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About: Instant payment
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Many countries have implemented instant payment systems, and many instant payment systems and platforms are currently under development worldwide, due to increased need for faster and reliable transactions. 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for almost immediate transfer of money between bank accounts, instead of the more typical one to three business days. Many countries have implemented instant payment systems, and many instant payment systems and platforms are currently under development worldwide, due to increased need for faster and reliable transactions. The (ERPB) define instant payments as:</p> </div> </div> </div> </section> <!-- page-header --> <!-- property-table --> <section> <div class="container-xl"> <div class="row"> <div class="table-responsive"> <table class="table table-hover table-sm table-light"> <thead> <tr> <th class="col-xs-3 ">Property</th> <th class="col-xs-9 px-3">Value</th> </tr> </thead> <tbody> <tr class="odd"><td class="col-2"><a class="uri" href="http://dbpedia.org/ontology/abstract"><small>dbo:</small>abstract</a> </td><td class="col-10 text-break"><ul> <li style="display:none;"><span class="literal"><span property="dbo:abstract" lang="de" >Die Echtzeitüberweisung bzw. SEPA Instant Payment ist im bargeldlosen Zahlungsverkehr eine Zahlungsart, bei der im Online-Banking Zahlungsvorgänge vom Zahlungspflichtigen bis zur Gutschrift beim Zahlungsempfänger laut Angaben der teilnehmenden Banken in „wenigen“ Sekunden erfolgen soll.</span><small> (de)</small></span></li> <li style="display:none;"><span class="literal"><span property="dbo:abstract" lang="ar" >الدفع الفوري هو وسيلة جديدة لتبادل الأموال وشراء الخدمات في ثوانِِ. مقارنة بالتحويلات البنكية ، فخدمات الدفع الفوري تتيح تحويل الأموال من الحساب المصرفي للدافع إلى الحساب المصرفي للمُستفيد على الفور تقريبًا، بدلاً الانتظار لبضعة أيام عمل. وتم تطوير أنظمة الدفع هذه (وهي قيد التطوير حاليًا) في جميع أنحاء العالم، حيث أن الحاجة إلى معاملات أسرع وموثوق بها هي متطلبات شائعة للاقتصاد الجديد. قدم مجلس مدفوعات التجزئة الأوروبي (ERPB) تعريفًا مقبولًا على نطاق واسع للمدفوعات الفورية ، وهي: «حلول دفع التجزئة الإلكترونية متاحة على مدار 365 يوم في السنة و 7 أيام في الأسبوع و 24 ساعة يوميا وتؤدي إلى تصفية فورية أو شبه فورية بين البنوك للمعاملة والائتمان من حساب المدفوع لأمره مع تأكيد إلى الدافع (في غضون ثوان من بدء الدفع).»</span><small> (ar)</small></span></li> <li style="display:none;"><span class="literal"><span property="dbo:abstract" lang="es" >Un pago inmediato es un método para intercambiar dinero y procesar pagos, lo que permite una transferencia casi inmediata de dinero entre cuentas bancarias, en lugar del más típico de uno a tres días hábiles. Muchos países han implementado sistemas de pago instantáneo y muchas plataformas de pago instantáneo se encuentran actualmente en desarrollo en todo el mundo, debido a la creciente necesidad de transacciones más rápidas y confiables. El (ERPB) define los pagos inmediatos como: Electronic retail payment solutions available 24/7/365 and resulting in the immediate or close-to-immediate interbank clearing of the transaction and crediting of the payee’s account with confirmation to the payer (within seconds of payment initiation).</span><small> (es)</small></span></li> <li><span class="literal"><span property="dbo:abstract" lang="en" >Instant payment (sometimes referred to as real-time payment or faster payment) is a method of exchanging money and processing payments, allowing for almost immediate transfer of money between bank accounts, instead of the more typical one to three business days. Many countries have implemented instant payment systems, and many instant payment systems and platforms are currently under development worldwide, due to increased need for faster and reliable transactions. The (ERPB) define instant payments as: Electronic retail payment solutions available 24/7/365 and resulting in the immediate or close-to-immediate interbank clearing of the transaction and crediting of the payee’s account with confirmation to the payer (within seconds of payment initiation).