollment required.‡ $240 Digital Entertainment Credit Experience the latest shows, audiobooks, music, news and recipes. Get up to $20 in statement credits each month when you use your Platinum Card® for eligible purchases at your choice of one or more of the following: Peacock, Audible, SiriusXM, and The New York Times. Enrollment required."},{"name":"American Express - Platinum - $179 with CLEAR","rank":14,"image":"","description":"","cardBenefitId":449,"longDescription":"Breeze through security with CLEAR® where available and get up to $179 back per year on your membership when you use your Card.‡ $179 with CLEAR® CLEAR® uses biometrics to assign you a touchless ID, allowing you to move faster through security at select airports and stadiums across the U.S. You can cover the cost of a CLEAR membership with up to $179 in statement credits per year after you pay for CLEAR with your Platinum Card."},{"name":"American Express - Platinum - Global Dining Access with Resy","rank":15,"image":"","description":"","cardBenefitId":450,"longDescription":"Unlock access to exclusive tables and events when you add your Card to your Resy profile."}],"productTypeId":9,"rewardRules":[{"name":"","rank":0,"unit":"X","value":1,"endDate":null,"startDate":null,"spendLimit":null,"periodLimit":null,"earningLimit":null,"isHighestCategory":false,"rewardRuleCategoryIds":[],"eligibleCategoriesCount":null},{"name":"","rank":1,"unit":"X","value":5,"endDate":null,"startDate":null,"spendLimit":{"unit":"$","value":500000},"periodLimit":null,"earningLimit":null,"isHighestCategory":false,"rewardRuleCategoryIds":[6,13],"eligibleCategoriesCount":null}],"benefitTermsUrl":null,"annualRewardValue":null,"applyByPhoneNumber":"","annualRewardDisplayText":null,"badges":[],"disclosure":null,"creditLimit":null},"relationships":{"tags":[{"name":"Airport Lounge Access","image":"0a7bb0c9d2441e79b34993203e8d1f86.png"},{"name":"Annual Uber Credit","image":"57d3b70966ec41ae81d620b6c000eb39.png"},{"name":"Concierge Service","image":"9a88b402c09f511d28190e3d832d539f.png"},{"name":"EMV","image":"ff2a1eb82a6a9498d1f0f73bc974e2a3.png"},{"name":"Elite Status","image":"9fa189a52338b4574699750e7a6e121d.png"},{"name":"Excellent Credit","image":"a1203ba0-bd23-11e9-8c33-b96e508849bb.svg"},{"name":"Free Credit Score","image":"c921b548023dc6f855952e83fcfca848.png"},{"name":"Free Wi-Fi Access","image":"b67ead4ff3cb0e57462c3dce8e876546.png"},{"name":"Mobile Pay Ready","image":"c9a039a1830fa29723ae3591721396ec.png"},{"name":"No Foreign Transaction Fees","image":"eaaf459ad1ed2e1825d59f0c908ffa44.png"},{"name":"Points","image":"9a953c00-bd22-11e9-8c33-b96e508849bb.svg"},{"name":"Popular","image":"4b16a0f0-bd23-11e9-a841-3728becc33ed.svg"},{"name":"Presale Tickets","image":"bb284692903330764acc7c1350a85a42.png"},{"name":"Private Jet Access","image":"2566a3a19d7cf57528d908d8d8163ce5.png"},{"name":"Rewards","image":"b47fb820-bd3b-11e9-8c33-b96e508849bb.svg"},{"name":"TSA/Customs Reimbursement","image":"2c364fe0-bd24-11e9-a841-3728becc33ed.svg"},{"name":"Travel","image":"b3d5f780-bd23-11e9-8c33-b96e508849bb.svg"},{"name":"Ultra-Premium Card","image":null},{"name":"Zero Fraud Liability","image":"7f303633e8c906a4a36c040425d50a31.png"}],"issuer":{"id":"c81e728d9d4c2f636f067f89cc14862c","name":"American Express","type":"issuer"},"creditNeeded":[{"name":"Good","value":3,"displayName":"Excellent/Good"},{"name":"Excellent","value":4,"displayName":"Excellent/Good"}],"loyaltyPrograms":[{"image":"e93f6750-62e9-11ea-a32c-0da266241880.png","description":"MR","displayText":"American Express Membership Rewards","loyaltyType":"issuer","loyaltyUnit":null,"loyaltyProgramId":"ccb5b8ab-e313-4ff4-ba20-3d4faeca245b"}],"additionalBonuses":[]},"approvalOdds":null,"meta":{"monetized":true,"lastUpdated":"2024-11-11T16:03:25+00:00","commission":null},"variations":[{"name":"4379 | Best credit cards category page","credit_card_pid":"22146013","superlative":"Best for luxury perks","bankrates_view":"\u003cdiv\u003e\u003cstrong\u003eWhat we love: \u003c/strong\u003eIf you’re a frequent traveler looking for top-tier perks, this card may be worth the price of admission. 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Just hover your card over a contactless reader, wait for the confirmation, and you're all set","Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you"],"aprs":[{"name":"Introductory Balance Transfer APR","displayText":"N/A","aprTypeId":2,"periodTypeId":1,"rateType":"fixed","minValue":0,"maxValue":0,"periodUnit":"months","periodValue":0},{"name":"Introductory Purchases APR","displayText":"N/A","aprTypeId":1,"periodTypeId":1,"rateType":"fixed","minValue":0,"maxValue":0,"periodUnit":"months","periodValue":0},{"name":"Ongoing Balance Transfer APR","displayText":"29.99% (Variable)","aprTypeId":2,"periodTypeId":2,"rateType":"variable","minValue":29.99,"maxValue":29.99,"periodUnit":null,"periodValue":null},{"name":"Ongoing Cash Advance APR","displayText":"29.99% (Variable)","aprTypeId":3,"periodTypeId":2,"rateType":"variable","minValue":29.99,"maxValue":29.99,"periodUnit":null,"periodValue":null},{"name":"Ongoing Penalty APR","displayText":"None","aprTypeId":4,"periodTypeId":2,"rateType":"fixed","minValue":0,"maxValue":0,"periodUnit":null,"periodValue":null},{"name":"Ongoing Purchases APR","displayText":"29.99% (Variable)","aprTypeId":1,"periodTypeId":2,"rateType":"variable","minValue":29.99,"maxValue":29.99,"periodUnit":null,"periodValue":null}],"fees":[{"typeId":2,"name":"Ongoing Annual Fee","displayText":"$0","value":0,"unit":"$","minimum":null,"feeType":{"id":2,"name":"Ongoing Annual Fee"}},{"typeId":4,"name":"Cash Advance Fee","displayText":"5% of the amount of the cash advance, but not less than $5","value":5,"unit":"%","minimum":5,"feeType":{"id":4,"name":"Cash Advance Fee"}},{"typeId":5,"name":"Foreign Exchange Fee","displayText":"None","value":0,"unit":"%","minimum":null,"feeType":{"id":5,"name":"Foreign Exchange Fee"}},{"typeId":8,"name":"Late Payment Fee","displayText":"Up to $40","value":40,"unit":"$","minimum":null,"feeType":{"id":8,"name":"Late Payment Fee"}},{"typeId":11,"name":"Ongoing Balance Transfer Fee","displayText":"Balance Transfer Fee applies to balances transferred at a promotional rate","value":0,"unit":"at the Transfer APR, 4% of the amount of each transferred balance that posts to your account at a promotional APR that Capital One may offer to you","minimum":null,"feeType":{"id":11,"name":"Ongoing Balance Transfer Fee"}}],"creditNeededDisplayText":"Average, Fair, Limited","introBonuses":[],"termsAndConditionsUrl":"https://d25970n8puso9u.cloudfront.net/disclosure.30722.en-US.pdf","rewardRates":[],"review":{"link":null,"count":null,"rating":null},"customData":[],"collationId":"69a63f16-2e4c-4d38-925f-c0065175729d","cardBenefits":[{"name":"Capital One Platinum - Transfer Higher-Rate Balances","rank":0,"image":"","description":"","cardBenefitId":369,"longDescription":"Transfer your higher-rate balances onto a Capital One card."}],"productTypeId":9,"rewardRules":[],"benefitTermsUrl":null,"annualRewardValue":null,"applyByPhoneNumber":"","annualRewardDisplayText":null,"badges":[],"disclosure":null,"creditLimit":null},"relationships":{"tags":[{"name":"EMV","image":"ff2a1eb82a6a9498d1f0f73bc974e2a3.png"},{"name":"Fair Credit","image":"39cbbfb0-bd23-11e9-8c33-b96e508849bb.svg"},{"name":"No Annual Fee","image":"4226595fe40f1186714c2263039b7df0.png"},{"name":"No Foreign Transaction Fees","image":"eaaf459ad1ed2e1825d59f0c908ffa44.png"}],"issuer":{"id":"a87ff679a2f3e71d9181a67b7542122c","name":"Capital One","type":"issuer"},"creditNeeded":[{"name":"No Credit","value":-1,"displayName":"Average, Fair, Limited"},{"name":"Fair","value":2,"displayName":"Average, Fair, Limited"}],"loyaltyPrograms":[],"additionalBonuses":[]},"approvalOdds":null,"meta":{"monetized":true,"lastUpdated":"2024-11-21T15:36:22+00:00","commission":null},"variations":[{"name":"2587 | Best credit cards category page","credit_card_pid":"221010773","superlative":"Best for upgrading","bankrates_view":"\u003cdiv\u003e\u003cstrong\u003eWhat we love: \u003c/strong\u003eThis brass-tacks card is tailored to people with fair credit who want to \u003ca href=\"https://www.bankrate.com/credit-cards/reviews/capital-one-platinum-improve-your-credit/\"\u003efocus on building credit\u003c/a\u003e without distractions. Unsecured cards for people with less-than-perfect credit often charge a ton of fees, but this card gives responsible cardholders the chance to increase their credit limit and possibly upgrade to a more rewarding Capital One card in the future if their score improves.\u003cbr\u003e\u003cbr\u003e\u003cstrong\u003eLearn more:\u003c/strong\u003e \u003ca href=\"https://www.bankrate.com/credit-cards/reviews/who-should-get-capital-one-platinum-card/\"\u003eIs the Capital One Platinum Card worth it?\u003c/a\u003e\u003cbr\u003e\u003cbr\u003e\u003cstrong\u003eAlternatives:\u003c/strong\u003e The \u003ca href=\"https://www.bankrate.com/credit-cards/reviews/capital-one-quicksilverone-cash-rewards-credit-card/\"\u003eCapital One QuicksilverOne Cash Rewards Credit Card\u003c/a\u003e may be\u0026nbsp;\u003ca href=\"https://www.bankrate.com/credit-cards/reviews/capital-one-platinum-vs-capital-one-quicksilver-one/\"\u003emore rewarding\u003c/a\u003e\u0026nbsp;during your credit-building journey since it earns a flat 1.5 percent cash back rate and is also available with fair credit.\u003c/div\u003e","pros_and_cons_header":"What you should know","pros":[{"text":"You’ll be considered for a higher credit limit after just six months of responsible use — one of the shortest credit limit review periods available with a credit-building card."},{"text":"Capital One may consider applicants with FICO scores as low as 580 for this card."}],"cons":[{"text":"The variable APR is assigned to all cardholders, regardless of credit score. That’s a bit high, even for a card for someone with fair credit."},{"text":"It comes with no rewards program or notable perks, which limits this card’s long-term value compared to other credit-building cards."}],"exclusive_offer_text":null,"is_new_card":false,"limited_time_offer_text":null,"limited_time_offer_tooltip":null,"cardfit_tag":null,"is_default":false,"review_category_id":null,"whyLikeThis":"It offers a clear path to a higher credit limit and several lucrative rewards cards you could upgrade to down the line.","callouts":"marketplace_newToCreditWithNoRewards","our_picks_for":null,"credit_building_features":[],"cashback_highlights":null}],"cardfitTags":[],"aoEligible":true,"bankrateScore":4.2,"cardholderRating":null,"cardholderRatingTooltipText":null,"program":null,"reviewSlug":"capital-one-platinum-credit-card","subRatings":[{"subRatingType":"cost_of_membership","subRatingValue":"5"},{"subRatingType":"ease_of_building_credit","subRatingValue":"3"},{"subRatingType":"apr","subRatingValue":"2"},{"subRatingType":"features","subRatingValue":"3.8"}],"enabled":true,"showApplyLink":true,"filterExclusions":null},{"pid":"9885","name":"Chime Credit Builder Secured Visa\u0026#174; Credit Card","capiId":"9885","issuerName":"Chime","issuerId":"f940cb61-c35a-4af4-a038-b521534db517","network":"N/A","lastUpdated":"2024-11-14T16:29:39+00:00","monetized":true,"inFeed":true,"link":"https://oc.brcclx.com/t?lid=26691022","type":"creditcard","id":"1045","attributes":{"baseProductId":null,"legacyId":null,"name":"Chime Credit Builder Secured Visa\u0026#174; Credit Card","link":"https://oc.brcclx.com/t?lid=26691022","image":{"url":"340d7b40-184a-11ef-b587-033e32381cb0.jpg","fullUrl":"https://cdn.prodstatic.com/shared/images/cards/340d7b40-184a-11ef-b587-033e32381cb0.jpg","isVertical":false},"sku":null,"network":"N/A","additionalData":null,"bullets":["To apply for Credit Builder, you must have an active Chime® Checking Account.","The qualifying direct deposit must be from your employer, payroll provider, gig economy payer, or benefits payer by Automated Clearing House (ACH) deposit OR Original Credit Transaction (OCT).","The Chime Credit Builder Card is a secured credit card that can help consumers build credit history. It has no interest*, no annual fees, no credit check to apply, and no minimum security deposit required**","Help build your credit history with your own money. The money you move into the Credit Builder secured account is the amount you can spend on your card (no minimum deposit required**). Turn on Safer Credit Building** and have your monthly balance automatically paid on time. Chime will report your activities to Transunion®. Experian®. and Equifax®.","Use your secured Credit Builder card everywhere VISA is accepted, including on everyday purchases, such as gas and groceries.","*No Interest: Out-of-network ATM withdrawal and OTC advance fees may apply. View \u003ca href=\"https://www.chime.com/policies/bancorp/chime-credit-card-agreement/\" target=\"blank\"\u003eThe Bancorp agreement\u003c/a\u003e or \u003ca href=\"https://www.chime.com/chime-credit-builder-visa-credit-card-agreement/\" target=\"blank\"\u003eStride agreement\u003c/a\u003e for details; see back of card for issuer.","**No Minimum Security Deposit: Money added to Credit Builder will be held in a secured account as collateral for your Credit Builder Visa card, which means you can spend up to this amount on your card. This is money you can use to pay off your charges at the end of every month.","The secured Chime Credit Builder Visa® Credit Card is issued by The Bancorp Bank, N.A. or Stride Bank, N.A., pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see the back of your card for its issuing bank.","**Safer Credit Building - On-time payment history may have a positive impact on your credit score. Late payment may negatively impact your credit score. Chime will report your activities to Transunion®, Experian®, and Equifax®. Impact on your credit may vary, as Credit scores are independently determined by credit bureaus based on a number of factors including the financial decisions you make with other financial services organizations."],"aprs":[],"fees":[{"typeId":2,"name":"Ongoing Annual Fee","displayText":"None","value":0,"unit":"$","minimum":null,"feeType":{"id":2,"name":"Ongoing Annual Fee"}}],"creditNeededDisplayText":"No Credit History","introBonuses":[],"termsAndConditionsUrl":null,"rewardRates":[],"review":{"link":null,"count":null,"rating":null},"customData":[],"collationId":"608e1d9e-8cc7-4403-ab5e-39408bb17c1c","cardBenefits":[],"productTypeId":9,"rewardRules":[],"benefitTermsUrl":null,"annualRewardValue":null,"applyByPhoneNumber":"","annualRewardDisplayText":null,"badges":[],"disclosure":null,"creditLimit":null},"relationships":{"tags":[],"issuer":{"id":"f940cb61-c35a-4af4-a038-b521534db517","name":"Chime","type":"issuer"},"creditNeeded":[{"name":"No Credit","value":-1,"displayName":"No Credit History"}],"loyaltyPrograms":[],"additionalBonuses":[]},"approvalOdds":null,"meta":{"monetized":true,"lastUpdated":"2024-11-14T16:29:39+00:00","commission":null},"variations":[{"name":"4494 | Best credit cards category page","credit_card_pid":"9885","superlative":"Best for low-cost credit building","bankrates_view":"\u003cdiv\u003e\u003cstrong\u003eWhat we love: \u003c/strong\u003ePeople who build their credit with as few card costs as possible may enjoy this card, especially since there’s no minimum security deposit. There’s no APR, late payment fees, over-limit penalties or annual fee to worry about. It also offers one of the highest potential credit limits for secured cards in exchange for managing balances between Chime and your bank account.\u003cbr\u003e\u003cbr\u003e\u003cstrong\u003eAlternatives:\u003c/strong\u003e The \u003ca href=\"https://www.bankrate.com/credit-cards/reviews/capital-one-secured-mastercard/\"\u003eCapital One Platinum Secured Credit Card\u003c/a\u003e may offer a solid — and lower-maintenance — starting credit limit with only a small deposit. The card also gives you a chance at a higher credit limit in as little as six months and reports credit utilization to credit bureaus (unlike the Chime card), which could expedite your credit-building.\u003c/div\u003e","pros_and_cons_header":"What you should know","pros":[{"text":"This secured card offers one of the highest possible credit limits, with a $10,000 maximum secured account balance."},{"text":"Chime does not require a credit check, so applicants can avoid hard and soft pulls on their credit."}],"cons":[{"text":"There isn’t much long-term value since you can’t earn rewards or eventually upgrade to an unsecured card."},{"text":"Requires opening a Chime Checking Account with qualifying direct deposits in order to apply for the card, which equates to a typical security deposit."}],"exclusive_offer_text":null,"is_new_card":false,"limited_time_offer_text":null,"limited_time_offer_tooltip":null,"cardfit_tag":null,"is_default":false,"review_category_id":null,"whyLikeThis":"You can avoid traditional secured card costs like a security deposit, interest charges and late payment fees.","callouts":"marketplace_newToCreditWithNoRewards","our_picks_for":null,"credit_building_features":[],"cashback_highlights":null}],"cardfitTags":[],"aoEligible":false,"bankrateScore":4.2,"cardholderRating":null,"cardholderRatingTooltipText":null,"program":null,"reviewSlug":"chime-credit-builder-visa-credit-card","subRatings":null,"enabled":true,"showApplyLink":true,"filterExclusions":null},{"pid":"221011856","name":"Capital One Platinum Secured Credit Card","capiId":"221011856","issuerName":"Capital One","issuerId":"a87ff679a2f3e71d9181a67b7542122c","network":"Mastercard","lastUpdated":"2024-11-21T15:36:34+00:00","monetized":true,"inFeed":true,"link":"https://oc.brcclx.com/t?lid=26558359","type":"creditcard","id":"550","attributes":{"baseProductId":null,"legacyId":null,"name":"Capital One Platinum Secured Credit Card","link":"https://oc.brcclx.com/t?lid=26558359","image":{"url":"5e52c270-5981-11ef-a7c5-db9b566f392d.png","fullUrl":"https://cdn.prodstatic.com/shared/images/cards/5e52c270-5981-11ef-a7c5-db9b566f392d.png","isVertical":false},"sku":"9d92fcbfbf374f00bd2dddd57bd2a0cb","network":"Mastercard","additionalData":null,"bullets":["No annual or hidden fees. 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Plus, Capital One will review your account for a potential credit limit increase after six months — one of the shortest credit line review periods available on a card available at this credit level.\u003cbr\u003e\u003cbr\u003e\u003cstrong\u003eLearn more: \u003c/strong\u003e\u003ca href=\"https://www.bankrate.com/credit-cards/reviews/capital-one-platinum-secured-benefits-guide/\"\u003eCapital One Platinum Secured benefits guide\u003c/a\u003e \u003cbr\u003e\u003cbr\u003e\u003cstrong\u003eAlternatives:\u003c/strong\u003e The \u003ca href=\"https://www.bankrate.com/credit-cards/reviews/discover-it-secured-card/\"\u003eDiscover it® Secured Credit Card\u003c/a\u003e may be a \u003ca href=\"https://www.bankrate.com/credit-cards/reviews/capital-one-platinum-secured-vs-discover-it-secured/\"\u003ebetter option\u003c/a\u003e for some credit-builders looking for perks since it earns rewards on purchases and comes with an introductory APR on balance transfers.\u003c/div\u003e","pros_and_cons_header":"What you should know","pros":[{"text":"The potential $49 minimum security deposit is one of the lowest available on a secured card and is especially valuable considering it still gets you a starting credit limit of $200."},{"text":"Capital One reports your card usage to all three credit bureaus to help you build credit."}],"cons":[{"text":"Its ongoing value is greatly limited compared to secured cards that earn rewards, and its APR is higher than several other cards’ rates."},{"text":"If you take advantage of the possible $49 minimum security deposit, the $200 starting credit limit can make it hard to manage your credit utilization ratio, which could easily hurt your credit-building efforts."}],"exclusive_offer_text":null,"is_new_card":false,"limited_time_offer_text":null,"limited_time_offer_tooltip":null,"cardfit_tag":null,"is_default":false,"review_category_id":null,"whyLikeThis":"Its minimum security deposit is exceptionally low, 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</div> <div x-data="table({ tableId: 'table-8d869c67-5b13-4f8b-bb5a-ff830019f2e4', rowsToShow: 5, enableTracking: false, })" class="credit-cards-compare-table" aria-label="cards comparison table" data-beam-element-viewed data-type="product grid" data-location="compare table" data-name="Compare Bankrate's best best credit cards credit cards" data-cy="compare-table"> <h2>Compare Bankrate's best credit cards of 2024</h2> <div class="table-wrapper"> <table id="table-8d869c67-5b13-4f8b-bb5a-ff830019f2e4" class="CompareTable horizontal-scroll"> <thead> <tr> <th class="bg-gray-light font-bold font-circular-bold text-sm py-4 " data-column=card-name> Card name</th> <th class="bg-gray-light font-bold font-circular-bold text-sm py-4 " data-column=manual-r6c9myL6KdPzaA5bQhVZbs> Our pick for</th> <th class="bg-gray-light font-bold font-circular-bold text-sm py-4 " data-column=manual-1Tp76DKXBLfdj9PAcXmvUq> Card highlights</th> <th class="bg-gray-light font-bold font-circular-bold text-sm py-4 sortable" data-column=bankrate-review-score> <div class="display-flex flex-direction-row align-items-center pos-relative w-full"> <div> Bankrate Score</div> <div class="mr-2 sortable-buttons"> <button aria-label="Unsorted" data-op="sort-desc" data-col="4" class="Button Button--bare align-items-center text-gray sort hover:icon-base-blue Button--sort" data-beam-element-clicked data-type="SORTING" data-name="Sort" data-location="Compare Table" data-cy="sort-button"> <span class="Icon Icon--custom mx-1 sort-desc"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Unsorted Caret Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M16.39 7.966c.17.16.385.246.61.246.225 0 .44-.075.611-.246a.86.86 0 0 0 0-1.211l-5.006-5.006a.86.86 0 0 0-1.21 0L6.388 6.755a.86.86 0 0 0 0 1.21.86.86 0 0 0 1.211 0l4.395-4.394 4.394 4.395ZM11.994 22.5h.01-.02.01Zm-.6-.247a.868.868 0 0 0 .6.247.849.849 0 0 0 .6-.247l5.005-5.005a.86.86 0 0 0 0-1.211.86.86 0 0 0-1.21 0l-4.395 4.394L7.6 16.037a.86.86 0 0 0-1.21 0 .86.86 0 0 0 0 1.211l5.005 5.005Z" class="icon-base"/></svg></span> <span class="Icon Icon--sort mx-1 mb-1 sort-default display-none"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Up Icon</title><path d="M19.664 17.145c-.346 0-.675-.131-.938-.378l-6.742-6.742-6.743 6.742a1.32 1.32 0 0 1-1.859 0 1.32 1.32 0 0 1 0-1.858l7.68-7.68c.247-.247.576-.379.938-.379.345 0 .69.132.937.379l7.68 7.68c.51.51.51 1.348 0 1.858a1.29 1.29 0 0 1-.937.378h-.016Z" class="icon-base"/></svg></span> <span class="Icon Icon--sort mx-1 sort-asc display-none"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg></span> </button> </div> </div> </th> </tr> </thead> <tbody aria-label="table rows"> <tr class=" md:justify-content-space-evenly"> <td x-data="{aoProduct: {odd: ''}}" class="CompareTable-card_name_bg CompareTable-card_name"> <div> <figure class="CreditCardProductTileCardart mb-0 mb-2 CompareTable-card_name"> <a class="display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26635932" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26635932" data-page-id="002300" data-featured="1" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="b6e9b6ed-5003-4916-aba4-21e7618485fb" data-beam-product-clicked data-location="GRID" data-name="Capital One Savor Cash Rewards Credit Card" data-position="1" data-text="Capital One Savor Cash Rewards Credit Card" data-outcome="APPLY" data-productid="221012282" data-category="best-credit-cards credit card" data-brand="Capital One" data-variant="THUMBNAIL" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > <img class="CreditCardProductTileCardart__image js-product-box__image" src="https://cdn.prodstatic.com/shared/images/cards/120x76/80d15850-9088-11ef-9b25-ab59e8af7111.png?auto=webp&fit=bounds&width=120&height=76" alt="Image of Capital One Savor Cash Rewards Credit Card" width="120" height="76" loading="lazy" > </a> <figcaption class="text-slate pt-2"> <a class="text-slate display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26635932" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26635932" data-page-id="002300" data-featured="1" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="b6e9b6ed-5003-4916-aba4-21e7618485fb" data-beam-product-clicked data-location="GRID" data-name="Capital One Savor Cash Rewards Credit Card" data-position="1" data-text="Capital One Savor Cash Rewards Credit Card" data-outcome="APPLY" data-productid="221012282" data-category="best-credit-cards credit card" data-brand="Capital One" data-variant="CARD NAME" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > Capital One Savor Cash Rewards Credit Card</a> </figcaption> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div>Dining and entertainment</div></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <!--StartFragment--> <p><strong>8% cash back</strong> on Capital One Entertainment purchases</p> <p><strong>5% cash back</strong> on hotels and rental cars through Capital One Travel</p> <p><strong>3% cash back</strong> on dining, entertainment, select streaming services and grocery store purchases (excluding superstores like Walmart and Target)</p> <p><strong>No annual fee</strong></p> <!--EndFragment--></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div class="display-flex flex-direction-column text-center mb-2 "> <div class="score mb-2"> <div class="display-flex justify-content-center gap-2"> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/capital-one-savorone-rewards-card/" data-beam-element-clicked data-location="below the fold" data-name="Capital One Savor Cash Rewards Credit Card" data-position="1" data-text="BANKRATE SCORE" data-outcome="review" data-productid="221012282" data-brand="Capital One" data-variant="BUTTON" > <p class="text-blue sm:text-sm md:text-md mb-0">5.0 / 5</p> </a> <div id="tea6f8575-2b80-40e2-9a1c-0786e7a8b57f" class="display-none"> <div class="w-72" style="max-width: calc(100vw - 4rem)"> <p class="type-body-two m-0"> Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. </p></div> </div> <div class="display-inline-block ml-1 cursor-pointer TooltipFix"> <div x-data data-tippy-maxWidth="none" data-template="tea6f8575-2b80-40e2-9a1c-0786e7a8b57f" role="tooltip" tabIndex="0"x-tooltip="" > <span class="Icon Icon--xs -mt-3 text-blue"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Info Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M0 12c0 6.612 5.388 12 12 12s12-5.388 12-12S18.612 0 12 0 0 5.388 0 12Zm1.96 0C1.96 6.465 6.464 1.96 12 1.96c5.535 0 10.04 4.505 10.04 10.04 0 5.535-4.505 10.04-10.04 10.04-5.535 0-10.04-4.505-10.04-10.04Zm11.02-4.543c0-.538-.441-.98-.98-.98-.539 0-.98.441-.98.98v.074c0 .539.441.98.98.98.539 0 .98-.441.98-.98v-.074Zm.012 3.796c0-.539-.441-.98-.98-.98-.539 0-.98.441-.98.98v5.265c0 .54.441.98.98.98.539 0 .98-.44.98-.98v-5.265Z" class="icon-base"/></svg></span></div> </div> </div> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/capital-one-savorone-rewards-card/" data-beam-element-clicked data-location="below the fold" data-name="Capital One Savor Cash Rewards Credit Card" data-position="1" data-text="READ REVIEW" data-outcome="review" data-productid="221012282" data-brand="Capital One" data-variant="BUTTON" > (Read card review) </a> </div> <div class="w-full display-flex flex-direction-column text-center mb-2 p-2"> <a class="Button Button--primary Button--normal" href="https://oc.brcclx.com/t?lid=26635932" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26635932" data-beam-product-clicked data-location="below the fold" data-name="Capital One Savor Cash Rewards Credit Card" data-position="1" data-text="APPLY NOW" data-outcome="APPLY" data-productid="221012282" data-brand="Capital One" data-variant="BUTTON" data-page-id="002300" data-featured="1" data-category-id="" data-track-click="creditcard.apply"> Apply now <span class="Icon Icon--xs icon-base-white -mt-1"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Lock Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M16.149 7.038v1.436H7.842V6.977c0-2.258 1.86-4.093 4.153-4.093a4.154 4.154 0 0 1 4.154 4.154Zm-9.691-.06v1.496h-.225a3.004 3.004 0 0 0-3.003 3.002v8.021A3.004 3.004 0 0 0 6.233 22.5h11.534v-.009c1.661 0 3.002-1.367 3.002-3.054v-7.96a3.004 3.004 0 0 0-3.002-3.003h-.234V7.038A5.543 5.543 0 0 0 11.995 1.5c-3.054 0-5.537 2.457-5.537 5.477Zm-.234 2.89c-.89 0-1.618.726-1.618 1.617v8.021c0 .891.727 1.618 1.618 1.618h11.534c.909 0 1.618-.735 1.618-1.67v-7.96c0-.891-.727-1.618-1.618-1.618H6.224v-.009Zm5.08 6.8c0 .38.31.692.692.692.38 0 .692-.311.692-.692v-2.362a.694.694 0 0 0-.692-.692.694.694 0 0 0-.693.692v2.362Z" class="icon-base"/></svg></span> </a> <div class="type-body-three mt-2 sm:mt-3"> on Capital One's secure site </div> </div> <div id="terms-apply" class="text-xs px-2 mb-2 text-center w-full mt-2"> <a href="https://d25970n8puso9u.cloudfront.net/disclosure.30978.en-US.pdf" class="Link Link--standalone display-inline-block" target="blank" data-beam-product-clicked data-location="below the fold" data-name="Capital One Savor Cash Rewards Credit Card" data-position="1" data-text="Rates & Fees" data-outcome="EXTERNALLINK" data-productid="221012282" data-brand="Capital One" data-variant="BUTTON" data-page-id="$pageId" data-featured="$pageFeatured" data-category-id=""> See Rates & Fees </a> </div> </div> </div> </td> </tr> <tr class=" md:justify-content-space-evenly"> <td x-data="{aoProduct: {odd: ''}}" class="CompareTable-card_name_bg CompareTable-card_name"> <div> <figure class="CreditCardProductTileCardart mb-0 mb-2 CompareTable-card_name"> <a class="display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26597444" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26597444" data-page-id="002300" data-featured="1" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="080f5173-fd0b-4d3e-a671-e557876025fd" data-beam-product-clicked data-location="GRID" data-name="Chase Sapphire Preferred® Card" data-position="2" data-text="Chase Sapphire Preferred® Card" data-outcome="APPLY" data-productid="221210070" data-category="best-credit-cards credit card" data-brand="Chase" data-variant="THUMBNAIL" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > <img class="CreditCardProductTileCardart__image js-product-box__image" src="https://cdn.prodstatic.com/shared/images/cards/120x76/ae837480-ed19-11ee-b6aa-83dad90afdcd.png?auto=webp&fit=bounds&width=120&height=76" alt="Image of Chase Sapphire Preferred® Card" width="120" height="75" loading="lazy" > </a> <figcaption class="text-slate pt-2"> <a class="text-slate display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26597444" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26597444" data-page-id="002300" data-featured="1" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="080f5173-fd0b-4d3e-a671-e557876025fd" data-beam-product-clicked data-location="GRID" data-name="Chase Sapphire Preferred® Card" data-position="2" data-text="Chase Sapphire Preferred® Card" data-outcome="APPLY" data-productid="221210070" data-category="best-credit-cards credit card" data-brand="Chase" data-variant="CARD NAME" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > Chase Sapphire Preferred® Card</a> </figcaption> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div>Point value</div></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <!--StartFragment--> <p><strong>3X points</strong> on online grocery purchases (excluding Walmart, Target and wholesale clubs), dining (including eligible delivery services) and select streaming services</p> <p><strong>5X points</strong> on Chase Travel℠ and Lyft Rides (Lyft offer through March 31, 2025)</p> <p><strong>2X points</strong> on other travel</p> <p><strong>25% point value boost</strong> toward Chase Travel<span style="font-size: 13.5pt; font-family: Roboto; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Calibri; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: AR-SA;">℠</span> redemption </p> <p><strong>Yearly bonus points and credits</strong>: $50 annual hotel stay credit and 10% back on your previous year's total combined spending points </p> <p><strong>$95 annual fee</strong></p> <!--EndFragment--> <div> </div></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div class="display-flex flex-direction-column text-center mb-2 "> <div class="score mb-2"> <div class="display-flex justify-content-center gap-2"> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/chase-sapphire-preferred-card/" data-beam-element-clicked data-location="below the fold" data-name="Chase Sapphire Preferred® Card" data-position="2" data-text="BANKRATE SCORE" data-outcome="review" data-productid="221210070" data-brand="Chase" data-variant="BUTTON" > <p class="text-blue sm:text-sm md:text-md mb-0">4.8 / 5</p> </a> <div id="t94efc673-0546-4f4d-96b6-caf88a2e2146" class="display-none"> <div class="w-72" style="max-width: calc(100vw - 4rem)"> <p class="type-body-two m-0"> Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. </p></div> </div> <div class="display-inline-block ml-1 cursor-pointer TooltipFix"> <div x-data data-tippy-maxWidth="none" data-template="t94efc673-0546-4f4d-96b6-caf88a2e2146" role="tooltip" tabIndex="0"x-tooltip="" > <span class="Icon Icon--xs -mt-3 text-blue"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Info Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M0 12c0 6.612 5.388 12 12 12s12-5.388 12-12S18.612 0 12 0 0 5.388 0 12Zm1.96 0C1.96 6.465 6.464 1.96 12 1.96c5.535 0 10.04 4.505 10.04 10.04 0 5.535-4.505 10.04-10.04 10.04-5.535 0-10.04-4.505-10.04-10.04Zm11.02-4.543c0-.538-.441-.98-.98-.98-.539 0-.98.441-.98.98v.074c0 .539.441.98.98.98.539 0 .98-.441.98-.98v-.074Zm.012 3.796c0-.539-.441-.98-.98-.98-.539 0-.98.441-.98.98v5.265c0 .54.441.98.98.98.539 0 .98-.44.98-.98v-5.265Z" class="icon-base"/></svg></span></div> </div> </div> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/chase-sapphire-preferred-card/" data-beam-element-clicked data-location="below the fold" data-name="Chase Sapphire Preferred® Card" data-position="2" data-text="READ REVIEW" data-outcome="review" data-productid="221210070" data-brand="Chase" data-variant="BUTTON" > (Read card review) </a> </div> <div class="w-full display-flex flex-direction-column text-center mb-2 p-2"> <a class="Button Button--primary Button--normal" href="https://oc.brcclx.com/t?lid=26597444" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26597444" data-beam-product-clicked data-location="below the fold" data-name="Chase Sapphire Preferred® Card" data-position="2" data-text="APPLY NOW" data-outcome="APPLY" data-productid="221210070" data-brand="Chase" data-variant="BUTTON" data-page-id="002300" data-featured="1" data-category-id="" data-track-click="creditcard.apply"> Apply now <span class="Icon Icon--xs icon-base-white -mt-1"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Lock Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M16.149 7.038v1.436H7.842V6.977c0-2.258 1.86-4.093 4.153-4.093a4.154 4.154 0 0 1 4.154 4.154Zm-9.691-.06v1.496h-.225a3.004 3.004 0 0 0-3.003 3.002v8.021A3.004 3.004 0 0 0 6.233 22.5h11.534v-.009c1.661 0 3.002-1.367 3.002-3.054v-7.96a3.004 3.004 0 0 0-3.002-3.003h-.234V7.038A5.543 5.543 0 0 0 11.995 1.5c-3.054 0-5.537 2.457-5.537 5.477Zm-.234 2.89c-.89 0-1.618.726-1.618 1.617v8.021c0 .891.727 1.618 1.618 1.618h11.534c.909 0 1.618-.735 1.618-1.67v-7.96c0-.891-.727-1.618-1.618-1.618H6.224v-.009Zm5.08 6.8c0 .38.31.692.692.692.38 0 .692-.311.692-.692v-2.362a.694.694 0 0 0-.692-.692.694.694 0 0 0-.693.692v2.362Z" class="icon-base"/></svg></span> </a> <div class="type-body-three mt-2 sm:mt-3"> on Chase's secure site </div> </div> <div id="terms-apply" class="text-xs px-2 mb-2 text-center w-full mt-2"> </div> </div> </div> </td> </tr> <tr class=" md:justify-content-space-evenly"> <td x-data="{aoProduct: {odd: ''}}" class="CompareTable-card_name_bg CompareTable-card_name"> <div> <figure class="CreditCardProductTileCardart mb-0 mb-2 CompareTable-card_name"> <a class="display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26377973" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26377973" data-page-id="002300" data-featured="1" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="07f0a7d8-fb6d-4ce3-8be7-e9ccc7f806d9" data-beam-product-clicked data-location="GRID" data-name="Chase Freedom Unlimited&#174;" data-position="3" data-text="Chase Freedom Unlimited&#174;" data-outcome="APPLY" data-productid="221211280" data-category="best-credit-cards credit card" data-brand="Chase" data-variant="THUMBNAIL" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > <img class="CreditCardProductTileCardart__image js-product-box__image" src="https://cdn.prodstatic.com/shared/images/cards/120x76/da2489c0-bbaf-11ea-bf12-c7437d5726b0.png?auto=webp&fit=bounds&width=120&height=76" alt="Image of Chase Freedom Unlimited&#174;" width="120" height="76" loading="lazy" > </a> <figcaption class="text-slate pt-2"> <a class="text-slate display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26377973" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26377973" data-page-id="002300" data-featured="1" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="07f0a7d8-fb6d-4ce3-8be7-e9ccc7f806d9" data-beam-product-clicked data-location="GRID" data-name="Chase Freedom Unlimited&#174;" data-position="3" data-text="Chase Freedom Unlimited&#174;" data-outcome="APPLY" data-productid="221211280" data-category="best-credit-cards credit card" data-brand="Chase" data-variant="CARD NAME" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > Chase Freedom Unlimited®</a> </figcaption> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <p>Standalone rewards card</p></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div> <p><strong>5% cash back</strong> on travel booked through Chase Travel℠</p> <p><strong>3% cash back</strong> on dining and drugstore purchases</p> <p><strong>1.5% cash back</strong> on all other purchases</p> <p><strong>No annual fee</strong></p> </div></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div class="display-flex flex-direction-column text-center mb-2 "> <div class="score mb-2"> <div class="display-flex justify-content-center gap-2"> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/chase-freedom-unlimited/" data-beam-element-clicked data-location="below the fold" data-name="Chase Freedom Unlimited&#174;" data-position="3" data-text="BANKRATE SCORE" data-outcome="review" data-productid="221211280" data-brand="Chase" data-variant="BUTTON" > <p class="text-blue sm:text-sm md:text-md mb-0">4.8 / 5</p> </a> <div id="tc381746c-46d0-48ff-a981-9cb546dda765" class="display-none"> <div class="w-72" style="max-width: calc(100vw - 4rem)"> <p class="type-body-two m-0"> Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. </p></div> </div> <div class="display-inline-block ml-1 cursor-pointer TooltipFix"> <div x-data data-tippy-maxWidth="none" data-template="tc381746c-46d0-48ff-a981-9cb546dda765" role="tooltip" tabIndex="0"x-tooltip="" > <span class="Icon Icon--xs -mt-3 text-blue"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Info Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M0 12c0 6.612 5.388 12 12 12s12-5.388 12-12S18.612 0 12 0 0 5.388 0 12Zm1.96 0C1.96 6.465 6.464 1.96 12 1.96c5.535 0 10.04 4.505 10.04 10.04 0 5.535-4.505 10.04-10.04 10.04-5.535 0-10.04-4.505-10.04-10.04Zm11.02-4.543c0-.538-.441-.98-.98-.98-.539 0-.98.441-.98.98v.074c0 .539.441.98.98.98.539 0 .98-.441.98-.98v-.074Zm.012 3.796c0-.539-.441-.98-.98-.98-.539 0-.98.441-.98.98v5.265c0 .54.441.98.98.98.539 0 .98-.44.98-.98v-5.265Z" class="icon-base"/></svg></span></div> </div> </div> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/chase-freedom-unlimited/" data-beam-element-clicked data-location="below the fold" data-name="Chase Freedom Unlimited&#174;" data-position="3" data-text="READ REVIEW" data-outcome="review" data-productid="221211280" data-brand="Chase" data-variant="BUTTON" > (Read card review) </a> </div> <div class="w-full display-flex flex-direction-column text-center mb-2 p-2"> <a class="Button Button--primary Button--normal" href="https://oc.brcclx.com/t?lid=26377973" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26377973" data-beam-product-clicked data-location="below the fold" data-name="Chase Freedom Unlimited&#174;" data-position="3" data-text="APPLY NOW" data-outcome="APPLY" data-productid="221211280" data-brand="Chase" data-variant="BUTTON" data-page-id="002300" data-featured="1" data-category-id="" data-track-click="creditcard.apply"> Apply now <span class="Icon Icon--xs icon-base-white -mt-1"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Lock Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M16.149 7.038v1.436H7.842V6.977c0-2.258 1.86-4.093 4.153-4.093a4.154 4.154 0 0 1 4.154 4.154Zm-9.691-.06v1.496h-.225a3.004 3.004 0 0 0-3.003 3.002v8.021A3.004 3.004 0 0 0 6.233 22.5h11.534v-.009c1.661 0 3.002-1.367 3.002-3.054v-7.96a3.004 3.004 0 0 0-3.002-3.003h-.234V7.038A5.543 5.543 0 0 0 11.995 1.5c-3.054 0-5.537 2.457-5.537 5.477Zm-.234 2.89c-.89 0-1.618.726-1.618 1.617v8.021c0 .891.727 1.618 1.618 1.618h11.534c.909 0 1.618-.735 1.618-1.67v-7.96c0-.891-.727-1.618-1.618-1.618H6.224v-.009Zm5.08 6.8c0 .38.31.692.692.692.38 0 .692-.311.692-.692v-2.362a.694.694 0 0 0-.692-.692.694.694 0 0 0-.693.692v2.362Z" class="icon-base"/></svg></span> </a> <div class="type-body-three mt-2 sm:mt-3"> on Chase's secure site </div> </div> <div id="terms-apply" class="text-xs px-2 mb-2 text-center w-full mt-2"> </div> </div> </div> </td> </tr> <tr class=" md:justify-content-space-evenly"> <td x-data="{aoProduct: {odd: ''}}" class="CompareTable-card_name_bg CompareTable-card_name"> <div> <figure class="CreditCardProductTileCardart mb-0 mb-2 CompareTable-card_name"> <a class="display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26655334" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26655334" data-page-id="002300" data-featured="1" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="8b7a1b58-055e-4627-96ae-4bab78ae0441" data-beam-product-clicked data-location="GRID" data-name="American Express&reg; Gold Card" data-position="4" data-text="American Express&reg; Gold Card" data-outcome="APPLY" data-productid="6344" data-category="best-credit-cards credit card" data-brand="American Express" data-variant="THUMBNAIL" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > <img class="CreditCardProductTileCardart__image js-product-box__image" src="https://cdn.prodstatic.com/shared/images/cards/120x76/87ce2390-9d21-11ef-9a6e-b1df6310cacd.png?auto=webp&fit=bounds&width=120&height=76" alt="Image of American Express&reg; Gold Card" width="109" height="76" loading="lazy" > </a> <figcaption class="text-slate pt-2"> <a class="text-slate display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26655334" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26655334" data-page-id="002300" data-featured="1" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="8b7a1b58-055e-4627-96ae-4bab78ae0441" data-beam-product-clicked data-location="GRID" data-name="American Express&reg; Gold Card" data-position="4" data-text="American Express&reg; Gold Card" data-outcome="APPLY" data-productid="6344" data-category="best-credit-cards credit card" data-brand="American Express" data-variant="CARD NAME" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > American Express® Gold Card</a> </figcaption> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div>Food and travel</div></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <!--StartFragment--> <p><strong>4X points</strong> on restaurants worldwide (on up to $50,000 in purchases per year, then 1x points) and U.S. supermarket purchases (on up to $25,000 in purchases per year, then 1X points)</p> <p><strong>3X points</strong> on flights booked directly with airlines or via Amex Travel</p> <p><strong>Over $400 in various credits </strong>in monthly Uber Cash and credits toward eligible dining purchases (Uber Cash expires at the end of the month. <em>Enrollment required for all credits.</em>)</p> <p><strong>$325 annual fee</strong></p> <!--EndFragment--> <div> </div></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div class="display-flex flex-direction-column text-center mb-2 "> <div class="score mb-2"> <div class="display-flex justify-content-center gap-2"> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/american-express-gold-card/" data-beam-element-clicked data-location="below the fold" data-name="American Express&reg; Gold Card" data-position="4" data-text="BANKRATE SCORE" data-outcome="review" data-productid="6344" data-brand="American Express" data-variant="BUTTON" > <p class="text-blue sm:text-sm md:text-md mb-0">4.9 / 5</p> </a> <div id="te0ff9294-6210-4cb9-8fee-8ea7f4d85fb2" class="display-none"> <div class="w-72" style="max-width: calc(100vw - 4rem)"> <p class="type-body-two m-0"> Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. </p></div> </div> <div class="display-inline-block ml-1 cursor-pointer TooltipFix"> <div x-data data-tippy-maxWidth="none" data-template="te0ff9294-6210-4cb9-8fee-8ea7f4d85fb2" role="tooltip" tabIndex="0"x-tooltip="" > <span class="Icon Icon--xs -mt-3 text-blue"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Info Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M0 12c0 6.612 5.388 12 12 12s12-5.388 12-12S18.612 0 12 0 0 5.388 0 12Zm1.96 0C1.96 6.465 6.464 1.96 12 1.96c5.535 0 10.04 4.505 10.04 10.04 0 5.535-4.505 10.04-10.04 10.04-5.535 0-10.04-4.505-10.04-10.04Zm11.02-4.543c0-.538-.441-.98-.98-.98-.539 0-.98.441-.98.98v.074c0 .539.441.98.98.98.539 0 .98-.441.98-.98v-.074Zm.012 3.796c0-.539-.441-.98-.98-.98-.539 0-.98.441-.98.98v5.265c0 .54.441.98.98.98.539 0 .98-.44.98-.98v-5.265Z" class="icon-base"/></svg></span></div> </div> </div> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/american-express-gold-card/" data-beam-element-clicked data-location="below the fold" data-name="American Express&reg; Gold Card" data-position="4" data-text="READ REVIEW" data-outcome="review" data-productid="6344" data-brand="American Express" data-variant="BUTTON" > (Read card review) </a> </div> <div class="w-full display-flex flex-direction-column text-center mb-2 p-2"> <a class="Button Button--primary Button--normal" href="https://oc.brcclx.com/t?lid=26655334" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26655334" data-beam-product-clicked data-location="below the fold" data-name="American Express&reg; Gold Card" data-position="4" data-text="APPLY NOW" data-outcome="APPLY" data-productid="6344" data-brand="American Express" data-variant="BUTTON" data-page-id="002300" data-featured="1" data-category-id="" data-track-click="creditcard.apply"> Apply now <span class="Icon Icon--xs icon-base-white -mt-1"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Lock Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M16.149 7.038v1.436H7.842V6.977c0-2.258 1.86-4.093 4.153-4.093a4.154 4.154 0 0 1 4.154 4.154Zm-9.691-.06v1.496h-.225a3.004 3.004 0 0 0-3.003 3.002v8.021A3.004 3.004 0 0 0 6.233 22.5h11.534v-.009c1.661 0 3.002-1.367 3.002-3.054v-7.96a3.004 3.004 0 0 0-3.002-3.003h-.234V7.038A5.543 5.543 0 0 0 11.995 1.5c-3.054 0-5.537 2.457-5.537 5.477Zm-.234 2.89c-.89 0-1.618.726-1.618 1.617v8.021c0 .891.727 1.618 1.618 1.618h11.534c.909 0 1.618-.735 1.618-1.67v-7.96c0-.891-.727-1.618-1.618-1.618H6.224v-.009Zm5.08 6.8c0 .38.31.692.692.692.38 0 .692-.311.692-.692v-2.362a.694.694 0 0 0-.692-.692.694.694 0 0 0-.693.692v2.362Z" class="icon-base"/></svg></span> </a> <div class="type-body-three mt-2 sm:mt-3"> on American Express's secure site </div> </div> <div id="terms-apply" class="text-xs px-2 mb-2 text-center w-full mt-2"> <a href="https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/gold-card/26129-10-0/?print#terms-details" class="Link Link--standalone display-inline-block" target="blank" data-beam-product-clicked data-location="below the fold" data-name="American Express&reg; Gold Card" data-position="4" data-text="Rates & Fees, Terms Apply" data-outcome="EXTERNALLINK" data-productid="6344" data-brand="American Express" data-variant="BUTTON" data-page-id="$pageId" data-featured="$pageFeatured" data-category-id=""> See Rates & Fees </a> <span class="text-slate">, Terms Apply</span> </div> </div> </div> </td> </tr> <tr class=" md:justify-content-space-evenly"> <td x-data="{aoProduct: {odd: ''}}" class="CompareTable-card_name_bg CompareTable-card_name"> <div> <figure class="CreditCardProductTileCardart mb-0 mb-2 CompareTable-card_name"> <a class="display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26681316" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26681316" data-page-id="002300" data-featured="1" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="d25bea4e-0875-4f68-aa78-a9747bf2ab41" data-beam-product-clicked data-location="GRID" data-name="Wells Fargo Reflect&#174; Card" data-position="5" data-text="Wells Fargo Reflect&#174; Card" data-outcome="APPLY" data-productid="7981" data-category="best-credit-cards credit card" data-brand="Wells Fargo" data-variant="THUMBNAIL" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > <img class="CreditCardProductTileCardart__image js-product-box__image" src="https://cdn.prodstatic.com/shared/images/cards/120x76/bd73df70-996f-11ec-81f6-95945bae99c9.png?auto=webp&fit=bounds&width=120&height=76" alt="Image of Wells Fargo Reflect&#174; Card" width="120" height="76" loading="lazy" > </a> <figcaption class="text-slate pt-2"> <a class="text-slate display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26681316" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26681316" data-page-id="002300" data-featured="1" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="d25bea4e-0875-4f68-aa78-a9747bf2ab41" data-beam-product-clicked data-location="GRID" data-name="Wells Fargo Reflect&#174; Card" data-position="5" data-text="Wells Fargo Reflect&#174; Card" data-outcome="APPLY" data-productid="7981" data-category="best-credit-cards credit card" data-brand="Wells Fargo" data-variant="CARD NAME" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > Wells Fargo Reflect® Card</a> </figcaption> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div>Long intro APR</div></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div><strong>0% intro APR for 21 months</strong> from account opening on qualifying balance transfers (within the first 120 days) and purchases</div> <div> </div> <div>(17.49%, 23.99%, or 29.24% variable APR thereafter; 5% balance transfer fee, $5 minimum)</div> <div> </div> <div> </div> <div><strong>No annual fee</strong></div></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div class="display-flex flex-direction-column text-center mb-2 "> <div class="score mb-2"> <div class="display-flex justify-content-center gap-2"> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/wells-fargo-reflect-card/" data-beam-element-clicked data-location="below the fold" data-name="Wells Fargo Reflect&#174; Card" data-position="5" data-text="BANKRATE SCORE" data-outcome="review" data-productid="7981" data-brand="Wells Fargo" data-variant="BUTTON" > <p class="text-blue sm:text-sm md:text-md mb-0">4.3 / 5</p> </a> <div id="t24099346-f324-4c1c-89de-711f596e5617" class="display-none"> <div class="w-72" style="max-width: calc(100vw - 4rem)"> <p class="type-body-two m-0"> Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. </p></div> </div> <div class="display-inline-block ml-1 cursor-pointer TooltipFix"> <div x-data data-tippy-maxWidth="none" data-template="t24099346-f324-4c1c-89de-711f596e5617" role="tooltip" tabIndex="0"x-tooltip="" > <span class="Icon Icon--xs -mt-3 text-blue"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Info Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M0 12c0 6.612 5.388 12 12 12s12-5.388 12-12S18.612 0 12 0 0 5.388 0 12Zm1.96 0C1.96 6.465 6.464 1.96 12 1.96c5.535 0 10.04 4.505 10.04 10.04 0 5.535-4.505 10.04-10.04 10.04-5.535 0-10.04-4.505-10.04-10.04Zm11.02-4.543c0-.538-.441-.98-.98-.98-.539 0-.98.441-.98.98v.074c0 .539.441.98.98.98.539 0 .98-.441.98-.98v-.074Zm.012 3.796c0-.539-.441-.98-.98-.98-.539 0-.98.441-.98.98v5.265c0 .54.441.98.98.98.539 0 .98-.44.98-.98v-5.265Z" class="icon-base"/></svg></span></div> </div> </div> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/wells-fargo-reflect-card/" data-beam-element-clicked data-location="below the fold" data-name="Wells Fargo Reflect&#174; Card" data-position="5" data-text="READ REVIEW" data-outcome="review" data-productid="7981" data-brand="Wells Fargo" data-variant="BUTTON" > (Read card review) </a> </div> <div class="w-full display-flex flex-direction-column text-center mb-2 p-2"> <a class="Button Button--primary Button--normal" href="https://oc.brcclx.com/t?lid=26681316" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26681316" data-beam-product-clicked data-location="below the fold" data-name="Wells Fargo Reflect&#174; Card" data-position="5" data-text="APPLY NOW" data-outcome="APPLY" data-productid="7981" data-brand="Wells Fargo" data-variant="BUTTON" data-page-id="002300" data-featured="1" data-category-id="" data-track-click="creditcard.apply"> Apply now <span class="Icon Icon--xs icon-base-white -mt-1"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Lock Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M16.149 7.038v1.436H7.842V6.977c0-2.258 1.86-4.093 4.153-4.093a4.154 4.154 0 0 1 4.154 4.154Zm-9.691-.06v1.496h-.225a3.004 3.004 0 0 0-3.003 3.002v8.021A3.004 3.004 0 0 0 6.233 22.5h11.534v-.009c1.661 0 3.002-1.367 3.002-3.054v-7.96a3.004 3.004 0 0 0-3.002-3.003h-.234V7.038A5.543 5.543 0 0 0 11.995 1.5c-3.054 0-5.537 2.457-5.537 5.477Zm-.234 2.89c-.89 0-1.618.726-1.618 1.617v8.021c0 .891.727 1.618 1.618 1.618h11.534c.909 0 1.618-.735 1.618-1.67v-7.96c0-.891-.727-1.618-1.618-1.618H6.224v-.009Zm5.08 6.8c0 .38.31.692.692.692.38 0 .692-.311.692-.692v-2.362a.694.694 0 0 0-.692-.692.694.694 0 0 0-.693.692v2.362Z" class="icon-base"/></svg></span> </a> <div class="type-body-three mt-2 sm:mt-3"> on Wells Fargo's secure site </div> </div> <div id="terms-apply" class="text-xs px-2 mb-2 text-center w-full mt-2"> <a href="https://click.linksynergy.com/fs-bin/click?id=27pXCeFyR/A&offerid=1056968.530&type=3&subid=0&u1=[TRANS_ID]" class="Link Link--standalone display-inline-block" target="blank" data-beam-product-clicked data-location="below the fold" data-name="Wells Fargo Reflect&#174; Card" data-position="5" data-text="Rates & Fees" data-outcome="EXTERNALLINK" data-productid="7981" data-brand="Wells Fargo" data-variant="BUTTON" data-page-id="$pageId" data-featured="$pageFeatured" data-category-id=""> See Rates & Fees </a> </div> </div> </div> </td> </tr> <tr class="hidden-row md:justify-content-space-evenly"> <td x-data="{aoProduct: {odd: ''}}" class="CompareTable-card_name_bg CompareTable-card_name"> <div> <figure class="CreditCardProductTileCardart mb-0 mb-2 CompareTable-card_name"> <a class="display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26680300" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26680300" data-page-id="002300" data-featured="1" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="7ccdd82f-3a31-41f1-a661-7432064488f8" data-beam-product-clicked data-location="GRID" data-name="Wells Fargo Active Cash&#174; Card" data-position="6" data-text="Wells Fargo Active Cash&#174; Card" data-outcome="APPLY" data-productid="7870" data-category="best-credit-cards credit card" data-brand="Wells Fargo" data-variant="THUMBNAIL" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > <img class="CreditCardProductTileCardart__image js-product-box__image" src="https://cdn.prodstatic.com/shared/images/cards/120x76/99e9a180-5a55-11ef-a7c5-db9b566f392d.png?auto=webp&fit=bounds&width=120&height=76" alt="Image of Wells Fargo Active Cash&#174; Card" width="120" height="76" loading="lazy" > </a> <figcaption class="text-slate pt-2"> <a class="text-slate display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26680300" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26680300" data-page-id="002300" data-featured="1" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="7ccdd82f-3a31-41f1-a661-7432064488f8" data-beam-product-clicked data-location="GRID" data-name="Wells Fargo Active Cash&#174; Card" data-position="6" data-text="Wells Fargo Active Cash&#174; Card" data-outcome="APPLY" data-productid="7870" data-category="best-credit-cards credit card" data-brand="Wells Fargo" data-variant="CARD NAME" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > Wells Fargo Active Cash® Card</a> </figcaption> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <p><span style="color: #151515; font-family: CircularStd-Book, Arial, sans-serif; letter-spacing: -0.25px; text-align: center;">Simplicity</span></p></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <!--StartFragment--> <p><strong>Unlimited 2% cash rewards</strong> on purchases</p> <p><strong>No annual fee</strong></p> <!--EndFragment--> <div> </div></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div class="display-flex flex-direction-column text-center mb-2 "> <div class="score mb-2"> <div class="display-flex justify-content-center gap-2"> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/wells-fargo-active-cash-card/" data-beam-element-clicked data-location="below the fold" data-name="Wells Fargo Active Cash&#174; Card" data-position="6" data-text="BANKRATE SCORE" data-outcome="review" data-productid="7870" data-brand="Wells Fargo" data-variant="BUTTON" > <p class="text-blue sm:text-sm md:text-md mb-0">4.3 / 5</p> </a> <div id="ta6c7c395-aa6c-4e56-929e-4dda2aa17d73" class="display-none"> <div class="w-72" style="max-width: calc(100vw - 4rem)"> <p class="type-body-two m-0"> Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. </p></div> </div> <div class="display-inline-block ml-1 cursor-pointer TooltipFix"> <div x-data data-tippy-maxWidth="none" data-template="ta6c7c395-aa6c-4e56-929e-4dda2aa17d73" role="tooltip" tabIndex="0"x-tooltip="" > <span class="Icon Icon--xs -mt-3 text-blue"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Info Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M0 12c0 6.612 5.388 12 12 12s12-5.388 12-12S18.612 0 12 0 0 5.388 0 12Zm1.96 0C1.96 6.465 6.464 1.96 12 1.96c5.535 0 10.04 4.505 10.04 10.04 0 5.535-4.505 10.04-10.04 10.04-5.535 0-10.04-4.505-10.04-10.04Zm11.02-4.543c0-.538-.441-.98-.98-.98-.539 0-.98.441-.98.98v.074c0 .539.441.98.98.98.539 0 .98-.441.98-.98v-.074Zm.012 3.796c0-.539-.441-.98-.98-.98-.539 0-.98.441-.98.98v5.265c0 .54.441.98.98.98.539 0 .98-.44.98-.98v-5.265Z" class="icon-base"/></svg></span></div> </div> </div> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/wells-fargo-active-cash-card/" data-beam-element-clicked data-location="below the fold" data-name="Wells Fargo Active Cash&#174; Card" data-position="6" data-text="READ REVIEW" data-outcome="review" data-productid="7870" data-brand="Wells Fargo" data-variant="BUTTON" > (Read card review) </a> </div> <div class="w-full display-flex flex-direction-column text-center mb-2 p-2"> <a class="Button Button--primary Button--normal" href="https://oc.brcclx.com/t?lid=26680300" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26680300" data-beam-product-clicked data-location="below the fold" data-name="Wells Fargo Active Cash&#174; Card" data-position="6" data-text="APPLY NOW" data-outcome="APPLY" data-productid="7870" data-brand="Wells Fargo" data-variant="BUTTON" data-page-id="002300" data-featured="1" data-category-id="" data-track-click="creditcard.apply"> Apply now <span class="Icon Icon--xs icon-base-white -mt-1"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Lock Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M16.149 7.038v1.436H7.842V6.977c0-2.258 1.86-4.093 4.153-4.093a4.154 4.154 0 0 1 4.154 4.154Zm-9.691-.06v1.496h-.225a3.004 3.004 0 0 0-3.003 3.002v8.021A3.004 3.004 0 0 0 6.233 22.5h11.534v-.009c1.661 0 3.002-1.367 3.002-3.054v-7.96a3.004 3.004 0 0 0-3.002-3.003h-.234V7.038A5.543 5.543 0 0 0 11.995 1.5c-3.054 0-5.537 2.457-5.537 5.477Zm-.234 2.89c-.89 0-1.618.726-1.618 1.617v8.021c0 .891.727 1.618 1.618 1.618h11.534c.909 0 1.618-.735 1.618-1.67v-7.96c0-.891-.727-1.618-1.618-1.618H6.224v-.009Zm5.08 6.8c0 .38.31.692.692.692.38 0 .692-.311.692-.692v-2.362a.694.694 0 0 0-.692-.692.694.694 0 0 0-.693.692v2.362Z" class="icon-base"/></svg></span> </a> <div class="type-body-three mt-2 sm:mt-3"> on Wells Fargo's secure site </div> </div> <div id="terms-apply" class="text-xs px-2 mb-2 text-center w-full mt-2"> <a href="https://click.linksynergy.com/fs-bin/click?id=27pXCeFyR/A&offerid=1618308.918&type=3&subid=0&u1=[TRANS_ID]" class="Link Link--standalone display-inline-block" target="blank" data-beam-product-clicked data-location="below the fold" data-name="Wells Fargo Active Cash&#174; Card" data-position="6" data-text="Rates & Fees" data-outcome="EXTERNALLINK" data-productid="7870" data-brand="Wells Fargo" data-variant="BUTTON" data-page-id="$pageId" data-featured="$pageFeatured" data-category-id=""> See Rates & Fees </a> </div> </div> </div> </td> </tr> <tr class="hidden-row md:justify-content-space-evenly"> <td x-data="{aoProduct: {odd: ''}}" class="CompareTable-card_name_bg CompareTable-card_name"> <div> <figure class="CreditCardProductTileCardart mb-0 mb-2 CompareTable-card_name"> <a class="display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=25026577" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=25026577" data-page-id="002300" data-featured="1" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="16716968-550d-4194-a547-8810245fa420" data-beam-product-clicked data-location="GRID" data-name="Capital One Venture Rewards Credit Card" data-position="7" data-text="Capital One Venture Rewards Credit Card" data-outcome="APPLY" data-productid="22105772" data-category="best-credit-cards credit card" data-brand="Capital One" data-variant="THUMBNAIL" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > <img class="CreditCardProductTileCardart__image js-product-box__image" src="https://cdn.prodstatic.com/shared/images/cards/120x76/03141a30-6f84-11ef-88db-67757e6c8737.png?auto=webp&fit=bounds&width=120&height=76" alt="Image of Capital One Venture Rewards Credit Card" width="120" height="76" loading="lazy" > </a> <figcaption class="text-slate pt-2"> <a class="text-slate display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=25026577" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=25026577" data-page-id="002300" data-featured="1" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="16716968-550d-4194-a547-8810245fa420" data-beam-product-clicked data-location="GRID" data-name="Capital One Venture Rewards Credit Card" data-position="7" data-text="Capital One Venture Rewards Credit Card" data-outcome="APPLY" data-productid="22105772" data-category="best-credit-cards credit card" data-brand="Capital One" data-variant="CARD NAME" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > Capital One Venture Rewards Credit Card</a> </figcaption> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <p>Bonus offer</p></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <!--StartFragment--> <p><strong>5X miles</strong> on hotels, vacation rentals and rental cars through Capital One Travel</p> <p><strong>2X miles</strong> on all other purchases</p> <p><strong>Flexible miles</strong> can be redeemed for statement credits toward eligible travel purchases within the last 90 days</p> <p><strong>$95 annual fee</strong></p> <!--EndFragment--> <div> </div></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div class="display-flex flex-direction-column text-center mb-2 "> <div class="score mb-2"> <div class="display-flex justify-content-center gap-2"> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/capital-one-venture-rewards-credit-card/" data-beam-element-clicked data-location="below the fold" data-name="Capital One Venture Rewards Credit Card" data-position="7" data-text="BANKRATE SCORE" data-outcome="review" data-productid="22105772" data-brand="Capital One" data-variant="BUTTON" > <p class="text-blue sm:text-sm md:text-md mb-0">4.9 / 5</p> </a> <div id="t8acf4a45-59e9-4070-a4ce-b70eb1334668" class="display-none"> <div class="w-72" style="max-width: calc(100vw - 4rem)"> <p class="type-body-two m-0"> Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. </p></div> </div> <div class="display-inline-block ml-1 cursor-pointer TooltipFix"> <div x-data data-tippy-maxWidth="none" data-template="t8acf4a45-59e9-4070-a4ce-b70eb1334668" role="tooltip" tabIndex="0"x-tooltip="" > <span class="Icon Icon--xs -mt-3 text-blue"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Info Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M0 12c0 6.612 5.388 12 12 12s12-5.388 12-12S18.612 0 12 0 0 5.388 0 12Zm1.96 0C1.96 6.465 6.464 1.96 12 1.96c5.535 0 10.04 4.505 10.04 10.04 0 5.535-4.505 10.04-10.04 10.04-5.535 0-10.04-4.505-10.04-10.04Zm11.02-4.543c0-.538-.441-.98-.98-.98-.539 0-.98.441-.98.98v.074c0 .539.441.98.98.98.539 0 .98-.441.98-.98v-.074Zm.012 3.796c0-.539-.441-.98-.98-.98-.539 0-.98.441-.98.98v5.265c0 .54.441.98.98.98.539 0 .98-.44.98-.98v-5.265Z" class="icon-base"/></svg></span></div> </div> </div> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/capital-one-venture-rewards-credit-card/" data-beam-element-clicked data-location="below the fold" data-name="Capital One Venture Rewards Credit Card" data-position="7" data-text="READ REVIEW" data-outcome="review" data-productid="22105772" data-brand="Capital One" data-variant="BUTTON" > (Read card review) </a> </div> <div class="w-full display-flex flex-direction-column text-center mb-2 p-2"> <a class="Button Button--primary Button--normal" href="https://oc.brcclx.com/t?lid=25026577" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=25026577" data-beam-product-clicked data-location="below the fold" data-name="Capital One Venture Rewards Credit Card" data-position="7" data-text="APPLY NOW" data-outcome="APPLY" data-productid="22105772" data-brand="Capital One" data-variant="BUTTON" data-page-id="002300" data-featured="1" data-category-id="" data-track-click="creditcard.apply"> Apply now <span class="Icon Icon--xs icon-base-white -mt-1"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Lock Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M16.149 7.038v1.436H7.842V6.977c0-2.258 1.86-4.093 4.153-4.093a4.154 4.154 0 0 1 4.154 4.154Zm-9.691-.06v1.496h-.225a3.004 3.004 0 0 0-3.003 3.002v8.021A3.004 3.004 0 0 0 6.233 22.5h11.534v-.009c1.661 0 3.002-1.367 3.002-3.054v-7.96a3.004 3.004 0 0 0-3.002-3.003h-.234V7.038A5.543 5.543 0 0 0 11.995 1.5c-3.054 0-5.537 2.457-5.537 5.477Zm-.234 2.89c-.89 0-1.618.726-1.618 1.617v8.021c0 .891.727 1.618 1.618 1.618h11.534c.909 0 1.618-.735 1.618-1.67v-7.96c0-.891-.727-1.618-1.618-1.618H6.224v-.009Zm5.08 6.8c0 .38.31.692.692.692.38 0 .692-.311.692-.692v-2.362a.694.694 0 0 0-.692-.692.694.694 0 0 0-.693.692v2.362Z" class="icon-base"/></svg></span> </a> <div class="type-body-three mt-2 sm:mt-3"> on Capital One's secure site </div> </div> <div id="terms-apply" class="text-xs px-2 mb-2 text-center w-full mt-2"> <a href="https://d25970n8puso9u.cloudfront.net/disclosure.30761.en-US.pdf" class="Link Link--standalone display-inline-block" target="blank" data-beam-product-clicked data-location="below the fold" data-name="Capital One Venture Rewards Credit Card" data-position="7" data-text="Rates & Fees" data-outcome="EXTERNALLINK" data-productid="22105772" data-brand="Capital One" data-variant="BUTTON" data-page-id="$pageId" data-featured="$pageFeatured" data-category-id=""> See Rates & Fees </a> </div> </div> </div> </td> </tr> <tr class="hidden-row md:justify-content-space-evenly"> <td x-data="{aoProduct: {odd: ''}}" class="CompareTable-card_name_bg CompareTable-card_name"> <div> <figure class="CreditCardProductTileCardart mb-0 mb-2 CompareTable-card_name"> <a class="display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=25026578" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=25026578" data-page-id="002300" data-featured="1" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="6bb75f51-0159-4939-8f8e-8ae636aa8ba9" data-beam-product-clicked data-location="GRID" data-name="Capital One VentureOne Rewards Credit Card" data-position="8" data-text="Capital One VentureOne Rewards Credit Card" data-outcome="APPLY" data-productid="22105773" data-category="best-credit-cards credit card" data-brand="Capital One" data-variant="THUMBNAIL" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > <img class="CreditCardProductTileCardart__image js-product-box__image" src="https://cdn.prodstatic.com/shared/images/cards/120x76/596ce980-6f88-11ef-88db-67757e6c8737.png?auto=webp&fit=bounds&width=120&height=76" alt="Image of Capital One VentureOne Rewards Credit Card" width="120" height="76" loading="lazy" > </a> <figcaption class="text-slate pt-2"> <a class="text-slate display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=25026578" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=25026578" data-page-id="002300" data-featured="1" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="6bb75f51-0159-4939-8f8e-8ae636aa8ba9" data-beam-product-clicked data-location="GRID" data-name="Capital One VentureOne Rewards Credit Card" data-position="8" data-text="Capital One VentureOne Rewards Credit Card" data-outcome="APPLY" data-productid="22105773" data-category="best-credit-cards credit card" data-brand="Capital One" data-variant="CARD NAME" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > Capital One VentureOne Rewards Credit Card</a> </figcaption> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div>Travel card beginners</div></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <!--StartFragment--> <p><strong>5X miles</strong> on hotels and rental cars booked through Capital One Travel</p> <p><strong>1.25X miles</strong> on all purchases</p> <p><strong>No annual fee</strong></p> <!--EndFragment--> <div> </div></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div class="display-flex flex-direction-column text-center mb-2 "> <div class="score mb-2"> <div class="display-flex justify-content-center gap-2"> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/capital-one-ventureone-rewards-credit-card/" data-beam-element-clicked data-location="below the fold" data-name="Capital One VentureOne Rewards Credit Card" data-position="8" data-text="BANKRATE SCORE" data-outcome="review" data-productid="22105773" data-brand="Capital One" data-variant="BUTTON" > <p class="text-blue sm:text-sm md:text-md mb-0">4.1 / 5</p> </a> <div id="tf67c0b39-8bfc-45b1-a331-b322d7051e28" class="display-none"> <div class="w-72" style="max-width: calc(100vw - 4rem)"> <p class="type-body-two m-0"> Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. </p></div> </div> <div class="display-inline-block ml-1 cursor-pointer TooltipFix"> <div x-data data-tippy-maxWidth="none" data-template="tf67c0b39-8bfc-45b1-a331-b322d7051e28" role="tooltip" tabIndex="0"x-tooltip="" > <span class="Icon Icon--xs -mt-3 text-blue"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Info Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M0 12c0 6.612 5.388 12 12 12s12-5.388 12-12S18.612 0 12 0 0 5.388 0 12Zm1.96 0C1.96 6.465 6.464 1.96 12 1.96c5.535 0 10.04 4.505 10.04 10.04 0 5.535-4.505 10.04-10.04 10.04-5.535 0-10.04-4.505-10.04-10.04Zm11.02-4.543c0-.538-.441-.98-.98-.98-.539 0-.98.441-.98.98v.074c0 .539.441.98.98.98.539 0 .98-.441.98-.98v-.074Zm.012 3.796c0-.539-.441-.98-.98-.98-.539 0-.98.441-.98.98v5.265c0 .54.441.98.98.98.539 0 .98-.44.98-.98v-5.265Z" class="icon-base"/></svg></span></div> </div> </div> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/capital-one-ventureone-rewards-credit-card/" data-beam-element-clicked data-location="below the fold" data-name="Capital One VentureOne Rewards Credit Card" data-position="8" data-text="READ REVIEW" data-outcome="review" data-productid="22105773" data-brand="Capital One" data-variant="BUTTON" > (Read card review) </a> </div> <div class="w-full display-flex flex-direction-column text-center mb-2 p-2"> <a class="Button Button--primary Button--normal" href="https://oc.brcclx.com/t?lid=25026578" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=25026578" data-beam-product-clicked data-location="below the fold" data-name="Capital One VentureOne Rewards Credit Card" data-position="8" data-text="APPLY NOW" data-outcome="APPLY" data-productid="22105773" data-brand="Capital One" data-variant="BUTTON" data-page-id="002300" data-featured="1" data-category-id="" data-track-click="creditcard.apply"> Apply now <span class="Icon Icon--xs icon-base-white -mt-1"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Lock Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M16.149 7.038v1.436H7.842V6.977c0-2.258 1.86-4.093 4.153-4.093a4.154 4.154 0 0 1 4.154 4.154Zm-9.691-.06v1.496h-.225a3.004 3.004 0 0 0-3.003 3.002v8.021A3.004 3.004 0 0 0 6.233 22.5h11.534v-.009c1.661 0 3.002-1.367 3.002-3.054v-7.96a3.004 3.004 0 0 0-3.002-3.003h-.234V7.038A5.543 5.543 0 0 0 11.995 1.5c-3.054 0-5.537 2.457-5.537 5.477Zm-.234 2.89c-.89 0-1.618.726-1.618 1.617v8.021c0 .891.727 1.618 1.618 1.618h11.534c.909 0 1.618-.735 1.618-1.67v-7.96c0-.891-.727-1.618-1.618-1.618H6.224v-.009Zm5.08 6.8c0 .38.31.692.692.692.38 0 .692-.311.692-.692v-2.362a.694.694 0 0 0-.692-.692.694.694 0 0 0-.693.692v2.362Z" class="icon-base"/></svg></span> </a> <div class="type-body-three mt-2 sm:mt-3"> on Capital One's secure site </div> </div> <div id="terms-apply" class="text-xs px-2 mb-2 text-center w-full mt-2"> <a href="https://d25970n8puso9u.cloudfront.net/disclosure.30769.en-US.pdf" class="Link Link--standalone display-inline-block" target="blank" data-beam-product-clicked data-location="below the fold" data-name="Capital One VentureOne Rewards Credit Card" data-position="8" data-text="Rates & Fees" data-outcome="EXTERNALLINK" data-productid="22105773" data-brand="Capital One" data-variant="BUTTON" data-page-id="$pageId" data-featured="$pageFeatured" data-category-id=""> See Rates & Fees </a> </div> </div> </div> </td> </tr> <tr class="hidden-row md:justify-content-space-evenly"> <td x-data="{aoProduct: {odd: ''}}" class="CompareTable-card_name_bg CompareTable-card_name"> <div> <figure class="CreditCardProductTileCardart mb-0 mb-2 CompareTable-card_name"> <a class="display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26662736" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26662736" data-page-id="002300" data-featured="1" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="40c2f5f9-6a9f-442f-9b55-98cb9d4dd1a4" data-beam-product-clicked data-location="GRID" data-name="Discover it&#174; Cash Back" data-position="9" data-text="Discover it&#174; Cash Back" data-outcome="APPLY" data-productid="6746" data-category="best-credit-cards credit card" data-brand="Discover" data-variant="THUMBNAIL" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > <img class="CreditCardProductTileCardart__image js-product-box__image" src="https://cdn.prodstatic.com/shared/images/cards/120x76/discover-it-cashback-match-012518.png?auto=webp&fit=bounds&width=120&height=76" alt="Image of Discover it&#174; Cash Back" width="120" height="76" loading="lazy" > </a> <figcaption class="text-slate pt-2"> <a class="text-slate display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26662736" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26662736" data-page-id="002300" data-featured="1" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="40c2f5f9-6a9f-442f-9b55-98cb9d4dd1a4" data-beam-product-clicked data-location="GRID" data-name="Discover it&#174; Cash Back" data-position="9" data-text="Discover it&#174; Cash Back" data-outcome="APPLY" data-productid="6746" data-category="best-credit-cards credit card" data-brand="Discover" data-variant="CARD NAME" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > Discover it® Cash Back</a> </figcaption> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <p>Category variety</p></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div><strong>5% cash back</strong> on activated rotating categories each quarter (on up to $1,500 in purchases, then 1%) <div> </div> <div><strong>Automatic Cashback Match™</strong> for all rewards earned at the end of your first year</div> <div> </div> <div><strong>No annual fee</strong></div> </div></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div class="display-flex flex-direction-column text-center mb-2 "> <div class="score mb-2"> <div class="display-flex justify-content-center gap-2"> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/discover-it/" data-beam-element-clicked data-location="below the fold" data-name="Discover it&#174; Cash Back" data-position="9" data-text="BANKRATE SCORE" data-outcome="review" data-productid="6746" data-brand="Discover" data-variant="BUTTON" > <p class="text-blue sm:text-sm md:text-md mb-0">4.4 / 5</p> </a> <div id="t77b34837-7730-414f-a675-4405e4861ed5" class="display-none"> <div class="w-72" style="max-width: calc(100vw - 4rem)"> <p class="type-body-two m-0"> Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. </p></div> </div> <div class="display-inline-block ml-1 cursor-pointer TooltipFix"> <div x-data data-tippy-maxWidth="none" data-template="t77b34837-7730-414f-a675-4405e4861ed5" role="tooltip" tabIndex="0"x-tooltip="" > <span class="Icon Icon--xs -mt-3 text-blue"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Info Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M0 12c0 6.612 5.388 12 12 12s12-5.388 12-12S18.612 0 12 0 0 5.388 0 12Zm1.96 0C1.96 6.465 6.464 1.96 12 1.96c5.535 0 10.04 4.505 10.04 10.04 0 5.535-4.505 10.04-10.04 10.04-5.535 0-10.04-4.505-10.04-10.04Zm11.02-4.543c0-.538-.441-.98-.98-.98-.539 0-.98.441-.98.98v.074c0 .539.441.98.98.98.539 0 .98-.441.98-.98v-.074Zm.012 3.796c0-.539-.441-.98-.98-.98-.539 0-.98.441-.98.98v5.265c0 .54.441.98.98.98.539 0 .98-.44.98-.98v-5.265Z" class="icon-base"/></svg></span></div> </div> </div> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/discover-it/" data-beam-element-clicked data-location="below the fold" data-name="Discover it&#174; Cash Back" data-position="9" data-text="READ REVIEW" data-outcome="review" data-productid="6746" data-brand="Discover" data-variant="BUTTON" > (Read card review) </a> </div> <div class="w-full display-flex flex-direction-column text-center mb-2 p-2"> <a class="Button Button--primary Button--normal" href="https://oc.brcclx.com/t?lid=26662736" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26662736" data-beam-product-clicked data-location="below the fold" data-name="Discover it&#174; Cash Back" data-position="9" data-text="APPLY NOW" data-outcome="APPLY" data-productid="6746" data-brand="Discover" data-variant="BUTTON" data-page-id="002300" data-featured="1" data-category-id="" data-track-click="creditcard.apply"> Apply now <span class="Icon Icon--xs icon-base-white -mt-1"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Lock Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M16.149 7.038v1.436H7.842V6.977c0-2.258 1.86-4.093 4.153-4.093a4.154 4.154 0 0 1 4.154 4.154Zm-9.691-.06v1.496h-.225a3.004 3.004 0 0 0-3.003 3.002v8.021A3.004 3.004 0 0 0 6.233 22.5h11.534v-.009c1.661 0 3.002-1.367 3.002-3.054v-7.96a3.004 3.004 0 0 0-3.002-3.003h-.234V7.038A5.543 5.543 0 0 0 11.995 1.5c-3.054 0-5.537 2.457-5.537 5.477Zm-.234 2.89c-.89 0-1.618.726-1.618 1.617v8.021c0 .891.727 1.618 1.618 1.618h11.534c.909 0 1.618-.735 1.618-1.67v-7.96c0-.891-.727-1.618-1.618-1.618H6.224v-.009Zm5.08 6.8c0 .38.31.692.692.692.38 0 .692-.311.692-.692v-2.362a.694.694 0 0 0-.692-.692.694.694 0 0 0-.693.692v2.362Z" class="icon-base"/></svg></span> </a> <div class="type-body-three mt-2 sm:mt-3"> on Discover's secure site </div> </div> <div id="terms-apply" class="text-xs px-2 mb-2 text-center w-full mt-2"> <a href="https://goto.discover.com/c/1243448/568217/9099?subId1=[TRANS_ID]&sharedid=4117253&prodsku=100&u=https%3A%2F%2Fwww.discovercard.com%2Fapplication%2Fwebsite%2Fratesrewards%3FsrcCde%3DGJVM%261&intsrc=CATF_4272" class="Link Link--standalone display-inline-block" target="blank" data-beam-product-clicked data-location="below the fold" data-name="Discover it&#174; Cash Back" data-position="9" data-text="Rates & Fees" data-outcome="EXTERNALLINK" data-productid="6746" data-brand="Discover" data-variant="BUTTON" data-page-id="$pageId" data-featured="$pageFeatured" data-category-id=""> See Rates & Fees </a> </div> </div> </div> </td> </tr> <tr class="hidden-row md:justify-content-space-evenly"> <td x-data="{aoProduct: {odd: ''}}" class="CompareTable-card_name_bg CompareTable-card_name"> <div> <figure class="CreditCardProductTileCardart mb-0 mb-2 CompareTable-card_name"> <a class="display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26681693" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26681693" data-page-id="002300" data-featured="1" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="6c6e01b3-1ac2-4dab-9a92-2875bda72f47" data-beam-product-clicked data-location="GRID" data-name="Capital One Venture X Rewards Credit Card" data-position="10" data-text="Capital One Venture X Rewards Credit Card" data-outcome="APPLY" data-productid="8046" data-category="best-credit-cards credit card" data-brand="Capital One" data-variant="THUMBNAIL" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > <img class="CreditCardProductTileCardart__image js-product-box__image" src="https://cdn.prodstatic.com/shared/images/cards/120x76/401d0150-336c-11ec-b6bf-8d6df3a2e669.png?auto=webp&fit=bounds&width=120&height=76" alt="Image of Capital One Venture X Rewards Credit Card" width="120" height="76" loading="lazy" > </a> <figcaption class="text-slate pt-2"> <a class="text-slate display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26681693" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26681693" data-page-id="002300" data-featured="1" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="6c6e01b3-1ac2-4dab-9a92-2875bda72f47" data-beam-product-clicked data-location="GRID" data-name="Capital One Venture X Rewards Credit Card" data-position="10" data-text="Capital One Venture X Rewards Credit Card" data-outcome="APPLY" data-productid="8046" data-category="best-credit-cards credit card" data-brand="Capital One" data-variant="CARD NAME" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > Capital One Venture X Rewards Credit Card</a> </figcaption> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div>No-frills benefits</div></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <!--StartFragment--> <p><strong>10X miles</strong> on hotel and rental car bookings through Capital One Travel</p> <p><strong>5X miles</strong> on flights and vacation rentals booked through Capital One Travel</p> <p><strong>2X miles</strong> on all other purchases</p> <p><strong>Annual $300 Capital One Travel credit and </strong><strong>10,000 account anniversary bonus miles</strong> can help offset part of the annual fee</p> <p><strong>$395 annual fee</strong></p> <!--EndFragment--> <div> </div></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div class="display-flex flex-direction-column text-center mb-2 "> <div class="score mb-2"> <div class="display-flex justify-content-center gap-2"> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/capital-one-venture-x/" data-beam-element-clicked data-location="below the fold" data-name="Capital One Venture X Rewards Credit Card" data-position="10" data-text="BANKRATE SCORE" data-outcome="review" data-productid="8046" data-brand="Capital One" data-variant="BUTTON" > <p class="text-blue sm:text-sm md:text-md mb-0">5.0 / 5</p> </a> <div id="t039cfa7f-2ae2-4e79-bf42-1c8e3bd005e7" class="display-none"> <div class="w-72" style="max-width: calc(100vw - 4rem)"> <p class="type-body-two m-0"> Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. </p></div> </div> <div class="display-inline-block ml-1 cursor-pointer TooltipFix"> <div x-data data-tippy-maxWidth="none" data-template="t039cfa7f-2ae2-4e79-bf42-1c8e3bd005e7" role="tooltip" tabIndex="0"x-tooltip="" > <span class="Icon Icon--xs -mt-3 text-blue"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Info Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M0 12c0 6.612 5.388 12 12 12s12-5.388 12-12S18.612 0 12 0 0 5.388 0 12Zm1.96 0C1.96 6.465 6.464 1.96 12 1.96c5.535 0 10.04 4.505 10.04 10.04 0 5.535-4.505 10.04-10.04 10.04-5.535 0-10.04-4.505-10.04-10.04Zm11.02-4.543c0-.538-.441-.98-.98-.98-.539 0-.98.441-.98.98v.074c0 .539.441.98.98.98.539 0 .98-.441.98-.98v-.074Zm.012 3.796c0-.539-.441-.98-.98-.98-.539 0-.98.441-.98.98v5.265c0 .54.441.98.98.98.539 0 .98-.44.98-.98v-5.265Z" class="icon-base"/></svg></span></div> </div> </div> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/capital-one-venture-x/" data-beam-element-clicked data-location="below the fold" data-name="Capital One Venture X Rewards Credit Card" data-position="10" data-text="READ REVIEW" data-outcome="review" data-productid="8046" data-brand="Capital One" data-variant="BUTTON" > (Read card review) </a> </div> <div class="w-full display-flex flex-direction-column text-center mb-2 p-2"> <a class="Button Button--primary Button--normal" href="https://oc.brcclx.com/t?lid=26681693" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26681693" data-beam-product-clicked data-location="below the fold" data-name="Capital One Venture X Rewards Credit Card" data-position="10" data-text="APPLY NOW" data-outcome="APPLY" data-productid="8046" data-brand="Capital One" data-variant="BUTTON" data-page-id="002300" data-featured="1" data-category-id="" data-track-click="creditcard.apply"> Apply now <span class="Icon Icon--xs icon-base-white -mt-1"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Lock Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M16.149 7.038v1.436H7.842V6.977c0-2.258 1.86-4.093 4.153-4.093a4.154 4.154 0 0 1 4.154 4.154Zm-9.691-.06v1.496h-.225a3.004 3.004 0 0 0-3.003 3.002v8.021A3.004 3.004 0 0 0 6.233 22.5h11.534v-.009c1.661 0 3.002-1.367 3.002-3.054v-7.96a3.004 3.004 0 0 0-3.002-3.003h-.234V7.038A5.543 5.543 0 0 0 11.995 1.5c-3.054 0-5.537 2.457-5.537 5.477Zm-.234 2.89c-.89 0-1.618.726-1.618 1.617v8.021c0 .891.727 1.618 1.618 1.618h11.534c.909 0 1.618-.735 1.618-1.67v-7.96c0-.891-.727-1.618-1.618-1.618H6.224v-.009Zm5.08 6.8c0 .38.31.692.692.692.38 0 .692-.311.692-.692v-2.362a.694.694 0 0 0-.692-.692.694.694 0 0 0-.693.692v2.362Z" class="icon-base"/></svg></span> </a> <div class="type-body-three mt-2 sm:mt-3"> on Capital One's secure site </div> </div> <div id="terms-apply" class="text-xs px-2 mb-2 text-center w-full mt-2"> <a href="https://d25970n8puso9u.cloudfront.net/disclosure.30733.en-US.pdf" class="Link Link--standalone display-inline-block" target="blank" data-beam-product-clicked data-location="below the fold" data-name="Capital One Venture X Rewards Credit Card" data-position="10" data-text="Rates & Fees" data-outcome="EXTERNALLINK" data-productid="8046" data-brand="Capital One" data-variant="BUTTON" data-page-id="$pageId" data-featured="$pageFeatured" data-category-id=""> See Rates & Fees </a> </div> </div> </div> </td> </tr> <tr class="hidden-row md:justify-content-space-evenly"> <td x-data="{aoProduct: {odd: ''}}" class="CompareTable-card_name_bg CompareTable-card_name"> <div> <figure class="CreditCardProductTileCardart mb-0 mb-2 CompareTable-card_name"> <a class="display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=25026697" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=25026697" data-page-id="002300" data-featured="1" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="1c87f836-35dd-432b-acff-80cbf5212d3f" data-beam-product-clicked data-location="GRID" data-name="The Platinum Card&#174; from American Express" data-position="11" data-text="The Platinum Card&#174; from American Express" data-outcome="APPLY" data-productid="22146013" data-category="best-credit-cards credit card" data-brand="American Express" data-variant="THUMBNAIL" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > <img class="CreditCardProductTileCardart__image js-product-box__image" src="https://cdn.prodstatic.com/shared/images/cards/120x76/b00a5840-5b1a-11ef-a7c5-db9b566f392d.png?auto=webp&fit=bounds&width=120&height=76" alt="Image of The Platinum Card&#174; from American Express" width="120" height="76" loading="lazy" > </a> <figcaption class="text-slate pt-2"> <a class="text-slate display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=25026697" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=25026697" data-page-id="002300" data-featured="1" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="1c87f836-35dd-432b-acff-80cbf5212d3f" data-beam-product-clicked data-location="GRID" data-name="The Platinum Card&#174; from American Express" data-position="11" data-text="The Platinum Card&#174; from American Express" data-outcome="APPLY" data-productid="22146013" data-category="best-credit-cards credit card" data-brand="American Express" data-variant="CARD NAME" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > The Platinum Card® from American Express</a> </figcaption> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div>Luxury perks</div></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <!--StartFragment--> <p><strong>5X points</strong> on directly-booked airfare and flights and prepaid hotels booked through American Express Travel (on up to $500,000 spent on flights per calendar year)</p> <p><strong>2X points</strong> on prepaid car rentals, vacation packages and cruise reservations through American Express Travel</p> <p><strong>Offers one of the most valuable lists of travel perks available</strong>, including around $1,700 of recurring monthly and annual credits plus comprehensive airport lounge access</p> <p><strong>$695 annual fee</strong></p> <!--EndFragment--> <div> </div></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div class="display-flex flex-direction-column text-center mb-2 "> <div class="score mb-2"> <div class="display-flex justify-content-center gap-2"> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/the-platinum-card-from-american-express/" data-beam-element-clicked data-location="below the fold" data-name="The Platinum Card&#174; from American Express" data-position="11" data-text="BANKRATE SCORE" data-outcome="review" data-productid="22146013" data-brand="American Express" data-variant="BUTTON" > <p class="text-blue sm:text-sm md:text-md mb-0">4.8 / 5</p> </a> <div id="tf5a4eec7-7deb-4d32-b603-8ec4fd948c3e" class="display-none"> <div class="w-72" style="max-width: calc(100vw - 4rem)"> <p class="type-body-two m-0"> Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. </p></div> </div> <div class="display-inline-block ml-1 cursor-pointer TooltipFix"> <div x-data data-tippy-maxWidth="none" data-template="tf5a4eec7-7deb-4d32-b603-8ec4fd948c3e" role="tooltip" tabIndex="0"x-tooltip="" > <span class="Icon Icon--xs -mt-3 text-blue"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Info Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M0 12c0 6.612 5.388 12 12 12s12-5.388 12-12S18.612 0 12 0 0 5.388 0 12Zm1.96 0C1.96 6.465 6.464 1.96 12 1.96c5.535 0 10.04 4.505 10.04 10.04 0 5.535-4.505 10.04-10.04 10.04-5.535 0-10.04-4.505-10.04-10.04Zm11.02-4.543c0-.538-.441-.98-.98-.98-.539 0-.98.441-.98.98v.074c0 .539.441.98.98.98.539 0 .98-.441.98-.98v-.074Zm.012 3.796c0-.539-.441-.98-.98-.98-.539 0-.98.441-.98.98v5.265c0 .54.441.98.98.98.539 0 .98-.44.98-.98v-5.265Z" class="icon-base"/></svg></span></div> </div> </div> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/the-platinum-card-from-american-express/" data-beam-element-clicked data-location="below the fold" data-name="The Platinum Card&#174; from American Express" data-position="11" data-text="READ REVIEW" data-outcome="review" data-productid="22146013" data-brand="American Express" data-variant="BUTTON" > (Read card review) </a> </div> <div class="w-full display-flex flex-direction-column text-center mb-2 p-2"> <a class="Button Button--primary Button--normal" href="https://oc.brcclx.com/t?lid=25026697" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=25026697" data-beam-product-clicked data-location="below the fold" data-name="The Platinum Card&#174; from American Express" data-position="11" data-text="APPLY NOW" data-outcome="APPLY" data-productid="22146013" data-brand="American Express" data-variant="BUTTON" data-page-id="002300" data-featured="1" data-category-id="" data-track-click="creditcard.apply"> Apply now <span class="Icon Icon--xs icon-base-white -mt-1"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Lock Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M16.149 7.038v1.436H7.842V6.977c0-2.258 1.86-4.093 4.153-4.093a4.154 4.154 0 0 1 4.154 4.154Zm-9.691-.06v1.496h-.225a3.004 3.004 0 0 0-3.003 3.002v8.021A3.004 3.004 0 0 0 6.233 22.5h11.534v-.009c1.661 0 3.002-1.367 3.002-3.054v-7.96a3.004 3.004 0 0 0-3.002-3.003h-.234V7.038A5.543 5.543 0 0 0 11.995 1.5c-3.054 0-5.537 2.457-5.537 5.477Zm-.234 2.89c-.89 0-1.618.726-1.618 1.617v8.021c0 .891.727 1.618 1.618 1.618h11.534c.909 0 1.618-.735 1.618-1.67v-7.96c0-.891-.727-1.618-1.618-1.618H6.224v-.009Zm5.08 6.8c0 .38.31.692.692.692.38 0 .692-.311.692-.692v-2.362a.694.694 0 0 0-.692-.692.694.694 0 0 0-.693.692v2.362Z" class="icon-base"/></svg></span> </a> <div class="type-body-three mt-2 sm:mt-3"> on American Express's secure site </div> </div> <div id="terms-apply" class="text-xs px-2 mb-2 text-center w-full mt-2"> <a href="https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/platinum-card/26129-10-0#offer-terms" class="Link Link--standalone display-inline-block" target="blank" data-beam-product-clicked data-location="below the fold" data-name="The Platinum Card&#174; from American Express" data-position="11" data-text="Rates & Fees, Terms Apply" data-outcome="EXTERNALLINK" data-productid="22146013" data-brand="American Express" data-variant="BUTTON" data-page-id="$pageId" data-featured="$pageFeatured" data-category-id=""> See Rates & Fees </a> <span class="text-slate">, Terms Apply</span> </div> </div> </div> </td> </tr> <tr class="hidden-row md:justify-content-space-evenly"> <td x-data="{aoProduct: {odd: ''}}" class="CompareTable-card_name_bg CompareTable-card_name"> <div> <figure class="CreditCardProductTileCardart mb-0 mb-2 CompareTable-card_name"> <a class="display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26662740" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26662740" data-page-id="002300" data-featured="1" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="c4c86e71-9279-4cfe-8f54-607e25f17005" data-beam-product-clicked data-location="GRID" data-name="Discover it&#174; Student Cash Back" data-position="12" data-text="Discover it&#174; Student Cash Back" data-outcome="APPLY" data-productid="6742" data-category="best-credit-cards credit card" data-brand="Discover" data-variant="THUMBNAIL" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > <img class="CreditCardProductTileCardart__image js-product-box__image" src="https://cdn.prodstatic.com/shared/images/cards/120x76/642da900-ce6a-11e9-9acb-ffe5b6665b78.png?auto=webp&fit=bounds&width=120&height=76" alt="Image of Discover it&#174; Student Cash Back" width="120" height="76" loading="lazy" > </a> <figcaption class="text-slate pt-2"> <a class="text-slate display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26662740" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26662740" data-page-id="002300" data-featured="1" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="c4c86e71-9279-4cfe-8f54-607e25f17005" data-beam-product-clicked data-location="GRID" data-name="Discover it&#174; Student Cash Back" data-position="12" data-text="Discover it&#174; Student Cash Back" data-outcome="APPLY" data-productid="6742" data-category="best-credit-cards credit card" data-brand="Discover" data-variant="CARD NAME" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > Discover it® Student Cash Back</a> </figcaption> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div>Students</div></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <!--StartFragment--> <p><strong>5% cash back</strong> on activated rotating categories each quarter (on up to $1,500 in purchases per quarter, then 1%)</p> <p><strong>Automatic Cashback Match™</strong> for all rewards earned at the end of your first year</p> <p><strong>Low rates and fees</strong>, including no foreign transaction fees, penalty APR or late fee on the first late payment (up to $41 after that)</p> <p><strong>No annual fee</strong></p> <!--EndFragment--> <div> </div></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div class="display-flex flex-direction-column text-center mb-2 "> <div class="score mb-2"> <div class="display-flex justify-content-center gap-2"> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/discover-it-for-students/" data-beam-element-clicked data-location="below the fold" data-name="Discover it&#174; Student Cash Back" data-position="12" data-text="BANKRATE SCORE" data-outcome="review" data-productid="6742" data-brand="Discover" data-variant="BUTTON" > <p class="text-blue sm:text-sm md:text-md mb-0">5.0 / 5</p> </a> <div id="ta514994a-b8d1-42f1-8e85-aaa76acce234" class="display-none"> <div class="w-72" style="max-width: calc(100vw - 4rem)"> <p class="type-body-two m-0"> Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. </p></div> </div> <div class="display-inline-block ml-1 cursor-pointer TooltipFix"> <div x-data data-tippy-maxWidth="none" data-template="ta514994a-b8d1-42f1-8e85-aaa76acce234" role="tooltip" tabIndex="0"x-tooltip="" > <span class="Icon Icon--xs -mt-3 text-blue"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Info Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M0 12c0 6.612 5.388 12 12 12s12-5.388 12-12S18.612 0 12 0 0 5.388 0 12Zm1.96 0C1.96 6.465 6.464 1.96 12 1.96c5.535 0 10.04 4.505 10.04 10.04 0 5.535-4.505 10.04-10.04 10.04-5.535 0-10.04-4.505-10.04-10.04Zm11.02-4.543c0-.538-.441-.98-.98-.98-.539 0-.98.441-.98.98v.074c0 .539.441.98.98.98.539 0 .98-.441.98-.98v-.074Zm.012 3.796c0-.539-.441-.98-.98-.98-.539 0-.98.441-.98.98v5.265c0 .54.441.98.98.98.539 0 .98-.44.98-.98v-5.265Z" class="icon-base"/></svg></span></div> </div> </div> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/discover-it-for-students/" data-beam-element-clicked data-location="below the fold" data-name="Discover it&#174; Student Cash Back" data-position="12" data-text="READ REVIEW" data-outcome="review" data-productid="6742" data-brand="Discover" data-variant="BUTTON" > (Read card review) </a> </div> <div class="w-full display-flex flex-direction-column text-center mb-2 p-2"> <a class="Button Button--primary Button--normal" href="https://oc.brcclx.com/t?lid=26662740" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26662740" data-beam-product-clicked data-location="below the fold" data-name="Discover it&#174; Student Cash Back" data-position="12" data-text="APPLY NOW" data-outcome="APPLY" data-productid="6742" data-brand="Discover" data-variant="BUTTON" data-page-id="002300" data-featured="1" data-category-id="" data-track-click="creditcard.apply"> Apply now <span class="Icon Icon--xs icon-base-white -mt-1"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Lock Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M16.149 7.038v1.436H7.842V6.977c0-2.258 1.86-4.093 4.153-4.093a4.154 4.154 0 0 1 4.154 4.154Zm-9.691-.06v1.496h-.225a3.004 3.004 0 0 0-3.003 3.002v8.021A3.004 3.004 0 0 0 6.233 22.5h11.534v-.009c1.661 0 3.002-1.367 3.002-3.054v-7.96a3.004 3.004 0 0 0-3.002-3.003h-.234V7.038A5.543 5.543 0 0 0 11.995 1.5c-3.054 0-5.537 2.457-5.537 5.477Zm-.234 2.89c-.89 0-1.618.726-1.618 1.617v8.021c0 .891.727 1.618 1.618 1.618h11.534c.909 0 1.618-.735 1.618-1.67v-7.96c0-.891-.727-1.618-1.618-1.618H6.224v-.009Zm5.08 6.8c0 .38.31.692.692.692.38 0 .692-.311.692-.692v-2.362a.694.694 0 0 0-.692-.692.694.694 0 0 0-.693.692v2.362Z" class="icon-base"/></svg></span> </a> <div class="type-body-three mt-2 sm:mt-3"> on Discover's secure site </div> </div> <div id="terms-apply" class="text-xs px-2 mb-2 text-center w-full mt-2"> <a href="https://goto.discover.com/c/1243448/568217/9099?subId1=[TRANS_ID]&sharedid=4117253&prodsku=110&u=https%3A%2F%2Fwww.discovercard.com%2Fapplication%2Fwebsite%2Fratesrewards%3FsrcCde%3DRJUK%264&intsrc=CATF_4272" class="Link Link--standalone display-inline-block" target="blank" data-beam-product-clicked data-location="below the fold" data-name="Discover it&#174; Student Cash Back" data-position="12" data-text="Rates & Fees" data-outcome="EXTERNALLINK" data-productid="6742" data-brand="Discover" data-variant="BUTTON" data-page-id="$pageId" data-featured="$pageFeatured" data-category-id=""> See Rates & Fees </a> </div> </div> </div> </td> </tr> <tr class="hidden-row md:justify-content-space-evenly"> <td x-data="{aoProduct: {odd: ''}}" class="CompareTable-card_name_bg CompareTable-card_name"> <div> <figure class="CreditCardProductTileCardart mb-0 mb-2 CompareTable-card_name"> <a class="display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26667981" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26667981" data-page-id="002300" data-featured="1" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="c9a607bb-cf7a-422e-9ec9-985c13fa2729" data-beam-product-clicked data-location="GRID" data-name="Ink Business Unlimited&reg; Credit Card" data-position="13" data-text="Ink Business Unlimited&reg; Credit Card" data-outcome="APPLY" data-productid="6217" data-category="best-credit-cards credit card" data-brand="Chase" data-variant="THUMBNAIL" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > <img class="CreditCardProductTileCardart__image js-product-box__image" src="https://cdn.prodstatic.com/shared/images/cards/120x76/c16ef160-f077-11eb-99d8-ddd3faec9ad4.png?auto=webp&fit=bounds&width=120&height=76" alt="Image of Ink Business Unlimited&reg; Credit Card" width="120" height="75" loading="lazy" > </a> <figcaption class="text-slate pt-2"> <a class="text-slate display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26667981" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26667981" data-page-id="002300" data-featured="1" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="c9a607bb-cf7a-422e-9ec9-985c13fa2729" data-beam-product-clicked data-location="GRID" data-name="Ink Business Unlimited&reg; Credit Card" data-position="13" data-text="Ink Business Unlimited&reg; Credit Card" data-outcome="APPLY" data-productid="6217" data-category="best-credit-cards credit card" data-brand="Chase" data-variant="CARD NAME" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > Ink Business Unlimited® Credit Card</a> </figcaption> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <p>Simplicity</p></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div> <p><strong>Unlimited 1.5 percent</strong> cash back on all business purchases</p> <p><strong>5 percent </strong>cash back on Lyft rides through March 2025</p> </div> <p> </p></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div class="display-flex flex-direction-column text-center mb-2 "> <div class="score mb-2"> <div class="display-flex justify-content-center gap-2"> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/ink-business-unlimited-credit-card/" data-beam-element-clicked data-location="below the fold" data-name="Ink Business Unlimited&reg; Credit Card" data-position="13" data-text="BANKRATE SCORE" data-outcome="review" data-productid="6217" data-brand="Chase" data-variant="BUTTON" > <p class="text-blue sm:text-sm md:text-md mb-0">4.2 / 5</p> </a> <div id="t3bc3e246-b1c6-437d-805b-5dcee5222424" class="display-none"> <div class="w-72" style="max-width: calc(100vw - 4rem)"> <p class="type-body-two m-0"> Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. </p></div> </div> <div class="display-inline-block ml-1 cursor-pointer TooltipFix"> <div x-data data-tippy-maxWidth="none" data-template="t3bc3e246-b1c6-437d-805b-5dcee5222424" role="tooltip" tabIndex="0"x-tooltip="" > <span class="Icon Icon--xs -mt-3 text-blue"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Info Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M0 12c0 6.612 5.388 12 12 12s12-5.388 12-12S18.612 0 12 0 0 5.388 0 12Zm1.96 0C1.96 6.465 6.464 1.96 12 1.96c5.535 0 10.04 4.505 10.04 10.04 0 5.535-4.505 10.04-10.04 10.04-5.535 0-10.04-4.505-10.04-10.04Zm11.02-4.543c0-.538-.441-.98-.98-.98-.539 0-.98.441-.98.98v.074c0 .539.441.98.98.98.539 0 .98-.441.98-.98v-.074Zm.012 3.796c0-.539-.441-.98-.98-.98-.539 0-.98.441-.98.98v5.265c0 .54.441.98.98.98.539 0 .98-.44.98-.98v-5.265Z" class="icon-base"/></svg></span></div> </div> </div> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/ink-business-unlimited-credit-card/" data-beam-element-clicked data-location="below the fold" data-name="Ink Business Unlimited&reg; Credit Card" data-position="13" data-text="READ REVIEW" data-outcome="review" data-productid="6217" data-brand="Chase" data-variant="BUTTON" > (Read card review) </a> </div> <div class="w-full display-flex flex-direction-column text-center mb-2 p-2"> <a class="Button Button--primary Button--normal" href="https://oc.brcclx.com/t?lid=26667981" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26667981" data-beam-product-clicked data-location="below the fold" data-name="Ink Business Unlimited&reg; Credit Card" data-position="13" data-text="APPLY NOW" data-outcome="APPLY" data-productid="6217" data-brand="Chase" data-variant="BUTTON" data-page-id="002300" data-featured="1" data-category-id="" data-track-click="creditcard.apply"> Apply now <span class="Icon Icon--xs icon-base-white -mt-1"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Lock Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M16.149 7.038v1.436H7.842V6.977c0-2.258 1.86-4.093 4.153-4.093a4.154 4.154 0 0 1 4.154 4.154Zm-9.691-.06v1.496h-.225a3.004 3.004 0 0 0-3.003 3.002v8.021A3.004 3.004 0 0 0 6.233 22.5h11.534v-.009c1.661 0 3.002-1.367 3.002-3.054v-7.96a3.004 3.004 0 0 0-3.002-3.003h-.234V7.038A5.543 5.543 0 0 0 11.995 1.5c-3.054 0-5.537 2.457-5.537 5.477Zm-.234 2.89c-.89 0-1.618.726-1.618 1.617v8.021c0 .891.727 1.618 1.618 1.618h11.534c.909 0 1.618-.735 1.618-1.67v-7.96c0-.891-.727-1.618-1.618-1.618H6.224v-.009Zm5.08 6.8c0 .38.31.692.692.692.38 0 .692-.311.692-.692v-2.362a.694.694 0 0 0-.692-.692.694.694 0 0 0-.693.692v2.362Z" class="icon-base"/></svg></span> </a> <div class="type-body-three mt-2 sm:mt-3"> on Chase's secure site </div> </div> <div id="terms-apply" class="text-xs px-2 mb-2 text-center w-full mt-2"> </div> </div> </div> </td> </tr> <tr class="hidden-row md:justify-content-space-evenly"> <td x-data="{aoProduct: {odd: ''}}" class="CompareTable-card_name_bg CompareTable-card_name"> <div> <figure class="CreditCardProductTileCardart mb-0 mb-2 CompareTable-card_name"> <a class="display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26680976" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26680976" data-page-id="002300" data-featured="1" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="43ce34c7-9f54-4e4f-9a2d-20b80a3681b7" data-beam-product-clicked data-location="GRID" data-name="Capital One Spark Cash Plus" data-position="14" data-text="Capital One Spark Cash Plus" data-outcome="APPLY" data-productid="7961" data-category="best-credit-cards credit card" data-brand="Capital One" data-variant="THUMBNAIL" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > <img class="CreditCardProductTileCardart__image js-product-box__image" src="https://cdn.prodstatic.com/shared/images/cards/120x76/38a339f0-e079-11ee-a39c-cffd4c1d8271.png?auto=webp&fit=bounds&width=120&height=76" alt="Image of Capital One Spark Cash Plus" width="120" height="76" loading="lazy" > </a> <figcaption class="text-slate pt-2"> <a class="text-slate display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26680976" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26680976" data-page-id="002300" data-featured="1" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="43ce34c7-9f54-4e4f-9a2d-20b80a3681b7" data-beam-product-clicked data-location="GRID" data-name="Capital One Spark Cash Plus" data-position="14" data-text="Capital One Spark Cash Plus" data-outcome="APPLY" data-productid="7961" data-category="best-credit-cards credit card" data-brand="Capital One" data-variant="CARD NAME" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > Capital One Spark Cash Plus</a> </figcaption> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <p>Spending bonuses</p></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div> <p><strong>Unlimited 5% cash back</strong> on hotels and rental cars booked through Capital One Travel</p> <p><strong>Unlimited 2% cash</strong> back on every purchase</p> <p><strong>$150 annual fee </strong>(refunded every year you spend $150,000 with the card)</p> </div> <div> </div></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div class="display-flex flex-direction-column text-center mb-2 "> <div class="score mb-2"> <div class="display-flex justify-content-center gap-2"> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/capital-one-spark-cash-for-business/" data-beam-element-clicked data-location="below the fold" data-name="Capital One Spark Cash Plus" data-position="14" data-text="BANKRATE SCORE" data-outcome="review" data-productid="7961" data-brand="Capital One" data-variant="BUTTON" > <p class="text-blue sm:text-sm md:text-md mb-0">4.7 / 5</p> </a> <div id="t6ac2eb9b-385e-4a02-b14e-f58377fa7120" class="display-none"> <div class="w-72" style="max-width: calc(100vw - 4rem)"> <p class="type-body-two m-0"> Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. </p></div> </div> <div class="display-inline-block ml-1 cursor-pointer TooltipFix"> <div x-data data-tippy-maxWidth="none" data-template="t6ac2eb9b-385e-4a02-b14e-f58377fa7120" role="tooltip" tabIndex="0"x-tooltip="" > <span class="Icon Icon--xs -mt-3 text-blue"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Info Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M0 12c0 6.612 5.388 12 12 12s12-5.388 12-12S18.612 0 12 0 0 5.388 0 12Zm1.96 0C1.96 6.465 6.464 1.96 12 1.96c5.535 0 10.04 4.505 10.04 10.04 0 5.535-4.505 10.04-10.04 10.04-5.535 0-10.04-4.505-10.04-10.04Zm11.02-4.543c0-.538-.441-.98-.98-.98-.539 0-.98.441-.98.98v.074c0 .539.441.98.98.98.539 0 .98-.441.98-.98v-.074Zm.012 3.796c0-.539-.441-.98-.98-.98-.539 0-.98.441-.98.98v5.265c0 .54.441.98.98.98.539 0 .98-.44.98-.98v-5.265Z" class="icon-base"/></svg></span></div> </div> </div> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/capital-one-spark-cash-for-business/" data-beam-element-clicked data-location="below the fold" data-name="Capital One Spark Cash Plus" data-position="14" data-text="READ REVIEW" data-outcome="review" data-productid="7961" data-brand="Capital One" data-variant="BUTTON" > (Read card review) </a> </div> <div class="w-full display-flex flex-direction-column text-center mb-2 p-2"> <a class="Button Button--primary Button--normal" href="https://oc.brcclx.com/t?lid=26680976" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26680976" data-beam-product-clicked data-location="below the fold" data-name="Capital One Spark Cash Plus" data-position="14" data-text="APPLY NOW" data-outcome="APPLY" data-productid="7961" data-brand="Capital One" data-variant="BUTTON" data-page-id="002300" data-featured="1" data-category-id="" data-track-click="creditcard.apply"> Apply now <span class="Icon Icon--xs icon-base-white -mt-1"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Lock Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M16.149 7.038v1.436H7.842V6.977c0-2.258 1.86-4.093 4.153-4.093a4.154 4.154 0 0 1 4.154 4.154Zm-9.691-.06v1.496h-.225a3.004 3.004 0 0 0-3.003 3.002v8.021A3.004 3.004 0 0 0 6.233 22.5h11.534v-.009c1.661 0 3.002-1.367 3.002-3.054v-7.96a3.004 3.004 0 0 0-3.002-3.003h-.234V7.038A5.543 5.543 0 0 0 11.995 1.5c-3.054 0-5.537 2.457-5.537 5.477Zm-.234 2.89c-.89 0-1.618.726-1.618 1.617v8.021c0 .891.727 1.618 1.618 1.618h11.534c.909 0 1.618-.735 1.618-1.67v-7.96c0-.891-.727-1.618-1.618-1.618H6.224v-.009Zm5.08 6.8c0 .38.31.692.692.692.38 0 .692-.311.692-.692v-2.362a.694.694 0 0 0-.692-.692.694.694 0 0 0-.693.692v2.362Z" class="icon-base"/></svg></span> </a> <div class="type-body-three mt-2 sm:mt-3"> on Capital One's secure site </div> </div> <div id="terms-apply" class="text-xs px-2 mb-2 text-center w-full mt-2"> <a href="https://d25970n8puso9u.cloudfront.net/disclosure.31023.en-US.pdf" class="Link Link--standalone display-inline-block" target="blank" data-beam-product-clicked data-location="below the fold" data-name="Capital One Spark Cash Plus" data-position="14" data-text="Rates & Fees" data-outcome="EXTERNALLINK" data-productid="7961" data-brand="Capital One" data-variant="BUTTON" data-page-id="$pageId" data-featured="$pageFeatured" data-category-id=""> See Rates & Fees </a> </div> </div> </div> </td> </tr> <tr class="hidden-row md:justify-content-space-evenly"> <td x-data="{aoProduct: {odd: ''}}" class="CompareTable-card_name_bg CompareTable-card_name"> <div> <figure class="CreditCardProductTileCardart mb-0 mb-2 CompareTable-card_name"> <a class="display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26383274" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26383274" data-page-id="002300" data-featured="1" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="69a63f16-2e4c-4d38-925f-c0065175729d" data-beam-product-clicked data-location="GRID" data-name="Capital One Platinum Credit Card" data-position="15" data-text="Capital One Platinum Credit Card" data-outcome="APPLY" data-productid="221010773" data-category="best-credit-cards credit card" data-brand="Capital One" data-variant="THUMBNAIL" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > <img class="CreditCardProductTileCardart__image js-product-box__image" src="https://cdn.prodstatic.com/shared/images/cards/120x76/1b1ddd50-5981-11ef-a79b-ddd94e41e6b3.png?auto=webp&fit=bounds&width=120&height=76" alt="Image of Capital One Platinum Credit Card" width="120" height="75" loading="lazy" > </a> <figcaption class="text-slate pt-2"> <a class="text-slate display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26383274" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26383274" data-page-id="002300" data-featured="1" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="69a63f16-2e4c-4d38-925f-c0065175729d" data-beam-product-clicked data-location="GRID" data-name="Capital One Platinum Credit Card" data-position="15" data-text="Capital One Platinum Credit Card" data-outcome="APPLY" data-productid="221010773" data-category="best-credit-cards credit card" data-brand="Capital One" data-variant="CARD NAME" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > Capital One Platinum Credit Card</a> </figcaption> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div>Upgrading</div></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <!--StartFragment--> <p><strong>Could be available with fair credit</strong> without a security deposit</p> <p><strong>Considered for a credit limit increase</strong> after an account review starting after six months</p> <p><strong>No annual fee</strong></p> <!--EndFragment--> <div> </div></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div class="display-flex flex-direction-column text-center mb-2 "> <div class="score mb-2"> <div class="display-flex justify-content-center gap-2"> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/capital-one-platinum-credit-card/" data-beam-element-clicked data-location="below the fold" data-name="Capital One Platinum Credit Card" data-position="15" data-text="BANKRATE SCORE" data-outcome="review" data-productid="221010773" data-brand="Capital One" data-variant="BUTTON" > <p class="text-blue sm:text-sm md:text-md mb-0">4.2 / 5</p> </a> <div id="t1dc45ce6-7069-46e0-b575-dc25f4ed82a9" class="display-none"> <div class="w-72" style="max-width: calc(100vw - 4rem)"> <p class="type-body-two m-0"> Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. </p></div> </div> <div class="display-inline-block ml-1 cursor-pointer TooltipFix"> <div x-data data-tippy-maxWidth="none" data-template="t1dc45ce6-7069-46e0-b575-dc25f4ed82a9" role="tooltip" tabIndex="0"x-tooltip="" > <span class="Icon Icon--xs -mt-3 text-blue"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Info Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M0 12c0 6.612 5.388 12 12 12s12-5.388 12-12S18.612 0 12 0 0 5.388 0 12Zm1.96 0C1.96 6.465 6.464 1.96 12 1.96c5.535 0 10.04 4.505 10.04 10.04 0 5.535-4.505 10.04-10.04 10.04-5.535 0-10.04-4.505-10.04-10.04Zm11.02-4.543c0-.538-.441-.98-.98-.98-.539 0-.98.441-.98.98v.074c0 .539.441.98.98.98.539 0 .98-.441.98-.98v-.074Zm.012 3.796c0-.539-.441-.98-.98-.98-.539 0-.98.441-.98.98v5.265c0 .54.441.98.98.98.539 0 .98-.44.98-.98v-5.265Z" class="icon-base"/></svg></span></div> </div> </div> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/capital-one-platinum-credit-card/" data-beam-element-clicked data-location="below the fold" data-name="Capital One Platinum Credit Card" data-position="15" data-text="READ REVIEW" data-outcome="review" data-productid="221010773" data-brand="Capital One" data-variant="BUTTON" > (Read card review) </a> </div> <div class="w-full display-flex flex-direction-column text-center mb-2 p-2"> <a class="Button Button--primary Button--normal" href="https://oc.brcclx.com/t?lid=26383274" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26383274" data-beam-product-clicked data-location="below the fold" data-name="Capital One Platinum Credit Card" data-position="15" data-text="APPLY NOW" data-outcome="APPLY" data-productid="221010773" data-brand="Capital One" data-variant="BUTTON" data-page-id="002300" data-featured="1" data-category-id="" data-track-click="creditcard.apply"> Apply now <span class="Icon Icon--xs icon-base-white -mt-1"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Lock Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M16.149 7.038v1.436H7.842V6.977c0-2.258 1.86-4.093 4.153-4.093a4.154 4.154 0 0 1 4.154 4.154Zm-9.691-.06v1.496h-.225a3.004 3.004 0 0 0-3.003 3.002v8.021A3.004 3.004 0 0 0 6.233 22.5h11.534v-.009c1.661 0 3.002-1.367 3.002-3.054v-7.96a3.004 3.004 0 0 0-3.002-3.003h-.234V7.038A5.543 5.543 0 0 0 11.995 1.5c-3.054 0-5.537 2.457-5.537 5.477Zm-.234 2.89c-.89 0-1.618.726-1.618 1.617v8.021c0 .891.727 1.618 1.618 1.618h11.534c.909 0 1.618-.735 1.618-1.67v-7.96c0-.891-.727-1.618-1.618-1.618H6.224v-.009Zm5.08 6.8c0 .38.31.692.692.692.38 0 .692-.311.692-.692v-2.362a.694.694 0 0 0-.692-.692.694.694 0 0 0-.693.692v2.362Z" class="icon-base"/></svg></span> </a> <div class="type-body-three mt-2 sm:mt-3"> on Capital One's secure site </div> </div> <div id="terms-apply" class="text-xs px-2 mb-2 text-center w-full mt-2"> <a href="https://d25970n8puso9u.cloudfront.net/disclosure.30722.en-US.pdf" class="Link Link--standalone display-inline-block" target="blank" data-beam-product-clicked data-location="below the fold" data-name="Capital One Platinum Credit Card" data-position="15" data-text="Rates & Fees" data-outcome="EXTERNALLINK" data-productid="221010773" data-brand="Capital One" data-variant="BUTTON" data-page-id="$pageId" data-featured="$pageFeatured" data-category-id=""> See Rates & Fees </a> </div> </div> </div> </td> </tr> <tr class="hidden-row md:justify-content-space-evenly"> <td x-data="{aoProduct: {odd: ''}}" class="CompareTable-card_name_bg CompareTable-card_name"> <div> <figure class="CreditCardProductTileCardart mb-0 mb-2 CompareTable-card_name"> <a class="display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26691022" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26691022" data-page-id="002300" data-featured="1" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="608e1d9e-8cc7-4403-ab5e-39408bb17c1c" data-beam-product-clicked data-location="GRID" data-name="Chime Credit Builder Secured Visa&#174; Credit Card" data-position="16" data-text="Chime Credit Builder Secured Visa&#174; Credit Card" data-outcome="APPLY" data-productid="9885" data-category="best-credit-cards credit card" data-brand="Chime" data-variant="THUMBNAIL" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > <img class="CreditCardProductTileCardart__image js-product-box__image" src="https://cdn.prodstatic.com/shared/images/cards/120x76/340d7b40-184a-11ef-b587-033e32381cb0.jpg?auto=webp&fit=bounds&width=120&height=76" alt="Image of Chime Credit Builder Secured Visa&#174; Credit Card" width="120" height="75" loading="lazy" > </a> <figcaption class="text-slate pt-2"> <a class="text-slate display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26691022" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26691022" data-page-id="002300" data-featured="1" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="608e1d9e-8cc7-4403-ab5e-39408bb17c1c" data-beam-product-clicked data-location="GRID" data-name="Chime Credit Builder Secured Visa&#174; Credit Card" data-position="16" data-text="Chime Credit Builder Secured Visa&#174; Credit Card" data-outcome="APPLY" data-productid="9885" data-category="best-credit-cards credit card" data-brand="Chime" data-variant="CARD NAME" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > Chime Credit Builder Secured Visa® Credit Card</a> </figcaption> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div>Low-cost credit building</div></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <!--StartFragment--> <p><strong>No credit check required</strong></p> <p><strong>Low rates and fees</strong>, including no foreign cash advance fees or late payment fees</p> <p><strong>Potential $10,000 secured credit limit, and no minimum credit limit.</strong></p> <p><strong>No annual fee</strong></p> <!--EndFragment--> <div> </div></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div class="display-flex flex-direction-column text-center mb-2 "> <div class="score mb-2"> <div class="display-flex justify-content-center gap-2"> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/chime-credit-builder-visa-credit-card/" data-beam-element-clicked data-location="below the fold" data-name="Chime Credit Builder Secured Visa&#174; Credit Card" data-position="16" data-text="BANKRATE SCORE" data-outcome="review" data-productid="9885" data-brand="Chime" data-variant="BUTTON" > <p class="text-blue sm:text-sm md:text-md mb-0">4.2 / 5</p> </a> <div id="tbfa5b40a-ed25-4256-bb48-b99b04b32fa8" class="display-none"> <div class="w-72" style="max-width: calc(100vw - 4rem)"> <p class="type-body-two m-0"> Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. </p></div> </div> <div class="display-inline-block ml-1 cursor-pointer TooltipFix"> <div x-data data-tippy-maxWidth="none" data-template="tbfa5b40a-ed25-4256-bb48-b99b04b32fa8" role="tooltip" tabIndex="0"x-tooltip="" > <span class="Icon Icon--xs -mt-3 text-blue"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Info Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M0 12c0 6.612 5.388 12 12 12s12-5.388 12-12S18.612 0 12 0 0 5.388 0 12Zm1.96 0C1.96 6.465 6.464 1.96 12 1.96c5.535 0 10.04 4.505 10.04 10.04 0 5.535-4.505 10.04-10.04 10.04-5.535 0-10.04-4.505-10.04-10.04Zm11.02-4.543c0-.538-.441-.98-.98-.98-.539 0-.98.441-.98.98v.074c0 .539.441.98.98.98.539 0 .98-.441.98-.98v-.074Zm.012 3.796c0-.539-.441-.98-.98-.98-.539 0-.98.441-.98.98v5.265c0 .54.441.98.98.98.539 0 .98-.44.98-.98v-5.265Z" class="icon-base"/></svg></span></div> </div> </div> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/chime-credit-builder-visa-credit-card/" data-beam-element-clicked data-location="below the fold" data-name="Chime Credit Builder Secured Visa&#174; Credit Card" data-position="16" data-text="READ REVIEW" data-outcome="review" data-productid="9885" data-brand="Chime" data-variant="BUTTON" > (Read card review) </a> </div> <div class="w-full display-flex flex-direction-column text-center mb-2 p-2"> <a class="Button Button--primary Button--normal" href="https://oc.brcclx.com/t?lid=26691022" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26691022" data-beam-product-clicked data-location="below the fold" data-name="Chime Credit Builder Secured Visa&#174; Credit Card" data-position="16" data-text="APPLY NOW" data-outcome="APPLY" data-productid="9885" data-brand="Chime" data-variant="BUTTON" data-page-id="002300" data-featured="1" data-category-id="" data-track-click="creditcard.apply"> Apply now <span class="Icon Icon--xs icon-base-white -mt-1"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Lock Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M16.149 7.038v1.436H7.842V6.977c0-2.258 1.86-4.093 4.153-4.093a4.154 4.154 0 0 1 4.154 4.154Zm-9.691-.06v1.496h-.225a3.004 3.004 0 0 0-3.003 3.002v8.021A3.004 3.004 0 0 0 6.233 22.5h11.534v-.009c1.661 0 3.002-1.367 3.002-3.054v-7.96a3.004 3.004 0 0 0-3.002-3.003h-.234V7.038A5.543 5.543 0 0 0 11.995 1.5c-3.054 0-5.537 2.457-5.537 5.477Zm-.234 2.89c-.89 0-1.618.726-1.618 1.617v8.021c0 .891.727 1.618 1.618 1.618h11.534c.909 0 1.618-.735 1.618-1.67v-7.96c0-.891-.727-1.618-1.618-1.618H6.224v-.009Zm5.08 6.8c0 .38.31.692.692.692.38 0 .692-.311.692-.692v-2.362a.694.694 0 0 0-.692-.692.694.694 0 0 0-.693.692v2.362Z" class="icon-base"/></svg></span> </a> <div class="type-body-three mt-2 sm:mt-3"> on Chime's secure site </div> </div> <div id="terms-apply" class="text-xs px-2 mb-2 text-center w-full mt-2"> </div> </div> </div> </td> </tr> <tr class="hidden-row md:justify-content-space-evenly"> <td x-data="{aoProduct: {odd: ''}}" class="CompareTable-card_name_bg CompareTable-card_name"> <div> <figure class="CreditCardProductTileCardart mb-0 mb-2 CompareTable-card_name"> <a class="display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26558359" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26558359" data-page-id="002300" data-featured="1" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="85dafc9f-d99b-4f9a-8582-61bf28ac1938" data-beam-product-clicked data-location="GRID" data-name="Capital One Platinum Secured Credit Card" data-position="17" data-text="Capital One Platinum Secured Credit Card" data-outcome="APPLY" data-productid="221011856" data-category="best-credit-cards credit card" data-brand="Capital One" data-variant="THUMBNAIL" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > <img class="CreditCardProductTileCardart__image js-product-box__image" src="https://cdn.prodstatic.com/shared/images/cards/120x76/5e52c270-5981-11ef-a7c5-db9b566f392d.png?auto=webp&fit=bounds&width=120&height=76" alt="Image of Capital One Platinum Secured Credit Card" width="120" height="75" loading="lazy" > </a> <figcaption class="text-slate pt-2"> <a class="text-slate display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26558359" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26558359" data-page-id="002300" data-featured="1" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="85dafc9f-d99b-4f9a-8582-61bf28ac1938" data-beam-product-clicked data-location="GRID" data-name="Capital One Platinum Secured Credit Card" data-position="17" data-text="Capital One Platinum Secured Credit Card" data-outcome="APPLY" data-productid="221011856" data-category="best-credit-cards credit card" data-brand="Capital One" data-variant="CARD NAME" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > Capital One Platinum Secured Credit Card</a> </figcaption> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div>Credit limit policy</div></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <!--StartFragment--> <p><strong>A security deposit as low as $49</strong> ($49, $99 or $200, based on creditworthiness) that provides at least a $200 credit limit</p> <p><strong>Considered for a credit limit increase</strong> after an account review starting after six months</p> <p><strong>No annual fee</strong></p> <!--EndFragment--> <div> </div></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div class="display-flex flex-direction-column text-center mb-2 "> <div class="score mb-2"> <div class="display-flex justify-content-center gap-2"> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/capital-one-secured-mastercard/" data-beam-element-clicked data-location="below the fold" data-name="Capital One Platinum Secured Credit Card" data-position="17" data-text="BANKRATE SCORE" data-outcome="review" data-productid="221011856" data-brand="Capital One" data-variant="BUTTON" > <p class="text-blue sm:text-sm md:text-md mb-0">4.1 / 5</p> </a> <div id="t80964913-a188-442b-9275-9837ab2259f9" class="display-none"> <div class="w-72" style="max-width: calc(100vw - 4rem)"> <p class="type-body-two m-0"> Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. </p></div> </div> <div class="display-inline-block ml-1 cursor-pointer TooltipFix"> <div x-data data-tippy-maxWidth="none" data-template="t80964913-a188-442b-9275-9837ab2259f9" role="tooltip" tabIndex="0"x-tooltip="" > <span class="Icon Icon--xs -mt-3 text-blue"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Info Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M0 12c0 6.612 5.388 12 12 12s12-5.388 12-12S18.612 0 12 0 0 5.388 0 12Zm1.96 0C1.96 6.465 6.464 1.96 12 1.96c5.535 0 10.04 4.505 10.04 10.04 0 5.535-4.505 10.04-10.04 10.04-5.535 0-10.04-4.505-10.04-10.04Zm11.02-4.543c0-.538-.441-.98-.98-.98-.539 0-.98.441-.98.98v.074c0 .539.441.98.98.98.539 0 .98-.441.98-.98v-.074Zm.012 3.796c0-.539-.441-.98-.98-.98-.539 0-.98.441-.98.98v5.265c0 .54.441.98.98.98.539 0 .98-.44.98-.98v-5.265Z" class="icon-base"/></svg></span></div> </div> </div> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/capital-one-secured-mastercard/" data-beam-element-clicked data-location="below the fold" data-name="Capital One Platinum Secured Credit Card" data-position="17" data-text="READ REVIEW" data-outcome="review" data-productid="221011856" data-brand="Capital One" data-variant="BUTTON" > (Read card review) </a> </div> <div class="w-full display-flex flex-direction-column text-center mb-2 p-2"> <a class="Button Button--primary Button--normal" href="https://oc.brcclx.com/t?lid=26558359" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26558359" data-beam-product-clicked data-location="below the fold" data-name="Capital One Platinum Secured Credit Card" data-position="17" data-text="APPLY NOW" data-outcome="APPLY" data-productid="221011856" data-brand="Capital One" data-variant="BUTTON" data-page-id="002300" data-featured="1" data-category-id="" data-track-click="creditcard.apply"> Apply now <span class="Icon Icon--xs icon-base-white -mt-1"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Lock Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M16.149 7.038v1.436H7.842V6.977c0-2.258 1.86-4.093 4.153-4.093a4.154 4.154 0 0 1 4.154 4.154Zm-9.691-.06v1.496h-.225a3.004 3.004 0 0 0-3.003 3.002v8.021A3.004 3.004 0 0 0 6.233 22.5h11.534v-.009c1.661 0 3.002-1.367 3.002-3.054v-7.96a3.004 3.004 0 0 0-3.002-3.003h-.234V7.038A5.543 5.543 0 0 0 11.995 1.5c-3.054 0-5.537 2.457-5.537 5.477Zm-.234 2.89c-.89 0-1.618.726-1.618 1.617v8.021c0 .891.727 1.618 1.618 1.618h11.534c.909 0 1.618-.735 1.618-1.67v-7.96c0-.891-.727-1.618-1.618-1.618H6.224v-.009Zm5.08 6.8c0 .38.31.692.692.692.38 0 .692-.311.692-.692v-2.362a.694.694 0 0 0-.692-.692.694.694 0 0 0-.693.692v2.362Z" class="icon-base"/></svg></span> </a> <div class="type-body-three mt-2 sm:mt-3"> on Capital One's secure site </div> </div> <div id="terms-apply" class="text-xs px-2 mb-2 text-center w-full mt-2"> <a href="https://d25970n8puso9u.cloudfront.net/disclosure.30677.en-US.pdf" class="Link Link--standalone display-inline-block" target="blank" data-beam-product-clicked data-location="below the fold" data-name="Capital One Platinum Secured Credit Card" data-position="17" data-text="Rates & Fees" data-outcome="EXTERNALLINK" data-productid="221011856" data-brand="Capital One" data-variant="BUTTON" data-page-id="$pageId" data-featured="$pageFeatured" data-category-id=""> See Rates & Fees </a> </div> </div> </div> </td> </tr> </tbody> </table> </div> <div class="w-full text-center" data-cy="show-hide-button"> <button class="Button Button--flat" data-show="0" data-show-label="Show 12 more rows" data-hide-label="Hide 12 rows" @click="showHiddenRows($event)"> Show 12 more rows</button> </div> </div> <div class="vertical-spacer pt-8" style="width: 100%; content: '';"></div> <div class="TwoColumnLayout TwoColumnLayout--reversed gap-y-0"> <div class="TwoColumnLayout-aside SectionWithToc-toc" > <div class="TableOfContents TOC-track" x-data> <nav aria-label="Content on this page" class="TableOfContents-sidebar display-none md:display-block TOC-container"> <p class="TableOfContents-heading type-heading-six uppercase display-block"> On This Page</p> <ul class="TableOfContents-list List"> <li class=""> <a class="TableOfContents-link" href="#types-of-credit-card" data-toc-jumpto="#types-of-credit-card" data-beam-element-clicked-no-delay data-type="LINK" data-location="SHELF-TOC-desktop" data-name="What type of credit card should you get?" data-position="1" data-text="What type of credit card should you get?" data-outcome="INTERNALLINK" > <span class="TableOfContents-linkText">What type of credit card should you get?</span> </a> </li> <li class=""> <a class="TableOfContents-link" href="#here-s-how-bankrate-experts-chose-their-rewards-card" data-toc-jumpto="#here-s-how-bankrate-experts-chose-their-rewards-card" data-beam-element-clicked-no-delay data-type="LINK" data-location="SHELF-TOC-desktop" data-name="How Bankrate experts chose their rewards card" data-position="2" data-text="How Bankrate experts chose their rewards card" data-outcome="INTERNALLINK" > <span class="TableOfContents-linkText">How Bankrate experts chose their rewards card</span> </a> </li> <li class=""> <a class="TableOfContents-link" href="#ask-the-experts" data-toc-jumpto="#ask-the-experts" data-beam-element-clicked-no-delay data-type="LINK" data-location="SHELF-TOC-desktop" data-name="Ask the experts" data-position="3" data-text="Ask the experts" data-outcome="INTERNALLINK" > <span class="TableOfContents-linkText">Ask the experts</span> </a> </li> <li class=""> <a class="TableOfContents-link" href="#expert-insights-best-cards" data-toc-jumpto="#expert-insights-best-cards" data-beam-element-clicked-no-delay data-type="LINK" data-location="SHELF-TOC-desktop" data-name="Expert insights: What is the best credit card of 2024?" data-position="4" data-text="Expert insights: What is the best credit card of 2024?" data-outcome="INTERNALLINK" > <span class="TableOfContents-linkText">Expert insights: What is the best credit card of 2024?</span> </a> </li> <li class=""> <a class="TableOfContents-link" href="#our-data-which-cards-get-the-most-applications" data-toc-jumpto="#our-data-which-cards-get-the-most-applications" data-beam-element-clicked-no-delay data-type="LINK" data-location="SHELF-TOC-desktop" data-name="Our data: Which cards are the most popular?" data-position="5" data-text="Our data: Which cards are the most popular?" data-outcome="INTERNALLINK" > <span class="TableOfContents-linkText">Our data: Which cards are the most popular?</span> </a> </li> <li class=""> <a class="TableOfContents-link" href="#what-people-say-about-the-best-credit-cards" data-toc-jumpto="#what-people-say-about-the-best-credit-cards" data-beam-element-clicked-no-delay data-type="LINK" data-location="SHELF-TOC-desktop" data-name="What people say about the best credit cards" data-position="6" data-text="What people say about the best credit cards" data-outcome="INTERNALLINK" > <span class="TableOfContents-linkText">What people say about the best credit cards</span> </a> </li> <li class=""> <a class="TableOfContents-link" href="#faq" data-toc-jumpto="#faq" data-beam-element-clicked-no-delay data-type="LINK" data-location="SHELF-TOC-desktop" data-name="Frequently asked questions" data-position="7" data-text="Frequently asked questions" data-outcome="INTERNALLINK" > <span class="TableOfContents-linkText">Frequently asked questions</span> </a> </li> <li class=""> <a class="TableOfContents-link" href="#methodology" data-toc-jumpto="#methodology" data-beam-element-clicked-no-delay data-type="LINK" data-location="SHELF-TOC-desktop" data-name="How we assess the best credit cards" data-position="8" data-text="How we assess the best credit cards" data-outcome="INTERNALLINK" > <span class="TableOfContents-linkText">How we assess the best credit cards</span> </a> </li> </ul> </nav> </div></div> <div class="TwoColumnLayout-main SectionWithToc-body gap-y-0 hideTocMobile" data-e2e-monitor=SectionWithToc-body> <div id="types-of-credit-card" class="SectionWithTocItem " > <div data-cy="" class="Headline w-full"> <h2 class="type-heading-two"> What type of credit card should you get? </h2> </div> <div class="wysiwyg display-block w-full"> <p>Credit card issuers offer <a class="Link" href="https://www.bankrate.com/credit-cards/advice/different-types-of-credit-cards/">different types of credit cards</a> to meet a variety of consumer needs. For example, some cardholders don’t see the appeal of a premium travel card or won’t use the card enough to justify its <a class="Link" href="https://www.bankrate.com/credit-cards/advice/cards-worth-annual-fee/">annual fee</a>, while others may primarily use their card while traveling abroad. The former type of cardholder would likely benefit from a <a class="Link" href="https://www.bankrate.com/credit-cards/rewards/best-no-annual-fee-cards/">no-annual-fee card</a>, while the latter would benefit from a <a class="Link" href="https://www.bankrate.com/credit-cards/travel/best-no-foreign-transaction-fees/">no-foreign-transaction-fee card</a> with plenty of travel features.</p> <p>But there’s no such thing as a one-size-fits-all credit card, and the sheer number of options can make it difficult to choose the credit card that’s best for your unique situation. That’s why it’s good to consider which <a class="Link" href="https://www.bankrate.com/credit-cards/advice/how-to-choose-everyday-spending-card/">card best matches your spending habits</a>.</p></div> <div class="SupplementaryLink"> Learn more: <a class=" " href="https://www.bankrate.com/credit-cards/advice/how-to-choose-your-next-credit-card/" target=""data-beam-element-clicked data-type="link" data-location="https://www.bankrate.com/credit-cards/best-credit-cards/" data-name="Learn more link" data-position="middle" data-text="How to choose the right credit card" data-outcome="send to page" > How to choose the right credit card</a> </div> <div class="vertical-spacer pt-8 " style="width: 100%; content: '';"></div> <div class="wysiwyg display-block w-full"> <p>Here are the major credit card types and the ideal cardholder they’re suited for:</p></div> <ul class="Accordion w-full" data-cy="accordion-1266edf2-486d-4f21-8df5-cd4a36b6074f"> <li x-id="['panel-cash-back-rewards-cards', 'heading-cash-back-rewards-cards']" x-data="{ expanded: 0, disableMobileHover: 0, }" class="Accordion-item" > <button class="Accordion-titleContainer px-3 py-4 sm:px-6 group sm:py-6" :id="$id('heading-cash-back-rewards-cards')" :aria-controls="$id('panel-cash-back-rewards-cards')" :aria-expanded="expanded ? true : false" x-on:click="expanded = !expanded" data-beam-element-clicked-no-delay id="" data-type="accordion" data-location="" data-name=" cash back rewards cards " data-position="1" data-text=" Cash back rewards cards " data-outcome="" data-variant="default" :data-outcome="expanded ? 'open_accordion' : 'close_accordion'" :class="{ 'no-hover': (typeof isMobile !== 'undefined' && isMobile) && disableMobileHover }" > <h3 class="Accordion-title mr-2 md:flex-1 my-0"> <span class="text"> Cash back rewards cards</span> </h3> <span class="Accordion-icon Icon Icon--sm icon-base-blue" aria-hidden="true"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg> </span> </button> <div class="Accordion-contentWrapper" :id="$id('panel-cash-back-rewards-cards')" :labelledBy="$id('heading-cash-back-rewards-cards')" x-show="expanded" x-collapse role="region" style="height: 0px; overflow: hidden; display: none;" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <h4>What to know:</h4> <ul> <li>Cash back cards usually earn rewards on everyday purchases like groceries, dining, gas and more.</li> <li>You can typically redeem cash back as a <a class="Link" href="https://www.bankrate.com/credit-cards/advice/what-is-a-statement-credit/">statement credit</a>, deposit to your bank account or gift card. Some cash back rewards also let you pool rewards with travel cards from the same issuer.</li> <li><a class="Link" href="https://www.bankrate.com/credit-cards/cash-back/flat-rate-vs-bonus-category-cash-back-credit-cards/">Flat-rate cash rewards cards</a> typically offer a maximum of 2 percent back on purchases, while cards with <a class="Link" href="https://www.bankrate.com/credit-cards/cash-back/best-rotating-category-credit-cards/">rotating categories</a> or year-round bonus categories can offer anywhere from 2 percent to 6 percent back on certain purchases (sometimes with a few restrictions on how much you can earn).</li> </ul> <h4>Who they’re great for:</h4> <ul> <li><strong>Household shoppers</strong> — The most popular cash back bonus categories are a good fit if you spend mostly on groceries, gas, dining and other everyday categories.</li> <li><strong>Simplicity seekers</strong> — If you prefer streamlined redemption and minimal fees, cash back cards are a good option.</li> <li><strong>Staycation-ers and infrequent travelers</strong> — If you don’t plan to redeem rewards for travel, cash back is likely your best alternative.</li> </ul> <h4>Where to look:</h4> <ul> <li><a class="Link" href="https://www.bankrate.com/credit-cards/cash-back/best-cash-back-cards/">Bankrate’s best cash back cards</a></li> <li><a class="Link" href="https://www.bankrate.com/credit-cards/cash-back/how-to-choose-a-cash-back-credit-card/">How to choose a cash back credit card</a></li> <li><a class="Link" href="https://www.bankrate.com/credit-cards/rewards/best-groceries/">Bankrate’s best grocery cards hub</a></li> <li><a class="Link" href="https://www.bankrate.com/credit-cards/rewards/best-restaurants/">Bankrate’s best restaurant cards hub</a></li> <li><a class="Link" href="https://www.bankrate.com/credit-cards/rewards/best-gas-cards/">Bankrate’s best gas station cards hub</a></li> </ul></div> </div> </div> <noscript> <div class="Accordion-contentWrapper" :id="$id('no-js-panel-cash-back-rewards-cards')" :labelledBy="$id('heading-cash-back-rewards-cards')" role="region" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <h4>What to know:</h4> <ul> <li>Cash back cards usually earn rewards on everyday purchases like groceries, dining, gas and more.</li> <li>You can typically redeem cash back as a <a class="Link" href="https://www.bankrate.com/credit-cards/advice/what-is-a-statement-credit/">statement credit</a>, deposit to your bank account or gift card. Some cash back rewards also let you pool rewards with travel cards from the same issuer.</li> <li><a class="Link" href="https://www.bankrate.com/credit-cards/cash-back/flat-rate-vs-bonus-category-cash-back-credit-cards/">Flat-rate cash rewards cards</a> typically offer a maximum of 2 percent back on purchases, while cards with <a class="Link" href="https://www.bankrate.com/credit-cards/cash-back/best-rotating-category-credit-cards/">rotating categories</a> or year-round bonus categories can offer anywhere from 2 percent to 6 percent back on certain purchases (sometimes with a few restrictions on how much you can earn).</li> </ul> <h4>Who they’re great for:</h4> <ul> <li><strong>Household shoppers</strong> — The most popular cash back bonus categories are a good fit if you spend mostly on groceries, gas, dining and other everyday categories.</li> <li><strong>Simplicity seekers</strong> — If you prefer streamlined redemption and minimal fees, cash back cards are a good option.</li> <li><strong>Staycation-ers and infrequent travelers</strong> — If you don’t plan to redeem rewards for travel, cash back is likely your best alternative.</li> </ul> <h4>Where to look:</h4> <ul> <li><a class="Link" href="https://www.bankrate.com/credit-cards/cash-back/best-cash-back-cards/">Bankrate’s best cash back cards</a></li> <li><a class="Link" href="https://www.bankrate.com/credit-cards/cash-back/how-to-choose-a-cash-back-credit-card/">How to choose a cash back credit card</a></li> <li><a class="Link" href="https://www.bankrate.com/credit-cards/rewards/best-groceries/">Bankrate’s best grocery cards hub</a></li> <li><a class="Link" href="https://www.bankrate.com/credit-cards/rewards/best-restaurants/">Bankrate’s best restaurant cards hub</a></li> <li><a class="Link" href="https://www.bankrate.com/credit-cards/rewards/best-gas-cards/">Bankrate’s best gas station cards hub</a></li> </ul></div> </div> </div> </noscript> </li> <li x-id="['panel-travel-rewards-cards', 'heading-travel-rewards-cards']" x-data="{ expanded: 0, disableMobileHover: 0, }" class="Accordion-item" > <button class="Accordion-titleContainer px-3 py-4 sm:px-6 group sm:py-6" :id="$id('heading-travel-rewards-cards')" :aria-controls="$id('panel-travel-rewards-cards')" :aria-expanded="expanded ? true : false" x-on:click="expanded = !expanded" data-beam-element-clicked-no-delay id="" data-type="accordion" data-location="" data-name=" travel rewards cards " data-position="2" data-text=" Travel rewards cards " data-outcome="" data-variant="default" :data-outcome="expanded ? 'open_accordion' : 'close_accordion'" :class="{ 'no-hover': (typeof isMobile !== 'undefined' && isMobile) && disableMobileHover }" > <h3 class="Accordion-title mr-2 md:flex-1 my-0"> <span class="text"> Travel rewards cards</span> </h3> <span class="Accordion-icon Icon Icon--sm icon-base-blue" aria-hidden="true"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg> </span> </button> <div class="Accordion-contentWrapper" :id="$id('panel-travel-rewards-cards')" :labelledBy="$id('heading-travel-rewards-cards')" x-show="expanded" x-collapse role="region" style="height: 0px; overflow: hidden; display: none;" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <h4><strong>What to know</strong></h4> <ul> <li>Along with earning valuable travel rewards, these cards also tend to feature benefits that make your journey easier and more affordable. Some of the <a class="Link" href="https://www.bankrate.com/credit-cards/rewards/top-credit-card-perks/">best perks</a> include airport lounge access, free hotel upgrades, <a class="Link" href="https://www.bankrate.com/credit-cards/rewards/hidden-under-radar-credit-card-perks-help-save-money/">travel protections</a> (like trip cancellation insurance) and credits toward expenses like airfare, hotel stays and expedited security screening services.</li> <li>General travel cards earn rewards on airfare, hotels and other expenses, no matter how you fly or where you stay. These cards may also include perks like airport lounge access or credits for expedited security screening services.</li> <li>Co-branded cards typically carry high reward rates and elite loyalty status with particular airlines or hotel chains. Airline cards typically provide perks like in-flight purchase discounts, priority boarding and free checked baggage. Similarly, hotel cards may offer free nights, hotel credits and status that gives you perks like room upgrades and flexible check-in.</li> </ul> <h4><strong>Who they’re great for:</strong></h4> <ul> <li><strong>Flexibility-focused travelers</strong> — If you want to book with the airline or hotel that offers the best deal and care more about earning and redeeming rewards than traveling in style, you’ll likely prefer a general-purpose travel card.</li> <li><strong>Road warriors</strong> — Road trippers and weekend adventurers could save on accommodations and future trips with travel cards’ lodging, dining, entertainment and rental car rewards.</li> <li><strong>Strategic shoppers</strong> — Travel cards’ broad category coverage, pairing opportunities and transfer partners will help you squeeze the most mileage from your rewards.</li> <li><strong>Loyal jet-setters and hotel guests</strong> — An airline or hotel card would be a rewarding pick if you prefer to fly with a specific carrier or stay with a particular hotel chain.</li> <li><strong>Travel hackers</strong> — A co-branded airline or hotel card may be worthwhile if you don’t mind holding multiple cards to <a class="Link" href="https://www.bankrate.com/credit-cards/travel/best-way-to-use-points-for-travel/">maximize your travel rewards</a>.</li> </ul> <h4><strong>Where to look:</strong></h4> <ul> <li><a class="Link" href="https://www.bankrate.com/credit-cards/travel/best-travel-cards/">Bankrate’s best travel cards hub</a></li> <li><a class="Link" href="https://www.bankrate.com/credit-cards/travel/best-airline-cards/">Bankrate’s best airline cards hub</a></li> <li><a class="Link" href="https://www.bankrate.com/credit-cards/travel/best-hotel-cards/">Bankrate’s best hotel cards hub</a></li> <li><a class="Link" href="https://www.bankrate.com/credit-cards/travel/travel-toolkit/">Fine-tune your rewards strategy with Bankrate’s Travel Toolkit</a></li> </ul></div> </div> </div> <noscript> <div class="Accordion-contentWrapper" :id="$id('no-js-panel-travel-rewards-cards')" :labelledBy="$id('heading-travel-rewards-cards')" role="region" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <h4><strong>What to know</strong></h4> <ul> <li>Along with earning valuable travel rewards, these cards also tend to feature benefits that make your journey easier and more affordable. Some of the <a class="Link" href="https://www.bankrate.com/credit-cards/rewards/top-credit-card-perks/">best perks</a> include airport lounge access, free hotel upgrades, <a class="Link" href="https://www.bankrate.com/credit-cards/rewards/hidden-under-radar-credit-card-perks-help-save-money/">travel protections</a> (like trip cancellation insurance) and credits toward expenses like airfare, hotel stays and expedited security screening services.</li> <li>General travel cards earn rewards on airfare, hotels and other expenses, no matter how you fly or where you stay. These cards may also include perks like airport lounge access or credits for expedited security screening services.</li> <li>Co-branded cards typically carry high reward rates and elite loyalty status with particular airlines or hotel chains. Airline cards typically provide perks like in-flight purchase discounts, priority boarding and free checked baggage. Similarly, hotel cards may offer free nights, hotel credits and status that gives you perks like room upgrades and flexible check-in.</li> </ul> <h4><strong>Who they’re great for:</strong></h4> <ul> <li><strong>Flexibility-focused travelers</strong> — If you want to book with the airline or hotel that offers the best deal and care more about earning and redeeming rewards than traveling in style, you’ll likely prefer a general-purpose travel card.</li> <li><strong>Road warriors</strong> — Road trippers and weekend adventurers could save on accommodations and future trips with travel cards’ lodging, dining, entertainment and rental car rewards.</li> <li><strong>Strategic shoppers</strong> — Travel cards’ broad category coverage, pairing opportunities and transfer partners will help you squeeze the most mileage from your rewards.</li> <li><strong>Loyal jet-setters and hotel guests</strong> — An airline or hotel card would be a rewarding pick if you prefer to fly with a specific carrier or stay with a particular hotel chain.</li> <li><strong>Travel hackers</strong> — A co-branded airline or hotel card may be worthwhile if you don’t mind holding multiple cards to <a class="Link" href="https://www.bankrate.com/credit-cards/travel/best-way-to-use-points-for-travel/">maximize your travel rewards</a>.</li> </ul> <h4><strong>Where to look:</strong></h4> <ul> <li><a class="Link" href="https://www.bankrate.com/credit-cards/travel/best-travel-cards/">Bankrate’s best travel cards hub</a></li> <li><a class="Link" href="https://www.bankrate.com/credit-cards/travel/best-airline-cards/">Bankrate’s best airline cards hub</a></li> <li><a class="Link" href="https://www.bankrate.com/credit-cards/travel/best-hotel-cards/">Bankrate’s best hotel cards hub</a></li> <li><a class="Link" href="https://www.bankrate.com/credit-cards/travel/travel-toolkit/">Fine-tune your rewards strategy with Bankrate’s Travel Toolkit</a></li> </ul></div> </div> </div> </noscript> </li> <li x-id="['panel-0-apr-and-balance-transfer-cards', 'heading-0-apr-and-balance-transfer-cards']" x-data="{ expanded: 0, disableMobileHover: 0, }" class="Accordion-item" > <button class="Accordion-titleContainer px-3 py-4 sm:px-6 group sm:py-6" :id="$id('heading-0-apr-and-balance-transfer-cards')" :aria-controls="$id('panel-0-apr-and-balance-transfer-cards')" :aria-expanded="expanded ? true : false" x-on:click="expanded = !expanded" data-beam-element-clicked-no-delay id="" data-type="accordion" data-location="" data-name=" 0% apr and balance transfer cards " data-position="3" data-text=" 0% APR and balance transfer cards " data-outcome="" data-variant="default" :data-outcome="expanded ? 'open_accordion' : 'close_accordion'" :class="{ 'no-hover': (typeof isMobile !== 'undefined' && isMobile) && disableMobileHover }" > <h3 class="Accordion-title mr-2 md:flex-1 my-0"> <span class="text"> 0% APR and balance transfer cards</span> </h3> <span class="Accordion-icon Icon Icon--sm icon-base-blue" aria-hidden="true"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg> </span> </button> <div class="Accordion-contentWrapper" :id="$id('panel-0-apr-and-balance-transfer-cards')" :labelledBy="$id('heading-0-apr-and-balance-transfer-cards')" x-show="expanded" x-collapse role="region" style="height: 0px; overflow: hidden; display: none;" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <h4>What to know</h4> <ul> <li>If you only need 12 to 15 months to pay off your balance, a no-annual-fee <a class="Link" href="https://www.bankrate.com/credit-cards/balance-transfer/balance-transfer-or-rewards-offers/">rewards card with a short intro APR period</a> may be your best choice long term. Otherwise, cards designed specifically for balance transfers or financing new purchases will be a better fit since they tend to offer 0 percent intro APR periods of 18 to 21 months.</li> <li>Some balance transfer cards offer a shorter intro APR on purchases than balance transfers, so consider whether any new purchases will make it harder for you to pay off your balance during the intro APR window. In that case, a card with a matching intro APR on both purchases and balance transfers would be a better fit.</li> <li>Cards typically charge a 3 percent to 5 percent balance transfer fee. Make sure to <a class="Link" href="https://www.bankrate.com/credit-cards/tools/credit-card-balance-transfer-calculator/">check your math beforehand</a> since a card with a lower transfer fee may be more cost-effective than one with a longer intro APR if you have a large balance.</li> </ul> <h4>Who they’re great for:</h4> <ul> <li><strong>Debt-settlers</strong> — A balance transfer card may give you enough breathing room to finally <a class="Link" href="https://www.bankrate.com/credit-cards/news/ways-to-pay-off-credit-card-debt/">pay off snowballing debt</a>.</li> <li><strong>Balance managers</strong> — You can consolidate multiple credit card balances (and sometimes personal loans) onto one zero-interest card if you’re having a hard time keeping up with interest charges across multiple cards.</li> <li><strong>Big purchase planners</strong> — You can use a card with a strong 0 percent intro APR on purchases to keep interest at bay as you <a class="Link" href="https://www.bankrate.com/credit-cards/advice/using-a-credit-card-for-large-purchases/">pay off big purchases</a>.</li> </ul> <h4>Where to look:</h4> <ul> <li><a class="Link" href="https://www.bankrate.com/credit-cards/balance-transfer/best-balance-transfer-cards/">Bankrate’s best balance transfer cards hub</a></li> <li><a class="Link" href="https://www.bankrate.com/credit-cards/zero-interest/best-zero-interest-cards/">Bankrate’s best 0 percent APR cards hub</a></li> </ul></div> </div> </div> <noscript> <div class="Accordion-contentWrapper" :id="$id('no-js-panel-0-apr-and-balance-transfer-cards')" :labelledBy="$id('heading-0-apr-and-balance-transfer-cards')" role="region" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <h4>What to know</h4> <ul> <li>If you only need 12 to 15 months to pay off your balance, a no-annual-fee <a class="Link" href="https://www.bankrate.com/credit-cards/balance-transfer/balance-transfer-or-rewards-offers/">rewards card with a short intro APR period</a> may be your best choice long term. Otherwise, cards designed specifically for balance transfers or financing new purchases will be a better fit since they tend to offer 0 percent intro APR periods of 18 to 21 months.