</span><small> (en)</small></span></li> <li style="display:none;"><span class="literal"><span property="dbo:abstract" lang="nl" >Een instantoverschrijving of instantbetaling is een betaling tussen twee bankrekeningen waarbij het geld binnen enkele seconden beschikbaar is op de rekening van de begunstigde.De European Payments Council (EPC) publiceerde hiervoor een basisschema dat nog verder technisch uitgewerkt diende te worden door de aanbieder van het (CSM). Volgens dit schema moeten betalingen tot €15.000,- binnen de Eurolanden in maximaal 10 seconden verwerkt worden, ongeacht datum of tijdstip. Het nieuwe betalingsprotocol is de opvolger van de SEPA Credit Tranfer (SCT) en wordt SEPA Instant Credit Transfer (SCT inst) genoemd. Achter de schermen gebeuren binnen die enkele seconden verschillende zaken: * Uitwisseling van verschillende ISO 20022 berichten via een tussenpartij (CSM) die als onafhankelijke 'scheidsrechter' bepaalt of de betaling doorgaat of niet: * betalingsopdracht * betalingsbevestiging * controles, reserveringen en boekingen bij zowel opdrachtgevende als begunstigde bank * clearing en settlement</span><small> (nl)</small></span></li> <li style="display:none;"><span class="literal"><span property="dbo:abstract" lang="pt" >Pagamento instantâneo (às vezes chamado de pagamento em tempo real ou pagamento mais rápido) é um método de troca de valores em dinheiro e processamento de pagamentos, que permite a transferência quase imediata de valores entre contas bancárias, em vez do mais comum, entre um a três dias úteis. Em sua maioria, os países passaram a implementar sistemas de pagamento instantâneo a partir das décadas de 2010 e 2020, sendo que muitos sistemas e plataformas de pagamento instantâneo estão atualmente em desenvolvimento em todo o mundo, devido à crescente necessidade de transações mais rápidas e confiáveis.</span><small> (pt)</small></span></li> </ul></td></tr><tr class="even"><td class="col-2"><a class="uri" href="http://dbpedia.org/ontology/wikiPageID"><small>dbo:</small>wikiPageID</a> </td><td class="col-10 text-break"><ul> <li><span class="literal"><span property="dbo:wikiPageID" datatype="xsd:integer" >58239632</span><small> (xsd:integer)</small></span></li> </ul></td></tr><tr class="odd"><td class="col-2"><a class="uri" href="http://dbpedia.org/ontology/wikiPageLength"><small>dbo:</small>wikiPageLength</a> </td><td class="col-10 text-break"><ul> <li><span class="literal"><span property="dbo:wikiPageLength" datatype="xsd:nonNegativeInteger" >7544</span><small> 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href="http://dbpedia.org/resource/Template:Quote"><small>dbt</small>:Quote</a></span></li> <li><span class="literal"><a class="uri" rel="dbp:wikiPageUsesTemplate" resource="http://dbpedia.org/resource/Template:Reflist" href="http://dbpedia.org/resource/Template:Reflist"><small>dbt</small>:Reflist</a></span></li> <li><span class="literal"><a class="uri" rel="dbp:wikiPageUsesTemplate" resource="http://dbpedia.org/resource/Template:Short_description" href="http://dbpedia.org/resource/Template:Short_description"><small>dbt</small>:Short_description</a></span></li> <li><span class="literal"><a class="uri" rel="dbp:wikiPageUsesTemplate" resource="http://dbpedia.org/resource/Template:Use_British_English" href="http://dbpedia.org/resource/Template:Use_British_English"><small>dbt</small>:Use_British_English</a></span></li> <li><span class="literal"><a class="uri" rel="dbp:wikiPageUsesTemplate" resource="http://dbpedia.org/resource/Template:Use_dmy_dates" 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href="http://dbpedia.org/resource/Category:Payment_networks"><small>dbc</small>:Payment_networks</a></span></li> <li><span class="literal"><a class="uri" rel="dcterms:subject" resource="http://dbpedia.org/resource/Category:Securities_clearing_and_depository_institutions" prefix="dcterms: http://purl.org/dc/terms/" href="http://dbpedia.org/resource/Category:Securities_clearing_and_depository_institutions"><small>dbc</small>:Securities_clearing_and_depository_institutions</a></span></li> </ul></td></tr><tr class="even"><td class="col-2"><a class="uri" href="http://www.w3.org/2000/01/rdf-schema#comment"><small>rdfs:</small>comment</a> </td><td class="col-10 text-break"><ul> <li style="display:none;"><span class="literal"><span property="rdfs:comment" lang="de" >Die Echtzeitüberweisung bzw. SEPA Instant Payment ist im bargeldlosen Zahlungsverkehr eine Zahlungsart, bei der im Online-Banking Zahlungsvorgänge vom Zahlungspflichtigen bis zur Gutschrift beim Zahlungsempfänger laut Angaben der teilnehmenden Banken in „wenigen“ Sekunden erfolgen soll.</span><small> (de)</small></span></li> <li style="display:none;"><span class="literal"><span property="rdfs:comment" lang="ar" >الدفع الفوري هو وسيلة جديدة لتبادل الأموال وشراء الخدمات في ثوانِِ. مقارنة بالتحويلات البنكية ، فخدمات الدفع الفوري تتيح تحويل الأموال من الحساب المصرفي للدافع إلى الحساب المصرفي للمُستفيد على الفور تقريبًا، بدلاً الانتظار لبضعة أيام عمل. وتم تطوير أنظمة الدفع هذه (وهي قيد التطوير حاليًا) في جميع أنحاء العالم، حيث أن الحاجة إلى معاملات أسرع وموثوق بها هي متطلبات شائعة للاقتصاد الجديد.</span><small> (ar)</small></span></li> <li><span class="literal"><span property="rdfs:comment" lang="en" >Instant payment (sometimes referred to as real-time payment or faster payment) is a method of exchanging money and processing payments, allowing for almost immediate transfer of money between bank accounts, instead of the more typical one to three business days. Many countries have implemented instant payment systems, and many instant payment systems and platforms are currently under development worldwide, due to increased need for faster and reliable transactions. The (ERPB) define instant payments as:</span><small> (en)</small></span></li> <li style="display:none;"><span class="literal"><span property="rdfs:comment" lang="es" >Un pago inmediato es un método para intercambiar dinero y procesar pagos, lo que permite una transferencia casi inmediata de dinero entre cuentas bancarias, en lugar del más típico de uno a tres días hábiles. Muchos países han implementado sistemas de pago instantáneo y muchas plataformas de pago instantáneo se encuentran actualmente en desarrollo en todo el mundo, debido a la creciente necesidad de transacciones más rápidas y confiables. El (ERPB) define los pagos inmediatos como:</span><small> (es)</small></span></li> <li style="display:none;"><span class="literal"><span property="rdfs:comment" lang="nl" >Een instantoverschrijving of instantbetaling is een betaling tussen twee bankrekeningen waarbij het geld binnen enkele seconden beschikbaar is op de rekening van de begunstigde.De European Payments Council (EPC) publiceerde hiervoor een basisschema dat nog verder technisch uitgewerkt diende te worden door de aanbieder van het (CSM). Volgens dit schema moeten betalingen tot €15.000,- binnen de Eurolanden in maximaal 10 seconden verwerkt worden, ongeacht datum of tijdstip.</span><small> (nl)</small></span></li> <li style="display:none;"><span class="literal"><span property="rdfs:comment" lang="pt" >Pagamento instantâneo (às vezes chamado de pagamento em tempo real ou pagamento mais rápido) é um método de troca de valores em dinheiro e processamento de pagamentos, que permite a transferência quase imediata de valores entre contas bancárias, em vez do mais comum, entre um a três dias úteis.