</li> <li>Some balance transfer cards offer a shorter intro APR on purchases than balance transfers, so consider whether any new purchases will make it harder for you to pay off your balance during the intro APR window. In that case, a card with a matching intro APR on both purchases and balance transfers would be a better fit.</li> <li>Cards typically charge a 3 percent to 5 percent balance transfer fee. Make sure to <a class="Link" href="https://www.bankrate.com/credit-cards/tools/credit-card-balance-transfer-calculator/">check your math beforehand</a> since a card with a lower transfer fee may be more cost-effective than one with a longer intro APR if you have a large balance.</li> </ul> <h4>Who they’re great for:</h4> <ul> <li><strong>Debt-settlers</strong> — A balance transfer card may give you enough breathing room to finally <a class="Link" href="https://www.bankrate.com/credit-cards/news/ways-to-pay-off-credit-card-debt/">pay off snowballing debt</a>.</li> <li><strong>Balance managers</strong> — You can consolidate multiple credit card balances (and sometimes personal loans) onto one zero-interest card if you’re having a hard time keeping up with interest charges across multiple cards.</li> <li><strong>Big purchase planners</strong> — You can use a card with a strong 0 percent intro APR on purchases to keep interest at bay as you <a class="Link" href="https://www.bankrate.com/credit-cards/advice/using-a-credit-card-for-large-purchases/">pay off big purchases</a>.</li> </ul> <h4>Where to look:</h4> <ul> <li><a class="Link" href="https://www.bankrate.com/credit-cards/balance-transfer/best-balance-transfer-cards/">Bankrate’s best balance transfer cards hub</a></li> <li><a class="Link" href="https://www.bankrate.com/credit-cards/zero-interest/best-zero-interest-cards/">Bankrate’s best 0 percent APR cards hub</a></li> </ul></div> </div> </div> </noscript> </li> <li x-id="['panel-low-interest-cards', 'heading-low-interest-cards']" x-data="{ expanded: 0, disableMobileHover: 0, }" class="Accordion-item" > <button class="Accordion-titleContainer px-3 py-4 sm:px-6 group sm:py-6" :id="$id('heading-low-interest-cards')" :aria-controls="$id('panel-low-interest-cards')" :aria-expanded="expanded ? true : false" x-on:click="expanded = !expanded" data-beam-element-clicked-no-delay id="" data-type="accordion" data-location="" data-name=" low-interest cards " data-position="4" data-text=" Low-interest cards " data-outcome="" data-variant="default" :data-outcome="expanded ? 'open_accordion' : 'close_accordion'" :class="{ 'no-hover': (typeof isMobile !== 'undefined' && isMobile) && disableMobileHover }" > <h3 class="Accordion-title mr-2 md:flex-1 my-0"> <span class="text"> Low-interest cards</span> </h3> <span class="Accordion-icon Icon Icon--sm icon-base-blue" aria-hidden="true"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg> </span> </button> <div class="Accordion-contentWrapper" :id="$id('panel-low-interest-cards')" :labelledBy="$id('heading-low-interest-cards')" x-show="expanded" x-collapse role="region" style="height: 0px; overflow: hidden; display: none;" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <h4>What to know:</h4> <ul> <li>You’ll want to consider a low-interest credit card that has an ongoing APR below the <a class="Link" href="https://www.bankrate.com/credit-cards/advice/current-interest-rates/">average interest rate</a> (currently hovering around a high 20 percent) if you may need to carry a balance.</li> <li><a class="Link" href="https://www.bankrate.com/credit-cards/issuers/best-credit-union-credit-cards/">Credit union cards</a> often offer especially low rates, with low-end APRs sometimes ranging from 8 percent to 14 percent.</li> <li>In case you may need extra time to pay off unexpected purchases, an <a class="Link" href="https://www.bankrate.com/credit-cards/building-credit/best-flexible-payment-cards-and-services/">alternate payment plan</a> may save you more money than carrying a balance even with a low-interest card.</li> </ul> <h4>Who they’re great for:</h4> <ul> <li><strong>Emergency expense planners</strong> — Minimize the impact of interest should you need to carry a balance.</li> <li><strong>First-time cardholders</strong> — Provides a lower-cost safety net in case you miss a payment while getting the hang of credit cards.</li> </ul> <h4>Where to look: </h4> <ul> <li><a class="Link" href="https://www.bankrate.com/credit-cards/zero-interest/best-low-interest/">Bankrate’s best low-interest cards hub </a></li> <li><a class="Link" href="https://www.bankrate.com/credit-cards/issuers/best-credit-union-credit-cards/">Best credit union cards</a></li> </ul></div> </div> </div> <noscript> <div class="Accordion-contentWrapper" :id="$id('no-js-panel-low-interest-cards')" :labelledBy="$id('heading-low-interest-cards')" role="region" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <h4>What to know:</h4> <ul> <li>You’ll want to consider a low-interest credit card that has an ongoing APR below the <a class="Link" href="https://www.bankrate.com/credit-cards/advice/current-interest-rates/">average interest rate</a> (currently hovering around a high 20 percent) if you may need to carry a balance.</li> <li><a class="Link" href="https://www.bankrate.com/credit-cards/issuers/best-credit-union-credit-cards/">Credit union cards</a> often offer especially low rates, with low-end APRs sometimes ranging from 8 percent to 14 percent.</li> <li>In case you may need extra time to pay off unexpected purchases, an <a class="Link" href="https://www.bankrate.com/credit-cards/building-credit/best-flexible-payment-cards-and-services/">alternate payment plan</a> may save you more money than carrying a balance even with a low-interest card.</li> </ul> <h4>Who they’re great for:</h4> <ul> <li><strong>Emergency expense planners</strong> — Minimize the impact of interest should you need to carry a balance.</li> <li><strong>First-time cardholders</strong> — Provides a lower-cost safety net in case you miss a payment while getting the hang of credit cards.</li> </ul> <h4>Where to look: </h4> <ul> <li><a class="Link" href="https://www.bankrate.com/credit-cards/zero-interest/best-low-interest/">Bankrate’s best low-interest cards hub </a></li> <li><a class="Link" href="https://www.bankrate.com/credit-cards/issuers/best-credit-union-credit-cards/">Best credit union cards</a></li> </ul></div> </div> </div> </noscript> </li> <li x-id="['panel-business-cards', 'heading-business-cards']" x-data="{ expanded: 0, disableMobileHover: 0, }" class="Accordion-item" > <button class="Accordion-titleContainer px-3 py-4 sm:px-6 group sm:py-6" :id="$id('heading-business-cards')" :aria-controls="$id('panel-business-cards')" :aria-expanded="expanded ? true : false" x-on:click="expanded = !expanded" data-beam-element-clicked-no-delay id="" data-type="accordion" data-location="" data-name=" business cards " data-position="5" data-text=" Business cards " data-outcome="" data-variant="default" :data-outcome="expanded ? 'open_accordion' : 'close_accordion'" :class="{ 'no-hover': (typeof isMobile !== 'undefined' && isMobile) && disableMobileHover }" > <h3 class="Accordion-title mr-2 md:flex-1 my-0"> <span class="text"> Business cards</span> </h3> <span class="Accordion-icon Icon Icon--sm icon-base-blue" aria-hidden="true"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg> </span> </button> <div class="Accordion-contentWrapper" :id="$id('panel-business-cards')" :labelledBy="$id('heading-business-cards')" x-show="expanded" x-collapse role="region" style="height: 0px; overflow: hidden; display: none;" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <h4>What to know:</h4> <ul> <li>With a cash back card for business, you can earn a flat percentage on general purchases or a higher rate on specialty categories such as office supplies. A business travel card that earns miles or points can also help you reduce your costs for airfare, hotel stays and transit.</li> <li>Business cards typically carry specialized features, such as higher credit limits than consumer cards, tools to help you manage expenses, free cards for employees and <a class="Link" href="https://www.bankrate.com/credit-cards/business/small-business-rewards-guide/">business-related rewards categories</a>, such as shipping, advertising or office supply store purchases</li> </ul> <h4>Who they’re great for:</h4> <ul> <li><strong>Small-business owners</strong> — On top of business-oriented features not found on personal cards, business cards can also help you handle your small business or startup costs and build your <a class="Link" href="https://www.bankrate.com/loans/small-business/building-better-business-credit-score/">business’ credit score</a>.</li> <li><strong>Side hustlers</strong> — Even if you have a small online store, dog walking or ridesharing <a class="Link" href="https://www.bankrate.com/credit-cards/business/time-to-get-business-credit-card-for-side-gig/">side gig</a>, you can use a business card to earn rewards, access expense management tools and keep your business spending separate from your personal spending.</li> <li><strong>Business travelers</strong> — Many of the top-tier business cards offer travel perks and rewards, and frequent business travelers can put features like annual travel credits, <a class="Link" href="https://www.bankrate.com/credit-cards/travel/airline-companion-pass-guide/">airline companion passes</a> and lounge access privileges to good use.</li> </ul> <h4>Where to look:</h4> <ul> <li><a class="Link" href="https://www.bankrate.com/credit-cards/business/best-business-cards/">Bankrate’s best business cards hub</a></li> <li><a class="Link" href="https://www.bankrate.com/credit-cards/issuers/american-express-business/">Bankrate’s best American Express business cards</a></li> <li><a class="Link" href="https://www.bankrate.com/credit-cards/issuers/bank-of-america-business/">Bankrate’s best Bank of America business cards</a></li> <li><a class="Link" href="https://www.bankrate.com/credit-cards/business/best-capital-one-business-credit-cards-definitive-guide/">Bankrate’s best Capital One business cards</a></li> </ul> <p> </p></div> </div> </div> <noscript> <div class="Accordion-contentWrapper" :id="$id('no-js-panel-business-cards')" :labelledBy="$id('heading-business-cards')" role="region" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <h4>What to know:</h4> <ul> <li>With a cash back card for business, you can earn a flat percentage on general purchases or a higher rate on specialty categories such as office supplies. A business travel card that earns miles or points can also help you reduce your costs for airfare, hotel stays and transit.</li> <li>Business cards typically carry specialized features, such as higher credit limits than consumer cards, tools to help you manage expenses, free cards for employees and <a class="Link" href="https://www.bankrate.com/credit-cards/business/small-business-rewards-guide/">business-related rewards categories</a>, such as shipping, advertising or office supply store purchases</li> </ul> <h4>Who they’re great for:</h4> <ul> <li><strong>Small-business owners</strong> — On top of business-oriented features not found on personal cards, business cards can also help you handle your small business or startup costs and build your <a class="Link" href="https://www.bankrate.com/loans/small-business/building-better-business-credit-score/">business’ credit score</a>.</li> <li><strong>Side hustlers</strong> — Even if you have a small online store, dog walking or ridesharing <a class="Link" href="https://www.bankrate.com/credit-cards/business/time-to-get-business-credit-card-for-side-gig/">side gig</a>, you can use a business card to earn rewards, access expense management tools and keep your business spending separate from your personal spending.</li> <li><strong>Business travelers</strong> — Many of the top-tier business cards offer travel perks and rewards, and frequent business travelers can put features like annual travel credits, <a class="Link" href="https://www.bankrate.com/credit-cards/travel/airline-companion-pass-guide/">airline companion passes</a> and lounge access privileges to good use.</li> </ul> <h4>Where to look:</h4> <ul> <li><a class="Link" href="https://www.bankrate.com/credit-cards/business/best-business-cards/">Bankrate’s best business cards hub</a></li> <li><a class="Link" href="https://www.bankrate.com/credit-cards/issuers/american-express-business/">Bankrate’s best American Express business cards</a></li> <li><a class="Link" href="https://www.bankrate.com/credit-cards/issuers/bank-of-america-business/">Bankrate’s best Bank of America business cards</a></li> <li><a class="Link" href="https://www.bankrate.com/credit-cards/business/best-capital-one-business-credit-cards-definitive-guide/">Bankrate’s best Capital One business cards</a></li> </ul> <p> </p></div> </div> </div> </noscript> </li> <li x-id="['panel-student-cards', 'heading-student-cards']" x-data="{ expanded: 0, disableMobileHover: 0, }" class="Accordion-item" > <button class="Accordion-titleContainer px-3 py-4 sm:px-6 group sm:py-6" :id="$id('heading-student-cards')" :aria-controls="$id('panel-student-cards')" :aria-expanded="expanded ? true : false" x-on:click="expanded = !expanded" data-beam-element-clicked-no-delay id="" data-type="accordion" data-location="" data-name=" student cards " data-position="6" data-text=" Student cards " data-outcome="" data-variant="default" :data-outcome="expanded ? 'open_accordion' : 'close_accordion'" :class="{ 'no-hover': (typeof isMobile !== 'undefined' && isMobile) && disableMobileHover }" > <h3 class="Accordion-title mr-2 md:flex-1 my-0"> <span class="text"> Student cards</span> </h3> <span class="Accordion-icon Icon Icon--sm icon-base-blue" aria-hidden="true"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg> </span> </button> <div class="Accordion-contentWrapper" :id="$id('panel-student-cards')" :labelledBy="$id('heading-student-cards')" x-show="expanded" x-collapse role="region" style="height: 0px; overflow: hidden; display: none;" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <h4>What to know:</h4> <ul> <li>You might not need a good or excellent credit score (or even a credit history at all) to qualify for a student card. In fact, some cards for international students <a class="Link" href="https://www.bankrate.com/credit-cards/advice/credit-card-without-social-security-number/">don’t even require a Social Security number</a>.</li> <li>Some <a class="Link" href="https://www.bankrate.com/credit-cards/building-credit/perks-college-student-credit-cards/">student card perks</a> are especially useful if you’re in college, like statement credits for Amazon Prime Student, streaming services or other common subscriptions.</li> <li>Annual fees, foreign transaction fees and penalty APRs are less common among student cards, and some issuers even waive your first late payment fee. These minimal fees can provide some peace of mind for students without the same income or credit experience as a seasoned cardholder.</li> </ul> <h4>Who they’re great for:</h4> <ul> <li><strong>Students</strong> — Unlike secured cards and other credit-building options for people with limited credit, student credit cards are only available to students. Student cards’ comparatively low rates and fees, $0 deposit requirement, student-oriented perks and rewards make them perhaps the best cards available if you want to build a credit history.</li> </ul> <h4>Where to look:</h4> <ul> <ul> <li><a class="Link" href="https://www.bankrate.com/credit-cards/building-credit/best-student-cards/">Bankrate’s best student cards hub</a></li> </ul> </ul> <p> </p></div> </div> </div> <noscript> <div class="Accordion-contentWrapper" :id="$id('no-js-panel-student-cards')" :labelledBy="$id('heading-student-cards')" role="region" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <h4>What to know:</h4> <ul> <li>You might not need a good or excellent credit score (or even a credit history at all) to qualify for a student card. In fact, some cards for international students <a class="Link" href="https://www.bankrate.com/credit-cards/advice/credit-card-without-social-security-number/">don’t even require a Social Security number</a>.</li> <li>Some <a class="Link" href="https://www.bankrate.com/credit-cards/building-credit/perks-college-student-credit-cards/">student card perks</a> are especially useful if you’re in college, like statement credits for Amazon Prime Student, streaming services or other common subscriptions.</li> <li>Annual fees, foreign transaction fees and penalty APRs are less common among student cards, and some issuers even waive your first late payment fee. These minimal fees can provide some peace of mind for students without the same income or credit experience as a seasoned cardholder.</li> </ul> <h4>Who they’re great for:</h4> <ul> <li><strong>Students</strong> — Unlike secured cards and other credit-building options for people with limited credit, student credit cards are only available to students. Student cards’ comparatively low rates and fees, $0 deposit requirement, student-oriented perks and rewards make them perhaps the best cards available if you want to build a credit history.</li> </ul> <h4>Where to look:</h4> <ul> <ul> <li><a class="Link" href="https://www.bankrate.com/credit-cards/building-credit/best-student-cards/">Bankrate’s best student cards hub</a></li> </ul> </ul> <p> </p></div> </div> </div> </noscript> </li> <li x-id="['panel-secured-credit-building-cards', 'heading-secured-credit-building-cards']" x-data="{ expanded: 0, disableMobileHover: 0, }" class="Accordion-item" > <button class="Accordion-titleContainer px-3 py-4 sm:px-6 group sm:py-6" :id="$id('heading-secured-credit-building-cards')" :aria-controls="$id('panel-secured-credit-building-cards')" :aria-expanded="expanded ? true : false" x-on:click="expanded = !expanded" data-beam-element-clicked-no-delay id="" data-type="accordion" data-location="" data-name=" secured credit-building cards " data-position="7" data-text=" Secured credit-building cards " data-outcome="" data-variant="default" :data-outcome="expanded ? 'open_accordion' : 'close_accordion'" :class="{ 'no-hover': (typeof isMobile !== 'undefined' && isMobile) && disableMobileHover }" > <h3 class="Accordion-title mr-2 md:flex-1 my-0"> <span class="text"> Secured credit-building cards</span> </h3> <span class="Accordion-icon Icon Icon--sm icon-base-blue" aria-hidden="true"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg> </span> </button> <div class="Accordion-contentWrapper" :id="$id('panel-secured-credit-building-cards')" :labelledBy="$id('heading-secured-credit-building-cards')" x-show="expanded" x-collapse role="region" style="height: 0px; overflow: hidden; display: none;" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <h4>What to know:</h4> <ul> <li>Secured cards are the most accessible — and feature-rich — credit card option if you have no credit history or a “bad” to “fair” credit score (typically a FICO score of 669 or lower, or a VantageScore of 660 or lower).</li> <li>In exchange for a refundable security deposit (typically starting at $200), issuers provide you a matching credit limit that allows you to work on <a class="Link" href="https://www.bankrate.com/personal-finance/credit/build-credit-with-secured-credit-card/">building credit</a>. Setting your own credit limit with a large deposit can make it much easier to keep your <a class="Link" href="https://www.bankrate.com/credit-cards/advice/credit-utilization-ratio/">credit utilization ratio</a> — a key credit scoring factor — in check.</li> <li>Non-students may find that secured cards generally offer stronger perks than unsecured credit-building cards. In fact, several issuers provide secured cards with rewards rates identical to their full-fledged counterparts, such as the <a class="Link" href="https://www.bankrate.com/credit-cards/reviews/bank-of-america-customized-cash-rewards-secured/">Bank of America® Customized Cash Rewards Secured Credit Card</a>* or Discover it® Secured Credit Card.</li> </ul> <h4>Who they’re great for:</h4> <ul> <li><strong>Credit-builders with bad credit or no credit history</strong> — If you have money for a security deposit, a secured card could be the most cost-effective, rewarding and expedient card option to build or repair your credit.</li> </ul> <h4>Where to look:</h4> <ul> <li><a class="Link" href="https://www.bankrate.com/credit-cards/building-credit/best-secured-cards/">Bankrate’s best secured cards hub</a></li> <li><a class="Link" href="https://www.bankrate.com/credit-cards/building-credit/best-for-no-credit-history/">Bankrate’s best cards for no credit history hub</a></li> <li><a class="Link" href="https://www.bankrate.com/credit-cards/bad-credit/best-for-bad-credit/">Bankrate’s best cards for bad credit hub</a></li> </ul></div> </div> </div> <noscript> <div class="Accordion-contentWrapper" :id="$id('no-js-panel-secured-credit-building-cards')" :labelledBy="$id('heading-secured-credit-building-cards')" role="region" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <h4>What to know:</h4> <ul> <li>Secured cards are the most accessible — and feature-rich — credit card option if you have no credit history or a “bad” to “fair” credit score (typically a FICO score of 669 or lower, or a VantageScore of 660 or lower).</li> <li>In exchange for a refundable security deposit (typically starting at $200), issuers provide you a matching credit limit that allows you to work on <a class="Link" href="https://www.bankrate.com/personal-finance/credit/build-credit-with-secured-credit-card/">building credit</a>. Setting your own credit limit with a large deposit can make it much easier to keep your <a class="Link" href="https://www.bankrate.com/credit-cards/advice/credit-utilization-ratio/">credit utilization ratio</a> — a key credit scoring factor — in check.</li> <li>Non-students may find that secured cards generally offer stronger perks than unsecured credit-building cards. In fact, several issuers provide secured cards with rewards rates identical to their full-fledged counterparts, such as the <a class="Link" href="https://www.bankrate.com/credit-cards/reviews/bank-of-america-customized-cash-rewards-secured/">Bank of America® Customized Cash Rewards Secured Credit Card</a>* or Discover it® Secured Credit Card.</li> </ul> <h4>Who they’re great for:</h4> <ul> <li><strong>Credit-builders with bad credit or no credit history</strong> — If you have money for a security deposit, a secured card could be the most cost-effective, rewarding and expedient card option to build or repair your credit.</li> </ul> <h4>Where to look:</h4> <ul> <li><a class="Link" href="https://www.bankrate.com/credit-cards/building-credit/best-secured-cards/">Bankrate’s best secured cards hub</a></li> <li><a class="Link" href="https://www.bankrate.com/credit-cards/building-credit/best-for-no-credit-history/">Bankrate’s best cards for no credit history hub</a></li> <li><a class="Link" href="https://www.bankrate.com/credit-cards/bad-credit/best-for-bad-credit/">Bankrate’s best cards for bad credit hub</a></li> </ul></div> </div> </div> </noscript> </li> <li x-id="['panel-unsecured-credit-building-cards', 'heading-unsecured-credit-building-cards']" x-data="{ expanded: 0, disableMobileHover: 0, }" class="Accordion-item" > <button class="Accordion-titleContainer px-3 py-4 sm:px-6 group sm:py-6" :id="$id('heading-unsecured-credit-building-cards')" :aria-controls="$id('panel-unsecured-credit-building-cards')" :aria-expanded="expanded ? true : false" x-on:click="expanded = !expanded" data-beam-element-clicked-no-delay id="" data-type="accordion" data-location="" data-name=" unsecured credit-building cards " data-position="8" data-text=" Unsecured credit-building cards " data-outcome="" data-variant="default" :data-outcome="expanded ? 'open_accordion' : 'close_accordion'" :class="{ 'no-hover': (typeof isMobile !== 'undefined' && isMobile) && disableMobileHover }" > <h3 class="Accordion-title mr-2 md:flex-1 my-0"> <span class="text"> Unsecured credit-building cards</span> </h3> <span class="Accordion-icon Icon Icon--sm icon-base-blue" aria-hidden="true"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg> </span> </button> <div class="Accordion-contentWrapper" :id="$id('panel-unsecured-credit-building-cards')" :labelledBy="$id('heading-unsecured-credit-building-cards')" x-show="expanded" x-collapse role="region" style="height: 0px; overflow: hidden; display: none;" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <h4>What to know:</h4> <ul> <li>Unsecured credit cards for bad or fair credit can be handy if you don’t have the flexibility to tie up a large security deposit for several months. However it’s important to carefully read each card’s terms and conditions.</li> <li>Unsecured credit-building cards tend to charge much higher rates and fees than secured cards, and some of these unsecured cards’ terms border on being predatory. Decent unsecured cards designed for subprime credit do exist, but a secured card may be a more cost-effective option in the long run for building credit.</li> </ul> <h4>Who they’re great for:</h4> <ul> <li><strong>Credit-builders avoiding a security deposit</strong> — Unsecured cards can be helpful if you’re hesitant to fork up a hefty deposit and you can carefully navigate the risks.</li> <li><strong>Credit-builders with fair credit</strong> — Since you’ll be seen as a lower risk than someone with bad credit, having fair credit can get you unsecured credit-building cards that are a bit more rewarding than secured alternatives.</li> </ul> <h4>Where to look:</h4> <ul> <li><a class="Link" href="https://www.bankrate.com/credit-cards/bad-credit/unsecured-bad-credit/">Bankrate’s best unsecured credit-building cards</a></li> <li><a class="Link" href="https://www.bankrate.com/credit-cards/building-credit/best-for-fair-credit/">Bankrate’s best cards for fair credit hub</a></li> <li><a class="Link" href="https://www.bankrate.com/credit-cards/bad-credit/best-for-bad-credit/">Bankrate’s best cards for bad credit hub</a></li> </ul></div> </div> </div> <noscript> <div class="Accordion-contentWrapper" :id="$id('no-js-panel-unsecured-credit-building-cards')" :labelledBy="$id('heading-unsecured-credit-building-cards')" role="region" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <h4>What to know:</h4> <ul> <li>Unsecured credit cards for bad or fair credit can be handy if you don’t have the flexibility to tie up a large security deposit for several months. However it’s important to carefully read each card’s terms and conditions.</li> <li>Unsecured credit-building cards tend to charge much higher rates and fees than secured cards, and some of these unsecured cards’ terms border on being predatory. Decent unsecured cards designed for subprime credit do exist, but a secured card may be a more cost-effective option in the long run for building credit.</li> </ul> <h4>Who they’re great for:</h4> <ul> <li><strong>Credit-builders avoiding a security deposit</strong> — Unsecured cards can be helpful if you’re hesitant to fork up a hefty deposit and you can carefully navigate the risks.</li> <li><strong>Credit-builders with fair credit</strong> — Since you’ll be seen as a lower risk than someone with bad credit, having fair credit can get you unsecured credit-building cards that are a bit more rewarding than secured alternatives.</li> </ul> <h4>Where to look:</h4> <ul> <li><a class="Link" href="https://www.bankrate.com/credit-cards/bad-credit/unsecured-bad-credit/">Bankrate’s best unsecured credit-building cards</a></li> <li><a class="Link" href="https://www.bankrate.com/credit-cards/building-credit/best-for-fair-credit/">Bankrate’s best cards for fair credit hub</a></li> <li><a class="Link" href="https://www.bankrate.com/credit-cards/bad-credit/best-for-bad-credit/">Bankrate’s best cards for bad credit hub</a></li> </ul></div> </div> </div> </noscript> </li> </ul> <div class="vertical-spacer pt-8 " style="width: 100%; content: '';"></div> <div class="BannerCard Card Card--flat box-shadow-1 rounded-md pos-relative Card--imageLeft"> <div class="Card-imageContainer"> <img loading="lazy" class="Card-image" src="https://www.bankrate.com/f/102997/669x552/e9de0ae1ff/cm-landing-page-step-2.png?auto=webp&optimize=high" srcset="https://www.bankrate.com/f/102997/669x552/e9de0ae1ff/cm-landing-page-step-2.png?auto=webp&fit=crop&width=475&height=270 475w, https://www.bankrate.com/f/102997/669x552/e9de0ae1ff/cm-landing-page-step-2.png?auto=webp&fit=crop&width=400&height=220 400w, https://www.bankrate.com/f/102997/669x552/e9de0ae1ff/cm-landing-page-step-2.png?auto=webp&fit=crop&width=310&height=180 310w, https://www.bankrate.com/f/102997/669x552/e9de0ae1ff/cm-landing-page-step-2.png?auto=webp&fit=crop&width=230&height=150 230w, https://www.bankrate.com/f/102997/669x552/e9de0ae1ff/cm-landing-page-step-2.png?auto=webp&fit=crop&width=80&height=70 80w" alt="Bankrate's image file"> </div> <div class="Card-body flex-direction-column sm:flex-direction-row align-items-center justify-content-space-between p-8"> <a href="https://www.bankrate.com/finance/credit-cards/spender-type-tool/" class="text-black pos-absolute w-full h-full" aria-label="Bankrate’s Spender Type Tool " style="left:0" > </a> <div class="w-full mb-8 sm:mb-0"> <span class="BannerCard-eyebrow type-heading-six text-blue uppercase display-block mb-3"> Don’t know where to start? Check out</span> <h4 class="BannerCard-title type-heading-four mt-0 mb-4"> Bankrate’s Spender Type Tool </h4> <div class="BannerCard-copy type-body-one text-slate"> </div> </div> <div class="display-flex align-items-center flex-direction-row-reverse w-full sm:w-auto sm:flex-direction-row m-0"> <div class="flex-1"> <div class="Card-arrow"> <span class="Icon Icon--xs fill-blue"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Arrow Right Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M12.29 18.69c.2.19.45.29.71.29V19c.25 0 .5-.09.7-.29l6.01-6c.18-.19.29-.44.29-.71 0-.27-.1-.52-.29-.71l-6.01-6a.996.996 0 1 0-1.41 1.41l4.3 4.3H4c-.55 0-1 .45-1 1s.45 1 1 1h12.58l-4.29 4.28a.996.996 0 0 0 0 1.41Z" class="icon-base"/></svg></span> </div> </div> </div> </div> </div> <div class="vertical-spacer pt-8 " style="width: 100%; content: '';"></div> </div> <div id="here-s-how-bankrate-experts-chose-their-rewards-card" class="SectionWithTocItem " > <div data-cy="" class="Headline w-full"> <h2 class="type-heading-two"> Here’s how Bankrate experts chose their rewards card </h2> </div> <div class="wysiwyg display-block w-full"> <p>With all of this advice in mind, let’s see how a credit card expert made their pick. Here’s Bankrate writer and credit card reviewer <a class="Link" href="https://www.bankrate.com/authors/garrett-yarbrough/">Garrett Yarbrough</a> on how he chose his primary rewards card:</p></div> <div class="wysiwyg display-block w-full"> <blockquote class="pull-quote"> <p class="pull-quote__copy">Although I knew which cards carried the highest rewards rates, most impressive sign-up bonuses and most valuable perks, I started my search by considering what I wanted most out of my card. I knew I wanted a versatile card that could reward my biggest expenses and remain a valuable staple in my rewards strategy even after I added more cards to my wallet.</p> <p class="pull-quote__copy">APRs weren’t a huge concern since I already had a low-interest card from my credit union and I avoid carrying a balance. So I focused on rewards. While a cash back card would be a good fit, I didn’t want to close the door to more valuable travel rewards and transfer partners in the future.</p> <p class="pull-quote__copy">My biggest expenses tend to be bills and everyday purchases like groceries, gas and dining, but I also shop at Walmart and online in a rush. I love to cook, too, so I’d probably lean on a card with a grocery rewards category more than one with a restaurant category. On paper, my spending habits meant a card with a high rewards rate at grocery stores would be helpful. But in practice, I’d likely rack up more rewards with a flat-rate card. Knowing I wanted a future-proof, flat-rate rewards card with diverse redemption options and plenty of pairing opportunities helped me quickly narrow my search to the Chase Freedom Unlimited.</p> <p class="pull-quote__copy">Although it doesn’t carry the highest flat cash back rate, its combination of both 1.5 percent back on general purchases and 3 percent back on dining and drugstore purchases gives it an extra layer of rewards value.</p> <p class="pull-quote__copy">Down the road, I can even boost the value of the Freedom Unlimited card’s rewards by adding the Chase Sapphire Preferred to my wallet and redeeming points for travel. I can also shore up my rewards earning with the categories from a card like the Capital One Savor or Blue Cash Everyday.</p> <p class="pull-quote__copy">Until then, the Freedom Unlimited gives me a stellar foundation on which to build my rewards strategy.</p> <cite class="pull-quote__cite">— Garrett Yarbrough — Writer, Credit Cards</cite></blockquote></div> <div class="wysiwyg display-block w-full"> <p>Editor <a class="Link" href="https://www.bankrate.com/authors/reena-thomas-phd/">Reena Thomas , Ph.D.</a> keeps it even simpler:</p></div> <div class="wysiwyg display-block w-full"> <blockquote class="pull-quote"> <p>Many of today’s best credit cards carry annual fees, and for many cardholders, the cost is more than worth it. </p> <p>But not for me.</p> <p>Premium cards offer perks like travel and shopping credits, lounge access and numerous other benefits that can easily justify their cost, but I don’t travel frequently and I’m not a big spender, so a no-annual-fee card has always seemed like a much better fit for my lifestyle...</p> <p>Rewards strategists may enjoy the thrill of redeeming a card’s perks, but for me, the best card doesn’t need a game plan — it’s effortless, yet rewarding.</p> <cite class="pull-quote__cite">— Reena Thomas — Editor, Credit Cards</cite></blockquote></div> </div> <div id="ask-the-experts" class="SectionWithTocItem " > <div class="AskTheExperts border-grey border-1 rounded-lg bg-gray-light gap-4 p-8" x-data="{ author_id_active: '368' }"> <h3 class="type-heading-three w-full mb-4"> Ask the experts: What is the best feature you look for in a credit card?</h3> <ul class="AskTheExperts-panel -m-2" role="list"> <li class="AskTheExperts-panelItem p-2" role="listitem"> <button id="AskTheExperts-tab-1" class="AskTheExperts-panelAuthor rounded bg-white p-4" x-on:click="author_id_active = '368'" role="button" aria-label="Author name Erica Sandberg"> <img srcset="https://www.bankrate.com/2021/08/05100718/erica-sandberg-1501.png?auto=webp&quality=85&width=48&height=48&fit=cover&enable=upscale&crop=1:1,smart&dpr=1.5 1.5x, https://www.bankrate.com/2021/08/05100718/erica-sandberg-1501.png?auto=webp&quality=85&width=48&height=48&fit=cover&enable=upscale&crop=1:1,smart&dpr=2 2x, https://www.bankrate.com/2021/08/05100718/erica-sandberg-1501.png?auto=webp&quality=85&width=48&height=48&fit=cover&enable=upscale&crop=1:1,smart&dpr=3 3x" src="https://www.bankrate.com/2021/08/05100718/erica-sandberg-1501.png?auto=webp&quality=85&width=48&height=48&fit=cover&enable=upscale&crop=1:1,smart" loading="lazy" class="AuthorAvatar AuthorAvatar--md flex-shrink-0" alt=""> <p class="font-bold m-0 ml-4" aria-hidden="true">Erica Sandberg</p> </button> </li> <li class="AskTheExperts-panelItem p-2" role="listitem"> <button id="AskTheExperts-tab-2" class="AskTheExperts-panelAuthor rounded bg-white p-4" x-on:click="author_id_active = '1057'" role="button" aria-label="Author name Stephanie Zito"> <img srcset="https://www.bankrate.com/2021/04/06151214/stephanie-zito-150-1.png?auto=webp&quality=85&width=48&height=48&fit=cover&enable=upscale&crop=1:1,smart&dpr=1.5 1.5x, https://www.bankrate.com/2021/04/06151214/stephanie-zito-150-1.png?auto=webp&quality=85&width=48&height=48&fit=cover&enable=upscale&crop=1:1,smart&dpr=2 2x, https://www.bankrate.com/2021/04/06151214/stephanie-zito-150-1.png?auto=webp&quality=85&width=48&height=48&fit=cover&enable=upscale&crop=1:1,smart&dpr=3 3x" src="https://www.bankrate.com/2021/04/06151214/stephanie-zito-150-1.png?auto=webp&quality=85&width=48&height=48&fit=cover&enable=upscale&crop=1:1,smart" loading="lazy" class="AuthorAvatar AuthorAvatar--md flex-shrink-0" alt=""> <p class="font-bold m-0 ml-4" aria-hidden="true">Stephanie Zito</p> </button> </li> <li class="AskTheExperts-panelItem p-2" role="listitem"> <button id="AskTheExperts-tab-3" class="AskTheExperts-panelAuthor rounded bg-white p-4" x-on:click="author_id_active = '1470'" role="button" aria-label="Author name Thomas Nitzsche"> <img srcset="https://www.bankrate.com/2023/10/11115315/ThomasNitzsche-14-scaled.jpg?auto=webp&quality=85&width=48&height=48&fit=cover&enable=upscale&crop=1:1,smart&dpr=1.5 1.5x, https://www.bankrate.com/2023/10/11115315/ThomasNitzsche-14-scaled.jpg?auto=webp&quality=85&width=48&height=48&fit=cover&enable=upscale&crop=1:1,smart&dpr=2 2x, https://www.bankrate.com/2023/10/11115315/ThomasNitzsche-14-scaled.jpg?auto=webp&quality=85&width=48&height=48&fit=cover&enable=upscale&crop=1:1,smart&dpr=3 3x" src="https://www.bankrate.com/2023/10/11115315/ThomasNitzsche-14-scaled.jpg?auto=webp&quality=85&width=48&height=48&fit=cover&enable=upscale&crop=1:1,smart" loading="lazy" class="AuthorAvatar AuthorAvatar--md flex-shrink-0" alt=""> <p class="font-bold m-0 ml-4" aria-hidden="true">Thomas Nitzsche</p> </button> </li> </ul> <hr class="w-full border-grey border-1 mx-0 my-2"> <div class="AskTheExperts-details" role="tabpanel"> <div x-show="author_id_active == '368'" aria-labelledby="AskTheExperts-tab-1" role="tabpanel" style=""> <div class="AskTheExperts-detailsItem"> <a class="AskTheExperts-detailsAuthor no-underline" href="https://www.bankrate.com/authors/erica-sandberg/"> <img srcset="https://www.bankrate.com/2021/08/05100718/erica-sandberg-1501.png?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=1.5 1.5x, https://www.bankrate.com/2021/08/05100718/erica-sandberg-1501.png?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=2 2x, https://www.bankrate.com/2021/08/05100718/erica-sandberg-1501.png?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=3 3x" src="https://www.bankrate.com/2021/08/05100718/erica-sandberg-1501.png?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart" loading="lazy" class="AuthorAvatar AuthorAvatar--lg flex-shrink-0" alt=""> <div class="ml-6"> <p class="type-heading-four Link border-0 m-0 mb-1">Erica Sandberg</p> <p class="text-slate m-0">Contributor, Credit Cards</p> </div> </a> <div class="w-full mt-4 border-grey border-1 rounded bg-white p-4"> <p class="type-body-two text-gray-dark m-0"> I gravitate to the perks the credit card offers. For example, I have a United℠ Explorer Card. It's great for the miles, and since there is a United Airlines hub in San Francisco, where I live, I tend to fly with them frequently. But the perks are where it really stands out. The “basic” United fare is substantially less than other classes, but you have to pay for overhead and checked baggage. Since this card offers complimentary checked bags, I come out ahead. I get the cheapest airfare plus free bag check! These are the kind of things I recommend that people look for when they're considering new credit cards — perks that make your life easier and save you money. </p> </div> </div> </div> <div x-show="author_id_active == '1057'" aria-labelledby="AskTheExperts-tab-2" role="tabpanel" style="display: none;"> <div class="AskTheExperts-detailsItem"> <a class="AskTheExperts-detailsAuthor no-underline" href="https://www.bankrate.com/authors/stephanie-zito/"> <img srcset="https://www.bankrate.com/2021/04/06151214/stephanie-zito-150-1.png?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=1.5 1.5x, https://www.bankrate.com/2021/04/06151214/stephanie-zito-150-1.png?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=2 2x, https://www.bankrate.com/2021/04/06151214/stephanie-zito-150-1.png?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=3 3x" src="https://www.bankrate.com/2021/04/06151214/stephanie-zito-150-1.png?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart" loading="lazy" class="AuthorAvatar AuthorAvatar--lg flex-shrink-0" alt=""> <div class="ml-6"> <p class="type-heading-four Link border-0 m-0 mb-1">Stephanie Zito</p> <p class="text-slate m-0">Contributor, Personal Finance</p> </div> </a> <div class="w-full mt-4 border-grey border-1 rounded bg-white p-4"> <p class="type-body-two text-gray-dark m-0"> For me, credit cards are all about rewards, rewards, rewards. I look specifically for cards that pay me back in great dividends for using them. I always want a good signup bonus. And for a card I want to keep and use long term, I specifically look for benefits that far outweigh the annual fee.</p> </div> </div> </div> <div x-show="author_id_active == '1470'" aria-labelledby="AskTheExperts-tab-3" role="tabpanel" style="display: none;"> <div class="AskTheExperts-detailsItem"> <a class="AskTheExperts-detailsAuthor no-underline" href="https://www.bankrate.com/authors/thomas-nitzsche/"> <img srcset="https://www.bankrate.com/2023/10/11115315/ThomasNitzsche-14-scaled.jpg?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=1.5 1.5x, https://www.bankrate.com/2023/10/11115315/ThomasNitzsche-14-scaled.jpg?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=2 2x, https://www.bankrate.com/2023/10/11115315/ThomasNitzsche-14-scaled.jpg?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=3 3x" src="https://www.bankrate.com/2023/10/11115315/ThomasNitzsche-14-scaled.jpg?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart" loading="lazy" class="AuthorAvatar AuthorAvatar--lg flex-shrink-0" alt=""> <div class="ml-6"> <p class="type-heading-four Link border-0 m-0 mb-1">Thomas Nitzsche</p> <p class="text-slate m-0">Financial Educator, Debt and Credit</p> </div> </a> <div class="w-full mt-4 border-grey border-1 rounded bg-white p-4"> <p class="type-body-two text-gray-dark m-0"> I look for no-annual-fee cards with rewards programs that match my spending habits. For example, I travel a lot but I do not have affinity for any particular hotel brand, so I like a travel card that rewards me for staying anywhere. </p> </div> </div> </div> </div> </div> <div class="vertical-spacer pt-8" style="width: 100%; content: '';"></div> <div class="BannerCard Card Card--flat box-shadow-1 rounded-md pos-relative Card--imageLeft"> <div class="Card-imageContainer"> <img loading="lazy" class="Card-image" src="https://www.bankrate.com/f/102997/912x513/c66fbc4350/cc-benefits.webp?auto=webp&optimize=high" srcset="https://www.bankrate.com/f/102997/912x513/c66fbc4350/cc-benefits.webp?auto=webp&fit=crop&width=475&height=270 475w, https://www.bankrate.com/f/102997/912x513/c66fbc4350/cc-benefits.webp?auto=webp&fit=crop&width=400&height=220 400w, https://www.bankrate.com/f/102997/912x513/c66fbc4350/cc-benefits.webp?auto=webp&fit=crop&width=310&height=180 310w, https://www.bankrate.com/f/102997/912x513/c66fbc4350/cc-benefits.webp?auto=webp&fit=crop&width=230&height=150 230w, https://www.bankrate.com/f/102997/912x513/c66fbc4350/cc-benefits.webp?auto=webp&fit=crop&width=80&height=70 80w" alt="Bankrate's image file"> </div> <div class="Card-body flex-direction-column sm:flex-direction-row align-items-center justify-content-space-between p-8"> <a href="https://www.bankrate.com/credit-cards/advice/benefits-of-a-credit-card/" class="text-black pos-absolute w-full h-full" aria-label="Pros and cons of credit cards" style="left:0" > </a> <div class="w-full mb-8 sm:mb-0"> <span class="BannerCard-eyebrow type-heading-six text-blue uppercase display-block mb-3"> Weigh whether getting a credit card is right for you</span> <h4 class="BannerCard-title type-heading-four mt-0 mb-4"> Pros and cons of credit cards </h4> <div class="BannerCard-copy type-body-one text-slate"> </div> </div> <div class="display-flex align-items-center flex-direction-row-reverse w-full sm:w-auto sm:flex-direction-row m-0"> <div class="flex-1"> <div class="Card-arrow"> <span class="Icon Icon--xs fill-blue"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Arrow Right Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M12.29 18.69c.2.19.45.29.71.29V19c.25 0 .5-.09.7-.29l6.01-6c.18-.19.29-.44.29-.71 0-.27-.1-.52-.29-.71l-6.01-6a.996.996 0 1 0-1.41 1.41l4.3 4.3H4c-.55 0-1 .45-1 1s.45 1 1 1h12.58l-4.29 4.28a.996.996 0 0 0 0 1.41Z" class="icon-base"/></svg></span> </div> </div> </div> </div> </div> <div class="vertical-spacer pt-8" style="width: 100%; content: '';"></div> </div> <div id="expert-insights-best-cards" class="SectionWithTocItem " > <div data-cy="" class="Headline w-full"> <h2 class="type-heading-two"> Expert insights: What is the best credit card of 2024? </h2> </div> <div class="wysiwyg display-block w-full"> <p>No one card will be “the best” for everyone, but certain cards will likely stand out based on your goals, spending habits, credit score and more.</p> <p>The 2024 Bankrate Award winners are a great place to start if you want to see which cards we've highlighted as among the best on the market for different types of cardholders.<span style="font-size: 1em;"> Every year, Bankrate’s credit card experts research, rate and compare hundreds of cards and crown the best in each major category as Bankrate Award winners based on their outstanding features, rewards value and more. </span></p> <p>Several of the cards on this month's "Best of" list were winners in 2024 year, including:</p> <ul> <li><strong>American Express Gold Card</strong> — Best credit card for foodies (three-time winner*)</li> <li><strong>Capital One Venture X Rewards Credit Card</strong> — Best credit card for jet-setters (three-time winner*)</li> <li><strong>Capital One Savor Cash Rewards Credit Card </strong>— Best credit card for entertainment, Best credit card for families (two-time winner*)</li> <li><strong>Discover it® Student Cash Back </strong>— Best credit card for students (two-time winner*)</li> <li><strong>Wells Fargo Active Cash Card </strong>— Best credit card for flat-rate cash back</li> <li><strong>Chase Freedom Unlimited® </strong>— Best credit card for cash back fans (three-time winner*), Best credit cards for stacking (two-time winner* with the Chase Freedom Flex<strong>®</strong> and Chase Sapphire Reserve® cards)</li> </ul> <p>Stay tuned for our next batch of winners when we announce the 2025 Bankrate Award winners later this year.</p></div> <div class="BannerCard Card Card--flat box-shadow-1 rounded-md pos-relative Card--imageLeft"> <div class="Card-imageContainer"> <img loading="lazy" class="Card-image" src="https://www.bankrate.com/f/102997/669x552/1f1c7c2cca/cm-landing-page-step-1.png?auto=webp&optimize=high" srcset="https://www.bankrate.com/f/102997/669x552/1f1c7c2cca/cm-landing-page-step-1.png?auto=webp&fit=crop&width=475&height=270 475w, https://www.bankrate.com/f/102997/669x552/1f1c7c2cca/cm-landing-page-step-1.png?auto=webp&fit=crop&width=400&height=220 400w, https://www.bankrate.com/f/102997/669x552/1f1c7c2cca/cm-landing-page-step-1.png?auto=webp&fit=crop&width=310&height=180 310w, https://www.bankrate.com/f/102997/669x552/1f1c7c2cca/cm-landing-page-step-1.png?auto=webp&fit=crop&width=230&height=150 230w, https://www.bankrate.com/f/102997/669x552/1f1c7c2cca/cm-landing-page-step-1.png?auto=webp&fit=crop&width=80&height=70 80w" alt="Bankrate's image file"> </div> <div class="Card-body flex-direction-column sm:flex-direction-row align-items-center justify-content-space-between p-8"> <a href="https://www.bankrate.com/awards/2024/best-credit-cards/" class="text-black pos-absolute w-full h-full" aria-label="2024 Bankrate Awards for Credit Cards" style="left:0" > </a> <div class="w-full mb-8 sm:mb-0"> <span class="BannerCard-eyebrow type-heading-six text-blue uppercase display-block mb-3"> Learn more</span> <h4 class="BannerCard-title type-heading-four mt-0 mb-4"> 2024 Bankrate Awards for Credit Cards </h4> <div class="BannerCard-copy type-body-one text-slate"> </div> </div> <div class="display-flex align-items-center flex-direction-row-reverse w-full sm:w-auto sm:flex-direction-row m-0"> <div class="flex-1"> <div class="Card-arrow"> <span class="Icon Icon--xs fill-blue"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Arrow Right Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M12.29 18.69c.2.19.45.29.71.29V19c.25 0 .5-.09.7-.29l6.01-6c.18-.19.29-.44.29-.71 0-.27-.1-.52-.29-.71l-6.01-6a.996.996 0 1 0-1.41 1.41l4.3 4.3H4c-.55 0-1 .45-1 1s.45 1 1 1h12.58l-4.29 4.28a.996.996 0 0 0 0 1.41Z" class="icon-base"/></svg></span> </div> </div> </div> </div> </div> <div class="vertical-spacer pt-8" style="width: 100%; content: '';"></div> <div class="wysiyg wysiwyg--flush has-links text-slate" > <p><span style="color:rgb(81, 82, 96)">Previous years: </span><a href="https://www.bankrate.com/awards/2022/best-credit-cards/"><i>*2022 Bankrate Awards</i></a><span style="color:rgb(81, 82, 96)">, </span><a href="https://www.bankrate.com/awards/2023/best-credit-cards/"><i>2023 Bankrate Awards</i></a></p></div> <div class="vertical-spacer pt-8" style="width: 100%; content: '';"></div> <ul class="Accordion w-full" data-cy="accordion-484ae559-dbed-47aa-9a5f-3c8d38d1557e"> <li x-id="['panel-perfect-bankrate-review-scores', 'heading-perfect-bankrate-review-scores']" x-data="{ expanded: 0, disableMobileHover: 0, }" class="Accordion-item" > <button class="Accordion-titleContainer px-3 py-4 sm:px-6 group sm:py-6" :id="$id('heading-perfect-bankrate-review-scores')" :aria-controls="$id('panel-perfect-bankrate-review-scores')" :aria-expanded="expanded ? true : false" x-on:click="expanded = !expanded" data-beam-element-clicked-no-delay id="" data-type="accordion" data-location="" data-name=" perfect bankrate review scores " data-position="1" data-text=" Perfect Bankrate review scores " data-outcome="" data-variant="default" :data-outcome="expanded ? 'open_accordion' : 'close_accordion'" :class="{ 'no-hover': (typeof isMobile !== 'undefined' && isMobile) && disableMobileHover }" > <h3 class="Accordion-title mr-2 md:flex-1 my-0"> <span class="text"> Perfect Bankrate review scores</span> </h3> <span class="Accordion-icon Icon Icon--sm icon-base-blue" aria-hidden="true"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg> </span> </button> <div class="Accordion-contentWrapper" :id="$id('panel-perfect-bankrate-review-scores')" :labelledBy="$id('heading-perfect-bankrate-review-scores')" x-show="expanded" x-collapse role="region" style="height: 0px; overflow: hidden; display: none;" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <p>Bankrate’s review scores can also highlight especially great cards. <a class="Link" href="https://www.bankrate.com/credit-cards/bankrate-score/">Review scores are calculated</a> on a scale of 1 to 5 and based mainly on a card’s rewards value, perks, introductory offers, APR and other fees. Although several fantastic cards hold a score of 4 and above, scoring a perfect 5/5 is quite an accomplishment. </p> <p>Here are the exceptional cards that currently hold a 5/5 Bankrate review score:</p> <p><strong>5/5 Rewards Cards:</strong></p> <ul> <li><a class="Link" href="https://www.bankrate.com/credit-cards/reviews/chase-sapphire-reserve/">Chase Sapphire Reserve®</a></li> <li>Capital One Venture X</li> <li>Capital One Savor</li> </ul> <p><strong>5/5 Credit-building cards:</strong></p> <ul> <li><a class="Link" href="https://www.bankrate.com/credit-cards/reviews/petal-visa-credit-card-review/">Petal® 2 “Cash Back, No Fees” Visa® Credit Card </a></li> </ul> <p><strong>5/5 Student cards:</strong></p> <ul> <li>Discover it® Student Cash Back</li> </ul> <p><strong>5/5 Business cards:</strong></p> <ul> <li><a class="Link" href="https://www.bankrate.com/credit-cards/reviews/the-business-gold-rewards-card-from-american-express-open/">American Express® Business Gold Card</a></li> <li><a class="Link" href="https://www.bankrate.com/credit-cards/reviews/platinum-delta-skymiles-business-credit-card-from-american-express/">Delta SkyMiles® Platinum Business American Express Card</a></li> </ul></div> </div> </div> <noscript> <div class="Accordion-contentWrapper" :id="$id('no-js-panel-perfect-bankrate-review-scores')" :labelledBy="$id('heading-perfect-bankrate-review-scores')" role="region" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <p>Bankrate’s review scores can also highlight especially great cards. <a class="Link" href="https://www.bankrate.com/credit-cards/bankrate-score/">Review scores are calculated</a> on a scale of 1 to 5 and based mainly on a card’s rewards value, perks, introductory offers, APR and other fees. Although several fantastic cards hold a score of 4 and above, scoring a perfect 5/5 is quite an accomplishment. </p> <p>Here are the exceptional cards that currently hold a 5/5 Bankrate review score:</p> <p><strong>5/5 Rewards Cards:</strong></p> <ul> <li><a class="Link" href="https://www.bankrate.com/credit-cards/reviews/chase-sapphire-reserve/">Chase Sapphire Reserve®</a></li> <li>Capital One Venture X</li> <li>Capital One Savor</li> </ul> <p><strong>5/5 Credit-building cards:</strong></p> <ul> <li><a class="Link" href="https://www.bankrate.com/credit-cards/reviews/petal-visa-credit-card-review/">Petal® 2 “Cash Back, No Fees” Visa® Credit Card </a></li> </ul> <p><strong>5/5 Student cards:</strong></p> <ul> <li>Discover it® Student Cash Back</li> </ul> <p><strong>5/5 Business cards:</strong></p> <ul> <li><a class="Link" href="https://www.bankrate.com/credit-cards/reviews/the-business-gold-rewards-card-from-american-express-open/">American Express® Business Gold Card</a></li> <li><a class="Link" href="https://www.bankrate.com/credit-cards/reviews/platinum-delta-skymiles-business-credit-card-from-american-express/">Delta SkyMiles® Platinum Business American Express Card</a></li> </ul></div> </div> </div> </noscript> </li> <li x-id="['panel-jd-powers-top-rated-credit-cards', 'heading-jd-powers-top-rated-credit-cards']" x-data="{ expanded: 0, disableMobileHover: 0, }" class="Accordion-item" > <button class="Accordion-titleContainer px-3 py-4 sm:px-6 group sm:py-6" :id="$id('heading-jd-powers-top-rated-credit-cards')" :aria-controls="$id('panel-jd-powers-top-rated-credit-cards')" :aria-expanded="expanded ? true : false" x-on:click="expanded = !expanded" data-beam-element-clicked-no-delay id="" data-type="accordion" data-location="" data-name=" j.d. power’s top-rated credit cards " data-position="2" data-text=" J.D. Power’s top-rated credit cards " data-outcome="" data-variant="default" :data-outcome="expanded ? 'open_accordion' : 'close_accordion'" :class="{ 'no-hover': (typeof isMobile !== 'undefined' && isMobile) && disableMobileHover }" > <h3 class="Accordion-title mr-2 md:flex-1 my-0"> <span class="text"> J.D. Power’s top-rated credit cards</span> </h3> <span class="Accordion-icon Icon Icon--sm icon-base-blue" aria-hidden="true"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg> </span> </button> <div class="Accordion-contentWrapper" :id="$id('panel-jd-powers-top-rated-credit-cards')" :labelledBy="$id('heading-jd-powers-top-rated-credit-cards')" x-show="expanded" x-collapse role="region" style="height: 0px; overflow: hidden; display: none;" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <p>The annual J.D. Power credit card satisfaction study details the major credit card industry trends each year, and the <a class="Link" href="https://www.jdpower.com/business/press-releases/2024-us-credit-card-satisfaction-study" target="_blank" rel="noopener">2024 study</a> added individual card rankings to the survey. For an extra vote of confidence, here are the top three credit cards according to consumers in the 2024 survey’s five categories (scored on a 1,000-point scale):</p> <p><strong>Rewards cards (Premium)</strong></p> <ol> <li>Bank of America® Premium Rewards® Elite Credit Card* (692)</li> <li><a class="Link" href="https://www.bankrate.com/credit-cards/reviews/blue-cash-preferred-card-from-american-express/">The Blue Cash Preferred® Card from American Express</a> (680)</li> <li>Chase Sapphire Reserve (669)</li> </ol> <p><em>Category Average: 609</em></p> <p><strong>Rewards cards (No annual fee)</strong></p> <ol> <li>Capital One Savor (679) <em>(<a href="https://d25970n8puso9u.cloudfront.net/disclosure.30978.en-US.pdf">See Rates & Fees</a></em><em>)</em></li> <li>Chase Freedom Flex®* (670)</li> <li>Discover it® Student Cash Back (657)</li> </ol> <p><em>Category Average: 624</em></p> <p><strong>Co-branded cards (Airline)</strong></p> <ol> <li><a class="Link" href="https://www.bankrate.com/credit-cards/reviews/southwest-rapid-rewards-premier-credit-card/">Southwest Rapid Rewards® Premier Credit Card</a>* (658)</li> <li><a class="Link" href="https://www.bankrate.com/credit-cards/reviews/southwest-rapid-rewards-priority-credit-card-review/">Southwest Rapid Rewards® Priority Credit Card</a> (649)</li> <li><a class="Link" href="https://www.bankrate.com/credit-cards/reviews/platinum-delta-skymiles-credit-card-from-american-express/">Delta SkyMiles® Platinum American Express Card</a> (627)</li> </ol> <p><em>Category Average: 600</em></p> <p><strong>Co-branded cards (No annual fee)</strong></p> <ol> <li><a class="Link" href="https://www.bankrate.com/credit-cards/reviews/apple-card/">Apple Card</a>* (654)</li> <li><a class="Link" href="https://www.bankrate.com/credit-cards/reviews/hilton-honors-card-from-american-express/">Hilton Honors American Express Card</a> (644)</li> <li><a class="Link" href="https://www.bankrate.com/credit-cards/reviews/costco-anywhere-visa-card-by-citi/">Costco Anywhere Visa® Card by Citi</a> (634)</li> </ol> <p><em>Category Average: 609</em></p> <p><strong>Cards with no rewards (No annual fee)</strong></p> <ol> <li>Capital One Platinum Credit Card (619)<em> (<a href="https://d25970n8puso9u.cloudfront.net/disclosure.30677.en-US.pdf">See Rates & Fees</a></em><em>)</em></li> <li><a class="Link" href="https://www.bankrate.com/credit-cards/reviews/bankamericard-credit-card/">BankAmericard® credit card</a>* (586)</li> <li><a class="Link" href="https://www.bankrate.com/credit-cards/reviews/citi-simplicity-card/">Citi Simplicity® Card</a>* (586)</li> </ol> <p><em>Category Average: 610</em></p></div> </div> </div> <noscript> <div class="Accordion-contentWrapper" :id="$id('no-js-panel-jd-powers-top-rated-credit-cards')" :labelledBy="$id('heading-jd-powers-top-rated-credit-cards')" role="region" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <p>The annual J.D. Power credit card satisfaction study details the major credit card industry trends each year, and the <a class="Link" href="https://www.jdpower.com/business/press-releases/2024-us-credit-card-satisfaction-study" target="_blank" rel="noopener">2024 study</a> added individual card rankings to the survey. For an extra vote of confidence, here are the top three credit cards according to consumers in the 2024 survey’s five categories (scored on a 1,000-point scale):</p> <p><strong>Rewards cards (Premium)</strong></p> <ol> <li>Bank of America® Premium Rewards® Elite Credit Card* (692)</li> <li><a class="Link" href="https://www.bankrate.com/credit-cards/reviews/blue-cash-preferred-card-from-american-express/">The Blue Cash Preferred® Card from American Express</a> (680)</li> <li>Chase Sapphire Reserve (669)</li> </ol> <p><em>Category Average: 609</em></p> <p><strong>Rewards cards (No annual fee)</strong></p> <ol> <li>Capital One Savor (679) <em>(<a href="https://d25970n8puso9u.cloudfront.net/disclosure.30978.en-US.pdf">See Rates & Fees</a></em><em>)</em></li> <li>Chase Freedom Flex®* (670)</li> <li>Discover it® Student Cash Back (657)</li> </ol> <p><em>Category Average: 624</em></p> <p><strong>Co-branded cards (Airline)</strong></p> <ol> <li><a class="Link" href="https://www.bankrate.com/credit-cards/reviews/southwest-rapid-rewards-premier-credit-card/">Southwest Rapid Rewards® Premier Credit Card</a>* (658)</li> <li><a class="Link" href="https://www.bankrate.com/credit-cards/reviews/southwest-rapid-rewards-priority-credit-card-review/">Southwest Rapid Rewards® Priority Credit Card</a> (649)</li> <li><a class="Link" href="https://www.bankrate.com/credit-cards/reviews/platinum-delta-skymiles-credit-card-from-american-express/">Delta SkyMiles® Platinum American Express Card</a> (627)</li> </ol> <p><em>Category Average: 600</em></p> <p><strong>Co-branded cards (No annual fee)</strong></p> <ol> <li><a class="Link" href="https://www.bankrate.com/credit-cards/reviews/apple-card/">Apple Card</a>* (654)</li> <li><a class="Link" href="https://www.bankrate.com/credit-cards/reviews/hilton-honors-card-from-american-express/">Hilton Honors American Express Card</a> (644)</li> <li><a class="Link" href="https://www.bankrate.com/credit-cards/reviews/costco-anywhere-visa-card-by-citi/">Costco Anywhere Visa® Card by Citi</a> (634)</li> </ol> <p><em>Category Average: 609</em></p> <p><strong>Cards with no rewards (No annual fee)</strong></p> <ol> <li>Capital One Platinum Credit Card (619)<em> (<a href="https://d25970n8puso9u.cloudfront.net/disclosure.30677.en-US.pdf">See Rates & Fees</a></em><em>)</em></li> <li><a class="Link" href="https://www.bankrate.com/credit-cards/reviews/bankamericard-credit-card/">BankAmericard® credit card</a>* (586)</li> <li><a class="Link" href="https://www.bankrate.com/credit-cards/reviews/citi-simplicity-card/">Citi Simplicity® Card</a>* (586)</li> </ol> <p><em>Category Average: 610</em></p></div> </div> </div> </noscript> </li> <li x-id="['panel-jd-powers-top-rated-credit-card-companies', 'heading-jd-powers-top-rated-credit-card-companies']" x-data="{ expanded: 0, disableMobileHover: 0, }" class="Accordion-item" > <button class="Accordion-titleContainer px-3 py-4 sm:px-6 group sm:py-6" :id="$id('heading-jd-powers-top-rated-credit-card-companies')" :aria-controls="$id('panel-jd-powers-top-rated-credit-card-companies')" :aria-expanded="expanded ? true : false" x-on:click="expanded = !expanded" data-beam-element-clicked-no-delay id="" data-type="accordion" data-location="" data-name=" j.d. power’s top-rated credit card companies " data-position="3" data-text=" J.D. Power’s top-rated credit card companies " data-outcome="" data-variant="default" :data-outcome="expanded ? 'open_accordion' : 'close_accordion'" :class="{ 'no-hover': (typeof isMobile !== 'undefined' && isMobile) && disableMobileHover }" > <h3 class="Accordion-title mr-2 md:flex-1 my-0"> <span class="text"> J.D. Power’s top-rated credit card companies</span> </h3> <span class="Accordion-icon Icon Icon--sm icon-base-blue" aria-hidden="true"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg> </span> </button> <div class="Accordion-contentWrapper" :id="$id('panel-jd-powers-top-rated-credit-card-companies')" :labelledBy="$id('heading-jd-powers-top-rated-credit-card-companies')" x-show="expanded" x-collapse role="region" style="height: 0px; overflow: hidden; display: none;" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <p>J.D. Power’s <a class="Link" href="https://www.jdpower.com/business/press-releases/2024-us-credit-card-satisfaction-study" target="_blank" rel="noopener">annual credit card satisfaction survey</a> is perhaps the definitive gauge of the best credit card issuer. The 2024 survey ranked 16 credit card issuers — major and regional — on a 1,000-point scale based on their customers’ satisfaction with their experience. American Express ranked first with Discover in second place, which is typical of these issuers’ neck-and-neck battle for the top two spots. It’s also worth noting the average score was 610, which means only American Express, Bank of America, Discover Chase Capital One and Citi achieved an above-average customer satisfaction rating.</p> <p>Here are how the 16 issuers rank based on J.D. Power’s 2024 survey results, as well as how many Bankrate Awards the issuer’s cards have won since 2022 and an estimated point or mile value for their top rewards cards:</p> <table class="Table" style="width: 99.9796%; height: 1127.07px;"> <thead> <tr style="height: 57.5694px;"> <td style="width: 14.6457%;"><strong>Issuer</strong></td> <td style="width: 17.8935%;"><strong>J.D. Power survey rank</strong></td> <td style="width: 50.3102%;"><strong>Estimated point/mile values</strong></td> <td style="width: 17.1582%;"><strong>Bankrate Awards won</strong></td> </tr> </thead> <tbody> <tr style="height: 61.0938px;"> <td style="width: 14.6457%;">American Express</td> <td style="width: 17.8935%;">#1 (634)</td> <td style="width: 50.3102%;">2 cents</td> <td style="width: 17.1582%;">14</td> </tr> <tr style="height: 61.0938px;"> <td style="width: 14.6457%;">Discover</td> <td style="width: 17.8935%;">#2 (629)</td> <td style="width: 50.3102%;">1 cent</td> <td style="width: 17.1582%;">5</td> </tr> <tr style="height: 61.0938px;"> <td style="width: 14.6457%;">Capital One</td> <td style="width: 17.8935%;">#3 (620)</td> <td style="width: 50.3102%;">1.7 cents</td> <td style="width: 17.1582%;">8</td> </tr> <tr style="height: 61.0938px;"> <td style="width: 14.6457%;">Chase</td> <td style="width: 17.8935%;">#4 (619)</td> <td style="width: 50.3102%;">1 cent to 2 cents</td> <td style="width: 17.1582%;">9</td> </tr> <tr style="height: 61.0938px;"> <td style="width: 14.6457%;">Bank of America</td> <td style="width: 17.8935%;">#5 (616)</td> <td style="width: 50.3102%;">1 cent</td> <td style="width: 17.1582%;">5</td> </tr> <tr style="height: 61.0938px;"> <td style="width: 14.6457%;">Citi</td> <td style="width: 17.8935%;">#6 (611)</td> <td style="width: 50.3102%;">1 cent to 1.6 cents</td> <td style="width: 17.1582%;">4</td> </tr> <tr style="height: 61.0938px;"> <td style="width: 14.6457%;">Wells Fargo</td> <td style="width: 17.8935%;">#7 (598)</td> <td style="width: 50.3102%;">1 cent</td> <td style="width: 17.1582%;">3</td> </tr> <tr style="height: 61.0938px;"> <td style="width: 14.6457%;">U.S. Bank</td> <td style="width: 17.8935%;">#8 (595)</td> <td style="width: 50.3102%;">1.5 cents</td> <td style="width: 17.1582%;">0</td> </tr> <tr style="height: 61.0938px;"> <td style="width: 14.6457%;">TD Bank</td> <td style="width: 17.8935%;">#9 (586)</td> <td style="width: 50.3102%;">1 cent</td> <td style="width: 17.1582%;">0</td> </tr> <tr style="height: 153.09px;"> <td style="width: 14.6457%;">Fifth Third</td> <td style="width: 17.8935%;">#10 (574)</td> <td style="width: 50.3102%;">1 cent (for cash back cards)</td> <td style="width: 17.1582%;">0</td> </tr> <tr style="height: 61.0938px;"> <td style="width: 14.6457%;">FNBO</td> <td style="width: 17.8935%;">#11 (573)</td> <td style="width: 50.3102%;">1 cent</td> <td style="width: 17.1582%;">0</td> </tr> <tr style="height: 61.0938px;"> <td style="width: 14.6457%;">PNC</td> <td style="width: 17.8935%;">#12 (571)</td> <td style="width: 50.3102%;">1 cent (for cash back cards)0.2 cents (<a class="Link" href="https://www.bankrate.com/credit-cards/reviews/pnc-points-visa-credit-card-review/">PNC points® Visa® Credit Card</a>)</td> <td style="width: 17.1582%;">0</td> </tr> <tr style="height: 61.0938px;"> <td style="width: 14.6457%;">Truist</td> <td style="width: 17.8935%;">#13 (566)</td> <td style="width: 50.3102%;">1 cent (may vary for non-cash back redemptions with point-earning cards)</td> <td style="width: 17.1582%;">0</td> </tr> <tr style="height: 61.0938px;"> <td style="width: 14.6457%;">Merrick Bank</td> <td style="width: 17.8935%;">#14 (561)</td> <td style="width: 50.3102%;">N/A (currently only issuing cards with no rewards)</td> <td style="width: 17.1582%;">0</td> </tr> <tr style="height: 61.0938px;"> <td style="width: 14.6457%;">Premier Bankcard</td> <td style="width: 17.8935%;">#15 (540)</td> <td style="width: 50.3102%;">N/A (currently only issuing cards with no rewards)</td> <td style="width: 17.1582%;">0</td> </tr> <tr style="height: 61.0938px;"> <td style="width: 14.6457%;">Credit One Bank</td> <td style="width: 17.8935%;">#16 (522)</td> <td style="width: 50.3102%;">1 cent</td> <td style="width: 17.1582%;">0</td> </tr> </tbody> </table> <p>It’s also worth noting that the study’s seven midsize issuers — mostly regional banks and credit unions — offer cards that have earned Bankrate Awards or carry rewards that Bankrate includes in its <a class="Link" href="https://www.bankrate.com/credit-cards/travel/points-and-miles-valuations/">point valuation database</a>. Of these midsize issuers, TD Bank won “Best Bank for Sign-Up Bonuses” and PNC won “Most Trusted Bank” in the <a class="Link" href="https://www.bankrate.com/awards/2023/best-banks/">2023 Bankrate Awards for banking</a>. Several of the Navy Federal Credit Union cards are featured in Bankrate’s list of the <a class="Link" href="https://www.bankrate.com/credit-cards/issuers/best-credit-union-credit-cards/">best credit union cards</a> as well.</p></div> </div> </div> <noscript> <div class="Accordion-contentWrapper" :id="$id('no-js-panel-jd-powers-top-rated-credit-card-companies')" :labelledBy="$id('heading-jd-powers-top-rated-credit-card-companies')" role="region" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <p>J.D. Power’s <a class="Link" href="https://www.jdpower.com/business/press-releases/2024-us-credit-card-satisfaction-study" target="_blank" rel="noopener">annual credit card satisfaction survey</a> is perhaps the definitive gauge of the best credit card issuer. The 2024 survey ranked 16 credit card issuers — major and regional — on a 1,000-point scale based on their customers’ satisfaction with their experience. American Express ranked first with Discover in second place, which is typical of these issuers’ neck-and-neck battle for the top two spots. It’s also worth noting the average score was 610, which means only American Express, Bank of America, Discover Chase Capital One and Citi achieved an above-average customer satisfaction rating.</p> <p>Here are how the 16 issuers rank based on J.D. Power’s 2024 survey results, as well as how many Bankrate Awards the issuer’s cards have won since 2022 and an estimated point or mile value for their top rewards cards:</p> <table class="Table" style="width: 99.9796%; height: 1127.07px;"> <thead> <tr style="height: 57.5694px;"> <td style="width: 14.6457%;"><strong>Issuer</strong></td> <td style="width: 17.8935%;"><strong>J.D. Power survey rank</strong></td> <td style="width: 50.3102%;"><strong>Estimated point/mile values</strong></td> <td style="width: 17.1582%;"><strong>Bankrate Awards won</strong></td> </tr> </thead> <tbody> <tr style="height: 61.0938px;"> <td style="width: 14.6457%;">American Express</td> <td style="width: 17.8935%;">#1 (634)</td> <td style="width: 50.3102%;">2 cents</td> <td style="width: 17.1582%;">14</td> </tr> <tr style="height: 61.0938px;"> <td style="width: 14.6457%;">Discover</td> <td style="width: 17.8935%;">#2 (629)</td> <td style="width: 50.3102%;">1 cent</td> <td style="width: 17.1582%;">5</td> </tr> <tr style="height: 61.0938px;"> <td style="width: 14.6457%;">Capital One</td> <td style="width: 17.8935%;">#3 (620)</td> <td style="width: 50.3102%;">1.7 cents</td> <td style="width: 17.1582%;">8</td> </tr> <tr style="height: 61.0938px;"> <td style="width: 14.6457%;">Chase</td> <td style="width: 17.8935%;">#4 (619)</td> <td style="width: 50.3102%;">1 cent to 2 cents</td> <td style="width: 17.1582%;">9</td> </tr> <tr style="height: 61.0938px;"> <td style="width: 14.6457%;">Bank of America</td> <td style="width: 17.8935%;">#5 (616)</td> <td style="width: 50.3102%;">1 cent</td> <td style="width: 17.1582%;">5</td> </tr> <tr style="height: 61.0938px;"> <td style="width: 14.6457%;">Citi</td> <td style="width: 17.8935%;">#6 (611)</td> <td style="width: 50.3102%;">1 cent to 1.6 cents</td> <td style="width: 17.1582%;">4</td> </tr> <tr style="height: 61.0938px;"> <td style="width: 14.6457%;">Wells Fargo</td> <td style="width: 17.8935%;">#7 (598)</td> <td style="width: 50.3102%;">1 cent</td> <td style="width: 17.1582%;">3</td> </tr> <tr style="height: 61.0938px;"> <td style="width: 14.6457%;">U.S. Bank</td> <td style="width: 17.8935%;">#8 (595)</td> <td style="width: 50.3102%;">1.5 cents</td> <td style="width: 17.1582%;">0</td> </tr> <tr style="height: 61.0938px;"> <td style="width: 14.6457%;">TD Bank</td> <td style="width: 17.8935%;">#9 (586)</td> <td style="width: 50.3102%;">1 cent</td> <td style="width: 17.1582%;">0</td> </tr> <tr style="height: 153.09px;"> <td style="width: 14.6457%;">Fifth Third</td> <td style="width: 17.8935%;">#10 (574)</td> <td style="width: 50.3102%;">1 cent (for cash back cards)</td> <td style="width: 17.1582%;">0</td> </tr> <tr style="height: 61.0938px;"> <td style="width: 14.6457%;">FNBO</td> <td style="width: 17.8935%;">#11 (573)</td> <td style="width: 50.3102%;">1 cent</td> <td style="width: 17.1582%;">0</td> </tr> <tr style="height: 61.0938px;"> <td style="width: 14.6457%;">PNC</td> <td style="width: 17.8935%;">#12 (571)</td> <td style="width: 50.3102%;">1 cent (for cash back cards)0.2 cents (<a class="Link" href="https://www.bankrate.com/credit-cards/reviews/pnc-points-visa-credit-card-review/">PNC points® Visa® Credit Card</a>)</td> <td style="width: 17.1582%;">0</td> </tr> <tr style="height: 61.0938px;"> <td style="width: 14.6457%;">Truist</td> <td style="width: 17.8935%;">#13 (566)</td> <td style="width: 50.3102%;">1 cent (may vary for non-cash back redemptions with point-earning cards)</td> <td style="width: 17.1582%;">0</td> </tr> <tr style="height: 61.0938px;"> <td style="width: 14.6457%;">Merrick Bank</td> <td style="width: 17.8935%;">#14 (561)</td> <td style="width: 50.3102%;">N/A (currently only issuing cards with no rewards)</td> <td style="width: 17.1582%;">0</td> </tr> <tr style="height: 61.0938px;"> <td style="width: 14.6457%;">Premier Bankcard</td> <td style="width: 17.8935%;">#15 (540)</td> <td style="width: 50.3102%;">N/A (currently only issuing cards with no rewards)</td> <td style="width: 17.1582%;">0</td> </tr> <tr style="height: 61.0938px;"> <td style="width: 14.6457%;">Credit One Bank</td> <td style="width: 17.8935%;">#16 (522)</td> <td style="width: 50.3102%;">1 cent</td> <td style="width: 17.1582%;">0</td> </tr> </tbody> </table> <p>It’s also worth noting that the study’s seven midsize issuers — mostly regional banks and credit unions — offer cards that have earned Bankrate Awards or carry rewards that Bankrate includes in its <a class="Link" href="https://www.bankrate.com/credit-cards/travel/points-and-miles-valuations/">point valuation database</a>. Of these midsize issuers, TD Bank won “Best Bank for Sign-Up Bonuses” and PNC won “Most Trusted Bank” in the <a class="Link" href="https://www.bankrate.com/awards/2023/best-banks/">2023 Bankrate Awards for banking</a>. Several of the Navy Federal Credit Union cards are featured in Bankrate’s list of the <a class="Link" href="https://www.bankrate.com/credit-cards/issuers/best-credit-union-credit-cards/">best credit union cards</a> as well.</p></div> </div> </div> </noscript> </li> </ul> <div class="vertical-spacer pt-8" style="width: 100%; content: '';"></div> </div> <div id="our-data-which-cards-get-the-most-applications" class="SectionWithTocItem " > <div data-cy="" class="Headline w-full"> <h2 class="type-heading-two"> Our data: Which cards are the most popular? </h2> </div> <div class="wysiwyg display-block w-full"> <p>Below, we’ve listed Bankrate’s three most popular credit card offers. We assess popularity based on how frequently Bankrate visitors started an application for each card in 2024 compared to other cards in the same primary category (cash back, travel, business, balance transfer, etc.) that also appeared on a “Best of” page.