</span><small> (pt)</small></span></li> </ul></td></tr><tr class="odd"><td class="col-2"><a class="uri" href="http://www.w3.org/2000/01/rdf-schema#label"><small>rdfs:</small>label</a> </td><td class="col-10 text-break"><ul> <li style="display:none;"><span class="literal"><span property="rdfs:label" lang="ar" >الدفع الفوري</span><small> (ar)</small></span></li> <li style="display:none;"><span class="literal"><span property="rdfs:label" lang="de" >Echtzeitüberweisung</span><small> (de)</small></span></li> <li style="display:none;"><span class="literal"><span property="rdfs:label" lang="es" >Pago inmediato</span><small> (es)</small></span></li> <li><span class="literal"><span property="rdfs:label" lang="en" >Instant payment</span><small> (en)</small></span></li> <li style="display:none;"><span class="literal"><span property="rdfs:label" lang="nl" >Instant overschrijving</span><small> (nl)</small></span></li> <li style="display:none;"><span class="literal"><span property="rdfs:label" lang="pt" >Pagamento instantâneo</span><small> (pt)</small></span></li> </ul></td></tr><tr class="even"><td class="col-2"><a class="uri" href="http://www.w3.org/2002/07/owl#sameAs"><small>owl:</small>sameAs</a> </td><td class="col-10 text-break"><ul> <li><span class="literal"><a class="uri" rel="owl:sameAs" resource="http://www.wikidata.org/entity/Q56280739" href="http://www.wikidata.org/entity/Q56280739"><small>wikidata</small>:Instant payment</a></span></li> <li><span class="literal"><a class="uri" rel="owl:sameAs" resource="http://ar.dbpedia.org/resource/الدفع_الفوري" href="http://ar.dbpedia.org/resource/الدفع_الفوري"><small>dbpedia-ar</small>:Instant payment</a></span></li> <li><span class="literal"><a class="uri" rel="owl:sameAs" resource="http://de.dbpedia.org/resource/Echtzeitüberweisung" href="http://de.dbpedia.org/resource/Echtzeitüberweisung"><small>dbpedia-de</small>:Instant payment</a></span></li> <li><span class="literal"><a class="uri" rel="owl:sameAs" resource="http://es.dbpedia.org/resource/Pago_inmediato" href="http://es.dbpedia.org/resource/Pago_inmediato"><small>dbpedia-es</small>:Instant payment</a></span></li> <li><span class="literal"><a class="uri" rel="owl:sameAs" resource="http://hu.dbpedia.org/resource/Azonnali_fizetés" href="http://hu.dbpedia.org/resource/Azonnali_fizetés"><small>dbpedia-hu</small>:Instant 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class="literal"><a class="uri" rev="dbo:wikiPageWikiLink" resource="http://dbpedia.org/resource/Alipay" href="http://dbpedia.org/resource/Alipay"><small>dbr</small>:Alipay</a></span></li> <li><span class="literal"><a class="uri" rev="dbo:wikiPageWikiLink" resource="http://dbpedia.org/resource/EBA_Clearing" href="http://dbpedia.org/resource/EBA_Clearing"><small>dbr</small>:EBA_Clearing</a></span></li> <li><span class="literal"><a class="uri" rev="dbo:wikiPageWikiLink" resource="http://dbpedia.org/resource/Latvian_language" href="http://dbpedia.org/resource/Latvian_language"><small>dbr</small>:Latvian_language</a></span></li> <li><span class="literal"><a class="uri" rev="dbo:wikiPageWikiLink" resource="http://dbpedia.org/resource/Immediate_Payment_Service" href="http://dbpedia.org/resource/Immediate_Payment_Service"><small>dbr</small>:Immediate_Payment_Service</a></span></li> <li><span class="literal"><a class="uri" rev="dbo:wikiPageWikiLink" 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href="http://en.wikipedia.org/wiki/Instant_payment"><small>wikipedia-en</small>:Instant_payment</a></span></li> </ul></td></tr> </tbody> </table> </div> </div> </div> </section> <!-- property-table --> <!-- footer --> <section> <div class="container-xl"> <div class="text-center p-4 bg-light"> <a href="https://virtuoso.openlinksw.com/" title="OpenLink Virtuoso"><img class="powered_by" src="/statics/images/virt_power_no_border.png" alt="Powered by OpenLink Virtuoso"/></a>    <a href="http://linkeddata.org/"><img alt="This material is Open Knowledge" src="/statics/images/LoDLogo.gif"/></a>     <a href="http://dbpedia.org/sparql"><img alt="W3C Semantic Web Technology" src="/statics/images/sw-sparql-blue.png"/></a>     <a href="https://opendefinition.org/"><img alt="This material is Open Knowledge" src="/statics/images/od_80x15_red_green.png"/></a>    <span style="display:none;" about="" resource="http://www.w3.org/TR/rdfa-syntax" rel="dc:conformsTo"> <a 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