</p></div> <div id="Carousel test" class="SectionWithTocItem " > <div class="card-carousel"> <div class="swiper card-carousel__swiper" > <div class="swiper-container mb-4 md:mb-6" data-carousel-params="{ "loop": false, "spaceBetween": 10, "slidesPerView": 1, "watchSlidesProgress": true, "breakpoints": { "599": { "allowTouchMove": false, "slidesPerView": 3, "navigationHide": false, "paginationHide": true } } }"> <div class="swiper-wrapper"> <div class="swiper-slide display-flex"> <div class="card-carousel-item rounded-lg box-shadow-1 p-5 m-2"> <svg class="max-h-9 mb-2" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Credit Card Cash Back Icon</title><path d="M4.3 10.2A2.7 2.7 0 0 1 7 7.5h14.1a2.7 2.7 0 0 1 2.7 2.7v8.61a2.7 2.7 0 0 1-2.7 2.7H7a2.7 2.7 0 0 1-2.7-2.7V10.2Z" fill="transparent" class="icon-offset"/><path fill-rule="evenodd" clip-rule="evenodd" d="M11.586 20.014h-7.24c-1.567 0-2.846-1.148-2.846-2.558V7.058C1.5 5.648 2.771 4.5 4.345 4.5h15.31c1.566 0 2.845 1.148 2.845 2.558v4.248c0 .36-.295.656-.656.656a.658.658 0 0 1-.656-.656v-.544H2.812v6.694c0 .689.689 1.246 1.533 1.246h7.24c.362 0 .657.295.657.656 0 .361-.295.656-.656.656ZM2.812 9.45h18.376V7.058c0-.688-.689-1.246-1.533-1.246H4.345c-.844 0-1.533.558-1.533 1.246V9.45Zm13.915 11.548c0 .361.295.656.656.656.36 0 .656-.295.656-.656v-.476h.115c1.107 0 2-.893 2-2s-.893-2.001-2-2.001h-1.533a.693.693 0 0 1-.69-.689c0-.377.313-.689.69-.689H19.122c.36 0 .656-.295.656-.656a.658.658 0 0 0-.656-.656h-1.083v-.483a.658.658 0 0 0-.656-.656.658.658 0 0 0-.656.656v.483h-.106c-1.107 0-2.001.894-2.001 2.001 0 1.107.894 2 2 2h1.534c.377 0 .689.313.689.69a.693.693 0 0 1-.689.689h-2.5a.658.658 0 0 0-.657.655c0 .361.295.657.656.657h1.074v.475Z" class="icon-base"/></svg><p class="font-circular-bold mb-2">Cash back</p> <p><b><span style="color:#000000">Most wanted:</span></b></p><ol><li><p><span style="color:#000000">Wells Fargo Active Cash® Card</span></p></li><li><p><span style="color:#000000">Capital One Savor Cash Rewards Credit Card</span></p></li><li><p><span style="color:#000000">Discover it® Cash Back</span></p></li></ol></div> </div> <div class="swiper-slide display-flex"> <div class="card-carousel-item rounded-lg box-shadow-1 p-5 m-2"> <svg class="max-h-9 mb-2" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Travel Icon</title><path d="M10.04 23.992h-.083a.671.671 0 0 1-.484-.312l-2.306-3.847-3.85-2.305a.656.656 0 0 1-.123-1.025l1.592-1.591a.639.639 0 0 1 .526-.19l2.675.263 1.839-2.206-4.687-4.766a.668.668 0 0 1-.189-.484c0-.18.082-.353.222-.467.18-.164.353-.329.525-.484.394-.37.797-.747 1.248-1.067.788-.558 1.732-.64 2.897-.238 1.814.632 3.587 1.247 5.36 1.912.14.049.181.04.181.04s.041-.016.148-.122c.993-1.026 1.896-1.944 2.856-2.806 1.363-1.23 3.472-1.92 4.86-.525 1.33 1.33.738 3.445-.526 4.856-.87.96-1.79 1.862-2.807 2.855a.303.303 0 0 0-.082.336c.665 1.764 1.28 3.535 1.912 5.356.394 1.14.32 2.117-.238 2.896-.32.451-.706.853-1.067 1.247-.164.172-.32.344-.484.525a.683.683 0 0 1-.468.221.719.719 0 0 1-.484-.189l-4.77-4.691-2.224 1.82.28 2.683a.673.673 0 0 1-.19.533l-1.592 1.591a.65.65 0 0 1-.467.189v-.008Z" fill="transparent" class="icon-offset"/><path d="M8.54 22.492h-.083a.671.671 0 0 1-.484-.312l-2.306-3.847-3.85-2.305a.656.656 0 0 1-.123-1.025l1.592-1.591a.639.639 0 0 1 .526-.19l2.675.263 1.839-2.206-4.687-4.766a.668.668 0 0 1-.189-.484c0-.18.082-.353.222-.467.18-.165.353-.329.525-.484.394-.37.797-.747 1.248-1.067.788-.558 1.732-.64 2.897-.238 1.814.632 3.587 1.247 5.36 1.912.14.049.181.04.181.04s.041-.016.148-.122c.993-1.026 1.896-1.944 2.856-2.806 1.363-1.23 3.472-1.92 4.86-.525 1.33 1.33.738 3.445-.526 4.856-.87.96-1.79 1.862-2.807 2.855a.303.303 0 0 0-.082.336c.665 1.764 1.28 3.535 1.912 5.356.394 1.14.32 2.117-.238 2.896-.32.451-.706.853-1.067 1.247-.164.172-.32.344-.484.525a.683.683 0 0 1-.468.221.719.719 0 0 1-.484-.189l-4.77-4.691-2.224 1.82.28 2.683a.673.673 0 0 1-.19.533l-1.592 1.591a.65.65 0 0 1-.468.189v-.008Zm-5.32-7.17 3.267 1.961c.09.057.173.131.222.222l1.962 3.264.78-.779-.28-2.723a.644.644 0 0 1 .239-.575l2.946-2.42a.655.655 0 0 1 .879.042l4.703 4.626.04-.041c.354-.377.69-.738.961-1.116.304-.418.32-.96.066-1.698a212.731 212.731 0 0 0-1.904-5.323c-.255-.68-.132-1.23.394-1.739 1.01-.976 1.912-1.862 2.75-2.789.689-.77 1.411-2.215.574-3.051-.837-.837-2.29-.115-3.054.574-.935.837-1.814 1.739-2.79 2.748-.51.525-1.06.656-1.74.394-1.757-.657-3.522-1.272-5.328-1.903-.738-.255-1.28-.238-1.699.065-.377.27-.738.607-1.116.96-.016.016-.033.025-.05.04l4.63 4.701a.645.645 0 0 1 .033.878l-2.438 2.936a.644.644 0 0 1-.566.23l-2.709-.27-.78.779.009.008Z" class="icon-base"/></svg><p class="font-circular-bold mb-2">Travel</p> <p><b><span style="color:#000000">Most wanted:</span></b></p><ol><li><p><span style="color:#000000">Capital One Venture Rewards Credit Card</span></p></li><li><p><span style="color:#000000">The Platinum Card® from American Express</span></p></li><li><p><span style="color:#000000">Chase Sapphire Preferred® Card</span></p></li></ol></div> </div> <div class="swiper-slide display-flex"> <div class="card-carousel-item rounded-lg box-shadow-1 p-5 m-2"> <svg class="max-h-9 mb-2" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Credit Card Balance Transfer Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M13.4 5.983c0-1.037.816-1.883 1.816-1.883h6.577c1 0 1.816.846 1.816 1.883v4.734c0 1.037-.816 1.883-1.816 1.883h-6.577c-1 0-1.816-.846-1.816-1.883V5.983Zm-9.7 10.6c0-1.037.816-1.883 1.817-1.883h6.576c1 0 1.816.846 1.816 1.883v4.734c0 1.037-.816 1.883-1.816 1.883H5.517c-1 0-1.817-.846-1.817-1.883v-4.734Z" fill="transparent" class="icon-offset"/><path fill-rule="evenodd" clip-rule="evenodd" d="M2.163 8.795a.658.658 0 0 1-.655-.656 6.246 6.246 0 0 1 6.237-6.237c.214 0 .418.106.541.278a.648.648 0 0 1 .074.599l-.664 1.787a.646.646 0 0 1-.844.385.652.652 0 0 1-.385-.844l.295-.804A4.932 4.932 0 0 0 2.81 8.131c0 .36-.295.656-.656.656l.008.008Zm17.485 2.688h-5.55a2.851 2.851 0 0 1-2.844-2.844V4.787a2.846 2.846 0 0 1 2.844-2.845h5.55a2.846 2.846 0 0 1 2.844 2.845v3.852a2.846 2.846 0 0 1-2.844 2.845Zm1.54-5.311v2.467c0 .844-.688 1.533-1.532 1.533h-5.55a1.536 1.536 0 0 1-1.532-1.533V6.172h8.615Zm0-1.312h-8.614v-.073c0-.845.688-1.533 1.533-1.533h5.549c.844 0 1.533.688 1.533 1.533v.073ZM4.345 22.1h5.55a2.851 2.851 0 0 0 2.844-2.845V15.402a2.846 2.846 0 0 0-2.845-2.845H4.344A2.846 2.846 0 0 0 1.5 15.402v3.852A2.846 2.846 0 0 0 4.344 22.1Zm7.09-6.616v-.073c0-.844-.688-1.533-1.532-1.533h-5.55c-.844 0-1.532.689-1.532 1.533v.073h8.614Zm0 1.312H2.82v2.467c0 .845.688 1.533 1.532 1.533h5.55c.844 0 1.533-.688 1.533-1.533v-2.467Zm4.28 5.016a.671.671 0 0 0 .54.28l.008.007a6.246 6.246 0 0 0 6.238-6.237.658.658 0 0 0-.656-.656.658.658 0 0 0-.655.656 4.932 4.932 0 0 1-3.951 4.828l.295-.804a.646.646 0 0 0-.386-.844.646.646 0 0 0-.844.385l-.664 1.787a.648.648 0 0 0 .074.598Z" class="icon-base"/></svg><p class="font-circular-bold mb-2">Balance Transfer</p> <p><b><span style="color:#000000">Most wanted:</span></b></p><ol><li><p><span style="color:#000000">Wells Fargo Reflect® Card</span></p></li><li><p><span style="color:#000000">Blue Cash Everyday® Card from American Express</span></p></li><li><p><span style="color:#000000">Citi Double Cash® Card</span></p></li></ol></div> </div> <div class="swiper-slide display-flex"> <div class="card-carousel-item rounded-lg box-shadow-1 p-5 m-2"> <svg class="max-h-9 mb-2" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Credit Card With Percent Icon</title><path d="M6.04 5.53c-.959 0-1.74.797-1.74 1.775v11.39c0 .978.781 1.775 1.74 1.775h16.12c.958 0 1.74-.797 1.74-1.775V7.305c0-.978-.782-1.775-1.74-1.775H6.04Z" fill="transparent" class="icon-offset"/><path fill-rule="evenodd" clip-rule="evenodd" d="M12.135 18.33h-7.79c-1.566 0-2.845-1.118-2.845-2.503V5.323c0-1.378 1.271-2.503 2.845-2.503h15.31c1.566 0 2.845 1.118 2.845 2.503v5.858c0 .317-.295.577-.656.577-.36 0-.656-.26-.656-.577V9.929H2.812v5.898c0 .743.689 1.349 1.533 1.349h7.79c.361 0 .656.26.656.577 0 .317-.295.577-.656.577ZM2.812 5.323v3.294h18.376V5.323c0-.743-.689-1.349-1.533-1.349H4.345c-.844 0-1.533.606-1.533 1.35ZM15.42 20.901h.003-.008.005Zm.463-.189a.643.643 0 0 1-.463.189.679.679 0 0 1-.464-.189.658.658 0 0 1 0-.927l4.945-4.944a.658.658 0 0 1 .926 0 .658.658 0 0 1 0 .927l-4.944 4.944Zm-.427-4.493h-.065a.93.93 0 0 1-.927-.927.93.93 0 0 1 .927-.927h.065a.93.93 0 0 1 .927.927.93.93 0 0 1-.927.927Zm4.904 4.96h.065c.517 0 .91-.417.91-.942 0-.525-.45-.943-.975-.943a.943.943 0 0 0 0 1.886Z" class="icon-base"/></svg><p class="font-circular-bold mb-2">Intro APR</p> <p><b><span style="color:#000000">Most wanted:</span></b></p><ol><li><p><span style="color:#000000">Wells Fargo Reflect® Card</span></p></li><li><p><span style="color:#000000">Discover it® Cash Back</span></p></li><li><p><span style="color:#000000">Wells Fargo Active Cash® Card</span></p></li></ol></div> </div> <div class="swiper-slide display-flex"> <div class="card-carousel-item rounded-lg box-shadow-1 p-5 m-2"> <svg class="max-h-9 mb-2" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Credit Fair Icon</title><path d="M22.01 19.09h-3.863c-.988 0-1.896-.736-2.255-1.832l-.072-.216a3.556 3.556 0 0 0-3.306-2.237c-1.546 0-2.903.98-3.388 2.444-.36 1.096-1.267 1.833-2.255 1.833H3.008a2.033 2.033 0 0 1-1.528-.674 1.867 1.867 0 0 1-.467-1.482C1.732 11.149 6.673 6.8 12.505 6.8c5.83 0 10.763 4.358 11.482 10.126a1.867 1.867 0 0 1-.467 1.482 2.033 2.033 0 0 1-1.528.674l.018.009Z" fill="transparent" class="icon-offset"/><path fill-rule="evenodd" clip-rule="evenodd" d="M17.892 18.413h4.032l-.02-.01c.62 0 1.192-.253 1.595-.703.384-.431.553-.975.487-1.547-.75-6.019-5.897-10.566-11.981-10.566C5.92 5.587.764 10.125.014 16.153A1.948 1.948 0 0 0 .5 17.7c.403.45.975.703 1.594.703h4.031c1.032 0 1.979-.768 2.354-1.912a3.71 3.71 0 0 1 1.598-2.011l.76 1.686c-.151.225-.24.495-.24.784a1.42 1.42 0 0 0 1.417 1.416 1.414 1.414 0 0 0 .191-2.818l-.708-1.572a3.71 3.71 0 0 1 3.966 2.3l.075.224c.375 1.144 1.322 1.913 2.353 1.913Zm-7.027-5.844a5.2 5.2 0 0 1 .4-.074v-5.38a10.579 10.579 0 0 0-6.172 2.559l3.8 3.8c.181-.134.37-.256.567-.366l-1.158-2.57a.756.756 0 0 1 .375-.994.756.756 0 0 1 .994.375l1.194 2.65Zm7.027 4.344c-.384 0-.694-.347-.862-.722l.01-.01-.057-.16a5.255 5.255 0 0 0-.866-1.601l3.795-3.795a10.508 10.508 0 0 1 2.602 5.716.466.466 0 0 1-.122.365.61.61 0 0 1-.468.207h-4.032Zm.944-7.333-3.81 3.81a5.205 5.205 0 0 0-2.261-.897v-5.38c2.29.16 4.4 1.058 6.071 2.467ZM4.03 10.732a10.494 10.494 0 0 0-2.507 5.609c-.019.168.056.3.113.365a.602.602 0 0 0 .468.197h4.032c.44 0 .787-.46.928-.881.179-.545.44-1.045.77-1.486L4.03 10.733Z" class="icon-base"/></svg><p class="font-circular-bold mb-2">Fair Credit</p> <p><b><span style="color:#000000">Most wanted:</span></b></p><ol><li><p><span style="color:#000000">Capital One Platinum Credit Card</span></p></li><li><p><span style="color:#000000">Discover it® Student Cash Back</span></p></li><li><p><span style="color:#000000">Milestone Mastercard® - $700 Credit Limit</span></p></li></ol></div> </div> <div class="swiper-slide display-flex"> <div class="card-carousel-item rounded-lg box-shadow-1 p-5 m-2"> <svg class="max-h-9 mb-2" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Credit Poor Icon</title><path d="M22.01 19.09h-3.863c-.988 0-1.896-.736-2.255-1.832l-.072-.216a3.556 3.556 0 0 0-3.306-2.237c-1.546 0-2.903.98-3.388 2.444-.36 1.096-1.267 1.833-2.255 1.833H3.008a2.033 2.033 0 0 1-1.528-.674 1.867 1.867 0 0 1-.467-1.482C1.732 11.149 6.673 6.8 12.505 6.8c5.83 0 10.763 4.358 11.482 10.126a1.867 1.867 0 0 1-.467 1.482 2.033 2.033 0 0 1-1.528.674l.018.009Z" fill="transparent" class="icon-offset"/><path fill-rule="evenodd" clip-rule="evenodd" d="M17.892 18.413h4.032l-.02-.01c.62 0 1.192-.253 1.595-.703.384-.431.553-.975.487-1.547-.75-6.019-5.897-10.566-11.981-10.566C5.92 5.587.764 10.125.014 16.153A1.948 1.948 0 0 0 .5 17.7c.403.45.975.703 1.594.703h4.031c.996 0 1.913-.716 2.313-1.795l2.205.694a1.414 1.414 0 0 0 2.787-.352 1.42 1.42 0 0 0-1.416-1.415c-.35 0-.673.129-.92.342l-1.935-.609a3.712 3.712 0 0 1 2.854-1.327 3.71 3.71 0 0 1 3.45 2.334l.075.225c.375 1.144 1.322 1.913 2.353 1.913Zm-10.24-3.619a5.18 5.18 0 0 1 .181-.258L4.03 10.733a10.494 10.494 0 0 0-2.507 5.608c-.019.168.056.3.113.365a.602.602 0 0 0 .468.197h4.032c.393 0 .712-.366.876-.744l-2.638-.83a.74.74 0 0 1-.488-.938.74.74 0 0 1 .938-.488l2.829.891Zm10.24 2.119c-.384 0-.694-.347-.862-.722l.01-.01-.057-.16a5.255 5.255 0 0 0-.866-1.601l3.795-3.795a10.508 10.508 0 0 1 2.602 5.716.466.466 0 0 1-.122.365.61.61 0 0 1-.468.207h-4.032Zm.944-7.333-3.81 3.81a5.205 5.205 0 0 0-2.261-.897v-5.38c2.29.16 4.4 1.058 6.071 2.467Zm-13.743.094a10.579 10.579 0 0 1 6.172-2.56v5.381a5.217 5.217 0 0 0-2.371.98L5.093 9.674Z" class="icon-base"/></svg><p class="font-circular-bold mb-2">Bad Credit</p> <p><b><span style="color:#000000">Most wanted:</span></b></p><ol><li><p><span style="color:#000000">Chime Credit Builder Secured Visa® Credit Card</span></p></li><li><p><span style="color:#000000">Capital One Platinum Secured Credit Card</span></p></li><li><p><span style="color:#000000">The Card with No Credit Check - The Secured Self Visa® Credit Card</span></p></li></ol></div> </div> <div class="swiper-slide display-flex"> <div class="card-carousel-item rounded-lg box-shadow-1 p-5 m-2"> <svg class="max-h-9 mb-2" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Education Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="m7.736 14.082-2.573-1.326c-.711-.37-1.151-1.111-1.151-1.945 0-.833.44-1.574 1.15-1.944l6.81-3.503a3.308 3.308 0 0 1 3.064 0l6.825 3.51a2.163 2.163 0 0 1 1.15 1.937c0 .826-.44 1.574-1.15 1.945l-2.748 1.415v4.125c0 .625-.337 1.204-.858 1.466-1.583.826-3.189 1.235-4.809 1.235l.008.015c-1.613 0-3.233-.409-4.853-1.235-.52-.262-.865-.84-.865-1.473v-4.222Z" fill="transparent" class="icon-offset"/><path fill-rule="evenodd" clip-rule="evenodd" d="M12.004 15.83c-.405 0-.81-.064-1.198-.194a.761.761 0 0 1-.178-.056l-.065-.033a3.423 3.423 0 0 1-.25-.113L6.93 13.781v3.782c0 .161.089.315.218.372 3.246 1.57 6.37 1.57 9.534 0 .137-.065.218-.219.218-.38v-3.693l-3.197 1.564a3.82 3.82 0 0 1-1.7.396v.009Zm6.191-2.602 3.034-1.484a2.267 2.267 0 0 0 0-4.07L13.695 3.99a3.823 3.823 0 0 0-3.383 0L2.794 7.665a2.258 2.258 0 0 0-1.263 2.23L1.5 15.313a.65.65 0 0 0 .647.648v-.009a.642.642 0 0 0 .648-.639l.02-3.558 2.82 1.38v4.429c0 .663.38 1.27.955 1.545 1.789.866 3.577 1.295 5.357 1.295l-.008-.016c1.789 0 3.561-.429 5.31-1.295.574-.275.946-.882.946-1.537v-4.327ZM3.352 10.587a.955.955 0 0 1-.526-.693l.001-.19a.645.645 0 0 0-.01-.113.955.955 0 0 1 .535-.752l7.519-3.675a2.555 2.555 0 0 1 2.25 0l7.534 3.683c.34.17.542.493.542.874 0 .38-.203.704-.542.874l-7.527 3.682a2.544 2.544 0 0 1-2.047.089v-.008l-7.729-3.771Z" class="icon-base"/></svg><p class="font-circular-bold mb-2">Students</p> <p><b><span style="color:#000000">Most wanted:</span></b></p><ol><li><p><span style="color:#000000">Discover it® Student Cash Back</span></p></li><li><p><span style="color:#000000">Bank of America® Unlimited Cash Rewards credit card for Students</span></p></li><li><p><span style="color:#000000">Bank of America® Travel Rewards credit card for Students</span></p></li></ol></div> </div> <div class="swiper-slide display-flex"> <div class="card-carousel-item rounded-lg box-shadow-1 p-5 m-2"> <svg class="max-h-9 mb-2" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Briefcase Icon</title><path d="M5.768 8C4.795 8 4 8.75 4 9.673v11.654C4 22.25 4.795 23 5.768 23h16.464c.973 0 1.768-.75 1.768-1.673V9.673C24 8.75 23.205 8 22.232 8H5.768Z" fill="transparent" class="icon-offset"/><path fill-rule="evenodd" clip-rule="evenodd" d="M16.08 6.916h3.477c.894 0 1.624.672 1.624 1.5v3.944c-6.097 2.116-12.272 2.115-18.369-.003v-3.94c0-.829.73-1.501 1.624-1.501H16.08ZM2.813 13.748v5.124c0 .828.73 1.5 1.624 1.5h15.121c.894 0 1.624-.672 1.624-1.5v-5.12c-3.046 1.008-6.111 1.512-9.176 1.512h-.008c-3.068 0-6.136-.505-9.185-1.516Zm19.68-.827v5.943c0 1.55-1.32 2.812-2.935 2.812H4.436c-1.616 0-2.936-1.263-2.936-2.812V8.408c0-1.55 1.32-2.813 2.936-2.813H7.24v-.057c0-1.771 1.51-3.214 3.362-3.214h2.789c1.853 0 3.362 1.443 3.362 3.214v.057h2.804c1.616 0 2.936 1.263 2.936 2.813v4.322c.01.064.01.128 0 .19ZM8.553 5.595h6.889v-.057c0-1.05-.919-1.902-2.05-1.902h-2.789c-1.131 0-2.05.853-2.05 1.902v.057Zm5.905 5.421h-4.92a.658.658 0 0 1-.657-.656c0-.36.296-.656.656-.656h4.92c.362 0 .657.295.657.656 0 .36-.295.656-.656.656Z" class="icon-base"/></svg><p class="font-circular-bold mb-2">Business</p> <p><b><span style="color:#000000">Most wanted:</span></b></p><ol><li><p><span style="color:#000000">Ink Business Cash® Credit Card</span></p></li><li><p><span style="color:#000000">Ink Business Unlimited® Credit Card</span></p></li><li><p><span style="color:#000000">Capital One Spark Cash Select</span></p></li></ol></div> </div></div> </div> <button class="swiper-button-prev Button Button--utility display-none sm:display-flex"> <span class="Icon"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Left Icon</title><path d="M15.85 21a1.36 1.36 0 0 1-.938-.379L7.23 12.932c-.51-.51-.51-1.35 0-1.86l7.681-7.69a1.32 1.32 0 0 1 1.86 0c.51.511.51 1.35 0 1.861l-6.745 6.75 6.744 6.751c.51.51.51 1.35 0 1.86a1.29 1.29 0 0 1-.937.38l.016.016Z" class="icon-base"/></svg></span> </button> <button class="swiper-button-next Button Button--utility display-none sm:display-flex"> <span class="Icon"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></span> </button> <div class="swiper-pagination display-none"></div> </div> </div> </div> <div class="wysiwyg display-block w-full"> <p><a class="Link" href="https://www.bankrate.com/credit-cards/how-we-use-data/">Bankrate’s data</a> indicates that, regardless of the type of credit card, users prefer straightforward rewards programs, no-annual-fee cards and solid zero-interest periods.</p> <p>These fan-favorite cards often carry flat rewards rates or strong rates in a mix of everyday bonus categories like groceries, dining and gas. The cards that received the most applications also tended to offer convenient cash back redemption options. We found that even among premium travel cards, the most popular cards were those that came at a low cost and offered a cash back redemption option. Most only had a $95 annual fee and let you redeem for cash back or statement credits that cover past travel purchases, although there’s still plenty of interest in luxury-level travel perks.</p> <p>The most popular cards of 2024 so far show this trend has continued since last year, but the rankings have slightly shifted. Along with <a class="Link" href="https://www.jdpower.com/business/press-releases/2024-us-credit-card-satisfaction-study" target="_blank" rel="noopener">J.D. Power’s report</a> and Bankrate’s <a class="Link" href="https://www.bankrate.com/credit-cards/news/credit-card-debt-report/?tpt=a">recent survey data</a>, these card rankings signal applicants are now leaning a bit more toward strong intro APR periods and cash back over travel rewards to help manage rising day-to-day costs and <a class="Link" href="https://www.bankrate.com/credit-cards/news/credit-utilization-survey/?tpt=a">snowballing card balances</a>. For example, cash back has become a much bigger priority for business card applicants, and lengthy intro APR periods are more influential for student card applicants and 0 percent intro APR card applicants.</p> <p>Considering how <a class="Link" href="https://www.bankrate.com/credit-cards/news/using-new-credit-card-to-fight-inflation/">credit cards can help fight inflation</a> and <a class="Link" href="https://www.bankrate.com/credit-cards/news/credit-card-debt-survey/">more cardholders are carrying balances</a>, it makes sense to apply for easy-to-manage cards that help you save on everyday expenses and pay off debt at a minimal cost. Whether you’re planning for future trips or you just want to save money on your usual expenses, well-rounded cards that can <a class="Link" href="https://www.bankrate.com/credit-cards/cash-back/weighing-a-cash-back-card-vs-a-points-and-miles-card/">either rack up travel or cash rewards</a> on popular spending categories are a safe bet.</p></div> </div> <div id="what-people-say-about-the-best-credit-cards" class="SectionWithTocItem " > <div data-cy="" class="Headline w-full"> <h2 class="type-heading-two"> What people say about the best credit cards </h2> </div> <div class="wysiwyg display-block w-full"> <p>Because people have many options when looking for their next credit card, reading current cardholders' experiences can be helpful. We reviewed the most useful comments on the best credit cards from online forums and discussion boards, vetted this information to ensure accuracy, and curated the highlights here. </p></div> <ul class="Accordion w-full border-0" data-cy="accordion-95ccb5d8-b491-4248-bf78-4b113445eac5"> <li x-id="['panel-span-classtext-first-hand-perspectivesspan', 'heading-span-classtext-first-hand-perspectivesspan']" x-data="{ expanded: 0, disableMobileHover: 0, }" class="Accordion-item Card Card--accentedBottom mb-4 border-0" > <button class="Accordion-titleContainer px-3 py-4 sm:px-6 group hover:bg-white" :id="$id('heading-span-classtext-first-hand-perspectivesspan')" :aria-controls="$id('panel-span-classtext-first-hand-perspectivesspan')" :aria-expanded="expanded ? true : false" x-on:click="expanded = !expanded" data-beam-element-clicked-no-delay id="" data-type="accordion" data-location="" data-name=" first-hand perspectives " data-position="1" data-text=" First-hand perspectives " data-outcome="" data-variant="card" :data-outcome="expanded ? 'open_accordion' : 'close_accordion'" :class="{ 'no-hover': (typeof isMobile !== 'undefined' && isMobile) && disableMobileHover }" > <h3 class="Accordion-title mr-2 md:flex-1 my-0"> <span class="text"> First-hand perspectives</span> </h3> <span class="Accordion-icon Icon Icon--sm icon-base-blue" aria-hidden="true"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg> </span> </button> <div class="Accordion-contentWrapper" :id="$id('panel-span-classtext-first-hand-perspectivesspan')" :labelledBy="$id('heading-span-classtext-first-hand-perspectivesspan')" x-show="expanded" x-collapse role="region" style="height: 0px; overflow: hidden; display: none;" > <div class="Accordion-content text-slate border-t border-gray p-0 pt-5 m-3 mb-4 sm:m-6 mt-0 sm:mt-0"> <div class="wysiwyg display-block w-full"> <p>For many Reddit and myFICO Forums users, American Express cards come out on top. While people favor the Amex Platinum and Gold cards for their lucrative rewards structure and perks, both the Blue Cash Everyday® Card from American Express and Blue Cash Preferred® Card from American Express are noted for their high rewards rate on grocery purchases.</p> <p>For one Reddit user, the Amex Blue Cash Preferred provides plenty of value because of its high reward rates on groceries and other key categories. </p> <blockquote> <p>"Groceries are my highest spend. Multipliers on streaming and gas are nice, as well as the purchase protection, return protection and extended warranty it provides."</p> <cite>— <a class="Link" href="https://www.reddit.com/r/CreditCards/comments/15cydux/comment/jtyyran/" target="_blank" rel="noopener">Reddit user</a>*</cite></blockquote> <p>However, some <a class="Link" href="https://ficoforums.myfico.com/t5/Credit-Cards/Gas-and-grocery-combo/m-p/6689760/highlight/true#M1850771" target="_blank" rel="noopener">commenters on myFICOforums</a> observe that the Blue Cash Preferred card's annual fee and yearly spending cap on groceries cut into rewards. If that’s a concern for you, we recommend choosing the Blue Cash Everyday instead: though the rewards rates are lower, you’ll get a valuable no-annual-fee card.</p> <p>Current cardholders also shared these perspectives about the best credit cards: </p> <ul> <li><strong>Rotating bonus categories:</strong> Discover it® Cash Back cardholders enjoy its high rewards rate in different categories each quarter. </li> <li><strong>Customized bonus categories:</strong> Both the <a class="Link" href="https://www.bankrate.com/credit-cards/reviews/citi-custom-cash-card/">Citi Custom Cash® Card</a> and Bank of America® Customized Cash Rewards credit card are considered strong cards, especially when paired with an unlimited flat-rate card. Our current <a class="Link" href="https://www.bankrate.com/awards/2024/best-credit-cards/">Bankrate Award winner</a> for best flat-rate cash back is the Wells Fargo Active Cash® Card. </li> <li><strong>Travel cards: </strong>Many Reddit users cite the Chase Sapphire Reserve® and <a class="Link" href="https://www.bankrate.com/credit-cards/reviews/us-bank-altitude-reserve-credit-card/">U.S. Bank Altitude® Reserve Visa Infinite® Card</a> as their go-to cards. While some would like improvements in Chase's Pay Yourself Back feature, one <a class="Link" href="https://www.reddit.com/r/CreditCards/comments/15cydux/comment/ju0085l/" target="_blank" rel="noopener">Redditor points out</a>, "I use [the Chase Sapphire Reserve] mainly for gas and dining, transfer points from my other Chase cards over, and it seems like points just add up." Capital One's suite of Venture cards also gets high praise, particularly for the issuer’s "fantastic app" that makes the user experience seamless.</li> <li><strong>Everyday spending:</strong> Most Reddit users agree that finding a <a class="Link" href="https://www.bankrate.com/credit-cards/cash-back/best-2-percent-cash-back-cards/" rel="nofollow">2 percent flat-rate cash back card</a> with no annual fee would be best for everyday, general spending. Many commenters on Quora list the <a class="Link" href="https://www.bankrate.com/credit-cards/reviews/citi-double-cash-card/">Citi Double Cash® Card</a> as a great card for its 2 percent cash back (1 percent when you buy and 1 percent when you pay off your purchase), with no spending cap or annual fee.</li> </ul> <p>At the end of the day, the best credit card is the one that meets your needs and earns a high rewards rate in categories where you do the most spending. For many people, that’s groceries, which is why the Amex Blue Cash Preferred is so popular. If you want to carry more than one card, as many credit card users on Reddit and other forums do, you can get more value by using a flat-rate cash back card for general purchases and pairing it with a card that earns high rewards rates in your favorite spending categories. </p> <p><em>*The quotes and citations included on this page have been verified by our editorial team and are accurate as of the posting date. Outlinked content may contain views and opinions that do not reflect the views and opinions of Bankrate.</em></p></div> </div> </div> <noscript> <div class="Accordion-contentWrapper" :id="$id('no-js-panel-span-classtext-first-hand-perspectivesspan')" :labelledBy="$id('heading-span-classtext-first-hand-perspectivesspan')" role="region" > <div class="Accordion-content text-slate border-t border-gray p-0 pt-5 m-3 mb-4 sm:m-6 mt-0 sm:mt-0"> <div class="wysiwyg display-block w-full"> <p>For many Reddit and myFICO Forums users, American Express cards come out on top. While people favor the Amex Platinum and Gold cards for their lucrative rewards structure and perks, both the Blue Cash Everyday® Card from American Express and Blue Cash Preferred® Card from American Express are noted for their high rewards rate on grocery purchases.</p> <p>For one Reddit user, the Amex Blue Cash Preferred provides plenty of value because of its high reward rates on groceries and other key categories. </p> <blockquote> <p>"Groceries are my highest spend. Multipliers on streaming and gas are nice, as well as the purchase protection, return protection and extended warranty it provides."</p> <cite>— <a class="Link" href="https://www.reddit.com/r/CreditCards/comments/15cydux/comment/jtyyran/" target="_blank" rel="noopener">Reddit user</a>*</cite></blockquote> <p>However, some <a class="Link" href="https://ficoforums.myfico.com/t5/Credit-Cards/Gas-and-grocery-combo/m-p/6689760/highlight/true#M1850771" target="_blank" rel="noopener">commenters on myFICOforums</a> observe that the Blue Cash Preferred card's annual fee and yearly spending cap on groceries cut into rewards. If that’s a concern for you, we recommend choosing the Blue Cash Everyday instead: though the rewards rates are lower, you’ll get a valuable no-annual-fee card.</p> <p>Current cardholders also shared these perspectives about the best credit cards: </p> <ul> <li><strong>Rotating bonus categories:</strong> Discover it® Cash Back cardholders enjoy its high rewards rate in different categories each quarter. </li> <li><strong>Customized bonus categories:</strong> Both the <a class="Link" href="https://www.bankrate.com/credit-cards/reviews/citi-custom-cash-card/">Citi Custom Cash® Card</a> and Bank of America® Customized Cash Rewards credit card are considered strong cards, especially when paired with an unlimited flat-rate card. Our current <a class="Link" href="https://www.bankrate.com/awards/2024/best-credit-cards/">Bankrate Award winner</a> for best flat-rate cash back is the Wells Fargo Active Cash® Card. </li> <li><strong>Travel cards: </strong>Many Reddit users cite the Chase Sapphire Reserve® and <a class="Link" href="https://www.bankrate.com/credit-cards/reviews/us-bank-altitude-reserve-credit-card/">U.S. Bank Altitude® Reserve Visa Infinite® Card</a> as their go-to cards. While some would like improvements in Chase's Pay Yourself Back feature, one <a class="Link" href="https://www.reddit.com/r/CreditCards/comments/15cydux/comment/ju0085l/" target="_blank" rel="noopener">Redditor points out</a>, "I use [the Chase Sapphire Reserve] mainly for gas and dining, transfer points from my other Chase cards over, and it seems like points just add up." Capital One's suite of Venture cards also gets high praise, particularly for the issuer’s "fantastic app" that makes the user experience seamless.</li> <li><strong>Everyday spending:</strong> Most Reddit users agree that finding a <a class="Link" href="https://www.bankrate.com/credit-cards/cash-back/best-2-percent-cash-back-cards/" rel="nofollow">2 percent flat-rate cash back card</a> with no annual fee would be best for everyday, general spending. Many commenters on Quora list the <a class="Link" href="https://www.bankrate.com/credit-cards/reviews/citi-double-cash-card/">Citi Double Cash® Card</a> as a great card for its 2 percent cash back (1 percent when you buy and 1 percent when you pay off your purchase), with no spending cap or annual fee.</li> </ul> <p>At the end of the day, the best credit card is the one that meets your needs and earns a high rewards rate in categories where you do the most spending. For many people, that’s groceries, which is why the Amex Blue Cash Preferred is so popular. If you want to carry more than one card, as many credit card users on Reddit and other forums do, you can get more value by using a flat-rate cash back card for general purchases and pairing it with a card that earns high rewards rates in your favorite spending categories. </p> <p><em>*The quotes and citations included on this page have been verified by our editorial team and are accurate as of the posting date. Outlinked content may contain views and opinions that do not reflect the views and opinions of Bankrate.</em></p></div> </div> </div> </noscript> </li> </ul> </div> <div id="faq" class="SectionWithTocItem " > <div data-cy="" class="Headline w-full"> <h2 class="type-heading-two"> Frequently asked questions </h2> </div> <ul class="Accordion w-full" data-cy="accordion-61924253-4a69-4622-899d-8af828b78c87"> <li x-id="['panel-how', 'heading-how']" x-data="{ expanded: 0, disableMobileHover: 0, }" class="Accordion-item" > <button class="Accordion-titleContainer px-3 py-4 sm:px-6 group sm:py-6" :id="$id('heading-how')" :aria-controls="$id('panel-how')" :aria-expanded="expanded ? true : false" x-on:click="expanded = !expanded" data-beam-element-clicked-no-delay id="" data-type="accordion" data-location="faq section" data-name=" how many credit cards should i have? " data-position="1" data-text=" How many credit cards should I have? " data-outcome="" data-variant="default" :data-outcome="expanded ? 'open_accordion' : 'close_accordion'" :class="{ 'no-hover': (typeof isMobile !== 'undefined' && isMobile) && disableMobileHover }" > <h3 class="Accordion-title mr-2 md:flex-1 my-0"> <span class="text"> How many credit cards should I have?</span> </h3> <span class="Accordion-icon Icon Icon--sm icon-base-blue" aria-hidden="true"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg> </span> </button> <div class="Accordion-contentWrapper" :id="$id('panel-how')" :labelledBy="$id('heading-how')" x-show="expanded" x-collapse role="region" style="height: 0px; overflow: hidden; display: none;" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <p>The <a class="Link" href="https://www.bankrate.com/credit-cards/advice/how-many-credit-cards-is-too-many/">number of credit cards you should have</a> depends on your goals. For example, you’ll probably want to carry multiple cards if you’re looking to maximize rewards on a broader range of expenses or wield perks specific to your favorite stores, airlines or hotels. However, you may want to stick to one card if you prioritize building credit or a streamlined rewards experience.</p> <p>Having several cards is fine as long as they deliver benefits that you take full advantage of (miles, cash back, perks and so on). Just beware of burdening yourself with annual fees and temporarily bruising your credit score from multiple card applications in a short period. For reference, <a class="Link" href="https://www.bankrate.com/credit-cards/news/credit-card-ownership-usage-statistics/">statistics show</a> that 77 percent of U.S. adults have at least one credit card, with the average American holding three to four credit cards.</p></div> </div> </div> <noscript> <div class="Accordion-contentWrapper" :id="$id('no-js-panel-how')" :labelledBy="$id('heading-how')" role="region" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <p>The <a class="Link" href="https://www.bankrate.com/credit-cards/advice/how-many-credit-cards-is-too-many/">number of credit cards you should have</a> depends on your goals. For example, you’ll probably want to carry multiple cards if you’re looking to maximize rewards on a broader range of expenses or wield perks specific to your favorite stores, airlines or hotels. However, you may want to stick to one card if you prioritize building credit or a streamlined rewards experience.</p> <p>Having several cards is fine as long as they deliver benefits that you take full advantage of (miles, cash back, perks and so on). Just beware of burdening yourself with annual fees and temporarily bruising your credit score from multiple card applications in a short period. For reference, <a class="Link" href="https://www.bankrate.com/credit-cards/news/credit-card-ownership-usage-statistics/">statistics show</a> that 77 percent of U.S. adults have at least one credit card, with the average American holding three to four credit cards.</p></div> </div> </div> </noscript> </li> <li x-id="['panel-span-classtext-what-is-a-good-sign-up-bonusspan', 'heading-span-classtext-what-is-a-good-sign-up-bonusspan']" x-data="{ expanded: 0, disableMobileHover: 0, }" class="Accordion-item" > <button class="Accordion-titleContainer px-3 py-4 sm:px-6 group sm:py-6" :id="$id('heading-span-classtext-what-is-a-good-sign-up-bonusspan')" :aria-controls="$id('panel-span-classtext-what-is-a-good-sign-up-bonusspan')" :aria-expanded="expanded ? true : false" x-on:click="expanded = !expanded" data-beam-element-clicked-no-delay id="" data-type="accordion" data-location="faq section" data-name=" what is a good sign-up bonus? " data-position="2" data-text=" What is a good sign-up bonus? " data-outcome="" data-variant="default" :data-outcome="expanded ? 'open_accordion' : 'close_accordion'" :class="{ 'no-hover': (typeof isMobile !== 'undefined' && isMobile) && disableMobileHover }" > <h3 class="Accordion-title mr-2 md:flex-1 my-0"> <span class="text"> What is a good sign-up bonus?</span> </h3> <span class="Accordion-icon Icon Icon--sm icon-base-blue" aria-hidden="true"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg> </span> </button> <div class="Accordion-contentWrapper" :id="$id('panel-span-classtext-what-is-a-good-sign-up-bonusspan')" :labelledBy="$id('heading-span-classtext-what-is-a-good-sign-up-bonusspan')" x-show="expanded" x-collapse role="region" style="height: 0px; overflow: hidden; display: none;" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <p>No-annual-fee rewards cards typically offer sign-up bonuses worth $200 to $250 after you spend $500 to $1,000 in the first three months. Meanwhile, premium rewards cards generally offer bonuses worth $500 to $800 after you spend $4,000 to $6,000 in your first three or six months. Business cards often offer even more valuable sign-up bonuses with a bigger spending requirement to match.</p></div> <div class="SupplementaryLink"> Learn more: <a class=" " href="https://www.bankrate.com/credit-cards/rewards/best-sign-up-bonus/" target=""data-beam-element-clicked data-type="link" data-location="https://www.bankrate.com/credit-cards/best-credit-cards/" data-name="Learn more link" data-position="middle" data-text="Best credit card sign-up bonuses" data-outcome="send to page" > Best credit card sign-up bonuses</a> </div> </div> </div> <noscript> <div class="Accordion-contentWrapper" :id="$id('no-js-panel-span-classtext-what-is-a-good-sign-up-bonusspan')" :labelledBy="$id('heading-span-classtext-what-is-a-good-sign-up-bonusspan')" role="region" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <p>No-annual-fee rewards cards typically offer sign-up bonuses worth $200 to $250 after you spend $500 to $1,000 in the first three months. Meanwhile, premium rewards cards generally offer bonuses worth $500 to $800 after you spend $4,000 to $6,000 in your first three or six months. Business cards often offer even more valuable sign-up bonuses with a bigger spending requirement to match.</p></div> <div class="SupplementaryLink"> Learn more: <a class=" " href="https://www.bankrate.com/credit-cards/rewards/best-sign-up-bonus/" target=""data-beam-element-clicked data-type="link" data-location="https://www.bankrate.com/credit-cards/best-credit-cards/" data-name="Learn more link" data-position="middle" data-text="Best credit card sign-up bonuses" data-outcome="send to page" > Best credit card sign-up bonuses</a> </div> </div> </div> </noscript> </li> <li x-id="['panel-credit-score', 'heading-credit-score']" x-data="{ expanded: 0, disableMobileHover: 0, }" class="Accordion-item" > <button class="Accordion-titleContainer px-3 py-4 sm:px-6 group sm:py-6" :id="$id('heading-credit-score')" :aria-controls="$id('panel-credit-score')" :aria-expanded="expanded ? true : false" x-on:click="expanded = !expanded" data-beam-element-clicked-no-delay id="" data-type="accordion" data-location="faq section" data-name=" does applying for a credit card hurt your credit score? " data-position="3" data-text=" Does applying for a credit card hurt your credit score? " data-outcome="" data-variant="default" :data-outcome="expanded ? 'open_accordion' : 'close_accordion'" :class="{ 'no-hover': (typeof isMobile !== 'undefined' && isMobile) && disableMobileHover }" > <h3 class="Accordion-title mr-2 md:flex-1 my-0"> <span class="text"> Does applying for a credit card hurt your credit score?</span> </h3> <span class="Accordion-icon Icon Icon--sm icon-base-blue" aria-hidden="true"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg> </span> </button> <div class="Accordion-contentWrapper" :id="$id('panel-credit-score')" :labelledBy="$id('heading-credit-score')" x-show="expanded" x-collapse role="region" style="height: 0px; overflow: hidden; display: none;" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <p>A <a class="Link" href="https://www.bankrate.com/credit-cards/advice/looking-for-a-new-credit-card/">credit card application</a> could have a negative (but temporary and relatively small) effect on your credit score. Getting approved for a credit card or other type of credit account requires some scrutiny of your track record as a borrower. The process can involve <a class="Link" href="https://www.bankrate.com/finance/credit-cards/how-credit-inquiries-affect-credit-score/">two types of credit checks</a>:</p> <ul> <li><strong>A “hard” inquiry</strong> is when the lender pulls your credit report to make a decision about whether to lend to you.</li> <li><strong>A “soft” inquiry</strong> is when the lender checks your credit as part of a preliminary screening. Pre-qualified credit card offers involve soft credit inquiries, so keep an eye out for cards that offer pre-qualification.</li> </ul> <p>A hard inquiry can subtract a few points from your credit score temporarily, while a soft inquiry usually has no effect. You’ll want to limit the number of hard inquiries on your credit report, so be as selective as possible about which credit cards you apply for and try to get preapproved first.</p></div> </div> </div> <noscript> <div class="Accordion-contentWrapper" :id="$id('no-js-panel-credit-score')" :labelledBy="$id('heading-credit-score')" role="region" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <p>A <a class="Link" href="https://www.bankrate.com/credit-cards/advice/looking-for-a-new-credit-card/">credit card application</a> could have a negative (but temporary and relatively small) effect on your credit score. Getting approved for a credit card or other type of credit account requires some scrutiny of your track record as a borrower. The process can involve <a class="Link" href="https://www.bankrate.com/finance/credit-cards/how-credit-inquiries-affect-credit-score/">two types of credit checks</a>:</p> <ul> <li><strong>A “hard” inquiry</strong> is when the lender pulls your credit report to make a decision about whether to lend to you.</li> <li><strong>A “soft” inquiry</strong> is when the lender checks your credit as part of a preliminary screening. Pre-qualified credit card offers involve soft credit inquiries, so keep an eye out for cards that offer pre-qualification.</li> </ul> <p>A hard inquiry can subtract a few points from your credit score temporarily, while a soft inquiry usually has no effect. You’ll want to limit the number of hard inquiries on your credit report, so be as selective as possible about which credit cards you apply for and try to get preapproved first.</p></div> </div> </div> </noscript> </li> <li x-id="['panel-age', 'heading-age']" x-data="{ expanded: 0, disableMobileHover: 0, }" class="Accordion-item" > <button class="Accordion-titleContainer px-3 py-4 sm:px-6 group sm:py-6" :id="$id('heading-age')" :aria-controls="$id('panel-age')" :aria-expanded="expanded ? true : false" x-on:click="expanded = !expanded" data-beam-element-clicked-no-delay id="" data-type="accordion" data-location="faq section" data-name=" how old do i have to be to get a credit card? " data-position="4" data-text=" How old do I have to be to get a credit card? " data-outcome="" data-variant="default" :data-outcome="expanded ? 'open_accordion' : 'close_accordion'" :class="{ 'no-hover': (typeof isMobile !== 'undefined' && isMobile) && disableMobileHover }" > <h3 class="Accordion-title mr-2 md:flex-1 my-0"> <span class="text"> How old do I have to be to get a credit card?</span> </h3> <span class="Accordion-icon Icon Icon--sm icon-base-blue" aria-hidden="true"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg> </span> </button> <div class="Accordion-contentWrapper" :id="$id('panel-age')" :labelledBy="$id('heading-age')" x-show="expanded" x-collapse role="region" style="height: 0px; overflow: hidden; display: none;" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <p>Generally, you must be at least 18 years old to be <a class="Link" href="https://www.bankrate.com/credit-cards/advice/how-old-do-i-have-to-be-to-get-credit-card/">the primary cardholder of a credit card</a>. However, there are considerably more strict requirements to hold a credit card if you’re below the age of 21. You must be able to prove that you can independently pay your credit card bill or you can elect to have a cosigner, who is financially responsible for your bills if you cannot pay.</p> <p>There is also the option to become an authorized user on a parent or guardian’s credit card. With this option, you can have access to a credit line before the age of 18, though age restrictions will depend on the issuer.</p></div> </div> </div> <noscript> <div class="Accordion-contentWrapper" :id="$id('no-js-panel-age')" :labelledBy="$id('heading-age')" role="region" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <p>Generally, you must be at least 18 years old to be <a class="Link" href="https://www.bankrate.com/credit-cards/advice/how-old-do-i-have-to-be-to-get-credit-card/">the primary cardholder of a credit card</a>. However, there are considerably more strict requirements to hold a credit card if you’re below the age of 21. You must be able to prove that you can independently pay your credit card bill or you can elect to have a cosigner, who is financially responsible for your bills if you cannot pay.</p> <p>There is also the option to become an authorized user on a parent or guardian’s credit card. With this option, you can have access to a credit line before the age of 18, though age restrictions will depend on the issuer.</p></div> </div> </div> </noscript> </li> </ul> </div> <div id="methodology" class="SectionWithTocItem " > <div data-cy="" class="Headline w-full"> <h2 class="type-heading-two"> How we assess the best credit cards </h2> </div> <div class="expertise-card-group expertise-container display-flex flex-wrap justify-content-space-around w-full"> <div class="expertise display-grid grid-rows-3 sm:h-44 sm:max-w-2xl box-sizing-border-box rounded-lg box-shadow-4 my-3 w-40 h-24"> <div class="display-flex flex-wrap justify-content-center"> <div class="expertise__banner w-40 h-6 bg-blue rounded-t-lg"></div> <div class="Icon expertise__icon sm:w-12 sm:h-12 bg-white pos-absolute sm:mt-2 mt-1 p-2 rounded-t-full"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Document Icon</title><path d="M18.323 23.99H10.11A4.5 4.5 0 0 1 5.7 19.399V8.564c.055-2.432 2.069-4.399 4.486-4.399h5.858c.743 0 1.464.31 1.975.836l3.92 4.082c.489.51.76 1.184.76 1.897v8.434a4.547 4.547 0 0 1-4.37 4.584l-.007-.007Z" fill="transparent" class="icon-offset"/><path fill-rule="evenodd" clip-rule="evenodd" d="M16.365 22.492H7.669a4.765 4.765 0 0 1-4.668-4.863V6.158C3.06 3.583 5.191 1.5 7.751 1.5h6.202c.788 0 1.55.328 2.092.886l4.15 4.32c.518.542.805 1.256.805 2.01v8.93a4.814 4.814 0 0 1-4.627 4.854l-.008-.008ZM7.75 2.812a3.464 3.464 0 0 0-3.445 3.354v11.471a3.454 3.454 0 0 0 3.371 3.535h8.655c1.879-.074 3.355-1.632 3.347-3.535V8.84h-2.413a3.464 3.464 0 0 1-3.453-3.452V2.812H7.75Zm7.374.517v2.058c0 1.18.96 2.14 2.141 2.14h1.892L15.125 3.33Zm-.705 12.988H8.628a.658.658 0 0 1-.656-.656c0-.36.295-.656.656-.656h5.792c.36 0 .656.295.656.656 0 .361-.295.656-.656.656Zm-2.199-4.026H8.62a.658.658 0 0 1-.656-.656c0-.36.295-.656.656-.656h3.601c.361 0 .657.295.657.656 0 .36-.296.656-.657.656Z" class="icon-base"/></svg></div> </div> <div class="expertise__mid-content display-flex sm:text-5xl text-3xl justify-content-center align-content-center sm:pt-3 pt-1"> 250+</div> <div class="expertise__bottom-content font-circular-book sm:text-base text-xs leading-4 text-center sm:pt-4 pt-1 sm:px-2"> cards rated</div> </div> <div class="expertise display-grid grid-rows-3 sm:h-44 sm:max-w-2xl box-sizing-border-box rounded-lg box-shadow-4 my-3 w-40 h-24"> <div class="display-flex flex-wrap justify-content-center"> <div class="expertise__banner w-40 h-6 bg-blue rounded-t-lg"></div> <div class="Icon expertise__icon sm:w-12 sm:h-12 bg-white pos-absolute sm:mt-2 mt-1 p-2 rounded-t-full"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Congrats Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M15.239 15.447a11.51 11.51 0 0 0-1.386-1.946c-.879-1.002-1.852-1.787-2.78-2.299-1.439-.964-2.969-1.516-3.82-.72-.062.058-.117.12-.165.185a.562.562 0 0 0-.14.232l-.006.02a1.58 1.58 0 0 0-.106.331L3.592 21.44a1.222 1.222 0 0 0 1.168 1.593l-.007.007c.106 0 .206-.014.312-.043l10.441-2.747a.592.592 0 0 0 .103-.038c.173-.063.332-.158.47-.287.822-.779.525-2.407-.827-4.46a.606.606 0 0 0-.013-.018Z" fill="transparent" class="icon-offset"/><path fill-rule="evenodd" clip-rule="evenodd" d="M9.535 2.977c.055.078 1.562 2.255.086 4.984-1.474-.864-2.946-1.258-3.812-.448a1.57 1.57 0 0 0-.191.215.651.651 0 0 0-.162.268l-.007.02a1.83 1.83 0 0 0-.123.389l-2 6.284a.649.649 0 0 0-.127.396l-1.633 5.13a1.417 1.417 0 0 0 1.354 1.846l-.008.009c.123 0 .238-.017.361-.05l12.104-3.183a.682.682 0 0 0 .12-.046 1.6 1.6 0 0 0 .545-.332c.952-.902.607-2.79-.96-5.17a.66.66 0 0 0-.911-.188.66.66 0 0 0-.189.91c1.264 1.93 1.436 3.226 1.157 3.488-.435.41-2.782-.393-5.506-3.315-2.332-2.5-3.137-4.61-3.048-5.423l.08-.252a.276.276 0 0 1 .038-.045c.296-.27 1.765-.008 3.997 1.88.279.238.689.205.927-.074a.653.653 0 0 0-.074-.928 15.972 15.972 0 0 0-.831-.654c1.991-3.514-.028-6.36-.121-6.485a.657.657 0 1 0-1.067.772l.001.002ZM4.093 16.589l-1.28 4.02s0 .074.025.107c.037.037.08.034.095.033h.004l4.044-1.064c-.512-.44-1.03-.937-1.55-1.488-.48-.518-.93-1.06-1.338-1.608Zm4.472 2.68 4.007-1.055c-1.29-.688-2.687-1.83-3.9-3.127-1.188-1.277-2.214-2.718-2.818-4.03l-1.26 3.96a17.97 17.97 0 0 0 1.797 2.285c.716.762 1.467 1.444 2.174 1.966Zm5.294-13.94c0 1.084.886 1.97 1.97 1.97 1.083 0 1.969-.886 1.969-1.97 0-1.083-.886-1.969-1.97-1.969-1.083 0-1.969.886-1.969 1.97Zm1.313 0c0-.369.287-.656.656-.656.37 0 .657.287.657.657 0 .369-.287.656-.656.656a.648.648 0 0 1-.657-.656Zm3.59 13.015a.673.673 0 0 1-.669-.656c0-.361.28-.656.64-.656h.025c.36 0 .656.295.656.656 0 .36-.293.654-.652.656Zm0 0h.004-.008.004Zm3.085-11.357a.673.673 0 0 1-.668-.656c0-.361.279-.657.64-.657h.024c.361 0 .657.296.657.657 0 .36-.293.654-.653.656Zm0 0h.005-.009.004Zm-.152 9.847a.66.66 0 0 1-.525-.262c-1.37-1.797-3.102-1.855-3.118-1.855a.653.653 0 0 1-.64-.673.63.63 0 0 1 .673-.64c.098 0 2.388.074 4.136 2.372a.655.655 0 0 1-.123.919.632.632 0 0 1-.394.131l-.009.008Zm-10.293-3.43h.004-.008.004Zm.463-.197a.652.652 0 0 1-.463.197.659.659 0 0 1-.472-1.116c.156-.164 3.939-3.963 9.749-2.314a.66.66 0 0 1 .451.812.66.66 0 0 1-.812.452c-5.039-1.428-8.313 1.83-8.453 1.97Z" class="icon-base"/></svg></div> </div> <div class="expertise__mid-content display-flex sm:text-5xl text-3xl justify-content-center align-content-center sm:pt-3 pt-1"> 50+</div> <div class="expertise__bottom-content font-circular-book sm:text-base text-xs leading-4 text-center sm:pt-4 pt-1 sm:px-2"> rewards programs valued</div> </div> <div class="expertise display-grid grid-rows-3 sm:h-44 sm:max-w-2xl box-sizing-border-box rounded-lg box-shadow-4 my-3 w-40 h-24"> <div class="display-flex flex-wrap justify-content-center"> <div class="expertise__banner w-40 h-6 bg-blue rounded-t-lg"></div> <div class="Icon expertise__icon sm:w-12 sm:h-12 bg-white pos-absolute sm:mt-2 mt-1 p-2 rounded-t-full"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Search Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M10.312 1.5C5.702 1.5 2 5.28 2 10c0 4.72 3.703 8.5 8.312 8.5a8.18 8.18 0 0 0 4.648-1.44l4.947 5.11c.428.44 1.125.44 1.553 0l.219-.22c.428-.38.428-1.1 0-1.54l-4.917-5.03A8.611 8.611 0 0 0 18.623 10c0-4.72-3.753-8.5-8.311-8.5Zm0 2.19c3.374 0 6.161 2.85 6.161 6.31 0 3.46-2.787 6.31-6.161 6.31-3.375 0-6.162-2.85-6.162-6.31 0-3.46 2.737-6.31 6.162-6.31Z" class="icon-base"/></svg></div> </div> <div class="expertise__mid-content display-flex sm:text-5xl text-3xl justify-content-center align-content-center sm:pt-3 pt-1"> 5000</div> <div class="expertise__bottom-content font-circular-book sm:text-base text-xs leading-4 text-center sm:pt-4 pt-1 sm:px-2"> data points analyzed</div> </div> <div class="expertise display-grid grid-rows-3 sm:h-44 sm:max-w-2xl box-sizing-border-box rounded-lg box-shadow-4 my-3 w-40 h-24"> <div class="display-flex flex-wrap justify-content-center"> <div class="expertise__banner w-40 h-6 bg-blue rounded-t-lg"></div> <div class="Icon expertise__icon sm:w-12 sm:h-12 bg-white pos-absolute sm:mt-2 mt-1 p-2 rounded-t-full"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Credit Card Reviews Icon</title><path d="M6.04 6.53c-.959 0-1.74.797-1.74 1.775v11.39c0 .978.781 1.775 1.74 1.775h16.12c.958 0 1.74-.797 1.74-1.775V8.305c0-.978-.782-1.775-1.74-1.775H6.04Z" fill="transparent" class="icon-offset"/><path fill-rule="evenodd" clip-rule="evenodd" d="M11.586 19.306h-7.24c-1.567 0-2.846-1.148-2.846-2.558V6.35c0-1.41 1.271-2.558 2.845-2.558h15.31c1.566 0 2.845 1.148 2.845 2.558v4.248c0 .36-.295.656-.656.656a.658.658 0 0 1-.656-.656V9.196H2.812v7.552c0 .689.689 1.246 1.533 1.246h7.24c.362 0 .657.295.657.656 0 .361-.295.656-.656.656ZM2.812 7.884h18.376V6.35c0-.688-.689-1.246-1.533-1.246H4.345c-.844 0-1.533.558-1.533 1.246v1.534Zm17.285 12.291c-.155 0-.32-.04-.467-.115l-1.656-.869-1.69.878a.977.977 0 0 1-1.295-.386.95.95 0 0 1-.107-.631l.328-1.845-1.36-1.304a.978.978 0 0 1-.017-1.37 1 1 0 0 1 .557-.278l1.878-.27.836-1.682a.966.966 0 0 1 1.304-.435.955.955 0 0 1 .37.32.309.309 0 0 1 .073.123l.836 1.69 1.87.27a.983.983 0 0 1 .64.377.967.967 0 0 1-.099 1.28l-1.353 1.303.328 1.853a.995.995 0 0 1-.188.755.926.926 0 0 1-.695.364c-.025.003-.05.005-.076.005l-.017-.033Zm-4.838-4.74.976.943a.96.96 0 0 1 .287.853l-.238 1.353 1.23-.648a.974.974 0 0 1 .902 0l1.214.632-.23-1.329a.95.95 0 0 1 .287-.877l.968-.935-1.353-.197a.944.944 0 0 1-.738-.54l-.607-1.223-.607 1.23a.991.991 0 0 1-.73.534l-1.36.196v.008Z" class="icon-base"/></svg></div> </div> <div class="expertise__mid-content display-flex sm:text-5xl text-3xl justify-content-center align-content-center sm:pt-3 pt-1"> 40+</div> <div class="expertise__bottom-content font-circular-book sm:text-base text-xs leading-4 text-center sm:pt-4 pt-1 sm:px-2"> perks evaluated</div> </div> </div> <div class="vertical-spacer pt-4" style="width: 100%; content: '';"></div> <div class="wysiwyg display-block w-full"> <p>When evaluating the best credit cards, we take into account several factors, including how cards score in our <a class="Link" href="https://www.bankrate.com/credit-cards/bankrate-score/">proprietary card rating system</a> and whether they offer features that fit the priorities of a diverse group of cardholders, from earning rewards to saving on interest. Whenever possible, we also feature cards that are available at various credit levels and price points. </p> <p>We analyzed over 250 of the most popular credit cards in each of our primary card scoring categories, including Cash Back, Rewards, Balance Transfer, Low Interest, Business, Credit-Building, and Student, as well as in a few popular subcategories like Travel, No Annual Fee, Airline and Hotel.</p> <p>We scored each card based on the factors most relevant to its primary category, including its rewards rate, estimated annual earnings, intro APR period length, ongoing APR, fees, perks and more to determine whether it belonged in this month’s roundup. </p> <p>Here’s a quick look at how our card ratings are distributed as of May 2024, as well as some of the key factors that we considered in selecting this month’s Best Cards.</p></div> <div class="DonutChart wrapper-editorial display-flex flex-direction-row-reverse justify-content-center align-items-center flex-wrap sm:justify-content-space-between"> <div class="mx-auto md:mx-0 w-80 h-80 pos-relative flex-grow-0"> <div id="DonutChart-a35f5425-9f6e-4d2d-93bc-a1e566a40647" class="DonutChart-chart-anchor"></div> <div class="DonutChart-chart-middle w-36 h-36 pos-absolute border border-slate rounded-full display-flex flex-direction-column align-items-center"> <span class="DonutChart-chart-middle-score text-4xl leading-10 font-bold">5</span> <div class="star-rating star-rating--number-size-sm align-center my-1" style="font-size: 16px"> <span class="visually-hidden">Rating: 5 stars out of 5</span> <div class="star-rating__main-content"> <div class="star-rating__items-container"> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> </div> </div> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> </div> </div> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> </div> </div> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> </div> </div> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> </div> </div> </div> </div> </div> <span class="type-body-three">Overall Score</span> </div> </div> <ul class="DonutChart-list List display-flex gap-y-3 flex-direction-column justify-content-center mx-auto mb-0 md:mx-0"> <li class="DonutChartItem"> <div class="display-flex gap-2 flex-direction-row align-items-center w-full px-4 py-2 rounded-lg box-shadow-1 text-decoration-none no-underline border border-transparent"> <span class="DonutChartItem-coloredDot bg-teal-600 rounded-full w-4 h-4"></span> <span class="DonutChartItem-title type-body-one text-crop-none type-body-one leading-7 text-slate flex-grow"> 5 stars </span> <span class="DonutChartItem-percentage display-block text-base leading-7 text-black font-circular-bold">2%</span> </div> </li> <li class="DonutChartItem"> <div class="display-flex gap-2 flex-direction-row align-items-center w-full px-4 py-2 rounded-lg box-shadow-1 text-decoration-none no-underline border border-transparent"> <span class="DonutChartItem-coloredDot bg-coral-500 rounded-full w-4 h-4"></span> <span class="DonutChartItem-title type-body-one text-crop-none type-body-one leading-7 text-slate flex-grow"> 4 - 4.9 stars</span> <span class="DonutChartItem-percentage display-block text-base leading-7 text-black font-circular-bold">35%</span> </div> </li> <li class="DonutChartItem"> <div class="display-flex gap-2 flex-direction-row align-items-center w-full px-4 py-2 rounded-lg box-shadow-1 text-decoration-none no-underline border border-transparent"> <span class="DonutChartItem-coloredDot bg-lavender-400 rounded-full w-4 h-4"></span> <span class="DonutChartItem-title type-body-one text-crop-none type-body-one leading-7 text-slate flex-grow"> 3 - 3.9 stars</span> <span class="DonutChartItem-percentage display-block text-base leading-7 text-black font-circular-bold">39%</span> </div> </li> <li class="DonutChartItem"> <div class="display-flex gap-2 flex-direction-row align-items-center w-full px-4 py-2 rounded-lg box-shadow-1 text-decoration-none no-underline border border-transparent"> <span class="DonutChartItem-coloredDot bg-blue-mid rounded-full w-4 h-4"></span> <span class="DonutChartItem-title type-body-one text-crop-none type-body-one leading-7 text-slate flex-grow"> 2 - 2.9 stars</span> <span class="DonutChartItem-percentage display-block text-base leading-7 text-black font-circular-bold">22%</span> </div> </li> <li class="DonutChartItem"> <div class="display-flex gap-2 flex-direction-row align-items-center w-full px-4 py-2 rounded-lg box-shadow-1 text-decoration-none no-underline border border-transparent"> <span class="DonutChartItem-coloredDot bg-yellow rounded-full w-4 h-4"></span> <span class="DonutChartItem-title type-body-one text-crop-none type-body-one leading-7 text-slate flex-grow"> 1 - 1.9 stars</span> <span class="DonutChartItem-percentage display-block text-base leading-7 text-black font-circular-bold">2%</span> </div> </li></ul> </div> <div class="vertical-spacer pt-8 " style="width: 100%; content: '';"></div> <ul class="Accordion w-full" data-cy="accordion-717e41b0-4c71-430b-a7b9-8a8d1f645f0b"> <li x-id="['panel-span-classtext-great-rewards-valuespan', 'heading-span-classtext-great-rewards-valuespan']" x-data="{ expanded: 0, disableMobileHover: 0, }" class="Accordion-item" > <button class="Accordion-titleContainer px-3 py-4 sm:px-6 group sm:py-6" :id="$id('heading-span-classtext-great-rewards-valuespan')" :aria-controls="$id('panel-span-classtext-great-rewards-valuespan')" :aria-expanded="expanded ? true : false" x-on:click="expanded = !expanded" data-beam-element-clicked-no-delay id="" data-type="accordion" data-location="" data-name=" great rewards value " data-position="1" data-text=" Great rewards value " data-outcome="" data-variant="default" :data-outcome="expanded ? 'open_accordion' : 'close_accordion'" :class="{ 'no-hover': (typeof isMobile !== 'undefined' && isMobile) && disableMobileHover }" > <h3 class="Accordion-title mr-2 md:flex-1 my-0"> <span class="text"> Great rewards value</span> </h3> <span class="Accordion-icon Icon Icon--sm icon-base-blue" aria-hidden="true"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg> </span> </button> <div class="Accordion-contentWrapper" :id="$id('panel-span-classtext-great-rewards-valuespan')" :labelledBy="$id('heading-span-classtext-great-rewards-valuespan')" x-show="expanded" x-collapse role="region" style="height: 0px; overflow: hidden; display: none;" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <p>For cards that put earning rewards front and center, a key criteria for their inclusion in our list of the best credit cards is whether they offer impressive rewards value. This includes a card’s average rewards rate, estimated annual rewards earnings, sign-up bonus value and reward redemption value.</p> <p>To estimate a card’s average annual rewards earnings, we calculate its average rewards rate based on how much it earns in different bonus categories, as well as how closely those categories match the average person’s spending habits. In other words: Does the card earn rewards at a high rate in the most popular spending categories?</p> <p>We use consumer spending data from the Bureau of Labor Statistics (BLS) to get a reliable third-party measure of people’s spending habits. The <a class="Link" href="https://www.bls.gov/news.release/cesan.nr0.htm" target="_blank" rel="noopener">most recent BLS data</a> estimates average total spending in 2023 was $77,280 per consumer. We then narrow our focus to which purchases are likely to be put on a credit card and earn rewards, subtracting expenditures like housing, vehicle purchases and education. This gives us a total “chargeable” annual spend of around $22,500. </p> <p>This includes the following spending by category:</p> <ul> <li>Groceries: $6,000</li> <li>Dining out: $3,900</li> <li>Entertainment: $2,500</li> <li>Gas: $2,400</li> <li>Apparel and services: $2,000</li> </ul> <p>Using this data, we assign a weighting to each of a card’s bonus categories. For example, a card’s grocery rewards rate receives a 26 percent weighting based on how much of the average person’s budget is spent on groceries. We also estimate the redemption <a class="Link" href="https://www.bankrate.com/credit-cards/travel/points-and-miles-valuations/">value of points or miles</a> from various issuer, airline and hotel rewards programs.</p> <p>This weighting and rewards valuation allows us to estimate a card’s average annual rewards earnings — how many points or miles you’d earn with a given card if your spending was about average and you used the card for all of your purchases — as well as what those points are worth. We also use point valuations to determine a card’s sign-up bonus value</p> <p>With these calculations complete, we assign each card a score based on how its average rewards earnings, sign-up bonus value, rewards rate and redemption value stack up against other rewards cards.</p> <p>The better these values, the higher its score will be, making it more worthy of inclusion in our list and increasing its potential ranking, particularly in the Rewards and Cash Back categories.</p></div> </div> </div> <noscript> <div class="Accordion-contentWrapper" :id="$id('no-js-panel-span-classtext-great-rewards-valuespan')" :labelledBy="$id('heading-span-classtext-great-rewards-valuespan')" role="region" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <p>For cards that put earning rewards front and center, a key criteria for their inclusion in our list of the best credit cards is whether they offer impressive rewards value. This includes a card’s average rewards rate, estimated annual rewards earnings, sign-up bonus value and reward redemption value.</p> <p>To estimate a card’s average annual rewards earnings, we calculate its average rewards rate based on how much it earns in different bonus categories, as well as how closely those categories match the average person’s spending habits. In other words: Does the card earn rewards at a high rate in the most popular spending categories?</p> <p>We use consumer spending data from the Bureau of Labor Statistics (BLS) to get a reliable third-party measure of people’s spending habits. The <a class="Link" href="https://www.bls.gov/news.release/cesan.nr0.htm" target="_blank" rel="noopener">most recent BLS data</a> estimates average total spending in 2023 was $77,280 per consumer. We then narrow our focus to which purchases are likely to be put on a credit card and earn rewards, subtracting expenditures like housing, vehicle purchases and education. This gives us a total “chargeable” annual spend of around $22,500. </p> <p>This includes the following spending by category:</p> <ul> <li>Groceries: $6,000</li> <li>Dining out: $3,900</li> <li>Entertainment: $2,500</li> <li>Gas: $2,400</li> <li>Apparel and services: $2,000</li> </ul> <p>Using this data, we assign a weighting to each of a card’s bonus categories. For example, a card’s grocery rewards rate receives a 26 percent weighting based on how much of the average person’s budget is spent on groceries. We also estimate the redemption <a class="Link" href="https://www.bankrate.com/credit-cards/travel/points-and-miles-valuations/">value of points or miles</a> from various issuer, airline and hotel rewards programs.</p> <p>This weighting and rewards valuation allows us to estimate a card’s average annual rewards earnings — how many points or miles you’d earn with a given card if your spending was about average and you used the card for all of your purchases — as well as what those points are worth. We also use point valuations to determine a card’s sign-up bonus value</p> <p>With these calculations complete, we assign each card a score based on how its average rewards earnings, sign-up bonus value, rewards rate and redemption value stack up against other rewards cards.</p> <p>The better these values, the higher its score will be, making it more worthy of inclusion in our list and increasing its potential ranking, particularly in the Rewards and Cash Back categories.</p></div> </div> </div> </noscript> </li> <li x-id="['panel-span-classtext-reasonable-fees-and-aprspan', 'heading-span-classtext-reasonable-fees-and-aprspan']" x-data="{ expanded: 0, disableMobileHover: 0, }" class="Accordion-item" > <button class="Accordion-titleContainer px-3 py-4 sm:px-6 group sm:py-6" :id="$id('heading-span-classtext-reasonable-fees-and-aprspan')" :aria-controls="$id('panel-span-classtext-reasonable-fees-and-aprspan')" :aria-expanded="expanded ? true : false" x-on:click="expanded = !expanded" data-beam-element-clicked-no-delay id="" data-type="accordion" data-location="" data-name=" reasonable fees and apr " data-position="2" data-text=" Reasonable fees and APR " data-outcome="" data-variant="default" :data-outcome="expanded ? 'open_accordion' : 'close_accordion'" :class="{ 'no-hover': (typeof isMobile !== 'undefined' && isMobile) && disableMobileHover }" > <h3 class="Accordion-title mr-2 md:flex-1 my-0"> <span class="text"> Reasonable fees and APR</span> </h3> <span class="Accordion-icon Icon Icon--sm icon-base-blue" aria-hidden="true"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg> </span> </button> <div class="Accordion-contentWrapper" :id="$id('panel-span-classtext-reasonable-fees-and-aprspan')" :labelledBy="$id('heading-span-classtext-reasonable-fees-and-aprspan')" x-show="expanded" x-collapse role="region" style="height: 0px; overflow: hidden; display: none;" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <div> <p>We also score cards based on how much it costs to keep them in your wallet or carry a balance. </p> <p>We rate all cards based on how their ongoing average APR compares to the average APR you’ll find on other cards in their primary category. However, the impact of an especially high or low APR on a card’s overall score depends on its primary category.</p> <p>For rewards-earning cards, this factor has only a minor influence on the card’s score and whether the card is included in our list, since rewards card users generally try to avoid carrying a balance. That said, rewards-earning cards may get a solid boost in score if they also offer an intro APR on balance transfers or new purchases, since such offers aren’t always present on these cards.</p> <p>More important to these cards’ scores and their inclusion in our list is how their annual fees influence their overall value. We consider a card’s annual fee in two ways — how it ranks relative to the fees you’ll find on other cards in the category and how it impacts a card’s overall rewards value. </p> <p>Cards with an annual fee will always be at a slight disadvantage in our scoring system since annual fees inherently cut into your rewards value. However, if a card offers terrific value via its ongoing rewards and perks, it can earn a high score and a spot in our list even if it carries a high annual fee. After all, the highest rewards rates and most valuable perks are often found on cards with annual fees. </p> <p>Interest rates and intro APR offers play a much larger role in a card’s score and whether it’s included in our list when the card is designed specifically for users looking to save on interest charges. This could include cards in the Balance Transfer and Low Interest categories, as well as those designed for people new to credit or working to rebuild their score (the Credit-Building category). </p> <p>We strive to feature cards with the most generous intro APR offers and lower balance transfer fees or ongoing APRs in our Balance Transfer and 0 percent Intro APR card categories. In these categories, factors like intro APR period length, ongoing APR and balance transfer fee make up a large portion of a card’s overall score and influence our decision to include it in our best cards list.</p> </div></div> </div> </div> <noscript> <div class="Accordion-contentWrapper" :id="$id('no-js-panel-span-classtext-reasonable-fees-and-aprspan')" :labelledBy="$id('heading-span-classtext-reasonable-fees-and-aprspan')" role="region" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <div> <p>We also score cards based on how much it costs to keep them in your wallet or carry a balance. </p> <p>We rate all cards based on how their ongoing average APR compares to the average APR you’ll find on other cards in their primary category. However, the impact of an especially high or low APR on a card’s overall score depends on its primary category.</p> <p>For rewards-earning cards, this factor has only a minor influence on the card’s score and whether the card is included in our list, since rewards card users generally try to avoid carrying a balance. That said, rewards-earning cards may get a solid boost in score if they also offer an intro APR on balance transfers or new purchases, since such offers aren’t always present on these cards.</p> <p>More important to these cards’ scores and their inclusion in our list is how their annual fees influence their overall value. We consider a card’s annual fee in two ways — how it ranks relative to the fees you’ll find on other cards in the category and how it impacts a card’s overall rewards value. </p> <p>Cards with an annual fee will always be at a slight disadvantage in our scoring system since annual fees inherently cut into your rewards value. However, if a card offers terrific value via its ongoing rewards and perks, it can earn a high score and a spot in our list even if it carries a high annual fee. After all, the highest rewards rates and most valuable perks are often found on cards with annual fees. </p> <p>Interest rates and intro APR offers play a much larger role in a card’s score and whether it’s included in our list when the card is designed specifically for users looking to save on interest charges. This could include cards in the Balance Transfer and Low Interest categories, as well as those designed for people new to credit or working to rebuild their score (the Credit-Building category). </p> <p>We strive to feature cards with the most generous intro APR offers and lower balance transfer fees or ongoing APRs in our Balance Transfer and 0 percent Intro APR card categories. In these categories, factors like intro APR period length, ongoing APR and balance transfer fee make up a large portion of a card’s overall score and influence our decision to include it in our best cards list.</p> </div></div> </div> </div> </noscript> </li> <li x-id="['panel-span-classtext-flexibility-and-perksspan', 'heading-span-classtext-flexibility-and-perksspan']" x-data="{ expanded: 0, disableMobileHover: 0, }" class="Accordion-item" > <button class="Accordion-titleContainer px-3 py-4 sm:px-6 group sm:py-6" :id="$id('heading-span-classtext-flexibility-and-perksspan')" :aria-controls="$id('panel-span-classtext-flexibility-and-perksspan')" :aria-expanded="expanded ? true : false" x-on:click="expanded = !expanded" data-beam-element-clicked-no-delay id="" data-type="accordion" data-location="" data-name=" flexibility and perks " data-position="3" data-text=" Flexibility and perks " data-outcome="" data-variant="default" :data-outcome="expanded ? 'open_accordion' : 'close_accordion'" :class="{ 'no-hover': (typeof isMobile !== 'undefined' && isMobile) && disableMobileHover }" > <h3 class="Accordion-title mr-2 md:flex-1 my-0"> <span class="text"> Flexibility and perks</span> </h3> <span class="Accordion-icon Icon Icon--sm icon-base-blue" aria-hidden="true"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg> </span> </button> <div class="Accordion-contentWrapper" :id="$id('panel-span-classtext-flexibility-and-perksspan')" :labelledBy="$id('heading-span-classtext-flexibility-and-perksspan')" x-show="expanded" x-collapse role="region" style="height: 0px; overflow: hidden; display: none;" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <div> <p>Along with rewards value and cost, we consider other factors that could give cards great long-term value, like flexible rewards redemption, unique and valuable perks or the ability to switch to another card with the same issuer after you’ve paid off debt or improved your credit score.</p> <p>We rate rewards-earning cards based on the restrictions they impose on earning and redeeming rewards and consider this when deciding on a card’s inclusion in our list. </p> <p>These restrictions could include only allowing users to earn a high rewards rate on a small amount of spending or requiring users to meet a certain earning threshold before they can redeem rewards. We also examine whether points are worth less when you opt for some redemption options over others and whether a card gives you the flexibility to transfer rewards to airline and hotel partners. </p> <p>We also evaluate each card’s perks based on their value, usefulness and uniqueness. Cards that offer top-tier benefits like airport lounge access or travel credits are likely to stand out in the Rewards and Travel categories, but we also aim to highlight cards that offer valuable under-the-radar perks, like the ability to graduate from a secured to an unsecured card with responsible use.</p> <p>For low-interest, balance transfer and credit-building cards, we factor in the presence of a rewards program (as this could give the card better long-term value) and perks designed to help cardholders protect their credit score (like free credit monitoring or the ability to prequalify with no impact to your score).</p> </div></div> </div> </div> <noscript> <div class="Accordion-contentWrapper" :id="$id('no-js-panel-span-classtext-flexibility-and-perksspan')" :labelledBy="$id('heading-span-classtext-flexibility-and-perksspan')" role="region" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <div> <p>Along with rewards value and cost, we consider other factors that could give cards great long-term value, like flexible rewards redemption, unique and valuable perks or the ability to switch to another card with the same issuer after you’ve paid off debt or improved your credit score.</p> <p>We rate rewards-earning cards based on the restrictions they impose on earning and redeeming rewards and consider this when deciding on a card’s inclusion in our list. </p> <p>These restrictions could include only allowing users to earn a high rewards rate on a small amount of spending or requiring users to meet a certain earning threshold before they can redeem rewards. We also examine whether points are worth less when you opt for some redemption options over others and whether a card gives you the flexibility to transfer rewards to airline and hotel partners. </p> <p>We also evaluate each card’s perks based on their value, usefulness and uniqueness. Cards that offer top-tier benefits like airport lounge access or travel credits are likely to stand out in the Rewards and Travel categories, but we also aim to highlight cards that offer valuable under-the-radar perks, like the ability to graduate from a secured to an unsecured card with responsible use.</p> <p>For low-interest, balance transfer and credit-building cards, we factor in the presence of a rewards program (as this could give the card better long-term value) and perks designed to help cardholders protect their credit score (like free credit monitoring or the ability to prequalify with no impact to your score).</p> </div></div> </div> </div> </noscript> </li> </ul> <div class="wysiwyg display-block w-full"> <p><em>The information about the U.S. Bank Visa® Platinum Card, Bank of America® Premium Rewards® Elite Credit Card, Southwest Rapid Rewards® Premier Credit Card, Apple Card, Costco Anywhere Visa® Card by Citi, BankAmericard® credit card, Citi Simplicity® Card and Chase Freedom Flex® has been collected independently by Bankrate.com. The card details have not been reviewed or approved by the card issuer.<br><br>For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.<br></em></p></div> </div> <div id="cited-sources" class="SectionWithTocItem " > <ul class="Accordion w-full CitedSources"> <li x-id="['panel-article-sources', 'heading-article-sources']" x-data="{ expanded: 0, disableMobileHover: 0, }" class="Accordion-item" > <button class="Accordion-titleContainer px-3 py-4 sm:px-6 group sm:py-6" :id="$id('heading-article-sources')" :aria-controls="$id('panel-article-sources')" :aria-expanded="expanded ? true : false" x-on:click="expanded = !expanded" :data-outcome="expanded ? 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Bankrate’s authors, reporters and editors are subject-matter experts who thoroughly fact-check editorial content to ensure the information you’re reading is accurate, timely and relevant. </p> <ol> <li> <p class="CitedSource">“<a rel="nofollow" href="https://www.bls.gov/news.release/cesan.nr0.htm"><u>Consumer Expenditures 2023</u></a>,” U.S. Bureau of Labor Statistics. Accessed on Oct. 21, 2024.</p> </li> <li> <p class="CitedSource">“<a rel="nofollow" href="https://www.jdpower.com/business/press-releases/2024-us-credit-card-satisfaction-study"><u>Show Me the Money! Cashback and Value Credit Cards Grow in Popularity as Financial Health of Cardholders Declines, J.D. Power Finds</u></a>,” J.D. Power 2024 U.S. Credit Card Satisfaction Study. Accessed on Oct. 21, 2024.</p> </li> </ol> </div> </div> <noscript> <div class="Accordion-contentWrapper" :id="$id('no-js-panel-article-sources')" :labelledBy="$id('heading-article-sources')" role="region" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <p class="mb-0"> We use primary sources to support our work. Bankrate’s authors, reporters and editors are subject-matter experts who thoroughly fact-check editorial content to ensure the information you’re reading is accurate, timely and relevant. </p> <ol> <li> <p class="CitedSource">“<a rel="nofollow" href="https://www.bls.gov/news.release/cesan.nr0.htm"><u>Consumer Expenditures 2023</u></a>,” U.S. Bureau of Labor Statistics. Accessed on Oct. 21, 2024.</p> </li> <li> <p class="CitedSource">“<a rel="nofollow" href="https://www.jdpower.com/business/press-releases/2024-us-credit-card-satisfaction-study"><u>Show Me the Money! Cashback and Value Credit Cards Grow in Popularity as Financial Health of Cardholders Declines, J.D. Power Finds</u></a>,” J.D. Power 2024 U.S. Credit Card Satisfaction Study. 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Cards</span> </div> </div> <div class="mt-6 border-t"></div> <div class="mt-4 text-slate type-body-two"> Nouri Zarrugh is a writer and editor for CreditCards.com and Bankrate, focusing on product news, guides and reviews. 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Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. </p> <p class="m-0 mt-6"> Editorial Disclosure: Opinions expressed here are the author’s alone, and have not been reviewed or approved by any advertiser. The information, including card rates and fees, is accurate as of the publish date. All products or services are presented without warranty. 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